Consolidated Summary Report < under US GAAP> for the Fiscal Year Ended March 31, 2001

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1 Consolidated Summary Report < under US GAAP> for the Fiscal Year Ended March 31, 2001 Date: August 2, 2001 Company Name (code number) : Mitsubishi Tokyo Financial Group, Inc. (8306) (The Mitsubishi Trust and Banking Corporation ( The Bank ) Portion) Stock exchange listings : Tokyo,Osaka,New York,London Headquarters : Tokyo For inquiry : (Name) Keiichi Riko : (Title) Chief Manager - Financial Policy Division Mitsubishi Tokyo Financial Group, Inc. : (Phone) : (Name) Saburo Sato : (Title) Senior Chief Manager - Corporate Planning Division The Mitsubishi Trust and Banking Corporation : (Phone) Selected consolidated financial data for the year ended March 31, 2001 (1) Operating results The accompanying condensed consolidated financial statements are stated in Japanese yen, the currency of the country in which The Mitsubishi Trust and Banking Corporation (Mitsubishi Shintaku Ginko Kabushiki Kaisha) (the Bank) is incorporated and principally operates. Such condensed consolidated financial statements have been prepared on the basis of generally accepted accounting principles and prevailing practices within the banking industry in the United States of America. In certain respects, the financial statements reflect adjustments which are not included in the financial statements of the Bank or its subsidiaries in accordance with applicable statutory requirements and accounting practices in the countries of incorporation. (in millions except per share data and percentages) For the year ended March 31, Gross revenue 674, ,643 (change from corresponding period of the previous year) 33.9% (33.9)% Income (loss) before income tax expense or benefit 86,234 (126,597) (change from corresponding period of the previous year) Net income (loss) 36,874 (83,330) (change from corresponding period of the previous year) Earnings (loss) per common share - basic (64.61) Earnings (loss) per common share - assuming dilution (64.61) Net income (loss) 4.9% (10.8)% as a percentage of shareholders' equity Income (loss) before income taxes 0.5% (0.8)% as a percentage of total assets Income (loss) before income taxes 12.8% (25.1)% as a percentage of gross revenue Notes : 1.Equity in earnings (loss) of affiliates for the year ended : March 31, 2001: (301) million March 31, 2000: 170 million 2.Average number of shares outstanding for the year ended: March 31, 2001:(common stock) 1,302,253 thousands of shares (preferred stock) 100,000 thousands of shares March 31, 2000:(common stock) 1,302,255 thousands of shares (preferred stock) 100,000 thousands of shares

2 (2) Balance sheets (in millions except per share data and percentages) As of March 31, Total assets 17,773,336 16,589,897 Shareholders' equity 881, ,763 Shareholders' equity as a percentage of total assets 5.0% 5.8% Shareholders' equity per common share (3) Cash flows (in millions) For the year ended March 31, Net cash provided by operating activities 133, ,188 Net cash used in investing activities (1,100,068) (298,485) Net cash provided by financing activities 886, ,370 Cash and cash equivalents at end of year 184, ,515

3 (Reference) Formulas for computing ratios for the fiscal year ended March 31, 2001 are as follows. Earnings per common share - basic Earnings per common share - assuming dilution Net income - Total dividends for the fiscal year on preferred stock Average number of common stock for the fiscal year * Net income - Total dividends for the fiscal year on preferred stock + Adjustments in net income assuming dilution Average number of common stock for the fiscal year * + Number of dilutive potential common stock Net income as a percentage of shareholders' equity [Net income - Total dividends for the fiscal year on preferred stock] 100 { [Shareholders' equity at the beginning of the fiscal year - Number of preferred stock at the beginning of the fiscal year Issue price]+ [Shareholders' equity at fiscal year end - Number of preferred stock at fiscal year end Issue price] } / 2 Shareholders' equity per common share Shareholders' equity at fiscal year end - Number of preferred stock at fiscal year end Issue price Number of common stock at fiscal year end * * excluding treasury stock and parent's common stock owned by subsidiaries

