There are three plan packages from which to choose. Dental and vision coverage can be elected separately. See below for level of coverage available.
|
|
- Wilfred Carson
- 7 years ago
- Views:
Transcription
1 2016 Benefits Guide
2 Health Plan Options There are three plan packages from which to choose. Dental and vision coverage can be elected separately. See below for level of coverage available. Bi-Weekly Employee Contributions for Medical Plans (non-hawaii) Coverage Election Health Reimbursement Account (HRA) Plan Health Savings Account (HSA) Plan Plan A Employee Employer Employee Employer Employee Employer Employee Only $20.00 $ $31.00 $ $38.00 $ Employee plus Spouse $51.00 $ $72.00 $ $86.00 $ Employee plus Children $38.00 $ $58.00 $ $70.00 $ Employee plus Family $67.00 $ $97.00 $ $ $ Domestic Partner 1 $31.00 $ $41.00 $ $48.00 $ Domestic Partner Child 1 $18.00 $ $27.00 $ $32.00 $ Additional Working Partner Premium 2 $46.15 $46.15 $ Domestic Partner deductions are taken on a post-tax basis, and employee pays tax on the employer portion of the contribution. 2 The Working Partner Premium amount is in addition to the employee contributions shown in the table above. Bi-Weekly Employee Contributions for Dental and Vision Plans (non-hawaii) Dental Vision Coverage Election PPO Network Open Network Employee Employer Employee Employer Employee Employer Employee Only $4.00 $9.39 $13.00 $3.56 $3.00 $0.00 Employee plus Spouse $8.00 $16.74 $24.00 $6.58 $5.00 $0.00 Employee plus Children $10.00 $19.59 $29.00 $7.57 $5.00 $0.00 Employee plus Family $14.00 $26.96 $40.00 $10.62 $8.00 $0.00 Domestic Partner 1 $4.00 $7.35 $11.00 $3.02 $2.00 $0.00 Domestic Partner Child 1 $6.00 $10.20 $16.00 $4.01 $2.00 $ Domestic Partner deductions are taken on a post-tax basis, and employee pays tax on the employer portion of the contribution. Our Benefits 1
3 Hawaii Employees Only HMSA Bi-Weekly Employee Contributions for Medical Plans Plan A Plan B Coverage Election Employee Employer Employee Employer Employee Only $6.00 $ $12.00 $ Employee plus Spouse $70.00 $ $95.00 $ Employee plus Children $50.00 $ $80.00 $ Employee plus Family $90.00 $ $ $ Domestic Partner 1 $64.00 $ $83.00 $ Domestic Partner Child 1 $44.00 $ $68.00 $ Additional Working $46.15 $46.15 Partner Premium 2 1 Domestic Partner deductions are taken on a post-tax basis, and employee pays tax on the employer portion of the contribution. 2 The Working Partner Premium amount is in addition to the employee contributions shown in the table above. Hawaii Employees Only HMSA Bi-Weekly Employee Contributions for Dental and Vision Plans Coverage Election PPO Network Dental Open Network Vision Employee Employer Employee Employer Employee Employer Employee Only $4.00 $9.39 $13.00 $3.56 $3.00 $0.00 Employee plus Spouse $8.00 $16.74 $24.00 $6.58 $5.00 $0.00 Employee plus Children $10.00 $19.59 $29.00 $7.57 $5.00 $0.00 Employee plus Family $14.00 $26.96 $40.00 $10.62 $8.00 $0.00 Domestic Partner 1 $4.00 $7.35 $11.00 $3.02 $2.00 $0.00 Domestic Partner Child 1 $6.00 $10.20 $16.00 $4.01 $2.00 $ Domestic Partner deductions are taken on a post-tax basis, and employee pays tax on the employer portion of the contribution. Eligibility and Enrollment Employees working 20 or more hours per week (regular full-time employees and regular part-time employees) are eligible to participate in our medical, dental, vision, life/ad&d, childcare subsidy, and FSA plans. Eligibility for all other plans are outlined on this page or provided upon hire. Eligible employees must enroll or waive coverage within 31 days of initial eligibility date, which is the first of the month following 30 days of hire. (Example: if hire date is August 15, eligibility date is October 1 and you have until October 31 to enroll in our health and welfare plans.) The next opportunity to enroll will be during the T-Mobile Annual Enrollment Period. The information included on this page is a condensed outline of our benefit plans and is to be used as a quick reference tool; it is not a legal contract. For specific information about these benefits and plan benefit limits, please refer to your Summary Plan Description. This summary of employee benefits is in all cases superseded by the actual plan document that you will have access to upon hire. Our Benefits 2
4 UHC Medical Benefits Overview Plan Year 01/1/ /31/2016 Health Reimbursement Account (HRA) Plan Health Savings Account (HSA) Plan Plan A (Please note No out-of-network benefits are available) Plan Year Deductible The amount you must pay before the Plan begins to pay for most services $1,500/person and $3,000/family $1,500/person and $3,000/family $100/person and $200/family Plan Year Out-of-pocket Maximum (includes deductible) The most that you will pay in coinsurance in one plan year, after which the 100% $3,000/person and $6,000/family $3,000/person and $6,000/family $1,600/person and $3,200/family T-Mobile Account funding (for coverage effective on Jan. 1) $500 Individual $1,000 Enrolled Dependents Entire T-Mobile funding is available on first day of coverage. $500 Individual $1,000 Enrolled Dependents T-Mobile contributions are prorated and funded each pay date. N/A T-Mobile Account funding (for coverage effective on Feb. 1 or after) $41.66/month Individual $83.33/month Enrolled Dependents Entire T-Mobile funding is available on first day of coverage. $19.23/pay period Individual $83.33/pay period Enrolled Dependents T-Mobile contributions are prorated and funded each pay date. N/A Physician services Primary care (PCP) office visit Specialist office visit $35 copay $50 copay $20 copay $30 copay Prescriptions Retail (30-day supply) Participating pharmacies only Tier 1: 10% ($5 copay min. $20 copay max.) Tier 2: 20% ($25 copay min. $50 copay max.) Tier 3: 30% ($45 copay min. $70 copay max.) Tier 1: $5 copay Tier 2: $25 copay Tier 3: $45 copay Mail order (90-day supply) Tier 1: 10% ($10 copay min. $40 copay max.) Tier 2: 20% ($50 copay min. $100 copay max.) Tier 3: 30% ($90 copay min. $140 copay max.) Tier 1: $10 copay Tier 2: $50 copay Tier 3: $90 copay Hospital services Inpatient services Outpatient surgery Outpatient lab and X-ray 80% 1 80% 1 80% Emergency room Emergency Co-pays waived if admitted 80% after deductible and $150 co-pay 80% after deductible and $150 co-pay 1 R&C is reasonable and customary, the amount a provider in your area would typically charge. You are responsible for any charges from your provider that are above the R&C amount. Our Benefits 3
