German Medical Association
|
|
- Ambrose Potter
- 8 years ago
- Views:
Transcription
1 German Medical Association Federation of the German Chambers of Physicians The Healthcare Insurance System in Germany Bundesärztekammer 2014 Dr. Ramin Parsa-Parsi
2 Basic Features Rhineland- Palatinate Saarland North Rhine- Westphalia Schleswig- Holstein Bremen Lower Saxony Hesse Baden- Württemberg Hamburg Thuringia Mecklenburg Western Pomerania Saxony- Anhalt Bavaria Berlin Brandenburg Saxony Public health is mainly the competence of the 16 federal states Compulsory statutory health insurance for employees (Bismarck Model) Private / public mix of providers and payers Self-governance of physicians and statutory health insurance funds 2
3 Healthcare Expenditure Schleswig- Holstein Bremen Lower Saxony Hamburg Mecklenburg Western Pomerania Berlin Population 80.5 million GDP per capita 32,550 Rhineland- Palatinate Saarland North Rhine- Westphalia Hesse Thuringia Saxony- Anhalt Brandenburg Saxony Expenditure on healthcare: 3,731 per capita ~ 11.5 % of GDP billion per annum Baden- Württemberg Bavaria Data 2012, Source: Statistisches Bundesamt 2014: destatis.de 3
4 Total Healthcare Expenditure Total healthcare expenditure: 300,4 billion Euro Data 2012, Source: Statistisches Bundesamt 2014: destatis.de 4
5 Sources of Finance 57.4% of total healthcare expenditure financed through statutory health insurance (~6.3% of GDP) 13.5% financed by private households, including direct payments and copayments 9.3% financed by private insurance 7.65% financed by long-term care insurance 4.8% financed by public sources Data: 2012, Source: Statistisches Bundesamt 2014: destatis.de 5
6 Statutory Healthcare Expenditure Total expenditure: billion Euro Data 2013, Source: GKV-Spitzenverband 6
7 Statutory Health Insurance Membership & Contributions Contribution rate: standardized since % of gross income (From 2015 depending on insurance 14.6% ) Contributions are shared between SHI insured employees (8.2%) and their employers (7.3%) (From 2015 employers 7.3% and employees 7.3% + possible additional %) SHI membership is mandatory for employees whose gross income does not exceed a certain level ( Versicherungspflichtgrenze ) : 53,550 per year or 4, per month (2014) SHI contributions are not dependent on risk and are proportional to the gross income up to a ceiling ( Beitragsbemessungsgrenze ) of 48,600 per year or 4,050 per month (2014) 7
8 Statutory Health Insurance Membership & Contributions Income assessment ceiling: / annum / month Compulsory insurance ceiling: / annum / month 333 / month Employee contributions (EUR / month) Annual salary (EUR) Data: 2014 Source: BMG
9 Insured Persons Statutory health insurance: ~ 70 million ~ 87% Private health insurance: ~ 9 million ~ 11.2% Data: 2012, Source: GKV Spitzenverband Kennzahlen der gesetzlichen Krankenversicherung 2012; Zahlenbericht der PKV 9
10 Statutory Health Insurance (SHI) 87% of the population are covered by SHI (~70 million people, ~87% mandatory, ~13% voluntary*) Non-earning spouses and children included without any extra charge (~17.3 million) Number of insurers decreased from more than 1,200 in 1993 to about 132 in 2014 Free choice among health insurers SHI funds are obliged to provide membership to any eligible applicant Competitive disadvantages between health insurance funds compensated using morbidity oriented risk-adjustment supplements based on 80 disease groups *Data: 2013 Source: BMG; Rest: GKV Spitzenverband Kennzahlen der gesetzlichen Krankenversicherung März
11 Private Health Insurance 11.2% of the population (self-employed, civil servants and high income earners) privately insured 21.8% of the population has supplementary private health insurance 48 private health insurance companies (risk-oriented premiums) Basic health insurance packages: - Obligation to contract without risk-adjustment of premiums - Benefits package similar to SHI - Highest premium charged must not exceed max. SHI contribution Data: 2010,2012 Source: PKV - Verband der privaten Krankenversicherung, Statistisches Bundesamt 11
