Professional Service for Professional People!

Size: px
Start display at page:

Download "Professional Service for Professional People!"

Transcription

1 Professional Service for Professional People! MA Finance is a boutique Australian mortgage broker firm that assists individuals and entities in obtaining various types of finance. That includes home loans, construction loans, business loans and property investment loans anywhere in Australia. The services of our Australian mortgage brokers are tailored to the specific needs of our clients. We offer the access to the lending products of at least 20 financial institutions but with better services than you can receive directly from them. The point of difference of our Australian mortgage brokers is in allowing clients to forget about number crunching and filling in numerous forms. We do all that work for you. In our day-to-day activities we focus on building long-term relationships with our clients, suppliers and business partners. Shopping for a home loan? Your home is likely to be the most exciting and expensive purchase you make in your lifetime. That is why you want to make sure you find the home loan in Australia that best suits your financial situation. Massive application fees, high interest rates, hidden charges and ever-increasing annual fees can all take the gloss off what should be an enjoyable experience. Proper Finance Solutions are the experts in home loans able to guide you through the maze of mortgage products available. 1 / 6

2 We will let you sleep at night without tossing and turning worrying about how you're going to meet the repayments! At MA Finance, we understand that you must have a home loan that meets these requirements, so we do all the work for you. We research the different mortgages available and choose those that suit your financial and lifestyle requirements. Your main considerations when looking for a home loan can be as follows. - Low repayments - Low interest rates and fees - No hidden charges, no surprises - Fast response - Compatible with your lifestyle - Fits with your current financial goals - Convenient and user-friendly - Flexible: you can make extra repayments or have a 1-3 months break How we help you to get a home loan You tell us about your property and your needs, and we find a suitable solution for you from the lending products of more than 23 financial institutions. Think of how long it would take you to sift through the brochures and sales material of just three or four different banks and lending institutions; now imagine doing that five or six times over! 2 / 6

3 Our job is to remove all your financial worries. This way, you can focus on more important things. One aspect of searching for a home loan that concerns many people is the jargon financial institutions use. What's the difference between principle and interest mortgages... offset accounts... interest only mortgages. redraw facilities... lines of credit... interest capitalisation? Let us wade through the financial jargon and give you all the necessary information in plain English, so you can make an educated decision Property Investment Loans Your success as an investor is directly related to the way you finance your property. We'll help you locate low-cost loans for investment in property that get the financial structure right - the first time. Construction Loans Developing a block of land, building your own house, an extension or renovation of property requires a special loan that gives you flexibility on progressive draws, repayments and redraws. We will find you a construction loan that best matches your scenario or requirements Business Loans Time to expand? Need new equipment? Ready to acquire a competitor? Whether you are just starting a new venture or planning for further growth, getting the proper business loan in Australia for it is our job.. 3 / 6

4 Starting a New Venture or Ready for Business Loan? The main requirements of attaining a small business loan are: your personal credit history, business plan, experience, education, And feasibility of the business you are starting or expanding. Whatever financial needs your business has, we are more than happy to find a solution for you. We believe that among products offered by the lenders on our panel, we can nearly always get you a deal. Whether you are just starting a new venture or planning for further growth, getting the MA Finance for it is our job. How much can I borrow? This is obviously your most important consideration when searching for a mortgage and it's the first thing we help you with when you contact us. Different lenders have different methods of calculating your borrowing capacity, and this usually depends on your financial position. Step 1: Home Loan Consultation When you make initial contact, we help you to clarify your needs and financial position. Once we've done this, we can instantly give you an idea about the various offers available and the economic benefits of each. You'll also know right from the beginning the actual costs involved (such as stamp duties, legal charges and bank fees) so there won't be any nasty surprises once you've committed yourself to the loan. 4 / 6

5 At this stage, we make sure you have a clear picture of the choices available and can make an informed choice. Step 2: Home Loan Search When we know what you need, we perform a search through the products of more than 23 financial institutions. We then draw up a short list of two or three deals that meet your requirements. Step 3: Home Loan Quotation Within 24 hours, we'll contact you to talk through the options available and discuss the steps involved in getting approval from the selected financier. Step 4: Home Loan Application Next, it's time to collect all the documents you'll need and to actually lodge the application, but don't worry, because we explain exactly what you need to submit. And if necessary, we negotiate the home loan with the lender on your behalf. You'll know what's happening with your application at every stage of the process from the application through to the settlement stage, but you never have to concern yourself with the details - that's our job. We handle all the paperwork, calculations and communications with the lender right through until the loan has settled. Step 5: After-settlement support Even after your loan settles, you can still contact us at any time with questions or concerns, and we're happy to help you. We look after you and your loan to make sure the lender gives you fair treatment. 5 / 6

6 To get started, please call , and we'll find a lender that can provide you with the maximum home loan in your circumstances 6 / 6

YOUR GUIDE TO BUYING A NEW HOME.

