Chapter 5: Third Party Liability

Transcription

1 I N D I A N A H E A L T H C O V E R A G E P R O G R A M S P R O V I D E R M A N U A L Chapter 5: Third Party Liability Library Reference Number: PRPR

2 Document Version Number Version 1.0 September, 1999 Policies and procedures are current as of March 1, 1999 Version 3.0 April 2002 August 1, 2001 Version 4.0 April 2003 April 1, 2002 Version 5.0 July 2004 January 1, 2004 Version 5.1 March 2005 January 1, 2005 Version 6.0 December 2006 April 1, 2006 Version 7.1 November 2007 October 1, 2007 Version 8.0 August 2008 February 1, 2008 Version 8.1 December 2008 August 1, 2008 Version 9.0 June 2009 February 1, 2009 Chapter 5: Revision History Revision Date Reason for Revisions Revisions Completed By New Manual All Chapters All Chapters All Chapters Quarterly Update Quarterly Update Semiannual Update Semiannual Update Semiannual Update Semiannual Update EDS Document Management Unit EDS Publications Unit EDS Client Services Unit EDS Client Services Unit EDS Publications Unit EDS Publications Unit EDS Provider Relations and Publications Units EDS Provider Relations and Publications Units EDS Provider Relations and Publications Units EDS Provider Relations and Publications Units Library Reference Number: PRPR

3 Revision History Document Version Number Version 9.1 November 2009 August 1, 2009 Version 10.0 April 22, 2010 February 1, 2010 Version 11.1 Version 12.0 Version 12.1 Version 13.0 Version 13.1 Version 14.0 Version 14.1 Version 15.0 Revision Date Reason for Revisions Revisions Completed By August 1, 2011 Published: November 10, 2011 March 1, 2012 Published: May 10, 2012 September 1, 2012 Published: December 27, 2012 March 1, 2013 Published: April 18, 2013 September 1, 2013 Published: October 17, 2013 March 1, 2014 Published: May 29, 2014 October 1, 2014 Published: December 2, 2014 January 1, 2015 Semiannual Update Semiannual Update Semiannual Update Semiannual Update Semiannual Update Semiannual Update Semiannual Update Semiannual Update Semiannual Update Semiannual Update Updated Third Party Liability Program section Updated Health Insurance section Updated Diagnosis Codes that Bypass Cost Avoidance section Updated Written Inquiry HP Provider Relations and Publications Units HP Provider Relations and Publications Units HP Provider Relations and Publications Units HP Provider Relations and Publications Units HP Provider Relations and Publications Units HP Provider Relations and Publications Units HP Provider Relations and Publications Units HP Provider Relations and Publications Units HP Provider Relations and Publications Units HP Provider Relations and Publications Units Library Reference Number: PRPR

4 Chapter 5 Revision History Document Version Number Indiana Health Coverage Programs Provider Manual Revision Date Reason for Revisions Revisions Completed By Procedures section 5-4 Library Reference Number: PRPR10004

5 Chapter 5: Table of Contents Chapter 5: Revision History Chapter 5: Table of Contents Section 1: Introduction to Third Party Liability Introduction to Third Party Liability Third Party Liability Program Health Insurance Cost Avoidance Liability Insurance IHCP as Primary Payer Documentation Requirements Automated Recovery and Resource Data Request Letters and Questionnaires5-10 TPL Credit Balance Letters and Worksheets Section 2: Services Exempt from Third Party Liability Cost Avoidance Requirements General Information Diagnosis Codes that Bypass Cost Avoidance Section 3: Third Party Liability Claim Processing Requirements Overview Third Party Liability Identification Prior Authorization Billing Procedures Medicare or Medicare Replacement Plan Secondary Claims Medicare Denied Claims Blanket Denials Subsequent Third Party Liability Payment Remittance Advice Information Third-Party Payer Fails to Respond (90-Day Provision) Insurance Carrier Reimburses IHCP Member Retroactive Medicare Eligibility Reporting Personal Injury Claims Section 4: Member Third Party Liability Update Procedures General Information General Update Procedures Summary Section 5: Medicare-IHCP Related Reimbursement General Information Crossover Claims Spend-down or BPHC Waiver Liability Considerations Prior Authorization Medicare Noncovered Services Medicare HMO Replacement Plans Medicare Replacement Plan Denials Other Third Party Liability Resources Covered and Noncovered Claim Section 6: TRICARE Information General Information Claim Address Library Reference Number: PRPR