12 Healthcare System Money Flow since 2009 Private Health Insurance Employee Standard Premium Basic Private Health Insurance Providers Employer Risk-adjustment Employee Healthcare Fund Lump-sum per member Statutory Health Insurance 12
13 Statutory Health Insurance Consumer Payments Private households contribute ~ 14% to total expenditure on health (including direct payments and co-payments) 10 per day as a hospital inpatient (max. 28 days) Co-payments for prescription medicine (10%; 5-10 ) The limit for copayments is set at 2% of annual gross household income (1% for the chronically ill) 13
14 Long-term Care Insurance Mandatory since 1995 Contribution rate: 2.05% of gross salary - paid equally by employers and employees % for childless - paid by employees Entitlement to long-term care benefits depends on need when care is expected to be required for at least 6 months (assessed in three grades) Currently 2.4 million people receive benefits every month 14 Data: 2012 Source: BMG - Daten des Gesundheitswesens 2013
15 One World One Medical Profession Thank You! 15
Germany. nderstand. needs to. startups
nderstand Germany needs to startups 2015 Press conference: Deutscher Startup Monitor 2015 Berlin, 22 September 2015 Deutscher Startup Monitor (DSM) is a joint project of the Bundesverband Deutsche Startups
More informationDFG-Vordruck 71.02e 3/11 Seite 1 von 5
-Vordruck 71.02e 3/11 Seite 1 von 5 Guidelines Business Travel Accident Insurance I. General Insurance coverage for researchers who travel at the invitation of the is generally provided by the compulsory
More informationMandatory Quality Assurance in the German Health Care System
Mandatory Quality Assurance in the German Health Care System HOPE Study Tour Berlin October 30, 2014 Prof. Dr. med Anke Bramesfeld, MPH AQUA Institut für angewandte Qualitätsförderung und Forschung im
More informationHow To Profit From A Merger Between Telecolonia And Primacom
Tele Columbus acquires PrimaCom 16 July 2015 Disclaimer This document has been prepared by Tele Columbus AG (the "Company") solely for informational purposes. This presentation may contain forward-looking
More informationStructure and experience of German opt-out system of statutory health insurance (GKV)
Structure and experience of German opt-out system of statutory health insurance (GKV) Markus Schneider 1 March 2003 Health, Nutrition and Population (HNP) Human Development Sector Unit Europe and Central
More informationLong-term care insurance (LTCI) in Germany
Long-term care insurance (LTCI) in Germany Presentation at the Conference Managing Innovation and Reform in Healthcare, University of Minnesota, November 13th, Minneapolis Dr. Martin Schölkopf Federal
More informationSelected Facts and Figures about Long-Term Care Insurance
as of: 2014, May 28 th Selected Facts and Figures about Long-Term Care Insurance I. Number of insured persons Social Long-Term Care Insurance about 69,81 m 1 Private Long-Term Care Insurance about 9,53
More informationDESCRIPTIONS OF HEALTH CARE SYSTEMS: GERMANY AND THE NETHERLANDS
DESCRIPTIONS OF HEALTH CARE SYSTEMS: GERMANY AND THE NETHERLANDS The German Health Care System Reinhard Busse, M.D. M.P.H. Professor of Health Care Management Berlin University of Technology & Charité
More informationGERMANY. FRANET Contractor Ad Hoc Information Report Data protection: Redress mechanisms and their use 2012. German Institute for Human Rights
GERMANY FRANET Contractor Ad Hoc Information Report Data protection: Redress mechanisms and their use 2012 German Institute for Human Rights DISCLAIMER: The ad hoc information reports were commissioned
More informationProfile of the German Water Sector 2015 Summary
Arbeitsgemeinschaft Trinkwassertalsperren e.v. TT Profile of the German Water Sector 2015 Summary Foreword 02 With the the ATT, BDEW, DVGW, DBVW, DWA and VKU in consultation with the German Association
More informationThe German health insurance model
The German health insurance model Diana Ognyanova Berlin University of Technology Department of Health Care Management WHO Collaborating Centre for Health Systems Research and Management & European Observatory
More informationGesamtverband der Deutschen Versicherungswirtschaft e.v.
