BANK OF GHANA. Banks Swift and Sort Codes

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1 BANK OF GHANA Banks Swift and Sort Codes JUNE 2012

2 C o n t e n t Page 1. Introduction 2 2. Components of the Sort Code 2 3. Clearing Cycle 2 4. Bank and Swift Codes 3 5. Bank Branch Sort Code 4 6. Bank of Ghana 4 7. Standard Chartered Bank (Gh) Ltd 4 8. Barclays Bank (Gh) Ltd Ghana Commercial Bank Ltd National Investment Bank Ltd United Bank for Africa (Gh). Ltd ARB Apex Bank Ltd Accra Area Koforidua Area Cape Coast Area Takoradi Area Ho Area Kumasi Area Sunyani Area Tamale Area Bolgatanga Area Wa Area Hohoe Area Agricultural Development Bank SG-SSB Bank Ltd Merchant Bank (Gh) Ltd HFC Bank Ltd Zenith Bank (Gh) Ltd Ecobank (Gh) Ltd Cal Bank Ltd The Trust Bank Ltd UT Bank Ghana Ltd First Atlantic Merchant Bank Ltd Prudential Bank Ltd Stanbic Bank Ghana Ltd International Commercial Bank Ltd Amalgamated Bank Ltd Unibank (Gh) Ltd Guaranty Trust Bank Ltd Fedelity Bank Ghana Ltd Intercontinental Bank (Gh) Ltd Bank of Baroda (Gh) Ltd BSIC Ghana Ltd Energy Bank (Gh) Ltd. 33 2

3 1. Introduction To facilitate the efficient clearing and settlement of interbank paper payment instruments throughout the country, cheques and other paper payment instruments were standardized to make them amenable to automated processing. The standardization included dividing the country into 11 clearing zones, with each zone having its clearing house; assigning a 6-digit unique sort code to each bank branch; and MICR-encoding paper payment instruments presented to the clearing house. A 6-digit unique sort code is also printed on all paper payment instruments. 2. Components of the sort code The sort code was developed to facilitate the clearing and settlement of interbank payment instructions according to the clearing zone within which the paying bank is located, as the case may be. The 6-digit sort codes are allocated based on pre-defined criteria to identify the bank, the clearing zone in which a bank branch is located and the branch number of the bank. Consider the sort code The first two digits (01) represent the bank s code - The second two digits(02) represent the code of the clearing zone within which the branch of the bank is located - The last two digits (03) represent the branch s code. On January 16, 2010 electronic clearing of cheques was introduced under the Cheque Codeline Clearing (CCC) with truncation system with nationwide coverage. All the clearing houses were collapsed and a new national clearing house was established. This Clearing House is sited in the premises of the Ghana Interbank Payment and Settlement Systems (GhIPSS) in Accra, the capital of Ghana. GhiPSS is responsible for the management and operation of the cheque clearing system. Notwithstanding the collapse of the 11 clearing houses into one, the clearing sort codes developed on the old clearing house arrangements are still the criteria used in routing payment information to paying banks across the country. 3. Clearing Cycle The period within which a payment instrument presented for clearing receives value is referred to as the clearing cycle. Following the commencement of electronic clearing of cheques in Ghana, the clearing cycle for cheque clearing nationwide is D+1. D represents the day on which cheques are deposited with the collecting bank and the image captured electronically for transmission to the Clearing House, while 1 is the day on which clearing and settlement take place. 3

4 4. Recent Changes Since the last publication some changes have taken place within the banking system which have necessitated a revision of the sort codes. These include the following a. Bank of Africa Group acquired majority shareholding in Amalgamated Bank Limited. Consequently, the name Amalgamated Bank was changed to Bank of Africa Ghana Limited, but maintained the existing sort codes b. Ecobank Ghana Limited acquired The Trust Bank Ghana Limited in June All branches of TTB are now assigned Ecobank code and given new branch codes, resulting in new sort codes for these branches. c. Access Bank Ghana Limited also acquired Intercontinental Bank Ghana Limited in March All branches of Intercontinental Bank are now assigned Access Bank code and given new branch codes, resulting in new sort codes for these branches. 4

