What Every Employer Needs to Know in the Background Screening World
|
|
- Gavin Bradford
- 8 years ago
- Views:
Transcription
1 Jim Sweeney What Every Employer Needs to Know in the Background Screening World Today s Objectives Reminders compliance issues with the FCRA Identify the components of a solid background check. The EEOC Guidance Legal Updates and Industry Trends FCRA 4 Easy Steps Employer Certification Written Releaseand Disclosure Written Release and Disclosure Pre Adverse Action Notice Notice of Adverse Action 1
2 DISCLOSURE and AUTHORIZATION Part 1 Pursuant to the Fair Credit Reporting Act, this notice is to inform you that as part of our procedure in processing and evaluating your application for employment, we will be obtaining and reviewing a consumer report or an investigative consumer (Background Check) report for employment purposes. This authorization may be used to obtain a consumer report at any time during my employment. KB1 Part 2 I,, hereby consent and authorize Inquirehire or its agents to prepare an investigative consumer report, including but not limited to obtaining a consumer report and information as to my credit worthiness, credit standing, character, general reputation, credit capacity, personal characteristics, and mode of living. This report may involve personal interviewswith with sources, such as neighbors, friends, associates, past employers and educational institutions in which case I understand that I am entitled to a copy of my rights under the FCRA as well as to request additional disclosures of the nature and scope of the investigation. Public records may be used in this report, such as civil and criminal records, driving records, liens, and judgments that are deemed to have a bearing on my job performance. This consumer report will be used for employment purposes as it is defined in the Fair Credit Reporting Act, section 603 (h). Part 3 Have you used another name such as maiden name or other married name? Yes No -- If yes, list names and corresponding years. Drivers License number: State of issuance (DL): Date of Birth: Social Security Number: List all past counties of residence and corresponding years: (i.e. Scott, IA ) County Years: From through County Years: From through County Years: From through County Years: From through Current Address, City, State, & Zip 2
3 Slide 5 KB1 Kris Buckley, 8/20/2013
4 Part 4 For Minnesota and Oklahoma and California, check here if you would like a copy of the consumer report. New York Applicants or employees: You have the right to inspect and receive a copy of any investigative consumer report requested by employer by contacting Inquirehire at By signing below you acknowledge receipt of Article 23-A of NY Correction Law. New York & Maine Applicants Only: You have the right to inspect and receive a copy of any investigative consumer report requested by the Company by contacting the consumer reporting agency identified below. You may also contact the Company to request the name, address and telephone number of the nearest unit of the consumer reporting agency designated to handle inquiries, which the Company shall provide within 5 days. Oregon Applicants Only: - Information describing your rights under federal and Oregon law regarding consumer identity theft protection, the storage and disposal of your credit information and remedies should you suspect or find that the Company has not maintained secured records is available upon request. Part 4 (continued) Washington State Applicants or Employees only: You also have the right to request from the consumer reporting agency a written summary of your rights and remedies under the Washington Fair Credit Reporting Act. California Only: *Under CA law, employers are prohibited from obtaining a consumer credit report unless it meets one of the following exceptions. (1) a position in the state Department of Justice, (2) a managerial position, as defined, (3) that of a sworn peace officer or other law enforcement position, (4) a position for which the information contained in the report is required by law to be disclosed or obtained, (5) a position that involves regular access to specified personal information for any purpose other than the routine solicitation and processing of credit card applications in a retail establishment, (6) a position in which the person is or would be a named signatory on the employer s bank or credit card account, or authorized to transfer money or enter into financial contracts on the employer s behalf, (7) a position that involves access to confidential or proprietary information, as specified, or (8) a position that involves regular access to $10,000 or more of cash. ADVERSE ACTION 3
5 Adverse Action Process Adverse Action notification failures. Simple process and communication mistakes can lead to complex legal issues. Advanced Hiring Solutions Legendary Service Key Considerations Empathy Respond Quickly Re investigate Be conscious of timelines Stay engaged with the applicant Components of a Good Criminal Components of a Good Criminal Background Check 4
6 Key Background Check Components Criminal Records Employment Education Licenses Driving Records Credit Check Industry Checks Optimal Background Check Industry or Regulatory Requirements Risk Tolerance Budget and Time Restrictions APPLY Layers of Protection There is no one check that is bullet proof Combination of searches The more searches you request, the greater the cost Fill in the holes by position Meet regulations/requirements 5
7 Key Components Person Search County criminal record check Nationwide Database Check Federal Record Check State Record Check Global US Patriot Act Important First Step Person Search Also known as SSN Trace or Address Verification Identifies the addresses where a person has lived Finds addresses they may be purposely omitted Fundamental piece of every criminal background check Where does the Person Search Info come from? The address information is derived from multiple sources including property records, FedEx deliveries, cell phone bills, magazine subscriptions, bankruptcy records, change of address/postal forwarding information, credit headers and other consumer data. The records are purchased by the commercial provider of the person search and compiled in one database. 6
8 How do we determine what services are needed? Risk analysis by position Access to property Access to sensitive ii customer data Work with children, elderly, or disabled Access to sensitive organization information High profile position Represents the organization in the public eye How do we determine what services are needed? Organization s requirements Acceptable turnaround time for investigations Cost of services compared to budget What is a reasonable level of due diligence for a designated position Find acceptable balance of risk prevention, cost, and time What is Reasonable? General Rule: the greater the interface g with coworkers, members, or general public, the greater the obligation of the organization 7
