Waiting Period. Item No. Service. Per person combined. Routine Dental (most common shown) Diagnostic
|
|
- Dale Johns
- 8 years ago
- Views:
Transcription
1 Super Extras This Quick Guide shows you what you can claim, how much you ll get back, your annual limits and when you can start claiming. This information will help you make the most of your cover. After all, the more you know, the better off you ll be. This is just a summary of your cover. For more information about how your health insurance works, you should read our Member Guide. You can download a copy at ahm.com.au/pages/downloads The information contained in this document is current at the time of issue (January 2015). What s covered, how much and when Service Routine Dental (most common shown) Diagnostic Item No 1 Benefit Comprehensive examination $41.80 ic examination 1 0 $39.75 Emergency examination $33.65 X-ray (one film) 022 $26.50 Preventive Clean and polish $36.70 Scale and clean $78.50 Topical fluoride application 2 1 $26.50 Mouthguard - custom made $92.80 Extractions Non-surgical extraction 311 $71.40 Surgical extraction 324 $ Direct Restorations Metallic restoration 1 surface/3 surfaces 511 / 513 $63.20/$86.70 Adhesive filling 1 surface/3 surfaces (front) 521 / 523 $64.25/$89.75 Adhesive filling 1 surface/3 surfaces (back) 531 / 533 $69.35/$ Complex Dental ontics Non-surgical periodontic treatment 281 $ Endodontics (Root canal therapy) Preparation of one root canal 415 $ Maximum two services per year 2. Maximum two services per year 3. Maximum three services per year Annual Limits No limit < 5 years $1, years $1, years $1, years $1,300
2 Service Major Dental Indirect restorations Item No Benefit Tooth coloured filling 1 surface 551 $ Crowns/bridges/implants Fully veneered crown 615 $ Dentures (one complete set per person each 3 years) Full upper 711 $ Full lower 7 $ Orthodontics Up to your yearly limit for GP and specialist services 100% Optical Annual Limits < 5 years $1, years $1, years $1, years $1,700 < 3 years $ years $1, years $1,300 Lifetime limit $2,900 per person Frames, single lenses (pair), bi-focal (pair), multi-focal (pair), contact lenses, repair of frames or lenses (for scripted sight correcting products only) Refractive sight correcting laser eye surgery Therapies Physiotherapy < 5 years $ years $275 $ years $ years $325 $900 per eye Initial consultation / subsequent consultation 1 $44 / $34 Per class (group hydrotherapy, Pilates, antenatal exercises, rehabilitation - all classes must be provided by an ahm recognised Physiotherapist) Chiropractic & Osteopathy Initial consultation / subsequent consultation 1 $44 / $34 $17 Lifetime limit $1,800 per person per therapy < 5 years $ years $ years $ years $750 < 5 years $ years $ years $ years $550 2 years 1. Benefits are payable for one initial consultation per therapy per person each financial year 2. Benefits and limits are based on your loyalty years 2
3 Complementary & Alternative Therapies Remedial Massage $33 Acupuncture, Alexander Technique, Aromatherapy, Biochemistry, Bowen Therapy, Exercise Physiology, Feldenkrais, Herbalism, Homeopathy, Kinesiology, Myotherapy, Naturopathy, Reflexology, Rolfing, Shiatsu, Chinese Medicine (consultations only) Pharmacy General items (excludes PBS scripts, over-thecounter medicines, vitamin & herbal medicines), Hormonal implants, Contraceptives for medical reasons, Preventive/travel vaccines Diet & Nutrition Dietitian & Nutritionist $28 Up to $60 each item above the general patient PBS amount Initial consultation / subsequent consultation 1 $45 / $32 Weight loss - Some conditions apply, see your Member Guide for more information Per class/course $10 / $100 Orthotics & Orthopaedic Shoes Purchases must be from an ahm recognised Podiatrist or orthopaedic supplier (excludes sporthotics and formthotics) Hearing Aids account must be paid in full before benefit is paid Per hearing aid $800 Repair $50 Pre/post Natal Services & Birthing Courses Consultations & classes (including lactation consultants) Birthing courses (must be provided by a registered Midwife) $400 < 5 years $ years $ years $ years $650 $400 $200 $200 $26 $5 1. Benefits are payable for one initial consultation per therapy per person each financial year (every 3 years) $1,600 (per rolling year) $300 3
