BANK OF RUSSIA STATISTICAL BULLETIN 10 (257)

Transcription

1 THE CENTRAL BANK OF THE RUSSIAN FEDERATION BANK OF RUSSIA STATISTICAL BULLETIN ()

2 The founder Central Bank the Russian Federation, Moscow, Neglinnaya str., The Central Bank the Russian Federation Internet address: Telephone: (-) --, Fax: (-) --, Copyright: Central Bank the Russian Federation, Publisher and distribur: Business news agency PRIME Address subscription requests :, Moscow, Zubovsky blvrd., Telephone: --, Telefax: -- Printed by Tipografiya Vozrojdenie

3 BANK OF RUSSIA STATISTICAL BULLETIN () New Information With the view the comprehensive presentation data on the national financial secr in its statistical publications, the Bank Russia ok a decision change the name and contents its Bulletin Banking Statistics. Starting from the Ocber issue, it will be released under the name The Bank Russia Statistical Bulletin. The publication additionally includes the following indicars that characterize financial markets, the activities private pension funds, investment funds and insurance companies: Sck Exchange Trade by Types Securities and Financial Derivatives; Number Non-Credit Financial Institutions; Main Indicars Private Pension Funds Performance; Private Pension Funds Investment Mandary Pension Insurance ; Private Pension Funds Pension Reserves Generation ; Private Pension Funds Pension Reserves Investment; Private Pension Funds Pension Accruals Investment; Payout Private Pension Funds Pension Accruals; Private Pension Funds Pension Accruals Flows; Main Indicars Unit Investment Funds Performance; Insurers Premiums and Payfs by Types Insurance Number and Value Issues (Additional Issues) Corporate Issue-Grade Securities; Insurers Premiums and Payfs; Private Pension Funds Performance.

4 BANK OF RUSSIA STATISTICAL BULLETIN () Advance Release Calendar the Bank Russia s Data According the Requirements the IMF Special Data Dissemination Standard (SDDS IMF) Release date in November December and January February (the period (or date) which data be released relate is shown in parentheses) November Financial secr. Deposiry Corporations Survey, end period.. (.). Central Bank Survey, end period.. (.). Interest rates December.. (.).. (.) January.. (.).. (.) February.. (.).. (.).. Bank Russia Key rate the next working day after being fixed by the Board Direcrs the Bank Russia.. Government security rates the next working day.. Money market rates the next working day. Financial soundness indicars for deposit takers.. (Q, ). Sck market: Share Price Index.. ().. (. ).. (. ).. (. ) External secr. Balance Payments, for the reporting quarter, year.. (Q, ). International Reserves: Official reserve assets (weekly) weekly, on Thursday. International Reserves: Official reserve assets (monthly), end period.. (.).. (.).. (. ).. (. ). Template on international reserves and foreign currency liquidity, end period.. (.).. (. ).. (. ).. (.). Merchandise trade, for the reporting month (per balance payments methodology).. (.).. (. ).. (. ).. (. ). International investment position, for the reporting quarter, year.. (Q, ). External Debt.. (Q, ). Exchange Rates every working day Preliminary data publication date. The Central Bank the Russian Federation disseminates data on the above-mentioned categories on the Bank Russia I nternet website section IMF Special data dissemination standard (SDDS IMF).

5 BANK OF RUSSIA STATISTICAL BULLETIN () Contents Advance Release Calendar the Bank Russia s Data According the Requirements the IMF Special Data Dissemination Standard (SDDS).... Main Macroeconomic and Monetary Indicars. The Russian Federation Balance Payments*.... Direct Investment the Russian Federation.... Net Inflows/Outflows Capital by Private Secr.... External Debt the Russian Federation*.... External Debt the Russian Federation in Domestic and Foreign Currency by Maturity*.... External Debt the Russian Federation by Maturity and Financial Instruments*.... International Investment Position the Russian Federation for the First Quarter *.... International Investment Position the Russian Federation for the Second Quarter *.... International Investment Position the Banking Secr the Russian Federation.... The Russian Federation Merchandise Trade (Based on the Balance Payments Methodology)*.... International Reserves the Russian Federation*.... International Reserves and Foreign Currency Liquidity Russia*.... Central Bank Survey*.... Credit Institutions Survey.... Banking System Survey*.... Money Supply (National Definition).... Monetary Base (Broad Definition).... Financial Institutions Survey.... Financial Secr Survey.... Main Indicars and Instruments the Bank Russia Monetary Policy. The Bank Russia Balance Sheet.... The Bank Russia Key Rate*.... Required Reserves Ratios.... Scaling Facr Which Is Used Correct the Sum the Credit Institution Liabilities Credit Institutions Residents for Issued Securities.... Required Reserves (Averaged Amount) Held by Credit Institutions in Their Correspondent Accounts (Subaccounts) with the Bank Russia.... Fixed-term Rates on the Bank Russia Deposit Operations.... Fixed-term Rates on the Bank Russia Lombard Loans.... Fixed-term Rates on the Bank Russia Loans Secured by Gold, Assets and Guarantees.... Main Indicars the Bank Russia Intraday and Overnight Loans.... Main Indicars Characterizing the Bank Russia Operations on Secured Lending in Currency the Russian Federation.... Average Weighted Interest Rates on the Bank Russia Deposit Operations.... Main Characteristics the Bank Russia Deposit Operations.... Results the Bank Russia Deposit Auctions (including Fine-tuning Deposit Auctions).... REPO Aggregates.... Official Exchange Rate US Dollar Against Ruble*.... Official Exchange Rate Euro Against Ruble*.... Official Exchange Rate: Rubles per US Dollar (as end month).... Monthly Average Official Rates: Rubles per US Dollar.... Reference Prices Precious Metals.... Financial Markets. Interbank Credit Market.. Monthly Average Moscow Interbank Bid Rates (MIBID) and

6 BANK OF RUSSIA STATISTICAL BULLETIN () Monthly Average Moscow Interbank Offered Rates (MIBOR)..... Monthly Average Moscow Interbank Actual Credit Rates (MIACR, MIACR-IG, MIACR-B)..... Daily Moscow Interbank Bid Rates (MIBID) and Daily Moscow Interbank Offered Rates (MIBOR)*..... Daily Moscow Interbank Actual Credit Rates (MIACR, MIACR-IG, MIACR-B)*..... Main Indicars Interbank Credits (Deposits) Turnover and REPO Operations..... Average Daily Interbank Credits (Deposits) Turnover and REPO Operations by Maturity.... Exchange Market.. Trades at the Unified Trading Session Moscow Exchange..... Total Average Daily Currencies Turnover Spot FX Transactions on Domestic Currency Market the Russian Federation..... Total Average Daily Currencies' Turnover Forwards FX Transactions on Domestic Currency Market the Russian Federation..... Foreign Cash Flow Through Authorized Banks Across Russia..... Selected Indicars Characterizing Operations with Cash Foreign Currency in Authorized Banks..... Average Foreign Cash Purchase and Sale Transactions with Individuals by Authorized Banks and Their Branches.... Sck Exchange Trade by Type Securities and Financial Derivatives.... Main Share Price Indices*.... Financial Institutions Performance. General Description.. Number and Structure Credit Institutions..... Number Credit Institutions with Nonresidents Equity..... Credit Institutions Grouped by Registered Authorized Capital..... Credit Institutions Grouped by the Share Nonresidents Equity..... Selected Performance Indicars Credit Institutions Grouped by Assets..... Financial Performance Credit Institutions..... Distribution the Credit Institutions by Own Funds (Capital)..... Number Non-Credit Financial Institutions.... Borrowings.. Deposits Individuals Accepted by Credit Institutions..... Funds Organizations Accepted by Credit Institutions..... Average Weighted Interest Rates on Nonfinancial Organizations and Individual Deposits Denominated in Rubles..... Average Weighted Interest Rates on Nonfinancial Organizations and Individual Deposits Denominated in Foreign Currency..... Average Weighted Interest Rates on Interbank Deposits Denominated in Rubles and Foreign Currency..... Savings (Deposit) Certificates, Bonds Issued by Credit Institutions and Derivatives..... Funds Raised Through Banking Bills from Legal Entities and Individuals.... Lending.. Loans, Deposits and Funds Extended Organizations, Individuals and Credit Institutions..... Average Weighted Interest Rates on Ruble-Denominated Loans Extended Individuals..... Average Weighted Interest Rates on US dollar-denominated Loans Extended Individuals..... Average Weighted Interest Rates on Euro-Denominated Loans Extended Individuals..... Average Weighted Interest Rates on Ruble-Denominated Loans Extended Nonfinancial Organizations..... Average Weighted Interest Rates on US dollar-denominated Loans Extended Nonfinancial Organizations..... Average Weighted Interest Rates on Euro-Denominated Loans Extended Nonfinancial Organizations..... Average Weighted Interest Rates on Interbank Loans Denominated in Rubles and Foreing Currency..... Loans Extended Small, Medium-Sized Businesses..... Mortgage Loans Extended by Credit Institutions Individuals-Residents..... Mortgage Loans Extended by Credit Institutions Individuals-Residents and Rights Claim under Mortgage Loans Acquired...

7 BANK OF RUSSIA STATISTICAL BULLETIN ().. Selected Indicars Characterizing Performance Credit Institutions (Grouped by Size Assets) on Mortgage Loans Market..... Investment Portfolio Credit Institutions and Derivatives..... Discounted Bills..... Average Weighted Interest Rates (Yield) on Operations the Credit Institutions with Bills Denominated in Rubles, by Maturity.... Credit Institutions Claims and Liabilities on Financial Derivatives.... Main Indicars Subjects Collective Investment and Insurance Business Performance.. Main Indicars Private Pension Funds Performance..... Private Pension Funds Investment Mandary Pension Insurance..... Private Pension Funds Pension Reserves Generation..... Private Pension Funds Pension Reserves Investment..... Private Pension Funds Pension Accruals Investment..... Payout Private Pension Funds Pension Accruals..... Private Pension Funds Pension Accruals Flows..... Main Indicars Unit Investment Funds Performance..... Insurers Premiums and Payfs by Types Insurance.... Selected Indicars on the Russian Federation s Payment System. Payments Effected by the Payment System Russia.... Payments Effected by the Payment System the Bank Russia and Credit Institutions, by Method Payment.... Data on Cusmers Participating in the Bank Russia s Payment System That Exchange Electronic Documents with the Bank Russia.... Number Participants (Users) in Intraregional Electronic Settlements (VER), Interregional Electronic Settlements (MER) and in the Banking Electronic Speed Payments (BESP system) the Bank Russia.... Selected Indicars On Bank Card Transactions.... Payments Cusmers than Credit Institutions Effected by the Payment System the Bank Russia, by Payment Instruments.... Payments Effected by the Payment System the Bank Russia by Each Settlement System.... al Section. Direct Investment the Russian Federation.. Outward Direct Investment the Russian Federation by Resident s Registration..... Inward Direct Investment in the Russian Federation by Resident s Registration.... Institutional Characteristics.. Number Credit Institutions and Their Branches..... Number the Internal Divisions Credit Institutions (Branches)..... Number Credit Institutions with Nonresidents Equity..... Credit Institutions Grouped by Registered Authorized Capital..... Concentration Assets Credit Institutions..... Credit Institutions Using the Right Average the Required Reserves within Averaging Period from September Ocber, Grouped by Registered Authorized Capital..... Financial Performance Credit Institutions..... Credit Institutions Grouped by the Share Nonresidents Equity..... Number Credit Institutions under the General Deposit Agreement with the Bank Russia (GDA), General Loan Agreement (GLA), Number Correspondent Accounts Credited by the Bank Russia (CA)..... Number and Value Issues (Additional Issues) Corporate Issue-Grade Securities.... Borrowings.. Ruble, Foreign Currency and Precious Metals-Denominated Funds Organizations, Deposits and Funds Legal Entities and Individuals..... Budget Funds in Accounts Credit Institutions..... Funds Allocations.. Volume Ruble-Denominated Loans Legal Entities Residents and Individual Entrepreneurs, by Economic Activities and Fund Use..... Volume Foreign Currency-Denominated Loans and Loans in Precious Metals Legal Entities Residents and Individual Entrepreneurs, by Economic Activities and Fund Use...

8 BANK OF RUSSIA STATISTICAL BULLETIN ().. Debt on Ruble-Denominated Loans Legal Entities Residents and Individual Entrepreneurs, by Economic Activities and Fund Use..... Debt on Foreign Currency-Denominated Loans and Loans in Precious Metals Legal Entities Residents and Individual Entrepreneurs, by Economic Activities and Fund Use..... Loans Extended Small, Medium-Sized Businesses..... Loans Extended by Credit Institutions Individuals-Residents, Outstanding Debt..... Selected Indicars on Ruble-Denominated Loans Extended by Credit Institutions Individuals-Residents..... Selected Indicars on Foreign Currency-Denominated Loans Extended by Credit Institutions Individuals-Residents.... Foreign Cash Operations.. Foreign Cash Sales Individuals by Authorized Banks (in US Dollar Equivalent for All Currencies)..... Foreign Cash Purchases by Authorized Banks from Individuals (in US Dollar Equivalent for All Currencies).... Insurance Companies and Private Pension Funds.. Insurers Premiums and Payfs..... Private Pension Funds Performance.... Charts and Diagrams. International Reserves Adequacy (International Reserves in Months Import).... Interest Rates Dynamics in September, September,.... Credit Institutions under the General Agreements with the Bank Russia on Deposit Operations in Accordance with the Bank Russia Regulation No. -P, on.., Grouped by Size Registered Authorized Capital as Credit Institutions under the General Loan Agreements in Accordance with the Bank Russia Regulation No. -P, on.., Grouped by Size Registered Authorized Capital as Credit Institutions under the General Loan Agreements in Accordance with the Bank Russia Regulation No. -P, on.., Grouped by Size Registered Authorized Capital as Averaged Amount Required Reserves Credit Institutions Exercising the Averaging Right within Averaging Period from Ocber November, (Credit Institutions Grouped by Size Registered Authorized Capital).... Structure Broad Monetary Base as Official Ruble Exchange Rate Dynamics in September, September,.... Structure Individual Deposits Denominated in Rubles.... Dynamics Debt on Loans Extended.... Loans Extended by the Credit Institutions Individuals-Residents, for a Quarter (Including by some Purpose Loans).... Structure Ruble-Denominated Loans Extended Legal Entities Residents and Individual Entrepreneurs (by Economic Activities and Fund Use) as Structure Loans Denominated in Foreign Currency and Precious Metals Extended Legal Entities Residents and Individual Entrepreneurs (by Economic Activities and Fund Use) as Structure Ruble-Denominated Overdue Loans Extended Legal Entities Residents and Individual Entrepreneurs (by Economic Activities and Fund Use) as Structure Overdue Loans Denominated in Foreign Currency and Precious Metals Extended Legal Entities Residents and Individual Entrepreneurs (by Economic Activities and Fund Use) as.....

9 BANK OF RUSSIA STATISTICAL BULLETIN (). Summary Methodology... The procedure for publication some table indicars marked with (*) is in compliance with the IMF Special Data Dissemination Standard (SDDS). Symbols and notes: nil... not available. and. non-significant volume X data are not published In some cases minor discrepancies between tals and sums items are due rounding. Figures in bold are revisions previously published data. The Bank Russia Statistical Bulletin on the Internet is available on the Bank Russia Internet website

10 BANK OF RUSSIA STATISTICAL BULLETIN (). MAIN MACROECONOMIC AND MONETARY INDICATORS fuel-energy resource The Russian Federation Balance (Based on BPM) Current Account Export goods (FOB) Export service s other export goods, tal (+) transport services travel othe r tal (++) Export goods and services (+) Payments Compensation employees receivable Investment income and rent receivable Of which investment income receivable by general government (millions Secondary income receivable Table. US dollars) Total current account receipts (+++),,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Q,,,,,,,,,,,, Q,,,,,,,,,,,, Q,,,,,,,,,,,, Q,,,,,,,,,,,,, Q,,,,,,,,,,,, Q,,,,,,,,,,,,, Q,,,,,,,,,,,,, Q,,,,,,,,,,,,, Q,,,,,,,,,,,,, Q,,,,,,,,,,,,,

11 BANK OF RUSSIA STATISTICAL BULLETIN () Import goods (FOB) transport services Current Account I mport services Impor t goods travel othe r tal (++) services (+) and Compensation employees payable Investment income and rent payable Of which investment income payable by general government Secondary income payable (millions Table. (cont.) US dollars) Total current account expenditure (+++),,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Q,,,,,,,,,,, Q,,,,,,,,,,, Q,,,,,,,,,,, Q,,,,,,,,,,, Q,,,,,,,,,,, Q,,,,,,,,,,, Q,,,,,,,,,,, Q,,,,,,,,,,, Q,,,,,,,,,,, Q,,,,,,,,,,,

12 BANK OF RUSSIA STATISTICAL BULLETIN () Current Account (Intermediate Balances) Table. (cont.) (millions US dollars) Trade balance ( ) transport services ( ) B alance on service types an d travel ( ) other ( ) tal balance (++) Goods services balance (+) Compensation employees balance ( ) Investment income and rent balance ( ) Secondary income balance ( ) Current account (+++)= ( ) balance,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,,, Q,,,,,,,,,, Q,,,,,,,,,, Q,,,,,,,,,, Q,,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,,, Q,,,,,,,,,,, Q,,,,,,,,,,

13 BANK OF RUSSIA STATISTICAL BULLETIN () Capital (Changes Account (Received) and Financial in Liabilities: Decrease / + Account Increase) Table. (cont.) (millions US dollars) Capital account, received portfolio investment (+) securities in rubles which General government securities foreign currency liabilities loans othe r tal (++) Central bank' liabilities in Banks liabilities,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Q,,, Q,,,,, Q,,,,,, Q,,,,,,, Q,,,,,,, Q,, Q,,,,,,, Q,,,, Q,,,,, Q,,,,,,

14 BANK OF RUSSIA STATISTICAL BULLETIN () Capital Account (Changes in Assets, Except (Paid) and Financial Account Reserves: + Decrease / Increase) Table. (cont.) (millions US dollars) direct investment portfolio investment secrs liabilities loans othe r tal (+++) Total liabilities (+++) Capital account, paid General government loans othe r assets tal (+),,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Q,,,,,,, Q,,,,,,,,, Q,,,,,,,, Q,,,,,,,, Q,,,,,, Q,,,,,,,, Q,,,,,,, Q,,,,,,,, Q,,,,,, Q,,,,,,

15 BANK OF RUSSIA STATISTICAL BULLETIN () Capital Account (Changes in Assets, Except (Paid) and Financial Account Reserves: + Decrease / Increase) Table. (cont.) (millions US dollars) Central bank' assets Banks assets direct and portfolio investment foreign currency trade credits and advances secrs fictitious transactions assets on indebtedness supplies according intergovernmental agreements other tal (+++ ++) Total assets (++ +),,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,, Q,,,,,,,, Q,,,,,,,,,, Q,,,,,,,, Q,,,,,,,,, Q,,,,,,,, Q,,,,,,,,,, Q,,,,,,,, Q,,,,,,,,,

16 BANK OF RUSSIA STATISTICAL BULLETIN () Capital and Financial Account (Intermediate Balances), Reserve Assets Table. (end) (millions US dollars) Capital account balance (+) general government (+) B alances on financial account items Financial account balanc e reserve assets) bank secrs central (+) banks (+) other (+) (except (+++)= (+) Net errors and omissions Change in reserve assets ( increase / + decrease),,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Q,,,,,,,, Q,,,,,,, Q,,,,,, Q,,,,,,, Q,,,,,,,, Q,,,,,, Q,,,,,,,, Q,,,,,,,, Q,,,,,,, Q,,,,,,,

17 BANK OF RUSSIA STATISTICAL BULLETIN () Direct Investment the Russian Federation (Based on the Balance Payments, Flows Data) Table. Russian Federation Direct Investment Abroad ( + denotes an increase in investment, denotes a decrease in investment) (millions US dollars) General government equity D eposit-taking corporations, except central bank O ther secr s t equity debt instruments equity reinvestment earnings debt instruments tal (++) increase decreas e net (+) reinvestment earnings increase decreas e net (+) tal (++) Direc investmen t abroa d (++),,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Q,,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,,,, Q,,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,,, Q,,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,,, Q,,,,,,,,,,

18 BANK OF RUSSIA STATISTICAL BULLETIN () ( + denotes Direct Investment in the Russian Federation an increase in investment, denotes a decrease in liabilities) (millions Table. (end) D eposit-taking corporations, except central bank O ther secr s t equity reinvestment earnings debt instruments tal (++) equity increase d ecreas e et (+ ) reinvestment earnings n e debt instruments increas decreas e net (+) tal (++) in US dollars) Direc investmen t the Russian Federation (+),,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Q,,,,,,,,,,, Q,,,,,,,,,,, Q,,,,,,,,,,, Q,,,,,,,,,,, Q,,,,,,,,,,,,, Q,,,,,,,,,,,,, Q,,,,,,,,,,,, Q,,,,,,,,,,, Q,,,,,,,,,,,, Q,,,,,,,,,,,,,

19 BANK OF RUSSIA STATISTICAL BULLETIN () Net Net Inflows/Outflows Capital by Private Secr (Based on the Balance Payments, Flows Data) inflows/outflows Net inflows/outflows O f which: Net inflows/outflow s Of which: capital by private capital capital by banks secr, tal by other secrs net errors and (+) foreign assets foreign liabilitie s foreign asset s foreign liabilitie s (+) (++) balance (billions Table. US dollars) omissions payments Q, Q, Q, Q, Q, Q, Q, Q, Q, Q,

20 BANK OF RUSSIA STATISTICAL BULLETIN () External Debt the Russian Federation Table. (millions US dollars) Total,,,, General Government,,,, Federal Government,,,, New Russian Debt,,,, Multilateral credirs,,,, IBRD,,,, credits Foreign currency bonds,,,, Eurobonds with,, and -year maturities Eurobonds with -year maturities (related the second restructuring,,,,,, debt London Club),,,,,,,, Ruble denominated bonds,,,, OFZ,,,, Eurobonds with -year maturity,,,, Debt the former USSR,,,, Paris Club member countries Debt owed former socialist countries ficial credirs,,, Local Government Loans Ruble denominated bonds Central bank,,,, Loans,,,, Currency and deposits,,,, (SDR allocation),,,, Banks,,,, Debt liabilities direct investment enterprises invesrs and direct,,,, Loans,,, Deposits,,,, Debt securities,,,,,,,, secrs,,,, Debt liabilities direct investment enterprises invesrs and direct,,,, Loans,,,, Debt securities,,,, Trade credits,,,, Financial leases,,,,,,,, th Information on External Debt is compiled on the basis the methodology set out in the edition the IMF s Balance Payments and International Investment Position Manual (BPM) and the manual jointly developed by international organizations, namely, External Debt Statistics Guide for Compilers and Users (). Liabilities banks are recorded as Deposits with the exception : (i) reverse transactions including securities repurchase agreements with nonresidents which are not banks; (ii) accounts payable.

21 BANK OF RUSSIA STATISTICAL BULLETIN () External Debt the Russian Federation n Domestic and Foreign Currency by Maturity i Table. (millions US dollars) Total,,,, General Government,,,, Foreign Currency,,,, Short-term Long-term,,,, Domestic Currency,,,, Short-term Long-term,,,, Central bank,,,, Foreign Currency,,,, Short-term,,,, Long-term,,,, Domestic Currency,,,, Short-term,,,, Long-term Banks (excluding debt liabilities direct invesrs and direct investment enterprises),,,, Foreign Currency,,,, Short-term,,,, Long-term,,,, Domestic Currency,,,, Short-term,,,, Long-term,,,, secrs (excluding debt liabilities and direct investment enterprises) direct invesrs,,,, Foreign Currency,,,, Short-term,,,, Long-term,,,, Domestic Currency,,,, Short-term,,,, Long-term,,,, Banks and other secrs debt liabilities and direct investment enterprises direct invesrs,,,, Foreign Currency,,,, Domestic Currency,,,, th Information on External Debt is compiled on the basis the methodology set out in the edition the IMF s Balance Payments and International Investment Position Manual (BPM) and the manual jointly developed by international organizations, namely, External Debt Statistics Guide for Compilers and Users ().

22 BANK OF RUSSIA STATISTICAL BULLETIN () Total External Debt the Russian Federation by Maturity and Financial Instruments Liabilities, Table. (millions US dollars) ,,, Short-term,,,, Long-term,,,, General Government,,,, Short-term liabilities Long-term,,,, Debt securities,,,, Loans,,,, liabilities Central bank,,,, Short-term,,,, Loans,,,, Currency and deposits,,,, Long-term,,,, liabilities (SDR allocation),,,, Banks (excluding debt liabilities direct invesrs and direct investment enterprises),,,, Short-term,,,, Debt securities,,,, Loans,,, Current accounts and deposits,,,, liabilities,,,, Long-term,,,, Debt securities,,,, Deposits,,,, liabilities,,,, secrs (excluding debt liabilities and direct investment enterprises) direct invesrs,,,, Short-term,,,, Loans,,,, Trade credits,,,, liabilities,,,, Long-term,,,, Debt securities,,,, Loans,,,, Banks and other secrs debt liabilities and direct investment enterprises direct invesrs,,,, Banks,,,, secrs,,,, th Information on External Debt is compiled on the basis the methodology set out in the edition the IMF s Balance Payments and International Investment Position Manual (BPM) and the manual jointly developed by international organizations, namely, External Debt Statistics Guide for Compilers and Users (). Liabilities banks are recorded as Deposits with the exception : (i) reverse transactions including securities repurchase agreements with nonresidents which are not banks; (ii) accounts payable.

23 BANK OF RUSSIA STATISTICAL BULLETIN () International Investment Position the Russian Federation for the First Quarter Position as.. transactions Changes in Position reflecting: valuation changes Table. (millions US dollars) other adjustments Position as.. Net International Investment Position,,,,, Assets,,,,,,, Direct investment,,,,, Equity and investment fund shares,,,,, Direct invesr enterprises in direct investment Direct investment enterprises invesr (reverse investment) in direct,,,,, Between fellow enterprises if ultimate controlling parent is resident if ultimate controlling parent is nonresident if ultimate controlling parent is unknown Debt instruments,,,, Direct invesr enterprises in direct investment Direct investment enterprises invesr (reverse investment) in direct,,,,, -, Between fellow enterprises,, Portfolio investment,,,, Equity and investment fund shares,, Central bank Deposit-taking corporations, except central bank,, General government secrs,, financial corporations Nonfinancial corporations, households and NPISHs Equity securities other than investment fund shares,,,, Investment fund shares or units Debt securities,,,, Central bank,, Short-term Long-term,, Deposit-taking corporations, except central bank,,, Short-term - Long-term,,, General government Short-term Long-term

24 BANK OF RUSSIA STATISTICAL BULLETIN () Position as.. transactions Changes in Position reflecting: valuation changes Table. (cont.) (millions US dollars) other adjustments Position as.. secrs,, Short-term Long-term,, financial corporations,,, Short-term,, Long-term,, Nonfinancial corporations, households and NPISHs,, Short-term Long-term,, Financial derivatives (other than reserves) and employee sck options,, Central bank,, Deposit-taking corporations, except central bank,, General government,,,, secrs financial corporations,,,, Nonfinancial corporations, households and NPISHs Financial derivatives (other than reserves) Options Forward-type contracts investment,,,, equity,, Currency and deposits,,,, Central banks,,,,, Short-term,, Long-term,,,, Deposit-taking corporations, except central bank Short-term Long-term Of which: Interbank positions,,,, General government,,, Short-term,,, Long-term,,, secrs Short-term Long-term financial corporations,,, Short-term,,, Long-term Nonfinancial corporations, households and NPISHs,, Short-term,, Long-term

25 BANK OF RUSSIA STATISTICAL BULLETIN () Position as.. transactions Changes in Position reflecting: valuation changes Table. (cont.) (millions US dollars) other adjustments Position as.. Loans,,, Central bank,,, Credit and loans with (other than reserves) the IMF short-term,,,, long-term Deposit-taking corporations, except central bank Short-term Long-term General government,,,, Credit and loans with (other than reserves) the IMF,,, short-term,,,, long-term,, secrs Short-term Long-term,, financial corporations,,,, Short-term,,, Long-term,,, Nonfinancial corporations, households and NPISHs,,, Short-term,,, Long-term, -, Insurance, pension, guarantee schemes and standardized,,,,, Central bank,,,, Deposit-taking corporations, except central bank,,, General government,, secrs financial corporations Nonfinancial corporations, households and NPISHs Nonlife insurance technical reserves,, Life insurance and annuity entitlements,, Trade credit and advances Central bank,, Short-term Long-term,,, Deposit-taking corporations, except central bank Short-term Long-term General government Short-term Long-term

26 BANK OF RUSSIA STATISTICAL BULLETIN () Position as.. transactions Changes in Position reflecting: valuation changes Table. (cont.) (millions US dollars) other adjustments Position as.. secrs Short-term Long-term financial corporations,,, Short-term,,, Long-term Nonfinancial corporations, households and NPISHs Short-term Long-term accounts receivable,,, Central bank,,, Short-term Long-term,,,, Deposit-taking corporations, except central bank Short-term Long-term General government,,, Short-term,, Long-term,, secrs Short-term Long-term financial corporations,,,, Short-term,,,, Long-term Nonfinancial corporations, households and NPISHs Short-term Long-term Reserve assets,,,, Monetary gold,,,, Gold bullion Unallocated gold accounts,,,, Of which: Monetary for cash collateral gold under swap,,, Special drawing rights,,, Reserve position in the IMF reserve assets Currency and deposits,, Claims on monetary authorities,, Claims on other entities,,,

27 BANK OF RUSSIA STATISTICAL BULLETIN () Position as.. transactions Changes in Position reflecting: valuation changes Table. (cont.) (millions US dollars) other adjustments Position as.. Securities,,, Debt securities,,, Short-term,, Long-term,,, Equity and investment fund shares Of which: Securities for cash collateral under repo Financial derivatives claims,, Liabilities,,,,,,, Direct investment,,,, Equity and investment fund shares,,,, Direct invesr enterprises in direct investment Direct investment enterprises invesr (reverse investment) in direct,,,, Between fellow enterprises Debt instruments,,,, Direct invesr enterprises in direct investment Direct investment enterprises invesr (reverse investment) in direct,,,,,, Between fellow enterprises,,, Portfolio investment,,,,, Equity and investment fund shares,,,,, Central bank Deposit-taking corporations, except central bank, -,, General government secrs,,,,, financial corporations,,, Nonfinancial corporations, households and NPISHs Equity securities other than investment fund shares,,,,,,,,,, Investment fund shares or units Debt securities,,,, Central bank Short-term Long-term

28 BANK OF RUSSIA STATISTICAL BULLETIN () Deposit-taking corporations, except central bank Position as.. transactions Changes in Position reflecting: valuation changes Table. (cont.) (millions US dollars) other adjustments Position as..,, Short-term,, Long-term,, General government,,,, Short-term Long-term,,,, secrs,, Short-term Long-term,, financial corporations, Short-term Long-term, Nonfinancial corporations, households and NPISHs,, Short-term Long-term,, Financial derivatives (other than reserves) and employee sck options,,,, Central bank Deposit-taking corporations, except central bank,,,, General government secrs financial corporations Nonfinancial corporations, households and NPISHs Financial derivatives (other than reserves),,,, Options Forward-type contracts,,,, investment,,,, equity Currency and deposits,,, Central banks,, Short-term,, Long-term Deposit-taking corporations, except central bank,,, Short-term,,,, Long-term,,,, Of which: Interbank positions,,,, General government Short-term Long-term

29 BANK OF RUSSIA STATISTICAL BULLETIN () Position as.. transactions Changes in Position reflecting: valuation changes Table. (cont.) (millions US dollars) other adjustments Position as.. secrs Short-term Long-term financial corporations Short-term Long-term Nonfinancial corporations, households and NPISHs Short-term Long-term Loans,,,, Central bank,, Credit and loans with the IMF short-term,, long-term Deposit-taking corporations, except central bank,,, Short-term,,, Long-term General government,, Credit and loans with the IMF short-term long-term,, secrs,,,, Short-term,, Long-term,,,, financial corporations,,,, Short-term,, Long-term,, Nonfinancial corporations, households and NPISHs,,,, Short-term,, Long-term,,,, Insurance, pension, guarantee schemes and standardized Central bank Deposit-taking corporations, except central bank General government secrs financial corporations Nonfinancial corporations, households and NPISHs Nonlife insurance technical reserves Life insurance and annuity entitlements

30 BANK OF RUSSIA STATISTICAL BULLETIN () Position as.. transactions Changes in Position reflecting: valuation changes Table. (end) (millions US dollars) other adjustments Position as.. Trade credit and advances,, Central bank Short-term Long-term Deposit-taking corporations, except central bank Short-term Long-term General government Short-term Long-term secrs,, Short-term,, Long-term financial corporations Short-term Long-term Nonfinancial corporations, households and NPISHs,, Short-term,, Long-term O ther accounts payable other,, Central bank Short-term Long-term Deposit-taking corporations, except central bank,, Short-term,, Long-term,, General government Short-term Long-term secrs,, Short-term,, Long-term financial corporations Short-term Long-term Nonfinancial corporations, households and NPISHs,, Short-term,, Long-term Special drawing rights (Net incurrence liabilities),, th The International Investment Position the Russian Federation is compiled on the basis the methodology set out in the edition the IMF s Balance Payments and International Investment Position Manual (BPM).

31 BANK OF RUSSIA STATISTICAL BULLETIN () International Investment Position the Russian Federation for the Second Quarter Position as.. transactions Changes in Position reflecting: valuation changes Table. (millions US dollars) other adjustments Position as.. Net International Investment Position,,,,, Assets,,,,,,, Direct investment,,,,, Equity and investment fund shares,,,,, Direct invesr enterprises in direct investment Direct investment enterprises invesr (reverse investment) in direct,,,,, Between fellow enterprises if ultimate controlling parent is resident if ultimate controlling parent is nonresident if ultimate controlling parent is unknown Debt instruments,,,, Direct invesr enterprises in direct investment Direct investment enterprises invesr (reverse investment) in direct,,,,, Between fellow enterprises,,, Portfolio investment,,,, Equity and investment fund shares,, Central bank Deposit-taking corporations, except central bank,, General government secrs,, financial corporations Nonfinancial corporations, households and NPISHs Equity securities other than investment fund shares,,,, Investment fund shares or units Debt securities,,, Central bank,, Short-term Long-term,, Deposit-taking corporations, except central bank,, Short-term Long-term,, General government,, Short-term Long-term,,

32 BANK OF RUSSIA STATISTICAL BULLETIN () Position as.. transactions Changes in Position reflecting: valuation changes Table. (cont.) (millions US dollars) other adjustments Position as.. secrs,,, Short-term,, Long-term,, financial corporations,, Short-term Long-term,, Nonfinancial corporations, households and NPISHs,,, Short-term,, Long-term,, Financial derivatives (other than reserves) and employee sck options,,,, Central bank Deposit-taking corporations, except central bank,,,, General government secrs financial corporations Nonfinancial corporations, households and NPISHs Financial derivatives (other than reserves),,,, Options,, Forward-type contracts,,,, investment,,,,, equity,, Currency and deposits,,,, Central banks Short-term Long-term Deposit-taking corporations, except central bank,,, Short-term,,, -, Long-term,, -, Of which: Interbank positions,, -, General government Short-term Long-term secrs,,, Short-term,,, Long-term financial corporations,, Short-term,, Long-term Nonfinancial corporations, households and NPISHs,,, Short-term,,, Long-term

33 BANK OF RUSSIA STATISTICAL BULLETIN () Position as.. transactions Changes in Position reflecting: valuation changes Table. (cont.) (millions US dollars) other adjustments Position as.. Loans,,,, Central bank Credit and loans with (other than reserves) the IMF short-term long-term Deposit-taking corporations, except central bank,,,, Short-term,,,, Long-term,,,, General government,, Credit and loans with (other than reserves) the IMF short-term long-term,, secrs,,,, Short-term,, Long-term,,,, financial corporations,, Short-term,, Long-term,,, Nonfinancial corporations, households and NPISHs,,,, Short-term,, Long-term,, Insurance, pension, guarantee schemes and standardized,,, Central bank Deposit-taking corporations, except central bank General government secrs,,, financial corporations,,, Nonfinancial corporations, households and NPISHs Nonlife insurance technical reserves,,, Life insurance and annuity entitlements Trade credit and advances,,, Central bank Short-term Long-term Deposit-taking corporations, except central bank Short-term Long-term General government Short-term Long-term

34 BANK OF RUSSIA STATISTICAL BULLETIN () Position as.. transactions Changes in Position reflecting: valuation changes Table. (cont.) (millions US dollars) other adjustments Position as.. secrs,,, Short-term,,, Long-term financial corporations Short-term Long-term Nonfinancial corporations, households and NPISHs,,, Short-term,,, Long-term accounts receivable,,,, Central bank Short-term Long-term Deposit-taking corporations, except central bank,,, Short-term,,, Long-term,, General government, Short-term Long-term secrs,,,, Short-term,,,, Long-term financial corporations Short-term Long-term Nonfinancial corporations, households and NPISHs,,,, Short-term,,,, Long-term Reserve assets,,,, Monetary gold,,, Gold bullion,,, Unallocated gold accounts Of which: Monetary for cash collateral gold under swap Special drawing rights,, Reserve position in the IMF,, reserve assets,,, Currency and deposits,,, Claims on monetary authorities,,, Claims on other entities,,,

35 BANK OF RUSSIA STATISTICAL BULLETIN () Position as.. transactions Changes in Position reflecting: valuation changes Table. (cont.) (millions US dollars) other adjustments Position as.. Securities,,, Debt securities,,, Short-term,, Long-term,,, Equity and investment fund shares Of which: Securities for cash collateral under repo Financial derivatives claims Liabilities,,,,,,, Direct investment,,,, Equity and investment fund shares,,,, Direct invesr enterprises in direct investment Direct investment enterprises invesr (reverse investment) in direct,,,, Between fellow enterprises Debt instruments,,,, Direct invesr enterprises in direct investment Direct investment enterprises invesr (reverse investment) in direct,,,,,,, Between fellow enterprises,,, Portfolio investment,,,, Equity and investment fund shares,,,,, Central bank Deposit-taking corporations, except central bank,,, General government secrs,,,,, financial corporations,,, Nonfinancial corporations, households and NPISHs Equity securities other than investment fund shares,,,,,,,,,, Investment fund shares or units Debt securities,,,, Central bank Short-term Long-term

36 BANK OF RUSSIA STATISTICAL BULLETIN () Deposit-taking corporations, except central bank Position as.. transactions Changes in Position reflecting: valuation changes Table. (cont.) (millions US dollars) other adjustments Position as..,, Short-term,, Long-term,, General government,,,, Short-term Long-term,,,, secrs,, Short-term Long-term,, financial corporations, Short-term Long-term, Nonfinancial corporations, households and NPISHs,, Short-term Long-term,, Financial derivatives (other than reserves) and employee sck options,,,, Central bank Deposit-taking corporations, except central bank,,,, General government secrs financial corporations Nonfinancial corporations, households and NPISHs Financial derivatives (other than reserves),,,, Options Forward-type contracts,,,, investment,,,, equity Currency and deposits,,,, Central banks,, Short-term,, Long-term Deposit-taking corporations, except central bank,,,, Short-term,, Long-term,,, Of which: Interbank positions,,, General government Short-term Long-term

37 BANK OF RUSSIA STATISTICAL BULLETIN () Position as.. transactions Changes in Position reflecting: valuation changes Table. (cont.) (millions US dollars) other adjustments Position as.. secrs Short-term Long-term financial corporations Short-term Long-term Nonfinancial corporations, households and NPISHs Short-term Long-term Loans,,,, Central bank,, Credit and loans with the IMF short-term,, long-term Deposit-taking corporations, except central bank,,, Short-term,,, Long-term General government,, Credit and loans with the IMF short-term long-term,, secrs,,,, Short-term,, Long-term,,,,, financial corporations,, Short-term,,, Long-term,,, Nonfinancial corporations, households and NPISHs,,, Short-term,, Long-term,,, Insurance, pension, guarantee schemes and standardized Central bank Deposit-taking corporations, except central bank General government secrs financial corporations Nonfinancial corporations, households and NPISHs Nonlife insurance technical reserves Life insurance and annuity entitlements

38 BANK OF RUSSIA STATISTICAL BULLETIN () Position as.. transactions Changes in Position reflecting: valuation changes Table. (end) (millions US dollars) other adjustments Position as.. Trade credit and advances,, Central bank Short-term Long-term Deposit-taking corporations, except central bank Short-term Long-term General government Short-term Long-term secrs,, Short-term,, Long-term financial corporations Short-term Long-term Nonfinancial corporations, households and NPISHs,, Short-term,, Long-term O ther accounts payable other,,, Central bank Short-term Long-term Deposit-taking corporations, except central bank,, Short-term,, Long-term,, General government Short-term Long-term secrs,,, Short-term,,, Long-term financial corporations Short-term Long-term Nonfinancial corporations, households and NPISHs,,, Short-term,,, Long-term Special drawing rights (Net incurrence liabilities),, th The International Investment Position the Russian Federation is compiled on the basis the methodology set out in the edition the IMF s Balance Payments and International Investment Position Manual (BPM).

39 BANK OF RUSSIA STATISTICAL BULLETIN () International Investment Position the Banking Secr the Russian Federation Position as.. transactions Changes in Position reflecting: valuation changes other adjustments Table. (millions US dollars) tal changes Position as.. Assets,,,,, Direct investment,,, Equity (including earnings) reinvestment Direct invesr banks in direct investment enterprises Banks - direct investment enterprises in direct invesrs (reverse investment),,,,,, Debt instruments,, Direct invesr enterprises in direct investment,, Debt securities Loans,, accounts receivable Banks - direct investment enterprises in direct invesrs (reverse investment) Debt securities Loans accounts receivable Portfolio investment,,,, Equity,, Debt securities,,,, Short-term Long-term,,,, Financial derivatives,,,,, Options,, Forward-type contracts,,,,, investment,,,, equity Foreign currency,,,, Deposits,,,, Short-term,,,, Long-term,,,, Loans,,,,, Short-term,,, Long-term,,,,, accounts receivable,,,,, Short-term,,,, Long-term,,

40 BANK OF RUSSIA STATISTICAL BULLETIN () Position as.. transactions Changes in Position reflecting: valuation changes other adjustments Table. (end) (millions US dollars) tal changes Position as.. Liabilities,,,,, Direct investment,,,,, Equity (including reinvestment earnings) Direct invesrs in banks - direct investment enterprises Direct investment enterprises in direct invesr (reverse investment),,,,,,,,,, Debt instruments,, Direct invesrs in banks investment enterprises - direct, Debt securities Deposits, Loans accounts payable Direct investment enterprises in direct invesr (reverse investment),, Debt securities Deposits,, Loans accounts payable Portfolio investment,,,, Equity,,,, Debt securities,, Short-term,, Long-term,, Financial derivatives,,,, Options Forward-type contracts,,,, investment,,,,, equity Deposits,,,,, Short-term,,,, Long-term,,,, Loans,, Short-term,, accounts payable,, Short-term,, Long-term,, International investment position, net,,,,, Liabilities banks on securities repurchase agreements with nonresidents which are not banks.

41 BANK OF RUSSIA STATISTICAL BULLETIN () The Russian Federation Merchandise Trade (Based on the Balance Payments Methodology) (millions T able. US dollars) E xports (FOB) Imports (FOB ) Trade balanc e tal % the corresponding period the previous year with non-cis countries % the corresponding period the previous year which: with CIS countries % the corresponding period the previous year tal % the corresponding period the previous year with non-cis countries % the corresponding period the previous year which: with CIS countries % the corresponding period the previous year,.,.,.,.,.,.,,, tal with non-cis countries which: with CIS countries,.,.,.,.,.,.,,, Q,.,.,.,.,.,.,,, Q,.,.,.,.,.,.,,, Q,.,.,.,.,.,.,,, Q,.,.,.,.,.,.,,, A ugust,.,.,.,.,.,.,,, September,.,.,.,.,.,.,,, O cber,.,.,.,.,.,.,,, November,.,.,.,.,.,.,,, D ecember,.,.,.,.,.,.,,, Q,.,.,.,.,.,.,,, Q,.,.,.,.,.,.,,, J anuary,.,.,.,.,.,.,,, February,.,.,.,.,.,.,,, M arch,.,.,.,.,.,.,,, April,.,.,.,.,.,.,,, M ay,.,.,.,.,.,.,,, June,.,.,.,.,.,.,,, J uly,.,.,.,.,.,.,,, August,.,.,.,.,.,.,,,

42 BANK OF RUSSIA STATISTICAL BULLETIN () International Reserves the Russian Federation International reserves foreign exchange reserves foreign exchange Of which: which: SDRs reserve position in IMF Table. (millions US dollars).,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,, gold th International Reserves are compiled on the basis the methodology set out in the edition the IMF s Balance Payments and International Investment Position Manual (BPM) and the IMF's International Reserves and Foreign Currency Liquidity: Guidelines for a Data Template ().

43 BANK OF RUSSIA STATISTICAL BULLETIN () International Reserves and Foreign Currency Liquidity Russia I. Official Reserves and Foreign Currency Assets (Approximate Market Value) Table. (millions US dollars).. A. Official reserves,. ( ) Foreign currency reserves (in convertible foreign currencies),. ( a) Securities,. o f which: issuer headquartered in reporting country but located abroad ( b) tal currency and deposits (including gold deposits) with:,. ( i) other national central banks,. ( ii) banks headquartered in the reporting country. which: located abroad. ( iii) banks headquartered outside the reporting country,. o f which: located in the reporting country ( ) IMF reserve position,. ( ) SDRs,. ( ) Gold (valued at current quotations the Bank Russia),. volume in millions fine troy ounces. ( ) reserve assets (specify). f inancial derivatives l oans nonbank nonresidents other (assets in the form reverse repo). B. foreign currency assets (specify). s ecurities not included in ficial reserve assets deposits not included in ficial reserve assets. l oans not included in ficial reserve assets f inancial derivatives not included in ficial reserves g old not included in ficial reserve assets o ther

44 BANK OF RUSSIA STATISTICAL BULLETIN () II. Predetermined Short-term Net Drains on Foreign Currency (Nominal Value) Total Table. (cont.) Assets (millions US dollars) Maturity breakdown (residual maturity) up month more than month and up months more than months and up year. Foreign currency loans, securities, and deposits,.,..,. o utflows ( ), principal,.,..,. o utflows ( ), interest,...,. inflows (+), principal,...,. inflows (+), interest..... Aggregate short and long positions in forwards and futures in foreign currencies vis-a-vis the domestic currency (including the forward leg currency swaps) ( a) s hort positions ( ) ( b) long positions (+)... (specify) o utflows related repos ( ) i nflows related reverse repos (+) t rade credit ( ) t rade credit (+) o ther accounts payable ( ) o ther accounts receivable (+)

45 BANK OF RUSSIA STATISTICAL BULLETIN () III. Contingent Short-term Net Drains on Foreign Currency (Nominal Value) Total T able. ( cont. ) Assets (millions US dollars) Maturity breakdown (residual maturity) up month more than month and up months more than months and up year. Contingent liabilities in foreign currency ( a) Collateral guarantees on debt falling due within year ( b) contingent liabilities. Foreign currency (puttable bonds) securities issued with embedded options. Undrawn, unconditional credit lines provided by: (a) other national monetary authorities, BIS, IMF, and other international organizations o ther national monetary authorities (+) B IS (+) I MF (+) o ther international organizations (+) (b) with banks and other financial institutions headquartered in the reporting country (+) (c) with banks and other financial institutions headquartered outside the reporting country (+). Undrawn, unconditional credit lines provided : (a) other national monetary authorities, BIS, IMF, and other international organizations o ther national monetary authorities ( ) B IS ( ) I MF ( ) o ther international organizations ( ) (b) banks and other financial institutions headquartered in reporting country ( ) (c) banks and other financial institutions headquartered o utside the reporting country ( ). Aggregate short and long positions options in foreign currencies vis-a-vis the domestic currency ( a) Short positions ( i) Bought puts ( ii) Written calls ( b) Long positions ( i) Bought calls ( ii) Written puts PRO MEMORIA: In-the-money options ( ) At current exchange rate ( a) Short position ( b) Long position ( ) +% (depreciation %) ( a) Short position ( b) Long position ( ) % (appreciation %) ( a) Short position ( b) Long position ( ) +% (depreciation %) ( a) Short position ( b) Long position ( ) % (appreciation %) ( a) Short position ( b) Long position ( ) (specify) ( a) Short position ( b) Long position

46 BANK OF RUSSIA STATISTICAL BULLETIN () () To be reported with standard periodicity and timeliness: IV. Memo Items Table. (end) (millions US dollars).. ( a) short-term domestic currency debt indexed the exchange rate (b) financial instruments denominated (e.g., in domestic currency) in foreign currency and settled by other means d elivatives (forwards, futures, or options contracts) s hort positions l ong positions o ther instruments ( c) pledged assets i ncluded in reserve assets i ncluded in other foreign currency assets ( d) securities lent and on repo,. lent or repoed and included in Section I,. lent or repoed but not included in Section I,. b orrowed or acquired and included in Section I borrowed or acquired but not included in Section I,. ( e) financial derivative assets (net, marked market) f orwards f utures s waps o ptions o ther ( f) derivatives (forward, futures, or options contracts) that have a residual maturity greater than one year aggregate short and long positions in forwards and futures in foreign currencies vis-a-vis the domestic currency (including the forward leg currency swaps) ( a) short positions ( ) ( b) long positions (+) a ggregate short and long positions options in foreign currencies vis-a-vis the domestic currency ( a) short positions ( i) bought puts ( ii) written calls ( b) long positions ( i) bought calls ( ii) written puts ( ) To be disclosed less frequently: ( a) currency composition reserves (by groups currencies),. currencies in SDR basket,. currencies not in SDR basket,. b y individual currencies (optional) Data is presented at the end the quarter. Additionally included are gold, SDRs and IMF reserve position.