5 Dental Benefits Overview T-Mobile offers two dental options through Delta Dental of Washington. Both plans provide the same level of benefit and cover the same services. There s no deductible for preventive care. For other services, you must meet an annual individual deductible of $50, with a maximum of $150 per family. PPO Network Dental Plan: This option covers care through the Delta Dental PPO network only. That means you need to select a dentist in the Delta Dental PPO network and services from a non-ppo dentist are not covered. Open Network Dental Plan: This option provides the same reimbursement levels and annual plan maximums as the PPO Network Dental Plan, but gives you the option to seek dental treatment from the dentist of your choice. What s Covered Percentage Paid Benefit Maximum Preventive care (cleanings, bitewing X-rays) 100%, no deductible Two cleanings per year. Costs apply to the annual $2,000 per person maximum Basic services (fillings, routine extractions) 80%, after deductible an annual maximum of $2,000 per person Major services (crowns, bridges, dentures) 50%, after deductible No Coverage or Benefits Provided Orthodontia (for children and adults) 50%, no deductible Separate lifetime maximum of $2,000 per person Vision Benefits Overview When you pay for services Vision exam Benefits Coverage Participating Providers and Affiliate Providers Your provider submits your claim to VSP and bills you for the difference Non-Participating Providers You pay 100% at the time of service, then submit a claim to VSP for reimbursement One routine eye exam allowed per plan year 100% after $15 copay Plan reimburses you up to $45 after your $15 copay Lenses One pair allowed every plan year. Contact lenses covered in lieu of eyeglass lenses and frames. Single vision Bifocal Trifocal Elective contact lenses Medically necessary contact lenses Frames One pair of frames covered every plan year One $25 copay applies to both lenses and frames 100% after $25 copay 100% after $25 copay 100% after $25 copay 100% up to $150 for contacts and contact lens exam (fitting and evaluation) (no copay) 100% after $25 copay 100% up to $150 after copay (if you choose a frame valued at more than the plan allowance, you will receive a 20% discount on the amount over the allowance). $80 allowance at Costco One $25 copay applies to both lenses and frames Plan reimburses you up to $30 after your $25 copay Plan reimburses you up to $50 after your $25 copay Plan reimburses you up to $65 after your $25 copay Plan reimburses you up to $105 Plan reimburses you up to $210/pair after your $25 copay Plan reimburses you up to $70 after $25 copay Our Benefits 4
6 Free Money for Childcare! The Childcare Subsidy Employees can receive up to $200 a month to help with childcare bills. Eligibility is met if the employee: n Is working 20 or more hours per week (regular full-time and regular part-time employees) n Has a gross annual household income of $96,300 or less Flexible Spending Accounts (FSA) This convenient option helps you pay for eligible health and dependent care expenses with pre-tax dollars, and allows you to save money by reducing taxable income. Health Care Spending Account (per plan year) n With the Affordable Care Act, the healthcare FSA contribution limit changed to $2,550. n Non-reimbursed health care expenses qualify (e.g.) copays, deductibles, orthodontia) n Visa Card available for convenient payment of eligible FSA health expenses n Participants enrolled in the HSA Plan cannot elect a Health Care FSA per IRS guidelines. Dependent Care Spending Account (per plan year) n Up to $5,000 per family may be contributed n Child or adult care expenses qualify n Childcare subsidy program available to qualifying employees Employee Assistance Program (EAP) Confidential help is available 24 hours a day, seven days a week to all T-Mobile employees and their families. Available assistance includes counseling for personal or job-related concerns, substance abuse, legal or financial advice, and referrals for child or elder care. Educational Assistance T-Mobile employees who have completed 90 days of employment (one year for part-time employees) may be eligible for financial assistance for classes directly related to their position. Classes must be approved in advance. Reimbursement is based on the successful completion of the course (C or better = 100%); up to $5,250 for full-time employees, $2,500 for part-time employees (as defined in the Employee Handbook) annually. Adoption and Surrogacy Assistance Life is full of big steps. First prom. Graduating from school. Getting an awesome job at T-Mobile. Maybe bigger than any of that is becoming a parent. But some people may need help to achieve that goal, such as adopting or using a surrogate to deliver the baby. That s not cheap costing anywhere from $20,000 to $80,000 or more. To help reduce the burden of that expense, T-Mobile offers up to $13,400 per child in Adoption and/or Surrogacy Assistance for eligible employees. Regular full-time and part-time employees are eligible for this benefit on the first day of the month following 30 days of employment and must be employed at the time that adoption/surrogacy expenses are incurred. Back-Up Advantage Care We have partnered with Bright Horizons Family Solutions to offer T-Mobile employees the Back-Up Care Advantage Program. It gives employees access to a national network of high-quality care solutions for both children and adult/elderly family members when regular care arrangements cannot be made. This program provides employees a measure of assurance that their family members are being cared for by a knowledgeable and licensed caregiver. Programs available are center-based Back-Up Child Care, in-home care for well and mildly ill children, and in-home care for adult or elder care. Employee Life Insurance and AD&D Life insurance provides benefits to your beneficiary in the event of your death. Accidental Death and Dismemberment (AD&D) insurance supplies benefits if you die or become dismembered in an accident. Regular full-time and regular part-time employees are eligible for both types of coverage. n Coverage: for regular full-time and part-time employees, 1.5 times your annual base salary and commissions up to $1,000,000 maximum n Coverage is provided to eligible employees and is paid for by T-Mobile