The Impact of the Global Financial Crisis on Australian Workers
|
|
- Arline Rose
- 7 years ago
- Views:
Transcription
1 The Impact of the Global Financial Crisis on Australian Workers Research report prepared for the Australian Workers Union (AWU) January 2009 Andrew Casey AWU National Communications Co-ordinator Mob: Off:
2 Contents 1. Introduction 2. Executive summary 3. Level of concern and personal experiences in the current economic crisis 4. Key impacts on working Australians 5. Attitudes towards key groups for addressing the current economic crisis 6. Expectations for action from the main stakeholder groups 7. Appendix Respondent profiles 2
3 Introduction 3
4 Introduction This report presents the results of a survey among Australia s workers to determine their perceptions, experiences and expectations resulting from the global financial crisis and its effects on the local economy. The survey was undertaken online and conducted between 15 th -19 th January The overall sample size was 1016, segmented and weighted to be nationally representative of Australia s working population by gender, age, location and family status (i.e. single/co-habiting, with kids/without kids). The accuracy of the results at an overall level (n = 1016) is +/-3.1% at the 95% confidence interval. This means, for example, that if the survey returns a result of 50%, there will be a 95% chance that the actual result will be between 46.9% and 53.1%. The following table illustrates the key segments used to analyse the data in this report: Segment Total Sample % of Total All respondents Working families Blue collar workers Inner metropolitan residents Outer metropolitan residents Regional/rural residents Union members Note: All percentage figures in this report are rounded. Accordingly, totals may not add up to 100%. 4
5 Executive Summary 5
6 Key Findings Overview Working Australian s are concerned about the state of the economy and are preparing for the worst by battening down the hatches. Although most people have yet to see any material affects on their own personal lives, resulting from the global financial crisis and looming recession, the majority also expect it s going to get worse before it gets better. Casual and part-time workers are the groups experiencing the greatest levels of material impact on working lives so far, including both reduced working hours and job loss. These affects from the growing economic downturn are leading to higher stress levels and greater caution towards careers and discretionary spending. Almost all working Australians expect to curb their spending levels on a range of products and services, including not only holidays and major purchases but also everyday household expenses. If such spending is reduced significantly enough, across such a widespread area of economic activity, this trend towards a freezing of consumer activity will only accelerate the current crisis, and such cautionary behaviour in the face of a potential recession may unfortunately prove self-fulfilling. Restoring consumer confidence including restoring stability in financial systems and maintaining high levels of job security clearly requires urgent consideration and working Australian s are looking for sound responses from not only Federal and State Governments but also employers and unions alike. However, the Federal Government is seen as pivotal. The following pages highlight the key findings from this survey. 6
7 Levels of concern in the current economic climate are high Australian workers are concerned about the global economic crisis and its effect on the local economy Concern about the state of the economic downturn is widespread across Australia, with around three quarters of working Australians (77%) confirming this sentiment. What is more, around half of Australia s workers (52%) expect conditions to get worse over the next 12 months compared to only 22% who think it will improve. Concern for the future is highest among inner city residents, working families, casual employees and mortgagees, but also year olds. This highlights how concern is being felt in almost all segments of the Australian workforce. Key concerns include reductions in pay and/or working hours, loss of job and increased workloads. Impacts of the downturn are not yet widespread, but are expected to get worse Most workers have not yet experienced any negative impacts on their working lives, despite the widespread fears. This underlines how the economic crisis remains mostly a media event at present, and has not yet significantly affected the lives of most Australians. However, a significant number of workers expect economic conditions to begin having a major impact on them during the course of this year. For example, more than 4 out of 10 workers are concerned that in the next 12 months they will face: Increased workload as a result of reduced staffing levels (45%) Reduced pay (42%), or The loss of their job (41%) Many workers are not confident in their ability to find alternative employment Half of all workers (50%) are not confident they would be able to easily find a similar job with equivalent pay and benefits. Nearly 4 out of 10 workers (39%) are not confident they would be able to easily find another job of any type. 7
8 Workers are cautious, stress levels are rising and spending is set to reduce further Casual, and part-time workers have experienced the greatest negative impact so far The greatest material affect on workers has been mostly felt by casual and part-time employees in the past 6 months. Part-time casuals for example are 4-times more likely to have suffered a job loss than full-time permanent employees, (8% compared to 2%). The greatest single impact has been on working hours, with 26% of part-time casuals and 18% of full-time casuals having experienced forced reductions in working hours. This compares to just 12% of all workers as a whole and just 7% of full-time permanent employees. However, full-time permanent employees have also been impacted, with 27% of this group citing increased workloads as a result of reduced staffing levels. Australian workers are feeling more stressed and preparing for the worst There has been a significant impact on the levels of caution being shown by Australian workers, with 65% citing they are now more likely to remain with their current employer than look for another job. Almost half of the respondents also cite rising stress levels, either personally (45%) or within their immediate families (46%), or both. This is particularly evident among inner-city residents and two-parent families. Consumer spending is set to fall further The most significant short-term impact of the economic downturn is likely to be reduced discretionary spending, with around three quarters of respondents likely to reduce spending on major purchases (77%), eating out (72%), Entertainment (71%), and holidays (70%). Perhaps the most worrying trend is that more than half of all workers (57%) expect to cut back on everyday household expenses. Working families (single and double-parent) are the groups most likely to reduce spending overall, particularly when compared with workers without children. 8
