VISITING MEMBER SERVICES. Getting care away from home. For travel in other Kaiser Permanente areas
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1 2016 VISITING MEMBER SERVICES Getting care away from home For travel in other Kaiser Permanente areas
2 Getting care in Kaiser Permanente service areas This brochure will help you get a wide range of care in Kaiser Permanente service areas, which include all or parts of: California Colorado Georgia Hawaii Maryland Oregon Virginia Washington Washington, D.C. You can get care in these areas and find Kaiser Permanente locations at kp.org/ kpfacilities. You re also covered for urgent and emergency care from any non Kaiser Permanente provider. Outside Kaiser Permanente areas You re covered for urgent and emergency care anywhere in the world.* Routine services aren t covered, so make sure to get them before your trip if you re traveling elsewhere. Routine services include physical exams, well-child checkups, and immunizations (shots). You can get routine care for up to 90 days through Group Health Cooperative (GHC), a nonprofit group that offers care to Kaiser Permanente members. After 90 days, you will only be covered for emergency and urgent care services. Group Health Cooperative is located in: East and northwest Washington Northern Idaho Please * refer to your Evidence of Coverage, Certificate of Insurance, or Summary Plan Description for details.
3 What s inside Care while traveling... 2 What types of care can I get in other Kaiser Permanente areas? Types of care What is an emergency care need? What is an urgent care need? What is a routine care need? In case of an emergency What services may be available? What services aren t available? Care where you need it... 6 How do I get care in other Kaiser Permanente areas? Do I need approval first? What happens if I move? What costs should I expect? For more information... 8
4 Do you have one of these plans? If so, this brochure may not apply to you, or the services available may be different than what s described. Check the details below. If you aren t sure if you have one of these plans, check your Evidence of Coverage, Certificate of Insurance, or Summary Plan Description, or call Member Services in your home area. HSA-qualified deductible plans. If you re a member in our Northern California or Southern California areas, you can only get the services in this brochure when you re visiting a Kaiser Permanente facility in the other California region. You can t get them in any other state. Medicare* and Medicaid plans. The services in this brochure do not apply to you. Please call Member Services in your home area for details. Preferred provider organization (PPO) and out-of-area plans. These plans offer nationwide access to care. Please see your Certificate of Insurance for additional information. Kaiser Permanente Insurance Company (KPIC) PPO plan members can get care from Private Health Care System (PHCS) providers or any licensed provider in the U.S. Indemnity plan members can get care from any licensed provider, regardless of where they live or travel. Medicare * members refer to the On the Go brochure. Otherwise known as Medi-Cal in California and QUEST Integration in Hawaii.
5 If you re in one of the following 2 plans, your coverage is the same in another Kaiser Permanente area as in your home area: Self-funded exclusive provider (EPO) plans Point-of-service (POS) plans POS members are able to get care in any other Kaiser Permanente service area and also have access to providers nationwide. See your Certificate of Insurance for additional details. For plan details You ll find more detailed, up-to-date information about getting care in the following document(s) that apply to your health coverage: Evidence of Coverage (EOC), if your coverage is directly through Kaiser Foundation Health Plan Certificate of Insurance (COI), if your coverage is directly through Kaiser Permanente Insurance Company Summary Plan Description (SPD), if your coverage is through your employer s self-funded plan Contact Member Services in your home area to request a copy of your EOC or COI. To request a copy of your SPD, contact your employer.
6 Care while traveling 2 What types of care can I get in other Kaiser Permanente service areas? As a member, you can get most of the same services you would get in your home area when visiting another Kaiser Permanente service area. You can get these services as long as they re provided or referred by a Kaiser Permanente doctor in the area you re visiting. If you re in a Group Health Cooperative (GHC) service area, you ll need to get services from a GHC doctor. For specific GHC locations, visit ghc.org/about_gh. Types of care Anything can come up when you travel, and different health needs require different types of care. See the following examples. What is an emergency care need? A medical or psychiatric condition, including severe pain, that requires immediate medical attention to prevent serious jeopardy to your health.* If * you reasonably believe you have an emergency medical condition, which is a medical or psychiatric condition that requires immediate medical attention to prevent serious jeopardy to your health, call 911 or go to the nearest emergency department. For the complete definition of an emergency medical condition, please refer to your Evidence of Coverage (EOC), Certificate of Insurance, or Summary Plan Description for details.
