Business insurance for professionals

Transcription

1 Business for professionals Protecting your future Insurance issued by GIO General Limited and distributed by AMP GI Distribution Pty Limited ABN

2 AMP understands what matters to you and what kind of is appropriate to suit your needs. AMP Business for professionals is designed to protect professionals against a range of contingencies. Whether you own an accountancy or legal practice, a medical or dentist surgery or graphic design studio you can t afford to take chances with your business. When it comes to, never underestimate the importance of good advice. Your AMP Adviser can advise you so you are not paying for that you don t need or being underinsured when it comes to the crunch. It is also important when reviewing your that you compare the product s features and benefits, not just the price. So you can relax and feel confident about your business talk to an AMP Adviser.

3 AMP Business for professionals offers flexible coverage that can be tailored to suit your needs and protect your business against a range of contingencies. Cover available Cover includes Fire and other damage, Accidental damage and Burglary. Cover Fire and other damage Accidental damage Burglary Description Cover for your building and business contents & stock for certain specified events such as fire, storm (but not flood), graffiti on your building, impact, lightning, explosion and earthquake. Also included is the cost of removing debris. Covers you for accidental loss or damage to the property insured at your business premises up to $250,000. Cover for theft of stock, electronic equipment and other business contents contained within your building, following forced and violent entry up to $250,000.

4 For an additional premium, you can tailor your to include the following types of cover. Optional cover Business interruption Glass breakage Public and products liability General property Fraud and dishonesty Goods in transit Money Equipment breakdown Tax audit Description Covers loss of income for your business as a result of insured damage that happens at the insured premises for which you are insured under the Fire and other damage, Accidental damage and Burglary sections of the policy. Covers the replacement value of broken glass. Also includes the cost of temporary shuttering, replacement of sign writing, repairing plastic signs up to $1,000 and the cost value of stock spoiled by the broken glass. Covers your legal liability for personal injury or damage to property caused by an occurrence connected with your business. Cover for items of your choice such as mobile phones and laptop computers, whether in the office or out. Covers you for loss of money or goods as a result of any act of fraud or dishonesty committed by any of your employees. Covers you for loss or damage to goods in transit caused by specified events such as collision, overturning, derailment, fire, explosion, or theft following forcible and violent entry to the vehicle; the damage to goods during loading and unloading can be added to the cover. Covers you for loss of or damage to money while kept in your building, in transit or at your private residence. Covers you for the cost of repairing electrical or mechanical equipment for sudden or accidental breakdown. Covers you for professional fees that occur in connection with a tax audit.

5 Easy claims service With AMP claims are easy and stress-free. You will have access to a fast, efficient claims service with a 24 hour emergency claims assistance hotline Australia wide. It only takes one call, and no claim form to immediately begin processing the claim. Convenient payment options You have the choice of paying for your by: Phone BPAY Pay by the month - monthly payments from your credit card, cheque or savings account. An extra $2.75 is charged per month and is included in your monthly premium. In person at Australia Post Other options at AMP Business is just one of the ways AMP may be able to help with your needs. Ask your AMP Adviser about any of these other options: Trade Commercial Motor Workers Compensation Construction Risk Farm Marine Home and Contents Top Strata Residential Motor Vehicle Boat Caravan and Trailer Travel More information For more information on Business for professionals or other general products contact your AMP Adviser or visit and click on General Insurance. Important information This brochure is a guide only. Terms and conditions of the cover (including exclusions and limitations) are set out in the Policy Document, which can be obtained by contacting your AMP Adviser, calling or visiting

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