9 The Government, Employers and Unions are all seen as important Confidence levels among workers for the key stakeholder groups are mixed The Federal Government and unions are seen as the most important stakeholders to address the economic crisis and protect workers interests. However, most people are still not confident that these groups will be able to protect the interests of workers in the current financial environment. Only 36% of respondents are confident that the Government will protect the interests of workers and 34% are confident that unions will do the same. Conversely, workers mostly remain skeptical about the attitudes and intentions of employers, especially with regard to divided loyalties between employees and shareholders. Two thirds of workers (66%) believe employers are too concerned about the interests of shareholders and profits, while over half (55%) believe employers are too quick to sack people in economic downturns. However, employers are also considered an important group when it comes to addressing working conditions. This perhaps underlines the accepted understanding among most workers that no single group dominates work relations, and that the current crisis is going to require an integrated response from all stakeholders. Unions are considered more important in the current climate Around 4 out of 10 respondents (39%) agree than unions are more important due to the global financial crisis, with only 25% disagreeing with this proposition. There is also general agreement that unions have played a part in preventing job losses among full-time employees, compared to the more widespread job cuts in the casual and part-time workforce. Around 6 out of 10 respondents believe unions have had some influence in this outcome, with 39% believing they have been quite important or very important. 9
10 Workers see the Government s role as pivotal Workers are happy with the Federal Government s handling of the economic crisis so far Workers are most likely to think that the Federal Government s actions to the global financial crisis has been good (45%), including 7% who think that the Government s response has been very good. In contrast only 16% of respondents think that the Government s response to the crisis has been bad. Workers want the Government to encourage employers to retain staff Most workers are looking to the Federal Government to show leadership to address the crisis. There is a particular expectation for the Government to continue strong funding to protect jobs, but also a keen desire to see policies that deter employers from laying off workers. Paying employers incentives to keep workers employed was seen as the most important specific action that the Government could take (39% thought it was the most important action) Providing incentives for workers to retrain and improving job networking opportunities were also seen as important actions that the Government could take. Most workers are in favor of the Government funding projects and initiatives to weather the economic downturn There is overwhelming support for the Government to support the economy through a stimulatory spending package. In particular workers want the Government to encourage buying Australian-made products (80%), fund infrastructure projects (78%) and retrain workers at risk of losing their jobs(73%). Most workers (59%) also agree that the Government should spend to stimulate the economy even if it means running a budget deficit. The Government s recent family bonus has flowed into the economy There is strong evidence that the Government s first economic stimulus initiative has mostly flowed into the economy, with 61% of respondents that received the additional family bonus last December stating they have spent all or most of it. 10
11 Level of concern and personal experiences in the current economic crisis 11
12 Workers are concerned about the state of the economy All respondents Around three quarters of respondents (77%) are concerned about the state of the Australian economy, and this result is reasonably consistent across all sub segments. Although only 20% are very concerned, more than half (56%) are at least concerned at some level. Qu 14. How concerned are you about the current state of the Australian economy? 12
13 Workers are most likely to think the economy will get worse All respondents Around half of all respondents (52%) also feel the economy will only deteriorate this year, and again this result is reasonably consistent across all sub segments. Only one in five respondents (22%) think it will improve. Qu 15. Over the next 12 months do you think the Australian economy will..? 13
14 Impacts on workers in the past 6 months All respondents Nearly half of respondents (42%) have experienced at least one of the listed negative impacts in the last 6 months. However, the majority (58%) have experienced no direct negative impact, despite the high levels of concern about the state of the economy. Increased workload as a result of reduced staffing levels (affected 22% of respondents) is the most common impact in the last 6 months. Qu 16. Which, if any, of the following have happened to you in the last 6 months? (multiple responses) 14
15 Greater impacts on casual/part-time workers in the past 6 months Key segments In almost all of the listed negative impacts measured, considerably more casual and part-time workers have experienced these effects in the last 6 months, when compared with their full-time permanent colleagues. Not surprisingly, the greatest difference is in the levels of workers experiencing forced reductions in working hours, where 18-26% of casuals/part-timers have experienced this compared to just 7% of full-time permanents. There is also a significant difference in levels of job loss experienced, with 4-times as many part-time casuals than full-time permanents having lost a job. Qu 16. Which, if any, of the following have happened to you in the last 6 months? (multiple responses) 15
16 Greater impacts on other segments in the past 6 months Key segments The one effect where full-time permanent workers are experiencing greater impact is with increased workloads, with 9-18% of casuals/part-timers having experienced this compared to 27% of full-time permanents. Other notable segments experiencing greater impacts are union members and current mortgagees. More union members (29%) have seen workloads increase than non-union employees (20%), and more current mortgagees (13%) have experienced some mortgage difficulty compared to other homeownership classes. Qu 16. Which, if any, of the following have happened to you in the last 6 months? (multiple responses) 16
17 Expected impacts on workers in the next 12 months All respondents There are significant levels of concern about negative impacts arising during the next 12 months, particularly around increased workloads (45%), reduced pay (42%) and loss of job (41%). Worries about job loss show the highest levels of very concerned (17%). Qu 17. How concerned are you that any of the following may happen to you in the next 12 months? (multiple responses) 17
18 Casual workers are most worried about impacts in the next 12 months Key segments Casual workers (particularly full-time casuals) are most concerned about negative impacts arising during the next 12 months, particularly around unwanted reduction in working hours, reduced pay and loss of job. Full-time permanent workers are most concerned about increased workload (potentially due to a reduction in the use of casual labor) Qu 17. How concerned are you that any of the following may happen to you in the next 12 months? (multiple responses) 18
