COUNTRY REPORT: ESTONIA
|
|
- Leo Reeves
- 7 years ago
- Views:
Transcription
1 COUNTRY REPORT: ESTONIA
2
3 1.2. Demographic characteristics of Estonia The population of Estonia is characterized by two very important tendencies: 1) the decrease of population which started in the 1990s continues and 2) the population is ageing. The decrease was noticeable in the number of children and young people while the share of the age group 65 and older has grown in the population. The percentage of population aged 65 or older to working age people (aged 15 64) was 25.3% and this indicator has continuously increased from Estimably more people will leave the labor market than enter it in the forthcoming decade (it means that labor market reprisal index is less than 1). Mortality has decreased and the average life expectancy has increased both for men and women. Still, the life expectancy of women at birth is over 10 years higher than the life expectancy of men. While in 2008, the life expectancy of Estonian women at birth was 79.2 years, for men it was only 68.6 years. In addition, the mortality of men aged below 65 is almost three times higher than the mortality of women Social characteristics of Estonia The economic recession and demographic situation create a relatively new situation for the social sphere. We are facing serious challenges. The share of persons who receive a pension has increased in society, reaching 28.5% at the beginning of The expenditure on pensions accounted for 7.2% GDP, the highest level of all time. The main target groups of social welfare are children, the elderly and persons with disabilities, persons with special mental needs and persons using social services in the case of emergencies. Social welfare for the elderly and disabled persons is organized by the local governments. This concerns, in particular, home care services, personal assistant service, support person service, housing service, day center services, care for disabled persons in home, and 24 hour care in welfare institution. The total number of institutions that provided social services was 322 at the end of The number of staff members of social welfare institutions at the end of 2008 was over The total expenditure on welfare services in 2008 amounted to million EEK, including 40% paid by the state, 38% by the local governments, the self financing of service users was 22%. Important developments in services for the elderly and disabled persons, also increasing contributions towards purchases of technical aids for the elderly and disabled persons have increased the number of service users and the expenditure on the provision of services. The total sum of social protection in 2006 amounted to 25.4 billion EEK, of which 44.4% was expenditure related to old age Economic characteristics of Estonia Living standard and poverty
4 Rapid growth of Estonia s economy until 2007 improved the quality of life of Estonian people, giving a major boost to the standard of living. The main income sources in Estonia are: paid employment and old age pension (2/3 and 1/6 of a household member s income, respectively). In 2008, the average gross wages for normal working hours of full time work were calculated at EEK per month per salary receiver, and the average old age pension was EEK per month, per an old age pension receiver. The growth rate in 2008 was particularly high in the case of the monthly old age pension, which increased by almost ¼ (23%) in comparison to the previous year. Estonia has managed to adhere to the minimum standard of the European Code of Social Security, pursuant to which, average pension of a pensioner with 30 years of pensionable service should form at least 40% of average gross wages of an unskilled male production worker. A positive trend in the period was reduction of the gap between the average disposable income in Estonia, and the average disposable income of households in rural areas. In 2004, the absolute poverty rate in Estonia was 15%. In Estonia, as in the other member states of the EU, relative poverty line is considered to be 60% of median income of inhabitants. Although the relative poverty rate decreased both among children and inhabitants in working age, in the period , the situation of seniors aged 65+ deteriorated. In 2007, every third senior belonged to the relatively poor. The Estonian relative poverty rate in 2007 was close to the average level of 27 member states (17%), similar to Lithuania and the United Kingdom, but it was twice as high as in the Czech Republic, the Netherlands and Iceland (10% in all three). The risk of relative poverty in 2007 was higher than in Estonia in Latvia, Greece, Spain and Italy Pensions In the case of old age, incapacity for work and loss of provider, a person s income is insured by the state pension insurance. The types and extent of state pensions are established in the State Pension Insurance Act. The types of state pensions are: old age pension, pension for incapacity for work, survivor s pension and national pension. Persons who have attained 63 years of age and whose length of pensionable service earned in Estonia is at least 15 years, have the right to receive an oldage pension. The age limit established by law is applicable for men from 2001, while for women it will start applying from 2016, when women born in 1953 will reach retirement age. There are certain groups which have the right to receive a pension until the age of retirement: persons who have been declared permanently incapacitated for work, also upon the death of a provider, superannuated pensions (police officers, workers of life serving service, employees of penal institutions, some mining and excavation workers, some categories of aviation workers, etc). On January 1, 2009, the Estonian population included persons who received a state pension and 63% of them were women. The total number of pension receivers has increased by 0.8% from 2000 to In the state budget of 2008, pensions accounted for almost 1/5 (19.99%) of total expenditure, which is the highest level of the last 5 years Volunteer work In the book Handbook for the Elderly Volunteer the author Heino Hankewitz values highly voluntary work in Estonia. He says, Voluntary work is an important factor in the formation of solidarity and democracy of modern society. Voluntary activity rises from the inner wish and will of people to