5 4 BANK AND SWIFT CODE No Bank Bank Code Swift Code 1 Bank of Ghana 01 BAGHGHAC 2 Standard Chartered Bank (Gh) Ltd. 02 SCBLGHAC 3 Barclays Bank (Gh) Ltd 03 BARCGHAC 4 Ghana Commercial Bank Ltd 04 GHCBGHAC 5 National Investment Bank Ltd 05 NIBGGHAC 6 United Bank for Africa (Gh) Ltd. 06 STBGGHAC 7 ARB Apex Bank Ltd 07 AREXGHAC 8 Agricultural Development Bank 08 ADNTGHAC 9 SG-SSB Bank Ltd 09 SSEBGHAC 10 Merchant Bank (Gh) Ltd 10 MBGHGHAC 11 HFC Bank Ltd 11 HFCAGHAC 12 Zenith Bank (Gh) Ltd 12 ZEBLGHAC 13 Ecobank (Gh) Ltd 13 ECOCGHAC 14 Cal Bank Ltd 14 ACCCGHAC 15 UT Bank (Gh) Ltd 16 MTALGHAC 16 First Atlantic Merchant Bank Ltd 17 FAMCGHAC 17 Prudential Bank Ltd 18 PUBKGHAC 18 Stanbic Bank Ghana Ltd 19 SBICGHAC 19 International Commercial Bank Ltd 20 INCEGHAC 20 Amalgamated Bank Ltd 21 AMMAGHAC 21 Unibank (Gh) Limited 22 UBGHGHAC 22 Guaranty Trust Bank Limited 23 GTBIGHAC 23 Fidelity Bank Ghana Ltd. 24 FBLIGHAC 24 Bank of Baroda (Gh) Ltd. 26 BARBGHAC 25 BSIC Ghana Ltd. 27 BSAHGHAC 26 Access Bank (Gh) Ltd. 28 ABNGGHAC 27 Energy Bank (Gh) Ltd. 29 ENRBGHAC 5

6 5 SORT CODE OF BANK BRANCHES 5.1 Bank of Ghana 1 Accra Agona Swedru Takoradi Sefwi Boako Kumasi Sunyani Tamale Hohoe Standard Chartered Bank (Gh) Ltd 1 High Street Korle Dudor Liberia Road Opeibea House Tema Tudu Legon Osu Ring Road Central Spintex Dansoman Abeka Achimota Madina Takoradi Harbour Tarkwa Kejetia Harper Road Obuasi Techiman Tamale

7 5.3 Barclays Bank (Gh) Ltd. 1 Kasoa A & C Mall Accra Mall Abeka Lapaz Dansoman GNPC Nima Legon Achimota Osu Ring Road Central BCM Motorway Ext Spintex Main Knutsford Avenue Legon Main Tema Fishing Harbour Makola Square Airport City Circle Accra Corporate Service Centre Spintex Prestige High Street Direct Sales Avenue Central UNDP Tema Main SME Centre Agbobloshie Madina Head Office Wineba Teshie Nungua Accra Newtown

8 35 Dome Darkuman Independence Avenue Weija Ashiaman Haatso Somanya Kaneshie Tema Oil Refinery North Kaneshie Maamobi Offshore Banking Mataheko Adenta Abossey Okai Kotobabi Palm Wine Junction Koforidua Nkawkaw Oda Nsawam Cape Coast Mankessim Twifo Praso High Street, Takoradi Liberation Road, Takoradi Tarkwa Tarkwa Mines Asankragua Takoradi Kokompe Elubo Ho Aflao Asafo Prempeh II Street Kejetia, Kumasi Obuasi New Suame Magazine

9 73 Old Suame Magazine Agogo Adum Bantama Sefwi-Wiaso Konongo Krofom Tanoso Ahodwo Techiman Berekum Sunyani Gaoso Tepa Atebubu Tamale Gumani Bolgatanga Bawku Wa Hohoe Ghana Commercial Bank Ltd. 1 High Street Burma Camp Legon Ministries Republic House Tema Main Tema Market Tema Industrial Area Tema Fishing Harbour Ring Road West Kaneshie Market Korle Bu Osu

