COMMERCIAL LIABILITY STATISTICAL PLAN MANUAL

Transcription

1 COMMERCIAL LIABILITY STATISTICAL PLAN MANUAL General Insurance Statistical Agency/ Agence statistique d assurance generale 17 th floor 5160 Yonge Street Toronto, Ontario M2N 6L9 asag.ca

2 REVISION HISTORY Date Version Comments Number August, 2011 V1.0 Initial Release October, 2011 V Chapter 4 Minor Changes 2. Rearrange Appendix A (A1, A2, A3) January, 2012 V Chapter 4 Premium Location (New Footnote and Formatting Changes)

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4 4 Table of Contents Contents REVISION HISTORY... 2 CHAPTER 1 INTRODUCTION... 7 General... 7 Scope... 8 Jurisdiction of the Plan... 8 Statistical Agency... 9 Statistical Agency Service Provider... 9 Roles and Responsibilities of Insurers... 9 Need for Statistical Data... 9 Reporting Basis for Annual Statistical Reports Reporting Requirements for Inactive Companies Reporting Requirements for Fronting Companies Reporting Requirements Regarding Self Insured Side Agreements Reporting Requirements involving Portfolio Transfers of Business CHAPTER 2 DATA QUALITY Data Quality for Insurers and Service Provider Edit Exceptions Validity and Consistency Checks Reasonability Checking By Service Provider Insurer Responsiveness to Reasonability/Accuracy Issues Report(s) to Statistical Agency (GISA) CHAPTER 3 GENERAL INSTRUCTIONS Record Formats Revisions to the Plan Reinsurance Package Policies Ontario Policies Cancellations and Endorsements... 17

5 Table of Contents 5 Outstanding Reserves Reporting Media Submission Due Dates Reconciliation Monthly Annual Balance Reconciliation Return Error Transactions Deficiency Fees Contact Information CHAPTER 4 FIELD DEFINITIONS Submission Control Policy Classification Coverage Claim Detail CHAPTER 5 FIELD CODES Accident Date Basis of Claim Claim Control ID Claim Count Claim Identification Claim Identification Digit Claim Location Company Identification Coverage/ Policy Form code Deductible Amount Deductible Type Entry Date Event Category Expense Amount Expense Type Exposure Amount... 48

6 6 Table of Contents Exposure Base Unit Exposure Type Industry Classification Kind of Loss Line Loss Amount Notice of Claim Date Notice of Occurrence Date Percent Participation Policy Control ID Date Policy Expiry Date Policy Identification Policy Identification Digit Policy Limit Policy Type Premium Amount Premium Location Record Format Version Number Retroactive Date Statistical Plan Transaction Effective Date Transaction Type Appendix A Industry Classification s Appendix B Premium Record Layout Appendix C Claim Record Layout

7 Chapter 1 Introduction 7 CHAPTER 1 INTRODUCTION General A number of Insurance regulatory authorities across Canada have the authority under their respective insurance legislation to collect experience from all licensed insurers in a form approved by the regulatory authority. The Commercial Liability Statistical Plan ( the Plan ) Manual sets out the statistical data reporting requirements of each participating jurisdiction. Currently only Ontario participates in this Plan. Insurance legislation also allows the regulatory authorities to appoint a statistical agency to collect the experience of the licensed insurers. The General Insurance Statistical Agency ( GISA ) was established to carry out the activities of a statistical agent on behalf of Alberta, New Brunswick, Newfoundland & Labrador, Nova Scotia, Ontario, Prince Edward Island, Yukon, Nunavut and the Northwest Territories. GISA is a federally incorporated, not for profit corporation governed by a Board of Directors, with representation from the nine participating insurance regulatory authorities, the property and casualty insurance industry and the public. On April 1, 2006, GISA was appointed as a statistical agent by the participating insurance regulatory authorities to provide governance, accountability and oversight of the mandated statistical plans. As the statistical agent, GISA : promotes the timeliness of statistical data collection, analysis and reporting mechanisms; acts on behalf of the participating insurance regulators to coordinate and harmonize the statistical data filing requirements for insurers regarding the experience of their business in such jurisdictions; and promotes the quality and value of statistical data generated by licensed insurers. Insurance legislation also allows the regulatory authorities to appoint a statistical agency to collect the experience of the licensed insurers. Concurrent with its appointment as a statistical agent, GISA entered into a service agreement with the Insurance Bureau of Canada ( IBC ) to provide statistical plan services under specified terms and conditions and to receive the information prescribed by the Plan, from insurers. Further information regarding GISA is available through its website at asag.ca. All correspondence and matters pertaining to the Plan should be directed to the Director, Government Products and Services, Insurance Bureau of Canada, 2235 Sheppard Avenue East, Atria II, Suite 1100, Toronto, Ontario, M2J 5B5.

8 8 Chapter 1 Introduction Scope The Commercial Liability Statistical Plan, previously known as the Commercial Casualty Statistical Plan, is mandatory and applies to all companies writing Commercial Liability Insurance, and includes any unincorporated group, exchange or pool of organizations providing such insurance to members that is licensed and monitored on a continuous basis by the Ontario Superintendent of Insurance. Jurisdiction of the Plan The Commercial Liability Statistical Plan was first introduced in July 1987 as a voluntary reporting requirement for all companies who were members of IBC. Subsequent to the 6 month transition period, the Plan became a mandatory requirement for all member companies of IBC writing Commercial Liability Insurance. In January 1990 the Ministry of Financial Institutions for the province of Ontario mandated the Plan to all insurers writing Commercial Liability Insurance in the province. The following classes of liability insurance business are covered by the Plan: 1. Commercial general liability including the following coverages: a. Bodily injury and property damage liability b. Personal injury liability c. Products and completed operations liability d. Employers' liability and voluntary compensation (injury not covered by workers' compensation) e. Contractual liability f. Owners', landlords' and tenants' liability 2. Tenants' legal liability 3. Professional liability a. Errors and omissions insurance b. Malpractice insurance 4. Other business liability coverages a. Directors' and officers' liability b. Pollution liability c. Wrap up liability 5. Excess or umbrella liability

9 Chapter 1 Introduction 9 The Plan applies to all Direct Written business transacted for the above mentioned. The Plan does not apply to reinsurance business assumed. All transactions are to be reported gross of reinsurance ceded. The purpose of the Plan is to compile comprehensive industry and individual company data for commercial liability business, and to produce annual standard exhibits and, when requested, customized exhibits. Companies are required to submit data as prescribed in Chapter 3 General Instructions. Insurance company data records are subject to onsite audit from time to time by the Statistical Agency or their designated Service Provider. Statistical Agency The General Insurance Statistical Agency (GISA) was appointed by the participating insurance regulatory authorities as statistical agent on April 1, Statistical Agency Service Provider GISA has entered into a service agreement with the Insurance Bureau of Canada (the Service Provider ) under which the latter provides statistical plan services under specified terms and conditions including data collection, quality assurance, compilation and reporting services. The agreement includes certain schedules for reporting to GISA regarding data collection issues and specific data quality issues as well as compilation of industry statistical exhibits. (Refer to Chapter 2, Data Quality) Roles and Responsibilities of Insurers Insurers are required to report to the designated Service Provider in accordance with the requirements set out in the Commercial Lines Statistical Plan Manual. Insurers are directed to the Data Quality section of this manual, which identifies the importance of quality data and procedures employed by the Service Provider related to data quality. Insurers are expected to co operate with the Service Provider to resolve any data quality issues in a timely fashion. Need for Statistical Data Statistical data captured through the Plan is used by both industry and government. Statistical data, which is captured on an accident year basis, matches premiums and claims costs based on the year that the accident occurred, to provide a more accurate picture of experience to estimate future costs and is used in the process of determining rates. As certain types of claims take a long time to settle, insurers must revise estimates of claims liabilities on a regular basis. Claims costs in any financial period reflect claims payments made and adjustments to claims

10 10 Chapter 1 Introduction liabilities in the financial period, for accidents that occurred in the current and prior years. Financial data does not provide the proper basis for estimating costs for determining rates. By having data available at an industry wide level, there is a broader statistical basis on which to make estimations of costs.

11 Chapter 1 Introduction 11 Reporting Basis for Annual Statistical Reports The Service Provider prepares annual statistical exhibits on behalf of GISA using the statistical data reported on an Accident Year basis, which matches premiums earned during a 12 month period with claims incurred resulting from accidents that occurred during that same period. Reporting Requirements for Inactive Companies Companies which have stopped writing business voluntarily or have been ordered by a court to be wound up, in any of the participating jurisdictions (refer to the section Jurisdiction of the Plan) must continue to report subsequent business activities such as payment of claims and refund of unearned premiums. Any dispensation from reporting requirements must be obtained from the Regulatory Authority in the applicable jurisdiction(s), who will notify GISA of such decisions. Reporting Requirements for Fronting Companies Where a company is fronting for another entity, which will usually not be a licensed insurer, the fronting insurer is responsible for statistical reporting to GISA in accordance with this Plan. Reporting Requirements Regarding Self Insured Side Agreements Where an insurer provides a Commercial Liability policy to an entity that, in turn, self insures part of the coverage by side agreement with the insurer, the insurer is responsible for statistical reporting to GISA in accordance with this Plan. Premiums collected in respect to such policy should be reported under this Plan, and all claims payable by the insurer, i.e., exceeding the self insured retention (SIR) layer, must be reported under this Plan. Reporting Requirements involving Portfolio Transfers of Business Portfolio transfers involve companies who have sold their business to another company. Both companies must co ordinate matters to ensure a smooth transition in statistical plan reporting to the Service Provider.

12 12 Chapter 2 Data Quality CHAPTER 2 DATA QUALITY Data Quality for Insurers and Service Provider Insurers are required to report data in accordance with the Plan. Intentionally inaccurate coding is prohibited and data reported to the Service Provider must reflect accurate information related to a policy or claim transaction. The Service Provider is also required to undertake a variety of validity and reasonability checks and follow up with insurers where issues are identified to ensure the quality of data. Insurers are also required to respond in a timely manner to queries raised by the Service Provider about issues related to such data. Edit Exceptions Insurers are responsible for examining edit exceptions identified by the Service Provider. Where it determines that the cause of an edit exception is erroneous information, the insurer must correct the erroneous data in a timely manner using error correcting processes as established by the Service Provider. If the edit exception reveals a condition that could produce systematic errors, the insurer must correct this condition in a timely fashion and correct all erroneously reported data using the error correcting process established by the Service Provider. Validity and Consistency Checks Validity checks are required to detect invalid coding, i.e., codes that are not valid for a certain data element as well as codes that are not valid (consistent) when used in conjunction with another data element code. Insurers are required to correct invalid codes as identified by the Service Provider.

13 Chapter 2 Data Quality 13 Reasonability Checking Reasonability checks are generally more difficult to apply and understand, because a significant amount of knowledge of the underlying business conditions is required. Reasonability checks do not ascertain with certainty that a given set of data contains errors. Reasonability checks do indicate potential problems and show whether the respective insurance company needs to do further research and analysis. For this reason, it is important that the Service Provider considers the time and expense required by insurers to investigate and verify or correct the reported data. By Service Provider The Service Provider conducts reasonability checks that include the comparison of both aggregate and company experience for various data elements for the current period to profiles from prior periods. In addition, the Service Provider compares average premiums, premium distributions, loss ratios, claims frequencies and loss development for major data elements to expected profiles for both individual companies and in aggregate. Results that indicate a significantly higher than average chance that a set of data may contain errors will be reported to insurers with an explanation of the unusual finding and its possible significance. When the possible or probable errors appear to be of a significant nature, the Service Provider will indicate to the insurer that the situation is critical. A critical situation involves an uncorrected or unconfirmed error, or errors, that cause the Service Provider to question whether the data should be used in reports to regulatory authorities. The Service Provider shall have reasonable flexibility in implementing error correction processes, which rely on their experience with data collection and knowledge of underlying business scenarios. Insurer Responsiveness to Reasonability/Accuracy Issues Insurers shall acknowledge and respond to all inquiries regarding reasonability issues identified by the Service Provider. This includes immediate and specific responses to issues raised as critical. Unresolved issues may trigger regulatory action. If data are identified as erroneous, corrections shall be made and provided to the Service Provider. Errors that are identified as critical issues may result in correction of historical data. For this purpose, insurers must maintain past data for at least five years, unless specific laws provide for a shorter retention period. Accurate coding of the policy and claim identification fields are required so that companies can investigate data quality problems and the Service Provider can link all activity for the same claim together for compilation of size of loss exhibits.

14 14 Chapter 2 Data Quality Report(s) to Statistical Agency (GISA) The Service Provider shall provide GISA with reports concerning data quality issues. These reports may identify insurers whose data was excluded from exhibits for any reason, including: that it fell outside the tolerance for missing or invalid data; or that the insurer was unable to reconcile its statistical and financial data with acceptable tolerances. These reports are made available to GISA on a regular basis, to facilitate discussion and resolution of issues in a timely manner.

15 Chapter 3 General Instructions 15 CHAPTER 3 GENERAL INSTRUCTIONS Record Formats There are two types of record formats used to report Commercial Liability experience to GISA. The Premium record format is used for reporting information related to the policy and includes the following business subject segments: Submission Control Policy Information required for the control of the submission, including: Company Identification Entry Date Statistical Plan Etc. Identification of the policy, including: Classification Policy Identification Date Policy Expiry Date Etc. Information related to the Classification of risk, such as: Coverage Premium Location Industry Classification Exposure Etc. Information related to the coverage(s), and premium charged/refunded, such as: Policy Limit Policy Premium Amount Percent Participation Deductible

16 16 Chapter 3 General Instructions The Claim record format is used for reporting all claims and claims details including several of the subject segments identified in the premium record, such as: Submission Control Policy Classification Coverage One additional business subject segment is reported in the claims record. Claim Detail Revisions to the Plan This segment includes information related to the specific claim, including: Claim Identification Kind of Loss Claim Amount Etc. Reinsurance The Plan is applicable to all premium and claim transactions for policies with effective dates on or after the date indicated for each required data element. All transactions (i.e., premiums and claims) must be submitted in accordance with the codes effective at the time of policy inception unless specifically stated otherwise. The experience to be reported is on DIRECT WRITTEN business. Therefore the reports of experience must not include premiums received or losses paid to other companies on account of Reinsurance Assumed. No deductions are to be made by the reporting company for premiums ceded to or losses received from other companies as a result of Reinsurance Ceded. Package Policies Neither premiums nor claims are to be reported for Indivisible Package Policies that include Direct Damage, Crime and Liability as combined basic coverage unless a separate Liability premium is internally identified on a per policy basis. Ontario Policies Ontario Package Policies that include a form of Automobile Liability Coverage (i.e. Non Owned Automobile S.P.F. 6, Excess Automobile Liability S.P.F. 7, Contingent Lessors Liability S.P.F. 8), may be reported on a separate transaction with the appropriate coverage codes contained in

17 Chapter 3 General Instructions 17 Schedule E. Alternatively, these coverages may be reported under the Automobile Statistical Plan. Cancellations and Endorsements Cancellations Report the unexpired term of the policy and the actual return premium (whether on a short rate or pro rata basis). Endorsements Report all endorsements in full detail on a debit/credit basis. Only report Endorsements which contain a premium amount (debit or credit). Discounts and Additional Premiums All premium discounts and surcharges, whether due to preferred classifications, experience rating or any other condition, shall be deducted from or added to the reported premium and the premium reported shall be the net premium received by the company from the insured. Outstanding Reserves Estimates of outstanding claims should include the estimated allocated claim expense. The outstanding reserves and allocated claim expense should be reported and coded in separate fields in accordance with the instructions given in this manual. Reporting Media The statistical data reported under the Plan must be filed electronically using the communication method specified by the Service Provider. For more information, please refer to the Data Submission Requirements Manual or contact the Data Quality Analyst assigned to you by the Service Provider. Submission Due Dates Completed data shall be sent to the Service Provider monthly. Monthly submissions shall include the transactions (writings, cancellations, losses and salvage) reportable under this Plan and must be received by the Service Provider within 30 days after the end of the month in which the transaction was entered into the company s records. Outstanding claims shall be reported to the Service Provider annually at the end of December and must be received by the Service Provider within 30 days after the end of December each year.

18 18 Chapter 3 General Instructions Reconciliation Monthly All insurers are required to confirm their submissions on a monthly basis, within 30 days after the end of each month. The totals in the data submitted must agree and balance with the insurer s books. The Service Provider has provided a web application for insurers to facilitate this monthly reconciliation. For more information, please contact the Data Quality Analyst assigned to you by the Service Provider. Annual Balance Reconciliation Return The purpose of the Annual Balance Reconciliation (ABR) Return is to verify that the Service Provider has received all data that is subject to statistical reporting. Companies are required to derive the expected amount of direct written premiums, direct claims paid and individual case outstanding losses on direct business to be reported to the Service Provider by disclosing adjustments that need to be made to the corresponding amounts on the financial statements. The Service Provider compares these expected amounts to the actual amounts submitted by each company on the statistical plan transactions. Discrepancies are communicated to the insurance companies involved. Error Transactions The Service Provider provides reporting companies with a web application to facilitate electronic error corrections. Insurers are required to correct their statistical data errors or resubmit transactions within the timelines specified by the Service Provider. Deficiency Fees Processing delays, frequently caused by late and inaccurate submissions, can compromise the timeliness and value of information available to the statistical agency. The statistical agency has authorized the Service Provider to levy deficiency fees against insurers who do not meet certain quality standards. Deficiency fees are designed to act as an incentive to improve the quality of submitted data. Please refer to the Deficiency Fee Manual for further details or contact the Data Quality Analyst assigned to you by the Service Provider.

19 Chapter 3 General Instructions 19 Contact Information For assistance with data reporting, the various data quality tools or the process employed, please contact the Data Quality Analyst assigned to you by the Service Provider.

20 20 Chapter 4 Field Definitions CHAPTER 4 FIELD DEFINITIONS This section provides definitions of the field requirements for the Commercial Liability Statistical Plan. The following field definitions are arranged in the same order as the record formats, which can be found in Appendix B and C. Each field definition provides a link to the appropriate table in the Field s section, which gives specific codes and values. The definition of each field is also labelled Premiums and/or Claims to indicate whether the field is required for premium submissions, claim submission or both.

21 Chapter 4 Field Definitions 21 Submission Control The following fields are included for submission control purposes. They are used by the Service Provider to control the efficient processing of submission batches from each insurer. Record Format Version Number This field is used to identify the particular record format being used. Premiums Claims Company Identification Premiums Claims A unique identifier assigned by the Service Provider to each reporting insurer to be used in all reporting under the Commercial Liability Statistical Plan. Entry Date Premiums Claims This field identifies the reporting period related to when the specific transaction was entered in the insurer s accounting records. Statistical Plan This field contains a code identifying the specific statistical plan. Premiums Claims Transaction Type Premiums Claims This field identifies the specific type of transaction and is also used to determine the financial values of the corresponding premium or claim amount fields (i.e. debit or credit).

22 22 Chapter 4 Field Definitions Policy This segment includes the identification of the policy contract including policy number, policy dates and policy level details. Policy Control ID Premiums This field is used by insurers to aid error handling and may contain a branch code or any other code that the insurer may find useful when handling error transactions. Policy Identification Digit Premiums Claims This field is used by insurers to facilitate error handling. It may be used in addition to Policy Control ID and contains a unique code that the insurer may find useful when handling error transactions. Policy Identification Premiums Claims This field contains the policy number, i.e., a unique number that the company has assigned to identify the specific policy. The policy number MUST identify the specific policy and is used by the Service Provider for the matching of claims transactions with their appropriate premium transactions. Note: To enable matching of claims to premiums, the same policy number MUST be reported on claims transactions. Date This is the date on which the policy becomes effective. Premiums Claims Retroactive Date Premiums Claims A claims made policy may be written by an insurer to cover accidents incurred prior to policy inception date. The date on and after which accidents are covered is called the Retroactive Date. Transaction Effective Date Premiums For endorsements affecting a mid term policy change, enter the effective date of the endorsement. In the case of cancellations, enter the date on which the cancellation is effective.

23 Chapter 4 Field Definitions 23 This date coincides with the Date on endorsements effective on the Policy Effective Date and on flat cancellations. Policy Expiry Date Enter the date the policy expires. Premiums

24 24 Chapter 4 Field Definitions Classification This section contains details related to the classification of the risk Premium Location Premiums Claims Enter the location code signifying the jurisdiction to which the premium has been allocated. Industry Classification Premiums Claims Enter the appropriate Industry Classification ; a complete list of the Standard Industry Classification codes can be found in Appendix A. Line This field signifies the Line of Business (i.e. Liability) Premiums Claims Exposure Type Premiums Claims This field identifies the Type of the exposure being reported; to maintain uniformity for reporting the exposure type, the Industry Classification codes in Appendix A contains the standard Exposure Type for each classification. Exposure Base Unit Premiums Claims Enter the appropriate unit used in determining the Exposure Amount. Exposure Base 2 ($000,000s) is to be used only in instances where annual revenue is $1 Billion or greater. Exposure Amount Premiums Claims Enter the number of unit of exposure as measured in terms of the Exposure Base Unit code reported. Where Exposure Base Unit is reported as 0 or 9 report in this field.

25 Chapter 4 Field Definitions 25 Coverage This segment contains information related to coverages in effect and their limits, deductibles and premiums. Coverage / Policy Form Report the applicable Coverage/ Policy Form code, noting: Premiums Claims Tenants Legal Liability is coverage for which a specified premium is charged, whether provided by a coverage extension or a stand alone policy; Excess Liability is to be used for policies that provide pure excess coverage over other separate policies, regardless of the type of liability coverage provided. Where additional coverages are made available under a Comprehensive/ Commercial General Liability Policy, report transactions for these coverages only if a specific premium is charged/ allocated to such coverage Commercial Liability policies that provide additional Automobile Liability coverage (i.e. Non Owned Automobile S.P.F. 6, Excess Automobile Liability S.P.F. 7, Contingent Lessors Liability S.P.F. 8) may be reported on separate transactions under the Automobile Statistical Plan. If a claim occurs on such policy, it must be reported under the statistical plan where the premium was reported Policy Type Premiums Claims This field is used to identify policies issued on a claims made or on an occurrence basis. Claims made are policies under which coverage applies to claims that are reported during the policy period. Occurrence basis are policies under which coverage applies to an occurrence, accident or event that happened during the policy period.

26 26 Chapter 4 Field Definitions Policy Limit Premiums Claims Insert the unsigned (absolute value) limit of liability. Where there are separate (split) limits, for example, Bodily Injury/Property Damage per occurrence or per claim basis, report the aggregate limit in this field. Percent Participation Premiums Claims If no other insurer is participating in the risk, insert "100" in this field. However, if you are involved in a percentage only, then insert this percentage to the nearest integer (i.e. 7 1/2 percent shall be coded 008.). Premium Amount Premiums Insert the unsigned (absolute value) amount of premium or return premium in WHOLE DOLLARS ONLY. Deductible Type This field is used to identify the type of deductible being reported, noting: Premiums Claims Per Occurrence includes "per accident" as distinct from "per claimant" and applies to all policies whether written on a claims made or occurrence basis. Includes Umbrella polices where the umbrella is in excess of only one underlying limit, or where the underlying limits are the same. Per Claimant; a per claimant deductible is one which applies to each claimant involved in an accident or occurrence. Other Includes but is not limited to franchise, disappearing, aggregate, variable, multiple, etc. deductibles. where the umbrella policy has different underlying limits, the Deductible Type should be reported as Other S.I.R.'s: Premium Entries S.I.R.'s on umbrellas are not to be coded as deductibles.

27 Chapter 4 Field Definitions 27 Claim Entries S.I.R.'s applied to a claim must be coded as deductibles, otherwise the applicable underlying policy limit is coded. Deductible Amount Premiums Claims Insert the unsigned (absolute value) deductible or underlying limit amount in WHOLE DOLLARS ONLY.

28 28 Chapter 4 Field Definitions Claim Detail This segment contains information related to the insured loss, the claims identification, date of loss, kind of loss and loss amounts. Claim Control ID Claims This field is used by insurers to aid in error handling and may contain a branch code or any other code that the insurer may find useful when handling error transactions. Claim Identification Digit This field is used by insurers to aid in error handling and may be used in addition to Claim Control Id to report a unique code that the insurer may find useful when handling error transactions. Claim Identification Report a uniform and unique identification number by coverage within an accident. Claims Claims A claim identification which is unique to the accident occurrence and the same for all kind of loss within any given coverage for any one occurrence, must be used. A further identification of payments and reserve amounts by Kind of Loss coding as provided in the Plan is also required for purposes of assigning claim count. All claim amounts must be reported under the most appropriate Coverage/Policy Form provided in the Plan and coding of claims must follow coding of premiums. The purpose of such coding is to allow the preparation of exhibits that correspond to the rating of the coverage. For example, liability limit is generally established as a single limit to analyze this experience on the basis of a single limit, all such claims arising from a single occurrence must be combined for exhibit purposes. Hence the requirement of a common identification number within coverage for an occurrence for a given company (policy). Accident Date Report the date on which the accident occurred. Claims Notice of Occurrence Date Claims Report the date on which insurer received notice of an occurrence of loss which eventually led to the claim being made.

29 Chapter 4 Field Definitions 29 This applies to all policy types including occurrence basis policies. Basis of Claim Report a code signifying the basis for the claim, noting: Claims Negligence is the failure to do something which a reasonable person would do, or the doing of something which a reasonable and prudent person would not do under ordinary circumstances. Nuisance interference with the lawful use or enjoyment of one s property. Contractual Liability is liability assumed under contract (either written or implied) which would not normally exist without the contract. Vicarious Liability is liability imposed upon a party which is not directly a party to a particular occurrence. Strict Liability is liability imposed without the need to prove negligence, good or bad faith, nor lack of knowledge. Voluntary Payments are amounts paid to another party for injury or damage caused by an accident for which the insured is not legally liable. Notice of Claim Date Report the date the insurer received notice that a claim was being filed. Claims This applies to all policy types including occurrence basis policies. Event Category Report a code signifying the Loss control event category, noting that: Claims EVENT is the categorization of the occurrence giving rise to the claim. OPERATIONS/FAILURE OF EQUIPMENT excludes products/completed operations exposures. DEFECTIVE PRODUCT OR WORK excludes premises/operations exposures.

30 30 Chapter 4 Field Definitions LIBEL is a published statement damaging to a person s reputation. SLANDER is a spoken statement damaging to a person s reputation. Claim Location Report a code signifying the claims location noting that the claim location should be the jurisdiction under which the claim is being settled, not necessarily the accident location. Claims Claim Count Claims A claim count of 1 is to be reported on certain claim records whenever a loss payment has been made or a loss reserve has been established for any Kind of Loss for any coverage and occurrence. A claim partly paid and partly outstanding shall be counted only once; On Credit or Salvage Loss entries insert '1' only if the amount of Pure Loss recovered completely reverses the total amount of Pure Loss (excludes Expense) previously reported; in all other cases insert '0'. Kind of Loss Report a code signifying the cause of loss. Claims Loss Amount Insert the loss amount IN WHOLE DOLLARS ONLY associated with this transaction Claims The reporting of Salvage and Subrogation amounts recovered must be reported separately from expense amounts recovered and any expenses incurred in making the recovery. Expense Type Report the type of expense observing these definitions: Claims LEGAL EXPENSES (Including Disbursements) defence expenses incurred in the use of outside legal counsel on a specific claim. This will include the lawyer's fee in addition to expenses incurred by the lawyer in handling the claim, but will exclude any costs described in "Expert Fees" or Adjusting/Investigating Expenses" below. expenses of the insurer's employed legal staff that have been attached to a specific claim.

31 Chapter 4 Field Definitions 31 EXPERT FEES (Including Disbursements) external fees and expenses of an outside expert or professional whether billed directly to the insurer or through another party, incurred in acquiring the opinions or views of an expert or professional on a specific claim. ADJUSTING/INVESTIGATING EXPENSES (Including Disbursements) external fees and expenses incurred in the use of outside adjusters and investigators. OTHER EXPENSES (Including Disbursements) external fees and expenses not otherwise classified above. Expense Amount Claims Enter the allocated loss adjustment expense amount paid or outstanding that is associated with the transaction and allocated to the claim.

32 32 Chapter 5 Field s CHAPTER 5 FIELD CODES This section contains the valid codes for each required field. It also includes references to specific requirements for different Premium Locations and Start and Stop dates for a particular field or field value. The symbol is used to indicate that a field is required and O is used to indicate that a field is optional under the specific circumstance. Other nomenclature used in the Field tables is: Field Format this defines the format of the field as either: CHAR can contain any valid character, including number NUM can only contain numbers 0 9 DATE Can contain a date in the relevant format i.e., (CCYYMMDD, CCYYMM as specified in each table) Field Alignment this specifies whether the information in the field must be left or right justified if the value entered is less than the size of the field. Fill Character this specifies the character to use if the value entered is less than the size of the field. Field Size Self explanatory Field Position Self explanatory s in the tables are frequently associated with either a stop date or a start date, which signifies if the code is valid only for a particular time period. Fields associated with the policy are, generally, using Dates and fields associated with a particular claims event are, generally, using Accident Dates. Where a start date is specified, it must be interpreted as including the specified date. Where a stop date is specified, it must be interpreted as NOT including the specified date. Standard characters; where the Field tables are referring to Standard characters, they are: A Z, a z, 0 9, blank, period (.), plus (+), ampersand (&), dollar sign ($), asterisk (*), dash ( ), slash (/), comma (,), percent sign (%), number sign (#) and at sign (@) Additionally, the document includes hyperlinks between Field Definitions and the corresponding Field s. Each field code is linked to its corresponding validity error code via a hyperlink.