5 influence the environment they live in. It also reflects one s friendly attitude towards fellow citizens, wish for being active and self realization. Voluntary activity has a symbolic, ideological and social worth. In the coming years more and more will be spoken about voluntary work among the elderly in Estonian society. Their share today is bigger than that of young people, and there are signs that it will be on the rise. What are the reasons? Better health, longer life expectancy and growing demand by society. The elderly possess a lot of free time, competence and knowledge to share with fellow citizens. It is important for a volunteer to belong to a certain group because then they behave more actively and feel that the more they do, the better it is for themselves and for others. Voluntary activity gives rise to mutual recognition and cooperation. In Estonia, every tenth citizen belongs to volunteers and one fifth of elderly people are volunteers. Not only their contribution is important, but also their example to the young. There is one more characteristic feature in our voluntary activity. In other parts of the world, voluntary activity is connected with high living standards, but in Estonia in spite of low incomes the elderly are exposed to volunteering. As a rule, they belong to organizations. NGOs give a good chance for co operation. Here, one can share one s experience with others so that the final result can be improved. Here, elderly people s voices sound louder when there is a need to influence the political life of Estonia. The pitiful fact is that in this field men s share compared with women s is much lower. Besides lots of positive sides there are also some problems to be faced. For example, these are problems connected with insurance in case of accidents, etc. Who should pay the insurance expenses the person himself, his organization or even the state? The real situation today needs a solution. It is hard to find a state in the world, where the number of volunteers would be sufficient Estonia is no exception. So the recognition of volunteers comes first and foremost. By this is meant benevolent attention and gratitude. It is also important to give them a chance to participate in advanced learning and to prepare suitable conditions for their work. They must be supplied with the latest information concerning everyday life around them (health, catering, culture, etc). It is a good tradition with us to observe the International Volunteer s Day at the beginning of December. The sensitive mental experience of our older generation is inferiority complex, estrangement from everyday life, indifference, stress, depression, abandonment, sadness and negativism. It is estrangement from former colleagues, acquaintances, former active way of life, stress caused by a lower life standard. By experience we know that voluntary self help can work miracles. Our government is aware of the concrete situation and so in 1999 the Act Basis of the Elderly Policy in Estonia was approved. Much more attention has been paid now to intensify voluntary activity. It is obvious already today that our leaders have started to realize the advantages that volunteering offers to modern society. There are lots of possibilities for the elderly voluntary activity in Estonia: all kinds of NGOs, day centers, neighbour assistance, self help, local history research organizations, charity movements. Working with fellow citizens and self help motives go here hand in hand, uniting friendly interests of society and individuals. This statement is based on a project put forward by the Estonian Charitable Agency. Elderly volunteers have a real and positive impact on the Estonian society.
SWECARE FOUNDATION. Uniting the Swedish health care sector for increased international competitiveness
SWECARE FOUNDATION Uniting the Swedish health care sector for increased international competitiveness SWEDEN IN BRIEF Population: approx. 9 800 000 (2015) GDP/capita: approx. EUR 43 300 (2015) Unemployment
More informationWorld Population Growth
3 World Population Growth Why is world population growing faster than ever before? Population dynamics are one of the key factors to consider when thinking about development. In the past years the world
More informationIII. World Population Growth
III. World Population Growth Population dynamics are one of the key factors to consider when thinking about development. In the past 50 years the world has experienced an unprecedented increase in population
More informationFollow up survey on Public Sector Pensions
Follow up survey on Public Sector Pensions Human Resources Working Group 2006 INDEX Introduction 3 1. Austria 5 2. Belgium 7 3. Cyprus 8 4. Czech Republic 13 5. Denmark 16 6. Estonia 18 7. Finland 20 8.
More informationSocial security: Iceland
Social security: Iceland Abstract The ageing of many societies around the world, both among the rich and the poor, challenges governments to design social security programs that do not break the bank.