Gesamtverband der Deutschen Versicherungswirtschaft e.v. Statistical Yearbook of German Insurance 2013 Gesamtverband der Deutschen Versicherungswirtschaft e.v. Statistical Yearbook of German Insurance
More informationCompany Roadshow Presentation HAMBORNER REIT AG. Preliminary figures 2012 February 2013
Company Roadshow Presentation HAMBORNER REIT AG Preliminary figures 2012 February 2013 HAMBORNER REIT AG key investment highlights Creating sustainable shareholder value Strong asset and portfolio management
More informationORGANIZATION OF COOPERATIVE TRADING PROCESS AND COOPERATION BETWEEN COOPERATIVES AND THEIR MEMBERS /Example of Germany. ROLF SIELING DEULA- Nienburg
ORGANIZATION OF COOPERATIVE TRADING PROCESS AND COOPERATION BETWEEN COOPERATIVES AND THEIR MEMBERS /Example of Germany ROLF SIELING DEULA- Nienburg Cooperative associations shape Germany economy almost
More information27 th International Congress of Actuaries. The Main Features of German Private Health Insurance. Erich Schneider, Germany
27 th International Congress of Actuaries The Main Features of German Private Health Insurance Erich Schneider, Germany 1 German Health Insurance Statutory Health insurance Private Health Insurance 87%
More informationSwe den Structure, delive ry, administration He althcare Financing Me chanisms and Health Expenditures Quality of Bene fits, C hoice, Access
Sweden Single payer, universal healthcare system, with 21 county councils as the primary payer (reimburser) Administration of healthcare plan is decentralized in the hands of the county councils Central
More informationTechniques and methods of knowledge transfer in post socialist central Europe
Techniques and methods of knowledge transfer in post socialist central Europe Insights from analysing a polish region and the development of a new research agenda Prof. Dr. Michael Woywode Dr. Niclas Rüffer
More informationStanding Conference of the Ministers of Education and Cultural Affairs of the Länder in the Federal Republic of Germany
Standing Conference of the Ministers of Education and Cultural Affairs of the Länder in the Federal Republic of Germany kmk.org History Inaugural meeting Conference of German Ministers of Education the
More informationHealth Systems: Type, Coverage and Financing Mechanisms
Health Systems: Type, Coverage and Mechanisms Austria Belgium Bulgaria (2007) Czech Republic Denmark (2007) Estonia (2008). Supplementary private health Complementary voluntary and private health Public
More informationGermany's Statutory Health Insurance:
Germany's Statutory Health Insurance: Structures, Challenges, Benefits Dr. Norbert Klusen CEO of Techniker Krankenkasse (TK), Hamburg American & German Healthcare Forum 2010, University of Minnesota Minneapolis,
More informationTK in Europe. TK Europe Survey 2009. German Patients en route to Europe
TK in Europe TK Europe Survey 2009 German Patients en route to Europe TK-contracted institutions in other EU countries TK-contracted institutions TK in Europe German Patients en route to Europe. Issued
More informationAIM-AP. Accurate Income Measurement for the Assessment of Public Policies. Citizens and Governance in a Knowledge-based Society
Project no: 028412 AIM-AP Accurate Income Measurement for the Assessment of Public Policies Specific Targeted Research or Innovation Project Citizens and Governance in a Knowledge-based Society Deliverable
More informationPublic Health Research - Perspective of a Statutory Health Insurance Company in Germany
Public Health Research - Perspective of a Statutory Health Insurance Company in Germany Roundtable Discussion: "Public Health Research in Germany: Criteria and Structures" January 20-21, 2014 Bonn, Germany
More informationBusiness travel market Germany 2010/2011
www.germany.travel Business travel market 0/0 Satisfaction of international and domestic travellers with their business trips German visitors Average score International visitors Average score.. Conference
More informationCorporate insolvencies 2015
