# Budget Income Protection Guaranteed Premiums. Policy Summary

Size: px
Start display at page:

Transcription

1 Budget Income Protection Guaranteed Premiums Policy Summary

4 How much cover can I have? The most cover you can have is 55% of your annual earned income before tax. This does not include any income from savings or investments. If you are self employed this can include dividend income from your business, provided this is paid from current year profits. The maximum amount of cover you can apply for is 12,500 a month. What s the maximum amount of income you will pay out? The most we d pay out is 55% of your annual income before tax. We then take off other payments you may be receiving, such as the payments from any other Income Protection, or accident and sickness policies that you may have. We take these payments off so that you don t receive payments totalling more than your income before you started to claim. Because of this the amount we pay you when you claim may be less than the amount of cover you are paying for. We don t refund premiums if this happens. We will never pay out more than the amount you are insured for. Please note the most we will pay out if you were unemployed, on a career break or retired before you claimed is 1,500 a month, whatever the amount of cover you chose. The following example illustrates how we work out how much we will pay you. Full details are in sections B4 and B5 of the Policy Conditions. Example John earns 27,000 a year. He can take out a Budget Income Protection policy for a maximum of 55% of his annual income which works out at 1,237 a month. John chooses 1,237 a month cover. A year after taking out his Budget Income Protection policy, he applies for a credit card, and takes out payment protection insurance on that card. Two years later John becomes sick and is unable to work as a result. His payment protection insurance on his credit card starts paying 150 a month. By this time his salary has also increased to 30,000. The following calculation shows you how we work out how much to pay John. First of all we work out 55% of John s income before the claim 30,000 x 55% = 16,500 Then we divide this by 12 to work out the monthly equivalent 16, = 1,375 Then we take off the payments from his payment protection insurance 1, = 1,225 The maximum monthly amount we could pay based on his income is 1,225 a month. Finally we check this is not more than John was covered for. His cover was 1,237 a month so we will pay the 1,225 a month, slightly less than the amount he was covered for. 4 Budget Income Protection Policy Summary

11 What would happen if LV= got into financial trouble and was not able to pay out? We ve been in business since 1843, and take great care to manage our affairs sensibly. If we ever did get into financial trouble and couldn t honour our commitments, you would be entitled to compensation from the Financial Services Compensation Scheme. The compensation you could get depends on the type of product you have. For this type of policy, the scheme covers 90% of the claim. The scheme s first responsibility is to seek continuity rather than to pay compensation. For more information go to or call Budget Income Protection Policy Summary 11

12 LV.com LV= and Liverpool Victoria are registered trade marks of Liverpool Victoria Friendly Society Limited (LVFS) and LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria group of companies. LVFS is authorised and regulated by the Financial Services Authority, register number LVFS is a member of the ABI, AFM and ILAG. Registered address: County Gates, Bournemouth BH1 2NF. Tel: /10

### Income Protection. Policy Summary

Income Protection REVIEWABLE Premiums Policy Summary Income Protection Reviewable Premiums Policy Summary In this summary, we try to help you by giving you the key facts of the policy. It doesn t set out

### LV= LIFE LV= LIFE INSURANCE. Policy Summary

LV= LIFE LV= LIFE INSURANCE INSURANCE Policy Summary LV= Life Insurance Policy Summary In this summary, we try to help you by giving you the key facts of the plan. It doesn t set out the full terms and

### LV= LIFE LV= LIFE INSURANCE

LV= LIFE LV= LIFE INSURANCE INSURANCE Key features of the LV= Life Insurance plan The Financial Conduct Authority is a financial services regulator. It requires us, LV=, to give you this important information

### Mortgage & lifestyle Mortgage & lifestyle protection. Policy Summary

Mortgage & lifestyle Mortgage & lifestyle protection protection Policy Summary Mortgage and Lifestyle Protection Policy Summary In this summary, we try to help you by giving you the key facts of the plan.