6 Chapter 5 Table of Contents Indiana Health Coverage Programs Provider Manual Section 7: Coordination with Commercial Plans General Information Third-Party Carrier Copayments and Deductibles Billing for Copayments and Deductibles Services Rendered by Out-of-Network Providers Section 8: Managed Care Considerations General Information Section 9: Third Party Liability Inquiries General Information Telephone Inquiry Procedures Example Example Written Inquiry Procedures Electronic Inquiry Procedure Medicare Retroactive Recovery Inquiry Procedures Index Library Reference Number: PRPR10004

7 Section 1: Introduction to Third Party Liability Introduction to Third Party Liability Private insurance coverage does not preclude an individual from receiving Indiana Health Coverage Programs (IHCP) benefits. Many IHCP members have other insurance in addition to the IHCP benefits. Insurance may be a commercial group plan through the member s employer, an individually purchased plan, Medicare, or insurance available because of an accident or injury. The IHCP supplements other available coverage and is primarily responsible for paying only the medical expenses that other insurance does not cover. To ensure the IHCP does not pay expenses covered by other sources, federal regulation (42 CFR ) establishes the IHCP as the payer of last resort. For more information, see the IHCP as Primary Payer section in this chapter. If an IHCP member has any other resource available to help pay for the cost of his or her medical care, this resource must be used prior to the IHCP. Other resources include, but are not limited to, the following: Commercial health insurance policies, group and individual Medicare TRICARE Indiana Comprehensive Health Insurance Association (ICHIA) Auto insurance Homeowner s insurance Workers compensation Other liability insurance Third Party Liability Program The IHCP Third Party Liability (TPL) program ensures compliance with federal and state TPL regulations. The program has two primary responsibilities: Identify IHCP members who have third-party resources available. Help ensure those third-party resources pay prior to the IHCP. The IHCP has full authority to fulfill these responsibilities. An individual applying for Medicaid or receiving Medicaid is considered to have automatically assigned the individual s rights or the rights of any other person, who is dependent upon the individual and eligible for Medicaid, to the State for the following: Medical support Other third-party payments for medical care for the duration of enrollment in the Medicaid program by the individual or the individual s dependent Each member must cooperate with the IHCP to obtain payment from those resources, including authorization of providers and insurers to release necessary information to pursue third-party payment. Medicare benefits are not assigned to the IHCP. Library Reference Number: PRPR

8 Chapter 5 Section 1: Introduction to Third Party Liability Indiana Health Coverage Programs Provider Manual TPL requirements are the same regardless of the type of third-party resource. The TPL program fulfills its responsibilities based on whether the other resource falls under the general category of health insurance, such as commercial policies, Medicare, and others, or under the general category of liability insurance, such as auto and homeowners. Health Insurance The TPL program has five primary sources of information for identifying members who have other health insurance. Those sources are as follows: Caseworkers with the Family and Social Services Administration (FSSA) Division of Family Resources When a member applies for the IHCP, the member is asked if there is other insurance coverage. If so, all available information is obtained and updated in the member s file in the Indiana Client Eligibility System (ICES). ICES electronically transfers the information to the IHCP. Providers During the IHCP member s medical appointment, providers must ask if there is another resource available for payment, such as group health insurance. In the case of an injury or illness due to an accident or injury, there may be auto or homeowner insurance and workers compensation insurance. If so, providers must obtain information about the other policy and send it to the IHCP by written notice, telephone call, notification through Web interchange, or inclusion on a claim form. Providers should request the IHCP member sign an assignment of benefits authorization form. This form must state the member authorizes the insurance carrier to reimburse the provider directly. Providers must submit a copy of this form when billing other carriers. Data matches The IHCP uses a private vendor, HMS, to perform regular data matches between IHCP members and commercial insurance eligibility files. Data matches are performed with all major insurers, including Anthem Blue Cross and Blue Shield, Aetna, Cigna, Prudential, United Healthcare, and many others. HMS obtains full information about any identified coverage and transmits it electronically to the IHCP. Hoosier Healthwise managed care entities (MCEs) MCEs also submit information to the HP TPL Unit about members enrolled in the MCE s network. HP verifies this information before updating IndianaAIM. Medicaid Third Party Liability Questionnaire Providers and members use this questionnaire to update the IHCP member s file. The completed TPL questionnaire can be ed, faxed, or mailed to the HP TPL Unit. The information is verified prior to updating IndianaAIM. This form can be downloaded from the Forms page at indianamedicaid.com in the Third Party Liability Forms section. Regardless of the source, all TPL health coverage information is stored in IndianaAIM and is available to providers through the Eligibility Verification System (EVS). Indemnity policies paying only the member, such as AFLAC, are not maintained in IndianaAIM. Cost Avoidance When a provider determines a member has an available TPL resource, the provider is required to bill this resource prior to billing the IHCP. If the EVS indicates TPL resource information, and the provider submits a claim to the IHCP without documentation the third-party resource was billed, federal regulations, with a few exceptions as described in Section 2 of this chapter, require the claim be denied. This process is known as cost avoidance. When a claim is cost avoided, the provider must bill the appropriate third party. If this resource denies payment or pays less than the IHCP would have paid, the provider can rebill the claim to the IHCP. 5-8 Library Reference Number: PRPR10004

