HEALTH INSURANCE COVERAGE IN MONGOLIA: CHALLENGES AND OPPORTUNITIES HEALTH INSURANCE DEPARTMENT
|
|
- Vincent Charles
- 8 years ago
- Views:
Transcription
1 HEALTH INSURANCE COVERAGE IN MONGOLIA: CHALLENGES AND OPPORTUNITIES HEALTH INSURANCE DEPARTMENT
2 Content 1 Mongolian health insurance system 2 Types of health insurance, premium rate, fund income and expenditure 3 Insurance coverage, compensation and legal regulation 4 Further task
3 1 Law on citizens health insurance At first, Law on Citizens Health Insurance was passed in year The Mongol Daatgal Company carried out operation of citizens health insurance Made amendment in 1994, 1997, 1998, 2003 and 2006 Revised in 2002 онд Revised law draft was submitted to the parliament by the Government in 2013 From January 01, 1996 The Health insurance service was transferred to organization of social insurance by Order No.195 of Government in 1995
4 Principle of the health insurance State budget 1 Reduce the state budget loading Foreign loan and non-refundable subsidy Financing of health sector Health insurance fund 2 To include people to insurance, set up the fund and to purchase health aid and service on behalf of the people from the fund Healthy Income from pay service Diseased Elder Young 3 Based on friendship principle (wealthy people support vulnerable group and healthy people support diseased people ) People employed and people with financial capability Financial inability Risky group
5 1994 Mongol Daatagal Organization structure and number of staff Health Insurance Department of Health Insurance 3 орон тоо General Authority for Social Insurance Inspection and Financing Department of Health Insurance 5 орон тоо General Authority for Social Insurance Inspection and Financing Departmen t of Health Insurance 8 орон тоо General Authority for Social Insurance Inspection and Financing Department of Health Insurance 14 орон тоо General Authority for Social Insurance Office of Health Insurance 34 орон тоо 2013 At General Authority for Social Insurance Office of Health Insurance at General Authority for Social Insurance has 4 departments Policy planning department Finance and Accounting Department Quality 2011 ОН Department for Aids and Service Department of Inspection
6 2 Health insurance premium Types of health insurance. Compulsory Each Mongolian citizen is responsible to purchase compulsory insurance service in according to Law on Citizen s Health Insurance Herder Child Elder Student Disabled people Non-compulsory Foreign people and non-citizens can purchase the health insurance service Unemployed Employed All Mongolian citizen are responsible to purchase health insurance service Solder Prisoner
7 Premium /Governmental 2013/423/ Type of Insured Premium rate Health insurance premium paid by Staffs of the enterprise and organization Monthly fixed salary of 4%, 2% by employer and 2% insured By Directors of private company and self-employers Part-time students of university, colleges and vocational education & technical training centers Unemployed people or herders -youth under16 years old /for pupils of general educational schools under 18 years old/ - Without income except the pension benefit -Citizens specified in Article 12, Law on Social Welfare -Full-time student of university and colleges -parents caring their child Total income of 1 % based on income statement submitted to Department of Taxation in accordance with Order No.87 of the General Authority of Social Insurance 670 /a month/ 8040 /a year/ Yourself From state budget Foreign people and non-mongolian citizens Minimum wage rate of 6% 11520/ Yourself 7
8 Constitution of Fund income Premium paid by employer; Premium paid by Human Development Fund; Penalty for premium term exceeding; Premium paid by insured; Constitution of fund income Bank saving Interest of free balance of the Fund;
9 The Fund expenditure Expense for state service of the health insurance; Bonus expense Expense of drug price discount ; The Fund Expenditure Membership expense of council of health insurance; Operation expense of health insurance ; 9
10 3 Payment methods for financing aids and service Until Pre-payment method for estimating one insured Until The value is approximately 18 diagnosing groups, 2010 By 115 group depending on diagnose and by value weight 10