4 Health Improvement Benefits Some conditions apply, see your Member Guide for more information Quit smoking Per course $110 Per item (nicotine replacement therapy ie. patches, gum, lozenges, inhalers) Disease management association fees Per association (Asthma, Diabetes, Heart, Arthritis, Colitis, Coeliac, Ostomy, Crohn's Disease) $60 $52 Cancer Council UV products Per item (sunscreen, swimwear, hats, sunglasses) $52 Stress management courses Per course $100 Preventive tests, scans & screenings Per test (mammograms, skin cancer screenings, bowel cancer tests and scans, bone mineral density Up to $65 tests) Health checks Per check (doctor s health checks, Healthy Heart checks) Exercise classes Per class/course. Exercise classes Types of exercises classes include gym classes or courses (membership), personal trainer, yoga, pilates and exercise physiology $60 $16 / $250 Swimming lessons and training (0-17 years) Per lesson/course $10 / $250 $250 4
5 Other Therapies Psychology & Hypnotherapy (service must be provided by an ahm recognised Psychologist) Assessment or initial consultation / subsequent consultation 1 $81 / $46 Group consultation $25 Speech Therapy Initial consultation / subsequent consultation 1 $60 / $30 Occupational Therapy Initial consultation / subsequent consultation 1 $34 / $30 Eye Therapy (Orthoptics) Initial consultation / subsequent consultation 1 $32 / $25 Audiology Initial consultation / subsequent consultation 1 $32 / $25 Podiatry Initial consultation / subsequent consultation 1 $38 / $30 Casting $30 Podiatric surgery (not in hospital) $210 Medical Gases Per unit (eg. oxygen) $100 Oxygen concentrator $1,200 Joint Fluid Replacement Injections per therapy < 5 years $ years $ years $ years $450 $1,200 (per rolling year) Per injection (eg. Synvisc, OsteoArtz, Hyalgan) $320 $640 Post Operative & Medical Aids (evidence of hospitalisation or medical need is required) Post operation aid (eg. surgical stockings) $105 Braces and supports (eg. crutches) $105 Medical aids (including Irlen lens) $160 Non-surgical prosthesis (including wigs) $160 Outpatient Procedure Room Fees $300 Per procedure $0 $ Benefits are payable for one initial consultation per therapy per person each financial year 5
6 Travel & Accommodation (conditions apply see our Member Guide) Travel over 200kms return trip Accommodation per night (for specialist medical appointments and outpatient procedures only) Ambulance Emergency ambulance (excludes ambulance subscriptions and non-emergency transport eg. transfers between hospitals) periods $0.15 / km A set amount of time you must wait before you can claim any money back for a service included on your cover. All health insurers have waiting periods, which apply when you first join (or rejoin after some time without health insurance) or when you change to a higher level of cover or one with additional services. Benefits The amount you get back from us to help with the cost of your treatment. $300 Limits Benefits are subject to annual limits. An annual limit is the maximum amount of benefits payable towards services, items or groups of services and/or items within a financial year (1 July to 30 June). However some benefits for Super Extras are based on a rolling year, which begins on the date a service was first provided with the limit applying to that month period following the date of the first service. Benefits that have been paid under your previous cover will be taken into account in determining the benefits payable under your ahm cover. Your annual claiming limit for some services will increase after you ve been with us for over 5, 10 and 20 continuous financial years. Some services also have a lifetime limit. Once you ve reached this limit you can no longer claim that benefit in any future year of membership, even if you change your cover. $30 100% No limit 1 day Get in touch Monday to Friday info@ahm.com.au ahm.com.au Find us on Facebook facebook.com/ahm.health.insurance ahm by Medibank is a business of Medibank Private Ltd ABN ahm by Medibank, ahm Health Insurance and ahm are references to Medibank Private Ltd trading as ahm by Medibank. January MAHM
Family Extras. What s covered, how much and when. Item No. Waiting Period. Service
Family Extras This Quick Guide shows you what you can claim, how much you ll get back, your annual limits and when you can start claiming. This information will help you make the most of your cover. After
More informationWhat s covered, how much and when. Item No. Waiting Period. Service. Per person combined. Routine Dental (most common shown) Diagnostic
Family Extras This Quick Guide shows you what you can claim, how much you ll get back, your annual limits and when you can start claiming. This information will help you make the most of your cover. After
More informationServices. Essential Extras. Premier Extras
cover Acupuncture 3 3 3 Ambulance 3 3 7 Audiology (Hearing Tests) 3 3 7 Chiropractic 3 3 3 Dental General 3 3 3 Dental Major (excl. Orthodontics) 3 3 7 Diabetes Education 3 3 7 Diabetes Australia Membership
More informationExtras. It s the little things we do, that make a big difference.