### Combined Life & Critical Illness Protection Guaranteed Premiums. Policy Summary

Combined Life & Critical Illness Protection Guaranteed Premiums Policy Summary Combined Life & Critical Illness Protection Guaranteed Premiums Policy Summary In this summary, we try to help you by giving

### ASDA Over 50s Life Cover

ASDA Over 50s Life Cover Policy Summary and Plan Conditions Document Reference ASDAGWOL3 Provided by ASDA Over 50s Life Cover Policy Summary In this summary, we try to help you by giving you the key facts

### Over 50s Life Cover. Policy Summary and Plan Conditions Document Reference ASDAGWOL3. Provided by

Over 50s Life Cover Policy Summary and Plan Conditions Document Reference ASDAGWOL3 Provided by ASDA Over 50s Life Cover Policy Summary In this summary, we try to help you by giving you the key facts of

### LV= LIFE INSURANCE. Plan Conditions Document reference: LVLI3

LV= LIFE INSURANCE Plan Conditions Document reference: LVLI3 LV= Life Insurance Plan Conditions Welcome to LV=, and thank you for choosing LV= Life Insurance These conditions and your Plan Schedule, application,

### Flexible Protection Flexible Protection Plan Plan

Flexible Protection Flexible Protection Plan Plan Key features of the Flexible Protection Plan (online quotation version) The Financial Services Authority is the independent financial services regulator.

### KEY FEATURES OF THE PROTECTED RETIREMENT PLAN

KEY FEATURES OF THE PROTECTED RETIREMENT PLAN Customer version The Financial Conduct Authority is a financial services regulator. It requires us, LV=, to give you this important information to help you

### Critical Illness. Policy Summary

Critical Illness Policy Summary This summary gives you an overview of our Critical Illness product. For full details, including all the terms and conditions, please read the LV= Critical Illness Policy

### family income assurance

family income assurance Plan Conditions Document Reference FIA - 3 This is an imptant document so please keep it in a safe place. Family Income Assurance Plan Conditions Welcome to LV=, and thank you f

### Combined Life & Critical Illness Protection Guaranteed Premiums. Policy Summary

Combined Life & Critical Illness Protection Guaranteed Premiums Policy Summary Combined Life & Critical Illness Protection Guaranteed Premiums Policy Summary In this summary, we try to help you by giving

### A brief guide to Trusts and our Trustbuilder tool

guide to guide to trusts trusts A brief guide to Trusts and our Trustbuilder tool A Brief guide to Trusts and our Trustbuilder tool Introduction This brief guide explains some of the main features and

### Combined Life & Critical Illness Protection Reviewable Premiums. Policy Summary

Combined Life & Critical Illness Protection Reviewable Premiums Policy Summary This summary gives you an overview of our Combined Life & Critical Illness Protection product. For full details, including

Document reference: MIMIBPLP1 Keep me safe Business Protection Life Insurance Policy Conditions These Policy Conditions tell you how LV= Business Protection Life Insurance wks in me detail. Together with

### Flexible Protection Plan. Protecting your lifestyle and family with one simple plan

Flexible Protection Plan Protecting your lifestyle and family with one simple plan Contents Introduction Income Protection Life Protection Critical Illness Protection Protection with a heart Extra things

### Income Protection Options Policy summary

Income Protection Options Policy summary This summary tells you the key things you need to know about our Income Protection Options policy. It doesn t give you the full terms of the policy. You can find

### Tax Advantaged Life Assurance Plan

Key features of the Tax Advantaged Life Assurance Plan NP120003A01 (PW119130A01) Tax Advantaged Life Assurance Plan KFD Page 1 of 10 This key features document gives you the main points about the plan.

### Budget Income Protection Policy Conditions Guaranteed Premiums

Budget Income Protection Policy Conditions Guaranteed Premiums Document reference: MIMIBIP9G This is an imptant document. Please keep it in a safe place. Budget Income Protection Guaranteed Premiums Policy

### Income protection solutions

For UK financial advisers only Income protection solutions Tailored to your client and their budget What is income protection? Income Protection can be an everyday essential that works when your client

### Key features of the Income Protection Plan

Key features of the Income Protection Plan Helping you decide This is an important document which gives you a summary of the Income Protection Plan. Please read this with your illustration, if you have

### Income protection. Paying you a monthly income if you can t work because of an accident or illness

Income protection Paying you a monthly income if you can t work because of an accident or illness Income Protection How it works when you can t Income Protection is a type of insurance which helps replace

### Keep me safe. Document Reference: MIMILP13. Life Protection. Policy Conditions

Document Reference: MIMILP13 Keep me safe Life Protection Policy Conditions These Policy Conditions tell you how LV= Life Protection wks in me detail. Together with your application, any declarations you

### How To Buy An Annuity From Luv

No ID or age evidence required PENSION Pension Annuity Annuity Application Form Before you complete this form n n Please read the key features document, as it contains important information about your

