ANNUAL RETURN: FORM 1 - FUND BALANCE SHEET

Transcription

1 ANNUAL RETURN: FORM - FUND BALANCE SHEET Life: SIF - Participating Annex Row No. ASSETS Equity securities A Debt securities B Land and buildings C Loans D Cash and deposits Other invested assets E 6 Investment income due or accrued 7 Outstanding premiums and agents' balances F 8 Deposits withheld by cedants 9 Reinsurance recoverables (on paid claims) G Income tax recoverables Fixed assets H Inter-fund balances and intra group balances (due from) I Other assets Total Assets ( to ) J LIABILITIES Policy liabilities K 6 Other liabilities: Outstanding claims 7 Annuities due and unpaid 8 Reinsurance deposits 9 s owing to insurers Bank loans and overdrafts Inter-fund balances and intra-group balances (due to) L Others Total Liabilities (6 to ) M SURPLUS ( - ) N /6/ :9 PM

2 ANNUAL RETURN: FORM - FUND BALANCE SHEET Life: SIF - Participating Annex Row No. ASSETS Equity securities A Debt securities B Land and buildings C Loans D Cash and deposits Other invested assets E 6 Investment income due or accrued 7 Outstanding premiums and agents' balances F 8 Deposits withheld by cedants 9 Reinsurance recoverables (on paid claims) G Income tax recoverables Fixed assets H Inter-fund balances and intra group balances (due from) I Other assets Total Assets ( to ) J LIABILITIES Policy liabilities K 6 Other liabilities: Outstanding claims 7 Annuities due and unpaid 8 Reinsurance deposits 9 s owing to insurers Bank loans and overdrafts Inter-fund balances and intra-group balances (due to) L Others Total Liabilities (6 to ) M SURPLUS ( - ) N /6/ :9 PM

3 ANNUAL RETURN: FORM - FUND BALANCE SHEET Life: SIF - Non-Participating Annex Row No. ASSETS Equity securities A Debt securities B Land and buildings C Loans D Cash and deposits,9,99 Other invested assets E 6 Investment income due or accrued 7 8,86 Outstanding premiums and agents' balances F 8,, Deposits withheld by cedants 9 Reinsurance recoverables (on paid claims) G Income tax recoverables Fixed assets H Inter-fund balances and intra group balances (due from) I,,9 Other assets Total Assets ( to ) J 6,67 8,7,8 LIABILITIES Policy liabilities K 6,88,9 Other liabilities: Outstanding claims 7 8,8 Annuities due and unpaid 8 Reinsurance deposits 9 s owing to insurers,8 Bank loans and overdrafts Inter-fund balances and intra-group balances (due to) L 68,6 Others Total Liabilities (6 to ) M,6, 8,99, SURPLUS ( - ) N 9,78,6 /6/ :9 PM

4 ANNUAL RETURN: FORM - FUND BALANCE SHEET Life: SIF - Investment-Linked Annex Row No. ASSETS Equity securities A Debt securities B Land and buildings C Loans D Cash and deposits Other invested assets E 6 Investment income due or accrued 7 Outstanding premiums and agents' balances F 8 Deposits withheld by cedants 9 Reinsurance recoverables (on paid claims) G Income tax recoverables Fixed assets H Inter-fund balances and intra group balances (due from) I Other assets Total Assets ( to ) J LIABILITIES Policy liabilities K 6 Other liabilities: Outstanding claims 7 Annuities due and unpaid 8 Reinsurance deposits 9 s owing to insurers Bank loans and overdrafts Inter-fund balances and intra-group balances (due to) L Others Total Liabilities (6 to ) M SURPLUS ( - ) N /6/ :9 PM

5 ANNUAL RETURN: FORM - FUND BALANCE SHEET Life: OIF - Participating Annex Row No. ASSETS Equity securities A Debt securities B Land and buildings C Loans D Cash and deposits Other invested assets E 6 Investment income due or accrued 7 Outstanding premiums and agents' balances F 8 Deposits withheld by cedants 9 Reinsurance recoverables (on paid claims) G Income tax recoverables Fixed assets H Inter-fund balances and intra group balances (due from) I Other assets Total Assets ( to ) J LIABILITIES Policy liabilities K 6 Other liabilities: Outstanding claims 7 Annuities due and unpaid 8 Reinsurance deposits 9 s owing to insurers Bank loans and overdrafts Inter-fund balances and intra-group balances (due to) L Others Total Liabilities (6 to ) M SURPLUS ( - ) N /6/ :9 PM

6 ANNUAL RETURN: FORM - FUND BALANCE SHEET Life: OIF - Participating Annex Row No. ASSETS Equity securities A Debt securities B Land and buildings C Loans D Cash and deposits Other invested assets E 6 Investment income due or accrued 7 Outstanding premiums and agents' balances F 8 Deposits withheld by cedants 9 Reinsurance recoverables (on paid claims) G Income tax recoverables Fixed assets H Inter-fund balances and intra group balances (due from) I Other assets Total Assets ( to ) J LIABILITIES Policy liabilities K 6 Other liabilities: Outstanding claims 7 Annuities due and unpaid 8 Reinsurance deposits 9 s owing to insurers Bank loans and overdrafts Inter-fund balances and intra-group balances (due to) L Others Total Liabilities (6 to ) M SURPLUS ( - ) N /6/ :9 PM

7 ANNUAL RETURN: FORM - FUND BALANCE SHEET Life: OIF - Non-Participating Annex Row No. ASSETS Equity securities A Debt securities B Land and buildings C Loans D Cash and deposits Other invested assets E 6 Investment income due or accrued 7 Outstanding premiums and agents' balances F 8 Deposits withheld by cedants 9 Reinsurance recoverables (on paid claims) G Income tax recoverables Fixed assets H Inter-fund balances and intra group balances (due from) I Other assets Total Assets ( to ) J LIABILITIES Policy liabilities K 6 Other liabilities: Outstanding claims 7 Annuities due and unpaid 8 Reinsurance deposits 9 s owing to insurers Bank loans and overdrafts Inter-fund balances and intra-group balances (due to) L Others Total Liabilities (6 to ) M SURPLUS ( - ) N /6/ :9 PM

8 ANNUAL RETURN: FORM - FUND BALANCE SHEET Life: OIF - Investment-Linked Annex Row No. ASSETS Equity securities A Debt securities B Land and buildings C Loans D Cash and deposits Other invested assets E 6 Investment income due or accrued 7 Outstanding premiums and agents' balances F 8 Deposits withheld by cedants 9 Reinsurance recoverables (on paid claims) G Income tax recoverables Fixed assets H Inter-fund balances and intra group balances (due from) I Other assets Total Assets ( to ) J LIABILITIES Policy liabilities K 6 Other liabilities: Outstanding claims 7 Annuities due and unpaid 8 Reinsurance deposits 9 s owing to insurers Bank loans and overdrafts Inter-fund balances and intra-group balances (due to) L Others Total Liabilities (6 to ) M SURPLUS ( - ) N /6/ :9 PM

9 ANNUAL RETURN: ANNEX A - INVESTMENT IN EQUITY SECURITIES Life: SIF - Participating Listed Unlisted Equity securities other than collective investment schemes Collective investment schemes Total ( to ) = Row of Form /6/ :: PM

10 ANNUAL RETURN: ANNEX A - INVESTMENT IN EQUITY SECURITIES Life: SIF - Participating Listed Unlisted Equity securities other than collective investment schemes Collective investment schemes Total ( to ) = Row of Form /6/ :: PM

11 ANNUAL RETURN: ANNEX A - INVESTMENT IN EQUITY SECURITIES Life: SIF - Non-Participating Listed Unlisted Equity securities other than collective investment schemes Collective investment schemes Total ( to ) = Row of Form /6/ :: PM

12 ANNUAL RETURN: ANNEX A - INVESTMENT IN EQUITY SECURITIES Life: SIF - Investment-Linked Listed Unlisted Equity securities other than collective investment schemes Collective investment schemes Total ( to ) = Row of Form /6/ :: PM

13 ANNUAL RETURN: ANNEX A - INVESTMENT IN EQUITY SECURITIES Life: OIF - Participating Listed Unlisted Equity securities other than collective investment schemes Collective investment schemes Total ( to ) = Row of Form /6/ :: PM

14 ANNUAL RETURN: ANNEX A - INVESTMENT IN EQUITY SECURITIES Life: OIF - Participating Listed Unlisted Equity securities other than collective investment schemes Collective investment schemes Total ( to ) = Row of Form /6/ :: PM

15 ANNUAL RETURN: ANNEX A - INVESTMENT IN EQUITY SECURITIES Life: OIF - Non-Participating Listed Unlisted Equity securities other than collective investment schemes Collective investment schemes Total ( to ) = Row of Form /6/ :: PM

16 ANNUAL RETURN: ANNEX A - INVESTMENT IN EQUITY SECURITIES Life: OIF - Investment-Linked Listed Unlisted Equity securities other than collective investment schemes Collective investment schemes Total ( to ) = Row of Form /6/ :: PM

17 ANNUAL RETURN: ANNEX B - INVESTMENT IN DEBT SECURITIES Life: SIF - Participating Government debt securities Qualifying debt securities Other debt securities Total ( to ) = Row of Form /6/ :: PM

18 ANNUAL RETURN: ANNEX B - INVESTMENT IN DEBT SECURITIES Life: SIF - Participating Government debt securities Qualifying debt securities Other debt securities Total ( to ) = Row of Form /6/ :: PM

19 ANNUAL RETURN: ANNEX B - INVESTMENT IN DEBT SECURITIES Life: SIF - Non-Participating Government debt securities Qualifying debt securities Other debt securities Total ( to ) = Row of Form /6/ :: PM

20 ANNUAL RETURN: ANNEX B - INVESTMENT IN DEBT SECURITIES Life: SIF - Investment-Linked Government debt securities Qualifying debt securities Other debt securities Total ( to ) = Row of Form /6/ :: PM

21 ANNUAL RETURN: ANNEX B - INVESTMENT IN DEBT SECURITIES Life: OIF - Participating Government debt securities Qualifying debt securities Other debt securities Total ( to ) = Row of Form /6/ :: PM

22 ANNUAL RETURN: ANNEX B - INVESTMENT IN DEBT SECURITIES Life: OIF - Participating Government debt securities Qualifying debt securities Other debt securities Total ( to ) = Row of Form /6/ :: PM

23 ANNUAL RETURN: ANNEX B - INVESTMENT IN DEBT SECURITIES Life: OIF - Non-Participating Government debt securities Qualifying debt securities Other debt securities Total ( to ) = Row of Form /6/ :: PM

24 ANNUAL RETURN: ANNEX B - INVESTMENT IN DEBT SECURITIES Life: OIF - Investment-Linked Government debt securities Qualifying debt securities Other debt securities Total ( to ) = Row of Form /6/ :: PM

25 ANNUAL RETURN: ANNEX C - INVESTMENT IN LAND AND BUILDINGS Life: SIF - Participating Location and of Land and Buildings Cost Last Revaluation Date Last Reported Changes from Last Reported Total = Row of Form /6/ ::8 PM

26 ANNUAL RETURN: ANNEX C - INVESTMENT IN LAND AND BUILDINGS Life: SIF - Participating Location and of Land and Buildings Cost Last Revaluation Date Last Reported Changes from Last Reported Total = Row of Form /6/ ::8 PM

27 ANNUAL RETURN: ANNEX C - INVESTMENT IN LAND AND BUILDINGS Life: SIF - Non-Participating Location and of Land and Buildings Cost Last Revaluation Date Last Reported Changes from Last Reported Total = Row of Form /6/ ::8 PM

28 ANNUAL RETURN: ANNEX C - INVESTMENT IN LAND AND BUILDINGS Life: SIF - Investment-Linked Location and of Land and Buildings Cost Last Revaluation Date Last Reported Changes from Last Reported Total = Row of Form /6/ ::8 PM

29 ANNUAL RETURN: ANNEX C - INVESTMENT IN LAND AND BUILDINGS Life: OIF - Participating Location and of Land and Buildings Cost Last Revaluation Date Last Reported Changes from Last Reported Total = Row of Form /6/ ::8 PM

30 ANNUAL RETURN: ANNEX C - INVESTMENT IN LAND AND BUILDINGS Life: OIF - Participating Location and of Land and Buildings Cost Last Revaluation Date Last Reported Changes from Last Reported Total = Row of Form /6/ ::8 PM

31 ANNUAL RETURN: ANNEX C - INVESTMENT IN LAND AND BUILDINGS Life: OIF - Non-Participating Location and of Land and Buildings Cost Last Revaluation Date Last Reported Changes from Last Reported Total = Row of Form /6/ ::8 PM

32 ANNUAL RETURN: ANNEX C - INVESTMENT IN LAND AND BUILDINGS Life: OIF - Investment-Linked Location and of Land and Buildings Cost Last Revaluation Date Last Reported Changes from Last Reported Total = Row of Form /6/ ::8 PM

33 ANNUAL RETURN: ANNEX D - INVESTMENT IN LOANS Life: SIF - Participating Outstanding Provision for Doubtful Loans Policy loans Mortgage loans Other secured loans Unsecured loans Total ( to ) = Row of Form /6/ :: PM

34 ANNUAL RETURN: ANNEX D - INVESTMENT IN LOANS Life: SIF - Participating Outstanding Provision for Doubtful Loans Policy loans Mortgage loans Other secured loans Unsecured loans Total ( to ) = Row of Form /6/ :: PM

35 ANNUAL RETURN: ANNEX D - INVESTMENT IN LOANS Life: SIF - Non-Participating Outstanding Provision for Doubtful Loans Policy loans Mortgage loans Other secured loans Unsecured loans Total ( to ) = Row of Form /6/ :: PM

36 ANNUAL RETURN: ANNEX D - INVESTMENT IN LOANS Life: SIF - Investment-Linked Outstanding Provision for Doubtful Loans Policy loans Mortgage loans Other secured loans Unsecured loans Total ( to ) = Row of Form /6/ :: PM

37 ANNUAL RETURN: ANNEX D - INVESTMENT IN LOANS Life: OIF - Participating Outstanding Provision for Doubtful Loans Policy loans Mortgage loans Other secured loans Unsecured loans Total ( to ) = Row of Form /6/ :: PM

38 ANNUAL RETURN: ANNEX D - INVESTMENT IN LOANS Life: OIF - Participating Outstanding Provision for Doubtful Loans Policy loans Mortgage loans Other secured loans Unsecured loans Total ( to ) = Row of Form /6/ :: PM

39 ANNUAL RETURN: ANNEX D - INVESTMENT IN LOANS Life: OIF - Non-Participating Outstanding Provision for Doubtful Loans Policy loans Mortgage loans Other secured loans Unsecured loans Total ( to ) = Row of Form /6/ :: PM

40 ANNUAL RETURN: ANNEX D - INVESTMENT IN LOANS Life: OIF - Investment-Linked Outstanding Provision for Doubtful Loans Policy loans Mortgage loans Other secured loans Unsecured loans Total ( to ) = Row of Form /6/ :: PM

41 ANNUAL RETURN: ANNEX E - BREAKDOWN OF OTHER INVESTED ASSETS Life: SIF - Participating Row No. Notional Principal Derivatives Options: (a) Call options (b) Put options (c) Swaptions (d) Other options Total investments in options ( to ) Futures contracts: (a) Currency futures contracts 6 (b) Interest rate futures contracts 7 (c) Other futures contracts 8 Total investments in futures contracts (6 to 8) 9 Forward contracts: (a) Currency forward contracts (b) Interest rate forward contracts (c) Other forward contracts Total investments in forward contracts ( to ) Swaps: (a) Interest rate swaps (b) Currency swaps (c) Other swaps 6 Total investments in swaps ( to 6) 7 Other derivatives 8 Total investments in derivatives ( ) 9 Other invested assets excluding derivatives /6/ : PM

42 Total investments in other invested assets excluding derivatives Total = Row 6 of Form /6/ : PM

43 ANNUAL RETURN: ANNEX E - BREAKDOWN OF OTHER INVESTED ASSETS Life: SIF - Participating Row No. Notional Principal Derivatives Options: (a) Call options (b) Put options (c) Swaptions (d) Other options Total investments in options ( to ) Futures contracts: (a) Currency futures contracts 6 (b) Interest rate futures contracts 7 (c) Other futures contracts 8 Total investments in futures contracts (6 to 8) 9 Forward contracts: (a) Currency forward contracts (b) Interest rate forward contracts (c) Other forward contracts Total investments in forward contracts ( to ) Swaps: (a) Interest rate swaps (b) Currency swaps (c) Other swaps 6 Total investments in swaps ( to 6) 7 Other derivatives 8 Total investments in derivatives ( ) 9 Other invested assets excluding derivatives /6/ : PM

44 Total investments in other invested assets excluding derivatives Total = Row 6 of Form /6/ : PM

45 ANNUAL RETURN: ANNEX E - BREAKDOWN OF OTHER INVESTED ASSETS Life: SIF - Non-Participating Row No. Notional Principal Derivatives Options: (a) Call options (b) Put options (c) Swaptions (d) Other options Total investments in options ( to ) Futures contracts: (a) Currency futures contracts 6 (b) Interest rate futures contracts 7 (c) Other futures contracts 8 Total investments in futures contracts (6 to 8) 9 Forward contracts: (a) Currency forward contracts (b) Interest rate forward contracts (c) Other forward contracts Total investments in forward contracts ( to ) Swaps: (a) Interest rate swaps (b) Currency swaps (c) Other swaps 6 Total investments in swaps ( to 6) 7 Other derivatives 8 Total investments in derivatives ( ) 9 Other invested assets excluding derivatives /6/ : PM

46 Total investments in other invested assets excluding derivatives Total = Row 6 of Form /6/ : PM

47 ANNUAL RETURN: ANNEX E - BREAKDOWN OF OTHER INVESTED ASSETS Life: SIF - Investment-Linked Row No. Notional Principal Derivatives Options: (a) Call options (b) Put options (c) Swaptions (d) Other options Total investments in options ( to ) Futures contracts: (a) Currency futures contracts 6 (b) Interest rate futures contracts 7 (c) Other futures contracts 8 Total investments in futures contracts (6 to 8) 9 Forward contracts: (a) Currency forward contracts (b) Interest rate forward contracts (c) Other forward contracts Total investments in forward contracts ( to ) Swaps: (a) Interest rate swaps (b) Currency swaps (c) Other swaps 6 Total investments in swaps ( to 6) 7 Other derivatives 8 Total investments in derivatives ( ) 9 Other invested assets excluding derivatives /6/ : PM

48 Total investments in other invested assets excluding derivatives Total = Row 6 of Form /6/ : PM

49 ANNUAL RETURN: ANNEX E - BREAKDOWN OF OTHER INVESTED ASSETS Life: OIF - Participating Row No. Notional Principal Derivatives Options: (a) Call options (b) Put options (c) Swaptions (d) Other options Total investments in options ( to ) Futures contracts: (a) Currency futures contracts 6 (b) Interest rate futures contracts 7 (c) Other futures contracts 8 Total investments in futures contracts (6 to 8) 9 Forward contracts: (a) Currency forward contracts (b) Interest rate forward contracts (c) Other forward contracts Total investments in forward contracts ( to ) Swaps: (a) Interest rate swaps (b) Currency swaps (c) Other swaps 6 Total investments in swaps ( to 6) 7 Other derivatives 8 Total investments in derivatives ( ) 9 Other invested assets excluding derivatives /6/ : PM

