Energy Efficiency Financing Unlock opportunities for additional sales. Supplier benefits. Financial Services provided by

Size: px
Start display at page:

Download "Energy Efficiency Financing Unlock opportunities for additional sales. Supplier benefits. Financial Services provided by"

Transcription

1 Energy Efficiency Financing Unlock opportunities for additional sales Supplier benefits Financial Services provided by

2 For your customers, investing in energy efficient equipment makes sound business and environmental sense.

3 Energy Efficiency Financing, and how you can benefit from it Investment in energy efficient equipment makes sound business and environmental sense. And with the affordable and flexible Energy Efficiency Financing scheme brought to you by Carbon Trust Implementation Services and Siemens Financial Services, reducing your customers energy costs has never been easier! Energy Efficiency Financing helps your customers save money, reduce energy waste and ultimately become greener. New, more efficient equipment, should lower your customer s energy bills and with financial payments calculated to be offset by anticipated energy savings, the funding solution from Energy Efficiency Financing is designed to pay for itself. There are a number of financing options available from Siemens Financial Services which, through the Energy Efficiency Financing scheme, can offer many benefits to your customers and can add significant value to your sales proposal.

4 The key selling points: Why your customers will love it! The Energy Efficiency Financing scheme is open to all types of businesses and organisations seeking to invest in cost effective, energy saving equipment. With the value of financing offered by Siemens Financial Services starting from as little as 1,000, and with no upper limit*, customers have the flexibility to conserve working capital for other projects and investments. Finance payments can be deducted from taxable profits (depending on individual circumstances), reducing the net cost of financing the project. The financing scheme is designed so that finance payments are offset against the anticipated energy savings, which means the equipment should pay for itself. Payments can then be arranged over terms from 1 to 7 years, or potentially even longer, and the scheme has the flexibility to customise payments to suit each client s requirements and budgets. The result - a flexible solution, which allows easier budgeting and affordable payments that are not subject to fluctuations in interest rates. The option for Direct Debit payments also means that the scheme is simple, easy and convenient for your customers. Moreover, as Energy Efficiency Financing is offered conveniently at the point of sale, customers can benefit from a faster and easier acquisition process than ever before. And over time, as your customers needs alter and evolve, the scheme also allows the flexibility to change, so that add-ons and upgrades can be accommodated in the future. *Subject to customer credit assessment

5 The benefits to you Energy Efficiency Financing makes good business sense for the scheme s recognised suppliers. Here are some of the key benefits: Designed to make things easier. Energy Efficiency Financing offers your customers a powerful and affordable alternative to an outright cash purchase, helping you to close the deal faster. Best solution selling. Energy Efficiency Financing allows you to offer an affordable means of acquiring the equipment, as opposed to the full cash price, meaning you can focus your efforts on providing the best solution for the customer s needs and achieving the desired energy savings. Fast and convenient. Energy Efficiency Financing offers you a simple application process and fast credit decisions - some virtually instantly, with the majority being in less than 24 hours. Energy Efficiency Made Easy siemens.co.uk/energy-efficiency-financing or call

6 The benefits to you Payments direct to you. Fast payments of invoices are made direct to you, the supplier, from Siemens Financial Services and are usually within 24 hours of receipt of correctly completed documentation, meaning improved cash flow. Customer control. Energy Efficiency Financing through Carbon Trust Implementation Services and Siemens Financial Services scheme provides you with access to, and control of your financing customer base, for you to leverage in the future. As the scheme is future proofed, you have an additional option to offer your customer affordable add-ons or upgrades during or at the end of the term. Service orientated. You ll have a named Account Development Manager to help ensure you are fully briefed about the financing scheme and its developments. Recognised supplier training and support. Energy Efficiency Financing gives recognised suppliers the power to manage the sales and the financing process for themselves. We provide training and support through our Supplier guide to processes and paperwork, the Energy Efficiency Financing website and dedicated Energy Efficiency Financing teams. Energy Efficiency Financing specialist staff are simply a phone call away to answer any queries and help talk you through the processes and the paperwork.

7 Will your customers Energy Efficiency Financing projects be eligible? Energy Efficiency Financing is available to all kinds of businesses and organisations, from sole traders and partnerships through to large corporates, local authorities and other public sector organisations. Register to become a recognised Energy Efficiency Financing supplier, please call: energyfinance.gb@siemens.com For more information please visit: siemens.co.uk/energy-efficiency-financing Whilst all kinds of organisations can qualify, there is some basic criteria to satisfy: Credit checks and trading history: To qualify for Energy Efficiency Financing, businesses must have been trading for at least 36 months, financing is then offered subject to a normal credit assessment. Energy saving assessment: Customer energy saving assessments will be conducted by Energy Efficiency Financing to check as far as possible that the expected CO 2 reduction, and hence financial savings over time, should match or exceed Energy Efficiency Financing payments.