33 Chapter 5 Field s 33 Accident Date Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims Date N/A N/A 8 N/A Description Enter the applicable Accident Date CCYYMMDD START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

34 34 Chapter 5 Field s Basis of Claim Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR N/A N/A 1 N/A Description Negligence (simple or gross) 1 Nuisance 2 Contractual Liability 3 Other Vicarious Liability 4 Strict Liability 5 Voluntary Payment 6 START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

35 Chapter 5 Field s 35 Claim Control ID Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR Left Blank 2 N/A Description Any standard characters START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

36 36 Chapter 5 Field s Claim Count Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR N/A N/A 1 N/A Description First Paid Pure Loss entry (with or without expense) Additional or Subsequent Paid Pure Loss entries (with or without expense) Expense Payment Only Entry (Not accompanied by pure loss entry) Outstanding Reserve Entry where no Paid Loss Entry has been made Outstanding Reserve Entry where a Paid Loss Entry has been made START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

37 Chapter 5 Field s 37 Claim Identification Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR Left Blank 20 N/A Description START date Unique claim identification 1 20 characters Jan. 1, 2012 Unique claim identification 1 11 characters STOP date Jan. 1, 2012 Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

38 38 Chapter 5 Field s Claim Identification Digit Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR N/A Blank 1 N/A Description Any standard characters START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

39 Chapter 5 Field s 39 Claim Location Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR N/A N/A 2 N/A Description Alberta 01 British Columbia 02 Manitoba 03 New Brunswick 04 Newfoundland and Labrador 20 Northwest Territories 30 Nova Scotia 05 START date Nunavut 15 April 1, 1999 Ontario 07 Prince Edward Island 06 Quebec 08 Saskatchewan 09 Yukon 10 Unites States of America 80 All Other 90 STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

40 40 Chapter 5 Field s Company Identification Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR N/A N/A Description Unique company identification as assigned by the Statistical Agency START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

41 Chapter 5 Field s 41 Coverage/ Policy Form code Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR Left Blank Description Comprehensive/ Commercial General Liability with product/ completed operations 10 Without product/ completed operations 20 Tenants Legal Liability 30 Excess Liability 40 START date Umbrella Liability 41 Jan. 1, 1990 Automobile Liability Province of Ontario Excess Liability 42 Jan. 1, 1994 Non owned Automobile 43 Jan. 1, 1994 Contingent Lessors Liability 44 Jan. 1, 1994 Wrap up Liability 50 Professional Liability 60 Professional Liability (other than Jan. 1, Directors & Officers Liability) Directors and Officers Liability 62 Jan. 1, 1990 Pollution Liability Written as a separate policy (e.g. Environmental 70 Impairment Liability) Buy back 71 Employers Liability (including Voluntary compensation) 80 May 1, 1989 STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT Jan. 1, 1990

42 42 Chapter 5 Field s Deductible Amount Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims NUM Right Zero Description Actual deductible amount (WHOLE DOLLARS) Type of Deductible Other PREMIUM entries only Value START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

43 Chapter 5 Field s 43 Deductible Type Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR N/A N/A Description START date No deductible 1 Jan. 1, 1990 Per Occurrence basis 2 Jan. 1, 1990 Per Claimant basis 3 Jan. 1, 1990 Other 4 Jan. 1, 1990 STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

44 44 Chapter 5 Field s Entry Date Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR N/A N/A Description Enter the appropriate Entry Date for this submission CCYYMM START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

45 Chapter 5 Field s 45 Event Category Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR N/A N/A 3 N/A Description START date Premises Housekeeping and/ or maintenance 100 Jan. 1, 1990 Operations and/or Failure of Equipment 200 Jan. 1, 1990 Defective Products or Work 300 Jan. 1, 1990 Libel 410 Jan. 1, 1990 Slander 420 Jan. 1, 1990 Wrongful Dismissal 430 Jan. 1, 1990 Discrimination 440 Jan. 1, 1990 Wilful Conduct 510 Jan. 1, 1990 Human Error 520 Jan. 1, 1990 Other 999 Jan. 1, 1990 STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

46 46 Chapter 5 Field s Expense Amount Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims NUM Right Zero 10 N/A Description Expense Amount (Whole dollars) value START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

47 Chapter 5 Field s 47 Expense Type Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR N/A N/A 1 N/A Description START date Legal Expenses 1 Expert Fees 2 Jan. 1, 1990 Adjusting/ Investigation expenses 3 Jan. 1, 1990 Other Expenses 9 STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT Jan. 1, 1990

48 48 Chapter 5 Field s Exposure Amount Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims NUM Right Zero Description Amount of Exposure as measures in term of the value applicable Exposure Base unit Not applicable START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

49 Chapter 5 Field s 49 Exposure Base Unit Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR N/A N/A Description Amounts ( $000s) 1 Amounts ( $000,000s) 2 Number of Square feet (00s) 1 Number of Acres 2 Number of Square meters (00s) 5 Number of Hectares 6 Unit measure (Imperial) 1 Unit measure (Metric) 2 Unit measure (Other) 3 Unit measure (Unspecified) 9 No exposure 0 START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

50 50 Chapter 5 Field s Exposure Type Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR N/A N/A Description Annual Payroll 1 Annual Revenue (Gross Receipts/ Sales) 2 Area 3 Per Unit 4 Flat Rated 5 Tenants Legal Liability 6 START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

51 Chapter 5 Field s 51 Industry Classification Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR N/A Blank Description Applicable Industry Classification code from Appendix A1, A2 and A3 value START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

52 52 Chapter 5 Field s Kind of Loss Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR N/A N/A 2 N/A Description Premises/ Operations Bodily Injury 11 Property Damage 12 START date Personal Injury 13 Jan. 1, 1990 Product/ Completed Operations Bodily Injury 21 Property Damage 22 Personal Injury 23 Jan. 1, 1990 Professional (Malpractice, Errors & Omissions, Officers & Directors) Bodily Injury 31 Property Damage 32 Personal Injury 33 Jan. 1, 1990 Financial Loss 34 Jan. 1, 1990 Tenant s Legal Liability Property Damage 42 Employers Liability Bodily Injury 51 Pollution Liability Bodily Injury 61 Jan. 1, 1990 Property Damage 62 Jan. 1, 1990 Other 69 Jan. 1, 1990 Automobile Liability All Losses 70 Jan. 1, 1994 STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

53 Chapter 5 Field s 53 Line Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR N/A N/A Description Liability 3 START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

54 54 Chapter 5 Field s Loss Amount Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims NUM Right Zero 10 N/A Description Loss Amount (Whole dollars) Value START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

55 Chapter 5 Field s 55 Notice of Claim Date Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims Date N/A N/A 8 N/A Description Enter the Notice of Claim Date START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT CCYYMM Jan. 1, 2012 O DD Jan. 1, 2012

56 56 Chapter 5 Field s Notice of Occurrence Date Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims Date N/A N/A 8 N/A Description Enter the Notice of Occurrence Date START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT CCYYMM DD Jan. 1, 2012 O Jan. 1, 2012

57 Chapter 5 Field s 57 Percent Participation Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims NUM Right Zero Description Percent participation in the policy to the nearest integer (e.g. for 7 1/2%, enter 008) Value START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

58 58 Chapter 5 Field s Policy Control ID Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR Left Blank Description Any standard characters START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

59 Chapter 5 Field s 59 Date Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims Date N/A N/A Description Enter the applicable Policy Effective Date CCYYMM DD START date Jan. 1, 2012 STOP date Jan. 1, 2012 Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT O

60 60 Chapter 5 Field s Policy Expiry Date Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims Date N/A N/A N/A Description Enter the applicable Policy Expiry Date CCYYMM DD START date Jan. 1, 2012 STOP date Jan. 1, 2012 Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT O

61 Chapter 5 Field s 61 Policy Identification Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR Left Blank Description START date Unique Policy identification 1 20 characters Jan. 1, 2012 Unique Policy identification 1 11 characters STOP date Jan. 1, 2012 Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

62 62 Chapter 5 Field s Policy Identification Digit Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR N/A Blank Description Any standard characters START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

63 Chapter 5 Field s 63 Policy Limit Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims NUM Right Zero Description Actual Liability Limit amount ($000) Actual Liability Limit amount (WHOLE DOLLARS) Value START date Value Jan. 1, 2012 STOP date Jan. 1, 2012 Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

64 64 Chapter 5 Field s Policy Type Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR N/A N/A Description Policy issued on an occurrence basis Policy issued on a claims made basis Extended Reporting Period (ERP) endorsements derived from a claims made policy START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

65 Chapter 5 Field s 65 Premium Amount Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims NUM Right Zero N/A Description Premium or return Premium (WHOLE DOLLARS) Value START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

66 66 Chapter 5 Field s Premium Location Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR N/A N/A START date STOP date Applicable Premium Location Description All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT Alberta 150 Jan. 1, 1990 June 30, 2005 British Columbia 100 Jan. 1, 1990 June 30, 2005 Manitoba 240 Jan. 1, 1990 June 30, 2005 New Brunswick 280 Jan. 1, 1990 June 30, 2005 Newfoundland and Labrador 380 Jan. 1, 1990 June 30, 2005 Nova Scotia 320 Jan. 1, 1990 June 30, 2005 Northwest Territories 010 Jan. 1, 1990 June 30, 2005 Nunavut 015 April 1, 1999 June 30, 2005 Ontario Jan. 1, 1990 Prince Edward Island 330 Jan. 1, 1990 June 30, 2005 Quebec 600 Jan. 1, 1990 June 30, 2005 Saskatchewan 200 Jan. 1, 1990 June 30, 2005 Yukon 020 Jan. 1, 1990 June 30, 2005 Unites States of America 991 Jan. 1, 1990 June 30, 2005 All Other 990 Jan. 1, 1990 June 30, As of January 2012, only Ontario Commercial Liability transactions will be accepted in the new 600 byte format.

67 Chapter 5 Field s 67 Record Format Version Number Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR N/A N/A Description January 1, 2012 record format version 001 START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

68 68 Chapter 5 Field s Retroactive Date Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims Date N/A N/A Description Enter the applicable Retroactive Date CCYYMM DD START date Jan. 1, 2012 STOP date Jan. 1, 2012 Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT O

69 Chapter 5 Field s 69 Statistical Plan Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR N/A N/A Description Commercial Liability Statistical Plan 4 START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

70 70 Chapter 5 Field s Transaction Effective Date Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims Date N/A N/A N/A Description Enter the applicable Transaction Effective Date CCYYMM DD START date Jan. 1, 2012 STOP date Jan. 1, 2012 Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT O

71 Chapter 5 Field s 71 Transaction Type Reporting Format Field Field Fill Field Size Field Positions Format Alignment Character Premiums Claims CHAR N/A N/A Description Premiums New and Renewal Debit 1 Endorsements Debit (including Policy Term changes, 2 ERP) Audit Premium transaction Debit 3 New and Renewal Credit J Endorsements Credit (including Policy Term changes, K ERP) Audit Premium transaction Credit L Cancellations Credit (Flat and mid term) M Paid Losses and Expenses Paid Loss and/or expense Debit 7 Salvage or credit to a paid loss and/ or expense Credit P Outstanding Losses and Expenses Outstanding Reserve and/ or expense Debit 8 Credit to an Outstanding Reserve and/ or expense Credit Q START date STOP date Applicable Premium Location All AB BC MB NB NL NS NT NU ON PE QU SK YU US OT

72 72 Appendix A Industry Classification s (Numerical Sequence) Appendix A Industry Classification s Description of Major Category Titles B&P SERVICES Business & Professional Services C. E. & I. Construction, Erection & Installation Services EDUCATION Education Services FARMING Farming Services FISHING Fishing and Hunting GOVERNMENT Government Services HEALTH SERV. Health Services HOSPITALITY Hospitality Services LOGGING Logging Services MEMBER ORG. Member Organization Services MFG./PROC. Manufacturing/Processing Services MINING Mining Services REALTY Real Estate Property RECREATION Recreation Services RETAIL Retail Services TRANSPORT Transportation Services UTILITIES Utilities Services WAREHOUSING Warehousing Services WHOLESALE Wholesale Services To facilitate easy reference the Industry Classification s are presented in the following three table formats: Appendix A1 Numerical Industry Sequence Appendix A2 Alphabetic Activity/ Business description Sequence Appendix A3 Alphabetic Major Category Sequence

73 Appendix A Industry Classification s (Numerical Sequence) 73 Industry Classification s Numerical Sequence Industry Category Description Industry Standard Exposure Type 0110 Farming Field Crop Farms Area 0121 Farming Fruit, Treenut and Vegetable Farms Area 0122 Farming Crops Under Cover Not Greenhouses Area 0123 Farming Greenhouses Area 0130 Farming Dairy Farms Area 0140 Farming Horse Farms Breeders Area 0141 Farming Horse Farms No Breeding, Equestrian, Riding Schools, Rental Area Boarding, etc Farming Agricultural Associations (Breeders, Racing Growers, 4 H Area Clubs, etc.) 0150 Farming Poultry Farms Area 0160 Farming Beef Cattle Farms Area 0170 Farming Hog Farms Area 0190 Farming Farms, General N.O.C. Area 0200 Farming Tobacco Farms Area 0210 Farming Fur Farms Area 0630 Farming Peat Plants Area 0730 Farming Agricultural, Horticultural Services N.O.C. Revenue 0731 Farming Machinery Operation for Others Revenue 0733 Farming Crop or Weed Spraying or Fertilizing Revenue 0734 Farming Nurseryman, Florist (Not Store) Revenue 0735 B&P Services Gardening for Others (Landscaping) Revenue 0736 B&P Services Tree Removal, Trimming, Pruning Revenue 0737 B&P Services Veterinarians incl. Veterinary Hospitals Area 0738 B&P Services Kennels incl. Boarding of Household Pets Unit (Kennel) 0741 Farming/ B&P Livestock Commission Merchant, Livestock or Cattle Dealer. Revenue Services No Physical Possession of Animals 0742 Farming/ B&P Livestock or Cattle Dealer incl. Sales Stables Revenue Services 0791 Logging Logging, Lumbering Operations (Wood Operations) Revenue 0792 Logging Forest Fire Prevention Act Payroll 0981 Fishing Fish Hatcheries Revenue 0982 Fishing Fishing, Hunting, Trapping and/or Similar Services Revenue 1001 Mining Metal Mining Not Prospecting Revenue 1002 Mining Metal Mining Prospecting Payroll 1101 Mining Coal Mining Underground Revenue 1102 Mining Coal Mining Surface N/A 1391 Mining National Scale Oil (Energy) Cos. N/A 1392 Mining Well Producing Operations N/A 1393 Mining Well Development incl. Drilling N/A 1394 Mining Well Servicing N/A 1395 Mining Well Supplies or Equipment Dealer Revenue 1396 Mining Pipeline, Pumping Operation Unit (Km/Mi) 1397 Mining Geologists, Seismic Exploration Revenue 1398 Mining Field Welders Revenue 1401 Mining Quarrying Asbestos Mining Revenue 1402 Mining Quarrying Sand, Gravel Digging Revenue

74 74 Appendix A Industry Classification s (Numerical Sequence) Industry Classification s Numerical Sequence Industry Category Description Industry Standard Exposure Type 1403 Mining Quarrying N.O.C. incl. Crushing, Lime Mfg., Slate Splitting Revenue 1404 Mining Quarrying Underground Mining Revenue 1511 C. E. & I. Building Raising, Moving Payroll 1512 C. E. & I. Wrecking, Demolition N.O.C Revenue 1513 C. E. & I. Underpinning of Buildings Revenue 1514 C. E. & I. Pile Driving Revenue 1515 C. E. & I. Blasting Contractors Revenue 1521 C. E. & I. Driveways, Parking Areas Construction of Revenue 1522 C. E. & I. Fences Construction of Revenue 1523 C. E. & I. Sidewalks N.O.C. Construction of Revenue 1524 C. E. & I. Irrigation or Drainage Systems Construction of Revenue 1525 C. E. & I. Snow Removal, Clearing, Ploughing Revenue 1526 C. E. & I. Grading of Land Not Road Construction or Excavation Revenue 1527 C. E. & I. Cleaning Sewers, Drains Revenue 1528 C. E. & I. Cleaning Streets Not Snow Removal Revenue 1531 C. E. & I. Conveyor Systems Revenue 1532 C. E. & I. Signs Revenue 1533 C. E. & I. Tanks Revenue 1534 C. E. & I. Television Antennae Revenue 1535 C. E. & I. Glazier Operations Revenue 1536 C. E. & I. Machinery, Industrial (Millwright) Revenue 1537 C. E. & I. Machinery, Agricultural Revenue 1621 C. E. & I. Bridges Revenue 1622 C. E. & I. Caissons, Coffer Dams Revenue 1623 C. E. & I. Jetties, Breakwaters, Piers, Docks, Levees Revenue 1624 C. E. & I. Dredging N/A 1625 C. E. & I. Dams, Reservoirs incl. Hydro Electric Const. Revenue 1631 C. E. & I. Highway, Street, Road incl. Paving, Resurfacing Revenue 1632 C. E. & I. Airport Runways, Aprons incl. Paving Revenue 1633 C. E. & I. Pipelines Revenue 1634 C. E. & I. Railroads Revenue 1635 C. E. & I. Subways, Tunnels Revenue 1636 C. E. & I. Gas Mains Revenue 1637 C. E. & I. Sewer, Water Mains, Steam Mains Revenue 1638 C. E. & I. Shaft Sinking Revenue 1711 C. E. & I. Plumbing incl. Hot Tubs Revenue 1712 C. E. & I. Boilers Revenue 1713 C. E. & I. Steam Fitters Revenue 1714 C. E. & I. Automatic Sprinklers Revenue 1715 C. E. & I. Heating Equipment and Combined Air Conditioning Oil or Gas Revenue 1716 C. E. & I. Heating Equipment and Combined Air Conditioning Solid Fuel Revenue 1717 C. E. & I. Air Conditioning Equipment incl. Heat Pumps Revenue 1718 C. E. & I. Refrigeration, Commercial Revenue 1719 C. E. & I. Solar Energy Contractors Revenue 1720 C. E. & I. Water Softening or Treatment Equipment incl. Installation Revenue 1731 C. E. & I. Wiring incl. Fixtures, Appliances Revenue 1732 C. E. & I. Light, Telephone, Power Lines, etc. N/A

75 Appendix A Industry Classification s (Numerical Sequence) 75 Industry Classification s Numerical Sequence Industry Category Description Industry Standard Exposure Type 1733 C. E. & I. Underground Cable or Conduit incl. Incidental Excavation Revenue 1734 C. E. & I. Underground Cable or Conduit excl. Excavation Revenue 1735 C. E. & I. Elevators, Escalators Instal./Service Revenue 1736 C. E. & I. Electrical Apparatus Revenue 1741 C. E. & I. Cement, Concrete Work N.O.C. Revenue 1742 C. E. & I. Precast Beams Revenue 1743 C. E. & I. Masonry incl. Bricklaying, Stonework, Tile, Marble, Mosaic, Revenue Stuccoing 1744 C. E. & I. Plastering, Lathing incl. Drywall Revenue 1745 C. E. & I. Tilework Not Masonry, Sewers, Drains, Ceiling, Terrazzo Revenue 1751 C. E. & I. Carpentry Shop Operations Revenue 1752 C. E. & I. Carpentry Away from Shop Revenue 1753 C. E. & I. Insulation of Buildings Revenue 1754 C. E. & I. Painting, Decorating excl. Spray Paint Revenue 1755 C. E. & I. Painting, Decorating incl. Spray Paint Revenue 1756 C. E. & I. House Furnishings, Acoustic Ceilings, Floor Coverings Revenue 1757 C. E. & I. Interior Decorator Revenue 1761 C. E. & I. Sheet Metal Shop Only Revenue 1762 C. E. & I. Sheet Metal Away from Shop Revenue 1763 C. E. & I. Welding, Cutting, Brazing Revenue 1764 C. E. & I. Erection of Iron or Steel Structural Revenue 1765 C. E. & I. Erection of Iron or Steel N.O.C. Revenue 1766 C. E. & I. Metal Doors, Windows, Awnings Revenue 1770 C. E. & I. Drilling, Not Oil or Gas Revenue 1771 C. E. & I. Stevedoring Revenue 1772 C. E. & I. Shipwright Operations Revenue 1773 C. E. & I. Marine Wrecking or Demolition Revenue 1774 C. E. & I. Excavation Revenue 1775 C. E. & I. Roofing Residential (Shingle) Revenue 1776 C. E. & I. Roofing Other (Hot Tar, etc.) Revenue 1777 C. E. & I. Waterproofing Operations Revenue 1778 C. E. & I. Septic Tank Installation, Service, Repair Revenue 1779 C. E. & I. Building Cleaning Exterior Revenue 1780 C. E. & I. Fireproofing Structures Revenue 1781 C. E. & I. Fire Extinguishing Equipment, Servicing, Refilling Revenue 1782 C. E. & I. Asbestos, Lead, UFI Abatement, Radon Mitigation, Tank Revenue Remediation 1783 C. E. & I. Non Destructive Testing Contractors Revenue 1811 C. E. & I. Building Construction Residential One or Two Family Revenue Dwellings incl. Alterations, Renovations or Repairs 1812 C. E. & I. Residential Construction N.O.C. Revenue 1813 C. E. & I. Mobile Homes, Prefabricated Housing Shop Operations Revenue 1814 C. E. & I. Mobile Homes, Prefabricated Housing Away from Shop (Site) Revenue 1830 C. E. & I. Building Construction Not Residential incl. Alterations, Revenue Renovations or Repairs 1831 C. E. & I. Swimming Pools Revenue 1841 Realty Vacant, Idle Buildings Area

76 76 Appendix A Industry Classification s (Numerical Sequence) Industry Classification s Numerical Sequence Industry Category Description Industry Standard Exposure Type 1842 Realty Vacant Land Area 2001 Mfg./Proc. Meat Packing Not Stockyards excl. Frozen Foods, Rendering Revenue 2002 Mfg./Proc. Meat Packing With Stockyards excl. Frozen Foods, Revenue Rendering 2003 Mfg./Proc. Fish and Seafood Processing (Fresh) Revenue 2011 Mfg./Proc. Dairy Products incl. Eggs, Honey, Creameries Revenue 2021 Mfg./Proc. Frozen Foods Processing (Meat, Fish, Seafood, Fruit, Revenue Vegetables) 2022 Mfg./Proc. Ice Revenue 2030 Mfg./Proc. Canning and Preserving (Meat, Fish, Seafood, Fruit, Revenue Vegetables), Jams 2041 Mfg./Proc. Animal Feed (Pet Foods Classify as if for Human Consumption) Revenue 2042 Mfg./Proc. Grain, Grain Products for Human Consumption incl. Flour, Revenue Cereal 2043 Mfg./Proc. Coffee, Tea, Spice Processing Revenue 2044 Mfg./Proc. Seed Processors and Merchants Revenue 2051 Mfg./Proc. Bakeries incl. Pasta Mfg. Revenue 2052 Mfg./Proc. Confectionery, Cocoa or Chocolate Mfg. Revenue 2060 Mfg./Proc. Sugar, Syrup, Molasses Refineries Revenue 2070 Mfg./Proc. Distillers Liquor, Alcohol Distilling Revenue 2081 Mfg./Proc. Breweries, Wineries, Malt Houses, Vinegar Distillers Revenue 2082 Mfg./Proc. Soft Drinks, Water, Other Non Alcoholic Beverages Revenue 2090 Mfg./Proc. Oil, Fat Mfg. (Animal or Vegetable) incl. Tank Farm, Animal Revenue Reduction, Lard Refining 2100 Mfg./Proc. Meat, Poultry Rendering; Fish Oil, Fish Meal Mfg. Revenue 2110 Mfg./Proc. Tobacco Products Revenue 2291 Mfg./Proc. Fabric and Textile Mills, Knitting, Spinning, Weaving Acetate, Revenue Celanese, Cotton, Felt, Linens, Rayon, Twine 2292 Mfg./Proc. Fabric and Textile Mills, Knitting, Spinning, Weaving Other Revenue Fibres 2300 Mfg./Proc. Carpet, Rug Mfg. Revenue 2310 Mfg./Proc. Men's and Boy's Wear (Not 2311 or 2331) Revenue 2311 Mfg./Proc. Gloves, Hats, Underwear, Beachwear, Accessories Men's and Revenue Boy's 2330 Mfg./Proc. Women's and Girl's Wear N.O.C. incl. Synthetic Furs, Suits, Revenue Dresses (Not 2331 or 2332) 2331 Mfg./Proc. Furs, Pelts Articles Thereof Revenue 2332 Mfg./Proc. Gloves, Millinery, Lingerie, Beachwear, Accessories Women's Revenue and Girl's 2351 Mfg./Proc. Draperies, Tapestries Revenue 2352 Mfg./Proc. Burlap Bags, Canvas, Awnings, Tents, Rope, Sails, Cloth Goods Revenue N.O.C C. E. & I. Tent Erection, Removal, Repair (Off Premises) Revenue 2420 Mfg./Proc. Sawmills, Plywood, Veneer, Planing Mills Revenue 2490 Mfg./Proc. Wood Products Mfg., Woodworking Shops N.O.C. Revenue 2491 Mfg./Proc. Wood Preserving, Dry Kilns Revenue 2492 Mfg./Proc. Boxes, Barrels, Crates, Pallets Wood Revenue

77 Appendix A Industry Classification s (Numerical Sequence) 77 Industry Classification s Numerical Sequence Industry Category Description Industry Standard Exposure Type 2493 Mfg./Proc. Furniture Wood, Wicker, Rattan Not Upholstered Revenue 2494 Mfg./Proc. Boatbuilding Wood Revenue 2495 Mfg./Proc. Roof Timbers Mfg. Revenue 2591 Mfg./Proc. Upholstered Furniture Mfg. Revenue 2592 Mfg./Proc. Mattress, Pillows, Cushion, Bedding, Quilt Mfg. Revenue 2620 Mfg./Proc. Pulp and Paper Mills Revenue 2631 Mfg./Proc. Paper Converting Revenue 2632 Mfg./Proc. Paper Products (Bags, Boxes, Containers) Revenue 2633 Mfg./Proc. Stationery Revenue 2710 Mfg./Proc. Newspapers and Magazine Publishing, Printing Revenue 2750 Mfg./Proc. Commercial Printing, Publishing, Electrotyping, Typesetting, Revenue Photo Engraving, Book Binding, Silkscreening 2811 Mfg./Proc. Acids, Petrochemicals, Chemicals N.O.C. incl. Ammonia, Revenue Antifreeze, Benzoil 2812 Mfg./Proc. Gases Incombustible Industrial (Argon, Helium, C02) Revenue 2813 Mfg./Proc. Gases, Other Than Incombustible Industrial Revenue 2814 Mfg./Proc. Pesticides, Herbicides, Insecticides Revenue 2815 Mfg./Proc. Paints, Varnish, Lacquer Revenue 2816 Mfg./Proc. Printers Ink, Aniline Dyes and Pigments Revenue 2817 Mfg./Proc. Radioactive Isotopes N/A 2820 Mfg./Proc. Plastics, Synthetic Resins and Fibres N.O.C. (Acrilan, Revenue Fibreglass, Nylon, Rayon, Artificial Silk) 2832 Mfg./Proc. Cosmetics, Perfumes, Hair/Skin Preparations Revenue 2833 Mfg./Proc. Drugs, Pharmaceuticals, Patent Medicines Low Hazard Revenue 2834 Mfg./Proc. Drugs, Pharmaceuticals, Patent Medicines Medium Hazard Revenue 2835 Mfg./Proc. Drugs, Pharmaceuticals, Patent Medicines High Hazard Revenue 2840 Mfg./Proc. Soap, Soap Powder, Detergent, Shampoo Mfg. Revenue 2850 Mfg./Proc. Explosives, Ammunition, Fertilizer Using Ammonium Nitrate Revenue Mfg Mfg./Proc. Fireworks, Match Mfg. Revenue 2872 Mfg./Proc. Adhesives, Glue, Mucilage, Paste Revenue 2873 Mfg./Proc. Borax, Phosphate, Salt, Sulphur Refining, Potash Work excl. Revenue Mining 2875 Mfg./Proc. Chemicals N.O.C. Low Hazard Revenue 2876 Mfg./Proc. Chemicals N.O.C. Moderate Hazard Revenue 2877 Mfg./Proc. Chemicals N.O.C. High Hazard Revenue 2950 Mfg./Proc. Asphalt Products Mfg. incl. Roofing Products, Linoleum Revenue 2981 Mfg./Proc. Mineral Oil, Lubricants, Petrochemical incl. Asphalt, Tar Revenue Refining 2982 Mfg./Proc. Coal Billets, Briquettes, Coke Revenue 2990 Mfg./Proc. Wax Products Mfg. incl. Polishes, Dressings, Waxes, Candles Revenue 3062 Mfg./Proc. Rubber Reclaiming Revenue 3063 Mfg./Proc. Tires, Tubes excl. Retreading Revenue 3064 Mfg./Proc. Rubber Goods excl. Tires, Tubes Low, Non Combustible Revenue 3065 Mfg./Proc. Rubber Goods excl. Tires, Tubes Medium, Combustible, Revenue Free Burning 3066 Mfg./Proc. Rubber Goods excl. Tires, Tubes High, Rapid Burning Revenue 3071 Mfg./Proc. Signs Plastic Revenue

78 78 Appendix A Industry Classification s (Numerical Sequence) Industry Classification s Numerical Sequence Industry Category Description Industry Standard Exposure Type 3072 Mfg./Proc. Film (Photographic, X Ray, Other), Recording Media, Compact Revenue Discs 3073 Mfg./Proc. Plastic, Bone, Celluloid and Shell Products Other Than Signs, Revenue Film, Recording Media, Compact Discs 3191 Mfg./Proc. Tanneries Revenue 3192 Mfg./Proc. Leather Mfg. excl. Footwear Revenue 3193 Mfg./Proc. Footwear Mfg. Revenue 3281 Mfg./Proc. Glass, Ceramics, Porcelain, Pottery Mfg. (Plaster Statuary, Revenue Ornaments) 3282 Mfg./Proc. Glassware Mfg. Revenue 3291 Mfg./Proc. Cement, Concrete, Plaster Products excl. Ready Mix Revenue Concrete 3292 Mfg./Proc. Ready Mix Concrete Revenue 3293 Mfg./Proc. Brick, Clay, Similar Refractory Products Revenue 3294 Mfg./Proc. Precast Concrete for Construction Revenue 3295 Mfg./Proc. Slate Milling, Cutting, Stone Polishing, Grinding Operations, Revenue Monuments 3296 Mfg./Proc. Soapstone and its' Products, Talc Revenue 3297 Mfg./Proc. Abrasive Mfg. Revenue 3298 Mfg./Proc. Asbestos, Asbestos Product Mfg. N/A 3320 Mfg./Proc. Metal Works or Foundries Primary Ferrous Revenue 3360 Mfg./Proc. Metal Works or Foundries Primary Non Ferrous Revenue 3491 Mfg./Proc. Radio, Television, Audio, Video Equipment Revenue 3492 Mfg./Proc. Personal Computers, Business Machines, Calculators Revenue 3493 Mfg./Proc. Computer Systems Large or Mainframe incl. Tape Drives etc. Revenue 3494 Mfg./Proc. Communications Equipment N.O.C. excl. Media Revenue 3495 Mfg./Proc. Electronic Components and Semi Conductors Revenue 3496 Mfg./Proc. Electronic Games Revenue 3570 Mfg./Proc. Electrical Products Mfg. N.O.C. Revenue 3571 Mfg./Proc. Electrical Products for Application to Body Revenue 3572 Mfg./Proc. Heating Equipment Electrical Revenue 3573 Mfg./Proc. Household Appliances, Vending Machines Revenue 3574 Mfg./Proc. Refrigeration Equipment Industrial Revenue 3575 Mfg./Proc. Air Conditioning Equipment incl. Heat Pumps Revenue 3576 Mfg./Proc. Alarm Systems Mfg. Revenue 3590 Mfg./Proc. Metal Products Mfg. Light N.O.C. Revenue 3591 Mfg./Proc. Boatbuilding Metal Revenue 3592 Mfg./Proc. Metal Furniture Not Upholstered Revenue 3593 Mfg./Proc. Heating Apparatus Revenue 3594 Mfg./Proc. Housewares incl. Cutlery Revenue 3595 Mfg./Proc. Plumbing Supplies Revenue 3596 Mfg./Proc. Signs excl. Fluorescent and Neon Revenue 3597 Mfg./Proc. Electroplating Revenue 3690 Mfg./Proc. Metal Products Mfg. Heavy N.O.C. Revenue 3691 Mfg./Proc. Boilers, Pressure Vessels Revenue 3693 Mfg./Proc. Elevators, Escalators Revenue 3694 Mfg./Proc. Agricultural Machinery Revenue 3695 Mfg./Proc. Machinery N.O.C. Revenue