10 14 Derby Avenue Boundary Road Liberty House Accra New Town Trade Fair Site Kaneshie Industrial Area Ashiaman Madina st December Market Clearing Tetteh Quarshie Circle Kwame Nkrumah Circle International Trade Finance Global Transfer Services Tandra Hill Somanya Akropong-Akwapim Mampong-Akwapim Nsawam Akosombo Akuse Aburi Winneba Agona Swedru Ada Foah Keta Sogakope Kasoa Dome (Kwabenya) Ablenkpe Safe Bond (Jubilee) Tema Kasoa Main Kissieman Adenta Market Spintex Road Accra North Circle Dansoman Nima

11 52 Nungua Head Office Koforidua Akim Oda Kade New Tafo Nkawkaw Asamankese Ayinam Suhum Kibi Mpraeso Donkorkrom Cape Coast Main University of Cape Coast Assin Fosu Breman Asikuma Abura Dunkwa Saltpond Mankessim Twifo Praso Donkokrom Elmina Takoradi Main Takoradi Harbour Takoradi Market Circle Sekondi Tarkwa Samreboi Enchi Axim Half-Assini Prestea Sefwi Wiawso Dadieso Bogoso Elubu Ho

12 90 Aflao Dzodze Abor Akatsi Ho Market Ho Pollytechnic Kumasi Main Asafo Market KNUST Kumasi Kejetia Konongo Yeji Mampong-Ashanti Sefwi Wiawso Bekwai Effiduase Ashanti Obuasi Ejisu New Offinso Ejura Tepa Akumadan Juaso New Edubiase Ahinsan-Kumasi Agona Ashanti Jubilee House Agogo Nkawie Dunkwa-on- Offin April Harper Road, Kumasi Bantama Tech Junction, Kumasi Sunyani Bechem Berekum Dormaa Ahenkro Duayaw-Nkwanta

13 128 Hwidiem Goaso Mim Japekrom Wenchi Kintampo Nkoranza Techiman Sankore Sampa Techiman Market Sunyani Market Tamale Main Yendi Damongo Salaga Tamale Market Bimbila Tamale Hospital Road Bolgatanga Navrongo Bawku Walewale Wa Tumu Lawra Bole Hohoe Jansikan Kadjebi Kpandu Peki Nkwanta Kete-Krachi Dambai

14 5.5 National Investment Bank 1 Accra Main Tema Main Osu Foreign Tema Habour Area (AFKO) Lotteries Abeka Head Office Clearing Unit Adenta Spintex Winneba Road North Industrial Area Tema Community Head Office Dansoman Koforidua Akim Oda Cape Coast Takoradi Ho Kumasi Kumasi Central Obuasi Dunkwa-on-Offin Sunyani Techiman Wenchi Kitampo Ntoroso Tamale Bolgatanga Wa

15 5.6 United Bank for Africa (Gh) Ltd 1 Head Office, Ridge Accra Central Tema Abossey-Okai Ring Road Dzorwulu 1 - Motorway Dzorwulu Madina East Legon East Legon Teshie Spintex Road North Industrial Area Business Office Takoradi Kumasi, Adum ARB Apex Bank/Rural and Community Banks Accra Clearing Zone Location 1 Head Office, Adabraka Accra 2 Apex Bank - Accra Centre Accra 3 Nyakrom Rural Bank Ltd Nyakrom 4 Manya Krobo Rural Bank Ltd Odumase-Krobo 5 Gomoa Rural Bank Ltd Apam 6 Anum Rural Bank Ltd Anum 7 Akuapem Rural Bank Ltd Mamfe 8 Dangme Rural Bank Ltd Prampram 9 Shai Rural Bank Ltd Dodowa 10 Ada Rural Bank Ltd Kasseh 11 Brakwa Braman Rural Bank Ltd Brakwa 12 Eastern Gomoa Assin Rural Bank Ltd Gomoa-Dominase 13 Gomoa Ajumako Rural Bank Ltd Afransi 14 Agona Rural Bank Ltd Kwanyaku 15