Extras It s the little things we do, that make a big difference. Contents Welcome to ahm Health Insurance...3 We ve got the right cover for you...4 Waiting periods...7 Basic Extras...9 Lifestyle Extras...10
More informationCOVER SUMMARY ULTRA HEALTH COVER
COVER SUMMARY ULTRA HEALTH COVER This provides an important summary of your cover and we recommend that you read and retain it. You can find out more about your membership by referring to the Member Guide,
More informationExtras Cover (as at April 2015)
April 2015 Page 2 of 12 Extras Cover (as at April 2015) Benefits are rebated at 90% of the fee charged for each service/item, up to the maximum benefit payable. Item numbers have been shown where possible
More informationstraightforward health insurance Your Health Cover Options
straightforward health insurance Your Health Cover Options 1 Welcome to GMF Health Why you need GMF Health cover GMF Health has been helping the people of Western Australia for over 60 years. Over that
More informationUltimate Health Cover
Ultimate Health Cover 1 April 2013 Your level of cover is a packaged hospital and extras cover. HOSPITAL COVER Your hospital cover provides comprehensive cover that helps pay for hospital and in-patient
More informationProduct Guide. Top Extras
Product Guide Top Extras Extras cover helps fund your every-day health care needs that are not covered by Medicare. This includes important services such as dental, optical, physiotherapy, speech therapy,
More informationComprehensive Extras Cover
Effective?? 1 April????????? 2015 2015 Comprehensive Extras Cover PLEASE CAREFULLY READ AND RETAIN THIS BROCHURE. PLEASE READ IN CONJUNCTION WITH THE IMPORTANT INFORMATION GUIDE. WAITING PERIODS The extras
More informationOverseas Student Health Cover. Basic Extras. Information about your policy
Overseas Student Health Cover Basic Extras Information about your policy Effective 1 July 2011 Contacting ahm? Visit ahm.com.au and register for online services to manage your cover online and access a
More information01 Start with hospital cover
01 Start with hospital cover nib private hospital covers pay benefits toward the cost of treatment in an nib Agreement Private Hospital or any public hospital. We recommend top hospital cover for peace
More information30 DAY. How to choose. Contents GUARANTEE. Get your personalised quote today. It s worth it. Start with hospital cover. Tailor your Extras
Product information How to choose Contents How to choose 1 Start with hospital cover 2 Tailor your Extras 6 Top Extras 8 01 02 Start with hospital cover We recommend our top hospital cover for peace of
More informationNot-for-profit BIG benefits
Not-for-profit BIG benefits Information & Benefits 1st of April 2015 1 Welcome to the Health Fund that puts you first. With over 60 years servicing the needs of our members, Phoenix Health Fund continues
More informationExtras Plus Effective 1 October 2014
Mail: Locked Bag 25, Wollongong NSW 2500 - Phone: 1800 148 626 - Fax: 1300 673 406 Email: info@onemedifund.com.au - Web: www.onemedifund.com.au Extras Plus Effective 1 October 2014 Benefit Summary Note:
More informationactive choice TUH it s my health fund! comprehensive, efficient and friendly service right from the word go TUH offers
Effective 2 April 2014 Queensland s health fund of choice active choice TUH offers comprehensive, efficient and friendly service right from the word go TUH it s my health fund! Far West Outback PLEASE
More informationADF Total Package. Your hospital cover. Favourite features. What s covered. What s restricted. What s excluded. Comprehensive ambulance cover
ADF Total Package Product Guide Effective from 1 September 2014 The ADF Total Package has been specially designed with permanent ADF and active Reservist families in mind. It gives you our best protection
More informationHow To Get A Better Health Care Package From Australia Health Insurance
Effective 1 April 2015 Cover Comparison PLEASE CAREFULLY READ AND RETAIN THIS BROCHURE. PLEASE READ IN CONJUNCTION WITH THE IMPORTANT INFORMATION GUIDE. WAITING PERIODS! Immediate cover 2 Months 6 Months
More informationUltimate choice. TUH it s my health fund! so why is TUH the best choice for you! Extended dependant cover. Effective 4 April 2012
Effective 4 April 2012 PLEASE ENSURE THAT THIS BROCHURE IS READ CAREFULLY AND RETAINED. Ultimate choice This package is the NUMBER ONE choice for superior health insurance. Ultimate Choice is designed
More informationPublic Hospital. Bronze Extras * Ambulance cover
Effective 1 July 2015 Hospital & Bronze Extras * *This cover is closed to new members Our Hospital & Bronze Extras cover gives you cover as a private patient in a public hospital for most services, as
More informationANZ Health Insurance. Taking a fresh approach. Easy Reference Guide Tasmania. Issued by: Bupa Australia Health Pty Ltd ABN 50 003 098 655
Taking a fresh approach ANZ Health Insurance Easy Reference Guide Tasmania Issued by: Bupa Australia Health Pty Ltd ABN 50 003 098 655 Agent for the Insurer: Australia and New Zealand Banking Group Limited
More informationSimply better health cover.