79 Appendix A Industry Classification s (Numerical Sequence) 79 Industry Classification s Numerical Sequence Industry Category Description Industry Standard Exposure Type 3730 Mfg./Proc. Boatbuilding excl. Wood, Metal Revenue 3790 Mfg./Proc. Transportation Equipment Mfg. N.O.C. incl. Bicycles Revenue 3791 Mfg./Proc. Cars, Trucks, Buses Revenue 3792 Mfg./Proc. Motorcycles, Mopeds, Snow Vehicles Revenue 3793 Mfg./Proc. Trailers, Camper Units Revenue 3794 Mfg./Proc. Automobile Wheel Assembly, Brakes or Steering Parts Revenue 3795 Mfg./Proc. Automobile Operating Parts N.O.C. Revenue 3796 Mfg./Proc. Automobile Body Parts, Accessories, Non Operating Parts Revenue 3797 Mfg./Proc. Aircraft and Components N/A 3798 Mfg./Proc. Shipbuilding, Dry Dock Revenue 3799 Mfg./Proc. Railway Rolling Stock incl. Locomotives Revenue 3820 Mfg./Proc. Precision Equipment N.O.C. Revenue 3821 Mfg./Proc. Photographic (Cameras, Enlargers, etc.) excl. Film, Chemicals Revenue 3822 Mfg./Proc. Optical (Binoculars, Eyeglasses, Microscopes, etc.) Revenue 3824 Mfg./Proc. Drafting, Engineering, Machinist, Surveying Revenue 3825 Mfg./Proc. Prosthetic, Orthopaedic, Ambulation Devices Other Than Revenue Optical 3826 Mfg./Proc. Scientific Instruments N.O.C. Revenue 3827 Mfg./Proc. Dental, Hospital and Surgical Supplies Expendable Revenue 3828 Mfg./Proc. Dental, Hospital and Surgical Supplies Non expendable Revenue 3829 Mfg./Proc. Dental, Hospital and Surgical Supplies Instruments Revenue 3871 Mfg./Proc. Clocks Revenue 3872 Mfg./Proc. Costume, Novelty Jewellery ($50 Limit/Article) Revenue 3873 Mfg./Proc. Jewellery, Watches, Precious Stones, Silversmiths, Gold/Silver Revenue Platers 3891 Realty Multiple Occupancy Manufacturing Owner's Risk Only Area 3892 Realty Condominium Multiple Occupancy Manufacturing Area 3960 Mfg./Proc. Broom, Brushes, Mop Mfg. Revenue 3970 Mfg./Proc. Excelsior Mfg. Revenue 3980 Mfg./Proc. Recreational Products N.O.C. Pictures, Paintings, Notions, Revenue Musical Instruments, Artificial Flowers 3981 Mfg./Proc. Athletic Protective Equipment Revenue 3982 Mfg./Proc. Firearms Revenue 3983 Mfg./Proc. Sporting Goods excl. Firearms, Protective Equipment Revenue 3984 Mfg./Proc. Toys, Hobby and Handicraft Equipment, Artist Supplies Revenue 3991 Realty Industrial Plazas Owner's Risk (Multiple Tenants) Area 3992 Realty Condominium Multiple Occupancy Industrial Plaza Area 4000 Transport Railroad Operations incl. Shop Operation, Railway Car Barns N/A 4111 Transport Armoured Cars Payroll 4112 Transport Bus, Streetcar, Subway Transit Operation N/A 4113 Transport Bus Terminal excl. Garage (4780) Area 4114 Transport Highway, Bridge, Tunnel Operation Unit (100 Vehicles) 4115 Transport Taxis, Limousines, Ambulances Per Vehicle 4116 Transport Teams (Bakery, Dairy, Ice, Express Co.) Unit (Team) 4117 Transport Truckmen (Hauling for Others) excl. Warehousing Per Vehicle 4118 Transport Courier Service, Letter Service Per Vehicle 4119 Transport Charter, School Bus and Handicapped Transportation Payroll

80 80 Appendix A Industry Classification s (Numerical Sequence) Industry Classification s Numerical Sequence Industry Category Description Industry Standard Exposure Type 4120 Transport Air Terminal, Air Transportation Service N/A 4210 Warehousing Grain Elevator Terminal Revenue 4220 Warehousing Grain Elevator Country Revenue 4221 Warehousing Grain, Seed, Bean Warehouse N/A 4231 Warehousing Tobacco Area 4241 Warehousing Farm Products Area 4251 Warehousing Refrigerated (Cold Storage Lockers) Unit (Locker) 4261 Warehousing Household Goods Public Rental Units Unit (Locker) 4262 Warehousing Household Goods Storage Only Area 4263 Warehousing Household Goods Storage and Moving, Handling, Packing Revenue 4273 Warehousing General Merchandise Storage Only No Fibres, Oils, N/A Petrochemicals, Rags, Fireworks, Matches, Explosives 4274 Warehousing General Merchandise Storage Only With Fibres, Oils, N/A Petrochemicals, Rags, Fireworks, Matches, Explosives 4275 Warehousing General Merchandise Storage and Moving, Handling, Packing N/A No Fibres, Oils, Petrochemicals, Rags, Fireworks, Matches, Explosives 4276 Warehousing General Merchandise Storage and Moving, Handling, Packing N/A With Fibres, Oils, Petrochemicals, Rags, Fireworks, Matches, Explosives 4277 Warehousing Electronic Media Storage Centres N/A 4281 Warehousing Whisky, Distilled Spirits Warehousing Area 4290 Warehousing Transportation Terminal Motor Freight (Incidental Garage) Area 4461 Warehousing Coal, Ore, Bulk Transfer Waterfront Operations Payroll 4462 Warehousing Wharf, Waterfront Properties N.O.C. Area 4470 Transport Water Transportation Services N.O.C. N/A 4471 Transport Boat Dealers Revenue 4472 Transport Marinas Boat Operation, Non Owned Unit (Boat) 4473 Transport Marinas Boat Repairs incl. Marine Railway Revenue 4474 Transport Marinas Boat Rentals, Rowboats, Canoes, Skiffs, Dinghies Unit (Boat) 4475 Transport Marinas Boat Rentals, Outboard Motor Boats Unit (Boat) 4476 Transport Marinas Boat Rentals, Inboard Motor Boats, Cabin Cruisers Unit (Boat) 4477 Transport Marinas Boat Rentals, Sailboat, Other Than Dinghies Unit (Boat) 4478 Transport Marinas Boat Rentals, Rafts, Floats Unit (Raft) 4479 Transport Canal Operations incl. Locks N/A 4580 Transport Aircraft Maintenance, Repair Hangers N/A 4780 Transport Bus, Truck Maintenance Garages excl. Freight Terminals Payroll 4811 Utilities Telephone Communication Services Unit (Subscriber) 4812 Utilities Communication Services incl. Cablevision Unit (Subscriber) 4820 Utilities Telegraph Communication Services Payroll 4871 Transport Freight Brokers N/A 4891 Utilities Radio/Television Stations Without Stage or Scenery Storage N/A 4892 Utilities Radio/Television Stations With Stage or Scenery Storage N/A 4910 Utilities Electric Light, Power Companies Revenue 4921 Utilities Gas Companies Local Natural Gas Dist. Revenue 4922 Utilities Gas Companies Liquified Petroleum Dealers Revenue 4950 Utilities Steam Heating or Power N.O.C. Revenue 4951 Utilities Garbage Reduction and Incineration Payroll

81 Appendix A Industry Classification s (Numerical Sequence) 81 Industry Classification s Numerical Sequence Industry Category Description Industry Standard Exposure Type 4952 Utilities Garbage Collection Domestic Payroll 4953 Utilities Garbage Collection Industrial Payroll 4954 Utilities Waterworks Unit (1,000 cu.mt.) 4955 Utilities Municipal Sewer System Operation Unit (km./mi.) 4956 Utilities Waste Disposal Sites incl. Hazardous Materials N/A 4957 Utilities Irrigation Works Revenue 4958 Utilities Recycling Collection Centres and Plants N/A 4959 Utilities Pipeline Operation Non Flammables N/A 5011 Wholesale Cars, Trucks, Buses, Auto Auctions Revenue 5012 Wholesale Motorcycles, Mopeds, Snow Vehicles Revenue 5013 Wholesale Trailers, Camper Units Revenue 5014 Wholesale Automobile Wheel Assembly, Brakes or Steering Parts Revenue 5015 Wholesale Automobile Operating Parts Other Than Wheel Assembly, Revenue Brakes or Steering Parts 5016 Wholesale Automobile Body or Non Operating Parts, Accessories Revenue 5021 Wholesale Rubber Products Tires, Tubes Revenue 5022 Wholesale Rubber Products Other Revenue 5032 Wholesale Cosmetics Revenue 5033 Wholesale Drug Supply Low Hazard Revenue 5034 Wholesale Drug Supply Medium or High Hazard Revenue 5041 Wholesale Acids, Petrochemicals, Fertilizer (Ammonium Nitrate) Revenue 5042 Wholesale Gases, Other Than Petroleum Revenue 5043 Wholesale Paint, Wallpaper, Varnish, Lacquer, Printer's Ink, Aniline Dyes Revenue 5044 Wholesale Radioactive Isotopes Revenue 5045 Wholesale Pesticides, Insecticides, Herbicides Revenue 5046 Wholesale Fertilizer Not Ammonium Nitrate, Salt, Sulphur, Phosphate, Revenue Borax, Potash 5047 Wholesale Chemicals Low to Moderate Hazard N.O.C. Revenue 5051 Wholesale Boots, Shoes Revenue 5052 Wholesale Accessories incl. Leather Goods Not Footwear, Umbrellas Revenue 5053 Wholesale Fur Clothing Revenue 5054 Wholesale Children's, Infant's Wear Revenue 5055 Wholesale Women's and Girl's Wear Revenue 5056 Wholesale Men's and Boy's Wear Revenue 5057 Wholesale Dry Goods, Piece Goods, Wool Revenue 5058 Wholesale Notions, Housewares N.O.C. Revenue 5060 Wholesale Food N.O.C. Revenue 5061 Wholesale Non Alcoholic Beverages Revenue 5062 Wholesale Meat, Fish, Seafood, Poultry Revenue 5063 Wholesale Fruit, Vegetable (Produce) Revenue 5064 Wholesale Animal Feed, Grain, Hay Revenue 5080 Wholesale Tobacco, Tobacco Products Revenue 5081 Wholesale Tobacco, Unprocessed, Sales Warehouse Air or No Drying Revenue 5091 Wholesale Electrical Appliances Revenue 5092 Wholesale Hardware, Plumbing Supplies, Electrical Apparatus Revenue 5093 Wholesale Heating, Air Conditioning, Refrigeration Equipment Revenue 5094 Wholesale Radio, Television, Audio, Video Equipment, Electronic Games Revenue

82 82 Appendix A Industry Classification s (Numerical Sequence) Industry Classification s Numerical Sequence Industry Category Description Industry Standard Exposure Type 5101 Wholesale Machinery, Industrial Wholesale Distributors Revenue 5102 Wholesale Machinery N.O.C. Wholesale Distributors Revenue 5103 Wholesale Marine Supplies Wholesale Distributors Revenue 5104 Wholesale Aircraft Supplies Wholesale Distributors N/A 5105 Wholesale Machinery, Industrial Manufacturer's Agents (Sample Stock Revenue Only) 5106 Wholesale Machinery N.O.C. Manufacturer's Agents (Sample Stock Revenue Only) 5107 Wholesale Marine Supplies Manufacturer's Agents (Sample Stock Only) Revenue 5108 Wholesale Aircraft Supplies Manufacturer's Agents (Sample Stock Only) N/A 5111 Wholesale Fuel Oil, Gasoline Revenue 5112 Wholesale LPG, Gases Revenue 5113 Wholesale Asphalt, Greases Revenue 5114 Wholesale Tank Farms Unit (1,000 ltr.) 5121 Wholesale Automobile Dismantling incl. Salvage Revenue 5122 Wholesale Rag, Paper Stock for Recycling Revenue 5123 Wholesale Metal Scrap Revenue 5124 Wholesale Second Hand Material Yards excl. Tires Revenue 5126 Wholesale Tire Salvage and Storage Revenue 5130 Wholesale Liquor, Beer, Wine Revenue 5140 Wholesale Paper, Paper Products Revenue 5151 Wholesale Furniture, Antiques Revenue 5152 Wholesale Pictures, Paintings, Bric A Brac, Artificial Flowers Revenue 5153 Wholesale Floor Coverings Rugs, Carpets Revenue 5154 Wholesale Floor Coverings Other Than Rugs, Carpets Revenue 5155 Wholesale Draperies, Window Goods Revenue 5161 Wholesale Lumber Yards Only Revenue 5162 Wholesale Building Supplies Revenue 5163 Wholesale Light Farm, Lawn, Garden Supplies Revenue 5171 Wholesale Costume, Novelty, Imitation Jewellery Revenue 5172 Wholesale Clocks, Watches, Precious Stones, Silverware Revenue 5180 Wholesale Newspapers, Periodicals, Books Revenue 5190 Wholesale Miscellaneous N.O.C. Revenue 5191 Wholesale Fireworks, Matches, Resin, Vegetable and Mineral Oils, Revenue Celluloid, Plastic, Wax Products, Janitorial Supplies 5192 Wholesale Dental, Hospital, Surgical, Drafting, Engineering, Scientific Revenue Equipment 5193 Wholesale Religious Goods, Film, Stationery, Hobby, Toys, Leather, Revenue Musical Instruments 5194 Wholesale Prosthetic Devices, Hearing Aids, Eye Glasses, Contact Lenses Revenue 5195 Wholesale Cameras, Optical Goods excl. Eye Glasses, Contact Lenses Revenue 5196 Wholesale Sporting Goods Revenue 5211 Wholesale China, Glass Products, Earthenware Revenue 5212 Wholesale Marble, Decorative Stone, Monuments, Clay Revenue 5221 Wholesale Precious Metals Revenue 5222 Wholesale Metal N.O.C. Revenue 5223 Wholesale Equipment for Bars, Hotels, Restaurants, Offices or Stores Revenue 5224 Wholesale Barber and Beauty Supply Revenue

83 Appendix A Industry Classification s (Numerical Sequence) 83 Industry Classification s Numerical Sequence Industry Category Description Industry Standard Exposure Type 5231 Wholesale Computer Systems Large or Mainframe incl. Tape Drives, Revenue etc Wholesale Computers, Other, Office Machines Revenue 5240 Wholesale Solid Fuel, Ice Revenue 5251 Retail Hardware No Work Off Premises No Firearms, Ammunition, Revenue Explosives Carried 5252 Retail Hardware No Work Off Premises Firearms, Ammunition, Revenue Explosives Carried 5253 Retail Hardware Installation/Repairs Away From Premises Revenue 5254 Retail Paint and Wallpaper No Work Off Premises Revenue 5255 Retail Automobile Parts and Accessories, Sound Equipment incl. Revenue Installation 5256 Retail Mobile Homes, Prefabricated Housing Revenue 5257 Retail Building Materials, Home Improvement Centres Revenue 5258 Retail Plumbing, Heating, Air Conditioning No Work Off Premises Revenue 5259 Retail China, Crockery, Glassware Revenue 5291 Realty Mercantile Multiple Tenants Owner's Risk Only Revenue 5292 Realty Condominium Mercantile Multiple Tenants Revenue 5301 Realty Enclosed Shopping Malls Area 5302 Realty Public Markets (Open Air) Area 5311 Retail Furniture, Heavy Appliances, Lamps, Lighting Fixtures, Second Revenue Hand Furniture (1,000 m2 or More) 5312 Retail Clothing incl. Footwear (1,000 m2 or More) Revenue 5313 Retail Carpet, Floor Coverings, Draperies (1,000 m2 or More) Revenue 5314 Retail Stores Large Open Area N.O.C. (1,000 m2 or More) Other Revenue 5321 Retail Department Stores excl. Jewellery, Furs Revenue 5322 Retail Department Stores incl. Jewellery, Furs Revenue 5331 Retail Vending Machine Operators Not Food, Beverage Revenue 5332 Retail Vending Machine Operators Food Beverage Revenue 5341 Retail Door to Door Sales, Services Revenue 5342 Retail Mail Order Houses, Direct Selling Organizations Revenue 5410 Retail Supermarkets (1,000 m2 or More) Revenue 5421 Retail Bakeries Revenue 5422 Retail Dairy Products (Ice Cream Bars, See Hospitality s) Revenue 5431 Retail Confectioners Revenue 5432 Retail Frozen Foods Revenue 5433 Retail Food Stores Other Revenue 5511 Retail Automobile Dealer Revenue 5512 Retail Automobile Used Cars Sales Only Revenue 5513 Retail Automobile Repair Garage Not Self Serve Revenue 5514 Retail Motorcycles Sales, Service Revenue 5515 Retail Farm Implements and Machinery Revenue 5516 Retail Trailer, Camper Unit Sales, Service Revenue 5521 Retail Gas Bar Not Self Serve or Service Station Revenue 5522 Retail Service Station Revenue 5523 Retail Automobile Specialty Shops Not Audio (5255), (Installation or Repair of Mufflers, Transmissions, Radiators, etc.) Revenue

84 84 Appendix A Industry Classification s (Numerical Sequence) Industry Classification s Numerical Sequence Industry Category Description Industry Standard Exposure Type 5524 Retail Car Wash Not Self Serve Revenue 5525 Retail Gas Bar Self Serve Revenue 5526 Retail Car Wash Self Serve Revenue 5527 Retail Automobile Repair Garage Self Serve Revenue 5531 Retail Automobile Body, Paint Shops Revenue 5532 Retail Tire Recapping, Retreading Revenue 5591 Retail Marine Supplies Ship Chandlers Revenue 5592 Retail Aircraft Supplies N/A 5680 Retail Furriers Revenue 5691 Retail Boots, Shoes Revenue 5692 Retail Accessories (Belts, Hosiery, Scarves, etc.) Revenue 5693 Retail Family Clothing Revenue 5694 Retail Women's Wear Revenue 5695 Retail Men's Wear Revenue 5711 Retail Antiques, Bric A Brac, Art Galleries, Pictures, Prints incl. Revenue Conservators, Framing (Store Only) 5712 Retail Carpet, Other Floor Coverings, Draperies, Other Window Revenue Goods, Linen (Store Only) 5713 Retail Furniture, Heavy Appliances, Lamps, Lighting Fixtures, Second Revenue Hand Furniture (Store Only) 5714 Retail Electronic Equipment (Computers, Home Entertainment, Revenue Office Machines) (Store Only) 5715 Retail Audio, Video Sales, Rentals (Discs, Records and Tapes) (Store Revenue Only) 5716 Retail Carpet, Other Floor Coverings, Draperies, Other Window Revenue Goods, Linen With Installation/Repair Away From Premises 5717 Retail Furniture, Heavy Appliances, Lamps, Lighting Fixtures, Second Revenue Hand Furniture With Installation/Repair Away From Premises 5718 Retail Electronic Equipment (Computers, Home Entertainment, Revenue Office Machines) With Installation/Repair Away From Premises 5811 Hospitality Restaurants Not Licensed Revenue 5812 Hospitality Restaurants Licensed, No Live Entertainment No Dancing Revenue 5813 Hospitality Refreshment Stands, Drive in Restaurants Revenue 5814 Hospitality Take Out Meal Service Revenue 5821 Hospitality Licensed Establishments Not in Hotel, Inn, Resort No Live Revenue Entertainment No Dancing (Beer Parlours/Gardens) 5822 Hospitality Licensed Establishments Not in Hotel, Inn, Resort With Live Revenue Entertainment No Dancing (Taverns) 5823 Hospitality Licensed Establishments Not in Hotel, Inn, Resort Live Revenue Entertainment Dancing (Night Clubs) 5911 Retail Drug Stores Prescription Service Only Revenue 5912 Retail Drug Stores Prescriptions, Cosmetics, Tobacco, etc. Revenue 5920 Retail Beer, Wine, Liquor Stores Revenue 5931 Retail Sporting Goods Firearms, Ammunition Carried Revenue

85 Appendix A Industry Classification s (Numerical Sequence) 85 Industry Classification s Numerical Sequence Industry Category Description Industry Standard Exposure Type 5932 Retail Sporting Goods No Firearms or Ammunition Revenue 5933 Retail Sporting Goods Specialty Service (Diving Equipment, Sky Revenue Diving Service, etc.) 5934 Retail Bicycles incl. Repair Revenue 5940 Retail Pawnbrokers Revenue 5960 Retail Light Farm, Lawn and Garden Supplies Revenue 5970 Retail Jewellery Revenue 5981 Retail Fuel Dealers Solid Fuel Revenue 5982 Retail Fuel Dealers Liquid Fuel Revenue 5983 Retail Ice Dealers Revenue 5984 Retail Fuel Dealers Gases and Chemicals N.O.C. Revenue 5990 Retail Stores, Other N.O.C. Revenue 5991 Retail Tobacconist, Variety Store, Convenience Store Revenue 5992 Retail Shoe Repair, Shoe Shine, Hat Cleaning Revenue 5993 Retail Florist, Hair goods, Bookstore, Stationery Revenue 5994 Retail Pet Shops Revenue 5995 Retail Country General Stores (Population Under 3,000) Revenue 5996 Retail Dry, Leather or Religious Goods, Handicraft, Hobby, Toys, Revenue Luggage, Drafting Instruments, Flea Markets 5997 Retail Cameras, Photography Supplies Revenue 5998 Retail Limited Price Range Stores (Five and Dime) Revenue 5999 Retail Coin, Stamp, Card Dealers, Rare Book Stores Revenue 6021 B&P Services Banks, Deposit Accepting Trust Company Payroll 6022 B&P Services Trust Companies Not Accepting Deposits Payroll 6023 B&P Services Foreign Banks Not Conducting General Banking Business Payroll 6120 B&P Services Credit Unions, Caisses Populaires, Savings and Loan Payroll 6140 B&P Services Finance Companies, Miscellaneous Personal Credit Institutions Payroll 6150 B&P Services Investment Institutions Payroll 6210 B&P Services Stock, Security Brokers, Dealers Payroll 6230 B&P Services Commodity Brokers, Dealers Payroll 6240 B&P Services Stock, Commodity Exchanges Payroll 6250 B&P Services Currency Brokers, Exchanges Payroll 6310 B&P Services Insurance Companies Payroll 6380 B&P Services Pension, Welfare, Retirement Benefit Funds Labour Unions Payroll 6390 B&P Services Pension, Welfare, Retirement Benefit Funds Not Labour Payroll Union 6411 B&P Services Accountants, Auditors Payroll 6412 B&P Services Insurance Agents, Brokers, Adjusters Payroll 6413 B&P Services Mortgage Brokers, Loan Correspondents Payroll 6414 B&P Services Management Consultants Payroll 6415 B&P Services Financial Planning N/A 6501 Realty Office Buildings High Rise (Over 10 Storeys) Occupied by Area Tenants 6502 Realty Office Buildings High Rise (Over 10 Storeys) Leased to One Area Party 6511 Realty Office Buildings (10 Storeys or Less) Occupied by Tenants Area 6512 Realty Office Buildings (10 Storeys or Less) Leased to One Party Area 6520 Realty Housing Developments Large Area (Subdivisions) Area

86 86 Appendix A Industry Classification s (Numerical Sequence) Industry Classification s Numerical Sequence Industry Category Description Industry Standard Exposure Type 6531 Realty Townhouses No Mercantile Occupancy Unit (Suite) 6532 Realty Apartment Houses (10 Storeys or Less) No Mercantile Unit (Suite) Occupancy 6541 Realty Townhouses Mercantile Occupancy Unit (Suite) 6542 Realty Apartment Houses (10 Storeys or Less) Mercantile Occupancy Unit (Suite) 6550 Realty Tenement Apartments, Row Housing Unit (Building) 6580 Realty Real Estate Agents, Managers Payroll 6610 Realty Office Tenants N.O.C. Area 6621 Realty Apartment Houses High Rise (Over 10 Storeys) No Mercantile Unit (Suite) Occupancy 6622 Realty Apartment Houses High Rise (Over 10 Storeys) With Unit (Suite) Mercantile Occupancy 6631 Realty Building (Owner's Risk Only) Residential One or Two Families Unit (Building) 6632 Realty Building (Owner's Risk Only) Retail Area 6633 Realty Building (Owner's Risk Only) Other incl. Area Manufacturing/Warehouses 6641 Realty Condominium High Rise (Over 10 Storeys) No Mercantile Unit (Suite) Occupancy 6642 Realty Condominium High Rise (Over 10 Storeys) With Mercantile Unit (Suite) Occupancy 6650 Realty Condominium (10 Storeys or Less) No Mercantile Occupancy Unit (Suite) 6660 Realty Condominium (10 Storeys or Less) With Mercantile Occupancy Unit (Suite) 6670 Realty Condominium (Townhouses) Unit (Suite) 7011 Hospitality Hotels Year Round Licensed Revenue 7012 Hospitality Hotels Year Round Not Licensed Revenue 7021 Hospitality Hotels Seasonal Licensed Revenue 7022 Hospitality Hotels Seasonal Not Licensed Revenue 7031 Hospitality Boarding, Rooming Houses incl. Fraternity or Sorority Houses Unit (Building) 7032 Hospitality Mission, Settlement Houses, Family Shelters, Halfway Houses Unit (Building) 7041 Hospitality Summer Camps, Dude Ranches, Resort Property Unit (Camper) 7042 Hospitality Campgrounds incl. Trailer Parks Unit (Camper) 7043 Hospitality Resort Property Other Unit (Camper) 7044 Hospitality Mobile Home Parks Not Transient or Recreational Revenue 7051 Hospitality Motels, Tourist Courts Year Round Restaurant, Snack Bar Revenue Licensed 7052 Hospitality Motels, Tourist Courts Year Round Restaurant, Snack Bar Revenue Not Licensed 7053 Hospitality Motels, Tourist Courts Year Round No Food or Alcohol Revenue Served 7054 Hospitality Bed and Breakfast Tourist Homes Revenue 7061 Hospitality Motels, Tourist Courts Seasonal Restaurant, Snack Bar Revenue Licensed 7062 Hospitality Motels, Tourist Courts Seasonal Restaurant, Snack Bar Not Revenue Licensed 7063 Hospitality Motels, Tourist Courts Seasonal No Food or Alcohol Served Revenue 7210 B&P Services Laundromats, Drycleaning Self Service Revenue 7220 B&P Services Laundries, Drycleaners, Dyers Other Than Self Service Revenue 7221 B&P Services Laundries, Drycleaners Receiving Depot Only N/A

87 Appendix A Industry Classification s (Numerical Sequence) 87 Industry Classification s Numerical Sequence Industry Category Description Industry Standard Exposure Type 7222 B&P Services Laundry and Drycleaning Stores N/A 7261 B&P Services Cemeteries, Mausoleums Area 7262 B&P Services Crematory Operations Unit (Crematoria) 7263 B&P Services Cemetery Pre Paid Funds Payroll 7291 B&P Services Funeral Homes, Morticians, Undertakers N/A 7292 B&P Services Photographer's Studios Unit (Studio) 7293 B&P Services Photography and Videotaping Other excl. Aerial, Motion Revenue Picture 7294 B&P Services Photography Aerial N/A 7295 B&P Services Photography Developing, Printing Services Revenue 7296 B&P Services Barber Shops, Men's Hairstyling Area 7297 B&P Services Beauty Parlours, Tanning Salons Area 7298 B&P Services Travel Agencies, Tour Operators Area 7299 B&P Services Driving Schools Unit (Pupil) 7301 B&P Services Restaurants Cooker Hood Cleaning Revenue 7311 B&P Services Advertising Sign Company Operations Revenue 7312 B&P Services Advertising Agencies Payroll 7313 B&P Services Public Relations, Graphic Design Firms N/A 7320 B&P Services Collection Agencies Payroll 7321 B&P Services Chimney Sweep Revenue 7322 B&P Services Elevators incl. Operation Payroll 7391 B&P Services Fumigation, Exterminating Operations Inside Building or Payroll Vessel 7392 B&P Services Window Cleaning Payroll 7393 B&P Services Building Management Unit (Dwelling) 7394 B&P Services Janitorial Service Payroll 7395 B&P Services Furniture, Drapery, Rug Cleaning on Customer's Premises Revenue 7396 B&P Services Alarm System Installation excl. Repair of Fire Suppression Revenue Equipment 7400 B&P Services Copying/Duplicating Service (Quick Printers) N/A 7401 B&P Services Auctioneer's Operations Payroll 7402 Hospitality Catering, Commissariat Work Revenue 7403 B&P Services Detective, Patrol Agency, Security Service Payroll 7404 B&P Services Towel, Linen, Diaper, Uniform Supply Revenue 7405 B&P Services Employment Agencies Payroll 7406 B&P Services Mailing/Addressing Companies Payroll 7407 B&P Services Data Processing Centres Payroll 7408 B&P Services Business Services N.O.C. Payroll 7409 B&P Services Piano Tuning Revenue 7410 B&P Services Modelling Schools Payroll 7411 C. E. & I. Cranes, Derricks, Power Shovels Equipment Rented to Others Revenue With Operator 7412 C. E. & I. Cranes, Derricks, Power Shovels Equipment Rented to Others Revenue Without Operator 7413 C. E. & I. Scaffolding, Ladders, Hoists Rented to Others Revenue 7414 C. E. & I. Equipment Rented to Others N.O.C. With Operator Revenue 7415 C. E. & I. Equipment Rented to Others N.O.C. Without Operator Revenue 7416 C. E. & I. Rental Stores Equipment Rented to Others Revenue

88 88 Appendix A Industry Classification s (Numerical Sequence) Industry Classification s Numerical Sequence Industry Category Description Industry Standard Exposure Type 7417 C. E. & I. Equipment Storage Revenue 7418 B&P Services Rental Store Party Goods N/A 7541 Retail Automobile Parking Lots Revenue 7542 Retail Automobile Storage Garage Revenue 7543 Retail Car, Truck Rental Revenue 7544 Retail Automobile Appraisal Services Payroll 7691 B&P Services Repair Shops Home Entertainment (Radio, Television, etc.) Revenue 7692 B&P Services Repair Shops Other Electric Appliances Revenue 7693 B&P Services Repair Shops Other Than Home Entertainment and Other Revenue Electrical Appliances 7694 B&P Services Re Upholsterers, Furniture Refinishers Revenue 7811 Recreation Motion Picture, Videotaping Production incl. Commercials N/A 7812 Recreation Motion Picture Distribution incl. Exchanges Payroll 7831 Recreation Motion Picture Theatres excl. Drive Ins Unit (Seat) 7832 Recreation Theatre, Auditorium, Concert Hall, Plays, Live Theatricals Unit (Performance) 7840 Recreation Drive In Theatres Revenue 7911 Recreation Billiard, Pool Halls Unit (Table) 7912 Recreation Bowling Alleys Unit (Alley) 7913 Recreation Coin Operated Amusement Device, Amusement Arcade (No Unit (Device) Riding Machines), Video Game Arcades 7914 Recreation Casinos With Liquor Licence N/A 7915 Recreation Casinos No Liquor Licence N/A 7920 Recreation Commercial Museums (Waxworks, etc.) Revenue 7921 Recreation Sports Playing Fields, Grandstands, Stadia Unit (Seat) 7922 Recreation Motor Vehicle Racing Revenue 7923 Recreation Athletic Events, Teams or Leagues Amateur Unit (Event/Game) 7924 Recreation Athletic Events, Teams or Leagues Professional Unit (Event/Game) 7925 Recreation Horse Show, Rodeo Revenue 7926 Recreation Professional Entertainers Payroll 7927 Recreation Concert or Similar Entertainment Unit (Seat/Perform) 7928 Recreation Exhibition, Fair Grounds Revenue 7929 Recreation Special Events, Other (Parades, etc.) Revenue (Per Event) 7931 Recreation Tennis, Badminton, Racquet, Squash, Polo Clubs Revenue 7932 Recreation Golf and Country Clubs (Pro Shops as 5932) Not Revenue Municipal Courses 7933 Recreation Curling Clubs Revenue 7934 Recreation Gun, Rifle Clubs Unit (Range/Member) 7935 Recreation Yachting Clubs Revenue 7936 Recreation Fish, Game, Hunting Clubs Revenue 7937 Recreation Health, Exercise Clubs Area 7938 Recreation Recreational Clubs N.O.C. Area 7939 Recreation Bingo Halls Revenue 7941 Hospitality Clubs Private Not Recreational Revenue 7942 Hospitality Veteran Halls Revenue 7960 Recreation Race Track Operations Not Motor Vehicles Revenue 7970 B&P Services Ticket Agencies (Sport and Entertainment Events) Payroll