9 Section 1: Introduction to Third Party Liability Providers must be fully aware of and comply with the procedures outlined in this chapter to prevent claims from being erroneously cost avoided. Liability Insurance Unlike health insurance, liability insurance generally reimburses Medicaid for claim payments only under certain circumstances. For example, an auto insurance liability policy covers medical expenses only if expenses are the direct result of an automobile accident, and the policy s insured is liable. However, if there is medical payment coverage under the automobile policy of the vehicle in which the member was injured, the member must only establish the injuries are accident-related, but does not have to establish liability to pursue a medical payment claim. Under homeowners and other propertybased liability insurance, generally, the at fault party s liability must be established before an injured member is reimbursed for medical expenses related to the injury, unless separate medical payments coverage is available under the policy. In this case, to obtain medical payment benefits, typically, the member must establish the injury occurred on the property. The IHCP does not cost avoid claims based on liability insurance coverage or available medical payments coverage. If a provider is aware a member has been in an accident, the provider can bill the IHCP or pursue payment from the liable party. If the IHCP is billed, the provider must indicate the claims are for accident-related services by completing one of the following actions: Marking the appropriate box in field 10b on the CMS-1500 claim form Listing the appropriate occurrence code on the UB-04 claim form Marking the appropriate box in field 45 of the ADA 2006 claim form Entering the appropriate Related Causes Code in data element 1362 on the 837 professional (837P) or 837 institutional (837I) or 837 dental (837D) electronic transactions Providers choosing to initially pursue payment from the liable third party must remember claims submitted to the IHCP after the one-year timely filing limit are denied. Providers are not allowed to pursue the member for the difference in the amount billed to the IHCP and the amount paid by the IHCP. When the IHCP pays claims for accident-related services, the TPL program performs postpayment research, based on trauma-related diagnosis codes identified in the State Plan and the TPL Action Plan, to identify cases with potentially liable third parties. When third parties are identified, the IHCP presents all paid claims associated with the accident to the responsible third party for reimbursement by filing a lien against the personal injury settlement proceeds. Providers are not normally involved in this postpayment process and are not usually aware the IHCP has pursued recoveries. Providers may contact the HP TPL Casualty Unit with questions about TPL case procedures and are encouraged to report all identified TPL cases to the HP TPL Casualty Unit. For example, if a provider receives a records request from an attorney regarding a TPL case, providers are encouraged to notify the HP TPL Casualty Unit of these requests. Providers can notify the HP TPL Casualty Unit by telephone at or by completing a Provider TPL Referral Form. This form can be downloaded from the Forms page at indianamedicaid.com in the Third Party Liability Forms section. Please send the completed form to the TPL Casualty Unit by at INXIXTPLCasualty@hp.com, by fax at (317) , or by U.S. Mail to the following address: HP TPL Casualty Unit P.O. Box 7262 Indianapolis, IN Library Reference Number: PRPR