Simply better health cover. Welcome to Health Partners Congratulations on taking an important step towards investing in your most important asset your health. We understand that deciding on a health fund
More informationHEALTH COVER HOSPITAL AND EXTRAS
HEALTH COVER HOSPITAL AND EXTRAS APRIL 2013 Latrobe Health Services proudly supports and complies with the Private Health Insurance Code of Conduct 1300 362 144 member service centre 8:30am - 5:30pm weekdays
More informationANZ Health Insurance. Taking a fresh approach. Easy Reference Guide Western Australia. Issued by: Bupa Australia Health Pty Ltd ABN 50 003 098 655
Taking a fresh approach ANZ Health Insurance Easy Reference Guide Western Australia Issued by: Bupa Australia Health Pty Ltd ABN 50 003 098 655 Agent for the Insurer: Australia and New Zealand Banking
More informationANZ Health Insurance. Taking a fresh approach. Easy Reference Guide New South Wales. Issued by: Bupa Australia Health Pty Ltd ABN 50 003 098 655
Taking a fresh approach ANZ Health Insurance Easy Reference Guide New South Wales Issued by: Bupa Australia Health Pty Ltd ABN 50 003 098 655 Agent for the Insurer: Australia and New Zealand Banking Group
More informationvalue extras Ambulance Ambulance Transport Dental Optical We re here for you Effective 1st May 2015
value extras Policy summary hospital & Medical Value Extras does not provide any benefits for Hospital or Medical Treatment. If you require cover for Hospital and Medical Treatment please consider Platinum,
More informationANZ Health Insurance. Taking a fresh approach. Easy Reference Guide Queensland. Issued by: Bupa Australia Health Pty Ltd ABN 50 003 098 655
Taking a fresh approach ANZ Health Insurance Easy Reference Guide Queensland Issued by: Bupa Australia Health Pty Ltd ABN 50 003 098 655 Agent for the Insurer: Australia and New Zealand Banking Group Limited
More informationProduct Brochure MARCH 2016. www.cbhs.com.au
Product Brochure MARCH 2016 www.cbhs.com.au 1 Contact us CBHS Health Fund Limited ABN 87 087 648 717 A Registered Private Health Insurer Call CBHS Member Care 1300 654 123 Monday to Friday, 7.00am 7.00pm
More informationANZ Health Insurance. anz.com A2719/0410 BUPA 04409-03-10S
A2719/0410 BUPA 04409-03-10S Issued by: Bupa Australia Health Pty Ltd ABN 50 003 098 655 Agent for the Insurer: Australia and New Zealand Banking Group Limited ABN 11 005 357 522 (ANZ) Effective date 1
More informationHealth insurance for ADF and active Reservists Experience family value
Health insurance for ADF and active Reservists Experience family value Issued September 2014 Contents Introduction 1 Who s eligible to join 2 Why you re better off with private 3 health insurance Types
More informationPrivate Plus Hospital - $250/$500 Excess & Basic Extras Effective 1 September 2014
Mail: Locked Bag 25, Wollongong NSW 2500 - Phone: 1800 148 626 - Fax: 1300 673 406 Email: info@onemedifund.com.au - Web: www.onemedifund.com.au Private Plus Hospital - $250/$500 Excess & Basic Extras Effective
More informationHealth Insurance Product Information Brochure
Need help? Sales: 13 50 50 Go to apia.com.au Claims and service: 1800 274 213 Email: apiahealth@nib.com.au Mon to Fri: 8am - 8.30pm Sat: 8am - 1pm (AEST) Health Insurance Product Information Brochure This
More informationCORPORATE HEALTH COVER DISCOVER THE BENEFITS OF CORPORATE COVER BUPA. FIND A HEALTHIER YOU
CORPORATE HEALTH COVER DISCOVER THE BENEFITS OF CORPORATE COVER BUPA. FIND A HEALTHIER YOU At Bupa, it s our purpose that makes us different helping our members to live longer, healthier, happier lives.
More informationCORPORATE HEALTH COVER DISCOVER THE BENEFITS OF CORPORATE COVER BUPA. FIND A HEALTHIER YOU
CORPORATE HEALTH COVER DISCOVER THE BENEFITS OF CORPORATE COVER BUPA. FIND A HEALTHIER YOU At Bupa, it s our purpose that makes us different helping our members to live longer, healthier, happier lives.