89 Appendix A Industry Classification s (Numerical Sequence) 89 Industry Classification s Numerical Sequence Industry Category Description Industry Standard Exposure Type 7980 Recreation Commercial Zoos (Safari Parks, Aquaria, etc.) N/A 7981 Recreation Amusement Parks, Playgrounds Not Amusement Devices Area 7982 Recreation Amusement Devices Not Coin Operated Unit (Device) 7983 Recreation Arenas Hockey, Ice, Roller Skating N.O.C. Revenue 7984 Recreation Municipal Halls Area 7985 Recreation Dance Halls Revenue 7986 Recreation Fireworks Display Unit (Display) 7987 Recreation Riding Academy With or Without Riding Rings Revenue 7988 Recreation Outdoor Rinks Unit (Rink) 7989 Recreation Circus, Carnival, Travelling Amusement Companies Revenue 7991 Recreation Municipal Golf Courses (Pro Shops as 5932) Revenue 7992 Recreation Golf Driving Ranges Revenue 7993 Recreation Bathing Beaches Unit (Frontage) 7994 Recreation Swimming Pools Area 7995 Recreation Saunas, Baths Area 7996 Recreation Ski Resorts (Ski Shops as 5932) Revenue 7997 Recreation Ski, Sightseeing Chair Lifts, Gondolas Unit (Lift) 7998 Recreation Ski, Sightseeing All Other Tows and Lifts Unit (Lift) 7999 Recreation Recreation N.O.C. N/A 8010 Health Serv. Gynaecologists, Obstetricians Unit (See 8011) 8011 Health Serv. Physicians, Surgeons Not Specialist in Surgery Unit (Office) 8012 Health Serv. Surgeon Specialists Unit (See 8011) 8013 Health Serv. Psychiatrists Unit (See 8011) 8014 Health Serv. Oculists, Ophthalmologists Unit (See 8011) 8015 Health Serv. Radiation Specialists incl. X Ray, Infra Red, Diathermy or Unit (See 8011) Quartz Lamp 8016 Health Serv. Dentists Unit (See 8011) 8017 Health Serv. Registered Nurses Unit (Specl.) 8018 Health Serv. Physiotherapists, Occupational Therapists Unit (See 8011) 8019 Health Serv. Anaesthetists Unit (See 8011) 8021 Health Serv. Chiropractors Unit (See 8011) 8022 Health Serv. Optometrists Unit (See 8011) 8023 Health Serv. Opticians Revenue 8024 Health Serv. Osteopaths Unit (See 8011) 8025 Health Serv. Chiropodists, Podiatrists Unit (See 8011) 8026 Health Serv. Dermatologists Unit (See 8011) 8027 Health Serv. Hearing Aid Services, Audiologists Revenue 8028 Health Serv. Vibrator Machine Operators Unit (See 8011) 8029 Health Serv. Massage Therapists Unit (See 8011) 8061 Health Serv. Hospitals Area 8062 Health Serv. Clinics (Not Doctor's or Dentist's Offices) N.O.C. Area 8063 Health Serv. X Ray, Infra Red, Diathermy or Quartz Lamp Machines Unit (Machine) 8064 Health Serv. Radioisotope Exposure N/A 8065 Health Serv. Residents Nurses and/or Hospital Staff Unit (Building) 8066 Health Serv. Abortion Facilities (Outpatient) N/A 8072 Health Serv. Convalescent Homes, Nursing Homes, Rest Homes Unit (Per Bed) 8073 Health Serv. Senior Citizen Care Facilities Area

90 90 Appendix A Industry Classification s (Numerical Sequence) Industry Classification s Numerical Sequence Industry Category Description Industry Standard Exposure Type 8074 Health Serv. Mental Health Care Facilities Unit (Per Bed) 8075 Health Serv. Sanatorium N/A 8076 Health Serv. Rehabilitation Centres N/A 8080 Health Serv. Non Institutional Health/Medical Services N.O.C. Area 8081 Health Serv. Medical Laboratories Analysing Revenue 8082 Health Serv. Medical Laboratories Research Revenue 8083 Health Serv. Dental Laboratories, Denturists Revenue 8084 Health Serv. Health, Disability Associations, Societies (Red Cross, Cancer Area Society, War Amps, Addiction Work, etc.) 8085 Health Serv. Social, Consulting and Counselling Services N/A 8111 B&P Services Lawyers, Barristers, Solicitors Payroll 8112 B&P Services Notaries (Quebec), Public Notaries Payroll 8291 B&P Services Libraries Area 8292 B&P Services Museums, Public Art Galleries Area 8293 B&P Services Zoos, Not Commercial Zoos N/A 8301 Education Day Care, Nursery, Kindergarten Unit (Pupil) 8302 Education Public Primary Schools Unit (Pupil) 8303 Education Public Secondary Schools incl. Junior High Unit (Pupil) 8304 Education Private Schools Primary, Secondary Levels Unit (Pupil) 8310 Education Universities, Community Colleges, Cegeps and Polytechnical Unit (Pupil) Schools 8322 Education Dance, Gymnastic, Martial Arts Schools Unit (Pupil) 8323 Education Business Colleges, Schools N.O.C. Unit (Pupil) 8324 Education Trade Schools or Vocational Schools Unit (Pupil) 8325 Education Music School Unit (Pupil) 8620 Member Org. Professional and Business Associations Unit (Member) 8630 Member Org. Labour Unions Area 8641 Member Org. Boy Scouts, Girl Guides Similar Groups Unit (Member) 8642 Member Org. Y.M.C.A., Y.W.C.A., Y.M.H.A., Y.W.H.A. Area 8643 Member Org. Community Centres Revenue 8644 Member Org. Civic, Community, Special Interest (Non Medical) Associations Unit (Member) or Groups 8650 Member Org. Service Clubs, Fraternal Orders Insurance, Benefit Paying Unit (Member) 8660 Member Org. Service Clubs, Fraternal Orders No Insurance, Benefit Paying Unit (Member) 8661 Member Org. Snowmobile Clubs Unit (Member) 8671 Member Org. Churches, Synagogues, Temples Area 8672 Member Org. Convents, Monasteries Area 8673 Member Org. Fund Raising Activities Operated by Charitable or Religious Revenue Bodies 8910 B&P Services Scientific Services Other incl. Non Medical Laboratories Payroll 8911 B&P Services Marine Appraiser Payroll 8912 B&P Services Land Surveyor Payroll 8913 B&P Services Boiler, Elevator Inspection Payroll 8914 B&P Services Geophysical Services incl. Soil Testing Payroll 8915 B&P Services Architects Payroll 8916 B&P Services Engineers Payroll 8917 B&P Services Mercantile/Manufacturing Inspection for Insurance, Valuation Payroll

91 Appendix A Industry Classification s (Numerical Sequence) 91 Industry Classification s Numerical Sequence Industry Category Description Industry Standard Exposure Type 8918 B&P Services Computer Software Developers Payroll 8940 Government Municipal N.O.C. (Population) Unit (Population) 8941 Government Municipal Police Dept. Payroll 8942 Government Municipal Fire Dept. Paid Payroll 8943 Government Municipal Fire Dept. Volunteer Per Volunteer 8944 Government Municipal Parks, Botanical Gardens Unit (Population) 8945 Government Municipal Road Maintenance Unit (km./mi.) 8946 Government Municipal Tax Collectors, Secretary/Treasurers incl. Schools Unit (Population) Boards 8947 Government Municipal Other Public Officials Unit (Population) 8948 Government Municipal Garage or Equipment Storage N/A 8949 Government Municipal Administration or Office Building N/A 8950 Government Prisons, Jails, Penal Institutions, Correctional Centres Unit (Inmate)

92 92 Appendix A Industry Classification s (Alphabetic Sequence) Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Abortion Facilities (Outpatient) 8066 N/A Abrasive Mfg Revenue Accessories (Belts, Hosiery, Scarves, etc.) 5692 Revenue Accessories incl. Leather Goods Not Footwear, Umbrellas 5052 Revenue Accountants, Auditors 6411 Payroll Acids, Petrochemicals, Chemicals N.O.C. incl. Ammonia, Antifreeze, Benzoil 2811 Revenue Acids, Petrochemicals, Fertilizer (Ammonium Nitrate) 5041 Revenue Acoustic Ceilings, House Furnishings, Floor Coverings 1756 Revenue Addressing/Mailing Companies 7406 Payroll Adhesives, Glue, Mucilage, Paste 2872 Revenue Adjusters, Insurance Agents, Brokers 6412 Payroll Advertising Agencies 7312 Payroll Advertising Sign Company Operations 7311 Revenue Agricultural Associations (Breeders, Racing Growers, 4 H Clubs, etc.) 0142 Area Agricultural, Horticultural Services N.O.C Revenue Agricultural, Machinery (C.E.&I.) 1537 Revenue Agricultural, Machinery (Mfg./Proc.) 3694 Revenue Air Conditioning Equipment incl. Heat Pumps (C.E.&I.) 1717 Revenue Air Conditioning Equipment incl. Heat Pumps (Mfg./Proc.) 3575 Revenue Air Conditioning, Heating, Refrigeration Equipment 5093 Revenue Air Conditioning, Plumbing, Heating No Work Off Premises 5258 Revenue Air Terminal, Air Transportation Service 4120 N/A Air Transportation Service, Air Terminal 4120 N/A Aircraft and Components (Mfg./Proc.) 3797 N/A Aircraft Maintenance, Repair Hangers 4580 N/A Aircraft Supplies Manufacturers' Agents (Sample Stock Only) 5108 N/A Aircraft Supplies (Retail) 5592 N/A Aircraft Supplies Wholesale Distributors 5104 N/A Airport Runways, Aprons incl. Paving 1632 Revenue Alarm System Installation excl. Repair of Fire Suppression Equipment 7396 Revenue Alarm Systems Mfg Revenue Ambulances, Taxis, Limousines 4115 Per Vehicle Ambulation, Prosthetic, Orthopaedic Devices Other Than Optical 3825 Revenue Ammunition, Explosives, Fertilizer Using Ammonium Nitrate Mfg Revenue Amusement Arcade, Coin Operated Amusement Device (No Riding 7913 Unit (Device) Machines), Video Game Arcades Amusement, Circus, Carnival, Travelling Companies 7989 Revenue Amusement Devices Not Coin Operated 7982 Unit (Device) Amusement Parks, Playgrounds Not Amusement Devices 7981 Area Anaesthetists 8019 Unit (See 8011) Aniline Dyes and Pigments, Printers Ink Revenue Aniline Dyes, Paint, Wallpaper, Varnish, Printer's Ink, Lacquer 5043 Revenue Animal Feed, Grain, Hay 5064 Revenue Animal Feed (Pet Foods Classify as if for Human Consumption) 2041 Revenue

93 Appendix A Industry Classification s (Alphabetic Sequence) 93 Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Antiques, Bric A Brac, Art Galleries, Pictures, Prints incl. Conservators, 5711 Revenue Framing (Store Only) Antiques, Furniture 5151 Revenue Apartment Houses (10 Storeys or Less) Mercantile Occupancy 6542 Unit (Suite Apartment Houses (10 Storeys or Less) No Mercantile Occupancy 6532 Unit (Suite) Apartment Houses High Rise (Over 10 Storeys) Mercantile Occupancy 6622 Unit (Suite) Apartment Houses High Rise (Over 10 Storeys) No Mercantile Occupancy 6621 Unit (Suite) Aprons, Airport Runways incl. Paving 1632 Revenue Architects 8915 Payroll Arenas Hockey, Ice, Roller Skating N.O.C Revenue Armoured Cars 4111 Payroll Art Galleries, Antiques, Bric A Brac, Pictures, Prints incl. Conservators, 5711 Revenue Framing (Store Only) Artificial Flowers, Bric A Brac, Pictures, Paintings 5152 Revenue Artist Supplies, Toys, Hobby and Handicraft Equipment 3984 Revenue Asbestos, Asbestos Product Mfg N/A Asbestos, Lead, UFI Abatement, Radon Mitigation, Tank Remediation 1782 Revenue Asphalt, Greases 5113 Revenue Asphalt Products Mfg. incl. Roofing Products, Linoleum 2950 Revenue Athletic Events, Teams or Leagues Amateur 7923 Unit (Event/Game) Athletic Events, Teams or Leagues Professional 7924 Unit (Event/Game) Athletic Protective Equipment 3981 Revenue Auctioneer's Operations 7401 Payroll Audio, Radio, Television, Video Equipment (Mfg./Proc.) 3491 Revenue Audio, Radio, Television, Video Equipment, Electronic Games (Wholesale) 5094 Revenue Audio, Video Sales, Rentals (Discs, Records and Tapes) (Store Only) 5715 Revenue Audiologists, Hearing Aid Services 8027 Revenue Auditorium, Theatre, Concert Hall, Plays, Live Theatricals 7832 Unit (Performance) Auditors, Accountants 6411 Payroll Auto, Cars, Trucks, Buses Auctions (Wholesale) 5011 Revenue Automatic Sprinklers 1714 Revenue Automobile Appraisal Services 7544 Payroll Automobile Body or Non Operating Parts, Accessories (Wholesale) 5016 Revenue Automobile Body, Paint Shops 5531 Revenue Automobile Body Parts, Accessories Non Operating Parts (Mfg./Proc.) 3796 Revenue Automobile Dealer 5511 Revenue Automobile Dismantling incl. Salvage 5121 Revenue Automobile Operating Parts N.O.C. (Mfg./Proc.) 3795 Revenue Automobile Operating Parts Other Than Wheel Assembly, Brakes or 5015 Revenue Steering Parts (Wholesale) Automobile Parts and Accessories, Sound Equipment incl. Installation 5255 Revenue Automobile Parking Lots 7541 Revenue Automobile Repair Garage Not Self Serve 5513 Revenue Automobile Repair Garage Self Serve 5527 Revenue Automobile Specialty Shops Not Audio (5255), (Installation or Repair of 5523 Revenue

94 94 Appendix A Industry Classification s (Alphabetic Sequence) Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Mufflers, Transmissions, Radiators, etc.) Automobile Storage Garage 7542 Revenue Automobile Used Cars Sales Only 5512 Revenue Automobile Wheel Assembly, Brakes or Steering Parts (Mfg./Proc.) 3794 Revenue Automobile Wheel Assembly, Brakes or Steering Parts (Wholesale) 5014 Revenue Awnings, Burlap Bags, Canvas, Tents, Rope, Sails, Cloth Goods N.O.C Revenue Awnings, Metal Doors, Windows 1766 Revenue Badminton, Tennis, Racquet, Squash, Polo Clubs 7931 Revenue Bakeries 5421 Revenue Bakeries incl. Pasta Mfg Revenue Banks, Deposit Accepting Trust Company 6021 Payroll Barber and Beauty Supply 5224 Revenue Barber Shops, Men's Hairstyling 7296 Area Barrels, Boxes, Crates, Pallets Wood 2492 Revenue Barristers, Lawyers, Solicitors 8111 Payroll Bathing Beaches 7993 Unit (Frontage) Baths, Saunas 7995 Area Beachwear, Gloves, Hats, Underwear, Accessories Men's and Boy's 2311 Revenue Beachwear, Gloves, Millinery, Lingerie, Accessories Women's and Girl's 2332 Revenue Bean, Grain, Seed Warehouse 4221 N/A Beauty and Barber Supply 5224 Revenue Beauty Parlours, Tanning Salons 7297 Area Bed and Breakfast Tourist Homes 7054 Revenue Bedding, Cushion, Mattress, Pillows, Quilt Mfg Revenue Beef Cattle Farms 0160 Area Beer, Liquor, Wine 5130 Revenue Beer, Wine, Liquor Stores 5920 Revenue Bicycles incl. Repair 5934 Revenue Billiard, Pool Halls 7911 Unit (Table) Bingo Halls 7939 Revenue Blasting Contractors 1515 Revenue Boarding, Rooming Houses Incl. Fraternity or Sorority Houses 7031 Unit (Building) Boat Dealers (Transport) 4471 Revenue Boatbuilding excl. Wood, Metal 3730 Revenue Boatbuilding Metal 3591 Revenue Boatbuilding Wood 2494 Revenue Boiler, Elevator Inspection 8913 Payroll Boilers (C.E.& I.) 1712 Revenue Boilers, Pressure Vessels (Mfg./Proc.) 3691 Revenue Bone, Plastic, Celluloid and Shell Products Other Than Signs, Film, Recording 3073 Revenue Media, Compact Discs Book Binding, Commercial Printing, Electrotyping, Photo Engraving, 2750 Revenue Publishing, Silkscreening, Typesetting Books, Newspapers, Periodicals 5180 Revenue Bookstore, Florist, Hairgoods, Stationery 5993 Revenue

95 Appendix A Industry Classification s (Alphabetic Sequence) 95 Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Boots, Shoes (Retail) 5691 Revenue Boots, Shoes (Wholesale) 5051 Revenue Borax, Phosphate, Salt, Sulphur Refining, Potash Work excl. Mining 2873 Revenue Bowling Alleys 7912 Unit (Alley) Boxes, Barrels, Crates, Pallets Wood 2492 Revenue Boy Scouts, Girl Guides Similar Groups 8641 Unit (Member) Boy's and Men's Wear Not 2311 or Revenue Boy's and Men's Wear (Wholesale) 5056 Revenue Brakes or Steering Parts, Automobile Wheel Assembly 3794 Revenue Brazing, Welding, Cutting 1763 Revenue Breakwaters, Jetties, Piers, Docks, Levees 1623 Revenue Breeders Horse Farms 0140 Area Breweries, Wineries, Malt Houses, Vinegar Distillers 2081 Revenue Bric A Brac, Antiques, Art Galleries, Pictures, Prints incl. Conservators, 5711 Revenue Framing (Store Only) Bric A Brac, Pictures, Paintings, Artificial Flowers 5152 Revenue Brick, Clay, Similar Refractory Products 3293 Revenue Bridge, Highway, Tunnel Operation 4114 Unit (100 Vehicles) Bridges 1621 Briquettes, Coal Billets, Coke 2982 Revenue Brokers, Insurance Agents, Adjusters 6412 Payroll Broom, Brushes, Mop Mfg Revenue Brushes, Broom, Mop Mfg Revenue Building Cleaning Exterior 1779 Revenue Building Construction of (Not Residential) incl. Alterations, Renovations or 1830 Revenue Repairs Building, Construction of (Residential One or Two Family Dwellings) incl Revenue Alterations, Renovations or Repairs Building Management 7393 Unit (Dwelling) Building Materials, Home Improvement Centres 5257 Revenue Building (Owner's Risk Only) Other incl. Manufacturing/Warehouses 6633 Unit (Building) Building (Owner's Risk Only) Residential One or Two Families 6631 Area Building (Owner's Risk Only) Retail 6632 Area Building Raising, Moving 1511 Payroll Building Supplies 5162 Revenue Bulk Transfer, Ore, Coal, Waterfront Operations (Warehousing) 4461 Payroll Burlap Bags, Canvas, Awnings, Tents, Rope, Sails, Cloth Goods N.O.C Revenue Bus, Streetcar, Subway Transit Operation 4112 N/A Bus Terminal excl. Garage (4780) 4113 Area Bus, Truck Maintenance Garages excl. Freight Terminals 4780 Payroll Buses, Cars, Trucks, Auto Auctions (Wholesale) 5011 Revenue Buses, Cars, Trucks (Mfg./Proc.) 3791 Revenue Business and Professional Associations 8620 Unit (Member) Business Colleges, Schools N.O.C Unit (Pupil) Business Machines, Personal Computers, Calculators 3492 Revenue

96 96 Appendix A Industry Classification s (Alphabetic Sequence) Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Business Services N.O.C Payroll Caisses Populaires, Credit Unions, Savings and Loan 6120 Payroll Caissons, Coffer Dams 1622 Revenue Calculators, Business Machines, Personal Computers 3492 Revenue Cameras, Optical Goods excl. Eye Glasses, Contact Lenses 5195 Revenue Cameras, Photography Supplies 5997 Revenue Camper Units, Trailers (Mfg./Proc.) 3793 Revenue Camper Units, Trailers Sales and Service 5516 Revenue Camper Units, Trailers (Wholesale) 5013 Revenue Campgrounds incl. Trailer Parks 7042 Unit (Camper) Canal Operations incl. Locks 4479 N/A Canning and Preserving (Meat, Fish, Seafood, Fruit, Vegetables), Jams 2030 Revenue Canvas, Burlap Bags, Awnings, Tents, Rope, Sails, Cloth Goods N.O.C Revenue Car, Truck Rental 7543 Revenue Car Wash Not Self Serve (Retail) 5524 Revenue Car Wash Self Serve 5526 Revenue Card Dealers, Coin, Stamp, Rare Book Stores 5999 Revenue Carnival, Circus, Travelling Amusement Companies 7989 Revenue Carpentry Away from Shop 1752 Revenue Carpentry Shop Operations 1751 Revenue Carpet, Floor Coverings, Draperies (1,000 m2 or More) 5313 Revenue Carpet, Other Floor Coverings, Draperies, Other Window Goods, Linen With 5716 Revenue Installation/Repair (Away From Premises) Carpet, Other Floor Coverings, Draperies, Other Window Goods, Linen (Store 5712 Revenue Only) Carpet, Rug Mfg Revenue Cars, Trucks, Buses, Auto Auctions (Wholesale) 5011 Revenue Cars, Trucks, Buses (Mfg./Proc.) 3791 Revenue Casinos No Liquor Licence 7915 N/A Casinos With Liquor Licence 7914 N/A Catering, Commissariat Work 7402 Revenue Cattle Dealer or Livestock incl. Sales Stables 0742 Revenue Cegeps, Polytechnical Schools, Universities, and Community Colleges 8310 Unit (Pupil) Celluloid and Shell, Bone, Plastic Products Other Than Signs, Film Recording 3073 Revenue Media, Compact Discs Celluloid, Janitorial Supplies, Plastic, Vegetable and Mineral Oils, Matches, 5191 Revenue Fireworks, Wax Products, Resin Cement, Concrete, Plaster Products excl. Ready Mix Concrete 3291 Revenue Cement, Concrete Work N.O.C Revenue Cemeteries, Mausoleums 7261 Area Cemetery Pre Paid Funds 7263 Payroll Ceramics, Glass, Porcelain, Pottery Mfg. (Plaster Statuary, Ornaments) 3281 Revenue Charter, School Bus, Handicapped Transportation 4119 Payroll Chemicals, Acids, Petrochemicals (Mfg./Proc.) N.O.C. incl. Ammonia, Antifreeze, Benzoil 2811 Revenue

97 Appendix A Industry Classification s (Alphabetic Sequence) 97 Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Chemicals, Low to Moderate Hazard (Wholesale) N.O.C Revenue Chemicals N.O.C. High Hazard 2877 Revenue Chemicals N.O.C. Low Hazard 2875 Revenue Chemicals N.O.C. Moderate Hazard 2876 Revenue Children's, Infant's Wear 5054 Revenue Chimney Sweep 7321 Revenue China, Crockery, Glassware (Retail) 5259 Revenue China, Glass Products, Earthenware 5211 Revenue Chiropodists, Podiatrists 8025 Unit (See 8011) Chiropractors 8021 Unit (See 8011) Chocolate or Cocoa Mfg. Confectionery 2052 Revenue Churches, Synagogues, Temples 8671 Area Circus, Carnival, Travelling Amusement Companies 7989 Revenue Civic, Community, Special Interest (Non Medical) Associations or Groups 8644 Unit (Member) Clay, Brick, Similar Refractory Products 3293 Revenue Clay, Decorative Stone, Marble, Monuments 5212 Revenue Cleaning Sewers, Drains 1527 Revenue Cleaning Streets Not Snow Removal 1528 Revenue Clearing, Snow Removal, Ploughing 1525 Revenue Clinics (Not Doctors' or Dentists' Offices) N.O.C Area Clocks (Mfg./Proc.) 3871 Revenue Clocks, Watches, Precious Stones, Silverware (Wholesale) 5172 Revenue Cloth Goods, Burlap Bags, Canvas, Awnings, Tents, Rope, Sails N.O.C Revenue Clothing incl. Footwear (1,000 m2 or More) 5312 Revenue Clubs Private Not Recreational 7941 Revenue Coal Billets, Briquettes, Coke 2982 Revenue Coal Mining Surface 1102 N/A Coal Mining Underground 1101 Revenue Coal, Ore, Bulk Transfer Waterfront Operations (Warehousing) 4461 Payroll Cocoa or Chocolate Mfg. Confectionery 2052 Revenue Coffee, Tea, Spice Processing 2043 Revenue Coffer Dams, Caissons 1622 Revenue Coin Operated Amusement Device, Amusement Arcade (No Riding 7913 Unit (Device) Machines), Video Game Arcades Coin, Stamp, Card Dealers, Rare Book Stores 5999 Revenue Coke, Coal Billets, Briquettes 2982 Revenue Collection Agencies 7320 Payroll Combined Air Conditioning and Heating Equipment Oil or Gas 1715 Revenue Combined Air Conditioning and Heating Equipment Solid Fuel 1716 Revenue Commercial Museums (Waxworks, etc.) 7920 Revenue Commercial Printing, Book Binding, Electrotyping, Photo Engraving, 2750 Revenue Publishing, Silkscreening, Typesetting Commercial Zoos (Safari Parks, Aquaria, etc.) 7980 N/A Commissariat Work, Catering 7402 Revenue Commodity Brokers, Dealers 6230 Payroll

98 98 Appendix A Industry Classification s (Alphabetic Sequence) Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Commodity, Stock Exchanges 6240 Payroll Communication Services incl. Cablevision 4812 Unit (Subscriber) Communications Equipment excl. Media N.O.C Revenue Community Centres 8643 Revenue Community, Civic, Special Interest (Non Medical) Associations or Groups 8644 Unit (Member) Community Colleges, Universities, Cegeps and Polytechnical Schools 8310 Unit (Pupil) Compact Discs, Recording Media, Film (Photographic, X Ray, Other) 3072 Revenue Computer Software Developers 8918 Payroll Computer Systems Large or Mainframe incl. Tape Drives, etc. (Mfg./Proc.) 3493 Revenue Computer Systems Large or Mainframe incl. Tape Drives, etc. (Wholesale) 5231 Revenue Computers Other Office Machines 5232 Revenue Concert Hall, Theatre, Auditorium, Plays, Live Theatricals 7832 Unit (Performance) Concert or Similar Entertainment 7927 Unit (Seat/Perform) Concrete, Cement, Plaster Products excl. Ready Mix Concrete 3291 Revenue Concrete, Cement Work N.O.C Revenue Condominium (10 Storeys or Less) No Mercantile Occupancy 6650 Unit (Suite) Condominium (10 Storeys or Less) With Mercantile Occupancy 6660 Unit (Suite) Condominium High Rise (Over 10 Storeys) No Mercantile Occupancy 6641 Unit (Suite) Condominium High Rise (Over 10 Storeys) With Mercantile Occupancy 6642 Unit (Suite) Condominium Mercantile Multiple Tenants 5292 Revenue Condominium Multiple Occupancy (Industrial Plaza) 3992 Area Condominium Multiple Occupancy Manufacturing 3892 Area Condominium (Townhouses) 6670 Unit (Suite) Confectioners (Retail) 5431 Revenue Confectionery, Cocoa or Chocolate Mfg. (Mfg./Proc.) 2052 Revenue Contact Lenses, Eye Glasses, Prosthetic Devices, Hearing Aids 5194 Revenue Convalescent Homes, Nursing Homes, Rest Homes 8072 Unit (Per Bed) Convenience Store, Variety Store, Tobacconist 5991 Revenue Convents, Monasteries 8672 Area Conveyor Systems 1531 Revenue Copying/Duplicating Service (Quick Printers) 7400 N/A Correctional Centres, Prisons, Jails, Penal Institutions 8950 Unit (Inmate) Construction of Drainage or Irrigation Systems 1524 Revenue Consulting and Counselling, Social Services 8085 N/A Cosmetics, Perfumes, Hair/Skin Preparations 2832 Revenue Cosmetics (Wholesale) 5032 Revenue Costume, Novelty, Imitation Jewellery (Wholesale) 5171 Revenue Costume, Novelty Jewellery ($50 Limit/Article) (Mfg./Proc.) 3872 Revenue Counselling and Consulting, Social Services 8085 N/A Country General Stores (Population Under 3,000) 5995 Revenue Courier Service, Letter Service 4118 Per Vehicle Cranes, Derricks, Power Shovels With Operator Equipment Rented to 7411 Revenue Others Cranes, Derricks, Power Shovels Without Operator Equipment Rented to Others 7412 Revenue

99 Appendix A Industry Classification s (Alphabetic Sequence) 99 Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Crates, Boxes, Barrels, Pallets Wood 2492 Revenue Credit Unions, Caisses Populaires, Savings and Loan 6120 Payroll Crematory Operations 7262 Unit (Crematoria) Crockery, China, Glassware 5259 Revenue Crop or Weed Spraying or Fertilizing 0733 Revenue Crops Under Cover Not Greenhouses 0122 Area Curling Clubs 7933 Revenue Currency Brokers, Exchanges 6250 Payroll Cushion, Mattress, Pillows, Bedding, Quilt Mfg Revenue Cutting, Slate Milling, Stone Polishing, Grinding Operations, Monuments 3295 Revenue Cutting, Welding, Brazing 1763 Revenue Dairy Farms 0130 Area Dairy Products (Ice Cream Bars See Hospitality s) 5422 Revenue Dairy Products incl. Eggs, Honey, Creameries 2011 Revenue Dams, Reservoirs incl. Hydro Electric Const Revenue Dance, Gymnastic, Martial Arts Schools 8322 Unit (Pupil) Dance Halls 7985 Revenue Data Processing Centres 7407 Payroll Day Care, Nursery, Kindergarten 8301 Unit (Pupil) Dealers, Commodity Brokers 6230 Payroll Dealers, Stock, Security Brokers 6210 Payroll Decorating, Painting excl. Spray Paint 1754 Revenue Decorating, Painting incl. Spray Paint 1755 Revenue Decorative Stone, Marble, Monuments, Clay 5212 Revenue Demolition, Wrecking N.O.C 1512 Revenue Dental, Hospital, Surgical, Drafting, Engineering, Scientific Equipment 5192 Revenue (Wholesale) Dental, Hospital, Surgical Supplies Expendable 3827 Revenue Dental, Hospital, Surgical Supplies Instruments 3829 Revenue Dental, Hospital, Surgical Supplies Non Expendable (Mfg./Proc.) 3828 Revenue Dental Laboratories, Denturists 8083 Revenue Dentists 8016 Unit (See 8011) Denturists, Dental Laboratories 8083 Revenue Department Stores excl. Jewellery, Furs 5321 Revenue Department Stores incl. Jewellery, Furs 5322 Revenue Deposit Accepting Trust Company, Banks 6021 Payroll Dermatologists 8026 Unit (See 8011) Derricks, Cranes, Power Shovels Equipment Rented to Others With 7411 Revenue Operator Derricks, Cranes, Power Shovels Equipment Rented to Others Without 7412 Revenue Operator Detective, Patrol Agency, Security Service 7403 Payroll Detergent, Soap, Soap Powder, Shampoo Mfg Revenue Diaper, Towel, Linen, Uniform Supply 7404 Revenue Diathermy, Quartz Lamp, X Ray or Infra Red Machines 8063 Unit (Machine)

100 100 Appendix A Industry Classification s (Alphabetic Sequence) Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Direct Selling Organizations, Mail Order Houses 5342 Revenue Disability, Health Associations, Societies (Red Cross, Cancer Society, War 8084 Area Amps, Addiction Work, etc.) Distilled Spirits, Whisky (Warehousing) 4281 Area Distillers Liquor, Alcohol Distilling 2070 Revenue Docks, Jetties, Breakwaters, Piers, Levees 1623 Revenue Door to Door Sales, Services 5341 Revenue Drafting, Dental, Hospital, Surgical, Engineering, Scientific Equipment 5192 Revenue (Wholesale) Drafting, Engineering, Machinist, Surveying 3824 Revenue Drafting Instruments, Luggage, Toys, Hobby, Handicraft, Leather, Dry or 5996 Revenue Religious Goods, Flea Markets (Retail) Drainage or Irrigation Systems Construction of 1524 Revenue Drains, Sewers Cleaning 1527 Revenue Draperies, Carpet, Floor Coverings (1,000 m2 or More) 5313 Revenue Draperies, Other Window Goods, Carpet, Other Floor Coverings, Linen (Store 5712 Revenue Only) Draperies, Other Window Goods, Carpet, Other Floor Coverings, Linen With 5716 Revenue Installation/Repair (Away From Premises) Draperies, Tapestries 2351 Revenue Draperies, Window Goods 5155 Revenue Drapery, Furniture, Rug Cleaning on Customer's Premises 7395 Revenue Dredging 1624 N/A Drilling Not Oil or Gas 1770 Revenue Drive in Restaurants, Refreshment Stands 5813 Revenue Drive In Theatres 7840 Revenue Driveways, Parking Areas Construction of 1521 Revenue Driving Schools 7299 Unit (Pupil) Drug Stores Prescriptions, Cosmetics, Tobacco, etc Revenue Drug Stores Prescription Service Only 5911 Revenue Drug Supply Low Hazard 5033 Revenue Drug Supply Medium or High Hazard 5034 Revenue Drugs, Pharmaceuticals, Patent Medicines High Hazard 2835 Revenue Drugs, Pharmaceuticals, Patent Medicines Low Hazard 2833 Revenue Drugs, Pharmaceuticals, Patent Medicines Medium Hazard 2834 Revenue Dry Dock, Shipbuilding 3798 Revenue Dry Goods, Piece Goods, Wool 5057 Revenue Dry Kilns, Wood Preserving 2491 Revenue Dry, Leather or Religious Goods, Handicraft, Hobby, Toys, Luggage, Drafting 5996 Revenue Instruments, Flea Markets (Retail) Drycleaners, Laundries, Dyers Other Than Self Service 7220 Revenue Drycleaners, Laundries Receiving Depot Only 7221 N/A Drycleaning and Laundry Stores (B&P Services) 7222 N/A Drycleaning, Laundromats Self Service 7210 Revenue Dude Ranches, Summer Camps, Resort Property 7041 Unit (Camper) Duplicating/Copying Service (Quick Printers) 7400 N/A