More informationAgeing OECD Societies
ISBN 978-92-64-04661-0 Trends Shaping Education OECD 2008 Chapter 1 Ageing OECD Societies FEWER CHILDREN LIVING LONGER CHANGING AGE STRUCTURES The notion of ageing societies covers a major set of trends
More informationNERI Quarterly Economic Facts Summer 2012. 4 Distribution of Income and Wealth
4 Distribution of Income and Wealth 53 54 Indicator 4.1 Income per capita in the EU Indicator defined National income (GDP) in per capita (per head of population) terms expressed in Euro and adjusted for
More informationPENSIONS AT A GLANCE 2011: RETIREMENT-INCOME SYSTEMS IN OECD COUNTRIES PORTUGAL
PENSIONS AT A GLANCE 2011: RETIREMENT-INCOME SYSTEMS IN OECD COUNTRIES Online Country Profiles, including personal income tax and social security contributions PORTUGAL Portugal: pension system in 2008
More informationPortugal. Qualifying conditions. Benefit calculation. Earnings-related. Key indicators. Portugal: Pension system in 2012
Portugal Portugal: Pension system in 212 Portugal has an earnings-related public pension scheme with a means-tested safety net. Key indicators Portugal OECD Average worker earnings (AW) EUR 15 7 32 4 USD
More informationPan-European opinion poll on occupational safety and health
PRESS KIT Pan-European opinion poll on occupational safety and health Results across 36 European countries Press kit Conducted by Ipsos MORI Social Research Institute at the request of the European Agency
More informationPension rules for the self-employed in the EU, 2014 a)
Austria Belgium Bulgaria Croatia Cyprus Austria used to have a comprehensive special scheme both for farmers and for craftsmen and retailers until 31 Dec 2004. As of 1 Jan 2005 all pension systems were
More informationLITHUANIAN PENSION SCHEMES
LITHUANIAN PENSION SCHEMES Audrius Bitinas Vice-minister Ministry of Social protection and labour I. STATUTORY MANDATORY SOCIAL INSURANCE P-A-Y-G PENSION SCHEME (DB) About 96 % of the employed population
More informationConditions for entitlement to disability benefits, 2013
Austria Belgium Bulgaria Croatia Cyprus Reduction in capacity for work of 50%. Reduction of capacity for work of at least 66%. 50% reduction in working capacity/degree of disability. More than 50% reduction
More informationNational Life Tables, United Kingdom: 2012 2014
Statistical bulletin National Life Tables, United Kingdom: 2012 2014 Trends for the UK and constituent countries in the average number of years people will live beyond their current age measured by "period
More informationContract Work in Switzerland. A Brief Guide
Contract Work in Switzerland. A Brief Guide Introduction to Swissroll There are approximately 1,000,000 foreign employees in Switzerland, 25% of which commute from outside the country. Swissroll are registered
More information4 Distribution of Income, Earnings and Wealth
4 Distribution of Income, Earnings and Wealth Indicator 4.1 Indicator 4.2a Indicator 4.2b Indicator 4.3a Indicator 4.3b Indicator 4.4 Indicator 4.5a Indicator 4.5b Indicator 4.6 Indicator 4.7 Income per
More informationSocial protection of the self-employed
Social protection of the self-employed Country analysis Bulgaria Czech Republic Estonia Hungary Latvia Lithuania Poland Romania Slovak Republic Slovenia Comparative analysis 323 General principles The
More informationWork Injury: Benefits, 2010
Austria Belgium Temporary disability The insured receives the cash sickness benefit until a decision on permanent disability is made. The employer pays 100% of earnings for up to 12 weeks (plus additional
More informationApplying for Pension from Abroad. Did you know that you can apply for a pension even for work you did abroad in the 1960s?
Applying for Pension from Abroad Did you know that you can apply for a pension even for work you did abroad in the 1960s? The Finnish Centre for Pensions is at your service when you apply for a pension
More informationPopulation Aging in Developed Countries: Emerging Trends and Dynamics Wan He, Ph.D. Population Division U.S. Census Bureau
Population Aging in Developed Countries: Emerging Trends and Dynamics Wan He, Ph.D. Population Division U.S. Census Bureau This presentation is released to inform interested parties of population aging
More information2. THE ECONOMIC BENEFITS OF EDUCATION
2. THE ECONOMIC BENEFITS OF EDUCATION How much more do tertiary graduates earn? How does education affect employment rates? What are the incentives for people to invest in education? What are the incentives
More informationLabour Market, Social Policy, Social Security System and Migration Policy - Current State and Problems Which Bulgaria Faces
Labour Market, Social Policy, Social Security System and Migration Policy - Current State and Problems Which Bulgaria Faces February 21, 2003, Bratislava I. Labour market- current state, problems and undertaken
More informationFEDERATION EUROPEENNE DES MEDECINS SALARIES EUROPEAN FEDERATION OF SALARIED DOCTORS
FEDERATION EUROPEENNE DES MEDECINS SALARIES EUROPEAN FEDERATION OF SALARIED DOCTORS Registered Office/Siège Social : 39, rue Victor Massé F-75009 Paris/France http://www.fems.net Presidency: Dr. Claude
More informationSOCIAL POLICY DEVELOPMENT IN ESTONIA IN LIBERAL POLITICAL AND ECONOMICAL CIRCUMSTANCES.