47 BANK OF RUSSIA STATISTICAL BULLETIN () Central Bank Survey Table. (millions rubles, end period) Dec, Dec, Dec, Dec, Dec, Dec, Dec, Dec, Dec, N et foreign assets,,,,,,,,,,,,,,,,,, Claims on nonresidents,,,,,,,,,,,,,,,,,, M onetary gold and SDR holdings,,,,,,,,,,,,, Foreign currency D eposits,,,,,,,,,,,,,,,, Securities other than shares,,,,,,,,,,,,,,,,,, L oans,,,,,,,,,,,,,,,,,,,,, L iabilities nonresidents,,,,,,,,, Deposits,,,,,, S ecurities other than shares Loans,,,,, O ther,,,,, Claims on credit institutions,,,,,,,,,,,,,, N et claims on general government,,,,,,,,,,,,,,,,,, Claims on federal government,,,,,,,,, S ecurities,,,,,,,,, claims C laims on state and local government,, S ecurities,, O ther claims Liabilities federal government,,,,,,,,,,,,,,,,,, D eposits,,,,,,,,,,,,,,,,,, liabilities,,,,,,,,, L iabilities state and local government,,,,,,,,, Deposits,,,,,,,,, O ther liabilities

48 BANK OF RUSSIA STATISTICAL BULLETIN () Table. (cont.) (millions rubles, end period) Dec, Dec, Dec, Dec, Dec, Dec, Dec, Dec, Dec, C laims on other secrs,,,,,,,, financial institutions,,,,,, P ublic nonfinancial organizations nonfinancial organizations,,,,,, H ouseholds Monetary base,,,,,,,,,,,,,,,,,, C urrency in circulation,,,,,,,,,,,,,,,,,, Liabilities credit institutions,,,,,,,,,,,,,,,,, D eposits,,,,,,,,,,,,,,,, Securities other than shares,,,,,, O ther liabilities credit institutions,, Deposits included in broad money,,,,,,,,, T ransferable deposits,,,,,,,,, financial institutions,,,, P ublic nonfinancial organizations,,,,,,,,, nonfinancial organizations,,,,,,, H ouseholds deposits,,,, O ther financial institutions,,,, Public nonfinancial organizations O ther nonfinancial organizations H ouseholds S hares and other equity,,,,,,,,,,,,,,, items (net),,,,,,,,, O ther liabilities,,,,,,,,, assets,,,,,,,,,

49 BANK OF RUSSIA STATISTICAL BULLETIN () Table. (cont.) (millions rubles, end period) Nov, Dec, Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, N et foreign assets,,,,,,,,,,,,,,,,,,,, Claims on nonresidents,,,,,,,,,,,,,,,,,,,, M onetary gold and SDR holdings,,,,,,,,,,,,,,,,,,,, Foreign currency,,,, D eposits,,,,,,,,,,,,,,,,,,,, Securities other than shares,,,,,,,,,,,,,,,,,,,, L oans,,,,,,,,,,,,,,,,,,,, L iabilities nonresidents,,,,,,,,,, Deposits,,,,,,,,,, S ecurities other than shares Loans,,,,,,,,,, O ther,,,,,,,,,, Claims on credit institutions,,,,,,,,,,,,,,,,,,,, N et claims on general government,,,,,,,,,,,,,,,,,,,,, Claims on federal government,,,,,,,,,, S ecurities,,,,,,,,,, claims C laims on state and local government Securities O ther claims Liabilities federal government,,,,,,,,,,,,,,,,,,,, D eposits,,,,,,,,,,,,,,,,,,,, liabilities,,,,,,,,,, Liabilities government state and local,,,,,,,,,, Deposits,,,,,,,,,, O ther liabilities

50 BANK OF RUSSIA STATISTICAL BULLETIN () Table. (end) (millions rubles, end period) Nov, Dec, Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, C laims on other secrs,,,,,,,,,, financial institutions,,,,,,,,,, P ublic nonfinancial organizations nonfinancial organizations,,,,,,,,,, H ouseholds Monetary base,,,,,,,,,,,,,,,,,,,, C urrency in circulation,,,,,,,,,,,,,,,,,,,, Liabilities credit institutions,,,,,,,,,,,,,,,,,,,, D eposits,,,,,,,,,,,,,,,,,,,, S ecurities other than shares O ther liabilities credit institutions,,,,,, Deposits included in broad money,,,,,,,,,, T ransferable deposits,,,,,,,,,, financial institutions,,,,,,,,,, P ublic nonfinancial organizations,,,,,,,,,, nonfinancial organizations H ouseholds deposits,,, O ther financial institutions,,, Public nonfinancial organizations O ther nonfinancial organizations H ouseholds S hares and other equity,,,,,,,,,,,,,,,,,,,, items (net),,,,,,,,,,,,,,,,, O ther liabilities,,,,,,,,,,,,,,,,,,, assets,,,,,,,,,,

51 BANK OF RUSSIA STATISTICAL BULLETIN () Credit Institutions Survey Table. (millions rubles, end period) Dec, Dec, Dec, Dec, Dec, Dec, Dec, Dec, Dec, N et foreign assets,,,,,,,,,,,,,, Claims on nonresidents,,,,,,,,,,,,,,,,,, F oreign currency,,,,,,,,, Deposits,,,,,,,,,,,,,,,, S ecurities other than shares,,,,,,,,,, Loans,,,,,,,,,,,,,,, O ther,,,,,,,,, Liabilities nonresidents,,,,,,,,,,,,,,,,,, D eposits,,,,,,,,,,,,,, Securities other than shares,,,,,,,,, L oans,,,,,,,,,,,,,,,,,,,,,,, C laims on central bank,,,,,,,,,,,,,,,,, Currency,,,,,,,,,,, D eposits,,,,,,,,,,,,,,,, Securities other than shares,,,,,, N et claims on general government,,,,,,,,,,, Claims on federal government,,,,,,,,,,,,, S ecurities,,,,,,,,,,,,, claims,,,,,,,,, C laims on state and local government,,,,,,,,,, Securities,,,,,,,,, O ther claims,,,,,,,,, Liabilities federal government,,,,,,,,,,,, D eposits,,,,,,,,,,, liabilities,,,,,,,,,

52 BANK OF RUSSIA STATISTICAL BULLETIN () Table. (cont.) (millions rubles, end period) Dec, Dec, Dec, Dec, Dec, Dec, Dec, Dec, Dec, L iabilities state and local government,,,,,,,,, Deposits,,,,,,,,, O ther liabilities Claims on other secrs,,,,,,,,,,,,,,,,,, O ther financial institutions,,,,,,,,,,, Public nonfinancial organizations,,,,,,,,, O ther nonfinancial organizations,,,,,,,,,,,,,,,,,, Households,,,,,,,,,,,,,,,,,, L iabilities central bank,,,,,,,,,,,,,, Deposits included in broad money,,,,,,,,,,,,,,,,,, T ransferable deposits,,,,,,,,,,,,,,,,,, financial institutions,,,,,,,,, P ublic nonfinancial organizations,,,,,,,,, nonfinancial organizations,,,,,,,,,,,,,,,,,, H ouseholds,,,,,,,,,,,,,, deposits,,,,,,,,,,,,,,,,,, O ther financial institutions,,,,,,,,,,, Public nonfinancial organizations,,,,,,,,, O ther nonfinancial organizations,,,,,,,,,,,,,,,,, Households,,,,,,,,,,,,,,,,,, D eposits excluded from broad money,,,,,,,,, Securities from broad other than money shares excluded,,,,,,,,,,, S hares and other equity,,,,,,,,,,,,,,,,,, items (net),,,,,,,,, O ther liabilities,,,,,,,,,,,,,,, assets,,,,,,,,,,,,,,,, C onsolidation adjustment,,,,,,,,,

53 BANK OF RUSSIA STATISTICAL BULLETIN () Table. (cont.) (millions rubles, end period) Nov, Dec, Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, N et foreign assets,,,,,,,,,,,,,,,,,,,, Claims on nonresidents,,,,,,,,,,,,,,,,,,,, F oreign currency,,,,,,,,,, Deposits,,,,,,,,,,,,,,,,,,,, S ecurities other than shares,,,,,,,,,,,,,,,,,,,, Loans,,,,,,,,,,,,,,,,,,,, O ther,,,,,,,,,, Liabilities nonresidents,,,,,,,,,,,,,,,,,,,, D eposits,,,,,,,,,,,,,,,,,,,, Securities other than shares,,,,,,,,,, L oans,,,,,,,,,,,,,,,,,,,, C laims on central bank,,,,,,,,,,,,,,,,,,,, Currency,,,,,,,,,,,,,,,,, D eposits,,,,,,,,,,,,,,,,,,,, S ecurities other than shares N et claims on general government,,,,,,,,,,,,,,,,,, Claims on federal government,,,,,,,,,,,,,,,,,,,, S ecurities,,,,,,,,,,,,,,,,,,,, claims,,,,,,,,,, C laims on state and local government,,,,,,,,,,,,,,,,,,, Securities,,,,,,,,,, O ther claims,,,,,,,,,, Liabilities federal government,,,,,,,,,,,,,,,,,,,, D eposits,,,,,,,,,,,,,,,,,,, liabilities,,,,,,,,,,

54 BANK OF RUSSIA STATISTICAL BULLETIN () Table. (end) (millions rubles, end period) Liabilities government state and local Nov, Dec, Jan, Feb, Mar, Apr, May, Jun, Jul, Aug,,,,,,,,,,, Deposits,,,,,,,,,, O ther liabilities Claims on other secrs,,,,,,,,,,,,,,,,,,,, O ther financial institutions,,,,,,,,,,,,,,,,,,,, Public nonfinancial organizations,,,,,,,,,, O ther nonfinancial organizations,,,,,,,,,,,,,,,,,,,, Households,,,,,,,,,,,,,,,,,,,, L iabilities central bank,,,,,,,,,,,,,,,,,,,, Deposits included in broad money,,,,,,,,,,,,,,,,,,,, T ransferable deposits,,,,,,,,,,,,,,,,,,,, financial institutions,,,,,,,,,, P ublic nonfinancial organizations,,,,,,,,,, nonfinancial organizations,,,,,,,,,,,,,,,,,,,, H ouseholds,,,,,,,,,,,,,,,,,,,, deposits,,,,,,,,,,,,,,,,,,,, O ther financial institutions,,,,,,,,,,,,,,,,,,,, Public nonfinancial organizations,,,,,,,,,, O ther nonfinancial organizations,,,,,,,,,,,,,,,,,,,, Households,,,,,,,,,,,,,,,,,,,, D eposits excluded from broad money,,,,,,,,,,,,,,,, Securities from broad other than money shares excluded,,,,,,,,,,,,,,,,,,,, S hares and other equity,,,,,,,,,,,,,,,,,,,, items (net),,,,,,,,,, O ther liabilities,,,,,,,,,,,,,,,,,,,, assets,,,,,,,,,,,,,,,,,,,, C onsolidation adjustment,,,,,,,,,,

55 BANK OF RUSSIA STATISTICAL BULLETIN () Banking System Survey Table. (millions rubles, end period) Dec, Dec, Dec, Dec, Dec, Dec, Dec, Dec, Dec, N et foreign assets,,,,,,,,,,,,,,,,,, Claims on nonresidents,,,,,,,,,,,,,,,,,, L iabilities nonresidents,,,,,,,,,,,,,,,,,, Domestic claims,,,,,,,,,,,,,,,,,, N et claims on general government,,,,,,,,,,,,,,,,,, Claims on federal government,,,,,,,,,,,,,, C laims on state and local government,,,,,,,,,, Liabilities federal government,,,,,,,,,,,,,,,,,, L iabilities state and local government,,,,,,,,,, Claims on other secrs,,,,,,,,,,,,,,,,,, O ther financial institutions,,,,,,,,,,,, Public nonfinancial organizations,,,,,,,,, O ther nonfinancial organizations,,,,,,,,,,,,,,,,,, Households,,,,,,,,,,,,,,,,,,

56 BANK OF RUSSIA STATISTICAL BULLETIN () Table. (cont.) (millions rubles, end period) Dec, Dec, Dec, Dec, Dec, Dec, Dec, Dec, Dec, B road money liabilities,,,,,,,,,,,,,,,,,, Currency outside banking system,,,,,,,,,,,,,,,,,, T ransferable deposits,,,,,,,,,,,,,,,,,, financial institutions,,,,,,,,, P ublic nonfinancial organizations,,,,,,,,, nonfinancial organizations,,,,,,,,,,,,,,,,,, H ouseholds,,,,,,,,,,,,,, deposits,,,,,,,,,,,,,,,,,, O ther financial institutions,,,,,,,,,,, Public nonfinancial organizations,,,,,,,,, O ther nonfinancial organizations,,,,,,,,,,,,,,,,, Households,,,,,,,,,,,,,,,,,, D eposits excluded from broad money,,,,,,,,, Securities from broad other than money shares excluded,,,,,,,,,,, S hares and other equity,,,,,,,,,,,,,,,,,, items (net),,,,,,,,,,, O ther liabilities,,,,,,,,,,,,,,,,, assets,,,,,,,,,,,,,,,, C onsolidation adjustment,,,,,,,,,

57 BANK OF RUSSIA STATISTICAL BULLETIN () Table. (cont.) (millions rubles, end period) Nov, Dec, Jan, Feb, Mar, Apr, May, N et foreign assets,,,,,,,,,,,,,, C laims on nonresidents,,,,,,,,,,,,,, L iabilities nonresidents,,,,,,,,,,,,,,, D omestic claims,,,,,,,,,,,,,, N et claims on general government,,,,,,,,,,,,,, C laims on federal government,,,,,,,,,,,,,, C laims on state and local government,,,,,,,,,,,,, L iabilities federal government,,,,,,,,,,,,,, L iabilities state and local government,,,,,,,,,,,,, C laims on other secrs,,,,,,,,,,,,,, O ther financial institutions,,,,,,,,,,,,,, Public nonfinancial organizations,,,,,,, O ther nonfinancial organizations,,,,,,,,,,,,,, H ouseholds,,,,,,,,,,,,,,

58 BANK OF RUSSIA STATISTICAL BULLETIN () Table. (cont.) (millions rubles, end period) Nov, Dec, Jan, Feb, Mar, Apr, May, B road money liabilities,,,,,,,,,,,,,, C urrency outside banking system,,,,,,,,,,,,,, T ransferable deposits,,,,,,,,,,,,,, financial institutions,,,,,,, P ublic nonfinancial organizations,,,,,,, O ther nonfinancial organizations,,,,,,,,,,,,,, H ouseholds,,,,,,,,,,,,,, O ther deposits,,,,,,,,,,,,,, O ther financial institutions,,,,,,,,,,,,,, Public nonfinancial organizations,,,,,,, O ther nonfinancial organizations,,,,,,,,,,,,,, H ouseholds,,,,,,,,,,,,,, D eposits excluded from broad money,,,,,,,,,, S ecurities other than shares excluded from broad money,,,,,,,,,,,,,, S hares and other equity,,,,,,,,,,,,,, O ther items (net),,,,,,,,,,,,, O ther liabilities,,,,,,,,,,,,,, O ther assets,,,,,,,,,,,,,, C onsolidation adjustment,,,,,,,

59 BANK OF RUSSIA STATISTICAL BULLETIN () Table. (cont.) (millions rubles, end period) in national currency Jun, Jul, Aug, in foreign currency tal N et foreign assets,,,,,,,,,,,,,,, in national currency in foreign currency tal in national currency in foreign currency tal Claims on nonresidents,,,,,,,,,,,,,,,,,, L iabilities nonresidents,,,,,,,,,,,,,,,,,, Domestic claims,,,,,,,,,,,,,,, N et claims on general government,,,, -,,,,,,,,,,,,,, Claims on federal government,,,,,,,,,,,,,,, C laims on state and local government,,,,,,,,,,,, Liabilities federal government,,,,,,,,,,,,,,,,,, L iabilities state and local government,,,,,,,,,,,, Claims on other secrs,,,,,,,,,,,,,,,,,, O ther financial institutions,,,,,,,,,,,,,,, Public nonfinancial organizations,,,,,,,,, O ther nonfinancial organizations,,,,,,,,,,,,,,,,,, Households,,,,,,,,,,,,,,,

60 BANK OF RUSSIA STATISTICAL BULLETIN () Table. (end) (millions rubles, end period) in national currency Jun, Jul, Aug, in foreign currency tal B road money liabilities Х Х,, Х Х,, Х Х,, in national currency in foreign currency tal in national currency in foreign currency tal Money Supply (National Definition),, Х Х,, Х Х,, Х Х C urrency outside banking system,,,,,,,,,,,, Transferable deposits,,,,,,,,,,,, O ther financial institutions,,,,,, Public nonfinancial organizations,,,,,, O ther nonfinancial organizations,,,,,,,,,,,, Households,,,,,,,,,,,, O ther deposits,,,,,,,,,,,,,,,,,, financial institutions,,,,,,,,,,,,,,, P ublic nonfinancial organizations,,,,,,,,, nonfinancial organizations,,,,,,,,,,,,,,,,,, H ouseholds,,,,,,,,,,,,,,,,,, Deposits excluded from broad money,,,,,,,,,,,, Securities money other than shares excluded from broad,,,,,,,,,,,,,,, Shares and other equity,,,,,,,,,,,, O ther items (net),,,,,,,,,,,, liabilities,,,,,,,,,,,, O ther assets,,,,,,,,,,,, C onsolidation adjustment,,,,,,,,

61 BANK OF RUSSIA STATISTICAL BULLETIN () Money (National Supply Definition) Table. Cash (M monetary aggregate) Transferable deposits households including: nonfinancial organizations, financial institutions Monetary aggregate М (+) deposits households including: nonfinancial organizations, financial institutions (except for credit ones) (except for credit ones).,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,..,.,.,.,.,.,.,.,.

62 BANK OF RUSSIA STATISTICAL BULLETIN () Table. (end) М Money (+) supply Money supply growth rates, % previous month beginning the yea r month year ag o.,....,.....,.....,.....,.....,.....,.....,.....,.....,.....,.....,.....,.....,.....,.....,.....,.....,.....,.....,.....,.....,....

63 BANK OF RUSSIA STATISTICAL BULLETIN () Monetary Base (Broad Definition) Table. (billions rubles) Broad monetary base currency issued (including cash in vaults credit institutions) correspondent account balances credit institutions with the Bank Russia Including: required reserves credit institutions balances on the deposit accounts with the Bank Russia the Bank onds (OBRs) Russia held by banks b..,.,......,., ,., ,., ,., ,.,.,......,., ,., ,.,......,.,.,....,.,.....,.,.,....,.,.....,.,.,....,.,.,....,.,.,....,.,.,....,.,.,....,.,.,....,.,.,....,.,.,....,.,.,....,.,.....,.,.,...

64 BANK OF RUSSIA STATISTICAL BULLETIN () T able. ( end ) (billions rubles, on the beginning fice hours) Broad monetary base currency issued (including cash in vaults credit institutions) correspondent balances credit with the Bank account institutions Russia Including: required reserves credit institutions balances on the deposit accounts with the Bank Russia the Bank onds (OBRs) Russia held by banks b.,.,.,....,.,.,....,.,.....,.,.....,.,.....,.,.....,.,.....,.,.,....,.,.,....,.,.,....,.,.....,.,.....,.,.,....,.,.,....,.,.,....,.,.,....,.,.,....,.,.,....,.,.,....,.,.,....,.,.,... At market value.

65 BANK OF RUSSIA STATISTICAL BULLETIN () Financial Institutions Survey Table. (millions rubles, end period) Q, Q, Q, Q, Q, Net foreign assets,,,,, Claims on nonresidents,,,,, Foreign currency, Deposits,,,,, Securities other than shares,,,,, Loans,,,,,,,,,, Liabilities nonresidents,,,,, Loans,,,,,,,,,, Claims on banking system,,,,,,,,,, Currency,,,,,,,,,,,,,,, o f which: accounts receivable...,,,, Net claims on general government,,,,, Claims on general government,,,,, o f which: accounts receivable...,,,, Liabilities general government,,,,, o f which: accounts payable...,,,, Claims on other secrs,,,,,,,,,, financial institutions,,,,, o f which: accounts receivable...,,,, Nonfinancial organizations,,,,, o f which: accounts receivable...,,,, Households,,,,, o f which: accounts receivable...,,,, Securities other than shares,,,,, Loans,,,,, Of which: credit institutions,,,,, Insurance technical reserves,,,,,,,,,, Net equity households insurance reserves in life,,,,, Net equity households in pension funds,,,,,,,,,, Prepaid premiums/reserves against outstanding claims,,,,, Of which: credit institutions,,,,, Shares and other equity,,,,, items (net),,,,,

66 BANK OF RUSSIA STATISTICAL BULLETIN () Financial Secr Survey (millions rubles, end Table. period) Q, Q, Q, Q, Q, N et foreign assets,,,,,,,,,, C laims on nonresidents,,,,,,,,,, L iabilities nonresidents,,,,,,,,,, D omestic claims,,,,,,,,,, N et claims on general government,,,,,,,,,, C laims on general government,,,,,,,,,, L iabilities general government,,,,,,,,,, C laims on other secrs,,,,,,,,,, O ther financial institutions, except public financial corporations, insuranc e companies and private pension fund s,,,,,,,,,, N onfinancial organizations,,,,,,,,,, H ouseholds,,,,,,,,,, C urrency outside financial secr,,,,,,,,,, D eposits,,,,,,,,,, Of which: other financial institutions, except public financial corporations, insuranc e companies and private pension fund s,,,,,,,,,, S ecurities other than shares,,,,,,,,,, L oans,,,,, I nsurance technical reserves,,,,,,,,,, S hares and other equity,,,,,,,,,, O ther items (net),,,,,,,

67 BANK OF RUSSIA STATISTICAL BULLETIN (). MAIN INDICATORS AND INSTRUMENTS OF THE BANK OF RUSSIA MONETARY POLICY The Bank Russia Balance Sheet (millions Precious metals,,,,,,,,,,,,,,,,,,,,,,,,. Funds placed with nonresidents and securities issued by nonresidents. Credits and deposits Table.,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,. Securities,,,,,,,,,,,, which: Russian government securities,,,,,,,,,,,,. Claims on IMF,,,,,,,,,,,,. assets,,,,,,,,,,,, which: fixed assets Х Х, Х Х Х Х Х Х Х Х Х advance payments on prit tax T otal assets,,,,,,,,,,,,,,,,,,,,,,,,. Cash in circulation,,,,,,,,,,,,,,,,,,,,,,,,. Funds in accounts with the Bank Russia,,,,,,,,,,,,,,,,,,,,,,,, which: Russian government funds,,,,,,,,,,,,,,,,,,,,,,,, funds resident credit institutions,,,,,,,,,,,,,,,,,,,,,,,,. Float,,,,,,,,,,,,. Bank Russia bonds. Liabilities IMF,,,,,,,,,,,,. liabilities,,,,,,,,,,,,,,,,,,,,. Capital,,,,,,,,,,,,,,,,,,,,,,,,. Prit a fiscal year, T otal liabilities,,,,,,,,,,,,,,,,,,,,,,,, rubles) The Bank Russia balance sheet structure is approved by the Board Direcrs the Central Bank the Russian Federation. Last changes in methodology data compilation for the Bank Russia balance sheet see the Summary Methodology table.. Since January, data on the fixed assets as a part other assets are published once a year for January st in the Annual report the Bank Russia.

68 BANK OF RUSSIA STATISTICAL BULLETIN () The Bank Russia Key Rate Table. P eriod %

69 BANK OF RUSSIA STATISTICAL BULLETIN () Date For funds borrowed rom nonresident banks f Required Reserves On in individual rubles in deposits Sberbank For Ratios funds borrowed from individuals in rubles For funds from legal in foreign..... borrowed entities currency For funds borrowed from legal entities in rubles Required reserve ratio on credit institutions liabilities nonresident in rubles and foreign currency banks Required reserve ratio in on liabilities rubles individuals Required reserve in ratio rubles on credit institutions and foreign currency For in funds Table. (percent) borrowed from individuals foreign currency other liabilities The indicated category liabilities has not been taken in account. The required reserve ratio has not been established.

70 BANK OF RUSSIA STATISTICAL BULLETIN () Required reserve ratio on credit institutions liabilities nonresident banks in rubles and foreign currency Required reserve ratio in on liabilities rubles individuals Required reserve ratio on legal entities nonresidents liabilities in rubles Required reserve ratio on legal entities nonresidents liabilities in foreign currency on Required liabilities in reserve ratio individuals rubles..... on Required reserve in Required reserve ratio liabilities individuals in foreign currency ratio rubles Required on credit other in on credit institutions and foreign currency reserve ratio institutions liabilities rubles Scaling Facr Which Is Used Correct the Sum Credit Institutions Residents the Credit Institution Liabilities for Issued Securities P eriod validity Scaling Fac r... Table. (end) (percent) other liabilities Required reserve ratio on credit institutions other liabilities in foreign currency Table.

71 BANK OF RUSSIA STATISTICAL BULLETIN () Required Reserves (Averaged Amount) Held by Credit Institutions n Their Correspondent Accounts (Subaccounts) with the Bank Russia Table. i The period averaging Volume, billions rubles The Required Reserves Averaging Ratio set by the Bank Russia Averaging ratio Credit institutions for which required reserves averaging ratio was set credit institutions except settlement nonbanking credit institutions and settlement centres the organised securities market settlement nonbanking credit institutions and settlement centres on the organised securities marke credit institutions except settlement nonbanking credit institutions and settlement centres the organised securities market credit institutions except settlement nonbanking credit institutions and settlement centres the organised securities market credit institutions except settlement nonbanking credit institutions and settlement centres the organised securities market credit institutions except settlement nonbanking credit institutions and settlement centres the organised securities market credit institutions except settlement nonbanking credit institutions and settlement centres the organised securities market credit institutions except settlement nonbanking credit institutions, settlement centres the organised securities market and nonbanking credit institutions, which have a responsibility for money transfers without opening bank accounts and other associated operations credit institutions except settlement nonbanking credit institutions and nonbanking credit institutions, which have a responsibility for money transfers without opening bank accounts and other associated operations nonbanking credit institutions, which have a responsibility for money transfers without opening bank accounts and other associated operations

72 BANK OF RUSSIA STATISTICAL BULLETIN () Period validity Fixed-term Rates on the Bank Russia Deposit Operations Overnight Demand deposits Tom-next Spot-next Table. (% p.a.) T om Оne week Spot-week month Since July, the Bank Russia has terminated establish interest rates on operations which are suspended. ince April, S operations are suspended.

73 BANK OF RUSSIA STATISTICAL BULLETIN () Fixed-term Rates on the Bank Russia Lombard Loans Table. Period validity Fixed-term rate,% for the term day f or the term day s or the term day s f Since April, operations are suspended. Since Februar y, operations are suspended. hese interest rates were set fr o T m. March,. Since July, the Bank Russia has terminated establish interest rates on operations which are suspended.

74 BANK OF RUSSIA STATISTICAL BULLETIN () Fixed-term Rates on the Bank Russia Loans Secured by Gold, Assets and Guarantees Fixed-term rate on the loans secured by Table. (% p.a.) Period validity day from days g old for the term assets and guarantees for the ter m up days from days from da y days from days up days from days from days From June, the maximal terms granting means on operations constant action (the Bank Russia loans secured by assets and guarantees and also by gold) was increased b y the Bank Russia from up. Since February, operations are suspended. Since April, April, operations were not conducted, since February, operations are suspended. This interest rate operated in a period from August, till September,. These interest rates were set from. March,.

75 BANK OF RUSSIA STATISTICAL BULLETIN () Main Indicars the Bank Russia Intraday and Overnight Loans Table. extended loans, millions rubles which: in the tal Moscow region I ntraday loans Overnight loan s number tal credit institutions (branches) which: in the Moscow region number Bank terririal the Russia branches extended loans, millions rubles which: in the tal Moscow region number tal credit institutions (branches) which: in the Moscow region number Bank terririal.,.,.,.,..,.,..,.,....,.,....,.,....,.,....,.,.,.,..,.,....,.,....,.,....,.,....,.,...,.,...,.,...,.,....,.,..,.,..,.,.,.,..,.,..,.,..,.,...,.,.,.,. the Russia branches

76 BANK OF RUSSIA STATISTICAL BULLETIN () Main Indicars Characterizing the Bank (Except Russia Operations on Secured Lending in Currency Federation for Intraday and Overnight Loans) Lombard loans Table. the Russian tal amount loans, millions rubles which: on fixed-term rate on auctio n day day s day s k wee month s month s month s k number announced/valid lombard loan auction s wee month s month s month s average weighted rate, % p.a. S eptember,..,.. / / /. Ocber,..,.. / / /. N ovember,..,.. / / /. December,.,.,.. / / /. J anuary,.,.,... / / /. F ebruary,.,.. M arch,.,.. April,.,.. M ay,.,.. June,.,.. J uly,.,.. August,.,.. S eptember,.,..

77 BANK OF RUSSIA STATISTICAL BULLETIN () T able. (cont. ) tal amount loans, millions rubles from days from days on fixed-term rate which for the term: from days Collateralized from days loans by assets from days and guarantees on which auction for the term: number loan announced/valid auctions months month s month s month s average weighted rate, % p.a. S eptember,..,..,.. Ocber,..,...,. /. N ovember,..,..,.. December,.,.,.,.,.. J anuary,.,.,.,.,. /. F ebruary,..,...,. /. M arch,.,.,.,.,.,. /. April,.,.,.,.,.,. /. M ay,.,.,.,.,.,. /. June,.,.,.,.,.,. /. J uly,,.,.,.,.,.,.,.,. / /. August,.,.,.,.,.,.,. /. S eptember,,.,.,.,.,.,. /.

78 BANK OF RUSSIA STATISTICAL BULLETIN () T able. ( end ) Collateralized loans by gold tal amount millions loans, rubles on fixed-term rate which for from days from day s from day s from day s from day s the term: average weighted % p.a. rate, S eptember O cber N ovember.. December.... J anuary... F ebruary M arch.... April.... M ay J une J uly... August... S eptember.... ince April, S operations are suspended. ince February, operation s S are suspended. ince February, S operations are suspended. Since Oct o be r, operations are suspended. Auctions are conducted under the floating interest rate.

79 BANK OF RUSSIA STATISTICAL BULLETIN () Average Weighted Interest Rates on the Bank Russia Deposit Operations Table. On deposits attracted on fixed-term rates b y maturit y On all deposit operations attracted demand day mont h on fixed-term rate s wee k deposit On deposit operations attracted on auction rate s b y maturit y On all deposit o perations fine-tuning day day s day s day s day s day s operations attracted on auction rate s (% p.a.) On all deposit operations S eptember..... Ocber..... N ovember..... December..... J anuary..... February.... M arch.... April.... M ay.... June.... J uly..... August S eptember.... Since July, the Bank Russia has terminated establish interest rates on operations which are suspended.

80 BANK OF RUSSIA STATISTICAL BULLETIN () Main Characteristics the Bank Russia Deposit Operations Table. the Number credit institutions deposited the funds with Bank Russia Number the Bank Russia terririal branches, credit institutions which deposited the funds with the Bank Russia Volume deposited with the Bank Russia monetary funds, mlllions rubles demand deposit Structure as % deposited with the volume deposited Bank with the Russia Bank monetary funds, Russia funds f ixed-term interest rates auction interest rate s day mont h wee k o perations fine-tuning day day s day s day s day s day s S eptember,,.... Ocber,,.... N ovember,,.... December,,.... J anuary,,.... February,... M arch,,... April,,... M ay,,... June,,... J uly,,.... August,, S eptember,,... Since July, the Bank Russia has terminated establish interest rates on operations which are suspended.

81 BANK OF RUSSIA STATISTICAL BULLETIN () Results the Bank Russia Deposit Auctions (including Fine-tuning Deposit Auctions) Table. Date auction Maturity deposits Number credit institutions participating in auction Number the Bank Russia terririal branches Total sum applications credit institutions participating in auction, billions rubles Min rate from credit institutions applications, % p.a. Max rate from credit institutions applications, % p.a. Cut-f rate, % p.a. Average weighted rate, % p.a. Volume attracted on auction monetary funds, billions rubles. mont h mont h mont h mont h mont h mont h mont h mont h mont h mont h mont h mont h mont h da y day s da y day s......

82 BANK OF RUSSIA STATISTICAL BULLETIN () REPO Aggregates Table. Date Funds provided, millions rubles Average weighted duration, days Average weighted % p.a. rate, Debt, millions rubles.,..,,..,..,,..,,..,,..,..,,..,..,,..,..,,..,..,,..,,..,,..,..,,..,..,,..,..,,..,..,,..,,..,,..,..,,..,..,,..,..,,..,..,,..,,..,,..,..,,..,..,,..,..,,..,..,,.

83 BANK OF RUSSIA STATISTICAL BULLETIN () Official Exchange Rate US Dollar Against Ruble Table. (rubles/us dollar) Days the month J anuary February M arch April M ay June J uly August S eptember Ocber N ovember December J anuary February M arch April M ay June J uly August S eptember

84 BANK OF RUSSIA STATISTICAL BULLETIN () Ta ble. ( end ) (rubles/us dollar) Days the month J anuary February M arch April M ay June J uly August S eptember Ocber N ovember December J anuary February M arch April M ay June J uly August ,.... S eptember

85 BANK OF RUSSIA STATISTICAL BULLETIN () Official Exchange Rate Euro Against Ruble Table. (rubles/euro) Days the month J anuary February M arch April M ay June J uly August S eptember Ocber N ovember December J anuary February M arch April M ay June J uly August S eptember

86 BANK OF RUSSIA STATISTICAL BULLETIN () Ta ble. ( end ) (rubles/euro) Days the month J anuary February M arch April M ay June J uly August S eptember Ocber N ovember December J anuary February M arch April M ay June J uly August S eptember

87 BANK OF RUSSIA STATISTICAL BULLETIN () Official Exchange Rate: Rubles per US Dollar (as end month) Table. (rubles/us dollar) Month January Februar y Marc h April Ma y Jun e July Augus t Septembe r Ocbe r Novembe r Decembe r

88 BANK OF RUSSIA STATISTICAL BULLETIN () Monthly Average Official Rates: Rubles per US Dollar Table. (rubles/us dollar) Month January Februar y Marc h April Ma y Jun e July Augus t Septembe r Ocbe r Novembe r Decembe r

89 BANK OF RUSSIA STATISTICAL BULLETIN () Date quotes Reference Prices Precious Metals Gold Silver Platinum Table. (rubles per gram) Palladium.,..,.,..,..,.,..,..,.,..,..,.,..,..,.,..,..,.,..,..,.,..,..,.,..,..,.,..,..,.,..,..,.,..,..,.,..,..,.,..,..,.,..,..,.,..,..,.,..,..,.,..,..,.,..,..,...,..,.,..,..,..

90 BANK OF RUSSIA STATISTICAL BULLETIN (). FINANCIAL MARKETS.. Interbank Credit Market Monthly Monthly Average Moscow Interbank Average Moscow Interbank Bid Rates (MIBID) and Offered Rates (MIBOR) M oscow Interbank Bid Rates (MIBID) M oscow Interbank Offered Rate s (MIBOR ) Table.. (% p.a. for ruble credits) day days days days days J anuary February M arch April M ay June J uly August S eptember Ocber N ovember December J anuary February M arch April M ay June J uly August S eptember term days year credit day days days days days days year

91 BANK OF RUSSIA STATISTICAL BULLETIN () Monthly Average Moscow Interbank Actual Credit Rates (MIACR, MIACR-IG, MIACR-B) Table.. (% p.a. for ruble credits) M oscow Interbank Actual Credit Rates ( MIACR ) M oscow Interbank Actual Credit Rate s ( MIACR-IG ) M oscow Interbank Actual Credit Rate s (MIACR-B ) day days days days days days day year days term credit days days days days day year days days days days days year J anuary February M arch April M ay June J uly August S eptember Ocber N ovember December J anuary February M arch April M ay June J uly August S eptember

92 BANK OF RUSSIA STATISTICAL BULLETIN () Daily Moscow Interbank Bid Rates (MIBID) and Daily Moscow Interbank Offered Rates (MIBOR) (% p.a. Table.. for ruble credits) M oscow Interbank Bid Rates (MIBID) M oscow Interbank Offered Rate s (MIBOR ) Date day days t o day s t o day s days Term days year credit day days t o day s t o day s days days year

93 BANK OF RUSSIA STATISTICAL BULLETIN () Daily Moscow Interbank Actual Credit Rate (MIACR, MIACR-IG, MIACR-B) Table.. (% p.a. for ruble credits) M oscow Interbank Actual Credit Rates ( MIACR ) M oscow Interbank Actual Credit Rate s ( MIACR-IG ) M oscow Interbank Actual C]redit Rate s (MIACR-B ) Date day days t o day s t o day s days days year day days Term t o day s credit t o day s days days year day days t o day s t o day s days days year

94 BANK OF RUSSIA STATISTICAL BULLETIN () Main Indicars Interbank Credits (Deposits) Turnover and REPO Operations Table.. (millions rubles) R ussian ruble (RUB) U S dollar (USD ) Euro (EUR ) s deposit operations REP O deposit operation s REP O deposit operation s REP O deposit operation s REP O among residents with non- residents among residents with non- residents among residents with non- residents among residents with non- residents among residents with non- residents among residents with non- residents among residents with non- residents among residents with non- residents J anuary,,,,,,,,,, February,,,,,,,,,, M arch,,,,,,,,,, April,,,,,,,,,,,, M ay,,,,,,,,,,,, June,,,,,,,,,,,, J uly,,,,,,,,,,,, August,,,,,,,,,,,, S eptember,,,,,,,,,,, Ocber,,,,,,,,,,, N ovember,,,,,,,,,,, December,,,,,,,,,,, J anuary,,,,,,,,,,, F ebruary,,,,,,,,,,,, M arch,,,,,,,,,,,, A pril,,,,,,,,,,, M ay,,,,,,,,,,, J une,,,,,,,,,,, J uly,,,,,,,,,,, A ugust,,,,,,,,,,, S eptember,,,,,,,,,,,

95 BANK OF RUSSIA STATISTICAL BULLETIN () Average Daily Interbank Credits (Deposits) Turnover and REPO Operations by Maturity Table.. (millions rubles) September, R ussian ruble (RUB) U S dollar (USD ) Euro (EUR ) s deposit operations REP O deposit operation s REP O deposit operation s REP O deposit operation s REP O among residents with non- residents among residents with non- residents among residents with non- residents among residents O vernight,,,,,,,, with non- residents among residents with non- residents among residents with non- residents among residents with non- residents among residents with non- residents week,,,,,,, weeks,, month,,,,, months months, months Over months,, (m-next, standard spot-next) non-standard terms months less and than,,, Standard term +/ calendar days. S tandard term + / calendar days. S tandard term + / calendar days.

96 BANK OF RUSSIA STATISTICAL BULLETIN ().. Exchange Market Trades at the Unified Trading Session Moscow Exchange Table.. US weighted average exchange rate, rubles/us dollar dollar Euro trading volume, millions US dollars day morrow day omorrow t weighted average exchange rate, rubles/euro trading volume, millions euros January..,.,..,. February..,.,..,. March..,.,..,. April..,.,..,. May..,.,..,. June..,.,..,. July..,.,..,. August..,.,..,. September..,.,..,. Ocber..,.,..,. November..,.,..,. December..,.,..,. January..,.,..,. February..,.,..,. March..,.,..,. April..,.,..,. May..,.,..,. June..,.,..,. July..,.,..,. August..,.,..,. September..,.,..,. Ocber..,.,..,. November..,.,..,. December..,.,..,. January..,.,..,. February..,.,..,. March..,.,..,. April..,.,..,. May..,.,..,. June..,.,..,. July..,.,..,. August..,.,..,. September..,.,..,. Settlement time not later than the transaction day. Settlement time not later than the business day following the transaction day.

97 BANK OF RUSSIA STATISTICAL BULLETIN () Total Russian rouble (RUB) Total US dollar (USD) Average Daily Currencies Turnover Spot FX Transactions on Domestic Currency Market the Russian Federation Euro (EUR) British pound sterling (GBP) Japanese yen (JPY) Swiss franc (CHF) Australian dollar (AUD) Canadian dollar (CAD) China yuan (CNY) Belarusian ruble (BYR) Ukrainian hryvnia (UAH) (millions Kazakh tenge (KZT) Table.. US dollars) s J anuary,,,, February,,,,,, M arch,,,,, April,,,,,, M ay,,,, June,,,,, J uly,,,,, August,,,,, S eptember,,,,, Ocber,,,,, N ovember,,,,, December,,,,, J anuary,,,,, F ebruary,,,,, M arch,,,,,, A pril,,,,, M ay,,,,, J une,,,,, J uly,,,,, A ugust,,,,,, S eptember,,,,,,

98 BANK OF RUSSIA STATISTICAL BULLETIN () Total Russian rouble (RUB) Total US dollar (USD) Average Daily on Domestic Euro (EUR) Currencies Turnover Forwards FX Transactions Currency Market the Russian Federation British pound sterling (GBP) Japanese yen (JPY) Swiss franc (CHF) Australian dollar (AUD) Canadian dollar (CAD) China yuan (CNY) Belarusian ruble (BYR) Ukrainian hryvnia (UAH) (millions Kazakh tenge (KZT) Table.. US dollars) s J anuary,,,, February,,, M arch,,,, April,,,, M ay,,,, June,,, J uly,,, August,,,, S eptember,,, Ocber,,, N ovember,,, December,,, J anuary,,, February,,, M arch,,,, April,,, M ay,,, June,,,, J uly,,, A ugust,,, S eptember,,,

99 BANK OF RUSSIA STATISTICAL BULLETIN () Foreign Cash Flow Through Authorized Banks Across Russia Table.. (millions US dollars) Total foreign r eceipts currency banks (entered account) imports cash Russia purchased from resident banks purchased from individuals (residents and nonresidents) and accepted for conversion Of which: deposited in personal accounts (by residents and nonresidents) received from individuals (residents and nonresidents) for remittances without opening an account ther receipts o,.,.,.,.,.,.,.,.,.,.,.,.,.,. Q,.,.,.,.,.,.. Q,.,.,.,.,.,.. Q,.,.,.,.,.,.. Q,.,.,.,.,.,.. J uly,.,.,.,.,.,.. August,.,.,.,.,.,.. S eptember,.,.,.,.,.,.. Ocber,.,.,.,.,.,.. N ovember,.,.,.,.,... December,.,.,.,.,... Q,.,.,.,.,.,.,. Q,.,.,.,.,.,.,. J anuary,.,.,.,.,... February,.,.,.,.,... M arch,.,.,.,.,... April,..,.,.,... M ay,.,.,.,.,... June,.,.,.,.,... J uly,.,.,.,.,.,..

100 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) (millions US dollars) Total foreign e xpenses cash banks exports from Russia (cash withdrawn) sales resident banks Of sales individuals (residents and nonresidents) and payments as a result conversion which: personal account withdrawals (by residents and nonresidents) remittances individuals (residents and nonresidents) without opening an account o ther expenses Foreign balances reporting cash at end period,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,. Q,.,.,.,.,..,.,. Q,.,.,.,.,..,.,. Q,.,.,.,.,...,. Q,.,.,.,.,..,.,. J uly,..,.,.,...,. August,..,.,.,...,. S eptember,..,.,.,...,. Ocber,..,.,.,...,. N ovember,..,.,.,...,. December,..,.,.,...,. Q,.,.,.,.,..,.,. Q,.,.,.,.,..,.,. J anuary,..,.,.,...,. February,.,.,.,.,...,. M arch,..,.,.,...,. April,.,.,.,.,...,. M ay,..,.,.,...,. June,..,.,.,...,. J uly,..,.,.,...,. Excluding receipts related interbranch turnover. Including receipts from and expenses legal entities accordingly. Excluding payments related interbranch turnover.

101 BANK OF RUSSIA STATISTICAL BULLETIN () Selected Indicars Characterizing Operations with Cash Foreign Currency in Authorized Banks Table.. Average single transaction, units currency Number transactions, thousands units Average rubles per monthly rate, unit currency Average transaction margin, rubles Percent share transactions in transactions specific foreign currency tal volume foreign cash by exchange fices, % buy sell bu y sell bu y sell bu y sell US Dollar J anuary,,,., February,,,., M arch,,,., April,,,., M ay,,,., June,,,., J uly,,,., August,,,., S eptember,,,., Ocber,,,., N ovember,,,., December,,,., J anuary,,., February,,., M arch,,,., April,,,., M ay,,,., June,,,., J uly,,,.,......

102 BANK OF RUSSIA STATISTICAL BULLETIN () Average single transaction, units currency Number transactions, thousands units Average rubles per monthly rate, unit currency Average transaction margin, rubles Percent share transaction in transactions Table.. (end) specific foreign currency tal volume foreign cash by exchange fices, % buy sell bu y sell bu y sell bu y sell Euro J anuary, February,, M arch,, April,, M ay, June,,., J uly,., August,., S eptember,., Ocber, N ovember, December,., J anuary, February, M arch, April, M ay,., June,., J uly,.,......

103 BANK OF RUSSIA STATISTICAL BULLETIN () Average Foreign Cash Purchase and Sale Transactions with Individuals by Authorized Banks and Their Table.. Branches O peration Average size transaction s July Augus t Septembe r Ocbe r Novembe r Decembe r Januar y Februar y Marc h April Ma y Jun e July up US dollars P urchase n umber transactions (thousands units ) v alue transactions (millions US dollars) S ale n umber transactions (thousands units ) v alue transactions (millions US dollars) from US dollars P urchase n umber transactions (thousands units ) v alue transactions (millions US dollars) S ale n umber transactions (thousands units ) v alue transactions (millions US dollars) from, US dollars P urchase n umber transactions (thousands units ),.,.,.,.,.,..,.,.,.,.,.,. v alue transactions (millions US dollars),.,.,.,.,.,..,.,.,.,.,.,. S ale n umber transactions (thousands units ),.,.,.,.,.,.,.,.,.,.,.,.,. v alue transactions (millions US dollars),.,.,.,.,.,.,.,.,.,.,.,.,. from,, US dollars P urchase n umber transactions (thousands units ) v alue transactions (millions US dollars) S ale n umber transactions (thousands units )......,..,..... v alue transactions (millions US dollars),.,.,.,.,.,.,.,.,.,.,.,.,. over, US dollars P urchase n umber transactions (thousands units ) v alue transactions (millions US dollars) S ale n umber transactions (thousands units ) v alue transactions (millions US dollars)..,...,.,.,.,..,.,..

104 BANK OF RUSSIA STATISTICAL BULLETIN () Sck Exchange Trade by Types Securities and Financial Derivatives Table. (millions rubles) which: Volume trade tal (++++) share bond s investment unit s tal (+) futures option s on securities on share index tal (++ +) on futures agreements (contracts), an underlying asset which are share index on futures agreements (contracts), an underlying asset which are securities on securities on share index Q,,.,,.,,.,.,,.,.,,.,,.,,.,. Q,,.,,.,,.,.,,.,.,,.,.,.,. Q,,.,,.,,.,.,,.,.,,.,.,.,.

105 BANK OF RUSSIA STATISTICAL BULLETIN () Main Share Price Indices Table. Date MICEX index, points RTS index, points Moscow Exchange trade turnover, billions rubles.,.,...,.,...,.,...,.,...,.,...,.,...,.,...,.,...,.,...,.,...,.,...,.,...,.,...,.,...,.,...,.,...,.,...,.,...,.,...,.,...,.,...,.,..

106 BANK OF RUSSIA STATISTICAL BULLETIN (). FINANCIAL INSTITUTIONS PERFORMANCE.. General Description Number and Structure Credit Institutions Table... by on The the the number Bank basis which: credit Russia or the Bank institutions registered by the registration authority Russia decision tal ,,,,,,,,,,,,, banks,,, nonbanking credit institutions.. Registered percent foreign-owned credit institutions.. Credit institutions, registered by the Bank Russia, which have not yet paid up their authorized capital and have not yet received license (within the time-limit set by tal which: law) banks nonbanking credit institutions. Credit tal which: institutions licensed conduct banking operations banks nonbanking credit institutions.. Credit institutions with licence (permission): attract funds individuals conduct operations in foreign currency credit institutions with general license conduct operations with precious metals

107 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.).. Credit capital, tal which: institutions licensed with a foreign stake conduct banking in authorized operations percent foreign-owned organizations credit institutions with foreign ownership from %.. Credit institutions included in the deposit system register tal. Registered authorized capital operating credit institutions (millions rubles). Branches operating credit institutions in tal which: insurance Russia,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, Sberbank branches branches percent foreign-owned banks. Branches credit institutions abroad. Branches nonresident banks in Russia. Representative fices operating credit institutions tal which: in Russia in non-cis countries in CIS countries. Additional fices credit institutions tal,,,,,,,,,,,,, which Sberbank additional fices,,,,,,,,,,,,,. External cash desks credit institution tal,,,,,,,,,,,,, which Sberbank external cash desks,,,,,,,,,,,,,.cash credit fices credit institutions tal,,,,,,,,,,,,, o f which Sberbank cash credit fices

108 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) Operational fices credit institutions tal,,,,,,,,,,,,, which Sberbank Russia. Mobile banking fices tal which Sberbank Russia. Credit institutions with revoked licences. Credit institutions subjected liquidation.. Credit institutions in receivership with court appointed interim t rustees (liquidation commission is approved) Total credit institutions registered as liquidated legal entities,,,,,,,,,,,,, in State Register Credit Institutions tal which: credit institutions liquidated owing for violation banking legislation regulations and revocation the Bank licence Russia,,,,,,,,,,,,, credit institutions liquidated owing reorganization which: credit institutions liquidated owing merger credit institutions liquidated owing takeover which: reorganization in branches other banks taken over by other banks branches) credit institutions liquidated due relating the authorized capital (except for the violation repayment reorganized the law in These comprise representative fices whose opening abroad was made known the Bank Russia. Excluding interim trustees credit institutions with accomplished receivership.

109 BANK OF RUSSIA STATISTICAL BULLETIN () Number Credit Institutions with Nonresidents Equity tal Credit institutions with nonresidents equity general licensed by the Bank Russia conduct operations in foreign currency (except general) accept funds. () () () (). () () () (). () () () (). () () () (). () () () (). () () () (). () () () (). () () () (). () () () (). () () () (). () () () (). () () () (). () () () (). () () () (). () () () (). () () () (). () () () (). () () () (). () () () (). () () () (). () () () (). () () () (). () () () (). () () () (). () () () (). () () () () Table.. (units) individuals Data in brackets include the number credit institutions in which the decisions taken by non-resident members (whose tal stake in authorized capital credit institutions is over %) are greatly influenced by residents the Russian Federation.

110 BANK OF RUSSIA STATISTICAL BULLETIN () Credit Institutions Grouped by Registered Authorized Capital Table.. units Less millions than rubles share in number credit tal institutions, % From units millions rubles share in number credit tal institutions, % From units millions rubles share in number credit tal institutions, % From units millions rubles share in number credit tal institutions, % From units millions rubles share in number credit tal institutions, %

111 BANK OF RUSSIA STATISTICAL BULLETIN () From units millions rubles share in tal number credit institutions, % From units millions rubles share in tal number credit institutions, % units From billion millions rubles share in number credit tal institutions, % Table.. (end) From billions rubles billions rubles and mor e Tota l units share in number credit tal institutions, % units share in number credit tal institutions, % units

112 BANK OF RUSSIA STATISTICAL BULLETIN () Credit Institutions Grouped by the Share Nonresidents Equity Table.. N onresidents equity units u p % u p % u p % u p % % ta l share in tal number credit institutions with nonresidents stake in authorized capital, % units share in tal number credit institutions with nonresidents stake in authorized capital, % units share in tal number credit institutions with nonresidents stake in authorized capital, % units share in tal number credit institutions with nonresidents stake in authorized capital, % units share in tal number credit institutions with nonresidents stake in authorized capital, % units.... ( ). ( )..... ( ). ( )..... ( ). ( )..... ( ). ( )..... ( ). ( )..... ( ). ( )..... ( ). ( )..... ( ). ( )..... ( ). ( )..... ( ). ( )..... ( ). ( )..... ( ). ( )..... ( ). ( )..... ( ). ( )..... ( ). ( ). D ata in brackets include the number credit institutions in which the decisions taken by non-resident members (whose tal stake in authorized capital credit institutions is over %) are great ly influenced by residents the Russian Federation. From July, the quantity the credit institutions with participation nonresidents if taking in account complete emissions which resulted in changes authorized capital that have no been registered in charters. t

113 BANK OF RUSSIA STATISTICAL BULLETIN () Selected Performance Indicars Credit Institutions Grouped by Assets Table.. (millions rubles) Credit institutions grouped by assets (in descending order) as.. Tota l Assets A ssets (liabilities),,,,,,,,,,,,, L oans non-financial institutions,,,,,,,,,,,, L oans resident financial institutions (except credit institutions),,,,,,,, L oans individuals,,,,,,,,,,,, U nsecured consumer loans (portfolio homogenous loans),,,,,,,,,,, Capital and financial performance E quity capital,,,,,,,,,,, C apital adequacy N., % P rit for the current year,,,,,,, R eturn on assets, % R eturn on equity, % Liabilities I ndividuals' deposits,,,,,,,,,,,, L oans received from the Bank Russia,,,,,,,,,

114 BANK OF RUSSIA STATISTICAL BULLETIN () Financial Performance Credit Institutions Table.. Total prit + / loss for the current year, millions rubles Prit made making credit institutions, millions rubles Share credit prit-making institutions, % pritby Loss loss- making credit institutions for the current year, millions rubles Share credit loss-making institutions, % Current-year prit allocation, millions rubles.,,,,.,.,.,,.,.,.,,.,.,.,,.,.,.,,.,.,.,,.,.,.,,.,.,.,,.,.,.,,.,.,.,,.,.,.,,.,.,.,,.,.,.,,,.,.,.,,.,.,.,,.,.,.,,.,.,.,,.,.,.,,.,.,.,,.,.,.,,.,.,.,,.,.,

115 BANK OF RUSSIA STATISTICAL BULLETIN () D istribution the Credit Institutions by Own Funds (Capital) Table.. T otal which credit institutions with the capital: number credit institutions, units capital, billions rubles l ess than mln. rub. mln. rub. mln. bln. rub. bln. rub. number credit institutions, units capital, billions rubles number credit institutions, units capital, billions rubles number credit institutions, units capital, billions rubles number credit institutions, units capital, billions rubles.,......,......,......,......,......,......,......,......,......,......,......,......,..... Memo: own funds (capital) adequacy ratio (N.) as.., %.....