### about our Income Protection Plan

about our Income Protection Plan Reference XIP1/A 12.11 The Financial Services Authority is the independent financial services regulator. It requires us, Friends Life, to give you important information

### Income protection solutions

For financial adviser use only Income protection solutions Tailored to your client and their budget What is income protection? Income Protection can be an everyday essential that works when your client

### pension income plus pension income plus annuity Annuity

No ID or age evidence required pension income plus pension income plus annuity Annuity Application Form For Financial Adviser completion only Adviser Financial Services Register number Adviser email address

### How To Assess A Claim On A Psp Policy

Guide to claiming Income Protection Thank you for letting us know that you need to make a claim. We re sorry to hear of your illness or injury and we appreciate that this can be a worrying time. As a

### Key features of the Income Protection Plan Helping you decide

Key features of the Income Protection Plan Helping you decide This is an important document which gives you a summary of the Income Protection Plan. Please read this with your illustration, if you have

### For financial advisers only. An espresso guide to selling income protection

For financial advisers only An espresso guide to selling income protection Income protection: why it matters At LV= we believe everyone should be supported if they re ill and can t work, through quality

### Key facts of. AA Life Insurance. Provided by Friends Provident. AA Life Insurance

Key facts of AA Life Insurance Provided by Friends Provident AA Life Insurance AA Life Insurance AA Life Insurance is provided by Friends Provident. We, us and our in this document mean Friends Provident.

### IMPORTANT DOCUMENT - PLEASE READ KEY FEATURES OF THE PERSONAL INCOME PROTECTION PLAN

IMPORTANT DOCUMENT - PLEASE READ KEY FEATURES OF THE PERSONAL INCOME PROTECTION PLAN 02 Personal Income Protection Plan KEY FEATURES OF THE PERSONAL INCOME PROTECTION PLAN The Financial Conduct Authority

### Key Features of the BFS Protect Policy. A fresh look at Income Protection

Key Features of the BFS Protect Policy A fresh look at Income Protection A fresh look at Income Protection 2 This is an important document which you should read along with your Personal Illustration. The

LIFETIME MORTGAGE LUMP SUM Terms and Conditions (version 4) This is an important document. Please keep it in a safe place. LV= Lifetime Mortgage lump sum Terms and Conditions Welcome to LV=, and thank

### KEY FEATURES OF RELEVANT LIFE COVER SCOTTISH WIDOWS PROTECT. Important information you need to read

KEY FEATURES OF RELEVANT LIFE COVER SCOTTISH WIDOWS PROTECT Important information you need to read THE FINANCIAL CONDUCT AUTHORITY IS A FINANCIAL SERVICES REGULATOR. IT REQUIRES US, SCOTTISH WIDOWS, TO

Key Features Your questions answered Individual Income Protection... unum.co.uk Leading the way in Income Protection unum.co.uk Important You should ensure you have a full understanding of the plan before

### INSURANCE KEY FEATURES OF: INCOME PROTECTION BENEFIT PLAN. This is an important document which you should keep in a safe place.

INSURANCE KEY FEATURES OF: INCOME PROTECTION BENEFIT PLAN This is an important document which you should keep in a safe place. 2 LEGAL & GENERAL PROTECTION PLANS KEY FEATURES USING THIS DOCUMENT. WHAT

### Key Features of our Guaranteed Pension Annuity. Guaranteed Pension Annuity

Key Features of our Guaranteed Pension Annuity The Financial Conduct Authority is a financial services regulator. It requires us, Hodge Lifetime, to give you this important information to help you decide

### KEY FEATURES. Helping you to keep your lifestyle safe when your income isn t.

LIFESTYLE COVER INSURANCE LIFESTYLE COVER INSURANCE POLICY SUMMARY 1 KEY FEATURES. Helping you to keep your lifestyle safe when your income isn t. USEFUL PHONE NUMBERS. GENERAL ENQUIRIES: 0370 900 3119

For financial adviser use only Relevant Life Cover Adviser guide What is Relevant Life Cover? This is a tax-efficient way for small businesses to provide death-in-service benefits for their employees and

### Retirement Account. Application Form (Where no Flexible Account is required) No ID or age evidence required. For Financial Adviser completion only

This form is only suitable when applying for two or more plans. If applying for one plan, please use the standalone form for that plan only. No ID or age evidence required Retirement Account Application

