Payment statistics 2014, reporting template

Transcription

1 Payment statistics 2014, reporting template The data for this table in respect of 2014 is to be reported to the Bank of Finland in the first quarter of This workbook is not made for reporting, but to assist in the planning stage. Because of the breakdowns by country and currency reporting is not possible with this workbook. The record structure will be published during spring In order to be consistent with the Regulation, the numbering of tables begins from Table 2. Table 1 contains data that the Bank of Finland reports to the European Central Bank the Bank of Finland reports to the European Central Bank via other sources (e.g. number of accounts). The blue cells in the survey form indicate the data that is to be reported. If a figure has to be separately divided (e.g. by country), this will be indicated on the relevant line. More precise details are presented in the reporting instructions. Version Date Changes First version of the survey form Second version of the survey form * Table presentation, headings and numbering clarified and simplified. Tables 4A and 4B combined, Tables 5A and 5B combined NB! The data to be reported is unchanged by the above. Changes tothe data are given below: * Table 2, 3.4 Passive cards deleted * Table 2, item 3 now has to be reported separately, cannot be calculated as a sum of the sub-items * Table 4 s Payments using e-payment buttons moved to Table 6 as 8 Payments using e-payment buttons, Other payment methods using e-payments deleted * Table 4, 2.3 Direct payments moved to Table 6 as 11 Direct payments * Table 4, 9 Card payment received from abroad deleted * Table 5, b) section augmented with additional breakdown by country of card-issuing country * Table 6 s corporate customer services augmented with number of * Table 6, 4. File transfer (batch transfer) : number of transfer deleted * Table 6, 7. Electronic invoicing: usage of links deleted * Table 6, 10.B2B Sender agreements and 12.B2C sender agreements combined into 12.E-invoice sender agreements Minor changes: * Table 2, 3. Cards with a payment function change of the previous version is cancelled, can be calculated as a sum of the sub-items * Table 3, headers 'a', 'b' and 'c' are required fields. Breakdown by country. * Table 4, part 'C'. Card present / not present are now divided differently. Affects questions 12 through 16. * Table 4 f) Other payment services: description is required * Table 5) and changed to be reported by merchant classification codes *Table 6, 4.Batch processing: number of batches and number of agreements is required (change of the previous version is cancelled)

2 2. Payment card functions (End of period; orginal units) Cards issued in Finland 1. Cards with a cash function 2. Cards with a payment function (except cards with an e-money function only) 2.1 Cards with a debit function Online debit cards Offline debit cards 2.2 Cards with a delayed debit function 2.3 Cards with a credit function 2.4 Cards with a debit and/or delayed debit function 2.5 Cards with a credit and/or delayed debit function 3. Cards with an e-money function 3.1 Cards on which e-money can be stored directly 3.2 Cards which give access to e-money stored on e-money accounts 3.3 Cards with an e-money function that have been loaded at least once 4. Total number of cards (irrespective of the number of functions on the card) 4.1 Cards with EMV compatibility 4.2 Cards with magnetic stripe only 5. Cards with a combined debit, cash and e-money function 6. Cards with a NFC functionality Number of cards

3 3. Payment card accepting devices (End of period; orginal units) Terminals provided by resident PSPs a) ATMs (breakdown by country) 1. ATMs with a cash withdrawal function (breakdown by country) 2. ATMs with a credit transfer function (breakdown by country) Number of terminals b) POS terminals (breakdown by country) 3. EFTPOS terminals (breakdown by country) 4. E-money card terminals (breakdown by country) c) E-money card terminals (breakdown by country) 5. E-money card loading and unloading terminals (breakdown by country) 6. E-money card accepting terminals (breakdown by country)