9 Ignorance is not a defense Even though the organization may not have known of the risk ikpresented tdby the individual, an organization will be held liable if it should have known Common Misconceptions There is no one check that is bullet proof Identifiers in criminal files Scope of the search request What can be reported Turnaround time Database hits EEOC GUIDANCE 8
10 Big Picture State of flux EEOC has come up short, but still active. Private plaintiffs counsel take aim elsewhere? Employers goal: Avoid neon light problems. Expect continued movement at state/municipal level. EEOC Guidance Green factors (from Green v. Missouri Pacific Railroad) issues that were relevant to assessing whetheran exclusionisjobrelatedfortheis the position in question and consistent with business necessity: The nature and gravity of the offense or conduct; The time that has passed since the offense or conduct and/or completion of the sentence; The nature of the job held or sought. Individualized Assessment EEOC Guidance Individualized assessment generally means that an Individualized assessment generally means that an employer informs the individual that he may be excluded because of past criminal conduct; provides an opportunity to the individual to demonstrate that the exclusion does not properly apply to him; and considers whether the individual s additional information shows that the policy as applied is not job related and consistent with business necessity. 9
11 EEOC Guidance Other relevant individualized evidence The facts or circumstances surrounding the offense or conduct. The number of offense of which h the individual id was convicted. Older age at the time of conviction or release from prison. Evidence that the individual performed the same type of work post conviction, with the same or a different employer, with no known incidents of criminal conduct. EEOC Guidance Other relevant individualized evidence The length and consistency of employment history before and after the offense or conduct Rehabilitation efforts, i.e. education/training Employment or character references and any other information regarding fitness for the particular position Whether the person is bonded under a federal, state, or local bonding program EEOC Guidance If the individual does not respond to the employers attempt to gather additional information about his background, the employer may make its employment decision without the information. 10
12 EEOC Guidance Employer Best Practices: Eliminate policies or practices that exclude people from employment based on any criminal record. Trainmanagers, hiring officialsand and decisionmakers about Title VII and it s prohibition on employment discrimination. Develop a narrowly tailored written policy and procedure for screening applicants and employees for criminal conduct. Determine the specific offenses that may demonstrate unfitness for performing such jobs EEOC Guidance Employer Best Practices: Determine the duration of exclusions for criminal conduct based on all available evidence. Include an individualized assessment. Record the justification for the policy and procedures. Note and Keep a record of consultations and research considered in crafting the policy and procedures. When asking about criminal records, limit inquiries to records for which exclusion would be job related. INDUSTRY TRENDS 11
13 Turnaround Time Negative Impacts: a. Furloughs, layoffs, closures b. Clerk searches c. Required forms Positive Impacts a. Integrations b. Automation (fetch) Ban the Box The new law applies to private employers (Minnesota previously banned the box only for public employees). Employers may not inquire into or consider or require disclosure of criminal record information until the applicant has been selected for an interview or, if there is not an interview, until a conditional job offer of employment has been extended to the applicant. Employers may not use employment applications that ask for criminal record information. The law has exemptions for employers who are statutorily required to consider criminal history in hiring for employees serving children, social workers, private detectives, health care workers, banks and other financial institutions, and those seeking certain licensures. Violations of the law are specifically identified as civil rights violations. Private employers who violate the statute may be subject to a written warning, before January 1, 2015, and subsequent fines between $500 and $2000 per violation, depending on the size of the employer. 12
14 New Strategies CONSENT BASED SSN VERIFICATION (CBSV) The Consent Based SSN Verification (CBSV) is a web interface platform linked to the United States Social Security Administrations (SSA) Master Files and Death Indexes. By running a CBSV inquiry we can receive official validation of: 1. Social Security Number 2. Name 3. Date of Birth 4. Gender Code (if available) 5. If applicable, we will report a Death Indicator that SSA records reflect the SSN holder is deceased New Strategies INCOME TAX RETURN VERIFICATION (ITRV) Mitigates fraud by matching the applicant direct to IRS data Verifies personal and business income tax returns Form 1040 and other series available for current year and prior 3 years Examples of other available Forms: 1065, 1120, 1120A, 1120H, 1120L, 1120S Form W 2, 1099 & other transcripts may be available for current year & prior 9 years Other available Forms: 1098 series, and 5498 (Individual Retirement Accounts, etc.) Verify salaries and self employed hires, Mortgage and Lending, Tenant and Property Management, and more Requires signed consent of the applicant Results are returned in two business days or less Strengthens due diligence processes to official governmental source data SKILL SURVEY New Strategies Utilizes a web based application Includes pre built questionnaires based on job function Includes a dashboard display so you can check the status of an applicant s references Automatically collates responses into a concise, actionable report suitable for side by side comparisons You enter the candidate information from a pre selected job survey. 2 min. Candidate enters professional references information 5 min. Reference providers complete the job survey providing in depth information 10 min System aggregates the results into a 360 degree report 2 sec. You review the report, evaluate the candidate and compare results with other applicants 13
15 Accreditation Audited for policies and procedures as they relate to six critical areas: consumer protection, legal compliance, client education, product standards, service standards, and general business practices. Thanks for your time! Jim Sweeney Inquirehire
DIOCESE OF CHARLESTON BACKGROUND SCREENING BASIC DATA FORM Forms must be completed in their entirety to be processed.