116 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) number credit institutions, units which credit institutions with the capital: bln. rub. bln. rub. bln. rub. and mor e capital, billions rubles number credit institutions, units capital, billions rubles number credit institutions, units capital, billions rubles credit institutions going through insolvency prevention measureа number credit institutions, units capital, billions rubles...,.....,.....,.....,.....,.....,.....,.....,.....,.....,.....,.....,.....,.. Memo: own funds (capital) adequacy ratio (N.) as.., %.... Since the reporting February, the capital is calculated in compliance with the Bank Russia Regulation No. -P, dated December, (Basel III), before the date mentioned t was accounted under the Bank Russia Regulation No. -P, dated February, (Basel I II). i

117 BANK OF RUSSIA STATISTICAL BULLETIN () Number Non-Credit Financial Institutions Table.. (units) Non-credit financial institutions S ubjects insurance business I nsurance companies M utual insurance companies I nsurance brokers S ecurities market pressional participants,,,,,,,,,, B rokers D ealers T rust managers D eposiries R egistrars I nfrastructures C learing houses S ck exchange C ollective investment market participants P rivate pension funds J oint-sck investment funds A sset management companies S pecialized deposiries S ubjects micrinance and cooperatives,,,,,,,,,, M icrinance organizations,,,,,,,,,, C redit consumer cooperatives,,,,,,,,,, P awn shops,,,,,, H ousing savings cooperatives S elf-regulating organizations micrinance organizations S elf-regulating organizations credit consumer cooperatives R ating agencies Cheque actuaries

118 BANK OF RUSSIA STATISTICAL BULLETIN ().. Borrowings Deposits Individuals Accepted by Credit Institutions Table.. (millions rubles) Deposits individuals in rubles in foreign currenc y tal tal demand deposits up days days by maturity: days days year years over years tal demand deposits up days days by maturity: days days year years over years.,,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,,,

119 BANK OF RUSSIA STATISTICAL BULLETIN () F unds Organizations Accepted by Credit Institutions Table.. (millions rubles) Deposits and other funds raised from organizations (except credit institutions) in rubles tal tal by maturity: demand deposits up day s day s day s days yea r year s over year s.,,,,,,,,,,,,,,.,,,,,,,,,,,,.,,,,,,,,,,,,.,,,,,,,,,,,,,,.,,,,,,,,,,,,,,.,,,,,,,,,,,,,.,,,,,,,,,,,,,,.,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,.,,,,,,,,,,,,,.,,,,,,,,,,,,,,.,,,,,,,,,,,,,.,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,

120 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) (millions rubles) tal Deposits demand deposits and other up funds days raised In from organizations foreign days currency by maturity: days (except credit days year institutions) years over years Loans, raised in deposits and from credit rubles other funds institutions in foreign currency Individual in rubles entrepreneurs in foreign currency funds.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,, Except funds on accounts, float and debts on facring, forfating operations.

121 BANK OF RUSSIA STATISTICAL BULLETIN () Average Weighted Interest demand deposits up days including demand deposits up days, except demand deposits Average Rates weighted days on Nonfinancial interest rates by maturity days days year on individual up year including demand deposits Organizations deposits up year, except demand deposits year years over years and Individual over year Average up days including demand deposits weighted days Deposits interest days Table.. Denominated in Rubles rates on nonfinancial by maturity up year days including year demand deposits organizations year years over years (% p.a.) deposits over year J anuary February M arch April M ay June J uly August

122 BANK OF RUSSIA STATISTICAL BULLETIN () demand deposits up days including demand deposits up days, except demand deposits Average Weighted Interest and Individual Deposits days Average on days weighted individual days year interest deposits rates up year including demand deposits up year, except demand deposits Rates on Nonfinancial Organizations Denominated in Foreign Currency year years in US dollars over years over year up days including demand deposits days on Average weighted interest nonfinancial organizations up year days including days year demand deposits rates deposits year years Table.. over years (% p.a.) over year J anuary February M arch April M ay June J uly August in euros J anuary February M arch April M ay June J uly August

123 BANK OF RUSSIA STATISTICAL BULLETIN () Average Weighted Interest Rates on Interbank Deposits Denominated in Rubles and Foreign Currency day up days including demand deposits days in rubles By maturity days days year up year including demand deposits Table.. (% p.a.) over year January February March April May June July August in US dollars January February March April May June July August in euros January February March April May June July August

124 BANK OF RUSSIA STATISTICAL BULLETIN () Savings (Deposit) Certificates, Bonds Issued by Credit Institutions and Derivatives Table.. (millions rubles) D eposit certificates Savings certificate s tal up days days which days by maturity: days year years over years tal up days days which days by maturity: days year years over years.,,,,,,,.,,,,,,,.,,,,,,,.,,,,,,,.,,,,,,,.,,,,,,,,.,,,,,,,.,,,,,,,,.,,,,,,,.,,,,,.,,,,,.,,,,,,.,,,,,,,,.,,,,,,,.,,,,,,,.,,,,,,,.,,,,,,,,.,,,,,,,,.,,,,,,,,.,,,,,,,,.,,,,,,,,

125 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) (millions rubles) tal Bonds which by maturity: up days day s day s days yea r year s over year s Derivatives (at fair value).,,,,,,,.,,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,

126 BANK OF RUSSIA STATISTICAL BULLETIN () Funds Raised Through Banking Bills from Legal Entities and Individuals Table.. (millions rubles) R uble-denominated bills, by maturity period Foreign currency-denominated bills, by maturity perio d tal at sight up days days which: days days year years over years tal at sight up days days which: days days year years over years.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,

127 BANK OF RUSSIA STATISTICAL BULLETIN ().. Lending Loans, Deposits and Funds Extended Organizations, Individuals and Credit Institutions Table.. (millions rubles) Loans, Deposits and Funds in rubles which: tal individuals tal organizations (except general and local governments which by and maturity: extrabudgetary funds) up days da y day s days yea r year s over year s credit institutions.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,

128 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) (millions rubles) Loans, Deposits and Funds in foreign currency which: tal individuals tal organizations (except general and local governments which by and maturity: extrabudgetary funds) up days da y day s days yea r year s over year s credit institutions.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,

129 BANK OF RUSSIA STATISTICAL BULLETIN () Average Weighted Interest Rates on Ruble-Denominated Loans Extended Individuals Table.. (% p.a.) up days including demand deposits days days days year T otal which car loan s up year including demand deposits year years over years over year up days including demand deposits days days days year up year including demand deposits year years over years over year J anuary February M arch April M ay June J uly August

130 BANK OF RUSSIA STATISTICAL BULLETIN () Average Weighted Interest Rates on US dollar-denominated Loans Extended Individuals Table.. (% p.a.) up days including demand deposits days days days year T otal which car loan s up year including demand deposits year years over years over year up days including demand deposits days days days year up year including demand deposits year years over years over year J anuary February M arch April M ay June J uly August

131 BANK OF RUSSIA STATISTICAL BULLETIN () Average Weighted Interest Rates on Euro-Denominated Loans Extended Individuals Table.. (% p.a.) up days including demand deposits days O n individual loans, by maturity which car loan s days days year up year including demand deposits year years over years over year up days including demand deposits days days days year up year including demand deposits year years over years over year J anuary February M arch April M ay June J uly August

132 BANK OF RUSSIA STATISTICAL BULLETIN () Average Weighted Interest Rates on Ruble-Denominated Loans Extended Nonfinancial Organizations Table.. (% p.a.) up days including demand deposits days days days year T otal Of which small, medium-sized businesse s up year including demand deposits year years over years over year up days including demand deposits days days days year up year including demand deposits year years over years over year J anuary February M arch April M ay June J uly August

133 BANK OF RUSSIA STATISTICAL BULLETIN () Average Weighted Interest Rates on US dollar-denominated Loans Extended Nonfinancial Table.. Organizations (% p.a.) up days including demand deposits days days days year T otal Of which small, medium-sized businesse s up year including demand deposits year years over years over year up days including demand deposits days days days year up year including demand deposits year years over years over year J anuary February M arch April M ay June J uly August

134 BANK OF RUSSIA STATISTICAL BULLETIN () Average Weighted Interest Rates on Euro-Denominated Loans Extended Nonfinancial Organizations Table.. (% p.a.) up days including demand deposits days days days year T otal Of which small, medium-sized businesse s up year including demand deposits year years over years over year up days including demand deposits days days days year up year including demand deposits year years over years over year J anuary February M arch April M ay June J uly August

135 BANK OF RUSSIA STATISTICAL BULLETIN () day Average Weighted Interest Rates on Interbank Loans Denominated in Rubles and Foreign Currency up days including demand deposits days in rubles By maturity days days year up year including demand deposits Table.. (% p.a.) over year January February March April May June July August in US dollars January February March April May June July August in euros January February March April May June July August

136 BANK OF RUSSIA STATISTICAL BULLETIN () Loans Extended Small, Medium-Sized Businesses Table.. (millions rubles) small in and medium-sized businesses rubles V olume extended loans D eb t Of which overdue deb t which individual entrepreneurs in and small medium-sized businesses foreign currency precious metals and which individual entrepreneurs small in and medium-sized businesses rubles which individual entrepreneurs in and small medium-sized businesses foreign currency precious metals and which individual entrepreneurs small in and medium-sized businesses rubles which individual entrepreneurs in and small medium-sized businesses foreign currency precious metals and which individual entrepreneurs.,,,,,,,,,,,,,.,,,,,,,,,,,.,,,,,,,,,,,.,,,,,,,,,,,,.,,,,,,,,,,,,.,,,,,,,,,,,,,.,,,,,,,,,,,,,.,,,,,,,,,,,,,.,,,,,,,,,,,,,.,,,,,,,,,,,,,.,,,,,,,,,,,,,.,,,,,,,,,,,,,.,,,,,,,,,,,,,.,,,,,,,,,,,.,,,,,,,,,,,,.,,,,,,,,,,,,.,,,,,,,,,,,,,.,,,,,,,,,,,,,.,,,,,,,,,,,,,.,,,,,,,,,,,,,.,,,,,,,,,,,,,

137 BANK OF RUSSIA STATISTICAL BULLETIN () Mortgage Loans Extended by Credit Institutions Individuals-Residents Table.. number loans, extended units volume extended millions debt loans, rubles tal on extended loans, millions rubles which overdue debt In rubles average weighted months on loans extended on since the beginning the year maturity, average weighted % on loans extended loans extended since the beginning over the month the year interest rate, on loans over the extended month.,,,,,,.....,,,,,.....,,,,,.....,,,,,.....,,,,,.....,,,,,.....,,,,,.....,,,,,.....,,,,,,....

138 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) number extended units loans, volume extended millions loans, rubles tal debt In foreign currency on extended loans, millions rubles which overdue debt average weighted maturity on loans extended since the beginning the year, months average weighted interest on loans extended since beginning the year, % rate the.,,,,...,,...,,,...,,,...,,,...,,,...,,,...,,,...,,,..

139 BANK OF RUSSIA STATISTICAL BULLETIN () Mortgage Loans Extended by Credit and Rights Claim under Institutions Individuals-Residents Mortgage Loans Acquired Table.. number extended units loans, volume extended millions loans, rubles debt tal on extended loans, millions rubles which overdue debt In on loans since the the rubles average extended beginning year weighted months maturity, on loans extended over the month average on loans since the the weighted % extended beginning year interest rate, on loans extended over the month memo: rights claim under mortgage loans, acquired by credit institutions, millions rubles.,,,,,,....,.,,,,,....,.,,,,,....,.,,,,,....,.,,,,,....,.,,,,,....,.,,,,,....,.,,,,,....,.,,,,,,....,

140 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) number extended units loans, volume extended millions loans, rubles debt tal In on extended loans, millions rubles foreign which overdue debt currency average weighted maturity on loans extended since the beginning the year, months average rate on since the weighted interest loans extended beginning the year, % rights mortgage by memo: claim under acquired institutions, millions loans, credit rubles.,,,,..,.,,..,.,,..,.,,,..,.,,,..,.,,,..,.,,,..,.,,,..,.,,,..,

141 BANK OF RUSSIA STATISTICAL BULLETIN () Selected Indicars Characterizing Performance Credit Institutions on Mortgage Loans Market (Grouped by Size Assets) Table.. (millions rubles) Credit institutions grouped by assets (in descending order) as.. ta l N umber credit institutions extended mortgage loans, units Number which mortgage loans loans extended: extended individuals-residents, units,,,,,,,, in rubles,,,,,,, in foreign currency V olume mortgage loans extended individuals, tal, millions rubles,,,,,,,, in rubles,,,,,,,, in foreign currency,,, D ebt on mortgage loans, extended by credit institutions, tal, millions rubles,,,,,,,,, in rubles,,,,,,,,, in foreign currency,,,,,, o f which: overdue, tal,,,,,, in rubles,,,,,, in foreign currency,,,,, Average which weighted on loans maturity, extended: months, in rubles in foreign currency Average which weighted on loans interest rate, extended: %, in rubles in foreign currency R ights claim under mortgage loans, tal, millions rubles,,,,,, in rubles,,,,,, in foreign currency,,,,,

142 BANK OF RUSSIA STATISTICAL BULLETIN () Investment Portfolio Credit Institutions and Derivatives Table.. (millions rubles) Investments in debt obligations which: tal federal government obligations the investments Bank bonds Russia in debt debt obligations obligations the RF constituent entities and local authorities at balance-sheet debt by credit obligations issued resident institutions value (regardless debt by obligations issued nonresidents revaluation) by other debt obligations residents kinds for instruments debt obligations transferred that do not qualify the derecognition overdue debt obligations revaluation debt obligations.,,,,,,,,,,,,.,,,,,,,,,,.,,,,,,,,,,,.,,,,,,,,,,,.,,,,,,,,,,,.,,,,,,,,,,,.,,,,,,,,,,,,,.,,,,,,,,,,,.,,,,,,,,,,,.,,,,,,,,,,,,.,,,,,,,,,,,,.,,,,,,,,,,,,.,,,,,,,,,,,,

143 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) (millions rubles) tal credit investment resident institutions in equities at I nvestment in equities Equity in subsidiarie s which: and associated companies balance-sheet value (regardless nonresidents other resident s revaluation) shares transferred that do not qualify for the derecognition revaluation equities tal which: shares subsidiaries and associated resident credit institutions equity interest Derivatives (at fair value).,,,,,,,,,,.,,,,,,,,,,.,,,,,,,,,,.,,,,,,,,,,.,,,,,,,,,,.,,,,,,,,,,.,,,,,,,,,,.,,,,,,,,,,.,,,,,,,,,,,.,,,,,,,,,,,.,,,,,,,,,,,.,,,,,,,,,,,.,,,,,,,,,,,

144 BANK OF RUSSIA STATISTICAL BULLETIN () Discounted Bills Table.. (millions rubles) D iscounted bills denominated in rubles Discounted bills denominated in foreign currenc y tal bills issued and guaranteed by federal government bills issued and guaranteed by constituent entities and local authorities which: credit institutions bills nonresidents bills other bills tal bills issued and guaranteed by federal government credit institutions bills which: nonresidents bills other bills.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,

145 BANK OF RUSSIA STATISTICAL BULLETIN () up days including demand deposits On bills issued days Average Weighted Interest with Bills discounted by credit institutions, by nonfinancial organizations days days year year years Rates (Yield) on Operations the Credit Denominated in Rubles, by Maturity up days including demand deposits On bills discounted by issued by credit days days credit institutions, institutions days year year years up days including demand deposits Institutions On bills days issued by credit days institutions days year Table.. (% p.a.) year years J anuary February M arch April M ay June J uly August

146 BANK OF RUSSIA STATISTICAL BULLETIN () Credit Institutions Claims and Liabilities on Financial Derivatives Table. (millions rubles) C laims on delivery ruble-denominated funds C laims on foreign exchange deliver y C laims on delivery precious metals Claims on delivery securitie s tal which days those days with terms: over days tal which days those days with terms: over days tal which days those days with terms: over days tal which days those days with terms: over days.,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,,,

147 BANK OF RUSSIA STATISTICAL BULLETIN () Table. (cont.) tal Liabilities on delivery ruble-denominated funds which days those days with terms: over days (millions L iabilities on foreign exchange delivery L iabilities on delivery precious metal s Liabilities on delivery securitie s tal which days those days with terms: over days tal which days those days with terms: over days tal which days those days with terms: rubles) over days.,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,,,,,,,,

148 BANK OF RUSSIA STATISTICAL BULLETIN () Table. (end) Claims tal on delivery ruble-denominated derivatives which days those days with terms: over days Claims tal on delivery denominated which days those days with terms: over days Liabilities tal on delivery ruble-denominated derivatives which days those days with terms: over days Liabilities tal on delivery denominated which days (millions rubles) foreign currency- derivatives foreign currency- derivatives those days with terms: over days.,,,,,.,,,,,,,,,,.,,,,,,,,,,,,.,,,,,,,,,,,.,,,,,,,,,,,.,,,,,,,,,.,,,,,,,.,,,,,,,,,.,,,,,,,,,.,,,,,,,,,,.,,,,,,,,,,,.,,,,,,,,,,.,,,,,,,,,,,,.,,,,,,,,,,,.,,,,,,,,,,,,,.,,,,,,,,,,.,,,,,,,,,,,,,,.,,,,,,,,,,,.,,,,,,,,,,,,,,.,,,,,,,,,,,,,,,.,,,,,,,,,,,,,,

149 BANK OF RUSSIA STATISTICAL BULLETIN ().. Main Indicars Subjects Collective Investment and Insurance Business Performance Main Indicars Private Pension Funds' Performance Table.. Proprietary assets, millions ruble s Assets support statury activities ( ASSA), millions ruble s Capital and reserves, millions ruble s Pension funds, millions ruble s Pension savings, millions ruble s balance value market valu e Short-term and long-term liabilities fund, millions ruble s,,.,.,.,.,.,.,,.,.,.,.,.,. Q,,,.,.,.,.,.,. Q,,,.,.,.,.,.,. Q,,,.,.,.,.,.,. Q,,,.,.,.,,.,,.,. Q,,,.,.,.,,.,,.,. Q,,,.,.,.,.,,.,,.,.

150 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) N umber insured persons, persons Payouts pension benefit s which under mandary pension tal receiving persons, pension insurance, millions rubles Number tal participants, persons which persons, receiving pension Payouts millions,,.,,,,,. pensions, rubles,,,,.,,,,,. Q,,,,,.,,,,,. Q,,,,,.,,,,,. Q,,,,,.,,,,,. Q,,,,,.,,,,,. Q,,,,.,,,,,. Q,,,,,.,,,,,. Assets support statury activities (ASSA) mean assets needed support the operations the Fund prescribed in its constitution (statute) and cover the costs incurred in the course o f such operations.

151 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. Private Pension Funds' Investment Mandary Pension Insurance (millions rubles).. T otal assets,,. which: C entral government securities the Russian Federation tal,. o f which denominated in foreign currency,. L ocal government securities the Russian Federation tal,. o f which denominated in foreign currency B onds by domestic issuers (excluding central and local government bonds),. S hares issued by domestic open Joint sck company,. I nvestment units (shares, stakes) index funds, which invest in foreign government securities, and bonds and shares foreign issuers M ortgage securities issued in line with the mortgage securities legislation the Russian Federation,. D eposits with credit institutions t ota l,. o f which denominated in foreign currency. F unds in accounts with credit institutions t ota l,. o f which denominated in foreign currency. Securities issued by international the mortgage securities legislation financial the institutions, eligible Russian Federation for allocation and (or) public trading in the Russian Federation in line with the,. O ther assets,. The sum a debt receivable asset management companies is underlined.

152 BANK OF RUSSIA STATISTICAL BULLETIN () Pension reserves the beginning year at the Private Pension Funds' Pension contributions, acted in reporting year Earmarked receipts in reporting year Pension Reserves Pension reserves investment returns Generation Pay-outs accrued actua l,.,.,.,.,.,.,. (millions Pension the end Table.. rubles) reserves at the year,.,.,.,.,.,.,.,.,.,.,.,.,.,.

153 BANK OF RUSSIA STATISTICAL BULLETIN () Private Pension Funds' Pension Reserves Investment Таблица.. ( million s o f ruble s) Value pension reserves managed management companies by asset Value private pension pension reserves fund at its allocated by the Total annual own discretion costs associated with pension reserves allocation,.,.,.,.,.,.,.,.,.

154 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. Private Pension Funds' Pension Accruals Investment (millions rubles) P ension savings at private pension funds osts private pension funds associated with pension savings' investmen t C transferred in trust tal tal (fiduciary) management payment for necessary expenses asset manager which: payment for specialized depositary services,.,....,.,.,...,,.,.,... osts financed by a portion returns on invested pension savings used finance assets designated support th e C p rivat e pension fund's statury operations, and also financed by the asset s designated support the fund's statury operations in the reporting year.

155 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. Payout Private Pension Funds' Accruals (millions rubles) F unds designated finance payouts from pension savings Payouts from pension savings made by private pension fund s tal Payouts the funded part work pensions (funded part work pensions and lump- sum payments) which: Payouts successors persons legal insured tal Payouts the funded part work pensions (funded part work pensions and lump-sum payments) which: Payouts successors persons, legal insured,.,..,.,..,.,..,.,.,.

156 BANK OF RUSSIA STATISTICAL BULLETIN () Private Pension Funds' Pension Accruals Flows Table.. P ension accruals received by the Pension Fund the Russian Federation Pension accruals received by the other pension fund s which: contributions wards co-financing contributions wards co-financing pension maternity capital (a pension savings maternity capital (a savings tal portion maternity tal portion maternity (family) capital), including contributions wards co- (family) capital), including contributions wards including investment financing pension savings tal including investment co-financing pension tal returns disbursed from the returns savings disbursed from the National Welfare Fund National Welfare Fund which: (millions rubles),..,.,.,....,..,.,.,..,..,..,.,.,....

157 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) (millions rubles) Pension accruals transferred the Pension Russian Federation Fund the Pension accruals transferred private pension funds other Payouts from pension savings tal maternity capital (a portion maternity (family) capital), including investment returns which: tal tal which: f unds instalments funds instalment s including contributions wards co- financing pension savings disbursed from the National Welfare Fund maternity capital (a portion maternity (family) capital), including investment returns tal including contributions wards co- financing pension savings disbursed from the National Welfare Fund tal memory part labour pension payments assignees insured persons which: Lumpsum payments tal including maternity capital (a portion maternity (family) capital), including investment returns...,..,......,....,..,..,...,.,....,....,..,.,.

158 BANK OF RUSSIA STATISTICAL BULLETIN () Main Indicars Unit Investment Funds' Performance Table.. N umber personal accounts in registers investment fund share holders, thousands units Value millions net assets, rubles tal which by types investment funds tal which by types unit investment opened interva l close d opene d interva l close d funds,..,..,,.,.,.,,.,..,..,,.,.,.,,. Q,,..,..,,.,.,.,,. Q,,..,..,,.,.,.,,. Q,,..,..,,.,.,.,,. Q,,..,..,,.,.,.,,. Q,,..,..,,.,.,.,,. Q,,..,..,,.,.,.,,.

159 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) I ssue investment shares, millions rubles Redemption investment shares, millions ruble s which by types investment funds which by types investment funds tal tal opened interva l close d opene d interva l close d,.,.,.,.,.,.,.,.,.,.,.,.,.,.,.,. Q,,.,..,.,.,..,. Q,,.,..,.,.,..,. Q,,.,..,.,.,..,. Q,,.,..,.,.,.,.,. Q,,.,..,.,.,..,. Q,,.,..,.,.,..,.

160 BANK OF RUSSIA STATISTICAL BULLETIN () Insurers' Premiums and Payfs by Types Insurance Table.. Insurance premiums, tal January June (millions rubles) Payfs, T otal across all types insurance,.,. which: Voluntary insurance,.,. Life insurance,.,. Whole life insurance, term life insurance,.,. On condition periodic insurance payouts (rent, annuity) and (or) participation the insured in the insurer's investment income,.. Pension insurance.. Personal insurance (excluding life insurance)),.,. Accident and sickness insurance,.,. Health insurance,.,. Insurance property,.,. Insurance land vehicles, excluding railway vehicles,.,. Railway vehicles.. Aircraft,.. Watercraft,.,. Cargo,.,. Agricultural insurance,.,. Insurance other assets legal entities and individuals,.,. Public/third party liability insurance,.,. Owners au vehicles,.,. Owners railway vehicles.. Owners aircraft,.. Owners watercraft,.. Operars hazardous facilities,.. Product liability.. Third party liability,.. Failure perform or obligations improper performance contractual,.. Business and financial risk insurance,.,. Mandary insurance,.,. Mandary mor third party liability insurance (OSAGO),.,. Mandary insurance (excluding OSAGO),.,. P ersonal insurance passengers (urists, sightseers). Life and health insurance patients participating in clinical trials medicine s.. Government personal insurance tax ficials.. Government life and health insurance servicemen and similar categories,.,. Insurance carrier's public liabilities aircraft passengers.. Insurance public liability hazardous facility owners,.. types mandary insurance,.. tal

161 BANK OF RUSSIA STATISTICAL BULLETIN (). SELECTED INDICATORS ON THE RUSSIAN FEDERATION S PAYMENT SYSTEM Payments Effected by the Payment System Russia Table. Of which payments effected: Total thousands units payments billions rubles by the payment system y credit institution s o f the Bank Russia thousands units billions rubles b thousands units billions rubles by non-bank settlement credit institutions thousands units billions rubles by credit institutions through correspondent accounts opened with ther credit institutions o thousands units billions rubles which: between various divisions one redit institution c thousands units billions rubles within one division o f a credit institution thousands units,,.,,.,,.,,.,,.,.,.,.,.,.,.,.,,.,. billions rubles,,.,,.,,.,,.,,.,.,.,.,.,.,.,.,,.,. Q,.,.,.,.,.,...,.,.,.,.,.,. Q,.,.,.,.,.,.,..,.,.,.,.,.,. Q,,.,.,.,.,.,.,..,.,.,.,.,.,. Q,,.,.,.,.,.,.,..,.,.,.,.,.,. Q,.,.,.,.,.,.,..,.,.,.,.,.,. Q,,.,.,.,.,.,.,..,.,.,.,.,.,. This indicar includes the Bank Russia s payments and also payments the Bank Russia cusmers credit institutions and other than credit institutions cusmers. Including ruble-denominated payments from the accounts credit institutions cusmers (individuals, legal entities other than credit institutions); own payments credit institutions; transfer s made by individuals institutions clients without opening a bank are included in summary account. Payments instructions credit with payment institutions. cards This indicar doesn t include payments effected by settlement non-banking credit institutions. and transactions credit institutions cusmers at financial markets are not included. Instructions credit

162 BANK OF RUSSIA STATISTICAL BULLETIN () Payments Effected by the Payment System the Bank Russia and Credit Institutions, by Method Table. Payment T he Bank Russia payment system redit institutions payment system s C tal whic h ta l whic h number payments, thousands units value payments, billions rubles electronic payments p aper-based payment s number payments, thousands units value payments, billions rubles number payments, thousands units value payments, billions rubles number payments, thousands units value payments, billions rubles electronic payments paper-based payment s number payments, thousands units value payments, billions rubles,,.,,.,,.,,...,,.,.,,.,.,.,. number payments, thousands units value payments, billions rubles,,.,,.,,.,,..,.,,.,.,,.,.,.,. Q,.,.,.,...,.,.,.,.,.,. Q,.,.,.,...,.,.,.,.,.,. Q,.,.,.,...,.,.,.,.,.,. Q,.,.,.,..,.,.,.,.,.,.,. Q,.,.,.,..,.,.,.,.,.,.,. Q,.,.,.,..,.,.,.,.,.,.,. This indicar includes the Bank Russia s payments and also payments the Bank Russia cusmers credit institutions and other than credit institutions cusmers. Including ruble-denominated payments from the accounts credit institutions cusmers (individuals, legal entities other than credit institutions); own payments credit institutions; transfer s made by individuals without opening a bank institutions clients are included in summary Since Q the increase in volume and Russia's statistic methodology in accordance account. Payments with payment instructions credit institutitions. value payments conducted by with the BIS recommendations. cards and transactions credit institutions cusmers at financial markets are not included. Instructions the Bank Russia Payment System using paper technology has been connected with the update the Bank o f credit

163 BANK OF RUSSIA STATISTICAL BULLETIN () Data on Cusmers Operating in the Participating in the Bank credit institutions and payment system branches the Bank participating Russia Russia s Payment System That with the Bank Russia Exchange Electronic Table. Documents F ederal Treasury bodies cusmers the Bank Russia tal which participate in exchang e ta l which participate in exchang e ta l which participate in exchang e (units).,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,,.,,,.,,,

164 BANK OF RUSSIA STATISTICAL BULLETIN () Number Participants (Users) in Intraregional (MER) and in the Banking Electronic Electronic Settlements (VER), Interregional Electronic Speed Payments (BESP system) the Bank Russia Table. Settlements (units) The Bank Russia institutions intraregional electronic settlements Of which members: interregional electronic settlements BESP system Credit institutions intraregional electronic settlements Of which users: interregional electronic settlements BESP system.,,,.,,,.,,,.,,,

165 BANK OF RUSSIA STATISTICAL BULLETIN () T able. ( end ) (units) Branches o f credit institutions intraregional electronic settlements Of which users: interregional electronic settlements BESP system cusmers VER, MER Of which users: BESP system participants.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,,,.,,,,.,,,, Branches credit institutions with correspondent subaccounts with the Bank Russia.

166 BANK OF RUSSIA STATISTICAL BULLETIN () Selected Indicars On Bank Card Transactions Table. Individuals tal value operations which: the number the number conducted using o f bank cards, bank cards in use, payments for goods bank cards, cash withdrawals, o ther transactions, thousands unit s thousands units ( works, s ervice s), millions rubles million s o f ruble s million s o f ruble s million s o f ruble s,,,,,,,,,,,,,,,,,, Q,,,,,,,, Q,,,,,,,, Q,,,,,,,, Q,,,,,,,, Q,,,,,,,, Q,,,,,,,, Q,,,,,,,, Q,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,, Q,,,,,,,,,

167 BANK OF RUSSIA STATISTICAL BULLETIN () T able. ( end ) Legal entities the number o f bank cards, thousands unit s the number bank cards in use, thousands units tal value operations conducted using bank cards, millions rubles cash withdrawals, million s o f ruble s which: payments for goods ( works, s ervice s), million s o f ruble s o ther transactions, million s o f ruble s,,,,,, Q,,, Q,,, Q,,, Q,,, Q,,, Q,,, Q,,, Q,,, Q,,, Q,,, Q,,, Q,,, Q,,, Q,,, The data on quantity bank cards are indicated as the first date, following the reporting quarter (year). Since Q including data on the volume debit and credit cards and the value transactions with them. Not including data on prepaid cards.

168 BANK OF RUSSIA STATISTICAL BULLETIN () Payments Cusmers than Credit Institutions by Payment Effected by Instruments the Payment System the Bank Table. Russia, Payments conducted number payments, million s unit s on the basis payment orders and letters credit sent the Bank e lectronic payments aper based payment s value billions payments, ruble number payments, million s unit s p value billions Russia payments, ruble Payments effected with and order number payments, million s unit s use payment collections.. value billions request payments, ruble ,..,....,..,....,..,....,..,....,..,....,..,....,..,... Since Q the increase in volume and value payments conducted by the Bank Russia Payment System using paper technology has been connected with the update the Bank Russia' s statistic methodology in accordance with the BIS recommendations.

169 BANK OF RUSSIA STATISTICAL BULLETIN () Payments Effected by the Payment System the Bank Russia by Each Settlement System T able. I ntraregional electronic settlements Interregional electronic settlement s B ESP syste m Paper-based payments using letter advic e number payments, million s unit s value billions payments, rubles number payments, million s unit s value billions payments, rubles number payments, million s unit s value billions payments, rubles number payments, million s unit s.,....,. value billions payments, rubles.,..,..,..,..,..,..,..,..,..,..,..,..,..,..,..,..,..,..,..,..,..,..,..,..,..,..,..,..,..,..,..,..,..,....,..,..,....,..,..,....,..,..,....,..,..,...

170 BANK OF RUSSIA STATISTICAL BULLETIN (). REGIONAL SECTION.. Direct Investment the Russian Federation Outward Direct Investment the Russian Federation by Resident s Registration (millions Table.. US dollars) Net Outflow s Inflow s Ne t Outflow s Inflow s Ne t Outflow s Inflow s Russian Federation Total,,,,,,,,, C ENTRAL FEDERAL DISTRICT,,,,,,,,, Belgorod,,,,,,, Bryansk Vladimir Voronezh Ivanovo Kaluga Kostroma Kursk Lipetsk,, Moscow,,,,,,,,, O rel Ryazan Smolensk Tambov Tver Tula Yaroslavl Moscow,,,,,,,,,

171 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) (millions N ORTH-WEST FEDERAL DISTRICT,,,,,,,,, Karelia Komi Arkhangelsk Nenets Aunomous Area Arkhangelsk without Nenets Aunomous Area Vologda,,, Kaliningrad L eningrad,,,,,, Murmansk,, Novgorod, Pskov St. Petersburg,,,,,,,, S OUTH FEDERAL DISTRICT Adigei (Adigeya) R epublic Kalmykia Krasnodar Astrakhan Volgograd Rosv N ORTH-CAUCASIAN FEDERAL DISTRICT Daghestan Ingushetia Kabardino-Balkar Karachai-Cherkess Northern Ossetia Alania Chechnya Stavropol P RIVOLZHSKY FEDERAL DISTRICT,,,,,,,, Bashkorstan Mariy-El Mordovia US dollars)

172 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) (millions Tatarstan (Tatarstan) U dmurt Chuvash Chuvashya Perm,,,,,, K irov Nizhni Novgorod Orenburg P enza Samara Sarav Ulyanovsk U RALS FEDERAL DISTRICT,,,,,,,,, Kurgan Chelyabinsk,,,,,, T yumen,,,,,, Khanty-Mansiysky Aunomous Area Yugra Yamalo-Nenetsky Aunomous Area Tyumen without Khanty-Mansiysky Aunomous Area Yugra and Yamalo-Nenetsky Aunomous Area,,,,,, Sverdlovsk,,, S IBERIA FEDERAL DISTRICT,,,,,,,,, Altai Buryatia Tyva Khakassia Altai Z abaykalsky Krasnoyarsk,,,,,,,,, I rkutsk,, K emerovo,,, Novosibirsk Omsk Tomsk US dollars)

173 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) (millions F AR EAST FEDERAL DISTRICT,,, R epublic Sakha (Yakutia),, Kamchatka Primorski Khabarovsk Amur Magadan Sakhalin Jewish Aunomous C hukotka Aunomous Area U nallocated by Russian Federation,,,,,,, US dollars)

174 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) (millions Q Q Q Q US dollars) Net Outflow s Inflow s Ne t Outflow s Inflow s Ne t Outflow s Inflow s Ne t Outflow s Inflow s Russian Federation Total,,,,,,,,,,,, C ENTRAL FEDERAL DISTRICT,,,,,,,,,,,, Belgorod,,, Bryansk Vladimir Voronezh Ivanovo Kaluga Kostroma Kursk Lipetsk Moscow,,,,,, Orel Ryazan Smolensk Tambov Tver Tula Yaroslavl Moscow,,,,,,,,,,,,

175 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) (millions N ORTH-WEST FEDERAL DISTRICT,,,,,,,, Karelia Komi A rkhangelsk Nenets Aunomous Area Arkhangelsk without Nenets Aunomous Area V ologda Kaliningrad L eningrad M urmansk Novgorod Pskov St. Petersburg,,,,,,,, S OUTH FEDERAL DISTRICT Adigei (Adigeya) Kalmykia K rasnodar Astrakhan Volgograd Rosv N ORTH-CAUCASIAN FEDERAL DISTRICT Daghestan Ingushetia Kabardino-Balkar Karachai-Cherkess Northern Ossetia Alania Chechnya Stavropol P RIVOLZHSKY FEDERAL DISTRICT,,,,,, Bashkorstan Mariy-El Mordovia US dollars)

176 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) (millions Tatarstan (Tatarstan) Udmurt Chuvash Chuvashya Perm,,,, Kirov Nizhni Novgorod Orenburg Penza Samara Sarav Ulyanovsk U RALS FEDERAL DISTRICT,,,,,,,,, Kurgan C helyabinsk Tyumen,,,,,,,, Khanty-Mansiysky Aunomous Area Yugra Yamalo-Nenetsky Aunomous Area Tyumen without Khanty-Mansiysky Aunomous Area Yugra and Yamalo-Nenetsky Aunomous Area US dollars),,,,,,,, Sverdlovsk S IBERIA FEDERAL DISTRICT,,,, Altai Buryatia Tyva R epublic Khakassia Altai Z abaykalsky K rasnoyarsk,, Irkutsk Kemerovo Novosibirsk Omsk T omsk

177 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) (millions F AR EAST FEDERAL DISTRICT R epublic Sakha (Yakutia) Kamchatka Primorski Khabarovsk Amur Magadan Sakhalin Jewish Aunomous Chukotka Aunomous Area C RIMEA FEDERAL DISTRICT R epublic Crimea S evaspol U nallocated by Russian Federation, US dollars)

178 BANK OF RUSSIA STATISTICAL BULLETIN () Inward Direct Investment in the Russian Federation by Resident s Registration (millions Table.. US dollars) Net Inflow s Outflow s Ne t Inflow s Outflow s Ne t Inflow s Outflow s Russian Federation Total,,,,,,,,, C ENTRAL FEDERAL DISTRICT,,,,,,,,, B elgorod,, Bryansk Vladimir Voronezh I vanovo Kaluga Kostroma Kursk Lipetsk,,, Moscow,,,,,,,, O rel Ryazan Smolensk T ambov Tver Tula Yaroslavl,,,, Moscow,,,,,,,,,

179 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) (millions N ORTH-WEST FEDERAL DISTRICT,,,,,,,,, Karelia R epublic Komi Arkhangelsk Nenets Aunomous Area Arkhangelsk without Nenets Aunomous Area Vologda,,,,,,, Kaliningrad L eningrad,,,,,,, M urmansk Novgorod Pskov St. Petersburg,,,,,,,,, S OUTH FEDERAL DISTRICT,,,,,, Adigei (Adigeya) Kalmykia Krasnodar,,,,, Astrakhan V olgograd Rosv N ORTH-CAUCASIAN FEDERAL DISTRICT Daghestan Ingushetia Kabardino-Balkar Karachai-Cherkess Northern Ossetia Alania Chechnya Stavropol P RIVOLZHSKY FEDERAL DISTRICT,,,,,,, Bashkorstan Mariy-El Mordovia US dollars)

180 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) (millions R epublic Tatarstan (Tatarstan) Udmurt Chuvash Chuvashya P erm,,,,,, Kirov Nizhni Novgorod,, Orenburg Penza S amara,,, S arav Ulyanovsk U RALS FEDERAL DISTRICT,,,,,,,,, Kurgan C helyabinsk,,,,,,, Tyumen,,,,,,,,, Khanty-Mansiysky Aunomous Area Yugra Y amalo-nenetsky Aunomous Area Tyumen without Khanty-Mansiysky Aunomous Area Yugra and Yamalo-Nenetsky Aunomous Area,,,,,,,,, S verdlovsk,,, S IBERIA FEDERAL DISTRICT,,,,,,,,, Altai Buryatia Tyva Khakassia,, Altai Zabaykalsky Krasnoyarsk,,,, I rkutsk K emerovo,,,, Novosibirsk O msk Tomsk US dollars

181 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) (millions F AR EAST FEDERAL DISTRICT,,,,,,, Sakha (Yakutia),,, Kamchatka P rimorski Khabarovsk, Amur Magadan,, Sakhalin,,,,,,,, Jewish Aunomous Chukotka Aunomous Area U nallocated by Russian Federation,,,,,,,,, US dollars)

182 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) (millions Q Q Q Q US dollars) Net Inflow s Outflow s Ne t Inflow s Outflow s Ne t Inflow s Outflow s Ne t Inflow s Outflow s Russian Federation Total,,,,,,,,,,,, C ENTRAL FEDERAL DISTRICT,,,,,,,,,,,, Belgorod,, B ryansk V ladimir Voronezh I vanovo Kaluga Kostroma Kursk Lipetsk Moscow,,,,,,,, Orel R yazan S molensk Tambov Tver Tula Y aroslavl Moscow,,,,,,,,,,,

183 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) (millions N ORTH-WEST FEDERAL DISTRICT,,,,,,,,,,, Karelia Komi Arkhangelsk Nenets Aunomous Area Arkhangelsk without Nenets Aunomous Area US dollars) V ologda Kaliningrad Leningrad,,,, Murmansk Novgorod Pskov St. Petersburg,,,,,,,,,,, S OUTH FEDERAL DISTRICT,, Adigei (Adigeya) Kalmykia K rasnodar,, Astrakhan Volgograd Rosv N ORTH-CAUCASIAN FEDERAL DISTRICT Daghestan Ingushetia Kabardino-Balkar Karachai-Cherkess Northern Ossetia Alania Chechnya Stavropol P RIVOLZHSKY FEDERAL DISTRICT,,,,,, Bashkorstan Mariy-El Mordovia

184 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) (millions Tatarstan (Tatarstan) Udmurt Chuvash Chuvashya Perm,, Kirov Nizhni Novgorod Orenburg Penza S amara Sarav - Ulyanovsk U RALS FEDERAL DISTRICT,,,,,,,,,, Kurgan C helyabinsk Tyumen,,,,,,,,, Khanty-Mansiysky Aunomous Area Yugra Y amalo-nenetsky Aunomous Area Tyumen without Khanty-Mansiysky Aunomous Area Yugra and Yamalo-Nenetsky Aunomous Area US dollars),,,,,,,,, Sverdlovsk S IBERIA FEDERAL DISTRICT,,,,, Altai Buryatia Tyva Khakassia Altai Zabaykalsky K rasnoyarsk,,, Irkutsk Kemerovo Novosibirsk Omsk Tomsk

185 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) (millions F AR EAST FEDERAL DISTRICT,,,,,,,,, Sakha (Yakutia), Kamchatka Primorski Khabarovsk Amur Magadan Sakhalin,,, Jewish Aunomous Chukotka Aunomous Area C RIMEA FEDERAL DISTRICT R epublic Crimea S evaspol U nallocated by Russian Federation,,,,, US dollars)

186 BANK OF RUSSIA STATISTICAL BULLETIN ().. Institutional Characteristics Number Credit Institutions and Their Branches number credit institutions in the region tal.. number branches in the region credit institutions, headquarters which are located in this region Table.. (units) credit institutions, headquarters which are located in another region RUSSIAN FEDERATION,, CENTRAL FEDERAL DISTRICT Belgorod B ryansk Vladimir Voronezh Ivanovo Kaluga Kostroma Kursk Lipetsk Moscow Orel Ryazan Smolensk Tambov Tver Tula Yaroslavl Moscow NORTH-WEST F EDERAL DISTRICT Karelia Komi A rkhangelsk N enets Aunomous Area Arkhangelsk without Nenets Aunomous Area Vologda Kaliningrad Leningrad Murmansk Novgorod Pskov St. Petersburg SOUTH FEDERAL DISTRICT Adigei (Adigeya) Kalmykia Krasnodar Astrakhan Volgograd Rosv NORTH-CAUCASIAN F EDERAL DISTRICT Daghestan R epublic Ingushetia Kabardino-Balkar Karachai-Cherkess

187 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) Northern Ossetia Alania R epublic Chechnya Stavropol PRIVOLZHSKY FEDERAL DISTRICT Bashkorstan Mariy-El Mordovia Tatarstan (Tatarstan) Udmurt C huvash Chuvashya Perm Kirov Nizhni Novgorod Orenburg Penza Samara Sarav Ulyanovsk URALS FEDERAL DISTRICT Kurgan Sverdlovsk Tyumen Khanty-Mansiysky Aunomous Area Yugra Yamalo-Nenetsky A unomous Area Tyumen without Khanty-Mansiysky Aunomous Area Yugra and Yamalo-Nenetsky Aunomous Area Chelyabinsk SIBERIA FEDERAL DISTRICT Altai Buryatia Tyva Khakassia Altai Z abaykalskiy Krasnoyarsk Irkutsk Kemerovo Novosibirsk Omsk Tomsk FAR EAST FEDERAL DISTRICT Sakha (Yakutia) Kamchatka Primorski Khabarovsk Amur M agadan Sakhalin J ewish Aunomous C hukotka Aunomous Area CRIMEA FEDERAL DISTRICT Crimea Sevaspol (units)

188 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. Number the Internal Divisions Credit Institutions (Branches) additional fices external cash desks.. cash credit fices operational fices RUSSIAN FEDERATION,,,,, CENTRAL FEDERAL DISTRICT,,,, Belgorod Bryansk Vladimir Voronezh Ivanovo Kaluga Kostroma Kursk Lipetsk Moscow,, Orel Ryazan Smolensk Tambov Tver Tula Yaroslavl Moscow,, NORTH-WEST F EDERAL DISTRICT, tal,, Karelia Komi Arkhangelsk Nenets Aunomous Area Arkhangelsk without Nenets Aunomous Area Vologda Kaliningrad Leningrad Murmansk Novgorod Pskov St. Petersburg,, SOUTH FEDERAL DISTRICT,, Adigei (Adigeya) Kalmykia Krasnodar,, Astrakhan Volgograd Rosv, NORTH-CAUCASIAN F EDERAL DISTRICT, Daghestan Ingushetia Kabardino-Balkar Karachai-Cherkess (units)

189 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) (units) Northern Ossetia Alania Chechnya Stavropol PRIVOLZHSKY FEDERAL DISTRICT,,,, Bashkorstan, Mariy-El Mordovia Tatarstan (Tatarstan), Udmurt C huvash Chuvashya Perm Kirov Nizhni Novgorod, Orenburg Penza Samara Sarav Ulyanovsk URALS FEDERAL DISTRICT,, Kurgan Sverdlovsk, Tyumen, Khanty-Mansiysky Aunomous Area Yugra Yamalo-Nenetsky Aunomous Area Tyumen without Khanty-Mansiysky Aunomous Area Yugra and Yamalo- Nenetsky Aunomous Area Chelyabinsk, SIBERIA FEDERAL DISTRICT,,, Altai Buryatia Tyva Khakassia Altai Zabaykalskiy Krasnoyarsk Irkutsk Kemerovo Novosibirsk Omsk Tomsk FAR EAST FEDERAL DISTRICT,, Sakha (Yakutia) Kamchatka Primorski Khabarovsk Amur Magadan Sakhalin Jewish Aunomous Chukotka Aunomous Area CRIMEA FEDERAL DISTRICT Crimea Sevaspol

190 BANK OF RUSSIA STATISTICAL BULLETIN () RUSSIAN FEDERATION CENTRAL Number Credit Institutions with Nonresidents Equity Credit institutions operating in the Russian Federation, tal general Licensed by the Bank Russia conduct operations in foreign currency (except general) Table.. accept funds individuals.. () () () ().. () () () ().. () () () () FEDERAL DISTRICT.. () () () ().. () () () ().. () () () () Moscow and Moscow NORTH-WEST.. () () () ().. () () () ().. () () () () F EDERAL DISTRICT.. () () () ().. () () () ().. () () () () SOUTH FEDERAL DISTRICT NORTH-CAUCASIAN F EDERAL DISTRICT PRIVOLZHSKY FEDERAL DISTRICT URALS SIBERIA FAR EAST.. () () () ().. () () () ().. () () () () FEDERAL DISTRICT.. () () () ().. () () () ().. () () () () FEDERAL DISTRICT.. () () () ().. () () () ().. () () () () FEDERAL DISTRICT CRIMEA FEDERAL DISTRICT (units) Data in brackets include the number credit institutions in which the decisions taken by non-resident members (whose tal stake in authorised capital credit institutions is over %) are greatly influenced by residents the Russian Federation.