19 Other segments who are particularly concerned about the impacts on them personally Key segments Inner-city residents and year old workers show the highest levels of concern about negative impacts arising during the next 12 months, particularly around unwanted reduction in working hours and loss of job. Current mortgagees and working families are especially concerned about meeting mortgage payments during the next year. Qu 17. How concerned are you that any of the following may happen to you in the next 12 months? (multiple responses) 19
20 Many workers are not confident that they would be able to find alternative employment All respondents Half of all workers (50%) are not confident they would be able easily to find a similar job with equivalent pay and benefits. Nearly 4 out of 10 workers (39%) are not confident they would be able to easily find another job of any type. Qu 18. If you were to lose your job today, how confident are you that you would be able to..? 20
21 The expected crisis is mostly someone else s problem All respondents Most workers think that the economic crisis will affect them personally (83%, although most believe it will only have a slight affect (53%) However, most workers think it will have an even larger affect on others. For example nearly all respondents (86%) believe there will be a large or very large affect on people overseas and 78% believe there will be a large or very large affect on other people in Australia. These results are consistent with the overall findings of this research: Australians are generally concerned with the state of the economic downturn, but have yet to experience any major long-term impacts on their own lives, and remain mostly confident they will escape the worst of it. Qu 21. Overall, how much of a negative affect do you think the global economic crisis will have on..? 21
22 Key impacts on working Australians 22
23 Levels of sentiment in the current economic climate All respondents Australian workers have mainly become very cautious in the current economic climate, with 65% agreeing that they are more unlikely to try and change jobs at present. Other key sentiments include rising stress levels personally (45%) and within the family (46%), and a shift to saving more (44%). A significant number of workers (46%) also curbed their spending during the recent Christmas period. Workers are mixed about whether they have the skills to move into other industries if needed. While 40% feel they do have the skills, 36% feel they don t. Qu 20. How much do you agree with the following statements? 23
24 Working families and inner city residents feeling the most stressed Key segments More two-parent working families and inner city residents are currently feeling the strain of the economic crisis. When compared to all respondents as a whole, raised stress and caution levels are more widespread among workers with either one or both of these characteristics. The greatest difference exists in levels of personal stress, with more inner city residents (54%) feeling this, than all respondents as a whole (45%). Qu 20. How much do you agree with the following statements? 24
25 Most workers are planning to cut back on spending All respondents The most significant short-term impact of the economic downturn is likely to be reduced spending, with around three quarters of respondents likely to reduce spending on major purchases (77%), eating out (72%), Entertainment (71%), and holidays (70%). Perhaps the most worrying trend is that more than half of all workers (57%) expect to cut back on everyday household expenses and 42% plan to cut back on regular travel expenses. Qu 19. How likely are you to reduce your spending on the following expenses due to the current economic climate? 25
26 Working families most likely to reduce spending Key segments Working families are the most likely to be reducing spending, particularly when compared with workers without children. For example, 79% of working parents expect to reduce spending on eating out, compared with 68% of working non-parents. Perhaps predictably, the only listed expense where working parents are less likely to reduce spending is on education. Qu 19. How likely are you to reduce your spending on the following expenses due to the current economic climate? 26
27 Attitudes towards key groups for addressing the current economic crisis 27
28 Levels of confidence in key groups to protect workers All respondents Overall, most workers are not confident that any particular group will protect the interests of workers in the current economic environment. The groups that respondents were most confident about are the Federal Government (36%) and unions (34%) Respondents have least confidence that state governments will protect the interests of workers, with 69% of respondents not confident overall. Qu 22. How confident are you the following groups will protect the interests of workers in the current financial environment? 28
29 Unions considered most likely to act to protect workers All respondents Perhaps unsurprisingly, the unions are considered the most likely to act in workers best interests. This is followed by the Federal Government (24%) and employers (17%). Qu 23. Who is most likely to act in the best interests of workers to protect their pay and working conditions? 29
30 The importance of key groups in supporting workers All respondents While unions are considered the most supportive of workers interests, levels of perceived importance for promoting and ensuring fair pay and conditions are evenly shared with the Federal Government and Employers. This perhaps underlines the view among Australia s workers that no single group controls work conditions and that negotiated agreements are mandatory. Qu 24. How important are the following groups in promoting fair pay and conditions for workers? 30
31 Workers have less confidence in employers to show support All respondents Most workers think that employers are too quick to sack people at the first sign of economic trouble (55% agree) and that they are too concerned about shareholders compared to workers (66% agree). However, there is less support for the idea that employers may use the current crisis as an excuse to reduce workers conditions, with 35% of respondents citing this concern. Less than one third of respondents (29%) have been consulted about their employer s future plans and the impact that it will have on their jobs. Qu 25. How much do you agree with the following statements? 31
32 Workers generally agree with the Government s response so far All respondents Most workers (45%) feel that the Federal Government s actions to the global financial crisis have been good, including 7% who think that the Government s response has been very good. In contrast only 16% of respondents think that the Government s response has been bad Qu 26. How would you rate the Federal Government s response to the global financial crisis so far? 32
33 Expectations for action from the main stakeholder groups: Government Unions Employers 33