50 Total investments in other invested assets excluding derivatives Total = Row 6 of Form /6/ : PM

51 ANNUAL RETURN: ANNEX E - BREAKDOWN OF OTHER INVESTED ASSETS Life: OIF - Participating Row No. Notional Principal Derivatives Options: (a) Call options (b) Put options (c) Swaptions (d) Other options Total investments in options ( to ) Futures contracts: (a) Currency futures contracts 6 (b) Interest rate futures contracts 7 (c) Other futures contracts 8 Total investments in futures contracts (6 to 8) 9 Forward contracts: (a) Currency forward contracts (b) Interest rate forward contracts (c) Other forward contracts Total investments in forward contracts ( to ) Swaps: (a) Interest rate swaps (b) Currency swaps (c) Other swaps 6 Total investments in swaps ( to 6) 7 Other derivatives 8 Total investments in derivatives ( ) 9 Other invested assets excluding derivatives /6/ : PM

52 Total investments in other invested assets excluding derivatives Total = Row 6 of Form /6/ : PM

53 ANNUAL RETURN: ANNEX E - BREAKDOWN OF OTHER INVESTED ASSETS Life: OIF - Non-Participating Row No. Notional Principal Derivatives Options: (a) Call options (b) Put options (c) Swaptions (d) Other options Total investments in options ( to ) Futures contracts: (a) Currency futures contracts 6 (b) Interest rate futures contracts 7 (c) Other futures contracts 8 Total investments in futures contracts (6 to 8) 9 Forward contracts: (a) Currency forward contracts (b) Interest rate forward contracts (c) Other forward contracts Total investments in forward contracts ( to ) Swaps: (a) Interest rate swaps (b) Currency swaps (c) Other swaps 6 Total investments in swaps ( to 6) 7 Other derivatives 8 Total investments in derivatives ( ) 9 Other invested assets excluding derivatives /6/ : PM

54 Total investments in other invested assets excluding derivatives Total = Row 6 of Form /6/ : PM

55 ANNUAL RETURN: ANNEX E - BREAKDOWN OF OTHER INVESTED ASSETS Life: OIF - Investment-Linked Row No. Notional Principal Derivatives Options: (a) Call options (b) Put options (c) Swaptions (d) Other options Total investments in options ( to ) Futures contracts: (a) Currency futures contracts 6 (b) Interest rate futures contracts 7 (c) Other futures contracts 8 Total investments in futures contracts (6 to 8) 9 Forward contracts: (a) Currency forward contracts (b) Interest rate forward contracts (c) Other forward contracts Total investments in forward contracts ( to ) Swaps: (a) Interest rate swaps (b) Currency swaps (c) Other swaps 6 Total investments in swaps ( to 6) 7 Other derivatives 8 Total investments in derivatives ( ) 9 Other invested assets excluding derivatives /6/ : PM

56 Total investments in other invested assets excluding derivatives Total = Row 6 of Form /6/ : PM

57 ANNUAL RETURN: ANNEX F(a) - AGEING OF OUTSTANDING PREMIUMS AND AGENTS' BALANCES OF DIRECT LIFE INSURER Life: SIF - Participating In respect of direct business Row No. Bad debts written off during the year Ageing of outstanding premiums and agents' balances: Outstanding period Up to months Above months but not exceeding 6 months Above 6 months but not exceeding months Above months Gross total ( to ) Provision for doubtful debts Total outstanding premiums and agents' balances in respect of direct business (6-7) In respect of reinsurance business Bad debts written off during the year Ageing of outstanding premiums and agents' balances: Outstanding period Up to 6 months Above 6 months but not exceeding months Above months but not exceeding months Above months Gross total ( to ) Provision for doubtful debts Total outstanding premiums and agents' balances in respect of reinsurance business ( - ) Total (8 + 6) = Row 8 of Form Note: For direct insurance business, outstanding period starts from date of commencement of cover. In respect of reinsurance business, outstanding period commences from the date premiums are accrued in the books of the registered insurer. /6/ :9 PM

58 ANNUAL RETURN: ANNEX F(a) - AGEING OF OUTSTANDING PREMIUMS AND AGENTS' BALANCES OF DIRECT LIFE INSURER Life: SIF - Participating In respect of direct business Row No. Bad debts written off during the year Ageing of outstanding premiums and agents' balances: Outstanding period Up to months Above months but not exceeding 6 months Above 6 months but not exceeding months Above months Gross total ( to ) Provision for doubtful debts Total outstanding premiums and agents' balances in respect of direct business (6-7) In respect of reinsurance business Bad debts written off during the year Ageing of outstanding premiums and agents' balances: Outstanding period Up to 6 months Above 6 months but not exceeding months Above months but not exceeding months Above months Gross total ( to ) Provision for doubtful debts Total outstanding premiums and agents' balances in respect of reinsurance business ( - ) Total (8 + 6) = Row 8 of Form Note: For direct insurance business, outstanding period starts from date of commencement of cover. In respect of reinsurance business, outstanding period commences from the date premiums are accrued in the books of the registered insurer. /6/ :9 PM

59 ANNUAL RETURN: ANNEX F(a) - AGEING OF OUTSTANDING PREMIUMS AND AGENTS' BALANCES OF DIRECT LIFE INSURER Life: SIF - Non-Participating In respect of direct business Row No. Bad debts written off during the year Ageing of outstanding premiums and agents' balances: Outstanding period Up to months Above months but not exceeding 6 months Above 6 months but not exceeding months Above months Gross total ( to ) Provision for doubtful debts Total outstanding premiums and agents' balances in respect of direct business (6-7) In respect of reinsurance business Bad debts written off during the year Ageing of outstanding premiums and agents' balances: Outstanding period Up to 6 months Above 6 months but not exceeding months Above months but not exceeding months Above months Gross total ( to ) Provision for doubtful debts Total outstanding premiums and agents' balances in respect of reinsurance business ( - ) Total (8 + 6) = Row 8 of Form ,9,79 7,87 8,6,,69,,6,,,, Note: For direct insurance business, outstanding period starts from date of commencement of cover. In respect of reinsurance business, outstanding period commences from the date premiums are accrued in the books of the registered insurer. /6/ :9 PM

60 ANNUAL RETURN: ANNEX F(a) - AGEING OF OUTSTANDING PREMIUMS AND AGENTS' BALANCES OF DIRECT LIFE INSURER Life: SIF - Investment-Linked In respect of direct business Row No. Bad debts written off during the year Ageing of outstanding premiums and agents' balances: Outstanding period Up to months Above months but not exceeding 6 months Above 6 months but not exceeding months Above months Gross total ( to ) Provision for doubtful debts Total outstanding premiums and agents' balances in respect of direct business (6-7) In respect of reinsurance business Bad debts written off during the year Ageing of outstanding premiums and agents' balances: Outstanding period Up to 6 months Above 6 months but not exceeding months Above months but not exceeding months Above months Gross total ( to ) Provision for doubtful debts Total outstanding premiums and agents' balances in respect of reinsurance business ( - ) Total (8 + 6) = Row 8 of Form Note: For direct insurance business, outstanding period starts from date of commencement of cover. In respect of reinsurance business, outstanding period commences from the date premiums are accrued in the books of the registered insurer. /6/ :9 PM

61 ANNUAL RETURN: ANNEX F(a) - AGEING OF OUTSTANDING PREMIUMS AND AGENTS' BALANCES OF DIRECT LIFE INSURER Life: OIF - Participating In respect of direct business Row No. Bad debts written off during the year Ageing of outstanding premiums and agents' balances: Outstanding period Up to months Above months but not exceeding 6 months Above 6 months but not exceeding months Above months Gross total ( to ) Provision for doubtful debts Total outstanding premiums and agents' balances in respect of direct business (6-7) In respect of reinsurance business Bad debts written off during the year Ageing of outstanding premiums and agents' balances: Outstanding period Up to 6 months Above 6 months but not exceeding months Above months but not exceeding months Above months Gross total ( to ) Provision for doubtful debts Total outstanding premiums and agents' balances in respect of reinsurance business ( - ) Total (8 + 6) = Row 8 of Form Note: For direct insurance business, outstanding period starts from date of commencement of cover. In respect of reinsurance business, outstanding period commences from the date premiums are accrued in the books of the registered insurer. /6/ :9 PM

62 ANNUAL RETURN: ANNEX F(a) - AGEING OF OUTSTANDING PREMIUMS AND AGENTS' BALANCES OF DIRECT LIFE INSURER Life: OIF - Participating In respect of direct business Row No. Bad debts written off during the year Ageing of outstanding premiums and agents' balances: Outstanding period Up to months Above months but not exceeding 6 months Above 6 months but not exceeding months Above months Gross total ( to ) Provision for doubtful debts Total outstanding premiums and agents' balances in respect of direct business (6-7) In respect of reinsurance business Bad debts written off during the year Ageing of outstanding premiums and agents' balances: Outstanding period Up to 6 months Above 6 months but not exceeding months Above months but not exceeding months Above months Gross total ( to ) Provision for doubtful debts Total outstanding premiums and agents' balances in respect of reinsurance business ( - ) Total (8 + 6) = Row 8 of Form Note: For direct insurance business, outstanding period starts from date of commencement of cover. In respect of reinsurance business, outstanding period commences from the date premiums are accrued in the books of the registered insurer. /6/ :9 PM

63 ANNUAL RETURN: ANNEX F(a) - AGEING OF OUTSTANDING PREMIUMS AND AGENTS' BALANCES OF DIRECT LIFE INSURER Life: OIF - Non-Participating In respect of direct business Row No. Bad debts written off during the year Ageing of outstanding premiums and agents' balances: Outstanding period Up to months Above months but not exceeding 6 months Above 6 months but not exceeding months Above months Gross total ( to ) Provision for doubtful debts Total outstanding premiums and agents' balances in respect of direct business (6-7) In respect of reinsurance business Bad debts written off during the year Ageing of outstanding premiums and agents' balances: Outstanding period Up to 6 months Above 6 months but not exceeding months Above months but not exceeding months Above months Gross total ( to ) Provision for doubtful debts Total outstanding premiums and agents' balances in respect of reinsurance business ( - ) Total (8 + 6) = Row 8 of Form Note: For direct insurance business, outstanding period starts from date of commencement of cover. In respect of reinsurance business, outstanding period commences from the date premiums are accrued in the books of the registered insurer. /6/ :9 PM

64 ANNUAL RETURN: ANNEX F(a) - AGEING OF OUTSTANDING PREMIUMS AND AGENTS' BALANCES OF DIRECT LIFE INSURER Life: OIF - Investment-Linked In respect of direct business Row No. Bad debts written off during the year Ageing of outstanding premiums and agents' balances: Outstanding period Up to months Above months but not exceeding 6 months Above 6 months but not exceeding months Above months Gross total ( to ) Provision for doubtful debts Total outstanding premiums and agents' balances in respect of direct business (6-7) In respect of reinsurance business Bad debts written off during the year Ageing of outstanding premiums and agents' balances: Outstanding period Up to 6 months Above 6 months but not exceeding months Above months but not exceeding months Above months Gross total ( to ) Provision for doubtful debts Total outstanding premiums and agents' balances in respect of reinsurance business ( - ) Total (8 + 6) = Row 8 of Form Note: For direct insurance business, outstanding period starts from date of commencement of cover. In respect of reinsurance business, outstanding period commences from the date premiums are accrued in the books of the registered insurer. /6/ :9 PM

65 ANNUAL RETURN: ANNEX G - STATEMENT OF REINSURANCE RECOVERABLES Life: SIF - Participating Reinsurance recoveries on unpaid claims Reinsurance recoverables written off during the year Ageing of reinsurance recoverables (on paid claims): Outstanding period Up to year Above year but not exceeding years Above years Total ( to ) Provision for doubtful reinsurance recoverables Total (6-7) = Row of Form /6/ : PM

66 ANNUAL RETURN: ANNEX G - STATEMENT OF REINSURANCE RECOVERABLES Life: SIF - Participating Reinsurance recoveries on unpaid claims Reinsurance recoverables written off during the year Ageing of reinsurance recoverables (on paid claims): Outstanding period Up to year Above year but not exceeding years Above years Total ( to ) Provision for doubtful reinsurance recoverables Total (6-7) = Row of Form /6/ : PM

67 ANNUAL RETURN: ANNEX G - STATEMENT OF REINSURANCE RECOVERABLES Life: SIF - Non-Participating Reinsurance recoveries on unpaid claims Reinsurance recoverables written off during the year Ageing of reinsurance recoverables (on paid claims): Outstanding period Up to year Above year but not exceeding years Above years Total ( to ) Provision for doubtful reinsurance recoverables Total (6-7) = Row of Form /6/ : PM

68 ANNUAL RETURN: ANNEX G - STATEMENT OF REINSURANCE RECOVERABLES Life: SIF - Investment-Linked Reinsurance recoveries on unpaid claims Reinsurance recoverables written off during the year Ageing of reinsurance recoverables (on paid claims): Outstanding period Up to year Above year but not exceeding years Above years Total ( to ) Provision for doubtful reinsurance recoverables Total (6-7) = Row of Form /6/ : PM

69 ANNUAL RETURN: ANNEX G - STATEMENT OF REINSURANCE RECOVERABLES Life: OIF - Participating Reinsurance recoveries on unpaid claims Reinsurance recoverables written off during the year Ageing of reinsurance recoverables (on paid claims): Outstanding period Up to year Above year but not exceeding years Above years Total ( to ) Provision for doubtful reinsurance recoverables Total (6-7) = Row of Form /6/ : PM

70 ANNUAL RETURN: ANNEX G - STATEMENT OF REINSURANCE RECOVERABLES Life: OIF - Participating Reinsurance recoveries on unpaid claims Reinsurance recoverables written off during the year Ageing of reinsurance recoverables (on paid claims): Outstanding period Up to year Above year but not exceeding years Above years Total ( to ) Provision for doubtful reinsurance recoverables Total (6-7) = Row of Form /6/ : PM

71 ANNUAL RETURN: ANNEX G - STATEMENT OF REINSURANCE RECOVERABLES Life: OIF - Non-Participating Reinsurance recoveries on unpaid claims Reinsurance recoverables written off during the year Ageing of reinsurance recoverables (on paid claims): Outstanding period Up to year Above year but not exceeding years Above years Total ( to ) Provision for doubtful reinsurance recoverables Total (6-7) = Row of Form /6/ : PM

72 ANNUAL RETURN: ANNEX G - STATEMENT OF REINSURANCE RECOVERABLES Life: OIF - Investment-Linked Reinsurance recoveries on unpaid claims Reinsurance recoverables written off during the year Ageing of reinsurance recoverables (on paid claims): Outstanding period Up to year Above year but not exceeding years Above years Total ( to ) Provision for doubtful reinsurance recoverables Total (6-7) = Row of Form /6/ : PM

73 ANNUAL RETURN: ANNEX H - FIXED ASSETS Life: SIF - Participating Motor vehicles Computer equipment Other fixed assets Total ( to ) = Row of Form /6/ : PM

74 ANNUAL RETURN: ANNEX H - FIXED ASSETS Life: SIF - Participating Motor vehicles Computer equipment Other fixed assets Total ( to ) = Row of Form /6/ : PM

75 ANNUAL RETURN: ANNEX H - FIXED ASSETS Life: SIF - Non-Participating Motor vehicles Computer equipment Other fixed assets Total ( to ) = Row of Form /6/ : PM

76 ANNUAL RETURN: ANNEX H - FIXED ASSETS Life: SIF - Investment-Linked Motor vehicles Computer equipment Other fixed assets Total ( to ) = Row of Form /6/ : PM

77 ANNUAL RETURN: ANNEX H - FIXED ASSETS Life: OIF - Participating Motor vehicles Computer equipment Other fixed assets Total ( to ) = Row of Form /6/ : PM

78 ANNUAL RETURN: ANNEX H - FIXED ASSETS Life: OIF - Participating Motor vehicles Computer equipment Other fixed assets Total ( to ) = Row of Form /6/ : PM

79 ANNUAL RETURN: ANNEX H - FIXED ASSETS Life: OIF - Non-Participating Motor vehicles Computer equipment Other fixed assets Total ( to ) = Row of Form /6/ : PM

80 ANNUAL RETURN: ANNEX H - FIXED ASSETS Life: OIF - Investment-Linked Motor vehicles Computer equipment Other fixed assets Total ( to ) = Row of Form /6/ : PM

81 ANNUAL RETURN: ANNEX I - INTER-FUND BALANCES AND INTRA-GROUP BALANCES (DUE FROM) Life: SIF - Participating Balances due from head office / shareholders fund Balances due from overseas branches / related corporations Balances due from other insurance funds established and maintained under the Act Total ( to ) = Row of Form /6/ : PM

82 ANNUAL RETURN: ANNEX I - INTER-FUND BALANCES AND INTRA-GROUP BALANCES (DUE FROM) Life: SIF - Participating Balances due from head office / shareholders fund Balances due from overseas branches / related corporations Balances due from other insurance funds established and maintained under the Act Total ( to ) = Row of Form /6/ : PM

83 ANNUAL RETURN: ANNEX I - INTER-FUND BALANCES AND INTRA-GROUP BALANCES (DUE FROM) Life: SIF - Non-Participating Balances due from head office / shareholders fund Balances due from overseas branches / related corporations Balances due from other insurance funds established and maintained under the Act Total ( to ) = Row of Form,,9,,9 /6/ : PM

84 ANNUAL RETURN: ANNEX I - INTER-FUND BALANCES AND INTRA-GROUP BALANCES (DUE FROM) Life: SIF - Investment-Linked Balances due from head office / shareholders fund Balances due from overseas branches / related corporations Balances due from other insurance funds established and maintained under the Act Total ( to ) = Row of Form /6/ : PM

85 ANNUAL RETURN: ANNEX I - INTER-FUND BALANCES AND INTRA-GROUP BALANCES (DUE FROM) Life: OIF - Participating Balances due from head office / shareholders fund Balances due from overseas branches / related corporations Balances due from other insurance funds established and maintained under the Act Total ( to ) = Row of Form /6/ : PM

86 ANNUAL RETURN: ANNEX I - INTER-FUND BALANCES AND INTRA-GROUP BALANCES (DUE FROM) Life: OIF - Participating Balances due from head office / shareholders fund Balances due from overseas branches / related corporations Balances due from other insurance funds established and maintained under the Act Total ( to ) = Row of Form /6/ : PM

87 ANNUAL RETURN: ANNEX I - INTER-FUND BALANCES AND INTRA-GROUP BALANCES (DUE FROM) Life: OIF - Non-Participating Balances due from head office / shareholders fund Balances due from overseas branches / related corporations Balances due from other insurance funds established and maintained under the Act Total ( to ) = Row of Form /6/ : PM

88 ANNUAL RETURN: ANNEX I - INTER-FUND BALANCES AND INTRA-GROUP BALANCES (DUE FROM) Life: OIF - Investment-Linked Balances due from head office / shareholders fund Balances due from overseas branches / related corporations Balances due from other insurance funds established and maintained under the Act Total ( to ) = Row of Form /6/ : PM

89 ANNUAL RETURN: ANNEX J - BREAKDOWN OF OTHER ASSETS Life: SIF - Non-Participating Prepayments 88,99 Deferred Tax Assets,9 Other Debtors 6,6 Total = Row of Form 6 6,67 /6/ : PM

90 ANNUAL RETURN: ANNEX K - POLICY LIABILITIES OF PARTICIPATING FUND Life: SIF - Participating Total assets Balance in the surplus account Other liabilities Policy assets ( - - ) Sum of liability in respect of each policy of the participating fund Minimum condition liability Policy Liabilities (highest of, or 6) = Row 6 of Form 6 7 /6/ : PM

91 ANNUAL RETURN: ANNEX K - POLICY LIABILITIES OF PARTICIPATING FUND Life: SIF - Participating Total assets Balance in the surplus account Other liabilities Policy assets ( - - ) Sum of liability in respect of each policy of the participating fund Minimum condition liability Policy Liabilities (highest of, or 6) = Row 6 of Form 6 7 /6/ : PM