191 BANK OF RUSSIA STATISTICAL BULLETIN () Credit up millions rubles Institutions millions millions rubles millions millions rubles Grouped by millions millions rubles Registered Authorized Capital millions millions rubles.. RUSSIAN FEDERATION CENTRAL F EDERAL DISTRIC T B elgorod B ryansk V ladimir V oronezh I vanovo K aluga K ostroma K ursk L ipetsk M oscow O rel R yazan S molensk T ambov T ver T ula Y aroslavl Moscow NORTH-WEST FEDERA L D ISTRIC T R epublic Karelia R epublic Komi A rkhangelsk N enets Aunomous Area Arkhangelsk without Nenets Aunomous Are a millions millions rubles millions millions rubles millions billion rubles billion billions rubles and billions rubles more Table.. V ologda K aliningrad (units) tal

192 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) L eningrad Murmansk N ovgorod P skov St. Petersburg S OUTH FEDERAL DISTRICT R epublic Adigei (Adigeya) R epublic Kalmykia K rasnodar Astrakhan V olgograd R osv NORTH-CAUCASIAN FEDERA L D ISTRIC T Daghestan R epublic Ingushetia K abardino-balkar K arachai-cherkess R epublic Northern Ossetia Alania R epublic Chechnya S tavropol P RIVOLZHSKY FEDERAL DISTRICT R epublic Bashkorstan R epublic Mariy-El R epublic Mordovia R epublic Tatarstan (Tatarstan) U dmurt C huvash Chuvashya Perm K irov N izhni Novgorod O renburg P enza S amara S arav U lyanovsk (units)

193 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) URALS F EDERAL DISTRIC T K urgan S verdlovsk Tyumen K hanty-mansiysky Aunomous Area Yugra Yamalo -Nenetsk y A unomous Are a Tyumen withou t Khanty-Mansiysk y Aunomo us Ar ea Yugra an d Yamalo - Nenetsky Aunomous Are a C helyabinsk SIBERIA F EDERAL DISTRIC T R epublic Altai R epublic Buryatia R epublic Tyva R epublic Khakassia A ltai Z abaykalskiy K rasnoyarsk I rkutsk K emerovo Novosibirsk O msk T omsk FAR EAST F EDERAL DISTRIC T R epublic Sakha (Yakutia) K amchatka P rimorski K habarovsk A mur M agadan S akhalin J ewish Aunomous C hukotka Aunomous Area CRIMEA F EDERAL DISTRIC T R epublic Crimea S evaspol (units)

194 BANK OF RUSSIA STATISTICAL BULLETIN () Concentration Assets Credit Institutions Table.. RUSSIAN FEDERATION CENTRAL FEDERAL Number credit institutions, units Assets, millions rubles Number credit institutions covering % assets, units..,,...,,...,,...,,. DISTRICT..,,...,,...,,...,,. Moscow and Moscow NORTH-WEST F..,,...,,...,,...,,. EDERAL SOUTH FEDERAL DISTRICT NORTH-CAUCASIAN DISTRICT..,,...,,...,,...,,...,...,...,...,. F EDERAL DISTRICT..,...,...,...,. PRIVOLZHSKY FEDERAL DISTRICT URALS SIBERIA FAR EAST FEDERAL FEDERAL FEDERAL..,,...,,...,,...,,. DISTRICT..,,...,,...,,...,,. DISTRICT..,...,...,...,. DISTRICT CRIMEA FEDERAL DISTRICT..,...,...,...,

195 BANK OF RUSSIA STATISTICAL BULLETIN () Credit Institutions Using the Right Average the Required Reserves within Averaging Period from Ocber November, Grouped by Registered Authorized Capital Less than millions rubles From millions millions rubles From millions millions rubles From millions millions rubles From millions millions rubles RUSSIAN FEDERATION CENTRAL F EDERAL DISTRIC T B elgorod B ryansk V ladimir V oronezh I vanovo K aluga K ostroma K ursk L ipetsk O rel R yazan S molensk T ambov T ver T ula Y aroslavl Moscow and Moscow NORTH-WEST FEDERA L D ISTRIC T R epublic Karelia R epublic Komi A rkhangelsk N enets Aunomous Area Arkhangelsk without Nenets Aunomous Are a V ologda K aliningrad L eningrad Murmansk N ovgorod From millions millions rubles From millions millions rubles From millions billion rubles From billion billions rubles and billions rubles more Table.. (units) Total

196 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) P skov St. Petersburg S OUTH FEDERAL DISTRICT R epublic Adigei (Adigeya) R epublic Kalmykia K rasnodar A strakhan V olgograd R osv NORTH-CAUCASIAN F EDERAL DISTRIC T R epublic Daghestan R epublic Ingushetia K abardino-balkar K arachai-cherkess R epublic Northern Ossetia Alania R epublic Chechnya S tavropol P RIVOLZHSKY FEDERAL DISTRICT R epublic Bashkorstan R epublic Mariy-El R epublic Mordovia R epublic Tatarstan (Tatarstan) U dmurt C huvash C huvashy a Perm K irov N izhni Novgorod O renburg P enza S amara S arav U lyanovsk URALS F EDERAL DISTRIC T K urgan (units)

197 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) S verdlovsk Tyumen Khanty-Mansiysky Aunomous Are a Y ugr a Yamalo-Nenetsky A unomous Are a Tyumen without Khanty-Mansiysky Aunomous Area Yugra and Yamalo- Nenetsky Aunomous Area C helyabinsk SIBERIA F EDERAL DISTRIC T R epublic Altai R epublic Buryatia R epublic Tyva R epublic Khakassia A ltai Z abaykalskiy K rasnoyarsk I rkutsk K emerovo Novosibirsk O msk T omsk FAR EAST F EDERAL DISTRIC T R epublic Sakha (Yakutia) K amchatka P rimorski K habarovsk A mur M agadan S akhalin J ewish Aunomous C hukotka Aunomous Area C RIMEA FEDERAL DISTRICT R epublic Crimea S evaspol (units)

198 BANK OF RUSSIA STATISTICAL BULLETIN () Financial Performance Credit Institutions Table.. tal prit (+) / loss ( ) made by operating credit institutions, millions rubles the value prit made by prit-making credit institutions, millions rubles share prit-making credit institutions out tal number operating credit institutions, %.. the value made losses by losses-making credit institutions, millions rubles share losses-making credit institutions out tal number operating credit institutions, % RUSSIAN FEDERATION,.,..,..,. CENTRAL F EDERAL DISTRIC T,.,..,..,. Belgorod Bryansk Vladimir V oronezh Ivanovo Kaluga Kostroma,.,....,. Kursk L ipetsk M oscow O rel Ryazan S molensk Tambov Tver Tula Yaroslavl Moscow,.,..,..,. NORTH-WEST FEDERA L D ISTRIC T,.,..,..,. Karelia Komi A rkhangelsk Nenets Aunomous Area Arkhangelsk without Nenets Aunomous Are a the prit millions V ologda Kaliningrad allocation, rubles

199 BANK OF RUSSIA STATISTICAL BULLETIN () Leningrad Murmansk Novgorod Pskov Table.. (cont.) St. Petersburg,.,....,. S OUTH FEDERAL DISTRICT,.,..... Adigei (Adigeya) R epublic Kalmykia Krasnodar,.,..... Astrakhan Volgograd Rosv,.,..... NORTH-CAUCASIAN FEDERA L D ISTRIC T,.,..... Daghestan Ingushetia Kabardino-Balkar Karachai-Cherkess R epublic Northern Ossetia Alania Chechnya Stavropol P RIVOLZHSKY FEDERAL DISTRICT,.,..,..,. Bashkorstan Mariy-El Mordovia Tatarstan (Tatarstan),.,..... Udmurt Chuvash Chuvashya Perm Kirov Nizhni Novgorod.,..... Orenburg Penza Samara.,..... Sarav U lyanovsk......

200 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) URALS F EDERAL DISTRIC T,.,..,..,. Kurgan Sverdlovsk.,..... Tyumen,.,..,... Khanty-Mansiysky Aunomous Area Yugra.,..,... Yamalo-Nenetsky Aunomous Are a Tyumen withou t Khanty-Mansiysk y Aunomo us Ar ea Yugra an d Yamalo - Nenetsky Aunomous Are a,.,..... Chelyabinsk,.,..... SIBERIA F EDERAL DISTRIC T.,..,... Altai Buryatia R epublic Tyva Khakassia Altai Zabaykalskiy K rasnoyarsk Irkutsk Kemerovo Novosibirsk.,..,... O msk Tomsk FAR EAST F EDERAL DISTRIC T.,..,..,. Sakha (Yakutia) Kamchatka Primorski,.,..... K habarovsk A mur,...,... Magadan S akhalin Jewish Aunomous Chukotka Aunomous Area C RIMEA FEDERAL DISTRICT R epublic Crimea Sevaspol......

201 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. Credit Institutions Grouped by the Share Nonresidents Equity U p % % % % % RUSSIAN FEDERATION.. () ().. () ().. () ().. () () CENTRAL FEDERAL DISTRICT.. () ().. () ().. () ().. () () Moscow and Moscow.. () ().. () ().. () ().. () () NORTH-WEST FEDERAL DISTRICT.. ().. ().. ().. () SOUTH FEDERAL DISTRICT NORTH-CAUCASIAN FEDERAL DISTRICT PRIVOLZHSKY FEDERAL DISTRICT.. () ().. ().. ().. () URALS FEDERAL DISTRICT.. ().. ().. ().. () SIBERIA FEDERAL DISTRICT.. ().. ().. ().. () FAR EAST FEDERAL DISTRICT CRIMEA FEDERAL DISTRICT (units) Since June, indicar shows the quantity the credit institutions if taking in account complete emissions which resulted in changes authorized capital that have not been registered in charters. Data in brackets include the number credit institutions in which the decisions taken by non-resident members (whose tal stake in authorised capital credit institutions is over %) are greatly influenced by residents the Russian Federation.

202 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. Number Credit Institutions under the General Deposit Agreement with the Bank Russia (GDA), General Loan Agreement (GLA), Number Correspondent Accounts Credited by the Bank Russia (CA) GDA.... GLA CA GDA GLA CA RUSSIAN FEDERATION,, CENTRAL FEDERAL DISTRICT Belgorod B ryansk Vladimir Voronezh Ivanovo Kaluga Kostroma K ursk Lipetsk O rel Ryazan S molensk T ambov Tver Tula Yaroslavl Moscow and Moscow NORTH-WEST FEDERAL DISTRICT R epublic Karelia Komi A rkhangelsk N enets Aunomous Area Arkhangelsk without Nenets Aunomous Area Vologda Kaliningrad Leningrad Murmansk Novgorod Pskov St. Petersburg SOUTH FEDERAL DISTRICT Adigei (Adigeya) Kalmykia Krasnodar Astrakhan Volgograd Rosv NORTH-CAUCASIAN FEDERAL DISTRICT Daghestan R epublic Ingushetia K abardino-balkar Karachai-Cherkess R epublic Northern Ossetia Alania R epublic Chechnya Stavropol (units)

203 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) (units) PRIVOLZHSKY FEDERAL DISTRICT Bashkorstan Mariy-El Mordovia Tatarstan (Tatarstan) Udmurt Chuvash Chuvashya Perm Kirov Nizhni Novgorod Orenburg Penza Samara Sarav U lyanovsk URALS FEDERAL DISTRICT Kurgan Sverdlovsk Tyumen Khanty-Mansiysky Aunomous Area Yugra Y amalo-nenetsky Aunomous Area Tyumen without Khanty-Mansiysky Aunomous Area Yugra and Yamalo- Nenetsky Aunomous Area Chelyabinsk SIBERIA FEDERAL DISTRICT Altai Buryatia R epublic Tyva Khakassia Altai Z abaykalskiy Krasnoyarsk Irkutsk Kemerovo Novosibirsk Omsk Tomsk FAR EAST FEDERAL DISTRICT Sakha (Yakutia) Kamchatka Primorski K habarovsk Amur M agadan Sakhalin J ewish Aunomous C hukotka Aunomous Area C RIMEA FEDERAL DISTRICT R epublic Crimea S evaspol In accordance with the Bank Russia Regulation No. -P, dated August, ; No. -P, dated November,.

204 BANK OF RUSSIA STATISTICAL BULLETIN () Number and Value Issues (Additional Issues) Corporate Issue-Grade Securities Table.. Q, which by types: number registered issues (additional issues) corporate issue-grade securities - tal, units value registered issues (additional issues) corporate issue-grade s ecurities - tal, thousands ruble s number registered issues (additional issues) shares, units value registered issues issues) (additional s hares, housands t ruble s number registered issues (additional issues) bonds, units value registered issues (additional issues) b onds, thousands ruble s RUSSIAN FEDERATION,,,.,,,.,,. C ENTRAL FEDERAL DISTRICT,,.,,.,,. Belgorod,.,. Bryansk,.,. Vladimir,.,. Voronezh,.,. Ivanovo,.,. Kaluga,.,. Kostroma,.,. Kursk,.,. Lipetsk,.,. Orel,,.,,. Ryazan.. Smolensk,.,. Tambov,.,. Tver,.,. Tula,.,. Yaroslavl,.,. Ярославская область,,.,,. Moscow,,.,,.,,. N ORTH-WEST FEDERAL DISTRICT,,.,,.,,. Karelia,,.,.,,. R epublic Komi.. Arkhangelsk,,.,,. Nenets Aunomous Area,.,. Arkhangelsk,,.,,. without Nenets Aunomous Area Vologda,.,. Kaliningrad..

205 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) Leningrad,,.,,. Murmansk,.,. Novgorod,,.,,. Pskov,.,. St. Petersburg,,.,,.,. S OUTH FEDERAL DISTRICT,,.,,. Adigei (Adigeya).. Kalmykia,.,. Krasnodar,,.,,. Astrakhan,.,. Volgograd,,.,,. Rosv,,.,,. N ORTH-CAUCASIAN FEDERAL DISTRICT,,.,,. Daghestan,.,. R epublic Ingushetia Kabardino-Balkar,.,. Karachai-Cherkess,.,. Northern Ossetia Alania,.,. Chechnya.. Stavropol,.,. P RIVOLZHSKY FEDERAL DISTRICT,,.,,.,. Bashkorstan,,.,,. Mariy-El,.,. Mordovia,.,. Tatarstan (Tatarstan),,.,,. Udmurt,.,.,. Chuvash Chuvashya,.,. Perm,.,. Kirov,.,. Nizhni Novgorod,.,. Orenburg,.,. Penza,,.,,. Samara,.,. Sarav,.,. Ulyanovsk,.,.

206 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) U RALS FEDERAL DISTRICT,,.,,. Kurgan,.,. Sverdlovsk,,.,,. Tyumen,,.,,. Khanty-Mansiysky Aunomous Area Yugra,,.,,. Yamalo-Nenetsky Aunomous Area,,.,,. Tyumen without Khanty-Mansiysky Aunomous Area Yugra and Yamalo- Nenetsky Aunomous Area,,.,,. Chelyabinsk,.,. S IBERIA FEDERAL DISTRICT,,.,,. Altai,.,. Buryatia,.,. Tyva,.,. Khakassia,.,. A ltai,.,. Z abaykalskiy.. K rasnoyarsk,,.,,. I rkutsk,.,. K emerovo,.,. N ovosibirsk,.,. O msk,.,. T omsk,,.,,. F AR EAST FEDERAL DISTRICT,,.,,. R epublic Sakha (Yakutia),.,. K amchatka,.,. P rimorski,,.,,. K habarovsk,,.,,. A mur,.,. M agadan S akhalin,.,. J ewish Aunomous C hukotka Aunomous Area C RIMEA FEDERAL DISTRICT,.,. Crimea,.,. Sevaspol..

207 BANK OF RUSSIA STATISTICAL BULLETIN ().. Borrowings Rublе, Foreign Currency and Precious eposits and Funds in Metals-Denominated Funds Organizations, Legal Entities and Individuals D.. c usmer funds, tal which : rubles in foreign currency and precious metals in funds organizations public organizations non-public organization s rubles in foreign currency in rubles in foreign currency (millions Table.. deposits legal entities individual deposit s RUSSIAN FEDERATIO N,,,,,,,,,,,,,,,,, CENTRAL F EDERAL DISTRIC T,,,,,,,,,,,,,,,,, Belgorod,,,,,,,,, Bryansk,,,,,,, Vladimir,,,,,,, Voronezh,,,,,,,, Ivanovo,,,,,, Kaluga,,,,,,,, Kostroma,,,,,, Kursk,,,,,,, Lipetsk,,,,,,,, Moscow,,,,,,,,,, Orel,,,,,, Ryazan,,,,,,, Smolensk,,,,,, Tambov,,,,,,, Tver,,,,,, Tula,,,,,,,, Yaroslavl,,,,,,,, Moscow,,,,,,,,,,,,,,,,, in rubles in foreign currency in rubles rubles) in foreign currency

208 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) (millions NORTH-WEST FEDERA L D ISTRIC T,,,,,,,,,,,, Karelia,,,,,, Komi,,,,,,, Arkhangelsk,,,,,, Nenets Aunomous Area,, Arkhangelsk without Nenets Aunomous Are a,,,,,, Vologda,,,,,,,, Kaliningrad,,,,,,,,, Leningrad,,,,,,, Murmansk,,,,,,, Novgorod,,,,,,, Pskov,,,,,,, St. Petersburg,,,,,,,,,,, S OUTH FEDERAL DISTRICT,,,,,,,,,, Adigei (Adigeya),,, Kalmykia,, Krasnodar,,,,,,,,, Astrakhan,,,,,,, Volgograd,,,,,,,, Rosv,,,,,,,,, NORTH-CAUCASIAN FEDERA L D ISTRIC T,,,,,,,, Daghestan,,,,,, Ingushetia,,,, Kabardino-Balkar,,,,, Karachai-Cherkess,,, Northern Ossetia Alania,,,,,, Chechnya,,,, Stavropol,,,,,,, rubles)

209 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) (millions P RIVOLZHSKY FEDERAL DISTRICT,,,,,,,,,,, Bashkorstan,,,,,,,,, Mariy-El,,,,,, Mordovia,,,,,, Tatarstan (Tatarstan),,,,,,,,, Udmurt,,,,,,, C huvash Chuvashy a,,,,,,, Perm,,,,,,,,, Kirov,,,,,,, Nizhni Novgorod,,,,,,,,, Orenburg,,,,,,, Penza,,,,,,, Samara,,,,,,,,, Sarav,,,,,,,,, Ulyanovsk,,,,,,, URALS F EDERAL DISTRIC T,,,,,,,,,,,, Kurgan,,,,,, Sverdlovsk,,,,,,,,, Tyumen,,,,,,,,, Khanty-Mansiysky Aunomous Area Yugra,,,,,,, Yamalo-Nenetsky Aunomous Are a,,,,,,,, Tyumen without Khanty-Mansiysk y Aunomo us Ar ea Yugra an d Ya malo - Nenetsky Aunomous Area,,,,,,,, Chelyabinsk,,,,,,,,, SIBERIA F EDERAL DISTRIC T,,,,,,,,,,, Altai,, Buryatia,,,,,,,, Tyva,, Khakassia,,,,, Altai,,,,,,, Zabaykalskiy,,,,,, Krasnoyarsk,,,,,,,, rubles)

210 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) (millions Irkutsk,,,,,,,,, Kemerovo,,,,,,,,, Novosibirsk,,,,,,,,, Omsk,,,,,,,, Tomsk,,,,,,, FAR EAST F EDERAL DISTRIC T,,,,,,,,, Sakha (Yakutia),,,,,,,, Kamchatka,,,,,,, Primorski,,,,,,,,, Khabarovsk,,,,,,,,, Amur,,,,,,, Magadan,,,,,, Sakhalin,,,,,,, Jewish Aunomous,, Chukotka Aunomous Area,, C RIMEA FEDERAL DISTRICT,,,,,, Crimea,,,,,, Sevaspol,,,,, OUTSIDE THE RUSSIAN FEDERATION,,,,, rubles) Including State Corporation Bank for development and foreign economic affairs (Vnesheconombank).

211 BANK OF RUSSIA STATISTICAL BULLETIN () Budget Funds in Accounts Credit Institutions.. Table.. (millions rubles) federal regional and local other extra-budgetary budget funds budget funds budget funds funds RUSSIAN FEDERATION,.,.,.,. CENTRAL FEDERAL DISTRICT,..,.. Belgorod.... Bryansk.... Vladimir.... Voronezh.... Ivanovo.... Kaluga.... Kostroma.... Kursk.... Lipetsk.... Moscow.... Orel.... Ryazan.... Smolensk.... Tambov.... Tver.... Tula.... Yaroslavl.... Moscow,..,.. NORTH-WEST F EDERAL DISTRICT..,.. Karelia.... Komi.... Arkhangelsk.... Nenets Aunomous Area.... Arkhangelsk without Nenets Aunomous Area.... Vologda.... Kaliningrad.... Leningrad.... Murmansk.... Novgorod.... Pskov.... St. Petersburg..,.. SOUTH FEDERAL DISTRICT.... Adigei (Adigeya).... Kalmykia.... Krasnodar.... Astrakhan.... Volgograd.... Rosv.... NORTH-CAUCASIAN F EDERAL DISTRICT.... Daghestan.... Ingushetia.... Kabardino-Balkar.... Karachai-Cherkess.... Northern Ossetia Alania.... Chechnya....

212 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) (millions rubles) Stavropol.... PRIVOLZHSKY FEDERAL DISTRICT..,.. Bashkorstan.... Mariy-El.... Mordovia.... Tatarstan (Tatarstan)..,.. Udmurt.... Chuvash Chuvashya.... Perm.... Kirov.... Nizhni Novgorod.... Orenburg.... Penza.... Samara.... Sarav.... Ulyanovsk.... URALS FEDERAL DISTRICT.... Kurgan.... Sverdlovsk.... Tyumen.... Khanty-Mansiysky Aunomous Area Yugra.... Yamalo-Nenetsky Aunomous Area.... Tyumen without Khanty-Mansiysky Aunomous Area Yugra and Yamalo- Nenetsky Aunomous Area.... Chelyabinsk.... SIBERIA FEDERAL DISTRICT.... Altai.... Buryatia.... Tyva.... Khakassia.... Altai.... Zabaykalskiy.... Krasnoyarsk.... Irkutsk.... Kemerovo.... Novosibirsk.... Omsk.... Tomsk.... FAR EAST FEDERAL DISTRICT.... Sakha (Yakutia).... Kamchatka.... Primorski.... Khabarovsk.... Amur.... Magadan.... Sakhalin.... Jewish Aunomous.... Chukotka Aunomous Area.... CRIMEA FEDERAL DISTRICT.... Crimea.... Sevaspol.... Including State Corporation Bank for development and foreign economic affairs (Vnesheconombank).

213 BANK OF RUSSIA STATISTICAL BULLETIN ().. Funds Allocations Volume Ruble-Denominated Loans Legal Entities Residents y Economic Activities and Fund Use tal mining and quarrying natural minerals which: mining and quarrying energy producing materials b manufacturing electricity, gas and water supply agriculture, hunting and forestry.. which: construction and Individual transport and communications wholesale and retail trade; repair services for means transport, furnishings and private used goods Entrepreneurs, real estate activities other activities (millions Table.. RUSSIAN FEDERATIO N,,,,,,,,,,,,,,,,,,,, CENTRAL F EDERAL DISTRIC T,,,,,,,,,,,,,,,, Belgorod,,,,,,,,,,, Bryansk,,,,,,, Vladimir,,,,,,,,, Voronezh,,,,,,,,,, Ivanovo,,,,,,, Kaluga,,,,,,,,,, Kostroma,,,,,, Kursk,,,,,,,,,, Lipetsk,,,,,,,, Moscow,,,,,,,,,,, Orel,,,,,,,, Ryazan,,,,,,,, Smolensk,,,,,,, Tambov,,,,,,,, Tver,,,,,,,,, Tula,,,,,,,,, Yaroslavl,,,,,,,,,, Moscow,,,,,,,,,,,,,,,, rubles) for settlement finality

214 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) NORTH-WEST FEDERA L D ISTRIC T,,,,,,,,,,,,, Karelia,,,,,, Komi,,,,,,,,, Arkhangelsk,,,,,,,, Nenets Aunomous Area,, Arkhangelsk without Nenets Aunomous Are a (millions,,,,,,, Vologda,,,,,,,, Kaliningrad,,,,,,,,,, Leningrad,,,,,,,,,,, Murmansk,,,,,,,,,, Novgorod,,,,,, Pskov,,,,,,, St. Petersburg,,,,,,,,,, S OUTH FEDERAL DISTRICT,,,,,,,,,,,,, Adigei (Adigeya),,,,,, Kalmykia, Krasnodar,,,,,,,,,, Astrakhan,,,,,,, Volgograd,,,,,,,,,, Rosv,,,,,,,,,,,, NORTH-CAUCASIAN FEDERA L D ISTRIC T,,,,,,,,,, Daghestan,,,,,, Ingushetia, Kabardino-Balkar,,,, Karachai-Cherkess,,, Northern Ossetia Alania,,,, Chechnya,, Stavropol,,,,,,,,,, P RIVOLZHSKY FEDERAL DISTRICT,,,,,,,,,,,,, Bashkorstan,,,,,,,,,,,, Mariy-El,,,,,,,, Mordovia,,,,,,,, rubles)

215 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) Tatarstan (Tatarstan),,,,,,,,,,,, Udmurt,,,,,,,, Chuvash Chuvashya,,,,,,,,,, Perm,,,,,,,,,,,, Kirov,,,,,,,,,, Nizhni Novgorod,,,,,,,,,, Orenburg,,,,,,,,,,, Penza,,,,,,,, Samara,,,,,,,,,,,, Sarav,,,,,,,,,, Ulyanovsk,,,,,,,, URALS F EDERAL DISTRIC T,,,,,,,,,,,,, Kurgan,,,,,,, Sverdlovsk,,,,,,,,,,, Tyumen,,,,,,,,,,,, Khanty-Mansiysky Aunomous Area Yugra,,,,,,,,,,, Yamalo-Nenetsky Aunomous Are a,,,,,,,, Tyumen withou t Khanty-Mansiysk y Aunomo us Ar ea Yugra an d Ya malo - Nenetsky Aunomous Area (millions,,,,,,,,,,,, Chelyabinsk,,,,,,,,,,, SIBERIA F EDERAL DISTRIC T,,,,,,,,,,,,, Altai,,, Buryatia,,,,, Tyva, Khakassia,,,,,, Altai,,,,,,,,,, Zabaykalskiy,,,,,, Krasnoyarsk,,,,,,,,,,,, Irkutsk,,,,,,,,,,,, Kemerovo,,,,,,,,,,,, Novosibirsk,,,,,,,,,, Omsk,,,,,,,,,, Tomsk,,,,,,,,,, rubles)

216 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) FAR EAST F EDERAL DISTRIC T,,,,,,,,,,,, Sakha (Yakutia),,,,,,,,,,, Kamchatka,,,,,, Primorski,,,,,,,,,, Khabarovsk,,,,,,,,,,, Amur,,,,,, Magadan,,,,, Sakhalin,,,,,,, Jewish Aunomous, Chukotka Aunomous Area,,, C RIMEA FEDERAL DISTRICT,, Crimea,, Sevaspol (millions rubles) Including State Corporation Bank for development and foreign economic affairs (Vnesheconombank). Memo: the information containing more detailed distribution by economic activities, is available on CBR s website:

217 BANK OF RUSSIA STATISTICAL BULLETIN () Volume Foreign Currency-Denominated Loans and Loans in Precious Metals Legal nd Individual Entrepreneurs, by Economic Activities and Fund Use tal a mining and quarrying natural minerals which: mining and quarrying energy producing materials manufacturing electricity, gas and water supply agriculture, hunting and forestry.. which: construction transport and communications wholesale and retail trade; repair services for means transport, furnishings and private used goods Entities real estate activities Table.. Residents RUSSIAN FEDERATION,,,,,,,,,,,,, CENTRAL F EDERAL DISTRIC T,,,,,,,,,,,,, Belgorod,,, Bryansk,, Vladimir,, Voronezh,,,, Ivanovo Kaluga, Kostroma,,, Kursk Lipetsk Moscow,,,,,,,,, Orel,, Ryazan,, Smolensk,, Tambov,, Tver,, Tula,,, Yaroslavl,, Moscow,,,,,,,,,,,,, other activities (millions rubles) for settlement finality

218 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) NORTH-WEST FEDERA L D ISTRIC T,,,,,,,,,, Karelia Komi, Arkhangelsk,, Nenets Aunomous Area Arkhangelsk without Nenets Aunomous Are a (millions,, Vologda,,, Kaliningrad,,,, Leningrad,,, Murmansk,,,,, Novgorod,,, Pskov,, St. Petersburg,,,,,,,,,, S OUTH FEDERAL DISTRICT,,,,,,, Adigei (Adigeya) Kalmykia Krasnodar,,,,,, Astrakhan Volgograd,,, Rosv,,,,, NORTH-CAUCASIAN FEDERA L D ISTRIC T,, Daghestan Ingushetia Kabardino-Balkar Karachai-Cherkess Northern Ossetia Alania,, Chechnya Stavropol, P RIVOLZHSKY FEDERAL DISTRICT,,,,,,,,, Bashkorstan,,, Mariy-El,, Mordovia rubles)

219 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) Tatarstan (Tatarstan),,,, Udmurt C huvash Chuvashy a,, Perm,,,, Kirov Nizhni Novgorod,,,, Orenburg,,,, Penza, Samara,,, Sarav,,, Ulyanovsk,,, URALS F EDERAL DISTRIC T,,,,,,,,, Kurgan,, Sverdlovsk,,,, Tyumen,,,,,,,, Aunomous Area Khanty-Mansiysky Yugra (millions,,,,, Yamalo-Nenetsky Aunomous Are a,, Tyumen withou t Khanty-Mansiysk y Aunomo us Ar ea Yugra an d Ya malo - Nenetsky Aunomous Area,,,,, Chelyabinsk,,,,, SIBERIA F EDERAL DISTRIC T,,,,,,,, Altai Buryatia,, Tyva,,, Khakassia,, Altai,, Zabaykalskiy,, Krasnoyarsk,,,, Irkutsk,,,, Kemerovo,,,,,,, Novosibirsk,,, Omsk,, Tomsk rubles)

220 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) FAR EAST F EDERAL DISTRIC T,,,,,,,, Sakha (Yakutia),,, Kamchatka, Primorski,,, Khabarovsk,,,, Amur Magadan Sakhalin Jewish Aunomous Chukotka Aunomous Area C RIMEA FEDERAL DISTRICT Crimea Sevaspol (millions rubles) Including State Corporation Bank for development and foreign economic affairs (Vnesheconombank). Memo: the information containing more detailed distribution by economic activities, is available on CBR s website:

221 BANK OF RUSSIA STATISTICAL BULLETIN () Debt on Ruble-Denominated Loans Legal Entities Residents b y Economic Activities and Fund Use tal mining and quarrying natural minerals which: mining and quarrying energy producing materials manufacturing electricity, gas and water supply agriculture, hunting and forestry.. which: construction and Individual transport and communications wholesale and retail trade; repair services for means transport, furnishings and private used goods Entrepreneurs, real estate activities other activities (millions Table.. RUSSIAN FEDERATIO N,,,,,,,,,,,,,,,,,,,, CENTRAL F EDERAL DISTRIC T,,,,,,,,,,,,,,,,, Belgorod,,,,,,,,,, Bryansk,,,,,,,, Vladimir,,,,,,,,,, Voronezh,,,,,,,,,, Ivanovo,,,,,,,, Kaluga,,,,,,,,,, Kostroma,,,,,,, Kursk,,,,,,,,, Lipetsk,,,,,,,, Moscow,,,,,,,,,,,, Orel,,,,,,, Ryazan,,,,,,,, Smolensk,,,,,,,,, Tambov,,,,,,,, Tver,,,,,,,, Tula,,,,,,,,,, Yaroslavl,,,,,,,,,,, Moscow,,,,,,,,,,,,,,,, rubles) for settlement finality

222 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) NORTH-WEST FEDERA L D ISTRIC T,,,,,,,,,,,,, Karelia,,,,,,, Komi,,,,,,,,,, Arkhangelsk,,,,,,,,,, Nenets Aunomous Area Arkhangelsk without Nenets Aunomous Are a (millions,,,,,,,,,, Vologda,,,,,,,,,, Kaliningrad,,,,,,,,, Leningrad,,,,,,,,,,, Murmansk,,,,,,,,, Novgorod,,,,, Pskov,,,,,, St. Petersburg,,,,,,,,,,, S OUTH FEDERAL DISTRICT,,,,,,,,,,,,, Adigei (Adigeya),,,,, Kalmykia,,, Krasnodar,,,,,,,,,,, Astrakhan,,,,,,,,, Volgograd,,,,,,,,,, Rosv,,,,,,,,,,,, NORTH-CAUCASIAN FEDERA L D ISTRIC T,,,,,,,,,,, Daghestan,,,,,, Ingushetia,,,, Kabardino-Balkar,,,,,,, Karachai-Cherkess,,,,, Northern Ossetia Alania,,,,,,, Chechnya,,,,,, Stavropol,,,,,,,,,, P RIVOLZHSKY FEDERAL DISTRICT,,,,,,,,,,,,, Bashkorstan,,,,,,,,,,,, Mariy-El,,,,,,, Mordovia,,,,,,,, rubles)

223 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) Tatarstan (Tatarstan),,,,,,,,,,,, Udmurt,,,,,,,,, C huvash Chuvashy a,,,,,,,,, Perm,,,,,,,,,,,, Kirov,,,,,,,, Nizhni Novgorod,,,,,,,,,, Orenburg,,,,,,,,,,,, Penza,,,,,,,,, Samara,,,,,,,,,,,, Sarav,,,,,,,,,, Ulyanovsk,,,,,,,,, URALS F EDERAL DISTRIC T,,,,,,,,,,,,, Kurgan,,,,,,,, Sverdlovsk,,,,,,,,,,, Tyumen,,,,,,,,,,,, Khanty-Mansiysky Aunomous Area Yugra,,,,,,,,,,,, Yamalo-Nenetsky Aunomous Are a,,,,,,,,,, Tyumen withou t Khanty-Mansiysk y Aunomo us Ar ea Yugra an d Ya malo - Nenetsky Aunomous Area (millions,,,,,,,,,,,, Chelyabinsk,,,,,,,,,,, SIBERIA F EDERAL DISTRIC T,,,,,,,,,,,,, Altai,,,, Buryatia,,,,,,,,, Tyva,, Khakassia,,,,,,, Altai,,,,,,,,,, Zabaykalskiy,,,,,,, Krasnoyarsk,,,,,,,,,,,, Irkutsk,,,,,,,,,,,, Kemerovo,,,,,,,,,,,, Novosibirsk,,,,,,,,,, Omsk,,,,,,,,,, Tomsk,,,,,,,,,,,, rubles)

224 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) FAR EAST F EDERAL DISTRIC T,,,,,,,,,,,, Sakha (Yakutia),,,,,,,,,,, Kamchatka,,,,,,, Primorski,,,,,,,,,, Khabarovsk,,,,,,,,,,, Amur,,,,,,,,, Magadan,,,, Sakhalin,,,,,,,,, Jewish Aunomous,, Chukotka Aunomous Area,, C RIMEA FEDERAL DISTRICT,,, Crimea,, Sevaspol (millions rubles) Including State Corporation Bank for development and foreign economic affairs (Vnesheconombank). Memo: the information containing more detailed distribution by economic activities, is available on CBR s website:

225 BANK OF RUSSIA STATISTICAL BULLETIN () Debt on Foreign Currency-Denominated Loans and Loans in Precious Metals Legal nd Individual Entrepreneurs, by Economic Activities and Fund Use tal a mining and quarrying natural minerals which: mining and quarrying energy producing materials manufacturing electricity, gas and water supply agriculture, hunting and forestry.. which: construction transport and communications wholesale and retail trade; repair services for means transport, furnishings and private used goods Entities real estate activities Table.. Residents RUSSIAN FEDERATION,,,,,,,,,,,,,, CENTRAL F EDERAL DISTRIC T,,,,,,,,,,,,, Belgorod,,,, Bryansk,,, Vladimir,, Voronezh,,,,, Ivanovo, Kaluga,,,,, Kostroma,,, Kursk,,, Lipetsk,, Moscow,,,,,,,, Orel Ryazan,,, Smolensk,, Tambov,,,, Tver,,, Tula,,, Yaroslavl,,,,, Moscow,,,,,,,,,,,,, other activities (millions rubles) for settlement finality

226 BANK OF RUSSIA STATISTICAL BULLETIN () T able.. (cont. ) NORTH-WEST FEDERA L D ISTRIC T,,,,,,,,,, Karelia,,, Komi,,, Arkhangelsk,,,,,, Nenets Aunomous Area Arkhangelsk without Nenets Aunomous Are a (millions,,,,,, Vologda,,, Kaliningrad,,,,,, Leningrad,,,,, Murmansk,,,,, Novgorod,,, Pskov,, St. Petersburg,,,,,,,,,, S OUTH FEDERAL DISTRICT,,,,,,,,,, Adigei (Adigeya) Kalmykia Krasnodar,,,,,,, Astrakhan,, Volgograd,,, Rosv,,,,,,,, NORTH-CAUCASIAN FEDERA L D ISTRIC T,,,, Daghestan,, Ingushetia Kabardino-Balkar,, Karachai-Cherkess,, Northern Ossetia Alania,, Chechnya Stavropol,,, P RIVOLZHSKY FEDERAL DISTRICT,,,,,,,,,, Bashkorstan,,,,, Mariy-El,, Mordovia rubles)

227 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) Tatarstan (Tatarstan),,,,,,, Udmurt,,,, C huvash Chuvashy a,,, Perm,,,,,,, Kirov,, Nizhni Novgorod,,,,, Orenburg,,,, Penza,, Samara,,, Sarav,,,, Ulyanovsk,,,,, URALS F EDERAL DISTRIC T,,,,,,,,, Kurgan,, Sverdlovsk,,,,,,, Tyumen,,,,,,,, Khanty-Mansiysky Aunomous Area Yugra,,,, Yamalo-Nenetsky Aunomous Are a,,,,, Tyumen withou t Khanty-Mansiysk y Aunomo us Ar ea Yugra an d Ya malo - Nenetsky Aunomous Area (millions,,,,,,,, Chelyabinsk,,,,, SIBERIA F EDERAL DISTRIC T,,,,,,,,,, Altai,, Buryatia, Tyva,,, Khakassia,, Altai,, Zabaykalskiy,, Krasnoyarsk,,,, Irkutsk,,,, Kemerovo,,,,,,,, Novosibirsk,,,,,, Omsk,, Tomsk, rubles)

228 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) FAR EAST F EDERAL DISTRIC T,,,,,,,,, Sakha (Yakutia),,, Kamchatka,,, Primorski,,,,,,, Khabarovsk,,,,,,, Amur,, Magadan,, Sakhalin,,, Jewish Aunomous Chukotka Aunomous Area C RIMEA FEDERAL DISTRICT Crimea Sevaspol (millions rubles) Including State Corporation Bank for development and foreign economic affairs (Vnesheconombank). Memo: the information containing more detailed distribution by economic activities, is available on CBR s website:

229 BANK OF RUSSIA STATISTICAL BULLETIN () in rubles Loans Extended Small, Medium-Sized Businesses.. volume extended loans deb t in and o f which: small an d individual entrepreneurs small and mediumsized businesses mediumsized businesses foreign currency precious metals in o f which: small an d individual entrepreneurs mediumsized businesses rubles in and o f which: small an d individual entrepreneurs mediumsized businesses foreign currency precious metals in o f which: small an d individual entrepreneurs mediumsized businesses rubles which: overdue debt in and o f which: small an d individual entrepreneurs mediumsized businesses (millions Table.. foreign currency precious metals RUSSIAN FEDERATION,,,,,,,,,,,,, CENTRAL F EDERAL DISTRIC T,,,,,,,,,,,,, Belgorod,,,,, Bryansk,,,,,, Vladimir,,,,,, Voronezh,,,,, Ivanovo,,,,, Kaluga,,,,,, Kostroma,,,,,,, Kursk,,,,, Lipetsk,,,,, Moscow,,,,,,,, Orel,,,,, Ryazan,,,,, Smolensk,,,,, Tambov,,,,, Tver,,,,, Tula,,,,,, Yaroslavl,,,,, Moscow,,,,,,,,,,, NORTH-WEST FEDERAL DISTRIC T,,,,,,,,, Karelia,,,,,, Komi,,,, rubles) which: individual entrepreneurs

230 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) Arkhangelsk,,,,,, Nenets Aunomous Area Arkhangelsk without Nenets Aunomous Are a (millions,,,,,, Vologda,,,,,, Kaliningrad,,,,,,, Leningrad,,,,,,, Murmansk,,,,,,, Novgorod,,,, Pskov,,,,, St. Petersburg,,,,,,, S OUTH FEDERAL DISTRICT,,,,,,,, Adigei (Adigeya),,,, Kalmykia,,,, Krasnodar,,,,,,,, Astrakhan,,,,,, Volgograd,,,,,, Rosv,,,,,,, NORTH-CAUCASIAN FEDERA L D ISTRIC T,,,,,,, Daghestan,,,,, Ingushetia,,, Kabardino-Balkar,,,,, Karachai-Cherkess,,,, Northern Ossetia Alania,,,,, Chechnya,, Stavropol,,,,,,, P RIVOLZHSKY FEDERAL DISTRICT,,,,,,,,, Bashkorstan,,,,,, Mariy-El,,,,, Mordovia,,,,, Tatarstan (Tatarstan),,,,,, Udmurt,,,,, C huvash Chuvashy a,,,, Perm,,,,, Kirov,,,,, rubles)

231 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) Nizhni Novgorod,,,,,, Orenburg,,,,,,,, Penza,,,,, Samara,,,,,,, Sarav,,,,, Ulyanovsk,,,,,, URALS F EDERAL DISTRIC T,,,,,,,, Kurgan,,,,, Sverdlovsk,,,,,,, Tyumen,,,,,,,, Khanty-Mansiysky Aunomous Area Yugra,,,,,, Yamalo-Nenetsky Aunomous Are a,,,, Tyumen withou t Khanty-Mansiysk y Aunomo us Ar ea Yugra an d Ya malo - Nenetsky Aunomous Area (millions,,,,,, Chelyabinsk,,,,,,, SIBERIA F EDERAL DISTRIC T,,,,,,,, Altai,,, Buryatia,,,,, Tyva,,, Khakassia,,,, Altai,,,,,, Zabaykalskiy,,,, Krasnoyarsk,,,,, Irkutsk,,,,, Kemerovo,,,,, Novosibirsk,,,,, Omsk,,,,,, Tomsk,,,,, rubles)

232 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) FAR EAST F EDERAL DISTRIC T,,,,,,,, Sakha (Yakutia),,,,,, Kamchatka,,,,, Primorski,,,,,,, Khabarovsk,,,,, Amur,,,, Magadan,,,, Sakhalin,,,, Jewish Aunomous,,,, Chukotka Aunomous Area C RIMEA FEDERAL DISTRICT Crimea Sevaspol (millions rubles)

233 BANK OF RUSSIA STATISTICAL BULLETIN () Loans Extended by Credit tal Institutions housing loans Individuals-Residents,.. Outstanding Debt r ubles foreign currenc y including: mortgage loans which: including overdue debt tal housing loans including: mortgage loans (millions R USSIAN FEDERATION,,,,,,,,,,, CENTRAL F EDERAL DISTRIC T,,,,,,,,, Belgorod,,, Bryansk,,, Vladimir,,, Voronezh,,, Ivanovo,,, Kaluga,,, Kostroma,,, Kursk,,, Lipetsk,,, Moscow,,,,,,,, Orel,,, Ryazan,,, Smolensk,,, Tambov,,, Tver,,, Tula,,, Yaroslavl,,, Moscow,,,,,,,,, which: Table.. rubles) including overdue debt

234 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) (millions NORTH-WEST FEDERA L D ISTRIC T,,,,,,,,, Karelia,,, Komi,,, Arkhangelsk,,, Nenets Aunomous Area,,, Arkhangelsk without Nenets Aunomous Are a,,, Vologda,,, Kaliningrad,,,, Leningrad,,,, Murmansk,,, Novgorod,,, Pskov,,, St. Petersburg,,,,,,, S OUTH FEDERAL DISTRICT,,,,,,, Adigei (Adigeya),,, Kalmykia,,, Krasnodar,,,,,, Astrakhan,,, Volgograd,,, Rosv,,,, NORTH-CAUCASIAN FEDERA L D ISTRIC T,,,,,, Daghestan,,, Ingushetia, Kabardino-Balkar,,, Karachai-Cherkess,,, Northern Ossetia Alania,,, Chechnya, Stavropol,,,, rubles)

235 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) (millions P RIVOLZHSKY FEDERAL DISTRICT,,,,,,,, Bashkorstan,,, Mariy-El,,, Mordovia,,, Tatarstan (Tatarstan),,, Udmurt,,, Chuvash Chuvashya,,, Perm,,, Kirov,,, Nizhni Novgorod,,,, Orenburg,,, Penza,,, Samara,,,, Sarav,,, Ulyanovsk,,, URALS F EDERAL DISTRIC T,,,,,,,, Kurgan,,, Sverdlovsk,,,, Tyumen,,, Khanty-Mansiysky Aunomous Areа Yugra,,, Yamalo-Nenetsky Aunomous Are a,,, Tyumen withou t Khanty-Mansiysk y Aunomo us Ar ea Yugra an d Ya malo - Nenetsky Aunomous Area,,, Chelyabinsk,,,,, SIBERIA F EDERAL DISTRIC T,,,,,,,, Altai,,, Buryatia,,, Tyva,,, Khakassia,,, Altai,,, Zabaykalskiy,,, Krasnoyarsk,,, rubles)

236 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) (millions Irkutsk,,, Kemerovo,,,, Novosibirsk,,,, Omsk,,, Tomsk,,, FAR EAST F EDERAL DISTRIC T,,,,,, Sakha (Yakutia),,, Kamchatka,,, Primorski,,,, Khabarovsk,,, Amur,,, Magadan,,, Sakhalin,,, Jewish Aunomous,,, Chukotka Aunomous Area,,, C RIMEA FEDERAL DISTRICT Crimea Sevaspol rubles)

237 BANK OF RUSSIA STATISTICAL BULLETIN () Selected Indicars on Ruble-Denominated Loans Extended by Credit Institutions Table.. Individuals-Residents volume consumer loans, extended since the beginning the year tal, millions rubles number extended loans, units volume, millions rubles housing loans average weighted maturity, months.. average weighted interest rate, % including: number extended loans, units volume, millions rubles which: mortgage RUSSIAN FEDERATION,,,,,..,,,.. CENTRAL F EDERAL DISTRIC T,,,,..,,.. Belgorod,,,..,,.. Bryansk,,,..,,.. Vladimir,,,..,,.. Voronezh,,,..,,.. Ivanovo,,,..,,.. Kaluga,,,..,,.. Kostroma,,,..,,.. Kursk,,,..,,.. Lipetsk,,,..,,.. Moscow,,,..,,.. Orel,,,..,,.. Ryazan,,,..,,.. Smolensk,,,..,,.. Tambov,,,..,,.. Tver,,,..,,.. Tula,,,..,,.. Yaroslavl,,,..,,.. Moscow,,,..,,.. loans average weighted maturity, months average weighted interest rate, %

238 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) NORTH-WEST FEDERA L D ISTRIC T,,,..,,.. Karelia,,,..,,.. Komi,,,..,,.. Arkhangelsk,,,..,,.. Nenets Aunomous Area,.... Arkhangelsk without Nenets Aunomous Are a,,,..,,.. Vologda,,,..,,.. Kaliningrad,,,..,,.. Leningrad,,,..,,.. Murmansk,,,..,,.. Novgorod,,,..,,.. Pskov,,,..,,.. St. Petersburg,,,..,,.. S OUTH FEDERAL DISTRICT,,,..,,.. Adigei (Adigeya),,,..,,.. Kalmykia,,,..,,.. Krasnodar,,,..,,.. Astrakhan,,,..,,.. Volgograd,,,..,,.. Rosv,,,..,,.. NORTH-CAUCASIAN FEDERA L D ISTRIC T,,,..,,.. Daghestan,,,..,,.. Ingushetia,.... Kabardino-Balkar,,,..,,.. Karachai-Cherkess,,..,.. Northern Ossetia Alania,,,..,,.. Chechnya,.... Stavropol,,,..,,..

239 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) P RIVOLZHSKY FEDERAL DISTRICT,,,,..,,.. Bashkorstan,,,..,,.. Mariy-El,,,..,,.. Mordovia,,,..,,.. Tatarstan (Tatarstan),,,..,,.. Udmurt,,,..,,.. C huvash Chuvashy a,,,..,,.. Perm,,,..,,.. Kirov,,,..,,.. Nizhni Novgorod,,,..,,.. Orenburg,,,..,,.. Penza,,,..,,.. Samara,,,..,,.. Sarav,,,..,,.. Ulyanovsk,,,..,,.. URALS F EDERAL DISTRIC T,,,..,,.. Kurgan,,,..,,.. Sverdlovsk,,,..,,.. Tyumen,,,..,,.. Khanty-Mansiysky Aunomous Areа Yugra,,,..,,.. Yamalo-Nenetsky Aunomous Are a,,,..,,.. Tyumen withou t Khanty-Mansiysk y Aunomo us Ar ea Yugra an d Ya malo - Nenetsky Aunomous Area,,,..,,.. Chelyabinsk,,,..,,.. SIBERIA F EDERAL DISTRIC T,,,..,,.. Altai,.... Buryatia,,,..,,.. Tyva,,,..,,.. Khakassia,,,..,,.. Altai,,,..,,.. Zabaykalskiy,,,..,,.. Krasnoyarsk,,,..,,..

240 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) Irkutsk,,,..,,.. Kemerovo,,,..,,.. Novosibirsk,,,..,,.. Omsk,,,..,,.. Tomsk,,,..,,.. FAR EAST F EDERAL DISTRIC T,,,..,,.. Sakha (Yakutia),,,..,,.. Kamchatka,,,..,,.. Primorski,,,..,,.. Khabarovsk,,,..,,.. Amur,,,..,,.. Magadan,,..,.. Sakhalin,,,..,,.. Jewish Aunomous,,..,.. Chukotka Aunomous Area,.... C RIMEA FEDERAL DISTRICT.... Crimea.... Sevaspol....

241 BANK OF RUSSIA STATISTICAL BULLETIN () Selected Indicars on Foreign Currency-Denominated Loans Extended by Credit Institutions Table.. Individuals-Residents volume consumer loans, extended since the beginning the year tal, millions rubles number extended loans, units volume, millions rubles housing loans average weighted maturity, months.. average weighted interest rate, % including: number extended loans, units volume, millions rubles which: mortgage RUSSIAN FEDERATION,,..,.. CENTRAL F EDERAL DISTRIC T,,..,.. Belgorod.... Bryansk.... Vladimir.... Voronezh.... Ivanovo.... Kaluga.... Kostroma.... Kursk.... Lipetsk.... Moscow,,..,.. Orel.... Ryazan.... Smolensk.... Tambov.... Tver.... Tula.... Yaroslavl.... Moscow,,..,.. loans average weighted maturity, months average weighted interest rate, %

242 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) NORTH-WEST FEDERA L D ISTRIC T,.... Karelia.... Komi.... Arkhangelsk.... Nenets Aunomous Area.... Arkhangelsk without Nenets Aunomous Are a.... Vologda.... Kaliningrad.... Leningrad,.... Murmansk.... Novgorod.... Pskov.... St. Petersburg,.... S OUTH FEDERAL DISTRICT.... Adigei (Adigeya).... Kalmykia.... Krasnodar.... Astrakhan.... Volgograd.... Rosv.... NORTH-CAUCASIAN FEDERA L D ISTRIC T.... Daghestan.... Ingushetia.... Kabardino-Balkar.... Karachai-Cherkess.... Northern Ossetia Alania.... Chechnya.... Stavropol....

243 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) P RIVOLZHSKY FEDERAL DISTRICT,.... Bashkorstan.... Mariy-El.... Mordovia.... Tatarstan (Tatarstan).... Udmurt.... Chuvash Chuvashya.... Perm.... Kirov.... Nizhni Novgorod.... Orenburg.... Penza.... Samara.... Sarav.... Ulyanovsk.... URALS F EDERAL DISTRIC T.... Kurgan.... Sverdlovsk.... Tyumen.... Khanty-Mansiysky Aunomous Areа Yugra.... Yamalo-Nenetsky Aunomous Are a.... Tyumen withou t Khanty-Mansiysk y Aunomo us Ar ea Yugra an d Ya malo - Nenetsky Aunomous Area.... Chelyabinsk.... SIBERIA F EDERAL DISTRIC T.... Altai.... Buryatia.... Tyva.... Khakassia.... Altai.... Zabaykalskiy.... Krasnoyarsk....