YOUR GUIDE TO BUYING A NEW HOME. YOUR GUIDE TO BUYING A NEW HOME. THE ROAD TO YOUR NEW HOME STARTS HERE. Buying a new home is exciting, but there s a lot to think about. We re here to help, with practical tips and online tools that make

More information

Other publications available from the Homeloan Guru:

Other publications available from the Homeloan Guru: Other publications available from the Homeloan Guru: The A-Z of Home Purchase Financing your Home Purchase A Guide to the Cost of Home Purchase Debt Consolidation, how does it work? Home Buyer s Checklist

More information

Introduction 4. What is Refinancing? 5. Changing Home Loans 5 Changing Needs 6 Identifying Better Opportunities 6 Additional Home Loan Features 6

Introduction 4. What is Refinancing? 5. Changing Home Loans 5 Changing Needs 6 Identifying Better Opportunities 6 Additional Home Loan Features 6 Contents Introduction 4 What is Refinancing? 5 Changing Home Loans 5 Changing Needs 6 Identifying Better Opportunities 6 Additional Home Loan Features 6 What are the Advantages of Refinancing? 7 1. Consolidating

More information

Home Loan Refinancing Guide

Home Loan Refinancing Guide Home Loan Refinancing Guide Contents How refinancing works... 3 Steps to refinancing... 4 Choose the home loan that s right for you... 4 Give your loan a regular 'health check'... 9 Aussie is a trade mark

More information

A simply better home loan for you

A simply better home loan for you A simply better home loan for you A simply better home loan Buying a home is the great Aussie dream. Which is why at PLAN Lending we re committed to helping turn your dreams into reality, whether you

More information

Mortgage Broking Services

Mortgage Broking Services Mortgage Broking Services Page 2 2014 Buying property is not just about the dollars and cents, it is often a very emotional and exciting experience. There is no reason why your mortgage experience should

More information

lending Lending Advice.much more than just a Mortgage Broker

lending Lending Advice.much more than just a Mortgage Broker lending Lending Advice.much more than just a Mortgage Broker living a life well planned We rebate trail commissions it s our gift to you. We are very well known for our pioneering rebating of trail commission

More information

Home loans for Indigenous Australians

Home loans for Indigenous Australians Home loans for Indigenous Australians Buying a home Buying a home is one of the most significant steps you can take. Owning your own home can give you and your family stability and security. Deciding if,

More information

WHICH IS FOR ME? HOME LOANS MADE EASY

WHICH IS FOR ME? HOME LOANS MADE EASY WHICH IS FOR ME? HOME LOANS MADE EASY About this booklet At ING DIRECT, we try to make finding the right home loan as easy as possible. That s what this booklet is all about. All our home loans are described

More information

lending Lending Advice.much more than just a Mortgage Broker

lending Lending Advice.much more than just a Mortgage Broker lending Lending Advice.much more than just a Mortgage Broker Notes: living a life well planned General Advice Warning: Any advice in this publication is of a general nature only and has not been tailored

More information

A simply better home loan for you

A simply better home loan for you A simply better home loan for you A simply better home loan Buying a home is the great Aussie dream. Which is why at ChoiceLend we re committed to helping turn your dreams into reality, whether you re

More information

What types of home loans are available?

What types of home loans are available? What types of home loans are available? There are many types of loans to choose from. Here s a guide to the most common loans available. Variable Rate (Principal and Interest) Home Loan This is the most

More information

Westpac. Home Loans. Enjoy a place of your own with your. Westpac. Home Loan

Westpac. Home Loans. Enjoy a place of your own with your. Westpac. Home Loan Westpac Home Loans Enjoy a place of your own with your Westpac Home Loan We know you d rather talk about your new home than a new home loan. After all, buying a home is an exciting journey. But we d like