92 ANNUAL RETURN: ANNEX K - POLICY LIABILITIES OF PARTICIPATING FUND Life: OIF - Participating Total assets Balance in the surplus account Other liabilities Policy assets ( - - ) Sum of liability in respect of each policy of the participating fund Minimum condition liability Policy Liabilities (highest of, or 6) = Row 6 of Form 6 7 /6/ : PM

93 ANNUAL RETURN: ANNEX K - POLICY LIABILITIES OF PARTICIPATING FUND Life: OIF - Participating Total assets Balance in the surplus account Other liabilities Policy assets ( - - ) Sum of liability in respect of each policy of the participating fund Minimum condition liability Policy Liabilities (highest of, or 6) = Row 6 of Form 6 7 /6/ : PM

94 ANNUAL RETURN: ANNEX L - INTER-FUND BALANCES AND INTRA-GROUP BALANCES (DUE TO) Life: SIF - Participating Balances due to head office / shareholders fund Balances due to overseas branches / related corporations Balances due to other insurance funds established and maintained under the Act Total ( to ) = Row of Form /6/ : PM

95 ANNUAL RETURN: ANNEX L - INTER-FUND BALANCES AND INTRA-GROUP BALANCES (DUE TO) Life: SIF - Participating Balances due to head office / shareholders fund Balances due to overseas branches / related corporations Balances due to other insurance funds established and maintained under the Act Total ( to ) = Row of Form /6/ : PM

96 ANNUAL RETURN: ANNEX L - INTER-FUND BALANCES AND INTRA-GROUP BALANCES (DUE TO) Life: SIF - Non-Participating Balances due to head office / shareholders fund Balances due to overseas branches / related corporations Balances due to other insurance funds established and maintained under the Act Total ( to ) = Row of Form 67,76 6,89 68,6 /6/ : PM

97 ANNUAL RETURN: ANNEX L - INTER-FUND BALANCES AND INTRA-GROUP BALANCES (DUE TO) Life: SIF - Investment-Linked Balances due to head office / shareholders fund Balances due to overseas branches / related corporations Balances due to other insurance funds established and maintained under the Act Total ( to ) = Row of Form /6/ : PM

98 ANNUAL RETURN: ANNEX L - INTER-FUND BALANCES AND INTRA-GROUP BALANCES (DUE TO) Life: OIF - Participating Balances due to head office / shareholders fund Balances due to overseas branches / related corporations Balances due to other insurance funds established and maintained under the Act Total ( to ) = Row of Form /6/ : PM

99 ANNUAL RETURN: ANNEX L - INTER-FUND BALANCES AND INTRA-GROUP BALANCES (DUE TO) Life: OIF - Participating Balances due to head office / shareholders fund Balances due to overseas branches / related corporations Balances due to other insurance funds established and maintained under the Act Total ( to ) = Row of Form /6/ : PM

100 ANNUAL RETURN: ANNEX L - INTER-FUND BALANCES AND INTRA-GROUP BALANCES (DUE TO) Life: OIF - Non-Participating Balances due to head office / shareholders fund Balances due to overseas branches / related corporations Balances due to other insurance funds established and maintained under the Act Total ( to ) = Row of Form /6/ : PM

101 ANNUAL RETURN: ANNEX L - INTER-FUND BALANCES AND INTRA-GROUP BALANCES (DUE TO) Life: OIF - Investment-Linked Balances due to head office / shareholders fund Balances due to overseas branches / related corporations Balances due to other insurance funds established and maintained under the Act Total ( to ) = Row of Form /6/ : PM

102 ANNUAL RETURN: ANNEX M - BREAKDOWN OF OTHERS Life: SIF - Participating Total = Row of Form 6 /6/ : PM

103 ANNUAL RETURN: ANNEX M - BREAKDOWN OF OTHERS Life: SIF - Participating Total = Row of Form 6 /6/ : PM

104 ANNUAL RETURN: ANNEX M - BREAKDOWN OF OTHERS Life: SIF - Non-Participating ACCRUALS 76,69 CPF PAYABLE,8 GST PAYABLE 6,79 PROVISION FOR EXPERIENCE REFUND, REFUNDABLE DEPOSIT 6, PROVISION FOR UNUTILISED LEAVE 6 9, OTHER TRADE PAYABLES 7 6, OTHER NON TRADE PAYABLES 8,7 Total = Row of Form 6,6, /6/ : PM

105 ANNUAL RETURN: ANNEX M - BREAKDOWN OF OTHERS Life: SIF - Investment-Linked Total = Row of Form 6 /6/ : PM

106 ANNUAL RETURN: ANNEX M - BREAKDOWN OF OTHERS Life: OIF - Participating Total = Row of Form 6 /6/ : PM

107 ANNUAL RETURN: ANNEX M - BREAKDOWN OF OTHERS Life: OIF - Participating Total = Row of Form 6 /6/ : PM

108 ANNUAL RETURN: ANNEX M - BREAKDOWN OF OTHERS Life: OIF - Non-Participating Total = Row of Form 6 /6/ : PM

109 ANNUAL RETURN: ANNEX M - BREAKDOWN OF OTHERS Life: OIF - Investment-Linked Total = Row of Form 6 /6/ : PM

110 ANNUAL RETURN: ANNEX N - SURPLUS Life: SIF - Participating Surplus at beginning of period Net income Transfer (to) from head office / shareholders fund Surplus at End of Period ( to ) = Row of Form /6/ : PM

111 ANNUAL RETURN: ANNEX N - SURPLUS Life: SIF - Participating Surplus at beginning of period Net income Transfer (to) from head office / shareholders fund Surplus at End of Period ( to ) = Row of Form /6/ : PM

112 ANNUAL RETURN: ANNEX N - SURPLUS Life: SIF - Non-Participating Surplus at beginning of period Net income Transfer (to) from head office / shareholders fund Surplus at End of Period ( to ) = Row of Form 8,66,8,,6 9,78,6 /6/ : PM

113 ANNUAL RETURN: ANNEX N - SURPLUS Life: SIF - Investment-Linked Surplus at beginning of period Net income Transfer (to) from head office / shareholders fund Surplus at End of Period ( to ) = Row of Form /6/ : PM

114 ANNUAL RETURN: ANNEX N - SURPLUS Life: OIF - Participating Surplus at beginning of period Net income Transfer (to) from head office / shareholders fund Surplus at End of Period ( to ) = Row of Form /6/ : PM

115 ANNUAL RETURN: ANNEX N - SURPLUS Life: OIF - Participating Surplus at beginning of period Net income Transfer (to) from head office / shareholders fund Surplus at End of Period ( to ) = Row of Form /6/ : PM

116 ANNUAL RETURN: ANNEX N - SURPLUS Life: OIF - Non-Participating Surplus at beginning of period Net income Transfer (to) from head office / shareholders fund Surplus at End of Period ( to ) = Row of Form /6/ : PM

117 ANNUAL RETURN: ANNEX N - SURPLUS Life: OIF - Investment-Linked Surplus at beginning of period Net income Transfer (to) from head office / shareholders fund Surplus at End of Period ( to ) = Row of Form /6/ : PM

118 ANNUAL RETURN: ANNEX (i) - INFORMATION IN RESPECT OF REDUCTION IN VALUE OF LIABILITIES DUE TO REINSURANCE CEDED TO REINSURERS IN RESPECT OF LIFE BUSINESS Life: SIF - Participating Participating policies Non-participating policies Investment-linked policies Registered insurer Authorised reinsurer / related corporation / head office / branch of head office of the registered insurer Unregistered reinsurer Total ( to ) /6/ :: PM

119 ANNUAL RETURN: ANNEX (i) - INFORMATION IN RESPECT OF REDUCTION IN VALUE OF LIABILITIES DUE TO REINSURANCE CEDED TO REINSURERS IN RESPECT OF LIFE BUSINESS Life: SIF - Participating Participating policies Non-participating policies Investment-linked policies Registered insurer Authorised reinsurer / related corporation / head office / branch of head office of the registered insurer Unregistered reinsurer Total ( to ) /6/ :: PM

120 ANNUAL RETURN: ANNEX (i) - INFORMATION IN RESPECT OF REDUCTION IN VALUE OF LIABILITIES DUE TO REINSURANCE CEDED TO REINSURERS IN RESPECT OF LIFE BUSINESS Life: SIF - Non-Participating Participating policies Non-participating policies Investment-linked policies Registered insurer 7,86 7,86 Authorised reinsurer / related corporation / head office / branch of head office of the registered insurer Unregistered reinsurer,,8,,8 Total ( to ),,679,,679 /6/ :: PM

121 ANNUAL RETURN: ANNEX (i) - INFORMATION IN RESPECT OF REDUCTION IN VALUE OF LIABILITIES DUE TO REINSURANCE CEDED TO REINSURERS IN RESPECT OF LIFE BUSINESS Life: SIF - Investment-Linked Participating policies Non-participating policies Investment-linked policies Registered insurer Authorised reinsurer / related corporation / head office / branch of head office of the registered insurer Unregistered reinsurer Total ( to ) /6/ :: PM

122 ANNUAL RETURN: ANNEX (i) - INFORMATION IN RESPECT OF REDUCTION IN VALUE OF LIABILITIES DUE TO REINSURANCE CEDED TO REINSURERS IN RESPECT OF LIFE BUSINESS Life: OIF - Participating Participating policies Non-participating policies Investment-linked policies Registered insurer Authorised reinsurer / related corporation / head office / branch of head office of the registered insurer Unregistered reinsurer Total ( to ) /6/ :: PM

123 ANNUAL RETURN: ANNEX (i) - INFORMATION IN RESPECT OF REDUCTION IN VALUE OF LIABILITIES DUE TO REINSURANCE CEDED TO REINSURERS IN RESPECT OF LIFE BUSINESS Life: OIF - Participating Participating policies Non-participating policies Investment-linked policies Registered insurer Authorised reinsurer / related corporation / head office / branch of head office of the registered insurer Unregistered reinsurer Total ( to ) /6/ :: PM

124 ANNUAL RETURN: ANNEX (i) - INFORMATION IN RESPECT OF REDUCTION IN VALUE OF LIABILITIES DUE TO REINSURANCE CEDED TO REINSURERS IN RESPECT OF LIFE BUSINESS Life: OIF - Non-Participating Participating policies Non-participating policies Investment-linked policies Registered insurer Authorised reinsurer / related corporation / head office / branch of head office of the registered insurer Unregistered reinsurer Total ( to ) /6/ :: PM

125 ANNUAL RETURN: ANNEX (i) - INFORMATION IN RESPECT OF REDUCTION IN VALUE OF LIABILITIES DUE TO REINSURANCE CEDED TO REINSURERS IN RESPECT OF LIFE BUSINESS Life: OIF - Investment-Linked Participating policies Non-participating policies Investment-linked policies Registered insurer Authorised reinsurer / related corporation / head office / branch of head office of the registered insurer Unregistered reinsurer Total ( to ) /6/ :: PM

126 ANNUAL RETURN: ANNEX (iii) - INFORMATION IN RESPECT OF INVESTMENTS IN A RELATED CORPORATION OF REGISTERED INSURER Life: SIF - Participating of Assets and Name of Investee Company No. of Units Cost Name of company: - Equity securities Debt securities Secured loans Unsecured loans Other invested assets /6/ :: PM

127 ANNUAL RETURN: ANNEX (iii) - INFORMATION IN RESPECT OF INVESTMENTS IN A RELATED CORPORATION OF REGISTERED INSURER Life: SIF - Participating of Assets and Name of Investee Company No. of Units Cost Name of company: - Equity securities Debt securities Secured loans Unsecured loans Other invested assets /6/ :: PM

128 ANNUAL RETURN: ANNEX (iii) - INFORMATION IN RESPECT OF INVESTMENTS IN A RELATED CORPORATION OF REGISTERED INSURER Life: SIF - Non-Participating of Assets and Name of Investee Company No. of Units Cost Name of company: - Equity securities Debt securities Secured loans Unsecured loans Other invested assets /6/ :: PM

129 ANNUAL RETURN: ANNEX (iii) - INFORMATION IN RESPECT OF INVESTMENTS IN A RELATED CORPORATION OF REGISTERED INSURER Life: SIF - Investment-Linked of Assets and Name of Investee Company No. of Units Cost Name of company: - Equity securities Debt securities Secured loans Unsecured loans Other invested assets /6/ :: PM

130 ANNUAL RETURN: ANNEX (iii) - INFORMATION IN RESPECT OF INVESTMENTS IN A RELATED CORPORATION OF REGISTERED INSURER Life: OIF - Participating of Assets and Name of Investee Company No. of Units Cost Name of company: - Equity securities Debt securities Secured loans Unsecured loans Other invested assets /6/ :: PM

131 ANNUAL RETURN: ANNEX (iii) - INFORMATION IN RESPECT OF INVESTMENTS IN A RELATED CORPORATION OF REGISTERED INSURER Life: OIF - Participating of Assets and Name of Investee Company No. of Units Cost Name of company: - Equity securities Debt securities Secured loans Unsecured loans Other invested assets /6/ :: PM

132 ANNUAL RETURN: ANNEX (iii) - INFORMATION IN RESPECT OF INVESTMENTS IN A RELATED CORPORATION OF REGISTERED INSURER Life: OIF - Non-Participating of Assets and Name of Investee Company No. of Units Cost Name of company: - Equity securities Debt securities Secured loans Unsecured loans Other invested assets /6/ :: PM

133 ANNUAL RETURN: ANNEX (iii) - INFORMATION IN RESPECT OF INVESTMENTS IN A RELATED CORPORATION OF REGISTERED INSURER Life: OIF - Investment-Linked of Assets and Name of Investee Company No. of Units Cost Name of company: - Equity securities Debt securities Secured loans Unsecured loans Other invested assets /6/ :: PM

134 ANNUAL RETURN: NOTES TO FORM Life: SIF - Participating Note The aggregate amounts of loans to and amounts due from - (a) Directors (b) Employees of the registered insurer Note - of any change in accounting policies and methodologies in the valuation of assets and liabilities and the quantification of their effects. NIL Note - of any prior adjustment and correction for errors and reasons for the adjustments and corrections. NIL Note In respect of financial guarantee business - (a) where premiums are payable in instalments, the present value of future instalment premiums payable by the insured in a future accounting period and discount rate used (b) where the premiums are payable in full at the commencement of the policy of insurance, the full amount of the premiums payable by the insured in the accounting period in which the policy commences. /6/ : PM

135 ANNUAL RETURN: NOTES TO FORM Life: SIF - Participating Note The aggregate amounts of loans to and amounts due from - (a) Directors (b) Employees of the registered insurer Note - of any change in accounting policies and methodologies in the valuation of assets and liabilities and the quantification of their effects. NIL Note - of any prior adjustment and correction for errors and reasons for the adjustments and corrections. NIL Note In respect of financial guarantee business - (a) where premiums are payable in instalments, the present value of future instalment premiums payable by the insured in a future accounting period and discount rate used (b) where the premiums are payable in full at the commencement of the policy of insurance, the full amount of the premiums payable by the insured in the accounting period in which the policy commences. /6/ : PM

136 ANNUAL RETURN: NOTES TO FORM Life: SIF - Non-Participating Note The aggregate amounts of loans to and amounts due from - (a) Directors (b) Employees of the registered insurer Note - of any change in accounting policies and methodologies in the valuation of assets and liabilities and the quantification of their effects. NIL Note - of any prior adjustment and correction for errors and reasons for the adjustments and corrections. NIL Note In respect of financial guarantee business - (a) where premiums are payable in instalments, the present value of future instalment premiums payable by the insured in a future accounting period and discount rate used (b) where the premiums are payable in full at the commencement of the policy of insurance, the full amount of the premiums payable by the insured in the accounting period in which the policy commences. /6/ : PM

137 ANNUAL RETURN: NOTES TO FORM Life: SIF - Investment-Linked Note The aggregate amounts of loans to and amounts due from - (a) Directors (b) Employees of the registered insurer Note - of any change in accounting policies and methodologies in the valuation of assets and liabilities and the quantification of their effects. NIL Note - of any prior adjustment and correction for errors and reasons for the adjustments and corrections. NIL Note In respect of financial guarantee business - (a) where premiums are payable in instalments, the present value of future instalment premiums payable by the insured in a future accounting period and discount rate used (b) where the premiums are payable in full at the commencement of the policy of insurance, the full amount of the premiums payable by the insured in the accounting period in which the policy commences. /6/ : PM

138 ANNUAL RETURN: NOTES TO FORM Life: OIF - Participating Note The aggregate amounts of loans to and amounts due from - (a) Directors (b) Employees of the registered insurer Note - of any change in accounting policies and methodologies in the valuation of assets and liabilities and the quantification of their effects. NIL Note - of any prior adjustment and correction for errors and reasons for the adjustments and corrections. NIL Note In respect of financial guarantee business - (a) where premiums are payable in instalments, the present value of future instalment premiums payable by the insured in a future accounting period and discount rate used (b) where the premiums are payable in full at the commencement of the policy of insurance, the full amount of the premiums payable by the insured in the accounting period in which the policy commences. /6/ : PM

139 ANNUAL RETURN: NOTES TO FORM Life: OIF - Participating Note The aggregate amounts of loans to and amounts due from - (a) Directors (b) Employees of the registered insurer Note - of any change in accounting policies and methodologies in the valuation of assets and liabilities and the quantification of their effects. NIL Note - of any prior adjustment and correction for errors and reasons for the adjustments and corrections. NIL Note In respect of financial guarantee business - (a) where premiums are payable in instalments, the present value of future instalment premiums payable by the insured in a future accounting period and discount rate used (b) where the premiums are payable in full at the commencement of the policy of insurance, the full amount of the premiums payable by the insured in the accounting period in which the policy commences. /6/ : PM

140 ANNUAL RETURN: NOTES TO FORM Life: OIF - Non-Participating Note The aggregate amounts of loans to and amounts due from - (a) Directors (b) Employees of the registered insurer Note - of any change in accounting policies and methodologies in the valuation of assets and liabilities and the quantification of their effects. NIL Note - of any prior adjustment and correction for errors and reasons for the adjustments and corrections. NIL Note In respect of financial guarantee business - (a) where premiums are payable in instalments, the present value of future instalment premiums payable by the insured in a future accounting period and discount rate used (b) where the premiums are payable in full at the commencement of the policy of insurance, the full amount of the premiums payable by the insured in the accounting period in which the policy commences. /6/ : PM

141 ANNUAL RETURN: NOTES TO FORM Life: OIF - Investment-Linked Note The aggregate amounts of loans to and amounts due from - (a) Directors (b) Employees of the registered insurer Note - of any change in accounting policies and methodologies in the valuation of assets and liabilities and the quantification of their effects. NIL Note - of any prior adjustment and correction for errors and reasons for the adjustments and corrections. NIL Note In respect of financial guarantee business - (a) where premiums are payable in instalments, the present value of future instalment premiums payable by the insured in a future accounting period and discount rate used (b) where the premiums are payable in full at the commencement of the policy of insurance, the full amount of the premiums payable by the insured in the accounting period in which the policy commences. /6/ : PM

142 ANNUAL RETURN: FORM - ADDITIONAL INFORMATION NIL /6/ :9 PM

143 ANNUAL RETURN: FORM - FUND PROFIT AND LOSS ACCOUNT Life: SIF - Participating Annex Row No. Gross premiums A Less: Outward reinsurance premiums B Investment revenue C Less: Investment expenses Other income D Total Income ( to ) 6 Gross claims settled E 7 Less: Reinsurance recoveries 8 Management expenses F 9 Distribution expenses G Increase (decrease) in net policy liabilities H Provision for doubtful debts/ bad debts written off on receivables Taxation expenses Other expenses I Total Outgo (7 to ) Net Income (6 - ) J 6 /6/ : PM