Compass Health Pro Consultant The U.S. healthcare system can be frustrating! But your Compass Health Pro consultant can help. Your Health Pro will be your personal healthcare advocate to help save you time, money and angst when dealing with healthcare matters. Your dedicated Health Pro consultant offers independent and unbiased guidance to ensure you get the most from T-Mobile s health plans, including: n Finding great doctors, dentists, and eye care professionals n Comparing prices to save money on medical care n Reviewing your claims to ensure they are processed properly n Getting help with medical, dental and vision bills n Researching alternatives to pay less for prescriptions n Scheduling your appointments and transferring your medical records n Understanding your benefits and plan details You have direct access to your Health Pro via or phone. Your Health Pro can do the heavy lifting for you with access to all of our healthcare vendors they can work behind the scenes to solve your problems. Our Benefits 5
7 Voluntary Life Insurance For T-Mobile employees who have dependents, we offer the option to purchase dependent life insurance coverage for your spouse/domestic partner and/or dependent children, as shown: Employee Coverage*: n Option 1: 1 times your annual base pay and commissions n Option 2: 2 times your annual base pay and commissions n Option 3: 3 times your annual base pay and commissions n Option 4: 4 times your annual base pay and commissions n Option 5: 5 times your annual base pay and commissions n Option 6: 6 times your annual base pay and commissions n Option 7: 7 times your annual base pay and commissions n Option 8: 8 times your annual base pay and commissions *The maximum employee voluntary life insurance benefit amount is $2,000,000 Spouse/Partner Coverage: n Option 1: $10,000 coverage n Option 2: $50,000 coverage n Option 3: $100,000 coverage n Option 4: $150,000 coverage n Option 5: $200,000 coverage n Option 6: $250,000 coverage Dependent Child Coverage: n $10,000 of coverage per child Employee Stock Grant Annual stock grants, in the form of Restricted Stock Units (RSUs), are awarded at T-Mobile to eligible employees in November (if you are employed on October 31). RSUs become shares of T-Mobile stock after a waiting period, known as vesting. RSUs take two or three years to vest based on your job, with a portion vesting each year. RSUs are awarded to you at no cost and you don t have to enroll. With Employee Stock Grants, you share in T-Mobile s performance. Short-Term and Long-Term Disability Full-time and Part-time employees are eligible for disability insurance on the first of the month following six months of continuous-active employment. Short-Term Disability benefits will replace up to 60% of your base income (includes average commissions if applicable) for up to 26 weeks. If you are still unable to return to work on or before Short Term Disability exhausts, if you qualify, you may be eligible for Long-Term Disability benefits. Long Term Disability provides salary replacement up to 50% of your base salary (includes average commissions if applicable). T-Mobile provides this benefit at no cost to eligible employees. Employee Discounts & Perks T-Mobile employees and their families have access to exclusive discounts and other conveniences provided by thousands of vendors. Enjoy special savings on retail items, travel, entertainment, dining, and much more. Voluntary Benefits As a T-Mobile employee you have the opportunity to enroll for voluntary benefits coverage, including AFLAC, Legal Insurance, Pet Insurance, Auto/Home Insurance, and Identity Theft Monitoring. These programs are offered at discounted group rates and you can pay for them via payroll deduction. Paid Parental Leave To make sure parents get off to a great start, T-Mobile offers paid parental leave. Eligibility begins the first of the month after completing six months of service. n Birth moms: Covers up to seven weeks of 100% paid leave for the birth of a child (maternity leave) n Dads and non-birth moms: Covers up to three weeks of 100% paid leave for dads or non-birth moms who adopt, use a surrogate or whose domestic partner has a baby (called Family Bonding Time) Employee Mobile Service Discount The T-Mobile Employee Mobile Service Discount offers great service at fantastic rates. Eligible employees may take advantage of steeply discounted pricing on our premier consumer rate plans, which offer up to twelve lines of service with Talk + Text + Web, plus up to five Mobile Internet lines. In addition, employees may enroll in our retail device purchase plans, participate in customer promotional offers and buy accessories at 25% off. Employee Stock Purchase Plan (ESPP) T-Mobile s Employee Stock Purchase Plan (ESPP) is an opportunity to share in company performance by purchasing T-Mobile (TMUS) stock at a 15% discount through payroll deduction. All employees who are paid by T-Mobile are eligible to enroll and participate. ESPP is part of your Total Rewards package. Enrollment Periods Offering Periods Purchase Dates February 15 March 15 August 15 September 15 April 1 September 30 October 1 March 31 September 30 March 31 Our Benefits 6
8 T-Mobile 401(k) Savings Plan This retirement savings plan is funded by a combination of employee contributions and matching contributions by T-Mobile. n You are eligible to participate in our 401(k) plan immediately upon hire. n You can contribute up to 75% of your regular earnings, and up to 85% of your bonus earnings n You have two ways to contribute: pre-tax or Roth after-tax n Employer match begins after 1 year of employment Teladoc won t replace your regular doc. But when you need non-emergency medical help right now, it s a fast and no- or low-cost alternative. Get a diagnosis, treatment suggestions, have a prescription phoned in to your pharmacy, and even advice on whether you need a specialist. All without leaving your bed! Paid Time-Off Programs Taking time away from our jobs to re-charge, to be with loved ones, or to run those essential errands is important to us all. With the T-Mobile PTO program, our employees get more flexibility, convenience, and control over how they want to manage their time off for life s experiences. n Employer match: first 3% at 100%, next 2% at 50% n Employer match is immediately vested Year Full-Time Employees Part-Time Employees n No age requirement n Several