8 The Carbon Trust s mission is to accelerate the move to a sustainable, low carbon economy, providing specialist support to organisations to help cut carbon emissions, save energy and commercialise low carbon technologies. Carbon Trust Implementation Services Limited is a subsidiary of the Carbon Trust. Carbon Trust Implementation Services Limited will use its expertise in carbon saving from energy efficient technologies to independently assess the carbon, energy and cost savings of any credit approved Energy Efficiency Financing application. All assessments will be based on clear and objective criteria. Siemens Financial Services goal is to enable affordable acquisition of energy efficient technologies through providing a range of flexible financing solutions for projects under the Energy Efficiency Financing scheme. Carbon Trust Implementation Services and Siemens Financial Services work with recognised suppliers, providing them with the know how, documentation and tools to support customers applications under the scheme. Siemens Financial Services is a leading provider of innovative finance solutions to UK businesses and public sector organisations. With more than 250,000 customers Siemens has arranged finance for circa 90% of the current FTSE 100 companies and more than 50% of NHS trust and local authorities. Siemens Financial Services Limited is part of the Siemens AG group of companies - jointly referred to hereafter as Siemens. Whilst reasonable steps have been taken to ensure that the information contained within this publication is correct, the authors, Carbon Trust Implementation Services Limited, Siemens, their respective agents, contractors and sub-contractors give no warranty and make no representation as to its accuracy and accept no liability for any errors or omissions. Any trademarks, service marks or logos used in this publication, and copyright in it, are the property of the Carbon Trust Implementation Services or Siemens (or their respective licensors), whichever is applicable. Nothing in this publication shall be construed as granting any licence or right to use or reproduce any of the trademarks, service marks, logos, copyright or any proprietary information in any way without the written permission of Carbon Trust Implementation Services and/or Siemens, as applicable. Carbon Trust Implementation Services and Siemens enforce infringements of their respective intellectual property rights to the full extent permitted by law. Carbon Trust Implementation Services Limited is registered in England and Wales under Company number with its registered office at 6th Floor, 5 New Street Square, London EC4A 3BF. Siemens Financial Services Limited is registered in England under Registration number with its registered office at Sefton Park, Bells Hill, Stoke Poges, Buckinghamshire, SL2 4JS. [ Carbon Trust Implementation Services Limited 2012] Financial Services provided by

ECA272. The Enhanced Capital Allowance scheme for energy-saving technologies

ECA272. The Enhanced Capital Allowance scheme for energy-saving technologies ECA272 The Enhanced Capital Allowance scheme for energy-saving technologies The Enhanced Capital Allowance scheme Boost your cash flow Enhanced Capital Allowances (ECAs) are a straightforward way for a

More information

How To Boost Your Cash Flow With The Enhanced Capital Allowance Scheme

How To Boost Your Cash Flow With The Enhanced Capital Allowance Scheme ECA272 The Enhanced Capital Allowance scheme for energy-saving technologies The Enhanced Capital Allowance scheme Boost your cash flow Enhanced Capital Allowances (ECAs) are a straightforward way for a

More information

The Enhanced Capital Allowance scheme for energy-saving technologies. A guide to equipment eligible for Enhanced Capital Allowances

The Enhanced Capital Allowance scheme for energy-saving technologies. A guide to equipment eligible for Enhanced Capital Allowances The Enhanced Capital Allowance scheme for energy-saving technologies A guide to equipment eligible for Enhanced Capital Allowances 2 Contents Boost your cash flow 03 1. Check it s on the Energy Technology

More information

Fact sheet. Conversion factors. Energy and carbon conversions 2011 update

Fact sheet. Conversion factors. Energy and carbon conversions 2011 update Fact sheet Conversion factors Energy and carbon conversions 2011 update 1 Introduction This leaflet provides a number of useful conversion factors to help you calculate energy consumption in common units

More information

Power factor correction. An introduction to technology and techniques

Power factor correction. An introduction to technology and techniques Power factor correction An introduction to technology and techniques 2 Contents Understanding power factor 03 Power factor correction 05 Implementing power factor correction techniques 06 Glossary 07 Further

More information

Advanced metering for SMEs

Advanced metering for SMEs Advanced metering for SMEs Carbon and cost savings Executive Summary The Carbon Trust would like to thank everyone who has contributed to this report, either through direct involvement in the trial, general

More information

The Enhanced Capital Allowance scheme for energy-saving technologies

The Enhanced Capital Allowance scheme for energy-saving technologies The Enhanced Capital Allowance scheme for energy-saving technologies Boost your cash flow Enhanced Capital Allowances (ECAs) are a straightforward way for a business to improve its cash flow through accelerated

More information

It doesn t take much energy to get a tax break

It doesn t take much energy to get a tax break It doesn t take much energy to get a tax break Understanding the benefits of the Enhanced Capital Allowance Scheme for Energy-Saving Investments Working together to save your business energy and money

More information

Sales Pack. Establishing secure and flexible financing facilities for your business with Premier Leasing. www.premlease.co.uk

Sales Pack. Establishing secure and flexible financing facilities for your business with Premier Leasing. www.premlease.co.uk Sales Pack Establishing secure and flexible financing facilities for your business with Premier Leasing www.premlease.co.uk Contents Introduction 2 Objectives 2 How it Works 3 Sales Benefits 4 Customer

More information

Ascent Health. Financing first class clinical care. Siemens Financial Services

Ascent Health. Financing first class clinical care. Siemens Financial Services Ascent Health Financing first class clinical care Siemens Financial Services Ascent Health - financing first class clinical care It is predicted that by 2010 the NHS will face a significant resource gap

