Injury, Collision, & Theft Losses By make and model, models September 2006

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1 Injury, Collision, & Theft Losses By make and model, models September 2006 HIGHWAY LOSS DATA INSTITUTE 1005 North Glebe Road, Arlington, VA / Fax 703/ The Highway Loss Data Institute is a nonprofit public service organization. It is closely associated with and funded through the Insurance Institute for Highway Safety, which is wholly supported by auto insurers. HLDI gathers, processes, and publishes data on the ways losses vary among different kinds of vehicles. Vehicles with high death rates often have high frequencies of insurance claims for occupant injuries. For example, small 2- and 4-door cars typically have high death rates and higher-than- insurance injury claims experience. Some vehicles (e.g., sports cars) can have low injury claim frequencies but a high relative rate of severe or fatal injuries because of the manner in which they re driven. GUIDE TO THIS REPORT The table inside summarizes the recent insurance injury, collision, and theft losses of passenger cars, pickup trucks, and SUVs. Results are based on the loss experience of models from their first sales through May For vehicles that were newly introduced or redesigned during these years, the results shown in this publication are based only on the most recent model years for which the vehicle designs were unchanged either or 2005 only. Results are grouped according to vehicle body style and then according to size. A total of 372 vehicles are listed. The results show that insurance losses for injuries, vehicle damage, and theft vary widely. Vehicle size is strongly related to injury and collision losses, but these losses also vary among vehicles similar in body style and size. All losses are stated in relative terms, with 100 representing the injury, collision, or theft loss for all vehicles. For example, a result of 122 is 22 percent worse than, and 96 is 4 percent better than. The vehicles are listed within each group in ascending sequence of injury claim frequency results. For convenience, the results are color-coded to indicate better and worse than. The results also are adjusted, or standardized, to reduce possible distortions from two nonvehicle factors operator age (injury, collision, and theft results) and insurance deductible (collision and theft results only). The results in this publication are generally good predictors of the experience of current versions of the same vehicle models. But when automakers substantially redesign their passenger vehicles, the experience of an earlier model with the same name (but not same design) may not predict the experience of the newer design. Collisions that result in serious and fatal occupant injuries are relatively rare, so they have only a small influence on the insurance injury results reported in this publication. The results shown here are dominated by the relatively frequent low to moderate severity collisions and associated injuries. DEFINITIONS Injury losses indicate the relative frequencies of injury claims per insured vehicle year filed under personal injury protection coverages in the 17 states that offer such coverages. Also called no-fault insurance, personal injury protection coverages pay for medical/hospital/other expenses incurred by occupants of insured vehicles, up to specified limits, regardless of fault in the crash. Collision losses indicate the relative loss payments per insured vehicle year filed under collision coverages. Collision insurance provides reimbursement for the cost of repairing crash damage to insured vehicles, less a specified deductible amount for which the