7 Examples include: Chest pain or pressure that may move out to the arm, neck, back, shoulder, jaw, or wrist Severe stomach pain that comes on suddenly Severe shortness of breath What is an urgent care need? An illness or injury that requires prompt medical attention but is not an emergency medical condition. Examples include: Minor injuries/wounds/cuts needing stitches, minor breathing issues, minor stomach pain, flu or similar symptoms What is a routine care need? An expected need. Examples include: Physical exams Well-child checkups Immunizations (shots) If you re not sure what kind of care you need, you can call our advice nurses, 24 hours a day, 7 days a week. Just call the appointment and advice line for your home facility or region for help. In case of an emergency If you have a medical emergency, call 911 or go to the nearest hospital. 3
8 SERVICES WHILE TRAVELING 4 What services may be available?* Inpatient services Hospitalization, including inpatient surgery and other services you may get while you re admitted Outpatient services Office visits Outpatient surgery (with certain exceptions) Allergy tests and allergy injections Physical, occupational, and speech therapy Prenatal and postnatal care Dialysis care Chemotherapy X-ray and laboratory services In or out of the hospital Prescription drugs If the drug is covered in your home area Mental health/chemical dependency services Same coverage as in your home area Skilled nursing facility services Home health care services Part-time or intermittent home health care services inside a Kaiser Permanente area or a GHC service area Hospice services Home-based hospice services inside a Kaiser Permanente or GHC service area This * brochure does not include a complete list of exclusions or available services. Services may vary by service area. For more specific information about visiting member services, call the Away from Home Travel Line at For members in Maryland, coverage for physical, occupational, and speech therapy is different. Call Member Services to learn more. Certain limitations apply to home health care.
9 What services aren t available? These services, equipment, and supplies aren t available to you in other Kaiser Permanente areas: Services not covered under your plan as described in your Evidence of Coverage, Certificate of Insurance, Summary Plan Description, or Member Handbook, including those that are not medically necessary. Physical exams for insurance, employment, or licensing, and any related services Dental services and dental X-rays Vision exams Infertility services Services related to artificial conception, such as in vitro fertilization Experimental services and all clinical trials Cosmetic surgery and other services performed mainly to change appearance Custodial care (assistance with activities of daily living, whether at home or in a nursing home) Services related to sexual reassignment surgery and treatment Services related to bariatric surgery and treatment Organ transplants and related services Alternative medicine and complementary care, like chiropractic care Certain types of durable medical equipment, orthotics and external prosthetics, eyeglasses, and hearing aids 5
10 Care where you need it How do I get care in other Kaiser Permanente service areas?* Call the Away from Home Travel Line** at and let them know you plan to visit another Kaiser Permanente service area for care. You ll get a medical record number (MRN) or health record number (HRN) and information on making an appointment. You ll only use this MRN or HRN in the area you re visiting. When you get back home, you ll use your home MRN or HRN to get care. If you re in a self-funded EPO plan, call the Customer Service number on your Kaiser Permanente ID card. Do I need approval first? Certain types of care require approval by Kaiser Permanente or a Group Health Cooperative (GHC) provider. Call the Away from Home Travel Line** at for more information. If you re visiting a GHC service area, call
11 What happens if I move? If you move to another Kaiser Permanente or GHC service area, you may not be able to keep your current membership. You may be able to enroll in a Kaiser Permanente or GHC plan in the area you ve moved to. What costs should I expect? You may have to pay out of pocket for services. These payments may be different from the copays, coinsurance, or deductible payments you would pay at home. To find out if you ll need to pay for any services, call the Away from Home Travel Line** at If you pay for any services upfront, you may be eligible for a reimbursement. To get reimbursed, you ll need to submit a claim in your home area. Make sure you ask for copies of all receipts. *When you get care in other Kaiser Permanente areas, your home-area claims and grievance processes still apply. Members can file a grievance with or without a denial letter. See your Evidence of Coverage, Certificate of Insurance, or Summary Plan Description for details. This does not apply to Federal Employee Health Benefits Program members. Reimbursement amount will be subject to member s plan limitations. **This number can be dialed from inside and outside the United States. Outside, you must dial the U.S. country code 001 for landlines and +1 for mobile before the phone number. Long-distance charges may apply and we cannot accept collect calls. This phone line is closed on major holidays. 7