10 Chapter 5 Section 1: Introduction to Third Party Liability Indiana Health Coverage Programs Provider Manual IHCP as Primary Payer In Indiana, Victim Assistance, First Steps, and Children s Special Health Care Services (CSHCS) are the only resources that are not used prior to the IHCP. Because these programs are fully funded by the State, the IHCP, which is jointly funded by the state and federal government, has primary claim payment responsibility. Documentation Requirements The IHCP must deny claims when there is evidence TPL exists, and documentation is not submitted with the claim indicating the third party was billed. To prevent claims from being denied, providers must be aware of responsibilities concerning third parties and comply with the procedures described in this chapter. Automated Recovery and Resource Data Request Letters and Questionnaires Automated TPL resource update letters and questionnaires are sent to insurance carriers, members, and providers when a third-party payment is reported on a claim and there is no record of the coverage in IndianaAIM. These questionnaires request updated TPL information. On receipt, the TPL information is verified and IndianaAIM is updated, as appropriate. Consequently, providers have access to the most current insurance billing information through the EVS applications or the Automated Voice Response (AVR) system. See Chapter 3: Electronic Solutions of this manual for more information. When a provider receives a Medicaid Third Party Liability Questionnaire form, the form must be completed and returned to the HP TPL Unit via fax, , or U.S. Mail to the address indicated on the form. Providers can access and use the Medicaid Third Party Liability Questionnaire and Third Party Liability Accident/Injury Questionnaire from the Forms page at indianamedicaid.com in the Third Party Liability Forms section. When a questionnaire is completed, the provider can , fax, or mail it to the HP TPL Unit. The information provided is verified prior to updating IndianaAIM. Upon receiving a TPL questionnaire, providers have 15 days to return the completed questionnaire to the HP TPL Unit for verification. Providers can also report TPL changes through Web interchange using the eligibility screen. Providers are encouraged to use the TPL Update Request window through the Third Party Carrier Information area of the eligibility inquiry and provide any and all information available for investigation. The TPL Update Request window is used to report additional insurance information or terminated insurance information. The TPL health analysts contact the TPL carriers to verify the information provided. Appropriate updates are entered within 20 days of receipt. Updates are available through the EVS. Providers can direct TPL-related questions to the HP TPL Unit toll-free at TPL Credit Balance Letters and Worksheets HP partners with HMS to collect credit balances owed to the IHCP. All providers are encouraged to use the credit balance process to return any type of overpayment. Contact HMS Provider Relations at with questions about this credit balance collection process. The Indiana Office of Medicaid Policy and Planning Credit Balance Worksheet and the IHCP Credit Balance Worksheet Instructions are also available on the Forms page at indianamedicaid.com in the Third Party Liability Forms section Library Reference Number: PRPR10004

11 Indiana Health Coverage Program Provider Manual Chapter 5 Section 2: Services Exempt from Third Party Liability Cost Avoidance Requirements General Information To increase overall savings to the Indiana Health Coverage Programs (IHCP), the Centers for Medicare & Medicaid Services (CMS) encourages three types of medical services: Pregnancy care Prenatal care Preventive pediatric care, including Early and Periodic Screening, Diagnosis, and Treatment (EPSDT) To encourage providers to continue providing these services, federal regulations exempt some claims for these types of care from the cost-avoidance requirement. See Prenatal, Preventive Pediatric, and Pregnancy-Related Diagnosis Codes that Bypass Cost Avoidance on the Code Sets page at indianamedicaid.com. Providers that render any of these exempted services are still permitted, but are not required, to bill available third-party resources. Claims for these services, identified by the diagnosis codes in Prenatal, Preventive Pediatric, and Pregnancy-Related Diagnosis Codes that Bypass Cost Avoidance on the Code Sets page at indianamedicaid.com, bypass the normal cost-avoidance process. When Medicare is the primary payer, claims do not bypass the TPL edits unless the procedure code is identified as a code that is never paid by Medicare. Diagnosis Codes that Bypass Cost Avoidance To bypass the Third Party Liability (TPL) edits, the prenatal care and preventive pediatric care diagnosis codes listed on the Prenatal, Preventive Pediatric, and Pregnancy-Related Diagnosis Codes that Bypass Cost Avoidance on the Code Sets page at indianamedicaid.com must be one of the following: Primary on a UB-04 or 837 institutional (837I) claim Listed as the first diagnosis code on a CMS-1500 or 837 professional (837P) claim Claims with the pregnancy-related diagnosis codes listed on the Prenatal, Preventive Pediatric, and Pregnancy-Related Diagnosis Codes that Bypass Cost Avoidance on the Code Sets page at indianamedicaid.com are also paid regardless of other insurance coverage or liability. Library Reference Number: PRPR

