Figure 1. Majority of U.S. Workers Get Health Insurance Through Employers, 2007
|
|
- Dominick Ambrose Fields
- 8 years ago
- Views:
Transcription
1 Figure 1. Majority of U.S. Workers Get Health Insurance Through Employers, 27 Other coverage* 9% Uninsured 14% Public programs 5% Own employer coverage 56% Other employer coverage 16% Million Full- and Part-Time Workers Ages *Includes those with individual insurance and other responses.
2 Figure 2. Employer-Sponsored Insurance Coverage Declined Among Small-Firm Employees, Percent of working adults^ ages Employer insurance - other Employer insurance - own Small Firms (fewer than employees) Large Firms ( or more employees) Note: Subgroups may not sum to totals because of rounding. Source: The Commonwealth Fund Biennial Health Insurance Surveys (23 and 27).
3 Figure 3. Low-Wage Employees in Small Firms Are Less Likely to Have Employer-Sponsored Insurance Coverage Percent of working adults^ ages Employer insurance - other Employer insurance - own Total <$15/hr $2/hr or more Small Firms (fewer than employees) Total <$15/hr $2/hr or more Large Firms ( or more employees) Note: Subgroups may not sum to totals because of rounding.
4 Figure 4. Over Half of Working Adults in Small Firms Were Uninsured or Underinsured During the Year, 27 Adequately insured 48% Uninsured anytime 36% Uninsured anytime 15% Underinsured 13% Underinsured 16% Adequately insured 73% Small Firms (fewer than employees) 39. million Large Firms ( or more employees) 76.9 million Underinsured is defined as having continuous health insurance coverage and spending 1 percent or more of income on out-of-pocket health care costs (or 5 percent or more if low income), or having deductibles of 5 percent or more of income.
5 Figure 5. More Than Half of Uninsured Workers Are Ineligible for Their Firm s Plan or Employed by Firms That Do Not Offer Health Benefits Worker does not know if offered or eligible 28% Employer does not offer coverage 37% Employer offers, worker eligible, does not participate 2% Employer offers, worker ineligible 16% 17.3 Million Uninsured Workers Ages 19 64
6 Figure 6. Workers in Small Firms Are Less Likely to Be Offered and Eligible for Health Insurance from Their Employer Percent of working adults^ ages Employer offers a plan Eligible for employer plan Total <$15/hr $2/hr or more Total <$15/hr $2/hr or more Small Firms (fewer than employees) Large Firms ( or more employees)
7 Figure 7. Share of Small Firms Offering Benefits to Employees and Employee Eligibility Declined, Percent of working adults^ ages Employer offers a plan Eligible for employer plan Small Firms (fewer than employees) Large Firms ( or more employees) Source: The Commonwealth Fund Biennial Health Insurance Surveys (23 and 27).
8 Figure 8. When Employees in Small Firms Are Offered and Eligible for Employer-Sponsored Coverage, Take-Up Rate Is High Percent of working adults^ ages who are eligible for and take up employer-sponsored insurance <2 employees 2 99 employees employees + employees
9 Figure 9. Low-Wage Workers in Small Firms Are Less Likely to Have Health Insurance Than High-Wage Workers in Small Firms Insurance sources for working adults^ ages Employer - own Employer - other Individual Public Other All workers Total <$15/hr $2/hr or more Total <$15/hr $2/hr or more 2 1 Small Firms (fewer than employees) Large Firms ( or more employees)
10 Figure 1. The Individual Insurance Market Is Not an Affordable Option for Small-Firm Workers^ Working adults ages 19 64: Has individual coverage or tried to buy it in past three years Among those: Found it very difficult or impossible to find coverage they needed Found it very difficult or impossible to find affordable coverage Were turned down, charged a higher price, or had a specific health problem excluded from coverage Total < employees + employees <$15/hr $2/hr+ % 38% 18% % % 39% Any of the above Never bought a plan* 67 44% *Among those who tried to buy a plan. 34% % 63 34%
11 Figure 11. Share of Workers Spending Large Shares of Income on Out-of-Pocket Medical Expenses Increased, Percent of working adults^ ages with own employer-sponsored insurance 1 5% or more of income 1% or more of income Total Small Firms (fewer than employees) Large Firms ( or more employees) Source: The Commonwealth Fund Biennial Health Insurance Surveys (23 and 27).