investment options Employee Referral Program Earn bonus rewards for referring exceptionally talented people to T-Mobile. After all, who better to bring on fresh new talent than our own T-Mobile team members? Community Outreach Program At T-Mobile, we know that you are part of a community, just as much as our business is also part of many local communities. In recognition of this, we offer employees a chance to take a day away from work, with full pay, to participate in the company s national employee volunteer program when an event is held in their area. T-Mobile Huddle Up is our national community outreach program that connects kids in highneed urban communities with positive people, places and programs, and helps address the critical need for high-quality afterschool programs by providing a safe, fun place for kids to go to after school. Teladoc Sick happens. The flu. An ear infection. A finger caught in a door. Who has time to deal with all that? hours/year 88 hours/year hours/year 108 hours/year hours/year 128 hours/year Regular Full-Time employees and Regular Part-Time employees begin accruing PTO from their first day on the job. Hours are awarded biweekly. The amount of PTO depends on status and years of service. Employees will begin accruing a higher PTO rate in the pay period in which they have completed 3 and 7 years of service. For example, an employee hired 04/01/2015 will begin to accrue at a higher PTO accrual rate on 04/01/2018 and again on 04/01/2022. In addition, there are nine paid holidays per year. Regular full-time employees will be paid based on their regularly scheduled shift. Regular part-time employees are paid up to six hours for each holiday. Temporary employees are not eligible. Employees may roll over up to 80 hours of PTO from one calendar year to the next. n New Year s Day n Presidents Day n Labor Day n Veterans Day No worries -- help for those everyday medical misadventures is a call away. With Teladoc, you can talk to a real, live, U.S. board-certified doctor or pediatrician on the phone or video chat 365 days a year, any time of the day or night. It s free for T-Mobile Plan A and HRA medical plan members ($40 for HSA still a good deal!). n Memorial Day n Independence Day n Thanksgiving (2 days) n Christmas Day T-Mobile is an equal opportunity employer (EOE) and strongly supports diversity in the workforce. T-Mobile is a federally registered mark, and the magenta color is a trademark of Deutsche Telekom AG T-Mobile USA, Inc. Our Benefits 7
U.S. Employees. Supporting You and Your Family Employee Benefits. Overview 2015
U.S. Employees Supporting You and Your Family Employee Benefits Overview 2015 Welcome to AECOM where you ll have the opportunity to work with some of the best and brightest minds in our industry. Your
More informationWestinghouse Electric Company Benefits Summary
Electric Company Benefits Summary Health and Well Being Financial Protection Retirement Benefits Vacation and Holidays Other Company-Provided Benefits Revised April 2015 MEDICAL BENEFITS Carriers: HEALTH
More informationEmployee Benefits 2014. An Overview of Your Benefits Program
Employee Benefits 2014 An Overview of Your Benefits Program Medical 1 Pharmacy 4 Dental 4 Flexible Spending Accounts 6 Life Insurance 7 Disability 8 Additional Benefits 9 Vacation, Personal, Holiday and
More informationSummary of Benefits 2015
Summary of Benefits 2015 Total Rewards at Idaho Power! At Idaho Power, we strive to provide a total rewards package that is balanced, competitive and sustainable. Our goal is to attract and retain high-quality
More informationWorking at Schwab has its rewards. Benefits and beyond what it means for you.
Working at Schwab has its rewards. Benefits and beyond what it means for you. We ll help you build your career and a healthier, more secure future. Schwab s comprehensive benefits package gives you the
More informationEmployee Benefits. from. I felt rewarded for my efforts. Take Advantage of Competitive Benefits WEALTH ACCUMULATION. 401(k) Plan
day from one I felt rewarded for my efforts. Employee Benefits Take Advantage of Competitive Benefits At Fifth Third Bank, we want to create an environment where you will want to stay and build your career.
More informationEmployee Benefits Summary. Plan Year 2014/15
Employee Benefits Summary Plan Year 2014/15 WELCOME -3- Mount Ida College offers a competitive benefits package to all eligible faculty and staff. The following is a summary of the benefit plans offered.
More informationBenefit Program Summary
Benefit Program Summary The Cleveland Clinic is comprised of ten of Northeast Ohio s most prestigious hospitals and offers its employees career opportunities in state-of-the-art facilities that cover the
More informationBenefits Summary. For Regular Employees 20 or more hours per week.
2013 Benefits Summary Argonne National Laboratory is a U.S. Department of Energy laboratory managed by UChicago Argonne, LLC For Regular Employees 20 or more hours per week. TABLE OF CONTENTS Benefit Eligibility
More informationyour Benefits in Brief
your Benefits in Brief Salaried and Non-Union Non-Exempt Employees of Kaiser Foundation Health Plan, Inc. and Kaiser Foundation Hospitals Northern California Kaiser Permanente is committed to providing
More informationThe Benefits of Working at Great-West Financial and Empower Retirement
The Benefits of Working at Great-West Financial and Empower Retirement From health and well-being to income protection, long-term financial planning and work-life balance, Great-West Financial and Empower
More informationTIAA 2015 Benefits AT A GLANCE
TIAA 2015 Benefits AT A GLANCE TIAA is committed to making financial well-being possible for its clients, and the company is equally committed to the well-being of its employees. That s why we offer a
More informationWe recognize that employees are our greatest asset and take pride in offering a highly competitive, comprehensive & affordable benefits plan.
It s About You All We recognize that employees are our greatest asset and take pride in offering a highly competitive, comprehensive & affordable benefits plan. We recognize that employees are our greatest
More informationFor people who bring it all. Every day.
For people who bring it all. Every day. All of us at UnitedHealth Group are bound by more than our mission and our culture. While we re each one of a kind, we share an incredible enthusiasm for living.