244 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) Irkutsk.... Kemerovo.... Novosibirsk.... Omsk.... Tomsk.... FAR EAST F EDERAL DISTRIC T.... Sakha (Yakutia).... Kamchatka.... Primorski.... Khabarovsk.... Amur.... Magadan.... Sakhalin.... Jewish Aunomous.... Chukotka Aunomous Area.... C RIMEA FEDERAL DISTRICT.... Crimea.... Sevaspol....

245 BANK OF RUSSIA STATISTICAL BULLETIN ().. Foreign Cash Operations Foreign Cash Sales Individuals by Authorized Banks (in US Dollar Equivalent for All Currencies) March April May Table.. (millions US dollars) RUSSIAN FEDERATION,.,.,.,.,. CENTRAL FEDERAL DISTRICT,.,.,.,.,. Belgorod..... Bryansk..... Vladimir..... Voronezh..... Ivanovo..... Kaluga..... Kostroma..... Kursk..... Lipetsk..... Moscow..... Orel..... Ryazan..... Smolensk..... Tambov..... Tver..... Tula..... Yaroslavl..... Moscow,.,.,.,.,. NORTH-WEST F EDERAL DISTRICT,. June July.... Karelia..... Komi..... Arkhangelsk..... Nenets Aunomous Area..... Arkhangelsk without Nenets Aunomous Area..... Vologda..... Kaliningrad..... Leningrad..... Murmansk..... Novgorod..... Pskov..... St. Petersburg..... SOUTH FEDERAL DISTRICT..... Adigei (Adigeya)..... Kalmykia..... Krasnodar..... Astrakhan..... Volgograd..... Rosv..... NORTH-CAUCASIAN F EDERAL DISTRICT..... Daghestan..... Ingushetia..... Kabardino-Balkar..... Karachai-Cherkess.....

246 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) (millions US dollars) Northern Ossetia Alania..... Chechnya..... Stavropol..... PRIVOLZHSKY FEDERAL DISTRICT..... Bashkorstan..... Mariy-El..... Mordovia..... Tatarstan (Tatarstan)..... Udmurt..... Chuvash Chuvashya..... Perm..... Kirov..... Nizhni Novgorod..... Orenburg..... Penza..... Samara..... Sarav..... Ulyanovsk..... URALS FEDERAL DISTRICT..... Kurgan..... Sverdlovsk..... Tyumen..... Khanty-Mansiysky Aunomous Area Yugra..... Yamalo-Nenetsky Aunomous Area..... Tyumen without Khanty-Mansiysky Aunomous Area Yugra and Yamalo-Nenetsky Aunomous Area..... Chelyabinsk..... SIBERIA FEDERAL DISTRICT..... Altai..... Buryatia..... Tyva..... Khakassia..... Altai..... Zabaykalskiy..... Krasnoyarsk..... Irkutsk..... Kemerovo..... Novosibirsk..... Omsk..... Tomsk..... FAR EAST FEDERAL DISTRICT..... Sakha (Yakutia)..... Kamchatka..... Primorski..... Khabarovsk..... Amur..... Magadan..... Sakhalin..... Jewish Aunomous..... Chukotka Aunomous Area..... C RIMEA FEDERAL DISTRICT R epublic Crimea S evaspol

247 BANK OF RUSSIA STATISTICAL BULLETIN () Foreign Cash Purchases by Authorized Banks from Individuals (in US Dollar Equivalent for All Currencies) March April May Table.. (millions US dollars) RUSSIAN FEDERATION,.,.,.,.,. CENTRAL FEDERAL DISTRICT,.,.,.,.,. Belgorod..... Bryansk..... Vladimir..... Voronezh..... Ivanovo..... Kaluga..... Kostroma..... Kursk..... Lipetsk..... Moscow..... Orel..... Ryazan..... Smolensk..... Tambov..... Tver..... Tula..... Yaroslavl..... Moscow,.,.,.,.,. NORTH-WEST F EDERAL DISTRICT. June July.... Karelia..... Komi..... Arkhangelsk..... Nenets Aunomous Area..... Arkhangelsk without Nenets Aunomous Area..... Vologda..... Kaliningrad..... Leningrad..... Murmansk..... Novgorod..... Pskov..... St. Petersburg..... SOUTH FEDERAL DISTRICT..... Adigei (Adigeya)..... Kalmykia..... Krasnodar..... Astrakhan..... Volgograd..... Rosv..... NORTH-CAUCASIAN F EDERAL DISTRICT..... Daghestan..... Ingushetia..... Kabardino-Balkar..... Karachai-Cherkess.....

248 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) (millions US dollars) Northern Ossetia Alania..... Chechnya..... Stavropol..... PRIVOLZHSKY FEDERAL DISTRICT..... Bashkorstan..... Mariy-El..... Mordovia..... Tatarstan (Tatarstan)..... Udmurt..... Chuvash Chuvashya..... Perm..... Kirov..... Nizhni Novgorod..... Orenburg..... Penza..... Samara..... Sarav..... lyanovsk..... URALS FEDERAL DISTRICT..... Kurgan..... Sverdlovsk..... Tyumen..... Khanty-Mansiysky Aunomous Area Yugra..... Yamalo-Nenetsky Aunomous Area..... Tyumen without Khanty-Mansiysky Aunomous Area Yugra and Yamalo-Nenetsky Aunomous Area..... Chelyabinsk..... SIBERIA FEDERAL DISTRICT..... Altai..... Buryatia..... Tyva..... Khakassia..... Altai..... Zabaykalskiy..... Krasnoyarsk..... Irkutsk..... Kemerovo..... Novosibirsk..... Omsk..... Tomsk..... FAR EAST FEDERAL DISTRICT..... Sakha (Yakutia)..... Kamchatka..... Primorski..... Khabarovsk..... Amur..... Magadan..... Sakhalin..... Jewish Aunomous..... Chukotka Aunomous Area..... C RIMEA FEDERAL DISTRICT R epublic Crimea S evaspol

249 BANK OF RUSSIA STATISTICAL BULLETIN ().. INSURANCE COMPANIES AND PRIVATE PENSION FUNDS Insurers' Premiums and Payfs Insurance premiums January June Table.. (millions rubles) Payfs RUSSIAN FEDERATION,.,. CENTRAL FEDERAL DISTRICT,.,. Belgorod,.. Bryansk,.. Vladimir,.,. Voronezh,.,. Ivanovo,.. Kaluga,.. Kostroma.. Kursk,.. Lipetsk,.. Moscow,.,. Orel.. Ryazan,.. Smolensk,.. Tambov,.. Tver,.. Tula,.,. Yaroslavl,.,. Moscow,.,. NORTH-WEST FEDERAL DISTRICT,.,. Karelia,.. Komi,.. Arkhangelsk,.,. N enets Aunomous Area Arkhangelsk without Nenets Aunomous Area Vologda,.,. Kaliningrad,.. Leningrad,.. Murmansk,.. Novgorod,.. Pskov.. St. Petersburg,.,. SOUTH FEDERAL DISTRICT,.,. Adigei (Adigeya).. Kalmykia.. Krasnodar,.,. Astrakhan,.. Volgograd,.,. Rosv,.,. NORTH-CAUCASIAN FEDERAL DISTRICT,.,. Daghestan.. Ingushetia.. Kabardino-Balkar.. Karachai-Cherkess.. Northern Ossetia Alania.. Chechnya.. Stavropol,.,.

250 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) (millions rubles) PRIVOLZHSKY FEDERAL DISTRICT,.,. Bashkorstan,.,. Mariy-El.. Mordovia,.. Tatarstan (Tatarstan),.,. Udmurt,.,. Chuvash Chuvashya,.. Perm,.,. Kirov,.. Nizhni Novgorod,.,. Orenburg,.,. Penza,.. Samara,.,. Sarav,.,. Ulyanovsk,.,. URALS FEDERAL DISTRICT,.,. Kurgan.. Sverdlovsk,.,. Tyumen,.,. K hanty-mansiysky Aunomous Area Yugra Y amalo-nenetsky Aunomous Area Tyumen without Khanty-Mansiysky Aunomous Area Yugra and Yamalo- Nenetsky Aunomous Area Chelyabinsk,.,. SIBERIA FEDERAL DISTRICT,.,. Altai.. Buryatia,.. Tyva.. Khakassia.. Altai,.. Zabaykalskiy.. Krasnoyarsk,.,. Irkutsk,.,. Kemerovo,.,. Novosibirsk,.,. Omsk,.,. Tomsk,.. FAR EAST FEDERAL DISTRICT,.,. Sakha (Yakutia),.. Kamchatka.. Primorski,.,. Khabarovsk,.,. Amur.. Magadan.. Sakhalin.. Jewish Aunomous.. Chukotka Aunomous Area.. CRIMEA FEDERAL DISTRICT. Crimea. Sevaspol. The Central Federal District indicars include data on the city Baikonur, that is regarded as the city federal importance, accordin g the art. The agreement between the Russian Federation and the Kazakhstan on the status the city Baikonur, the procedure forming executive bodies and their status.

251 BANK OF RUSSIA STATISTICAL BULLETIN () Private Pension Funds' Performance Table.. Q, Number participants, persons Pension reserves tal, millions rubles Number insured participants, persons Pension (market millions savings value), rubles Payouts pension benefits under non- governmental pension provision, millions rubles Pension contributions tal, millions rubles Number participants,receiving pensions, persons R ussian Federation Total,,,.,,,,.,.,.,, C ENTRAL FEDERAL DISTRICT,,,.,,,.,.,.,, B elgorod B ryansk V ladimir V oronezh I vanovo K aluga K ostroma K ursk Lipetsk,,.,,..., M oscow,.,... O rel R yazan S molensk T ambov Tver... T ula Y aroslavl Moscow,,,.,,,.,.,.,, N ORTH-WEST FEDERAL DISTRICT,,.,,,.,.., R epublic Karelia R epublic Komi A rkhangelsk N enets Aunomous Area Arkhangelsk without Nenets Aunomous Area Vologda,,.,,,.,.., K aliningrad

252 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (cont.) L eningrad M urmansk N ovgorod P skov St. Petersburg,,.,,,..., S OUTH FEDERAL DISTRICT,,.,,..., R epublic Adigei (Adigeya) R epublic Kalmykia Krasnodar,.,,... A strakhan Volgograd,.,..., Rosv,,.,..., N ORTH-CAUCASIAN FEDERAL DISTRICT R epublic Daghestan R epublic Ingushetia K abardino-balkar K arachai-cherkess R epublic Northern Ossetia Alania R epublic Chechnya S tavropol P RIVOLZHSKY FEDERAL DISTRICT,,.,,..., Bashkorstan,.,... R epublic Mariy-El R epublic Mordovia Tatarstan (Tatarstan),,.,,..., Udmurt... C huvash Chuvashya Perm,,.,,..., K irov Nizhni Novgorod,,.,..., O renburg,.,,... P enza Samara,,.,..., S arav Ulyanovsk,.,...

253 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. (end) URALS F EDERAL DISTRIC T,,.,,.,.,., K urgan Sverdlovsk,,.,,..., Tyumen,,.,,.,.,., Khanty-Mansiysky Aunomo us Ar ea Y ugr a... Yamalo-Nenetsky A unomous Are a... Tyumen withou t Khanty-Mansiysk y Aunomo us Ar ea Yugra an d Yamalo - Nenetsky Aunomous Are a... Chelyabinsk,.,... SIBERIA F EDERAL DISTRIC T,,.,,..., R epublic Altai Buryatia,.,,... R epublic Tyva R epublic Khakassia A ltai Z abaykalskiy Krasnoyarsk,..., Irkutsk,,.,,..., Kemerovo,,.,,..., Novosibirsk,.,... Omsk T omsk FAR EAST F EDERAL DISTRIC T,,.,,..., Sakha (Yakutia),,.,,..., K amchatka Primorski,.,,..., K habarovsk A mur M agadan S akhalin J ewish Aunomous C hukotka Aunomous Area C RIMEA FEDERAL DISTRICT... R epublic Crimea... S evaspol...

254 BANK OF RUSSIA STATISTICAL BULLETIN (). CHARTS AND DIAGRAMS.. International Reserves Adequacy (international reserves in months import) months import Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Actual amount the international reserves International benchmark reserves adequacy.. Interest Rates Dynamics in September, September, % p.a Weighted average REPO rate MIACR on overnight interbank credits The Bank Russia credit rate (overnight) The Bank Russia deposit rate The Bank Russia Key Rate See also the methodological comments the table. International Reserves the Russian Federation.

255 BANK OF RUSSIA STATISTICAL BULLETIN ().. Credit Institutions under the General Agreements with the Bank Russia on Deposit Operations in Accordance with the Bank Russia Regulation No. -P, on.. Grouped by Size Registered Authorized Capital as...%.%.%.%.%.%.%.%.%.% Less than millions rubles From millions millions rubles From millions millions rubles From millions millions rubles From billions billions rubles From millions millions rubles From millions millions rubles From millions millions rubles From millions billions rubles From billions rubles and more.. Credit Institutions under the General Loan Agreements in Accordance with the Bank Russia Regulation No. -P, on.., Grouped by Size Registered Authorized Capital as...%.%.%.%.%.%.%.%.% Less than millions rubles From millions millions rubles From millions millions rubles From millions millions rubles From billions billions rubles.% From millions millions rubles From millions millions rubles From millions millions rubles From millions billions rubles From billions rubles and more

256 BANK OF RUSSIA STATISTICAL BULLETIN ().. Credit Institutions under the General Loan Agreements in Accordance with the Bank Russia Regulation No.-P on.., Grouped by Size Registered Authorized Capital as...%.%.%.%.%.%.%.% Less than millions rubles From millions millions rub From millions millions rubles From millions millions rubles From billions billions ruble.%.% From millions millions rubles From millions millions rubles From millions millions From millions billions rubles From billions rubles and more

257 BANK OF RUSSIA STATISTICAL BULLETIN ().. Averaged Amount Required Reserves Credit Institutions Exercising the Averaging Right within Averaging Period from Ocber November, (Credit Institutions Grouped by Size Registered Authorized Capital).%.%.%.% Less than millions rubles From millions millions rubles(,%) From millions millions rubles(,%) From millions millions rubles From millions millions rubles.%.%.%.% From millions millions rubles From millions millions rubles From millions billions rubles From billions rubles billions rubles and more.. Structure Broad Monetary Base as...%.%.%.% Cash in circulation, including cash balances in bank vaults Credit institutions correspondent accounts in Bank Russia Required reserves Credit institutions deposits with the Bank Russia The Bank Russia bonds (.%)

258 BANK OF RUSSIA STATISTICAL BULLETIN () rubles.. Ruble Exchange Rate Dynamics in September, September, Official US Dollar Ruble Exchange Rate Official Euro Ruble Exchange Rate

259 .%.%.%.% BANK OF RUSSIA STATISTICAL BULLETIN ().. Structure Individual Deposits Denominated in Rubles as...%.%.% Demand deposits Up days days days days year year years years and more as...%.%.%.%.%.%.% Demand deposits Up days days days days year year years years and more

260 BANK OF RUSSIA STATISTICAL BULLETIN ().. Dynamics Debt on Loans Extended trillions rubles Debt on loans credit institutions Debt on individual loans Debt on loans organizations.. Loans Extended by the Credit Institutions Individuals Residents, for a Quarter(Including by some Purpose Loans),,,, billions rubles,,, Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Q Dynamics the Loans Extended Individuals for a Quarter Q Q Volume Extended Mortgage Loans Individuals for a Quarter Q Q Q Q Q Q Volume Extended Housing Loans Individuals, Except Mortgage Loans, for a Quarter Q

261 BANK OF RUSSIA STATISTICAL BULLETIN ().. Structure Ruble - Denominated Loans Extended Legal Entities - Residents and Individual Entrepreneurs (by Economic Activities and Fund Use) as...%.%.%.%.%.%.%.%.% Manufacturing Agriculture, hunting and forestry Construction Transport and communications Wholesale and retail trade activities Real estate activities For settlement finality Mining, electricity, gas and water supply.. Structure Loans Denominated in Foreign Currency and Precious Metals Extended Legal Entities - Residents and Individual Entrepreneurs (by Economic Activities and Fund Use) as...%.%.%.%.%.%.%.% Manufacturing Agriculture, hunting and forestry Construction Transport and communications Wholesale and retail trade activities Real estate activities For settlement finality Mining, electricity, gas and water supply.%

262 BANK OF RUSSIA STATISTICAL BULLETIN ().. Structure Ruble - Denominated Overdue Loans Extended Legal Entities and Individual Entrepreneurs (by Economic Activities and Fund Use) as...%.%.%.%.%.%.%.%.% Manufacturing Agriculture, hunting and forestry Construction Transport and communications Wholesale and retail trade activities Real estate activities For settlement finality Mining, electricity, gas and water supply.. Structure Overdue Loans Denominated in Foreign Currency and Precious Metals Extended Legal Entities and Individual Entrepreneurs (by Economic Activities and Fund Use) as...%.%.%.%.%.%.%.% Manufacturing Agriculture, hunting and forestry Construction Transport and communications Wholesale and retail trade activities Real estate activities For settlement finality (.%) Mining, electricity, gas and water supply

263 BANK OF RUSSIA STATISTICAL BULLETIN (). SUMMARY METHODOLOGY Section. Main Macroeconomic and Monetary Indicars Table. The Russian Federation Balance Payments General Provisions Balance payments the Russian Federation (hereafter referred as balance payments) is a statistical statement, which reflects all economic transactions between Russian Federation residents and nonresidents within a reporting period. The table Russian Federation Balance Payments is compiled and published by the Bank Russia on a quarterly basis. Balance payments data is one the major instruments used for elaborating the country s macroeconomic policies, namely, foreign trade policy, foreign exchange regulation and control, and exchange rate policy. Balance payments is compiled by the Bank Russia based on basis (i) the Federal Law No. -FZ On the Central Bank the Russian Federation (Bank Russia) dated July, and (ii) the Russian Federal Government Order No. dated July,. The methodological basis for the balance payments is the sixth edition the IMF s Balance Payments and International Investment Position Manual (BPM). Conceptually, BPM maintains the overall framework the methodology the previous fifth edition the Manual (BPM). BPM deepens the harmonization the IMF s external secr statistics recommendations with the update the System National Accounts, and the international standards in the area direct investment statistics and other macroeconomic statistics. The main changes in the accounts the balance payments include the following: within balance on trade in goods goods for and after processing are excluded and net exports goods under merchanting are included; within balance on trade in services manufacturing services on physical imports owned by the others and financial intermediation services indirectly measured (FISIM) items are added; within balance on income rent is included; within capital account migrants transfers are excluded. Balance on income and balance on current transfers have been respectively renamed as primary income and secondary income accounts, monetary authorities secr as central bank. Calculations some the balance payments items and data aggregations have been adjusted in many other instances reflect the improved methodology and reclassification certain components in accordance with BPM. Sources information are comprised returns on foreign economic transactions performed by Russian residents. These returns are regularly obtained by the Bank Russia from Russia s Ministry Finance (Minfin), Federal Cusms Service, Federal State Statistics Service, Federal Migration Service, Frontier Service the Federal Security Service, Defense Ministry, Emergencies Ministry, international financial organizations, credit institutions, cusdians, non-financial corporations as well as the Bank Russia s expert estimates. A specific list reporting forms and other background materials are available on the Bank Russia s Internet website. They are also published in special issues the Bank Russia s weekly edition the Bank Russia Bulletin, which contain besides more detailed data on the balance payments for the reporting period, and metadata (e.g., see the Bank Russia Bulletin No. ( ). The informational analytical addition Balance payments and External Debt the Russian Federation for the reporting period placed on the Bank Russia s Internet website contains an analogous set data on balance payments. The table Russian Federation Balance Payments is an analytical presentation the balance payments. In contrast the neutral presentation, which has the structure that meets international standards, an analytical presentation makes it possible encompass the economy s specifics and group data in а way that reveals the most significant transactions. In particular, based on the balance payments information it is possible identify (i) the tal amount financial resources attracted from nonresidents that is treated as a net increase in Russia s tal foreign liabilities (investments in the Russian economy), and (ii) a net increase in Russia s foreign assets (net capital outflow abroad); classification assets and liabilities by the secrs helps assess the effect transactions performed by a particular secr on the country s balance payments, etc. Balance payments data for previous years is revised mainly because the updating primary reports, the appearance new information sources, and the improvement methodology for individual indicars. Such an approach provides users balance payments statistics with access the most exhaustive data that meets comparability requirements. Balance payments data for the reporting period are available on the Bank Russia s Internet website and published (i) in the weekly print edition the Bank Russia Bulletin, (ii) in the mass media ( Rossiyskaya Gazeta, etc.), and (iii) in the IMF s International Financial Statistics and Balance Payments Statistics Yearbook. Individual Indicars Highlights. Current account includes transactions in goods and services, primary income and secondary income... Goods. Recorded under this item is the value the goods, which ownership was transferred within a reporting period from residents nonresidents (exports) and from nonresidents residents (imports). Apart from exports and imports goods registered by the Federal Cusms Service, the item involves the following transactions in goods that are not registered by the Federal Cusms Service: (i) fish and marine products caught in the open sea and sold nonresidents outside the cusms border the Russian Federation; (ii) goods procured in domestic/foreign ports by carriers; (iii) goods undeclared and/ or inadequately declared when imported by legal entities; (iv) goods exported/imported by individuals for subsequent sale; (v) other goods, (vi) net exports goods under merchanting. Goods for and after processing are excluded from the Federal Cusms Service data. Exports and imports goods are given in terms f.o.b. values (the f.o.b. value is a delivery term, which implies that the value the goods includes the transaction value as well as the value delivery and loading on board the carrier at the border an exporting country)... Services include services performed by residents for nonresidents and by nonresidents for residents. The services are sorted in the most significant kinds for Russia, such as transport, travel and others services including manufacturing services on physical inputs owned by others, maintenance and repair services, construction, insurance, financial, telecommunication, computer and information services, other business services, personal, cultural and recreational services, government services... Primary income captures returns for the provision labor and financial assets nonresidents and renting natural resources and vice versa. The item Сompensation employees shows employee compensation earned by residents working abroad, and compensation earned by nonresidents employed in the Russian economy. Recorded under the item Investment income is income derived from a resident s ownership foreign financial assets, i.e. receipts paid by nonresidents residents on holdings foreign assets (interest, dividends and other similar types income) and vice versa. Rent covers income receivable for the use land and putting natural resources at the disposal nonresidents and vice versa... Secondary income shows current transfers between residents and nonresidents. A transfer is an economic transaction resulting in provision by one institutional unit another a commodity, service, asset and ownership without any counterparts a commodity, service, asset and ownership being received in return. Transfers are

264 BANK OF RUSSIA STATISTICAL BULLETIN () subdivided in current transfers and capital transfers. Transfers that can t be regarded as capital in accordance with the definition are treated as current transfers (for the definition capital transfers see paragraph.). Recorded as current transfers, are those that augment the disposable income and potential power a recipient country s consumption, and reduce the disposable income and potential power a donor country s (e.g., humanitarian aid in the form consumer goods and services, and cash grants, unless the latter are capital transfers).. Capital account is comprised capital transfers and acquisition or disposal non-produced, nonfinancial assets... Capital transfers result in changes in volume recipient and donor s assets and liabilities (e.g., provision ownership a fixed capital without a quid pro quo, debt forgiveness). A provision funds, when no counterpart is received in return, is treated as a capital transfer only when the funds are assigned for acquisition fixed assets or capital construction... Acquisition or disposal non-produced, nonfinancial assets comprises transactions associated with tangible assets that may be used or necessary for production goods and services but are not actually produced (e.g. land and subsoil assets) and transactions associated with nonproduced, intangible assets (e.g. patents, copyrights, trademarks, franchises, etc. and leases or other transferable contracts).. Financial account (excluding reserve assets). Recorded under this category are transactions in assets and liabilities performed by residents vis-а-vis nonresidents. Assets and liabilities are classified by secrs, namely, central bank, banks, general government and other secrs. The other secrs category is comprised nonfinancial corporations, financial corporations (excluding banks), nonprit institutions serving households (NPISHs) and households. Within these secrs investments are functionally classified as direct and portfolio investment, loans, and other assets and liabilities. Arrears general government are not shown separately but are added the respective instruments (loans, debt securities). secrs data includes financial derivatives starting the fourth quarter. Assets other secrs have the following additional breakdown: foreign currency, trade credits and advances, indebtedness on supplies according intergovernmental agreements, fictitious transactions. The latter includes fictitious transactions related trade in goods and services, securities trading and transactions with money transfers resident s accounts abroad (since the first quarter ), purpose which is transferring money abroad... Direct investment is the form international investment that is performed by a resident entity one economy for the purpose obtaining a lasting interest in an enterprise resident in another economy. The lasting interest implies the existence a long-term relationship between the direct invesr and the enterprise, and a significant degree influence by the invesr on the management the enterprise. Direct investment comprises not only the initial transactions in acquiring participation in the equity, but also all subsequent transactions between the invesr and the enterprise. According the international definition direct investment provided by the OECD, invested capital can be regarded as direct investment when a direct invesr owns percent or more the ordinary shares an enterprise. Direct investments are recorded in the form equity capital, reinvested earnings and other capital... Portfolio investment includes, in addition equity capital, negotiable debt instruments in the form bonds and notes. Excluded are the aforementioned instruments included under direct investment and reserve assets... Financial derivatives. A financial derivative contract is a financial instrument that is linked another specific financial instrument or indicar, and through which specific financial risks can, in their own right, be traded in financial markets. They involve transactions such as options and forward contracts... investment. Financial transactions that are not classified as direct investment, portfolio investment, financial derivatives and reserve assets, are included in other investment category.. Net errors and omissions. Labeled by some compilers as a balancing item or statistical discrepancy, this item is intended fset the overstatement or understatement the components recorded in the balance payments.. Reserve assets include highly liquid financial assets the Russian Federation that are at the disposal and under the control the Bank Russia and the General Government. Comprehensive description international reserve assets is given in the methodological comments the table.. Table. Direct Investment the Russian Federation (Based on the Balance Payments, Flows Data) Direct investment is a category cross-border investment associated with a resident in one economy having control or a significant degree influence on the management an enterprise that is resident in another economy. Control or influence may be achieved directly by owning equity that gives voting power in the enterprise, or indirectly through having voting power in another enterprise that has voting power in the enterprise. With a view providing international comparability for direct investment relationships identification quantitative criterion is used: ownership per cent or more the voting power the direct investment enterprise. Starting with the Russian Federation s direct investment data are compiled on the basis the methodology set out in the th edition the IMF s Balance Payments and International Investment Position Manual (BPM) and the OECD Benchmark Definition Foreign Direct Investment, the th edition (BMD). General Provisions The table Direct Investment the Russian Federation contains data on time series direct investment in the Russian Federation and direct investment abroad broken down by secrs and instruments. Data on direct investment is a part financial account and compiled according the asset/liability principle. The table is published quarterly in millions U.S. dollars. Equity includes shares, scks and other investment foreign direct invesrs in equity Russian enterprises as well as Russian direct invesrs in equity foreign enterprises including financial aid. Reinvested earnings are earnings direct investment enterprises not distributed as dividends or prit. Debt instruments are instruments that are used between invesrs and direct invesr enterprises, as well as between fellow enterprises, including loans, debt securities and trade credits. Sources information comprise reports Russian residents on international transactions. These returns are regularly provided the Bank Russia by credit institutions, non-banking cusdians, other financial corporations, nonfinancial corporations, Ministry Energy, as well as partner countries data and expert estimates. Direct investment data are available on the Bank Russia s ficial website and published in the weekly edition the Bank Russia Bulletin. Economic transaction is defined as an economic flow that reflects the creation, transformation, exchange, transfer or extinction economic value and involves changes in ownership goods and/or financial assets, or the provision labour and capital. Residents a country incorporate all the institutional units, whose center economic interest is located within the economic terriry. All the other institutional units are regarded as nonresidents. Institutional unit is an economic unit, which can own assets, assume liabilities, implement entire spectrum economic transactions from its behalf. Individuals and legal entities, enterprises and organizations are treated as such units. The economic terriry a country consists the geographic terriry (including free zones) administered by a government; within this terriry, persons, goods and capital circulate freely. An institutional unit has a center economic interest within the country s economic terriry, on which the unit engages and intends continue engaging in economic activities and transactions on a significant scale.

265 BANK OF RUSSIA STATISTICAL BULLETIN () Individual Indicars Highlights Russian Federation Direct Investment Abroad covers resident direct invesrs claims their direct investment enterprises, resident direct investment enterprises claims direct invesrs and claims non-resident fellow enterprises. General government direct investment includes transactions in acquiring participation in the equity foreign enterprises by the federal and local governments. Direct investment banks and Direct investment other secrs include transactions related increases/decreases in foreign assets in the form equity, reinvestment earnings and debt instruments. Direct Investment in the Russian Federation covers liabilities resident direct investment enterprises on their direct invesrs, resident direct invesrs on direct investment enterprises and liabilities resident enterprises on non-resident fellow enterprises. Direct investment banks and Direct investment other secrs include transactions related increases/decreases in foreign liabilities in the form equity, reinvestment earnings and debt instruments. Table. Net Inflows/Outflows Capital by Private Secr (Based on the Balance Payments, Flows Data) General Provisions The table Net Exports/Imports Capital by Private Secr reports the value an inflow (+)/outflow ( ) private secr capital in/from the Russian Federation during the reporting period. Here, the private secr implies the institutional units not relating general government and monetary authorities. The table is compiled quarterly and since also monthly, and it is based on the balance payments data. The table is available on the CBR s Internet website. Individual Indicars Highlights Net inflows/outflows capital by the private secr for the reporting period reflects a balance financial transactions recorded in the balance payments and relating banks and other secrs, and displays changes in its net assets. Net inflows/outflows capital by banks is computed as the sum changes (with algebraic signs as they are in the balance payments) in foreign assets and foreign liabilities banks. Foreign assets comprise transactions credit institutions and Vnesheconombank (net the balance-sheet positions pertaining the government foreign assets placed on the VEB s balance-sheet as an agent the Government Russia). Foreign liabilities cover transactions in all foreign obligations banks. Net inflows/outflows capital by other secrs is calculated as the sum changes (with algebraic signs as they are in the balance payments) in foreign assets and foreign liabilities nonfinancial corporations, financial corporations other than credit institutions, non-prit organizations serving households and households plus the value net errors and omissions item the balance payments. Foreign assets consist transactions in the form : direct and portfolio investment; trade credit; other assets, as well as transactions these agents in cash foreign exchange and fictitious transactions. The balance payments item Indebtedness on supplies according intergovernmental agreements is not included. Foreign liabilities incorporate transactions in all types foreign liabilities other secrs. Net errors and omissions is the balance payments item, commonly referred as a statistical discrepancy, which results from the summing all transactions (with negative and positive signs) registered in the balance payments. This item entirely relates other secrs this is connected with the fact that the most significant difficulties arise from the recording in the balance payments transactions undertaken by these very secrs. Table. External Debt the Russian Federation General Provisions On the whole, this section reproduces the contents the table External Debt the Russian Federation by Maturity and by Financial Instruments. Structurally, the table focuses on the following economic secrs as main functional categories, namely: General government, Central bank, Banks, secrs. Debt liabilities owed by banks and by other secrs direct invesrs and direct investment enterprises are recorded within these institutional categories. Individual Indicars Highlights The description indicars General government, Central bank, Banks and secrs complies with that given in the commentary for the table External Debt the Russian Federation by Maturity and by Financial Instruments. Table. External Debt the Russian Federation in Domestic and Foreign Currencies by Maturity General Provisions On the whole, this section reproduces the contents the table External Debt the Russian Federation by Maturity and by Financial Instruments. Total debt the main secrs the economy is presented in a breakdown by domestic currency and foreign currency and by maturity. Debt liabilities owed by banks and by other secrs direct invesrs and direct investment enterprises are singled out under a separate data category. Individual Indicars Highlights The description indicars General government, Central bank, Banks and secrs complies with that given in the commentary for the table External Debt the Russian Federation by Maturity and by Financial Instruments. Table. External Debt the Russian Federation by Maturity and Financial Instruments General Provisions Data on external debt plays an important role in analyzing the external vulnerability the national economy. The data is elaborated by the Bank Russia according the definition external debt found in the manual jointly developed by international organizations, namely, the External Debt Statistics Guide for Compilers and Users (), which states that external debt as the reporting date is the outstanding amount those actual current (not contingent) liabilities, which are owed nonresidents by residents an economy and which require payments principal and/or interest at some point(s) in the future. Calculation external debt amount according international methodology includes debt all secrs an economy vis-а-vis nonresidents, irrespective which currency the debt is nominated in. As follows from the definition, the key feature debt is the obligation a debr make payment principal and/or interest, therefore, it excludes equity capital, derivatives, guarantees, open credit lines and other contingent liabilities. General government debt securities are appraised at face value, while those banks and other secrs are appraised at market value or if it is not available at nominal value. Indebtedness on negotiable instruments is adjusted transactions on the secondary market between residents and nonresidents and covers only liabilities the latter. External debt data is compatible with other macroeconomic data systems within the economy (balance payments, international investment position, statistics national accounts) and on the international level.

266 BANK OF RUSSIA STATISTICAL BULLETIN () Structurally, the table focuses on the following economic secrs as main functional categories: General government; Central bank; Banks (excluding debt liabilities direct invesrs and direct investment enterprises); secrs (excluding debt liabilities direct invesrs and direct investment enterprises); Banks and other secrs debt liabilities direct invesrs and direct investment enterprises. Each these categories is subdivided in (i) short-term (with an original maturity year or less) and (ii) long-term (with a maturity more than year). Debt liabilities each secr are classified by type instrument. Debt liabilities owed by banks and by other secrs direct invesrs and direct investment enterprises are recorded under a separate data category. Among the sources information are reports the Bank Russia (CBR), Ministry Finance the Russian Federation (Minfin), Federal State Statistics Service, international financial organizations, local governments, credit institutions, Vnesheconombank (VEB), deposiry clearing systems, nonbank financial corporations, nonfinancial corporations and etc. Data on Russia s external debt is available on the website the Bank Russia ( and is published in the mass media, i.e. Rossiiskaya Gazeta newspaper and the Bank Russia Bulletin. Individual Indicars Highlights General government. This category includes external liabilities the Russian Federal Government since (the new Russian debt), and that the liabilities accumulated before, for which the Russian Government assumed responsibility after the USSR s dissolution (the former USSR debt) as well as debt nonresidents on loans drawn by local governments the Russian Federation and on ruble-denominated bonds issued by them. The new Russian debt consists liabilities nonresidents on loans, securities and other. Included are loans from the IBRD, EBRD, other international organizations and foreign governments, indebtedness nonresidents on all sovereign eurobonds issued by the Russian Government including those issued in for the GKO OFZs restructuring and those issued for the London Club debt restructuring. These obligations are not overdue. liabilities consist other current debt. Former USSR debt includes borrowings from former socialist countries, from other ficial credirs, collections, trade credits, overdue interest and interest on arrears which are recorded in other liabilities. Debt securities. Debt vis-a-vis nonresidents on securities (nominated in foreign currencies and Russian rubles) issued by the General government and by local governments Russia is included. Only non-resident holdings government securities are reported. Data is presented at face value. Loans item includes loans, attracted from nonresidents by the Russian Federal Government, local governments and by the former USSR. debt liabilities include liabilities on current transactions the Ministry Finance, intergovernmental liabilities on clearing settlements, and remainders arrears on letters credit, overdue collections, trade credits, and interest on arrears which are recorded in other liabilities. Central bank. A category that covers external debt liabilities the Bank Russia and the Ministry Finance (liabilities the IMF in form loans granted the Ministry Finance were redeemed in Q ; liabilities on SDR allocations are reflected on the Bank Russia s balance since Q ). Loans. Contains external liabilities the Bank Russia on direct repos. Currency and deposits consist the debt the Bank Russia nonresidents on current accounts. Also included is the Bank Russia s estimate the outstanding amount national currency owned by nonresidents (description the methodology this estimate is available in the Bank Russia Bulletin, and the balance payments publication). liabilities are liabilities on SDR allocations. Banks (excluding debt liabilities direct invesrs and direct investment enterprises). Covers the debt credit institutions (except for nonbanking credit institutions, recorded within secrs ) and Vnesheconombank (with respect commercial activities the latter) nonresidents; external debt recorded by the VEB within the framework its Russian Government agent functions is recorded in the liabilities General government. Debt securities. Includes indebtedness banks nonresidents on their own issues debt securities. Loans. Funds attracted by banks on securities repurchase agreements (direct repos) from nonresidents which are not banks are included. Current accounts and deposits item includes indebtedness banks nonresidents on current accounts, short-term and long-term deposits as well as other funds obtained from nonresident banks and excludes liabilities on securities repurchase agreements (direct repos) nonresidents which are not banks, recorded within Loans. liabilities. Contains other accounts payable nonresidents. secrs (excluding debt liabilities direct invesrs and direct investment enterprises). Covers foreign liabilities other secrs. Loans. Contains short-term and long-term loans along with direct repos and financial leases. Debt securities. The item covers liabilities nonresidents on issues debt securities. Securities are accounted at market value. Included are bonds, promissory notes, nonparticipating preferred shares which don t provide participation in the distribution the residual value an incorporated enterprise on dissolution, as well as dividends payable on them and mortgage bonds purchased by nonresidents are included. Trade credits. Consists accounts payable nonresidents for transactions in goods and services. liabilities. The item covers liabilities nonresidents on the amount payable dividends on common shares related portfolio investment, liabilities insurance companies and liabilities arising when a resident commits a cession claim a non-resident. Banks and other secrs debt liabilities direct invesrs and direct investment enterprises. Includes loans and other capital obtained from foreign direct invesrs and direct investment enterprises and indebtedness on dividends payable. Table. International Investment Position the Russian Federation for the First Quarter Table. International Investment Position the Russian Federation for the Second Quarter General Provisions International investment position (IIP) is a statistical statement that shows the value and composition an economy s sck external assets and liabilities at the beginning and at the end a reporting period, as well as all changes that have occurred within the reporting period as a result transactions, valuation changes, and other adjustments. The IIP for Russia covers information for the Bank Russia, deposit-taking corporations, General government (including data on government external assets and liabilities reported by Vnesheconombank), and other secrs. The following data sources are used for Russia s IIP compilation: report forms the Bank Russia, data obtained from: Russia s Ministry Finance, Federal Service for Property Management, Federal Cusms Service, information from international financial organizations, local governments, credit institutions, Vnesheconombank, other financial corporations, non-financial corporations as well as the Bank Russia s expert estimates.

267 BANK OF RUSSIA STATISTICAL BULLETIN () Methodology for compilation the IIP components is based on the sixth Edition the IMF s Balance Payments and International Investment Position Manual (BPM),. As interdependency the world economy increases, the information derived from the IIP Russia plays an important role in the design and development both foreign and domestic economic policies. The economy s net international investment position (representing the difference between its foreign financial claims and foreign liabilities) allows determine the status Russia s external economic relations with other economies at a certain point in time. Depending on whether the international investment position is positive or negative, the country is respectively, either a net credir or a net debr vis-a-vis the rest the world. Information provided in sections Assets and Liabilities, in addition enabling an assessment the value Russia s external claims and liabilities, also allows analyze the composition there. The international investment position the Russian Federation is annually published in the Bank Russia s weekly publication the Bank Russia Bulletin, and is also available on the Bank Russia s website. Individual Indicars Highlights Foreign assets and foreign liabilities the economy s residents at a certain date (which, if netted, result in the net international investment position) are the major classification groupings presented in the left column the table. Assets and liabilities, in turn, are classified by: functional category (direct investment, portfolio investment, financial derivatives, other investment, reserve assets); type financial instrument (equity and investment fund shares, debt instruments direct investment, debt securities, currency and deposits, loans, insurance, pension, and standardized guarantee schemes, trade credit and advances, other accounts receivable/payable, monetary gold, Special Drawing Rights, etc.); secr (central bank, deposit-taking corporations, except central bank, general government and other secrs that have additional breakdown in () nonfinancial corporations, households, and NPISHs (nonprit institutions serving households) and () other financial corporations); maturity (short-term refers those with maturities month or less and long-term refers instruments with original maturities more than months). Upper row the table characterizes the sck foreign assets/liabilities Russia s residents at the beginning and at the end the reporting period, as well as information on changes in foreign assets/liabilities in the breakdown specified below. Changes arising from transactions reflect only those net changes in the foreign assets/liabilities, which have occurred as a result transactions in these assets/liabilities. These transactions are included in the financial account Russia s balance payments. Changes due revaluation and other changes reflect changes (on a net basis), which are not arising from transactions and, therefore, not included in the balance payments Russia. Changes due revaluation consist net changes in assets/ liabilities that result from exchange rate fluctuations and price changes. changes include all other changes in assets/ liabilities (on a net basis) caused by: reclassification (e.g. change functional category from portfolio investment direct investment following an increase an invesr s share in equity capital a direct investment enterprise), unilateral write-fs debts by a credir, debt write-fs resulting from accounts reconciliation, and other changes. Methodological principles used for compilation the IIP Russia are similar those applied balance payments statistics, definitions individual indicars are the same as those set forth in the comment Table. Balance Payments the Russian Federation. Valuation indicars External assets and liabilities are measured mainly at market (fair) values, except for positions in trade credit and advances and loans related General governments, which are recorded at book values. Data on portfolio investment (including government securities) are presented at market values. Trade credit and advances other secrs include net balances on accounts receivable and payable with nonresidents related exports and imports goods. In the column changes the line it is shown an accumulated debt write-f for the period preceding three last years. Column adjustments includes, inter alia, assets and liabilities credit institutions, whose licenses conduct banking transactions were cancelled within the reporting period. Table. International Investment Position the Banking Secr the Russian Federation General Provisions International investment position (IIP) the Banking secr Russia a component part the IIP Russia is a statistical statement, which serves assess the value the sck external assets and liabilities the economy s Banking secr at the beginning or end a reporting period, as well as all changes that occurred within the reporting period as a result transactions, valuation changes (changes due revaluation), and other adjustments. The Banking secr s IIP, which is compiled by the Bank Russia (CBR), is comprised data on banks, including Vnesheconombank (VEB). Data sources used for compilation the Banking secr s IIP are: (i) information on foreign transactions collected from authorized banks and VEB. Information provided by the Banking secr s IIP has significant importance in analyzing stability the Banking secr and state the economy as a whole. Compilation methodology, valuation principles, and definitions for separate indicars the Banking secr s IIP coincide with those applied the IIP the Russian Federation. The Assets section the table contains (i) data on the amount foreign claims held by the Banking secr Russia at the beginning and at the end the reporting period, (ii) composition the foreign claims and (iii) level their liquidity. Based on the data available, it is possible identify the facrs that caused changes in assets during the reporting period. Data contained in the Liabilities section make it possible evaluate (i) size the foreign liabilities, which the Banking secr accumulated at the beginning and at the end the reporting period, and (ii) composition those liabilities. Besides, data in this section reveal the major causes changes in liabilities within the reporting period. Depending on whether the Banking secr s net international investment position is positive or negative, this secr can be regarded as a net credir or net debr vis-а-vis nonresidents, respectively. The international investment position Russia s banking secr is published in the Bank Russia s weekly publication the Bank Russia Bulletin and is available on the Bank Russia s website. Individual Indicars Highlights Foreign assets and foreign liabilities the Banking secr on a specific date (which when netted result in the net international investment position) are the major classification groupings presented in the lines the table. The components singled out in the table s lines are identical those in the financial account balance payments, namely, direct investment, portfolio investment, financial derivatives, other investment. More detailed information on these components is available in the comment table The Russian Federation Balance Payments. Columns the table reflect the sck foreign assets/ lia-bilities Russia s Banking secr at the beginning and at the end the reporting period, as well as information on changes in foreign assets/liabilities in the breakdown specified below. Changes due transactions reflect only the net changes in the foreign assets/liabilities Russia s Banking secr, which occurred as a result transactions in these assets/liabilities.

268 BANK OF RUSSIA STATISTICAL BULLETIN () These transactions are included in the financial account Russia s balance payments. Changes due revaluation and other changes reflect changes (on a net basis), which are not regarded as transactions and, therefore, not included in the balance payments Russia. Changes due revaluation cover net changes in assets/ liabilities that result from exchange rate fluctuations and price changes. changes include all other changes in assets/ liabilities (on a net basis) caused by: (i) reclassification (e.g., the transition from portfolio investment direct investment following an increase an invesr s share in equity capital an enterprise), (ii) unilateral write-fs debts by a credir, (iii) write-fs resulting from reconciliation, (iv) other changes. Total changes is an aggregate amount net changes in assets/liabilities due transactions, revaluation and other changes. Valuation indicars The column adjustments includes assets and liabilities credit institutions, whose licenses carry out banking activities were cancelled within the reporting period. Table. The Russian Federation Merchandise Trade (Based on the Balance Payments Methodology) Beginning with the Russian Federation s merchandise trade data are compiled on the basis the methodology set out in the sixth edition the IMF s Balance Payments and International Investment Position Manual (BPM). Conceptually, BPM maintains the overall framework the methodology the previous (fifth) edition the Manual (BPM). General Provisions The table The Russian Federation Merchandise Trade includes monthly data on the merchandise trade the Russian Federation with a geographical breakdown by (i) Commonwealth Independent States member countries (CIS-countries) and (ii) non-cis countries. The data are presented in millions U.S. dollars and valued in accordance with the goods values converted in f.o.b. (a definition the f.o.b. value is provided in commentary table The Russian Federation Balance Payments, Goods section). Data provided in the table The Russian Federation Merchandise Trade are included in the current account the balance payments and are compiled in accordance with the IMF s methodology. The table s sources information are the following: reporting data on exports/imports goods recorded by the Federal Cusms Service with cusms procedures singled out separately; reporting data by the Federal State Statistics Service on: (i) exports fish and marine products caught in open sea and sold outside the cusms border the Russian Federation; data from credit institutions reports; reporting data by the major exporting enterprises; partner country data on selected items. Data on merchandise trade are published in the Bank Russia s weekly publication the Bank Russia Bulletin, and are аvailable on the Bank Russia s website. Individual Indicars Highlights Exports Goods (balance payments methodology) is the movement (i) goods out the cusms terriry the Russian Federation recorded by the Federal Cusms Service in accordance with the general trade system, and (ii) goods not registered by the Federal Cusms Service namely, fish and marine products caught in open sea and sold nonresidents outside the cusms border the Russian Federation, goods procured by foreign carriers in Russian ports, goods exported by individuals for the subsequent selling, and other goods, net exports goods under merchanting. Goods for and after processing are excluded from the Federal Cusms Service data. Imports Goods (balance payments methodology) covers (i) goods brought in the Russian cusms terriry and recorded by the Federal Cusms Service in compliance with the general trade system, and (ii) goods not registered by the Federal Cusms Service namely, goods acquired from nonresidents without crossing Russia s cusms border, goods procured by Russian carriers in foreign ports, goods undeclared and/or inadequately declared when imported by legal entities, goods imported by individuals for the subsequent selling in Russia, and other goods. Goods for and after processing are excluded from the Federal Cusms Service data. Trade balance is defined as the difference between exports and imports goods. Table. International Reserves the Russian Federation General Provisions A country s international reserves are those external assets that are readily available and controlled by monetary authorities for meeting balance payments financing needs, for intervention in exchange markets affect the currency exchange rate, and for other related purposes (such as maintaining confidence in the currency and the economy, and serving as a basis for foreign borrowing). Reserve assets must be foreign currency assets and assets that actually exist. International reserves should be assets high quality. The international reserves the Russian Federation are highly liquid external assets that are readily available the Bank Russia and the Government the Russian Federation. Data are compiled on the basis definitions contained in the sixth edition the IMF s Balance Payments and International Investment Position Manual (BPM), and the IMF s International Reserves and Foreign Currency Liquidity: Guidelines for a Data Template (). Transactions are recorded as the value date with interest accrued. Values are converted US dollars using ficial exchange rates foreign currencies in terms the Russian ruble and gold reference prices set by the Bank Russia and effective on the reporting date. The Bank Russia regularly publishes the data on the sck and the structure international reserves, the estimations its predetermined drains and also the metadata on the Bank Russia s website, in the Bank Russia Statistical Bulletin and the Bank Russia Bulletin. There are also quarterly published data on the IIP, disclosing the international reserves changes: transactions recorded in the balance payment, exchange rate and other price changes. Individual Indicars Highlights The international reserves consist foreign exchange, SDR holdings, reserve position in the IMF and monetary gold. Foreign exchange includes foreign currency; balances on nostro corresponding accounts including unallocated gold accounts; deposits with the initial maturity up year including gold deposits, with foreign central banks, the Bank for International Settlements (BIS) and nonresident deposit-taking corporations; debt securities issued by nonresidents; loans extended under reverse repo agreements, and other financial claims on nonresidents with the initial maturity up year. Securities received as collateral under reverse repos or under securities lending agreements (received in exchange for other securities), are not included in international reserves. Securities provided counterparties under securities lending transactions are recorded in international reserves, whereas securities that serve as collateral under repurchase agreements are excluded therefrom. Part resources on accounts the Reserve Fund and the National Wealth Fund the Russian Federation which is denominated in foreign exchange, deposited with the Bank Russia and further invested by the Bank Russia in foreign financial assets is included in the international reserves the Russian Federation.