34 Workers expect the Government to act further and spend more All respondents An overwhelming majority of respondents agree the Government should spend more to address the economic downturn, with 80% supporting initiatives that would encourage buying Australia-made, and 78% supporting increased funding for important infrastructure projects. Interestingly, the majority of workers (59%) agree the Government should fund such initiatives even if it means taking the federal budget into deficit. Qu 27. How much do you agree with the following statements? 34
35 Workers mainly expect the Government to address employers All respondents Most workers would like to see Government action directly target employers in order to promote job retention, with 39% of respondents ranking this as the most important action. This underlines the doubts most workers have that employers will retain employment levels through the downturn, and the clear importance workers place on keeping their jobs. Qu 28. How important are the following actions the Government could take to assist workers in the current economic climate? (rank from 1=most important, to 7=least important) 35
36 Respondents who received the family bonus have mostly spent it All respondents The majority of respondents (61%) who received the Government s first round of economic stimulus have spent all or most of that money already. This would indicate that the desired outcome from the bonus has mostly been achieved, underwriting the potential for other such initiatives to also benefit the economy. Qu 29 and 30: Did you receive the Federal Government s additional family bonus last December? If so, what have you done with this bonus? 36
37 Unions are considered somewhat more important now due to crisis All respondents Respondents are most likely to agree the global financial crisis has made unions more important (39% agree). 35% have no real opinion and 25% disagree. Qu 31. How much do you agree that the global financial crisis has made the unions more important? 37
38 Workers recognize the importance of unions in protecting employment for full-timers All respondents There is less categorical support for the view that unions have been important in protecting full-time workers from retrenchment. While the majority of respondents (61%) have indicated some level of importance, only 12% feel unions have been very important. Qu 32. How important do you think unions have been in maintaining employment levels for full-time employees? 38
39 Appendix Respondent Profiles 39
40 Age and Gender Segment Respondents 18 to to to to % % % % 36 4% Male Female % % Total respondents = 1016 All figures are rounded. Accordingly, total percentages may not equal
41 Area of residence Segment Respondents The inner city of a state capital city % The middle suburbs of a state capital city % The outer suburbs of a state capital city A regional town (with a population of 30,000 or more) % % A rural or regional area (including towns with a population less than 30,000) % Total respondents = 1016 All figures are rounded. Accordingly, total percentages may not equal
42 Family status Segment Respondents Single with dependent children living at home 58 6% Single without dependent children living at home % Married/defacto with dependent children living at home Married/defacto without dependent children living at home % % Other 78 8% Total respondents = 1016 All figures are rounded. Accordingly, total percentages may not equal
43 Home ownership Segment Respondents Own your home and are paying off a mortgage % Own your home but are not paying off a mortgage % Rent your home Other % 63 6% Total respondents = 1016 All figures are rounded. Accordingly, total percentages may not equal
44 Employment status Segment Working full time on a permanent basis Working full time on a casual or contractor basis Working part time on a permanent basis Working part time on a casual or contractor basis Respondents % 74 7% % % Employee Self-employed % % Total respondents = 1016 All figures are rounded. Accordingly, total percentages may not equal
45 Work and Union status Segment Respondents Blue collar White collar Don t know / Can t say % % % Union member Non union member % % Total respondents = 1016 All figures are rounded. Accordingly, total percentages may not equal
46 Personal total gross annual income Segment Respondents $1 - $19,999 $20,000 - $49,999 $50,000 - $79,999 $80,000 - $109,999 $110,000+ Don t know/refused 78 8% % % 90 9% 56 6% % Total respondents = 1016 All figures are rounded. Accordingly, total percentages may not equal
7TH ANNUAL PARENTS, KIDS & MONEY SURVEY: SUPPLEMENTAL DATA
Detailed Results 7TH ANNUAL PARENTS, KIDS & MONEY SURVEY: SUPPLEMENTAL DATA T. Rowe Price November 2015 Contents Holiday Spending Habits Holiday Spending Data Cuts By Parent Gender By Saver vs. Spender
More informationPOLITY research & CONSULTING
research & CONSULTING Workplace RAP Barometer 2014 Darryl Nelson Managing Director Polity Pty. Ltd. darryl@polityresearch.com.au May 2015 Contents RESEARCH & Consulting 1. Introduction & background 2.
More informationWomen in the UK construction industry in 2016
Women in the UK construction industry in 2016 #womeninwork April 2016 Introduction Owen Goodhead MD of Randstad Construction, Property and Engineering Construction is booming and has enjoyed a significant
More informationLong-Term Care Insurance:
The Prudential Insurance Company of America 2011 Long-Term Care Insurance: A Piece of the Retirement & Estate Planning Puzzle IRA Pension 401(k) Annuities Long-Term Care Insurance Life Insurance Social
More informationThe Use of Social Media by Electronics Design Engineers
The Use of Social Media by Electronics Design Engineers A Study by the University of Chichester and Napier Partnership Limited August 2009 ABSTRACT This joint project between Napier and the University
More informationTHE FINANCIAL CRISIS: Is This a REPEAT OF THE 80 S FOR AGRICULTURE? Mike Boehlje and Chris Hurt, Department of Agricultural Economics
THE FINANCIAL CRISIS: Is This a REPEAT OF THE 80 S FOR AGRICULTURE? Mike Boehlje and Chris Hurt, Department of Agricultural Economics The current financial crisis in the capital markets combined with recession
More information2070 Work Life Balance Survey - Employees
2070 Work Life Balance Survey - Employees Record no: Introduction We would be grateful if you could spare the time to take part in our survey it should only take around 15 minutes to complete. The survey
More informationAging in Asia and Oceania AARP Multinational Survey of Opinion Leaders 2006
Aging in Asia and Oceania AARP Multinational Survey of Opinion Leaders 200 Report March 2007 Prepared by Princeton Survey Research Associates International for Aging in Asia and Oceania AARP Multinational
More informationBethpage Federal Credit Union Long Island Small Business Survey
Bethpage Federal Credit Union Long Island Small Business Survey Report Prepared by STONY BROOK UNIVERSITY CENTER FOR SURVEY RESEARCH April 2012 [1] INTRODUCTION Bethpage Federal Credit Union sponsored
More informationThe Bayt.com Middle East and North Africa. Salary Survey 2016. May 2016
The Bayt.com Middle East and North Africa Salary Survey 2016 May 2016 Objective This research was conducted to gauge employee satisfaction levels with their salaries, but also pay raises and factors impacting