More information

3 STEP BUYERS GUIDE STEP FINANCE STEP LAND STEP HOME

3 STEP BUYERS GUIDE STEP FINANCE STEP LAND STEP HOME 3 STEP BUYERS GUIDE STEP FINANCE 1 STEP LAND 2 STEP HOME 3 STEP FINANCE 1 WORKING OUT YOUR BUDGET Before you can borrow money for your first home, you need to answer two big questions: WHAT S THE MAXIMUM

More information

HOME BUYERS GUIDE P1 GUIDE

HOME BUYERS GUIDE P1 GUIDE HOME BUYERS GUIDE STEP 1 STEP 2 STEP 3 STEP 4 STEP 5 STEP 6 STEP 7 STEP 8 STEP 9 P 1300 939 675 or 07 4723 6612 F 07 4723 7699 A 23 Thuringowa Drive, Kirwan Q 4817 E info@greenlightonline.com.au w HOME

More information

Why choose LJ Hooker Home Loans?

Why choose LJ Hooker Home Loans? Why choose LJ Hooker Home Loans? Welcome! Whether buying a first home, dream home or investing, for most of us the right lending product and structure is vital. In 2014 our lending specialists helped more

More information

Borrowers Guide to Lending

Borrowers Guide to Lending Borrowers Guide to Lending Introduction The Borrowers Guide to Lending has been designed to assist consumers gain a better understanding on how the lending process works. The mortgage process can be confusing

More information

Refinancer Guide. Everything you need to know about refinancing your home loan

Refinancer Guide. Everything you need to know about refinancing your home loan Refinancer Guide Everything you need to know about refinancing your home loan If there s one financial product that has a key impact on our lives it s our home loan... It s good to know that today s home

More information

Plan, Build, Enjoy! Everything you need to know about funding a new build or renovation

Plan, Build, Enjoy! Everything you need to know about funding a new build or renovation Plan, Build, Enjoy! Everything you need to know about funding a new build or renovation From foundations to fit out a construction loan can help you get there... Building a brand new home or completing

More information

Westpac. Home Loans. Enjoy a place of your own with your. Westpac. Home Loan

Westpac. Home Loans. Enjoy a place of your own with your. Westpac. Home Loan Westpac Home Loans Enjoy a place of your own with your Westpac Home Loan We know you d rather talk about your new home than a new home loan. After all, buying a home is an exciting journey. But we d like

More information

Seeing you through refinancing

Seeing you through refinancing REFINANCING GUIDE Seeing you through refinancing hether you re moving home, renovating, or simply looking for a different home loan, refinancing doesn t need to be complicated. At QuickSelect we are interested

More information

banking Your Home A guide to buying your next home www.bendigobank.com.au

banking Your Home A guide to buying your next home www.bendigobank.com.au banking Your Home A guide to buying your next home www.bendigobank.com.au Your Home A guide to buying your next home As you would already know from past experience, buying a new home is a great achievement

More information

We designed UBank with one thing in mind; to help you make more of your money, the easy way. Alex Twigg. General Manager. UBank.

We designed UBank with one thing in mind; to help you make more of your money, the easy way. Alex Twigg. General Manager. UBank. Hello. We designed UBank with one thing in mind; to help you make more of your money, the easy way. Alex Twigg. General Manager. UBank. 2. UBank UBank is all about you. We exist for you. Hence our name.

More information

HOME LOAN ADVICE CENTRE e-course (PART 1)

HOME LOAN ADVICE CENTRE e-course (PART 1) HOME LOAN ADVICE CENTRE e-course (PART 1) Welcome to the Home Loan Advice Centre e-course. The information contained within this e-course is Home Loan Advice Centre s compilation of information, tips,

More information

Refinancing Your Home Guide

Refinancing Your Home Guide Refinancing Your Home Guide 2015 Edition Get the extra edge and find a better deal, with our Refinancing Your Home Guide Contents Introduction 4 What is Refinancing? 5 Changing Home Loans 5 Changing Needs

More information

Home Loans made easy

Home Loans made easy Home Loans made easy Finding the information you need in this brochure 03 Your own Home Loan Specialist 04 Why Suncorp Bank 06 Home loan options explained 6 Variable Rate 8 Fixed Rate 8 Line of Credit

More information

Fast Finance Made Easy

Fast Finance Made Easy Fast Finance Made Easy The largest specialist short-term lender in Australia with the capacity and stability to provide consistent and reliable loan solutions to the commercial arena From application to

