State Treasurer's Guide to California Pllutin Cntrl Financing
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2 Califrnia Pllutin Cntrl Financing Authrity Sherri Kay Wahl Treasury Prgram Manager II Califrnia Pllutin Cntrl Financing Authrity Pacific Organics Recycling Cnference September 23, 2009
3 Califrnia Pllutin Cntrl Financing Authrity Sherri Kay Wahl Treasury Prgram Manager II Califrnia Pllutin Cntrl Financing Authrity Pacific Organics Recycling Cnference September 23, 2009
4 Califrnia Pllutin Cntrl Financing Authrity (CPCFA) CPCFA Financing Prgrams Califrnia Capital Access Prgram (CalCAP) Small business lan assistance Special Assistance fr diesel equipment, trucks and recyclers Bnd Financing Tax exempt bnds fr qualifying waste and recycling facilities Taxable Bnds fr waste, recycling and pllutin cntrl Califrnia Recycle Underutilized Sites (CalReUSE) Grants and lans t clean up cntaminated lands Lans fr site assessments
5 CPCFA Bard Members State Treasurer Bill Lckyer, Chair State Cntrller Jhn Chiang Directr f Finance Michael Genest
6 Califrnia Capital Access Prgram (CalCAP) Administered by CPCFA, helps smallbusiness brrwers btain lans thrugh participating financial institutins CalCAP cntributes t the lan lss reserves f a financial institutin, allwing the lender t prvide lans t business which might nt be able t btain financing
7 CalCAP Requirements Business must have 100 emplyees r less Average less than $10 millin annual incme ver 3 years The maximum size f a CalCAP lan is $1.5 millin and there is n minimum size
8 Hw CalCAP Wrks Step 1: Small business applies t Lender fr CalCAP lan. Lender determines lan terms and prvides lan Step 2: Lender depsits premium and brrwer premium int Lender s CalCAP lss reserve accunt
9 Hw CalCAP Wrks Step 3: Lender submits CalCAP lan enrllment applicatin fr apprval Step 4: CalCAP reviews the applicatin fr eligibility Step 5: CalCAP depsits funds t the lender s lss reserve accunt
10 Hw CalCAP Wrks Example: Lender makes a $100,000 lan t a brrwer: Brrwer Premium (2%) $2,000 Lender Premium (2%) 2,000 CPCFA Premium (2%) 2,000 Ttal Cntributins (6%) $6,000
11 CalCAP Independent Cntributr Prgram An Independent Cntributr (IC) prvides anther incentive fr a Lender t apprve a ptential brrwer IC s pay the premium fr the Brrwer if the Brrwer s business is related t what the IC des The regulatins were recently changed t allw the IC t pay the premiums f the Lender and CPCFA as well
12 CIWMB as IC Has enrlled 16 lans ttaling $3,390,000 Paid $135, in premiums Examples f lans; Verma-cmpst, mulch, and varius ther types f recycling
13 CPCFA Tax Exempt Waste/Recycling Bnds CPCFA s Tax Exempt Bnd Financing Prgram gives Califrnia businesses help with: acquisitin r cnstructin f qualified pllutin cntrl, waste dispsal, r recycling facilities, and the acquisitin and installatin f new equipment
14 Bnd Financing Cheaper than typical financing Terms f the bnd can be up t 120% f the prject life Typically, tax-exempt bnd issues exceed $2.5 millin.
15 Tax Exempt Bnds Types f prjects, which may qualify fr taxexempt bnd financing: Slid waste dispsal r recycling facilities Waste cnversin facilities such as anaerbic digestrs Certain types f bimass cnversin facilities Privately wned sewage/wastewater treatment facilities Purchase f cllectin vehicles and residential waste cntainers
16 Tax Exempt Bnds Ptential Uses f Bnd Prceeds Buildings and equipment Machinery and furnishings Land Csts f architects, engineers, attrneys and permits Csts f bnd issuance
17 Bnd Financing Prcess Submit an applicatin t CPCFA CPCFA cnsiders an Initial Reslutin (helpful fr tax purpses) A Final Reslutin (FR) is later apprved by CPCFA after a mre detailed review
18 Bnd Financing Prcess Cnt. An FR authrizes a bnd sale fr a prject within a certain perid (usually 180 days) Allcatin under state tax-exempt bnd ceiling is btained The Office f the State Treasurer schedules the bnds fr sale
19 Michael Paparian Executive Directr Califrnia Pllutin Cntrl Financing Authrity (916)
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