DIOCESE OF CHARLESTON BACKGROUND SCREENING BASIC DATA FORM Forms must be completed in their entirety to be processed. Diocesan Parish/School/Office Use Only: Parish/School/Office Location: Submitted by:
More informationAPPLICATION FOR EMPLOYMENT Please TYPE or print using BLACK or BLUE ink
Name: First Last 11878 Avenue of Industry San Diego, CA 92128 Telephone: (858) 675-4200 Fax: (858) 675-9241 APPLICATION FOR EMPLOYMENT Please TYPE or print using BLACK or BLUE ink Date Application Completed:
More informationEmployment Application
Employment Application Please complete this application as completely and accurately as possible PERSONAL INFORMATION Today s Date Name: Last First Middle Social Security Number Address Home Telephone
More informationChief Clerk of the Assembly. Secretary of the Senate. Private Secretary of the Governor
Assembly Bill No. 22 Passed the Assembly September 8, 2011 Chief Clerk of the Assembly Passed the Senate September 8, 2011 Secretary of the Senate This bill was received by the Governor this day of, 2011,
More informationEmployment Application An Equal Opportunity Employer
Employment Application An Equal Opportunity Employer The Company does not discriminate in employment on the basis of race, age, color, religion, national origin, sex, disability or veteran status. No question
More informationBACKGROUND CHECK DISCLOSURE AND AUTHORIZATION FORM
BACKGROUND CHECK DISCLOSURE AND AUTHORIZATION FORM In the interest of maintaining the safety and security of our customers, employees and property, William Jessup University (the Company ) will order a
More informationU.S. EQUAL EMPLOYMENT OPPORTUNITY COMMISSION
U.S. EQUAL EMPLOYMENT OPPORTUNITY COMMISSION Charlotte District Office 129 West Trade Street, Suite 400 Charlotte, NC 28202 Intake Information Group: 800-669-4000 Intake Information Group TTY: 800-669-6820
More informationDISCLOSURE AND AUTHORIZATION FORM TO OBTAIN CONSUMER REPORTS FOR EMPLOYMENT PURPOSES DISCLOSURE
DISCLOSURE AND AUTHORIZATION FORM TO OBTAIN CONSUMER REPORTS FOR EMPLOYMENT PURPOSES DISCLOSURE In considering you for employment and, if you are employed, in considering you for a subsequent promotion,
More informationChildren s Hospital Los Angeles Application for Volunteer Service (Adult 18+)
Children s Hospital Los Angeles Application for Volunteer Service (Adult 18+) PLEASE TYPE DATE First Name Middle Name or Initial Last Name Street Address City Zip Social Security Number Birthday (Month/
More informationPlease respond promptly to help ensure that your information is processed as quickly as possible. Thank you,
HireRight, Inc. will be verifying the information you provided to Dignity Health, during the pre-employment process and researching background information at our request. Our objective is to complete this
More informationAMERICAN BUILDERS SUPPLY Employment Application
AMERICAN BUILDERS SUPPLY Employment Application APPLICANT INFORMATION Last Name First M.I. Date Street Apartment/Unit # City State ZIP Phone E-mail Date Available Social Security No. Position Applied for
More informationPre-Employment Background Checks. October 2, 2006
Date Effective October 2, 2006 City Manager Revision Date Effective Code Number HR19 Human Resources Responsible Key Business Purpose: The City of Charlotte seeks to ensure the safety and security of employees
More informationJune 14, 2013 UPDATED IMPORTANT LEGAL CONSIDERATIONS RESTRICTIONS ON UTILIZING EMPLOYMENT CREDIT REPORTS
June 14, 2013 UPDATED IMPORTANT LEGAL CONSIDERATIONS RESTRICTIONS ON UTILIZING EMPLOYMENT CREDIT REPORTS Last year we reported to you that California, Connecticut, Hawaii, Illinois, Maryland, Oregon, Vermont,
More informationDisclosure and Authorization to Obtain Information
Disclosure and Authorization to Obtain Information In connection with my suitability for employment with, (herein Company ) or if employed, I understand that prior to or at the time after my employment
More informationCONSUMER DISCLOSURE AND AUTHORIZATION FORM. Disclosure Regarding Background Investigation
CONSUMER DISCLOSURE AND AUTHORIZATION FORM Disclosure Regarding Background Investigation Stephen F. Austin State University (the Company ) may request, for lawful employment purposes, background information
More informationKANSAS STATE UNIVERISTY
KANSAS STATE UNIVERISTY DISCLOSURE AND AUTHORIZATION [IMPORTANT PLEASE READ CAREFULLY BEFORE SIGNING AUTHORIZATION] DISCLOSURE REGARDING BACKGROUND INVESTIGATION PER 59(1/2013) Kansas State University
More informationUnderstanding Your Fair Credit Reporting Act Obligations
Understanding Your Fair Credit Reporting Act Obligations It is important to understand your obligations under the Fair Credit Reporting Act (FCRA) when you become an end user of background screening services.