101 Appendix A Industry Classification s (Alphabetic Sequence) 101 Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Dyers, Laundries, Drycleaners Other Than Self Service 7220 Revenue Earthenware, China, Glass Products 5211 Revenue Electric Light, Power Companies 4910 Revenue Electrical Apparatus (C.E.&I.) 1736 Revenue Electrical Apparatus, Plumbing Supplies, Hardware 5092 Revenue Electrical Appliances 5091 Revenue Electrical Products for Application to Body 3571 Revenue Electrical Products Mfg. N.O.C Revenue Electronic Components and Semi Conductors 3495 Revenue Electronic Equipment (Computers, Home Entertainment, Office Machines) 5718 Revenue With Installation/Repair (Away From Premises) Electronic Equipment (Computers, Home Entertainment, Office Machines) 5714 Revenue (Store Only) Electronic Games 3496 Revenue Electronic Games, Audio, Radio, Television, Video Equipment 5094 Revenue Electronic Media Storage Centres 4277 N/A Electroplating 3597 Revenue Electrotyping, Book Binding, Commercial Printing, Photo Engraving, 2750 Revenue Publishing, Silkscreening, Typesetting Elevator, Boiler Inspection 8913 Payroll Elevators, Escalators Instal./Service 1735 Revenue Elevators, Escalators (Mfg./Proc.) 3693 Revenue Elevators incl. Operation 7322 Payroll Employment Agencies 7405 Payroll Enclosed Shopping Malls 5301 Area Engineering, Drafting, Machinist, Surveying 3824 Revenue Engineering, Hospital, Dental, Surgical, Drafting, Scientific Equipment 5192 Revenue (Wholesale) Engineers 8916 Payroll Equipment for Bars, Hotels, Restaurants, Offices or Stores (Wholesale) 5223 Revenue Equipment Rented to Others With Operator N.O.C. (C.E.& I.) 7414 Revenue Equipment Rented to Others Without Operator N.O.C. (C.E.& I.) 7415 Revenue Equipment Storage (C.E.& I.) 7417 Revenue Erection of Iron or Steel N.O.C Revenue Erection of Iron or Steel Structural 1764 Revenue Escalators, Elevators Instal./Service 1735 Revenue Escalators, Elevators (Mfg./Proc.) 3693 Revenue Excavation 1774 Revenue Excelsior Mfg Revenue Exchanges, Currency Brokers 6250 Payroll Exercise, Health Clubs 7937 Area Exhibition, Fair Grounds 7928 Revenue Explosives, Ammunition, Fertilizer Using Ammonium Nitrate Mfg Revenue Exterminating, Fumigation Operations Inside Building or Vessel 7391 Payroll Eye Glasses, Contact Lenses, Prosthetic Devices, Hearing Aids 5194 Revenue

102 102 Appendix A Industry Classification s (Alphabetic Sequence) Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Fabric and Textile Mills, Knitting, Spinning, Weaving Acetate, Celanese, 2291 Revenue Cotton, Felt, Linens, Rayon, Twine Fabric and Textile Mills, Knitting, Spinning, Weaving Other Fibres 2292 Revenue Fair Grounds, Exhibition 7928 Revenue Family Clothing 5693 Revenue Family Shelters, Settlement Houses, Mission, Halfway Houses 7032 Unit (Building) Farm Implements and Machinery 5515 Revenue Farm, Lawn and Garden Supplies Light 5960 Revenue Farm Products (Warehousing) 4241 Area Farms, General N.O.C Area Fat, Oil Mfg. (Animal or Vegetable) incl. Tank Farm, Animal Reduction, Lard 2090 Revenue Refining Fences Construction of 1522 Revenue Fertilizer, Acids, Petrochemicals (Ammonium Nitrate) 5041 Revenue Fertilizer, Explosives, Ammunition Using Ammonium Nitrate Mfg Revenue Fertilizer Not Ammonium Nitrate, Salt, Sulphur, Phosphate, Borax, Potash 5046 Revenue Fertilizing or Spraying Weed or Crop 0733 Revenue Fibres, Synthetic Resins and Plastics N.O.C. (Acrilan, Fibreglass, Nylon, 2820 Revenue Rayon, Artificial Silk) Field Crop Farms 0110 Area Field Welders 1398 Revenue Film (Photographic, X Ray, Other) Recording Media, Compact Discs 3072 Revenue Film, Religious Goods, Stationery, Hobby, Toys, Leather, Musical Instruments 5193 Revenue Finance Companies, Miscellaneous Personal Credit Institutions 6140 Payroll Financial Planning 6415 N/A Fire Extinguishing Equipment Servicing, Refilling 1781 Revenue Firearms 3982 Revenue Fireproofing Structures 1780 Revenue Fireworks Display 7986 Unit (Display) Fireworks, Match Mfg Revenue Fireworks, Matches, Resin, Vegetable and Mineral Oils, Celluloid, Plastic, 5191 Revenue Wax Products, Janitorial Supplies Fish and Seafood Processing (Fresh) 2003 Revenue Fish, Game, Hunting Clubs 7936 Revenue Fish Hatcheries 0981 Revenue Fish Meal, Fish Oil, Meat, Poultry Rendering Mfg Revenue Fish, Meat, Seafood, Poultry (Wholesale) 5062 Revenue Fish Oil, Meat, Poultry Rendering, Fish Meal Mfg Revenue Fishing, Hunting, Trapping and/or Similar Services 0982 Revenue Flea Markets, Drafting Instruments, Luggage, Toys, Hobby, Handicraft, Dry, 5996 Revenue Leather or Religious Goods (Retail) Floor Coverings, Acoustic Ceilings, House Furnishings 1756 Revenue Floor Coverings, Carpet, Draperies (1,000 m2 or More) 5313 Revenue Floor Coverings Other Than Rugs, Carpets 5154 Revenue Floor Coverings Rugs, Carpets (Wholesale) 5153 Revenue

103 Appendix A Industry Classification s (Alphabetic Sequence) 103 Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Florist, Hairgoods, Bookstore, Stationery 5993 Revenue Florist, Nurseryman (Not Store) 0734 Revenue Food N.O.C Revenue Food Stores Other 5433 Revenue Footwear Mfg Revenue Foreign Banks Not Conducting General Banking Business 6023 Payroll Forest Fire Prevention Act 0792 Payroll Framing, Pictures, Prints, Antiques, Bric A Brac, Art Galleries, incl Revenue Conservators (Store Only) Fraternal Orders, Service Clubs Insurance, Benefit Paying 8650 Unit (Member) Fraternal Orders, Service Clubs No Insurance, Benefit Paying 8660 Unit (Member) Fraternity or Sorority Houses incl. Boarding, Rooming Houses 7031 Unit (Building) Freight Brokers 4871 N/A Frozen Foods Processing (Meat, Fish, Seafood, Fruit, Vegetables) 2021 Revenue Frozen Foods (Retail) 5432 Revenue Fruit and Treenut Farms 0120 Area Fruit, Treenut and Vegetable Farms 0121 Area Fruit, Vegetable (Produce) 5063 Revenue Fuel Dealers Gases and Chemicals N.O.C Revenue Fuel Dealers Liquid Fuel 5982 Revenue Fuel Dealers Solid Fuel 5981 Revenue Fuel Oil, Gasoline 5111 Revenue Fumigation, Exterminating Operations Inside Building or Vessel 7391 Payroll Fund Raising Activities Operated by Charitable or Religious Bodies 8673 Revenue Funeral Homes, Morticians, Undertakers 7291 N/A Fur Clothing 5053 Revenue Fur Farms 0210 Area Furniture, Antiques 5151 Revenue Furniture, Drapery, Rug Cleaning on Customer's Premises 7395 Revenue Furniture, Heavy Appliances, Lamps, Lighting Fixtures, Second Hand 5311 Revenue Furniture (1,000 m2 or More) Furniture, Heavy Appliances, Lamps, Lighting Fixtures, Second Hand 5717 Revenue Furniture With Installation/Repair (Away From Premises) Furniture, Heavy Appliances, Lamps, Lighting Fixtures, Second Hand 5713 Revenue Furniture (Store Only) Furniture Refinishers, Re Upholsterers 7694 Revenue Furniture Wood, Wicker, Rattan Not Upholstered 2493 Revenue Furriers 5680 Revenue Furs, Pelts Articles Thereof 2331 Revenue Game, Fish, Hunting Clubs 7936 Revenue Garbage Collection Domestic 4952 Payroll Garbage Collection Industrial 4953 Payroll Garbage Reduction and Incineration 4951 Payroll Garden, Farm and Lawn Light Supplies (Retail) 5960 Revenue Garden, Farm and Lawn Light Supplies (Wholesale) 5163 Revenue

104 104 Appendix A Industry Classification s (Alphabetic Sequence) Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Gardening for Others (Landscaping) 0735 Revenue Gas Bar Not Self Serve or Service Station 5521 Revenue Gas Bar Self Serve 5525 Revenue Gas Companies Liquified Petroleum Dealers 4922 Revenue Gas Companies Local Natural Gas Dist Revenue Gas Mains 1636 Revenue Gases Incombustible Industrial (Argon, Helium, C02) 2812 Revenue Gases, LPG 5112 Revenue Gases Other Than Incombustible Industrial 2813 Revenue Gases Other Than Petroleum 5042 Revenue Gasoline, Fuel Oil 5111 Revenue General Merchandise Storage and Moving, Handling, Packing No Fibres, 4275 N/A Oils, Petrochemicals, Rags, Fireworks, Matches, Explosives (Warehousing) General Merchandise Storage and Moving, Handling, Packing With Fibres, 4276 N/A Oils, Petrochemicals, Rags, Fireworks, Matches, Explosives (Warehousing) General Merchandise Storage Only No Fibres, Oils, Petrochemicals, Rags, 4273 N/A Fireworks, Matches, Explosives (Warehousing) General Merchandise Storage Only With Fibres, Oils, General Merchandise 4274 N/A Storage Only With Fibres, Oils, Petrochemicals, Rags, Fireworks, Matches, Explosives (Warehousing) Geologists, Seismic Exploration 1397 Revenue Geophysical Services incl. Soil Testing 8914 Payroll Girl Guides, Boy Scouts Similar Groups 8641 Unit (Member) Girl's and Women's Wear N.O.C. incl. Synthetic Furs, Suits, Dresses (Not 2330 Revenue 2331 or 2332) Girl's and Women's Wear (Wholesale) 5055 Revenue Glass, Ceramics, Porcelain, Pottery Mfg. (Plaster Statuary, Ornaments) 3281 Revenue Glass Products, China, Earthenware 5211 Revenue Glassware, China, Crockery 5259 Revenue Glassware Mfg Revenue Glazier Operations 1535 Revenue Gloves, Hats, Underwear, Beachwear, Accessories Men's and Boy's 2311 Revenue Gloves, Millinery, Lingerie, Beachwear, Accessories Women's and Girl's 2332 Revenue Glue, Adhesives, Mucilage, Paste 2872 Revenue Gold/Silver Platers, Silversmiths, Jewellery, Precious Stones, Watches 3873 Revenue Golf and Country Clubs (Pro Shops as 5932) Not Municipal Courses 7932 Revenue Golf Driving Ranges 7992 Revenue Grading of Land Not Road Construction or Excavation 1526 Revenue Grain Elevator Country 4220 Revenue Grain Elevator Terminal 4210 Revenue Grain, Grain Products for Human Consumption incl. Flour, Cereal 2042 Revenue (Mfg./Proc.) Grain, Hay, Animal Feed (Wholesale) 5064 Revenue Grain, Seed, Bean (Warehouse) 4221 N/A Grandstands, Sports Playing Fields, Stadia 7921 Unit (Seat) Graphic Design Firms, Public Relations 7313 N/A

105 Appendix A Industry Classification s (Alphabetic Sequence) 105 Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Greases, Asphalt 5113 Revenue Greenhouses 0123 Area Grinding Operations, Monuments, Cutting, Slate Milling, Stone Polishing 3295 Revenue Gun, Rifle Clubs 7934 Unit (Range/Member) Gymnastic, Dance, Martial Arts Schools 8322 Unit (Pupil) Gynaecologists, Obstetricians 8010 Unit (See 8011) Hairgoods, Florist, Bookstore, Stationery 5993 Revenue Hair/Skin Preparations, Cosmetics, Perfumes 2832 Revenue Halfway Houses, Settlement Houses, Mission, Family Shelters 7032 Unit (Building) Handicapped, Charter, School Bus Transportation 4119 Revenue Handicraft, Dry, Leather or Religious Goods, Hobby, Toys, Luggage, Drafting 5996 Revenue Instruments, Flea Markets (Retail) Handicraft, Toys, Hobby Equipment, Artist Supplies 3984 Revenue Hangers (Repair), Aircraft Maintenance 4580 N/A Hardware Installation/Repairs (Away From Premises) 5253 Revenue Hardware No Work Off Premises, Firearms, Ammunition, Explosives Carried 5252 Revenue Hardware No Work Off Premises, No Firearms, Ammunition, Explosives 5251 Revenue Carried Hardware, Plumbing Supplies, Electrical Apparatus 5092 Revenue Hat Cleaning, Shoe Shine, Shoe Repair 5992 Revenue Hats, Gloves, Underwear, Beachwear, Accessories Men's and Boy's 2311 Revenue Hay, Grain, Animal Feed 5064 Revenue Health, Disability Associations, Societies (Red Cross, Cancer Society, War 8084 Area Amps, Addiction Work, etc.) Health, Exercise Clubs 7937 Area Hearing Aid Services, Audiologists 8027 Revenue Hearing Aids, Prosthetic Devices, Eye Glasses, Contact Lenses 5194 Revenue Heat Pumps incl. Air Conditioning Equipment 1717 Revenue Heating, Air Conditioning, Refrigeration Equipment 5093 Revenue Heating Apparatus 3593 Revenue Heating Equipment and Combined Air Conditioning Oil or Gas 1715 Revenue Heating Equipment and Combined Air Conditioning Solid Fuel 1716 Revenue Heating Equipment Electrical 3572 Revenue Heating, Plumbing, Air Conditioning No Work Off Premises 5258 Revenue Heavy Appliances, Furniture, Lamps, Lighting Fixtures, Second Hand 5311 Revenue Furniture (1,000 m2 or More) (Retail) Heavy Appliances, Furniture, Lamps, Lighting Fixtures, Second Hand 5713 Revenue Furniture (Store Only) Heavy Appliances, Furniture, Lamps, Lighting Fixtures, Second Hand 5717 Revenue Furniture With Installation/Repair (Away From Premises) Herbicides, Pesticides, Insecticides (Mfg./Proc.) 2814 Revenue Herbicides, Pesticides, Insecticides (Wholesale) 5045 Revenue Highway, Bridge, Tunnel Operation 4114 Unit (100 Vehicles) Highway, Street, Road incl. Paving, Resurfacing 1631 Revenue Hobby, Film, Religious Goods, Stationery, Toys, Leather, Musical Instruments 5193 Revenue

106 106 Appendix A Industry Classification s (Alphabetic Sequence) Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type (Wholesale) Hobby, Handicraft, Leather, Dry or Religious Goods, Toys, Luggage, Drafting 5996 Revenue Instruments, Flea Markets (Retail) Hobby, Toys and Handicraft Equipment, Artist Supplies (Mfg./Proc.) 3984 Revenue Hog Farms 0170 Area Hoists, Scaffolding, Ladders Rented to Others 7413 Revenue Home Improvement Centres, Building Materials 5257 Revenue Horse Farms Breeders 0140 Area Horse Farms No Breeding, Equestrian, Riding Schools, Rental Boarding, etc Area Horse Show, Rodeo 7925 Revenue Horticultural, Agricultural Services N.O.C Revenue Hospital, Dental, Surgical, Drafting, Engineering, Scientific Equipment 5192 Revenue (Wholesale) Hospital, Surgical, Dental Supplies Expendable (Mfg./Proc.) 3827 Revenue Hospital, Surgical, Dental Supplies Instruments (Mfg./Proc.) 3829 Revenue Hospital, Surgical, Dental Supplies Non Expendable (Mfg./Proc.) 3828 Revenue Hospitals 8061 Area Hotels Seasonal Licensed 7021 Revenue Hotels Seasonal Not Licensed 7022 Revenue Hotels Year Round Licensed 7011 Revenue Hotels Year Round Not Licensed 7012 Revenue House Furnishings, Acoustic Ceilings, Floor Coverings 1756 Revenue Household Appliances, Vending Machines 3573 Revenue Household Goods Public Rental Units 4261 Unit (Locker) Household Goods Storage and Moving, Handling, Packing 4263 Revenue Household Goods Storage Only 4262 Area Housewares incl. Cutlery (Mfg./Proc.) 3594 Revenue Housewares, Notions N.O.C. (Wholesale) 5058 Revenue Housing Developments Large Area (Subdivisions) 6520 Area Hunting, Fish, Game Clubs (Recreation) 7936 Revenue Hunting, Fishing, Trapping and/or Similar Services 0982 Revenue Ice Dealers (Retail) 5983 Revenue Ice (Mfg./Proc.) 2022 Revenue Ice, Solid Fuel 5240 Revenue Idle, Vacant Buildings 1841 Area Imitation, Costume, Novelty Jewellery 5171 Revenue Incineration and Reduction Garbage 4951 Payroll Industrial, Machinery (Millwright) 1536 Revenue Industrial Plazas Owner's Risk (Multiple Tenants) 3991 Area Infant's, Children's Wear 5054 Revenue Infra Red, X Ray Machines, Diathermy or Quartz Lamp 8063 Unit (Machine) Irrigation or Drainage Systems Construction of 1524 Revenue Irrigation Works 4957 Revenue Insecticides, Pesticides, Herbicides (Mfg./Proc.) 2814 Revenue Insecticides, Pesticides, Herbicides (Wholesale) 5045 Revenue

107 Appendix A Industry Classification s (Alphabetic Sequence) 107 Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Insulation of Buildings 1753 Revenue Insurance Agents, Brokers, Adjusters 6412 Payroll Insurance Companies 6310 Payroll Interior Decorator 1757 Revenue Investment Institutions 6150 Payroll Jails, Prisons, Penal Institutions, Correctional Centres 8950 Unit (Inmate) Jams, Canning and Preserving (Meat, Fish, Seafood, Fruit, Vegetables) 2030 Revenue Janitorial Service 7394 Payroll Janitorial Supplies, Plastic, Vegetable and Mineral Oils, Celluloid, Matches, 5191 Revenue Fireworks, Wax Products, Resin Jetties, Breakwaters, Piers, Docks, Levees 1623 Revenue Jewellery Novelty, Costume, Imitation (Wholesale) 5171 Revenue Jewellery (Retail) 5970 Revenue Jewellery, Watches, Precious Stones, Silversmiths, Gold/Silver Platers 3873 Revenue (Mfg./Proc.) Kennels incl. Boarding of Household Pets 0738 Unit (Kennel) Kindergarten, Day Care, Nursery 8301 Unit (Pupil) Knitting, Spinning and Weaving, Fabric and Textile Mills Acetate, Celanese, 2291 Revenue Cotton, Felt, Linens, Rayon, Twine Knitting, Spinning and Weaving, Fabric and Textile Mills Other Fibres 2292 Revenue Labour Unions 8630 Area Lacquer, Paints, Varnish (Mfg./Proc.) 2815 Revenue Lacquer, Paints, Varnish, Wallpaper, Printer's Ink, Aniline Dyes 5043 Revenue Ladders, Scaffolding, Hoists Rented to Others 7413 Revenue Lamp Machines X Ray, Infra Red, Diathermy or Quartz 8063 Unit (Machine) Lamps, Furniture, Heavy Appliances, Lighting Fixtures, Second Hand 5311 Revenue Furniture (1,000 m2 or More) (Retail) Lamps, Furniture, Heavy Appliances, Lighting Fixtures, Second Hand 5713 Revenue Furniture (Store Only) Lamps, Furniture, Heavy Appliances, Lighting Fixtures, Second Hand 5717 Revenue Furniture With Installation/Repair (Away From Premises) Land Surveyor 8912 Payroll Lathing, Plastering incl. Drywall 1744 Revenue Laundries, Drycleaners, Dyers Other Than Self Service 7220 Revenue Laundries, Drycleaners Receiving Depot Only 7221 N/A Laundromats, Drycleaning Self Service 7210 Revenue Laundry and Drycleaning Stores 7222 N/A Lawn, Garden and Farm Supplies Light (Retail) 5960 Revenue Lawn, Garden and Farm Supplies Light (Wholesale) 5163 Revenue Lawyers, Barristers, Solicitors 8111 Payroll Lead, Asbestos, UFI Abatement, Radon Mitigation, Tank Remediation 1782 Revenue Leather, Dry or Religious Goods, Handicraft, Hobby, Toys, Luggage, Drafting 5996 Revenue Instruments, Flea Markets (Retail) Leather, Hobby, Film, Religious Goods, Stationery, Toys, Musical Instruments 5193 Revenue Leather Mfg. excl. Footwear 3192 Revenue Letter Service, Courier Service 4118 Per Vehicle

108 108 Appendix A Industry Classification s (Alphabetic Sequence) Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Levees, Jetties, Breakwaters, Piers, Docks 1623 Revenue Libraries 8291 Area Licensed Establishments (Not in Hotel, Inn, Resort) No Live Entertainment 5821 Revenue No Dancing (Beer Parlours/Gardens) Licensed Establishments (Not in Hotel, Inn, Resort) With Live Entertainment 5822 Revenue No Dancing (Taverns) Licensed Establishments (Not in Hotel, Inn, Resort) With Live Entertainment 5823 Revenue Dancing (Night Clubs) Light Farm, Lawn and Garden Supplies (Retail) 5960 Revenue Light Farm, Lawn and Garden Supplies (Wholesale) 5163 Revenue Light, Telephone, Power Lines, etc N/A Lighting Fixtures, Lamps, Furniture, Heavy Appliances, Second Hand 5311 Revenue Furniture (1,000 m2 or More) (Retail) Lighting Fixtures, Lamps, Furniture, Heavy Appliances, Second Hand 5713 Revenue Furniture (Store Only) Lighting Fixtures, Lamps, Furniture, Heavy Appliances, Second Hand 5717 Revenue Furniture With Installation/Repair(Away From Premises) Limited Price Range Stores (Five and Dime) 5998 Revenue Limousines, Taxis, Ambulances 4115 Per Vehicle Linen, Carpet, Other Floor Coverings, Draperies, Other Window Goods With 5716 Revenue Installation/Repair (Away From Premises) Linen, Carpet, Other Floor Coverings, Draperies, Other Window Goods (Store 5712 Revenue Only) Linen, Towel, Diaper, Uniform Supply 7404 Revenue Lingerie, Gloves, Millinery, Beachwear, Accessories Women's and Girl's 2332 Revenue Liquor, Beer, Wine 5130 Revenue Liquor, Beer, Wine Stores 5920 Revenue Livestock Commission Merchant, Livestock or Cattle Dealer No Physical 0741 Revenue Possession of Animals Livestock or Cattle Dealer incl. Sales Stables 0742 Revenue Live Theatricals, Concert Hall, Theatre, Plays, Auditorium 7832 Unit (Performance) Loan and Savings, Credit Unions, Caisses Populaires 6120 Payroll Loan Correspondents, Mortgage Brokers 6413 Payroll Logging, Lumbering Operations (Woods Operations) 0791 Revenue LPG, Gases 5112 Revenue Lubricants, Mineral Oil, Petrochemical incl. Asphalt, Tar Refining 2981 Revenue Luggage, Toys, Hobby, Handicraft, Leather, Dry or Religious Goods, Drafting 5996 Revenue Instruments, Flea Markets (Retail) Lumber Yards Only 5161 Revenue Lumbering, Logging Operations (Woods Operations) 0791 Revenue Machinery, Agricultural (C.E.&I.) 1537 Revenue Machinery, Agricultural (Mfg./Proc.) 3694 Revenue Machinery, Industrial Manufacturers' Agents (Sample Stock Only) 5105 Revenue Machinery, Industrial (Millwright) (C.E.& I.) 1536 Revenue Machinery Industrial Wholesale Distributors 5101 Revenue Machinery N.O.C. Manufacturers' Agents (Sample Stock Only) 5106 Revenue

109 Appendix A Industry Classification s (Alphabetic Sequence) 109 Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Machinery N.O.C. (Mfg./Proc.) 3695 Revenue Machinery N.O.C. Wholesale Distributors 5102 Revenue Machinery Operation for Others 0731 Revenue Machinist, Drafting, Engineering, Surveying (Mfg./Proc.) 3824 Revenue Magazine and Newspaper Publishing, Printing 2710 Revenue Mail Order Houses, Direct Selling Organizations 5342 Revenue Mailing/Addressing Companies 7406 Payroll Malt Houses, Breweries, Wineries, Vinegar Distillers 2081 Revenue Management Consultants 6414 Payroll Managers, Real Estate Agents 6580 Unit (Building) Marble, Decorative Stone, Monuments, Clay 5212 Revenue Marinas Boat Operation Non Owned 4472 Unit (Boat) Marinas Boat Rentals, Inboard Motor Boats, Cabin Cruisers 4476 Unit (Boat) Marinas Boat Rentals, Outboard Motor Boats 4475 Unit (Boat) Marinas Boat Rentals, Rafts, Floats 4478 Unit (Raft) Marinas Boat Rentals, Rowboats, Canoes, Skiffs, Dinghies 4474 Unit (Boat) Marinas Boat Rentals, Sailboat Other Than Dinghies 4477 Unit (Boat) Marinas Boat Repairs incl. Marine Railway 4473 Revenue Marine Appraiser 8911 Payroll Marine Supplies Manufacturers' Agents (Sample Stock Only) 5107 Revenue Marine Supplies Ship Chandlers 5591 Revenue Marine Supplies Wholesale Distributors 5103 Revenue Marine Wrecking or Demolition 1773 Revenue Martial Arts, Dance, Gymnastic Schools 8322 Unit (Pupil) Masonry incl. Bricklaying, Stonework, Tile, Marble, Mosaic, Stuccoing 1743 Revenue Massage Therapists 8029 Unit (See 8011) Match, Fireworks, Mfg Revenue Matches, Fireworks, Resin, Vegetable and Mineral Oils, Celluloid, Plastic, 5191 Revenue Wax Products, Janitorial Supplies Mattress, Pillows, Cushion, Bedding, Quilt Mfg Revenue Mausoleums, Cemeteries 7261 Area Meat, Fish, Seafood, Poultry 5062 Revenue Meat Packing With Stockyards excl. Frozen Foods, Rendering 2002 Revenue Meat Packing Without Stockyards excl. Frozen Foods, Rendering 2001 Revenue Meat, Poultry Rendering, Fish Oil, Fish Meal Mfg Revenue Medical Laboratories Analysing 8081 Revenue Medical Laboratories Research 8082 Revenue Men's and Boy's Wear (Not 2311 or 2331) 2310 Revenue Men's and Boy's Wear (Wholesale) 5056 Revenue Men's Hairstyling, Barber Shops 7296 Area Men's Wear 5695 Revenue Mental Health Care Facilities 8074 Unit (Per Bed) Mercantile/Manufacturing Inspection for Insurance, Valuation 8917 Payroll Mercantile Multiple Tenants (Owner's Risk Only) 5291 Revenue Metal Doors, Windows, Awnings 1766 Revenue

110 110 Appendix A Industry Classification s (Alphabetic Sequence) Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Metal Furniture Not Upholstered 3592 Revenue Metal Mining Not Prospecting 1001 Revenue Metal Mining Prospecting 1002 Payroll Metal N.O.C. (Wholesale) 5222 Revenue Metal Products Mfg. Heavy N.O.C Revenue Metal Products Mfg. Light N.O.C Revenue Metal Scrap 5123 Revenue Metal Works or Foundries Primary Ferrous 3320 Revenue Metal Works or Foundries Primary Non Ferrous 3360 Revenue Millinery, Gloves, Lingerie, Beachwear Accessories Women's and Girl's 2332 Revenue Mineral and Vegetable Oils, Matches, Fireworks, Wax Products, Resin, 5191 Revenue Celluloid, Janitorial Supplies, Plastic Mineral Oil, Lubricants, Petrochemical incl. Asphalt, Tar Refining 2981 Revenue Miscellaneous N.O.C. (Wholesale) 5190 Revenue Miscellaneous Personal Credit Institutions, Finance Companies 6140 Payroll Mission, Settlement Houses, Family Shelters, Halfway Houses 7032 Unit (Building) Mobile Home Parks Not Transient or Recreational 7044 Revenue Mobile Homes, Prefabricated Housing 5256 Revenue Mobile Homes, Prefabricated Housing Away from Shop (Site) 1814 Revenue Mobile Homes, Prefabricated Housing Shop Operations 1813 Revenue Modelling Schools 7410 Payroll Molasses, Sugar, Syrup Refineries 2060 Revenue Monasteries, Convents 8672 Area Monuments, Grinding Operations, Cutting, Slate Milling, Stone Polishing 3295 Revenue (Mfg./Proc.) Monuments, Marble, Decorative Stone, Clay 5212 Revenue Mop, Broom, Brushes Mfg Revenue Mopeds, Motorcycles, Snow Vehicles (Mfg./Proc.) 3792 Revenue Mopeds, Motorcycles, Snow Vehicles (Wholesale) 5012 Revenue Mortgage Brokers, Loan Correspondents 6413 Payroll Morticians, Funeral Homes, Undertakers 7291 N/A Motels, Tourist Courts Seasonal No Food or Alcohol Served 7063 Revenue Motels, Tourist Courts Seasonal Restaurant, Snack Bar Licensed 7061 Revenue Motels, Tourist Courts Seasonal Restaurant, Snack Bar Not Licensed 7062 Revenue Motels, Tourist Courts Year Round No Food or Alcohol Served 7053 Revenue Motels, Tourist Courts Year Round Restaurant, Snack Bar Licensed 7051 Revenue Motels, Tourist Courts Year Round Restaurant, Snack Bar Not Licensed 7052 Revenue Motion Picture Distribution incl. Exchanges 7812 Payroll Motion Picture Theatres excl. Drive Ins 7831 Unit (Seat) Motion Picture, Videotaping Production incl. Commercials 7811 N/A Motor Vehicle Racing 7922 Revenue Motorcycles, Mopeds, Snow Vehicles (Mfg./Proc.) 3792 Revenue Motorcycles, Mopeds, Snow Vehicles (Wholesale) 5012 Revenue Motorcycles Sales, Service 5514 Revenue Mucilage, Adhesives, Glue, Paste 2872 Revenue