11 Health insurance aids and service type 1 Hospital treatment aids and service 2 A day treatment aids and service Ambulatory treatment service Diagnosing and test Traditional treatment Rehabilitation nursing treatment service Easy treatment Necessary drug discount Bonus and benefit service and aids
12 The insured Drug price discount hospital service and aid The Insured has right to receive state service with amount of MNT from Health Insurance Fund Nursing service Health organizations with health insurance agreement which carry out operation in territory of Mongolia
13 , , , , Income of Health Insurance Fund /2013 year/ /by type of insured, billion MNT/ 2010 year 2011 year 2012 year 2013 year Insured of Health Insurance /2013 year/ number of insured /thousand people/ Percent of insured 98.6 % , % 82.6% insured herder, student unemployed other income 2010 year 2011 year 2012 year 2013 year
14 , ,2 114, ,8 Expenditure of Health Insurance Fund in 2013 /billion MNT/ 2010 year 2011 year 2012 year 2013 year ,8 EXPENDITURE OF HEALTH INSURANCE FUND, STATE SERVICE AND NUMBER OF INSURED /billion MNT, thousand people/ ,7 4126,5 3843,2 2657,5 State hospital Parmacy Private hospital & nursing center nursing and caring center
15 4 Goal Make system to deliver state god quality health service without financial difficult to each citizen who is insured at health insurance, if necessary FURTHER TENDENCY Principle To receive health service and aid on the basis of their necessity Transparency and meet with social partnership and negotiation to purchase efficiency state service centered to custom with good quality and protect probable financial risk Objectives Income of the health insurance and rate of insured Increase scope of health insurance, and to ensure stability of Health Insurance Fund Governance Introduce good governance principle, increase satisfaction of insured Unit of health insurance aid and service To provide health demand of population completely and define optimally Official regulation Purchase qualified state service Improve effective strategic procurement and quality assurance Friendship principle E-program Introduce e-card 15
16 Thank you General Authority for Social Insurance Baga Toiruu 13-1 RD, 4 th Khoroo, Chingeltei district, Ulaanbaatar Tel/Fax: /407, 408, 501/; , 16
MonGolia - Security for your life
Øâåéöàðèéí õºãæëèéí àãåíòëàã Social Insurance General Office Social insurance MonGolia - Security for your life ulaanbaatar 2015 Social insurance - Security for your life WWW.SaM.Mn WWW.nDaatGal.Mn Ulaanbaatar
More informationAnswers to the Questionnaire on the Supervisory Structures for Pension Funds
Answers to the Questionnaire on the Supervisory Structures for Pension Funds Social Welfare Agency, Ministry of Social Welfare and Labour of Mongolia www.mswl.gov.mn A private pension system is not well
More information(2013-2022) LONG TERM STRATEGY FOR THE DEVELOPMENT OF THE HEALTH INSURANCE OF MONGOLIA SOCIAL INSURANCE GENERAL OFFICE
GOVERNMENT OF MONGOLIA MINISTRY OF POPULATION DEVELOPMENT AND SOCIAL PROTECTION SOCIAL INSURANCE GENERAL OFFICE LONG TERM STRATEGY FOR THE DEVELOPMENT OF THE HEALTH INSURANCE OF MONGOLIA () Ulaanbaatar
More informationSCREENING CHAPTER 19 SOCIAL POLICY AND EMPLOYMENT AGENDA ITEM : SOCIAL PROTECTION
1 SCREENING CHAPTER 19 AGENDA ITEM : SOCIAL PROTECTION Country Session: CONTRIBUTORY SYSTEM SCREENING CHAPTER 19 RELATED LAWS Constitution; Social Insurance Law (for workers); Social Insurance Law For
More informationLAW OF MONGOLIA ON CITIZENS` HEALTH INSURANCE. CHAPTER ONE GENERAL PROVISIONS Article 1. Purpose of the Law
LAW OF MONGOLIA ON CITIZENS` HEALTH INSURANCE CHAPTER ONE GENERAL PROVISIONS Article 1. Purpose of the Law The purpose of the present Law shall be to determine forms and scope of health insurance, to regulate
More informationChapter 2 Personal Income Tax
Chapter 2 Personal Income Tax 2.1 General Principles The new law on personal income taxes (Personal Income Tax Law, or PIT Law) replaced Ordinance 35, which only taxed the income of individuals in the
More informationJapanese Social Insurance. (As of November 30, 2011)
Japanese Social Insurance (As of November 30, 2011) Japanese Social Insurance (2011) 1 Contents Page Japanese Social Insurance Programs 2 1. Employees Health Insurance 3 2. Nursing Care Insurance 5 3.