More informationC2 Financial Corporation Anti Money Laundering Program and Suspicious Activity Reporting (AML Program)
C2 Financial Corporation Anti Money Laundering Program and Suspicious Activity Reporting (AML Program) Purpose: This program is being established and implemented by C2 Financial Corporation (C2) as an
More informationBACKGROUND CHECK DISCLOSURE AND AUTHORIZATION FORM
BACKGROUND CHECK DISCLOSURE AND AUTHORIZATION FORM In the interest of maintaining the safety and security of our customers, employees and property, the Laurel Eye Clinic and the Laurel Laser & Surgery
More informationDISCLOSURE AND AUTHORIZATION
DISCLOSURE AND AUTHORIZATION [IMPORTANT -- PLEASE READ CAREFULLY BEFORE SIGNING AUTHORIZATION] DISCLOSURE REGARDING BACKGROUND INVESTIGATION [Lansing Community College] ( the Company ) may obtain information
More informationEmployers Guide to Best Practices. For Use of Background Checks in Employment Decisions. Copyright 2010 Lawyers Committee for Civil Rights Under Law
Employers Guide to Best Practices For Use of Background Checks in Employment Decisions A 2010 poll of the Society of Human Resource Management shows that approximately 60 percent of employers use credit
More informationPlease follow the steps below to expedite your North Carolina Real Estate Commission Criminal Record Check request:
North Carolina Real Estate Commission Applicants, Thank you for contacting CriminalRecordCheck.com (CRC) for your North Carolina Real Estate Commission Criminal Record Check. By accessing this document,
More informationEMPLOYMENT LAW IN THE STAFFING WORLD
EMPLOYMENT LAW IN THE STAFFING WORLD PART 1 David M. Cessante Stephanie K. Rawitt (313) 965-8574 (215) 640-8515 dcessante@ srawitt@clarkill.com WEBINAR SERIES OVERVIEW Four-part series for staffing companies
More informationContract Checklist for Mutual of Omaha Insurance Company
Contract Checklist for Mutual of Omaha Insurance Company 1. Background Information Sheet 2. Fair Credit Reporting Act Disclosure 3. General Agent Agreement/W-9 4. Direct Deposit Authorization 5. Voided
More informationFair Credit Reporting Act Compliance Guide
Fair Credit Reporting Act Compliance Guide FAIR CREDIT REPORTING ACT TABLE OF CONTENTS Page I. INTRODUCTION...1 A. Increased Applicant and Employee Rights...1 B. What is a "Consumer Report?"...1 C. What
More informationBACKGROUND CHECK DISCLOSURE AND AUTHORIZATION FORM
BACKGROUND CHECK DISCLOSURE AND AUTHORIZATION FORM In the interest of maintaining the safety and security of our customers, employees and property, (the Company ) will order a consumer report (a background
More informationState Laws and Their Impact on Use of Criminal Records for Employment Purposes
Laws and Their Impact on Use of Criminal Records for Employment Purposes While the FCRA and EEOC provide a legal framework under which consumer reporting agencies and employers report and use criminal
More informationThank you for your cooperation! We look forward to working with you!!
The University requires anyone who works with minors on or off-campus to adhere to all appropriate standards of conduct with regard to minors, their families, and each other. Program staffs at Boston University
More informationFair Credit Reporting Act Candidate Notice and Disclosure
Fair Credit Reporting Act Candidate Notice and Disclosure Superior Court of California, County of Ventura will order a consumer report and/or an investigative consumer report (background check report)
More informationMASSAGE THERAPIST LICENSE APPLICATION
Licensing MASSAGE THERAPIST LICENSE APPLICATION A City of Forest Lake Massage Therapist License is required prior to performing massage services within the City of Forest Lake. Chapter 115 of the Forest
More information40 Stevens Road Middlebury, CT 06762 (203) 758 2478 (203) 565 5104 {Mobile} www.rivogroup.com HUMAN RESOURCES CONSULTING AGREEMENT
40 Stevens Road Middlebury, CT 06762 (203) 758 2478 (203) 565 5104 {Mobile} www.rivogroup.com HUMAN RESOURCES CONSULTING AGREEMENT AGREEMENT dated this day of 20 by and between (hereinafter Client ) and
More informationWhite Paper of Criminal Background Checks
White Paper of Criminal Background Checks Criminal Background Checks For Employment Purposes In recent years, criminal background checks have become a vital part of the employment process, both as a means
More informationCurrent Home Address City State Zip How long at this address? Previous Address (If less than 4 years above.) City State Zip How long at this address?