16 15 Akyepim Rural Bank Ltd Gomoa-Daw 16 Awutu Emasa Rural Bank Ltd Awumasa 17 Ga Rural Bank Ltd Amasaman 18 Abokobi Rural Bank Ltd Abokobi 19 Bawjiase Area Rural Bank Ltd AwutuBawjiase 20 Agave Rural Bank Ltd Dabale 21 Mepe Area Rural Bank Ltd Mepe 22 Union Rural Bank Ltd Senya Breku 23 Anlo Rural Bank Ltd Anloga 24 Odupongkpehe Rural Bank Ltd Kasoa 25 La Community Bank Ltd La 26 Apex Link Centre Accra 27 Asuogyaman Rural Bank Ltd Accra 28 Citizen Rural Bank Ltd Accra Koforidua Clearing Zone Location 1 Apex Bank Koforidua Centre Koforidua 2 Asuopra Rural Bank Ltd Afosu 3 Kwahu Rural Bank Ltd Kwahu Pepease 4 South Birim Rural Bank Ltd Achiase 5 Upper Manya Kro Rural Bank Ltd Asesewa 6 Kwahu Praso Rural Bank Ltd Kwahu Praso 7 Atiwa Rural Bank Ltd Kwabeng 8 Mumuadu Rural Bank Ltd Osino 9 Afram Rural Bank Ltd Tease 10 Akim Bosome Rural Bank Ltd Akim Swedru 11 Mponua Rural Bank Ltd Amuana Praso 12 Kwaebibirem Rural Bank Ltd Asuom 13 Akyem Mansa Rural Bank Ltd Ayirebi 14 South Akim Rural Bank Ltd Nankese 15 Odwen-Anoma Rural Bank Ltd Hweehwee 16 Dumpong Rural Bank Ltd Oframase 17 Adonten Community Bank Ltd New Tafo 18 Fanteakwa Rural Bank Ltd Koforidua 16

17 5.7.3 Cape Coast Clearing Zone Location 1 Apex Bank Cape Coast Centre Cape Coast 2 Enyan Denkyira Rural Bank Ltd Enyan Denkyira 3 Kakum Rural Bank Ltd Elmina 4 Nyankumase Ahenkro Rural Bank Ltd Fanti Nyankumase 5 Assinman Rural Bank Ltd Assin Manso 6 Akatakyiman Rural Bank Ltd Komenda 7 Ekumfiman Rural Bank Ltd Essuehyia 8 Akoti Rural Bank Ltd Assin Akropong 9 Twifo Rural Bank Ltd Twifo Agona 10 Mfantsiman Community Rural Bank Ltd Biriwa Takoradi Clearing Zone Location 1 Apex Bank Takoradi Centre Takoradi 2 Ankobra West (Esiama) Rural Bank Ltd Esiama 3 Amenfiman Rural Bank Ltd Wassa Akropong 4 Nzema Manle Rural Bank Ltd Awiebo 5 Jomoro Rural Bank Ltd Tikobo No.1 6 Lower Pra Rural Bank Ltd Shama 7 Fiaseman (Bogoso Area) Rural Bank Ltd Bogoso 8 Mansoman Rural Bank Ltd Manso Amenfi 9 Ahantaman Rural Bank Ltd Agona Nkwanta 10 Western Rural Bank Ltd Wassa Akropong Ho Clearing Zone Location 1 Apex Bank Ho Centre Ho 2 North Tongu Rural Bank Ltd Adidome 3 Avenor Rural Bank Ltd Akatsi 4 Unity Rural Bank Ltd Ziope 5 Weto Rural Bank Ltd Kpeve 17