More informationAustralia. Old Age, Disability, and Survivors. Australia. Exchange rate: US$1.00 equals 1.32 Australian dollars (A$). Qualifying Conditions
Australia Exchange rate: US$1.00 equals 1.32 Australian dollars (A$). Old Age, Disability, and Survivors First laws: 1908 (old-age and disability) and 1942 (widows). Current laws: 1991 (social security),
More informationHOSPITAL SUBSECTOR ANALYSIS
HOSPITAL SUBSECTOR ANALYSIS Fourth Health Sector Development Project (RRP MON 41243) A. Introduction 1. The health status of the people of Mongolia has generally improved over the years, and significant
More informationMongolia: Strengthening the Health Insurance System
Technical Assistance Report Project Number: 47007 Capacity Development Technical Assistance (CDTA) September 2013 Mongolia: Strengthening the System (Financed by the Japan Fund for Poverty Reduction) The
More informationCurrent challenges in delivering social security health insurance
International Social Security Association Afric ISSA Meeting of Directors of Social Security Organizations in Asia and the Pacific Seoul, Republic of Korea, 9-11 November 2005 Current challenges in delivering
More informationHealth Care Reform: Health Insurance Marketplace FAQs
From Filice Insurance Health Care Reform: Health Insurance Marketplace FAQs What is a Health Insurance Marketplace? The Health Insurance Marketplace (Marketplace) is a way to find health coverage that
More informationVoluntary Short Term Disability Insurance
Voluntary Short Term Disability Insurance For Government of the District of Columbia Employees Answers To Your Questions About Coverage From Standard Insurance Company About This Booklet This booklet is
More informationKorea, South. Old Age, Disability, and Survivors. Korea, South. Exchange rate: US$1.00 equals 945.30 won. Qualifying Conditions. Regulatory Framework
Korea, South Exchange rate: US$1.00 equals 945.30 won. Old Age, Disability, and Survivors First law: 1973 (national welfare pension). Current law: 1986 (national pension), with 1989, 1993, 1995, 1997,
More informationSmall Business Breakfast - Health Care Reform
Healthcare Reform and Small Businesses Presentation by Terry Gardiner Small Business Majority June 24-25, 2010 About Small Business Majority Small Business Majority is a nonprofit, nonpartisan organization
More informationVoluntary Short Term Disability Insurance
Voluntary Short Term Disability Insurance F O R G O V E R N M E N T O F T H E D I S T R I C T O F C O L U M B I A E M P L O Y E E S Answers to your questions about coverage from Standard Insurance Company
More informationSUPPLEMENT. to the WESTERN PENNSYLVANIA ELECTRICAL EMPLOYEES INSURANCE TRUST FUND SICKNESS AND DISABILITY BENEFITS PROGRAM.
SUPPLEMENT to the WESTERN PENNSYLVANIA ELECTRICAL EMPLOYEES INSURANCE TRUST FUND SICKNESS AND DISABILITY BENEFITS PROGRAM April 2013 BUS_EST:349238-1 TABLE OF CONTENTS Page Introduction... 1 1-1 Eligibility
More informationHow To Pay For Pension And Disability Insurance
LAW ON MANDATORY SOCIAL SECURITY INSURANCE CONTRIBUTIONS (the Official Gazette no. 84/04, 61/05, 62/06 and 5 / 09) Revised text ended with the Amendments from the Official Gazette of the Republic of Serbia
More informationREPORT PREPARED BY THE GOVERNMENT OF THE NETHERLANDS ANTILLES
UNITED NATIONS ECONOMIC COMMISSION FOR LATIN AMERICA AND THE CARIBBEAN - ECLAC ENGLISH ORIGINAL: ENGLISH Thirty-eighth meeting of the Presiding Officers of the Regional Conference on Women in Latin America
More informationGLOSSARY OF ACRONYMS - 2014
1 GLOSSARY OF ACRONYMS - 2014 ADA ADA ADM AED AG AYP BCI CFR COBRA DOL DPI ED EEOC Americans with Disabilities Act: federal law protecting rights of individuals with disabilities to equal opportunity and
More informationShort-Term Disability
American Fidelity Assurance Company s Short-Term Disability Income Insurance Plan Designed Specifically For: New Mexico Schools Plan Highlights s are paid directly to you, not to a doctor or your employer.
