Hollard Limit Section

Size: px

Start display at page:

Download "Hollard Limit Section"

Sarah Hood
3 years ago
Views:

What is the only property that Household contents Theft covers?
What does the Hollard Limit Section cover?
What items do Household contents cover?

1 Hollard Limit Section LIMIT SECTION MAXIMUM LIMIT / RAND Household contents Comprehensive cover Valuable items without proof of ownership Theft of outdoor furniture, laundry, garden tools and implements R 5,000 Theft of swimming pool equipment R 3,000 Theft of bicycles from premises R 3,000 Theft of vehicle canopies and spare tyres (if not on the vehicle) R 3,000 Theft from your outbuildings without force R 10,000 Accidental death - insured and/or spouse R 10,000 Accidental damage to audio-visual equipment Accidental damage to glass tops Accidental damage to house-owners' fixtures R 5,000 Clearing - up costs (including trees) R 10,000 Contents in transit - during permanent move Credit/debit card/sim card fraud R 3,000 Domestic workers property R 5,000 Emergency-services expenses Garden damage R 10,000 Emergency transport of children R 3,000 Increase of sums insured in holiday season - 15/12-31/1 Money R 2,000 Power fluctuations R 5,000 Refrigerator contents R 5,000 Refrigerator - damage to refrigerator or freezer R 5,000 Telephones R 2,000 Veterinary expenses and medical costs R 5,000 Water leakage R 5,000 Wild baboons and monkeys R 10,000 Additional cover you can choose: Accidental damage outside your house: Inside RSA R 20,000 Outside RSA R 10,000 Increase of sum insured during peak holiday season

outbuildings without force R 10,000 Accidental death - insured and/or spouse R 10,000 Accidental damage to audio-visual equipment Accidental damage to glass tops Accidental damage to house-owners'

2 Household contents Theft only cover Valuable items without proof of ownership Theft of outdoor furniture, laundry, garden tools and implements R 5,000 Theft of swimming pool equipment R 3,000 Theft of bicycles from premises R 3,000 Theft of vehicle canopies and spare tyres (if not on the vehicle) R 3,000 Theft from your outbuildings without force R 10,000 Accidental death -insured and/or spouse R 10,000 Clearing - up costs R 10,000 Contents in transit - during permanent move Credit/debit card/sim card fraud R 3,000 Domestic workers property R 3,000 Emergency services expenses Money R 2,000 Theft damage to house-owners' fixtures R 3,000 Household contents Limited cover (Theft excluded) Unspecified items without proof of ownership - Per item Accidental death - insured and/or spouse R 10,000 Clearing - up costs R 10,000 Contents in transit during permanent move Domestic workers property R 3,000 Emergency transport of children R 3,000 Garden damage R 10,000 Power fluctuation R 5,000 Refrigerator contents R 5,000 Refrigerator - damage to refrigerator or freezer R 5,000 Veterinary and medical costs R 5,000 Water leakage R 5,000 All Risks 25 % of insured amount / R2,500 (whichever is the Unspecified property (with proof of ownership) greater) Unspecified property (without proof of ownership) Specified property without proof of ownership Juwellery in a safe more than R40,000 per item R 40,000 Child car seat R 5,000 Tools R 3,000 Money in handbag R 500 Cosmetics in handbag R 3,000

R 10,000 Clearing - up costs R 10,000 Contents in transit - during permanent move Credit/debit card/sim card fraud R 3,000 Domestic workers property R 3,000 Emergency services expenses Money R 2,000

3 Buildings Accidental damage or breakage Damage to garden R 10,000 Demolition and professional fees Emergency repairs R 7,500 Gate motor or garage - door motors R 7,500 Machinery and intercom R 5,000 Public or main connections Removal of fallen trees R 5,000 Subsidence and landslip - limited cover Tracing of water leaks R 7,500 Water leakage from underground pipes R 5,000 Wheelchair-friendly alterations R 15,000 Wild baboons and monkeys R 10,000 Geysers (overflowing of water apparatus) R 20,000 Personal Computer Additional cover you can choose: Reinstatement of data R 10,000 Compatibility 20% of sum insured Motor comprehensive Unavailable parts (including airfreight) R 7,000 Towing after breakdown R 10,000 Keys, locks and remotes R 7,500 Motor Replacement Towing after breakdown R 10,000 Car hire R300 per day, 30 days Keys, locks and remotes R 10,000 Sound equipment and cell phone kit R 7,500

alterations R 15,000 Wild baboons and monkeys R 10,000 Geysers (overflowing of water apparatus) R 20,000 Personal Computer Additional cover you can choose: Reinstatement of data R 10,000

4 Motor Third party, fire and theft Emergency repairs after a fire or attempted theft R 5,000 Emergency services (e.g.fire brigade) Keys, locks and remotes R 7,500 Motor Third party only Caravan and trailer Unavailable parts R 5,000 - other people using your caravan/trailer R 1,000,000 - using a caravan/trailer that does not belong to you R 1,000,000 Caravan or trailer contents R 10,000 Emergency services expenses Caravan/trailer sum insured Motorcycle comprehensive Delivering to a place of safety after accident Delivering to a place of safety after breakdown R 10,000 - accident, death, damage R 250,000 - other people driving your motorcycle R 250,000 - using a motorcycle that does not belong to you R 250,000 Difference in excess R 2,000 Motorcycle sum insured Keys, locks and remotes R 5,000 Motorcycle clothing R 7,500 R 5,000 Motorcycle Third party, fire and theft Delivering to a place of safety after accident Delivering to a place of safety after breakdown R 10,000 Emergency repairs after a fire or attempted theft R 5,000

5 - accident, death, damage R 250,000 - other people driving your motorcycle R 250,000 - using a motorcycle that does not belong to you R 250,000 Emergency services (e.g.fire brigade) Motorcycle sum insured Keys, locks and remotes R 5,000 R 5,000 Personal Liability General personal liability R 5,000,000 Included if General personal liability cover selected Tenants personal liability R 5,000,000 Property owners' liability R 5,000,000 Security - related liability R 5,000,000 Pleasure-craft Liability to third parties ;accident, death, damage R 1,000,000 Emergency and salvage expenses R 7,500 s R2000 per person Safeguarding your pleasure craft Pleasure craft sum insured Waterskiers' liability R 250,000 Transit by land Tow and assist R 5,000 Liability when other people using your pleasure-craft R 1,000,000 Legal costs Legal cost Identity theft (included if legal costs are selected) Waiting period Amount stated in schedule Amount stated in schedule 3 months

SCHEDULE OF FLEET POLICY EXCESSES (FIRST AMOUNTS PAYABLE)

SCHEDULE OF FLEET POLICY EXCESSES (FIRST AMOUNTS PAYABLE) Definition For each and every claim You must pay the following unless We indicate otherwise on the Certificate of any particular Section of this

Hollard Limit Section

What is the only property that Household contents Theft covers?

What does the Hollard Limit Section cover?

What items do Household contents cover?