Insurance. Home, car, travel and liability. The right insurance coverage Excellent service Convenient and easy

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1 Insurance Home, car, travel and liability The right insurance coverage Excellent service Convenient and easy 1

2 Insurance Home, car, travel and liability Everyday life involves all kinds of risks. These risks can sometimes have considerable financial consequences. Should it come to it, of course you would rather not have to pay the costs yourself. ABN AMRO offers excellent products with which you can insure yourself against the financial consequences of the most common risks. And if something does happen, you can count on efficient and professional service and claims handling. 2

3 Insurance from ABN AMRO ABN AMRO provides a wide range of insurance products for you to choose from. We can offer you exceptional advice as well as standard and tailormade products and services to match your specific needs. The importance of being well-insured Why should you insure? Simple insurance means peace of mind. What should you insure? First and foremost, if you do not already have such cover in place, we strongly recommend you apply for legal liability insurance as soon as possible. In addition, it is imperative you consider taking out home contents insurance to cover any potential losses in the home. We would also advise you to take out car insurance. From there, you can consider other types of cover to match your needs. Excellent service With ABN AMRO, you can be sure of outstanding insurance products. We insure you the way you want, and at very attractive rates. You decide what you want to insure, and what you don t. And you can be sure that everything is well insured with clear conditions, good cover and our unique damage repair service. If anything should happen, we make sure that the inconvenience to you is kept to a minimum. Convenient and easy All your insurance policies are recorded under a single policy number and on a single certificate of insurance, which reduces paperwork and makes it more convenient for you. As all the policies in the package have one shared policy number, you can pay for them all with a single payment either monthly or annually which cuts down on your admin work. You can make further savings if you choose to pay annually by direct debit. ABN AMRO does not charge for transactions. Insurance 3

4 Insurance from ABN AMRO Personal It can happen all too easily: you cause damage to someone else s property and then you re liable for it. Or you end up embroiled in a legal dispute. With Liability Insurance and Legal Expenses Insurance, you can be sure of our expert assistance. A death in the family can be traumatic enough without having to worry about finances. A Term Life Insurance policy gives surviving family members one less thing to worry about. Home It goes without saying that you insure your possessions ABN AMRO has an excellent home contents policy for this. Or if you have more expensive items, we also offer Valuables Insurance. And for homeowners, there is our Home Insurance policy. You need to be fully covered at all times. What are your home contents actually worth? Probably a lot more than you think, but you don t need to worry about this we make sure that your home contents are insured for the correct amount, on an annual basis. And are you planning on moving? A single phone call is all you need to adjust your cover. Car ABN AMRO s Car Insurance is flexible and offers a host of different options. What do you want to insure? What don t you want to insure? Whatever level of cover you choose, you ll find the service and extras provided by our Car Insurance are outstanding. Third-party insurance is obligatory in the Netherlands for all cars. And this insurance also comes with an attractive no-claims bonus scheme, which is based on the number of years you go without making a claim. Tip Bear in mind that your employer may be able to cover you for health insurance and work disability insurance. It is also possible that your employer has made a personal benefit arrangement with ABN AMRO. When you take contact with ABN AMRO ask for these possibilities. 4

5 But if anything should happen, our Passenger Accident Insurance will pay out in the event of disability or death, irrespective of who was at fault. A car that won t go isn t much use, but if it s because of a mechanical or technical problem, our Breakdown Insurance (for the Netherlands and/or abroad) will get you back on the road. Even if you re involved in loss or damage through no fault of your own (e.g. in the event of a collision), it may be possible to recover these damages. With ABN AMRO s Car Legal Expenses Insurance, you ll be assured of expert legal assistance. Annual Travel Insurance Our Annual Travel Insurance is designed for anyone who goes on holiday several times a year and needs to be properly insured during these trips. It is much cheaper than taking out separate travel insurance each time. Single-trip Travel and Cancellation Insurance is more suitable if you travel only about once a year. If you re going abroad for more than two months, whether for travel, work or study, you can also take out our Long Stay Abroad Insurance in addition to Annual Travel Insurance. It is possible to cover partly health insurance on the ABN AMRO Travel Insurance. This is only possible when you have a health insurance in the Netherlands! (*) (*) When you have a health insurance from a company outside the Netherlands it is not possible to cover health insurance on the ABN AMRO Travel Insurance. Insurance 5

6 The English translations have no legal force and are provided to the customer for convenience only. The conditions in the Dutch language shall be binding and prevail in all respects. The law of the Netherlands shall apply. ABN AMRO Bank N.V. is established at Gustav Mahlerlaan 10, 1082 PP Amsterdam (telephone number: , choose 4 for the English menu). ABN AMRO Bank N.V. is allowed to offer payment, savings and credit products, to act as intermediary for insurance and credit products and to offer and/or perform investment services. ABN AMRO Bank N.V. has been granted a banking licence by De Nederlandsche Bank N.V. (Dutch Central Bank) and is entered in the register of the Netherlands Authority for the Financial Markets (Autoriteit Financiële Markten, AFM). You can find information about ABN AMRO Bank N.V. s complaints procedures and the dispute bodies to which ABN AMRO N.V. belongs at or you can request it at telephone number ABN AMRO Bank N.V. takes part in the Collectieve Garantie Regeling voor Terugbetaalbare Gelden en Beleggingen (Collective Guarantee Scheme for Loan and Investment Recoveries). Further information about this scheme is available via ABN AMRO Bank N.V. is entered in the Trade Register of the Amsterdam Chamber of Commerce under no The VAT identification number is NL B01. No rights may be derived from the contents of this publication. Subject to change without notice. 6

7 Information and advice At your service 24 hours a day, 7 days a week. Contact For questions about ABN AMRO's products and services visit one of our bankshops or call us on (EUR 0.10 / minute, 24 hours a day, 7 days a week). International Clients in The Hague Phone number in the Netherlands: , Monday to Friday, From outside the Netherlands: , Monday to Friday, international.clients@nl.abnamro.com Office address: Kneuterdijk 8, 2514 EN The Hague International Clients in Amsterdam Phone number in the Netherlands: , Monday to Friday, From outside the Netherlands: , Monday to Friday, expat.clients@nl.abnamro.com Office address: Evert van de Beekstraat 2, 1118 CL, Schiphol Internet For more information, please visit about our products and groundbreaking services. Information ABN AMRO (EUR 0.10 / minute) Insurance 7

8 Information ABN AMRO (EUR 0.10 / minute) 8