SOCIAL POLICY DEVELOPMENT IN ESTONIA IN LIBERAL POLITICAL AND ECONOMICAL CIRCUMSTANCES. Jüri Kõre, PhD Assistant Professor University of Tartu, Estonia FAFO seminar 09-10.06.2005 6/21/2005 1 The development
More informationSummary of Social Security and Private Employee Benefits HUNGARY
Private Employee Benefits HUNGARY 2014 Your Local Link to IGP in Hungary: AEGON Hungary Composite Insurance Company AEGON Hungary Composite Insurance Company was Hungary s sole insurance company until
More informationSCREENING CHAPTER 19 SOCIAL POLICY AND EMPLOYMENT AGENDA ITEM : SOCIAL PROTECTION
1 SCREENING CHAPTER 19 AGENDA ITEM : SOCIAL PROTECTION Country Session: CONTRIBUTORY SYSTEM SCREENING CHAPTER 19 RELATED LAWS Constitution; Social Insurance Law (for workers); Social Insurance Law For
More informationArticle 2 This Law shall govern mandatory pension and disability insurance based on generational solidarity.
PENSION AND DISABILITY INSURANCE LAW 1 ( Official Gazette of the Republic of Montenegro, no. 54/03, 39/04, 61/04, 79/04, 81/04, 14/07 and 47/07 and Official Gazette of Montenegro, no. 79/08, 14/10 and
More informationPENSIONS AT A GLANCE 2011: RETIREMENT-INCOME SYSTEMS IN OECD COUNTRIES GERMANY
PENSIONS AT A GLANCE 2011: RETIREMENT-INCOME SYSTEMS IN OECD COUNTRIES Online Country Profiles, including personal income tax and social security contributions GERMANY Germany: pension system in 2008 The
More informationP R E S S R E L E A S E
HELLENIC REPUBLIC HELLENIC STATISTICAL AUTHORITY Piraeus, 2/11/2012 P R E S S R E L E A S E STATISTICS ON INCOME AND LIVING CONDITIONS 2011 Risk of poverty The Hellenic Statistical Authority (ELSTAT) announces
More informationQualifying for State pension (contributory) Frequently Asked Questions
Qualifying for State pension (contributory) Frequently Asked Questions 1. At what age can I qualify for State pension contributory? From January 2014, pension age in Ireland became 66. This, means that
More informationLago di Como, February 2006
1 and Martin J Prince 1 1 Institute of Psychiatry, London Lago di Como, February 2006 1 Background to depression and 2 Study methods and measures 3 What does it all mean? 4 What does it all mean? Why was
More informationA new Eurobarometer Survey on young people reveals decreasing involvement in out-of-school activities
EUROPEAN COMMISSION MEMO Brussels, 23 April 2015 A new Eurobarometer Survey on young people reveals decreasing involvement in out-of-school activities Over 13.000 young people between 15 and 30 were interviewed
More informationHow s Life in the United Kingdom?