269 BANK OF RUSSIA STATISTICAL BULLETIN () Foreign exchange-denominated claims the Bank Russia and the Government the Russian Federation on residents are not included in the international reserves the Russian Federation. Special drawing rights (SDRs) are international reserve assets created by the IMF and allocated members; included are balances SDR holdings on the account the Russian Federation in the Fund s SDR Department. Reserve position in the IMF is the sum the reserve tranche position (representing foreign exchange component the quota the Russian Federation in the Fund) and the country s claims on the IMF arising from lending under the New Arrangements Borrow. Monetary gold is defined as standard gold bars and coins with a purity at least /, held by the Bank Russia and the Government the Russian Federation. It comprises gold in vault, en route and in allocated accounts, including those that are held abroad. Chart.. International Reserves Adequacy (International Reserves in Months Import) Reserves adequacy is determined by comparison the actual amount the international reserves in months imports goods and services and the international benchmark reserves adequacy. The international benchmark reserves adequacy is equal three months. The actual amount the international reserves in months imports is calculated as the ratio the amount the international reserves the Russian Federation at the end the reporting quarter the average monthly import goods and services in the reporting quarter and three preceding ones. For example, the actual amount the international reserves in months imports for the first quarter will be the ratio the amount the international reserves the Russian Federation on April, the average monthly import goods and services for the period II IVQ IQ. The indicar is disclosed on a quarterly basis no later than four months after the end the reporting quarter. Table. International Reserves and Foreign Currency Liquidity Russia General Provisions The template recommended by the IMF is meant provide exhaustive information on the ficial assets the Russian Federation in foreign currency and movements these resources related different claims and obligations monetary authorities in foreign currency for the months following the reporting date. In the template data is presented on balance and fbalance sheet transactions monetary authorities in foreign currency, and supplementary information. Data is published in terms millions U.S. dollars. Foreign exchange assets are converted U.S. dollars using cross exchange rates foreign currencies for the U.S. dollar as the given date. Blank fields in the tables signify the absence respective financial instruments as the reporting date. Data sources for International Reserves and Foreign Currency Liquidity are: balance sheet and f-balance sheet data the CBR, operational reports the CBR and Minfin Russia. Individual Indicars Highlights Section I Official Reserves and Foreign Currency Assets provides information on the structure Russia s international reserves as well as data on the non-reserve foreign exchange assets monetary authorities. Comprehensive description international reserves is given in the methodological comments the table International Reserves the Russian Federation. foreign currency liquidity represents assets the Bank Russia and Minfin Russia that do not meet the requirements for international reserves. Unlike reserve assets, non-reserve assets do not need be external assets. They can be claims on residents. Section II Predetermined Short-term Net Drains on Foreign Currency Assets describes the main directions expenditure foreign currency and sources inflows foreign currency. Section III Contingent Short-term Net Drains on Foreign Currency Assets involves information on forthcoming changes in foreign exchange reserves the Bank Russia and Minfin Russia as a result exercising contingent assets and liabilities with remaining maturities one year and transactions in options. Reference data in Section IV Memorandum Items provides an explanation the indicars recorded in Section I, reserves currency composition by groups currencies being disclosed. Central Bank Survey, Credit Institutions Survey, Banking System Survey, Insurance Companies and Private Pension Funds Subsecr Survey, Financial Secr Survey Central Bank Survey, Credit Institutions Survey, Banking System Survey, Insurance Companies and Private Pension Funds Subsecr Survey, Financial Secr Survey are compiled in accordance with the international statistical standards on macroeconomic indicars (Monetary and Financial Statistics Manual (IMF, ) under which monetary indicars are presented across financial instruments and economy secrs. This data presentation is applicable for an analysis money supply and its structure, and the relationships financial intermediaries with other secrs the Russian economy also as with nonresidents. The Central Bank Survey, Credit Institutions Survey and Banking System Survey are published by the Bank Russia on a monthly basis while the Insurance Companies and Private Pension Funds Subsecr Survey and Financial Secr Survey are published quarterly. General Provisions Table. Central Bank Survey The Bank Russia s monthly aggregate balance sheet and the Minfin s data on international reserves the Russian Federation government are the sources information used compile the Central Bank Survey. Individual Indicars Highlights Net foreign assets netting transactions made by monetary authorities with nonresidents in national and foreign currency and precious metals. Claims on nonresidents include international reserves the Russian Federation government (see comments the table: International Reserves the Russian Federation ) and less liquid nonreserve assets. The nonreserve assets in this table represent other assets the Bank Russia placed with nonresidents, particularly, assets denominated in a limited conversion and the Russian Federation currencies, and long-term credits and deposits also in convertible currency. Claims on nonresidents are presented across monetary gold and SDR holdings, foreign currency, deposits, securities other than shares, loans and other claims on nonresidents. Liabilities nonresidents include all types the Bank Russia s borrowings with nonresidents (deposits, correspondent accounts nonresident banks with the Bank Russia, credits, other settlements with nonresident companies, etc.) as well as SDRs allocated the Russian Federation. This indicar is presented across the deposits, loans and other liabilities nonresidents. Claims on credit institutions comprise loans extended by the Bank Russia credit institutions (including banks with revoked licenses), credit institutions arrears and overdue interest on loans, funds extended by the Bank Russia credit institutions as REPO, and the Bank Russia capital interest in credit institutions.

270 BANK OF RUSSIA STATISTICAL BULLETIN () Net claims on general government include the Bank Russia s claims on the Russian Federation government, fiscal authorities the RF constituent entities and local authorities, government extrabudgetary funds and extrabudgetary funds the RF constituent entities and local authorities less the Bank Russia s liabilities the general government. Claims on general government are presented across securities (issued by the Russian Federation government and acquired by the Bank Russia) and other claims (other Bank Russia s accounts receivable due from the budget). Liabilities general government are presented across deposits (federal budget accounts, the budgets the RF constituent entities and local authorities, deposits and other liabilities the RF government, fiscal authorities in the RF constituent entities and local authorities, government extrabudgetary funds, extrabudgetary funds the RF constituent entities and local authorities) and other liabilities (other Bank Russia s accounts payable the budget, and a contra entry international reserves the Russian Federation government). Claims on other secrs include the Bank Russia s claims on other financial institutions, public nonfinancial organizations and other nonfinancial institutions. Claims on other financial institutions include the Bank Russia s equity in other financial institutions. Claims on public nonfinancial organizations comprise credits (including overdue debt), overdue interest on credits extended public nonfinancial organizations. Claims on other nonfinancial organizations comprise credits (including arrears), overdue interest on credits extended other nonfinancial organizations, and other receivables in settlements with nonfinancial organizations. Monetary base includes cash in circulation and the Bank Russia s liabilities credit institutions denominated in national currency (see also the comment the table Monetary Base (Broad Definition) ). Currency in circulation comprises currency issued by the Bank Russia less cash in its vaults. Liabilities credit institutions are presented across deposits (required reserves deposited by credit institutions with the Bank Russia, correspondent accounts, and account balances other operations credit institutions (including banks with revoked licenses) with the Bank Russia) and securities other than shares (the Bank Russia bonds in the portfolios credit institutions (at market value). liabilities credit institutions include funds held by the Russian Federation resident credit institutions at the Bank Russia, comprising funds in foreign currency, which are excluded from the monetary base. Deposits included in broad money comprise all funds held by the Russian Federation resident organizations in the Bank Russia under the current legislation. Deposits are classified by the level liquidity as transferable deposits (including funds which can be immediately used as means payment) and other deposits (comprising resident organizations deposits that are not directly used as means payment). Transferable deposits include current and other demand accounts in national currency opened by Russian Federation resident organizations in the Bank Russia. deposits include the Russian Federation resident organizations time deposits and other funds in national currency attracted by the Bank Russia, also all types deposits in foreign currency, and all interest accrued on deposit operations. Data on transferable and other deposits are presented across the institutional secrs. These deposits include ones other financial institutions, public nonfinancial organizations and other nonfinancial organizations. Shares and other equity include the authorized and supplementary capital, the reserves and other funds the Bank Russia. items (net) comprise assets and liabilities, which are not included in the above mentioned aggregates. liabilities represent unrealized revaluation foreign currency, precious metals and securities, current-year result, Bank Russia retained earnings, deferred revenues, fixed asset depreciation, interbranch balance settlements, and the Bank Russia s other accounts payable. assets include deferred expenditures, fixed assets, capital investments and other administrative expenses. General Provisions Table. Credit Institutions Survey The sources information for compiling the Credit Institutions Survey table are monthly balance sheets credit institutions (excluding branches Russian credit institutions abroad) and credit institutions with revoked licenses, balance sheets the branches foreign banks located in the Russian Federation, the balance sheet Vnesheconombank (public corporation). Individual Indicars Highlights Net foreign assets netting all transactions in assets and liabilities made by credit institutions with nonresidents in foreign and national currency and precious metals. As opposed the balance payments statistics nonresidents equity in Russian credit institutions capital, reinvested earnings in nonresidents equity and dividends aren t included in Net foreign assets. These components are constituent parts Shares and other equity in the Credit Institutions Survey. Besides mentioned methodological discrepancies specified by international statistical standards Net foreign assets the monetary statistics is largely consistent with the balance payments ones. Data divergence may be caused by different information sources (credit institutions balance sheets and statistical reports accordingly). To ensure data quality discrepancies are screened on a regular basis. Claims on nonresidents all transactions in assets made by credit institutions with nonresidents and presented across the following financial instruments: foreign currency cash in foreign currency in credit institutions vaults; deposits deposits and other funds, including correspondent accounts in nonresident banks in foreign currency and national currency and precious metals; since December also loans nonresident banks; securities other than shares debt securities and bills issued by foreign governments, banks and other nonresidents; credit and loans loans extended non-banks nonresidents (till December also included loans extended nonresident banks); other claims investments in shares foreign companies and banks, funds in settlements with nonresident legal entities and other transactions with nonresidents. Liabilities nonresidents include all transactions in liabilities made by credit institutions with nonresidents and present across the following financial instruments: deposits balances on LORO accounts and other funds attracted from nonresident banks, deposits and other funds attracted from nonresident individuals and legal entities in foreign and national currency and precious metals, including interest accrued; since December also loans from nonresident banks; securities other than shares nonresident investments in Russian credit institutions debt securities; credit and loans funds attracted as REPO and other funds from non-banks nonresidents (till December also included loans from nonresident banks); other liabilities other transactions with nonresidents, including liabilities on letters credit and other settlements with nonresident legal entities. Claims on the central bank are presented across the following financial instruments: cash cash in national currency in credit institutions vaults; deposits credit institutions funds on accounts with the Bank Russia (balances on correspondent accounts, required reserves, deposits, balances on accounts other transactions); securities other than shares credit institutions investments in the Bank Russia bonds (valued at market price). Net claims on general government include the credit institutions claims on the RF government, fiscal authorities Definitions nonresidents and residents here and in Credit Institutions Survey, Banking System Survey, Insurance Companies and Private Pension Funds Subsecr Survey, Financial Secr Survey correspond similar definitions in the balance payments statistics see comments on the Balance Payments table.

271 BANK OF RUSSIA STATISTICAL BULLETIN () the RF constituent entities and local authorities, the RF government, constituent entities and local authorities extrabudgetary funds less the credit institutions liabilities the general government. Claims on general government are presented across the following financial instruments: securities the RF government securities, RF constituent entities and the local authorities securities held in the Bank Russia portfolio; other claims credits extended the RF government, fiscal authorities the RF constituent entities and local authorities, the RF government and constituent entities extrabudgetary funds and credit institutions other accounts receivable the budget. Liabilities general government are presented across the following financial instruments: deposits deposits and other funds attracted from the RF government, fiscal authorities the RF constituent entities and local authorities, the RF government, constituent entities and local authorities extrabudgetary funds including balances on accounts the federal budget, budgets the RF constituent entities and local authorities; other liabilities credit institutions other accounts payable the budget. Claims on other secrs include credit institutions claims on other financial institutions, public nonfinancial organizations, other nonfinancial organizations and households. Claims on other financial institutions comprise funds other financial institutions, regardless their type property on the accounts credit institutions, and credits extended these institutions. Claims on public nonfinancial organizations comprise credits (including arrears), overdue interest on credits extended public nonfinancial organizations in national and foreign currency. Claims on other nonfinancial organizations comprise credits (including arrears), overdue interest on credits extended other nonfinancial organizations in national and foreign currency and precious metals, credit institutions investments in the debt securities nonfinancial organizations, investments in shares and other equity nonfinancial organizations, and other accounts receivables from nonfinancial organizations. Claims on households comprise credits (including arrears), overdue interest on credits extended individuals and individual entrepreneurs in national and foreign currency and precious metals. Liabilities central bank include credit institutions debt on credits extended by the Bank Russia (including arrears and overdue interest), and also funds extended by the Bank Russia credit institutions as REPO. Deposits included in broad money comprise all funds held by the Russian Federation residents (legal entities and households) on operating credit institutions accounts. Deposits are classified by the level liquidity as transferable deposits (including funds, which can be used immediately as means payment) and other deposits the Russian Federation residents (that are not used directly as means payment). Transferable deposits include funds held by the Russian Federation residents (legal entities and households) in settlement, current and other demand accounts (including bank card payment accounts) opened with operating credit institutions in national currency. deposits include the Russian Federation residents (legal entities and households) time deposits and other funds held in national currency, deposits denominated in all kinds foreign-currency and in precious metals, including accrued interest on the deposits. Data on transferable deposits and other deposits are broken down by the institutional secrs. Transferable and other deposits include ones other financial institutions, ones public nonfinancial organizations, ones other nonfinancial organizations and households ones. Deposits excluded from broad money the Russian Federation residents funds on credit institutions accounts, which are excluded from broad money in accordance with the definition. This indicar includes amounts on credit institutions accounts which cannot be used during a certain period according terms contract or current terms the credit institution s activities (e.g.: clients accounts reserved for conducting transactions in purchase/sale hard currency, clients funds related incomplete settlement operations, and also all deposits Russian Federation residents with banks with revoked licenses). Securities other than shares excluded from broad money comprise financial instruments issued by credit institutions and representing similar money substitutes, i.e. bonds, deposit and saving certificates, bills and bank acceptances circulating outside the banking system. Shares and other equity are the own funds credit institutions. They include authorized and supplementary capital, special, reserve and other funds formed through prits, results revaluation securities, precious metals and funds in foreign currency, current year financial results and prits and losses previous years. items (net) comprise assets and liabilities which are not included in the above mentioned aggregates, and consolidation adjustment. liabilities comprise deferred income, provisions for losses on active transactions, fixed assets depreciation, and also credit institutions other accounts payable. assets include fixed assets, capital and other administrative expenses, gold and other precious metals reserves and deferrals. Consolidation adjustment represents the differences in credit institutions mutual liabilities and mutual claims. General Provisions Table. Banking System Survey The Banking System Survey presents results the consolidated data the banking system (see Central Bank Survey and Credit Institutions Survey ). The consolidation is made by subtracting the intersecral claims and liabilities between credit institutions and the Bank Russia and summing up their operations with other secrs the economy and nonresidents). The monthly balance sheet the Bank Russia, the monthly aggregate balance sheet credit institutions (excluding branches Russian credit institutions abroad), balance sheets the foreign banks branches located in the Russian Federation, the balance sheet Vnesheconombank, and the Minfin s data on international reserves are the sources information used compile the Banking System Survey. Individual Indicars Highlights Net foreign assets comprise assets and liabilities transactions made by monetary authorities and credit institutions with nonresidents in national and foreign currency and precious metals. Claims on nonresidents include foreign assets monetary authorities and credit institutions. Liabilities nonresidents include all types liabilities monetary authorities and credit institutions nonresidents. Domestic claims comprise the tal amount the banking system s claims on other financial institutions, nonfinancial public organizations, other nonfinancial organizations and households, and net claims on the general government in the national and foreign currency and precious metals. Net claims on general government represent the banking system s claims on the Russian Federation government, fiscal authorities the RF constituent entities and local authorities, government and other extrabudgetary funds less the banking system s liabilities general government. Claims on general government include the banking system s investments in securities issued by the Russian Federation government, constituent entities and local authorities, Hereinafter financial organizations are the nonbanking financial intermediaries. These are the organizations that fulfill financial functions for the purpose money accumulation and redistribution. They comprise investment funds, trust, leasing and facring companies, commodity and sck exchanges, brokerage firms operating on the sck market, insurance companies, nongovernmental pension funds, the public corporation Deposit Insurance Agency. Hereinafter nonfinancial organizations are the ones engaged in production and selling goods and services and not related the financial secr.

272 BANK OF RUSSIA STATISTICAL BULLETIN () credits and other accounts receivable the Bank Russia and credit institutions with general government. Liabilities general government include funds the federal budget, the RF constituent entities budgets, deposits and other funds attracted by the banking system with general government the Russian Federation, fiscal authorities the RF constituent entities and local authorities, government and other extrabudgetary funds. Claims on other secrs include claims banking system institutions on other financial institutions, public nonfinancial organizations, other nonfinancial organizations and households. Claims on other financial institutions comprise funds transferred by the banking system other financial institutions, credits extended these institutions, and the banking system s equity in other financial institutions. Claims on public nonfinancial organizations comprise credits (including arrears), overdue interest on credits extended by the banking system public nonfinancial organizations in national and foreign currency. Claims on other nonfinancial organizations comprise credits (including arrears), overdue interest on credits extended by the banking system public nonfinancial organizations in the national and foreign currency and precious metals, investments in the debt and equity securities nonfinancial organizations and other accounts receivable. Claims on households comprise credits (including arrears), overdue interest on credits extended by the banking system individuals and individual entrepreneurs in the national and foreign currency and precious metals. Broad money liabilities include currency outside the banking system and non-cash funds the Russian Federation residents (organizations and individuals) classified by the level liquidity as transferable deposits (comprising funds that can be immediately used as means payment), and other deposits (comprising resident organizations deposits that are not directly used as means payment). Currency outside banking system includes currency issued by the Bank Russia in circulation less currency holdings (cash vaults) the Bank Russia and credit institutions. Transferable deposits include current and other demand accounts (including bank card payment accounts) opened by the Russian Federation residents (organizations and individuals) with the Bank Russia and operating credit institutions in national currency. deposits include the Russian Federation residents (organizations and individuals) time deposits and other funds in national currency attracted by the Bank Russia and operating credit institutions, and also all types deposits in foreign currency, precious metals accounts, and interest accrued. Data on transferable and other deposits are presented across the institutional secrs. These deposits include ones other financial institutions, public nonfinancial organizations, other nonfinancial organizations and households. Deposits excluded from broad money represent funds the Russian Federation residents on accounts with credit institutions, which in accordance with the definition are not included in money supply. Securities other than shares excluded from broad money comprise financial instruments issued by credit institutions that are close on money substitutes (bonds, deposit and saving certificates, bills and bank acceptances outside the banking system). Shares and other equity are own funds banking system organizations. items (net) comprise assets and liabilities which are not included in the above mentioned aggregates and consolidation adjustment. liabilities represent the sum the respective aggregates in the tables Central Bank Survey and Credit Institutions Survey. assets represent the sum the respective aggregates in the tables Central Bank Survey and Credit Institutions Survey. Consolidation adjustment represents the amount differences in mutual liabilities and claims the Bank Russia and credit institutions. Table. Money Supply (National Definition) General Provisions The table Money Supply (National Definition) contains information on the amount, structure and dynamics the M aggregate, a major monetary aggregate used in elaborating the economic policy and setting quantitative macroeconomic targets. The money supply is defined as the sum tal funds in the Russian Federation currency, intended for use as payment for goods, work and services and for the accumulation savings by resident nonfinancial organizations and financial institutions (except for credit ones) and households. The source information for the calculation the money supply is data the monthly consolidated balance sheet Russian credit institutions and the Bank Russia consolidated balance sheet (the calculation includes obligations credit institutions and the Bank Russia economic agents). In addition being published in the Bank Russia Statistical Bulletin, information on the amount, structure and dynamics the money supply is available on the Bank Russia home page in the Internet. Individual Indicars Highlights Cash in circulation (M monetary aggregate) is the most liquid part the money supply, accessible for immediate use as a mean payment. It includes banknotes and coins in circulation (see the indicar Currency outside banking system in the table Banking System Survey ). M monetary aggregate is a sum cash in circulation and balances in the domestic currency on current and other demand accounts (including bank card payment accounts) and interest accrued nonfinancial organizations, financial institutions (except for credit ones) and households in rubles. Money supply (M) is a sum cash in circulation and balances in the domestic currency on current, other demand accounts (including bank card payment accounts), time deposits and interest accrued nonfinancial organizations, financial institutions (except for credit ones) and households. The money supply in the national definition includes all cash and non-cash funds resident nonfinancial organizations and financial institutions (except for credit ones) and households in rubles. Non-cash funds include transferable deposits and other deposits. Data on transferable and other deposits are presented across the institutional secrs. These deposits include ones nonfinancial organizations, financial institutions (except for credit ones) and households. Transferable deposits include current and other demand accounts (including bank card payment accounts) and interest accrued nonfinancial organizations, financial institutions (except for credit ones) and households. deposits include time deposits and interest accrued nonfinancial organizations, financial institutions (except for credit ones) and households. Unlike the indicar Broad money liabilities in the table Banking System Survey, non-cash funds do not include foreign currency deposits. Non-cash funds that are accounted for in similar accounts in credit institutions whose licence has been revoked are not included in the M monetary aggregate. Table. Monetary Base (Broad Definition) General Provisions Table Monetary Base (Broad Definition) presents information on the volume, structure and dynamics the monetary base. This indicar characterizes the ruble-denominated monetary obligations the Bank Russia, which ensure growth in the money supply. The monetary base is not a monetary aggregate but it serves as a basis for creating monetary aggregates, and therefore it is also called high-powered money. The monetary base (broad definition) comprises cash put in circulation by the Bank Russia, including cash balances in bank vaults, balances in the required reserve accounts deposited by credit institutions with the Bank Russia, funds in credit

273 BANK OF RUSSIA STATISTICAL BULLETIN () institutions correspondent accounts denominated in rubles (including averaged amount the required reserves) and deposit accounts with the Bank Russia, credit institutions investments in the Bank Russia bonds (market value). The Monetary Base (the table Central Bank Survey ) is calculated just as the monetary base (broad definition). The source information used in calculating the monetary base (broad definition) is data from the Bank Russia monthly consolidated balance sheet. In addition the Bank Russia Statistical Bulletin, data on the volume, structure and dynamics the monetary base (broad definition) can be found in the Bank Russia home page on the Internet. Individual Indicars Highlights All elements the monetary base (broad definition) are calculated in the Russian currency only. Cash in circulation, including cash balances in bank vaults, is calculated as a sum Cash (see table Money Supply (National Definition) and cash balances in bank vaults, excluding cash in the Bank Russia establishments cash vaults as well as coins made precious metals in circulation. Correspondent accounts balances credit institutions with the Bank Russia are balances in the currency the Russian Federation, including averaged amount the required reserves (see also comments on tables..). Required reserves are balances in the required reserve accounts deposited by credit institutions with the Bank Russia against their attracted funds in the currency the Russian Federation and in foreign currency (see also comments on tables..). Table. Financial Institutions Survey General Provisions Financial Institutions Survey is compiled according the international statistical standards on macroeconomic indicars (Monetary and Financial Statistics Manual (IMF, ) and contains data which illustrate the relations between insurance companies, private pension funds, public financial corporations (since December ) and other secrs the economy and nonresidents. The source information used in compiling Financial Institutions Survey is the data federal statistical forms No. -FS (SK) Insurance Company Borrowings and Investments and No. -FS (NPF) Private Pension Fund Financial Operations quarterly reported by insurance companies and private pension funds the Bank Russia and the quarterly data public financial corporations (since December ). Individual Indicars Highlights Net foreign assets netting all transactions in assets and liabilities made by insurance companies, private pension funds and public financial corporations with nonresidents. Claims on nonresidents all transactions in assets made by insurance companies, private pension funds and public financial corporations with nonresidents: foreign currency cash in foreign currency held by insurance companies and private pension funds; deposits deposits with nonresident banks; securities other than shares investments by insurance companies, private pension funds and public financial corporations in debt securities, credits and loans loans extended nonresidents; other claims on nonresidents other operations, including investments in shares issued by nonresidents, premium deposit for reinsurants-nonresident, share reinsurers-nonresidents in insurance reserves and other accounts receivable from nonresidents. Liabilities nonresidents include all transactions in liabilities made by insurance companies, private pension funds and public financial corporations with nonresidents: credits and loans credits and loans received by insurance companies, private pension funds and public financial corporations from nonresidents; other liabilities nonresidents other liabilities insurance companies, private pension funds and public financial corporations, including insurance reserves formed under insurance and reinsurance agreements with nonresidents and debt on reinsurance operations with nonresidents. Claims on banking system include cash cash in the currency the Russian Federation held by insurance companies, private pension funds and public financial corporations; other instruments funds on current accounts, deposits and other accounts with credit institutions, investments in the shares and debt securities credit institutions, investments in certificates deposit, and also loans extended credit institutions. Net claims on general government include claims insurance companies, private pension funds and public financial corporations on the Russian Federation government, constituent entities and local authorities, government and other extrabudgetary funds less the liabilities insurance companies, private pension funds and public financial corporations general government. Claims on general government include insurance companies, private pension funds and public financial corporations investments in the securities the government the Russian Federation, the RF constituent entities and local authorities. Liabilities general government include insurance reserves formed under agreements with government the Russian Federation, the RF constituent entities and local authorities, and loans extended insurance companies by general government. Claims on other secrs claims insurance companies, private pension funds and public financial corporations on other groups financial institutions, nonfinancial organizations and households. Claims on other financial institutions include insurance companies, private pension funds and public financial corporations investments in debt securities and shares other financial institutions, except for insurance companies, private pension funds and public financial corporations, settlement accounts with asset management companies, investments in mutual funds shares and loans extended other financial institutions, except for insurance companies, private pension funds and public financial corporations. Claims on nonfinancial organizations include insurance companies, private pension funds and public financial corporations investments in debt securities and shares issued by nonfinancial organizations and loans extended nonfinancial organizations. Claims on households include loans extended by insurance companies, private pension funds and public financial corporations households. Securities other than shares comprise bonds and bills issued by insurance companies and public financial corporations. Loans include credits and loans received by insurance companies, private pension funds and public financial corporations from government the Russian Federation, credit institutions, other financial institutions, nonfinancial organizations and households. Insurance technical reserves comprise insurance reserves insurance companies, public financial corporations, accumulated cover the claims resident policyholders: under deposit agreements and life insurance agreements with households, under non-life insurance agreements with credit institutions, other financial institutions, except for insurance companies and private pension funds, with nonfinancial organizations and households and funds private pension funds accumulated cover the claims participants in pension plans under agreements on private pension provision, agreements on compulsory pension insurance and agreements on creating a pressional pension system. The survey gives data on net equity households in life insurance reserves, net equity households in pension funds reserves, prepaid premiums and reserves for outstanding claims. Net equity households in life insurance reserves is technical provisions insurance companies reserves formed against outstanding risks under life insurance agreements. Net equity households in pension funds reserves comprises pension accruals and reserve for pension plan liabilities accumulated as part pension reserves pension funds. Prepaid premiums and reserves for outstanding claims include the insurance pay- Equivalent the indicar Broad money.

274 BANK OF RUSSIA STATISTICAL BULLETIN () ments credit institutions under deposit agreements with households, the amounts unearned premium reserves and loss reserves formed for covering claims under non-life insurance agreements with residents and the amount compulsory medical insurance reserves. Shares and other equity include the authorized capital insurance companies, public financial corporations the founders joint investments and target funding private pension funds, supplementary and reserve capital insurance companies and private pension funds, and retained earnings insurance companies, private pension funds and public financial corporations. items (net) include the balances other assets and other liabilities, which are not included in the above-mentioned aggregates, and also consolidation adjustment. liabilities comprise debts on unpaid pensions and accrued cash surrender value, deferred revenue, accounts payable under insurance and co-insurance agreements, other reserves, equalization reserve private pension funds, other accounts payable and other liabilities; other assets represent nonfinancial assets, accounts receivable under insurance and co-insurance agreements and other accounts receivable, deferrals, other reserves and costs and other assets; consolidation adjustment represents the balance reinsurance transactions with residents. General Provisions Table. Financial Secr Survey Financial Secr Survey presents the result the consolidated data shown in the Banking System Survey and Financial Institutions Survey. The consolidation is made by subtracting all intersecral claims and liabilities between monetary authorities, credit institutions, public financial corporations (since December ), insurance companies and private pension funds and by adding up their transactions other resident and nonresident secrs. The Bank Russia compiles Financial Secr Survey on a quarterly basis. Individual Indicars Highlights Net foreign assets netting all transactions in assets and liabilities made by monetary authorities, credit institutions, public financial corporations (since December ), insurance companies and private pension funds with nonresidents in foreign and national currency. Claims on nonresidents include foreign assets the banking system, public financial corporations (since December ), insurance companies and private pension funds. Liabilities nonresidents include all types liabilities the banking system, public financial corporations (since December ), insurance companies and private pension funds nonresidents. Domestic claims comprise claims the banking system, public financial corporations (since December ), insurance companies and private pension funds on other financial institutions, except for insurance companies and private pension funds, on nonfinancial institutions and households, and also net claims on general government. Net claims on general government include claims the banking system, public financial corporations (since December ), insurance companies and private pension funds on the Russian Federation government, fiscal authorities the RF constituent entities and local authorities, government and other extrabudgetary funds less the liabilities the banking system, public financial corporations (since December ), insurance companies and private pension funds the general government. Claims on general government include investments the banking system, public financial corporations (since December ), insurance companies and private pension funds in the securities issued by the Russian Federation Government, constituent entities and local authorities, credits extended government bodies and other accounts receivable. Liabilities general government include account balances the federal budget, the RF constituent entities budgets, deposits and other funds attracted by the banking system and public financial corporations (since December ) from the government the Russian Federation, fiscal authorities in the RF constituent entities and local authorities, government and other extrabudgetary funds, insurance technical reserves made under agreements with general government, and general government loans insurance companies. Claims on other secrs include claims banking system institutions, public financial corporations (since December ), insurance companies and private pension funds on other financial institutions, except for public financial corporations (since December ), insurance companies and private pension funds, on nonfinancial organizations and households. Claims on other financial institutions comprise investments banking system, public financial corporations, insurance companies and private pension funds in debt securities and shares other financial institutions, except for insurance companies and private pension funds, settlements accounts with asset management companies, investments in mutual funds shares and credits and loans extended other financial institutions, except for public financial corporations (since December ), insurance companies and private pension funds. Claims on nonfinancial organizations comprise investments by the banking system, public financial corporations (since December ), insurance companies and private pension funds in debt securities and shares issued by nonfinancial organizations, credits and loans extended nonfinancial organizations and other accounts receivable. Claims on households include loans and credit extended by banking system, public financial corporations (since December ), insurance companies and private pension funds individuals and individual entrepreneurs. Currency outside financial secr cash issued by the Bank Russia less cash in vaults the Bank Russia, public financial corporations (since December ), credit institutions, insurance companies and private pension funds. Deposits include funds held by the Russian Federation residents (nonfinancial organizations, other financial institutions, except for public financial corporations (since December ), insurance companies and private pension funds, and households) in current accounts, time deposit and other funds attracted by the banking system, both included and excluded from broad money. Securities other than shares include bonds, bills, deposit and saving certificates issued by credit institutions and insurance companies and invested outside the banking system, public financial corporations (since December ), insurance companies and private pension funds. Loans are the loans extended credit institutions, public financial corporations (since December ), insurance companies and private pension funds by nonfinancial organizations, households and other financial institutions, except for public financial corporations (since December ), insurance companies and private pension funds. Insurance technical reserves comprise tal funds public financial corporations (since December ), private pension funds and insurance companies cover the claims participants in pension plans and resident insurance policyholders and beneficiaries: nonfinancial organizations, households and other financial institutions, except for public financial corporations (since December ), insurance companies and private pension funds. Shares and other equity are the own funds banking system institutions, public financial corporations (since December ), insurance companies and private pension funds. It is calculated as the sum the aggregate Shares and Equity in the Tables Banking System Survey and Financial Corporations Survey (data cover public financial corporations (since December ), insurance companies and private pension funds). items (net) assets and liabilities which are not included in the above-mentioned aggregates and consolidation adjustment between mutual liabilities and mutual claims the banking system, public financial corporations (since December ), insurance companies and private pension funds.

275 BANK OF RUSSIA STATISTICAL BULLETIN () Section. Main Indicars and Instruments the Bank Russia Monetary Policy The CBR s major function comprises development and conduct a unified government monetary policy aimed at defending and securing the sustainability the ruble. To implement the said function, the CBR applies a set techniques and methods specified in the Federal Law On the Russian Federation Central Bank (Bank Russia) : interest rates for CBR transactions, percentage ratios for required reserves deposited in the CBR, open market operations, banks refinancing, foreign exchange regulation, and other operations. This section contains information characterizing major areas CBR operations as well as instruments and methods applied for monetary regulation the economy. Table. The Bank Russia Balance Sheet General Provisions The accounting and compiling the Bank Russia balance sheet are regulated by the Federal Law on the Central Bank the Russian Federation (Bank Russia), Federal Law on Accounting, Bank Russia Accounting Rules No. -P, dated January, (with subsequent amendments) and other Bank Russia enactments, issued in compliance with the above federal laws. The Bank Russia balance sheet form and the grouping accounts for compiling it are approved by the Bank Russia Board Direcrs. Pursuant Article the Federal Law on the Central Bank the Russian Federation (Bank Russia), the Bank Russia publishes its balance sheet every month. In addition being published in the Bank Russia Statistical Bulletin, the Bank Russia financial statements are included in the Bank Russia Annual Report. Individual Indicars Highlights By assets Assets are represented in the Bank Russia balance sheet net the provisions made for them. Since February, accrued interest receivable/payable is included in related type assets/liabilities the Bank Russia balance sheet. Precious metals this entry records precious metals reserves at the reference price. Funds placed with nonresidents and securities issued by nonresidents include CBR balances in ruble equivalent on correspondent accounts with nonresident banks, on deposit accounts with nonresident banks, loans extended nonresident banks, reverse repos with nonresidents and foreign issuers securities acquired by the CBR. Credits and deposits include credits and deposits in the Russian and foreign currencies provided by the Bank Russia credit institutions, loans extended credit institutions as repos and other credits in Russian rubles. Securities are the Bank Russia investments in the debt securities the Russian Federation Government, debt securities other issuers Russian Federation, credit institutions bills and shares credit institutions and other organizations (Bank Russia shareholding). Claims on IMF include quota subscription the Russian Federation in IMF denominated in rubles, holdings SDR and other funds SDR on the account the Russian Federation in IMF. assets incorporate balances on Bank Russia fixed assets accounts, the funds transferred by the Bank Russia agent banks as compensation deposirs bankrupt banks and the Bank Russia claims on other transactions, and also negative exceeding unrealised revaluation foreign currency, securities or precious metals formed since the beginning the year (see also the comment a indicar liabilities). By liabilities Cash in circulation sum tal the CBR banknotes and coins issued for circulation less (since January, ) cash in rubles in the Bank Russia vaults and en route. Funds in accounts with the Bank Russia are the balances funds in correspondent, deposit and required reserve accounts placed by credit institutions with the Bank Russia, funds raised through repo operations with nonresidents and the balances accounts for federal, regional and local government budget funds, the state extra-budgetary funds and other funds Bank Russia cusmers. Float is a float accounted for in the Bank Russia payment system. Bank Russia bonds reflect a cost the bonds by the Bank Russia. Liabilities IMF include balances funds on the IMF s accounts in rubles, the sum the security in rubles in IMF s benefit, revaluation IMF funds on accounts in IMF and the security in IMF s benefit and allocations SDRs. liabilities represent the Bank Russia current-year revenues net expenses, liabilities on other operations, complementary Bank Russia employee pension scheme funds, the balances some other accounts and Bank Russia retained earnings. Before January, the balance unrealised revaluation foreign currency, securities or precious metals was included in the item liabilities. Since January, positive exceeding unrealised revaluation foreign currency, securities or precious metals formed since the beginning the year are reflected in this indicar, in a case negative exceeding in the item assets. Capital is the sum authorised capital, additional capital and reserve and special-purpose funds. General Provisions Table. The Bank Russia Key Rate The Bank Russia key rate interest rate on one-week liquidity provision and absorption open market operations interest rate. Individual Indicars Highlights The Bank Russia key rate is set by the Board Direcrs the Bank Russia. Bank Russia key rate is the main indicar the monetary policy stance. Table. Required Reserve Ratios Table. Scaling Facr Which Is Used Correct the Sum the Credit Institution Liabilities Credit Institutions Residents for Issued Securities Table. Required Reserves (Averaged Amount) Held by Credit Institutions in Their Correspondent Accounts (Subaccounts) with the Bank Russia General Provisions The table Required Reserves Ratios presents the dynamics the required reserves ratios liabilities raised by credit institutions in the national and foreign currencies. The table Required Reserves (Averaged Amount) Held by Credit Institutions in Their Correspondent Accounts (Subaccounts) with the Bank Russia presents the dynamics the amount these required reserves. The sum is a part indicar Correspondent account balances credit institutions with the Bank Russia in table Monetary Base (Broad Definition).

276 BANK OF RUSSIA STATISTICAL BULLETIN () The above-mentioned data and the decisions the Board Direcrs the Bank Russia on the changes the required reserves ratios are published in the Bank Russia Bulletin. The data are also available on the Bank Russia s website and disseminated by Reuters and Bloomberg Services. Individual Indicars Highlights Required reserves (reserve requirements) are one the main instruments the Bank Russia s monetary policy used for regulating the overall liquidity the banking system. Reserve requirements are established in order limit the credit institutions lending ability and avoid the unlimited growth money supply. In the event revocation the banking licence the required reserves held with the Bank Russia are used according the procedures established by the federal laws and corresponding Bank Russia regulations. Pursuant Article the Federal Law On the Central Bank the Russian Federation (Bank Russia) the amount the required reserves as a percentage a credit institution s liabilities and the procedure their depositing with the Bank Russia is established by the Bank Russia s Board Direcrs. Сredit institution s required reserves are held in the Bank Russia s special accounts where they are placed through noncash transactions and/(or) in the credit institution s correspondent account (subaccount) with the Bank Russia (by maintaining in it corresponding monthly average balance funds calculated in accordance with the averaging ratio established by the Bank Russia). The scaling facr is a numerical multiplier which value is in an interval from up. It s established by the Bank Russia Board Direcrs compute the sum liabilities the credit institutions other credit institutions residents for the issued debt securities, that should be excluded from reserved obligations in accordance with the Bank Russia Regulation No. -P, dated August,, On required reserves the credit institutions. The information on the size scaling facr is published in the Bank Russia Bulletin. Note: The required reserves averaging ratio is an indicar between and, established by the Bank Russia s Board Direcrs calculate the average amount required reserves. It is published in the Bank Russia Bulletin. Credit institutions are authorized calculate the average amount required reserves using an averaging ratio that should not exceed the averaging ratio established by the Bank Russia. Table. Fixed-term Rates on the Bank Russia Deposit Operations The table Fixed-term Rates on the Bank Russia Deposit Operations shows time series the Bank Russia fixed deposit interest rates since in compliance with the decisions the Bank Russia Board Direcrs (time series over a longer period since November are shown on the Bank Russia website). Information on the Bank Russia fixed deposit interest rates is available on the Bank Russia website following a corresponding decision by the Bank Russia Board Direcrs on the rate change, and is also announced on a daily basis along with other parameters deposit operations. The Bank Russia conducts deposit operations with resident credit institutions the Russian Federation with the aim regulating banking secr liquidity by taking funds on deposit pursuant Article Federal Law No. -FZ, dated July, On the Central Bank the Russian Federation (the Bank Russia), and also, before February, pursuant the Bank Russia Regulation No. -P, dated November, On the Procedure for the Central Bank the Russian Federation Conduct Deposit Operations with Credit Institutions in the Currency the Russian Federation (as amended), and after February, pursuant the Bank Russia Regulation No. -P, dated August, On Deposit Operations Conducted by the Bank Russia with Credit Institutions and Bank Russia Order No. OD-, dated January, On Organising Deposit Operations Conducted by the Bank Russia with Credit Institutions. The description the standard terms deposits (overnight, m-next, etc.) is given in the Addendum the above Order. Table. Fixed-term Rates on the Bank Russia Lombard Loans General provisions The table Fixed-term Rates on the Bank Russia Lombard Loans shows time series for interest rates on the Bank Russia lombard loans. The Bank Russia lombard loans with fixed-term rates are extended according the procedure established by the Bank Russia Regulation No. -P, dated August,, On the Procedure for Extending by the Bank Russia Loans against the Collateral (Blocking) Securities with amendments (Regulation No. -P). Information on the fixed-term rates on the Bank Russia lombard loans are available on the Bank Russia website and on the CBCREDIT page the Reuters news agency and on the page CBR on the Bloomberg Services on daily basis. Individual Indicars Highlights The fixed-term rate on lombard loans extended by the Bank Russia for one, and calendar days is set by the decision the Bank Russia Board Direcrs. Table. Fixed-term Rates on the Bank Russia Loans Secured by Gold, Assets or Guarantees General provisions The table presents time series the fixed-term rates on the Bank Russia loans secured by gold, assets or guarantees. The Bank Russia extends loans secured by assets or guarantees with fixed-term rates according the procedure established by the Bank Russia Regulation No. -P, dated November,, On the Procedure for Extending Bank Russia Loans Secured by Assets or Guarantees Credit Institutions (with amendments) (Regulation No. -P). The Bank Russia extends gold-backed loans with fixed-term rates according the procedure established by the Bank Russia Regulation No. -P, dated November,, On the Procedure for Extending Bank Russia Loans Secured by Gold Credit Institutions (Regulation No. -P). Individual Indicars Highlights The fixed-term rate on loans secured by assets and guarantees extended by the Bank Russia for the period up, from and from calendar days is set by the decision the Bank Russia Board Direcrs. The fixed-term rate on loans secured by gold extended by the Bank Russia for the period up, from and from calendar days is set by the decision the Bank Russia Board Direcrs. Table. Main Indicars the Bank Russia Intraday and Overnight Loans General provisions The table contains information on the Bank Russia s intraday and overnight secured loans extended on correspondent accounts (subaccounts) resident credit institutions the

277 BANK OF RUSSIA STATISTICAL BULLETIN () Russian Federation opened with the Bank Russia. The information is presented on daily basis. Intraday and overnight lending operations are carried out pursuant the Bank Russia s Regulations No. -Р, No. -P and No. -P. Intraday loans are extended as overdraft credit (debiting a credit institution s correspondent account (subaccount) above the balance on these accounts) ensure effective and uninterrupted functioning the Bank Russia s payment systems, executing by credit organizations their liabilities and smoothing interest rate fluctations on the interbank credit market. The fee for intraday loans fixed at nil is based on the decision the Bank Russia s Board Direcrs. Credit insititutions end day debts on intraday loans are registered as overnight loans for one day and entered in a correspondent accounts (subaccounts) credit institutions opened with the Bank Russia. Presently the interest rate on the Bank Russia s overnight loans equals the Bank Russia s refinancing rate. Individual Indicars Highlights Date the date on which the Bank Russia extends loans. Extended loans the amount loans extended by the Bank Russia. Number credit institutions (branches) the number credit institutions (branches) which received Bank Russia loans. Number the Bank Russia terririal institutions the number the Bank Russia terririal institutions with credit institutions correspondent accounts (subaccounts) on which the Bank Russia extended loans. Number credit institutions (branches) in the Moscow region the number credit institutions (branches) which received Bank Russia loans on correspondent accounts (subaccounts) opened with the Bank Russia s settlement establishments in the Moscow region. Loans extended in the Moscow region the amount Bank Russia loans entered on credit institutions correspondent accounts (subaccounts) opened with the Bank Russia s settlement units in the Moscow region. Table. Main Indicars Characterizing the Bank Russia Operations on Secured Lending in Currency the Russian Federation (Except for Intraday and Overnight Loans) General Provisions The table contains information on the Bank Russia s refinancing operations with credit institutions regulate bank liquidity by extending rouble-denominated loans pursuant the Regulations No. -P, No. -P, No. -P. The table shows data on secured loans extended by the Bank Russia including lombard and other kinds loans collateralized by assets, guarantees and gold (except for intraday and overnight loans). Data on lombard loans are presented as the data on loans broken down in the main lombard loans instruments, number lombard loan auctions and lombard loans average weighted interest rates. Data on secured loans the Bank Russia collateralized by assets and guarantees are presented by terms funds accommodation, number loan auctions and also average weighted interest rates. Data on loans the Bank Russia collateralized by gold are presented with a breakdown by terms funds accommodation and also average weighted interest rates. Data on the Bank Russia loans are available on the Bank Russia s website and on the CBCREDIT page the Reuters news agency website and on the page CBR on the Bloomberg Services. Individual Indicars Highlights The average weighted rate is a rate weighted by volumes the Bank Russia loans and by terms loans. Table. Average Weighted Interest Rates on the Bank Russia Deposit Operations Table. Main Characteristics the Bank Russia Deposit Operations Table. Results the Bank Russia Deposit Auctions (including Fine-tuning Deposit Auctions) General Provisions Table. Average Weighted Interest Rates on the Bank Russia Deposit Operations contains information on monthly dynamics average weighted interest rates by maturities. Average interest rates are weighted by amounts and actual borrowing terms deposits. Data are grouped by the dates on which funds were actually transferred the Bank Russia deposits. Table. Main Characteristics the Bank Russia Deposit Operations contains information on monthly dynamics the share funds taken by the Bank Russia on deposit on fixed-term rates and on an auction basis conditions in the tal amount funds taken by the Bank Russia on deposit. Data are grouped by the dates on which funds were actually transferred the Bank Russia deposits. Table. Results the Bank Russia Deposit Auctions (including Fine-tuning Deposit Auctions) contains information on the auction cut-f rate and the corresponding average weighted rate. The results deposit auctions are available on the Bank Russia website. Individual Indicars Highlights Maturities deposit operations comprise deposits on standard terms that coincide with calendar periods pursuant Bank Russia Order No. OD-, dated January, On Organising Deposit Operations Conducted by the Bank Russia with Credit Institutions (irrespective the actual period their placement). Fine-tuning deposit auctions are designated absorb excess liquidity on certain days when the liquidity supply formed under the impact aunomous facrs considerably exceeds the banking secr s demand for it. Average weighted interest rate on all deposit auctions is an average interest rate on the funds that were actually deposited with the Bank Russia (in the reporting period) through deposit auctions, weighted by their maturities and values. Average weighted interest rate on all deposit operations is an average interest rate on the funds that were actually deposited with the Bank Russia (in the reporting period) on fixed terms and through deposit auctions, weighted by their maturities and values. The termination date unclaimed demand deposits is taken equal the end date the appropriate reporting period. General Provisions Table. REPO Aggregates The table REPO Aggregates contains information on the results the Bank Russia s REPO transactions with bonds in the form auction and/or during the trading session at the GKO OFZ market at the market-determined rate. Individual Indicars Highlights Date the date auction and/or Bond sales during the trading session. Average weighted rate the REPO rate weighted by the amounts REPO transactions at the auction and/or during the trading session at the market-determined rate. Average weighted duration REPO duration weighted by the amounts REPO transactions at the auction and/or during the trading session at the market-determined rate. Debt funds provided by the Bank Russia at the REPO auction and/or during the trading session in transactions with the unredeemed second part.

278 BANK OF RUSSIA STATISTICAL BULLETIN () Funds provided funds provided by the Bank Russia at the REPO auction and/or during the trading session on reporting date. Table. Official Exchange Rate US Dollar Against Ruble Table. Official Exchange Rate Euro Against Ruble General Provisions Official exchange rates foreign currencies against ruble are set and published by the Bank Russia according Article Federal Law On the Central Bank Russian Federation (Bank Russia). Data on ficial exchange rates are disseminated on the day their setting on the ficial webpage the Bank Russia ( and published in the next issue the Bank Russia Bulletin. Individual Indicars Highlights Official exchange rate US dollar against ruble is calculated and set by the Bank Russia each business day on the basis USD/RUB quotations in the domestic interbank foreign exchange market. Official exchange rate euro against ruble is calculated and set by the Bank Russia on the basis the ficial exchange rate the US dollar against ruble and EUR/USD quotations in the international interbank foreign exchange market. Table. Reference Prices Precious Metals General Provisions To promote further development the precious metals market in Russia, the Bank Russia, pursuant its Ordinance No. -U, dated May,, On the Procedure for Fixing Reference Prices Refined Precious Metals, sets book prices precious metals every business day at p.m. Moscow time. They are calculated on the basis real time spot prices gold, silver, platinum and palladium from London Fixings and recalculated in rubles at ficial US dollar/ruble rate effective on the day following the day on which book prices were fixed. The table Reference Prices Precious Metals shows daily book prices above precious metals for the accounting month. To enable credit institutions account for precious metals (gold, silver, platinum and palladium), it is established that reference prices refined gold, silver, platinum and palladium come in effect on the business day following the day on which they were fixed and remain effective until the Bank Russia sets new reference prices. The Bank Russia Ordinance No. -U, dated May,, On Invalidating Some Bank Russia Regulations repealed the Bank Russia Ordinance No. -U, dated September,, On the Procedure for Calculating the Bank Russia Buying and Selling Prices Refined Precious Metals in Operations with Credit Institutions (with amendments), which set the procedure for fixing prices for the Bank Russia buying and selling precious metals on the domestic market. The Bank Russia Ordinance No. -U, dated April,, On Amending Point the Bank Russia Ordinance No. -U, Dated May, on the Procedure for Fixing Reference Prices Refined Precious Metals, cancelled since July,, discounts for fixings equaling average cost delivery each precious metal the international market. The reference prices precious metals fixed by the Bank Russia are published in the Bank Russia Bulletin, reported by Interfax, Prime, Reuters, Associated Press and other news agencies and available on the Bank Russia home page on the Internet.