12 Figure 12. Workers with Lower Wages, Regardless of Employer Size, Are More Likely to Spend Large Share of Income on Out-of-Pocket Medical Costs and Premiums Percent of working adults^ ages with own employer-sponsored insurance 1 5%or more of income 1%or more of income Small Firms (< employees) Large Firms (+ employees) <$15/hr $2/hr or more Large Firms ( or more employees)
13 Figure 13. Insurance Benefits Are Not as Generous for Workers in Small Businesses Percent of working adults^ ages with own employer-sponsored insurance < employees + employees Coverage limits total amount it will pay for medical care No prescription drug coverage Fair or poor rating of insurance plan
14 Figure 14. Cost of Administering Health Insurance as a Percentage of Claims Under Current Law and the Proposed Exchange, by Group Size Percent Current Exchange Total Individuals 2 to 4 5 to 9 1 to 19 2 to 49 to 99 1 to 499 to 2,499 2, to 9,999 1, + Data: Estimates by The Lewin Group for The Commonwealth Fund. Source: Commonwealth Fund Commission on a High Performance Health System, The Path to a High Performance U.S. Health System: A 22 Vision and the Policies to Pave the Way (New York: The Commonwealth Fund, Feb. 29).
FINDINGS FROM THE 2014 MASSACHUSETTS HEALTH INSURANCE SURVEY
CENTER FOR HEALTH INFORMATION AND ANALYSIS FINDINGS FROM THE MASSACHUSETTS HEALTH INSURANCE SURVEY MAY 2015 Prepared by: Laura Skopec and Sharon K. Long, Urban Institute Susan Sherr, David Dutwin, and
More informationCHANGING COURSE: TRENDS IN HEALTH INSURANCE COVERAGE, 2000 2008
CHANGING COURSE: TRENDS IN HEALTH INSURANCE COVERAGE, 2000 2008 Karen Davis President, The Commonwealth Fund One East 75th Street New York, NY 10021 kd@cmwf.org http://www.commonwealthfund.org Invited
More informationSerious flaws in the U.S. health care system affect every sector of
SUPPLEMENT TO THE SEPTEMBER/OCTOBER 2 ISSUE OF THE COLUMBIA JOURNALISM REVIEW table of contents Introduction 1 Why do we need comprehensive health care reform right now? 2 What are the consequences of
More informationHow To Get Health Insurance For Women
APRIL 2007 Issue Brief Women and Health Coverage: The Affordability Gap Elizabeth M. Patchias and Judy Waxman National Women s Law Center For more information about this study, please contact: Elizabeth
More informationTrends in Employer- Sponsored Insurance Related to Children s Coverage
Trends in Employer- Sponsored Insurance Related to Children s Coverage Medicaid and CHIP Payment and Access Commission Benjamin Finder October 29, 2015 1 Context: Employer-Sponsored Coverage If separate
More informationHealth Coverage among 50- to 64-Year-Olds
Health Coverage among 50- to 64-Year-Olds In 2005, more than 51 million Americans were age 50 64. This number is projected to rise to 58 million in 2010, when the first baby boomers turn 64. The aging
More informationHealth Insurance After Age 65
1 GUIDE TO MEDICARE PLANNING Health Insurance After Age 65 Whether you are retired or still working, Medicare will likely become part of your life after you turn 65. In the United States today, most health
More informationNeed help with health care coverage?
