ADVISORY SERVICES FOR FAMILY WEALTH

Transcription

1 ADVISORY SERVICES FOR FAMILY WEALTH

2 We d like to invite you to a very personal experience of global financial strength.

3 We are a select group of financial professionals, a group that believes you as one of our most important clients are entitled to a different kind of working relationship with the firm. In fact, a different kind of relationship than you have probably encountered at any financial firm. For our clients whose financial lives require the broadest possible scope, we are committed to helping you have an experience that is easier and more rewarding. We can bring the scope and influence, as one of the world s strongest financial institutions, to clients through the intensely personal experience of our offering. 02

4 Our goal is for you and future generations to enjoy your wealth without worry. We can deliver both intellectual strength and outstanding products in diverse fields. 1 Life Management: Helping clients realize the lifestyle they envision for themselves and their families, including: Aircraft Advisory Provides you with consultative support for acquisition, financing and management of personal aircraft. 2 Art Advisory Service Offers comprehensive fine-art consulting, ranging from sourcing artwork to advice on how to build a collection, to negotiating purchases and sales. Art Advisory loans against qualified art collections and handling the strategy and sale of estate collections. 2 Concierge Service Provides you with a list of luxury providers concentrated in the areas of vacationing, event planning, charter companies, real estate, appraisers and educational assistance. Exclusive Client Events Allows you to connect with important and influential clients like yourself in relaxed and social settings. Expense Management A hi tech, high touch, three in one book keeper service in a web based environment that helps to cover your bill payment, presentment and general ledger needs. Family Governance and Dynamics Helps families with a goal of maintaining family unity through affluence across generations, focusing on family mission, governance, conflict management and family endowments.

5 Philanthropic Services Assists you in developing and effectively implementing your philanthropic objectives. Total Wealth Report SM At your direction, it brings together your total net worth every asset from every institution, every dollar, every asset class, including real estate and art collections in one report. Trust Services Helps to relieve burdens, educate families and performs various aspects of trust services. 3 Risk Management: Anticipating and managing personal, financial and business exposure including: Personal and Business Risk Management Advisory Addresses personal security and protection, emergency planning, insurance, investigative services and business security. 1 Strategic Borrowing: Managing liabilities as strategically as assets, including: 3 Commercial Banking & Lending We understand the connection between your business and your life-they are uniquely intertwined and work with our lending partners to help deliver thoughtful strategies to address the deposit, treasury management, and credit needs of your business. Lending Services Extends a consultative approach to your liquidity needs based on a belief that borrowing should be no less strategic than investing. Asset Management: Translating personal goals into financial objectives, including: Comprehensive Wealth Planning Employs an integrated approach to planning, including family issues, wealth transfer, asset protection and location, goals-based investing, portfolio development and business succession planning. Executive Financial Services We help you take a broader view of the control and restricted securities in your portfolio by helping you establish a strategic plan for that portion of your wealth. Investment Management Conducts institutional-caliber asset allocation; manager selection, including hedge funds and private equity and investment planning; diversification; hedging and monetization; control and restricted stock advisory; and management of concentrated positions. Preferred Custody We help meet your need for a more comprehensive overview of all your varied global investments and provide oversight of accounts that reside at different institutions, helping to achieve better overall management of assets. 1 Not all products and services are provided by all Family Wealth Directors or are available at all locations. See your Family Wealth Director for more information. 2 These services are available through affiliation with Citigroup and provided by Citigroup. 3 Services may be provided by or through an affiliate of Morgan Stanley Smith Barney LLC. See discussion of risks involved in investing in Alternative Investments at the back of this brochure. 04

6 We provide: exceptional personal service Deep understanding, confidentiality and responsiveness backed by firm management at the most senior level commitment to objectivity World-class intellectual capital advocating on your behalf to help you navigate today s complex options dedication to simplicity Solutions designed to help ease administrative burdens from consolidating your financial reports to man ag ing some of the most complex aspects of your life meaningful integration of life and Wealth Management of wealth that is focused on your family s interests over the long term 05

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8 Art Advisory Service and Aircraft Advisory and Finance are services of Citi Private Bank. Citi Private Bank is a business of Citigroup Ince. ( Citigroup ), which provides its clients access to a broad array of products and services available through bank and nonbank affiliates of Citigroup. Not all products and services are provided by all affiliates or are available at all locations. Morgan Stanley Smith Barney LLC ( MSSB ) and Morgan Stanley & Co. Incorporated ( Morgan Stanley ) are registered broker-dealers, not banks. Where appropriate, MSSB and/or Morgan Stanley have entered into arrangements with banks and other third parties to assist in offering certain banking-related products and services. [Unless otherwise specifically disclosed to you in writing, investments and services offered through Morgan Stanley Smith Barney and/or Morgan Stanley, members SIPC, are not insured by the FDIC, are not deposits or other obligations of, or guaranteed by, banks and involve investment risks, including possible loss of principal amount invested.] Investment products and services are provided through MSSB (Member SIPC). For US clients, insurance products are offered through Morgan Stanley Insurance Services Inc. or SBHU Life Agency, Inc. Banking and credit products and services are provided by Morgan Stanley Bank, N.A. or Citibank, N.A., and/or one of their banking or lending affiliates. Residential mortgages, HELOCs and/or other Home Loans products and services are offered by Morgan Stanley Trust through its subsidiary, Morgan Stanley Credit Corporation or Citibank, N.A. All loans are subject to application and approval. These products may not be available in all jurisdictions/territories and are limited to US citizens and permanent resident aliens only. If you have questions, please contact your Financial Advisor. MSSB, Its affiliates, and its employees are not in the business of providing tax or legal advice. These materials and any tax-related statements are not intended or written to be used, and can t be used or relied upon, by any such taxpayer for the purpose of avoiding tax penalties. Tax-related statements, if any, may have been written in connection with the promotion or marketing of the transaction(s) or matter(s) addressed by these materials, to the extent allowed by applicable law. Any such taxpayer should seek advice based on the taxpayer s particular circumstances from an independent tax advisor. There is no guarantee that these strategies will succeed. This information is intended to illustrate products and services available. The strategies do not necessarily represent the experience of other clients, nor do they indicate future performance. Investment results may vary. The investment strategies presented are not appropriate for every investor. Individual clients should review with their Financial Advisors the terms and conditions and risks involved with specific products or services. As further described in the offering documents, an investment in alternative investments can be highly illiquid, are speculative and not suitable for all investors. Investing in alternative investments is only intended for experienced and sophisticated investors who are willing to bear the high economic risks associated with such an investment. Investors can lose all or a substantial amount of their investment. Investors should carefully review and consider potential risks before investing. Individual funds will have specific risks related to their investment programs that will vary from fund to fund. Actual results may vary and past performance is no guarantee of future results Morgan Stanley Smith Barney LLC. Member SIPC. Consulting Group is division of Morgan Stanley Smith Barney LLC. CFO29 03/