More informationProduct Brochure JUNE 2015. www.cbhs.com.au
Product Brochure JUNE 2015 www.cbhs.com.au Contact us CBHS Health Fund Limited ABN 87 087 648 717 A Registered Private Health Insurer Call CBHS Member Care 1300 654 123 Monday to Friday, 7.00am 7.00pm
More informationHow To Get A Nib Insurance Policy
Corporate Choosing your He alth COVer health cover for the real world it s worth it Welcome to nib At nib, we believe Private Health Insurance should be easy to understand, easy to claim on and most of
More informationActive Choice. Young Choice. Effective 1 April 2015
Effective 1 April 2015 Active Choice Young Choice PLEASE CAREFULLY READ AND RETAIN THIS BROCHURE. PLEASE READ IN CONJUNCTION WITH THE IMPORTANT INFORMATION GUIDE. For cover that s hassle free and easy
More informationRegulatory Framework
Data Dictionary PHIAC 1 Returns Updated July 2007 Regulatory Framework Protecting consumers of private health insurance. Ensuring a well-run and competitive industry. Contents About the data dictionary
More informationGloHealth Daily Care Good 12 GloHealth Daily Care Better 12 GloHealth Daily Care Best 12
GloHealth Table of Contents GloHealth Table of Basic 2 GloHealth Table of Good 3 GloHealth Table of Better 4 GloHealth Table of Best 5 GloHealth Table of Ultra 6 GloHealth Table of Ultimate 7 GloHealth
More informationHospital Cover - Teachers Health Fund
Membership Guide Effective 1 April 2016 Contents Hospital cover 4 Extras cover 10 Emergency Ambulance cover 17 Combined cover StarterPak 18 Things to know 22 How to claim for Extras services 26 How to
More informationMembership Guide. Effective 1 April 2016
Membership Guide Effective 1 April 2016 Contents Hospital cover 4 Extras cover 10 Emergency Ambulance cover 17 Combined cover StarterPak 18 Things to know 22 How to claim for Extras services 27 How to
More informationChoosing the right nib cover for you. Why you need health cover and all the great reasons to be with nib
Choosing the right nib cover for you Why you need health cover and all the great reasons to be with nib Private health cover opens up a world of choice While it s great that all Australians are entitled
More informationCOMPARING BUPA GLOBAL HEALTH PLANS
COMPARING BUPA GLOBAL HEALTH PLANS This comparison guide is a summary of our plans to help you understand the high level differences between them. Full details of the benefits, limitations, exclusions
More informationCore Health Insurance Plans
.. Core Health Insurance Plans A Guide To GloHealth Cover Cover For Me Cover For Us Cover For All Of Us Hospital Cover Enhanced Maternity Out-Patient International Health & Travel Sports Cover Family Protection
More informationHealth insurance for Defence Connections Experience family value
Health insurance for Defence Connections Experience family value Issued September 2014 Contents Introduction 1 Who s eligible to join 2 Why you re better off with private 3 health insurance Types of cover
More informationHOSPITAL TREATMENT OVERVIEW
Hospital overseas Policy summary HOSPITAL TREATMENT 1 OVERVIEW Effective 1st May 2015 From 14th September 2009, under Visa Condition 8501, all new Subclass 457 Visa holders are responsible for all health
More informationGeneral Product Guide Effective 1 April 2015
General Product Guide Effective 1 April 2015 Teachers Federation Health Ltd. ABN 86 097 030 414 trading as Teachers Health Fund. A Registered Private Health Insurer. Contents Hospital cover 4 Extras cover
More informationGeneral Product Guide Effective 1 April 2015
General Product Guide Effective 1 April 2015 Teachers Federation Health Ltd. ABN 86 097 030 414 trading as UniHealth Insurance. A Registered Private Health Insurer. Contents Hospital cover 4 Extras cover
More informationSchedule of Health Benefits Lighthouse Plan Effective June 1, 2015
Health Insurance Act Benefits HI LOCAL TREATMENT AND SERVICES Public Ward, Psychiatric Ward, Hospice, Hospital Outpatient and Emergency Department, Physicians Services, Approved Diagnostic Imaging Facilities,
More informationCorporate health COVER. Bringing you corporate Benefits
Corporate health COVER Bringing you corporate Benefits We ll help find a healthier you It s our purpose that makes us different we want our members to live longer, healthier, happier lives. We offer more
More informationYOUNG EXTRAS 1 APRIL 2016
YOUNG EXTRAS 1 APRIL 2016 Welcome TO QUEENSLAND COUNTRY In short, Queensland Country Health has been at it for nearly 40 years, and takes pride in offering you a flexible, affordable and comprehensive
More informationEARLY RETIREE (AGE 55-64) HEALTH & DENTAL BENEFIT COMPARISON as at April 2013
(through (MROO) / (through Direct Comprehensive Drugs (legally requiring a prescription) * - Drug card reimbursed at 90% (including dispensing fee up to $7.00) - $1,200 maximum per - Pays up to $100 of
More informationMember Guide. Victoria Sept 2012
Member Guide Victoria Sept 2012 Contents atthe heartof ourhealthy community weare Why do I need private health insurance?...2 Why choose GMHBA?...3 Mix and match to suit your needs...4 What life stage
More informationHealth Insurance. Freedom of choice Peace of mind For better health. Corporate health cover
Health Insurance Freedom of choice Peace of mind For better health health cover Everyone has the right to better health Choosing private health insurance can be confusing, from trying to decide whether
More informationCORPORATE HEALTH COVER BRINGING YOU CORPORATE BENEFITS
CORPORATE HEALTH COVER BRINGING YOU CORPORATE BENEFITS A B WELCOME TO BUPA We all want to live longer, healthier, happier lives. Bupa has a range of health covers designed to help find a healthier you.
