4 august For Great Jumbo Rates Call (650) Call today for information! Kathy Affeltranger

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1 FIRST TIME TOURS indicated by OTD (Original Tour Date) TOUR SHEET DEADLINE is Monday at 11 a.m. 4 august 2015 The Tour Sheet is available ONLY to REALTORS who are MLS Subscribers. QTY: 6,000 OLD REPUBLIC HOME PROTECTION S Home Equity Conversion Mortgage For Home Purchase Available NOW! Call today for information! Kathy Affeltranger A Qualified CRES Home Warranty Plan Toni Burrows CRES Home Warranty Specialist , Ext Applications: Service: Toni.Tiger@orhp.com Cell: HECM for Purchase Specialist Reverse Mortgage Consultant NMLS # Kathy.Affeltranger@s1l.com ReversebyKathy.com Ofﬁce: Reverse Mortgage Solutions, Inc. dba Security 1 Lending, 2727 Spring Creek Drive, Spring, TX NMLS # Loans will be made or arranged pursuant to CA Department of Business Oversight Residential Mortgage Lending Act License # Homeowner remains responsible for paying property taxes, required insurance and home maintenance. These materials are not from, and were not approved by, HUD or FHA. (888) A Division of Reverse Mortgage Solutions, Inc. Bank of America, N.A. and the other business/organization mentioned in this advertisement are not affiliated; each company is independently responsible for the products and services it offers. Bank of America, N.A., Member FDIC. Equal Housing Lender. Credit and collateral are subject to approval. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. ARK69DJ5 HL-113-AD For Great Jumbo Rates Call (650) El Camino Real, Ste 106, Burlingame, CA loandepot.com, LLC d/b/a Mortgage Master, 102 Elm Street, Walpole, MA Telephone ; Fax All rights reserved. NMLS ID # ( Licensed by the Department of Business Oversight under the CA Residential Mortgage Lending Act licensed as loandepot.com, LLC d/b/a Mortgage Master Pacific # PROPERTY MANAGEMENT SERVICES Referral Fees Paid 850 Woodside Way, San Mateo (650) AD RESERVATIONS dalen@samcar.org

2 Bank of America, N.A. and the other business/organization mentioned in this advertisement are not affiliated; each company is independently responsible for the products and services it offers. Bank of America, N.A., Member FDIC. Equal Housing Lender. Credit and collateral are subject to approval. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. ARK69DJ5 HL-113-AD Your Ad Here! and seen by 500+ REALTORS every week! Skyscraper $180/month Bizcard $90/month RATES RESERVATIONS dalen@samcar.org 6/3/15 9:56 AM Your success is also our success! 20155_Above Chip Drink_3x2.indd 1 Loan inquiries and applications in states where I am not licensed will be referred to a Loan Officer who is licensed in the property state. Equal Housing Lender. Prospect Mortgage is located at Ventura Blvd., Suite D300, Sherman Oaks, CA Prospect Mortgage, LLC (NMLS Identifier #3296, www. nmlsconsumeraccess.org) is a Delaware limited liability company, licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. This is not an offer for extension of credit or a commitment to lend. Rev ( ) LR Stephan Kevorkian Sr. Loan Officer/Branch Manager, NMLS# Stephan.Kevorkian@prospectmtg.com Jim Willett Sr. Loan Officer, NMLS# Jim.Willett@prospectmtg.com DeNize Lawrence Sr. Loan Officer, NMLS# DeNize.Lawrence@prospectmtg.com Houston Lawrence Sr. Loan Officer, NMLS# Houston.Lawrence@prospectmtg.com Emma Bigge Sr. Loan Officer, NMLS# Emma.Bigge@prospectmtg.com Experienced. Reliable. On Time. 30 E 4th Avenue San Mateo, CA Branch ID Providing Great Customer Service Caliber Home Loans, Inc. is a Direct Mortgage Lender licensed nationwide offering a full range of Conforming, FHA, & Jumbo loan products. Jumbo loans up to $3 million, 30 year fixed rate and adjustable 80% LTV up to $2,000,000 on fixed rate products Conforming loans up to $625,500 FHA and VA loans Quick approvals & No application deposit Fresh Start Program that is uniquely designed to serve borrowers who have a foreclosure or bankruptcy on their record, but are working hard to re-establish their good credit. Ted Oberson Senior Loan Consultant NMLS# Matthew Mendes Senior Loan Consultant NMLS# Mariner s Island Blvd, Suite 327 San Mateo, CA Caliber Home Loans, Inc Regent Boulevard, Irving, TX (NMLS #15622) Copyright All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations apply. Licensed by The Department of Corporations under the California Residential Mortgage Lending Act, Finance Lender Licensee. (0085_CA)