More informationFrequently Asked Questions
Frequently Asked Questions What is a Health Savings Account (HSA)? A Health Savings Account (HSA) is an alternative to traditional health insurance; it is a savings product that offers a different way
More informationNew Jersey State Disability Claim. Your New Jersey State Disability Benefit Claim. How To Apply For Benefits
Your New Jersey State Disability Benefit Claim This packet contains the forms that will help us to process your claim for New Jersey State Disability Benefits. Please save a copy of this material for your
More informationBetter Factories Cambodia
Cambodia: Moving forward toward Better Social Security Better Factories Cambodia Social Security An Overview The 1948 United Nations Universal Declaration of Human Rights stipulates that everyone, as a
More informationSummary of Social Security and Private Employee Benefits HUNGARY
Private Employee Benefits HUNGARY 2014 Your Local Link to IGP in Hungary: AEGON Hungary Composite Insurance Company AEGON Hungary Composite Insurance Company was Hungary s sole insurance company until
More informationWHY WOULD I NEED IT? HOW MUCH DO I NEED?
WHY WOULD I NEED IT? HOW MUCH DO I NEED? Definitions Actively at Work means you or your Spouse are performing all the Essential Duties of Your Occupation for wage or profit on a full-time basis (at least
More informationVoluntary Long Term Disability Insurance
Voluntary Long Term Disability Insurance For Government of the District of Columbia Employees Answers To Your Questions About Coverage From Standard Insurance Company About This Booklet This booklet is
More informationAmerican Fidelity Assurance Company s. Long-Term Disability. Income Insurance. Plan Designed Specifically For: Oklahoma State University
American Fidelity Assurance Company s Long-Term Disability Income Insurance Plan Designed Specifically For: Oklahoma State University Why Do You Need Disability Income Protection? No One Plans To Be Disabled.
More informationLong Term Disability Insurance
Long Term Disability Insurance Massachusetts Board of Higher Education STANDARD INSURANCE COMPANY Long Term Disability Insurance Answers to your questions about coverage from Standard Insurance Company
More informationbusiness owner issues and depreciation deductions
business owner issues and depreciation deductions Individuals who are owners of a business, whether as sole proprietors or through a partnership, limited liability company or S corporation, have specific
More informationThe first supplementary budget of fiscal year 2011 to the Ministry of Health, Labour and Welfare
The first supplementary budget of fiscal year 2011 to the Ministry of Health, Labour and Welfare Assistance for recovery concerning the Great East Japan Earthquake 1, 840.7 billion yen General Account:
More informationVoluntary Long Term Disability Insurance FOR GOVERNMENT OF THE DISTRICT OF COLUMBIA EMPLOYEES
Voluntary Long Term Disability Insurance FOR GOVERNMENT OF THE DISTRICT OF COLUMBIA EMPLOYEES Answers to your questions about coverage from Standard Insurance Company STANDARD INSURANCE COMPANY About This
More informationSocial Health Insurance in Viet Nam
Social Health Insurance in Viet Nam Nghiem Tran Dung Health Insurance Dept, Ministry of Health Ha Noi,, 12 Oct. 2010 1 Outline of presentation Background information Development (summary) of SHI in Viet
More informationImplementing A Workers Compensation Program
Implementing A Workers Compensation Program For Your Local Association Provided by Educators Insurance Agency, Inc. Insurance@1EIA.com 888.908.6822 Contents 1. MTA Letter to Local Presidents and Treasurers
More informationSmall Business Federal Tax Credit vs. Maryland State Subsidy Program
Small Business Federal Tax Credit vs. Maryland State Subsidy Program Why it s important The state has offered these subsidies since 2008, but not many have signed up because the program has not been widely
More informationArizona Form 2013 Property Tax Refund (Credit) Claim 140PTC
Arizona Form 2013 Property Tax Refund (Credit) Claim 140PTC NOTICE: If you are age 70 or over and meet certain tests, you may be able to defer the payment of your property taxes on your home. You should
More informationBuy-up Long Term Disability Insurance
Buy-up Long Term Disability Insurance For the employees of Montana University System Answers To Your Questions About Coverage From Standard Insurance Company About This Booklet This booklet is designed
More informationSelected Employer Provisions in the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act of 2010
Selected Employer Provisions in the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act of 2010 This chart outlines, in depth, selected provisions in the Patient
More informationUNIVERSITY OF MISSISSIPPI MEDICAL CENTER CONSOLIDATED
CONSOLIDATED SOURCES OF FUNDING 2015 COMPARED WITH 2016 SHOWING AMOUNT, CHANGES, AND PERCENTAGE CHANGE BY SOURCE SOURCES OF FUNDING 2015 2015 2015 2016 CHANGE CHANGE A. STUDENT FEES Regular Session: Tuition
More informationLong-Term Disability. Income Insurance. Plan Designed Specifically For: San Marcos ISD. American Fidelity Assurance Company s
American Fidelity Assurance Company s Long-Term Disability Income Insurance SB-25403(FF)-0712 HOME OFFICE 2000 North Classen Boulevard Oklahoma City, Oklahoma 73106 (800) 654-8489 HOUSTON OFFICE 515 North
More informationNew Jersey State Disability Claim. Your New Jersey State Disability Benefit Claim. The Standard Benefit Administrators. How To Apply For Benefits
Your New Jersey State Disability Benefit Claim This packet contains the forms that will help us to process your claim for New Jersey State Disability Benefits. Please save a copy of this material for your
More informationThe Patient Protection and Affordable Care Act. Implementation Timeline
The Patient Protection and Affordable Care Act Implementation Timeline 2009 Credit to Encourage Investment in New Therapies: A two year temporary credit subject to an overall cap of $1 billion to encourage
More informationWelfare services for persons with intellectual disabilities in Japan
Welfare services for persons with intellectual disabilities in Japan Sophia University Akira Otsuka 1 Definition of disability in Japan A person with disability is anyone who is significantly restricted
More informationI don t have health insurance, can I get an HSA? Unfortunately, you cannot establish and contribute to an HSA unless you have coverage under a HDHP.