More informationCover for the whole family
Cover for the whole family Why take out private health insurance? Enjoy the peace of mind of knowing your family is protected with family health cover Private health insurance allows you to be safe in
More informationYoung singles & couples cover
Young singles & couples cover Why take out private health insurance? It pays to take out private health insurance while you re young At GMHBA, we understand the decision to get private health insurance
More informationPackages. We ve covered all the important details about your Package policy.
Packages We ve covered all the important details about your Package policy. Contents 4 Packages 6 All about claiming 6 Before you claim 6 Obtaining a health benefit quote 6 Making your claim 7 Hospital
More informationPRIVATE HEALTH SERVICES PLAN (PHSP)
PRIVATE HEALTH SERVICES PLAN (PHSP) Information Package for All Businesses For more information: Call: 1 (866) 996-7477 or E-Mail: phsp@stratabenefits.ca Administered by: A Private Health Services Plan
More informationHow To Get Health Care Insurance Membership
your guide to health cover Singles Couples Families Printed April 2015 we care for our own Contents Why have private health cover? 1 Choosing your health cover 2 Extras Cover 3 Hospital Cover 8 Waiting
More informationYour Simply Cash Plan
1 Your Simply Cash Plan Policy document Part 1 benefits and exclusions The accompanying Part 2 for this policy document is Part 2 general terms and conditions for monthly paid cash plans 2015 Your table
More informationOur Product Disclosure Statement (PDS)
Our Product Disclosure Statement (PDS) Your HIF hospital and ancillary health cover in detail. The smart choice for health cover. Visit hif.com.au or call 1300 13 40 60 to get a quote and join (or switch)
More informationcorporate health cover
corporate health cover DISCOVER THE BENEFITS OF CORPORATE COVER BUPA. FIND a Healthier you At Bupa, it s our purpose that makes us different helping our members to live longer, healthier, happier lives.
More informationCORPORATE HEALTH COVER BRINGING YOU CORPORATE BENEFITS
CORPORATE HEALTH COVER BRINGING YOU CORPORATE BENEFITS A B WELCOME TO BUPA We all want to live longer, healthier, happier lives. Bupa has a range of health covers designed to help find a healthier you.
More informationHow To Get A Free Health Insurance At Qld Country Health And Safety
Healthy You Healthy You THE HEALTH BENEFITS GUIDE FOR EVERYONE 1 JULY 2015 Laura Geitz, Australian Netball Captain Welcome TO QUEENSLAND COUNTRY OUR PURPOSE OUR HISTORY Queensland Country Health Fund Ltd
More informationA Guide to GloHealth Cover
A Guide to GloHealth Cover Cover For Me Cover For Us Cover For All Of Us Hospital Cover Enhanced Maternity Out-Patient International Health & Travel Sports Cover Out-Patient Scans Women s & Men s Health
More informationyoung extras EFFECTIVE 1 APRIL 2014 better health cover shouldn t hurt
young extras EFFECTIVE 1 APRIL 2014 better health cover shouldn t hurt welcome to Queensland Country In short, Queensland Country Health has been at it for over 30 years, and takes pride in offering you
More informationPremium Health Insurance Plans
Premium Health Insurance Plans A Guide to GloHealth Cover Cover For Me Cover For Us Cover For All Of Us Hospital Cover Enhanced Maternity Out-Patient International Health & Travel Sports Cover Out-Patient
More informationMaximum plan benefit GBP ( ) limit In-patient benefits¹ - please refer to notes for more information on Treatment Guarantee
International Healthcare Plans Table of Benefits Treatment Guarantee (pre-authorisation) may be required for some benefits as indicated by a '1' or a '2' in the table(s) below. Please refer to the "Notes"
More informationYour overall limit Silver Gold Platinum $1,000,000 800,000 650,000. Your standard medical benefits Silver Gold Platinum
Medical Insurance ur plans comprise of 3 distinct levels of cover: Silver, Gold and Platinum. Choose your level of cover from the table below. All amounts apply per beneficiary and per (except where otherwise
More informationOPTION ONE DRUG 1 & DENTAL 1
OPTION ONE DRUG & DENTAL An ideal plan for occasional prescriptions dental visits Highlights of Option One: Basic prescription drug coverage (70%) Basic dental coverage (70%) No medical questionnaire is