3 The value of interest Contact me today to ask about a $1,000 closing cost credit on all purchases.* interest is more than just a rate We are here to help you with your mortgage so you can focus on what s important in your life. Rediscover the value of home with W.J. Bradley Mortgage Capital, LLC. MICHAEL HAIGH Branch Manager, Mortgage Loan Originator W.J. Bradley Mortgage Capital, LLC 1860 El Camino Real, Ste. 306 Burlingame, CA office cell fax michael.haigh@wjbradley.com NMLS# conforming & jumbo loans 10-yr to 30-yr fixed low fixed & adjustable rates conventional VA 203(k) FHA USDA est denver, colorado wjbradley.com *Appraisal and closing cost credit applied to the final HUD-1 statement at the time of closing W.J. Bradley Mortgage Capital, LLC Greenwood Plaza Blvd, Suite 500, Centennial, CO Phone # NMLS ID Trade/service marks are the property of W.J. Bradley Mortgage Capital, LLC. This is not a commitment to lend. Restrictions apply. All rights reserved. Some products may not be available in all states. WJB is not acting on behalf of or at the direction of HUD/FHA or the federal government. All Borrowers and properties securing Mortgage Loans must be approved by WJB. Loan terms subject to change without notice. Licensed by the Department of Corporations under the California Residential Mortgage Lending Act RML No ; NMLS consumer access:

4 WE SPECIALIZE IN WELCOME MATS, NOT ROADBLOCKS STOP WORRYING ABOUT THE CLOSING AND START DRIVING YOUR BUSINESS WITH EVERBANK. Finding the perfect house is only part of your job but when the mortgage process begins, you should feel confident in your partner. We agree. At EverBank, we focus on tailoring solutions that work for your clients from day one, so the process runs smoothly and efficiently. Extensive product selection including multi-million dollar financing Flexibility to guide clients through complex and one-of-a-kind situations Condo expertise Specialization in the San Mateo, San Francisco and Peninsula market OUR TEAM OF EXPERTS Sales Leadership Michael Hoyt NMLS ID: Brian Girard Loan Officer Assistant NMLS ID: Jim Rice NMLS ID: Angela Beusee Loan Officer NMLS ID: Yolanda Liu NMLS ID: Tim Palacios NMLS ID: Connie Guerrero Loan Officer Assistant NMLS ID: Bob Carrie Branch Manager & NMLS ID: Contact us to find a loan officer for you Call EverBank. All rights reserved. 13ERM EverBank NMLS ID: VISIT OUR OFFICE 155 Bovet Road, #750 San Mateo, CA 94402

5 What are Undetectable Pre-Existing Conditions? Coverage for undetectable pre-existing conditions is valuable to home buyers because it provides protection against malfunctions that may have existed on the effective date of the home buyer s Plan, but were undetectable by visual inspection and a simple mechanical test. For example, a small plumbing pipe leak in a wall may not show up in a visual inspection or a mechanical test of the water lines (i.e., turning on the water that services that specific water line). Does Old Republic Home Protection Cover Undetectable Pre-Existing Conditions? YES! We cover undetectable pre-existing conditions for home buyers!* (Pre-existing conditions are not covered for home sellers or on homes not going through a resale transaction.) In the case of the pipe leak, the Plan would cover its repair or replacement since the condition was undetectable. Toni Burrows * See 4.2 Plan for complete coverage details. Home Equity Conversion Mortgage For Home Purchase Available NOW! Security 1 Lending is offering seniors the ability to purchase their principal residence through the HECM for Purchase Program. They must be at least 62 years of age They retain the title to their home No monthly mortgage payment required FHA insured loan Call today for information! Kathy Affeltranger HECM for Purchase Specialist Reverse Mortgage Consultant NMLS # Kathy.Affeltranger@s1l.com ReversebyKathy.com Ofﬁce: Reverse Mortgage Solutions, Inc. dba Security 1 Lending, 2727 Spring Creek Drive, Spring, TX NMLS # Loans will be made or arranged pursuant to CA Department of Business Oversight Residential Mortgage Lending Act License # Homeowner remains responsible for paying property taxes, required insurance and home maintenance. These materials are not from, and were not approved by, HUD or FHA. (888) A Division of Reverse Mortgage Solutions, Inc. F0615 Account Executive , Ext Toni.Tiger@orhp.com

7 We got your back. And your loan. Golden 1 Credit Union Home Loans now offers mortgage loans* for borrowers under our rule, which applies to all conventional first mortgages. Two years from a short sale Two years from a bankruptcy Three years from a foreclosure For more information, please contact: Name: Brandee Stephens NMLS: Mobile: Phone: bstephens@golden1.com Website: bstephens.golden1homeloans.com golden1homeloans.com Equal Housing Opportunity. NMLS # *All loans subject to approval. Rates, terms, and conditions are subject to change and may vary based on creditworthiness, qualifications, and collateral conditions.

Welcome First-Time Buyers

Welcome First-Time Buyers A Guide to Financing Your First Home Equal Housing Lender. Prospect Mortgage is located at 15301 Ventura Blvd., Suite D300, Sherman Oaks, CA 91403. Prospect Mortgage, LLC is a