### your guide to how we manage our with-profits fund

your guide to how we manage our with-profits fund Flexible Guarantee Bond Flexible Guarantee Bond Series 2 Flexible Guarantee Funds All-In-1 Investment Bond Guaranteed Capital Bond & Flexi Guarantee Plan

Key Features Your questions answered Income Protection... unum.co.uk Leading the way in Income Protection unum.co.uk Important You should ensure you have a full understanding of the plan before making

### Important information. Key Features of the Flexible Life Plan (top-up payments)

Important information Key Features of the Flexible Life Plan (top-up payments) > Contents About this booklet 4 About the Flexible Life Plan (top-up payments) 4 Its aim 5 Your commitment 5 Risks 6 Questions

### Your Income Assured Plus contract. A Quick Guide

Your Income Assured Plus contract A Quick Guide We aim to be there for you when you need us most and believe that by providing clear and helpful information we can be. This guide is to help you understand

### Key Features of the Term Assurance Plan

Key Features of the No advice has been provided by Scottish Friendly in relation to this plan. If you are in any doubt as to whether this plan is suitable for you, you should contact a financial adviser

### Saga Guaranteed Life Insurance

Saga Guaranteed Life Insurance Important information for customers including your Policy Summary from VitalityLife Important information for customers Saga Guaranteed Life Insurance is underwritten by

### Protect. Policy Summary. Long Term and Short Term. ...the feeling s mutual

Protect Long Term and Short Term Policy Summary If you want to know you re getting good value, fair and reliable Income Protection that does what it says on the tin...the feeling s mutual This document

### How To Know If You Should Get A Life Insurance Policy From Friends Life And Pensions (Fscs)

Virgin Life Insurance Key Facts Policy Summary and Policy Conditions virginmoney.com Virgin Life Insurance Key Facts Policy Summary and Policy Conditions This document, together with any policy schedules,

### Income Assured Plus. Income Assured Plus

Key Features of Income Assured Plus Income Assured Plus Helping you find your way - your income protection options Important Information n This document summarises the key features of our income protection

### How to make an income protection claim

How to make an income protection claim How to make an income protection claim If you become ill or have an accident you may not be able to work. An income protection plan helps you to make sure you can

### Free Standing Additional Voluntary Contributions Plan Key Features

Free Standing Additional Voluntary Contributions Plan Key Features This is an important document. Please read it and keep for future reference. The Financial Conduct Authority is a financial services regulator.

Provided by Friends Life Life Insurance Your Policy Conditions Key features of Tesco Bank Life Insurance Inside you ll find full details about Tesco Life Insurance. Key features of Tesco Bank Life Insurance

### AIG Life. YourLife Plan Income Protection. Key Facts

AIG Life YourLife Plan Income Protection Key Facts Contents Page Welcome to AIG 3 Section A: About Income Protection A1 What is Income Protection? 4 A2 Income Protection aims 4 A3 How does Income Protection

### Saga Guaranteed Life Insurance

Saga Guaranteed Life Insurance Important information for customers including your Policy Summary from VitalityLife Important information for customers Saga Personal Finance is a registered trading name

### MORTGAGE & LIFESTYLE MORTGAGE & LIFESTYLE PROTECTION

MORTGAGE & LIFESTYLE MORTGAGE & LIFESTYLE PROTECTION PROTECTION Plan Conditions Document Reference: MLP6 This is an imptant document. Please keep it in a safe place. Mtgage & Lifestyle Protection Plan

### Instant Life Insurance

AIG Life Instant Life Insurance Key Facts AIG Instant Life Insurance the Key Facts This document gives you the key information you need to help you decide whether AIG Instant Life Insurance is right for

### Loan Protection Insurance. Your Loan Protection Insurance policy summary.

Loan Protection Insurance Your Loan Protection Insurance policy summary. Policy summary What is Loan Protection Insurance? Loan Protection Insurance, which is optional and not a condition of taking out

### Key Features of the Guaranteed Whole of Life Plan

Key Features of the Guaranteed Whole of Life Plan Guaranteed Whole of Life Plan Key Features The Financial Conduct Authority is a financial services regulator. It requires us, Aviva, to give you this important