How s Life in the United Kingdom? May 2014 The OECD Better Life Initiative, launched in 2011, focuses on the aspects of life that matter to people and that shape their quality of life. The Initiative comprises
More informationReforming Old Age Security: A Social Work Perspective
Reforming Old Age Security: A Social Work Perspective Ce document est disponible en français. Canadian Association of Social Workers 383 Parkdale Avenue, Suite 402 Ottawa, Ontario K1Y 4R4 www.casw-acts.ca
More informationCHAPTER 7 GROUP LIFE INSURANCE
CHAPTER 7 GROUP LIFE INSURANCE Group insurance is one of the general categories of life insurance as noted in Chapter 3. Any life insurer may issue life, disability, term, and endowment insurance on a
More informationThe Cypriot Pension System: Adequacy and Sustainability
Cyprus Economic Policy Review, Vol. 6, No. 2, pp. 49-58 (2012) 1450-4561 49 The Cypriot Pension System: Adequacy and Sustainability Philippos Mannaris Aon Hewitt Abstract The fundamental objective of pension
More informationAN INTERNATIONAL COMPARISON OF INSOLVENCY LAWS. Meeting held on 27-28 April 2006
AN INTERNATIONAL COMPARISON OF INSOLVENCY LAWS by Wang Huaiyu Meeting held on 27-28 April 2006 This document reproduces a report by Mr. Wang Huaiyu written after the Fifth Forum for Asian Insolvency Reform
More informationPoverty among ethnic groups
Poverty among ethnic groups how and why does it differ? Peter Kenway and Guy Palmer, New Policy Institute www.jrf.org.uk Contents Introduction and summary 3 1 Poverty rates by ethnic group 9 1 In low income
More informationPENSIONS AT A GLANCE 2011: RETIREMENT-INCOME SYSTEMS IN OECD COUNTRIES SWEDEN
PENSIONS AT A GLANCE 2011: RETIREMENT-INCOME SYSTEMS IN OECD COUNTRIES Online Country Profiles, including personal income tax and social security contributions SWEDEN Sweden: pension system in 2008 The
More informationBranding the Government As An Employer of Choice
Branding the Government As An Employer of Choice By Neil Reichenberg, IPMA-HR Executive Director If governments are both to compete successfully for talented applicants and retain high performing employees,
More informationECONOMIC FACTORS AFFECTING COMPENSATION
Unit 4: Total Rewards 41 ECONOMIC FACTORS AFFECTING COMPENSATION Inflation Inflation has a substantial impact on compensation practices. Managing a compensation program is especially difficult during periods
More informationConsultation paper: A strategy to define and prevent the disconnection of vulnerable customers
Consultation paper: A strategy to define and prevent the disconnection of vulnerable customers In recent months disconnection and, in particular, disconnection of vulnerable customers has become a high
More informationOECD THEMATIC FOLLOW-UP REVIEW OF POLICIES TO IMPROVE LABOUR MARKET PROSPECTS FOR OLDER WORKERS. DENMARK (situation mid-2012)
OECD THEMATIC FOLLOW-UP REVIEW OF POLICIES TO IMPROVE LABOUR MARKET PROSPECTS FOR OLDER WORKERS DENMARK (situation mid-2012) MACROBUTTON NUMBERING (SITUATION In 2011, the employment rate for the population
More information60M/55F subject to a minimum participation of 1 year.
Prepared by TransGlobe Life. I SUMMARY Social Security Eligibility Retirement Age Contributions Retirement Labour Insurance Programme (LI) applies to companies with 5 or more staff above age 15 and under
More informationSummer 2015. Mind the gap. Income protection gap study Western Europe
Summer 2015 Mind the gap Income protection gap study Western Europe Foreword There is growing awareness of the pension gap, but most people underestimate an even greater risk to their standard of living:
More informationUnited Nations INTRODUCTION. The World at Six Billion 1
INTRODUCTION According to the latest United Nations population estimates, world population reaches the six billion mark on 12 October 1999, an historic milestone in the growth of world population. The
More informationGender discrimination and inequalities at work: some policy issues and challenges
Gender discrimination and inequalities at work: some policy issues and challenges Manuela Tomei DECLARATION ILO Geneva 1 What is discrimination in employment and occupation? «Anydistinction, exclusion
More informationPF2.3: Additional leave entitlements for working parents
OECD Social Policy Division Directorate of Employment, Labour and Social Affairs Definitions and methodology PF2.3: Additional leave entitlements for working parents In addition to leave entitlements around
More informationPre-Test Chapter 16 ed17
Pre-Test Chapter 16 ed17 Multiple Choice Questions 1. Suppose total output (real GDP) is $4000 and labor productivity is 8. We can conclude that: A. real GDP per capita must be $500. B. the price-level
More informationStatistical Bulletin. National Life Tables, United Kingdom, 2011-2013. Key Points. Summary. Introduction
Statistical Bulletin National Life Tables, United Kingdom, 2011-2013 Coverage: UK Date: 25 September 2014 Geographical Area: Country Theme: Population Key Points A newborn baby boy could expect to live
More informationConference on Population and Development, Cairo, 5-13 September 1994 (United Nations publication, Sales No. E.95.XIII.7).