FREQUENTLY ASKED QUESTIONS (Information obtained from US Treasury HSA website) HSA Basics What is a Health Savings Account ( HSA )? A Health Savings Account is an alternative to traditional health insurance;
More informationLong-Term Disability. Income Insurance. Non-Clerical Education Support Personnel. Plan Designed Specifically For: Effective: 10-1-2012
Effective: 10-1-2012 American Fidelity Assurance Company s Long-Term Disability Income Insurance Plan Designed Specifically For: Non-Clerical Education Support Personnel Why Do You Need Disability Income
More informationShort Term Disability Insurance FOR EMPLOYEES OF THE UNIVERSITY OF NEW MEXICO
Short Term Disability Insurance FOR EMPLOYEES OF THE UNIVERSITY OF NEW MEXICO Answers to your questions about coverage from Standard Insurance Company STANDARD INSURANCE COMPANY About This Booklet This
More informationTo what extent did this program s graduates leave the Province?
Master of Applied Social Psychology, Memorial University What were the labour market experiences of graduates? Table 1 shows the employment status of this program s graduates during the reference week
More informationAmerican Health Benefit Exchanges Fact Sheet A Provision of the Patient Protection and Affordable Care Act (PPACA)
American Health Benefit Exchanges Fact Sheet A Provision of the Patient Protection and Affordable Care Act (PPACA) This Fact Sheet reflects the Final Ruling published by the Department of Health and Human
More informationTax Practice Group. Business Tax Provisions of the Health Care Reform Act. May 2010
May 2010 Business Tax Provisions of the Health Care Reform Act For more information, contact: Wayne Pressgrove +1 (404) 572 2722 wpressgrove@kslaw.com John Sweet +1 (212) 827 4382 jsweet@kslaw.com John
More informationGroup Long Term Disability Insurance
Group Long Term Disability Insurance For Active Members of New Mexico Public Schools Insurance Authority Answers To Your Questions About Coverage From Standard Insurance Company About This Booklet This
More informationREGULATION ON MORTGAGE LENDING PROCESS
UNOFFICIAL TRANSLATION Appendix to the Resolution No 446, of the Governor of the Bank of Mongolia, dated October 17, 2008 REGULATION ON MORTGAGE LENDING PROCESS CONTENTS One. GENERAL PROVISION 1. Purpose
More informationInstructions for Form 8853
2014 Instructions for Form 8853 Archer MSAs and Long-Term Care Insurance Contracts Department of the Treasury Internal Revenue Service Section references are to the Internal Revenue Code unless otherwise
More informationVoluntary Long Term Disability Insurance EMPLOYEES OF CITY OF NORFOLK
Voluntary Long Term Disability Insurance EMPLOYEES OF CITY OF NORFOLK Answers to your questions about coverage from Standard Insurance Company STANDARD INSURANCE COMPANY About This Booklet This booklet
More informationRepublika e Kosovës Republika Kosovo - Republic of Kosovo Kuvendi - Skupština - Assembly
Republika e Kosovës Republika Kosovo - Republic of Kosovo Kuvendi - Skupština - Assembly Law No. 04/L-249 ON HEALTH INSURANCE Assembly of Republic of Kosovo, Based on Article 65 (1) of the Constitution