12 For more information Extra resources For more information about getting care in another Kaiser Permanente area: Refer to your Evidence of Coverage, Certificate of Insurance, or Summary Plan Description. Contact Member Services in your home area. For GHC service areas, call Group Health Cooperative Customer Service at If you re in a self-funded EPO plan or a POS, PPO, or out-of-area plan, call the number on your Kaiser Permanente ID card. For 24/7 travel support anytime, anywhere, call the Away from Home Travel Line* at or visit kp.org/travel. My Health Manager, a secure area of our website that gives you access to doctors and health information, is only available for use in your home region. *This number can be dialed from inside and outside the United States. Outside, you must dial the U.S. country code 001 for landlines and +1 for mobile before the phone number. Long-distance charges may apply and we cannot accept collect calls. This phone line is closed on major holidays. 8
13 FOR MORE INFORMATION Keep this information handy Take note of any medical/health record numbers for getting care in other Kaiser Permanente service areas. Trip 1 Kaiser Permanente service area you re visiting: Medical/health record number: Notes Trip 2 Kaiser Permanente service area you re visiting: Medical/health record number: Notes Trip 3 Kaiser Permanente service area you re visiting: Medical/health record number: Notes 9
14 Notes 10
15 Terms of visiting member services are subject to change: Kaiser Permanente may change the terms, conditions, and eligible service areas of visiting member services at any time. Services covered under your health plan are provided and/or arranged by Kaiser Permanente health plans: Kaiser Foundation Health Plan, Inc., in Northern and Southern California and Hawaii Kaiser Foundation Health Plan of Colorado Kaiser Foundation Health Plan of Georgia, Inc., Nine Piedmont Center, 3495 Piedmont Road NE, Atlanta, GA 30305, Kaiser Foundation Health Plan of the Mid-Atlantic States, Inc., in Maryland, Virginia, and Washington, D.C., 2101 E. Jefferson St., Rockville, MD Kaiser Foundation Health Plan of the Northwest, 500 NE Multnomah St., Suite 100, Portland, OR Services for self-insured plans are administered by Kaiser Permanente Insurance Company, One Kaiser Plaza, Oakland, CA Services for fully-insured PPO plans are provided and/or arranged by Kaiser Permanente Insurance Company.
16 Before you go A little planning makes a big difference. Plan now for a healthy trip. Register on kp.org to see your home area health information and your Kaiser Permanente doctor at home or away from home anytime. Get our KP app to stay connected when you re on the go. Consult your doctor if you need to manage a condition during your trip. Refill your eligible prescriptions to have enough while you re away. Print a summary of your online medical record in case you don t have Internet access.* Make sure your immunizations are up-to-date, including your yearly flu shot. Don t forget Bring your Kaiser Permanente ID card. It has important phone numbers on the back. Take this brochure on your trip. It explains what to do if you need care. Away from Home 24/7 Travel Support: or kp.org/travel (TTY 711) *These features are available when you register on kp.org and seek care from Kaiser Permanente physicians. Please recycle February 2016
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Blue Cross Premier Bronze Extra
An individual PPO health plan from Blue Cross Blue Shield of Michigan. You will have a broad choice of doctors and hospitals within Blue Cross Blue Shield of Michigan s unsurpassed statewide PPO network
Important Questions Answers Why this Matters:
Anthem BlueCross BlueShield Blue Access PPO Option D58 / Rx Option 8 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 12/01/2013-11/30/2014 Coverage For: Individual/Family
BridgeSpan Health Company: BridgeSpan Oregon Standard Gold Plan MyChoice Northwest
BridgeSpan Health Company: BridgeSpan Oregon Standard Gold Plan MyChoice Northwest Summary of Benefits and Coverage: What this Plan Covers & What it Costs Questions: Call 1 (855) 857-9943 or visit us at
Arizona State Retirement System Plan Benefit Information for Medicare Eligible Members
Arizona State Retirement System Plan Benefit Information for Medicare Eligible Members Benefits Effective January 1, 2012 UHAZ12HM3349753_000 H0303_110818_013543 Summary of the UnitedHealthcare plans
Nationwide Life Insurance Co.: University of Phoenix NJ Coverage Period: 9/24/13-8/23/14
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.chpstudent.com or by calling 1-800-633-7867. Important
$0 See the chart starting on page 2 for your costs for services this plan covers.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.anthem.com/ca/lausd or by calling 1-800-700-3739. Important
Aetna Student Health: University of Pennsylvania Coverage Period: beginning on or after 8/15/2013
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at http://www.aetnastudenthealth.com/upenn or by calling 1-800-841-5374.
Important Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.thehealthplan.com or by calling 1-800-447-4000. Important
Important Questions Answers Why this Matters: What is the overall deductible? Are there other deductibles for specific services?
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.etf.wi.gov or by calling 1-877-533-5020. Important Questions
Important Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.cfhp.com or by calling 1-800-434-2347. Important Questions
Regence BlueCross BlueShield of Oregon: Regence Oregon Standard Bronze Plan Coverage Period: Beginning on or after 01/01/2014
Regence BlueCross BlueShield of Oregon: Regence Oregon Standard Bronze Plan Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: Beginning on or after 01/01/2014 Coverage
Important Questions Answers Why this Matters: What is the overall deductible?