18 6 Batawu Rural Bank Ltd Ho Kumasi Clearing Zone Location 1 Apex Bank Kumasi Kumasi 2 Atwima Rural Bank Ltd Foase 3 Sekyedumasi Rural Bank Ltd Sekyedumas 4 Asokore Rural Bank Ltd Asokore 5 Asante Akyem Rural Bank Ltd Juansa 6 Kwamanman Rural Bank Ltd Kwamang 7 Adansi Rural Bank Ltd Fomena 8 Kumawuman Rural Bank Ltd Kumawu 9 Akrofuom Area Rural Bank Ltd Akrofuom 10 Ahafo Ano Premier Rural Bank Ltd Wioso 11 Bosomtwi Rural Bank Ltd Kuntanase 12 Okomfo Anokye Rural Bank Ltd Wiamoase 13 Denkyiraman Rural Bank Ltd Ayamfuri 14 Asawinso Rural Bank Ltd Sefwi - Asawinso 15 Odotobri Rural Bank Ltd Jacobu 16 Atwima Kwanwoma Rural Bank Ltd Pakyi No Atobiase Area Rural Bank Ltd Atobiase 18 Sekyere Rural Bank Ltd Jamasi 19 Amanano Rural Bank Ltd Nyinahim 20 Amasie West Rural Bank Ltd Antoakrom 21 Juaben Rural Bank Ltd Juaben 22 Yapra Rural Bank Ltd Prang 23 Nwabiagya Rural Bank Ltd Barekese 24 Atwima Mponua Rural Bank Ltd Toase 25 Otuasekan Rural Bank Ltd Kofiase 26 Upper Amenfi Rural Bank Ltd Ankwawso 27 Bia Torya Rural Bank Ltd Bonsu-Nkwanta 28 Amantin & Kasei Community Bank Ltd Kasei 29 Nsutaman Rural Bank Ltd Nsuta 30 Sefwiman Rural Bank Ltd Sefwi-Asaw 31 Offinso Rural Bank Ltd Kumasi 32 Ejuraman Rural Bank Ltd Kumasi 33 Bosome Freho Rural Bank Ltd Kumasi 18

19 5.7.7 Sunyani Clearing Zone Location 1 Apex Bank Sunyani Centre Sunyani 2 Kintampo Rural Bank Ltd Kintampo 3 Wamfie Rural Bank Ltd Wamfie 4 Suma Rural Bank Ltd Suma Ahenkro 5 Tano Rural Bank Ltd Ntotroso Gyedu 6 Asutifi Rural Bank Ltd Acerensua 7 Nkoranza Kwabre Rural Bank Ltd Akuma 8 Fiagya Rural Bank Ltd Busunya 9 Bomaa Area Rural Bank Ltd Bomaa 10 Baduman Rural Bank Ltd Badu 11 Nsoatreman Rural Bank Ltd Nsoatre 12 Derma Rural Bank Ltd Derma 13 Tano Agya Rural Bank Ltd Dadeisoaba 14 Nkoranman Rural Bank Ltd Seikwa 15 Kaaseman Rural Bank Ltd Kaase 16 Ahafo Community Rural Bank Ltd Kukuom 17 Drobo Community Bank Ltd Drobo 18 Nafana Rural Bank Ltd Sampa 19 Capital Rural Bank Ltd Abesim 20 Atweaban Rural Bank Ltd Sunyani 21 Nkrankwanta Rural Bank Ltd Sunyani 22 Wenchi Rural Bank Ltd Wenchi Tamale Clearing Zone Location 1 Apex Bank Tamale Centre Tamale 2 Bonzali Rural Bank Ltd Kumbungu 3 Borimanga Rural Bank Ltd Savelegu 4 Buwuulonso Rural Bank Ltd Tamale 5 Tizaa Rural Bank Ltd Tamale 6 Zabzugu Rural Bank Ltd Zabzugu 19

20 5.7.9 Bolgatanga Clearing Zone Location 1 Apex Bank Bolga Centre Bolgatanga 2 Naara Rural Bank Ltd Paga 3 Bessfa Rural Bank Ltd Garu 4 West Manprusi Community Bank Ltd Walewale 5 East Manprusi Community Bank Ltd Gambaga 6 Builsa Community Bank Ltd Sandema 7 Toende Rural Bank Ltd Zibilla 8 Bongo Rural Bank Ltd Bolgatanga Wa Clearing Zone Location 1 Apex Bank Wa Centre Wa 2 Nandom Rural Bank Ltd Nandom 3 Sonzele Rural Bank Ltd Jirapa 4 Sissala Rural Bank Ltd Tuma 5 Lawra Rural Bank Ltd Wa Hohoe Clearing Zone Location 1 Apex Bank Hohoe Centre Hohoe 2 North Volta Rural Bank Ltd Guaman 3 Asubonten Rural Bank Ltd Worawora 4 Gbi Rural Bank Ltd Hohoe 5 Kpasa Rural Bank Ltd Hohoe 5.8 Agricultural Development Bank 1 Ring Road Central Adabraka Tema Teshie Kaneshie