More informationJoining the Marathon Oil Team
A Rewarding Challenge Joining the Marathon Oil Team Thank You for Your Interest in Marathon Oil Marathon Oil is committed to fostering an environment of inclusion and mutual respect that promotes individual
More informationOVERVIEW OF 2015 TEAMMATE BENEFITS PACKAGE
Page 1 CHS LiveWELL Health Plan OVERVIEW OF 2015 TEAMMATE BENEFITS PACKAGE CHOICE 30 with HEALTH SAVINGS ACCOUNT Eligibility: 24 or more standard hours per week The Choice 30 health plan offers you control
More informationHow To Get A Health Care Plan From Kfhp
Resident Physicians Southern California Region For prospective employees 2015 Kaiser Permanente is committed to providing its employees with a competitive total compensation package that includes more
More informationCHI. at a glance. Healthy CHI SPIRIT. St. Anthony Hospital. Physical and financial health and wellness
CHI BENEFITS at a glance St. Anthony Hospital CHI Healthy SPIRIT Physical and financial health and wellness SM Our mission to create healthier communities extends to our own workplace. Not only do we want
More informationCHI Mercy Medical Center revised as of 1/1/15 CHI. Benefits at a Glance. Healthy CHI SPIRIT. Physical and financial health and wellness
CHI Mercy Medical Center revised as of 1/1/15 CHI Benefits at a Glance CHI Healthy SPIRIT Physical and financial health and wellness SM Our mission to create healthier communities extends to our own workplace.
More informationCornerstone Benefits Highlights. MEDICAL DENTAL VISION and MORE
Cornerstone Benefits Highlights 015 MEDICAL DENTAL VISION and MORE Welcome to Your 2015 Cornerstone Benefit Guide Your Benefits Package As a Cornerstone employee, you are eligible for a number of great
More information2014 BENEFITS HIGHLIGHTS
2014 BENEFITS HIGHLIGHTS Your Life. Live Well. At Allergan, benefits are designed to support your health and your retirement goals, and to protect your income and the welfare of your family. In combination,
More informationACE Advantage at a Glance ACE Center & ACE Club. Achieve
ACE Advantage at a Glance ACE Center & ACE Club Achieve ACE Advantage at a Glance ACE Center & ACE Club At ACE, we boast a strong, talented workforce featuring individuals who are among the best and brightest
More informationEMPLOYEE BENEFITS GUIDE
EMPLOYEE BENEFITS GUIDE MEDICAL DENTAL VISION LIFE & DISABILITY & MORE 2 0 1 5 RBC Bearings Remains Committed Our employees are the key ingredient of our success. They are valued team members, and we depend
More informationU.S. Talent Acquisition Benefits Summary
2012 U.S. Talent Acquisition Benefits Summary Rev. 01/01/2012 1 McAfee, Inc. 2012 U.S. Benefit Program Overview McAfee is pleased to offer a full range of competitive benefits for regular employees working
More informationSt. Louis Community College Summary of Insurance Benefits Effective June 1, 2013
St. Louis Community College Summary of Insurance Benefits Effective June 1, 2013 Employees are eligible to enroll on the first day of employment and coverage becomes effective on the date the enrollment
More informationPHYSICIAN S GUIDE TO BENEFITS
PHYSICIAN S GUIDE TO BENEFITS OVERVIEW The comprehensive benefits and compensation package offered by the Southern California Permanente Medical Group (SCPMG) enables physicians to focus on what they
More informationThis summary contains an overview of the benefits provided to eligible employees of ASME. HEALTH CARE OPTIONS PICK WHAT S BEST FOR YOU!
This summary contains an overview of the benefits provided to eligible employees of ASME. Eligibility: HEALTH CARE OPTIONS PICK WHAT S BEST FOR YOU! Full-time employees and part-time employees who work
More informationBENEFITS AT A GLANCE 2013
BENEFITS AT A GLANCE 2013 Your 2013 Benefits -- At a Glance Benefits Cafeteria Plan Cafeteria Plan Funding with Base Plan provides $750 ($62.50/month). Cafeteria Plan Funding with Accelerated Plan provides
More informationIt Pays to Think Ahead. 2014 Benefit Summary
It Pays to Think Ahead. 2014 Benefit Summary Benefits Overview Aurora Public Schools is proud to offer a comprehensive benefits package to eligible employees. The complete benefit package is briefly summarized
More informationBenefits At A Glance. July 1, 2012 - June 30, 2013. Eligibility. Our Plan Year. ADP s Enrollment Module. Benefit Programs.
Benefits At A Glance July 1, 2012 - June 30, 2013 ERCOT is committed to assisting employees in maintaining a healthy, productive lifestyle for themselves and their families. We are proud to offer employees
More informationTier II: Providers and HPN/Geisinger. After Deductible 80% - Ancillary Services (x-rays, labs) (of Professional Allowance) After Deductible
Health Insurance Third-Party Administrator: Geisinger Health Plan Coverage: *Begins the first month after benefit eligibility Deductibles *Dependent children covered to age 26 Annual, calendar year deductibles
More informationShell Oil Company. 2013 US Summary of Benefits
Shell Oil Company 2013 US Summary of Benefits The information presented in this document is a high level overview of benefits offered to eligible regular full-time and regular part-time Shell and Motiva
More informationSummary. of Benefits. for salaried employees. January 1, 2014
Summary of Benefits for salaried employees January 1, 2014 Wherever you are in your career just starting out or a seasoned professional your benefits represent an important part of your overall compensation.