More informationBethpage Federal Credit Union. Long Island Small Business Survey
Bethpage Federal Credit Union Long Island Small Business Survey Report Prepared by STONY BROOK UNIVERSITY CENTER FOR SURVEY RESEARCH December 2012 [1] INTRODUCTION Bethpage Federal Credit Union, New York
More informationThe Social Dimensions of the Crisis: The Evidence and its Implications
The Social Dimensions of the Crisis: The Evidence and its Implications Executive Summary ii Executive Summary iii The economic crash of 2008 has had profound social impacts, exacerbated by the subsequent
More informationEvaluating the effectiveness of Reconciliation Action Plans Report prepared by Auspoll
Evaluating the effectiveness of Reconciliation Action Plans Report prepared by Auspoll REPORT PREPARED BY: David Stolper Senior Research Partner d.stolper@auspoll.com.au T/ 02 9258 4462 Nick Wyatt Consultant
More informationA Sloan Work & Family Research Network Fact Sheet
Questions and Answers about GENERATION X/GENERATION Y: Y A Sloan Work & Family Research Network Fact Sheet Introduction The Sloan Work and Family Research Network has prepared Fact Sheets that provide
More informationResidential Property Investors in Australia 1
Reserve Residential Bank Property of Australia Investors in Bulletin Australia May 24 Residential Property Investors in Australia 1 Over the past decade, there has been a substantial increase in investor
More informationin partnership with EMPLOYEE OUTLOOK EMPLOYEE VIEWS ON WORKING LIFE
in partnership with EMPLOYEE OUTLOOK EMPLOYEE VIEWS ON WORKING LIFE Autumn 2015 The CIPD is the professional body for HR and people development. The not-for-profit organisation champions better work and
More informationState of Financial Education In Canada
State of Financial Education In Canada Report: November, 2015 Prepared for TD Bank Group by the Canadian Foundation for Economic Education (CFEE) Executive Summary TD Bank Group has an extensive history
More informationAMERICANS VIEWS OF THE ECONOMY AND THE STATE OF THE COUNTRY March 28- April 2, 2008
CBS NEWS/NEW YORK TIMES POLL For Release: Thursday, April 3 rd, 2008 6:30 PM (EDT) AMERICANS VIEWS OF THE ECONOMY AND THE STATE OF THE COUNTRY March 28- April 2, 2008 Americans views about the economy
More informationCreating Line of Sight
Creating Line of Sight How to Get to the Bottom Line Through Your Employees Presented by: Ed Krow, SPHR, CCP, CHCM Objectives Identify key behaviors of all levels of employees and the link between those
More informationInvestors in People First Assessment Report
Investors in People First Assessment Report K.H.Construction Cambridge Assessor: Lesley E Ling On-site Date/s: 3 rd September 2008. Recognition Date: Contents 1. Introduction Page 2 2. Assessment and Client
More informationThe Path Forward. International Women s Day 2012 Global Research Results
The Path Forward International Women s Day 2012 Global Research Results Research objectives Accenture conducted its global research study, The Path Forward for release on International Women s Day to gain
More informationBethpage Business Banking Group Long Island Small Business Survey
Bethpage Business Banking Group Long Island Small Business Survey Report Prepared by STONY BROOK UNIVERSITY CENTER FOR SURVEY RESEARCH December [1] INTRODUCTION Bethpage Federal Credit Union, New York
More informationSports Coaching in the UK III. A statistical analysis of coaches and coaching in the UK
Sports Coaching in the UK III A statistical analysis of coaches and coaching in the UK January 2011 Contents Executive Summary... 3 1. Introduction... 5 2. Participation in Sport... 6 3. Use of Coaching...
More informationMassMutual s State of the American Family Chinese Families
MassMutual s State of the American Family Chinese Families Executive Summary Needs-based Strategies To understand the changing landscape of American financial security, MassMutual released the third wave
More informationCaring and learning and worried about money
Caring and learning and worried about money Survey of student nurses about work, money and learning June 2015 Caring, learning and worried about money Building on the long running UNISON Living Bursary
More informationStocktake of access to general practice in England
Report by the Comptroller and Auditor General Department of Health and NHS England Stocktake of access to general practice in England HC 605 SESSION 2015-16 27 NOVEMBER 2015 4 Key facts Stocktake of access
More informationOptimizing Rewards and Employee Engagement
Optimizing Rewards and Employee Engagement Improving employee motivation and engagement, and identifying the right total rewards strategy to influence workforce effectiveness. Kevin Aselstine, Towers Perrin
More informationEDUCATION POST 2015 Parent Attitudes Survey
EDUCATION POST 2015 Parent Attitudes Survey About the Survey The following analysis contains the results of the 2015 Parent Attitudes Survey, conducted on behalf of Education Post, via an online survey
More informationCIMA SALARY SURVEY 2013. Australia
CIMA SALARY SURVEY 2013 Australia 1 Foreword CIMA s members and students are looking forward to rapid career progression and salary rises above the national average - despite the continuing economic uncertainty.
More informationMOST FREQUENTLY ASKED INTERVIEW QUESTIONS. 1. Why don t you tell me about yourself? 2. Why should I hire you?
MOST FREQUENTLY ASKED INTERVIEW QUESTIONS 1. Why don t you tell me about yourself? The interviewer does not want to know your life history! He or she wants you to tell how your background relates to doing
More informationThe View from San Francisco Bay Area:
The View from San Francisco Bay Area: 1,000 residents share their perspectives on managing wealth and the local economy March 2016 Methodology What An online study among a sample of the general public
More informationVoters continue to feel that free enterprise is a significant contributor to various aspects of the American economy.
Methodology Lombardo Consulting Group recently completed a national telephone survey with 800 registered voters on behalf of the U.S. Chamber of Commerce. The survey field dates were July 6-8, 2010. The
More informationTAXREP 01/16 (ICAEW REP 02/16)
TAXREP 01/16 (ICAEW REP 02/16) January 2016 ICAEW research survey: HMRC Customer Service Standards 2015 Results of the ICAEW 2015 research survey among ICAEW smaller agents about HMRC service standards.
More informationEntrepreneurship is attractive to many youth in the abstract. Key Messages. Data and methodology
Development programs in Egypt often encourage entrepreneurship as a means of combating the high level of youth unemployment. However, while over half of Egyptian youth say that they would prefer having
More informationSalarieS of chemists fall
ACS news SalarieS of chemists fall Unemployment reaches new heights in 2009 as recession hits profession hard The economic recession has taken its toll on chemists. Despite holding up fairly well in previous
More informationGlobal Food Security Programme A survey of public attitudes
Global Food Security Programme A survey of public attitudes Contents 1. Executive Summary... 2 2. Introduction... 4 3. Results... 6 4. Appendix Demographics... 17 5. Appendix Sampling and weighting...