policyholder is responsible. Theft losses indicate the relative loss payments for theft per insured vehicle year filed under comprehensive coverages. Relative loss payments per insured vehicle year refer to the dollar total of collision or theft loss payments for claims for a group of vehicles divided by the group s exposure (aggregate years the vehicles have been insured). Loss results for models are stated in relative terms (100 represents the result for all vehicles in each loss coverage category). Colors indicate results in relation to the for all vehicles: substantially better than better than worse than

2 FOUR-DOOR CARS ALL VERY LARGE Mercury Grand Marquis Ford Crown Victoria ALL LARGE Buick LeSabre Buick LaCrosse Pontiac Bonneville Toyota Avalon Chrysler 300 Hemi Buick Century Pontiac Grand Prix Ford Five Hundred Chevrolet Impala Mercury Sable Hyundai XG Chrysler Ford Taurus Kia Amanti ALL MIDSIZE Volkswagen Passat 4WD Audi A4 Quattro 4WD Volvo S Volkswagen Passat Subaru Legacy 4WD Acura TSX Volkswagen Jetta (see note) Audi A Saturn LS Toyota Camry Chevrolet Malibu Pontiac G Honda Accord Pontiac Grand Am Hyundai Sonata Mazda Chrysler Sebring Nissan Maxima Nissan Altima Mazda 6 hatchback Dodge Stratus Suzuki Verona Kia Optima Mitsubishi Galant ALL SMALL Volkswagen Golf Subaru Impreza WRX 4WD Subaru Impreza 4WD Volkswagen Jetta (see note) Mazda Saturn ION Ford Focus Honda Civic Chevrolet Cobalt Mitsubishi Lancer Evolution 4WD Toyota Corolla Hyundai Elantra Nissan Sentra SE-R Chevrolet Cavalier Dodge Neon Kia Spectra Nissan Sentra Mitsubishi Lancer Suzuki Forenza Dodge SRT Suzuki Aerio ALL MINI Chevrolet Aveo Hyundai Accent Toyota Echo Kia Rio LUXURY CARS ALL VERY LARGE Mercedes S class 4dr LWB 4WD BMW 7 series 4dr LWB Audi A8 L Quattro 4dr 4WD Mercedes S class 4dr LWB Lincoln Town Car 4dr BMW 7 series 4dr ALL LARGE Audi Allroad Quattro wagon 4WD Buick Park Avenue 4dr Jaguar XJ series 4dr Lexus LS 430 4dr Volvo V70 station wagon Cadillac DeVille 4dr Mercedes E class 4dr 4WD Volvo V70 station wagon 4WD Acura 3.5 RL 4dr 4WD Jaguar S-type 4dr Cadillac STS 4dr 2WD/4WD Mercedes E class 4dr Volvo S80 4dr Lexus GS series 4dr Lincoln LS 4dr BMW 5 series 4dr Cadillac CTS 4dr ALL MIDSIZE Saab 9-5 4dr Saab 9-3 4dr Infiniti G35 4dr 4WD BMW 3 series conv BMW 3 series 4dr 4WD Saab 9-3 conv Acura TL series 4dr Lexus ES series 4dr Mercedes CLK class 2dr Mercedes CLK class conv Infiniti G35 2dr Infiniti G35 4dr Volvo S60 4dr Mercedes C class 4dr 4WD BMW 3 series 2dr Volvo S60 4dr 4WD BMW M3 2dr BMW 3 series 4dr Jaguar X-Type 4dr 4WD Mercedes C class 2dr Mercedes C class 4dr Lexus IS 300 4dr SPORTS CARS ALL LARGE Ford Thunderbird conv Pontiac GTO ALL MIDSIZE Porsche 911 Coupe Porsche 911 conv Mercedes SL class conv Chevrolet Corvette Lexus SC 430 conv Ford Mustang GT Nissan 350Z conv Mazda RX Nissan 350Z Ford Mustang ALL SMALL Porsche Boxster conv BMW Z4 conv Chrysler Crossfire Honda S2000 conv Mitsubishi Eclipse conv ALL MINI Mazda Miata conv substantially better than better than worse than Note: In 2005 Volkswagen introduced a new Jetta design, a 4dr midsize; the 2005 small Jetta 4dr and station wagon are the old designs