More informationBenefits Highlights. Health Care Disability Benefits Retirement Life & Other Insurance Programs Work & Family and Other GE Benefits
Benefits Highlights Health Care Disability Benefits Retirement Life & Other Insurance Programs Work & Family and Other GE Benefits GE Benefits: Adding value beyond your paycheck The Company offers a wide
More informationYour Special Blend. Rewarding Our Partners
Your Special Blend Rewarding Our Partners Opportunity To make your own path and succeed. If you want the opportunity to make meaningful connections and have an impact every day, become a partner and work
More informationARCHDIOCESE OF ST. LOUIS. Employee Benefit Plan 2015 2016. Employee Benefits Guide
ARCHDIOCESE OF ST. LOUIS Employee Benefit Plan 2015 2016 Employee Benefits Guide Office of Human Resources Cardinal Rigali Center 20 Archbishop May Drive St. Louis, MO 63119-5004 314.792.7546 314.792.7548
More informationKaukauna Area School District Employee Benefits Booklet 2015. Kaukauna Area School District. 2015 EMPLOYEE BENEFITS GUIDE
Kaukauna Area School District Employee Benefits Booklet 2015 Kaukauna Area School District. 2015 EMPLOYEE BENEFITS GUIDE Quick Reference Guide Benefit Vendor Phone & Website Health Network Health Plan
More informationStaff Benefits Overview
Workforce Management Organization (WFMO) Staff Benefits Overview 1 Overview An important part of your employment experience at Tulane is the total rewards program provided by the University in exchange
More informationSummary of Employee Benefits for 2015
Summary of Employee Benefits for 2015 Health Insurance: Anthem Blue Cross Blue Shield of Colorado Effective Date: 1st day of month following employment There are no pre-existing illness exclusions beginning
More informationYour HEALTH Your WEALTH Your TIME. Commerce] Benefits
Your HEALTH Your WEALTH Your TIME [ Commerce] Benefits At Commerce Bank, our people are our number one asset. Together we create the Commerce Bank culture, and through our actions we demonstrate what it
More informationEmployee Benefits 2015. An Overview of Your Benefits Program
Employee Benefits 2015 An Overview of Your Benefits Program Medical 1 Pharmacy 4 Financial Protection 4 Dental 5 Flexible Spending Accounts 6 Life Insurance 7 Disability 8 Additional Benefits 9 Vacation,
More informationTier II: Providers and HPN/Geisinger. After Deductible 80% - Ancillary Services (x-rays, labs) (of Professional Allowance) After Deductible
Health Insurance Third-Party Administrator: Geisinger Health Plan Coverage: *Begins your first day of benefit eligibility Deductibles *Dependent children covered to age 26 Annual, calendar year deductibles
More informationyour Benefits in Brief
your Benefits in Brief Southern California Employees: Non-Union Non-Exempt Salaried Salaried Patient Care Providers For Employees of Kaiser Foundation Hospitals, Kaiser Foundation Health Plan, Inc., KP
More informationCHI Franciscan Health revised as of 1/1/15 CHI. Benefits at a Glance. Healthy CHI SPIRIT. Physical and financial health and wellness
CHI Franciscan Health revised as of 1/1/15 CHI Benefits at a Glance CHI Healthy SPIRIT Physical and financial health and wellness SM Our mission to create healthier communities extends to our own workplace.
More information2015 Benefits Highlights
FEDERAL RESERVE BANKS www.federalreservebenefits.org 2015 Benefits Highlights What Employee Benefits Do the Federal Reserve Banks Offer?.... 2 Thrift and Retirement Benefits.... 3 Thrift Plan (401(k)
More informationBenefits Summary UNUM - Group Term Life/AD&D & Voluntary Life/AD&D Plan
UNUM - Group Term Life/AD&D & Voluntary Life/AD&D Plan Benefits Summary Basic employee life insurance 1x base annual earnings rounded to the next higher $1,000 to a maximum benefit of $300,000 Supplemental
More informationM&T Bank offers a CDHP that combines traditional medical coverage with a health savings account feature that provides certain tax benefits.
Benefits Overview M&T Bank understands how important benefits are to you and your family. The benefit plans are designed to meet the varying benefit needs of each employee. Since benefits are a significant
More informationYour Total Rewards as Part of the SABIC Family
Your Total Rewards as Part of the SABIC Family Thinking about Joining SABIC? There are many rewards to becoming a member of the SABIC team rewards that go well beyond your paycheck! At SABIC, we pride
More informationShell Oil Company. 2014 US Summary of Benefits
Shell Oil Company 2014 US Summary of Benefits The information presented in this document is a high level overview of benefits offered to eligible regular full-time and regular part-time Shell and Motiva
More informationCompass Group Benefits Department 800-341-7763 benefits.department@compass-usa.com Online Benefits Center at www.altogethergreat.
Compass Group Benefits Department 800-341-7763 benefits.department@compass-usa.com Online Benefits Center at www.altogethergreat.com Look Beyond Your Paycheck To be an employer of choice, Compass Group
More informationEmployee Benefits. from. I felt rewarded for my efforts. Take Advantage of Competitive Benefits WEALTH ACCUMULATION. Profit Sharing Plan.
day from one I felt rewarded for my efforts. Employee Benefits Take Advantage of Competitive Benefits At Fifth Third Bank, we want to create an environment where you will want to stay and build your career.
More informationEmployee Benefits Summary
2015 Employee Benefits Summary 1 The benefits of work worth doing Quintiles cares about its employees and invests in them with resources and incentives that allow them to establish and maintain comfortable
More informationEMPLOYEE BENEFITS OVERVIEW
EMPLOYEE BENEFITS OVERVIEW 2 0 15 You are eligible to participate on the date you become an employee regularly scheduled to work at least 30 hours per week. If any of the information in this summary differs
More information2015 Charts & Rates. Benefit Comparison Charts & Rates
2015 Charts & Rates Benefit Comparison Charts & Rates Medical Benefit Options This is not the complete Medical Comparison Chart. Refer to the Medical Summary Plan Description or the Legal Notices on the
More informationYour Benefits @ St. Jude
2015 Benefits Overview Human Resources Your Benefits @ St. Jude Choosing the right benefits for you and your family Your health and well-being are important to us. That s why St. Jude Children s Research
More information2016 Open Enrollment: November 2 20
2016 Open Enrollment: November 2 20 Important Dates Monday, November 2: Open Enrollment Begins Friday, November 13: Benefits Fair, Administrative Campus Center Friday, November 20: Last Day of Open Enrollment
More informationQualcomm United States Benefits
Qualcomm United States Benefits Our benefits package is deep and comprehensive, providing you and your family extensive protection and security, along with quality, life-enhancing programs. When we day
More informationEMPLOYEE BENEFITS SUMMARY
BENEFITS SUMMARY MAKING YOUR LIFE BETTER FROM DAY ONE HARRIS HEALTH IS COMMITTED TO CARING FOR THE PEOPLE WHO CARE FOR OUR PATIENTS Our reputation for excellence rests in the capable hands of people like
More informationThe 2016 Health Care Plan Comparison Chart provides you with high-level coverage details on medical, dental and vision plans.