EXECUTIVE SUMMARY The General Assembly, in its resolution 54/262 of 25 May 2, decided to convene the Second World Assembly on Ageing in 22, coinciding with the twentieth anniversary of the first World
More informationDevelopments in Pension and Annuity Markets. Ian Tonks
Developments in Pension and Annuity Markets Ian Tonks Outline Pensions policy and annuity markets in an ageing world DC pensions: auto-enrolment in UK from 2012 Structure of annuity markets in UK Types
More information187/2014-5 December 2014. EU28, euro area and United States GDP growth rates % change over the previous quarter
187/2014-5 December 2014 This News Release has been revised following an error in the data for Gross Fixed Capital Formation. This affects both the growth of GFCF and its contribution to GDP growth. All
More information99/2015-9 June 2015. EU28, euro area and United States GDP growth rates % change over the previous quarter
2005Q1 2005Q2 2005Q3 2005Q4 2006Q1 2006Q2 2006Q3 2006Q4 2007Q1 2007Q2 2007Q3 2007Q4 2008Q1 2008Q2 2008Q3 2008Q4 2009Q1 2009Q2 2009Q3 2009Q4 2010Q1 2010Q2 2010Q3 2010Q4 2011Q1 2011Q2 2011Q3 2011Q4 2012Q1
More informationrelating to household s disposable income. A Gini Coefficient of zero indicates
Gini Coefficient The Gini Coefficient is a measure of income inequality which is based on data relating to household s disposable income. A Gini Coefficient of zero indicates perfect income equality, whereas
More informationHow Wakefield Council is working to make sure everyone is treated fairly
How Wakefield Council is working to make sure everyone is treated fairly As part of meeting the Public Sector Equality Duty, the Council is required to publish information on how it is working to treat
More informationEBA REPORT ON THE BENCHMARKING OF DIVERSITY PRACTICES. EBA-Op-2016-10 08 July 2016
EBA REPORT ON THE BENCHMARKING OF DIVERSITY PRACTICES EBA-Op-2016-10 08 July 2016 BENCHMARKING OF DIVERSITY PRACTICES AT THE EU LEVEL Benchmarking of diversity practices at the European Union level List
More informationHow s Life in Norway?
How s Life in Norway? May 2014 The OECD Better Life Initiative, launched in 2011, focuses on the aspects of life that matter to people and that shape their quality of life. The Initiative comprises a set
More information7. Work Injury Insurance
7. Work Injury Insurance A. General Work injury insurance provides an insured person who is injured at work a right to receive a benefit or other defined assistance, in accordance with the nature of the
More informationChild Poverty in Scotland
Child Poverty in Scotland Executive Summary: 1) In Scotland today, nearly a quarter of all children are living in poverty. This is a shameful statistic for the fourth richest country in the world. While
More informationEU-10 AND THE CAP CONTENTS
Agricultural Policy Perspectives Brief April 2014 EU-10 AND THE CAP 10 YEARS OF SUCCESS Thinkstockphotos.com CONTENTS 1. Structural Adjustment 2. Income 3. CAP expenditure 4. Land Tenure 5. Prices and
More informationWhy Volunteering Matters. The case for change
Why Volunteering Matters The case for change June 2016 Why do we need a Case for Change? The rates of volunteering across the whole Scottish population have now been static for many years. All the evidence
More informationAd-Hoc Query on Registration at Accommodation Establishments. Requested by EE EMN NCP on 25 th January 2012
Ad-Hoc Query on Registration at Accommodation Establishments Requested by EE EMN NCP on 25 th January 2012 Compilation produced on 27 th February 2012 Responses from Austria, Cyprus, Czech Republic, Estonia,
More informationWhat are the key current issues shaping equity release by older home owners?
What are the key current issues shaping equity release by older home owners? Round table discussion November 7th 2012 About this project Focus today on equity release but a bigger picture. Initial proposal
More informationEU Lesson Plan. Name of Teacher: Sharon Goralewski School: Oakland Schools Title of Lesson Plan: The European Union: United in Diversity
EU Lesson Plan Name of Teacher: School: Oakland Schools Title of Lesson Plan: The European Union: United in Diversity Grades: 6th or 7 th Description: This lesson introduces the students to the countries
More informationEmployment Injuries and Occupational Diseases: Benefits (Permanent Incapacity) a), 2005
Austria Belgium 20% (50% for pupils and students). Accident insurance fund. Review at any time possible in the first two years; thereafter at intervals of at least 1 year. No minimum level. Employment
More informationPENSIONS AT A GLANCE 2011: RETIREMENT-INCOME SYSTEMS IN OECD COUNTRIES BELGIUM
PENSIONS AT A GLANCE 2011: RETIREMENT-INCOME SYSTEMS IN OECD COUNTRIES Online Country Profiles, including personal income tax and social security contributions BELGIUM Belgium: pension system in 2008 The
More informationSOME FEATURES OF THE SLOVENIAN SOCIAL SECURITY SYSTEM
SOME FEATURES OF THE SLOVENIAN SOCIAL SECURITY SYSTEM Thomas Jawin Introduction This article discusses the past, present, and future of Slovenia s social security system. Public pension expenditure as
More informationFinancial Literacy Survey Questionnaire 1
Financial Literacy Survey Questionnaire 1 1. Is your family used to keeping records of income and expenditures? Look at the card and say which option is the most accurate description of your (your family
More informationTaxation trends in the European Union EU27 tax ratio fell to 39.3% of GDP in 2008 Steady decline in top corporate income tax rate since 2000
DG TAXUD 95/2010-28 June 2010 Taxation trends in the European Union EU27 tax ratio fell to 39.3% of GDP in 2008 Steady decline in top corporate income tax rate since 2000 The overall tax-to-gdp ratio 1
More informationPOPULATION AND MIGRATION ESTIMATES NORTHERN IRELAND (2013) STATISTICAL REPORT
POPULATION AND MIGRATION ESTIMATES NORTHERN IRELAND (2013) STATISTICAL REPORT 9.30am Thursday 26 June 2014 Key Points Northern Ireland population at 30 June 2013 is estimated to be 1.830 million people.