Corporate insolvencies 2015 Corporate insolvencies fall by 5.4 percent in 2015, but still cause billion-dollar losses - men lead companies to insolvency twice as often as women 1. Introduction: Sixth consecutive
More informationThe German health system: basics and some comparisons with other countries
The German health system: basics and some comparisons with other countries Prof. Dr. med. Reinhard Busse, MPH Department ofhealthcare Management/ WHO Collaborating Centre for Health Systems, Research and
More informationThe AOK And the German HealthCare System. Quality Solidarity
The AOK And the German HealthCare System Health Quality Solidarity Universal Coverage the German healthcare system The German healthcare system has an excellent international reputation because it provides
More informationHow To Understand Medical Service Regulation In Japanese
Overview of Medical Service Regime in Japan 75 years or older 10% copayment (Those with income comparable to current workforce have a copayment of 30%) 70 to 74 years old 20% copayment* (Those with income
More informationDual Training at a Glance. Last update: 2007
Dual Training at a Glance Last update: 2007 Dual Training at a Glance 1 Federal Ministry of Education and Research (BMBF) Mission: Education Research Overall responsibility for vocational training within
More informationEDUCATION. Report on Vocational Education and Training 2013
EDUCATION Report on Vocational Education and Training 2013 EDUCATION Report on Vocational Education and Training 2013 Table of Content 1 Table of Content List of tables... 2 List of charts... 2 List
More informationInsurance and Health: Information for International Students
Insurance and Health: Information for International Students Health and liability insurance 1. Health insurance while studying In general, having insurance is mandatory: all students under 30 years who
More informationCountry profile. Germany
WHO Report on the Global Tobacco Epidemic, 2015 Country profile Germany WHO Framework Convention on Tobacco Control (WHO FCTC) status Date of signature 24 October 2003 Date of ratification (or legal equivalent)
More informationGerman Health Care Policy - Implications for the Management of Innovation
German Health Care Policy - Implications for the Management of Innovation Dr. Norbert Klusen CEO of Techniker Krankenkasse, Germany American & German Healthcare Forum 2010, University of Minnesota Minneapolis,
More informationUnderstanding the German Health-IT Market
Understanding the German Health-IT Market Health Insurance Coverage and Providers in Germany conhit - International Networking Lounge powered by GTAI Berlin, 20.04.16 Johanna Gregor, German Statutory Health
More informationKuehne + Nagel Germany
Kuehne + Nagel Germany Worldwide leading logistics services Seafreight LCL and FCL Project logistics Transport of reefer and perishables Customs clearance Shipment tracking with KN Login Cooperation with
More informationT le Co C l o um u bu b s u acqu q i u res pe p pc p om
Tele Columbus acquires pepcom 13 September 2015 Disclaimer This document has been prepared by Tele Columbus AG (the "Company") solely for informational purposes. This presentation may contain forward-looking
More informationIncoming Tourism to Germany
EDITION 2004 Incoming Tourism to Germany FACTS AND FIGURES 2003 www.germany-tourism.de German National Tourist Board CONTENTS INTRODUCTION 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18.
More informationComparison of Healthcare Systems in Selected Economies Part I
APPENDIX D COMPARISON WITH OVERSEAS ECONOMIES HEALTHCARE FINANCING ARRANGEMENTS Table D.1 Comparison of Healthcare Systems in Selected Economies Part I Predominant funding source Hong Kong Australia Canada
More informationQuestion: Why should we as Americans consider features of the German system in crafting our own health care reform?
FREQUENTLY ASKED QUESTIONS ABOUT HEALTH CARE COVERAGE IN GERMANY (prepared by American Voices Abroad Berlin) Question: Why should we as Americans consider features of the German system in crafting our
More informationCopayments in the German Health System: Does It Work?