### BUPA BY YOU YOUR MEMBERSHIP GUIDE

BUPA BY YOU YOUR MEMBERSHIP GUIDE bupa.co.uk ABOUT THIS GUIDE Welcome to your Bupa By You guide. We know that insurance can be hard to follow. That s why we ve made this guide as simple as possible. You

### No selling. No jargon.

June 2008 Our guides here to help you About the Financial Services Authority. Buying a home. Everyday money. Saving and investing. If things go wrong. Pensions and retirement. Available from our Consumer

### Key Features of the Stocks & Shares ISA

Key Features of the Stocks & Shares ISA Reference NGS250/A 05.16 The Financial Conduct Authority is a financial services regulator. It requires us, Friends Life Investment Solutions Limited, to give you

### THE WITH PROFITS INDIVIDUAL SAVINGS ACCOUNT (ISA)

IMPORTANT DOCUMENT PLEASE READ THE WITH PROFITS INDIVIDUAL SAVINGS ACCOUNT (ISA) NON-ADVISED 02 The With Profits Individual Savings Account (ISA) KEY FEATURES OF THE WITH PROFITS INDIVIDUAL SAVINGS ACCOUNT

### Group Flexible Retirement Plan Key features

Group Flexible Retirement Plan Key features This is an important document. Please read it and keep it for future reference. Key features document: Pages 1 21 Terms and conditions for joining: Pages 22

### Guide to how Abbey Life manages its unit linked life and pension funds

Guide to how Abbey Life manages its unit linked life and pension funds 1 of 8 241114(11/2014)) 1 Purpose of the guide This guide explains how our unit linked funds work and how we oversee the management

### payment protection insurance: consumer questionnaire

our ref: payment protection insurance: consumer questionnaire WHAT IS THIS QUESTIONNAIRE FOR? This questionnaire is for consumers to register a complaint about the sale of payment protection insurance.

### Key Features Document

Keyfacts Key Features Document Transact Section 32 Buy Out Bond IntegraLife UK Limited A firm authorised and by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and

### Retirement Account Plan Key features

Retirement Account Plan Key features This is an important document. Please read it and keep for future reference. The Financial Conduct Authority is a financial services regulator. It requires us, Standard

### This document contains important information about the Lifestyle Plus Protection plan and you should read it along with your quote.

Key facts of the Lifestyle Plus Protection plan (October 2013) This document contains important information about the Lifestyle Plus Protection plan and you should read it along with your quote. This document

For financial adviser use only Relevant Life Cover Adviser guide What is Relevant Life Cover? This is a tax-efficient life insurance policy allowing businesses to offer death-in-service benefits for their

### KEY FEATURES OF THE RELEVANT LIFE PLAN.

RELEVANT LIFE PLAN KEY FEATURES OF THE RELEVANT LIFE PLAN. LIFE COVER This is an important document which should be kept in a safe place. 2 RELEVANT LIFE PLAN KEY FEATURES USING THIS DOCUMENT. WHAT ARE

### Life Insurance with Optional Covers

Life Insurance with Optional Covers Key Facts and Policy Terms and Conditions With my family covered, I can relax and enjoy life Welcome to Sorted Insurance At Sorted Insurance, we re committed to providing

### KEY FEATURES. SELECT PORTFOLIO BOND (WEALTH MANAGERS) This is an important document. Please keep it safe for future reference.

SELECT PORTFOLIO BOND (WEALTH MANAGERS) KEY FEATURES. This is an important document. Please keep it safe for future reference. LEGAL & GENERAL SELECT PORTFOLIO BOND 2 SELECT PORTFOLIO BOND (WEALTH MANAGERS)

### GROUP INCOME PROTECTION.

GROUP PROTECTION GROUP INCOME PROTECTION. Helping you understand our policy. This is an important document which we suggest you keep in a safe place. GIP 11.2013 TECHNICAL GUIDE 2. USING THIS DOCUMENT

### Key Features of the Stocks & Shares ISA

Key Features of the Stocks & Shares ISA Reference NGS250/A 06.14 The Financial Conduct Authority is a financial services regulator. It requires us, Friends Life Investment Solutions Limited, to give you

### Group Additional Voluntary Contributions Plan Key features

Group Additional Voluntary Contributions Plan Key features This is an important document. Please read it and keep for future reference. The Financial Conduct Authority is a financial services regulator.