21 6 Cedi House Internaitonal Banking Gulf House Dansoman Nungua Korkordzor Osu Madina Abeka-La-Paz Agona Swedru ADB House Achimota Spintex Makola Accra New Town Ashaiman Danquah Circle Kasoa Head Office Treasury Koforidua Suhum Nkawkaw Cape Coast Assin Foso University of Cape Coast Mankessim Takoradi Enchi Agona Nkwanta Ho Kpandu Denu Juapong Sogakope Kumasi Adum Bekwai New Edubiase

22 44 Obuasi Kumasi Central Market Kumasi Asokwa Kumasi Prempeh 11 Street Amakom Sefwi Wiawso Atebubu Bonsu Nkwanta Sefwi Essam Sunyani Dormaa Ahenkro Berekum Nkoranza Techiman Goaso Kwapong Kenyase Tamale Tamale Aboabo Yendi Bolgantanga Bawku Navrongo Wa Hohoe SG - SSB Ltd 1 Accra Main North Industrial Area Tudu Accra New Town Faanofaa Road Tema Main Ring Road Central Okaishie Kaneshie

23 10 Tema Fishing Harbour Kotobabi Accra Central Lotteries Premier Towers Accounts Treasury Centralised Operations International Business Koforidua Akim Oda Cape Coast Dunkwa Twifo Nyinase Takoradi Sefwi Wiawso Sefwi Bekwai Tarkwa Essam Asankragwa Akontombra Juabeso Asempaneye Adabokrom Ho Adum Kumasi Central Bibiani Tepa Asafo Sunyani Berekum Tamale Bolgatanga Wa

24 5.10 Merchant Bank (Gh) Ltd 1 Accra Tema Ridge Adabraka Kaneshie Abeka North Industrial Area Tema East Achimota Abossey Okai South Industrial Area Osu Koforidua Takoradi Tarkwa Kumasi Bibiani Asafo Bantama Adumo Techiman Merchant Bank NBFI Customers 22 First National Savings & Loans HFC Bank (Gh) Ltd 1 Ebankese Accra Central Ridge Tema Legon

25 6 Abossey Okai Tudu Agbogloshie Baatsona Private Banking Ashiaman Post Office Square Koforidua Asamankese Swedru Cape Coast Winneba Takoradi Kumasi Adum Kumasi Magazine KNUST Techiman Tamale Zenith Bank (Gh) Ltd. 1 Premier Towers Patrice Lumumba Road Tema Kojo Thomsons Spintex Road Graphic Road North Industrial Area Labone East Legon Tema Industrial Area Achimota Akosombo Cape Coast Takoradi Main Kumasi Main

26 16 Adum Suame Sunyani Tamale Ecobank (Gh) Ltd No. Name of Branch Sort Code 1 Head Office Tema Ring Road Central Tudu Silver Star Osu A & C Mall Tema Long Room McCarthy Hill Nima Abeka Lapaz Dansoman Tema Community Darkuman Legon South Industrial Area Spintex Accra Shopping Mall Tema Shopping Mall Weija Achimota, Mile Madina Haatso Kissieman/Westlands Motorway Roundabout Dome, St Johns Kotobabi Safe Bond Labone Reinsurance House

27 31 Trust Towers Tesano Tema Hospital Road Kasoa Kantamanto Madina Central Tema Community Sakumono High Street Kwashieman Kisseiman Spintex (East Airport) Kwabenya Okponglo Ashaiman Evandy Hostel Pentagon Legon Okofo House New Abirem Takoradi Tarkwa Takoradi Market Circle Elubo Aflao Kumasi Harper Road Jubilee House KNUST Adum Abrepo Junction Tafo Ash Town Kejetia Abrepo Main Bantama Stadium Tanaso Bantama GNTC SSNIT House

28 69 Suame Ashtown East Kenyasi Agency Sunyani Bui Ecobank NBFI Customers 74 Citi Savings Midland Banking Women s World Banking ACCION Opportunity Int. Saving and Loan Adehernan Savings & Loans First National Savings & Loans Procredit Savings & Loans Women s World Banking Union Savings & Loans First Allied Savings & Loans Beige Capital Cal Bank Ltd. 1 Independence Avenue Tema Industrial Area Derby Avenue Spintex Road Graphic Road Tema Harbour Weija Circle Legon Takoradi Market Circle Tarkwa Takoradi Harbour Nhyieaso Suame