Need help with health care coverage? Even if you work or have private health insurance, you may be able to get help such as: Free health care Low-cost health care Help paying for your health insurance
More informationThe New Health Law & Small Businesses
The New Health Law & Small Businesses October 2013 1 Goals of the New Health Law Affordable Care Act (ACA) Protect consumers against unfair insurance industry practices Give consumers more insurance options
More informationJohn R. Kasich, Governor Mary Taylor, Lt. Governor/Director. Medicare Supplement Vs. Medicare Advantage
John R. Kasich, Governor Mary Taylor, Lt. Governor/Director Medicare Supplement Vs. Medicare Advantage Medicare Supplement vs Medicare Advantage? Option 1 Option 2 Original Medicare Part A and Part B +
More informationcalifornia Health Care Almanac California Employer Health Benefits Survey
california Health Care Almanac Survey december 2011 Introduction Employer-based coverage is the leading source of health insurance in California and nationally. Changes in coverage offerings, worker cost
More informationKey Facts About the Small Business Health Options Program (SHOP) Marketplace
Key Facts About the Small Business Health Options Program (SHOP) Marketplace The Small Business Health Options Program (SHOP) Marketplace is now open and ready to help you get health coverage for your
More informationIntroduction. 1 The second goal is to develop policies to provide quality health care services in a cost-effective way.
Introduction Tax Credits and Purchasing Pools: Implications for Affordable Health Insurance. Prepared for the SJR 22 Subcommittee on Health Care and Health Insurance by Gordy Higgins, Legislative Services
More informationAs of January 1, 2014, most individuals must have some form of health coverage, or pay a penalty to the federal government.
Consumer Alert Health Insurance for 2014: What You Need to Know Before You Enroll (Individuals) As of January 1, 2014, most individuals must have some form of health coverage, or pay a penalty to the federal
More informationHow To Get A Small Business Health Insurance Plan For Free
Statement of Linda J. Blumberg, Ph.D. Senior Fellow The Urban Institute Committee on Energy and Commerce Subcommittee on Oversight and Investigations United States House of Representatives Hearing: The
More informationThe Small Business Guide to Health Care Law
The Small Business Guide to Health Care Law How new changes in health care law will affect you and your employees Table of Contents Introduction 3 Part I: A General Overview of Health Care Law 4 The Affects
More informationIntroduction. California Employer Health Benefits
Survey: Workers Feel the Pinch January 2014 Introduction Employer-based coverage is the leading source of health insurance in California as well as nationally. This edition of the annual Survey provides
More informationillinois health insurance marketplace
illinois health insurance marketplace healthcare reform is coming. find answers here. healthcarereform.illinois.gov The Affordable Care Act. What it means for you. In March of 2010, the Affordable Care
More informationwww.thinkhr.com 877-225-1101 Employer Health Reform Checklist
www.thinkhr.com 877-225-1101 Employer Health ThinkHR grants the reader non-exclusive, non-transferable, and limited permission to use this document. The reader may not sell or otherwise use this document
More informationAetna Affordable Health Choices SM
Aetna Affordable Health Choices SM A limited accident and sickness insurance plan designed for hourly, part-time or other employees without benefits 12.02.101.1 (9/05) A The Benefits of Aetna Affordable
More informationAffordable Care Act FAQs Individuals
Affordable Care Act FAQs Individuals The Supreme Court s landmark decision on the Affordable Care Act (ACA) has resulted in uncertainties among many individuals, regardless of their tax bracket, personal