144 ANNUAL RETURN: FORM - FUND PROFIT AND LOSS ACCOUNT Life: SIF - Participating Annex Row No. Gross premiums A Less: Outward reinsurance premiums B Investment revenue C Less: Investment expenses Other income D Total Income ( to ) 6 Gross claims settled E 7 Less: Reinsurance recoveries 8 Management expenses F 9 Distribution expenses G Increase (decrease) in net policy liabilities H Provision for doubtful debts/ bad debts written off on receivables Taxation expenses Other expenses I Total Outgo (7 to ) Net Income (6 - ) J 6 /6/ : PM

145 ANNUAL RETURN: FORM - FUND PROFIT AND LOSS ACCOUNT Life: SIF - Non-Participating Annex Row No. Gross premiums A 8,87,9 Less: Outward reinsurance premiums B,99, Investment revenue C,87 Less: Investment expenses Other income D,6,87 Total Income ( to ) 6,99,8 Gross claims settled E 7,6,9 Less: Reinsurance recoveries 8 6,97,6 Management expenses F 9,8,68 Distribution expenses G,7 Increase (decrease) in net policy liabilities H 9,8 Provision for doubtful debts/ bad debts written off on receivables Taxation expenses (,96) Other expenses I Total Outgo (7 to ) 9,8,88 Net Income (6 - ) J 6,,6 /6/ : PM

146 ANNUAL RETURN: FORM - FUND PROFIT AND LOSS ACCOUNT Life: SIF - Investment-Linked Annex Row No. Gross premiums A Less: Outward reinsurance premiums B Investment revenue C Less: Investment expenses Other income D Total Income ( to ) 6 Gross claims settled E 7 Less: Reinsurance recoveries 8 Management expenses F 9 Distribution expenses G Increase (decrease) in net policy liabilities H Provision for doubtful debts/ bad debts written off on receivables Taxation expenses Other expenses I Total Outgo (7 to ) Net Income (6 - ) J 6 /6/ : PM

147 ANNUAL RETURN: FORM - FUND PROFIT AND LOSS ACCOUNT Life: OIF - Participating Annex Row No. Gross premiums A Less: Outward reinsurance premiums B Investment revenue C Less: Investment expenses Other income D Total Income ( to ) 6 Gross claims settled E 7 Less: Reinsurance recoveries 8 Management expenses F 9 Distribution expenses G Increase (decrease) in net policy liabilities H Provision for doubtful debts/ bad debts written off on receivables Taxation expenses Other expenses I Total Outgo (7 to ) Net Income (6 - ) J 6 /6/ : PM

148 ANNUAL RETURN: FORM - FUND PROFIT AND LOSS ACCOUNT Life: OIF - Participating Annex Row No. Gross premiums A Less: Outward reinsurance premiums B Investment revenue C Less: Investment expenses Other income D Total Income ( to ) 6 Gross claims settled E 7 Less: Reinsurance recoveries 8 Management expenses F 9 Distribution expenses G Increase (decrease) in net policy liabilities H Provision for doubtful debts/ bad debts written off on receivables Taxation expenses Other expenses I Total Outgo (7 to ) Net Income (6 - ) J 6 /6/ : PM

149 ANNUAL RETURN: FORM - FUND PROFIT AND LOSS ACCOUNT Life: OIF - Non-Participating Annex Row No. Gross premiums A Less: Outward reinsurance premiums B Investment revenue C Less: Investment expenses Other income D Total Income ( to ) 6 Gross claims settled E 7 Less: Reinsurance recoveries 8 Management expenses F 9 Distribution expenses G Increase (decrease) in net policy liabilities H Provision for doubtful debts/ bad debts written off on receivables Taxation expenses Other expenses I Total Outgo (7 to ) Net Income (6 - ) J 6 /6/ : PM

150 ANNUAL RETURN: FORM - FUND PROFIT AND LOSS ACCOUNT Life: OIF - Investment-Linked Annex Row No. Gross premiums A Less: Outward reinsurance premiums B Investment revenue C Less: Investment expenses Other income D Total Income ( to ) 6 Gross claims settled E 7 Less: Reinsurance recoveries 8 Management expenses F 9 Distribution expenses G Increase (decrease) in net policy liabilities H Provision for doubtful debts/ bad debts written off on receivables Taxation expenses Other expenses I Total Outgo (7 to ) Net Income (6 - ) J 6 /6/ : PM

151 ANNUAL RETURN: ANNEX A - PREMIUM REVENUE IN RESPECT OF LIFE BUSINESS Life: SIF - Participating Individual business: Single premiums Regular premiums - new business Regular premiums - renewal business Group business: Premiums Direct insurance premiums ( to ) Inward reinsurance premiums Total ( to 6) = Row of Form 6 7 /6/ :: PM

152 ANNUAL RETURN: ANNEX A - PREMIUM REVENUE IN RESPECT OF LIFE BUSINESS Life: SIF - Participating Individual business: Single premiums Regular premiums - new business Regular premiums - renewal business Group business: Premiums Direct insurance premiums ( to ) Inward reinsurance premiums Total ( to 6) = Row of Form 6 7 /6/ :: PM

153 ANNUAL RETURN: ANNEX A - PREMIUM REVENUE IN RESPECT OF LIFE BUSINESS Life: SIF - Non-Participating Individual business: Single premiums Regular premiums - new business Regular premiums - renewal business,7,,9 Group business: Premiums Direct insurance premiums ( to ) Inward reinsurance premiums Total ( to 6) = Row of Form 6 7,98,668 8,798,7 9,6 8,87,9 /6/ :: PM

154 ANNUAL RETURN: ANNEX A - PREMIUM REVENUE IN RESPECT OF LIFE BUSINESS Life: SIF - Investment-Linked Individual business: Single premiums Regular premiums - new business Regular premiums - renewal business Group business: Premiums Direct insurance premiums ( to ) Inward reinsurance premiums Total ( to 6) = Row of Form 6 7 /6/ :: PM

155 ANNUAL RETURN: ANNEX A - PREMIUM REVENUE IN RESPECT OF LIFE BUSINESS Life: OIF - Participating Individual business: Single premiums Regular premiums - new business Regular premiums - renewal business Group business: Premiums Direct insurance premiums ( to ) Inward reinsurance premiums Total ( to 6) = Row of Form 6 7 /6/ :: PM

156 ANNUAL RETURN: ANNEX A - PREMIUM REVENUE IN RESPECT OF LIFE BUSINESS Life: OIF - Participating Individual business: Single premiums Regular premiums - new business Regular premiums - renewal business Group business: Premiums Direct insurance premiums ( to ) Inward reinsurance premiums Total ( to 6) = Row of Form 6 7 /6/ :: PM

157 ANNUAL RETURN: ANNEX A - PREMIUM REVENUE IN RESPECT OF LIFE BUSINESS Life: OIF - Non-Participating Individual business: Single premiums Regular premiums - new business Regular premiums - renewal business Group business: Premiums Direct insurance premiums ( to ) Inward reinsurance premiums Total ( to 6) = Row of Form 6 7 /6/ :: PM

158 ANNUAL RETURN: ANNEX A - PREMIUM REVENUE IN RESPECT OF LIFE BUSINESS Life: OIF - Investment-Linked Individual business: Single premiums Regular premiums - new business Regular premiums - renewal business Group business: Premiums Direct insurance premiums ( to ) Inward reinsurance premiums Total ( to 6) = Row of Form 6 7 /6/ :: PM

159 ANNUAL RETURN: ANNEX B - OUTWARD REINSURANCE PREMIUMS Life: SIF - Participating Registered insurer / foreign insurer under the foreign insurer scheme Authorised reinsurer / related corporation / head office / branch of head office of the registered insurer Unregistered reinsurer Total ( to ) = Row of Form /6/ :: PM

160 ANNUAL RETURN: ANNEX B - OUTWARD REINSURANCE PREMIUMS Life: SIF - Participating Registered insurer / foreign insurer under the foreign insurer scheme Authorised reinsurer / related corporation / head office / branch of head office of the registered insurer Unregistered reinsurer Total ( to ) = Row of Form /6/ :: PM

161 ANNUAL RETURN: ANNEX B - OUTWARD REINSURANCE PREMIUMS Life: SIF - Non-Participating Registered insurer / foreign insurer under the foreign insurer scheme Authorised reinsurer / related corporation / head office / branch of head office of the registered insurer Unregistered reinsurer Total ( to ) = Row of Form,6,7,986,99, /6/ :: PM

162 ANNUAL RETURN: ANNEX B - OUTWARD REINSURANCE PREMIUMS Life: SIF - Investment-Linked Registered insurer / foreign insurer under the foreign insurer scheme Authorised reinsurer / related corporation / head office / branch of head office of the registered insurer Unregistered reinsurer Total ( to ) = Row of Form /6/ :: PM

163 ANNUAL RETURN: ANNEX B - OUTWARD REINSURANCE PREMIUMS Life: OIF - Participating Registered insurer / foreign insurer under the foreign insurer scheme Authorised reinsurer / related corporation / head office / branch of head office of the registered insurer Unregistered reinsurer Total ( to ) = Row of Form /6/ :: PM

164 ANNUAL RETURN: ANNEX B - OUTWARD REINSURANCE PREMIUMS Life: OIF - Participating Registered insurer / foreign insurer under the foreign insurer scheme Authorised reinsurer / related corporation / head office / branch of head office of the registered insurer Unregistered reinsurer Total ( to ) = Row of Form /6/ :: PM

165 ANNUAL RETURN: ANNEX B - OUTWARD REINSURANCE PREMIUMS Life: OIF - Non-Participating Registered insurer / foreign insurer under the foreign insurer scheme Authorised reinsurer / related corporation / head office / branch of head office of the registered insurer Unregistered reinsurer Total ( to ) = Row of Form /6/ :: PM

166 ANNUAL RETURN: ANNEX B - OUTWARD REINSURANCE PREMIUMS Life: OIF - Investment-Linked Registered insurer / foreign insurer under the foreign insurer scheme Authorised reinsurer / related corporation / head office / branch of head office of the registered insurer Unregistered reinsurer Total ( to ) = Row of Form /6/ :: PM

167 ANNUAL RETURN: Annex C - Investment Revenue Life: SIF - Participating Interest / Dividend / Rental Income Realised Gains (Losses) From Last Reported Value / Write-backs (Write-offs) Unrealised Changes From Last Reported Value Equity securities Debt securities Land and Buildings Loans Cash and deposits Other invested assets 6 Total ( to 6) = Row of Form 7 /6/ :: PM

168 ANNUAL RETURN: Annex C - Investment Revenue Life: SIF - Participating Interest / Dividend / Rental Income Realised Gains (Losses) From Last Reported Value / Write-backs (Write-offs) Unrealised Changes From Last Reported Value Equity securities Debt securities Land and Buildings Loans Cash and deposits Other invested assets 6 Total ( to 6) = Row of Form 7 /6/ :: PM

169 ANNUAL RETURN: Annex C - Investment Revenue Life: SIF - Non-Participating Interest / Dividend / Rental Income Realised Gains (Losses) From Last Reported Value / Write-backs (Write-offs) Unrealised Changes From Last Reported Value Equity securities Debt securities Land and Buildings Loans Cash and deposits,87,87 Other invested assets 6 Total ( to 6) = Row of Form 7,87 /6/ :: PM

170 ANNUAL RETURN: Annex C - Investment Revenue Life: SIF - Investment-Linked Interest / Dividend / Rental Income Realised Gains (Losses) From Last Reported Value / Write-backs (Write-offs) Unrealised Changes From Last Reported Value Equity securities Debt securities Land and Buildings Loans Cash and deposits Other invested assets 6 Total ( to 6) = Row of Form 7 /6/ :: PM

171 ANNUAL RETURN: Annex C - Investment Revenue Life: OIF - Participating Interest / Dividend / Rental Income Realised Gains (Losses) From Last Reported Value / Write-backs (Write-offs) Unrealised Changes From Last Reported Value Equity securities Debt securities Land and Buildings Loans Cash and deposits Other invested assets 6 Total ( to 6) = Row of Form 7 /6/ :: PM

172 ANNUAL RETURN: Annex C - Investment Revenue Life: OIF - Participating Interest / Dividend / Rental Income Realised Gains (Losses) From Last Reported Value / Write-backs (Write-offs) Unrealised Changes From Last Reported Value Equity securities Debt securities Land and Buildings Loans Cash and deposits Other invested assets 6 Total ( to 6) = Row of Form 7 /6/ :: PM

173 ANNUAL RETURN: Annex C - Investment Revenue Life: OIF - Non-Participating Interest / Dividend / Rental Income Realised Gains (Losses) From Last Reported Value / Write-backs (Write-offs) Unrealised Changes From Last Reported Value Equity securities Debt securities Land and Buildings Loans Cash and deposits Other invested assets 6 Total ( to 6) = Row of Form 7 /6/ :: PM

174 ANNUAL RETURN: Annex C - Investment Revenue Life: OIF - Investment-Linked Interest / Dividend / Rental Income Realised Gains (Losses) From Last Reported Value / Write-backs (Write-offs) Unrealised Changes From Last Reported Value Equity securities Debt securities Land and Buildings Loans Cash and deposits Other invested assets 6 Total ( to 6) = Row of Form 7 /6/ :: PM

175 ANNUAL RETURN: Annex C(a) - Investment Revenue Of Assets In Surplus Account Of Participating Fund Life: SIF - Participating Interest / Dividend / Rental Income Realised Gains (Losses) From Last Reported Value / Write-backs (Write-offs) Unrealised Changes From Last Reported Value Equity securities Debt securities Land and Buildings Loans Cash and deposits Other invested assets 6 Total ( to 6) = Row of Form 7 /6/ :: PM

176 ANNUAL RETURN: Annex C(a) - Investment Revenue Of Assets In Surplus Account Of Participating Fund Life: SIF - Participating Interest / Dividend / Rental Income Realised Gains (Losses) From Last Reported Value / Write-backs (Write-offs) Unrealised Changes From Last Reported Value Equity securities Debt securities Land and Buildings Loans Cash and deposits Other invested assets 6 Total ( to 6) = Row of Form 7 /6/ :: PM

177 ANNUAL RETURN: Annex C(a) - Investment Revenue Of Assets In Surplus Account Of Participating Fund Life: OIF - Participating Interest / Dividend / Rental Income Realised Gains (Losses) From Last Reported Value / Write-backs (Write-offs) Unrealised Changes From Last Reported Value Equity securities Debt securities Land and Buildings Loans Cash and deposits Other invested assets 6 Total ( to 6) = Row of Form 7 /6/ :: PM

178 ANNUAL RETURN: Annex C(a) - Investment Revenue Of Assets In Surplus Account Of Participating Fund Life: OIF - Participating Interest / Dividend / Rental Income Realised Gains (Losses) From Last Reported Value / Write-backs (Write-offs) Unrealised Changes From Last Reported Value Equity securities Debt securities Land and Buildings Loans Cash and deposits Other invested assets 6 Total ( to 6) = Row of Form 7 /6/ :: PM

179 ANNUAL RETURN: Annex C(b) - Investment Revenue Of Assets In Unit Reserves Of Investment-linked Fund Life: SIF - Investment-Linked Interest / Dividend / Rental Income Realised Gains (Losses) From Last Reported Value / Write-backs (Write-offs) Unrealised Changes From Last Reported Value Equity securities Debt securities Land and Buildings Loans Cash and deposits Other invested assets 6 Total ( to 6) = Row of Form 7 /6/ :: PM

180 ANNUAL RETURN: Annex C(b) - Investment Revenue Of Assets In Unit Reserves Of Investment-linked Fund Life: OIF - Investment-Linked Interest / Dividend / Rental Income Realised Gains (Losses) From Last Reported Value / Write-backs (Write-offs) Unrealised Changes From Last Reported Value Equity securities Debt securities Land and Buildings Loans Cash and deposits Other invested assets 6 Total ( to 6) = Row of Form 7 /6/ :: PM

181 ANNUAL RETURN: ANNEX D - BREAKDOWN OF OTHER INCOME Life: SIF - Participating Total = Row of Form 6 /6/ :: PM

182 ANNUAL RETURN: ANNEX D - BREAKDOWN OF OTHER INCOME Life: SIF - Participating Total = Row of Form 6 /6/ :: PM

183 ANNUAL RETURN: ANNEX D - BREAKDOWN OF OTHER INCOME Life: SIF - Non-Participating Administrative Fees,6,7 Miscellaneous income 88,768 Total = Row of Form 6,6,87 /6/ :: PM

184 ANNUAL RETURN: ANNEX D - BREAKDOWN OF OTHER INCOME Life: SIF - Investment-Linked Total = Row of Form 6 /6/ :: PM

185 ANNUAL RETURN: ANNEX D - BREAKDOWN OF OTHER INCOME Life: OIF - Participating Total = Row of Form 6 /6/ :: PM

186 ANNUAL RETURN: ANNEX D - BREAKDOWN OF OTHER INCOME Life: OIF - Participating Total = Row of Form 6 /6/ :: PM

187 ANNUAL RETURN: ANNEX D - BREAKDOWN OF OTHER INCOME Life: OIF - Non-Participating Total = Row of Form 6 /6/ :: PM

188 ANNUAL RETURN: ANNEX D - BREAKDOWN OF OTHER INCOME Life: OIF - Investment-Linked Total = Row of Form 6 /6/ :: PM

189 ANNUAL RETURN: ANNEX E - CLAIMS OF DIRECT LIFE INSURER Life: SIF - Participating Death, total permanent disability, critical illness Accident and health benefits other than total permanent disability and critical illness Maturity / anticipated endowment Surrenders Annuities Cash bonuses Others Total ( to 7) = Row 7 of Form /6/ :: PM

190 ANNUAL RETURN: ANNEX E - CLAIMS OF DIRECT LIFE INSURER Life: SIF - Participating Death, total permanent disability, critical illness Accident and health benefits other than total permanent disability and critical illness Maturity / anticipated endowment Surrenders Annuities Cash bonuses Others Total ( to 7) = Row 7 of Form /6/ :: PM

191 ANNUAL RETURN: ANNEX E - CLAIMS OF DIRECT LIFE INSURER Life: SIF - Non-Participating Death, total permanent disability, critical illness Accident and health benefits other than total permanent disability and critical illness Maturity / anticipated endowment Surrenders Annuities Cash bonuses Others Total ( to 7) = Row 7 of Form 6 7 8,,6,9,6,9 /6/ :: PM

192 ANNUAL RETURN: ANNEX E - CLAIMS OF DIRECT LIFE INSURER Life: SIF - Investment-Linked Death, total permanent disability, critical illness Accident and health benefits other than total permanent disability and critical illness Maturity / anticipated endowment Surrenders Annuities Cash bonuses Others Total ( to 7) = Row 7 of Form /6/ :: PM

193 ANNUAL RETURN: ANNEX E - CLAIMS OF DIRECT LIFE INSURER Life: OIF - Participating Death, total permanent disability, critical illness Accident and health benefits other than total permanent disability and critical illness Maturity / anticipated endowment Surrenders Annuities Cash bonuses Others Total ( to 7) = Row 7 of Form /6/ :: PM

194 ANNUAL RETURN: ANNEX E - CLAIMS OF DIRECT LIFE INSURER Life: OIF - Participating Death, total permanent disability, critical illness Accident and health benefits other than total permanent disability and critical illness Maturity / anticipated endowment Surrenders Annuities Cash bonuses Others Total ( to 7) = Row 7 of Form /6/ :: PM

195 ANNUAL RETURN: ANNEX E - CLAIMS OF DIRECT LIFE INSURER Life: OIF - Non-Participating Death, total permanent disability, critical illness Accident and health benefits other than total permanent disability and critical illness Maturity / anticipated endowment Surrenders Annuities Cash bonuses Others Total ( to 7) = Row 7 of Form /6/ :: PM