111 Appendix A Industry Classification s (Alphabetic Sequence) 111 Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Multiple Occupancy Manufacturing Owner's Risk Only 3891 Area Municipal Administration or Office Building 8949 N/A Municipal Fire Dept. Paid 8942 Payroll Municipal Fire Dept. Volunteer 8943 Per Volunteer Municipal Garage or Equipment Storage 8948 N/A Municipal Golf Courses (Pro Shops as 5932) 7991 Revenue Municipal Halls 7984 Area Municipal N.O.C. (Population) 8940 Unit (Population) Municipal Other Public Officials 8947 Unit (Population) Municipal Parks, Botanical Gardens 8944 Unit (Population) Municipal Police Dept Payroll Municipal Road Maintenance 8945 Unit (km./mi.) Municipal Sewer System Existence 4955 Unit (km./mi. Municipal Tax Collectors, Secretary/Treasurers incl. School Boards 8946 Unit (Population) Museums, Public Art Galleries 8292 Area Music School 8325 Unit (Pupil) Musical Instruments, Leather, Hobby, Film, Religious Goods, Stationery, Toys 5193 Revenue National Scale Oil (Energy) Cos N/A Newspapers and Magazine Publishing, Printing 2710 Revenue Newspapers, Periodicals, Books 5180 Revenue Non Alcoholic Beverages 5061 Revenue Non Destructive Testing Contractors 1783 Revenue Non Institutional Health/Medical Services N.O.C Area Notaries (Quebec), Public Notaries 8112 Payroll Notions, Housewares N.O.C Revenue Novelty, Costume, Imitation Jewellery (Wholesale) 5171 Revenue Novelty, Costume Jewellery ($50 Limit/Article) (Mfg./Proc.) 3872 Revenue Nursery, Day Care, Kindergarten 8301 Unit (Pupil) Nurseryman, Florist (Not Store) 0734 Revenue Nursing Homes, Convalescent Homes, Rest Homes 8072 Unit (Per Bed) Obstetricians, Gynaecologists 8010 Unit (See 8011) Occupational Therapists, Physiotherapists 8018 Unit (See 8011) Oculists, Ophthalmologists 8014 Unit (See 8011) Office Buildings (10 Storeys or Less) Leased to One Party 6512 Area Office Buildings (10 Storeys or Less) Occupied by Tenants 6511 Area Office Buildings High Rise (Over 10 Storeys) Leased to One Party 6502 Area Office Buildings High Rise (Over 10 Storeys) Occupied by Tenants 6501 Area Office Tenants N.O.C Area Oil, Fat Mfg. (Animal or Vegetable) incl. Tank Farm, Animal Reduction, Lard 2090 Revenue Refining Ophthalmologists, Oculists 8014 Unit (See 8011) Optical (Binoculars, Eyeglasses, Microscopes, etc.) (Mfg./Proc.) 3822 Revenue Optical Goods, Cameras excl. Eye Glasses, Contact Lenses (Wholesale) 5195 Revenue Opticians 8023 Revenue Optometrists 8022 Unit (See 8011)

112 112 Appendix A Industry Classification s (Alphabetic Sequence) Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Ore, Coal, Bulk Transfer Waterfront Operations (Warehousing) 4461 Payroll Orthopaedic, Prosthetic, Ambulation Devices Other Than Optical 3825 Revenue (Mfg./Proc.) Osteopaths 8024 Unit (See 8011) Outdoor Rinks 7988 Unit (Rink) Paint and Wallpaper No Work Off Premises 5254 Revenue Paint, Automobile Body Shops 5531 Revenue Paint, Wallpaper, Varnish, Lacquer, Printer's Ink, Aniline Dyes 5043 Revenue Painting, Decorating excl. Spray Paint 1754 Revenue Painting, Decorating incl. Spray Paint 1755 Revenue Paintings, Pictures, Bric A Brac, Artificial Flowers 5152 Revenue Paints, Varnish, Lacquer 2815 Revenue Pallets, Boxes, Barrels, Crates Wood 2492 Revenue Paper and Pulp Mills 2620 Revenue Paper Converting 2631 Revenue Paper, Paper Products 5140 Revenue Paper Products (Bags, Boxes, Containers) 2632 Revenue Paper Stock, Rag for Recycling 5122 Revenue Parking Areas, Driveways Construction of 1521 Revenue Paste, Adhesives, Glue, Mucilage 2872 Revenue Patent Medicines, Drugs, Pharmaceuticals High Hazard 2835 Revenue Patent Medicines, Drugs, Pharmaceuticals Low Hazard 2833 Revenue Patent Medicines, Drugs, Pharmaceuticals Medium Hazard 2834 Revenue Patrol Agency, Detective, Security Service 7403 Payroll Pawnbrokers 5940 Revenue Peat Plants 0630 Area Pelts, Furs Articles Thereof 2331 Revenue Penal Institutions, Prisons, Jails, Correctional Centres 8950 Unit (Inmate) Pension, Welfare, Retirement Benefit Funds Labour Unions 6380 Payroll Pension, Welfare, Retirement Benefit Funds Not Labour Unions 6390 Payroll Perfumes, Cosmetics, Hair/Skin Preparations 2832 Revenue Periodicals, Newspapers, Books 5180 Revenue Personal Computers, Business Machines, Calculators 3492 Revenue Personal Credit Institutions (Miscellaneous), Finance Companies 6140 Payroll Pesticides, Herbicides, Insecticides (Mfg./Proc.) 2814 Revenue Pesticides, Herbicides, Insecticides (Wholesale) 5045 Revenue Pet Shops 5994 Revenue Petrochemical, Mineral Oil, Lubricants incl. Asphalt, Tar Refining 2981 Revenue Petrochemicals, Acids, Chemicals N.O.C. incl. Ammonia, Antifreeze, 2811 Revenue Benzoil Petrochemicals, Acids, Fertilizer (Ammonium Nitrate) 5041 Revenue Pharmaceuticals, Drugs, Patent Medicines High Hazard 2835 Revenue Pharmaceuticals, Drugs, Patent Medicines Low Hazard 2833 Revenue Pharmaceuticals, Drugs, Patent Medicines Medium Hazard 2834 Revenue Phosphate, Borax, Salt, Sulphur Refining, Potash Work excl. Mining 2873 Revenue

113 Appendix A Industry Classification s (Alphabetic Sequence) 113 Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Photo Engraving, Book Binding, Commercial Printing, Electrotyping, 2750 Revenue Publishing, Silkscreening, Typesetting Photographers' Studios 7292 Unit (Studio) Photographic (Cameras, Enlargers, etc.) excl. Film, Chemicals (Mfg./Proc.) 3821 Revenue Photography Aerial 7294 N/A Photography and Videotaping Other excl. Aerial, Motion Picture 7293 Revenue Photography Developing, Printing Services 7295 Revenue Photography Supplies, Cameras 5997 Revenue Physicians, Surgeons Not Specialist in Surgery 8011 Unit (Office) Physiotherapists, Occupational Therapists 8018 Unit (See 8011) Piano Tuning 7409 Revenue Pictures, Art Galleries, Antiques, Bric A Brac, Prints incl. Conservators, 5711 Revenue Framing (Store Only) Pictures, Paintings, Bric A Brac, Artificial Flowers 5152 Revenue Piece Goods, Dry Goods, Wool 5057 Revenue Piers, Jetties, Breakwaters, Docks, Levees 1623 Revenue Pigments and Aniline Dyes, Printers Ink 2816 Revenue Pile Driving 1514 Revenue Pillows, Mattress, Cushion, Bedding, Quilt Mfg Revenue Pipeline Operation Non Flammable (Utilities) 4959 N/A Pipeline, Pumping Operation (Mining) 1396 Unit (Km/Mi) Pipelines (C.E.& I.) 1633 Revenue Planing Mills, Sawmills, Plywood, Veneer 2420 Revenue Plaster, Cement, Concrete Products excl. Ready Mix Concrete 3291 Revenue Plastering, Lathing incl. Drywall 1744 Revenue Plastic, Bone, Celluloid and Shell Products Other Than Signs, Film Recording 3073 Revenue Media, Compact Discs Plastic, Vegetable and Mineral Oils, Resin, Matches, Celluloid Fireworks, Wax 5191 Revenue Products, Janitorial Supplies Plastics, Synthetic Resins and Fibres N.O.C. (Acrilan, Fibreglass, Nylon, 2820 Revenue Rayon, Artificial Silk) Playgrounds, Amusement Parks Not Amusement Devices 7981 Area Plays, Concert Hall, Theatre, Auditorium, Live Theatricals 7832 Unit (Performance) Ploughing, Snow Removal, Clearing 1525 Revenue Plumbing, Heating, Air Conditioning No Work Off Premises 5258 Revenue Plumbing incl. Hot Tubs 1711 Revenue Plumbing Supplies, Hardware, Electrical Apparatus (Wholesale) 5092 Revenue Plumbing Supplies (Mfg./Proc.) 3595 Revenue Plywood, Sawmills, Veneer, Planing Mills 2420 Revenue Podiatrists, Chiropodists 8025 Unit (See 8011) Polo, Badminton, Tennis, Racquet, Squash Clubs 7931 Revenue Polytechnical, Cegeps Schools, Universities and Community Colleges 8310 Unit (Pupil) Pool, Billiard Halls 7911 Unit (Table) Porcelain, Glass, Ceramics, Pottery Mfg. (Plaster Statuary, Ornaments) 3281 Revenue Potash, Borax, Phosphate, Salt, Sulphur Refining Work excl. Mining 2873 Revenue

114 114 Appendix A Industry Classification s (Alphabetic Sequence) Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Pottery, Glass, Ceramics, Porcelain Mfg. (Plaster Statuary, Ornaments) 3281 Revenue Poultry Farms 0150 Area Poultry, Meat, Fish, Seafood 5062 Revenue Poultry Rendering, Meat, Fish Oil, Fish Meal Mfg Revenue Power, Electric Light Companies 4910 Revenue Power, Light, Telephone Lines, etc. (C.E.& I.) 1732 N/A Power Shovels, Cranes, Derricks Equipment Rented to Others With 7411 Revenue Operator Power Shovels, Cranes, Derricks Equipment Rented to Others Without 7412 Revenue Operator Precast Beams 1742 Revenue Precast Concrete for Construction 3294 Revenue Precious Metals (Wholesale) 5221 Revenue Precious Stones, Clocks, Watches, Silverware (Wholesale) 5172 Revenue Precious Stones, Jewellery, Watches, Silversmiths, Gold/Silver Platers 3873 Revenue (Mfg./Proc.) Precision Equipment N.O.C. (Mfg./Proc.) 3820 Revenue Prefabricated Housing, Mobile Homes Away From Shop (Site) 1814 Revenue Prefabricated Housing, Mobile Homes (Retail) 5256 Revenue Prefabricated Housing, Mobile Homes Shop Operations 1813 Revenue Preserving and Canning (Meat, Fish, Seafood, Fruit, Vegetables), Jams 2030 Revenue Pressure Vessels, Boilers 3691 Revenue Printer's Ink, Aniline Dyes and Pigments 2816 Revenue Printer's Ink, Lacquer, Paint, Wallpaper, Varnish, Aniline Dyes 5043 Revenue Printing, Publishing Newspapers and Magazines 2710 Revenue Prints, Pictures, Art Galleries, Antiques, Bric A Brac incl. Conservators, 5711 Revenue Framing (Store Only) Prisons, Jails, Penal Institutions, Correctional Centres 8950 Unit (Inmate) Private Schools Primary, Secondary Levels 8304 Unit (Pupil) Professional and Business Associations 8620 Unit (Member) Professional Entertainers 7926 Payroll Prosthetic Devices, Hearing Aids, Eye Glasses, Contact Lenses (Wholesale) 5194 Revenue Prosthetic, Orthopaedic, Ambulation Devices Other Than Optical 3825 Revenue (Mfg./Proc.) Pruning or Trimming Tree Removal 0736 Revenue Psychiatrists 8013 Unit (See 8011) Public Art Galleries, Museums 8292 Area Public Markets (Open Air) 5302 Area Public Notaries, Notaries (Québec) 8112 Payroll Public Primary Schools 8302 Unit (Pupil) Public Relations, Graphic Design Firms 7313 N/A Public Secondary Schools incl. Junior High 8303 Unit (Pupil) Publishing, Book Binding, Commercial Printing, Electrotyping, Photo 2750 Revenue Engraving, Silkscreening, Typesetting Publishing, Printing Newspapers and Magazines 2710 Revenue Pulp and Paper Mills 2620 Revenue

115 Appendix A Industry Classification s (Alphabetic Sequence) 115 Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Pumping Operation, Pipeline 1396 Unit (Km/Mi) Quarrying Asbestos Mining 1401 Revenue Quarrying N.O.C. incl. Crushing, Lime Mfg., Slate Splitting 1403 Revenue Quarrying Sand, Gravel Digging 1402 Revenue Quarrying Underground Mining 1404 Revenue Quartz, X Ray Lamp, Infra Red or Diathermy Machines 8063 Unit (Machine) Quilt, Bedding, Cushion, Mattress, Pillows, Mfg Revenue Race Track Operations Not Motor Vehicles 7960 Revenue Racquet, Tennis, Badminton, Squash, Polo Clubs 7931 Revenue Radiation Specialists incl. X Ray, Infra Red, Diathermy or Quartz Lamp 8015 Unit (See 8011) Radio, Television, Audio, Video Equipment, Electronic Games (Wholesale) 5094 Revenue Radio, Television, Audio, Video Equipment (Mfg./Proc.) 3491 Revenue Radio/Television Stations With Stage or Scenery Storage 4892 N/A Radio/Television Stations Without Stage or Scenery Storage 4891 N/A Radioactive Isotopes (Mfg./Proc.) 2817 N/A Radioactive Isotopes (Wholesale) 5044 Revenue Radioisotope Exposure 8064 N/A Radon Mitigation, Tank Remediation, Asbestos, Lead, UFI Abatement 1782 Revenue Rag, Paper Stock for Recycling 5122 Revenue Railroad Operations incl. Shop Operation, Railway Car Barns (Transport) 4000 N/A Railroads (C.E.& I.) 1634 Revenue Railway Rolling Stock incl. Locomotives (Mfg./Proc.) 3799 Revenue Rare Book, Card Dealers, Coin, Stamp Stores 5999 Revenue Re Upholsterers, Furniture Refinishers 7694 Revenue Ready Mix Concrete 3292 Revenue Real Estate Agents, Managers 6580 Payroll Recording Media, Compact Discs, Film (Photographic, X Ray, Other) 3072 Revenue Recreation N.O.C N/A Recreational Clubs N.O.C Area Recreational Products N.O.C. Paintings, Pictures, Notions, Musical 3980 Revenue Instruments, Artificial Flowers Recycling Collection Centres and Plants 4958 N/A Refreshment Stands, Drive in Restaurants 5813 Revenue Refrigerated (Cold Storage Lockers) 4251 Unit (Locker) Refrigeration Commercial 1718 Revenue Refrigeration Equipment, Air Conditioning, Heating 5093 Revenue Refrigeration Equipment Industrial 3574 Revenue Registered Nurses 8017 Unit (Specl.) Rehabilitation Centres 8076 N/A Religious Goods, Film, Stationery, Hobby, Toys, Leather, Musical Instruments 5193 Revenue Religious, Leather or Dry Goods, Flea Markets, Drafting Instruments, 5996 Revenue Luggage, Toys, Hobby, Handicraft (Retail) Rental Stores Equipment Rented to Others 7416 Revenue Rental Stores Party Goods 7418 N/A Repair Hangers, Aircraft Maintenance 4580 N/A

116 116 Appendix A Industry Classification s (Alphabetic Sequence) Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Repair Shops Home Entertainment (Radio, Television, etc.) 7691 Revenue Repair Shops Other Electric Appliances 7692 Revenue Repair Shops Other Than Home Entertainment and Other Electrical 7693 Revenue Appliances Reservoirs, Dams incl. Hydro Electric Const Revenue Residential Construction N.O.C Revenue Residents Nurses and/or Hospital Staff 8065 Unit (Building) Resin, Fireworks, Matches, Vegetable and Mineral Oils, Celluloid, Plastic, 5191 Revenue Wax Products, Janitorial Supplies Resort Property, Dude Ranches, Summer Camps 7041 Unit (Camper) Resort Property Other 7043 Unit (Camper) Rest Homes, Nursing Homes, Convalescent Homes 8072 Unit (Per Bed) Restaurants Cooker Hood Cleaning 7301 Revenue Restaurants Licensed, No Live Entertainment No Dancing 5812 Revenue Restaurants Not Licensed 5811 Revenue Retirement, Pension, Welfare Benefit Funds Labour Unions 6380 Payroll Retirement, Pension, Welfare Benefit Funds Not Labour Unions 6390 Payroll Riding Academy With or Without Riding Rings 7987 Revenue Rifle, Gun Clubs 7934 Unit (Range/Member) Road, Highway, Street incl. Paving, Resurfacing 1631 Revenue Rodeo, Horse Show 7925 Revenue Roof Timbers Mfg Revenue Roofing Other (Hot Tar, etc.) 1776 Revenue Roofing Residential (Shingle) 1775 Revenue Rooming, Boarding Houses incl. Fraternity or Sorority Houses 7031 Unit (Building) Rope, Burlap Bags, Canvas, Awnings, Tents, Sails, Cloth Goods N.O.C Revenue Row Housing, Tenement Apartments 6550 Unit (Building) Rubber Goods excl. Tires, Tubes High, Rapid Burning 3066 Revenue Rubber Goods excl. Tires, Tubes Low, Non Combustible 3064 Revenue Rubber Goods excl. Tires, Tubes Medium, Combustible, Free Burning 3065 Revenue Rubber Reclaiming 3062 Revenue Rubber Products Other 5022 Revenue Rubber Products Tires, Tubes 5021 Revenue Rug, Carpet Mfg Revenue Rug, Furniture, Drapery Cleaning on Customer's Premises 7395 Revenue Rugs, Carpets Floor Coverings 5153 Revenue Sails, Burlap Bags, Canvas, Awnings, Tents, Rope, Cloth Goods N.O.C Revenue Salt, Borax, Phosphate, Sulphur Refining, Potash Work excl. Mining 2873 Revenue Sanatorium 8075 N/A Saunas, Baths 7995 Area Savings and Loan, Credit Unions, Caisses Populaires 6120 Payroll Sawmills, Plywood, Veneer, Planing Mills 2420 Revenue Scaffolding, Ladders, Hoists Rented to Others 7413 Revenue School Bus, Charter, Handicapped Transportation 4119 Payroll

117 Appendix A Industry Classification s (Alphabetic Sequence) 117 Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Schools N.O.C., Business Colleges 8323 Unit (Pupil) Scientific, Hospital, Dental, Surgical, Drafting, Engineering Equipment 5192 Revenue (Wholesale) Scientific Instruments N.O.C. (Mfg./Proc.) 3826 Revenue Scientific Services Other incl. Non Medical Laboratories 8910 Payroll Seafood and Fish Processing (Fresh) 2003 Revenue Seafood, Meat, Fish, Poultry 5062 Revenue Second Hand Furniture, Lighting Fixtures, Lamps, Heavy Appliances, 5311 Revenue Furniture (1,000 m2 or More) Second Hand Furniture, Lighting Fixtures, Lamps, Heavy Appliances Furniture 5713 Revenue (Store Only) Second Hand Furniture, Lighting Fixtures, Lamps, Heavy Appliances, 5717 Revenue Furniture With Installation/Repair (Away From Premises) Second Hand Material Yards excl. Tires 5124 Revenue Security Brokers, Stock, Dealers 6210 Payroll Security Service, Detective, Patrol Agency 7403 Payroll Seed, Grain, Bean Warehouse 4221 N/A Seed Processors and Merchants 2044 Revenue Seismic, Geologists' Exploration 1397 Revenue Semi Conductors and Electronic Components 3495 Revenue Senior Citizen Care Facilities 8073 Area Septic Tank Installation, Service, Repair 1778 Revenue Service Clubs, Fraternal Orders Insurance, Benefit Paying 8650 Unit (Member) Service Clubs, Fraternal Orders No Insurance, Benefit Paying 8660 Unit (Member) Service Station 5522 Revenue Settlement or Mission Houses, Family Shelters, Halfway Houses 7032 Unit (Building) Sewer, Water Mains, Steam Mains 1637 Revenue Sewers, Drains Cleaning 1527 Revenue Shaft Sinking 1638 Revenue Shampoo, Soap Powder, Detergent, Soap Mfg Revenue Sheet Metal Away from Shop 1762 Revenue Sheet Metal Shop Only 1761 Revenue Shell and Celluloid, Bone, Plastic Products Other Than Signs, Film, Recording 3073 Revenue Media, Compact Discs Shipbuilding, Dry Dock 3798 Revenue Shipwright Operations 1772 Revenue Shoe Repair, Shoe Shine, Hat Cleaning 5992 Revenue Shoes, Boots (Retail) 5691 Revenue Shoes, Boots (Wholesale) 5051 Revenue Sidewalks N.O.C. Construction of 1523 Revenue Sightseeing, Ski All Other Tows and Lifts 7998 Unit (Lift) Sightseeing, Ski Chair Lifts, Gondolas 7997 Unit (Lift) Signs 1532 Revenue Signs excl. Fluorescent and Neon 3596 Revenue Signs Plastic 3071 Revenue

118 118 Appendix A Industry Classification s (Alphabetic Sequence) Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Silkscreening, Book Binding, Commercial Printing, Electrotyping, Photo 2750 Revenue Engraving, Publishing, Typesetting Silver/Gold Platers, Silversmiths, Jewellery, Watches, Precious Stones 3873 Revenue Silversmiths, Gold/Silver Platers, Jewellery, Watches, Precious Stones 3873 Revenue Silverware, Watches, Clocks, Precious Stones 5172 Revenue Ski Resorts (Ski Shops as 5932) 7996 Revenue Ski, Sightseeing All Other Tows and Lifts 7998 Unit (Lift) Ski, Sightseeing Chair Lifts, Gondolas 7997 Unit (Lift) Skin/Hair Preparations, Cosmetics, Perfumes 2832 Revenue Slate Milling, Cutting, Stone Polishing, Grinding Operations, Monuments 3295 Revenue Snow Removal, Clearing, Ploughing 1525 Revenue Snow Vehicles, Motorcycles, Mopeds (Mfg./Proc.) 3792 Revenue Snow Vehicles, Motorcycles, Mopeds (Wholesale) 5012 Revenue Snowmobile Clubs 8661 Unit (Member) Soap Powder, Soap, Detergent, Shampoo Mfg Revenue Soap, Soap Powder, Detergent, Shampoo Mfg Revenue Soapstone and it's Products, Talc 3296 Revenue Social, Consulting and Counselling Services 8085 N/A Societies (Red Cross, Cancer Society, War Amps, Addition Work, etc.) Health, 8084 Area Disability Associations Soft Drinks, Water, Other Non Alcoholic Beverages 2082 Revenue Solar Energy Contractors 1719 Revenue Solicitors, Lawyers, Barristers 8111 Payroll Solid Fuel, Ice 5240 Revenue Sorority or Fraternity Houses incl. Boarding, Rooming Houses 7031 (Unit) Building Special Events Other (Parades, etc.) 7929 Revenue (Per Event) Special Interest (Non Medical), Civic, Community Associations or Groups 8644 Unit (Member) Spice, Coffee, Tea Processing 2043 Revenue Spinning, Weaving and Knitting, Fabric and Textile Mills Acetate, Celanese, 2291 Revenue Cotton, Felt, Linens, Rayon, Twine Spinning, Weaving and Knitting, Fabric and Textile Mills Other Fibres 2292 Revenue Sporting Goods 5196 Revenue Sporting Goods excl. Firearms, Protective Equipment (Mfg./Proc.) 3983 Revenue Sporting Goods Firearms, Ammunition Carried (Retail) 5931 Revenue Sporting Goods No Firearms or Ammunition (Retail) 5932 Revenue Sporting Goods Specialty Service (Diving Equipment, Sky Diving Service, 5933 Revenue etc.) (Retail) Sports Playing Fields, Grandstands, Stadia 7921 Unit (Seat) Spraying or Fertilizing Weed or Crop 0733 Revenue Squash, Tennis, Badminton, Racquet, Polo Clubs 7931 Revenue Stadia, Sports Playing Fields, Grandstands 7921 Unit (Seat) Stamp, Coin, Card Dealers, Rare Book Stores 5999 Revenue Stationery 2633 Revenue Stationery, Bookstore, Florist, Hairgoods 5993 Revenue

119 Appendix A Industry Classification s (Alphabetic Sequence) 119 Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Stationery, Religious Goods, Film, Hobby, Toys, Leather, Musical Instruments 5193 Revenue Steam Fitters 1713 Revenue Steam Heating or Power N.O.C Revenue Steam Mains, Sewer, Water Mains 1637 Revenue Stevedoring 1771 Revenue Stock, Commodity Exchanges 6240 Payroll Stock, Security Brokers, Dealers 6210 Payroll Stone Polishing, Slate Milling, Cutting, Grinding Operations, Monuments 3295 Revenue Stores Large Open Area N.O.C. (1,000 m2 or More) Other 5314 Revenue Stores Other N.O.C Revenue Street, Highway, Road incl. Paving, Resurfacing 1631 Revenue Streetcar, Bus, Subway Transit Operation 4112 N/A Subway Transit, Bus, Streetcar Operation 4112 N/A Subways, Tunnels (C.E.& I.) 1635 Revenue Sugar, Syrup, Molasses Refineries 2060 Revenue Sulphur, Borax, Phosphate, Salt Refining, Potash Work excl. Mining 2873 Revenue Summer Camps, Dude Ranches, Resort Property 7041 Unit (Camper) Supermarkets (1,000 m2 or More) 5410 Revenue Surgeon Specialists 8012 Unit (See 8011) Surgeons, Physicians Not Specialists in Surgery 8011 Unit (Office) Surgical, Dental, Hospital, Drafting, Engineering, Scientific Equipment 5192 Revenue (Wholesale) Surgical, Dental, Hospital Supplies Expendable 3827 Revenue Surgical, Dental, Hospital Supplies Instruments 3829 Revenue Surgical, Dental, Hospital Supplies Nonexpendable 3828 Revenue Surveying, Machinist, Drafting, Engineering (Mfg./Proc.) 3824 Revenue Swimming Pools (C.E.&I.) 1831 Revenue Swimming Pools (Recreation) 7994 Area Synagogues, Churches, Temples 8671 Area Synthetic Resins, Fibres and Plastics N.O.C. (Acrilan, Fibreglass, Nylon, 2820 Revenue Rayon, Artificial Silk) Syrup, Sugar, Molasses Refineries 2060 Revenue Take Out Meal Service 5814 Revenue Talc, Soapstone and it's Products 3296 Revenue Tank Farms 5114 Unit (1,000 ltr.) Tank Remediation, Radon Mitigation, Asbestos, Lead, UFI Abatement 1782 Revenue Tanks 1533 Revenue Tanneries 3191 Revenue Tanning Salons, Beauty Parlours 7297 Area Tapestries, Draperies 2351 Revenue Taxis, Limousines, Ambulances 4115 Per Vehicle Tea, Coffee, Spice Processing 2043 Revenue Teams (Bakery, Dairy, Ice, Express Co.) 4116 Unit (Team) Telegraph Communication Services 4820 Payroll Telephone Communication Services 4811 Unit (Subscriber)

120 120 Appendix A Industry Classification s (Alphabetic Sequence) Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Telephone, Light, Power Lines, etc. (C.E.& I.) 1732 N/A Television Antennae 1534 Revenue Television, Radio, Audio, Video Equipment, Electronic Games (Wholesale) 5094 Revenue Television, Radio, Audio, Video Equipment (Mfg./Proc.) 3491 Revenue Television/Radio Stations With Stage or Scenery Storage 4892 N/A Television/Radio Stations Without Stage or Scenery Storage 4891 N/A Temples, Churches, Synagogues 8671 Area Tenement Apartments, Row Housing 6550 Unit (Building) Tennis, Badminton, Racquet, Squash, Polo Clubs 7931 Revenue Tent Erection, Removal, Repair Off Premises 2353 Revenue Tents, Burlap Bags, Canvas, Awnings, Rope, Sails, Cloth Goods N.O.C Revenue Textile and Fabric Mills, Knitting, Spinning, Weaving Acetate, Celanese, 2291 Revenue Cotton, Felt, Linens, Rayon, Twine Textile and Fabric Mills, Knitting, Spinning, Weaving Other Fibres 2292 Revenue Theatre, Auditorium, Concert Hall, Plays, Live Theatricals 7832 Unit (Performance) Ticket Agencies (Sport and Entertainment Events) 7970 Payroll Tilework Not Masonry, Sewers, Drains, Ceiling, Terrazzo 1745 Revenue Tire Recapping, Retreading 5532 Revenue Tire Salvage and Storage 5126 Revenue Tires, Tubes excl. Retreading 3063 Revenue Tobacco Farms 0200 Area Tobacco Products, Tobacco (Wholesale) 5080 Revenue Tobacco Products (Mfg./Proc.) 2110 Revenue Tobacco, Tobacco Products (Wholesale) 5080 Revenue Tobacco Unprocessed, Sales Warehouse Air or No Drying 5081 Revenue Tobacco (Warehousing) 4231 Area Tobacconist, Variety Store, Convenience Store 5991 Revenue Tour Operators, Travel Agencies 7298 Area Tourist Courts, Motels Seasonal No Food or Alcohol Served 7063 Revenue Tourist Courts, Motels Seasonal Restaurant, Snack Bar Licensed 7061 Revenue Tourist Courts, Motels Seasonal Restaurant, Snack Bar Not Licensed 7062 Revenue Tourist Courts, Motels Year Round No Food or Alcohol Served 7053 Revenue Tourist Courts, Motels Year Round Restaurant, Snack Bar Licensed 7051 Revenue Tourist Courts, Motels Year Round Restaurant, Snack Bar Not Licensed 7052 Revenue Tourist Homes, Bed and Breakfast 7054 Revenue Towel, Linen, Diaper, Uniform Supply 7404 Revenue Townhouses Mercantile Occupancy 6541 Unit (Suite) Townhouses No Mercantile Occupancy 6531 Unit (Suite) Toys, Hobby and Handicraft Equipment, Artist Supplies (Mfg./Proc.) 3984 Revenue Toys, Hobby, Handicraft, Leather, Dry or Religious Goods, Luggage, Drafting 5996 Revenue Instruments, Flea Markets (Retail) Toys, Stationery, Religious Goods, Film, Hobby, Leather, Musical Instruments 5193 Revenue (Wholesale) Trade Schools or Vocational Schools 8324 Unit (Pupil) Trailer, Camper Unit Sales, Service 5516 Revenue

121 Appendix A Industry Classification s (Alphabetic Sequence) 121 Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Trailers, Camper Units (Mfg./Proc.) 3793 Revenue Trailers, Camper Units (Wholesale) 5013 Revenue Transportation Equipment Mfg. N.O.C. incl. Bicycles 3790 Revenue Transportation Terminal Motor Freight (Incidental Garage) (Warehousing) 4290 Area Trapping, Fishing, Hunting and/or Similar Services 0982 Revenue Travel Agencies, Tour Operators 7298 Area Travelling Amusement Companies, Circus, Carnival, 7989 Revenue Tree Removal, Trimming, Pruning 0736 Revenue Treenut, Fruit and Vegetable Farms 0121 Area Trimming or Pruning, Tree Removal 0736 Revenue Truck, Bus Maintenance Garages excl. Freight Terminals 4780 Payroll Truck, Car Rental 7543 Revenue Truckmen (Hauling for Others) excl. Warehousing 4117 Per Vehicle Trucks, Cars, Buses, Auto Auctions (Wholesale) 5011 Revenue Trucks, Cars, Buses (Mfg./Proc.) 3791 Revenue Trust Companies Not Accepting Deposits 6022 Payroll Trust Company, Banks Deposit Accepting 6021 Payroll Tubes, Tires excl. Retreading 3063 Revenue Tunnel, Highway, Bridge Operation 4114 Unit (100 Vehicles) Tunnels, Subways 1635 Revenue Typesetting, Book Binding, Commercial Printing, Electrotyping, Photo 2750 Revenue Engraving, Publishing, Silkscreening UFI Abatement, Asbestos, Lead, Radon Mitigation, Tank Remediation 1782 Revenue Underground Cable or Conduit excl. Excavation 1734 Revenue Underground Cable or Conduit incl. Incidental Excavation 1733 Revenue Underpinning of Buildings 1513 Revenue Undertakers, Funeral Homes, Morticians 7291 N/A Underwear, Gloves, Hats, Beachwear, Accessories Men's and Boy's 2311 Revenue Uniform, Towel, Linen, Diaper Supply 7404 Revenue Universities, Community Colleges, Cegeps and Polytechnical Schools 8310 Unit (Pupil) Upholstered Furniture Mfg Revenue Vacant, Idle Buildings 1841 Area Vacant Land 1842 Area Variety Store, Tobacconist, Convenience Store 5991 Revenue Varnish, Paint, Wallpaper, Lacquer, Printer's Ink, Aniline Dyes 5043 Revenue Varnish, Paints, Lacquer 2815 Revenue Vegetable and Mineral Oils, Resin, Fireworks, Matches, Celluloid, Plastic, 5191 Revenue Wax Products, Janitorial Supplies Vegetable, Fruit and Treenut Farms 0121 Area Vegetable, Fruit (Produce) 5063 Revenue Vending Machine Operators Food, Beverage 5332 Revenue Vending Machine Operators Not Food, Beverage 5331 Revenue Vending Machines, Household Appliances 3573 Revenue Veneer, Sawmills, Plywood, Planing Mills 2420 Revenue Veteran Halls 7942 Revenue