More informationSocial security and health insurance in Slovakia - your rights and duties
Social security and health insurance in Slovakia - your rights and duties for foreigners coming to Slovakia to study, teach or carry out research. (Based on the legislation and information valid in March
More informationCareers in Insurance
The insurance industry employs over 2.3 million workers Wage and salary employment in the industry is projected to grow 10% in the next ten years In 2004, weekly earnings for workers in the industry averaged
More informationLiving and Working in Austria. 1 l Income tax in Austria 2 l Social Security in Austria 3 l Residence And Work Permits in Austria
Tax l Accounting l Audit l Advisory Living and Working in Austria 1 l Income tax in Austria 2 l Social Security in Austria 3 l Residence And Work Permits in Austria We are pleased to present you in our
More informationCHIP Health Insurance Renewal Form
CHIP Health Insurance Renewal Form 1. Household Information. First: MI: Last: Suffix: Head of Household : Street: Apt #: Address: Phone: City: State: Zip: Email: Primary: Alternate: Best time to call:
More informationHealth insurance system in the Czech Republic. Karel Dušek Bruxelles, 5 th March 2004
Health insurance system in the Czech Republic Karel Dušek Bruxelles, 5 th March 2004 Introduction of the system: 1. Public health insurance system - after 1992 2. Before 1992 - Czech health service 3.
More informationLong Term Disability Insurance FOR EMPLOYEES OF THE UNIVERSITY OF NEW MEXICO
Long Term Disability Insurance FOR EMPLOYEES OF THE UNIVERSITY OF NEW MEXICO Answers to your questions about coverage from Standard Insurance Company STANDARD INSURANCE COMPANY About This Booklet This
More informationSUMMARY OF AMEX ACCOUNT PROTECTOR ULTIMATE INSURANCE
SUMMARY OF AMEX ACCOUNT PROTECTOR ULTIMATE INSURANCE Eligibility: You are eligible for enrollment if you are aged 18 and less than 70 and your account is approved. Your spouse is covered for the following
More informationSection. Long Term Disability (LTD) Insurance
Section D Long Term Disability (LTD) Insurance Section Page When Coverage Begins...D. 1 When Coverage Terminates...D. 1 What are the Benefits...D. 1 Duration of Benefits...D. 2 What is Total Disability...D.
More informationOUT OF BALANCE: A COMPARISON OF PUBLIC AND PRIVATE EMPLOYEE BENEFITS IN NEW YORK CITY. Citizens Budget Commission and Partnership for New York City
OUT OF BALANCE: A COMPARISON OF PUBLIC AND PRIVATE EMPLOYEE BENEFITS IN NEW YORK CITY Citizens Budget Commission and Partnership for New York City December 2009 Citizens Budget Commission and Partnership
More informationImplementation of a New Curriculum for the English Teacher Program at the National University of Education in Mongolia
Implementation of a New Curriculum for the English Teacher Program at the National University of Education in Mongolia Bulgantsetseg Munkhbat a* and Enkhbayar Lkhagva a a English, German Language Department,
More information1. PERSONAL SCOPE OF THE NATIONAL INSURANCE SCHEME 3 2. BENEFITS 4 3. FINANCING 5 4. OLD AGE PENSION 6 4.1 Old-age pension old provisions 7 4.1.