29 15 Kejetia KNUST Asafo CAL Bank NBFI Customers 18 Opportunity Savings & Loans UT Bank (Gh) Ltd 1 Castle Road Makola Tema Main Nima Abossey Okai Tema Community Haatso Spintex Airport City Madina Baatsonaa Adabraka Osu Accra Kaneshie Corporate Banking SME Banking Operations Ashaiman Koforidua Cape Coast Takoradi Market Circle Takoradi Shippers Council Tarkwa Ho Adum Kumasi Kumasi STC Obuasi

30 28 Sunyani Melcom First Atlantic Merchant Bank Ltd 1 Accra Kantamanto Agency Tema Makola North Ridge Kumasi Suame Prudential Bank Ltd 1 Accra Abossey Okai GICEL Tema Fishing Habour Madina Makola Ring Road Central Spintex Road Tema Community Weija Tesano Zongo Junction Odorkor Abeka North Industrial Area Adenta Kwame Nkrumah Circle Mataheko Cape Coast University of Cape Coast Takoradi Harbour Takoradi Market Circle Kumasi

31 24 Adum, Kumasi Afful Nkwanta Aboabo Atonsu Suame Maakro Tamale Stanbic Bank Ghana Ltd 1 Accra Main Airport City Spintex Road Accra Mall North Industrial Area Tema Industrial Area Graphic Road Makola Ring Road Achimota Roman Ridge Kasoa Tema Fishing Habour Takoradi Tarkwa Ho Harper, Kumasi Sunyani Tamale Bolgatanga Wa International Commercial Bank Ltd 1 Accra Makola Kasoa Tema Kaneshie

32 5 Ring Road Central Dansoman Spintex Road Swedru Achimota Swanmill Korle-Bu Dome Santa Maria Takoradi Adum Suame Techiman Bank of Africa Bank (Gh) Ltd 1 Farrar Avenue Ridge Maamobi Accra Central Accra Newtown Michel Camp Road East Legon Kwashiemen Osu Spintex Road Tema Dansoman Madina Abossy Okai Takoradi Tamale Mankom Kumasi Adum Kumasi

33 2.22 Unibank Ghana Ltd 1 Accra Main Makola Apenkwa Ashaiman Kaneshie GIMPA Spintex Road Osu Tema Accra Mall Kasoa Koforidua Takoradi Kumasi Main Suame Golden Tulip, Kumasi Roman Hill Techiman Guaranty Trust (Gh) Limited 1 Head Office Airport Tema Osu Spintex Road Labone Graphic Road Ashiaman Tudu Madina Achimota North Industrial Area Tema Community

34 14 Opera Square Abeka Lapaz Takoradi Takwa Aflao Kumasi Lake Road Techiman Tamale Fidelity Bank Ghana Ltd. 1 Head Office (Ridge Towers) Spintex Road High Street Osu Abossey Okai Tema Safe Bond Kantamanto Tudu Tema Community Okaishie Action Chapel A & C Mall Dansoman Ring Road Haatso Tema Community Accra Central Post Adenta IPS Trade Fair Assin Fosu Takoradi Market Circle Tarkwa Takoradi Post Ho Hohoe

35 27 Stadium Post, Kumasi Kumasi - Adum Kumasi - Suame Atonsu Ahodwo Sunyani Post Tamale Bank of Baroda (Gh) Ltd. 1 Head Office BSIC Ghana Ltd. 1 Head Office (Adabraka) Accra Central Spintex Nima North Industrial Area Madina Tema Darkuman Takoradi Kumasi Access Bank (Gh) Ltd. 1 Head Office (East Cantoments) Tema Main Osu Oxford Lashibi Osu Watson Kantamanto Kaneshie Castle Road Madina

36 10 South Industrial Area North Industrial Area Ring Road Central Kaneshie Post Office Abeka Lapaz Okaishie Ashaiman IPS Achimota Tema Community Nima Tema Industrial Area Airport Tarkwa Takoradi Sefwi Wiawso Enchi Amakom Kumasi Asafo Adum Suame Amakom Techiman Tamale Energy Bank (Gh) Ltd. 1 GNAT Heights (Head Office) Tema Accra Central Adum, Kumasi

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