196 ANNUAL RETURN: ANNEX E - CLAIMS OF DIRECT LIFE INSURER Life: OIF - Investment-Linked Death, total permanent disability, critical illness Accident and health benefits other than total permanent disability and critical illness Maturity / anticipated endowment Surrenders Annuities Cash bonuses Others Total ( to 7) = Row 7 of Form /6/ :: PM

197 ANNUAL RETURN: ANNEX F - MANAGEMENT EXPENSES Life: SIF - Participating Staff salaries & expenses Office rent Head office / parent company expenses Directors' fees Audit fees Managing agent's fees Repairs and maintenance Public utilities Printing, stationery and periodicals Postage, telephone and telex charges Computer charges Hire of office equipment Licence and association fees Advertising and subscriptions Entertainment Travelling expenses Total = Row 9 of Form 7 /6/ ::6 PM

198 ANNUAL RETURN: ANNEX F - MANAGEMENT EXPENSES Life: SIF - Participating Staff salaries & expenses Office rent Head office / parent company expenses Directors' fees Audit fees Managing agent's fees Repairs and maintenance Public utilities Printing, stationery and periodicals Postage, telephone and telex charges Computer charges Hire of office equipment Licence and association fees Advertising and subscriptions Entertainment Travelling expenses Total = Row 9 of Form 7 /6/ ::6 PM

199 ANNUAL RETURN: ANNEX F - MANAGEMENT EXPENSES Life: SIF - Non-Participating Staff salaries & expenses Office rent Head office / parent company expenses Directors' fees Audit fees Managing agent's fees Repairs and maintenance Public utilities Printing, stationery and periodicals Postage, telephone and telex charges Computer charges Hire of office equipment Licence and association fees Advertising and subscriptions Entertainment Travelling expenses ,8,9,8, 6, 6,8,8, 8,896 68,,98 6, 69,7 6,798,98 Professional Fees 8, Bank Charges, EFA General Expenses,8 Fixed Assets not capitalized,8 Insurance expenses, Miscellaneous expenses 6 68,98 Total = Row 9 of Form 7,8,68 /6/ ::6 PM

200 ANNUAL RETURN: ANNEX F - MANAGEMENT EXPENSES Life: SIF - Investment-Linked Staff salaries & expenses Office rent Head office / parent company expenses Directors' fees Audit fees Managing agent's fees Repairs and maintenance Public utilities Printing, stationery and periodicals Postage, telephone and telex charges Computer charges Hire of office equipment Licence and association fees Advertising and subscriptions Entertainment Travelling expenses Total = Row 9 of Form 7 /6/ ::6 PM

201 ANNUAL RETURN: ANNEX F - MANAGEMENT EXPENSES Life: OIF - Participating Staff salaries & expenses Office rent Head office / parent company expenses Directors' fees Audit fees Managing agent's fees Repairs and maintenance Public utilities Printing, stationery and periodicals Postage, telephone and telex charges Computer charges Hire of office equipment Licence and association fees Advertising and subscriptions Entertainment Travelling expenses Total = Row 9 of Form 7 /6/ ::6 PM

202 ANNUAL RETURN: ANNEX F - MANAGEMENT EXPENSES Life: OIF - Participating Staff salaries & expenses Office rent Head office / parent company expenses Directors' fees Audit fees Managing agent's fees Repairs and maintenance Public utilities Printing, stationery and periodicals Postage, telephone and telex charges Computer charges Hire of office equipment Licence and association fees Advertising and subscriptions Entertainment Travelling expenses Total = Row 9 of Form 7 /6/ ::6 PM

203 ANNUAL RETURN: ANNEX F - MANAGEMENT EXPENSES Life: OIF - Non-Participating Staff salaries & expenses Office rent Head office / parent company expenses Directors' fees Audit fees Managing agent's fees Repairs and maintenance Public utilities Printing, stationery and periodicals Postage, telephone and telex charges Computer charges Hire of office equipment Licence and association fees Advertising and subscriptions Entertainment Travelling expenses Total = Row 9 of Form 7 /6/ ::6 PM

204 ANNUAL RETURN: ANNEX F - MANAGEMENT EXPENSES Life: OIF - Investment-Linked Staff salaries & expenses Office rent Head office / parent company expenses Directors' fees Audit fees Managing agent's fees Repairs and maintenance Public utilities Printing, stationery and periodicals Postage, telephone and telex charges Computer charges Hire of office equipment Licence and association fees Advertising and subscriptions Entertainment Travelling expenses Total = Row 9 of Form 7 /6/ ::6 PM

205 ANNUAL RETURN: ANNEX G - DISTRIBUTION EXPENSES IN RESPECT OF LIFE BUSINESS Life: SIF - Participating Individual business: First period commissions - single premium First period commissions - regular premium Renewal commissions Group business: Commissions Overriding commissions Production and other bonuses Trailer fees Cost of benefits and services Other cash payments Total distribution cost excluding reinsurance commissions ( to 9) Reinsurance commissions Total ( - ) = Row of Form /6/ :: PM

206 ANNUAL RETURN: ANNEX G - DISTRIBUTION EXPENSES IN RESPECT OF LIFE BUSINESS Life: SIF - Participating Individual business: First period commissions - single premium First period commissions - regular premium Renewal commissions Group business: Commissions Overriding commissions Production and other bonuses Trailer fees Cost of benefits and services Other cash payments Total distribution cost excluding reinsurance commissions ( to 9) Reinsurance commissions Total ( - ) = Row of Form /6/ :: PM

207 ANNUAL RETURN: ANNEX G - DISTRIBUTION EXPENSES IN RESPECT OF LIFE BUSINESS Life: SIF - Non-Participating Individual business: First period commissions - single premium First period commissions - regular premium Renewal commissions 8, 9,9 Group business: Commissions,7, Overriding commissions Production and other bonuses Trailer fees Cost of benefits and services Other cash payments Total distribution cost excluding reinsurance commissions ( to 9) Reinsurance commissions Total ( - ) = Row of Form ,6,98,8,66,7 /6/ :: PM

208 ANNUAL RETURN: ANNEX G - DISTRIBUTION EXPENSES IN RESPECT OF LIFE BUSINESS Life: SIF - Investment-Linked Individual business: First period commissions - single premium First period commissions - regular premium Renewal commissions Group business: Commissions Overriding commissions Production and other bonuses Trailer fees Cost of benefits and services Other cash payments Total distribution cost excluding reinsurance commissions ( to 9) Reinsurance commissions Total ( - ) = Row of Form /6/ :: PM

209 ANNUAL RETURN: ANNEX G - DISTRIBUTION EXPENSES IN RESPECT OF LIFE BUSINESS Life: OIF - Participating Individual business: First period commissions - single premium First period commissions - regular premium Renewal commissions Group business: Commissions Overriding commissions Production and other bonuses Trailer fees Cost of benefits and services Other cash payments Total distribution cost excluding reinsurance commissions ( to 9) Reinsurance commissions Total ( - ) = Row of Form /6/ :: PM

210 ANNUAL RETURN: ANNEX G - DISTRIBUTION EXPENSES IN RESPECT OF LIFE BUSINESS Life: OIF - Participating Individual business: First period commissions - single premium First period commissions - regular premium Renewal commissions Group business: Commissions Overriding commissions Production and other bonuses Trailer fees Cost of benefits and services Other cash payments Total distribution cost excluding reinsurance commissions ( to 9) Reinsurance commissions Total ( - ) = Row of Form /6/ :: PM

211 ANNUAL RETURN: ANNEX G - DISTRIBUTION EXPENSES IN RESPECT OF LIFE BUSINESS Life: OIF - Non-Participating Individual business: First period commissions - single premium First period commissions - regular premium Renewal commissions Group business: Commissions Overriding commissions Production and other bonuses Trailer fees Cost of benefits and services Other cash payments Total distribution cost excluding reinsurance commissions ( to 9) Reinsurance commissions Total ( - ) = Row of Form /6/ :: PM

212 ANNUAL RETURN: ANNEX G - DISTRIBUTION EXPENSES IN RESPECT OF LIFE BUSINESS Life: OIF - Investment-Linked Individual business: First period commissions - single premium First period commissions - regular premium Renewal commissions Group business: Commissions Overriding commissions Production and other bonuses Trailer fees Cost of benefits and services Other cash payments Total distribution cost excluding reinsurance commissions ( to 9) Reinsurance commissions Total ( - ) = Row of Form /6/ :: PM

213 ANNUAL RETURN: ANNEX H - NET POLICY LIABILITIES IN RESPECT OF LIFE BUSINESS Life: SIF - Participating Net policy liabilities at end of period Net policy liabilities at beginning of period Increase (Decrease) in Net Policy Liabilities ( - ) = Row of Form /6/ :: PM

214 ANNUAL RETURN: ANNEX H - NET POLICY LIABILITIES IN RESPECT OF LIFE BUSINESS Life: SIF - Participating Net policy liabilities at end of period Net policy liabilities at beginning of period Increase (Decrease) in Net Policy Liabilities ( - ) = Row of Form /6/ :: PM

215 ANNUAL RETURN: ANNEX H - NET POLICY LIABILITIES IN RESPECT OF LIFE BUSINESS Life: SIF - Non-Participating Net policy liabilities at end of period Net policy liabilities at beginning of period Increase (Decrease) in Net Policy Liabilities ( - ) = Row of Form,88,9,9,98 9,8 /6/ :: PM

216 ANNUAL RETURN: ANNEX H - NET POLICY LIABILITIES IN RESPECT OF LIFE BUSINESS Life: SIF - Investment-Linked Net policy liabilities at end of period Net policy liabilities at beginning of period Increase (Decrease) in Net Policy Liabilities ( - ) = Row of Form /6/ :: PM

217 ANNUAL RETURN: ANNEX H - NET POLICY LIABILITIES IN RESPECT OF LIFE BUSINESS Life: OIF - Participating Net policy liabilities at end of period Net policy liabilities at beginning of period Increase (Decrease) in Net Policy Liabilities ( - ) = Row of Form /6/ :: PM

218 ANNUAL RETURN: ANNEX H - NET POLICY LIABILITIES IN RESPECT OF LIFE BUSINESS Life: OIF - Participating Net policy liabilities at end of period Net policy liabilities at beginning of period Increase (Decrease) in Net Policy Liabilities ( - ) = Row of Form /6/ :: PM

219 ANNUAL RETURN: ANNEX H - NET POLICY LIABILITIES IN RESPECT OF LIFE BUSINESS Life: OIF - Non-Participating Net policy liabilities at end of period Net policy liabilities at beginning of period Increase (Decrease) in Net Policy Liabilities ( - ) = Row of Form /6/ :: PM

220 ANNUAL RETURN: ANNEX H - NET POLICY LIABILITIES IN RESPECT OF LIFE BUSINESS Life: OIF - Investment-Linked Net policy liabilities at end of period Net policy liabilities at beginning of period Increase (Decrease) in Net Policy Liabilities ( - ) = Row of Form /6/ :: PM

221 ANNUAL RETURN: ANNEX I - BREAKDOWN OF OTHER EXPENSES Total = Row of Form 6 /6/ :: PM

222 ANNUAL RETURN: ANNEX J - NET INCOME OF PARTICIPATING FUND Life: SIF - Participating Allocation to surplus account Surplus account investment revenue Less: Surplus account investment expenses Surplus account investment income ( - ) Recovery of amount transferred out of the surplus account if it has not been transferred back into the surplus account previously Net Income ( + + ) = Row 6 of Form 6 /6/ :: PM

223 ANNUAL RETURN: ANNEX J - NET INCOME OF PARTICIPATING FUND Life: SIF - Participating Allocation to surplus account Surplus account investment revenue Less: Surplus account investment expenses Surplus account investment income ( - ) Recovery of amount transferred out of the surplus account if it has not been transferred back into the surplus account previously Net Income ( + + ) = Row 6 of Form 6 /6/ :: PM

224 ANNUAL RETURN: ANNEX J - NET INCOME OF PARTICIPATING FUND Life: OIF - Participating Allocation to surplus account Surplus account investment revenue Less: Surplus account investment expenses Surplus account investment income ( - ) Recovery of amount transferred out of the surplus account if it has not been transferred back into the surplus account previously Net Income ( + + ) = Row 6 of Form 6 /6/ :: PM

225 ANNUAL RETURN: ANNEX J - NET INCOME OF PARTICIPATING FUND Life: OIF - Participating Allocation to surplus account Surplus account investment revenue Less: Surplus account investment expenses Surplus account investment income ( - ) Recovery of amount transferred out of the surplus account if it has not been transferred back into the surplus account previously Net Income ( + + ) = Row 6 of Form 6 /6/ :: PM

226 ANNUAL RETURN: FORM - ADDITIONAL INFORMATION NIL /6/ : PM

227 ANNUAL RETURN: FORM - STATEMENT IN RESPECT OF LIFE BUSINESS OF DIRECT LIFE INSURER RELATING TO POLICIES ISSUED TO INDIVIDUALS Life: SIF - Participating Row No. Single Premium Business - Single Premium Single Premium Business - Number of Policies Single Premium Business - Sum Insured Regular Premium Business - Regular Premium Regular Premium Business - Number of Policies Regular Premium Business - Sum Insured A. New Business Policies other than annuities - Whole life Endowment Term Accident Health Others Total ( to 6) Annuities only B. Terminations and transfers Policies other than annuities - Death, total permanent disability, critical illness Maturity Expiry Surrender Forfeiture Net transfers Others Total (9 to ) Annuities only C. Business in Force Policies other than annuities - Whole life Endowment Term Accident Health Others Total (8 to ) Annuities only (last period's + 8-7) /6/ : PM

228 ANNUAL RETURN: FORM - STATEMENT IN RESPECT OF LIFE BUSINESS OF DIRECT LIFE INSURER RELATING TO POLICIES ISSUED TO INDIVIDUALS Life: SIF - Participating Row No. Single Premium Business - Single Premium Single Premium Business - Number of Policies Single Premium Business - Sum Insured Regular Premium Business - Regular Premium Regular Premium Business - Number of Policies Regular Premium Business - Sum Insured A. New Business Policies other than annuities - Whole life Endowment Term Accident Health Others Total ( to 6) Annuities only B. Terminations and transfers Policies other than annuities - Death, total permanent disability, critical illness Maturity Expiry Surrender Forfeiture Net transfers Others Total (9 to ) Annuities only C. Business in Force Policies other than annuities - Whole life Endowment Term Accident Health Others Total (8 to ) Annuities only (last period's + 8-7) /6/ : PM

229 ANNUAL RETURN: FORM - STATEMENT IN RESPECT OF LIFE BUSINESS OF DIRECT LIFE INSURER RELATING TO POLICIES ISSUED TO INDIVIDUALS Life: SIF - Non-Participating Row No. Single Premium Business - Single Premium Single Premium Business - Number of Policies Single Premium Business - Sum Insured Regular Premium Business - Regular Premium Regular Premium Business - Number of Policies Regular Premium Business - Sum Insured A. New Business Policies other than annuities - Whole life Endowment Term Accident Health Others Total ( to 6) Annuities only B. Terminations and transfers Policies other than annuities - Death, total permanent disability, critical illness ,,97,, Maturity Expiry Surrender Forfeiture Net transfers Others Total (9 to ) Annuities only C. Business in Force Policies other than annuities - Whole life Endowment Term Accident Health Others Total (8 to ) Annuities only (last period's + 8-7) ,,69,,69,,68,67,686, ,7,76,,,, /6/ : PM

230 ANNUAL RETURN: FORM - STATEMENT IN RESPECT OF LIFE BUSINESS OF DIRECT LIFE INSURER RELATING TO POLICIES ISSUED TO INDIVIDUALS Life: SIF - Investment-Linked Row No. Single Premium Business - Single Premium Single Premium Business - Number of Policies Single Premium Business - Sum Insured Regular Premium Business - Regular Premium Regular Premium Business - Number of Policies Regular Premium Business - Sum Insured A. New Business Policies other than annuities - Whole life Endowment Term Accident Health Others Total ( to 6) Annuities only B. Terminations and transfers Policies other than annuities - Death, total permanent disability, critical illness Maturity Expiry Surrender Forfeiture Net transfers Others Total (9 to ) Annuities only C. Business in Force Policies other than annuities - Whole life Endowment Term Accident Health Others Total (8 to ) Annuities only (last period's + 8-7) /6/ : PM

231 ANNUAL RETURN: FORM - STATEMENT IN RESPECT OF LIFE BUSINESS OF DIRECT LIFE INSURER RELATING TO POLICIES ISSUED TO INDIVIDUALS Life: OIF - Participating Row No. Single Premium Business - Single Premium Single Premium Business - Number of Policies Single Premium Business - Sum Insured Regular Premium Business - Regular Premium Regular Premium Business - Number of Policies Regular Premium Business - Sum Insured A. New Business Policies other than annuities - Whole life Endowment Term Accident Health Others Total ( to 6) Annuities only B. Terminations and transfers Policies other than annuities - Death, total permanent disability, critical illness Maturity Expiry Surrender Forfeiture Net transfers Others Total (9 to ) Annuities only C. Business in Force Policies other than annuities - Whole life Endowment Term Accident Health Others Total (8 to ) Annuities only (last period's + 8-7) /6/ : PM

232 ANNUAL RETURN: FORM - STATEMENT IN RESPECT OF LIFE BUSINESS OF DIRECT LIFE INSURER RELATING TO POLICIES ISSUED TO INDIVIDUALS Life: OIF - Participating Row No. Single Premium Business - Single Premium Single Premium Business - Number of Policies Single Premium Business - Sum Insured Regular Premium Business - Regular Premium Regular Premium Business - Number of Policies Regular Premium Business - Sum Insured A. New Business Policies other than annuities - Whole life Endowment Term Accident Health Others Total ( to 6) Annuities only B. Terminations and transfers Policies other than annuities - Death, total permanent disability, critical illness Maturity Expiry Surrender Forfeiture Net transfers Others Total (9 to ) Annuities only C. Business in Force Policies other than annuities - Whole life Endowment Term Accident Health Others Total (8 to ) Annuities only (last period's + 8-7) /6/ : PM

233 ANNUAL RETURN: FORM - STATEMENT IN RESPECT OF LIFE BUSINESS OF DIRECT LIFE INSURER RELATING TO POLICIES ISSUED TO INDIVIDUALS Life: OIF - Non-Participating Row No. Single Premium Business - Single Premium Single Premium Business - Number of Policies Single Premium Business - Sum Insured Regular Premium Business - Regular Premium Regular Premium Business - Number of Policies Regular Premium Business - Sum Insured A. New Business Policies other than annuities - Whole life Endowment Term Accident Health Others Total ( to 6) Annuities only B. Terminations and transfers Policies other than annuities - Death, total permanent disability, critical illness Maturity Expiry Surrender Forfeiture Net transfers Others Total (9 to ) Annuities only C. Business in Force Policies other than annuities - Whole life Endowment Term Accident Health Others Total (8 to ) Annuities only (last period's + 8-7) /6/ : PM

234 ANNUAL RETURN: FORM - STATEMENT IN RESPECT OF LIFE BUSINESS OF DIRECT LIFE INSURER RELATING TO POLICIES ISSUED TO INDIVIDUALS Life: OIF - Investment-Linked Row No. Single Premium Business - Single Premium Single Premium Business - Number of Policies Single Premium Business - Sum Insured Regular Premium Business - Regular Premium Regular Premium Business - Number of Policies Regular Premium Business - Sum Insured A. New Business Policies other than annuities - Whole life Endowment Term Accident Health Others Total ( to 6) Annuities only B. Terminations and transfers Policies other than annuities - Death, total permanent disability, critical illness Maturity Expiry Surrender Forfeiture Net transfers Others Total (9 to ) Annuities only C. Business in Force Policies other than annuities - Whole life Endowment Term Accident Health Others Total (8 to ) Annuities only (last period's + 8-7) /6/ : PM