More informationAttitudes and Beliefs about Social Determinants of Health. Halton Region Health Department
Attitudes and Beliefs about Social Determinants of Health Halton Region Health Department May 2014 Contents Background... 3 A Comparison of 10 Social Determinants of Health... 4 Key Demographic Findings...
More informationGerman Language Teaching and Teacher Training at Colleges and Universities in the US
German Language Teaching and Teacher Training at Colleges and Universities in the US Summary of Results of Online Survey Conducted Between April 7-24, 2003 By Megan Brenn-White May 2003 The survey was
More informationUNC Leadership Survey 2012: Women in Business
UNC Leadership Survey 2012: Women in Business Quantitative Report UNC Kenan-Flagler Business School Executive Development 2013 Table of Contents Introduction 3 How to Read This Report 4 Key Findings 5
More informationInternational IPTV Consumer Readiness Study
International IPTV Consumer Readiness Study Methodology The Accenture International IPTV Study is based on structured telephone interviews using a standard questionnaire and quantitative analysis methods
More informationHow Can Employment-Based Benefits Help the Nursing Shortage?
How Can Employment-Based Benefits Help the Nursing Shortage? Joanne Spetz, Ph.D., Center for the Health Professions and Department of Community Health Systems University of California, San Francisco Sara
More informationForeword. Arati Porwal Chief Representative India CIMA
1 Foreword Despite the global economic uncertainty, CIMA s members and students are in demand. Our 2012 salary survey shows that chartered management accountants are commanding salaries that reflect their
More informationTrends in Global Employee Engagement
Consulting Talent & Organization Trends in Global Employee Engagement Trends in Global Employee Engagement Contents 3 4 5 6 7 8 9 10 14 15 Executive Summary Trends in Global Employee Engagement Employee
More informationExecutive Summary April 2009
Executive Summary April 2009 About the International Coach Federation The International Coach Federation (ICF) is the largest worldwide resource for business and personal coaches, and the source for those
More informationHandling Redundancies and Layoffs
Handling Redundancies and Layoffs What is redundancy? For the purposes of these guidelines the terms redundancy 1, layoff 2 and retrenchment are used interchangeably and describe the situation where the
More informationLife Insurance More of a Guarantee in Uncertain Times. Research Report September 2009
Life Insurance More of a Guarantee in Uncertain Times Research Report September 2009 Prudential, Prudential Financial, the Rock logo, and the Rock Prudential logo are registered service marks of The Prudential
More informationIndependent Living and Centres for Independent Living as an Alternative to Institutions
Independent Living and Centres for Independent Living as an Alternative to Institutions Introduction EDF AGA, Bruxelles. 9 June 2001 John Evans, President of the European Network of Independent Living
More informationBY Aaron Smith NUMBERS, FACTS AND TRENDS SHAPING THE WORLD FOR RELEASE MARCH 10, 2016 FOR MEDIA OR OTHER INQUIRIES:
NUMBERS, FACTS AND TRENDS SHAPING THE WORLD FOR RELEASE MARCH 10, 2016 BY Aaron Smith FOR MEDIA OR OTHER INQUIRIES: Aaron Smith, Associate Director, Research Dana Page, Senior Communications Manager 202.419.4372
More informationSurvey of Healthy San Francisco Participants
K AISER FAMILY FOUNDATION Survey of Healthy San Francisco Participants AUGUST 2009 TABLE OF CONTENTS Executive Summary.1 Introduction... 3 Key Findings. 5 Discussion and Conclusions 25 Appendix 1: Survey
More informationGeneration to Generation: Money Matters
Generation to Generation: Money Matters April 13, 2012 MONEY MATTERS Income and Quality of Life Income is a key factor influencing quality of life, happiness, and expectations about aging. 5 years ago
More informationTAX CREDITS: POLICY ISSUES FOR UNISON Peter Kenway and Guy Palmer
TAX CREDITS: POLICY ISSUES FOR UNISON Peter Kenway and Guy Palmer 1. Introduction...1 2. Tax Credits For Working Age Households...2 15 years Of Tax Credits...2 Working Tax Credit (WTC) And Child Tax Credit
More informationChildcare and early years survey of parents 2014 to 2015
Childcare and early years survey of parents 2014 to 2015 March 2016 Tom Huskinson, Sylvie Hobden, Dominic Oliver, Jennifer Keyes, Mandy Littlewood, Julia Pye, and Sarah Tipping Contents Executive Summary...
More informationFREELANCING IN AMERICA: 2015. An independent study commissioned by Freelancers Union & Upwork
FREELANCING IN AMERICA: 2015 An independent study commissioned by Freelancers Union & Upwork We have entered a new era of work in this country. Freelancing is becoming a more prevalent, viable option for
More informationKey Findings ASIC Report 419. Australian Financial Attitudes and Behaviour Tracker Wave 1: March August 2014
ASIC Report 419 Wave 1: March August 2014 Australian Securities and Investments Commission December 2014 Contents INTRODUCTION 3 KEY FINDINGS 9 Financial attitudes 10 Keeping track of finances 11 Planning
More informationThe Ariel Mutual Funds/Charles Schwab & Co., Inc. Black Investor Survey. Saving and Investing Among High Income African-American and White Americans
The Ariel Mutual Funds/Charles Schwab & Co., Inc. Black Investor Survey: Saving and Investing Among High Income African-American and Americans April, 2000 0 Prepared for Ariel Mutual Funds and Charles
More information65.0. Salary Guide and Market Insight 2013. reedglobal.com
65.0 23.2 22.1 21.7 21.3 16.8 Salary Guide and Market Insight 2013 reedglobal.com Introduction Welcome to the Reed Insurance Salary and Market Insight 2013: a comprehensive report into your market, containing
More informationWhat are the key current issues shaping equity release by older home owners?