More informationHealth Care Reform and You
Health Care Reform and You Timelines and Implications of the Law for Individuals Updated as of December 2013 Health Care Reform and You The Patient Protection and Affordable Care Act and the Health Care
More informationThe Health Insurance Marketplace 101. July 2013
The July 2013 The Problem Insurance companies could turn away the 129 million Americans with pre-existing conditions Premiums had more than doubled over the last decade, while insurance company profits
More informationSignificance of the Coverage Gap Under Medicare Part D
June 8, 2006 Significance of the Coverage Gap Under Medicare Part D The gap in coverage between spending levels of $2,250 and $3,600 in true out-of-pocket spending is one of the most discussed aspects
More informationHealth Savings Accounts. l ower pre mi u m s ta x d e d u c t ion s grea t ben efits
Health Savings Accounts l ower pre mi u m s ta x d e d u c t ion s grea t ben efits I OWN A SMALL BUSINESS. Giving my employees great benefits is important to me. An HSA means I can help them look after
More informationExpert Support Navigating Health Exchanges
Expert Support Navigating Health Exchanges 2 HealthAdvocate Health Insurance Exchanges: Health Advocate Can Help Support You Introduction Health Advocate has received many questions regarding the impact
More informationHelbling Benefits Consulting Your Health Care Reform Partner
Helbling Benefits Consulting Your Health Care Reform Partner Will you be hit with penalties due to health care reform? Once the employer mandate becomes effective, some employers may have to pay a penalty
More informationAFFORDABLE CARE ACT LARGE EMPLOYER HEALTH REFORM CHECKLIST. Edition: October 2015
AFFORDABLE CARE ACT Employers that offer health care coverage to employees are responsible for complying with many of the provisions of the Affordable Care Act (ACA). Most health reform changes apply regardless
More informationThe Vermont Health Benefit Exchange: An Update for Small Business Owners
The Vermont Health Benefit Exchange: An Update for Small Business Owners Today s Presentation Health Reform Goals Overview of Health Care Reform What is the Exchange? What Does the Exchange Look Like?
More informationAFFORDABLE CARE ACT LARGE EMPLOYER HEALTH REFORM CHECKLIST. Edition: November 2014
AFFORDABLE CARE ACT Employers that offer health care coverage to employees are responsible for complying with many of the provisions of the Affordable Care Act (ACA). Most health reform changes apply regardless
More information$6,251 $17,545 THE KAISER FAMILY FOUNDATION - AND - HEALTH RESEARCH & EDUCATIONAL TRUST. Employer Health Benefits. Annual Survey.
57% $17,545 THE KAISER FAMILY FOUNDATION - AND - HEALTH RESEARCH & EDUCATIONAL TRUST Employer Health Benefits 2015 Annual Survey $6,251 2015 -and- Primary Authors: KAISER FAMILY FOUNDATION Gary Claxton
More informationcalifornia Health Care Almanac California Employer Health Benefits Survey: Fewer Covered, More Cost
california Health Care Almanac Survey: Fewer Covered, More Cost April 2013 Introduction Employer-based coverage is the leading source of health insurance in California as well as nationally. This report
More informationHealth Care Reform Frequently Asked Questions
Health Care Reform Frequently Asked Questions On March 23, 2010, President Obama signed federal health care reform into law, also known as the Patient Protection and Affordability Act. A second, or reconciliation
More informationAFFORDABLE CARE ACT SMALL EMPLOYER HEALTH REFORM CHECKLIST
AFFORDABLE CARE ACT SMALL EMPLOYER Employers that offer health care coverage to employees are responsible for complying with many of the provisions of the Affordable Care Act (ACA). Most health reform
More informationSection 3: Employment-Based Health Insurance
Section 3: Employment-Based Health Insurance Availability of coverage Employer offer rates Eligibility Access, take-up, and coverage Cost of coverage & cost sharing Total premium Employer/employee shares