More information

A Guide to Buying Your Own Home

A Guide to Buying Your Own Home SIMPLY MONEY LTD Independent Mortgage Specialists A Guide to Buying Your Own Home Page 1 of 15 Useful Contacts MORTGAGE SPECIALIST ADDRESS LENDER ADDRESS TEL CONTACT NAME TEL CONTACT NAME ESTATE AGENT

More information

business loans? let s get to work

business loans? let s get to work business loans? let s get to work 2 we hear you Our versatile, award-winning loans have helped australian small and medium SIzed businesses grow. Liberty Financial is a recognised leader in financial services

More information

L&C Guide to First Time Buyer Mortgages

L&C Guide to First Time Buyer Mortgages L&C Guide to First Time Buyer Mortgages 0800 373 300 www.lcplc.co.uk Foreword By David Hollingworth Head of Communications It's not easy being a First Time Buyer all you want is advice on the right mortgage,

More information

home loan basics Find the home loan that s perfect for you

home loan basics Find the home loan that s perfect for you home loan basics Find the home loan that s perfect for you 2 3 Contents Your mortgage broker 3 Using the services of a mortgage broker 4 Types of home loans 6 Home loans Features and options 12 Borrowing

More information

HOME LOAN GUIDE. Call 1300 17 87 87 1ststreet.com.au

HOME LOAN GUIDE. Call 1300 17 87 87 1ststreet.com.au HOME LOAN GUIDE Call 1300 17 87 87 1ststreet.com.au CONTENTS FIND ALL YOU NEED TO KNOW 4 6 8 10 12 16 18 19 22 24 26 1st Street The Story Your 1st Street Mortgage Broker Lender Options The Plan Lenders

More information

Partnering with you to buy your home or investment property. Finding the right loan, how much to borrow and approval steps

Partnering with you to buy your home or investment property. Finding the right loan, how much to borrow and approval steps Partnering with you to buy your home or investment property Finding the right loan, how much to borrow and approval steps Contents 04 Finding the right loan 08 Saving and borrowing for your home 12 Five

More information

Broker Service Guide

Broker Service Guide Broker Service Guide Dedicated to Brokers We specialise in offering a range of finance options to brokers, from secured and unsecured loans to commercial and bridging finance, we even offer a mortgage

More information

CUSTOMER GUIDE RETRO

CUSTOMER GUIDE RETRO Our classic home loan products with modern features, good old fashioned service and options for a unique tailored approach. CUSTOMER GUIDE RETRO Who is AFG Home Loans? AFG Home Loans has a range of home

More information

Home and Investment Loans

Home and Investment Loans Head Office 117 Camberwell Road Hawthorn East VIC 3123 PO Box 338 Camberwell VIC 3124 Branch Office 687 Mt Alexander Road Moonee Ponds VIC 3039 PO Box 210 Moonee Ponds VIC 3039 victeach.com.au 1300 654

More information

Make yourself at home with the UHomeLoan

Make yourself at home with the UHomeLoan Make yourself at home with the UHomeLoan You ve probably got a few questions about UBank and the UHomeLoan. You should find all of the answers right here. And if you have something specific in mind, just

More information

We ll help make buying your first home easier

We ll help make buying your first home easier First Home Buyers We ll help make buying your first home easier First Home Buyer Award recognised in 2008 by CANNEX. 02 Buying your first home doesn t have to be complicated. We ll take the hassle out

More information

Mortgage Basics. What is it? Prequalification vs. preapproval. Applying for a mortgage

Mortgage Basics. What is it? Prequalification vs. preapproval. Applying for a mortgage Mortgage Basics What is it? Prequalification vs. preapproval Applying for a mortgage Mortgage brokers Private mortgage insurance Escrow account Closing costs Buydowns Mortgage life/disability insurance

More information

Reverse Mortgage. That s what we re here for. Financial freedom to do the things you ve always wanted. Here for good.

Reverse Mortgage. That s what we re here for. Financial freedom to do the things you ve always wanted. Here for good. Reverse Mortgage Financial freedom to do the things you ve always wanted That s what we re here for. Here for good. Contents 2 The freedom of a Reverse Mortgage 3 Product overview 4 About Reverse Mortgages

More information

Renew and upgrade your equipment. Equipment Finance

Renew and upgrade your equipment. Equipment Finance Renew and upgrade your equipment Equipment Finance Equipment that operates at peak performance is important to your practice s success. Old equipment can be costly to service and equipment down time can

More information

Owning your own home is the great Australian dream but it's not always the most economical route. Renting may work out cheaper than buying if:

Owning your own home is the great Australian dream but it's not always the most economical route. Renting may work out cheaper than buying if: Buying a Home Buying a home is exciting but nerve-racking because this will probably be the most important and expensive, purchase you will ever make. Understanding the process will help you avoid problems

More information

Finance for your personal needs

Finance for your personal needs Finance for your personal needs Flexible finance from the Volkswagen specialists Choosing a new car is a very personal thing, and we think car finance should be just as personal. We re here to help you

More information

Fees and Charges. www.homelend.net.au

Fees and Charges. www.homelend.net.au Fees and Charges The fees in this home loan fees and charges brochure may be applicable to HomeLend Home Line, HomeLend Term Loan and HomeLend 100% Offset Home Loan accounts. All information is correct

More information

IF YOU THINK YOU WILL EVER NEED FINANCE, KEEP READING.

IF YOU THINK YOU WILL EVER NEED FINANCE, KEEP READING. CORPORATE OVERVIEW IF YOU THINK YOU WILL EVER NEED FINANCE, KEEP READING. Sherlock Asset Finance is a Joint Venture between AIB Network which was formed in June 1991& The Sherlock Group. Sherlock Asset

More information

Your home loan what the banks don't tell you

Your home loan what the banks don't tell you Your home loan what the banks don't tell you Our homes are the biggest purchases we make, and the home loan you choose can make a significant difference to your ongoing mortgage costs. Mortgage brokers

More information

START EXPLORING WAYS TO BETTER ORGANISE YOUR FINANCES

START EXPLORING WAYS TO BETTER ORGANISE YOUR FINANCES WAYS TO WEALTH - IN YOUR 30's & 40's START EXPLORING WAYS TO BETTER ORGANISE YOUR FINANCES Find ideas for getting your family's financial situation into better shape with strategies for dealing with debt,

More information

Relocation With End Loan Product Specification

Relocation With End Loan Product Specification Relocation With End Loan Product Specification For further information www.partners.stgeorge.com.au Mortgage Central 1300 137 532 This product specification is the property of St.George Bank. It is for

More information

Home and Investment Loans. Be ready to make your move.

Home and Investment Loans. Be ready to make your move. Home and Investment Loans Be ready to make your move. We ve got what you need to make things happen. Whether you re thinking of buying your first home, your next home, an investment property, switching

More information

The Home Loan Process

The Home Loan Process The Home Loan Process Step 1: Find out how much you can borrow Our mortgage consultants will work with you to find your borrowing capacity with our full range of lenders. Many banks and mortgage lenders

More information

Doing your homework on your mortgage broker

Doing your homework on your mortgage broker Doing your homework on your mortgage broker If signing up for a mortgage is new to you and this is the first time you are seeing a mortgage broker, there are some key things you should check. Here are

More information

Your Home Buying Guide

Your Home Buying Guide Your Home Buying Guide What s involved in buying a home? The steps in the buying process. How do I apply for a loan and what do I need to provide? Stephen Cornes T. 0411 391 954 W. www.genr8wealth.com.au

More information

Your Guide to Adelaide Bank

Your Guide to Adelaide Bank Your Guide to Adelaide Bank Why Adelaide Bank? Because we understand that your customer s home loan is more than just another mortgage. It s your hard work, your time, and your reputation. But it s also

More information

Refinance your business debt

Refinance your business debt Refinance your business debt For many small businesses the initial financing arrangements put in place at start up are still in place many years later. For example, a company starts off with a simple overdraft

More information

Which home loan is for me?

Which home loan is for me? Which home loan is for me? Home loans made easy Home Loans About this booklet At ING DIRECT, we try to make finding the right home loan as easy as possible. That s what this booklet is all about. All our

More information

Finance for your business needs

Finance for your business needs Finance for your business needs Flexible finance from the Volkswagen specialists Choosing a new car is a very personal thing. And we think car finance should be just as personal. We re here to help you

More information

Interest is only paid on the amount of the overdraft drawn down.