EMPLOYMENT APPLICATION Federal, state and local laws prohibit discrimination based on race, color, sex, religion, national origin, age, ancestry, disability or marital status. MLG NAI MLG Commercial /
More informationGUIDE TO CRIMINAL BACKGROUND CHECKS IN EMPLOYMENT
GUIDE TO CRIMINAL BACKGROUND CHECKS IN EMPLOYMENT Philadelphia LawWorks, a project of Philadelphia VIP, contributes to Philadelphia s economic development by ensuring that homeowners, nonprofits and small
More informationSan Antonio Police Department FORGERY DETAIL 315 S. Santa Rosa SAN ANTONIO, TX 78207 (210)-207-7451 OFFICE (210)-207-4070 FAX
San Antonio Police Department FORGERY DETAIL 315 S. Santa Rosa SAN ANTONIO, TX 78207 (210)-207-7451 OFFICE (210)-207-4070 FAX Identity Theft Packet SAPD case # Assigned Detective: The San Antonio Police
More informationCOMMUNITY COUNSELING CENTER Application For Employment
2801 C Court, Ashtabula, OH 44004 PHONE: (440) 998-4210 FAX: (440) 998-6489 COMMUNITY COUNSELING CENTER Application For Employment WEBSITE: www.cccohio.com We consider applicants for all positions without
More informationTo ensure your application is complete we will check your application with this list to make sure you ve done the following:
To ensure your application is complete we will check your application with this list to make sure you ve done the following: Read the first page if you understand and agree sign and date it at the bottom.
More informationEmployment Screening and Criminal Records: Pitfalls and Best Practices
Employment Screening and Criminal Records: Pitfalls and Best Practices Tanisha Wilburn Senior Attorney Advisor U.S. Equal Employment Opportunity Commission December 4, 2013 2 BACKGROUND April 25, 2012
More informationSTATEMENT FROM THE CHAIRMAN
STATEMENT FROM THE CHAIRMAN In an ever-changing global marketplace, it is important for all of us to have an understanding of the responsibilities each of have in carrying out day-to-day business decisions
More informationCriminal Background Check Policy
Authority: Board of Regents Policy 20-19 Criminal Background Check Policy No: S-14.5 Date: March 10, 2008, amended February 2013 The Board of Regents Policy 20-19 requires that a criminal background check
More information4. AN ORIGINAL OF YOUR I.D., SOCIAL SECURITY CARD, AND BIRTH CERTIFICATE WILL BE REQUIRED WHEN SUBMITTING THIS APPLICATION!!
UNITED MANAGEMENT II Dear Prospective Applicant: The following items listed below are the required documentation that must be verified before your application can be accepted for processing: 1. Fully completed
More informationFAYETTEVILLE STATE UNIVERSITY
FAYETTEVILLE STATE UNIVERSITY EMPLOYMENT BACKGROUND AND REFERENCE CHECKS Authority: Category: Issued by the Chancellor. Changes or exceptions to administrative policies issued by the Chancellor may only
More informationAPPLICATION FOR EMPLOYMENT
APPLICATION FOR EMPLOYMENT The Town of East Hampton is an equal opportunity employer and does not discriminate on the basis of race, religion, color, national origin, age, sex, gender, disability or any
More informationBackground and Employment Verification Checks DATE: February 15, 2006 Revised: October 22, 2013
NUMBER: HR 1.90 SECTION: Human Resources SUBJECT: Background and Employment Verification Checks DATE: February 15, 2006 Revised: October 22, 2013 POLICY FOR: PROCEDURE FOR: AUTHORIZED BY: ISSUED BY: All
More informationAuthorization. First Middle ( none) Last. current from Mo/Yr to Mo/Yr Street City, State & Zip. from Mo/Yr to Mo/Yr Street City, State & Zip
Authorization Authorization: By signing below, you authorize: (a) General Information Services, Inc. ( GIS ) to request information about you from any public or private information source; (b) anyone to
More informationTODD S ON THE GO, LLC 260 13 th Street Marion, IA 52302 PHONE: (319) 892-0136
TODD S ON THE GO, LLC 260 13 th Street Marion, IA 52302 PHONE: (319) 892-0136 Position Applied for: Date: dd s On The Go, LLC considers all applicants for employment without regard to race, color, religion,
More informationEmployment Application PERSONAL DATA
Employment Application PERSONAL DATA Name: Current Address: Home Phone: Email Address: Last Name First Name Middle Initial Number & Street City State Zip Code Cell Phone: Are you subject to any agreements
More informationFranchise Application
Franchise Application Youthland Academy 9352 Main Street Cincinnati, Ohio 45242 Office: 513-772-5888 Fax: 513-672-3387 www.youthlandacademy.com Confidential Personal Profile: Are you a US Citizen? yes
More informationWe will contact you via telephone to confirm receipt of your application.
Dear Customer: Thank you for your interest in a deposit relationship with Spring Bank. In this packet we have included the following documents: Spring Bank Account Application. New Applicant/Account Screening
More informationYour Rights As a Consumer Report Agency
Background Check, Consumer Report, Continuous Monitoring Disclosure In connection with [your employment application and for other employment purposes or for a business purpose], will seek background information
More informationLocal Business Tax Receipts Regulations and Procedures
Local Business Tax Receipts Regulations and Procedures Sec. 41-68. - Definitions. The following words, terms and phrases, when used in this section, shall have the meanings ascribed to them in this section,
More informationThe following terms used in Subchapter 6 of these rules shall have (unless the
THE CALIFORNIA CORPORATIONS COMMISSIONER HEREBY ADOPTS THE FOLLOWING CHANGES IN THE REGULATIONS UNDER THE CALIFORNIA FINANCE LENDERS LAW CALIFORNIA RESIDENTIAL MORTAGE LENDING ACT AS SET FORTH IN CHAPTER
More informationBACKGROUND CHECK POLICY UNIVERSITY POLICY
BACKGROUND CHECK POLICY UNIVERSITY POLICY Purpose: Roger Williams University and Roger Williams University School of Law (collectively referred to as the University ) established this Background Check
More informationHow Long A Good Background Check Should Take
How Long A Good Background Check Should Take? Today s business moves at the speed of light. Your clients want things yesterday. The last thing you need is to be slowed down by your hiring process. The
More informationNOTICE TO USERS OF CONSUMER REPORTS: OBLIGATIONS OF USERS UNDER THE FCRA I. OBLIGATIONS OF ALL USERS OF CONSUMER REPORTS
All users of consumer reports must comply with all applicable regulations. Information about applicable regulations currently in effect can be found at the Consumer Financial Protection Bureau s website,
More informationBackground Check Information
Background Check Information You have elected not to sign your Background Check Disclosure and Authorization online in accordance with the Electronic Signatures in Global National Commerce Act (esign Act).