More informationThe reform of the Hungarian pension system (A reformed reform)
The reform of the Hungarian pension system (A reformed reform) Focus The objective of the comprehensive pension reform currently under way in Hungary is to return to the two-pillar pension system, based
More informationColombia. Old Age, Disability, and Survivors. Regulatory Framework. Qualifying Conditions. Coverage. Source of Funds. Colombia
Colombia Exchange rate: US$1.00 equals 2,338.14 pesos. Old Age, Disability, and Survivors First law: 1946, implemented in 1965. Current law: 1993 (social insurance), implemented in 1994, with 2003 amendments.
More informationTHE ROLE OF NSSF IN THE WELFARE AND DEVELOPMENT OF THE KENYAN SOCIETY
THE ROLE OF NSSF IN THE WELFARE AND DEVELOPMENT OF THE KENYAN SOCIETY Said Chitembwe National Social Security Fund, Kenya Paper Presented at the Mijadala on Social Policy, Governance and Development in
More informationEducational Attainment in Hawaii
Statistics Brief, January 2016 Research and Economic Analysis Division State Department of Business, Economic Development and Tourism Educational Attainment in Overview This brief presents an overview
More informationCountry report Finland
Country report Finland EFBWW - EARLY RETIREMENT IN THE CONSTRUCTION INDUSTRY 1. Demographic development in the construction industry In Finland live 5.35 million people including about 6% Swedes, so that
More informationStatus Declaration for Examination of Social Insurance and Supplementary Pension
Name, forename Postcode Town Street (Address of employer) Date of birth Contact telephone number: ( ) Reference: LBV personnel number: Status Declaration for Examination of Social Insurance and Supplementary
More informationShort Analytical Web Note 3/2015
Short Analytical Web Note 3/2015 This analytical web-note contains an extensive update of the main demographic trends for the EU and a labour-market supplement which outlines the potential consequences
More informationSmall Scale Study ll. Managed Migration and the Labour Market the Health Sector
1 Small Scale Study ll Managed Migration and the Labour Market the Health Sector Swedish NCP 2 1. Executive summary...3 2. Introduction to the healthcare sector in Sweden...4 2.1 County councils' main
More informationCarer s Allowance and Carer s Credit
Carer s Allowance and Carer s Credit Benefit and support you may get if you are caring for someone 2 Introduction This leaflet: explains what Carer s Allowance and Carer s Credit are asks some questions
More informationDenmark. Qualifying conditions. Benefit calculation. Basic. Targeted. Key indicators. Denmark: Pension system in 2012
Denmark Denmark: Pension system in 212 There is a public basic scheme. A means-tested supplementary pension benefit is paid to the financially most disadvantaged pensioners. There is also a scheme based
More informationEarly Childhood Education and Care
Early Childhood Education and Care Participation in education by three- and four-year-olds tends now to be high, though coverage is a third or less of the age group in several OECD countries. Early childhood
More informationAge, Demographics and Employment
Key Facts Age, Demographics and Employment This document summarises key facts about demographic change, age, employment, training, retirement, pensions and savings. 1 Demographic change The population
More information168/2014-4 November 2014. At risk of poverty or social exclusion 2 rate in the EU28, 2008-2013 (% of total population)
168/2014-4 November 2014 At risk of poverty or social exclusion in the EU28 More than 120 million persons at risk of poverty or social exclusion in 2013 Almost 1 out of every 4 persons in the EU in this
More informationMaking Sense of Japanese Juvenile Crime Statistics: Beyond an Economic Approach and Policy Implications
Making Sense of Japanese Juvenile Crime Statistics: Beyond an Economic Approach and Policy Implications Introduction Yuka Nakanishi In Japan, the new school system, a complete five-day week, has started
More informationHealth and Longevity. Global Trends. Which factors account for most of the health improvements in the 20th century?