More information

Heating, ventilation and air conditioning equipment. A guide to equipment eligible for Enhanced Capital Allowances

Heating, ventilation and air conditioning equipment. A guide to equipment eligible for Enhanced Capital Allowances Heating, ventilation and air conditioning equipment A guide to equipment eligible for Enhanced Capital Allowances 2 Contents Introduction 03 Background 03 Setting the scene 03 Benefits of purchasing ETL

More information

G M G. Terms and Conditions. Business Consulting

G M G. Terms and Conditions. Business Consulting G M G Terms and Conditions Business Consulting Overview Third Party Fair Use of t. + 44 ( 0 ) 1892 739 197 e. contact@ gmgbusiness.com www.gmgbusiness.com GMG Business Consulting is the trading name of

More information

Website Design and Development Terms

Website Design and Development Terms Website Design and Development Terms Netfink Squared ( Netfink 2 ) provides website design and development services using the platform and website templates of Squarespace, Inc ( Squarespace ). When you

More information

BT Finance BT Finance

BT Finance BT Finance Financial Solutions that are right for your business now and in the future BT Finance BT Finance Financial solutions that are right for your business now and in the future. Every day thousands of UK business

More information

Heating, ventilation and air conditioning zone controls

Heating, ventilation and air conditioning zone controls Technology information leaflet ECA762 Heating, ventilation and air conditioning zone controls A guide to equipment eligible for Enhanced Capital Allowances Contents Introduction 01 Background 01 Setting

More information

An Enterprise Resource Planning Solution (ERP) for Mining Companies Driving Operational Excellence and Sustainable Growth

An Enterprise Resource Planning Solution (ERP) for Mining Companies Driving Operational Excellence and Sustainable Growth SAP for Mining Solutions An Enterprise Resource Planning Solution (ERP) for Mining Companies Driving Operational Excellence and Sustainable Growth 2013 SAP AG or an SAP affi iate company. All rights reserved.

More information

tailored leasing for all shapes and sizes

tailored leasing for all shapes and sizes tailored leasing for all shapes and sizes Who is Shire Leasing? Shire Leasing was established in 1990 by chairmen John Worton and Martin Smith who used their previous experience in the leasing and finance

More information

Licence Agreement. Document filename. HSCIC Licence Agreement. Directorate / Programme. Solution, Design, Assurance and Standards. Status.

Licence Agreement. Document filename. HSCIC Licence Agreement. Directorate / Programme. Solution, Design, Assurance and Standards. Status. Document filename HSCIC Licence Agreement Directorate / Programme Solution, Design, Assurance and Standards Status Approved Version 1.0 Version issue date 01/04/2013 Licence Agreement INTRODUCTION This

More information

Best Companies Limited Website Terms and Conditions

Best Companies Limited Website Terms and Conditions These Terms and Conditions ( Terms ) govern your access to and use of the Website. By accessing and using the Website you agree that you have read and accept these terms and conditions and that they shall

More information

SAP Solution Overview: SAP Cloud for Travel and Expense An Easier Way to Travel

SAP Solution Overview: SAP Cloud for Travel and Expense An Easier Way to Travel : An Easier Way to Travel Table of Contents Overview...1 Solutions... 2 Benefits... 8 Quick Facts... 11 1 Overview: Focus on your business while controlling travel costs. With the increasing cost of business

More information

Streamline Processes and Gain Business Insights in the Cloud

Streamline Processes and Gain Business Insights in the Cloud SAP Brief SAP s for Small Businesses and Midsize Companies SAP Business One Cloud Objectives Streamline Processes and Gain Business Insights in the Cloud Drive profitable growth affordably and without

More information

Ya-YaOnline Platform ( Service ).

Ya-YaOnline Platform ( Service ). SOFTWARE AS A SERVICE AGREEMENT FOR THE USE OF: Ya-YaOnline Platform ( Service ). NOW IT IS HEREBY AGREED by and between the parties hereto as follows:- Definitions "Agreement" means this Agreement and

More information

Data Subscription Service. Data descriptions Order form Licence agreement

Data Subscription Service. Data descriptions Order form Licence agreement Data Subscription Service Data descriptions Order form Licence agreement Introduction Background The General Pharmaceutical Council (GPhC) is the regulator for pharmacists, pharmacy technicians and registered

More information

Janison Terms and Conditions. Updated Jan 2013

Janison Terms and Conditions. Updated Jan 2013 Janison Terms and Conditions Updated Jan 2013 Terms and Conditions 1. Interpretation 1.1. In this Agreement, unless otherwise indicated by the context (a) (b) (c) (d) (e) (f) (g) (h) (i) words importing

More information

Extended Validation SSL

Extended Validation SSL AUTHENTICATION GUIDE Extended Validation SSL Authentication Requirements VeriSign, Inc. Copyright 2006 VeriSign, Inc. All rights reserved. The information in this document belongs to VeriSign. It may not

