TERRITORY: Coverages: Auto Liability, Physical Damage, Motor Truck Cargo and Truckers General Liability. ntuminc.com

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1 Rated A- (Excellent) by the A.M. Best Co. TERRITORY: Express (1-4 power units) & Mid-Fleet (5-15 power units) AR, AZ, GA, ID, IL, IN, MN, MO, NM, NV, OH, PA, TN, UT, VA, WA and WI Fleet (16+ power units) AL, AR, AZ, CA, CO, CT, DE, FL, GA, IA, ID, IL, IN, KS, KY, ME, MO, MI, MN, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WI and WY Coverages: Auto Liability, Physical Damage, Motor Truck Cargo and Truckers General Liability Target Account Size: power units Highlights of the Canal Policy Canal Insurance Company is recognized in the industry as a stable, responsive and financially strong insurer of commercial trucking operations. Some important highlights of the Canal Policy include: n NEW! Online Report a Loss in Spanish as well as English n Combined deductible for Physical Damage and Cargo n Hired and Non-Owned Auto Coverage n Increased Towing Limits 12

2 No Short Rate Cancellation Canal uses Pro-Rata and 90% Pro-Rata in states that allow that cancellation method. New Payment Plan Options Monthly Reporting Options Canal will consider offering monthly reporting on qualifying accounts. Monthly reporting options that will be considered are based on revenue, mileage values and units. Letter of Credit Canal will also consider accepting an LOC for the required deposit premium. This allows your customer additional flexibility with their operating capital. Annual Policies Canal will now offer a 10 installment option in addition to the current 9 installment option. Endorsement Deposits: Canal offers a zero down deposit option for mid-term policy changes. If the agent chooses to collect a deposit, this option will be available during the endorsement process. COVERAGES Auto Liability Canal s Auto Liability policy is a leader in the industry, offering Pollution Liability Broadened Coverage CA9948 standard on most policies. Because Canal is focused on commercial transportation insurance, we are equipped to make every effort to better service the specialty trucking market. Canal s Auto Liability coverage is offered with a primary limit of up to $1,000,000 and world class service for motor carrier filings processed the same business day. (800) 831-NTUM (6886) 13

3 Business Classes and Operations As a leader in the trucking insurance industry, Canal provides Auto Liability coverage for the following business classes and operations: n Auto or Boat Hauling n Container/Intermodal Hauling n Drive-Aways n Dry Van or Box (single or double trailers) n Dumping n Flatbed n Mobile Home Hauling n Refrigerated Goods n Fuel Tankers n Tanker Liquid or Compressed Gases n Livestock n Dry Bulk or Farm Products n Other Special Type Operations Motor Truck Cargo Broad Coverage Cargo is at the center of every trucking operation. In the event that our Client s cargo does not make it safely to its intended destination, they need the assurance of a broad policy that covers what lies ahead. Canal s recently-updated Cargo policy was a direct response to the needs of the marketplace, and is one of the broadest policies offered. Cargo Coverage is offered on a Preferred Form which is accepted by most logistics companies and includes: n No Coinsurance Clause n No Commodity Theft Limitation n Coverage for Unattached Trailers n Coverage for Water Damage/Wetness n Coverage for Collision of Load, as well as Loading and Unloading n Multi-sectional Mobile Home Coverage n Coverage for Reusable Packing Containers $5,000 included n Loss Mitigation $7,500 included n Debris Removal $25,000 included with increased limits available n Earned Freight $1,000 included with increased limits up to $25,000 available 14

4 Physical Damage Canal s Physical Damage policy is designed to provide the best possible coverage for our Clients. With this in mind, the following features are standard on all policies: n Combined Deductible when written in conjunction with our Motor Truck Cargo policy Physical Damage coverage is offered for a variety of business classes and operations. Coverage is offered as either: n Collision, specified causes of loss and combined additional coverage n Collision and comprehensive Policy Customization Canal s Physical Damage policies can be customized to meet a Client s specific needs, including: n Variety of deductible options n Standard towing limit is $5,000 with option to purchase higher limits n Non-Owned Trailer Coverage n Trailer Interchange Coverage Truckers General Liability The Truckers General Liability program at Canal is offered on the Combined Policy for those Clients with Auto Liability coverage that are in the business of for hire trucking. Truckers General Liability is written on an admitted basis in most states. Limits The following limits are offered for Truckers General Liability: n $1,000,000 per occurrence and $1,000,000 general aggregate n $1,000,000 per occurrence and $2,000,000 general aggregate (800) 831-NTUM (6886) 15

5 Truckers General Liability (cont.) Optional Coverage Canal offers the following optional coverage on an as-needed basis for Truckers General Liability: n Misdelivery of Liquid Products Coverage n Contractual Liability Coverage n Waiver of Subrogation n Designated Additional Insured Endorsements Vicarious liability coverage for Owners, Lessees or Contractors Designated person for organization Mortgagee, bank n UIIA Blanket Additional Insured Managers or lessors of premises Owners, Contractors, Lessees Controlling interest Risk Management Services n Loss Control Services n Safety Resources Include: Training videos and reference materials Program and manual templates n Driver Resources Include: DriveCam powered by Lytx Program, Accident Management, DOT Regulations, Vehicle Maintenance and much more Learn more at canalinsurance.com/for-the-insured/rms Claims Services n 24/7 Claims Reporting: Hotline, Online or Mobile App n Rapid Response Team for immediate on-scene investigation of catastrophic-level claims Roadside Assistance n Preferred Towing n Fuel n Tires n Mobile Mechanic n Jump Start For more information, visit: canalinsurance.com/roadside-assistance-program n Special Investigation Unit n Subrogation Team n Dedicated Environmental Team n Medical review by on-staff RN Discounted rates provided by Quest Services for Canal insureds. 16