3 TWO-DOOR CARS ALL MIDSIZE Audi A4 Cabriolet conv Toyota Camry Solara conv Chrysler Sebring conv Chevrolet Monte Carlo Pontiac Grand Am Toyota Camry Solara Honda Accord Chrysler Sebring Dodge Stratus ALL SMALL Mini Cooper Volkswagen New Beetle conv Volkswagen New Beetle Volkswagen Golf Saturn ION Quad Coupe Ford Focus Honda Civic hatchback Acura RSX Toyota Celica Mitsubishi Eclipse Hyundai Tiburon Chevrolet Cobalt Chevrolet Cavalier Pontiac Sunfire Honda Civic coupe Scion tc ALL MINI Hyundai Accent Toyota Echo substantially better than better than worse than MINIVANS/STATION WAGONS ALL VERY LARGE Toyota Sienna 4WD Honda Odyssey Chrysler Town & Country LWB Ford Freestar Mercury Monterey Chevrolet Astro 4WD Toyota Sienna Chevrolet Astro Dodge Grand Caravan Chevrolet Uplander Nissan Quest Chrysler Town & Country SWB Kia Sedona ALL LARGE Mercury Sable Pontiac Montana LWB Ford Taurus Dodge Magnum Hemi Chevrolet Venture LWB Mazda MPV Dodge Caravan Dodge Magnum ALL MIDSIZE Volkswagen Passat Volkswagen Passat 4WD Chevrolet Malibu Maxx ALL SMALL Volkswagen Jetta (see note) Subaru Impreza WRX 4WD Subaru Impreza 4WD Pontiac Vibe 4WD Pontiac Vibe Mazda Ford Focus Toyota Matrix 4WD Toyota Matrix Suzuki Aerio SX ALL MINI Chevrolet Aveo Kia Rio Scion xa Note: In 2005 Volkswagen introduced a new Jetta design, a 4dr midsize; the 2005 small Jetta 4dr and station wagon are the old designs SPECIALTY CARS ALL SMALL Toyota Prius 4dr Chrysler PT Cruiser conv Honda Civic Hybrid 4dr Chrysler PT Cruiser 4dr ALL MINI Scion xb 4dr

4 2WD SUVs ALL VERY LARGE Ford Excursion 4dr ALL LARGE Chevrolet Suburban dr GMC Yukon 4dr Chevrolet Tahoe 4dr GMC Yukon XL dr Toyota Sequoia 4dr Ford Expedition 4dr Chevrolet TrailBlazer EXT 4dr Nissan Pathfinder Armada 4dr GMC Envoy XL 4dr Dodge Durango 4dr ALL MIDSIZE Buick Rendezvous 4dr Chrysler Pacifica 4dr Ford Freestyle 4dr Mercury Mountaineer 4dr Toyota 4Runner 4dr Ford Explorer 4dr Nissan Pathfinder 4dr Toyota Highlander 4dr GMC Envoy 4dr Chevrolet TrailBlazer 4dr Jeep Grand Cherokee 4dr Nissan Murano 4dr Pontiac Aztek 4dr Chevrolet Equinox 4dr Chevrolet Blazer 2dr Jeep Liberty 4dr Kia Sorento 4dr Mitsubishi Endeavor 4dr Suzuki Grand Vitara XL-7 4dr ALL SMALL Ford Escape 4dr Saturn VUE 4dr Hyundai Tucson 4dr Mazda Tribute 4dr Honda Element 4dr Hyundai Santa Fe 4dr Honda CR-V 4dr Toyota RAV4 4dr Mitsubishi Outlander 4dr substantially better than better than worse than 4WD SUVs ALL VERY LARGE Hummer H2 4dr Ford Excursion 4dr ALL LARGE GMC Yukon XL dr Volkswagen Touareg 4dr Chevrolet Suburban dr GMC Yukon 4dr Chevrolet Suburban dr Chevrolet Tahoe 4dr Ford Expedition 4dr GMC Envoy XL 4dr Toyota Sequoia 4dr GMC Envoy XUV 4dr Chevrolet TrailBlazer EXT 4dr Nissan Pathfinder Armada 4dr Dodge Durango 4dr ALL MIDSIZE Subaru Outback 4dr Ford Freestyle 4dr Buick Rendezvous 4dr Chevrolet Blazer 2dr Toyota Highlander 4dr Toyota 4Runner 4dr Chrysler Pacifica 4dr GMC Envoy 4dr Mercury Mountaineer 4dr Ford Explorer 4dr Honda Pilot 4dr Jeep Grand Cherokee 4dr Chevrolet TrailBlazer 4dr Chevrolet Equinox 4dr Nissan Murano 4dr Pontiac Aztek 4dr Jeep Liberty 4dr Nissan Pathfinder 4dr Kia Sorento 4dr Mitsubishi Montero 4dr Mitsubishi Endeavor 4dr Suzuki Grand Vitara XL-7 4dr ALL SMALL Mazda Tribute 4dr Jeep Wrangler 2dr Subaru Forester 4dr Mercury Mariner 4dr Ford Escape 4dr BMW X3 4dr Hyundai Santa Fe 4dr Saturn VUE 4dr Land Rover Freelander 4dr Honda CR-V 4dr Honda Element 4dr Toyota RAV4 4dr Mitsubishi Outlander 4dr Suzuki Grand Vitara 4dr WD LUXURY SUVs ALL LARGE Lincoln Navigator 4dr Cadillac Escalade 4dr ALL MIDSIZE Infiniti FX series 4dr Lexus RX 330 4dr Lincoln Aviator 4dr Volvo XC90 4dr WD LUXURY SUVs ALL LARGE Toyota Land Cruiser 4dr Lexus LX 470 4dr Land Rover Range Rover 4dr Porsche Cayenne 4dr Cadillac Escalade ESV 4dr Lincoln Navigator 4dr Cadillac Escalade 4dr ALL MIDSIZE Volvo XC90 4dr Buick Rainier 4dr Lexus GX 470 4dr Lexus RX 330 4dr Lincoln Aviator 4dr Acura MDX 4dr BMW X5 4dr Infiniti FX series 4dr Mercedes M class 4dr