More information

Use Advanced Analytics to Guide Your Business to Financial Success

Use Advanced Analytics to Guide Your Business to Financial Success SAP Information Sheet Analytics Solutions from SAP Quick Facts Use Advanced Analytics to Guide Your Business to Financial Success Quick Facts Summary With advanced analytics from SAP, finance experts can

More information

Document Scanning & Electronic Archiving. for Sage 200

Document Scanning & Electronic Archiving. for Sage 200 Document Scanning & Electronic Archiving for Sage 200 Visit draycir.com/capture Why Spindle Document Capture? We understand that life is busy and your time is precious. Too precious for paperwork. So why

More information

Buying retirement housing

Buying retirement housing Factsheet 2 April 2014 About this factsheet This factsheet provides information for people who are considering buying retirement housing. It covers management of retirement schemes, what services may be

More information

Business Management Made Simpler

Business Management Made Simpler SAP Brief SAP s for Small Businesses and Midsize Companies SAP Business One Objectives Business Management Made Simpler Successfully manage and grow your small business Successfully manage and grow your

More information

3.0 ACCEPTANCE OF WORK

3.0 ACCEPTANCE OF WORK Terms and Conditions All orders placed with The Web Bureau Ltd. are accepted subject to the following conditions, which shall form the basis of the contract between The Web Bureau Ltd and the customer.

More information

SAP Travel OnDemand Solution An Easier Way to Travel

SAP Travel OnDemand Solution An Easier Way to Travel SAP Brief SAP Travel OnDemand Objectives SAP Travel OnDemand An Easier Way to Travel Focus on your business while controlling travel costs Focus on your business while controlling travel costs With the

More information

RM BOOKS TERMS AND CONDITIONS

RM BOOKS TERMS AND CONDITIONS RM BOOKS TERMS AND CONDITIONS (Effective October 2012) Welcome to the RM Books website. Thank you for using RM Books, a service that allows you to view, download and use a variety of digitised electronic

More information

Spotlight on Packaged Bank Accounts and insurance add-ons

Spotlight on Packaged Bank Accounts and insurance add-ons insurance services Spotlight on Packaged Bank Accounts and insurance add-ons The FSA Policy Statement on Packaged Bank Accounts resulting from Consultation Paper CP11/20 is due to be published in July

More information

Ground rules. FTSE Global Equity Index Series (FTSE GEIS) Guide to Calculation Method for the Median Liquidity Test v1.1

Ground rules. FTSE Global Equity Index Series (FTSE GEIS) Guide to Calculation Method for the Median Liquidity Test v1.1 Ground rules FTSE Global Equity Index Series (FTSE GEIS) Guide to Calculation Method for the Median Liquidity Test v1.1 ftserussell.com October 2015 Contents 1.0 Purpose of the guide... 3 2.0 Liquidity

More information

Get Growing with the Starter Package for SAP Business One

Get Growing with the Starter Package for SAP Business One SAP Brief SAP s for Small Businesses and Midsize Companies Objectives Get Growing with the Starter Package for Start quickly and maintain momentum as your business grows Start quickly and maintain momentum

More information

Authentication Guide

Authentication Guide Authentication Guide Copyright 2006 thawte, Inc. All rights reserved. The information in this document belongs to thawte. It may not be used, reproduced or disclosed without the written approval of thawte.

More information

Managing working capital in the new economic environment

Managing working capital in the new economic environment IBM Global Business Services Financial Management Managing working capital in the new economic environment Challenging times The problem is acknowledged throughout the world: in difficult economic times,

More information

Terms and Conditions for the Supply of Goods and Services WestOne Virtual Office Group Ltd

Terms and Conditions for the Supply of Goods and Services WestOne Virtual Office Group Ltd Terms and Conditions for the Supply of Goods and Services WestOne Virtual Office Group Ltd 1. General Website Usage 1.1. Welcome to our website. If you continue to browse and use this website you are agreeing

More information

CIPS Chartered Status Assessment Terms and Conditions (v1.0 12.01.15)

CIPS Chartered Status Assessment Terms and Conditions (v1.0 12.01.15) CIPS Chartered Status Assessment Terms and Conditions (v1.0 12.01.15) This page (together with the documents referred to on it) tells you ( you means the party contracting with CIPS) the terms and conditions

More information

AUSTRALIAN GOVERNMENT GRANTS AND ASSISTANCE USING GOVERNMENT GRANTS TO FUND YOUR BUSINESS IMPROVEMENT. Paper 014-001 CONTENTS

AUSTRALIAN GOVERNMENT GRANTS AND ASSISTANCE USING GOVERNMENT GRANTS TO FUND YOUR BUSINESS IMPROVEMENT. Paper 014-001 CONTENTS AUSTRALIAN GOVERNMENT GRANTS AND ASSISTANCE USING GOVERNMENT GRANTS TO FUND YOUR BUSINESS IMPROVEMENT CONTENTS Page 1. Government Assistance... 2 2. Austrade... 2 3. Export Market Development Grant...