235 ANNUAL RETURN: NOTES TO FORM Total Single Premium Regular Premium /6/ : PM

236 ANNUAL RETURN: FORM - ADDITIONAL INFORMATION NIL FORM - ADDITIONAL INFORMATION /6/ : PM

237 ANNUAL RETURN: FORM - STATEMENT IN RESPECT OF LIFE BUSINESS OF DIRECT LIFE INSURER RELATING TO GROUP POLICIES Life: SIF - Participating Row No. Number of Policies Number of Lives Covered Sum Insured Premiums - Single Premiums - Regular A. New Business Policies other than annuities - Term Accident Health Others Total ( to ) Annuities only B. Increases under existing policies Policies other than annuities Annuities only C. Terminations Policies other than annuities - Expiry Death, total permanent disability, critical illness Others 9 Total (9 to ) Annuities only D. Business in Force Policies other than annuities - Term Accident Health Others 6 7 Total ( to 7) 8 Annuities only (last period's ) 9 /6/ : PM

238 ANNUAL RETURN: FORM - STATEMENT IN RESPECT OF LIFE BUSINESS OF DIRECT LIFE INSURER RELATING TO GROUP POLICIES Life: SIF - Participating Row No. Number of Policies Number of Lives Covered Sum Insured Premiums - Single Premiums - Regular A. New Business Policies other than annuities - Term Accident Health Others Total ( to ) Annuities only B. Increases under existing policies Policies other than annuities Annuities only C. Terminations Policies other than annuities - Expiry Death, total permanent disability, critical illness Others 9 Total (9 to ) Annuities only D. Business in Force Policies other than annuities - Term Accident Health Others 6 7 Total ( to 7) 8 Annuities only (last period's ) 9 /6/ : PM

239 ANNUAL RETURN: FORM - STATEMENT IN RESPECT OF LIFE BUSINESS OF DIRECT LIFE INSURER RELATING TO GROUP POLICIES Life: SIF - Non-Participating Row No. Number of Policies Number of Lives Covered Sum Insured Premiums - Single Premiums - Regular A. New Business Policies other than annuities - Term Accident Health Others Total ( to ) Annuities only B. Increases under existing policies Policies other than annuities Annuities only C. Terminations ,8 7, 9,69 6 9,88,,969,6 9,797,6,,979,8,9,,,6 7,77,8,9,97 Policies other than annuities - Expiry Death, total permanent disability, critical illness Others 9 8,69 8,8,79,78,67 Total (9 to ) Annuities only D. Business in Force Policies other than annuities - Term Accident Health Others ,69,68 7 6, 8,8,79 9,6,86,,,78,67,98,99,69,9,76 Total ( to 7) 8 8,6 6,8,86,7,6 Annuities only (last period's ) 9 /6/ : PM

240 ANNUAL RETURN: FORM - STATEMENT IN RESPECT OF LIFE BUSINESS OF DIRECT LIFE INSURER RELATING TO GROUP POLICIES Life: SIF - Investment-Linked Row No. Number of Policies Number of Lives Covered Sum Insured Premiums - Single Premiums - Regular A. New Business Policies other than annuities - Term Accident Health Others Total ( to ) Annuities only B. Increases under existing policies Policies other than annuities Annuities only C. Terminations Policies other than annuities - Expiry Death, total permanent disability, critical illness Others 9 Total (9 to ) Annuities only D. Business in Force Policies other than annuities - Term Accident Health Others 6 7 Total ( to 7) 8 Annuities only (last period's ) 9 /6/ : PM

241 ANNUAL RETURN: FORM - STATEMENT IN RESPECT OF LIFE BUSINESS OF DIRECT LIFE INSURER RELATING TO GROUP POLICIES Life: OIF - Participating Row No. Number of Policies Number of Lives Covered Sum Insured Premiums - Single Premiums - Regular A. New Business Policies other than annuities - Term Accident Health Others Total ( to ) Annuities only B. Increases under existing policies Policies other than annuities Annuities only C. Terminations Policies other than annuities - Expiry Death, total permanent disability, critical illness Others 9 Total (9 to ) Annuities only D. Business in Force Policies other than annuities - Term Accident Health Others 6 7 Total ( to 7) 8 Annuities only (last period's ) 9 /6/ : PM

242 ANNUAL RETURN: FORM - STATEMENT IN RESPECT OF LIFE BUSINESS OF DIRECT LIFE INSURER RELATING TO GROUP POLICIES Life: OIF - Participating Row No. Number of Policies Number of Lives Covered Sum Insured Premiums - Single Premiums - Regular A. New Business Policies other than annuities - Term Accident Health Others Total ( to ) Annuities only B. Increases under existing policies Policies other than annuities Annuities only C. Terminations Policies other than annuities - Expiry Death, total permanent disability, critical illness Others 9 Total (9 to ) Annuities only D. Business in Force Policies other than annuities - Term Accident Health Others 6 7 Total ( to 7) 8 Annuities only (last period's ) 9 /6/ : PM

243 ANNUAL RETURN: FORM - STATEMENT IN RESPECT OF LIFE BUSINESS OF DIRECT LIFE INSURER RELATING TO GROUP POLICIES Life: OIF - Non-Participating Row No. Number of Policies Number of Lives Covered Sum Insured Premiums - Single Premiums - Regular A. New Business Policies other than annuities - Term Accident Health Others Total ( to ) Annuities only B. Increases under existing policies Policies other than annuities Annuities only C. Terminations Policies other than annuities - Expiry Death, total permanent disability, critical illness Others 9 Total (9 to ) Annuities only D. Business in Force Policies other than annuities - Term Accident Health Others 6 7 Total ( to 7) 8 Annuities only (last period's ) 9 /6/ : PM

244 ANNUAL RETURN: FORM - STATEMENT IN RESPECT OF LIFE BUSINESS OF DIRECT LIFE INSURER RELATING TO GROUP POLICIES Life: OIF - Investment-Linked Row No. Number of Policies Number of Lives Covered Sum Insured Premiums - Single Premiums - Regular A. New Business Policies other than annuities - Term Accident Health Others Total ( to ) Annuities only B. Increases under existing policies Policies other than annuities Annuities only C. Terminations Policies other than annuities - Expiry Death, total permanent disability, critical illness Others 9 Total (9 to ) Annuities only D. Business in Force Policies other than annuities - Term Accident Health Others 6 7 Total ( to 7) 8 Annuities only (last period's ) 9 /6/ : PM

245 ANNUAL RETURN: NOTES TO FORM Total Single Premium Regular Premium /6/ : PM

246 ANNUAL RETURN: FORM - ADDITIONAL INFORMATION NIL FORM - ADDITIONAL INFORMATION /6/ : PM

247 ANNUAL RETURN: FORM 7 - STATEMENT IN RESPECT OF ACCIDENT AND HEALTH INSURANCE Form 7(a) - Accident and Health Insurance (Long-term) Row No. Medical Expense Individual Medical Expense Group Critical Illness Individual Critical Illness Group Disability Individual Disability Group Personal Accident Individual Personal Accident Group Hospital Cash Individual Hospital Cash Group Total Individual Total Group A. PREMIUMS Gross premiums,7,7 Reinsurance ceded Net premiums written ( - ),7,7 Premium liabilities at beginning of period,679,679 Premium liabilities at end of period,9,9 Premiums earned during the period ( + - ) 6,6,6 B. CLAIMS Gross claims settled 7,86,86 Reinsurance recoveries 8 9,7 9,7 Net claims settled (7-8) 9 6,9 6,9 Claims liabilities at end of period,88,88 Claims liabilities at beginning of period 68, 68, Net claims incurred (9 + - ) -,8 -,8 C. MANAGEMENT EXPENSES Management expenses,, D. DISTRIBUTION EXPENSES Commissions Reinsurance commissions - - Net commissions incurred ( - ) Other distribution expenses 7 E. UNDERWRITING RESULTS ( ) 8,78,78 F. NET INVESTMENT INCOME 9 G. OPERATING RESULTS (8 + 9),87,87 H. OTHERS Number of policies in force Number of lives covered under policies in force Number of claims registered 8 8 /6/ : PM

248 ANNUAL RETURN: FORM 7 - STATEMENT IN RESPECT OF ACCIDENT AND HEALTH INSURANCE Form 7(b) - Accident and Health Insurance (Short-term) Row No. Medical Expense Individual Medical Expense Group Critical Illness Individual Critical Illness Group Disability Individual Disability Group Personal Accident Individual Personal Accident Group Hospital Cash Individual Hospital Cash Group Total Individual Total Group A. PREMIUMS Gross premiums,68,,799,88, 9,9,69,,89, Reinsurance ceded,7, 7,8,8 9 6,8,8, 7,,6 Net premiums written ( - ),,7 6,8,7 6,66,,8 6,7,866 Premium liabilities at beginning of period 98,9,9,98,898 98,9,98,86 Premium liabilities at end of period 77,7,7,89 7,68 77,87,86,77 Premiums earned during the period ( + - ) 6 8,7,9, ,6 8,67,96, B. CLAIMS Gross claims settled 7,9,,7,9,,7 Reinsurance recoveries 8 69,8 6,878,7 69,8 6,878,7 Net claims settled (7-8) 9,7,,7,7,,7 Claims liabilities at end of period 98,,86,67 98,,86,67 Claims liabilities at beginning of period 9,66,7,68 9,66,7,68 Net claims incurred (9 + - ) 9,868,9,99 9,868,9,99 C. MANAGEMENT EXPENSES Management expenses 96,,76,97, 96,66,89,89 D. DISTRIBUTION EXPENSES Commissions 6,7,6, 8,6 6,6,6,979 Reinsurance commissions 6,8 98, 6,8 98, Net commissions incurred ( - ) 6,9 68, 8,6,7 687,769 Other distribution expenses 7 -,9 -, -,9 -, E. UNDERWRITING RESULTS ( ) 8 -,98 -,6,6 -,9 -, -,69,7 F. NET INVESTMENT INCOME 9,89 7,9,9 7, G. OPERATING RESULTS (8 + 9) -9,9 -,7,7 -, -9, -,,9 H. OTHERS Number of policies in force 8,7 86,6 Number of lives covered under policies in force 8 6,7, 86 8,7 Number of claims registered,9,,9, /6/ : PM

249 ANNUAL RETURN: NOTES TO FORM 7 Note - Items in this Form may be allocated according to a reasonable basis used by the registered insurer. The bases used shall be stated as a Note to this Form. /6/ : PM

250 ANNUAL RETURN: FORM 7 - ADDITIONAL INFORMATION /6/ : PM

251 ANNUAL RETURN: FORM 8 - BALANCE SHEET IN RESPECT OF GLOBAL BUSINESS OPERATIONS Row No. Business in Singapore - Life Business Business in Singapore - General Business Overseas (Branch) Operations - Life Business Overseas (Branch) Operations - General Business Shareholders Fund Total ASSETS Equity securities Debt securities Land and buildings Loans Cash and deposits Other invested assets 6,9,99,7,7 6,6,6 Investment income due or accrued 7 8,86 6 8, Outstanding premiums and agents' balances 8,,,, Deposits withheld by cedants Reinsurance recoverables (on paid claims) Income tax recoverables 9 Fixed assets 66, 66, Inter-fund balances and intra-group balances (due from),,9,7,,67,6 Other assets Total Assets ( to ) LIABILITIES Policy liabilities Other liabilities 6 6,67 8,7,8,88,9 89,8,7, 7,7,8,76,88,9 Outstanding claims Annuities due and unpaid 7 8 8,8 8,8 Reinsurance deposits s owing to insurers Bank loans and overdrafts 9,8,8 Inter-fund balances and intra-group balances (due to) Others Total Liabilities (6 to ) 68,6,6, 8,99, 9,7 9,7 68,6,9,69 9,89,68 NET ASSETS ( - ) 9,78,6,,,,8 SHAREHOLDERS' EQUITY & SURPLUS Paid-up capital 6 8,, 8,, Reserves: Unappropriated profits (losses) 7 -,897,88 -,897,88 Other reserves Surplus 8 9 9,78,6 7,8 7,8 9,78,6 Total (6 to 9) 9,78,6,,,,8 /6/ : PM

252 ANNUAL RETURN: ANNEX 8A - STATEMENT OF CHANGES IN EQUITY OF SHAREHOLDERS FUND Paid-up Capital Other Reserves Unappropriated Profits (Losses) (Please Specify) Total Balance at beginning of period,, 7,67 -,97,78,89,887 Changes in accounting policy Increase (decrease) in reserves,8,8 Net profit for the period -, -, Dividends paid for the period Issue of share capital 6,,,, Transfer (to) from insurance funds maintained in Singapore 7 Transfer (to) from overseas (branch) operations 8 Balance at End of Period 9 8,, 7,8 -,897,88,, /6/ : PM

253 ANNUAL RETURN: ANNEX 8B - INTRA-GROUP BALANCES IN RESPECT OF OVERSEAS OPERATIONS (GENERAL BUSINESS) Due From Balances due from head office / shareholders fund Balances due from related corporations Balances due from insurance funds established and maintained under the Act Total Balances Due From Due To Balances due to head office / shareholders fund Balances due to related corporations Balances due to insurance funds established and maintained under the Act Total Balances Due To Total Net Balances ( - 8) /6/ : PM

254 ANNUAL RETURN: ANNEX 8C - INTRA-GROUP BALANCES IN RESPECT OF OVERSEAS OPERATIONS (LIFE BUSINESS) Due From Balances due from head office / shareholders fund Balances due from related corporations Balances due from insurance funds established and maintained under the Act Total Balances Due From Due To Balances due to head office / shareholders fund Balances due to related corporations Balances due to insurance funds established and maintained under the Act Total Balances Due To Total Net Balances ( - 8) /6/ : PM

255 ANNUAL RETURN: NOTES TO FORM 8 Note Breakdown of "Other Reserves" Capital Reserve-Value of employee share options received from immediate holding company 7,8 /6/ : PM

256 ANNUAL RETURN: FORM 8 - ADDITIONAL INFORMATION NIL /6/ : PM

257 ANNUAL RETURN: FORM 9 - PROFIT AND LOSS ACCOUNT IN RESPECT OF GLOBAL BUSINESS OPERATIONS Business in Singapore - Life Business Business in Singapore - General Business Overseas (Branch) Operations - Life Business Overseas (Branch) Operations - General Business Shareholders Fund Total Gross premiums 8,87,9 8,87,9 Less: Outward reinsurance premiums,99,,99, Investment revenue,87 7, Less: Investment expenses Other income,6,87 8,,6,89 Total Income ( to ) 6,99,8 8,889,,7 Gross claims settled 7,6,9,6,9 Less: Reinsurance recoveries 8 6,97,6 6,97,6 Management expenses 9,8,68 68,7,,8 Distribution expenses,7,7 Increase (decrease) in net policy liabilities 9,8 9,8 Provision for doubtful debts / bad debts written off on receivables Taxation expenses -,96 6,7,6 Other expenses,8,8 Total Outgo (7 to ) 9,8,88 88,9,7, NET INCOME (6 - ) 6,,6 -, 8, /6/ : PM

258 ANNUAL RETURN: FORM 9 - ADDITIONAL INFORMATION NIL /6/ : PM

259 ANNUAL RETURN: FORM - ABSTRACT OF VALUATION RESULTS OF LIFE BUSINESS OF DIRECT LIFE INSURER Life: Singapore Insurance Fund Form(a)(i) - Policy Liabilities of Participating Fund Row No. Particulars of the Policies Valuation Number of Policies Particulars of the Policies Valuation Sum Insured Particulars of the Policies Valuation Office Premuims Present Value Statistics Benefits Present Value Statistics Expenses Present Value Statistics Premiums Present Value Statistics PAD Present Value Statistics Negative Reserves Present Value Statistics Total Group - Participating Policies Whole Life - Single Premium - Regular Premium Endowment - Single Premium - Regular Premium Term Acccident and Health 6 Annuity 7 Others 8 Sub total ( to 8) 9 Group - Non-Participating Policies Number of PoliciesSum Insured Office Premuims Benefits Expenses Premiums PAD Negatve ReservesPresent Value Statistics Total Whole Life - Single Premium - Regular Premium Endowment - Single Premium - Regular Premium Term Acccident and Health Annuity 6 Others 7 Sub total ( to 7) 8 Total (9 +8) 9 /6/ : PM

260 ANNUAL RETURN: FORM - ABSTRACT OF VALUATION RESULTS OF LIFE BUSINESS OF DIRECT LIFE INSURER Life: Singapore Insurance Fund Form(a)(ii) - Minimum Condition Liability of Participating Fund Row No. Particulars of the Policies Valuation Number of Policies Particulars of the Policies Valuation Sum Insured Particulars of the Policies Valuation Office Premuims Present Value Statistics Benefits Present Value Statistics Expenses Present Value Statistics Premiums Present Value Statistics PAD Present Value Statistics Negative Reserves Present Value Statistics Total Group - Participating Policies Whole Life - Single Premium - Regular Premium Endowment - Single Premium - Regular Premium Term Acccident and Health 6 Annuity 7 Others 8 Sub total ( to 8) 9 Group - Non-Participating Policies Number of PoliciesSum Insured Office Premuims Benefits Expenses Premiums PAD Negatve ReservesPresent Value Statistics Total Whole Life - Single Premium - Regular Premium Endowment - Single Premium - Regular Premium Term Acccident and Health Annuity 6 Others 7 Sub total ( to 7) 8 Total (9 +8) 9 /6/ : PM

261 ANNUAL RETURN: FORM - ABSTRACT OF VALUATION RESULTS OF LIFE BUSINESS OF DIRECT LIFE INSURER Life: Offshore Insurance Fund Form(a)(i) - Policy Liabilities of Participating Fund Row No. Particulars of the Policies Valuation Number of Policies Particulars of the Policies Valuation Sum Insured Particulars of the Policies Valuation Office Premuims Present Value Statistics Benefits Present Value Statistics Expenses Present Value Statistics Premiums Present Value Statistics PAD Present Value Statistics Negative Reserves Present Value Statistics Total Group - Participating Policies Whole Life - Single Premium - Regular Premium Endowment - Single Premium - Regular Premium Term Acccident and Health 6 Annuity 7 Others 8 Sub total ( to 8) 9 Group - Non-Participating Policies Number of PoliciesSum Insured Office Premuims Benefits Expenses Premiums PAD Negatve ReservesPresent Value Statistics Total Whole Life - Single Premium - Regular Premium Endowment - Single Premium - Regular Premium Term Acccident and Health Annuity 6 Others 7 Sub total ( to 7) 8 Total (9 +8) 9 /6/ : PM

262 ANNUAL RETURN: FORM - ABSTRACT OF VALUATION RESULTS OF LIFE BUSINESS OF DIRECT LIFE INSURER Life: Offshore Insurance Fund Form(a)(ii) - Minimum Condition Liability of Participating Fund Row No. Particulars of the Policies Valuation Number of Policies Particulars of the Policies Valuation Sum Insured Particulars of the Policies Valuation Office Premuims Present Value Statistics Benefits Present Value Statistics Expenses Present Value Statistics Premiums Present Value Statistics PAD Present Value Statistics Negative Reserves Present Value Statistics Total Group - Participating Policies Whole Life - Single Premium - Regular Premium Endowment - Single Premium - Regular Premium Term Acccident and Health 6 Annuity 7 Others 8 Sub total ( to 8) 9 Group - Non-Participating Policies Number of PoliciesSum Insured Office Premuims Benefits Expenses Premiums PAD Negatve ReservesPresent Value Statistics Total Whole Life - Single Premium - Regular Premium Endowment - Single Premium - Regular Premium Term Acccident and Health Annuity 6 Others 7 Sub total ( to 7) 8 Total (9 +8) 9 /6/ : PM