More informationThe Vermont Health Benefit Exchange: An Update
The Vermont Health Benefit Exchange: An Update Today s Discussion Health Reform Goals & Timeline Overview of Health Care Reform What is the Exchange? What Does the Exchange Look Like? Plan Design Enrollment
More informationMaryland Children s Health Program MCHP Premium
Maryland Children s Health Program MCHP Premium Overview In Maryland, the option to purchase coverage for children is part of the approved expansion of the Maryland Children s Health Program (MCHP) effective
More informationChildren s Health Coverage Under the ACA Part III: Issue Diagnosis Evolutionary Challenges
Children s Health Coverage Under the ACA Part III: Issue Diagnosis Evolutionary Challenges Prepared by Carolina Coleman Funded by the Lucile Packard Foundation for Children s Health January 2014 This brief
More informationPresident Bush s Health Care Tax Deduction Proposal: Coverage, Cost and Distributional Impacts. John Sheils and Randy Haught
www.lewin.com President Bush s Health Care Tax Deduction Proposal: Coverage, Cost and Distributional Impacts John Sheils and Randy Haught President Bush proposes to replace the existing tax exemption for
More informationMassachusetts Health Connector logo. The Health Connector: Massachusetts New and Improved Health Insurance Marketplace
Massachusetts Health Connector logo The Health Connector: Massachusetts New and Improved Health Insurance Marketplace Massachusetts: The model for national health care reform 1 Massachusetts led the nation
More informationSEMA MEMBERS WANT TO KNOW
SEMA MEMBERS WANT TO KNOW WHEN DID OBAMACARE TAKE EFFECT? It is being phased-in over 10 years beginning in 2010, with new requirements and benefits being added each year. The most consequential change
More informationHealth Care Reform: What s in the Law
Health Care Reform: What s in the Law Professor Sidney D. Watson March 2013 On June 28, 2012, the United States Supreme Court upheld the Affordable Care Act, also known as ObamaCare. The Supreme Court
More informationProducer FAQs. Is the Maryland Health Benefit Exchange an insurance company?
Producer FAQs Question Is the Maryland Health Benefit Exchange an insurance company? What types of coverage will Maryland Health Connection offer? How do I know that this is legitimate health coverage?
More informationThe Health Insurance Marketplace Brings Needed Changes
The Health Insurance Marketplace Brings Needed Changes Healthcare Reform is showing early returns. The Health Insurance Marketplace can help it work even better. The U.S. Department of Health and Human
More informationISSUE BRIEF WHITHER EMPLOYER-BASED HEALTH INSURANCE? THE CURRENT AND FUTURE ROLE OF U.S. COMPANIES IN THE PROVISION AND FINANCING OF HEALTH INSURANCE
ISSUE BRIEF WHIR EMPLOYER-BASED HEALTH INSURANCE? CURRENT AND FUTURE ROLE OF U.S. COMPANIES IN PROVISION AND FINANCING OF HEALTH INSURANCE Sara R. Collins, Chapin White, and Jennifer L. Kriss The Commonwealth
More informationHealth Care Reform and You
Health Care Reform and You Timelines and Implications of the Law for Individuals Updated as of January 2015 Health Care Reform and You The Patient Protection and Affordable Care Act and the Health Care
More informationFAQ: PARTICIPANTS ON EARNED COVERAGE
FAQ: PARTICIPANTS ON EARNED COVERAGE What should I do when the Health Insurance Marketplace goes into effect on January 1? You don t need to do anything if you have earned coverage through the DGA Producer
More informationExhibit 1. Nearly Two of Five Young Adults Spent Some Time Uninsured in the Past Year
Exhibit 1. Nearly Two of Five Young Adults Spent Some Time Uninsured in the Past Year Percent of adults ages 19 29 75 70 Insured now, time uninsured in past year Uninsured now 21 48 39 25 0 17 22 48 21
More informationNeed help with health care coverage?