DISCUSSION PAPER SERIES IZA DP No. 2290 Copayments in the German Health System: Does It Work? Boris Augurzky Thomas K. Bauer Sandra Schaffner September 2006 Forschungsinstitut zur Zukunft der Arbeit Institute
More informationHealth financing reform idea: health fund
Health financing reform idea: health fund Country: Germany Partner Institute: Bertelsmann Stiftung, Gütersloh Survey no: (7)2006 Author(s): Melanie Zimmermann, reviewers: Reinhard Busse, Sophia Schlette
More informationAOK s successful strategy 2011. contracts of procurement, generics, on-patent drugs. Dr. Christopher Hermann Deputy CEO. AOK Baden-Württemberg
European Healthcare Seminar Identifying Healthcare Investment Opportunities, London AOK s successful strategy 2011 contracts of procurement, generics, on-patent drugs Dr. Christopher Hermann Deputy CEO
More informationGermany. Edition 2014
www.germany.travel German National Tourist Board Incoming-Tourism Germany Facts and Figures 2013 Edition 2014 International travel destination Wellness Holiday benefits Satisfaction Modal split Facts Accommodation
More informationPrivate and Public Health Insurance in Germany Current Status, Future Priorities and Strategic Targets
Private and Public Health Insurance in Germany Current Status, Future Priorities and Strategic Targets Dr. Marc-Pierre Möll Head of Unit Government and Parliament Association of Private Health Insurance,
More informationHamburger Institut für Berufliche Bildung. Vilnius Conference, 12th November 2013
Hamburger Institut für Berufliche Bildung Vilnius Conference, 12th November 2013 Hamburger Institut für Berufliche Bildung The Hamburg Institute of Vocational Education and Training is a state-owned management
More information3. Financing. 3.1 Section summary. 3.2 Health expenditure
3. Financing 3.1 Section summary Malaysia s public health system is financed mainly through general revenue and taxation collected by the federal government, while the private sector is funded through
More informationGoing International. German industry s experiences and perspectives in international business INTERNATIONAL AHK
INTERNATIONAL AHK Going International German industry s experiences and perspectives in international business Results of the IHK-company survey Nationwide analysis 2014 2015 2 Going International 2014
More informationMedicare Economics. Part A (Hospital Insurance) Funding
Medicare Economics Medicare expenditures are a substantial part of the federal budget $556 billion, or 15 percent in 2012. They also comprise 3.7 percent of the country s gross domestic product (GDP),
More informationSingle Payer Systems: Equity in Access to Care
Single Payer Systems: Equity in Access to Care Lynn A. Blewett University of Minnesota, School of Public Health The True Workings of Single Payer Systems: Lessons or Warnings for U.S. Reform Journal of
More informationStructures and organization of services for medical rehabilitation in Germany* Wilfried Mau. Halle (Saale), Germany
Structures and organization of services for medical rehabilitation in Germany* Wilfried Mau Halle (Saale), Germany Address for Correspondence: Professor Wilfried Mau, MD Director of the Institute for Rehabilitation
More informationA cross-country comparison of health insurance: the United States and Germany
A cross-country comparison of health insurance: the United States and Germany Rio Akasaka 09 Abstract This paper compares the healthcare systems in the United States to those in Germany, and examines in
More informationThe financial own participation of hearing aid users from Stephan Wilke
The financial own participation of hearing aid users from Stephan Wilke The DSB has built up in 2008 own database to the hearing aid care. Before The association had no possibility to give an overview
More informationCulture and Creative Industries in Germany
Over the last few decades, the culture and creative industries have become a major economic force. In Germany the creative industries achieved a gross value added of 58 billion Euro in 2004. The culture
More informationExperience of western European Social Health Insurance countries: reflections for Slovakia
Experience of western European Social Health Insurance countries: reflections for Slovakia Reinhard Busse, Prof. Dr. med. MPH FFPH Professor of Health Care Management, Technische Universität Berlin Associate
More informationDiscussion Papers on Entrepreneurship, Growth and Public Policy
Discussion Papers on Entrepreneurship, Growth and Public Policy # 1406 Does Venture Capital Investment Really Require Spatial Proximity? An Empirical Investigation Michael Fritsch Technical University
More informationApplying the ISCED 97 to the German educational qualifications
Applying the ISCED 97 to the German educational qualifications Silke L. Schneider 1 This chapter describes the educational system in Germany and examines how the ISCED 97 is applied to German data. The
More informationPricing and Reserving Long Term Health Insurance in the German Model
The Actuarial Society of Hong Kong Pricing and Reserving Long Term Health Insurance in the German Model Irene Shepp Hong Kong, March 8 th 2013 Agenda German Health Insurance System Private Health Insurance
More informationHEALTH CARE DELIVERY IN BRITAIN AND GERMANY: TOWARDS CONVERGENCE?