263 ANNUAL RETURN: FORM - ABSTRACT OF VALUATION RESULTS OF LIFE BUSINESS OF DIRECT LIFE INSURER Life: Singapore Insurance Fund Form(b) - Policy Liabilities of Non-Participating Fund Row No. Particulars of the Policies Valuation Number of Policies Particulars of the Policies Valuation Sum Insured Particulars of the Policies Valuation Office Premuims Present Value Statistics Benefits Present Value Statistics Expenses Present Value Statistics Premiums Present Value Statistics PAD Present Value Statistics Negative Reserves Present Value Statistics Total Whole Life - Single Premium - Regular Premium Endowment - Single Premium - Regular Premium Term 7 9,6,86,98,99 6,7 6,66 68,76 Acccident and Health 6,67,,,986,,69,9,8,, Annuity 7 Others 8 Total ( to 8) 9,9 6,8,86 7,89,,,79 98,,88,9 /6/ : PM

264 ANNUAL RETURN: FORM - ABSTRACT OF VALUATION RESULTS OF LIFE BUSINESS OF DIRECT LIFE INSURER Life: Singapore Insurance Fund Form(c) - Policy Liabilities of Investment-Linked Fund Row No. Particulars of the Policies Valuation Number of Policies Particulars of the Policies Valuation Sum Insured Particulars of the Policies Valuation Office Premuims Present Value Statistics Benefits Present Value Statistics Expenses Present Value Statistics Premiums Present Value Statistics PAD Present Value Statistics Negative Reserves Present Value Statistics Total Unit Reserves Unit Reserves Total Total Whole Life - Single Premium - Regular Premium Endowment - Single Premium - Regular Premium Term Acccident and Health 6 Annuity 7 Others 8 Total ( to 8) 9 /6/ : PM

265 ANNUAL RETURN: FORM - ABSTRACT OF VALUATION RESULTS OF LIFE BUSINESS OF DIRECT LIFE INSURER Life: Offshore Insurance Fund Form(b) - Policy Liabilities of Non-Participating Fund Row No. Particulars of the Policies Valuation Number of Policies Particulars of the Policies Valuation Sum Insured Particulars of the Policies Valuation Office Premuims Present Value Statistics Benefits Present Value Statistics Expenses Present Value Statistics Premiums Present Value Statistics PAD Present Value Statistics Negative Reserves Present Value Statistics Total Whole Life - Single Premium - Regular Premium Endowment - Single Premium - Regular Premium Term Acccident and Health 6 Annuity 7 Others 8 Total ( to 8) 9 /6/ : PM

266 ANNUAL RETURN: FORM - ABSTRACT OF VALUATION RESULTS OF LIFE BUSINESS OF DIRECT LIFE INSURER Life: Offshore Insurance Fund Form(c) - Policy Liabilities of Investment-Linked Fund Row No. Particulars of the Policies Valuation Number of Policies Particulars of the Policies Valuation Sum Insured Particulars of the Policies Valuation Office Premuims Present Value Statistics Benefits Present Value Statistics Expenses Present Value Statistics Premiums Present Value Statistics PAD Present Value Statistics Negative Reserves Present Value Statistics Total Unit Reserves Unit Reserves Total Total Whole Life - Single Premium - Regular Premium Endowment - Single Premium - Regular Premium Term Acccident and Health 6 Annuity 7 Others 8 Total ( to 8) 9 /6/ : PM

267 ANNUAL RETURN: FORM - ADDITIONAL INFORMATION NIL /6/ : PM

268 ANNUAL RETURN: FORM 6 - STATEMENT OF ANALYSIS OF EXPERIENCE OF INSURANCE FUND IN RESPECT OF LIFE BUSINESS Life: SIF - Participating From // to // Sources of net income arising in the year: Actual Expected Actual Less Expected New Business Mortality/Morbidity Forfeiture/Surrender Interest Expense Change in basis 6 Miscellaneous 7 Total ( to 7) 8 /6/ : PM

269 ANNUAL RETURN: FORM 6 - STATEMENT OF ANALYSIS OF EXPERIENCE OF INSURANCE FUND IN RESPECT OF LIFE BUSINESS Life: SIF - Participating From // to // Sources of net income arising in the year: Actual Expected Actual Less Expected New Business Mortality/Morbidity Forfeiture/Surrender Interest Expense Change in basis 6 Miscellaneous 7 Total ( to 7) 8 /6/ : PM

270 ANNUAL RETURN: FORM 6 - STATEMENT OF ANALYSIS OF EXPERIENCE OF INSURANCE FUND IN RESPECT OF LIFE BUSINESS Life: SIF - Non-Participating From // to // Sources of net income arising in the year: Actual Expected Actual Less Expected New Business 7, 7, Mortality/Morbidity -,,9-6,6, 9,87 Forfeiture/Surrender Interest,87, 8,7 Expense -,8,9 -,, 98, Change in basis 6 Miscellaneous 7-96,69-96,69 Total ( to 7) 8,,6 /6/ : PM

271 ANNUAL RETURN: FORM 6 - STATEMENT OF ANALYSIS OF EXPERIENCE OF INSURANCE FUND IN RESPECT OF LIFE BUSINESS Life: SIF - Investment-Linked From // to // Sources of net income arising in the year: Actual Expected Actual Less Expected New Business Mortality/Morbidity Forfeiture/Surrender Interest Expense Change in basis 6 Miscellaneous 7 Total ( to 7) 8 /6/ : PM

272 ANNUAL RETURN: FORM 6 - STATEMENT OF ANALYSIS OF EXPERIENCE OF INSURANCE FUND IN RESPECT OF LIFE BUSINESS Life: OIF - Participating From // to // Sources of net income arising in the year: Actual Expected Actual Less Expected New Business Mortality/Morbidity Forfeiture/Surrender Interest Expense Change in basis 6 Miscellaneous 7 Total ( to 7) 8 /6/ : PM

273 ANNUAL RETURN: FORM 6 - STATEMENT OF ANALYSIS OF EXPERIENCE OF INSURANCE FUND IN RESPECT OF LIFE BUSINESS Life: OIF - Participating From // to // Sources of net income arising in the year: Actual Expected Actual Less Expected New Business Mortality/Morbidity Forfeiture/Surrender Interest Expense Change in basis 6 Miscellaneous 7 Total ( to 7) 8 /6/ : PM

274 ANNUAL RETURN: FORM 6 - STATEMENT OF ANALYSIS OF EXPERIENCE OF INSURANCE FUND IN RESPECT OF LIFE BUSINESS Life: OIF - Non-Participating From // to // Sources of net income arising in the year: Actual Expected Actual Less Expected New Business Mortality/Morbidity Forfeiture/Surrender Interest Expense Change in basis 6 Miscellaneous 7 Total ( to 7) 8 /6/ : PM

275 ANNUAL RETURN: FORM 6 - STATEMENT OF ANALYSIS OF EXPERIENCE OF INSURANCE FUND IN RESPECT OF LIFE BUSINESS Life: OIF - Investment-Linked From // to // Sources of net income arising in the year: Actual Expected Actual Less Expected New Business Mortality/Morbidity Forfeiture/Surrender Interest Expense Change in basis 6 Miscellaneous 7 Total ( to 7) 8 /6/ : PM

276 ANNUAL RETURN: FORM 6 - ADDITIONAL INFORMATION NIL /6/ : PM

277 ANNUAL RETURN: FORM 7 - ACTUARY'S CERTIFICATE ON POLICY LIABILITIES IN RESPECT OF LIFE BUSINESS ACTUARIAL INVESTIGATION OF POLICY LIABILITIES I have conducted an investigation into the valuation of policy liabilities relating to life business as required under section 7 of the Insurance Act and confirm that the valuation is in accordance with all applicable requirements stipulated under the Act and directions issued under the Act, subject to the qualifications stated below*. I certify these amounts as follows: Participating Fund Non-Participating Fund Investment-Linked Fund Singapore Insurance Fund,88,9 Offshore Insurance Fund *Qualifications (if non, state "none"): None /6/ : PM

278 ANNUAL RETURN: FORM 7 - ADDITIONAL INFORMATION NIL /6/ : PM

279 ANNUAL RETURN: FORM 8 - STATEMENT OF PARTICIPATING FUND ALLOCATIONS Singapore Insurance Fund Offshore Insurance Fund Bonus payments made to policy owners in anticipation of allocation Allocation to policy owners: Cash Bonus Reversionary Bonus Terminal Bonus Total amt to policy owners ( to ) Allocation to surplus account 6 /6/ : PM

280 ANNUAL RETURN: FORM 8 - ADDITIONAL INFORMATION NIL /6/ : PM

281 ANNUAL RETURN: FORM 9 - ACTUARY'S CERTIFICATE ON PARTICIPATING FUND ALLOCATIONS I have conducted an investigation into the bonus allocation of the participating fund to policy owners and the surplus account as required under section 7(6) of the Insurance Act and it is my opinion that the allocation is fair and equitable, having taken into account the prospective financial conditions of the participating fund, and is in accordance with the Insurance (Actuaries) Regulations (G.N. No. S 9/) subject to the qualifications stated below*. The amount of bonus to policy owners and allocation to the surplus account are as shown below: Row No. Singapore Insurance Fund Offshore Insurance Fund Bonus payments made to policy owners in anticipation of allocation Allocation to policy owners: Cash Bonus Reversionary Bonus Terminal Bonus Total amount to policy owners ( to ) Allocation to surplus account 6 *Qualifications (if non, state "none"): NoneNone /6/ : PM

282 ANNUAL RETURN: FORM 9 - ADDITIONAL INFORMATION NIL /6/ : PM

283 ANNUAL RETURN: FORM - STATEMENT IN RELATION TO FUND SOLVENCY REQUIREMENT OF INSURANCE FUND Life: SIF - Participating (i) Financial Resources of Insurance Fund Balance in the surplus account (of participating fund) Add: Allowance for provision for non-guaranteed benefits (of participating fund): (lower of or ) Policy liabilities - minimum condition liability % of aggregate of provisions for non-guaranteed benefits and PAD Surplus of insurance fund (of any other insurance fund) Less: Reinsurance adjustment Financial resource adjustment: (8 to ) (a) loans to, guarantees granted for, and other unsecured amounts owed to the registered insurer (b) charged assets (c) deferred tax assets (d) intangible assets (e) other financial resource adjustments Financial Resources of Insurance Fund ( ) (ii) Total Risk Requirement of Insurance Fund A. Component Requirement - Insurance Risks Life Insurance Risk Requirement (for participating fund): ( + 8) (a) Policy Liability Risk Requirement: (zero or 6-7, whichever is higher) Modified minimum condition liability Minimum condition liability (b) Surrender Value Condition Risk Requirement: (zero or 9 -, whichever is higher) Aggregate of surrender values of policies of the insurance fund Higher of or : Sum of total risk requirement and minimum condition liability of the insurance fund Policy liabilities of the insurance fund Life Insurance Risk Requirement (other than participating fund) ( + 7) (a) Policy Liability Risk Requirement: (zero or - 6, whichever is higher) Modified policy liabilities Policy Liabilities (b) Surrender Value Condition Risk Requirement: (zero or 8-9, whichever is higher) Aggregate of surrender values of policies of the insurance fund Sum of total risk requirement and policy liabilities of the insurance fund General Insurance Risk Requirement (for general business): ( to ) (a) Premium liability risk requirement (b) Claim liability risk requirement Total C Requirement ( + + ) B. Component Requirement - Investment Risks and Risks arising from Interest Rate Sensitivity and Foreign Currency Mismatch between Asset and Liabilities Equity Investment Risk Requirement ( to 6) (a) Specific Risk Requirement /6/ :: PM

284 (b) General Risk Requirement Debt Investment and Duration Mismatch Risk Requirement: (8 or, whichever is higher) (a) Sum of: (9 + ) Debt investment risk requirement in an increasing interest rate environment ( to ) Debt specific risk requirement Debt general risk requirement Liability adjustment requirement in an increasing interest rate environment (b) Sum of: ( + 7) Debt investment risk requirement in a decreasing interest rate environment ( to 6) Debt specific risk requirement Negative of debt general risk requirement Liability adjustment requirement in a decreasing interest rate environment Loan Investment Risk Requirement Property Risk Requirement Foreign Currency Mismatch Risk Requirement (for Singapore Insurance Fund) Derivative Counterparty Risk Requirement Miscellaneous Risk Requirement Total C Requirement ( ) C. Component Requirement - Concentration Risks Counterparty Exposure Equity Securities Exposure Unsecured Loans Exposure Property Exposure Foreign Currency Risk Exposure Exposure to assets in miscellaneous risk requirements Exposure to non-liquid assets with Singapore Insurance Fund (for general business) Total C Requirement ( to 6) Total Risk Requirement of Insurance Fund ( + +6) /6/ :: PM

285 ANNUAL RETURN: FORM - STATEMENT IN RELATION TO FUND SOLVENCY REQUIREMENT OF INSURANCE FUND Life: SIF - Participating (i) Financial Resources of Insurance Fund Balance in the surplus account (of participating fund) Add: Allowance for provision for non-guaranteed benefits (of participating fund): (lower of or ) Policy liabilities - minimum condition liability % of aggregate of provisions for non-guaranteed benefits and PAD Surplus of insurance fund (of any other insurance fund) Less: Reinsurance adjustment Financial resource adjustment: (8 to ) (a) loans to, guarantees granted for, and other unsecured amounts owed to the registered insurer (b) charged assets (c) deferred tax assets (d) intangible assets (e) other financial resource adjustments Financial Resources of Insurance Fund ( ) (ii) Total Risk Requirement of Insurance Fund A. Component Requirement - Insurance Risks Life Insurance Risk Requirement (for participating fund): ( + 8) (a) Policy Liability Risk Requirement: (zero or 6-7, whichever is higher) Modified minimum condition liability Minimum condition liability (b) Surrender Value Condition Risk Requirement: (zero or 9 -, whichever is higher) Aggregate of surrender values of policies of the insurance fund Higher of or : Sum of total risk requirement and minimum condition liability of the insurance fund Policy liabilities of the insurance fund Life Insurance Risk Requirement (other than participating fund) ( + 7) (a) Policy Liability Risk Requirement: (zero or - 6, whichever is higher) Modified policy liabilities Policy Liabilities (b) Surrender Value Condition Risk Requirement: (zero or 8-9, whichever is higher) Aggregate of surrender values of policies of the insurance fund Sum of total risk requirement and policy liabilities of the insurance fund General Insurance Risk Requirement (for general business): ( to ) (a) Premium liability risk requirement (b) Claim liability risk requirement Total C Requirement ( + + ) B. Component Requirement - Investment Risks and Risks arising from Interest Rate Sensitivity and Foreign Currency Mismatch between Asset and Liabilities Equity Investment Risk Requirement ( to 6) (a) Specific Risk Requirement (b) General Risk Requirement Debt Investment and Duration Mismatch Risk Requirement: /6/ :: PM

286 (8 or, whichever is higher) (a) Sum of: (9 + ) Debt investment risk requirement in an increasing interest rate environment ( to ) Debt specific risk requirement Debt general risk requirement Liability adjustment requirement in an increasing interest rate environment (b) Sum of: ( + 7) Debt investment risk requirement in a decreasing interest rate environment ( to 6) Debt specific risk requirement Negative of debt general risk requirement Liability adjustment requirement in a decreasing interest rate environment Loan Investment Risk Requirement Property Risk Requirement Foreign Currency Mismatch Risk Requirement (for Singapore Insurance Fund) Derivative Counterparty Risk Requirement Miscellaneous Risk Requirement Total C Requirement ( ) C. Component Requirement - Concentration Risks Counterparty Exposure Equity Securities Exposure Unsecured Loans Exposure Property Exposure Foreign Currency Risk Exposure Exposure to assets in miscellaneous risk requirements Exposure to non-liquid assets with Singapore Insurance Fund (for general business) Total C Requirement ( to 6) Total Risk Requirement of Insurance Fund ( + +6) /6/ :: PM

287 ANNUAL RETURN: FORM - STATEMENT IN RELATION TO FUND SOLVENCY REQUIREMENT OF INSURANCE FUND Life: SIF - Non-Participating (i) Financial Resources of Insurance Fund Balance in the surplus account (of participating fund) Add: Allowance for provision for non-guaranteed benefits (of participating fund): (lower of or ) Policy liabilities - minimum condition liability % of aggregate of provisions for non-guaranteed benefits and PAD Surplus of insurance fund (of any other insurance fund) Less: Reinsurance adjustment Financial resource adjustment: (8 to ) (a) loans to, guarantees granted for, and other unsecured amounts owed to the registered insurer (b) charged assets (c) deferred tax assets (d) intangible assets (e) other financial resource adjustments Financial Resources of Insurance Fund ( ) (ii) Total Risk Requirement of Insurance Fund A. Component Requirement - Insurance Risks Life Insurance Risk Requirement (for participating fund): ( + 8) (a) Policy Liability Risk Requirement: (zero or 6-7, whichever is higher) Modified minimum condition liability Minimum condition liability (b) Surrender Value Condition Risk Requirement: (zero or 9 -, whichever is higher) Aggregate of surrender values of policies of the insurance fund Higher of or : Sum of total risk requirement and minimum condition liability of the insurance fund Policy liabilities of the insurance fund Life Insurance Risk Requirement (other than participating fund) ( + 7) (a) Policy Liability Risk Requirement: (zero or - 6, whichever is higher) Modified policy liabilities Policy Liabilities (b) Surrender Value Condition Risk Requirement: (zero or 8-9, whichever is higher) Aggregate of surrender values of policies of the insurance fund Sum of total risk requirement and policy liabilities of the insurance fund General Insurance Risk Requirement (for general business): ( to ) (a) Premium liability risk requirement (b) Claim liability risk requirement Total C Requirement ( + + ) B. Component Requirement - Investment Risks and Risks arising from Interest Rate Sensitivity and Foreign Currency Mismatch between Asset and Liabilities Equity Investment Risk Requirement ( to 6) (a) Specific Risk Requirement (b) General Risk Requirement Debt Investment and Duration Mismatch Risk Requirement: ,9,78,7 7,7,6,88,9 9,78,6,6,6,9 7,,,78,7,78,7 /6/ :: PM

288 (8 or, whichever is higher) (a) Sum of: (9 + ) Debt investment risk requirement in an increasing interest rate environment ( to ) Debt specific risk requirement Debt general risk requirement Liability adjustment requirement in an increasing interest rate environment (b) Sum of: ( + 7) Debt investment risk requirement in a decreasing interest rate environment ( to 6) Debt specific risk requirement Negative of debt general risk requirement Liability adjustment requirement in a decreasing interest rate environment Loan Investment Risk Requirement Property Risk Requirement Foreign Currency Mismatch Risk Requirement (for Singapore Insurance Fund) Derivative Counterparty Risk Requirement Miscellaneous Risk Requirement Total C Requirement ( ) C. Component Requirement - Concentration Risks Counterparty Exposure Equity Securities Exposure Unsecured Loans Exposure Property Exposure Foreign Currency Risk Exposure Exposure to assets in miscellaneous risk requirements Exposure to non-liquid assets with Singapore Insurance Fund (for general business) Total C Requirement ( to 6) Total Risk Requirement of Insurance Fund ( + +6) , 887,,66, /6/ :: PM