279 Subsection. Interbank Credit Market Table.. Monthly Average Moscow Interbank Bid Rates (MIBID) and Monthly Average Moscow Interbank Offered Rates (MIBOR) Table.. Monthly Average Moscow Interbank Actual Credit Rates (MIACR, MIACR-IG, MIACR-B) Table.. Daily Moscow Interbank Bid Rates (MIBID) and Daily Moscow Interbank Offered Rates (MIBOR) Table.. Daily Moscow Interbank Actual Credit Rates (MIACR, MIACR-IG, MIACR-B) General Provisions These tables present the rates for attracted/fered interbank loans for various maturities ( day, days, days, days, days, days year). The tables show the average monthly rates and intra-month dynamics the interbank interest rates. Table.. data can be used for analyzing fluctuations in posted bid rates as compared against the fered rates and actual rates settled for loans given banks with various credit quality. In general, the data in the table are consistent with other data published in the Bulletin and can be applied a comprehensive analysis the financial market situation. Data source: Form The foreign exchange and money markets transactions report daily reports a sample contributing credit institutions operating in the Russian money market (see the Bank Russia Ordinance No. -U, dated November,, On the List, Forms and Procedure for Compiling and Presenting Credit Institutions Reporting Forms the Central Bank the Russian Federation ). The data on interbank interest rates are published in the monthly Bank Russia Statistical Bulletin, the weekly Bank Russia Bulletin and are also available on the Bank Russia s website. Individual Indicars Highlights Average Moscow Interbank Bid Rates (MIBID) and Average Moscow Interbank Offered Rates (MIBOR) are calculated as monthly average the daily bid/fered interbank rates. Average Moscow Interbank Actual Credit Rate (MIACR), Average Moscow Interbank Actual Rate on Credits Banks with Investment Grade Credit Rating (MIACR-IG) and Average Moscow Interbank Actual Rate on Credits Banks with B-Grade Credit Rating (MIACR-B) are calculated as monthly average daily MIACR/MIACR-IG/MIACR-B rates. Moscow Interbank Bid/Offered Credit Rates are calculated for each working day and every maturity as a simple average daily bid/fered rates contributing credit institutions for corresponding maturities. Maximal rates (% overall number rates) and minimal rates (% overall number rates) are excluded from calculation. For every maturity the posted bid/fered rates are calculated as a simple average by the following formula: Pn p =, where N p posted bid/fered rates (MIBID/MIBOR); P n posted bid/fered rate by credit institution n ; N number contributing rates credit institutions. Moscow Interbank Actual Credit Rates (MIACR) are calculated for each working day and every maturity as an average weighted interest rates on actual interbank lending transactions. Moscow Interbank Actual Rate on Credits Banks with Investment Grade Credit Rating (MIACR-IG) are calculated for each working day and every maturity as an average BANK OF RUSSIA STATISTICAL BULLETIN () Section. Financial Markets p actual credit rate (MIACR/MIACR-IG/MIACR-B); K i interest rate on interbank loan i during the day; S i volume interbank loan i during the day. weighted interest rates on actual interbank loans given (with appropriate correction avoid double counting) banks with high credit rating (from Baa on Moody s scale or BBB on Fitch and Standard & Poor s scales and higher). Moscow Interbank Actual Rate on Credits Banks with B-Grade Credit Rating (MIACR-B) is calculated for each working day and every maturity as a weighted average interest rates on interbank loans given (with appropriate correction avoid double counting) banks with speculative credit rating (from B B on Moody s scale or from B B+ on Fitch and Standard & Poor s scales). Transactions with maximal rates (% overall volume transactions) and transactions with minimal rates (% overall volume transactions) are excluded from calculation base MIACR, MIACR-IG and MIACR-B rates. Interbank actual credit rates are calculated for every maturity as an average weighted by the formula: KiSi p =, where Si Table.. Main Indicars Interbank Credits (Deposits) Turnover and REPO Operations Table.. Average Daily Interbank Credits (Deposits) Turnover and REPO Operations by Maturity General Provisions Data source: Form No. The currency and money markets transactions report daily reports a sample contributing credit institutions operating in the Russian money market (see the Bank Russia Ordinance No. -U, dated November,, On the List, Forms and Procedure for Compiling and Presenting Credit Institutions Reporting Forms the Central Bank the Russian Federation ). Tables include average daily turnover interbank credits (deposits) and REPO operations with breakdown by standard money market maturity bands and by currencies transactions. Individual Indicars Highlights Interbank credits (deposits) turnover includes interbank lending-borrowing operations on credits (deposits), unsecured and uncharged, conducted with residents and non-residents excluding double counting and operations with the Bank Russia. Subsection. Exchange Market Table.. Trades at the Unified trading session Moscow Exchange General Provisions The data describes US dollar and euro against ruble trades at the Unified trading session Moscow Exchange. The trading members are Russian credit and non-credit organizations, nonresident banks, other organizations. Trading and settlements are regulated by the rules approved by the authorized body Moscow Exchange. The data are obtained from daily reporting Moscow Exchange. Individual Indicars Highlights Average weighted rate is calculated in accordance with the formula:

280 BANK OF RUSSIA STATISTICAL BULLETIN () Ri Vi r =, where Vi r average weighted exchange rate; R i average weighted exchange rate trading session i ; V i trading volume trading session i. Trading volume is an aggregate trading volume during the month. Table.. Total Average Daily Currencies Turnover Spot FX Transactions on Domestic Currency Market the Russian Federation Table.. Total Average Daily Currencies Turnover Forward FX Transactions on Domestic Currency Market the Russian Federation General Provisions Table is based on data from credit institutions, which are the largest domestic currency market operars. The share these credit institutions (further the banks-respondents) in tal turnover FX transactions exceeds %. Individual Indicars Highlights Spot FX transactions currencies turnover includes interbank transactions with settlements effected not later than the second bank business day after the transaction day. Forward FX transactions currencies turnover includes interbank transactions with settlements effected later than the second bank business day after the transaction day. Spot FX/Forward FX transactions currencies turnover includes exchange and over-the-counter transactions conducted among banks-respondents (excluding double-counting), and transactions conducted by banks-respondents with other credit institutions (residents and non-residents the Russian Federation). Spot FX/Forward FX transactions currencies turnover includes also FX swap transactions (only one leg). Total currencies turnover is the tal value the deals (excluding double-counting). Table.. Foreign Cash Flow Through Authorized Banks Across Russia General Provisions The table Foreign Cash Flow Through Authorized Banks Across Russia contains principal indicars foreign cash (all currencies in dollar terms) circulation on the terriry the Russian Federation. The table data was sourced from monthly reports credit institutions that are licensed for foreign exchange transactions (authorized banks) on foreign cash flows and payments on foreign exchange cheques. Information on foreign cash flow through Russia s authorized banks is available in the Bank Russia Statistical Bulletin, the weekly Bank Russia Bulletin and placed on the CBR Internet web site. Individual Indicars Highlights Total foreign currency receipts include all foreign currency cash receipts vaults in authorized banks (and their branches) excluding the interbranch operations. Banks imports (entered the cash account) Russia the amount foreign cash import in the Russian Federation by authorized banks and entered the credit institutions cash balance account. Purchased from resident banks the amount foreign cash in held by authorized banks as a result transactions with other resident banks. Purchased from individuals (residents and nonresidents) and accepted for conversion the amount foreign cash purchased from residents and nonresidents against the currency the Russian Federation or accepted for exchange (conversion), including damaged banknotes foreign states (group states) bought against the currency the Russian Federation. Deposited in personal accounts (by residents and nonresidents) the amount foreign cash deposited in personal foreign currency or ruble accounts by residents and nonresidents, including that acquired from bank (payment) cards, which are issued by the authorized bank or by other issuers, with the payment accepted by a credit institution employee (a teller). Funds deposited through aumated teller machines (ATMs) are reported in the other receipts category, rather than in this indicar. Received from individuals (resident and nonresidents) for remittances without opening an accounts the amount foreign cash deposited by residents and nonresidents for remittances from the Russian Federation without opening bank accounts, including remittances via money transfer systems. Authorized banks commission for remittances that originated in the Russian Federation is not included in this indicar but shown in Receipts. receipts the amount other foreign cash receipts, including: foreign currency commission charged for transactions with foreign cash and cheques; foreign cash, deposited on accounts individuals residents and nonresidents through aumatic teller machines (without a credit institution s employee) ; foreign cash returned by resident and nonresident legal entities formerly withdrawn from their foreign currency accounts with authorized banks for covering employee foreign travel expenses and not spent in full. foreign cash credited legal entities foreign currency current accounts; foreign cash held by authorized banks and brought the Russian Federation by nonresident banks and booked on their correspondent accounts; appropriately authenticated banknotes held by authorized banks; earnings from selling goods for foreign currency in duty-free shops deposited on legal entities accounts; foreign currency charges and duties paid in cash; foreign cash deposited by individuals repay loans received from authorized banks; receipts from sales foreign currency cheques; other legitimate foreign currency receipts. Total foreign cash expenses all types foreign cash expenditures by authorized banks (branches) except for interbranch operations. Banks exports from Russia (cash withdrawn) amount foreign cash exported from the Russian Federation by authorized banks. Sales resident banks the amount foreign cash sold (spent) by authorized banks in transactions with other authorized banks. Sales individuals (residents and nonresidents) and payments as a result conversion the amount foreign cash sold residents and nonresidents or paid out as a result a foreign exchange operation (conversion). Personal account withdrawals (by residents and nonresidents) the amount foreign cash withdrawals from personal accounts by residents and nonresidents as well as a result foreign exchange operations and ruble account withdrawals, including payments with bank (payment) cards, which are issued Terms residents and nonresidents used for compiling tables Foreign Cash Flow Through Authorized Banks Across Russia, Individual Indicars Characterizing Operations with Cash Foreign Currency in Authorized Banks and Average Foreign Cash Purchase and Sale Transactions with Individuals by Authorized Banks and Their Branches are defined according the Federal Law No. -FZ On Foreign Exchange Regulation and Foreign Exchange Control, dated December,. From January operations purchasing (selling) foreign cash against the currency the Russian Federation or accepting for exchange (conversion), made with using aumatic teller machines, are not included in the indicars Receipts and expenses. These operations are shown in the indicars Purchased from individuals (residents and nonresidents) and accepted for conversion and Sales individuals (residents and nonresidents) and payments as a result conversion.

281 BANK OF RUSSIA STATISTICAL BULLETIN () by the authorized bank or by other issuers, with the payments accepted by a credit institution employee (a teller). Withdrawals through aumated teller machines (ATMs) are reported in other expenses category, rather than this indicar. Remittances individuals (residents and nonresidents) without opening an account the amount foreign cash paid out residents and nonresidents as a result remittances the Russian Federation without opening an account. expenses the amount other expenses, including: purchasing foreign currency cheques; foreign cash, paid from the accounts individuals (residents and nonresidents) through aumatic teller machines (without a credit institution s employee) ; extending foreign currency loans individuals; foreign cash payments from legal entities foreign currency current accounts; other legitimate foreign currency expenses. Foreign cash balances at the end reporting period foreign cash balance at the end reporting month. Table.. Selected Indicars Characterizing Operations with Cash Foreign Currency in Authorized Banks General Provisions The Selected Indicars Characterizing Operations with Cash Foreign Currency in Authorized Banks table shows transactions in US dollars and the Euros, which are the key currencies available at the domestic foreign cash market. Data are provided by monthly reporting on foreign cash flows and documentary payments in foreign currency and cheques by credit institutions licensed for foreign currency transactions (authorized banks). Along with releasing information on selected indicars foreign cash operations by exchange fices the authorized banks through the Bank Russia Statistical Bulletin, it is also available on the CBR Internet web site. Individual Indicars Highlights Average single transaction average foreign cash involved in one transaction. The indicar is defined as the ratio foreign cash amount purchased/sold /from residents or nonresidents for ruble cash the number transactions for foreign cash purchase/sale for rubles in cash. Number transactions number foreign cash purchases/sales for cash rubles. Average monthly rate average rate foreign cash sales/purchases defined as the ratio cash rubles received/paid for foreign cash the amount foreign currency purchased/sold for cash rubles from/ residents and nonresidents. Average transaction margin difference between rates foreign cash purchase and sale. Percentage share a specific foreign currency transaction in tal volume foreign cash transactions by exchange fices share purchase/sale transactions for a specific currency (US dollar, Euro) in the tal volume transactions in all foreign currencies. Table.. Average Foreign Cash Purchase and Sale Transactions with Individuals by Authorized Banks and Their Branches General Provisions The table shows purchase and sale transactions with individuals by authorized banks and their branches ranged by an average transaction amount. This differentiates between tals foreign cash (all currencies in dollar terms) purchases/sales /from individuals based on fixed amount intervals for transactions. The information is provided by monthly reporting on foreign cash flows and documentary payments in foreign currency and cheques by credit institutions licensed for foreign currency transactions (authorized banks). Information on average foreign cash purchase and sale transactions with individuals by authorized banks and their branches can be had through the Bank Russia Statistical Bulletin, and it is also available on the CBR Internet web site. Individual Indicars Highlights Transactions volume-based distribution is defined as the ratio foreign cash purchased/sold /from residents and nonresidents in cash rubles a number foreign exchange transactions in cash rubles reported by each authorized bank s (branch or headquaters for lack branches). The amount purchased/sold foreign cash and the number within-an-interval transactions by all branches or headquarters show the general distribution the estimated average transaction. Table. Sck Exchange Trade by Types Securities and Financial Derivatives General Provisions The table shows volumes sck exchange trade in securities and in derivative financial instruments (derivatives) by types securities and derivatives. Transactions in futures contracts show separate figures volumes for security futures contracts and sck index futures contracts, while options trade includes figures volumes for options on securities, on sck indices, on security futures contracts and on sck index futures contracts. Individual Indicars Highlights The terms share, bond, investment share, derivative financial instrument, futures and option are defined in line with Federal Law No -FZ, dated April, On the Securities Market, Federal Law No -FZ, dated April, On Investment Funds and Regulation on Types Derivative Financial Instruments approved by FSFM Order No -/pzn, dated March. A Share is an issued security that fixes the rights its owner (shareholder) receive part the prit a corporation in the form dividends, participate in the management the corporation and receive part the property that remains after its liquidation. Shares are inscribed (registered) securities. A Bond is an issued security that fixes the right its holder receive its nominal value from the bond issuer, in the period time provided for by such bond, or other property equivalent. A bond may likewise provide for the right its holder receive the interest fixed in it, on the nominal value there or for other property rights. The income on a bond is interest and/or discount. An Investment Share (Unit) is an inscribed security that certifies the right its holder for a share in the property a unit investment fund, the right demand appropriate trust (fiduciary) management the unit investment fund from its management company, and the right get a cash compensation upon termination the trust management contract the unit investment fund with all the holders its investment shares (termination the unit investment fund). A Derivative Financial Instrument (Derivative) is an agreement (contract), excluding repo contracts, which provides for one or several the following obligations: ) the obligation the parties or a party the agreement pay on a periodical basis or as a lump sum, including if a claim is made by the other party, amounts money depending on changes in the price commodities, securities, exchange rate a respective currency, interest rates, inflation rate, derivatives prices, ficial statistical information, physical, biological and (or) chemical indices environmental conditions, occurrence circumstances which give evidence a failure discharge or improper discharge by one or several legal entities, governments or municipal entities their obligations (excluding the surety agreement and the insurance agreement), or any other circumstance provided for federal laws or Bank Russia regulations, and in respect

282 BANK OF RUSSIA STATISTICAL BULLETIN () which it is not known whether they will occur or not, and also depending on changes in values calculated on the basis a single value or an aggregate several values indices cited in this clause. This agreement may also provide for the obligation the parties or a party the agreement transfer securities, commodities or currency the other party or the obligation make a contract which is a derivative; ) the obligation the parties or a party the agreement under the terms and conditions defined when making it, if the other party makes a claim, purchase or sell securities, currency or commodities or make a contract which is a derivative; ) the obligation the parties or a party the agreement transfer the securities, currency or commodities the other party for ownership at the earliest on the third day after making the agreement and the obligation the other party there accept and pay for the cited property, and contains an indication that such agreement is a derivative. A Futures Agreement (Contract) shall be deemed a contract made in the course exchange trade which provides for the obligation either party the agreement make periodical monetary payments depending on changes in the price and (or) the value the underlying asset and (or) the occurrence the circumstance which constitutes an underlying asset. An Option Agreement (Contract) shall be deemed the following: ) an agreement providing for the obligation either party the agreement, if a claim is made by the other party, pay on a periodical basis and (or) as a lump sum amounts money depending on changes in the price (value) the underlying asset or occurrence the circumstance which is deemed be an underlying asset; ) an agreement providing for the following: the obligation either party the agreement under the terms and conditions defined when making it, if the other party makes a claim, purchase or sell the underlying securities, currency or commodity, including by way making by a party (parties) there and (or) by the person (persons) in whose interests the option agreement has been made, a contract securities purchase and sale, a contract foreign currency purchase and sale or a contract commodities delivery; or the obligation either party an agreement, if the other party there makes a claim, make a contract which is a derivate and constitutes an underlying asset. General Provisions Table. Main Share Price Indices The table presents data on the MICEX index, the RTS index and the Moscow Exchange trade turnover. The MICEX index has been calculated since September, (its initial value was set at points) on the basis ruble sck prices. The sample scks included in the calculation basis is the expert evaluation. The RTS index has been calculated since September, (its initial value was set at points). Sck prices are denominated in US dollars. The sample scks used for the RTS index calculation basis is the expert evaluation. The Moscow Exchange reviews the MICEX and the RTS Indices List constituent Scks four times a year. Individual Indicars Highlights The Moscow Exchange trade turnover is the value transactions with scks, conducted in secondary trading on the Moscow Exchange in ruble equivalent. The MICEX Index and the RTS Index are capitalizationweighted composite indices calculated based on prices the most liquid scks the Russian issuers. Russian depositary receipts (RDRs) also may be included in the indices Constituent List. The market capitalization contains a share scks outstanding in the secondary market (free-float). More detailed information on the calculation the above indicars is available at the website

283 BANK OF RUSSIA STATISTICAL BULLETIN () Section. Financial Institutions Performance Subsection. General Description Table.. Number and Structure Credit Institutions General Provisions The table Number and Structure Credit Institutions provides data on the number and structure the registered credit institutions in the Russian Federation. Credit institutions are subject the state registration pursuant the Federal Law On the State Registration Legal Entities and Individual Entrepreneurs. They are registered according the procedure established by Articles and the Federal Law On the Central Bank the Russian Federation (the Bank Russia) and Article the Federal Law On Banks and Banking Activities. The Bank Russia makes decisions on the state registration credit institutions, grants banking licences them and suspends and revokes such licences. Data on the establishment, reorganization and liquidation credit institutions and other data stipulated by federal laws are entered in the single state register legal entities by the authorized registering body on the basis the Bank Russia decision on the corresponding state registration. The Bank Russia interacts with the registration authority on issues relating the state registration credit institutions in accordance with the procedure agreed by the Bank Russia with the registration authority. (For the procedure registration credit institutions and licensing banking activities, see also the Bank Russia Instruction No. -I, dated April,, On the Procedure for Making Decisions by the Bank Russia on the State Registration Credit Institutions and Issuing Banking Licenses.) To fulfill its controlling and supervisory functions, the Bank Russia keeps the State Register Credit Institutions in accordance with the procedure established by federal laws and the Bank Russia rules and regulations issued in pursuance these laws. The register licenses granted credit institutions must be published by the Bank Russia in the ficial Bank Russia Bulletin at least once a year. Any change or addition the register is published by the Bank Russia within one month from the day it was entered in the register. Information on ficial registration credit institutions, granting them licenses, changes in their names, location, restructuring and liquidation are reported in the ficial weekly Bank Russia Bulletin and placed on the CBR Internet web site. Individual Indicars Highlights The concepts a credit institution, bank and nonbanking credit institutions are determined by the Federal Law On Banks and Banking Activities (Article ): Credit institution legal entity authorized by a special CBR permission (license) make its prits from banking activities within the framework the above legislation. A credit institution may be established on the basis any form ownership as an economic agent. Bank credit institution having an exclusive authority for complex banking operations, namely: accept deposits legal entities and individuals, invest raised funds on its behalf and at its cost on terms repayability, chargeability, and maturity, and also open and keep banking accounts individuals and legal entities. Nonbanking credit institution: ) credit institution authorized exclusively for banking operations, mentioned in points and (only in the part banking accounts legal entities connected with money transfers without opening banking accounts), and also in point (only in the part money transfers without opening banking accounts) and in point part one Article Federal Law On Banks and Banking Activities (nonbanking credit institutions authorized for money transfers without opening banking accounts and other banking operations connected with them); ) credit institution authorized for selected banking operations, established by Federal Law On Banks and Banking Activities. The permissible combination banking operations for such nonbanking institutions are specified by the Bank Russia. Registered credit institutions credit institutions having the status legal entities on a reporting date, including those prohibited from performing banking operations but still existing as legal entities. Credit institutions licensed for banking operations credit institutions registered by the Bank Russia before July,, or by the registration authority, and entitled conduct banking operations. The Bank Russia license is a special permission the Central Bank the Russian Federation (the Bank Russia) on whose basis a credit institution has the right conduct banking operations. The banking license spells out the banking operations the given credit institution has the right carry out, and also the currency in which these banking operations can be performed. The following types licenses may be issued newly created credit institutions: license conduct banking operations in rubles (without the right accept individual deposits); license conduct banking operations in rubles and foreign currency (without the right accept individual deposits); license accept and invest precious metals. This license may be granted a bank along with a license conduct banking operations with funds in rubles and foreign currencies (without the right accept individual deposits); license accept individual deposits in rubles. This license may be granted a bank simultaneously with the license for banking operations in rubles (without the right accept individual deposits); license accept individual deposits in rubles and foreign currency. This license may be granted a bank simultaneously with the license for banking operations in rubles and foreign currency (without the right accept individual deposits); license conduct banking operations in rubles (without the right accept individual deposits and implement collection cash, bills, payment documents and cash service individuals and legal entities); license conduct banking operations in rubles and foreign currency (without the right accept individual deposits and implement collection cash, bills, payment documents and cash service individuals and legal entities); license conduct banking operations in rubles and foreign currency for nonbanking clearance credit institutions; license conduct banking operations in rubles and foreign currency for nonbanking credit institutions carrying out credit-deposit operations; license conduct banking operations in rubles and foreign currency for nonbanking credit institutions authorized for money transfers without opening accounts and other banking operations connected with them. The following types banking licenses may be issued an operating credit institution for expansion its activities: license conduct banking operations in rubles and foreign currency (without the right accept individual deposits); license accept and invest precious metals. This license may be granted a credit institution that has a license conduct banking operations in rubles and foreign currency or simultaneously with such a license; license accept individual deposits in rubles; license accept individual deposits in rubles and foreign currency. This license may be granted a credit institution that has a license conduct banking operations in rubles and foreign currency (without the right accept individual deposits) or simultaneously with it;

284 BANK OF RUSSIA STATISTICAL BULLETIN () general license; license conduct banking operations in rubles and foreign currency (without the right accept individual deposits and render collect cash, bills, payment documents and cash service individuals and legal entities). A general license may be issued a credit institution that has licenses conduct all banking operations in rubles and foreign currency and also complies with the Federal Law On Banks and Banking Activities own funds (capital) adequacy requirements. A bank is not required have a license carry out banking operations with precious metals in order receive a general license. A bank with a General license has a right establish branches abroad after obtaining a permission the Bank Russia and open representative fices after notifying the Bank Russia. A bank holding a General license has a right by the Bank Russia authority and in accordance with requirements the Bank Russia establish subsidiaries abroad. The Bank Russia s licenses accept deposits individuals license accept individual deposits in rubles and license accept individual deposits in rubles and foreign currency. The authorized capital a credit institution is based on funds contributed by owners (shares and other equity) and determines the minimum amount assets serving as a guarantee credirs. As the date application for the state registration and a license conduct banking operations the minimum amount the share capital for newly created credit institution complies with the Article thefederal Law On Banks and Banking Activities. Registered authorized capital credit institutions aggregate value credit institutions authorized capitals as registered in the State Register Credit Institutions, i.e. after the authorized registrar has made in the single state register legal entities an entry on the state registration changes in charter documents a credit institution (or an entry on the state registration a new version charter documents a credit institution) (after July, records about the state registration changes charters the credit institutions were made (records about the state registration charters the credit institutions in new version), that contains information on the registered authorized capital). Branches credit institutions having the right conduct banking operations structural units credit institutions located separately from headquarters, which perform on their behalf a full range or selected banking transactions specified by the CBR license. The line Sberbank branches shows Russia s Sberbank branches that were entered in the State Register Credit Institutions and had their reference numbers assigned. Before January,, the line provided the tal number Savings Bank (Sberbank) branches. Representative fices credit institutions having the right conduct banking operations aunomous structural units credit institutions having a different location, acting on their behalf and protecting their interests. Representative fices are not entitled conduct banking operations. Additional fices, cash credit fices, external cash desks, operational fices, mobile banking fices credit institutions having the right conduct banking operations the special internal divisions the credit institutions (their branches), particularities their establishment (liquidation) and activities are stipulated by the normative acts the Bank Russia. Credit institutions with revoked licenses credit institutions whose banking licenses were revoked following a decision by the CBR under the Federal Law On the Central Bank the Russian Federation (the Bank Russia). Following the publication the CBR s decision revoke a license, a credit institution loses its authority make transactions or complete contracts except for ones specified in Article the Federal Law On Banks and Banking Activities. Credit institutions subject liquidation credit institutions subject liquidation: a) without signs bankruptcy by the decision : a general meeting sckholders (equity holders) or its body authorized do so by the founding documents (voluntary liquidation in accordance with paragraph point Article the Civil Code the Russian Federation); an arbitration court (compulsory liquidation in accordance with paragraph point Article the Civil Code the Russian Federation). b) with procedures bankruptcy by the decision an arbitration court (which may rule a credit institution bankrupt and initiate bankruptcy proceedings in accordance with point Article the Civil Code the Russian Federation, Federal Law No. -FZ, dated Ocber,, On Insolvency (Bankruptcy) and Federal Law No. -FZ, dated February,, On Insolvency (Bankruptcy) Credit Institutions ). Credit institutions in receivership with court-appointed interim trustees (structure a liquidating commission is agreed) credit institutions subject liquidation: a) without any signs bankruptcy, in which the sckholders (equity holders) or a body that has taken the decision liquidate the credit institution have appointed liquidation commissions (liquidars), approved by the Bank Russia; a liquidar has been appointed by the decision an arbitration court; b) through bankruptcy proceedings, following a decision by an arbitration court introduce receivership and appoint a receiver. Table.. Number Credit Institutions with Nonresidents Equity General Provisions The table Number Credit Institutions with Nonresidents Equity carries information on nonresidents participation in the authorized capital credit institutions in the Russian Federation. Data in brackets include the number credit institutions in which the decisions taken by non-resident members (whose tal stake in authorized capital credit institutions is over %) are greatly influenced by residents the Russian Federation. Before June,, data in brackets included the number credit institutions in which the decisions taken by non-resident members (which are parent or controlling companies in respect the credit institution) were greatly influenced by residents the Russian Federation. Individual Indicars Highlights Residents/Nonresidents the notions residents and nonresidents used for calculating the indicars this table are defined in accordance with the Federal Law On Foreign Exchange Regulation and Foreign Exchange Control, No. -FZ December,. Credit institution with nonresidents equity is a resident credit institution whose authorized capital is formed with the nonresidents participation regardless their share in it. When calculating indicars the table, credit institutions with the General license were not included in the number credit institutions licensed by the Bank Russia conduct operations in foreign currency. General Provisions Table.. Credit Institutions Grouped by Registered Authorized Capital The table Credit Institutions Grouped by Registered Authorized Capital is complementary the table Number and Structure Credit Institutions and presents quantitative distribution by the size registered authorized capital (see comments on the Number and Structure Credit Institution table). Authorized capital is broken down by intervals giving

285 BANK OF RUSSIA STATISTICAL BULLETIN () an overview small, medium and large Russian credit institutions. The data source is the State Register Credit Institutions. Along with releasing information on the breakdown credit institutions by the size their authorized capital through the Bank Russia Statistical Bulletin, it is also available in weekly the Bank Russia Bulletin, and on the CBR Internet web site. Table.. Credit Institutions Grouped by the Share Nonresidents Equity General Provisions The table Credit Institutions Grouped by the Share Nonresidents Equity shows the numerical distribution credit institutions ranged by the size the nonresidents participation share in the authorized capital and incorporated in groups. Data source are reports filed by credit institutions. Data in brackets include the number credit institutions in which the decisions taken by non-resident members (whose tal stake in authorized capital credit institutions is over %) are greatly influenced by residents the Russian Federation. Before June,, data in brackets included the number credit institutions in which the decisions taken by non-resident members (which are parent or controlling companies in respect the credit institution) were greatly influenced by residents the Russian Federation. Individual Indicars Highlights See the commentary table Number Credit Institutions with Nonresidents Equity. Table.. Selected Performance Indicars Credit Institutions Grouped by Assets General Provisions The Table Selected Performance Indicars Credit Institutions Grouped by Assets includes major performance indicars for tiers credit institutions, which are first ranked by their assets and then grouped in tiers depending on their rank. Tier performance indicars show typical investment and borrowing patterns for different tiers credit institutions. The data source is reports Russian operating credit institutions submitted in compliance with the Bank Russia Ordinance No. -U, dated November,, On the List, Forms and Procedure for Compiling and Submitting Credit Institutions Reporting Forms the Central Bank the Russian Federation. Individual Indicars Highlights Assets (liabilities) the tal amount assets (liabilities) operating credit institutions (account balances that show credit institutions intrabank operations are included in the assets (liabilities) on a net basis). Loans non-financial institutions debt (overdue debt included) owed by non-financial institutions (including unincorporated individual entrepreneurs), residents and non-residents credit institutions on loans and other funds in rubles and foreign currency. This indicar does not include outstanding loans and other funds placed by the Ministry Finance, regional and local financial authorities and federal, regional and local government extrabudgetary funds. Loans resident financial institutions (except credit institutions) debt (overdue debt included) owed by resident financial institutions (except credit institutions) credit institutions on loans and other funds in rubles and foreign currency. This indicar does not include outstanding loans and other funds placed by the Ministry Finance, regional and local financial authorities and federal, regional and local government extrabudgetary funds. Loans individuals debt (overdue debt included) owed credit institutions on all kinds loans and other funds in rubles and foreign currency extended resident and non-resident individuals (except for unincorporated individual entrepreneurs). The data source for the above indicars is reports compiled in accordance with Reporting Form The Trial Balance a Credit Institution. Unsecured consumer loans (portfolio homogenous loans) debt on homogeneous loans (including loans with overdue payments) extended private individuals for the purchase goods for personal, family, household or other use unrelated entrepreneurial activity, and also for the payment various kinds personal expenses (tuition fees, payment for medical services, etc.). The data source is the financial statements compiled in compliance with Reporting Form Information on the Quality Assets a Credit Institution (Banking Group), section Information on Portfolios Homogeneous Claims and Loans Private Individuals. Equity capital credit institutions unencumbered property. Since February,, this indicar has been calculated in compliance with the Bank Russia Regulation No. -P, dated December,, The Regulation on the Methodology for Determining Credit Institutions Own Funds (Capital) (Basel III). The sources data are reports filed by Russian operating credit institutions under Form Own Funds (Capital) Calculation (Basel III). Capital adequacy N. the capital adequacy ratio banks is calculated as the ratio banks own funds (capital) their risk-weighted assets according the Bank Russia Instruction No. -I, dated December,, On Banks Required Ratios. The data source is reports filed by Russian operating credit institutions under Form Information on Credit Institutions Required Ratios and Performance Indicars (Basel III). Prit for the current year financial results operating credit institutions (before taxation) for the period since the start the current year. Financial results the past year are not taken in account. The data source is reports filed by Russian operating credit institutions under Form The Trial Balance a Credit Institution. Return on assets this indicar is calculated as the ratio the financial result (before taxation) received by operating credit institutions for the months preceding the reporting date the average chronological size credit institutions assets for the same period. Return on equity this indicar is calculated as the ratio the financial result (before taxation) received by operating credit institutions for the months preceding the reporting date the average chronological size credit institutions own funds (capital) for the same period. Individuals deposits deposits and other funds accepted by credit institutions (including savings certificates), outstanding obligations under deposit and other borrowing arrangements, funds on individuals other accounts (resident and nonresident funds in both rubles and foreign currency). This indicar does not include the funds individual entrepreneurs, individuals election funds, transfers from and Russia, interest arrears, interest accrued on deposits accounted for in separate accounts and balances accounts, which cannot be classified unambiguously. Loans received from the Bank Russia debt (overdue debt included) on loans, deposits and other funds received by credit institutions from the Bank Russia. Table.. Financial Performance Credit Institutions General Provisions The Table Financial Performance Credit Institutions includes indicars characterizing the financial performance operating credit institutions for the period from the beginning current year, provides data on the number operating credit institutions that have received prits (sustained losses) for current year, and also reflects the dynamics the banking

286 BANK OF RUSSIA STATISTICAL BULLETIN () secr s financial results. The financial results credit institutions for previous years are not taken in account. The data are provided on operating credit institutions. The data are based on the financial statements Russia s operating credit institutions submitted in accordance with Form The Account Book a Credit Institution in accordance with Bank Russia Ordinance No. -U dated November,, On the List, Forms and Procedure for Compiling and Presenting Credit Institutions Reporting Forms the Central Bank the Russian Federation. Individual Indicars Highlights Total prit (+)/loss( ) for the current year is calculated by summing up the incomes received net the expenses made by operating credit institutions in the period under review. Prit (loss) is accumulated through the year. Prit made by prit-making credit institutions is calculated by summing up the incomes received net the expenses made by operating credit institutions that had positive or zero prit in the period under review. Prit is accumulated through the year. Share prit-making credit institutions is the share credit institutions that have made prit or posted a zero result from activities in the period from the beginning the year under review in the tal number operating credit institutions. Loss loss-making credit institutions for the current year is calculated by summing up the incomes received net the expenses made by operating credit institutions that have incurred losses in the period under review. Loss is accumulated through the year. Share loss-making credit institutions is the share credit institutions that have incurred losses in the period from the beginning the year under review in the tal number operating credit institutions registered in Russian Federation. Current-year prit allocation signifies the use by operating credit institutions their current-year prits on tax payments, duties and mandary payments the budget; allocations made by the decision the shareholders (equity holders ) general meeting or in accordance with the credit institution s founding documents the reserve fund, dividend payments shareholders (equity holders). Table.. Distribution the Credit Institutions by Own Funds (Capital) General Provisions The table contains indicars that characterise tal own funds (capital), as well as the number small, medium and large credit institution (by the amount capital) in the Russian banking secr. From April, own funds (capital) are calculated according the Bank Russia Regulation No. -P dated February, On the Methodology Determining a Credit Institution s Own Funds (Capital). Data on the credit institutions going through insolvency prevention measures including credit institutions on which the decision on insolvency prevention was taken in September, before the Federal Law No. -FZ dated Ocber, On Additional Measures Support the Financial System the Russian Federation in the period up December, came in affect are shown separately. The value own funds (capital) is broken down in intervals present the number small, medium and large credit institutions over the terriry the Russian Federation. The data are provided on operating credit institutions the Russian Federation in accordance with Form Own Funds (Capital) Calculation. Individual Indicars Highlights Own funds (capital) credit institutions property credit institutions free obligations. Capital adequacy ratio provides a capital adequacy ratio calculated for credit institutions ranged by groups depending on the amount own funds (capital) as reporting date (percent). Capital adequacy ratio credit institutions (N) regulates (contains) the risk credit institution s insolvency and sets the minimum own funds (capital) charge, necessary and sufficient cover credit and market risks. Capital adequacy ratio credit institutions is calculated as ratio own funds (capital) credit institutions its riskweighted assets according the Bank Russia Instruction No. -I dated December, On Banks Required Ratios (with amendments, earlier Instruction No. -I dated January, On Banks Required Ratios ). Table.. Number Non-Credit Financial Institutions General Provisions The table contains monthly data on the number insurance companies, securities market pressional participants, infrastructures, collective investment market participants, micrinance organizations and cooperatives, accredited rating agencies and chief actuaries authorized operate on financial market as the corresponding date. Individual Indicars Highlights. The Bank Russia issues licenses insurance companies, securities market pressional participants, infrastructures, and collective investment market participants... Insurance companies (insurers, reinsurers, mutual insurance companies, insurance brokers) carry out their activities pursuant Federal Law No. -, dated November, On Insurance in the Russian Federation (hereinafter Law No. -) under a respective license. Information on an insurance company is subject be entered in the Single State Register Insurance Companies... Securities market pressional participants (brokers, dealers, deposiries, managers and registrars) perform their activities pursuant Federal Law No. -FZ, dated April, On the Securities Market, FFMS Order No. -/pz-n, dated July, On Approval the Regulation on License Requirements and Conditions for Securities Market Pressional Participants, FFMS Order No. -/pz-n, dated January, On Approval Administrative Rules for Licensing by the Federal Financial Market Service Securities Market Pressional Participants under a respective license... Infrastructures:... Market operars (a sck exchange, trading system) carry out their activities pursuant Federal Law No. -FZ, dated November, On Organized Trades under a respective license.... Clearing houses perform their activities pursuant Federal Law No. -FZ, dated February, On Clearing and Clearing Activities under a respective license... Collective investment market participants:... Private pension funds carry out their activities pursuant Federal Law No. -FZ, dated May, On Non- Government Pension Funds under a respective license.... Joint-sck investment funds, management companies and specialized deposiries perform their activities pursuant Federal Law No. -FZ, dated November, On Investment Funds under a respective license.. The Bank Russia maintains:.. The State Register Micrinance Organizations under Federal Law No. -FZ, dated July, On Micrinance Activities and Micrinance Organizations and the Procedure for Keeping the State Register Micrinance Organizations approved by Russia s Ministry Finance Order No. n, dated March... The State Register Self-Regulating Micrinance Organizations under Federal Law No. -FZ, dated July, On Micrinance Activities and Micrinance Organizations... The State Register Self-Regulating Organizations Credit Consumer Cooperatives under Federal Law No. -FZ, dated July, On Credit Cooperation and the Procedure for Keeping the State Register Self-Regulating Organizations Credit Consumer

287 BANK OF RUSSIA STATISTICAL BULLETIN () Cooperatives approved by Russia s Ministry Finance Order No. n, dated April... State Registers Pawn Shops and Credit Consumer Cooperatives pursuant Federal Law No. - FZ, dated July, On Pawn Shops and Federal Law No. -FZ, dated July, On Credit Cooperation based on information received from an authorized federal executive body that registers legal entities... The Register Housing Savings Cooperatives pursuant Federal Law No. -FZ, dated December, On Housing Savings Cooperatives and the Procedure for Maintaining the State Register Housing Savings Cooperatives approved by FFMS Order No. -/pzn, dated Ocber... The Single Register Chief Actuaries under Federal Law No. -FZ, dated November, On Actuarial Activities in the Russian Federation... TheThe Register Accredited Rating Agencies pursuant the Procedure for the Accreditation Rating Agencies and Keeping the Register Accredited Rating Agencies approved by Russia s Ministry Finance Order No. n, dated May. Subsection. Borrowings Table.. Deposits Individuals Accepted by Credit Institutions Table.. Funds Organizations Accepted by Credit Institutions General Provisions The tables present data on one the major transactions in liabilities, namely, deposits accepted by credit institutions in domestic and foreign currency from legal entities and individuals deposits. Data are broken down by maturity periods specified in the deposit and other contract terms including all complementary agreements and addendums. The tables show tal account balances accepted by credit institutions. The data compilation methodology for the information in these tables differs from that used for similar data in the Credit Institutions Survey table, which is used for the analysis money supply and its structure. The data in these tables do not cover deposits legal entities and individuals with Vnesheconombank, which is not within the scope credit institutions authorized by the Bank Russia, but include funds accepted from nonresidents. They also do not cover accrued interest. Discrepancies among individual indicars can be found below. In Table Funds Organizations Accepted by Credit Institutions, the funds accepted from credit institutions are shown including loans, deposits and other funds. This table also shows funds in the accounts individual entrepreneurs. The data source is monthly aggregate balance sheets operating Russian credit institutions. Individual Indicars Highlights Ruble/foreign currency deposits by maturity comprise cash and non-cash funds in Russian or foreign currency placed by legal entities and individuals (both resident and nonresident) deposited with credit institutions under bank deposit agreements or bank account agreements (including savings/ deposit certificates). Tables provide a breakdown deposits by types deposirs (individuals and legal entities, such as organizations and credit institutions) and by maturity. These indicars do not include funds individual entrepreneurs, individual election funds, remittances in/from the Russian Federation, interest arrears, accrued interest on deposits accounted for in separate accounts and balances accounts which can not be classified unambiguously. Demand deposits are funds that must be returned (paid out) at first notice (on demand deposit terms) and funds that must be returned (paid out) upon the onset the condition (event) provided for in the agreement, whose specific date is unknown (on the terms upon the onset the condition (event). Time deposits are the deposits taken by a credit institution on the condition that they will be returned upon the expiry the time period established by the agreement. Interest rates on time deposits are set by credit institution deposit agreements. Deposits individuals are the deposits and other funds accepted by credit institutions from individuals, including savings certificates issued by credit institutions, unfulfilled obligations under deposit-taking and other borrowing arrangements and funds in other individual accounts. This indicar does not include the funds individual entrepreneurs, individual election funds and transfers from and in Russia. Individual entrepreneurs funds are the funds individuals engaged in entrepreneurial activities without registering as a legal entity. Deposits and other funds raised from organizations are the deposits and other funds raised (on demand or for a specified term) from government bodies and extrabudgetary funds all levels, all categories financial organizations, except credit institutions, and nonfinancial organizations (these include the certificates deposit issued by credit institutions) and unfulfilled obligations under deposit and other borrowing arrangements. Loans, deposits and other funds accepted from credit institutions comprise the deposits, loans and other funds raised from credit institutions and nonresident banks. Table.. Average Weighted Interest Rates on Nonfinancial Organizations and Individual Deposits Denominated in Rubles Table.. Average Weighted Interest Rates on Nonfinancial Organizations and Individual Deposits Denominated in Foreign Currency Table.. Average Weighted Interest Rates on Interbank Deposits Denominated in Rubles and Foreign Currency General Provisions The tables contain aggregate average weighted interest rates on deposit fered by credit institutions in ruble, US dollar and euro. The data are presented with a breakdown by type deposirs (individuals, nonfinancial organizations and credit institutions) and deposit maturities. The source information is a Report Form Average Weighted Interest Rates Funds fered by Credit Institutions compiled by credit institutions in accordance with the Bank Russia Ordinance No. -U, dated November,, On the List, Forms and Procedure for Compiling and Presenting Credit Institutions Reporting Forms the Central Bank the Russian Federation. Data on average weighted rates for individual short-term deposits in rubles are published in a statistical publication the IMF International Financial Statistics. Individual Indicars Highlights Average weighted interest rates on deposits by individuals / nonfinancial organizations and average weighted interest rates on interbank deposits are average weighted annual interest rates on deposits in the reporting month and are calculated by the formula: According the Bank Russia Regulation No. -P dated July, On the Procedure for Derivatives Accounting.

288 BANK OF RUSSIA STATISTICAL BULLETIN () PV P =, where V P average weighted deposit rate; P nominal annual deposit rate as included in an agreement; V amount a deposit as included in an agreement. Table.. Savings (Deposit) Certificates, Bonds Issued by Credit Institutions and Derivatives General Provisions The table contains data on Russian and foreign currency funds raised by credit institutions by issue debt securities (deposit and savings certificates and bonds) and also data on derivatives at fair value being a liability. Nominal values the deposit and savings certificates and bonds are provided with a breakdown by their maturities. Absent data for a specific periods means no borrowing in the period. This table does not include interest and coupon accrued on securities issued. The data source is the monthly aggregate balance sheet operating Russian credit institutions. Individual Indicars Highlights Savings (deposit) certificate is a kind time deposit (see the commentary the indicar Time deposits in tables Deposits Individuals Accepted by Credit Institutions and Funds Organizations Accepted by Credit Institutions ) and a security that certifies the amount deposit made in a credit institution and the right the deposir (certificate-holder) receive, upon the expiry the agreed term, the deposit and interest indicated in the certificate in the credit institution that issued the certificate or any its branches. The savings certificates (certificates deposit) are denominated in rubles. For more detailed information about savings certificates and certificates deposit, see the Regulation On Savings and Deposit Certificates Issued by Credit Institutions, approved by the Bank Russia Ordinance No. -U dated August,. In tables Deposits Individuals Accepted by Credit Institutions and Funds Organizations Accepted by Credit Institutions, the savings certificates and certificates deposit are included in organizations and individual deposits, respectively. Bond is a financial security providing the holder s right for receiving, in due time, the nominal value the bond or some other tangible equivalent. Bonds also provide fixed interest payments or some other tangible equivalent. Derivatives at fair value being a liability. Derivative is a liability, if the overall estimated value contractual liabilities on a counterparty exceeds corresponding contractual claims the same counterparty and a credit institution expects an decrease future economic benefits resulting from retirement the assets (cash and other property), exchange assets or liabilities redemption on the potentially unfavorable conditions for the credit institution. Table.. Funds Raised Through Banking Bills from Legal Entities and Individuals General Provisions The table Funds Raised Through Banking Bills from Legal Entities and Individuals contains credit institutions liabilities on issued bills and bank acceptances. The data source is the monthly aggregate balance sheet operating credit institutions. Individual Indicars Highlights Bill direct financial liability that is completed in a legally prescribed form and issued by a promissor a billholder and gives the latter unconditional right make claims the promissor in terms specific amount, time and place. Banking bill exchange a bill that is mainly used for raising funds by a credit institution. Acceptance is an agreement on repayment a bill exchange that imposes obligation on the accepr. Bank acceptance a bill secured by the credit institution s unconditional obligation pay a specific amount after a certain period (as accepted by the credit institution). Total funds in rubles/foreign currency raised by bills, with a breakdown by maturities funds in rubles/foreign currency (in ruble equivalent) accepted by credit institutions through issued bills at nominal value and discounted bank acceptances. Total funds in rubles/foreign currency raised by bills and banker s acceptances are broken down by maturity periods. Bills maturied at a fixed date and at fixed period after issuing the bill date (term bills) are included by actual residual period. Bills payable at sight or at a fixed period after sight are included in at sight position. In case non-payment these bills are treated similarly the term bills. Subsection. Lending Table.. Loans, Deposits and Funds Extended Organizations, Individuals and Credit Institutions General Provisions This table shows data covering the major investment activity banks, that is, extending loans and deposits and other funds resident and nonresident cusmers. The data shows lending account balances as a reporting date with a breakdown by currencies (rubles and foreign currency), borrowers (individuals, organizations and credit institutions) and loan maturities (as indicated in credit agreements). The tal outstanding balance loans extended in rubles and foreign currency (in ruble equivalent) in this table is smaller than that in the Table Selected Indicars Credit Institutions Performance Grouped by Assets by the amount loans extended general government, as well as government and other extrabudgetary funds. In addition, these data do not include investments in financial leasing operations and acquired claims. The data source is the monthly aggregate balance sheet operating Russian credit institutions. Individual Indicars Highlights Total loans, deposits and other funds extended organizations (except general and local government and extrabudgetary funds), individuals and credit institutions show amounts borrowed by clients from credit institutions on all these categories funds, including overdue debt. In addition amounts borrowed by individuals, organizations and credit institutions, the tal includes loans extended foreign governments, as well as debt and arrears on operations with precious metals, other than operations with credit institutions. Loans extended individuals in rubles and foreign currency are amounts borrowed by resident and nonresident individuals, other than individual entrepreneurs, including overdue debt. Loans and other funds extended in rubles and foreign currency organizations (except general and local government and extrabudgetary funds) with a breakdown by their maturities are amounts borrowed by all categories resident and nonresident financial organizations, other than credit institutions, and by nonfinancial organizations (including loans provided individual entrepreneurs), without overdue debt. (The structure financial (other than credit institutions) and nonfinancial organizations corresponds concepts other financial institutions and nonfinancial organizations in notes the table Central Bank Survey ). Loans provided for terms up days include on-demand and overdraft loans (an overdraft loan is a loan extended a borrower who has a shortage funds available on its current account).

289 Loans, deposits and other funds extended credit institutions and nonresident banks in rubles and foreign currency are amounts borrowed, deposits and other funds provided other banks and credit institutions, including overdue debt. Table.. Average Weighted Interest Rates on Ruble- Denominated Loans Extended Individuals Table.. Average Weighted Interest Rates on US dollar- Denominated Loans Extended Individuals Table.. Average Weighted Interest Rates on Euro- Denominated Loans Extended Individuals Table.. Average Weighted Interest Rates on Ruble-Denominated Loans Extended Nonfinancial Organizations Table.. Average Weighted Interest Rates on US dollar-denominated Loans Extended Nonfinancial Organizations Table.. Average Weighted Interest Rates on Euro-Denominated Loans Extended Nonfinancial Organizations Table.. Average Weighted Interest Rates on Interbank Loans Denominated in Rubles and Foreing Currency General Provisions The tables contain aggregate average weighted interest rates on loans extended by credit institutions in ruble, US dollar and euro. The data are presented with a breakdown by type borrowers (individuals, nonfinancial organizations and credit institutions) and loan maturities. The source information is a Report Form Average Weighted Interest Rates Funds Extended by Credit Institutions compiled by credit institutions in accordance with the Bank Russia Ordinance No. -U, dated November,, On the List, Forms and Procedure for Compiling and Presenting Credit Institutions Reporting Forms the Central Bank the Russian Federation. Along with the Bank Russia monthly Bulletin Banking Statistics, data on average weighted interest rates on short-term ruble loans nonfinancial organizations are published in a statistical publication the IMF International Financial Statistics. Individual Indicars Highlights Average weighted interest rates on loans individuals / nonfinancial organizations and average weighted interest rates on interbank loans are average weighted annual rates on loans in the reporting month and are calculated by the formula: PV P =, where V P average weighted loan interest rate; P nominal annual interest rate as included in an agreement; V amount loan as included in an agreement. Car loans include loans extended purchase vehicles against the collateral them. Small and medium-sized businesses are as defined by Federal Law No. -FZ, dated July,, On the Development Small and Medium-Sized Businesses in the Russian Federation. BANK OF RUSSIA STATISTICAL BULLETIN () Table.. Loans Extended Small, Medium-Sized Businesses General Provisions The table contains data on ruble and foreign currency funds granted by credit institutions the small and medium-sized businesses. The source information is reports compiled by credit institutions the Russian Federation (including nonbanking credit institutions) (further credit institutions) in form Funds Extended and Accepted by Credit Institutions in compliance with the Bank Russia Ordinance No. -U, dated November,, On the List, Forms and Procedure for Compiling and Presenting Credit Institutions Reporting Forms the Central Bank the Russian Federation. Individual Indicars Highlights Small and medium-sized businesses is the term used in compiling indicars for this table as it is defined in Federal Law No. -FZ, dated July,, On the Development Small and Medium-Sized Businesses in the Russian Federation. Volume extended loans is the value loans extended by credit institutions from the beginning the year. This indicar includes loans extended by credit institutions that had revoked their licence conduct banking operations during the reporting period. Debt balance the debt, including overdue debt, on loans extended the small and medium-sized businesses and individual entrepreneurs. Overdue debt balance the overdue debt on loans extended the small and medium-sized businesses and individual entrepreneurs. Table.. Mortgage Loans Extended by Credit Institutions Individuals-Residents Table.. Mortgage Loans Extended by Credit Institutions Individuals-Residents and Rights Claim under Mortgage Loans Acquired Table.. Selected Indicars Characterizing Performance Credit Institutions (Grouped by Size Assets) on Mortgage Loans Market General Provisions The tables show data on housing / mortgage loans extended by credit institutions individuals-residents in rubles and foreign currency. The category housing loans extended individuals comprises the following loans: a) loans extended for the purchase and development land for housing construction; b) loans extended finance construction; c) loans extended buy housing. The category mortgage loans comprises housing loans extended individuals against the collateral real estate according the procedure established by the Federal Law on Mortgage (real estate mortgage). Starting from, the source information has been the reports compiled by credit institutions in form Data on Housing Loans, established by Bank Russia Ordinance No. -U, dated November,, On the List, Forms and Procedure for Compiling and Presenting Credit Institutions Reporting Forms the Central Bank the Russian Federation, data on form Data on Housing Loans, established by Bank Russia Ordinance No. -U, dated January,, On the List, Forms and Procedure for Compiling and Presenting Credit Institutions Reporting Forms the Central Bank the Russian Federation, prior the source information was the reporting form Funds Extended and Accepted by Credit Institutions.