12 Section 3: Third Party Liability Claim Processing Requirements Overview This section outlines provider responsibilities for supporting cost containment through timely identification and billing of primary insurers. Third Party Liability Identification Before rendering a service, the provider must verify the member is eligible using the Eligibility Verification System (EVS) described in Chapter 2: Member Eligibility and Benefit Services and Chapter 3: Electronic Solutions of this manual to check eligibility status for all members. Additionally, the EVS should be used to verify third-party liability (TPL) information to determine whether another insurer is liable for all or part of the bill. The EVS has the member s most current TPL information, including the health insurance carrier, benefit coverage, and policy numbers. Table 5.1 lists the TPL benefit types provided by the EVS. Table 5.1 Third Party Liability Benefit Codes Code Description Code Description A Hospitalization K Mental health B Medical L Indemnity (not cost-avoided) C Major medical M Medicare Part D D Dental O Medicare Supplement Part A E Pharmacy P Medicare Supplement Part B F Cancer Q Hospital, medical, major medical G Skilled care/nursing facility Z Intermediate care/nurse facility H I Home health Optical/vision In some cases, it is not possible to determine from the benefit codes stated by the EVS whether a specific service is covered. If a specific service does not appear to be covered by the stated TPL resource, providers must still bill this resource to receive a denial or payment. For example, some insurance carriers cover optical and vision services under a medical or major medical plan. Medical services covered by a primary insurer must be billed to the primary insurer first. If no other insurer is indicated on the EVS and the member reports no additional coverage, bill the service to the Indiana Health Coverage Programs (IHCP) as the primary payer. When the EVS shows a member is a Qualified Medicare Beneficiary (QMB) Only or a Specified Lowincome Medicare Beneficiary (SLMB) Only, the provider should contact Medicare to confirm medical coverage. Providers can contact Medicare by calling Medicare ( ). Failure to confirm medical coverage with Medicare could result in claim denial because the Medicare benefits may have been discontinued or recently denied. Library Reference Number: PRPR

13 Section 3: Third Party Liability Claim Processing Requirements The IHCP pays the Medicare premiums for SLMB Only or QMB Only members, but does not provide medical coverage. Some members with QMB could also have IHCP medical benefits and are noted on the EVS as SLMB Plus or QMB Also. The IHCP pays the Medicare premiums and maintains the role of secondary insurance payer or payer of last resort. IHCP members with SLMB Plus or QMB Also qualify for another category within the Medicaid program, including aged, blind, or disabled. If the Medicare payment amount for a claim exceeds or equals the Medicaid allowable amount for that claim, Medicaid reimbursement will be zero. If the Medicaid allowable amount for a claim exceeds the Medicare payment amount for that claim, Medicaid reimbursement is the lesser of: (a) The difference between the Medicaid allowable amount minus the Medicare payment amount or (b) The Medicare coinsurance or copayment and deductible, if any, for the claim Prior Authorization If a service requires prior authorization (PA) by the IHCP, this requirement must be satisfied to receive payment from the IHCP, even if a third party paid a portion of the charge. Therefore, a provider may need to obtain PA from the other health insurance and the IHCP prior to rendering services. The only exception is when the third-party payer is Medicare Parts A or B or Medicare Replacement Plans, and Medicare or Medicare Replacement Plans allow in whole or in part for the service. Billing Procedures When submitting all claims, the amount paid by a third party must be entered in the appropriate field on the claim form or electronic transaction, even if the payment amount is zero (see Chapter 8: Billing Instructions of this manual). If a third-party payer made payment, an explanation of payment (EOP), explanation of benefits (EOB), or Remittance Advice (RA) is not always required. When a member has other insurance, and the primary insurer denies payment for any reason or applies the payment in full to the deductible, a copy of the denial, such as an EOP, EOB, or RA, must be attached to the IHCP claim, or the claim is denied. When an EOP, EOB, or RA is used for documentation, the procedure code listed on the claim to the IHCP must be listed on the EOP, EOB, or RA, as well. If an EOP, EOB, or RA cannot be obtained, attach to the claim a copy of the statement or correspondence from the third-party carrier. Providers billing electronically and choosing not to complete the process for submitting a paper attachment after electronic submission of a claim when a third-party payer has denied payment of a claim can allow IndianaAIM to deny the claim. The provider must then resubmit the claim to HP on paper and attach documentation of the claim denial from the insurer. When billing the IHCP for the difference between the amount billed and the primary insurer s payment, the IHCP pays the provider the difference, up to the IHCP allowable charge. If the primary insurer payment is equal to or greater than the IHCP-allowable charge, no payment is made by the IHCP. These claims will appear as paid claims on the IHCP Remittance Advices paid at zero dollars. In this instance, the provider is not required to send the claim to the IHCP for processing. Providers cannot bill members for any balance. Library Reference Number: PRPR