Important Questions Answers Why this Matters: What is the overall deductible? Are there other deductibles for specific services? Is there an out of pocket limit on my expenses? What is not included in
United States Fire Insurance Company: International Technological University Coverage Period: beginning on or after 9/7/2014
or after 9/7/2014 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual Plan Type: PPO This is only a summary. If you want more detail about your coverage and
NATIONWIDE INSURANCE $20-40 / 250A NATIONAL MANAGED CARE SCHEDULE OF BENEFITS
WASHINGTON NATIONWIDE INSURANCE $20-40 / 250A NATIONAL MANAGED CARE SCHEDULE OF BENEFITS General Features Calendar Year Deductible Lifetime Benefit Maximum (Does not apply to Chemical Dependency) ($5,000.00
page 2 for other costs for services this plan covers. Is there an out-of-pocket limit
Coverage Period: Beginning 01/01/2014 1199SEIU National Benefit Fund Coverage for: Medicare-Eligible Retirees Living Outside of the Fund s Medicare Advantage Plan Area Summary of Benefits and Coverage:
The Harvard Pilgrim/HPHC Insurance Company POS Summary of Benefits and Coverage: WhatthisPlanCovers&WhatitCosts
Massachusetts The Harvard Pilgrim/HPHC Insurance Company POS Summary of Benefits and Coverage: WhatthisPlanCovers&WhatitCosts Coverage Period: 01/01/2016 12/31/2016 Coverage for: Individual + Family Plan
Important Questions Answers Why this Matters: What is the overall deductible?
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.uhs.wisc.edu/ship or by calling 1-866-796-7899. Important
Oregon s Health CO-OP Oregon Standard Silver Plan Broad Network: Coverage Period: 1/1/2015-12/31/2015. Important Questions Answers Why this Matters:
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at https://www.ohcoop.org/families-individuals/our-plans/plan-documents
GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN OUTLINE OF MEDICARE SELECT POLICY
GROUP HEALTH COOPERATIVE OF SOUTH CENTRAL WISCONSIN OUTLINE OF MEDICARE SELECT POLICY 2015 MEDICARE SELECT POLICY The Wisconsin Insurance Commissioner has set standards for Select insurance. This policy
Health CO-OP Oregon Standard Silver Plan: Oregon s Health CO-OP Coverage Period: 1/1/2014-12/31/2014
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at http://ohcoop.org/benefits-and-coverage or by calling 1-855-722-8207.
Assurant Health. Time Insurance Company. Summary of Benefits and Coverage for Assurant Health individual major medical Silver plans
Assurant Health Time Insurance Company Summary of Benefits and Coverage for Assurant Health individual major medical Silver plans View Summary of Benefits and Coverage for an individual plan View Summary
Massachusetts. Coverage Period: 1/1/2015 12/31/2015
Massachusetts The Harvard Pilgrim Hospital Prefer Best Buy Tiered Copayment HMO Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 1/1/2015 12/31/2015 Coverage for:
Trillium Community Health Plan: Oregon Standard Bronze Plan Vital Coverage Period: 01/01/2015-12/31/2015
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.trilliumchp.com or by calling 1-800-910-3906. Important
Summary of Benefits and Coverage What this Plan Covers & What it Costs
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the plan document at www.mpiphp.org or by calling 1-855-275-4674. Important Questions Answers
How Much Does Your Health Care Plan Cover?
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.arml.org\benefit_programs.html or by calling 1-501-978-6137.
Member orientation guide
Kaiser Permanente Oregon and Washington 2015 en A better choice for good health Member orientation guide a wide range of specialists test results online convenient facilities near you I can choose and
HealthyBlue PPO $1500 Coverage Period: 01/01/2014-12/31/2014
HealthyBlue PPO $1500 Coverage Period: 01/01/2014-12/31/2014 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Individual Plan Type: PPO This is only a summary. If you
You can see the specialist you choose without permission from this plan.
This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.wmimutual.com or by calling 1-800-748-5340. Important
MEDICARE 101 A Webinar presented by Keenan & Associates and Kaiser Permanente
MEDICARE 101 A Webinar presented by Keenan & Associates and Kaiser Permanente Sylvia Weathers Service Consultant Keenan & Associates Nancy C. Voltero Retiree Programs Consultant Kaiser Permanente License
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This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.summitamerica-ins.com/wscc or by calling 1-800-955-1991.
Massachusetts. Coverage Period: 07/01/2014 06/30/2015 Coverage for: Individual + Family Plan Type: HMO
Massachusetts Harvard Pilgrim Health Care, Inc. The Harvard Pilgrim Best Buy Tiered Copayment ChoiceNet HMO-WSHG Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period:
Important Questions Answers Why this Matters: What is the overall deductible?
Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage for: Employee + Dependents Plan Type: PPO This is only a summary. If you want more detail about your coverage and costs,