More information

Service Schedule for BT Business Lite Web Hosting and Business Email Lite powered by Microsoft Office 365

Service Schedule for BT Business Lite Web Hosting and Business Email Lite powered by Microsoft Office 365 1. SERVICE DESCRIPTION 1.1 The Service enables the Customer to: set up a web site(s); create a sub-domain name associated with the web site; create email addresses. 1.2 The email element of the Service

More information

Website Disclaimer http://www.website-law.co.uk/ourdocumentlicence.html. Disclaimer 1

Website Disclaimer http://www.website-law.co.uk/ourdocumentlicence.html. Disclaimer 1 Website Disclaimer http://www.website-law.co.uk/ourdocumentlicence.html (1) Introduction Disclaimer 1 This disclaimer governs your use of our website; by using our website, you accept this disclaimer in

More information

Over 50s Life Insurance with the Lifetime Payback Guarantee

Over 50s Life Insurance with the Lifetime Payback Guarantee Over 50s Life Insurance with the Lifetime Payback Guarantee Key Facts and Policy Terms and Conditions 2 Welcome to Smart Insurance We all want the best for our loved ones. Now that you have chosen Smart

More information

Over 50s Life Insurance with the Lifetime Payback Guarantee

Over 50s Life Insurance with the Lifetime Payback Guarantee Over 50s Life Insurance with the Lifetime Payback Guarantee Key Facts and Policy Terms and Conditions Welcome to British Seniors We all want the best for our loved ones. Now that you have chosen British

More information

OXFORD UNIVERSITY PRESS ONLINE JOURNALS: INSTITUTIONAL ONLINE AGREEMENT

OXFORD UNIVERSITY PRESS ONLINE JOURNALS: INSTITUTIONAL ONLINE AGREEMENT OXFORD UNIVERSITY PRESS ONLINE JOURNALS: INSTITUTIONAL ONLINE AGREEMENT IMPORTANT: BY COMPLETING THE ONLINE REGISTRATION MATERIALS, SIGNING AND SENDING THEM TO OXFORD UNIVERSITY PRESS (OR BY SELECTING

More information

www.yourchoicecounselling.co.uk (the "Website") is provided by Your Choice Counselling.

www.yourchoicecounselling.co.uk (the Website) is provided by Your Choice Counselling. Your Choice Counselling. Website Legal Notice Important - this is a legal agreement between you and Your Choice Counselling. Registered office: 2 Seaford Close, Burseldon, Southampton, Hampshire SO31 8GL

More information

LICENCE FOR EMPLOYMENT APPLICATION. means Eversheds LLP whose registered office is at One Wood Street, London EC2V 7WS.

LICENCE FOR EMPLOYMENT APPLICATION. means Eversheds LLP whose registered office is at One Wood Street, London EC2V 7WS. LICENCE FOR EMPLOYMENT APPLICATION 1. DEFINITIONS Eversheds Licensee Application Intellectual Property Rights Use means Eversheds LLP whose registered office is at One Wood Street, London EC2V 7WS. means:

More information

ERP, CLOUD & TAX NAVIGATING MAJOR DECISIONS IN YOUR BUSINESS

ERP, CLOUD & TAX NAVIGATING MAJOR DECISIONS IN YOUR BUSINESS ERP, CLOUD & TAX NAVIGATING MAJOR DECISIONS IN YOUR BUSINESS ERP, cloud and tax Are you planning ahead? AN INVESTMENT IN A NEW ENTERPRISE RESOURCE PLANNING (ERP) SYSTEM IS A MAJOR DECISION. UNFORTUNATELY

More information

Sage Online Solutions

Sage Online Solutions Safe and simple online accounting and payroll for small businesses 1 Overview Introduction Times are changing. Like the way we do our weekly food shop or research the latest gadget, more and more people

More information

Bespoke portfolios Personalised service. Investment portfolios uniquely tailored to you

Bespoke portfolios Personalised service. Investment portfolios uniquely tailored to you Bespoke portfolios Personalised service Investment portfolios uniquely tailored to you 2 Close Close 3 Strong traditions Proven experience About Close Brothers Close Brothers Group plc has been at the

More information

Guidance to the Air Ambulance Charities Grant Scheme. A grant to cover the VAT costs on aviation fuel 2014 15

Guidance to the Air Ambulance Charities Grant Scheme. A grant to cover the VAT costs on aviation fuel 2014 15 Guidance to the Air Ambulance Charities Grant Scheme A grant to cover the VAT costs on aviation fuel 2014 15 March 2015 Title: Guidance to the air ambulance charities grant scheme Author: Finance & NHS

More information

English UK VAT & Overseas Agents

English UK VAT & Overseas Agents English UK VAT & Overseas Agents Deloitte Contacts Simon Prinn, Partner Tel. 0118 322 2825 Jack Stoakes, Senior Manager Tel. 01293 761249 Charlotte McMillan, Assistant Manager Tel. 01293 761392 July 2012

More information

Our 24 tips to get you trading online in 24 hours

Our 24 tips to get you trading online in 24 hours Our 24 tips to get you trading online in 24 hours With e-commerce growing by 14% this year in the UK and online shopping figures at an all time high, there has never been a better time to set your business

More information

MEMBI TERMS & CONDITIONS

MEMBI TERMS & CONDITIONS MEMBI TERMS & CONDITIONS 1 APPLICATION OF TERMS 1.1 Membi Ltd (Company Number 09775238) of 396a Kingston Road, London SW20 8LL, United Kingdom (Membi) grants you a non-exclusive, limited and revocable

