DECISION on the Work Schedule for Settlement/Clearing through the Interbank Payment Systems. Article 1
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1 (Official Gazette 50/2002 and 38/2005) - unofficial amended text - Pursuant to Article 39 paragraph 2 item i) of the Croatian National Bank Act (Official Gazette 36/2001) and Article 44 paragraph 1 item 7 of the National Payment System Act (Official Gazette 117/2001), the Governor of the Croatian National Bank hereby enacts the following DECISION on the Work Schedule for Settlement/Clearing through the Interbank Payment Systems Article 1 Payment transactions shall be settled through the Croatian Large Value Payment System or cleared through the National Clearing System within a settlement/clearing day. The settlement/clearing day referred to in paragraph 1 of this Article shall be any business day in a week from Monday to Friday. Article 2 A settlement day within the Croatian Large Value Payment System shall start at 7.30 o'clock and end at o'clock on the current business day. During a settlement day, payment transactions shall be settled in accordance with the Daily Work Schedule for Settlements through the CLVPS, given in Annex 1 that shall be a constituent part of this Decision. Article 3 A clearing day within the National Clearing System shall start at o'clock on the previous business day and end at o'clock on the current business day. During a clearing day, payment transactions shall be cleared in accordance with the Daily Work Schedule for Clearing through the NCS, given in Annex 2 that shall be a constituent part of this Decision. Article 4 As of the day of its entering into force, this Decision shall supersede the Decision on the Work Schedule for Settlement/Clearing through the Interbank Payment Systems (Official Gazette 14/02). 1
2 Article 5 This Decision shall enter into force on the day of its publication in the Official Gazette and shall apply from 6 May THE CROATIAN NATIONAL BANK GOVERNOR Željko Rohatinski, Ph.D. 2
3 Annex 1 DAILY WORK SCHEDULE FOR SETTLEMENT THROUGH THE CLVPS O7: Beginning of operation Opening CLVPS Execution of previously issued payment orders as of the current settlement day The CNB executes payment transactions for the purpose of refunding overnight deposits of banks 07:30-17:30 Regular operation Banks: Execute payment transactions for the purpose of meeting their obligations to the CNB: - Lombard loan repayment - Intraday loan repayment - Repayment of other liabilities towards the CNB - Reserve requirement allocation after calculation. Execute payment transactions for the purpose of withdrawing cash in cash centres Execute other payment transactions in the relationship with the CNB Execute payment transactions for the purpose of over-night loan repayments Execute payment transactions related to securities trading to credit the transfer account for securities settlement in the CLVPS Execute other interbank payment transactions. CNB: Executes payment transactions for the purpose of returning reserve requirements after calculation Executes other payment transactions within the implementation of monetary policy measures Executes payment transactions for the purpose of transferring funds from a bank's cash account with the CNB to the bank's settlement account Executes payment transactions related to securities trading to credit the transfer account for securities trading in the CLVPS Executes other interbank payment transactions. CDA: Executes payment transactions related to securities trading to debit the transfer account for securities trading in the CLVPS 7:30-17:30 Approval of intraday loans - setting the limits on the settlement accounts CNB sets the limit on a bank's settlement account for the purpose of approving an intraday loan 07:45-08:30 11:30-12:30 Change of the limits in the NCS Banks execute payment transactions for the purpose of increasing the limits in the NCS - transfer funds to credit the CNB's settlement account. 3
4 15:00-15:45 Interbank trading Change of the limits in the NCS Interbank trading Banks execute payment transactions for the purpose of increasing the limits in the NCS - transfer funds to credit the CNB's settlement account 16:30-16:45 Settlement of the net positions of the clearing accounts in the NCS in the settlement accounts of participants in the CLVPS CNB: Executes payment transactions for the settlement of final net positions in the clearing accounts of banks in the NCS Executes payment transactions for the purpose of returning the allocated funds used as collateral for clearing through the NCS, to banks settlement accounts 16:45-17:30 Interbank trading Setting the limits in the NCS for the next clearing day Interbank trading Banks execute payment transactions for the purpose of setting the limits in the NCS for the next clearing day - transfer funds to the CNB's settlement account 17:00-17:30 Making overnight deposits Submission of Lombard loan applications Banks: Execute payment transactions for the purpose of making overnight deposits with the CNB Submit applications for Lombard loans to the CNB End of operation CNB: Executes payment transactions for the purpose of approving Lombard loans applied for by banks Brings the limit on a bank's settlement account back to zero Executes payment transactions for the purpose of approving a Lombard loan used to cover an overdraft on a bank's settlement account resulting from an unrepaid intraday loan Closing the CLVPS and submitting reports on the balances of and payments executed in banks' settlement accounts 4
5 Annex 2 DAILY WORK SCHEDULE FOR CLEARING THROUGH THE NCS CLEARING DAY from o'clock on the previous business day (T-1) to o'clock on the current business day (T0) CLEARING CYCLE I from T-1 to T0 CLEARING CYCLE II from T0 to T0 CLEARING CYCLE III from T0 to T0 Time Description Time Description Time Description The opening balance in the clearing accounts is 0 The opening balance in the clearing accounts is the clearing balance from Cycle I The opening balance in the clearing accounts is the clearing balance from Cycle II from to NCS receives transactions for clearing from to NCS receives transactions for clearing from to NCS receives transactions for clearing from to NCS completes the clearing and notifies the CNB and participants of the clearing results from to NCS completes the clearing and notifies the CNB and participants of the clearing results CNB changes the limits at NCS stops receiving transactions from 7.45 to CNB changes the limits from to Access to the payment queue CNB changes the limits at NCS starts clearing payments from the payment queue till NCS submits final clearing account net positions to the CNB till NCS notifies the participants of the clearing results at NCS closes the clearing day from to CNB submits the limits for the next clearing day 5
6 NCS is prepared for the next clearing day 6
7 From the Decision on the Amendments to the Decision on the Work Schedule for Settlement/Clearing through the Interbank Payment Systems (Official Gazette 38/2005) Article 3 The procedures related to the approval and repayment of intraday loans and the procedures related to the execution of payments arising from securities trading across the transfer account for securities settlement in the CLVPS, prescribed by the Daily Work Schedule for Settlement through the CLVPS referred to in Article 2 of this Decision shall apply from 1 July Article 4 This Decision shall enter into force on the day of its publication in the Official Gazette and shall apply from 1 April 2005.
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