More informationAPPLICANT DOCUMENTS. The following pages contain 3 documents:
APPLICANT DOCUMENTS The following pages contain 3 documents: 1. Applicant Disclosure and Applicant Release These 2 pages MUST be signed by every applicant BEFORE you place an order for any employment report
More informationBackground Checks and the Fair Credit Reporting Act. Cole Cummins, ARM-P APEI
Background Checks and the Fair Credit Reporting Act Cole Cummins, ARM-P APEI Today s Topics n Why do background checks n FCRA n EEOC n Best Prac:ces Why Do Background Checks n To keep the workplace safe
More informationCITY OF WARREN REVOLVING LOAN FUNDS
T hank you for asking about the City of Warren Revolving Loan Funds. We are pleased that you are taking the initiative to open or expand your business. Owning a business takes dedication, hard work and
More informationFair Credit Reporting Act (FCRA) Basics. A Primer for U.S. Employers from Littler Mendelson, the Nation s Largest Workforce Law Practice
Fair Credit Reporting Act (FCRA) Basics A Primer for U.S. Employers from Littler Mendelson, the Nation s Largest Workforce Law Practice Fair Credit Reporting Act (FCRA) Basics A Primer for U.S. Employers
More informationTexas Security Freeze Law
Texas Security Freeze Law BUSINESS & COMMERCE CODE CHAPTER 20. REGULATION OF CONSUMER CREDIT REPORTING AGENCIES 20.01. DEFINITIONS. In this chapter: (1) "Adverse action" includes: (A) the denial of, increase
More informationCITY OF ABILENE Application for Employment
CITY OF ABILENE Application for Employment The City of Abilene will consider applicants for all positions without regard to race, color, religion, creed, gender, national origin, age, disability, marital
More informationYOUR DUTIES UNDER THE FAIR CREDIT REPORTING ACT
YOUR DUTIES UNDER THE FAIR CREDIT REPORTING ACT The Staff of the Consumer Financial Protection Bureau (CFPB) has prepared the following required notices in compliance with the Fair Credit Reporting Act
More informationGUIDE TO CRIMINAL RECORDS AND EMPLOYMENT IN WASHINGTON STATE
GUIDE TO CRIMINAL RECORDS AND EMPLOYMENT IN WASHINGTON STATE This guide provides general information about the rights and responsibilities of people with a criminal record who are looking for a job. It
More informationAgency Name. Agency TIN
Producer Data Sheet Business Through Broker/Dealer, Broker/Dealer Affiliated Agency, or Bank Agency For Insurance License Appointment with Jackson National Life Insurance Company, Jackson National Life
More informationNYC COMMISSION ON HUMAN RIGHTS
NYC COMMISSION ON HUMAN RIGHTS Legal Enforcement Guidance on the Stop Credit Discrimination in Employment Act, N.Y.C. Admin. Code 8-102(29), 8-107(9)(d), (24); Local Law No. 37 (2015) The New York City
More informationCriminals; Rehabilitation CHAPTER 364 CRIMINAL OFFENDERS; REHABILITATION
1 MINNESOTA STATUTES 2013 364.02 Criminals; Rehabilitation CHAPTER 364 CRIMINAL OFFENDERS; REHABILITATION 364.01 POLICY. 364.02 DEFINITIONS. 364.021 PUBLIC AND PRIVATE EMPLOYMENT; CONSIDERATION OF CRIMINAL
More informationPLEASE PRINT CLEARLY IN BLUE/BLACK INK
PLEASE PRINT CLEARLY IN BLUE/BLACK INK APPLICATION FOR NORMAL, EARLY PENSION, OR DISABILITY FORMER 144 HOSPITAL DIVISION Instructions Follow these instructions carefully and completely to avoid delays
More informationPIAA Corporate Counsel Workshop October 22 23, 2015
PIAA Corporate Counsel Workshop October 22 23, 2015 Ernia Hughes, MBA Director, Division of Practitioner Data Bank Bureau of Health Workforce Health Resources and Services Administration U.S. Department
More informationNEW YORK CITY TAXI AND LIMOUSINE COMMISSION. Notice of Public Hearing and Opportunity to Comment on Proposed Rules
NEW YORK CITY TAXI AND LIMOUSINE COMMISSION Notice of Public Hearing and Opportunity to Comment on Proposed Rules Notice is hereby given in accordance with section 1043 of the Charter of the City of New
More informationPolicies Superseded: N/A Created/Revised: February 2014
Policy Title: Job Reference and Background Checks Policy Number: HREO- 170 Policy Approved: February 2014 Policies Superseded: N/A Created/Revised: February 2014 Responsible Office: Human Resources and
More informationMcLEOD COUNTY DISHONORED CHECKS PACKET
McLEOD COUNTY SHERIFF'S OFFICE Law Enforcement, Corrections and Dispatch 801 10th Street East, Glencoe, Minnesota 55336 (320) 864-3134 FAX (320) 864-5920 Tim Langenfeld SCOTT REHMANN Capt. Kate Jones Chief
More informationBackground Check 21 User Guide
Background Check 21 User Guide SecurTest, Inc. 2500 Daniells Bridge Road Building 200, Suite 1-B Athens, GA 30606 (800) 445-8001 info@securtest.com www.securtest.com 1 User Guide Index Section Page SecurTest
More informationBACKGROUND CHECKS FOR EMPLOYMENT AT BALL STATE UNIVERSITY
BACKGROUND CHECKS FOR EMPLOYMENT AT BALL STATE UNIVERSITY I. POLICY STATEMENT: Ball State University is committed to employing qualified employees who possess good professional character and standards.