### Pension Contribution Insurance Key Features

Pension Contribution Insurance Key Features This is an important document. Please read it and keep for future reference. The Financial Conduct Authority is a financial services regulator. It requires us,

### KEY FEATURES OF LEGAL & GENERAL S PENSION ANNUITY.

PENSION ANNUITIES KEY FEATURES OF LEGAL & GENERAL S PENSION ANNUITY. HELPING YOU MAKE THE RIGHT DECISIONS FOR YOUR FUTURE This is an important document that you should keep in a safe place. 02 KEY FEATURES

### Important information. Key Features of the Guaranteed Pension Annuity

Important information Key Features of the Guaranteed Pension Annuity Important information The Financial Conduct Authority is a financial services regulator. Prudential is required to give you the important

### Immediate Vesting Personal Pension Plan Key features

Immediate Vesting Personal Pension Plan Key features This is an important document. Please read it and keep for future reference. The Financial Conduct Authority is the independent financial services regulator.

### Income Protection Plan from Standard Life

Key features of the Income Protection Plan from Standard Life This Key Features Document gives you the main points about the Income Protection Plan you re considering. It is for a UK Plan and for use by

### Payment Protection Insurance Consumer Questionnaire

Payment Protection Insurance Consumer Questionnaire WHAT IS THIS QUESTIONNAIRE FOR? This questionnaire is for consumers to register a complaint about the sale of payment protection insurance. The questionnaire

### Key features of Tesco Bank Over 50 s Life Assurance

Key features of Tesco Bank Over 50 s Life Assurance Key features of Tesco Bank Over 50 s Life Assurance Tesco Bank Over 50 s Life Assurance is provided by Aviva Life & Pensions UK Limited. Any references

### Over 50s Life Insurance with the Lifetime Payback Guarantee

Over 50s Life Insurance with the Lifetime Payback Guarantee Key Facts and Policy Terms and Conditions 2 Welcome to Smart Insurance We all want the best for our loved ones. Now that you have chosen Smart

### Product Summary. Cashback Accident Plan

Product Summary Customer Services Freephone: 0800 169 7733 Office hours: Monday to Friday, 9am to 6pm E-mail csd@uk.combined.com Website www.combinedinsurance.co.uk Headquarters European Headquarters The

### Over 50s Life Insurance with the Lifetime Payback Guarantee

Over 50s Life Insurance with the Lifetime Payback Guarantee Key Facts and Policy Terms and Conditions Welcome to British Seniors We all want the best for our loved ones. Now that you have chosen British

### KEY FEATURES OF THE NFU MUTUAL MORTGAGE TEMPORARY ASSURANCE POLICY PROTECTION

KEY FEATURES OF THE NFU MUTUAL MORTGAGE TEMPORARY ASSURANCE POLICY PROTECTION The Financial Conduct Authority is a financial services regulator. It requires us, NFU Mutual, to give you this important information

### insurance KEY FEATURES OF THE: RElEvAnT life PlAn important document

INSURANCE KEY FEATURES OF THE: Relevant Life Plan This is an important document which you should keep in a safe place. This is a guide to our Relevant Life Plan and is based on our understanding of current

### Important information. Key Features of the Prudential International Investment Portfolio

Important information Key Features of the Prudential International Investment Portfolio > Contents About this booklet 3 About the Prudential International Investment Portfolio 3 Its aim 4 Your investment

LIFETIME MORTGAGE LUMP SUM Terms and Conditions (version 5) This is an important document. Please keep it in a safe place. LV= Lifetime Mortgage lump sum Terms and Conditions Welcome to LV=, and thank

### POLICY TERMS AND CONDITIONS.

INCOME PROTECTION BENEFIT POLICY TERMS AND CONDITIONS. T&C 20 2 INCOME PROTECTION BENEFIT CONTENTS. 1. DEFINITIONS EXPLAINED 4 2. INTRODUCTION 6 3. COVER PROVIDED 6 3.1 Who is covered 3.2 Period of cover

### STAY ON TOP OF EVERYTHING. A Guide to Executive Income Protection for Key Employees/Owner Directors

STAY ON TOP OF EVERYTHING A Guide to Executive Income Protection for Key Employees/Owner Directors Executive Income Protection for Key Employees/Owner Directors Introducing ROYAL LONDON Ever since we started

### Key Features of the Over 50s Guaranteed Protection Plan

Key Features of the Over 50s Guaranteed Protection Plan No advice has been provided by Scottish Friendly in relation to this plan. If you are in any doubt as to whether this plan is suitable for you, you