Sonya Kim Vaughn Business Development Executive CA License: #0I20782

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1 Sonya Kim Vaughn Business Development Executive CA License: #0I20782

2 We Invented Pet Insurance Nation s oldest and largest provider of pet health insurance Created the pet insurance industry in the U.S. in 1982 More than one million pets insured since 1982 More policies sold than all other competitors combined Products available in all 50 states Coverage available for Dogs, Cats, Birds and Exotics More than 150 customer care experts and licensed sales agents We are part of the Insurance family of companies *of veterinarians who recommend pet insurance; 2010 AAU Study

3 Voluntary Benefits Benefits to Employer Zero cost to your company No minimum enrollment No administrative hassles participants deal directly with VPI Differentiates and value to your benefits package Complimentary marketing materials Benefits to Employees Group discounts up to 15% with multiple pet enrollment* Plans designed by veterinarians ensure quality coverage Visit any licensed veterinarian, including specialist and emergency providers Receive valuable pet health news and information throughout the year Exclusive discounts on pet products and services *Rate discounts apply to the base medical plan only. Pet owners will receive an additional 5% multiple-pet discount by insuring two to three pets or a 10% discount on each policy for four or more pets. All applications are subject to underwriting approval. Read your policy for complete coverage details

4 Dog & Cat Plans Dogs and cats must be between 8 weeks and 9 years old for new enrollment *Per-paycheck pricing is based on a 26 pay period per year cycle. Your pricing may vary depending on your employer s payment schedule. Premiums vary based on the age of the pet, species, size (as an adult), plan type and state of residence. New illnesses only. Does not include conditions preexisting to enrollment. Limited hereditary condition coverage after the first year of enrollment. Testing benefit t includes coverage for one of the following tests per year: health screen (blood test), X-rays or EKG (electrocardiogram).

5 Avian and Exotic Pet Plan For Avian & Exotic Pet Plan coverage: Birds must be 3 months old and have been in the owner s possession for a minimum of 60 days prior to enrollment. Rabbits, guinea pigs, snakes and other common exotic pets must be at least 6 weeks of age. Per-paycheck pricing is based on a 26 pay period per year cycle, your pricing may vary depending on your employer s payment schedule. Premiums vary based on the age of the pet, species, size (as an adult), plan type and deductible and state of residence.

6 Filing a Claim is Easy

7 Two Convenient Ways to Enroll

8 Easy to Set Up Payroll Deduction

9 Easy to Implement It s As Easy as Step 1 Group Information Step 2 Implementation Information Step 3 Contact Information Implementation takes under 48 hours and is started by ing or faxing us a Group Application.

10 Easy to Communicate

11 Thank You!

12 Appendix

13 Frequently Asked Questions Can I still use my vet? Absolutely. You're free to visit any licensed veterinarian, anywhere in the world even specialists and emergency providers. What do the plans cover? Our plans provide nose-to-tail coverage for a wide range of accidents, injuries and illnesses. You can even add routine care coverage to any plan. Added bonus: we cover new chronic and recurring conditions at no additional cost! What's not covered? Unfortunately, there are some things we can't cover. These include elective procedures, congenital conditions, pet foods, grooming, behavioral problems and pre-existing conditions. Worried about hereditary conditions? We cover them, but only through the VPI Major Medical.

14 Frequently Asked Questions How does the VPI benefit schedule work? Each plan has a benefit schedule that shows exactly what's covered, with no guesswork involved. When you submit a claim, we reimburse you according to your plan's benefit allowance once you've met your deductible. It's as easy as that. Here's the best part: All benefit allowances renew in full each year no matter how many claims you've filed! Will you drop a pet from coverage because of age? Never. As long as your pet is enrolled before age 10 and you keep your policy continually in force (translation: don't let it lapse or expire), we promise not to drop your pet. After all, we're pet lovers, too! Will my premium increase when I file a claim? No. We don't think it's fair to penalize you if your pet gets sick or hurt. So go ahead and get your pet the care that he needs, as often as he needs it it won't affect your premium.

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