4 ( US GAAP ) Condensed Consolidated Balance Sheets The Mitsubishi Trust and Banking Corporation and Subsidiaries As of As of Increase March 31, March 31, (Decrease) (in millions) 2001 (A) 2000 (B) (A) - (B) ASSETS Cash and due from banks 184, ,515 (76,194) Interest-earning deposits in other banks 723, ,251 (271,639) Call loans and funds sold 108, ,289 (241,932) Receivables under resale agreements 304,863 52, ,320 Receivables under securities borrowing transactions 26,401-26,401 Trading account assets 577, ,070 (11,725) Investment securities : Securities available for sale 5,624,181 4,677, ,781 Securities being held to maturity 306, ,397 35,810 Other investment securities 77,075 81,486 (4,411) Total investment securities 6,007,463 5,029, ,180 Loans, net of unearned income and deferred loan fees 9,548,700 9,132, ,156 Allowance for credit losses (332,053) (349,095) 17,042 Net loans 9,216,647 8,783, ,198 Premises and equipment - net 170, ,636 (15,838) Accrued interest 59,311 51,424 7,887 Other assets 394, , ,781 TOTAL 17,773,336 16,589,897 1,183,439 LIABILITIES AND SHAREHOLDERS' EQUITY Deposits: Domestic offices: Non-interest-bearing 144, ,284 (3,404) Interest-bearing 9,519,667 7,844,931 1,674,736 Overseas offices: Non-interest-bearing 1,131 23,772 (22,641) Interest-bearing 1,634,928 1,763,637 (128,709) Total deposits 11,300,606 9,780,624 1,519,982 Call money and funds purchased 58,412 13,513 44,899 Payables under repurchase agreements 540, , ,327 Payables under securities lending transactions 210, ,651 (11,053) Due to trust account 3,249,981 3,841,587 (591,606) Other short-term borrowings 554, ,169 (73,001) Trading account liabilities 144,164 63,139 81,025 Accrued interest 99,821 85,530 14,291 Long-term debt 572, ,459 (17,300) Other liabilities 161, ,722 22,665 Total liabilities 16,891,363 15,622,134 1,269,229 Shareholders' equity: Capital stock: Preferred stock 100, ,000 0 Common stock 192, ,794 0 Capital surplus 245, ,953 (1) Retained earnings: Appropriated for legal reserve 42,590 40,442 2,148 Unappropriated 26,296 2,306 23,990 Net unrealized gains on investment securities available for sale, net of taxes 292, ,860 (107,279) Minimum pension liability adjustments, net of taxes (9,776) - (9,776) Foreign currency translation adjustments, net of taxes (8,442) (13,580) 5,138 Total 881, ,775 (85,780) Less treasury stock - at cost Shareholders' equity - net 881, ,763 (85,790) TOTAL 17,773,336 16,589,897 1,183,439

5 ( US GAAP ) Condensed Consolidated Statements of Operations The Mitsubishi Trust and Banking Corporation and Subsidiaries For the year ended March 31, Increase (Decrease) (in millions) 2001 (C) 2000 (D) (C) - (D) Interest income: Loans, including fees 201, , Deposits in other banks 42,476 35,242 7,234 Investment securities: Interest 104, ,660 1,991 Dividends 20,227 19, Trading account assets 1,964 2,594 (630) Call loans and funds sold 3,003 4,051 (1,048) Receivables under resale agreements and securities borrowing transactions 28,066 20,330 7,736 Total 401, ,514 16,216 Interest expense: Deposits 149, ,797 36,096 Call money and funds purchased 316 1,013 (697) Payables under repurchase agreements and securities lending transactions 33,312 26,994 6,318 Due to trust account 24,750 29,650 (4,900) Other short-term borrowings and trading account liabilities 3,470 4,727 (1,257) Long-term debt 13,390 15,258 (1,868) Total 225, ,439 33,692 Net interest income 176, ,075 (17,476) Provision for credit losses 131,142 3, ,349 Net interest income after provision for credit losses 45, ,282 (144,825) Non-interest income: Fees and commissions 119, ,937 6,114 Trading account profits - net 34,452-34,452 Investment securities gains - net 114, ,290 Other non-interest income 4,612 5,192 (580) Total 272, , ,276 Non-interest expense: Salaries and employee benefits 76,290 84,433 (8,143) Occupancy expenses - net 32,066 28,930 3,136 Foreign exchange losses - net 54,887 84,752 (29,865) Trading account losses - net - 124,590 (124,590) Investment securities losses - net - 52,673 (52,673) Other non-interest expenses 68,385 59,630 8,755 Total 231, ,008 (203,380) Income (loss) before income tax expense or benefit 86,234 (126,597) 212,831 Income tax expense (benefit) 49,360 (43,267) 92,627 Net income (loss) 36,874 (83,330) 120,204 Net income (loss) attributable to common shareholders 35,254 (84,145) 119,399 (in yen) Amounts per share: Earnings (loss) per common share - basic (64.61) Earnings (loss) per common share - assuming dilution (64.61) Cash dividends declared during the year - common share Cash dividends declared during the year - preferred share

6 (US GAAP) Nonaccrual and restructured loans, and accruing loans contractually past due 90 days or more The Mitsubishi Trust and Banking Corporation and Subsidiaries As of As of Increase March 31, March 31, (Decrease) (in billions) 2001 (E) 2000 (F) (E) - (F) Nonaccrual loans : Domestic : Manufacturing (6.8) Construction (83.3) Real estate (10.7) Services (41.1) Wholesale and retail (19.9) Banks and other financial institutions (46.0) Other industries Consumer Total domestic (200.3) Foreign : Banks and other financial institutions (1.3) Commercial and industrial (2.6) Loans to refinancing countries (6.4) Other Total foreign (7.6) Total (207.9) Restructured loans : Domestic Foreign Total Accruing loans contractually past due 90 days or more : Domestic (0.5) Foreign Total Total (95.6) Note: Above amounts are rounded down to the next lower figure.

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