get a loan from Summerland

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1 get a loan from Summerland

2 the right loan for you Get what you want sooner with a Summerland loan. Whether you re looking for a home, investment property, car, fantastic getaway, or to grow your business, talk to us first. As a customer owned financial institution, we want you to have the loan that suits you and we work hard to make that as easy as possible. how we help you find the right loan Our staff are trained to ask all the questions necessary so we can recommend the best loan for your particular needs. We provide very fast decisions giving our customers an advantage when buying a home, property, car or anything else. Loan pre-approval costs nothing and gives you an advantage when you re looking to make a purchase. To help you understand more about a particular property, whether it s a home to live in or as an investment, Summerland can provide you a free Property Analysis Report. Just speak with one of our loans consultants. If you need to increase your savings to build your deposit for your dream home, we can help you save faster with a savings plan.

3 home loans home and investment property loans refinance of existing loans from other financial institutions offset loans fixed and variable rate loans interest-only or principal-interest loans loans for environmentally focussed products line of credit construction loans first home buyer loans Our loans staff can help you every step of the way - whether you re buying your first home or adding another investment to your portfolio. Apply in-branch, online or over the phone... easy. credit cards Our Visa credit card is a great way to help you manage your finances. Choose either a Rewards or Low Rate card. Use them worldwide wherever Visa is accepted.

4 car and personal loans car loan With the option of pre-approval, no early repayment fee, and flexible repayment options, this loan will put you behind the wheel of your new car sooner! It can also be used to purchase motorbikes, caravans and motorhomes. personal loan The competitively priced, flexible personal loan with a low loan establishment fee and no early repayment fee - the smart way to get what you want sooner. tech loan A personal loan to help you get the latest and greatest tech gear; home theatre, IT and more. With loan pre-approval, you can negotiate a better deal. See us before you buy. reno loan Looking to renovate your kitchen, bathroom, or add a new room? The Reno Personal Loan helps you get the cash now so you can renovate your home sooner. travel loan Need a holiday? With a Travel Personal Loan, get the loan pre-approved then plan your trip. Easy! Ask us about travel insurance and foreign-currency options as well. equity plus personal loan A discounted variable rate personal loan available to borrowers who own or are paying off their home; use the equity in your home to help you get what you want now.

5 business loans variable & fixed rate business loans Choose from either a fixed or variable interest rate for commercial or business purposes. They feature a principal and interest or interest-only option and the ability to make additional payments without penalty on variable rate loans. business overdraft A line of credit to enable effective management of cash flow requirements up to an agreed amount, and you only pay interest on the amount you re using. leasing Whether you re acquiring a single car or a fleet of trucks, arranging an asset finance facility takes time and expertise to ensure the deal is right for you. Let Summerland take the lead and leave you free to focus on managing your business. eco loans eco mortgage and eco personal loans For any worthwhile environmentally-friendly purpose, choose from: Eco Mortgage Loan, a mortgage secured variable rate loan Eco Personal Loan, a competitively priced, flexible loan With a discounted establishment fee and no monthly loan fee, for every Eco Loan taken out with Summerland, we ll make a charitable donation to an environmentally focused organisation.

6 what we can do for you With so many great products and services on offer, we have all the banking solutions you ll need: Flexible home, business and personal loan choices at competitive interest rates Banking services and account solutions for personal, business and community needs Deposits held in Summerland accounts are protected by the Federal Government Guarantee for amounts up to See us for details. $250,000. Saving and fixed term deposit accounts returning great rates International transfers both into and out of Australia Insurance cover for home and contents, motor vehicle, caravan, motor bike, boat, travel and investment properties Electronic services including Internet Banking, Phone Banking, Mobile App and SMS Alerts - you can live and travel all over Australia and do your banking with Summerland Visa debit, eftpos and credit cards to suit your lifestyle We offer both personal chequebooks and Financial Institution cheques Pay your bills quickly and easily with BPAY Bank@Post at participating Australia Post outlets Access to Australia-wide ATM & eftpos networks Friendly staff in a broad-based branch network Local Contact Centre Going overseas? We have great Foreign Currency solutions Our Business Leasing options can get you the equipment you need Take control of your finances - we can refer you to an experienced financial planning provider Everyone is different. At Summerland, you can choose a way of banking that suits you. As your needs change, you can change your banking to match your new lifestyle.

7 get a Summerland loan Summerland ticks all the right boxes: Range of mortgage, car and personal loans Loan pre-approval available Apply in branch, over the phone or online Fast loan approval decisions Experienced and helpful loan consultants Owned by our customers Established since 1964 Our ethical and community values are reflected through a strong commitment to sustainability. We believe that sustainability requires a holistic approach and must recognise the links between our environment, our economy and our communities.

8 we re here to help Contact us directly on Visit our website at summerland.com.au Drop into your local branch Like us on Facebook, fb.com/summerlandcu Follow us on Follow us on summerland.com.au loans saving investing insurance Alstonville Ballina Bangalow Casino Coolangatta Evans Head Grafton Kingscliff Kyogle Lismore Nimbin Ocean Shores Southern Cross University Summerland may provide general financial advice which does not take into account your personal objectives, financial situation or needs. Before acting on such advice, you should assess whether it is appropriate for you, in light of your objectives, financial situation and needs. We recommend you read information detailed in our Financial Services Guide, General Terms and Conditions and in our product brochures before making decisions on any of our products or services. Terms and conditions, fees, charges and eligibility criteria may apply. See us for details. Information is accurate at time of printing. E&OE. ABN AFSL / Australian Credit Licence PO Box 657 Lismore NSW 2480 LOSU1.4 CO2 printed on Revive 100% recycled paper using vegetable based inks carbon neutral