What are the key current issues shaping equity release by older home owners? Round table discussion November 7th 2012 About this project Focus today on equity release but a bigger picture. Initial proposal
More informationPan-European opinion poll on occupational safety and health
PRESS KIT Pan-European opinion poll on occupational safety and health Results across 36 European countries Press kit Conducted by Ipsos MORI Social Research Institute at the request of the European Agency
More informationWorkplace Pensions: The Personnel Perspective: HR Managers Views on PensionsAugust
Workplace Pensions: The Personnel Perspective: HR Managers Views on PensionsAugust NAPF Research Report August 2008 HR Managers and Pensions Contents Page Key points 3 Introduction 4 What do HR Managers
More informationCIMA salary survey 2012
CIMA salary survey 2012 United Kingdom 1 Foreword Despite the ongoing economic turbulence in the British economy, CIMA s members and students are in demand. Our 2012 salary survey shows that chartered
More informationCIMA SALARY SURVEY 2013. Sri Lanka
CIMA SALARY SURVEY 2013 Sri Lanka 1 Foreword This year s annual salary survey of the CIMA community in Sri Lanka highlighted another year of rapid career progression across all areas of a business and
More informationBranding the Government As An Employer of Choice
Branding the Government As An Employer of Choice By Neil Reichenberg, IPMA-HR Executive Director If governments are both to compete successfully for talented applicants and retain high performing employees,
More information2009 IT Skills and Salary Report. A Comprehensive Survey from Global Knowledge and TechRepublic
2009 IT Skills and Salary Report A Comprehensive Survey from Global Knowledge and TechRepublic 2009 IT Skills and Salary Report Introduction For the second year in a row, Global Knowledge and TechRepublic
More informationMarket Research Methodology
Market Research Methodology JANUARY 12, 2008 MARKET RESEARCH ANALYST Market Research Basics Market research is the process of systematic gathering, recording and analyzing of data about customers, competitors
More informationExplaining the difference your project makes A BIG guide to using an outcomes approach. Sara Burns and Joy MacKeith Triangle Consulting October 2006
Explaining the difference your project makes A BIG guide to using an outcomes approach Sara Burns and Joy MacKeith Triangle Consulting October 2006 Explaining the difference your project makes Stock code
More informationInternational Retirement Security Survey
International Retirement Security Survey Country Summary October 21, 2005 BACKGROUND AND RESEARCH OBJECTIVES Income security during retirement is an increasingly important international issue in light
More informationPoverty among ethnic groups
Poverty among ethnic groups how and why does it differ? Peter Kenway and Guy Palmer, New Policy Institute www.jrf.org.uk Contents Introduction and summary 3 1 Poverty rates by ethnic group 9 1 In low income
More informationPointofView. Public Perceptions of Medicare vs. Private Health Insurers
PointofView Public Perceptions of Medicare vs. Private Health Insurers Insured Americans Generally Have Favorable Views about Their Provider Whether It Is Public or Private; Medicare Enjoys Particularly
More informationNHSScotland Staff Survey 2015. National Report
National Report November 2015 Contents 1 Introduction... 3 2 Background... 3 2.1 Survey purpose... 3 2.2 Policy context... 4 3 Survey methodology... 5 4 Response rates... 6 5 Notes to aid interpretation...
More information16 th Annual Transamerica Retirement Survey Influences of Educational Attainment on Retirement Readiness
th Annual Transamerica Retirement Survey Influences of Educational Attainment on Retirement Readiness August 0 TCRS 0--0 Transamerica Institute, 0 Welcome to the th Annual Transamerica Retirement Survey
More informationWords That Work Playbook
MetLife DISABILITY INSURANCE Words That Work Playbook Language to drive your DI client discussions We can likely all agree on the importance of protecting your clients income in the event of a disability.
More informationSocial Security 75 th Anniversary Survey Report: Public Opinion Trends
Social Security 75 th Anniversary Survey Report: Public Opinion Trends Copyright 2010 AARP Research & Strategic Analysis 601 E Street, NW Washington, DC 20049 Reprinting with Permission AARP is a nonprofit,
More informationNursing Education Program of Saskatchewan (NEPS) Employment Survey:
Nursing Education Program of Saskatchewan (NEPS) Employment Survey: Graduates of the NEPS Program in the 2003 2004 Academic Year 5 Year Follow up Prepared for The College of Nursing of the University of
More informationLeasing Points. The Benefits of Leasing Over Buying
Leasing Points The National Association of Equipment Leasing Brokers The Benefits of Leasing Over Buying To lease or to buy, that is the question faced by businesses across the country. Here are a few
More informationPearson Student Mobile Device Survey 2013
Pearson Student Mobile Device Survey 2013 National Report: College Students Conducted by Harris Interactive Field dates: January 28 February 24, 2013 Report date: April 17, 2013 Table of Contents Background
More informationREGISTERED APPRENTICESHIP: A GUIDE FOR BUSINESS SERVICES REPRESENTATIVES
REGISTERED APPRENTICESHIP: A GUIDE FOR BUSINESS SERVICES REPRESENTATIVES Business Services Representatives (BSRs) in one-stop centers are the front-line professionals from the local workforce system who
More informationThe Aged care Review by the Productivity Commission raises a number of issues which require a response.