Interest is only paid on the amount of the overdraft drawn down. Overdraft By enabling you to overdraw from your cheque account, an overdraft is particularly useful at times when income is temporarily insufficient to meet payments that are due. Overdrafts do not require

More information

Your guide to ANZ Home Loans. Be certain about your choice

Your guide to ANZ Home Loans. Be certain about your choice Your guide to ANZ Home Loans Be certain about your choice C O N T E N T S 3 The more you know, the easier it is 4 What do you need the loan for? 5 How much can I borrow? 7 Home loan choices for everyone

More information

Home Loan Manager Pro 7.1

Home Loan Manager Pro 7.1 Home Money Manager www.homemoneymanager.com.au Home Loan Manager Pro 7.1 The Mortgage Checker and Planning Tool 05 November 2015 DOWNLOAD SOFTWARE Home Loan Manager Pro is available from www.homemoneymanager.com.au

More information

1. Applying Our application form is quick and easy to complete and as soon as we have it, we get in touch to discuss your options.

1. Applying Our application form is quick and easy to complete and as soon as we have it, we get in touch to discuss your options. NEED A BUSINESS LOAN? R50 000 R1 500 000 Easy application process Pay-out in as little as three days The single biggest challenge facing small to medium enterprises in South Africa today is accessing the

More information

Are you in debt? Do you need to sell your house fast? Then Read on to find out How To Get Out Of Debt Now!

Are you in debt? Do you need to sell your house fast? Then Read on to find out How To Get Out Of Debt Now! Are you in debt? Do you need to sell your house fast? Then Read on to find out How To Get Out Of Debt Now! When you miss mortgage payments you can find yourself in deep trouble. The mortgage lender could

More information

SPANISH LIFETIME MORTGAGE

SPANISH LIFETIME MORTGAGE SPANISH LIFETIME MORTGAGE The following presentation relates to a Lifetime Mortgage which is available to European owners of Spanish Residential properties who are fluent in English. Golden Age Distribution

More information

Personal banking for the business owner

Personal banking for the business owner Personal banking for the business owner Transaction Accounts Internet and Phone Banking Business Banking Online Savings Accounts Home Loans Portfolio Loan Wealth At Bank of Melbourne, we recognise your

More information

Have Information to Make the Right Decisions!

Have Information to Make the Right Decisions! Here's Your Free Report... How To Stop Foreclosure! Dear Homeowner, My name is Michael Riley. I am a Real Estate Investor and I can share with you the secrets to saving your home from foreclosure. I have

More information

Introducing ANZ Premium Partner

Introducing ANZ Premium Partner ANZ Premium Partner Important notices This brochure is designed to provide a summary and general overview of the subject matter covered for your information only. Every effort has been made to ensure the

More information

banking Your Home A guide to buying your first home www.bendigobank.com.au

banking Your Home A guide to buying your first home www.bendigobank.com.au banking Your Home A guide to buying your first home www.bendigobank.com.au Your Home A guide to buying your first home At Bendigo Bank we understand that buying your first home is a big step. It s the

More information

Home Loans. Talk to us today.

Home Loans. Talk to us today. Home Loans Talk to us today. Since 1875 we ve helped more than half a million people buy their dream home. It s what we do best. With 140 years of home loan know-how, you won t find a more experienced

More information

businessmortgagesolutions

businessmortgagesolutions businessmortgagesolutions Tel: 01834 849797 email: info@business-mortgage.com All you need to know about funding your freehold business purchase Introduction Backed by over 20 years experience in arranging

More information

Tips for First Time Home Buyers

Tips for First Time Home Buyers Tips for First Time Home Buyers Thinking about buying your first home? Andrew L. Jaloza & Associates will help you understand the process of home ownership so you can make informed decisions about your

More information

Home Loans Home Loans

Home Loans Home Loans Home Loans Home Loans Contents Why choose a home loan from Community First? 2 Which home loan is right for you? 3 Features at a glance 5 How much can I borrow? 11 How to apply 12 Important information

More information

GUIDETHE. first home buyers GOLDEN RULES. Finding the right home loan. GRANTS, CONCESSIONS, LOAN TYPES, LMI & much more.

GUIDETHE. first home buyers GOLDEN RULES. Finding the right home loan. GRANTS, CONCESSIONS, LOAN TYPES, LMI & much more. first home buyers GUIDETHE GOLDEN RULES GRANTS, CONCESSIONS, LOAN TYPES, LMI & much more Finding the right home loan Compliments of Let s Finance First Home Buyers Guide 1 Congratulations! You ve just

More information

RCU has you covered when it comes to insurance

RCU has you covered when it comes to insurance RCU has you covered when it comes to insurance Coming into the warmer months means that unpredictable weather is just around the corner. This also means that it s the perfect time of year to make sure

More information

National Margin Lending. Make your investment portfolio work for you

National Margin Lending. Make your investment portfolio work for you National Margin Lending Make your investment portfolio work for you Contents What is Margin Lending? 3 Why choose National Margin lending? 5 Why gear? 6 How much can you borrow with National Margin Lending?