289 ANNUAL RETURN: FORM - STATEMENT IN RELATION TO FUND SOLVENCY REQUIREMENT OF INSURANCE FUND Life: SIF - Investment-Linked (i) Financial Resources of Insurance Fund Balance in the surplus account (of participating fund) Add: Allowance for provision for non-guaranteed benefits (of participating fund): (lower of or ) Policy liabilities - minimum condition liability % of aggregate of provisions for non-guaranteed benefits and PAD Surplus of insurance fund (of any other insurance fund) Less: Reinsurance adjustment Financial resource adjustment: (8 to ) (a) loans to, guarantees granted for, and other unsecured amounts owed to the registered insurer (b) charged assets (c) deferred tax assets (d) intangible assets (e) other financial resource adjustments Financial Resources of Insurance Fund ( ) (ii) Total Risk Requirement of Insurance Fund A. Component Requirement - Insurance Risks Life Insurance Risk Requirement (for participating fund): ( + 8) (a) Policy Liability Risk Requirement: (zero or 6-7, whichever is higher) Modified minimum condition liability Minimum condition liability (b) Surrender Value Condition Risk Requirement: (zero or 9 -, whichever is higher) Aggregate of surrender values of policies of the insurance fund Higher of or : Sum of total risk requirement and minimum condition liability of the insurance fund Policy liabilities of the insurance fund Life Insurance Risk Requirement (other than participating fund) ( + 7) (a) Policy Liability Risk Requirement: (zero or - 6, whichever is higher) Modified policy liabilities Policy Liabilities (b) Surrender Value Condition Risk Requirement: (zero or 8-9, whichever is higher) Aggregate of surrender values of policies of the insurance fund Sum of total risk requirement and policy liabilities of the insurance fund General Insurance Risk Requirement (for general business): ( to ) (a) Premium liability risk requirement (b) Claim liability risk requirement Total C Requirement ( + + ) B. Component Requirement - Investment Risks and Risks arising from Interest Rate Sensitivity and Foreign Currency Mismatch between Asset and Liabilities Equity Investment Risk Requirement ( to 6) (a) Specific Risk Requirement (b) General Risk Requirement Debt Investment and Duration Mismatch Risk Requirement: /6/ :: PM

290 (8 or, whichever is higher) (a) Sum of: (9 + ) Debt investment risk requirement in an increasing interest rate environment ( to ) Debt specific risk requirement Debt general risk requirement Liability adjustment requirement in an increasing interest rate environment (b) Sum of: ( + 7) Debt investment risk requirement in a decreasing interest rate environment ( to 6) Debt specific risk requirement Negative of debt general risk requirement Liability adjustment requirement in a decreasing interest rate environment Loan Investment Risk Requirement Property Risk Requirement Foreign Currency Mismatch Risk Requirement (for Singapore Insurance Fund) Derivative Counterparty Risk Requirement Miscellaneous Risk Requirement Total C Requirement ( ) C. Component Requirement - Concentration Risks Counterparty Exposure Equity Securities Exposure Unsecured Loans Exposure Property Exposure Foreign Currency Risk Exposure Exposure to assets in miscellaneous risk requirements Exposure to non-liquid assets with Singapore Insurance Fund (for general business) Total C Requirement ( to 6) Total Risk Requirement of Insurance Fund ( + +6) /6/ :: PM

291 ANNUAL RETURN: FORM - STATEMENT IN RELATION TO FUND SOLVENCY REQUIREMENT OF INSURANCE FUND Life: OIF - Participating (i) Financial Resources of Insurance Fund Balance in the surplus account (of participating fund) Add: Allowance for provision for non-guaranteed benefits (of participating fund): (lower of or ) Policy liabilities - minimum condition liability % of aggregate of provisions for non-guaranteed benefits and PAD Surplus of insurance fund (of any other insurance fund) Less: Reinsurance adjustment Financial resource adjustment: (8 to ) (a) loans to, guarantees granted for, and other unsecured amounts owed to the registered insurer (b) charged assets (c) deferred tax assets (d) intangible assets (e) other financial resource adjustments Financial Resources of Insurance Fund ( ) (ii) Total Risk Requirement of Insurance Fund A. Component Requirement - Insurance Risks Life Insurance Risk Requirement (for participating fund): ( + 8) (a) Policy Liability Risk Requirement: (zero or 6-7, whichever is higher) Modified minimum condition liability Minimum condition liability (b) Surrender Value Condition Risk Requirement: (zero or 9 -, whichever is higher) Aggregate of surrender values of policies of the insurance fund Higher of or : Sum of total risk requirement and minimum condition liability of the insurance fund Policy liabilities of the insurance fund Life Insurance Risk Requirement (other than participating fund) ( + 7) (a) Policy Liability Risk Requirement: (zero or - 6, whichever is higher) Modified policy liabilities Policy Liabilities (b) Surrender Value Condition Risk Requirement: (zero or 8-9, whichever is higher) Aggregate of surrender values of policies of the insurance fund Sum of total risk requirement and policy liabilities of the insurance fund General Insurance Risk Requirement (for general business): ( to ) (a) Premium liability risk requirement (b) Claim liability risk requirement Total C Requirement ( + + ) B. Component Requirement - Investment Risks and Risks arising from Interest Rate Sensitivity and Foreign Currency Mismatch between Asset and Liabilities Equity Investment Risk Requirement ( to 6) (a) Specific Risk Requirement (b) General Risk Requirement Debt Investment and Duration Mismatch Risk Requirement: /6/ :: PM

292 (8 or, whichever is higher) (a) Sum of: (9 + ) Debt investment risk requirement in an increasing interest rate environment ( to ) Debt specific risk requirement Debt general risk requirement Liability adjustment requirement in an increasing interest rate environment (b) Sum of: ( + 7) Debt investment risk requirement in a decreasing interest rate environment ( to 6) Debt specific risk requirement Negative of debt general risk requirement Liability adjustment requirement in a decreasing interest rate environment Loan Investment Risk Requirement Property Risk Requirement Foreign Currency Mismatch Risk Requirement (for Singapore Insurance Fund) Derivative Counterparty Risk Requirement Miscellaneous Risk Requirement Total C Requirement ( ) C. Component Requirement - Concentration Risks Counterparty Exposure Equity Securities Exposure Unsecured Loans Exposure Property Exposure Foreign Currency Risk Exposure Exposure to assets in miscellaneous risk requirements Exposure to non-liquid assets with Singapore Insurance Fund (for general business) Total C Requirement ( to 6) Total Risk Requirement of Insurance Fund ( + +6) /6/ :: PM

293 ANNUAL RETURN: FORM - STATEMENT IN RELATION TO FUND SOLVENCY REQUIREMENT OF INSURANCE FUND Life: OIF - Participating (i) Financial Resources of Insurance Fund Balance in the surplus account (of participating fund) Add: Allowance for provision for non-guaranteed benefits (of participating fund): (lower of or ) Policy liabilities - minimum condition liability % of aggregate of provisions for non-guaranteed benefits and PAD Surplus of insurance fund (of any other insurance fund) Less: Reinsurance adjustment Financial resource adjustment: (8 to ) (a) loans to, guarantees granted for, and other unsecured amounts owed to the registered insurer (b) charged assets (c) deferred tax assets (d) intangible assets (e) other financial resource adjustments Financial Resources of Insurance Fund ( ) (ii) Total Risk Requirement of Insurance Fund A. Component Requirement - Insurance Risks Life Insurance Risk Requirement (for participating fund): ( + 8) (a) Policy Liability Risk Requirement: (zero or 6-7, whichever is higher) Modified minimum condition liability Minimum condition liability (b) Surrender Value Condition Risk Requirement: (zero or 9 -, whichever is higher) Aggregate of surrender values of policies of the insurance fund Higher of or : Sum of total risk requirement and minimum condition liability of the insurance fund Policy liabilities of the insurance fund Life Insurance Risk Requirement (other than participating fund) ( + 7) (a) Policy Liability Risk Requirement: (zero or - 6, whichever is higher) Modified policy liabilities Policy Liabilities (b) Surrender Value Condition Risk Requirement: (zero or 8-9, whichever is higher) Aggregate of surrender values of policies of the insurance fund Sum of total risk requirement and policy liabilities of the insurance fund General Insurance Risk Requirement (for general business): ( to ) (a) Premium liability risk requirement (b) Claim liability risk requirement Total C Requirement ( + + ) B. Component Requirement - Investment Risks and Risks arising from Interest Rate Sensitivity and Foreign Currency Mismatch between Asset and Liabilities Equity Investment Risk Requirement ( to 6) (a) Specific Risk Requirement (b) General Risk Requirement Debt Investment and Duration Mismatch Risk Requirement: /6/ :: PM

294 (8 or, whichever is higher) (a) Sum of: (9 + ) Debt investment risk requirement in an increasing interest rate environment ( to ) Debt specific risk requirement Debt general risk requirement Liability adjustment requirement in an increasing interest rate environment (b) Sum of: ( + 7) Debt investment risk requirement in a decreasing interest rate environment ( to 6) Debt specific risk requirement Negative of debt general risk requirement Liability adjustment requirement in a decreasing interest rate environment Loan Investment Risk Requirement Property Risk Requirement Foreign Currency Mismatch Risk Requirement (for Singapore Insurance Fund) Derivative Counterparty Risk Requirement Miscellaneous Risk Requirement Total C Requirement ( ) C. Component Requirement - Concentration Risks Counterparty Exposure Equity Securities Exposure Unsecured Loans Exposure Property Exposure Foreign Currency Risk Exposure Exposure to assets in miscellaneous risk requirements Exposure to non-liquid assets with Singapore Insurance Fund (for general business) Total C Requirement ( to 6) Total Risk Requirement of Insurance Fund ( + +6) /6/ :: PM

295 ANNUAL RETURN: FORM - STATEMENT IN RELATION TO FUND SOLVENCY REQUIREMENT OF INSURANCE FUND Life: OIF - Non-Participating (i) Financial Resources of Insurance Fund Balance in the surplus account (of participating fund) Add: Allowance for provision for non-guaranteed benefits (of participating fund): (lower of or ) Policy liabilities - minimum condition liability % of aggregate of provisions for non-guaranteed benefits and PAD Surplus of insurance fund (of any other insurance fund) Less: Reinsurance adjustment Financial resource adjustment: (8 to ) (a) loans to, guarantees granted for, and other unsecured amounts owed to the registered insurer (b) charged assets (c) deferred tax assets (d) intangible assets (e) other financial resource adjustments Financial Resources of Insurance Fund ( ) (ii) Total Risk Requirement of Insurance Fund A. Component Requirement - Insurance Risks Life Insurance Risk Requirement (for participating fund): ( + 8) (a) Policy Liability Risk Requirement: (zero or 6-7, whichever is higher) Modified minimum condition liability Minimum condition liability (b) Surrender Value Condition Risk Requirement: (zero or 9 -, whichever is higher) Aggregate of surrender values of policies of the insurance fund Higher of or : Sum of total risk requirement and minimum condition liability of the insurance fund Policy liabilities of the insurance fund Life Insurance Risk Requirement (other than participating fund) ( + 7) (a) Policy Liability Risk Requirement: (zero or - 6, whichever is higher) Modified policy liabilities Policy Liabilities (b) Surrender Value Condition Risk Requirement: (zero or 8-9, whichever is higher) Aggregate of surrender values of policies of the insurance fund Sum of total risk requirement and policy liabilities of the insurance fund General Insurance Risk Requirement (for general business): ( to ) (a) Premium liability risk requirement (b) Claim liability risk requirement Total C Requirement ( + + ) B. Component Requirement - Investment Risks and Risks arising from Interest Rate Sensitivity and Foreign Currency Mismatch between Asset and Liabilities Equity Investment Risk Requirement ( to 6) (a) Specific Risk Requirement (b) General Risk Requirement Debt Investment and Duration Mismatch Risk Requirement: /6/ :: PM

296 (8 or, whichever is higher) (a) Sum of: (9 + ) Debt investment risk requirement in an increasing interest rate environment ( to ) Debt specific risk requirement Debt general risk requirement Liability adjustment requirement in an increasing interest rate environment (b) Sum of: ( + 7) Debt investment risk requirement in a decreasing interest rate environment ( to 6) Debt specific risk requirement Negative of debt general risk requirement Liability adjustment requirement in a decreasing interest rate environment Loan Investment Risk Requirement Property Risk Requirement Foreign Currency Mismatch Risk Requirement (for Singapore Insurance Fund) Derivative Counterparty Risk Requirement Miscellaneous Risk Requirement Total C Requirement ( ) C. Component Requirement - Concentration Risks Counterparty Exposure Equity Securities Exposure Unsecured Loans Exposure Property Exposure Foreign Currency Risk Exposure Exposure to assets in miscellaneous risk requirements Exposure to non-liquid assets with Singapore Insurance Fund (for general business) Total C Requirement ( to 6) Total Risk Requirement of Insurance Fund ( + +6) /6/ :: PM

297 ANNUAL RETURN: FORM - STATEMENT IN RELATION TO FUND SOLVENCY REQUIREMENT OF INSURANCE FUND Life: OIF - Investment-Linked (i) Financial Resources of Insurance Fund Balance in the surplus account (of participating fund) Add: Allowance for provision for non-guaranteed benefits (of participating fund): (lower of or ) Policy liabilities - minimum condition liability % of aggregate of provisions for non-guaranteed benefits and PAD Surplus of insurance fund (of any other insurance fund) Less: Reinsurance adjustment Financial resource adjustment: (8 to ) (a) loans to, guarantees granted for, and other unsecured amounts owed to the registered insurer (b) charged assets (c) deferred tax assets (d) intangible assets (e) other financial resource adjustments Financial Resources of Insurance Fund ( ) (ii) Total Risk Requirement of Insurance Fund A. Component Requirement - Insurance Risks Life Insurance Risk Requirement (for participating fund): ( + 8) (a) Policy Liability Risk Requirement: (zero or 6-7, whichever is higher) Modified minimum condition liability Minimum condition liability (b) Surrender Value Condition Risk Requirement: (zero or 9 -, whichever is higher) Aggregate of surrender values of policies of the insurance fund Higher of or : Sum of total risk requirement and minimum condition liability of the insurance fund Policy liabilities of the insurance fund Life Insurance Risk Requirement (other than participating fund) ( + 7) (a) Policy Liability Risk Requirement: (zero or - 6, whichever is higher) Modified policy liabilities Policy Liabilities (b) Surrender Value Condition Risk Requirement: (zero or 8-9, whichever is higher) Aggregate of surrender values of policies of the insurance fund Sum of total risk requirement and policy liabilities of the insurance fund General Insurance Risk Requirement (for general business): ( to ) (a) Premium liability risk requirement (b) Claim liability risk requirement Total C Requirement ( + + ) B. Component Requirement - Investment Risks and Risks arising from Interest Rate Sensitivity and Foreign Currency Mismatch between Asset and Liabilities Equity Investment Risk Requirement ( to 6) (a) Specific Risk Requirement (b) General Risk Requirement Debt Investment and Duration Mismatch Risk Requirement: /6/ :: PM

298 (8 or, whichever is higher) (a) Sum of: (9 + ) Debt investment risk requirement in an increasing interest rate environment ( to ) Debt specific risk requirement Debt general risk requirement Liability adjustment requirement in an increasing interest rate environment (b) Sum of: ( + 7) Debt investment risk requirement in a decreasing interest rate environment ( to 6) Debt specific risk requirement Negative of debt general risk requirement Liability adjustment requirement in a decreasing interest rate environment Loan Investment Risk Requirement Property Risk Requirement Foreign Currency Mismatch Risk Requirement (for Singapore Insurance Fund) Derivative Counterparty Risk Requirement Miscellaneous Risk Requirement Total C Requirement ( ) C. Component Requirement - Concentration Risks Counterparty Exposure Equity Securities Exposure Unsecured Loans Exposure Property Exposure Foreign Currency Risk Exposure Exposure to assets in miscellaneous risk requirements Exposure to non-liquid assets with Singapore Insurance Fund (for general business) Total C Requirement ( to 6) Total Risk Requirement of Insurance Fund ( + +6) /6/ :: PM

299 ANNUAL RETURN: FORM - ADDITIONAL INFORMATION Nil. /6/ :: PM

300 ANNUAL RETURN: FORM - STATEMENT IN RELATION TO TOTAL RISK REQUIREMENT OF ASSETS AND LIABILITIES OF REGISTERED INSURER THAT DO NOT BELONG TO ANY INSURANCE FUND ESTABLISHED AND MAINTAINED UNDER THE ACT (i) Total Risk Requirement A. Component Requirement - Insurance Risks Life Insurance Risk Requirement: (for participating business only) ( + ) (a) Policy Liability Risk Requirement: (zero or -, whichever is higher) Modified minimum condition liability Minimum condition liability (b) Surrender Value Condition Risk Requirement: (zero or 6-7, whichever is higher) Aggregate of surrender values of policies Higher of 8 or 9: Sum of total risk requirement and minimum condition liability Policy liabilities Life Insurance Risk Requirement: (other than participating business) ( + ) (a) Policy Liability Risk Requirement: (zero or -, whichever is higher) Modified policy liabilities Policy liabilities (b) Surrender Value Condition Risk Requirement: (zero or - 6, whichever is higher) Aggregate of surrender values of policies Sum of total risk requirement and policy liabilities 6 General Insurance Risk Requirement (for general business) (8 to 9) (a) Premium liability risk requirement (b) Claim liability risk requirement Total C Requirement ( + + 7) B. Component Requirement - Investment Risks and Risks arising from Interest Rate Sensitivity and Foreign Currency Mismatch between Asset and Liabilities Equity Investment Risk Requirement: ( to ) (a) Specific Risk Requirement (b) General Risk Requirement Debt Investment and Duration Mismatch Risk Requirement: ( or, whichever is higher) (a) Sum of: (6 + 9) Debt investment risk requirement in an increasing interest rate environment (7 to 8) Debt specific risk requirement Debt general risk requirement Liability adjustment requirement in an increasing interest rate environment (b) Sum of: ( + ) Debt investment risk requirement in a decreasing interest rate environment ( to ) Debt specific risk requirement /6/ :: PM

301 Negative of debt general risk requirement Liability adjustment requirement in a decreasing interest rate environment Loan Investment Risk Requirement Property Risk Requirement Derivative Counterparty Risk Requirement Miscellaneous Risk Requirement 6 7 8,6,98 Total C Requirement ( ) 9,6,98 Total Risk Requirement of Assets and Liabilities of Registered Insurer that do not belong to any insurance fund established and maintained under the Act ( + 9),6,98 /6/ :: PM

302 ANNUAL RETURN: FORM - ADDITIONAL INFORMATION NIL /6/ :: PM

303 ANNUAL RETURN FORM - STATEMENT IN RELATION TO CAPITAL ADEQUACY REQUIREMENT OF REGISTERED INSURER (i) Financial Resources of Registered Insurer A. Tier Resource Aggregate of surpluses of all insurance funds other than a participating fund Balances in the surplus account of each participating fund Paid-up ordinary share capital Unappropriated profits (losses) Surpluses of Overseas Branch Operations Irredeemable and non-cumulative preference shares Any other capital instrument approved by the Authority as a Tier resource Less: Reinsurance adjustment Financial resource adjustment: ( to ) (a) loans to, guarantees granted for and other unsecured amounts owed to the registered insurer (b) charged assets (c) deferred tax assets (d) intangible assets (e) other financial resource adjustments Total Tier Resource ( to 7 less 8 to 9) B. Tier Resource Irredeemable and non-cumulative preference shares not recognised as Tier resource Irredeemable and non-cumulative preference shares Other Tier resource Total Tier Resource (6 to 8) C. Aggregate of allowance for provisions for non-guaranteed benefits of participating funds Financial Resources of Registered Insurer (higher of $m or + 9 +) (ii) Total Risk Requirement of Registered Insurer (a) Total risk requirements of insurance funds established or maintained under the Act (b) Total risk requirements of assets and liabilities that do not belong to any insurance fund established and maintained under the Act Total Risk Requirement of Registered Insurer ( to ) CAPITAL ADEQUACY RATIO (/) ,9 97,9,66,,6,98 9,78,6 8,, -,897,88,6,6,,,9,,9,7,88. % /6/ ::8 PM

304 ANNUAL RETURN: FORM - ADDITIONAL INFORMATION NIL /6/ ::8 PM