4 4. Payment involving non-mfis Number of intrabank Number of interbank intrabank interbank Transactions per type of payment service a) Credit transfers 1. SEPA credit transfers sent (breakdown by country) 2. Non-SEPA credit transfers sent (breakdown by country) 3. Sent credit transfers initiated in paper-based form (breakdown by country) 4. Sent credit transfers initiated electronically (breakdown by country) 4.1 Initiated in a file/batch (breakdown by country) of which recurrent payments 4.2 Initiated on a single payment basis (breakdown by country) of which online-banking-based e-payments (breakdown by country) 5. Urgent payments sent 6. Cross-border transfers received b) Direct debits 7. Initiated SEPA direct debits (breakdown by country) 8. Initiated non-sepa direct debits (breakdown by country) 9. Initiated in a file/batch (breakdown by country) 10. Initiated on a single payment basis (breakdown by country) 11. Cross-border direct debits received Number of c) Card payments with cards issued by resident PSPs (except cards with an e-money function only) 12. Payments with cards with a debit function 12.1 Online debit card payments, card present (breakdown by country) 12.2 Online debit card payments, card not present (breakdown by country) 12.3 Offline debit card payments, card present (breakdown by country) 12.4 Offline debit card payments, card not present (breakdown by country) 13. Payments with cards with a delayed debit function 13.1 of which card present (breakdown by country) 13.2 of which card not present (breakdown by country) 14. Payments with cards with a credit function 14.1 of which card present (breakdown by country) 14.2 of which card not present (breakdown by country) 15. Cards with a debit and/or delayed debit function 15.1 of which card present (breakdown by country) 15.2 of which card not present (breakdown by country) 16. Payments with cards with a credit and/or delayed debit function 16.1 of which card present (breakdown by country) 16.2 of which card not present (breakdown by country) 17. Initiated at a physical EFTPOS (breakdown by country) 17.1 Contact terminal 17.2 Contactless terminal (NFC) 18. Initiated remotely (breakdown by country) d) E-money payment 19. With cards on which e-money can be stored directly (breakdown by country) 20. With e-money accounts (breakdown by country) 20.1 accessed through a card (breakdown by country) 21. Cross-border e-money payment received e) Cheques 22. Cheques collected in Finland (breakdown by country) 23. Finnish cheques collected abroad f) Other payment services (a description is required) 24. Transactions sent (breakdown by country) 25. Cross-border received g) Simple book entries 26. Credits to the accounts by simple book entry 27. Debits from the accounts by simple book entry h) Money remittances 28. Outgoing money remittances (breakdown by country) 29. Incoming cross-border money remittances i) Transactions via telecommunication, digital or IT device 30. Sent via telecommunication, digital or IT device 31. Received cross-border via telecommunication, digital or IT device

5 5. Payment per type of terminal involving non-mfis Transactions per type of terminal Number of a) Transactions at terminals provided by resident PSPs with cards issued by resident PSPs 1. ATM cash withdrawals (except e-money ) 1.1 In Finland 1.2 Abroad by country 2. ATM cash deposits (except e-money ) 2.1 In Finland 2.2 Abroad by country 3. POS (except e-money ) 3.1 In Finland 3.2 Abroad by country 4. E-money card-loading and unloading 4.1 In Finland 4.2 Abroad by country 5. E-money payment with cards with an e-money function 5.1 In Finland 5.2 Abroad by country b) Transactions at terminals provided by resident PSPs with cards issued by non-resident PSPs 6. ATM cash withdrawals (except e-money ) 6.1 In Finland (breakdown by card-issuing country) 6.2 Abroad by country (breakdown by card-issuing country) 7. ATM cash deposits (except e-money ) 7.1. In Finland (breakdown by card-issuing country) 7.2 Abroad by country (breakdown by card-issuing country) 8. POS (except e-money ) 8.1 In Finland (breakdown by card-issuing country) Industry by merchant classification codes (MCC) 8.2 Abroad by country (breakdown by card-issuing country) 9. E-money card-loading and unloading 9.1 In Finland (breakdown by card-issuing country) 9.2 Abroad by country (breakdown by card-issuing country) 10. E-money payment with cards with an e-money function 10.1 In Finland (breakdown by card-issuing country) 10.2 Abroad by county (breakdown by card-issuing country)

6 Number of c) Transactions at terminals provided by non-resident PSPs with cards issued by resident PSPs 11. ATM cash withdrawals (except e-money ) 11.1 In Finland 11.2 Abroad by country 12. ATM cash deposits (except e-money ) 12.1 In Finland 12.2 Abroad by country 13. POS (except e-money ) 13.1 In Finland 13.2 Abroad by country Industry by merchant classification codes (MCC) 14. E-money card-loading and unloading 14.1 In Finland 14.2 Abroad by country 15. E-money payment with cards with an e-money function 15.1 In Finland 15.2 Abroad by country d) Cash 16. Cash advances at POS terminals 17. OTC cash withdrawals 18. OTC cash deposits

7 6. Customer applications and electronic invoicing Customer applications a) Corporate customer applications 1. Customer identification service (Tupas) 2. Electronic bank statement (KTO) 3. Electronic bank statement (XML) 4. Batch processing 5. Payment terminal authorisation service 5.1 Automated authorisation 5.2 Manual authorisation Number of Number of contracts/ users b) Services for private persons and self-employed persons (payment related services) 6. Multiservice agreements/users 6.1 Computer/internet 6.2 Telephone service (staffed) 6.3 Telephone service (automated/push button phone) c) Services for private persons; Online shopping 7. Payments using payment buttons Electonic invoicing d) E-invoices 8. E-invoices sent 9. E-invoices received e) Direct payments 10. Direct payments f) Agreements 11. E-invoice sender agreements 12. B2B receiver agreements 13. Receiver agreements 14. Direct payment assignments 15. Electronic banking: Private customer user agreements 16. SDD-agreements by creditor

8 7. Correspondent banking: customer payments a) Outgoing customer payments 1. Credit transfers initiated in paper-based form 2. Credit transfers initiated electronically Number of 3. Credit transfers (breakdown by country) 4. Credit transfers (breakdown by currency) b) Incoming customer payments 5. Credit transfers (breakdown by country) 6. Credit transfers (breakdown by currency)