CONTENTS Page 1. PERSONAL SCOPE OF THE NATIONAL INSURANCE SCHEME 3 2. BENEFITS 4 3. FINANCING 5 4. OLD AGE PENSION 6 4.1 Old-age pension old provisions 7 4.1.1 Basic Pension and Supplements for Spouse
More informationGROUP SHORT TERM DISABILITY INSURANCE PROGRAM State of Michigan - Department of State Police CERTIFICATE OF INSURANCE We certify that the Person whose name appears on the enrollment card attached to this
More informationShort Term Disability Insurance
Short Term Disability Insurance For Employees Participating In OEBB Plans Standard Insurance Company Short Term Disability Insurance About This Brochure This brochure and the accompanying Oregon Educators
More informationG E N C S V A L T E R S L A W F I R M B A L T I C T A X C A R D 2 0 1 5
PERSONAL INCOME TAX IN BALTICS Personal Income Tax Rates in Baltics Country Social Tax- employee share Social Tax- employer share Personal Income Tax Latvia 10.50% 23.59% 23% Lithuania 9% 30.98% - 32.6%
More informationALBERTA CHILD SUPPORT GUIDELINES
Province of Alberta FAMILY LAW ACT ALBERTA CHILD SUPPORT GUIDELINES Alberta Regulation 147/2005 With amendments up to and including Alberta Regulation 153/2009 Office Consolidation Published by Alberta
More informationRECENT INCOME TAX CHANGES
RECENT INCOME TAX CHANGES Increased Medicare Levy Low Income Thresholds The Medicare Levy low-income thresholds for families and dependent child-student component of the threshold have been changed to
More informationStatistical Brief #25: Employer-Sponsored Health Insurance Characteristics by Average Payroll for the Private Sector in 2001
Statistical Brief #25: Employer-Sponsored Health Insurance Characteristics by Average Payroll for the Private Sector in 2001 By: John Sommers, Ph.D. Introduction One of the primary sources of health coverage
More informationInstructions for Form 8853
2010 Instructions for Form 8853 Archer MSAs and Long-Term Care Insurance Contracts Department of the Treasury Internal Revenue Service Section references are to the Internal Revenue Code unless otherwise
More informationHealth Benefits for Workers with Disabilities Application
Illinois Department of Public Aid Health Benefits for Workers with Disabilities Application Note: This is NOT an application for cash assistance, food stamps or enrollment in the Medicaid spenddown program.
More informationTHE MICHIGAN BUSINESS TAX (MBT)
Note: As of January 1, 2012, the MBT has been replaced by the Michigan Corporate Income Tax (CIT). Businesses with certificated credits may still elect to file under the MBT structure. See the Michigan
More informationSocial security system in the Czech Republic
Czech Presidency of the Council of the EU 2009 Social security system in the Czech Republic Czech Presidency of the Council of the EU www.eu2009.cz www.mpsv.cz Social Security System in the Czech Republic
More informationSHOP: Small Business Health Options Program
SHOP: Small Business Health Options Program Presenters: Yvette Bickcom, Alper Services LLC Tracey Lipsig Kite, Healthcare Guide September 18, 2014 The Healthcare Initiative is a partner project, administered
More informationHow To Get A Long Term Disability Insurance Plan From Syracuse University
T H E S T A N D A R D L I F E I N S U R A N C E C O M P A N Y O F N E W Y O R K Voluntary Group Long Term Disability Insurance FOR B E N E F I T S E L I G I B L E E M P L O Y E E S O F S Y R A C U S E
More informationQ. My company already offers employee health coverage, how does the law impact me?
Frequently Asked Questions Q. Will my business be required to provide employee health insurance under the health care law? A. The law does not mandate employers provide employees health care coverage.
More informationLong Term Disability Insurance
Group Voluntary For Employees of The California State University Standard Insurance Company About This Brochure This booklet is designed to answer some common questions about the group Voluntary Long Term
More informationFINLAND. Nomenclature
FINLAND Nomenclature KEL KIEL KVTEL LEL MEL MYEL PEL TAEL TEL VEL VPEL YEL The National Pension Act (old age, disability) The Evangelical-Lutheran church Pension Act The Local Government Employees Pension
More informationGIIRS Emerging Market Assessment Resource Guide: Worker Benefits
GIIRS Emerging Market Assessment Resource Guide: What s in this Guide? I. What are Employee Benefits? II. Types of Employee Benefits III. Importance of Benefits IV. Implementation V. Additional Resources
More informationShort-Term Disability
AMERICAN FIDELITY ASSURANCE COMPANY S Short-Term Disability Income Insurance Plan Designed Specifically For: Kansas Educators Plan Highlights s are paid directly to you, not to a doctor or your employer.
