Texas FRO vs. Travelers ISO

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1 Texas FRO $750 Minimum Policy Premium Texas FRO vs. This comparison of the Texas FRO and Travelers Agribusiness products is for informational purposes only. All statements herein are subject to provisions, exclusions and conditions of the applicable policy. *For an actual description of all coverages, terms and conditions, refer to the insurance policy. s are subject to individual qualification. $750 Minimum Policy Premium (This Applies to and / or GL) Minimum Limits of Insurance $50,000 Main FCPL $1,000,000 Minimum Limits of Insurance $50,000 Main FCPL / CGL 1,000,000 / 2,000,000 Agg Occurance Deductibles Deductibles 1%, 2% 250, 500, 1000 $500, $1000, $2500, $5000, $7500, $10000, $25000 Texas FRO-B vs. FRO - B All-Risk* (Unless the Loss is Excluded) Policy Plan Farm Combination (715) Settlement ISO Forms RC - - Personal Special / Broad FL Personal, Farm Building & Personal, Farm Building & Broad* (includes Basic coverage): of a Steam or Hot Heating or other Farm Personal ) Earthquake Loss to "" Flood Loss to "" Electrocution of Covered Attacks on Covered by Drowning of Covered 1

2 Texas FRO-A vs. FRO - A, Farm Policy Plan Farm Combination (715), Farm Farm Settlement ISO Forms Basic Collision or Overturn (Covered Farm Machinery, other Farm Personal ) Earthquake Loss to "" Flood Loss to "" FL TFR-1 vs. TFR - 1 (, Farm, Farm Farm Basic Collision or Overturn (Covered Farm Machinery, other Farm Personal ) Earthquake Loss to "" Flood Loss to "" 2

3 TFR-2 vs. TFR - 2 (, Farm Policy Plan Settlement ISO Forms, Farm Farm Broad* (Includes Basic ): of a Steam or Hot Heating other Farm Personal ) Earthquake Loss to "" Flood Loss to "" Electrocution of Covered Attacks on Covered by Drowning of Covered 3

4 TFR-3 vs. TFR - 3 ( All-Risk* (Unless the loss is excluded) Policy Plan Settlement ISO Forms Personal, Farm Farm Schedule Personal, Farm Farm Schedule Broad* (includes Basic coverage): of a Steam or Hot Heating or Other Farm Personal ) Earthquake Loss to "" Flood Loss to "" Electrocution of Covered Attacks on Covered by Drowning of Covered 4

5 FRO Endorsements vs. ISO Endorsements Texas Endorsements Settlement Title Settlement ISO Forms FRO Personal of Personal RC - Personal FP FRO or Residence Glass / Scheduled Residence Glass for Schedule Scheduled Glass Only or Scheduled Glass FP FRO Increase Limits on Jewelry, Watches and Furs to Limit Shown Increase Limits on Jewelry, Watches & Furs Household Personal Special Limits Increases FP T FRO TV & Radio Antenna, No Deductible TV / Radio Antenna Structures / Outbuildings G *Minimum $100 Deductible FRO-426 Personal Computer Texas Farm Computer with 20% of Hardware Limit Provided for Media and Records - Higher Limits Available for a Charge FP FRO Wind Storm, Hurricane & Hail Exclusion Wind Storm Hail, Hurricane & Exclusion Agreement Optional Named Peril Exclusion FP FRO FRO FRO & Ranch Scheduled Personal Mandatory Farm & Ranch Endorsement & Ranch Scheduled Personal Multiple Options Refer to Texas ISO Form Refer to Texas ISO Form FP T Refer to Texas ISO Forms FRO Personal Injury Personal Injury Automatically covered as part of Farm Combination (715). Available as FL / optional coverage for CG GL policies. *Eliminate Exclusion not available. TFR All-Risk* (Unless the loss is Mobile Agri Mach & excluded) Equip. Farm Personal - Scheduled. E Deductible Applies FP