More information(Last) (First) (Middle) (Street) (City) (State) (Zip)
EMPLOYMENT APPLICATION AMR is an equal opportunity employer and selects the best individual for the job based upon job related qualifications, regardless of race, color, religion, sexual orientation, national
More informationASSOCIATED LICENSEE LOAN MODIFICATION CONSULTANT, FORECLOSURE CONSULTANT AND COVERED SERVICE PROVIDER APPLICATION FOR RENEWAL OF LICENSE AND CHECKLIST
STATE OF NEVADA DEPARTMENT OF BUSINESS AND INDUSTRY DIVISION OF MORTGAGE LENDING 1830 College Parkway, Suite 100 Carson City, NV 89706 (775) 684-7060 Fax (775) 684-7061 www.mld.nv.gov ASSOCIATED LICENSEE
More information! EMPLOYMENT APPLICATION
! EMPLOYMENT APPLICATION The Lucky Star and Feather Warrior Casinos are Equal Opportunity Employers and will not discriminate against an applicant or employee on any grounds protected under federal, state,
More informationProcedures for Compliance with The Fair Credit Reporting Act (FCRA)
Procedures for Compliance with The Fair Credit Reporting Act (FCRA) This overview of the Fair Credit Reporting Act (FCRA) addresses requirements related to the employment background checking process and
More informationBUSINESS LOAN APPLICATION Submit To: COUNTY OF MENDOCINO Attn: Economic Development Coordinator 501 Low Gap Road, Room 1010 Ukiah, CA 95482
BUSINESS LOAN APPLICATION Submit To: COUNTY OF MENDOCINO Attn: Economic Development Coordinator 501 Low Gap Road, Room 1010 Ukiah, CA 95482 1. Applicant Name: Name of Business: Sole Proprietorship: S Corporation:
More informationA SUMMARY OF YOUR RIGHTS UNDER THE WASHINGTON FAIR CREDIT REPORTING ACT
A SUMMARY OF YOUR RIGHTS UNDER THE WASHINGTON FAIR CREDIT REPORTING ACT The Washington Fair Credit Reporting Act, located at Chapter 19.182 RCW, substantially parallels the federal Fair Credit Reporting
More informationTown of LaSalle. Employment Application
Town of LaSalle Employment Application Town of LaSalle, Colorado Employment Application AN EQUAL OPPORTUNITY EMPLOYER It is our policy to comply fully with all federal, state and local equal employment
More informationCITY OF ANGLETON - 121 S. VELASCO PEDDLERS, SOLICITORS AND TRANSIENT MERCHANTS LICENSE APPLICATION/REGISTRATION
ISSUE DATE: EXPIRES: PLEASE CHECK ONE: CITY OF ANGLETON - 121 S. VELASCO PEDDLERS, SOLICITORS AND TRANSIENT MERCHANTS LICENSE APPLICATION/REGISTRATION License (badge) is required for: PEDDLER TRANSIENT
More informationFederal Employment Discrimination Law: Title VII Standards that Relate to People with Criminal Records
Federal Employment Discrimination Law: Title VII Standards that Relate to People with Criminal Records Updated November 30, 2009 Madeline Neighly Margaret (Peggy) Stevenson Oakland, California (510) 409-2427
More informationThe Fair Credit Reporting Act (FCRA): Background Screening and Compliance
The Fair Credit Reporting Act (FCRA): Background Screening and Compliance A white paper on how to be compliant with FCRA background screening requirements. The Fair Credit Reporting Act (FCRA): Background
More informationAPPLICATION FOR EMPLOYMENT Cooperstown Medical Transport
APPLICATION FOR EMPLOYMENT Cooperstown Medical Transport PERSONAL INFORMATION (PLEASE PRINT) (FIRST, MIDDLE, LAST) SSN PHONE CELL PHONE Best Time To Be Reached: REFERRAL SOURCE WALK IN ADVERTISEMENT RELATIVE
More informationElectrical, Plumbing, Home Appliance Repair & (Electronics) Suffolk County License Application
Steven Bellone Suffolk County Executive Frank Nardelli Commissioner SUFFOLK COUNTY DEPARTMENT OF LABOR, LICENSING & CONSUMER AFFAIRS P.O. Box 6100, Hauppauge, NY 11788-0099 (631) 853-4600 FAX (631) 853-4825
More informationApplication for Consumer Finance License
NC Office of the Commissioner of Banks Location: 316 W. Edenton Street, Raleigh, NC 27603 Mail Address: 4309 Mail Service Center, Raleigh, NC 27699-4309 Telephone: 919/733-3016 Fax: 919/733-6918 Internet:
More informationAPPLICATION CHECKLIST IMPORTANT Submit all items on the checklist below with your application to ensure faster processing.