122 122 Appendix A Industry Classification s (Alphabetic Sequence) Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Veterinarians incl. Veterinary Hospitals 0737 Area Vibrator Machine Operators 8028 Unit (See 8011) Video, Audio Sales, Rentals (Discs, Records and Tapes) (Store Only) 5715 Revenue Video Game Arcades, Amusement Arcade, Coin Operated Amusement 7913 Unit (Device) Device (No Riding Machines) Video, Radio, Television, Audio Equipment, Electronic Games (Wholesale) 5094 Revenue Video, Radio, Television, Audio, Equipment (Mfg./Proc.) 3491 Revenue Videotaping and Photography Other excl. Aerial, Motion Picture 7293 Revenue Videotaping, Motion Picture Production incl. Commercials 7811 N/A Vinegar Distillers, Breweries, Wineries, Malt Houses 2081 Revenue Vocational Schools or Trade Schools 8324 Unit (Pupil) Wallpaper and Paint No Work Off Premises 5254 Revenue Wallpaper, Paint, Varnish, Lacquer, Printer's Ink, Aniline Dyes 5043 Revenue Waste Disposal Sites incl. Hazardous Materials 4956 N/A Watches, Clocks, Precious Stones, Silverware (Wholesale) 5172 Revenue Watches, Jewellery, Precious Stones, Silversmiths, Gold/Silver Platers 3873 Revenue (Mfg./Proc.) Water Mains, Sewer, Steam Mains 1637 Revenue Water, Soft Drinks Other Non Alcoholic Beverages 2082 Revenue Water Softening or Treatment Equipment incl. Installation 1720 Revenue Water Transportation Services N.O.C N/A Waterfront Operations, Bulk Transfer, Ore, Coal 4461 Payroll Waterfront, Wharf Properties N.O.C Area Waterproofing Operations 1777 Revenue Waterworks 4954 Unit (1,000 cu.mt.) Wax Products, Janitorial Supplies, Vegetable and Mineral Oils, Matches, 5191 Revenue Celluloid, Plastic, Fireworks, Resin Wax Products Mfg. incl. Polishes, Dressings, Waxes, Candles 2990 Revenue Weaving, Spinning and Knitting, Fabric and Textile Mills Acetate, Celanese, 2291 Revenue Cotton, Felt, Linens, Rayon, Twine Weaving, Spinning and Knitting, Fabric and Textile Mills Other Fibres 2292 Revenue Weed or Crop Spraying or Fertilizing 0733 Revenue Welding, Cutting, Brazing 1763 Revenue Welfare, Pension, Retirement Benefit Funds Labour Unions 6380 Payroll Welfare, Pension, Retirement Benefit Funds Not Labour Unions 6390 Payroll Well Development incl. Drilling 1393 N/A Well Producing Operations 1392 N/A Well Servicing 1394 N/A Well Supplies or Equipment Dealer 1395 Revenue Wharf, Waterfront Properties N.O.C. (Warehousing) 4462 Area Whisky, Distilled Spirits Warehousing 4281 Area Window Cleaning 7392 Payroll Window Goods, Draperies 5155 Revenue Windows, Metal Doors, Awnings 1766 Revenue Wine, Beer, Liquor 5130 Revenue

123 Appendix A Industry Classification s (Alphabetic Sequence) 123 Business Activity Cross Reference Alphabetic Sequence Activity or Business Industry Industry Standard Exposure Type Wine, Beer, Liquor Stores 5920 Revenue Wineries, Breweries, Malt Houses, Vinegar Distillers 2081 Revenue Wiring incl. Fixtures, Appliances 1731 Revenue Women's and Girl's Wear (Mfg./Proc.) N.O.C. incl. Synthetic Furs, Suits, 2330 Revenue Dresses (Not 2331 or 2332) Women's and Girl's Wear (Wholesale) 5055 Revenue Women's Wear 5694 Revenue Wood Preserving, Dry Kiln 2491 Revenue Wood Products Mfg., Woodworking Shops N.O.C Revenue Woodworking Shops, Wood Products Mfg. N.O.C Revenue Wool, Dry Goods, Piece Goods 5057 Revenue Wrecking, Demolition N.O.C 1512 Revenue X Ray, Quartz Lamp, Infra Red, Diathermy Machines 8063 Unit (Machine) Y.M.C.A., Y.W.C.A., Y.M.H.A., Y.W.H.A Area Yachting Clubs 7935 Revenue Zoos, Not Commercial Zoos (B&P Services) 8293 N/A

124 124 Appendix A Industry Classification s (Major Category Sequence) Industry Classification s Major Category Sequence Category Industry Description Industry Standard Exposure Type B&P Services 0735 Gardening for Others (Landscaping) Revenue B&P Services 0736 Tree Removal, Trimming, Pruning Revenue B&P Services 0737 Veterinarians incl. Veterinary Hospitals Area B&P Services 0738 Kennels incl. Boarding of Household Pets Unit (Kennel) B&P Services 6021 Banks, Deposit Accepting Trust Company Payroll B&P Services 6022 Trust Companies Not Accepting Deposits Payroll B&P Services 6023 Foreign Banks Not Conducting General Banking Business Payroll B&P Services 6120 Credit Unions, Caisses Populaires, Savings and Loan Payroll B&P Services 6140 Finance Companies, Miscellaneous Personal Credit Payroll Institutions B&P Services 6150 Investment Institutions Payroll B&P Services 6210 Stock, Security Brokers, Dealers Payroll B&P Services 6230 Commodity Brokers, Dealers Payroll B&P Services 6240 Stock, Commodity Exchanges Payroll B&P Services 6250 Currency Brokers, Exchanges Payroll B&P Services 6310 Insurance Companies Payroll B&P Services 6380 Pension, Welfare, Retirement Benefit Funds Labour Payroll Unions B&P Services 6390 Pension, Welfare, Retirement Benefit Funds Not Labour Payroll Union B&P Services 6411 Accountants, Auditors Payroll B&P Services 6412 Insurance Agents, Brokers, Adjusters Payroll B&P Services 6413 Mortgage Brokers, Loan Correspondents Payroll B&P Services 6414 Management Consultants Payroll B&P Services 6415 Financial Planning N/A B&P Services 7210 Laundromats, Drycleaning Self Service Revenue B&P Services 7220 Laundries, Drycleaners, Dyers Other Than Self Service Revenue B&P Services 7221 Laundries, Drycleaners Receiving Depot Only N/A B&P Services 7222 Laundry and Drycleaning Stores N/A B&P Services 7261 Cemeteries, Mausoleums Area B&P Services 7262 Crematory Operations Unit (Crematoria) B&P Services 7263 Cemetery Pre Paid Funds Payroll B&P Services 7291 Funeral Homes, Morticians, Undertakers N/A B&P Services 7292 Photographer's Studios Unit (Studio) B&P Services 7293 Photography and Videotaping Other excl. Aerial, Revenue Motion Picture B&P Services 7294 Photography Aerial N/A B&P Services 7295 Photography Developing, Printing Services Revenue B&P Services 7296 Barber Shops, Men's Hairstyling Area B&P Services 7297 Beauty Parlours, Tanning Salons Area B&P Services 7298 Travel Agencies, Tour Operators Area B&P Services 7299 Driving Schools Unit (Pupil) B&P Services 7301 Restaurants Cooker Hood Cleaning Revenue B&P Services 7311 Advertising Sign Company Operations Revenue B&P Services 7312 Advertising Agencies Payroll B&P Services 7313 Public Relations, Graphic Design Firms N/A B&P Services 7320 Collection Agencies Payroll

125 Appendix A Industry Classification s (Major Category Sequence) 125 Industry Classification s Major Category Sequence Category Industry Description Industry Standard Exposure Type B&P Services 7321 Chimney Sweep Revenue B&P Services 7322 Elevators incl. Operation Payroll B&P Services 7391 Fumigation, Exterminating Operations Inside Building or Payroll Vessel B&P Services 7392 Window Cleaning Payroll B&P Services 7393 Building Management Unit (Dwelling) B&P Services 7394 Janitorial Service Payroll B&P Services 7395 Furniture, Drapery, Rug Cleaning on Customer's Premises Revenue B&P Services 7396 Alarm System Installation excl. Repair of Fire Revenue Suppression Equipment B&P Services 7400 Copying/Duplicating Service (Quick Printers) N/A B&P Services 7401 Auctioneer's Operations Payroll B&P Services 7403 Detective, Patrol Agency, Security Service Payroll B&P Services 7404 Towel, Linen, Diaper, Uniform Supply Revenue B&P Services 7405 Employment Agencies Payroll B&P Services 7406 Mailing/Addressing Companies Payroll B&P Services 7407 Data Processing Centres Payroll B&P Services 7408 Business Services N.O.C. Payroll B&P Services 7409 Piano Tuning Revenue B&P Services 7410 Modelling Schools Payroll B&P Services 7418 Rental Store Party Goods N/A B&P Services 7691 Repair Shops Home Entertainment (Radio, Television, Revenue etc.) B&P Services 7692 Repair Shops Other Electric Appliances Revenue B&P Services 7693 Repair Shops Other Than Home Entertainment and Other Revenue Electrical Appliances B&P Services 7694 Re Upholsterers, Furniture Refinishers Revenue B&P Services 7970 Ticket Agencies (Sport and Entertainment Events) Payroll B&P Services 8111 Lawyers, Barristers, Solicitors Payroll B&P Services 8112 Notaries (Quebec), Public Notaries Payroll B&P Services 8291 Libraries Area B&P Services 8292 Museums, Public Art Galleries Area B&P Services 8293 Zoos, Not Commercial Zoos N/A B&P Services 8910 Scientific Services Other incl. Non Medical Laboratories Payroll B&P Services 8911 Marine Appraiser Payroll B&P Services 8912 Land Surveyor Payroll B&P Services 8913 Boiler, Elevator Inspection Payroll B&P Services 8914 Geophysical Services incl. Soil Testing Payroll B&P Services 8915 Architects Payroll B&P Services 8916 Engineers Payroll B&P Services 8917 Mercantile/Manufacturing Inspection for Insurance, Payroll Valuation B&P Services 8918 Computer Software Developers Payroll C. E. & I Building Raising, Moving Payroll C. E. & I Wrecking, Demolition N.O.C Revenue C. E. & I Underpinning of Buildings Revenue C. E. & I Pile Driving Revenue C. E. & I Blasting Contractors Revenue

126 126 Appendix A Industry Classification s (Major Category Sequence) Industry Classification s Major Category Sequence Category Industry Description Industry Standard Exposure Type C. E. & I Driveways, Parking Areas Construction of Revenue C. E. & I Fences Construction of Revenue C. E. & I Sidewalks N.O.C. Construction of Revenue C. E. & I Irrigation or Drainage Systems Construction of Revenue C. E. & I Snow Removal, Clearing, Ploughing Revenue C. E. & I Grading of Land Not Road Construction or Excavation Revenue C. E. & I Cleaning Sewers, Drains Revenue C. E. & I Cleaning Streets Not Snow Removal Revenue C. E. & I Conveyor Systems Revenue C. E. & I Signs Revenue C. E. & I Tanks Revenue C. E. & I Television Antennae Revenue C. E. & I Glazier Operations Revenue C. E. & I Machinery, Industrial (Millwright) Revenue C. E. & I Machinery, Agricultural Revenue C. E. & I Bridges Revenue C. E. & I Caissons, Coffer Dams Revenue C. E. & I Jetties, Breakwaters, Piers, Docks, Levees Revenue C. E. & I Dredging N/A C. E. & I Dams, Reservoirs incl. Hydro Electric Const. Revenue C. E. & I Highway, Street, Road incl. Paving, Resurfacing Revenue C. E. & I Airport Runways, Aprons incl. Paving Revenue C. E. & I Pipelines Revenue C. E. & I Railroads Revenue C. E. & I Subways, Tunnels Revenue C. E. & I Gas Mains Revenue C. E. & I Sewer, Water Mains, Steam Mains Revenue C. E. & I Shaft Sinking Revenue C. E. & I Plumbing incl. Hot Tubs Revenue C. E. & I Boilers Revenue C. E. & I Steam Fitters Revenue C. E. & I Automatic Sprinklers Revenue C. E. & I Heating Equipment and Combined Air Conditioning Oil or Revenue Gas C. E. & I Heating Equipment and Combined Air Conditioning Solid Revenue Fuel C. E. & I Air Conditioning Equipment incl. Heat Pumps Revenue C. E. & I Refrigeration, Commercial Revenue C. E. & I Solar Energy Contractors Revenue C. E. & I Water Softening or Treatment Equipment incl. Revenue Installation C. E. & I Wiring incl. Fixtures, Appliances Revenue C. E. & I Light, Telephone, Power Lines, etc. N/A C. E. & I Underground Cable or Conduit incl. Incidental Excavation Revenue C. E. & I Underground Cable or Conduit excl. Excavation Revenue C. E. & I Elevators, Escalators Instal./Service Revenue C. E. & I Electrical Apparatus Revenue

127 Appendix A Industry Classification s (Major Category Sequence) 127 Industry Classification s Major Category Sequence Category Industry Description Industry Standard Exposure Type C. E. & I Cement, Concrete Work N.O.C. Revenue C. E. & I Precast Beams Revenue C. E. & I Masonry incl. Bricklaying, Stonework, Tile, Marble, Revenue Mosaic, Stuccoing C. E. & I Plastering, Lathing incl. Drywall Revenue C. E. & I Tilework Not Masonry, Sewers, Drains, Ceiling, Terrazzo Revenue C. E. & I Carpentry Shop Operations Revenue C. E. & I Carpentry Away from Shop Revenue C. E. & I Insulation of Buildings Revenue C. E. & I Painting, Decorating excl. Spray Paint Revenue C. E. & I Painting, Decorating incl. Spray Paint Revenue C. E. & I House Furnishings, Acoustic Ceilings, Floor Coverings Revenue C. E. & I Interior Decorator Revenue C. E. & I Sheet Metal Shop Only Revenue C. E. & I Sheet Metal Away from Shop Revenue C. E. & I Welding, Cutting, Brazing Revenue C. E. & I Erection of Iron or Steel Structural Revenue C. E. & I Erection of Iron or Steel N.O.C. Revenue C. E. & I Metal Doors, Windows, Awnings Revenue C. E. & I Drilling, Not Oil or Gas Revenue C. E. & I Stevedoring Revenue C. E. & I Shipwright Operations Revenue C. E. & I Marine Wrecking or Demolition Revenue C. E. & I Excavation Revenue C. E. & I Roofing Residential (Shingle) Revenue C. E. & I Roofing Other (Hot Tar, etc.) Revenue C. E. & I Waterproofing Operations Revenue C. E. & I Septic Tank Installation, Service, Repair Revenue C. E. & I Building Cleaning Exterior Revenue C. E. & I Fireproofing Structures Revenue C. E. & I Fire Extinguishing Equipment, Servicing, Refilling Revenue C. E. & I Asbestos, Lead, UFI Abatement, Radon Mitigation, Tank Revenue Remediation C. E. & I Non Destructive Testing Contractors Revenue C. E. & I Building Construction Residential One or Two Family Revenue Dwellings incl. Alterations, Renovations or Repairs C. E. & I Residential Construction N.O.C. Revenue C. E. & I Mobile Homes, Prefabricated Housing Shop Operations Revenue C. E. & I Mobile Homes, Prefabricated Housing Away from Shop Revenue (Site) C. E. & I Building Construction Not Residential incl. Alterations, Revenue Renovations or Repairs C. E. & I Swimming Pools Revenue C. E. & I Tent Erection, Removal, Repair (Off Premises) Revenue C. E. & I Cranes, Derricks, Power Shovels Equipment Rented to Revenue Others With Operator C. E. & I Cranes, Derricks, Power Shovels Equipment Rented to Others Without Operator Revenue

128 128 Appendix A Industry Classification s (Major Category Sequence) Industry Classification s Major Category Sequence Category Industry Description Industry Standard Exposure Type C. E. & I Scaffolding, Ladders, Hoists Rented to Others Revenue C. E. & I Equipment Rented to Others N.O.C. With Operator Revenue C. E. & I Equipment Rented to Others N.O.C. Without Operator Revenue C. E. & I Rental Stores Equipment Rented to Others Revenue C. E. & I Equipment Storage Revenue Education 8301 Day Care, Nursery, Kindergarten Unit (Pupil) Education 8302 Public Primary Schools Unit (Pupil) Education 8303 Public Secondary Schools incl. Junior High Unit (Pupil) Education 8304 Private Schools Primary, Secondary Levels Unit (Pupil) Education 8310 Universities, Community Colleges, Cegeps and Unit (Pupil) Polytechnical Schools Education 8322 Dance, Gymnastic, Martial Arts Schools Unit (Pupil) Education 8323 Business Colleges, Schools N.O.C. Unit (Pupil) Education 8324 Trade Schools or Vocational Schools Unit (Pupil) Education 8325 Music School Unit (Pupil) Farming 0110 Field Crop Farms Area Farming 0121 Fruit, Treenut and Vegetable Farms Area Farming 0122 Crops Under Cover Not Greenhouses Area Farming 0123 Greenhouses Area Farming 0130 Dairy Farms Area Farming 0140 Horse Farms Breeders Area Farming 0141 Horse Farms No Breeding, Equestrian, Riding Schools, Area Rental Boarding, etc. Farming 0142 Agricultural Associations (Breeders, Racing Growers, 4 H Area Clubs, etc.) Farming 0150 Poultry Farms Area Farming 0160 Beef Cattle Farms Area Farming 0170 Hog Farms Area Farming 0190 Farms, General N.O.C. Area Farming 0200 Tobacco Farms Area Farming 0210 Fur Farms Area Farming 0630 Peat Plants Area Farming 0730 Agricultural, Horticultural Services N.O.C. Revenue Farming 0731 Machinery Operation for Others Revenue Farming 0733 Crop or Weed Spraying or Fertilizing Revenue Farming 0734 Nurseryman, Florist (Not Store) Revenue Farming/ B&P 0741 Livestock Commission Merchant, Livestock or Cattle Revenue Services Dealer. No Physical Possession of Animals Farming/ B&P 0742 Livestock or Cattle Dealer incl. Sales Stables Revenue Services Fishing 0981 Fish Hatcheries Revenue Fishing 0982 Fishing, Hunting, Trapping and/or Similar Services Revenue Government 8940 Municipal N.O.C. (Population) Unit (Population) Government 8941 Municipal Police Dept. Payroll Government 8942 Municipal Fire Dept. Paid Payroll Government 8943 Municipal Fire Dept. Volunteer Per Volunteer Government 8944 Municipal Parks, Botanical Gardens Unit (Population) Government 8945 Municipal Road Maintenance Unit (km./mi.)

129 Appendix A Industry Classification s (Major Category Sequence) 129 Industry Classification s Major Category Sequence Category Industry Description Industry Standard Exposure Type Government 8946 Municipal Tax Collectors, Secretary/Treasurers incl. Unit (Population) Schools Boards Government 8947 Municipal Other Public Officials Unit (Population) Government 8948 Municipal Garage or Equipment Storage N/A Government 8949 Municipal Administration or Office Building N/A Government 8950 Prisons, Jails, Penal Institutions, Correctional Centres Unit (Inmate) Health Serv Gynaecologists, Obstetricians Unit (See 8011) Health Serv Physicians, Surgeons Not Specialist in Surgery Unit (Office) Health Serv Surgeon Specialists Unit (See 8011) Health Serv Psychiatrists Unit (See 8011) Health Serv Oculists, Ophthalmologists Unit (See 8011) Health Serv Radiation Specialists incl. X Ray, Infra Red, Diathermy or Unit (See 8011) Quartz Lamp Health Serv Dentists Unit (See 8011) Health Serv Registered Nurses Unit (Specl.) Health Serv Physiotherapists, Occupational Therapists Unit (See 8011) Health Serv Anaesthetists Unit (See 8011) Health Serv Chiropractors Unit (See 8011) Health Serv Optometrists Unit (See 8011) Health Serv Opticians Revenue Health Serv Osteopaths Unit (See 8011) Health Serv Chiropodists, Podiatrists Unit (See 8011) Health Serv Dermatologists Unit (See 8011) Health Serv Hearing Aid Services, Audiologists Revenue Health Serv Vibrator Machine Operators Unit (See 8011) Health Serv Massage Therapists Unit (See 8011) Health Serv Hospitals Area Health Serv Clinics (Not Doctor's or Dentist's Offices) N.O.C. Area Health Serv X Ray, Infra Red, Diathermy or Quartz Lamp Machines Unit (Machine) Health Serv Radioisotope Exposure N/A Health Serv Residents Nurses and/or Hospital Staff Unit (Building) Health Serv Abortion Facilities (Outpatient) N/A Health Serv Convalescent Homes, Nursing Homes, Rest Homes Unit (Per Bed) Health Serv Senior Citizen Care Facilities Area Health Serv Mental Health Care Facilities Unit (Per Bed) Health Serv Sanatorium N/A Health Serv Rehabilitation Centres N/A Health Serv Non Institutional Health/Medical Services N.O.C. Area Health Serv Medical Laboratories Analysing Revenue Health Serv Medical Laboratories Research Revenue Health Serv Dental Laboratories, Denturists Revenue Health Serv Health, Disability Associations, Societies (Red Cross, Area Cancer Society, War Amps, Addiction Work, etc.) Health Serv Social, Consulting and Counselling Services N/A Hospitality 5811 Restaurants Not Licensed Revenue Hospitality 5812 Restaurants Licensed, No Live Entertainment No Dancing Revenue

130 130 Appendix A Industry Classification s (Major Category Sequence) Industry Classification s Major Category Sequence Category Industry Description Industry Standard Exposure Type Hospitality 5813 Refreshment Stands, Drive in Restaurants Revenue Hospitality 5814 Take Out Meal Service Revenue Hospitality 5821 Licensed Establishments Not in Hotel, Inn, Resort No Live Revenue Entertainment No Dancing (Beer Parlours/Gardens) Hospitality 5822 Licensed Establishments Not in Hotel, Inn, Resort With Revenue Live Entertainment No Dancing (Taverns) Hospitality 5823 Licensed Establishments Not in Hotel, Inn, Resort Live Revenue Entertainment Dancing (Night Clubs) Hospitality 7011 Hotels Year Round Licensed Revenue Hospitality 7012 Hotels Year Round Not Licensed Revenue Hospitality 7021 Hotels Seasonal Licensed Revenue Hospitality 7022 Hotels Seasonal Not Licensed Revenue Hospitality 7031 Boarding, Rooming Houses incl. Fraternity or Sorority Unit (Building) Houses Hospitality 7032 Mission, Settlement Houses, Family Shelters, Halfway Unit (Building) Houses Hospitality 7041 Summer Camps, Dude Ranches, Resort Property Unit (Camper) Hospitality 7042 Campgrounds incl. Trailer Parks Unit (Camper) Hospitality 7043 Resort Property Other Unit (Camper) Hospitality 7044 Mobile Home Parks Not Transient or Recreational Revenue Hospitality 7051 Motels, Tourist Courts Year Round Restaurant, Snack Revenue Bar Licensed Hospitality 7052 Motels, Tourist Courts Year Round Restaurant, Snack Revenue Bar Not Licensed Hospitality 7053 Motels, Tourist Courts Year Round No Food or Alcohol Revenue Served Hospitality 7054 Bed and Breakfast Tourist Homes Revenue Hospitality 7061 Motels, Tourist Courts Seasonal Restaurant, Snack Bar Revenue Licensed Hospitality 7062 Motels, Tourist Courts Seasonal Restaurant, Snack Bar Revenue Not Licensed Hospitality 7063 Motels, Tourist Courts Seasonal No Food or Alcohol Revenue Served Hospitality 7402 Catering, Commissariat Work Revenue Hospitality 7941 Clubs Private Not Recreational Revenue Hospitality 7942 Veteran Halls Revenue Logging 0791 Logging, Lumbering Operations (Wood Operations) Revenue Logging 0792 Forest Fire Prevention Act Payroll Member Org Professional and Business Associations Unit (Member) Member Org Labour Unions Area Member Org Boy Scouts, Girl Guides Similar Groups Unit (Member) Member Org Y.M.C.A., Y.W.C.A., Y.M.H.A., Y.W.H.A. Area Member Org Community Centres Revenue Member Org Civic, Community, Special Interest (Non Medical) Unit (Member) Associations or Groups Member Org Service Clubs, Fraternal Orders Insurance, Benefit Paying Unit (Member) Member Org Service Clubs, Fraternal Orders No Insurance, Benefit Unit (Member)

131 Appendix A Industry Classification s (Major Category Sequence) 131 Industry Classification s Major Category Sequence Category Industry Description Industry Standard Exposure Type Paying Member Org Snowmobile Clubs Unit (Member) Member Org Churches, Synagogues, Temples Area Member Org Convents, Monasteries Area Member Org Fund Raising Activities Operated by Charitable or Religious Revenue Bodies Mfg./Proc Meat Packing Not Stockyards excl. Frozen Foods, Revenue Rendering Mfg./Proc Meat Packing With Stockyards excl. Frozen Foods, Revenue Rendering Mfg./Proc Fish and Seafood Processing (Fresh) Revenue Mfg./Proc Dairy Products incl. Eggs, Honey, Creameries Revenue Mfg./Proc Frozen Foods Processing (Meat, Fish, Seafood, Fruit, Revenue Vegetables) Mfg./Proc Ice Revenue Mfg./Proc Canning and Preserving (Meat, Fish, Seafood, Fruit, Revenue Vegetables), Jams Mfg./Proc Animal Feed (Pet Foods Classify as if for Human Revenue Consumption) Mfg./Proc Grain, Grain Products for Human Consumption incl. Flour, Revenue Cereal Mfg./Proc Coffee, Tea, Spice Processing Revenue Mfg./Proc Seed Processors and Merchants Revenue Mfg./Proc Bakeries incl. Pasta Mfg. Revenue Mfg./Proc Confectionery, Cocoa or Chocolate Mfg. Revenue Mfg./Proc Sugar, Syrup, Molasses Refineries Revenue Mfg./Proc Distillers Liquor, Alcohol Distilling Revenue Mfg./Proc Breweries, Wineries, Malt Houses, Vinegar Distillers Revenue Mfg./Proc Soft Drinks, Water, Other Non Alcoholic Beverages Revenue Mfg./Proc Oil, Fat Mfg. (Animal or Vegetable) incl. Tank Farm, Revenue Animal Reduction, Lard Refining Mfg./Proc Meat, Poultry Rendering; Fish Oil, Fish Meal Mfg. Revenue Mfg./Proc Tobacco Products Revenue Mfg./Proc Fabric and Textile Mills, Knitting, Spinning, Weaving Revenue Acetate, Celanese, Cotton, Felt, Linens, Rayon, Twine Mfg./Proc Fabric and Textile Mills, Knitting, Spinning, Weaving Revenue Other Fibres Mfg./Proc Carpet, Rug Mfg. Revenue Mfg./Proc Men's and Boy's Wear (Not 2311 or 2331) Revenue Mfg./Proc Gloves, Hats, Underwear, Beachwear, Accessories Men's Revenue and Boy's Mfg./Proc Women's and Girl's Wear N.O.C. incl. Synthetic Furs, Revenue Suits, Dresses (Not 2331 or 2332) Mfg./Proc Furs, Pelts Articles Thereof Revenue Mfg./Proc Gloves, Millinery, Lingerie, Beachwear, Accessories Revenue Women's and Girl's Mfg./Proc Draperies, Tapestries Revenue

132 132 Appendix A Industry Classification s (Major Category Sequence) Industry Classification s Major Category Sequence Category Industry Description Industry Standard Exposure Type Mfg./Proc Burlap Bags, Canvas, Awnings, Tents, Rope, Sails, Cloth Revenue Goods N.O.C. Mfg./Proc Sawmills, Plywood, Veneer, Planing Mills Revenue Mfg./Proc Wood Products Mfg., Woodworking Shops N.O.C. Revenue Mfg./Proc Wood Preserving, Dry Kilns Revenue Mfg./Proc Boxes, Barrels, Crates, Pallets Wood Revenue Mfg./Proc Furniture Wood, Wicker, Rattan Not Upholstered Revenue Mfg./Proc Boatbuilding Wood Revenue Mfg./Proc Roof Timbers Mfg. Revenue Mfg./Proc Upholstered Furniture Mfg. Revenue Mfg./Proc Mattress, Pillows, Cushion, Bedding, Quilt Mfg. Revenue Mfg./Proc Pulp and Paper Mills Revenue Mfg./Proc Paper Converting Revenue Mfg./Proc Paper Products (Bags, Boxes, Containers) Revenue Mfg./Proc Stationery Revenue Mfg./Proc Newspapers and Magazine Publishing, Printing Revenue Mfg./Proc Commercial Printing, Publishing, Electrotyping, Revenue Typesetting, Photo Engraving, Book Binding, Silkscreening Mfg./Proc Acids, Petrochemicals, Chemicals N.O.C. incl. Ammonia, Revenue Antifreeze, Benzoil Mfg./Proc Gases Incombustible Industrial (Argon, Helium, C02) Revenue Mfg./Proc Gases, Other Than Incombustible Industrial Revenue Mfg./Proc Pesticides, Herbicides, Insecticides Revenue Mfg./Proc Paints, Varnish, Lacquer Revenue Mfg./Proc Printers Ink, Aniline Dyes and Pigments Revenue Mfg./Proc Radioactive Isotopes N/A Mfg./Proc Plastics, Synthetic Resins and Fibres N.O.C. (Acrilan, Revenue Fibreglass, Nylon, Rayon, Artificial Silk) Mfg./Proc Cosmetics, Perfumes, Hair/Skin Preparations Revenue Mfg./Proc Drugs, Pharmaceuticals, Patent Medicines Low Hazard Revenue Mfg./Proc Drugs, Pharmaceuticals, Patent Medicines Medium Revenue Hazard Mfg./Proc Drugs, Pharmaceuticals, Patent Medicines High Hazard Revenue Mfg./Proc Soap, Soap Powder, Detergent, Shampoo Mfg. Revenue Mfg./Proc Explosives, Ammunition, Fertilizer Using Ammonium Revenue Nitrate Mfg. Mfg./Proc Fireworks, Match Mfg. Revenue Mfg./Proc Adhesives, Glue, Mucilage, Paste Revenue Mfg./Proc Borax, Phosphate, Salt, Sulphur Refining, Potash Work Revenue excl. Mining Mfg./Proc Chemicals N.O.C. Low Hazard Revenue Mfg./Proc Chemicals N.O.C. Moderate Hazard Revenue Mfg./Proc Chemicals N.O.C. High Hazard Revenue Mfg./Proc Asphalt Products Mfg. incl. Roofing Products, Linoleum Revenue Mfg./Proc Mineral Oil, Lubricants, Petrochemical incl. Asphalt, Tar Revenue Refining Mfg./Proc Coal Billets, Briquettes, Coke Revenue