2016 HEALTH PLAN COMPARISON CHART The 2016 Health Care Plan Comparison Chart provides you with high-level coverage details on medical, dental and vision plans. Andre Jacobs Field Services North America,
More informationwww.anl.gov/careers/benefits 2016 BENEFITS SUMMARY
www.anl.gov/careers/benefits 2016 BENEFITS SUMMARY BENEFITS SUMMARY 2016 VISIONARY SCIENCE, GAME CHANGING INNOVATION. UNMATCHED SCIENTIFIC FACILITIES, PROGRAMS AND TALENT. A VIBRANT, DIVERSE AND INCLUSIVE
More informationThe Benefits of Bb BE @ BLACKBOARD
The Benefits of Bb www.blackboard.com/careers BE @ BLACKBOARD The passion for education and the drive to make a difference are at the core of what makes Blackboard a great place to work. Blackboard fosters
More informationHow To Get A Good Health Care Plan At Rochester General
Welcome to Rochester Regional Health! This online presentation on the Rochester General Health Benefits Program is designed to provide you an overview of the comprehensive benefits package Rochester Regional
More informationEmployee Benefit Summary
National Heritage Academies offers exceptional benefits as part of a Total Rewards package designed to meet the specific needs of educators. We are committed to the over 43,000 students we serve and to
More information2015 Benefits at a Glance PART-TIME EMPLOYEES
2015 Benefits at a Glance Important Note CNA Benefits at a Glance provides highlights of the employee benefit programs available to you as a CNA employee. Neither this document nor Company policies and
More informationBenefits Highlights. Health Care Disability Benefits Retirement Plans Life & Other Insurance Programs Work & Family and Other GE Benefits.
Benefits Highlights Health Care Disability Benefits Retirement Plans Life & Other Insurance Programs Work & Family and Other GE Benefits HC Option 5 GE Benefits: Adding value beyond your paycheck The Company
More informationEMPLOYEE BENEFITS PROGRAM
EMPLOYEE BENEFITS PROGRAM YOUR HEALTH. YOUR LIFE. YOUR FUTURE. 2014 CRC s benefit plans and programs are designed to provide you and your family with the protection you need today and the opportunity to
More informationYour HP U.S. Benefits Program STRETCH.STRIVE.SUCCEED.
Your HP U.S. Benefits Program STRETCH.STRIVE.SUCCEED. HP is a company unlike any other. At HP, we re famous for inventing, engineering, and delivering technology solutions that drive business value, create
More information2015 Benefits Summary
2015 Benefits Summary visionary science, game changing innovation unmatched scientific facilities, programs and talent vibrant a, diverse and inclusive community contents 3 4 4 4 5 6 6 7 8 8 8 9 9 9 10
More informationIEEE BENEFITS SUMMARY
IEEE BENEFITS SUMMARY January 2009 DEFINED CONTRIBUTION RETIREMENT PLAN ELIGIBILITY All regular full-time and part-time employees are eligible on their date of hire. CONTRIBUTIONS All contributions are
More informationBenefits Highlights. Health Care Disability Benefits Retirement Plans Life & Other Insurance Programs Work & Family and Other GE Benefits.
Benefits Highlights Health Care Disability Benefits Retirement Plans Life & Other Insurance Programs Work & Family and Other GE Benefits HC Core 5A GE Benefits: Adding value beyond your paycheck The Company
More informationFULL-TIME FACULTY BENEFITS OVERVIEW 2014-15
FULL-TIME FACULTY BENEFITS OVERVIEW 2014-15 This document is designed to provide a brief overview of the benefits offered to full-time faculty members at Augustana College. Full-time faculty teach 21 or
More information2014 2014 2014 Benefits Plan Highlights 2014
2014 2014 2014 2014 Benefits Plan Highlights 2014 Table of Contents Core Benefits... 3 Life Insurance... 3 Accidental Death & Dismemberment (AD&D) Insurance... 3 Short- Term Disability Coverage... 3 Long
More informationBenefit Coverage Chart & Rates
Benefit Coverage Chart & Rates Effective July 1, 2014- June 30, 2015 PPO Medical Coverage by Category The following coverages are included with the PPO plan: o Prescription o Vision Additional Benefits
More informationTIAA 2016 Benefits AT A GLANCE
TIAA 2016 Benefits AT A GLANCE TIAA is committed to making financial well-being possible for its clients, and the company is equally committed to the well-being of its employees. That s why we offer a
More informationSUMMARY OF EMPLOYEE BENEFITS
SUMMARY OF EMPLOYEE BENEFITS The City of Gaithersburg offers a competitive and comprehensive employee benefit package to eligible employees. This summary of benefits highlights general information about
More informationWorkforce Management Organization. 2015 COBRA Benefits Overview After Employment or Loss of Eligibility Options
Workforce Management Organization 2015 COBRA Benefits Overview After Employment or Loss of Eligibility Options Revised 7/2015 When Benefits Coverage Ends? Your benefit coverage will end at midnight on
More informationUNIVERSITY OF MISSOURI SYSTEM
UNIVERSITY OF MISSOURI SYSTEM Your Benefits At A Glance 2015 FACULTY AND STAFF BENEFITS GUIDE What s inside Be prepared & take action 1 Medical plan options 2 Healthy Savings Plan Custom Network Plan PPO
More informationMedical & Dental Coverage
Hawthorne Residential Partners offers Medical, Dental, Vision, Life Insurance, Short & Long Term Disability, Dependent Care Flexible Spending Accounts and Voluntary Life Insurance through our company s
More informationEmployee Benefits Summary. Plan Year 2015/16
Employee Benefits Summary Plan Year 2015/16 WELCOME -3- Mount Ida College offers a competitive benefits package to all eligible faculty and staff. The following is a summary of the benefit plans offered.