More informationApplication for a Council Tax discount
Council Tax discount Your name and address (including postcode): Council Tax Account no: Income and Awards PO Box 1761 Solihull West Midlands B91 9RR Please quote this number if you write or phone Help
More informationAnswers to your questions about coverage from Standard Insurance Company
Voluntary Short Term Disability Insurance CITY & COUNTY OF DENVER Answers to your questions about coverage from Standard Insurance Company STANDARD Voluntary INSURANCE Short Term COMPANY Disability Insurance
More informationYES! You CAN take it with you
YES! You CAN take it with you You Are Now Eligible To Convert Your Current Long-Term Disability Insurance To Disability Conversion Insurance DCI Coverage For residents of New York State Group Insurance
More informationSocial health protection : Comparison between Belgium and Thailand. Thomas Rousseau COOPAMI-NIHDI
Social health protection : Comparison between Belgium and Thailand Thomas Rousseau COOPAMI-NIHDI 3.11.2014 Overview 1. Comparison between Belgium and Thailand 2. The Belgium system more in detail Overview
More informationGroup/Association - Total and Permanent Disability / Waiver of Premium
Group/Association - Total and Permanent Disability / Waiver of Premium Connecticut General Life Insurance Company Life Insurance Company of rth America CIGNA Life Insurance Company of New York FRAUD WARNING:
More informationLong Term Disability Insurance
Long Term Disability Insurance For Employees Participating In OEBB Plans Standard Insurance Company Long Term Disability Insurance About This Brochure This brochure and the accompanying Oregon Educators
More informationYour. Tax Dollar. Here s a quick overview of where your Tax Dollar went and how it was raised in the Fiscal year ended March 31, 2012
Your Tax Dollar Here s a quick overview of where your Tax Dollar went and how it was raised in the Fiscal year ended March 31, 2012 Table of Contents Transfer payments 3 Transfers to persons 4-6 Transfers
More informationMINNESOTA SERVICE COOPERATIVES. Model Collective Bargaining Language. For Adoption of Group Medicare Supplemental Insurance
MINNESOTA SERVICE COOPERATIVES Model Collective Bargaining Language For Adoption of Group Medicare Supplemental Insurance Instructions. The model collective bargaining language that follows addresses the
More informationSmall Employer Health Care Tax Credit: Questions & Answers (Q&A)
Brought to you by Seubert & Associates Small Employer Health Care Tax Credit: Questions & Answers (Q&A) The Patient Protection and Affordable Care Act (ACA) provides a tax credit to certain small employers
More informationVirginia Association of Counties Group Self Insurance Risk Pool Disability Insurance Claim Packet Instructions
Claim Packet Instructions Your Disability Benefit Claim We realize that being disabled is difficult. Even though you are unable to work, your financial obligations do not go away. To help you through these
More informationIBN Glossary - Benefit Definitions. Accidental Death and Dismemberment
IBN Glossary - Benefit Definitions Accidental Death and Dismemberment Actuary - (Pension) Added Years Additional Voluntary Contributions (AVC) AVCs in house AVCs - FSAVCs AD&D provides coverage for death
More informationThe University of Tennessee. Group Long Term Disability Plan
The University of Tennessee Group Long Term Disability Plan For Academic and Exempt Employees Effective December 1, 2003 Contents What If Your Paycheck Stops?.........................1 About TIAA and The
More informationBuy-up Short Term Disability Insurance
Buy-up Short Term Disability Insurance Answers to your questions about coverage from Standard Insurance Company For the Employees of Douglas County School District About This Booklet This booklet is designed
More informationPersonal Income Tax Return Questionnaire
Personal Income Tax Return Questionnaire INCOME SUMMARY 1. Preparing tax return for the first time. 2. Income 3. Eligible Termination Payments 4. Australian Annuity or Superannuation Pension 5. Allowances,
More informationCAREERS IN ACCOUNTING
Industry in a nutshell Accounting is the source of complete, well- documented and structured financial information needed for management decisions to ensure the effective management of a business. It is
More informationDesigning an income protection plan The Union Central Life Insurance Company DI 1071 5/07
Disability Income Insurance Client Highlights Designing an income protection plan The Union Central Life Insurance Company DI 1071 5/07 Disability Income Insurance What is your greatest asset: Your home?
More informationYOU MUST SIGN THE ATTACHED ENGAGEMENT AGREEMENT AND RETURN IT AT THE TIME OF YOUR APPOINTMENT OR WITH YOUR TAX RETURN DOCUMENTATION.
Bennett Accounting, LLC 624 W. Gurley St., Suite E Prescott, AZ 86305 (928) 445-1351 (928) 445-8135 FAX YOU MUST SIGN THE ATTACHED ENGAGEMENT AGREEMENT AND RETURN IT AT THE TIME OF YOUR APPOINTMENT OR
More informationCHAPTER 7. (Senate Bill 6) Working Families and Small Business Health Coverage Act
CHAPTER 7 (Senate Bill 6) AN ACT concerning Working Families and Small Business Health Coverage Act FOR the purpose of establishing a Small Employer Health Insurance Benefit Plan Premium Subsidy Program;
More information