More information

You won t find our home loans at a bank or through a broker.

You won t find our home loans at a bank or through a broker. You won t find our home loans at a bank or through a broker. Introducing Mortgageport We offer a range of specialist home loans designed to make it simpler and more affordable to turn your dream of building

More information

Redundancy Digesting the big news

Redundancy Digesting the big news Redundancy Digesting the big news You re not generally planning for redundancy so when you get the news you are often unprepared. Don t underestimate the effect that this has on your whole being. On one

More information

Make yourself at home with the UHomeLoan

Make yourself at home with the UHomeLoan Make yourself at home with the UHomeLoan You ve probably got a few questions about UBank and the UHomeLoan. You should find all of the answers right here. And if you have something specific in mind, just

More information

Redundancy Digesting the big news

Redundancy Digesting the big news Redundancy Digesting the big news 2 Redundancy digesting the big news Contents 1 Try to keep positive 2 Check your payments 3 Make a new budget 4 Stop unnecessary outgoings 5 Review your loans 6 It s not

More information

ab YOUR GUIDE TO THE LEGAL PROCESS FOR SELLING A PROPERTY

ab YOUR GUIDE TO THE LEGAL PROCESS FOR SELLING A PROPERTY YOUR GUIDE TO THE LEGAL PROCESS FOR SELLING A PROPERTY Selling a house or flat is almost certainly one of the most important transactions you'll ever make. Obviously you want to get it right, and it's

More information

A GUIDE TO PERSONAL BANKING 1 February 2008

A GUIDE TO PERSONAL BANKING 1 February 2008 Graphics Courtesy Of Sun Productions A GUIDE TO PERSONAL BANKING 1 February 2008 HOW TO CONTACT US For a full list of products that are offered by BRED please do not hesitate to contact us. We look forward

More information

Information in relation to Legal Charges

Information in relation to Legal Charges Information in relation to Legal Charges This leaflet is for solicitors to give to their clients. By law, your solicitor must give you information about your legal charges the money you must pay them for

More information

Guide to Buying Your House

Guide to Buying Your House Guide to Buying Your House Choosing a mortgage is one of the biggest financial decisions you're likely to make. Each lender has its own set of rules and guidelines. These vary for products and your individual

More information

IT S LIFETIME LOAN A SIGN OF THE TIMES AUSTRALIAN SENIORS FINANCE. The Home Equity Release Specialist

IT S LIFETIME LOAN A SIGN OF THE TIMES AUSTRALIAN SENIORS FINANCE. The Home Equity Release Specialist IT S A SIGN OF THE TIMES LIFETIME LOAN AUSTRALIAN SENIORS FINANCE The Home Equity Release Specialist UNLOCK THE IN YOUR EQUITY HOME If you want the financial freedom to spend your retirement how you choose,

More information

How To Close A House On A Mortgage

How To Close A House On A Mortgage Coming to Grips With Settlement Coming to Grips With Settlement What to Know Before Your Closing The closing, also known as the settlement, is the last step in getting your mortgage and actually becoming

More information

Vendor Finance. Huonville: 8/16 Main St, Huonville 7109 DX 70754, Huonville PO Box 239, Huonville 7109 Ph: 03 6264 2967

Vendor Finance. Huonville: 8/16 Main St, Huonville 7109 DX 70754, Huonville PO Box 239, Huonville 7109 Ph: 03 6264 2967 Vendor Finance Huonville: 8/16 Main St, Huonville 7109 DX 70754, Huonville PO Box 239, Huonville 7109 Ph: 03 6264 2967 Hobart: Level 1, 18 Elizabeth St, Hobart 7000 DX 231, Hobart GPO Box 16, Hobart 7001

More information

The Ultimate Guide to Remortgages

The Ultimate Guide to Remortgages The Ultimate Guide to Remortgages Remortgaging is a popular way to save money today, and as long as the market remains volatile, it will continue to be so. This guide will give you all the information

More information

Small Business Banking. It s your business

Small Business Banking. It s your business Small Business Banking It s your business No matter what stage your business is at, the right partnerships can make all the difference. Whether you ve got a great business idea, wanting to expand or just