More information2015 Charts & Rates. Benefit Comparison Charts & Rates
2015 Charts & Rates Comparison Charts & Rates Medical Options This is not the complete Medical Comparison Chart. Refer to the Medical Summary Plan Description or the Legal Notices on the enclosed CD for
More information2016 Annual Enrollment Benefits Snapshot
Farm Credit Foundations 2016 Annual Enrollment Benefits Snapshot Go to FarmCreditFoundations.com to see all 2016 changes including a unique opportunity for some employees to increase their Group Universal
More information2014 E M P L O Y E E B E N E F I T S
2014 EMPLOYEE BENEFITS T A B L E O F C O N T E N T S 2014 Employee Benefits Your Benefits Package Eligibility Dependent Coverage Coverage Options Qualifying Status Changes Enrolling in Benefits Effective
More informationyour Benefits in Brief American Federation of Nurses-United Healthcare Workers
your Benefits in Brief American Federation of Nurses-United Healthcare Workers Southern California June 2007 The information presented here is a brief summary of the benefits in effect when this booklet
More informationYour Fermilab Benefit Plans. Ann Marie Matthei 2015 New Hire Orientation
Your Fermilab Benefit Plans Ann Marie Matthei 2015 New Hire Orientation Your Fermilab Benefits Medical and Prescription Drug Coverage Dental Plans Medical and Dental Plan Rates Additional Programs from
More informationFlexible Spending Accounts (Flex Accounts)
Full-Time Medical Residents, 2014 Health Plan Memorial offers two HRA/Co-insurance Medical Plans: Plan A - Lower deductible with $750 HRA and higher premium. Plan B - Higher deductible with $750 HRA and
More informationTEMPLE UNIVERSITY 1199C & PTEA PART TIME EMPLOYEES BENEFITS SUMMARY
TEMPLE UNIVERSITY 1199C & PTEA PART TIME EMPLOYEES BENEFITS SUMMARY E-Class 51,96,9C, Part-Time July, 2010 1199C & PTEA BENEFIT SUMMARY INDEX Health Insurance Options... 2 Personal Choice Plan... 3 Keystone
More informationNPM reserves the right to modify its benefits at any time and employees will be informed of any changes.
OVERVIEW North Point Ministries, Inc. (NPM) has developed a comprehensive set of employee benefits to supplement its full-time employees regular wages. These benefits represent a hidden value of additional
More informationFACULTY (IFO) CANDIDATE BENEFITS SUMMARY
Human Resources Office Rev. Jan. 2013 FACULTY (IFO) CANDIDATE BENEFITS SUMMARY The benefits listed are subject to change pending state and federal legislation and changes in the negotiated agreements.
More informationCity of Georgetown Employee Benefit Guide
City of Georgetown Employee Benefit Guide October 1, 2007 December 31, 2008 Welcome Open enrollment will run August 1st through August 31st. The elections you make now will be effective October 1, 2007
More informationBenefits Open Enrollment Frequently Asked Questions
Benefits Open Enrollment Frequently Asked Questions Plan year: July 1, 2014, through June 30, 2015 Open Enrollment begins May 15 and ends May 30. You must enroll in order to receive medical, prescription,
More informationBEMIDJI STATE UNIVERSITY BENEFITS SUMMARY for ADMINISTRATORS
Human Resources BEMIDJI STATE UNIVERSITY BENEFITS SUMMARY for ADMINISTRATORS The benefits listed are subject to change pending state and federal legislation and MnSCU Board Regulations. For further information
More informationinside LIVE SMART. PLAN SMART. HEALTH AND WELLNESS PROGRAM...8 mynurseline SM Service...8 Health-support Resources...8
2014 BENEFITS HIGHLIGHTS F E D E R A L R E S E RV E B A N K S > WWW. FE D E R A LR E S E R V E B E N E FI T S. O R G B E N E F I T S inside WHAT EMPLOYEE BENEFITS DO THE FEDERAL RESERVE BANKS OFFER?...2
More information2015 Charts & Rates. Benefit Comparison Charts & Rates
2015 Charts & Rates Comparison Charts & Rates Medical Options This is not the complete Medical Comparison Chart. Refer to the Medical Summary Plan Description or the Legal Notices on the enclosed CD for
More informationYour Special Blend. Rewarding Our Partners
Your Special Blend Rewarding Our Partners Opportunity To make your own path and succeed. If you want the opportunity to make meaningful connections and have an impact every day, become a partner and work
More information2015 BENEFITS. There are important decisions to make. Look inside to learn more.
2015 BENEFITS There are important decisions to make. Look inside to learn more. 1 Welcome to Enable Midstream! This is an exciting time to work at Enable Midstream. We are so glad you are part of our team.
More informationEmploy Benefits 2015
Employ Benefits 2015 Employ Benefits As a health care organization, we understand the importance of personal wellness. In fact, the richness and diversity of our benefits helped us become Modern Healthcare
More informationyour health. your life. your future.
2015 EMPLOYEE BENEFITS PROGRAM oxylink@oxy.com Ben efit with Oxy your health. your life. your future. Occidental Petroleum Corporation Benefit Plans at a Glance Oxy s benefit plans and programs are designed
More information2015 BRIEF BENEFITS SUMMARY FOR FULL-TIME EMPLOYEES
2015 BRIEF BENEFITS SUMMARY FOR FULL-TIME EMPLOYEES Health Insurance, Rx, and Vision We offer two choices for medical insurance. All plans include prescription drug and vision benefits. Dependent children
More information