More information

Trinity Online Application - Terms and Conditions of Use

Trinity Online Application - Terms and Conditions of Use IMPORTANT NOTICE PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, YOU MUST NOT USE THIS APPLICATION. BY USING THIS APPLICATION AND/OR ANY OF

More information

Terms of Use (basic) 1

Terms of Use (basic) 1 Terms of Use (basic) 1 (1) Introduction These terms of use govern your use of our website; by using our website, you accept these terms of use in full. 2 If you disagree with these terms of use or any

More information

Stocks & Shares ISA Product guide

Stocks & Shares ISA Product guide Stocks & Shares ISA Product guide Your guide to the Stocks & Shares ISA The Stocks & Shares ISA from Friends Life is available through My Money. This guide explains what it is, how it works and aims to

More information

Intellectual Property Pursuit and Defence. Summary of Cover

Intellectual Property Pursuit and Defence. Summary of Cover Intellectual Property Pursuit and Defence Summary of Cover Intellectual Property Pursuit and Defence Summary of cover This insurance is an annual contract unless stated otherwise in the quotation or renewal

More information

This document has been provided by the International Center for Not-for-Profit Law (ICNL).

This document has been provided by the International Center for Not-for-Profit Law (ICNL). This document has been provided by the International Center for Not-for-Profit Law (ICNL). ICNL is the leading source for information on the legal environment for civil society and public participation.

More information

INSURANCE PREMIUM FINANCE SPREAD THE COST. KEEP CONTROL.

INSURANCE PREMIUM FINANCE SPREAD THE COST. KEEP CONTROL. INSURANCE PREMIUM FINANCE SPREAD THE COST. KEEP CONTROL. WHAT IS PREMIUM FINANCE? Whether for personal or business use, insurance is essential for most of us but even when a competitive policy has been

More information

orbital Payroll Group company overview

orbital Payroll Group company overview orbital Payroll Group company overview 2 Orbital Payroll Group Company Overview WHO WE ARE The Orbital group offers various payroll services covering self-employed and PAYE options for contractors working

More information

Starting up your own business.

Starting up your own business. Starting up your own business. Supporting you on your business journey. Planning and organisation are crucial in the early stages of setting up a new business. You have a far higher chance of success if

More information

means the period during which the Contractor is engaged by the Employment Business to render services to the Client.

means the period during which the Contractor is engaged by the Employment Business to render services to the Client. 1 TERMS OF ENGAGEMENT OF LIMITED COMPANY CONTRACTORS 1. DEFINITIONS 1.1. In these Terms of Engagement the following definitions apply: Assignment Client Contractor means the period during which the Contractor

More information

How To Use A Caf Bank

How To Use A Caf Bank CAF Bank features and benefits Thank you for choosing CAF Bank for your everyday banking needs. If you have any questions please do not hesitate to call our Customer Services team on 03000 123 456. About

More information

Should you have any questions please do not hesitate to contact the NIG Broker Support on 0845 600 8408* or by email to brokersupport@nig-uk.

Should you have any questions please do not hesitate to contact the NIG Broker Support on 0845 600 8408* or by email to brokersupport@nig-uk. Dear Broker Principal, RE: Access to the NIG Extranet (including The Hub). U K Insurance Limited, trading as NIG ( NIG/we/us ), has received an application from a member of staff at your organisation (

More information

TRANSPORT FOR LONDON (TfL) LOW EMISSIONS CERTIFICATE (LEC) GUIDANCE NOTES FOR THE COMPANY AUDIT PROCESS. LEC (Company Audit) Guidance Notes

TRANSPORT FOR LONDON (TfL) LOW EMISSIONS CERTIFICATE (LEC) GUIDANCE NOTES FOR THE COMPANY AUDIT PROCESS. LEC (Company Audit) Guidance Notes TRANSPORT FOR LONDON (TfL) LOW EMISSIONS CERTIFICATE (LEC) GUIDANCE NOTES FOR THE COMPANY AUDIT PROCESS LEC (Company Audit) Guidance Notes Glossary of Terms Transport for London (TfL) London Low Emission

More information

Philips Respironics GK: Helping Customers Breath Easier with the SAP CRM Rapid-Deployment Solution

Philips Respironics GK: Helping Customers Breath Easier with the SAP CRM Rapid-Deployment Solution Picture Credit Philips Respironics GK, Tokyo, Japan. Used with permission. Philips Respironics GK: Helping Customers Breath Easier with the SAP CRM Rapid-Deployment Solution In preparation for the launch

More information

ROYAL MAIL GROUP ADDRESS MANAGEMENT UNIT PAF DIRECT END USER LICENCE

ROYAL MAIL GROUP ADDRESS MANAGEMENT UNIT PAF DIRECT END USER LICENCE ROYAL MAIL GROUP ADDRESS MANAGEMENT UNIT PAF DIRECT END USER LICENCE Introduction This licence permits the use of PAF Data by an end user. Details of other licences available for the use of PAF Data can

More information

TERMS AND CONDITIONS OF USE OF KUWAIT FINANCE HOUSE BAHRAIN S WEBSITE & INTERNET BANKING SERVICES

TERMS AND CONDITIONS OF USE OF KUWAIT FINANCE HOUSE BAHRAIN S WEBSITE & INTERNET BANKING SERVICES TERMS AND CONDITIONS OF USE OF KUWAIT FINANCE HOUSE BAHRAIN S WEBSITE & INTERNET BANKING SERVICES Acknowledgement and acceptance of Terms Kuwait Finance House (Bahrain) B.S.C. (the Bank, our, us or we

More information

Website Terms and Conditions

Website Terms and Conditions Website Terms and Conditions In these terms and conditions, "we", "us" and "our" means Southern Cross Austereo Pty Limited ACN 109 243 110 and its related bodies corporate and any successors or assigns..