More informationFrequently Questioned Services
Frequently Questioned Services This chart lists items the Office of Personnel Management often receives inquiries on as to how, or if, the items are covered under our benefit Programs. Links to Program
More informationHealth cover for transport & energy industry people. 1 May 2015
Health cover for transport & energy industry people. 1 May 2015 how can we help you? Call 1300 56 46 46 Hi there Thanks for taking a look at rt health fund. We re the health fund for people in the transport
More informationHEALTH INSURANCE FOR SINGLES AND COUPLES 1 APRIL 2015
HEALTH INSURANCE FOR SINGLES AND COUPLES 1 APRIL 2015 Welcome TO QUEENSLAND COUNTRY In short, Queensland Country Health Fund (Queensland Country) has been at it for over 35 years, and takes pride in offering
More informationRTO/ERO Group Benefits Program Market Plan 1 Market Plan 2
INSURANCE INFORMATION Available Single/Couple/Family = Single/Couple/Family Single/Couple - No Family Insurance Type Group Insurance + Individual Insurance Individual Insurance Claims Adjudicator Johnson
More informationOPIP HEALTH & HEALTH PLUS Plan Details and Cost Comparisons
& HEALTH PLUS Plan Details and Cost Comparisons With the OMA Priority Insurance Program (OPIP), you have the opportunity to enhance your existing government subsidized OPIP Health Plan with optional self-funded
More informationHealth insurance for ADF and active Reservists. We look after you like family.
Health insurance for ADF and active Reservists We look after you like family. Issued April 2015 Contents Introduction 1 Members Own Health Fund 2 Who s eligible to join 3 Why you re better off with private
More informationyour guide to health cover
your guide to health cover Singles Couples Families Effective from July 2013 we care for our own Contents Why have private health cover? 1 Choosing your health cover 2 Extras Cover 3 Hospital Cover 8 Waiting
More informationSave on your health cover with Deakin University
Save on your health cover with Deakin University Welcome to the Deakin University Health Plan a special health insurance arrangement introduced by Deakin University in conjunction with Health Link Consultants
More information0860 73 53 63 3/0860 SELFMED
Cape Town 021 943 2300 Durban 031 576 0366 Free State 011 466 6068 Johannesburg 011 466 6068 Simplicity is the ultimate sophistication Mpumalanga 031 741 4588 Port Elizabeth 021 943 2300 0860 73 53 63
More informationC I G N A I N T E R N A T I O N A L E X P A T R I A T E S B E N E F I T S. CIGNA International Healthcare Plans. Premier Options Healthcare Plans
C I G N A I N T E R N A T I O N A L E X P A T R I A T E S B E N E F I T S CIGNA International Healthcare Plans Premier Options Healthcare Plans Your expatriate employees and their eligible family members
More informationSay hello to HCF Corporate. September 2014
Say hello to HCF Corporate September 2014 Contents BENEFITS OF PRIVATE HEALTH INSURANCE 4 HEALTH INSURANCE OPTIONS 5 Choosing your level of cover 6 Top Hospital 7 Healthmate Ultimate 8 Healthmate Advanced
More informationExtended Health Care Dental Care Life Insurance Disability Insurance. Benefits Information for Executives
Extended Health Care Dental Care Life Insurance Disability Insurance Benefits Information for Executives SICKKIDS BENEFITS PLAN This brochure provides a brief description of the benefits plan offered by
More informationSales Brochure International healthcare built for your world. Global Health Options
Global Health Options Sales Brochure International healthcare built for your world Global Health Options 2 www.cignaglobal.com you are one of a kind so are we CONTENTS Why choose a Cigna Global plan? 4
More informationYOUR CHOICE. Please contact us. the colour of choice TM. HEALTH DENTAL TRAVEL Benefit Plans. Individual Products Sales and Support
Please contact us to receive more information on rates, application forms, detailed brochures or plan details. YOURhealth Individual Products Sales and Support Telephone: 604 419-2200 Fax: 604 419-2199
More informationExtras. We ve covered all the important details about your Extras policy.
