BUSINESS RESILIENCE THROUGH LANDSCAPE PARTNERSHIPS. RAY-ANN SEDRES Head: Integrated Sustainability

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1 BUSINESS RESILIENCE THROUGH LANDSCAPE PARTNERSHIPS RAY-ANN SEDRES Head: Integrated Sustainability

2 THE ROLE AND PURPOSE OF INSURANCE INDUSTRY Protection Recovery Risk management Individuals Households Communities Organisations Industries Governments Countries Development Enablement Sustainability Influence Resilience Confidence

3 INCREASING LEVEL OF SYSTEMIC RISK Political and civil unrest Crime & corruption CRIME UNREST SLOW Slow economic recovery & inflationary pressure Capability & capacity Changing frameworks & fundamentals SKILLS REGULA- TIONS OPPORTUNITIES & CHALLENGES PRESSURE BEHAVIOUR Premium rates under pressure Consumer behaviour Quality, availability & maintenance INFRA- STRUCTURE CLIMATE RISK CHANGES Technological changes - a social revolution Increasing extreme weather events

4 RESULTANT LOSSES Lack of climate risk awareness Poor farming practices Manipulation of water courses Changing weather patterns Lack of skills and capacity; poor flood risk preparedness Flood plain Inadequate drainage ports and poor maintenance

5 CHANGE IN PERSPECTIVE Traditional lens Reactive & past experience based, focused on risk analysis, eventtriggered approach Future Influence risk governance at local, regional and international level Insurability & resilience requires shared risk management

6 INTEGRATED RISK MANAGEMENT APPROACH RESILIENCE IN THE LANDSCAPE SHARED RISK RISK POOL MNGT

7 RISK POOL MANAGEMENT AND SHARING THE RISK

8 5 adopted municipalities: focus on disaster risk management Mbombela LM Thulamela LM Ulundi LM Eden DM Mahikeng LM

9 SANTAM EXPANDING SCOPE LIM Mopani Ehlanzeni Dr Ruth Segomotsi Mompati Ngaka Modiri Molema NW GT West Rand MP Fezile Dabi FS KZN ilembe NC Ugu O.R.Tambo EC WC Cacadu

10 TEN FOCUSED DISTRICTS Province Initiative Focus Districts Other Santam focused Districts outside Project Eastern Cape KwaZulu Natal OR Tambo Sarah-Baartman (Cacadu) Ugu ilembe Buffalo City Metro Amathole Free State Fezile Dabi Lejweleputswa Gauteng West Rand Sedibeng Mpumalanga North West Limpopo Northern Cape Western Cape Ehlanzeni Dr Ruth Segomotsi Mompati Ngaka Modiri Molema Mopani Dr Kenneth Kaunda Frances Baard Pixley Ka Seme City of Cape Town Metro Cape Winelands Central Karoo Eden Overberg West Coast

11 OUTCOMES Working with local and district municipalities, To improve disaster risk practices on the ground which reduces the impact of disasters on the Santam business and improved service delivery to the greater community

12 INTEGRATED RISK MANAGEMENT APPROACH RESILIENCE IN THE LANDSCAPE SHARED RISK RISK POOL MNGT

13 RESILIENCE ON THE LANDSCAPE

14 SARAH-BAARTMAN DISTRICT (E/CAPE)

15 FOUR RETURNS PROJECT

16 PARTNERS

17 FOUR RETURNS PROGRAMME Kromme: 150,000 ha Deciduous fruits, cattle farming Alien species invasion 70% natural veld, degraded vegetation 20% intensive agriculture Baviaanskloof: 120,000 ha Very rugged, complex vegetation structure Degradation due to overgrazing 70% natural veld, 20% degraded vegetation and agriculture Kouga: 280,000 ha Deciduous fruits High flood risk, severe water stress 80% natural veld, degraded vegetation 15% intensive agriculture

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19 OVERVIEW OF THE PROGRAMME Establish landscape-level partnerships for restoration, between government, private sector and landowners to generate Four Returns on a large scale 1 Four Returns Ecosystem Restoration Partnerships 2 3 Four Returns Landscape Entrepreneurs Four Returns Learning Collective Generate alternative income streams on the landscape to shift from traditional (unsustainable) land use, supporting the Four Returns Establish a collective and continuous learning environment to create and distribute knowledge on the landscape

20 OUTCOMES: FOUR RETURNS MODEL Inspiration Awareness Beauty Hope Positive change Employment Entrepreneurship Social cohesion Collective action Fertile soil Water security Biodiversity Biomass Carbon Increased yields Revenue diversification Reduced risk/avoided costs

21 OUTCOMES Restore eco-systems to decrease disaster risk, create jobs and improve water and food security

22 INTEGRATED RISK MANAGEMENT APPROACH RESILIENCE IN THE LANDSCAPE SHARED RISK RISK POOL MNGT

23 AMPLIFYING SHARED RISK

24 SHARED RISK APPROACH IDENTIFY PARTNERS IMPACTED IN THE LANDSCAPE DETERMINE COMMONALITY DETERMINE HOLISTIC APPROACH TO ADDRESS RISKS

25 CO-LAB S CREATION BUSINESS ENVIRONMENTAL AGENCIES GOVERNMENT

26 PARTNERS THUS FAR

27 WHAT DOES THE END GOAL LOOK LIKE? A fully integrated and shared approach to Bio-diversity management and landscape restoration Fully integrated functional Municipal capability in managing risks in the landscape Shared Risk With all impacted understanding the role and responsibilities

28 WHAT ROLE CAN YOU AND YOUR BUSINESS PLAY?

29 QUESTIONS.