133 Appendix A Industry Classification s (Major Category Sequence) 133 Industry Classification s Major Category Sequence Category Industry Description Industry Standard Exposure Type Mfg./Proc Wax Products Mfg. incl. Polishes, Dressings, Waxes, Revenue Candles Mfg./Proc Rubber Reclaiming Revenue Mfg./Proc Tires, Tubes excl. Retreading Revenue Mfg./Proc Rubber Goods excl. Tires, Tubes Low, Non Combustible Revenue Mfg./Proc Rubber Goods excl. Tires, Tubes Medium, Combustible, Revenue Free Burning Mfg./Proc Rubber Goods excl. Tires, Tubes High, Rapid Burning Revenue Mfg./Proc Signs Plastic Revenue Mfg./Proc Film (Photographic, X Ray, Other), Recording Media, Revenue Compact Discs Mfg./Proc Plastic, Bone, Celluloid and Shell Products Other Than Revenue Signs, Film, Recording Media, Compact Discs Mfg./Proc Tanneries Revenue Mfg./Proc Leather Mfg. excl. Footwear Revenue Mfg./Proc Footwear Mfg. Revenue Mfg./Proc Glass, Ceramics, Porcelain, Pottery Mfg. (Plaster Statuary, Revenue Ornaments) Mfg./Proc Glassware Mfg. Revenue Mfg./Proc Cement, Concrete, Plaster Products excl. Ready Mix Revenue Concrete Mfg./Proc Ready Mix Concrete Revenue Mfg./Proc Brick, Clay, Similar Refractory Products Revenue Mfg./Proc Precast Concrete for Construction Revenue Mfg./Proc Slate Milling, Cutting, Stone Polishing, Grinding Revenue Operations, Monuments Mfg./Proc Soapstone and its' Products, Talc Revenue Mfg./Proc Abrasive Mfg. Revenue Mfg./Proc Asbestos, Asbestos Product Mfg. N/A Mfg./Proc Metal Works or Foundries Primary Ferrous Revenue Mfg./Proc Metal Works or Foundries Primary Non Ferrous Revenue Mfg./Proc Radio, Television, Audio, Video Equipment Revenue Mfg./Proc Personal Computers, Business Machines, Calculators Revenue Mfg./Proc Computer Systems Large or Mainframe incl. Tape Drives Revenue etc. Mfg./Proc Communications Equipment N.O.C. excl. Media Revenue Mfg./Proc Electronic Components and Semi Conductors Revenue Mfg./Proc Electronic Games Revenue Mfg./Proc Electrical Products Mfg. N.O.C. Revenue Mfg./Proc Electrical Products for Application to Body Revenue Mfg./Proc Heating Equipment Electrical Revenue Mfg./Proc Household Appliances, Vending Machines Revenue Mfg./Proc Refrigeration Equipment Industrial Revenue Mfg./Proc Air Conditioning Equipment incl. Heat Pumps Revenue Mfg./Proc Alarm Systems Mfg. Revenue Mfg./Proc Metal Products Mfg. Light N.O.C. Revenue Mfg./Proc Boatbuilding Metal Revenue Mfg./Proc Metal Furniture Not Upholstered Revenue

134 134 Appendix A Industry Classification s (Major Category Sequence) Industry Classification s Major Category Sequence Category Industry Description Industry Standard Exposure Type Mfg./Proc Heating Apparatus Revenue Mfg./Proc Housewares incl. Cutlery Revenue Mfg./Proc Plumbing Supplies Revenue Mfg./Proc Signs excl. Fluorescent and Neon Revenue Mfg./Proc Electroplating Revenue Mfg./Proc Metal Products Mfg. Heavy N.O.C. Revenue Mfg./Proc Boilers, Pressure Vessels Revenue Mfg./Proc Elevators, Escalators Revenue Mfg./Proc Agricultural Machinery Revenue Mfg./Proc Machinery N.O.C. Revenue Mfg./Proc Boatbuilding excl. Wood, Metal Revenue Mfg./Proc Transportation Equipment Mfg. N.O.C. incl. Bicycles Revenue Mfg./Proc Cars, Trucks, Buses Revenue Mfg./Proc Motorcycles, Mopeds, Snow Vehicles Revenue Mfg./Proc Trailers, Camper Units Revenue Mfg./Proc Automobile Wheel Assembly, Brakes or Steering Parts Revenue Mfg./Proc Automobile Operating Parts N.O.C. Revenue Mfg./Proc Automobile Body Parts, Accessories, Non Operating Parts Revenue Mfg./Proc Aircraft and Components N/A Mfg./Proc Shipbuilding, Dry Dock Revenue Mfg./Proc Railway Rolling Stock incl. Locomotives Revenue Mfg./Proc Precision Equipment N.O.C. Revenue Mfg./Proc Photographic (Cameras, Enlargers, etc.) excl. Film, Revenue Chemicals Mfg./Proc Optical (Binoculars, Eyeglasses, Microscopes, etc.) Revenue Mfg./Proc Drafting, Engineering, Machinist, Surveying Revenue Mfg./Proc Prosthetic, Orthopaedic, Ambulation Devices Other Than Revenue Optical Mfg./Proc Scientific Instruments N.O.C. Revenue Mfg./Proc Dental, Hospital and Surgical Supplies Expendable Revenue Mfg./Proc Dental, Hospital and Surgical Supplies Non expendable Revenue Mfg./Proc Dental, Hospital and Surgical Supplies Instruments Revenue Mfg./Proc Clocks Revenue Mfg./Proc Costume, Novelty Jewellery ($50 Limit/Article) Revenue Mfg./Proc Jewellery, Watches, Precious Stones, Silversmiths, Revenue Gold/Silver Platers Mfg./Proc Broom, Brushes, Mop Mfg. Revenue Mfg./Proc Excelsior Mfg. Revenue Mfg./Proc Recreational Products N.O.C. Pictures, Paintings, Notions, Revenue Musical Instruments, Artificial Flowers Mfg./Proc Athletic Protective Equipment Revenue Mfg./Proc Firearms Revenue Mfg./Proc Sporting Goods excl. Firearms, Protective Equipment Revenue Mfg./Proc Toys, Hobby and Handicraft Equipment, Artist Supplies Revenue Mining 1001 Metal Mining Not Prospecting Revenue Mining 1002 Metal Mining Prospecting Payroll Mining 1101 Coal Mining Underground Revenue

135 Appendix A Industry Classification s (Major Category Sequence) 135 Industry Classification s Major Category Sequence Category Industry Description Industry Standard Exposure Type Mining 1102 Coal Mining Surface N/A Mining 1391 National Scale Oil (Energy) Cos. N/A Mining 1392 Well Producing Operations N/A Mining 1393 Well Development incl. Drilling N/A Mining 1394 Well Servicing N/A Mining 1395 Well Supplies or Equipment Dealer Revenue Mining 1396 Pipeline, Pumping Operation Unit (Km/Mi) Mining 1397 Geologists, Seismic Exploration Revenue Mining 1398 Field Welders Revenue Mining 1401 Quarrying Asbestos Mining Revenue Mining 1402 Quarrying Sand, Gravel Digging Revenue Mining 1403 Quarrying N.O.C. incl. Crushing, Lime Mfg., Slate Revenue Splitting Mining 1404 Quarrying Underground Mining Revenue Realty 1841 Vacant, Idle Buildings Area Realty 1842 Vacant Land Area Realty 3891 Multiple Occupancy Manufacturing Owner's Risk Only Area Realty 3892 Condominium Multiple Occupancy Manufacturing Area Realty 3991 Industrial Plazas Owner's Risk (Multiple Tenants) Area Realty 3992 Condominium Multiple Occupancy Industrial Plaza Area Realty 5291 Mercantile Multiple Tenants Owner's Risk Only Revenue Realty 5292 Condominium Mercantile Multiple Tenants Revenue Realty 5301 Enclosed Shopping Malls Area Realty 5302 Public Markets (Open Air) Area Realty 6501 Office Buildings High Rise (Over 10 Storeys) Occupied by Area Tenants Realty 6502 Office Buildings High Rise (Over 10 Storeys) Leased to Area One Party Realty 6511 Office Buildings (10 Storeys or Less) Occupied by Tenants Area Realty 6512 Office Buildings (10 Storeys or Less) Leased to One Party Area Realty 6520 Housing Developments Large Area (Subdivisions) Area Realty 6531 Townhouses No Mercantile Occupancy Unit (Suite) Realty 6532 Apartment Houses (10 Storeys or Less) No Mercantile Unit (Suite) Occupancy Realty 6541 Townhouses Mercantile Occupancy Unit (Suite) Realty 6542 Apartment Houses (10 Storeys or Less) Mercantile Unit (Suite) Occupancy Realty 6550 Tenement Apartments, Row Housing Unit (Building) Realty 6580 Real Estate Agents, Managers Payroll Realty 6610 Office Tenants N.O.C. Area Realty 6621 Apartment Houses High Rise (Over 10 Storeys) No Unit (Suite) Mercantile Occupancy Realty 6622 Apartment Houses High Rise (Over 10 Storeys) With Unit (Suite) Mercantile Occupancy Realty 6631 Building (Owner's Risk Only) Residential One or Two Unit (Building) Families Realty 6632 Building (Owner's Risk Only) Retail Area Realty 6633 Building (Owner's Risk Only) Other incl. Area

136 136 Appendix A Industry Classification s (Major Category Sequence) Industry Classification s Major Category Sequence Category Industry Description Industry Standard Exposure Type Manufacturing/Warehouses Realty 6641 Condominium High Rise (Over 10 Storeys) No Mercantile Unit (Suite) Occupancy Realty 6642 Condominium High Rise (Over 10 Storeys) With Mercantile Unit (Suite) Occupancy Realty 6650 Condominium (10 Storeys or Less) No Mercantile Unit (Suite) Occupancy Realty 6660 Condominium (10 Storeys or Less) With Mercantile Unit (Suite) Occupancy Realty 6670 Condominium (Townhouses) Unit (Suite) Recreation 7811 Motion Picture, Videotaping Production incl. N/A Commercials Recreation 7812 Motion Picture Distribution incl. Exchanges Payroll Recreation 7831 Motion Picture Theatres excl. Drive Ins Unit (Seat) Recreation 7832 Theatre, Auditorium, Concert Hall, Plays, Live Theatricals Unit (Performance) Recreation 7840 Drive In Theatres Revenue Recreation 7911 Billiard, Pool Halls Unit (Table) Recreation 7912 Bowling Alleys Unit (Alley) Recreation 7913 Coin Operated Amusement Device, Amusement Arcade Unit (Device) (No Riding Machines), Video Game Arcades Recreation 7914 Casinos With Liquor Licence N/A Recreation 7915 Casinos No Liquor Licence N/A Recreation 7920 Commercial Museums (Waxworks, etc.) Revenue Recreation 7921 Sports Playing Fields, Grandstands, Stadia Unit (Seat) Recreation 7922 Motor Vehicle Racing Revenue Recreation 7923 Athletic Events, Teams or Leagues Amateur Unit (Event/Game) Recreation 7924 Athletic Events, Teams or Leagues Professional Unit (Event/Game) Recreation 7925 Horse Show, Rodeo Revenue Recreation 7926 Professional Entertainers Payroll Recreation 7927 Concert or Similar Entertainment Unit (Seat/Perform) Recreation 7928 Exhibition, Fair Grounds Revenue Recreation 7929 Special Events, Other (Parades, etc.) Revenue (Per Event) Recreation 7931 Tennis, Badminton, Racquet, Squash, Polo Clubs Revenue Recreation 7932 Golf and Country Clubs (Pro Shops as 5932) Not Revenue Municipal Courses Recreation 7933 Curling Clubs Revenue Recreation 7934 Gun, Rifle Clubs Unit (Range/Member) Recreation 7935 Yachting Clubs Revenue Recreation 7936 Fish, Game, Hunting Clubs Revenue Recreation 7937 Health, Exercise Clubs Area Recreation 7938 Recreational Clubs N.O.C. Area Recreation 7939 Bingo Halls Revenue Recreation 7960 Race Track Operations Not Motor Vehicles Revenue Recreation 7980 Commercial Zoos (Safari Parks, Aquaria, etc.) N/A Recreation 7981 Amusement Parks, Playgrounds Not Amusement Devices Area Recreation 7982 Amusement Devices Not Coin Operated Unit (Device)

137 Appendix A Industry Classification s (Major Category Sequence) 137 Industry Classification s Major Category Sequence Category Industry Description Industry Standard Exposure Type Recreation 7983 Arenas Hockey, Ice, Roller Skating N.O.C. Revenue Recreation 7984 Municipal Halls Area Recreation 7985 Dance Halls Revenue Recreation 7986 Fireworks Display Unit (Display) Recreation 7987 Riding Academy With or Without Riding Rings Revenue Recreation 7988 Outdoor Rinks Unit (Rink) Recreation 7989 Circus, Carnival, Travelling Amusement Companies Revenue Recreation 7991 Municipal Golf Courses (Pro Shops as 5932) Revenue Recreation 7992 Golf Driving Ranges Revenue Recreation 7993 Bathing Beaches Unit (Frontage) Recreation 7994 Swimming Pools Area Recreation 7995 Saunas, Baths Area Recreation 7996 Ski Resorts (Ski Shops as 5932) Revenue Recreation 7997 Ski, Sightseeing Chair Lifts, Gondolas Unit (Lift) Recreation 7998 Ski, Sightseeing All Other Tows and Lifts Unit (Lift) Recreation 7999 Recreation N.O.C. N/A Retail 5251 Hardware No Work Off Premises No Firearms, Revenue Ammunition, Explosives Carried Retail 5252 Hardware No Work Off Premises Firearms, Ammunition, Revenue Explosives Carried Retail 5253 Hardware Installation/Repairs Away From Premises Revenue Retail 5254 Paint and Wallpaper No Work Off Premises Revenue Retail 5255 Automobile Parts and Accessories, Sound Equipment incl. Revenue Installation Retail 5256 Mobile Homes, Prefabricated Housing Revenue Retail 5257 Building Materials, Home Improvement Centres Revenue Retail 5258 Plumbing, Heating, Air Conditioning No Work Off Revenue Premises Retail 5259 China, Crockery, Glassware Revenue Retail 5311 Furniture, Heavy Appliances, Lamps, Lighting Fixtures, Revenue Second Hand Furniture (1,000 m2 or More) Retail 5312 Clothing incl. Footwear (1,000 m2 or More) Revenue Retail 5313 Carpet, Floor Coverings, Draperies (1,000 m2 or More) Revenue Retail 5314 Stores Large Open Area N.O.C. (1,000 m2 or More) Revenue Other Retail 5321 Department Stores excl. Jewellery, Furs Revenue Retail 5322 Department Stores incl. Jewellery, Furs Revenue Retail 5331 Vending Machine Operators Not Food, Beverage Revenue Retail 5332 Vending Machine Operators Food Beverage Revenue Retail 5341 Door to Door Sales, Services Revenue Retail 5342 Mail Order Houses, Direct Selling Organizations Revenue Retail 5410 Supermarkets (1,000 m2 or More) Revenue Retail 5421 Bakeries Revenue Retail 5422 Dairy Products (Ice Cream Bars, See Hospitality s) Revenue Retail 5431 Confectioners Revenue Retail 5432 Frozen Foods Revenue Retail 5433 Food Stores Other Revenue Retail 5511 Automobile Dealer Revenue

138 138 Appendix A Industry Classification s (Major Category Sequence) Industry Classification s Major Category Sequence Category Industry Description Industry Standard Exposure Type Retail 5512 Automobile Used Cars Sales Only Revenue Retail 5513 Automobile Repair Garage Not Self Serve Revenue Retail 5514 Motorcycles Sales, Service Revenue Retail 5515 Farm Implements and Machinery Revenue Retail 5516 Trailer, Camper Unit Sales, Service Revenue Retail 5521 Gas Bar Not Self Serve or Service Station Revenue Retail 5522 Service Station Revenue Retail 5523 Automobile Specialty Shops Not Audio (5255), Revenue (Installation or Repair of Mufflers, Transmissions, Radiators, etc.) Retail 5524 Car Wash Not Self Serve Revenue Retail 5525 Gas Bar Self Serve Revenue Retail 5526 Car Wash Self Serve Revenue Retail 5527 Automobile Repair Garage Self Serve Revenue Retail 5531 Automobile Body, Paint Shops Revenue Retail 5532 Tire Recapping, Retreading Revenue Retail 5591 Marine Supplies Ship Chandlers Revenue Retail 5592 Aircraft Supplies N/A Retail 5680 Furriers Revenue Retail 5691 Boots, Shoes Revenue Retail 5692 Accessories (Belts, Hosiery, Scarves, etc.) Revenue Retail 5693 Family Clothing Revenue Retail 5694 Women's Wear Revenue Retail 5695 Men's Wear Revenue Retail 5711 Antiques, Bric A Brac, Art Galleries, Pictures, Prints incl. Revenue Conservators, Framing (Store Only) Retail 5712 Carpet, Other Floor Coverings, Draperies, Other Window Revenue Goods, Linen (Store Only) Retail 5713 Furniture, Heavy Appliances, Lamps, Lighting Fixtures, Revenue Second Hand Furniture (Store Only) Retail 5714 Electronic Equipment (Computers, Home Entertainment, Revenue Office Machines) (Store Only) Retail 5715 Audio, Video Sales, Rentals (Discs, Records and Tapes) Revenue (Store Only) Retail 5716 Carpet, Other Floor Coverings, Draperies, Other Window Revenue Goods, Linen With Installation/Repair Away From Premises Retail 5717 Furniture, Heavy Appliances, Lamps, Lighting Fixtures, Revenue Second Hand Furniture With Installation/Repair Away From Premises Retail 5718 Electronic Equipment (Computers, Home Entertainment, Revenue Office Machines) With Installation/Repair Away From Premises Retail 5911 Drug Stores Prescription Service Only Revenue Retail 5912 Drug Stores Prescriptions, Cosmetics, Tobacco, etc. Revenue Retail 5920 Beer, Wine, Liquor Stores Revenue Retail 5931 Sporting Goods Firearms, Ammunition Carried Revenue Retail 5932 Sporting Goods No Firearms or Ammunition Revenue

139 Appendix A Industry Classification s (Major Category Sequence) 139 Industry Classification s Major Category Sequence Category Industry Description Industry Standard Exposure Type Retail 5933 Sporting Goods Specialty Service (Diving Equipment, Sky Revenue Diving Service, etc.) Retail 5934 Bicycles incl. Repair Revenue Retail 5940 Pawnbrokers Revenue Retail 5960 Light Farm, Lawn and Garden Supplies Revenue Retail 5970 Jewellery Revenue Retail 5981 Fuel Dealers Solid Fuel Revenue Retail 5982 Fuel Dealers Liquid Fuel Revenue Retail 5983 Ice Dealers Revenue Retail 5984 Fuel Dealers Gases and Chemicals N.O.C. Revenue Retail 5990 Stores, Other N.O.C. Revenue Retail 5991 Tobacconist, Variety Store, Convenience Store Revenue Retail 5992 Shoe Repair, Shoe Shine, Hat Cleaning Revenue Retail 5993 Florist, Hair goods, Bookstore, Stationery Revenue Retail 5994 Pet Shops Revenue Retail 5995 Country General Stores (Population Under 3,000) Revenue Retail 5996 Dry, Leather or Religious Goods, Handicraft, Hobby, Toys, Revenue Luggage, Drafting Instruments, Flea Markets Retail 5997 Cameras, Photography Supplies Revenue Retail 5998 Limited Price Range Stores (Five and Dime) Revenue Retail 5999 Coin, Stamp, Card Dealers, Rare Book Stores Revenue Retail 7541 Automobile Parking Lots Revenue Retail 7542 Automobile Storage Garage Revenue Retail 7543 Car, Truck Rental Revenue Retail 7544 Automobile Appraisal Services Payroll Transport 4000 Railroad Operations incl. Shop Operation, Railway Car N/A Barns Transport 4111 Armoured Cars Payroll Transport 4112 Bus, Streetcar, Subway Transit Operation N/A Transport 4113 Bus Terminal excl. Garage (4780) Area Transport 4114 Highway, Bridge, Tunnel Operation Unit (100 Vehicles) Transport 4115 Taxis, Limousines, Ambulances Per Vehicle Transport 4116 Teams (Bakery, Dairy, Ice, Express Co.) Unit (Team) Transport 4117 Truckmen (Hauling for Others) excl. Warehousing Per Vehicle Transport 4118 Courier Service, Letter Service Per Vehicle Transport 4119 Charter, School Bus and Handicapped Transportation Payroll Transport 4120 Air Terminal, Air Transportation Service N/A Transport 4470 Water Transportation Services N.O.C. N/A Transport 4471 Boat Dealers Revenue Transport 4472 Marinas Boat Operation, Non Owned Unit (Boat) Transport 4473 Marinas Boat Repairs incl. Marine Railway Revenue Transport 4474 Marinas Boat Rentals, Rowboats, Canoes, Skiffs, Dinghies Unit (Boat) Transport 4475 Marinas Boat Rentals, Outboard Motor Boats Unit (Boat) Transport 4476 Marinas Boat Rentals, Inboard Motor Boats, Cabin Unit (Boat) Cruisers Transport 4477 Marinas Boat Rentals, Sailboat, Other Than Dinghies Unit (Boat) Transport 4478 Marinas Boat Rentals, Rafts, Floats Unit (Raft)

140 140 Appendix A Industry Classification s (Major Category Sequence) Industry Classification s Major Category Sequence Category Industry Description Industry Standard Exposure Type Transport 4479 Canal Operations incl. Locks N/A Transport 4580 Aircraft Maintenance, Repair Hangers N/A Transport 4780 Bus, Truck Maintenance Garages excl. Freight Terminals Payroll Transport 4871 Freight Brokers N/A Utilities 4811 Telephone Communication Services Unit (Subscriber) Utilities 4812 Communication Services incl. Cablevision Unit (Subscriber) Utilities 4820 Telegraph Communication Services Payroll Utilities 4891 Radio/Television Stations Without Stage or Scenery N/A Storage Utilities 4892 Radio/Television Stations With Stage or Scenery Storage N/A Utilities 4910 Electric Light, Power Companies Revenue Utilities 4921 Gas Companies Local Natural Gas Dist. Revenue Utilities 4922 Gas Companies Liquified Petroleum Dealers Revenue Utilities 4950 Steam Heating or Power N.O.C. Revenue Utilities 4951 Garbage Reduction and Incineration Payroll Utilities 4952 Garbage Collection Domestic Payroll Utilities 4953 Garbage Collection Industrial Payroll Utilities 4954 Waterworks Unit (1,000 cu.mt.) Utilities 4955 Municipal Sewer System Operation Unit (km./mi.) Utilities 4956 Waste Disposal Sites incl. Hazardous Materials N/A Utilities 4957 Irrigation Works Revenue Utilities 4958 Recycling Collection Centres and Plants N/A Utilities 4959 Pipeline Operation Non Flammables N/A Warehousing 4210 Grain Elevator Terminal Revenue Warehousing 4220 Grain Elevator Country Revenue Warehousing 4221 Grain, Seed, Bean Warehouse N/A Warehousing 4231 Tobacco Area Warehousing 4241 Farm Products Area Warehousing 4251 Refrigerated (Cold Storage Lockers) Unit (Locker) Warehousing 4261 Household Goods Public Rental Units Unit (Locker) Warehousing 4262 Household Goods Storage Only Area Warehousing 4263 Household Goods Storage and Moving, Handling, Packing Revenue Warehousing 4273 General Merchandise Storage Only No Fibres, Oils, N/A Petrochemicals, Rags, Fireworks, Matches, Explosives Warehousing 4274 General Merchandise Storage Only With Fibres, Oils, N/A Petrochemicals, Rags, Fireworks, Matches, Explosives Warehousing 4275 General Merchandise Storage and Moving, Handling, N/A Packing No Fibres, Oils, Petrochemicals, Rags, Fireworks, Matches, Explosives Warehousing 4276 General Merchandise Storage and Moving, Handling, N/A Packing With Fibres, Oils, Petrochemicals, Rags, Fireworks, Matches, Explosives Warehousing 4277 Electronic Media Storage Centres N/A Warehousing 4281 Whisky, Distilled Spirits Warehousing Area Warehousing 4290 Transportation Terminal Motor Freight (Incidental Area Garage) Warehousing 4461 Coal, Ore, Bulk Transfer Waterfront Operations Payroll Warehousing 4462 Wharf, Waterfront Properties N.O.C. Area

141 Appendix A Industry Classification s (Major Category Sequence) 141 Industry Classification s Major Category Sequence Category Industry Description Industry Standard Exposure Type Wholesale 5011 Cars, Trucks, Buses, Auto Auctions Revenue Wholesale 5012 Motorcycles, Mopeds, Snow Vehicles Revenue Wholesale 5013 Trailers, Camper Units Revenue Wholesale 5014 Automobile Wheel Assembly, Brakes or Steering Parts Revenue Wholesale 5015 Automobile Operating Parts Other Than Wheel Assembly, Revenue Brakes or Steering Parts Wholesale 5016 Automobile Body or Non Operating Parts, Accessories Revenue Wholesale 5021 Rubber Products Tires, Tubes Revenue Wholesale 5022 Rubber Products Other Revenue Wholesale 5032 Cosmetics Revenue Wholesale 5033 Drug Supply Low Hazard Revenue Wholesale 5034 Drug Supply Medium or High Hazard Revenue Wholesale 5041 Acids, Petrochemicals, Fertilizer (Ammonium Nitrate) Revenue Wholesale 5042 Gases, Other Than Petroleum Revenue Wholesale 5043 Paint, Wallpaper, Varnish, Lacquer, Printer's Ink, Aniline Revenue Dyes Wholesale 5044 Radioactive Isotopes Revenue Wholesale 5045 Pesticides, Insecticides, Herbicides Revenue Wholesale 5046 Fertilizer Not Ammonium Nitrate, Salt, Sulphur, Revenue Phosphate, Borax, Potash Wholesale 5047 Chemicals Low to Moderate Hazard N.O.C. Revenue Wholesale 5051 Boots, Shoes Revenue Wholesale 5052 Accessories incl. Leather Goods Not Footwear, Revenue Umbrellas Wholesale 5053 Fur Clothing Revenue Wholesale 5054 Children's, Infant's Wear Revenue Wholesale 5055 Women's and Girl's Wear Revenue Wholesale 5056 Men's and Boy's Wear Revenue Wholesale 5057 Dry Goods, Piece Goods, Wool Revenue Wholesale 5058 Notions, Housewares N.O.C. Revenue Wholesale 5060 Food N.O.C. Revenue Wholesale 5061 Non Alcoholic Beverages Revenue Wholesale 5062 Meat, Fish, Seafood, Poultry Revenue Wholesale 5063 Fruit, Vegetable (Produce) Revenue Wholesale 5064 Animal Feed, Grain, Hay Revenue Wholesale 5080 Tobacco, Tobacco Products Revenue Wholesale 5081 Tobacco, Unprocessed, Sales Warehouse Air or No Drying Revenue Wholesale 5091 Electrical Appliances Revenue Wholesale 5092 Hardware, Plumbing Supplies, Electrical Apparatus Revenue Wholesale 5093 Heating, Air Conditioning, Refrigeration Equipment Revenue Wholesale 5094 Radio, Television, Audio, Video Equipment, Electronic Revenue Games Wholesale 5101 Machinery, Industrial Wholesale Distributors Revenue Wholesale 5102 Machinery N.O.C. Wholesale Distributors Revenue Wholesale 5103 Marine Supplies Wholesale Distributors Revenue Wholesale 5104 Aircraft Supplies Wholesale Distributors N/A Wholesale 5105 Machinery, Industrial Manufacturer's Agents (Sample Stock Only) Revenue

142 142 Appendix A Industry Classification s (Major Category Sequence) Industry Classification s Major Category Sequence Category Industry Description Industry Standard Exposure Type Wholesale 5106 Machinery N.O.C. Manufacturer's Agents (Sample Stock Revenue Only) Wholesale 5107 Marine Supplies Manufacturer's Agents (Sample Stock Revenue Only) Wholesale 5108 Aircraft Supplies Manufacturer's Agents (Sample Stock N/A Only) Wholesale 5111 Fuel Oil, Gasoline Revenue Wholesale 5112 LPG, Gases Revenue Wholesale 5113 Asphalt, Greases Revenue Wholesale 5114 Tank Farms Unit (1,000 ltr.) Wholesale 5121 Automobile Dismantling incl. Salvage Revenue Wholesale 5122 Rag, Paper Stock for Recycling Revenue Wholesale 5123 Metal Scrap Revenue Wholesale 5124 Second Hand Material Yards excl. Tires Revenue Wholesale 5126 Tire Salvage and Storage Revenue Wholesale 5130 Liquor, Beer, Wine Revenue Wholesale 5140 Paper, Paper Products Revenue Wholesale 5151 Furniture, Antiques Revenue Wholesale 5152 Pictures, Paintings, Bric A Brac, Artificial Flowers Revenue Wholesale 5153 Floor Coverings Rugs, Carpets Revenue Wholesale 5154 Floor Coverings Other Than Rugs, Carpets Revenue Wholesale 5155 Draperies, Window Goods Revenue Wholesale 5161 Lumber Yards Only Revenue Wholesale 5162 Building Supplies Revenue Wholesale 5163 Light Farm, Lawn, Garden Supplies Revenue Wholesale 5171 Costume, Novelty, Imitation Jewellery Revenue Wholesale 5172 Clocks, Watches, Precious Stones, Silverware Revenue Wholesale 5180 Newspapers, Periodicals, Books Revenue Wholesale 5190 Miscellaneous N.O.C. Revenue Wholesale 5191 Fireworks, Matches, Resin, Vegetable and Mineral Oils, Revenue Celluloid, Plastic, Wax Products, Janitorial Supplies Wholesale 5192 Dental, Hospital, Surgical, Drafting, Engineering, Scientific Revenue Equipment Wholesale 5193 Religious Goods, Film, Stationery, Hobby, Toys, Leather, Revenue Musical Instruments Wholesale 5194 Prosthetic Devices, Hearing Aids, Eye Glasses, Contact Revenue Lenses Wholesale 5195 Cameras, Optical Goods excl. Eye Glasses, Contact Lenses Revenue Wholesale 5196 Sporting Goods Revenue Wholesale 5211 China, Glass Products, Earthenware Revenue Wholesale 5212 Marble, Decorative Stone, Monuments, Clay Revenue Wholesale 5221 Precious Metals Revenue Wholesale 5222 Metal N.O.C. Revenue Wholesale 5223 Equipment for Bars, Hotels, Restaurants, Offices or Stores Revenue Wholesale 5224 Barber and Beauty Supply Revenue Wholesale 5231 Computer Systems Large or Mainframe incl. Tape Revenue Drives, etc. Wholesale 5232 Computers, Other, Office Machines Revenue

143 Appendix A Industry Classification s (Major Category Sequence) 143 Industry Classification s Major Category Sequence Category Industry Description Industry Standard Exposure Type Wholesale 5240 Solid Fuel, Ice Revenue

144 144 Appendix B Premium Record Layout Appendix B Premium Record Layout Data Element Format Format From To Submission Control Record Format Version Number Num For future use Char Company Identification Char Entry date 2 CCYYMM Statistical Plan Char For future use Char Transaction Type Char For future use Policy Policy Control ID Char Policy Identification Digit Char Policy Identification 3 Char Date 2 CCYYMMDD Retroactive Date 2 CCYYMMDD Transaction Effective Date 2 CCYYMMDD Policy Expiry Date 2 CCYYMMDD For future use Classification Premium Location code Char Industry Classification code 3 Char For future Use Line Char Exposure Type Char Exposure Base unit Char Exposure Amount 3 Num For future use Coverage Coverage / Policy form code 2 Char Policy Type Char Policy Limit 3 Num Percent Participation Num Premium Amount 3 Num Deductible Type Char Deductible Amount 3 Num For future Use Field content modified 3 Field length modified

145 Appendix C Claims Record Layout 145 Appendix C Claim Record Layout Data Element Format Format From To Submission Control Record Format Version Number Num For future use Char Company Identification Char Entry date 4 CCYYMM Statistical Plan Char For future use Char Transaction Type Char For future use Policy Policy Control ID Char Policy Identification Digit Char Policy Identification 5 Char Date 4 CCYYMMDD Retroactive Date 4 CCYYMMDD For future use Classification Premium Location code Char Industry Classification code 5 Char For future use Line Char Exposure Type Char Exposure Base unit Char Exposure Amount 5 Num For future use Coverage Coverage / Policy Form code 4 Char Policy Type Char Policy Limit 5 Num Percent Participation Num For future use Deductible Type Char Deductible Amount Num For future Use Claim Detail Claim Control ID Char Claim Identification Digit Char Claim Identification 5 Char Accident Date 4 CCYYMMDD Field content modified 5 Field length modified

146 146 Appendix C Claims Record Layout Notice of Occurrence Date 4 CCYYMMDD Basis of Claim Char Notice of Claim Date 4 CCYYMMDD Event Category Char Claim Location code Char Claim Count Char Kind of Loss Char Loss Amount 5 Num Expense Type Char Expense Amount 5 Num For Future use