5 2WD PICKUP TRUCKS ALL VERY LARGE 2DR ALL VERY LARGE 2DR EXT Chevrolet Silverado 2500 ext ALL VERY LARGE 4DR Chevrolet Silverado 2500 crew Dodge Ram 2500 quad Dodge Ram 3500 quad ALL LARGE 2DR GMC Sierra Toyota Tundra Chevrolet Silverado Ford F Dodge Ram ALL LARGE 2DR EXT Ford F-150 supercab GMC Sierra 1500 ext Chevrolet Silverado 1500 ext Nissan Titan king Toyota Tundra access ALL LARGE 4DR GMC Sierra 1500 crew Chevrolet Silverado 1500 crew Ford F-150 supercrew Toyota Tundra double Nissan Titan crew Dodge Ram 1500 quad ALL SMALL 2DR Chevrolet Colorado Ford Ranger Mazda B ALL SMALL 2DR EXT Mazda B plus Ford Ranger supercab Chevrolet Colorado ext ALL SMALL 4DR Chevrolet Colorado crew WD PICKUP TRUCKS ALL VERY LARGE 2DR Dodge Ram Chevrolet Silverado ALL VERY LARGE 2DR EXT GMC Sierra 2500 ext Chevrolet Silverado 2500 ext ALL VERY LARGE 4DR Ford F-250 supercrew Chevrolet Silverado 3500 crew Dodge Ram 3500 quad Chevrolet Silverado 2500 crew GMC Sierra 2500 crew Dodge Ram 2500 quad Ford F-350 supercrew ALL LARGE 2DR Ford F GMC Sierra Chevrolet Silverado Dodge Ram ALL LARGE 2DR EXT GMC Sierra 1500 ext Ford F-150 supercab Chevrolet Silverado 1500 ext Toyota Tundra access Nissan Titan king ALL LARGE 4DR Chevrolet Silverado 1500 crew GMC Sierra 1500 crew Ford F-150 supercrew Dodge Ram 1500 quad Toyota Tundra double Nissan Titan crew ALL SMALL 2DR ALL SMALL 2DR EXT Chevrolet Colorado ext Ford Ranger supercab ALL SMALL 4DR Dodge Dakota quad Chevrolet Colorado crew substantially better than better than worse than 2WD SPECIALTY TRUCKS ALL LARGE Chevrolet Avalanche dr ALL MIDSIZE Ford Explorer Sport Trac 4dr WD SPECIALTY TRUCKS ALL LARGE Chevrolet Avalanche dr Cadillac Escalade EXT 4dr ALL MIDSIZE Ford Explorer Sport Trac 4dr ALL SMALL Subaru Baja 4dr MEMBER INSURERS 21st Century Insurance AAA Mid-Atlantic Insurance Group Affirmative Insurance AIG Agency Auto AIG Direct Alfa Insurance Alfa-Virginia Mutual Insurance Company Allstate Insurance Group American Family Mutual Insurance American National Property and Casualty Ameriprise Auto & Home Amerisure Insurance Amica Mutual Insurance Company Auto Club Group Auto Club South Insurance Company Bituminous Insurance Companies Bristol West Insurance California State Automobile Association Capital Insurance Group Chubb Group of Insurance Companies Concord Group Insurance Companies Cotton States Insurance COUNTRY Insurance & Financial Services Countrywide Insurancce Group Erie Insurance Group Esurance Farm Bureau Financial Services Farm Bureau Mutual Insurance Company of Idaho Farmers Insurance Group of Companies Farmers Mutual of Nebraska Frankenmuth Insurance The GEICO Group General Casualty Insurance Companies GMAC Insurance Grange Insurance The Hartford High Point Insurance Group Indiana Farm Bureau Insurance Kentucky Farm Bureau Insurance Liberty Mutual The Main Street America Group Mercury Insurance Group MetLife Auto & Home Michigan Insurance Company Middlesex Mutual Assurance Mutual of Enumclaw Insurance Company Nationwide Insurance N.C. Farm Bureau Mutual Insurance Company Nodak Mutual Insurance Norfolk & Dedham Group Occidental Fire & Casualty of North Carolina Oklahoma Farm Bureau Mutual Insurance Co. OneBeacon Insurance Oregon Mutual Insurance Palisades Insurance Parkway Insurance Company Pekin Insurance PEMCO Insurance The Progressive Corporation Response Insurance Rockingham Group Safeco Insurance Samsung Fire & Marine Insurance Company S.C. Farm Bureau Mutual Insurance Company SECURA Insurance Shelter Insurance Sompo Japan Insurance Company of America State Auto Insurance Companies State Farm Insurance St. Paul Travelers Tennessee Farmers Mutual Insurance Company Tokio Marine Nichido USAA Virginia Farm Bureau Mutual Insurance West Bend Mutual Insurance Company Zurich North America FUNDING ASSOCIATIONS American Insurance Association National Ass n of Mutual Insurance Companies Property Casualty Insurers Association of America