8 Health and Longevity The health of a country s population is often monitored using two statistical indicators: life expectancy at birth and the under-5 mortality rate. These indicators are also often
More informationTO ASSET AFTER FISCAL
PUBLIC SERVICE: FROM COST TO ASSET AFTER FISCAL CONSOLIDATION Mario Marcel, Deputy Director Public Governance and Territorial Development, OECD Lisbon 24 January 2014 Contents Changes in the fiscal environment
More informationArab Republic of Egypt Ministry of Solidarity and Social Justice
Arab Republic of Egypt Ministry of Solidarity and Social Justice From: Ambassador Ahmed Abulkheir advisor to the Minister for external Affairs To: The Secretariat of the United Nations Office of High Commissioner
More informationSocial Security. A Guide to Child Benefit. The Treasury Yn Tashtey
Social Security A Guide to Child Benefit The Treasury Yn Tashtey CH2 Notes May 2015 About this leaflet This leaflet gives customers information about Child Benefit. It is for general guidance only and
More informationLife expectancy and healthy life expectancy in European countries
Life expectancy and healthy life expectancy in European countries Abstract Jana Langhamrová, Lenka Vraná, Petra Dotlačilová, Tomáš Fiala University of Economics, Prague The paper will analyse and compare
More informationCIVIL SERVICE NATIONALITY RULES GUIDANCE ON CHECKING ELIGIBILITY
CIVIL SERVICE NATIONALITY RULES GUIDANCE ON CHECKING ELIGIBILITY Employment Practice Division Civil Service Capability Group Cabinet Office November 2007 1 CIVIL SERVICE NATIONALITY RULES GUIDANCE ON CHECKING
More informationThe social security system is organized and implemented at national level by state bodies/ public institutions.
1 March 2009 PRESENTATION OF THE CROATIAN PENSION SYSTEM Croatian social security system is mostly the insurance based, with exception of family benefits (children allowance- doplatak za djecu) and the
More informationThe Tax Burden of Typical Workers in the EU 27 2013 Edition
(Cover page) The Tax Burden of Typical Workers in the EU 27 2013 Edition James Rogers & Cécile Philippe May 2013 Data provided by NEW DIRECTION Page 1 of 16 The Tax Burden of Typical Workers in the EU
More informationSeminar on Measuring the impact of fire prevention activities under the Estonian CBSS Presidency a summary. 11-12 November 2014, Tallinn
Seminar on Measuring the impact of fire prevention activities under the Estonian CBSS Presidency a summary 11-12 November 2014, Tallinn A number of civil protection seminars/conferences have been held
More informationWelfare Reform and older people in Scotland
Factsheet 60s January 2013 Welfare Reform and older people in Scotland About this factsheet This factsheet is for older people who live in Scotland. It provides basic information about the main changes
More informationLIFE INSURANCE MARKET DEVELOPMENT IN BALTIC COUNTRIES: PENSION REFORMS POTENTIAL MARKET FOR LIFE INSURERS. By Janis Bokans
LIFE INSURANCE MARKET DEVELOPMENT IN BALTIC COUNTRIES: PENSION REFORMS POTENTIAL MARKET FOR LIFE INSURERS By Janis Bokans The process of significant political and economical reforms in the Baltic States
More informationGuidance for employers on stakeholder pensions
Guidance for employers on stakeholder pensions Introduction The 'Welfare Reform and Pensions Act 1999' requires employers to offer their relevant employees access to a stakeholder pension scheme, unless
More informationYEL INSURANCE ENTREPRENEUR S GUIDE 2016
ENTREPRENEUR S GUIDE 2016 CONTENTS Whom does YEL concern? 3 Effects of company form and ownership on the obligation to insure 3 Insuring family members 4 Impact of YEL income on pension and social security
More informationMichael E Dewey 1 and Martin J Prince 1. Lund, September 2005. Retirement and depression. Michael E Dewey. Outline. Introduction.
1 and Martin J Prince 1 1 Institute of Psychiatry, London Lund, September 2005 1 Background to depression and What did we already know? Why was this worth doing? 2 Study methods and measures 3 What does
More informationHow To Calculate Tax Burden In European Union
The Tax Burden of Typical Workers in the EU 28 2015 James Rogers Cécile Philippe Institut Économique Molinari, Paris Bruxelles TABLE OF CONTENTS Abstract 2 Background 2 Main Results 3 On average, a respite
More information