More information

Novated Lease Explained

Novated Lease Explained Novated Lease Explained At nlc, we provide you with the easiest, lowest-cost way to own and run the car of your choice. We take care of all your automotive needs, including car purchase, finance, insurance,

More information

SMARSH WEBSITE & HOSTING REPRESENTATIVE TERMS & CONDITIONS

SMARSH WEBSITE & HOSTING REPRESENTATIVE TERMS & CONDITIONS SMARSH WEBSITE & HOSTING REPRESENTATIVE TERMS & CONDITIONS This Webhosting & Services Terms and Conditions ( Terms ) are effective as of the date of execution of the Order Form, as defined in Section 1,

More information

Clariant: Optimizing Product Safety and Stewardship with SAP Software

Clariant: Optimizing Product Safety and Stewardship with SAP Software SAP Customer Success Story Chemicals Clariant 2013 SAP AG or an SAP affiliate company. All rights reserved. Clariant: Optimizing Product Safety and Stewardship with SAP Software Company Clariant International

More information

Inject Design General Terms & Conditions

Inject Design General Terms & Conditions Inject Design General Terms & Conditions Latest Revision: April 2015 www.injectdesign.co.nz Content No. Contents Page No. 00 01 03 04 05 06 07 08 09 10 11 12 13 14 15 16 17 18 General Terms & Conditions

More information

These Terms apply both to your use of, and to all Internet traffic visiting, this Web site.

These Terms apply both to your use of, and to all Internet traffic visiting, this Web site. Terms of Use AGREEMENT BETWEEN YOU AND RCI EUROPE This Web site is offered to you by RCI Europe ("RCI", "we", "us", or "our"). Your use of this Web site and/or your acceptance without modification of the

More information

Toyota Finance for Business

Toyota Finance for Business Toyota Finance for Business Welcome 2 Why choose Toyota Financial Services? 3 1 Toyota Contract Hire 4 AccessToyota 7 Other financial products 9 Protecting your car 12 Personal Tax for Company Car Drivers

More information

UK Consultant Recognition Terms & Conditions

UK Consultant Recognition Terms & Conditions UK Consultant Recognition Terms & Conditions Allianz Worldwide Care Introduction This document outlines the terms & conditions of being an Allianz Worldwide Care recognised consultant. These terms & conditions

More information

Legal Notices. Purpose and Scope of Website. StanCorp Financial Group, Inc. Contact Us. Public Affairs. Special Investigations Unit

Legal Notices. Purpose and Scope of Website. StanCorp Financial Group, Inc. Contact Us. Public Affairs. Special Investigations Unit Legal Notices The following describes the policies and practices of StanCorp Financial Group, Inc ( StanCorp Financial ) and its affiliates, vendors, and licensors with regards to the collection and use

More information

ND1001:1999/06 PNO-ISC/SPEC/001

ND1001:1999/06 PNO-ISC/SPEC/001 NICC Document ND1001:1999/06 ND1001:1999/06 PNO-ISC/SPEC/001 Use of SS7 pointcodes for network interconnect in the UK Network Interoperability Consultative Committee Oftel 50 Ludgate Hill London EC4M 7JJ

More information

How 21 st century Purchasing- and Finance organizations leverage Business Networks for automation and business collaboration

How 21 st century Purchasing- and Finance organizations leverage Business Networks for automation and business collaboration How 21 st century Purchasing- and Finance organizations leverage Business Networks for automation and business collaboration Frank Bade, SAP SE September 10 th, 2015 2020 2.5 Billion connected people on

More information

Simple DCP Terms of Service

Simple DCP Terms of Service 1. ACCEPTANCE OF TERMS Simple DCP Terms of Service Simple DCP, a General Partnership ("Simple DCP") welcomes you ( you, your or User ). Simple DCP provides the Simple DCP Services (defined below) to you

More information

Proactive Collections and Dispute Management with SAP Software

Proactive Collections and Dispute Management with SAP Software SAP Brief SAP ERP Financials SAP Collections and Dispute Management Objectives Proactive Collections and Dispute Management with SAP Software Reducing risk exposure while enhancing cash flow Reducing risk

More information

An Enterprise Resource Planning Solution for Mill Products Companies

An Enterprise Resource Planning Solution for Mill Products Companies SAP Thought Leadership Paper Mill Products An Enterprise Resource Planning Solution for Mill Products Companies Driving Operational Excellence and Profitable Growth Table of Contents 4 What It Takes to