14 Chapter 5 Indiana Health Coverage Programs Provider Manual Section 3: Third Party Liability Claim Processing Requirements Medicare or Medicare Replacement Plan Secondary Claims If a member has Medicare or Medicare Replacement Plan and the payment amount on the claim being submitted is greater than zero, the Medicare Remittance Notice (MRN) is not required. However, if zero dollars is indicated in the Medicare paid amount field on the claim, the MRN must be attached. Medicare Denied Claims When filing claims for services paid by a Medicare Replacement Plan, it is not necessary to include a copy of the MRN or EOB from the Medicare/Medicare Replacement Plan as an attachment to the claim. Effective for claims submitted on or after September 1, 2013, providers must include claim filing indicator code 16 Health Maintenance Organization (HMO) Medicare Risk when submitting Medicare Replacement Plan claims electronically via 837 or via Web interchange. Providers should continue to use claim filing indicator codes MA and MB for traditional Part A and Part B Medicare claims filed electronically. Blanket Denials When a service is repeatedly rendered and billed to the IHCP and is not covered by the third-party insurance policy, a provider can submit photocopies of the original insurer s denial for the remainder of the year in which the denial is received. The provider should write Blanket Denial on the insurance denial, as well as on the top of the claim form, when submitting copies for billing purposes. For example, if an insurer denies a claim for skilled nursing care because the policy limits are exhausted for the calendar year, this same denial could be used for subsequent skilled nursing carerelated claims for the duration of the calendar year. The denial reason must relate to the specific services and time frames of the new claim. Subsequent Third Party Liability Payment TPL payments received by providers for claims paid by the IHCP cannot be used to supplement the IHCP-allowable charges. If the IHCP paid the provider for services rendered, and the provider subsequently receives payment from any other source for the same services, the IHCP payment must be refunded within 30 days. The refund is not to exceed the IHCP payment to the provider. An adjustment form must be completed and submitted to the Claims Adjustment Unit at the following address: HP Adjustments P.O. Box 7265 Indianapolis, IN Adjustment procedures are outlined in Chapter 11: Paid Claim Adjustment Procedures of this manual. A replacement or void claim can also be submitted via Web interchange Library Reference Number: PRPR10004

15 Section 3: Third Party Liability Claim Processing Requirements HMS partners with HP to collect credit balances owed to the IHCP. All providers are encouraged to use the credit balance process to return overpayments. For questions about the credit balance process or requests for copies of the credit balance worksheet, providers can contact HMS Provider Relations toll-free at The Indiana Office of Medicaid Policy and Planning Credit Balance Worksheet and the IHCP Credit Balance Worksheet Instructions are also available on the Forms page at indianamedicaid.com in the Third Party Liability Forms section. Checks must be made payable to the IHCP and mailed to the following address: HP Refunds P.O. Box 2303, Dept. 132 Indianapolis, IN Remittance Advice Information If a claim denies for TPL reasons, TPL billing information about the member is provided on the RA. See Chapter 12: Financial Services of this manual for information about the paper RA. Weekly RA is available on Web interchange. The electronic 835 transaction identifies this information with the adjustment reason and adjustment remark codes. If the IHCP has a TPL resource for a member on file, and a claim is submitted for payment with no amount in the TPL field, the claim will deny for TPL. The TPL edits are as follows: Edit 2500 Recipient covered by Medicare A no attachment Edit 2501 Recipient covered by Medicare A with attachment Edit 2502 Recipient covered by Medicare B or D no attachment Edit 2503 Recipient covered by Medicare B or D with attachment Edit 2504 Recipient covered by private insurance no attachment Edit 2505 Recipient covered by private insurance with attachment Edit 2510 Member eligible for Medicare B/D If the provider has information that corrects or updates the TPL information provided on the RA, follow the procedures for updating TPL information. For additional information, see the Member Third Party Liability Update Procedures section. Third-Party Payer Fails to Respond (90-Day Provision) Providers can obtain TPL information for a member by accessing the EVS or Web interchange, or contacting the TPL Unit. When the member has other insurance, an IHCP provider must submit claims to the other insurance carrier before submitting to the IHCP. The other insurance carrier will pay or deny the claim, and the provider will receive a written response on an EOB from the other insurance carrier. When a third-party insurance carrier fails to respond within 90 days of the billing date, the provider can submit the claim to the IHCP for payment consideration. However, to substantiate attempts to bill the third party, the following must be documented in the claim note segment of the 837P transaction: Date of the filing attempt The phrase No response after 90 days Library Reference Number: PRPR