HEALTH CARE DELIVERY IN BRITAIN AND GERMANY: TOWARDS CONVERGENCE? Background: Two different health care systems Generally speaking, the British and the German health care systems differ not only with respect
More informationCompany Presentation. Dr. Rüdiger Mrotzek Hans Richard Schmitz. February 2016. Preliminary Figures 2015
Company Presentation Dr. Rüdiger Mrotzek Hans Richard Schmitz February 2016 Preliminary Figures 2015 Agenda 1 History / Capital markets track record 2 Portfolio / Investments 3 Asset-Management 4 Preliminary
More informationAustralia. Old Age, Disability, and Survivors. Australia. Exchange rate: US$1.00 equals 1.32 Australian dollars (A$). Qualifying Conditions
Australia Exchange rate: US$1.00 equals 1.32 Australian dollars (A$). Old Age, Disability, and Survivors First laws: 1908 (old-age and disability) and 1942 (widows). Current laws: 1991 (social security),
More informationTHE HEALTH CARE SYSTEMS OF GERMANY AND SWITZERLAND. Merely slouching towards Regulated Competition
WWS 597 Reinhardt THE HEALTH CARE SYSTEMS OF GERMANY AND SWITZERLAND Merely slouching towards Regulated Competition SOCIAL INSURANCE WITH PRIVATE PURCHASING THE FINANCING OF HEALTH CARE OWNERSHIP OF PROVIDERS
More informationDESCRIPTIONS OF HEALTH CARE SYSTEMS: DENMARK, FRANCE, GERMANY, THE NETHERLANDS, SWEDEN, AND THE UNITED KINGDOM FEBRUARY 2008
DESCRIPTIONS OF HEALTH CARE SYSTEMS: DENMARK, FRANCE, GERMANY, THE NETHERLANDS, SWEDEN, AND THE UNITED KINGDOM FEBRUARY 2008 The Danish Health Care System Karsten Vrangbaek Associate Professor, Department
More informationPreliminary findings from the joint OECD-DIHK employer survey 2011
Preliminary findings from the joint OECD-DIHK employer survey 2011 Karolin Krause & Thomas Liebig International Migration Division Directorate for Employment, Labour and Social Affairs OECD Berlin, 9th
More informationCRISIS, CONSOLIDATION AND FISCAL FEDERALISM IN GERMANY IMPLEMENTATION OF THE DEBT BRAKE AND THE STABILITY COUNCIL
CRISIS, CONSOLIDATION AND FISCAL FEDERALISM IN GERMANY IMPLEMENTATION OF THE DEBT BRAKE AND THE STABILITY COUNCIL 8 th Meeting of the Network of public finance economists in public administration Jürgen
More informationThe German Health Care System in International Comparison A Patient Perspective
ORIGINAL ARTICLE The German Health Care System in International Comparison A Patient Perspective Klaus Koch, Christoph Schürmann, Peter Sawicki SUMMARY Background: International health care systems of
More informationfrom theory to practice
International Conference Markets in European Health Systems: Opportunities, Challenges, and Limitations, Kranjska Gora/ Slovenia Health insurance competition: from theory to practice Reinhard Busse, Prof.
More informationLiving and Working in Austria. 1 l Income tax in Austria 2 l Social Security in Austria 3 l Residence And Work Permits in Austria
Tax l Accounting l Audit l Advisory Living and Working in Austria 1 l Income tax in Austria 2 l Social Security in Austria 3 l Residence And Work Permits in Austria We are pleased to present you in our
More informationSecurity Technologies Industry R&D Cooperation and Business Partnering Opportunities in Germany
Fact Sheet Photo: Emrah Turudu istockphoto.com Security Technologies Industry R&D Cooperation and Business Partnering Opportunities in Germany Europe s Largest Security Technologies Market In an increasingly
More informationSummary of Social Security and Private Employee Benefits HUNGARY
Private Employee Benefits HUNGARY 2014 Your Local Link to IGP in Hungary: AEGON Hungary Composite Insurance Company AEGON Hungary Composite Insurance Company was Hungary s sole insurance company until
More informationSocial Work Qualifications and Regulation in European Economic Area (EEA)
Social Work Qualifications and Regulation in European Economic Area (EEA) Final report Dr Shereen Hussein Senior Research Fellow Social Care Workforce Research Unit King s College London shereen.hussein@kcl.ac.uk
More information10 important things to know
The most important thing in life is to keep healthy this wish is at the top of the list for people throughout the world. You have probably wondered what you can do for your health and have thought about
More informationIntergovernmental Fiscal Arrangements
Commission on Fiscal Imbalance Intergovernmental Fiscal Arrangements Germany Australia Belgium Spain United States Switzerland Background Paper for the International Symposium on Fiscal Imbalance Québec
More information60M/55F subject to a minimum participation of 1 year.