More information

Your Home Buying Guide

Your Home Buying Guide Your Home Buying Guide What s involved in buying a home? The steps in the buying process. How do I apply for a loan and what do I need to provide? T 1800 606 276 W coastlinems.com.au Your Home Buying Guide

More information

The buying process a summary

The buying process a summary The buying process a summary 01 - Establish your budget 02 - Mortgage offer in principle 03 - Instruct a solicitor 04 - Register with all the estate agents in the area 05 - Find a property 06 - Mortgage

More information

How to Stop and Avoid Foreclosure in Today's Market

How to Stop and Avoid Foreclosure in Today's Market How to Stop and Avoid Foreclosure in Today's Market This Guide Aims To Help You Navigate the foreclosure process [Type the company name] Discover all of your options [Pick the date] Find the solution or

More information

How To Understand The Laws Of Korea

How To Understand The Laws Of Korea A Additional Payment The method of significantly reducing your home loan with extra payments to your mortgage. Even paying fortnightly rather than monthly can have a big impact. Amortisation Another way

More information

Buying a business. a practical guide BUILDING YOUR KNOWLEDGE. smallbusiness.wa.gov.au. The small business specialists

Buying a business. a practical guide BUILDING YOUR KNOWLEDGE. smallbusiness.wa.gov.au. The small business specialists Buying a business a practical guide BUILDING YOUR KNOWLEDGE Small Business Development Corporation 13 12 49 smallbusiness.wa.gov.au The small business specialists Buying a business The option to buy an

More information

Home loan check up. Reviewing the health of your home loan

Home loan check up. Reviewing the health of your home loan Home loan check up Reviewing the health of your home loan 2 3 Contents Debt consolidation & refinancing 3 Considering refinancing? 4 Benefits of refinancing 6 Know the costs of refinancing 12 It s natural

More information

Fees we charge for consumer mortgage lending products

Fees we charge for consumer mortgage lending products s we charge for consumer mortgage lending products Effective February 2016 Section 1: Understanding fees and charges When we may charge fees The Commonwealth Bank charges fees for administering your account

More information

MORE CHOICE MORTGAGE CENTRE MORTGAGE GUIDE

MORE CHOICE MORTGAGE CENTRE MORTGAGE GUIDE MORE CHOICE MORTGAGE CENTRE MORTGAGE GUIDE All you need to know about buying and protecting your home THE FSA More Choice Financial Ltd, The Rufus Centre, Steppingley Road, Flitwick Beds MK45 1AH is authorised

More information

FINANCE FOR YOUR BUSINESS NEEDS

FINANCE FOR YOUR BUSINESS NEEDS FINANCE FOR YOUR BUSINESS NEEDS FLEXIBLE FINANCE FROM THE ŠKODA SPECIALISTS Choosing a new car is a very personal thing, and we think car finance should be just as personal. We re here to help you create

More information

HOME LOAN HOUSE. Are you a homeowner looking for a loan? If so, and you live in the UK, Home Loan House can help.

HOME LOAN HOUSE. Are you a homeowner looking for a loan? If so, and you live in the UK, Home Loan House can help. 1 Home loans + uk, house loan HOME LOAN HOUSE Are you a homeowner looking for a loan? If so, and you live in the UK, Home Loan House can help. We specialise in providing home loans for the things you desire

More information

How commercial products can help residential landlords. Speaker: David Weeds

How commercial products can help residential landlords. Speaker: David Weeds How commercial products can help residential landlords Speaker: David Weeds The marketplace Commercial market Continued economic recovery Improved business confidence Increased demand for commercial property

More information

With every business transaction we make it count.

With every business transaction we make it count. Business Solutions 02 With every business transaction we make it count. business solutions Personal service has a new name When we say we re here to help you, we mean business. Whether you re just starting

More information

How To Get A Better Home Loan Rate In Australia

How To Get A Better Home Loan Rate In Australia AUSTRALIA S TOP 30 HOME LOAN MYTHS BUSTED Australia s Top 30 Home Loan Myths BUSTED! Fairer home loans for Australians Hi, I m Mark Bouris from Yellow Brick Road. Australia, it s time for a fairer deal

More information

Buying Your First Home in Canada. What Newcomers Need to Know

Buying Your First Home in Canada. What Newcomers Need to Know Buying Your First Home in Canada What Newcomers Need to Know A PLACE TO CALL HOME. A PLACE OF YOUR OWN. You ve made Canada your new home and now you re looking for a place of your own. Buying a house is

More information