More information

Severn Trent Water. Raising customer service levels and driving down costs. www.macro4.com

Severn Trent Water. Raising customer service levels and driving down costs. www.macro4.com C U S T O M E R S U C C E S S Severn Trent Water Raising customer service levels and driving down costs Working with Macro 4 we were able to introduce electronic billing very quickly and cost effectively,

More information

A masterclass in professional trading

A masterclass in professional trading A masterclass in professional trading In partnership with TSquared Trading Evening taster session 1 May 2014 Day one 9 May 2014 Day two 2 June 2014 London The Course Overview How to develop a trading plan

More information

Four Advantages an Online International Payments Platform Gives Your Business

Four Advantages an Online International Payments Platform Gives Your Business UK Version Four Advantages an Online International Payments Platform Gives Your Business As every business has noticed, the fi nancial landscape has changed drastically in recent months, and the same is

More information

Home Repair and Maintenance Contract

Home Repair and Maintenance Contract S&M 3139 (LBU)0273306:- 12/11/09 11:27 Page 1 Home Repair and Maintenance Contract Published by Thomson Reuters (Legal) Limited (Registered in England & Wales, Company No 1679046) trading as Sweet & Maxwell

More information

Licensing agreements for intellectual property

Licensing agreements for intellectual property Licensing agreements for intellectual property Introduction A licensing agreement can be used when you (the licensor) grant certain legal rights to another business (the licensee) to use your intellectual

More information

AIG Life. Over 50s Life Plan. Key Facts

AIG Life. Over 50s Life Plan. Key Facts AIG Life Over 50s Life Plan Key Facts Welcome to AIG American International Group, Inc. (AIG) is a leading international insurance organisation serving customers in more than 130 countries and jurisdictions.

More information

VOKERA (NEW) AFFINITY UK

VOKERA (NEW) AFFINITY UK VOKERA (NEW) AFFINITY UK TERMS & CONDITIONS 2015 1. The Vokèra Affinity Reward Programme (The Scheme) is being operated by Vokèra Limited, Borderlake House, Unit 7, Riverside Industrial Estate, London

More information

Surveyors Professional Liability Insurance Summary

Surveyors Professional Liability Insurance Summary Surveyors Professional Liability Surveyors Professional Liability Underwritten by a member of the QBE Insurance Group (QBE) This insurance is an annual contract unless stated otherwise in the quotation

More information

Standard Terms & Conditions for Supply of Software Development Services

Standard Terms & Conditions for Supply of Software Development Services Sell your Products Online and Web by Numbers are brands of Web by Numbers Ltd (hereinafter referred to as Web by Numbers ) Standard Terms & Conditions for Supply of Software Development Services These

More information

BOV Eco Personal Loan

BOV Eco Personal Loan BOV Eco Personal Loan your guide to: General Product Information The Benefits Your Checklist Your Next Step Important Information Our Interest Rates Our Fees and Charges Terms and Conditions of Use General

More information

Sage 50 Accounts. What is Sage 50 Accounts?

Sage 50 Accounts. What is Sage 50 Accounts? Sage 50 Accounts What is Sage 50 Accounts? What is Sage 50 Accounts? Sage 50 Accounts is market-leading accounts software designed to help you manage your finances. Keep track of sales, expenses and profit,

More information

How To Pay For Parking On A Mobile Phone

How To Pay For Parking On A Mobile Phone The new service from the pioneers of car park ticketing... Park, pay and go! The new service from the pioneers of car park ticketing... BemroseBooth Mobile is the new way to pay for parking. It allows

More information

November 2012. Figure 1: New issuance (US$ billion) presents attractive opportunities

November 2012. Figure 1: New issuance (US$ billion) presents attractive opportunities November 2012 Emerging market corporate bonds attractive opportunities in a dynamic sector In a world where traditional fixed income investments, such as core government bonds, offer very low returns to

More information

Please read these Terms and Conditions of Use carefully. They govern the provision and use of the MyPAYE Online Payroll service and website.

Please read these Terms and Conditions of Use carefully. They govern the provision and use of the MyPAYE Online Payroll service and website. Terms and Conditions of Use Your online payroll is run via for MyPAYE Online Payroll Service Please read these Terms and Conditions of Use carefully. They govern the provision and use of the MyPAYE Online

More information

1.2: The name the shellies includes theshellies.co.uk.

1.2: The name the shellies includes theshellies.co.uk. Welcome to our web site and blog. If you continue to browse and use our blog and web site you are agreeing to comply with and be bound by the following terms. Together with our Privacy Policy these terms

More information

B2B E-Commerce Solutions Empower Wholesale Distributors

B2B E-Commerce Solutions Empower Wholesale Distributors SAP Thought Leadership Paper Wholesale Distribution B2B E-Commerce Solutions Empower Wholesale Distributors Achieve Interaction Excellence with Outstanding Online Experiences and High-Quality Digital Content

More information

The EC3\Legal Guide to TUPE

The EC3\Legal Guide to TUPE The EC3\Legal Guide to TUPE Overview and the 2014 Regulations Marina Garston Legal Director +44 (0)203 553 4879 marina@ec3legal.com This guide focuses on the main provisions of TUPE and takes into account

More information