Prepared by TransGlobe Life. I SUMMARY Social Security Eligibility Retirement Age Contributions Retirement Labour Insurance Programme (LI) applies to companies with 5 or more staff above age 15 and under
More informationDEMIRE Deutsche Mittelstand Real Estate AG. Annual Report 2015. Financial year January 1 December 31, 2015
DEMIRE Deutsche Mittelstand Real Estate AG Annual Report 2015 Financial year January 1 December 31, 2015 2 DEMIRE Deutsche Mittelstand Real Estate AG Annual Report 2015 Portrait First in secondary locations
More informationMigration and ethnic minorities in Germany: impacts on youth crime, juvenile justice and youth imprisonment
Migration and ethnic minorities in Germany: impacts on youth crime, juvenile justice and youth imprisonment Prof. Dr. Frieder Dünkel, University of Greifswald, Germany Contents Page 1. Young migrants and
More informationThe National Verification Committee (NVC) and Its Important Recommendations For 2013
Status of Measles and Rubella Elimination Update for the year 2013 Germany This update is to be submitted to the WHO Regional Office by 31 July 2014. Please upload an electronic version of the update and
More informationObservatory. European. on Health Care Systems. Germany
European Observatory on Health Care Systems PLVS VLTR Health Care Systems in Transition INTERNATIONAL BANK FOR WORLD BANK I RECONSTRUCTION AND DEVELOPMENT The is a partnership between the World Health
More informationHow to Integrate Private and Public Actors in Health Care: the Swiss Answer
AHIA 2010 9 November 2010 Sydney PRIVATE HEALTH / PUBLIC GOOD How to Integrate Private and Public Actors in Health Care: the Swiss Answer Prof. Dr. Thomas Zeltner Advanced Leadership Initiative, Harvard
More informationGlobal Health Care Update
Global Health Care Update September/October 2012 This bimonthly Update summarizes recent legislative developments and trends related to health care and highlights recently passed and pending legislation
More informationEmployment Injuries and Occupational Diseases: Benefits (Permanent Incapacity) a), 2005
Austria Belgium 20% (50% for pupils and students). Accident insurance fund. Review at any time possible in the first two years; thereafter at intervals of at least 1 year. No minimum level. Employment
More informationMor Institute for Medical Data Ltd
Public/Private Mix in the Provision of Health Services: The Tension Between Greater Care Co-ordination Across Providers, Increased Competition and Freedom of Choice Orit Jacobson Mor Institute for Medical
More informationThe Concept to Measure and Compare Students Knowledge Level in Computer Science in Germany and in Hungary
Acta Polytechnica Hungarica Vol. 5, No. 4, 2008 The Concept to Measure and Compare Students Knowledge Level in Computer Science in Germany and in Hungary Gábor Kiss Department of Machine and System Engineering,
More informationSocial health protection : Comparison between Belgium and Thailand. Thomas Rousseau COOPAMI-NIHDI
Social health protection : Comparison between Belgium and Thailand Thomas Rousseau COOPAMI-NIHDI 3.11.2014 Overview 1. Comparison between Belgium and Thailand 2. The Belgium system more in detail Overview
More informationThe Private Health Insurance Market in Europe
For a clearer market perspective The Private Health Insurance Market in Europe Future trends, emerging opportunities and key players Report Price Publication date 1995/ 2885/$3835 April 2010 H E A L T
More informationUnderstanding the German Health Care System. Editors: Konrad Obermann, Peter Müller, Hans-Heiko Müller, Burkhard Schmidt, Bernd Glazinski
Understanding the German Health Care System Editors: Konrad Obermann, Peter Müller, Hans-Heiko Müller, Burkhard Schmidt, Bernd Glazinski Understanding the German Health Care System editors Konrad Obermann
More informationAPPENDIX C HONG KONG S CURRENT HEALTHCARE FINANCING ARRANGEMENTS. Public and Private Healthcare Expenditures
APPENDIX C HONG KONG S CURRENT HEALTHCARE FINANCING ARRANGEMENTS and Healthcare Expenditures C.1 Apart from the dedication of our healthcare professionals, the current healthcare system is also the cumulative
More informationImpact of Morbidity on Strategies in Healthcare Management
Impact of Morbidity on Strategies in Healthcare Management Dr. Torsten L Hecke, MD MPH TK morbidity-based analysis and strategies Hamburg - may 10, 2010 key issues 1 Knowledge on morbidity allows to understand
More informationChina. Old Age, Disability, and Survivors. China. Exchange rate: US$1.00 = 6.78 yuan. Regulatory Framework. Coverage. Qualifying Conditions
China Exchange rate: US$1.00 = 6.78 yuan. Old Age, Disability, and Survivors First law: 1951. Current laws: 1953 (regulations); 1978, 1995, 1997, 1999, and 2005 (directives); and 2009 (guideline on rural
More informationAll persons gainfully employed under age 60. Self-employed are covered also.