1 of 8 State of Florida Department of Business and Professional Regulation Board of Cosmetology Application for Initial License by Exam Based on Current Licensure in Another State or Country Form # DBPR
More informationSection 10: Fair Credit Reporting Act (FCRA) Policy
Section 10: Fair Credit Reporting Act (FCRA) Policy Summary of Regulation The Fair Credit Reporting Act (FCRA) regulates Consumer Reporting Agencies (CRAs), users of consumer reports, and furnishers of
More informationStaffRehab Core Values
Because we know that there is more to finding the perfect fit than matching a job description to a resume StaffRehab Core Values 1. Honesty and Integrity 2. Most Responsive 3. Constant Sense of Urgency
More informationProducer Appointment Checklist
Munich Re Stop Loss, Inc. Producer Appointment Checklist Transamerica Life Insurance Company Producers placing business through Munich Re Stop Loss, Inc. must be properly licensed in the state in which
More informationROCKWALL POLICE DEPARTMENT CRIMINAL INVESTIGATIONS DIVISION 205 W. Rusk St. Rockwall, Texas 75087 (972) 771-7716
ROCKWALL POLICE DEPARTMENT CRIMINAL INVESTIGATIONS DIVISION 205 W. Rusk St. Rockwall, Texas 75087 (972) 771-7716 Identity Theft Information and Affidavit RPD Case # - The attached Identity Theft Affidavit
More informationAmbassadors For Christ Youth Ministries. Mentor Application Please Type or Print
Mentor Application Please Type or Print Date of Application First Name Middle Name Last Name HOME INFORMATION: Home Address City State Zip Code ( ) ( ) Home telephone # Home fax # Best time to contact
More informationFAIR CREDIT REPORTING ACT: GENERAL DISCLOSURE AND AUTHORIZATION STATEMENT PLEASE READ CAREFULLY BEFORE SIGNING BELOW
FAIR CREDIT REPORTING ACT: GENERAL DISCLOSURE AND AUTHORIZATION STATEMENT TO: ALL APPLICANTS FOR EMPLOYMENT PLEASE READ CAREFULLY BEFORE SIGNING BELOW In processing my application for employment, I understand
More informationMemphis Police Department Police Officer Application Packet
Memphis Police Department Police Officer Application Packet MINIMUM REQUIREMENTS 54 Semester Hours at an Accredited College or University or Two years of continuous Military Service with an honorable discharge
More informationMARYLAND IDENTITY THEFT RANKING BY STATE: Rank 10, 85.8 Complaints Per 100,000 Population, 4821 Complaints (2007) Updated January 29, 2009
MARYLAND IDENTITY THEFT RANKING BY STATE: Rank 10, 85.8 Complaints Per 100,000 Population, 4821 Complaints (2007) Updated January 29, 2009 Current Laws: A person may not knowingly, willfully, and with
More informationPARAPROFESSIONAL APPLICATION DOOLY COUNTY SCHOOLS PHONE: (229) 268-4761 202 EAST COTTON STREET FAX: (229) 268-6148 VIENNA, GEORGIA 31092
PARAPROFESSIONAL APPLICATION DOOLY COUNTY SCHOOLS PHONE: (229) 268-4761 202 EAST COTTON STREET FAX: (229) 268-6148 VIENNA, GEORGIA 31092 NAME: LAST FIRST MIDDLE/MAIDEN ADDRESS: STREET CITY STATE ZIP CODE
More informationTHE FAIR CREDIT REPORTING ACT
THE FAIR CREDIT REPORTING ACT As a public service, the staff of the Federal Trade Commission (FTC) has prepared the following complete text of the Fair Credit Reporting Act (FCRA), 15 U.S.C. 1681 et seq.
More informationACCIDENT INSURANCE CLAIM
ACCIDENT INSURANCE CLAIM ReliaStar Life Insurance Company A member of the ING family of companies Administered by: Key Benefit Administrators, Inc., P.O. Box 1238 Fort Mill, SC 29716 Phone: 866-225-8704,
More informationCRITERIA FOR RESIDENCY AT APARTMENTS RESIDENT SCREENING AND SELECTION PROCESS
OR CRITERIA FOR RESIDENCY AT APARTMENTS RESIDENT SCREENING AND SELECTION PROCESS I. OCCUPANCY POLICY 1. Occupancy is based on the number of bedrooms in a unit. A bedroom is defined as a space within a
More information