Submission to: Aged Care Review By Margaret Kearney Aged Care Review Cremorne 2090 NSW The Aged care Review by the Productivity Commission raises a number of issues which require a response. The following
More informationConnecting America s Youth to Nature
Connecting America s Youth to Nature Funders: The Nature Conservancy, Toyota USA Foundation & Foundation for Youth Investment Polling Teams: Fairbank, Maslin, Maullin, Metz & Associates and Public Opinion
More informationAn Employee Crisis: Financial Literacy
An Employee Crisis: Financial Literacy With a lack of financial literacy among employees, what can companies do? A Purchasing Power Special Report April 2016 Introduction What should be disconcerting to
More informationAmerican Attitudes Toward Arabs and Muslims
American Attitudes Toward Arabs and Muslims July 29, 2014 Executive Summary Since we first began our polling on American attitudes toward Arabs and Muslims in 2010, there has been continued erosion in
More informationMANAGEMENT CASE STUDY PRACTICE EXAM ANSWERS
MANAGEMENT CASE STUDY PRACTICE EXAM ANSWERS The Practice Exam can be viewed at http://www.pearsonvue.com/cima/practiceexams/ These answers have been provided by CIMA for information purposes only. The
More informationWHITE PAPER: Optimizing Employee Recognition Programs
WHITE PAPER: Optimizing Employee Recognition Programs The current economic slowdown has made it increasingly difficult for companies to reward their employees with raises in salary and bonuses. Corporations
More informationNHS Staff Management and Health Service Quality
NHS Staff Management and Health Service Quality Michael West 1 and Jeremy Dawson 2 1 Lancaster University Management School and The Work Foundation 2 Aston Business School Foreword This report draws on
More informationUnderstanding the links between employer branding and total reward
8 September 2010 Understanding the links between employer branding and total reward An overview of our research findings and the implications for reward Limited is authorised and regulated by the Financial
More informationTracking Research. Jon Last President, Sports & Leisure Research Group
Tracking Research Jon Last President, Sports & Leisure Research Group Objectives To gauge the impact of their efforts, the USGA has embarked upon a multi-year study to evaluate how new programs and communications
More informationCOI Research Management Summary on behalf of the Department of Health
COI Research Management Summary on behalf of the Department of Health Title: Worth Talking About Campaign Evaluation 2010 / 2011 Quantitative research conducted by TNS-BMRB COI Reference number: 114770
More informationCulture of Purpose Building business confidence; driving growth 2014 core beliefs & culture survey
Culture of Purpose Building business confidence; driving growth 2014 core beliefs & culture survey Executive summary Our research indicates that focusing on purpose rather than profits builds business
More information1 The total values reported in the tables and
1 Recruiting is increasingly social and Adecco wants to know how it works. An international survey, that involved over 17.272 candidates and 1.502 Human Resources managers between March 18 and June 2,
More informationSpring 2014. in partnership with. Employee Outlook
Spring 2014 in partnership with Employee Outlook WORK WORKFORCE WORKPLACE Championing better work and working lives The CIPD s purpose is to champion better work and working lives by improving practices
More information. Key perceptions of internally displaced people in Ukraine.
. Key perceptions of internally displaced people in Ukraine. Net promoter analysis of second round of data collection March 2015 Analysis of data collection: round 2. 1. Summary of findings... 2 2. Question
More informationYounger Boomers Perceptions White Paper
Younger Boomers Perceptions White Paper Allianz Life Insurance Company of North America Allianz Life Insurance Company of New York ENT-1036-N Page 1 of 8 Methodology Allianz Life Insurance Company of North
More informationThe Menzies-Nous Australian Health Survey 2012
The Menzies-Nous Australian Health Survey 2012 Report 23 October 2012 Bold ideas Engaging people Influential, enduring solutions This page is intentionally blank. Nous Group n o usgro u p. c o m. a u i
More informationNHSScotland Staff Survey 2014. National Report
NHSScotland Staff Survey 2014 National Report December 2014 Contents 1 Introduction... 4 2 Background... 4 2.1 Survey purpose... 4 2.2 Policy context... 4 3 Survey methodology... 6 4 Response rates...
More informationGenerational differences
Generational differences A generational shift in media use is evident from the Digital Australians research, with differences most pronounced between 18 to 29 year olds and those aged 55 and over. Some
More informationCOLUMBIA BASIN BUSINESS RETENTION AND EXPANSION PROJECT
COLUMBIA BASIN BUSINESS RETENTION AND EXPANSION PROJECT REPORT ON LOWER COLUMBIA REGION BUSINESSES (Including the communities of Fruitvale, Montrose, Trail, Warfield, Rossland, and Regional District of
More informationHas the penny DR PPED? Our tenants attitudes towards money and the implications for welfare reform INANCIAL INCLUSION
Has the penny DR PPED? Our tenants attitudes towards money and the implications for welfare reform INANCIAL INCLUSION Contents Foreword from Mark Rogers, Group Chief Executive 4 Executive Summary 5 The
More informationResearch Report May 2016. Which Countries in Europe Have the Best Gender Equality in the Workplace?
Research Report May 2016 Which Countries in Europe Have the Best Gender Equality in the Workplace? Foreword Despite improvements in gender equality in recent decades, much remains to be done. Around the
More informationPERCEPTION OF BASIS OF SHE AND SHE RISK MANAGEMENT
PERCEPTION OF BASIS OF SHE AND SHE RISK MANAGEMENT Per Berg and Roger Preston Safety Section, Global SHE, AstraZeneca INTRODUCTION After the merger between the two pharmaceutical companies Astra and Zeneca
More informationECONOMIC MIGRATIONS OF THE POLES. Report by Work Service S.A.
ECONOMIC MIGRATIONS OF THE POLES Report by Work Service S.A. TABLE OF CONTENTS INTRODUCTION 3 THE REPORT IN NUMBERS 4 PREFERRED COUNTRIES OF EMIGRATION 5 THOSE CONSIDERING ECONOMIC EMIGRATION 6 REASONS
More informationDebt Advice from Citizens Advice Bureaux in Oxfordshire. September 2010 V2.
Debt Advice from Citizens Advice Bureaux in Oxfordshire September 2010 V2. 1. Introduction There are eight Citizens Advice Bureaux in Oxfordshire. The Citizens Advice service provides free, independent,
More information