Extras We ve covered all the important details about your Extras policy. Contents 4 HBF Extras benefits checklist 5 All about claiming 5 Before you claim 5 Obtaining a health benefit quote 5 Making your
More informationUltimate. The absolute best in health cover.
Ultimate The absolute best in health cover. Contents 4 Why HBF? 5 Momentum 6 Your Hospital cover 8 Maternity 8 Long-stay patients 8 Support for a healthier life 9 How soon can you claim? 9 How to claim
More informationCDSPI Retiree Benefits
CDSPI Retiree Benefits HEALTH BENEFITS AT GREATLY PREFERRED PRICING EXCLUSIVELY FOR RETIRED DENTISTS In retirement you can continue protecting yourself and your family with personal health insurance through
More informationnib OSHC Premium Need help? Call us on 1800 783 685 Mon to Fri: 8am 8.30pm Sat: 8am 1pm (AEST) Go to nib.com.au/kuwaitihealth
Need help? Call us on 1800 783 685 Mon to Fri: 8am 8.30pm Sat: 8am 1pm (AEST) Go to nib.com.au/kuwaitihealth nib health funds limited abn 83 000 124 381 Head Office 22 Honeysuckle Drive Newcastle NSW 2300
More informationCustomer Care Centre Monday - Friday 8:30am - 6:00pm (AEDT) 1800 22 11 33 (calling from overseas) +61 2 4914 1131. or visit austhealth.
Customer Care Centre Monday - Friday 8:30am - 6:00pm (AEDT) 1800 22 11 33 (calling from overseas) +61 2 4914 1131 or visit austhealth.com A subsidiary of nib holdings limited IMAN Australian Health Plans
More information1-877-COVER ME. If you have any questions, give us a call at (1-877-268-3763) The Complete Guide to Flexcare for Residents of Ontario
If you have any questions, give us a call at 1-877-COVER ME (1-877-268-3763) Flexcare is offered through Manulife Financial (The Manufacturers Life Insurance Company). Plans underwritten by The Manufacturers
More informationYour CSQ Plan at a Glance. Centrale des syndicats du Québec (CSQ) Contract J9999. January 2012. www.securitesociale.csq.qc.net
Your CSQ Plan at a Glance Centrale des syndicats du Québec (CSQ) Contract J9999 January 2012 www.securitesociale.csq.qc.net Health 1 Plan covering basic prescription drug needs Health Insurance - Participation
More informationPrime Health Package. Premium cover to help keep you in prime health
Prime Health Package Premium cover to help keep you in prime health Contents 4 Everything you need to know about your Essentials cover 4 Dental 4 Clinical psychology 6 Optical 6 Pharmacy 6 Podiatry surgery
More informationSummary of Benefits Community Advantage (HMO)
Summary of Benefits Community Advantage (HMO) January 1, 2015 - December 31, 2015 This booklet gives you a summary of what we cover and what you pay. It doesn't list every service that we cover or list
More informationFREQUENTLY QUESTIONED SERVICES
FREQUENTLY QUESTIONED SERVICES This chart lists items the Office of Personnel Management often receive inquiries on as to how, or if, the items are covered under our benefit Programs. Links to Program
More informationHealth insurance 1 January 2013
Health insurance 1 January 2013 Contents About CUA Health 3 Why you need CUA Health insurance 4 Australian Government Rebate on private 5-6 health insurance, Medicare Levy Surcharge Save by acting early
More informationLesser of $200 or 20% (surgery) $10 per visit. $35 $100/trip $50/trip $75/trip $50/trip
HOSPITAL SERVICES Hospital Inpatient : Paid in full, Non-network: Hospital charges subject to 10% of billed charges up to coinsurance maximum. Non-participating provider charges subject to Basic Medical
More informationHealth insurance. Be life rich. 1 April 2015. Health. CH00121_CUAHealth-PDS_150313_V2.indd 1
Health insurance 1 April 2015 Be life rich Health CH00121_CUAHealth-PDS_150313_V2.indd 1 Contents Welcome to CUA Health 4 Hospital cover 5 Benefits and contributions 6 Waiting periods 9 Access Gap Cover
More informationHealth insurance. Be life rich. 1 April 2015. Health
Health insurance 1 April 2015 Be life rich Health Contents Welcome to CUA Health 4 Hospital cover 5 Benefits and contributions 6 Waiting periods 9 Access Gap Cover Scheme 10 What s not covered 11 Extras
More informationone way to go Health cover with peace of mind
one way to go Health cover with peace of mind July 2015 Contents It s your choice... 2 New to private health cover?... 3 Unravelling the maze... 4 Helping you choose your cover... 6 Hospital cover...
More information