290 BANK OF RUSSIA STATISTICAL BULLETIN () In addition being published in the Bank Russia Statistical Bulletin, this information is available on the Bank Russia s website. Individual Indicars Highlights Volume housing / mortgage loans extended individuals is the amount funds provided during the reporting period under credit agreements (additional agreements). This indicar is compiled on the flow basis since the beginning the year, taking in account data on the loans extended by credit institutions that had revoked banking licences during the reporting period. Debt on housing / mortgage loans is the balance the debt, including overdue debt, on loans as the reporting date. Average weighted maturity loans extended since the beginning the year is an average maturity housing / mortgage loans extended by credit institutions since the beginning the year and is calculated using the following formula: T TV T =, V where is the average weighted term credit; T...n is the average weighted maturity loans extended by a credit institution No. n; V...n is the value loans extended by a credit institution No. n. Average weighted maturity loans extended over the month characterises average maturity on housing / mortgage loans extended by credit institutions over the month. It s a calculated value. Average weighted interest rate on loans extended since the beginning the year characterizes average interest rates on housing / mortgage loans extended by credit institutions since the beginning the year and is calculated using the following formula: VPT P =, where VT P is the average weighted interest rate; P...n is the average weighted interest rate on loans extended by a credit institution No. n; V...n is the value loans extended by a credit institution No. n; T...n is the average weighted maturity loans extended by a credit institution No. n. Average weighted interest rate on loans extended over the month characterises average interest rates on housing / mortgage loans extended by credit institutions over the month. It s a calculated value. Rights claim under mortgage loans acquired is the balance the debt on rights claim under mortgage loans acquired by credit institutions as the reporting date. Table.. Investment Portfolio Credit Institutions and Derivatives General Provisions This table shows values credit institutions investments in securities, such as debt obligations, except bills exchange and equities. The data do not include checks, warehouse certificates and passbooks bearer. The table shows also information on derivatives at fair value being an assets. Individual Indicars Highlights Investments in debt obligations are credit institutions investments in debt obligations that are classified as securities under Russian law (debt obligations the Russian government, Bank Russia, regional and local governments, resident credit institutions, and resident organizations other than credit institutions; debt obligations that are backed repurchase agreements (REPOs) and not qualify for the derecognition; and nonresident debt obligations, other than bills exchange, that are considered securities under the law the issuer s country). Investments in debt obligations include securities that are booked at their fair value through prit or loss, those available for sale and securities that are held maturity, as well as overdue debt obligations denominated in rubles and foreign currency. Values for debt obligations booked at their fair value through prit or loss and debt obligations available for sale account for revaluation securities. Revaluation debt obligations (equities) denotes negative and positive differences between the balance-sheet value securities and their current (fair) value. All securities booked at fair value through prit or loss and securities available for sale, whose current (fair) value could be measured reliably, are subject revaluations. Investments in debt obligations (equities) at balancesheet value (regardless revaluation) credit institutions investments in debt obligations (equities) at their balance-sheet value, regardless any revaluations. The indicar is provided due the impossibility breaking down the tal value securities investments at their current (fair) value by issuers (due peculiarities accounting standards). The subsequent columns show a breakdown this tal by issuers, as well as the value debt obligations (equities) transferred that do not qualify for the derecognition. Debt obligations (equities) transferred that do not qualify for the derecognition are securities passed counterparties in commercial operations conducted on REPOs basis, whose continue be recognized. Overdue debt obligations are acquisition costs debt obligations and tal interest (coupon) income, which were previously recognized as incomes, in the event the securities issuer s failure repay securities or make coupon payments on time. Equity in subsidiaries and associated companies is the value funds invested in shares resident and nonresident subsidiary and associated joint-sck companies in the amount that ensures control over the financial and operating policy the issuing organization or the ability exert significant influence on financial and operating policy a joint-sck company. Derivatives at fair value being an asset. Derivative is an asset, if the overall estimated value contractual claims on a counterparty exceeds corresponding contractual liabilities the same counterparty and a credit institution expects an increase future economic benefits resulting from receipt the assets (cash and other property), exchange assets or liabilities redemption on the potentially favorable conditions for the credit institution. General Provisions Table.. Discounted Bills The table includes data on the value bills exchange discounted by credit institutions (including overdue bills). Data source is monthly aggregate balance sheets operating Russian credit institutions. Individual Indicars Highlights Total discounted bills denominated in rubles is the tal value bills exchange denominated in rubles/foreign currency and acquired prior their maturity (including overdue bills). Total discounted ruble/foreign currency bills are broken down by promissors: bills issued and guaranteed by the federal government; bills issued and guaranteed by Russian regions and local authorities; resident сredit institutions bills; nonresidents bills comprise discounted bills foreign central and local governments, including bills guaranteed by them, and nonresident banks and other nonresident bills; other residents bills. Table.. Average Weighted Interest rates (Yield) on Operations the Credit Institutions with Bills Denominated in Rubles, by Maturity

291 BANK OF RUSSIA STATISTICAL BULLETIN () General Provisions The table contains average weighted interest rates (yield) on ruble-denominated discounted bills non-financial organizations and credit institutions, and also on ruble-denominated bills issued by credit institutions. Interest rates (yield) on ruble nominated bills acquired (discounted) by credit institutions over the report period are given by types drawers and shown by maturity. Interest rates (yield) on ruble nominated bills issued by credit institutions over the report period are shown by maturity. Data source: monthly reports operating credit institutions on forms and (see Bank Russia Ordinance No. -U, dated November,, On the List, Forms and Procedure for Compiling and Presenting Credit Institutions Reporting Forms the Central Bank the Russian Federation ). Individual Indicars Highlights Average weighted interest rates (yield) on rubledenominated discounted bills non-financial organizations, by maturity average weighted interest rates (annual yield) on ruble-denominated bills are issued by non-financial organizations and acquired (discounted) by credit institutions with break down in redemption periods. Average weighted interest rates (yield) on ruble-denominated discounted bills credit institutions, by maturity average weighted interest rates (annual yield) on rubledenominated bills are issued by credit institutions and acquired (discounted) by credit institutions with break down in redemption periods. Average weighted interest rates (yield) on ruble-denominated bills issued by credit institutions, by maturity average weighted interest rates (annual yield) on ruble-denominated bills are issued by credit institutions and placed on the primary market with break down in redemption periods. Average weighted interest rates (yield) on ruble-denominated discounted bills non-financial organizations / credit institutions, by maturity, are defined as follows: PV P =, where P V average weighted interest rate on discounted bills; Р annualized discount rate on a bill; V purchase price a discounted bill. Average weighted interest rates (yield) on ruble-denominated bills issued by credit institutions, by maturity, are defined as follows: PV P =, where V P average weighted interest rate on issued bills; Р bill s annualized yield; V value the placed on the primary market bill. Table. Credit Institutions Claims and Liabilities on Financial Derivatives General Provisions The table presents credit institutions liabilities and claims on financial derivatives buy and sell various financial assets (precious metals, securities, foreign exchange, other funds and derivatives) in which the settlement date does not coincide with the transaction date. Financial forward settlement contracts, options, forward and futures contracts, whose execution (settlement date) is effected by the parties no sooner than the third working day after the striking the deal. Derivatives transactions are shown in the f-balance sheet item from the contract date till the value date. Derivatives claims on and liabilities financial instruments with market or ficial prices (rates) are recorded at these prices and revaluated in due order. Credit institutions liabilities and claims on financial derivatives are broken down by major underlying financial instruments (rubles and foreign currency, precious metals, securities) and by term settlement: days, days, over days. Total claims and liabilities across all financial instruments presented in the table also include amounts due for repayment on the following day. Data are obtained from monthly aggregate balance sheets (Subsection D Transactions in Derivatives ) operating Russian credit institutions. Subsection. Main Indicars Subjects Collective Investments and Insurance Business Performance Table.. Main Indicars Private Pension Funds Performance General Provisions The table presents main performance indicars private pension funds (hereinafter PPF), licensed engage in pension provision and pension insurance activities. The indicars are derived from data contained in the following forms: Form No -PPF Private Pension Fund Balance Sheet, approved by Ministry Finance Order No n, dated January, Оn the Specifics Accounting for Private Pension Funds ; Form PPF-D Statement Implemented Contractual Obligations Deliver Private Pension Provision Services and the Number Personal and Collective Pension Accounts, set forth in the Regulation on Annual and Quarterly Reports Private Pension Funds, approved by FSFM Order No -/pzn, dated August ; Form and Form private pension fund reporting on mandary pension insurance, set forth in the Regulation on Private Pension Fund Reporting on Mandary Pension Insurance, approved by FSFM Order No -/pz-n, dated September ; Form PPF-F Statement Financial Activities, set forth in the Regulation on Annual and Quarterly Reports Private Pension Funds, approved by FSFM Order No -/pz-n, dated September. Individual Indicars Highlights Proprietary Assets mean the Fund s assets, including assets support statury activities the Fund, pension reserves and pension savings. Assets Support Statury Activities mean assets needed support the operations the Fund prescribed in its constitution (statute) and cover the costs incurred in the course such operations. Pension Reserves mean tal funds owned by the Fund and intended finance the Fund s obligations its pension scheme participants under respective pension agreements. They include reserves cover pension obligations and a premium reserve. Pension reserves are made up : pension contributions; returns on the investment pension reserves; earmarked receipts; other assets designated by the Board Direcrs (Supervisory Board) the Fund cover the losses on pension reserve investment. Pension Savings: this term is used in the meaning defined in Federal Law No -FZ, dated July, On Investments Finance the Funded Part Work Pensions in the Russian Federation. Number Insured Persons means the number individuals who have entered in mandary pension insurance agreements.

292 BANK OF RUSSIA STATISTICAL BULLETIN () Payouts Pension Benefits under Mandary Pension Insurance mean lump sum payouts, term payouts, funded part the work pension. Number Participants mean the number individuals entitled receive or actually receiving Private pensions under their respective pension agreements. Payouts Pensions under Private (Voluntary) Pension Provision mean cash regularly paid participants pursuant their pension agreements. Table.. Private Pension Funds Investment Mandary Pension Insurance General Provisions The table reflects relative shares pension savings investments eligible assets (investment instruments). The data are gathered from Form mandary pension insurance reporting Private pension funds prescribed in the Regulation on Private Pension Fund Reporting on Mandary Pension Insurance, approved by FSFM Order No -/pz-n, dated September. Individual Indicars Highlights The list eligible assets (investment instruments) invest pension savings is set forth in Article Federal Law No -FZ, dated July, On Investments Finance the Funded Part Labor Pensions in the Russian Federation. Table.. Private Pension Funds Pension Reserves Generation General Provisions The table presents data on private pension funds pension reserves. The data are drawn from the following sources: Form No -PPF Private Pension Fund Balance Sheet, approved by Ministry Finance Order No n, dated January, Оn the Specifics Accounting for Private Pension Funds ; Form PPF-F Statement Financial Activities, set forth in the Regulation on Annual and Quarterly Reports Private Pension Funds, approved by FSFM Order No -/pz-n, dated September. Form PPF-R Statement Pension Reserves Investment, prescribed in the Regulation on Annual and Quarterly Reports Private Pension Funds, approved by FSFM Order No -/pz-n, dated August. Individual Indicars Highlights Opening Balance Pension Reserves means tal resources at the beginning the reporting period owned by the Fund and designated finance the Fund s obligations its participants in accordance with respective pension agreements. Pension Contributions are funds paid by the contribur for the account the participant under the terms the pension agreement. Earmarked Receipts mean cash provided by contriburs support operations Funds established as non-prits. These are grants, not expected be repaid. Pension contributions are an example earmarked receipts provided at least percent those should be used build up pension reserves the Private pension fund. Pension Reserves Investment Returns capture pension reserves investment performance (dividends and yields from securities, income (interest) from bank deposits, other types income from invested pension reserves, net financial result from the sale assets and gains/losses from pension reserves revaluation as the reporting date). Accrued Pay-outs reflect accrued Private pension benefits and cash surrender values. Actual Pay-outs reflect the amounts Private pension benefits and cash surrender values that have been paid beneficiaries. Closing Balance Pension Reserves means tal resources at the end the reporting period owned by the Fund and designated finance the Fund s obligations its participants in accordance with respective pension agreements. Table.. Private Pension Funds Pension Reserves Investment General Provisions The table reflects investment pension reserves Private pension funds. The data is gathered from Form PPF-R Statement Pension Reserves Investment, stipulated in the Regulation on Annual and Quarterly Reports Private Pension Funds, approved by FSFM Order -/pz-n, dated August, and Form No. -PPF Private Pension Fund Prit and Loss Statement, approved by Ministry Finance Order No n, dated January, Оn the Specifics Accounting for Private Pension Funds. Individual Indicars Highlights Pursuant Article Federal Law No -FZ On Private Pension Funds, Funds may invest pension reserves at their own discretion or via an asset management company (management companies). Table.. Private Pension Funds Pension Accruals Investment General Provisions The table presents data on the investment pension savings accumulated in private pension funds. The data are drawn from Form and Form private pension fund reporting on mandary pension insurance, set forth in the Regulation on Private Pension Fund Reporting on Mandary Pension Insurance, approved by FSFM Order No - /pz-n, dated September. Individual Indicars Highlights Pension Savings Private Pension Funds are defined in Federal Law No -FZ, dated July, On Investments Finance the Funded Part Work Pensions in the Russian Federation, as a tality funds contributed wards the funded part work pensions and designated finance the Fund s obligations insured persons pursuant respective mandary pension insurance agreements. Expenses Private Pension Funds Associated with Pension Savings Investment mean the expenses financed by a portion returns on invested pension savings; this portion goes finance assets designated support the Private pension fund s statury operations; these costs are also financed by the assets designated support the fund s statury operations in the reporting year. Necessary Expenses Asset Management Companies mean expenses associated with fiduciary management pension savings, which the company has covered from its own funds. Specifically, they include: payment services associated with the contract for trust (fiduciary) management pension savings, excluding specialised depositary services, services under bank account (bank deposit) contract, under brokerage services contract, and under the contract for the safekeeping assets held by the management company under such contract and (or) for the record-keeping and transfer rights these assets; expenses involved in the exercise rights securities held by the asset management company under the contract for trust management pension savings.

293 BANK OF RUSSIA STATISTICAL BULLETIN () Necessary expenses shall be reimbursed at no more than percent the average value net assets in the Private pension fund s investment portfolio in the reporting year. Specialised Depositary Services shall be paid for at a rate not exceeding. percent the average value net assets in the Fund s investment portfolio in the reporting year. The average value net assets is calculated as a sum tal the value net assets in the Fund s investment portfolio as the end each business day the reporting year (period actual provision services the Fund) further subdivided by the number business days in the reporting year (period actual provision services the Fund) when net assets value was calculated. The value the net assets where pension savings are invested is calculated as a difference between these assets market value and the Fund s obligations (accounts payable) be fulfilled using the assets in the investment portfolio. The value net assets where pension savings are invested shall be calculated and presented according a Form set forth in Appendix No the Procedure for the Calculation Market Value Assets and Value Net Assets where Pension Savings are Invested, approved by FSFM Order No -/pzn, dated December. Table.. Payout Private Pension Funds Pension Accruals General Provisions The table presents payouts from pension savings with private pension funds. The data are compiled from Form private pension fund reporting on mandary pension insurance, set forth in the Regulation on Private Pension Fund Reporting on Mandary Pension Insurance, approved by FSFM Order No -/pz-n, dated September. Table.. Private Pension Funds Pension Accruals Flows General Provisions The table presents data on inflows and outflows pension savings /from private pension funds. The data are drawn from Form private pension fund reporting on mandary pension insurance, set forth in the Regulation on Private Pension Fund Reporting on Mandary Pension Insurance, approved by FSFM Order No -/pz-n, dated September. Table.. Main Indicars Unit Investment Funds Performance General Provisions The table presents performance indicars unit investment funds, broken down by types unit investment funds: number personal accounts in registers investment fund share holders, value net assets unit investment funds, volumes issue and volumes redemption. The indicars are compiled on the basis aggregated data from the Statements Owners Investment Shares in Unit Investment Funds, Notes Net Asset Values Unit Investment Funds, and Statements Changes in Net Asset Values Unit Investment Funds, submitted the Bank Russia by asset management companies unit investment funds as prescribed in the Regulation on Reporting by Joint Sck Investment Funds and Reporting by the Management Company a Unit Investment Fund, approved by the Federal Securities Commission Resolution No -/ps, dated Ocber. Individual Indicars Highlights Indicar Number Personal Accounts in the Registers Investment Fund Shareholders reflects the number personal accounts opened in registers unit investment funds. Indicar Value Net Assets captures aggregate values the net assets operational unit investment funds. Indicar Issue Investment Shares reflects an aggregate amount issued investment shares in unit investment funds in the reporting period. The indicar is shown as a year date tal. Indicar Redemption Investment Shares reflects an aggregate amount redeemed investment shares in unit investment funds in the reporting period, also shown as a year date tal. Table.. Insurers Premiums and Payfs by Types Insurance General Provisions The table reflects volumes insurance premiums and benefits by types insurance, over the reporting period. The indicars are compiled on the basis statistical reporting provided by insurers the Bank Russia in accordance with the Law the Russian Federation No -, dated November, On the Organisation Insurance Business in the Russian Federation. Individual Indicars Highlights Indicar Insurance Premiums reflects payment for insurance that the insured (beneficiary) has pay the insurer in the manner and in the timeframe specified in the insurance contract. Indicar Payfs reflects a cash amount determined according the procedure prescribed in the federal legislation and (or) in the insurance contract, be paid by the insurer the insured or beneficiary upon the occurrence the insured event (insurance benefit), and other payouts under insurance contracts.

294 BANK OF RUSSIA STATISTICAL BULLETIN () Section. Selected Indicars on the Russian Federation s Payment System Table. Payments Effected by the Payment System Russia General Provisions The table presents data on the volume and value cashless payments effected by the payment system Russia, including payments effected by the payment system the Bank Russia and Russian credit institutions. The sources information are quarterly reports credit institutions and regional branches the Bank Russia on the payments effected. Individual Indicars Highlights Payments effected by the payment system the Bank Russia include payments credit institutions (branches) and their cusmers, payments cusmers the Bank Russia other than credit institutions and the Bank Russia s own payments made the payees through the branches the Bank Russia. Payments effected by private payment systems include payments the cusmers credit institutions (branches) other than credit institutions and own payments credit institutions (branches) that are conducted by settlement non-banking credit institutions, by credit institutions (branches) through correspondent accounts opened with other credit institutions (branches), and through interaffiliate settlement accounts opened in subdivisions a single credit institution, and also payments within a single subdivision a credit institution (head fice or branch). Payments with payment cards and transactions credit institutions cusmers at financial markets are excluded. Table. Payments Effected by the Payment System the Bank Russia and Credit Institutions, by Method Payment General Provisions The table presents data on the volume and value non-cash payments effected by the payment system the Bank Russia and Russian credit institutions electronically and by using paper technology. Individual Indicars Highlights Electronic payments refer payments effected in the payment system the Bank Russia and Russian credit institutions without transferring paper-based settlement documents, with funds credited payees accounts on the basis electronic payment documents. payments are referred as paper-based payments. Table. Data on Cusmers Participating in the Bank Russia s Payment System That Exchange Electronic Documents with the Bank Russia General Provisions The table presents data on the number and composition the cusmers the Bank Russia that exchange settlement documents electronically when effecting non-cash settlements through the payment system the Bank Russia. The data are aggregated for credit institutions and their branches, the Federal Treasury bodies, and other cusmers the Bank Russia. The sources information are the Bank Identification Code (BIC) Direcry the Russian Federation and other statistical data collected by the Bank Russia. Individual Indicar Highlights Operating credit institutions and branches participating in the payment system the Bank Russia are functioning credit institutions and their branches according the BIC Direcry. Federal Treasury bodies are the divisions and branches the Federal Treasury that are cusmers the Bank Russia and use its cash settlement and cash services. Federal Treasury bodies are counted twice if simultaneously serviced in two branches the Bank Russia. cusmers the Bank Russia are the cusmers the Bank Russia other than credit institutions, their branches and the Federal Treasury bodies. Of which participate in exchange refers operating credit institutions and their branches, the Federal Treasury bodies and other cusmers the Bank Russia that have concluded agreements with the Bank Russia on the exchange electronic documents in effecting settlements through the payment system the Bank Russia. Table. Number Participants (Users) in Intraregional Electronic Settlements (VER), Interregional Electronic Settlements (MER) and in the Banking Electronic Speed Payments (BESP system) the Bank Russia General Provisions The table presents information about the number participants and users in the intraregional electronic settlement systems (VER) and interregional electronic settlement systems (MER), and also the number participants in the system banking electronic speed payments (hereafter BESP system) the Bank Russia. Electronic payments in the intraregional electronic settlement system are effected between the participants and/or users the system cusmers the Bank Russia located within one region or group regions the Russian Federation, serviced by one institution the Bank Russia. Electronic payments in the interregional electronic settlement system are effected between the participants and/or users the system cusmers the Bank Russia located in different regions the Russian Federation. Electronic payments in BESP system are effected in real time between the system participants, irrespective their terririal location. The data information sources are Direcry BIC in Russia and Direcry BESP Participants. Individual Indicars Highlights The Bank Russia institutions are the main settlement and cash centers, settlement and cash centers, operational divisions included in the Direcry BIC in Russia. Participants in intraregional and interregional electronic settlements are the institutions the Bank Russia that meet the requirements the Bank Russia regulations for electronic settlements in the Bank Russia payment system and identified in the Direcry BIC in Russia by the respective indicar participation in electronic settlements. BESP system participants are the institutions the Bank Russia and structural units the Bank Russia, credit institutions, branches credit institutions, that meet the requirements the Bank Russia regulations on the procedure settle electronic payments via BESP system, marked in the Direcry BIC in Russia by the respective indicar participation in electronic settlements and included in the BESP System Participants Manual, and also structural units the Bank Russia and cusmers the Bank Russia, which are not credit institutions (branches), that meet the requirements the Bank Russia regulations on the procedure settle electronic payments via BESP system and included in the BESP System Participants Manual. Credit institutions and their branches are the operating credit institutions and their branches included in the Direcry BIC in Russia. cusmers are cusmers the Bank Russia, which are not credit institutions (branches), that use electronic

295 BANK OF RUSSIA STATISTICAL BULLETIN () documents exchange with the institutions the Bank Russia and information and computational structural units the Bank Russia via channel lines. VER and MER system users are credit institutions and their branches that have correspondent accounts (subaccounts) in the institutions the Bank Russia participants, respectively, intraregional and interregional electronic settlement systems, and identified in the Direcry BIC in Russia by the respective indicar participation in electronic settlements ; and other cusmers the Bank Russia which are not credit institutions (branches) that have bank accounts in the institutions the Bank Russia participants, respectively, intraregional and interregional electronic settlement systems. Table. Selected Indicars On Bank Card Transactions General Provisions The table shows the dynamics transactions with bank cards issued by credit institutions which are made by cusmers on and outside the terriry the Russian Federation, disaggregated for individuals and legal entities. The information source is quarterly statistical reports submitted by credit institutions the Bank Russia. Individual Indicar Highlights A bank card is a payment card issued by a credit institution. The number bank cards signifies the actual number bank cards handed by credit institutions their cusmers. The number bank cards in use is the number bank cards used in transactions during a quarter. Payments for goods, works and services are the payments for goods, works and services made with bank cards on and outside the terriry the Russian Federation and also cusms payments made with bank cards on the terriry the Russian Federation. transactions include bank cards transactions made transfer money other bank accounts, charitable contributions and etc. Data on the number bank cards issued are given as the st day the month following the reporting quarter. Data on the value and volume bank card transactions are given for the reporting quarter. Table. Payments Cusmers than Credit Institutions Effected by the Payment System the Bank Russia, by Payment Instruments General Provisions The table presents the information on number and value payments cusmers other than credit institutions effected through the payment system the Bank Russia in view payment instruments (payment orders, letters credit, payment request and collection orders) by using electronic or paper technologies. Individual Indicar Highlights The Bank Russia cusmers other than credit institutions are Federal Treasury and it s branches; budgetary institutions which are financed at the expanse federal budget; budgetary institutions which are financed at the expanse the constituent entities the Russian Federation budgets; budgetary institutions which are financed at the expanse local budget; financial bodies constituent entities the Russian Federation, financial bodies municipal formations; cusm bodies; state and other extra-budgetary funds; the election committee and other organizations. Electronic payments are the payments effected through the payment system the Bank Russia without paperbased settlement documents, with funds credited payees accounts on the basis electronic payment documents. payments are referred as paper-based payments. Table. Payments Participants (Users) Effected by the Payment System the Bank Russia by Each Settlement System General Provisions The information on volume and value cashless payments effected through settlements systems the payment system Bank Russia is presented in the table. The sources information are credit organizations and the Bank Russia regional branches effected payments quarterly reports. Individual Indicar Highlights Electronic payments in the intraregional electronic settlement system are effected between the participants and/or users the system cusmers the Bank Russia located within one region or group regions the Russian Federation, serviced by one institution the Bank Russia. Electronic payments in the interregional electronic settlement system are effected between the participants and/or users the system cusmers the Bank Russia located in different regions the Russian Federation. Electronic payments in BESP system are effected in real time between the system participants, irrespective their terririal location. Settlement system using letter advice provides carrying out paper-based settlements both intraregional and interregional level.

296 BANK OF RUSSIA STATISTICAL BULLETIN () Section. al Section The information in tables al Section is formed according the federal structure the Russian Federation, set up by the Constitution the Russian Federation (Article ) with breakdown by constituent entities the Russian Federation (Article ), and also by federal districts which structure is set up by the President the Russian Federation Decree dated May, No.. Subsection. Direct Investment the Russian Federation Table.. Outward Direct Investment the Russian Federation by Resident s Registration General Provisions The table covers resident direct invesrs assets in foreign direct investment enterprises, resident direct investment enterprises claims on direct invesrs and claims on non-resident fellow enterprises. Data on direct investment are part BoP financial account data. They are compiled according the asset/liability principle which implies that claims on nonresidents and equity participation in foreign enterprises represent gross value assets scks and net flows transactions for each category direct investment. Direct investment flows include transactions with equity (ordinary shares, participating preferred shares, other equity and real estate), reinvestment earnings and debt instruments. The above-mentioned data cover transactions both banks and other secrs and include inflows, outflows and balance direct investment for the reporting period. The table is published quarterly in millions U.S. dollars. Sources information comprise reports Russian residents on international transactions, regularly provided the Bank Russia in particular by credit institutions, nonbanking cusdians, other financial corporations, nonfinancial corporations as well as partner countries data and expert estimates. Direct investment data by region resident s registration are available on the Bank Russia s ficial website. Individual Indicars Highlights Inflows and outflows include transactions leading acquisition/disposal foreign assets in the form equity, reinvestment earnings and debt instruments. Balance represents net flows direct investment from the Russian Federation. Table.. Inward Direct Investment in the Russian Federation by Resident s Registration General Provisions The table covers liabilities resident direct investment enterprises their direct invesrs, resident direct invesrs direct investment enterprises and liabilities resident enterprises nonresident fellow enterprises. Data on direct investment are part BoP financial account data. They are compiled according the asset/liability principle which implies that liabilities nonresidents and their equity participation in Russian enterprises represent gross value liabilities scks and net flows transactions for each category direct investment. Direct investment flows include transactions with equity (ordinary shares, participating preferred shares, other equity and real estate), reinvestment earnings and debt instruments. The above-mentioned data cover transactions both banks and other secrs and include inflows, outflows and balance direct investment for the reporting period. The table is published quarterly in millions US dollars. Sources information comprise reports Russian residents on international transactions, regularly provided the Bank Russia in particular by credit institutions, nonbanking cusdians, other financial corporations, nonfinancial corporations as well as partner countries data and expert estimates. Direct investment data by region resident s registration are available on the Bank Russia s ficial website. Individual Indicars Highlights Inflows and outflows include transactions leading incurrence/repayment foreign liabilities in the form equity, reinvestment earnings and debt instruments. Balance represents net flows direct investment in the Russian Federation. General Provisions Subsection. Institutional Characteristics Table.. Number Credit Institutions and Their Branches The table Number Credit Institutions and Their Branches presents data on the number credit institutions licensed by the Bank Russia, by constituent entities the Russian Federation. The source information is the State Register Credit Institutions. In addition being published in the Bulletin Banking Statistics, data are placed on the Bank Russia Internet web site. Individual Indicars Highlights The concepts a credit institution and a branch a credit institution are determined by the Federal Law On Banks and Banking Activities (Article ): Credit institution a legal entity authorized by a special the Bank Russia permission (license) make its prits from banking transactions under the above legislation. A credit institution may be established on the basis any form ownership as an economic agent. Branches operating credit institutions a structural units credit institutions located separately from a head fice and performing on its behalf a full range or selected banking transactions specified by the Bank Russia license. General Provisions Table.. Number the Internal Divisions Credit Institutions (Branches) The table Number the Internal Divisions Credit Institutions (Branches) provides data on the internal structure the registered credit institutions in the Russian Federation. Individual Indicars Highlights Additional fices, external cash desks, cash credit fices, operational fices, having the right conduct banking operations the special internal divisions the credit institutions (their branches), particularities their establishment (liquidation) and activities are stipulated by the regulations the Bank Russia. Article the Russian Federation Constitution establishes, that the Russian Federation consists republics, terriries, regions, cities federal significance, aunomous regions, aunomous areas which have rights as constituent entities the Russian Federation.

297 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. Number Credit Institutions with Nonresidents Equity General Provisions The table Number Credit Institutions with Nonresidents Equity presents data on nonresident stake holdings in the authorized capital credit institutions operating in Russian Federation. Data in brackets include the number credit institutions in which the decisions taken by non-resident members (whose tal stake in authorised capital credit institutions is over %) are greatly influenced by residents the Russian Federation. Individual Indicars Highlights Residents/Nonresidents the notions residents and nonresidents used for calculating the indicars this table are defined in accordance with the Federal Law On Foreign Exchange Regulation and Foreign Exchange Control, No. -FZ December,. Credit institution with nonresidents equity in the authorized capital is a resident credit institution whose authorized capital is formed with the nonresidents participation regardless their share in it. When calculating indicars the table, the banks with the General license were not included in the number banks licensed by the Bank Russia conduct operations in foreign currency. Table.. Credit Institutions Grouped by Registered Authorized Capital General Provisions The table Credit Institutions Grouped by Registered Authorized Capital indicates the number operating credit institutions broken down by size their registered authorized capital. Authorized capital is broken down in intervals show the number small, medium-sized and large credit institutions by constituent entities the Russian Federation. The source information is the State Register Credit Institutions. In addition being published in the Bulletin Banking Statistics, data on the breakdown credit institutions by registered authorized capital are published in the weekly Bank Russia Bulletin and placed on the Bank Russia Internet web site. Individual Indicars Highlights The registered authorized capital credit institutions the fully paid authorized capital reflected in the book by the authorized registrar in charter documents (changes in charter documents) a credit institution. Table.. Concentration Assets Credit Institutions General Provisions The table Concentration Assets Credit Institutions shows the number credit institutions registered in the given federal district and their tal assets as corresponding dates. It also shows how many credit institutions cover % tal assets. The source information is monthly reporting form The Account Book a Credit Institution in accordance with Bank Russia Ordinance No. -U November,, On the List, Forms and Procedure for Compiling and Presenting Credit Institutions Reporting Forms the Central Bank the Russian Federation, including data the branches credit institutions. Individual Indicars Highlights The number credit institutions signifies the number operating credit institutions registered in the corresponding federal district the Russian Federation. Assets are tal assets credit institutions registered in the corresponding federal district (intrabank operations are included on net basis). The number credit institutions covering % assets signifies the number credit institutions that cover % tal assets credit institutions registered in the given federal district. Table.. Credit Institutions Using the Right Average the Required Reserves within Averaging Period from September Ocber, Grouped by Registered Authorized Capital General Provisions The table shows data on the number credit institutions that use their right average required reserves pursuant the Bank Russia Regulation No. -P, dated August,, On the Required Reserves Credit Institutions (with amendments), grouped by registered authorized capital as the reporting date, by constituent entities the Russian Federation. Individual Indicars Highlights The averaging required reserves is the procedure whereby the averaged balance a correspondent account or correspondent sub-accounts a credit institution opened with the Bank Russia are considered as a part the credit institution s required reserves as the corresponding reporting date. The tal on the Russian Federation includes the number credit institutions using the right average required reserves with breakdown by the size registered authorized capital. The tal on the federal district includes the number credit institutions using the right average required reserves and regulating them in the Bank Russia regional branches in the corresponding federal districts where their correspondent accounts are held with breakdown by the size registered authorized capital. The tal on the constituent entities includes the number credit institutions using the right average required reserves and regulating them in the Bank Russia regional branches in the corresponding region, terriry or republic where their correspondent accounts are held with breakdown by the size registered authorized capital. Table.. Financial Performance Credit Institutions General Provisions The Table Financial Performance Credit Institutions includes indicars characterizing the financial performance operating credit institutions for the period from the beginning current year, provides data on the number operating credit institutions that have received prits (sustained losses) for current year, and also reflects the dynamics the banking secr s financial results. The financial results credit institutions for previous years are not taken in account. The data are provided on operating credit institutions registered in corresponding federal districts with breakdown by constituent entities the Russian Federation. The source information is aggregated monthly reporting form The Account Book a Credit Institution in accordance with Bank Russia Ordinance No. -U November,, On the List, Forms and Procedure for Compiling and Presenting Credit Institutions Reporting Forms the Central Bank the Russian Federation. Individual Indicars Highlights The tal prit (+)/loss( ) for the current year is calculated by summing up the incomes received net the expenses made by operating credit institutions in the period under review. Prit (loss) is accumulated through the year. The value prit made by prit-making credit institutions is calculated by summing up the incomes received net the expenses made by operating credit institutions that had

298 BANK OF RUSSIA STATISTICAL BULLETIN () positive or zero prit in the period under review. Prit is accumulated through the year. The share prit-making credit institutions is the share credit institutions that have made prit or zero result from activities in the period from the beginning the year under review in the tal number operating credit institutions registered in Russian Federation. The value losses ( ) loss-making credit institutions for the current year is calculated by summing up the incomes received net the expenses made by operating credit institutions that have incurred losses in the period under review. Loss is accumulated through the year. The share loss-making credit institutions is the share credit institutions that have incurred losses in the period from the beginning the year under review in the tal number operating credit institutions registered in Russia. Current-year prit allocation signifies the use by operating credit institutions their current-year prits on tax payments, duties and mandary payments the budget; allocations made by the decision the stakeholders (equity holders ) general meeting or in accordance with the credit institution s founding documents the reserve fund, dividend payments stakeholders (equity holders). Table.. Credit Institutions Grouped by the Share Nonresidents Equity General Provisions The table Credit Institutions by the Share Nonresidents Equity show how credit institutions are ranged and grouped by the size nonresident stake holdings in their authorized capital. The source information is reports filed by credit institutions. Data in brackets include the number credit institutions in which the decisions taken by non-resident members (whose tal stake in authorised capital credit institutions is over %) are greatly influenced by residents the Russian Federation. Individual Indicars Highlights See commentary on table Number Credit Institutions with Nonresidents Equity. Table.. Number Credit Institutions under the General Deposit Agreement with the Bank Russia (GDA), General Loan Agreement (GLA), Number Correspondent Accounts Credited by the Bank Russia (CA) General Provisions The table contains the following information: Information on GDA before February (the Agreement on Deposit Operations, AD) the number credit institutions that have concluded and have not cancelled the agreement with the Bank Russia on the conduct deposit operations in rubles, using the Reuters Dealing System and/or a General deposit agreement on conducting deposit transactions in the Russian currency using the Moscow Exchange Electronic Trade System in compliance with the Bank Russia Regulation No. -P, dated November, On the Procedure for the Central Bank the Russian Federation Conduct Deposit Operations with Credit Institutions in the Currency the Russian Federation (as amended); after February (GDA) the number credit institutions that have concluded General deposit agreements with the Bank Russia regional branches at the place opening their correspondent accounts pursuant the Bank Russia Regulation No. -P, dated August, On Deposit Operations Conducted by the Bank Russia with Credit Institutions and have not cancelled them as the corresponding reporting date, with a breakdown by constituent entities the Russian Federation, federal districts and the Russian Federation as a whole; Information on GLA the number credit institutions that have concluded General loan agreements with the Bank Russia under the Bank Russia Regulation No. -P, dated November, On the Procedure for the Bank Russia Extend Loans Credit Institutions against Assets or Guarantees (as amended) and/or General loan agreements for the provision the Bank Russia loans against gold under the Bank Russia Regulation No. -P, dated November, On the Procedure for the Bank Russia Extend Loans Credit Institutions against Gold and/or General loan agreements for the provision the Bank Russia loans against the collateral (blocking) securities under the Bank Russia Regulation No. -P, dated August, On the Procedure for the Bank Russia Extend Loans Credit Institutions against the Collateral (Blocking) Securities (as amended) and/or agreements for the provision the Bank Russia loans against the collateral (blocking) securities in Moscow Exchange transactions with the use the Moscow Exchange Electronic Trade System, according the Bank Russia letter No. -T, dated August, On the Conclusion Agreements on the Extension the Bank Russia Loans ; Information on CA the number credit institutions correspondent accounts and sub-accounts credited by the Bank Russia under General loan agreements. Credit institutions conclude General agreements / General deposit agreements with the Bank Russia regional branches where their correspondent accounts were opened. al credit institutions conclude General agreements on deposit operations only if they have a branch in the Moscow. Credit institutions conclude General loan agreements with those the Bank Russia regional branches where their correspondent accounts were opened. Individual Indicars Highlights Number credit institutions that have concluded deposit agreements with the Bank Russia The tal on the Russian Federation includes the tal number credit institutions that have concluded General loan agreements with the Bank Russia as the reporting date. The tal on the federal district includes the number credit institutions that have concluded General loan agreements with the Bank Russia regional branches in the corresponding federal district where they opened correspondent accounts as the corresponding reporting date. The tal on the constituent entities includes the number credit institutions that have concluded General loan agreements with the Bank Russia regional branches where their correspondent accounts were opened as the corresponding reporting date. Number correspondent accounts and sub-accounts credited by the Bank Russia The tal on the Russian Federation includes tal credit institutions correspondent accounts / sub-accounts opened with the Bank Russia regional branches, which the Bank Russia can transfer loans under General loan agreements as the corresponding date. The tal on the federal district includes the number credit institutions correspondent accounts / sub-accounts opened with the Bank Russia regional branches located in the corresponding federal district, which the Bank Russia can transfer loans under General loan agreements as the corresponding date. The tal on the constituent entities includes the number credit institutions correspondent accounts / sub-accounts opened with the Bank Russia regional branches, which the Bank Russia can transfer loans under General loan agreements as the corresponding date.

299 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. Number and Value Issues (Additional Issues) Corporate Issue-Grade Securities General Provisions The Bank Russia registers issues (additional issues) shares and bonds (except for general and local government bonds) including securities issued by non-credit institutions. The table includes data on the number and value shares and bonds (except for general and local government bonds and the bonds credit institutions) issues (additional issues) registered, in break down by federal districts the Russian Federation where the issuers the issue-grade securities are located. Information is given on a quarterly basis. Individual Indicars Highlights The number issues (additional issues) corporate issue-grade securities is the amount all registered issues (additional issues) ordinary and preferred shares, bonds, including convertible bonds. The issue issue-grade securities is the tal amount all issuer s securities that are providing their holders with equal rights and have an equal nominal value in cases when the presence a nominal value is stipulated by the legislation the Russian Federation. The issue issue-grade securities is assigned with a state registration number, which is applied all securities the issue, and an identification number if the issue is not a subject state registration under the legislation the Russian Federation. The additional issue issue-grade securities is the tal securities being placed additionally the previously placed securities the same issue issue-grade securities. The value registered issues (additional issues) corporate issue-grade securities by each corresponding federal district is given at nominal value in rubles and calculated using the following formula: V = n i = (K i N i ), where n is the tal number all issues (additional issues) securities registered in the corresponding federal district; K is the number securities in the i-issue (additional issue) securities subject placement; N is the nominal value a security in the i-issue (additional issue) securities subject placement. Subsection. Borrowings Table.. Ruble, Foreign Currency and Precious Metals- Denominated Funds Organizations, Deposits and Funds Legal Entities and Individuals General Provisions This table contains aggregate data by federal districts and constituent entities the Russian Federation on the balances funds in rubles, foreign currency and precious metals cusmers other than credit institutions raised by credit institutions as the reporting date. These data are grouped by the place where the funds are raised by credit institutions, their branches and internal divisions. The source information is reports compiled by Russian credit institutions (including non-bank credit institutions and State Corporation Bank for development and foreign economic affairs (Vnesheconombank) ) (further credit institutions) in form Funds Extended and Accepted by Credit Institutions in compliance with the Bank Russia Ordinance No. -U, dated November,, On the List, Forms and Procedure for Compiling and Presenting Credit Institutions Reporting Forms the Central Bank the Russian Federation. Individual Indicars Highlights Cusmer funds are accounted for funds in rubles, foreign currency and precious metals cusmers residents and nonresidents other than credit institutions. The balances funds do not include funds placed as subordinated debt (deposit, loan, bonded loan). Funds public organizations are balances current accounts state owned organizations in rubles and foreign currency. Funds non-public organizations are balances current accounts private owned organizations residents in rubles and foreign currency. Deposits legal entities are ruble and foreign currencydenominated funds residents and nonresidents raised under agreements bank account and (or) bank deposit, including the funds raised on certificates deposit. The balances funds do not include funds placed as guarantee deposit under the contract safe deposit box rent. Individual deposits are ruble and foreign currency-denominated funds residents and nonresidents raised under agreements bank account and the funds raised on savings certificates. The balances funds do not include funds placed as guarantee deposit under the contract safe deposit box rent. Table.. Budget Funds in Accounts Credit Institutions General Provisions This table contains aggregate data by federal districts and constituent entities the Russian Federation on the accounts federal, regional and local budget funds and extra-budgetary funds. These data are grouped by the place where the funds are raised by credit institutions, their branches and internal divisions. The source information is reports compiled by Russian credit institutions (including non-bank credit institutions and State Corporation Bank for development and foreign economic affairs (Vnesheconombank) ) (further credit institutions) in form Funds Extended and Accepted by Credit Institutions in compliance with the Bank Russia Ordinance No. -U, dated November,, On the List, Forms and Procedure for Compiling and Presenting Credit Institutions Reporting Forms the Central Bank the Russian Federation. Individual Indicars Highlights Federal budget funds are balances the federal budget funds, Ministry Finance funds transfered finance capital investment and funds pay cash receivers budget funds. al and local budget funds are balances the regional budgets and local budgets. budget funds are tal funds election commissions, funds for temporary use by budget-financed institutions, Ministry Finance funds for other settlements on foreign loans, cusms duties and foreign trade receipts. Extra-budgetary funds are tal government and other extra-budgetary funds in the accounts with credit institutions: the Pension Fund, the Social Insurance Fund, the Federal and Terririal Obligary Medical Insurance Funds, Social Support Fund and the regional and local governments extra-budgetary funds. Subsection. Funds Allocations

300 BANK OF RUSSIA STATISTICAL BULLETIN () Table.. Volume Ruble-Denominated Loans Legal Entities Residents and Individual Entrepreneurs, by Economic Activities and Fund Use Table.. Volume Foreign Currency-Denominated Loans and Loans in Precious Metals Legal Entities Residents and Individual Entrepreneurs, by Economic Activities and Fund Use Table.. Debt on Ruble-Denominated Loans Legal Entities Residents and Individual Entrepreneurs, by Economic Activities and Fund Use Table.. Debt on Foreign Currency-Denominated Loans and Loans in Precious Metals Legal Entities Residents and Individual Entrepreneurs, by Economic Activities and Fund Use General Provisions These tables contain aggregate data on funds lent by credit institutions legal entities residents (including financial institutions, organizations various organizational and legal forms) and individual entrepreneurs in rubles, foreign currency and precious metals by economic activities. Data are grouped by borrowers residence. The source information is reports compiled by Russian credit institutions (including non-bank credit institutions and State Corporation Bank for development and foreign economic affairs (Vnesheconombank) ) (further credit institutions) in form Funds Extended and Accepted by Credit Institutions in compliance with the Bank Russia Ordinance No. -U November,, On the List, Forms and Procedure for Compiling and Presenting Credit Institutions Reporting Forms the Central Bank the Russian Federation. Borrower activities correspond the All Russian Classifications Types Economic Activity (OKVED). The economic activity a legal entity or Iindividual entrepreneur is determined by its core activity. Individual Indicars Highlights Volume loans by economic activities is the volume loans extended from the beginning the year on the flow basis by credit institutions legal entities and individual entrepreneurs, by economic activities. These data are shown including data on loans extended by credit institutions that had revoked their licence conduct banking operations during the reporting period. Debt on loans by economic activities reflects data on debt on loans (including overdue debt) extended legal entities and individual entrepreneurs disaggregated by economic activities. Table.. Loans Extended Small, Medium-Sized Businesses General Provisions This table contains data on ruble, foreign currency and precious metals funds granted small and medium-sized business with break down by constituent entities the Russian Federation. Data are grouped by borrowers residence. The source information is reports compiled by credit institutions (including nonbanking credit institutions) (further credit institutions) in form Funds Extended and Accepted by Credit Institutions in compliance with the Bank Russia Ordinance No. -U November,, On the List, Forms and Procedure for Compiling and Presenting Credit Institutions Reporting Forms the Central Bank the Russian Federation. Individual Indicars Highlights Small and medium-sized businesses are the term used in compiling indicars for this table as it is defined in Federal Law No. -FZ July,, On the Development Small and Medium-Sized Businesses in the Russian Federation. Volume extended loans is the value loans extended by credit institutions from the beginning the year and including loans extended by credit institutions that had revoked their licence conduct banking operations during the reporting period. Debt balance the debt, including overdue debt, on loans extended the small and medium-sized businesses and individual entrepreneurs. Overdue debt balance the overdue debt on loans extended the small and medium-sized businesses and individual entrepreneurs. Table.. Loans Extended by Credit Institutions Individuals-Residents, Outstanding Debt Table.. Selected Indicars on Ruble-Denominated Loans Extended by Credit Institutions Individuals-Residents Table.. Selected Indicars on Foreign Currency- Denominated Loans Extended by Credit Institutions Individuals-Residents General Provisions The tables show data on loans, including housing / mortgage loans extended by credit institutions individualsresidents in rubles and foreign currency. The category housing loans extended individuals comprises the following loans: a) loans extended for the purchase and development land for housing construction; b) loans extended finance construction; c) loans extended buy housing. The category mortgage loans comprises housing loans extended individuals against the collateral real estate according the procedure established by the Federal Law on Mortgage (real estate mortgage). Starting from, the source information has been the reports compiled by credit institutions in form Data on Housing Loans, established by Bank Russia Ordinance No. -U November,, On the List, Forms and Procedure for Compiling and Presenting Credit Institutions Reporting Forms the Central Bank the Russian Federation, data on form Data on Housing Loans, established by Bank Russia Ordinance No. -U January,, On the List, Forms and Procedure for Compiling and Presenting Credit Institutions Reporting Forms the Central Bank the Russian Federation, prior the source information was the reporting form Funds Extended and Accepted by Credit Institutions. In addition being published in the Bulletin Banking Statistics, this information is also available on the Bank Russia s website. Individual Indicars Highlights Value housing / mortgage loans extended individuals is the amount funds provided during the reporting period under credit agreements (additional agreements). This indicar is compiled on the flow basis since the beginning the year, taking in account data on the loans extended by credit institutions that had revoked banking licences during the reporting period. Debt on housing / mortgage loans is the balance the debt on loans, including overdue debt as the reporting date.

301 BANK OF RUSSIA STATISTICAL BULLETIN () Average weighted maturity loans extended since the beginning the year is an average maturity housing / mortgage loans extended by credit institutions since the beginning the year and is calculated using the following formula: TV T =, where V T is the average weighted term credit; T...n is the average weighted maturity loans extended by a credit institution No. n; V...n is the value loans extended by a credit institution No. n. Average weighted interest rate on loans extended since the beginning the year characterizes average interest rates on housing / mortgage loans extended by credit institutions since the beginning the year and is calculated using the following formula: VPT P =, where VT P is the average weighted interest rate; P...n is the average weighted interest rate on loans extended by a credit institution No. n; V...n is the value loans extended by a credit institution No. n; T...n is the average weighted maturity loans extended by a credit institution No. n. The regional breakdown subsecr Indicars the primary market on housing / mortgage loans is compiled by grouping data by the borrowers residence. Subsection. Foreign Cash Operations Table.. Foreign Cash Sales Individuals by Authorized Banks (in US Dollar Equivalent for All Currencies) General Provisions The table Foreign Cash Sales Individuals by Authorized Banks (US Dollar Equivalent for All Currencies) contains data on the volume sale foreign cash individuals by the authorized banks in the Russian Federation as a whole and also with the breakdown by the constituent entities the Russian Federation. Data are provided by monthly reporting on foreign cash and cheques flows credit institutions licensed by the Bank Russia conduct operations with foreign currency (authorized banks), as well as reporting by authorized bank branches which are permitted conduct operations with foreign currency. To addition being published in the Bulletin Banking Statistics, data on the volume sale the major currencies (the US dollar and the euro) by the authorized banks with breakdown by the constituent entities the Russian Federation are published in the weekly Bank Russia Bulletin. Individual Indicars Highlights Foreign cash sales individuals by authorized banks (in US dollar equivalent for all currencies) amount foreign cash sold in the period under review individuals (residents and nonresidents) for Russian rubles by authorized banks and their branches, internal divisions authorized banks and their branches located on the terriry the respective constituent entities the Russian Federation. Table.. Foreign Cash Purchases by Authorized Banks from Individuals (in US Dollar Equivalent for All Currencies) General Provisions The table Foreign Cash Purchases by Authorized Banks from Individuals (in US Dollar Equivalent for All Currencies) contains data on the volume purchase foreign cash by the authorized banks from individuals in the Russian Federation as a whole and also with the breakdown by the constituent entities the Russian Federation. Data are provided by monthly reporting on foreign cash and cheques flows credit institutions licensed by the Bank Russia conduct operations with foreign currency (authorized banks), as well as reporting by authorized bank branches which are permitted conduct operations with foreign currency. To addition being published in the Bulletin Banking Statistics, data on the volume purchase the US dollars and the euros by the authorized banks with a breakdown by the constituent entities the Russian Federation are published in the weekly Bank Russia Bulletin. Individual Indicars Highlights Foreign cash purchases by authorized banks from individuals (in US dollar equivalent for all currencies) amount foreign cash purchased in the period under review from individuals (residents and nonresidents) for Russian rubles by authorized banks and their branches, internal divisions authorized banks and their branches located on the terriry the respective constituent entity the Russian Federation. General Provisions Subsection. Insurance Companies and Private Pension Funds Table.. Insurers Premiums and Payfs The table reflects volumes insurance premiums and benefits in the reporting period broken down by federal districts the Russian Federation. The indicars are derived from statistical reporting submitted by insurers the Bank Russia as required by the Law the Russian Federation No -, dated November, On the Organisation Insurance Business in the Russian Federation. Individual Indicars Highlights Indicar Insurance Premiums reflects the payment for the insurance that the insured (beneficiary) has make the insurer in the manner and timeframes stipulated in the insurance contract. Indicar Payfs reflects a cash amount determined according the procedure prescribed in the federal legislation and (or) in the insurance contract, be paid by the insurer the insured or beneficiary upon the occurrence the insured event (insurance benefit), and other payouts under insurance contracts. Table.. Private Pension Funds Performance General Provisions The table contains main performance indicars for private pension funds licensed engage in pension provision and pension insurance, broken down by the federal districts and regions the Russian Federation. The indicars are compiled on the basis data from the following forms: Form No -NPF Private Pension Fund Balance Sheet, approved by Ministry Finance Order No n, dated January

302 BANK OF RUSSIA STATISTICAL BULLETIN (), Оn the Specifics Accounting for Private Pension Funds ; Form NPF-D Statement Implemented Contractual Obligations Deliver Private Pension Provision Services and the Number Personal and Collective Pension Accounts, set forth in the Regulation on Annual and Quarterly Reports Private Pension Funds, approved by FSFM Order No -/pzn, dated August ; Form and Form Private pension fund reporting on mandary pension insurance, set forth in the Regulation on Private Pension Fund Reporting on Mandary Pension Insurance, approved by FSFM Order No -/pz-n, dated September ; Form NPF-F Statement Financial Activities, set forth in the Regulation on Annual and Quarterly Reports Private Pension Funds, approved by FSFM Order No -/pz-n, dated September. Individual Indicars Highlights Number Participants indicates the number individuals entitled for or actually receiving Private pension benefits according pension agreements between contriburs and the Fund. Pension Reserves mean tal funds owned by the Fund and intended finance the Fund s obligations its pension scheme participants under respective pension agreements. They include reserves cover pension liabilities and an premium reserve. Pension reserves are made up : pension contributions; returns on investment pension reserves; earmarked receipts; other assets designated by the Board Direcrs (Supervisory Board) the Fund cover the losses on pension reserve investment Number Insured Persons indicates the number individuals who have entered in a mandary pension insurance agreement. Payouts Pension Benefits under Private Pension Provision mean regular cash payments participants pursuant the terms their pension agreements. Pension Contributions mean cash paid by contriburs for the account participants pursuant the terms pension agreements. The term Pension Savings (Market Value) is used in the meaning defined in Federal Law No -FZ, dated July, On Investments Finance the Funded Part Work Pensions in the Russian Federation.