Prepared by First Life Financial Company. I SUMMARY Social Security Eligibility Retirement Contributions All persons gainfully employed under age 60. Self-employed are covered also. 60M/F To Social Security:
More informationPension rules for the self-employed in the EU, 2014 a)
Austria Belgium Bulgaria Croatia Cyprus Austria used to have a comprehensive special scheme both for farmers and for craftsmen and retailers until 31 Dec 2004. As of 1 Jan 2005 all pension systems were
More informationLong-term care insurance in Germany: analyzing its progress from the perspective of economic indicators
J Public Health (2006) 14: 7 14 DOI 10.1007/s10389-005-0003-7 ORIGINAL ARTICLE Emi Sato Long-term care insurance in Germany: analyzing its progress from the perspective of economic indicators Received:
More informationSocial Health Insurance Systems: Traditional and Market-Oriented Approaches
Social Health Insurance Systems: Traditional and Market-Oriented Approaches Professor Richard B. Saltman Emory University European Observatory on Health Systems and Policies www.healthobservatory.eu 1
More informationSECTION A Reports from the federal, state, and municipal authorities, studies executed or commissioned by government ministries
ANNEX I MAIN SOURCES AND LINKS TABLE OF CONTENTS Section A: Reports and studies federal, state, municipal, EU, UN, OECD Section B: Background information from professional organizations Section C: Publications
More informationNursing Care Properties Report 2012 2013
Nursing Care Properties Report 2012 2013 Inhalt 1. Summary 4 2. Introduction 6 2.1 Social economy and its significance for the overall economy 6 3. Nursing Home Property Market 8 3.1 Care dependency in
More informationwell insured social security in austria 2013 Social insurence: Security for the whole life. www.sozialversicherung.at
Social insurence: Security for the whole life. well insured social security in austria 2013 an information leafl et of the austrian Museum for Social and economic affairs compiled for the Main association
More informationHealth Care Reform and Its Impact on the Society
Quality in and Equality of Access to Healthcare Services Country Report for Germany March 2008 Annette Riesberg, Markus Wörz Contact information: Email: ariesb@gmx.de European Commission 1 This study
More informationTHE AEROSPACE INDUSTRY IN GERMANY
Issue 015/016 THE AEROSPACE INDUSTRY IN GERMANY MANUFACTURING AND R&D SOLUTIONS FOR THE AEROSPACE SECTOR GERMANY S HIGH-FLYING INDUSTRY The German aerospace industry has enjoyed unprecedented success over
More informationMEDICARE. Costs and Coverage Options Enrollment. Out-of-Pocket. Guidelines. Health-Care Costs. What the Future Might Hold
UNDERSTANDING MEDICARE Costs and Coverage Options Enrollment Guidelines Out-of-Pocket Health-Care Costs What the Future Might Hold Foreword Since it was established in 1965, Medicare has provided a safety
More informationInsurance Guide for Expats in Germany Insurance guide for Germany what you really need! The following pages will give you a good overview of what insurances are available in Germany and what is absolutely
More information