Need help with health care coverage? Even if you work or have private health insurance, you may be able to get help such as: Free health care Low-cost health care Help paying for your health insurance
More informationHow To Get Health Care Coverage In The United States
A look at health care plans in Congress The Associated Press July 6, 2009 Monday Copyright 2009 Associated Press All Rights Reserved The Associated Press July 6, 2009 Monday A look at health care legislation
More informationIssue Brief: The Health Benefit Exchange and the Small Employer Market
Issue Brief: The Health Benefit Exchange and the Small Employer Market Overview The federal health care reform law directs states to set up health insurance marketplaces, called Health Benefit Exchanges,
More informationASSESSING THE RESULTS
HEALTH REFORM IN MASSACHUSETTS EXPANDING TO HEALTH INSURANCE ASSESSING THE RESULTS March 2014 Health Reform in Massachusetts, Expanding Access to Health Insurance Coverage: Assessing the Results pulls
More informationThe Small Business Guide to Health Care Law. How new changes in health care law will affect you and your employees 609-662-2400 1
The Small Business Guide to Health Care Law How new changes in health care law will affect you and your employees 609-662-2400 1 2013 Independence Blue Cross Table of Contents Introduction 3 Part I: A
More informationAffordable Care Act 101: What The Health Care Law Means for Small Businesses
Affordable Care Act 101: What The Health Care Law Means for Small Businesses December 2013 These materials are provided for informational purposes only and are not intended as legal or tax advice. Readers
More informationTHE HEALTH INSURANCE MARKETPLACE
THE HEALTH INSURANCE MARKETPLACE Presented by Raffa Financial Services Source: Centers for Medicare & Medicaid Services Design 2013 Zywave, Inc. All rights reserved. OBJECTIVES This session will help you:
More informationEffective dates for provisions of the PPACA are spread out from 2010 through 2018. This document focuses on 2013 and 2014.
As part of our ongoing initiative to provide added value to our customers, this health care reform summary is being provided on an information only basis. This is NOT a legal document and is not intended
More informationto Health Care Reform
The Employer s Guide to Health Care Reform What you need to know now to: Consider your choices Decide what s best for you Follow the rules 2013-2014 Health care reform is the law of the land. Some don
More information75 Washington Ave. Suite 206 Portland, ME 04101. (207) 767-6440 www.marketdecisions.com
75 Washington Ave. Suite 206 Portland, ME 04101 (207) 767-6440 www.marketdecisions.com Comprehensive Report 2014 Vermont Household Health Insurance Survey Vermont Department of Regulation, Insurance Division
More informationPresented to: 2007 Kansas Legislature. February 1, 2007
MARCIA J. NIELSEN, PhD, MPH Executive Director ANDREW ALLISON, PhD Deputy Director SCOTT BRUNNER Chief Financial Officer Report on: Massachusetts Commonwealth Health Insurance Connector Program Presented
More informationSMALL BUSINESS OWNERS
HEALTH INSURANCE BUYER S GUIDE FOR SMALL BUSINESS OWNERS 1 Health Insurance Cooperative Agency www.hicinsur.com 913.649.5500 Content Introduction The value of health insurance Understanding health care
More informationAffordable Care Act 101: Understanding Federal Healthcare Reform
Affordable Care Act 101: Understanding Federal Healthcare Reform As of July 16, 2013 For more Information, please contact the Office of Countywide Healthcare Planning by e-mail: healthcareplanning@miamidade.gov
More informationHealth Care Reform Update
Small Businesses No Financial Requirements for Small Businesses: The ACA imposes no financial requirements for small businesses to contribute to their employees health insurance. However, beginning in
More informationBaucus Framework Senate HELP Bill House Tri-Committee Bill President Obama
SJR 35: HEALTH CARE Comparison of Selected Elements of the Major Federal Health Care Reform Proposals Prepared for the Children, Families, Health, and Human Services Interim Committee Sept. 11, 2009 Baucus
More informationSection 2: INDIVIDUALS WHO CURRENTLY HAVE
Section 2: INDIVIDUALS WHO CURRENTLY HAVE COVERAGE OR AN OFFER OF COVERAGE FROM THEIR EMPLOYER Section 2 covers enrollment issues for individuals who have coverage or an offer of coverage whether through
More informationHealth Care in Rural America
Health Care in Rural America Health care in rural communities has many aspects access to physicians, dentists, nurses, and mental health services; the financial circumstances of rural hospitals; federal
More informationAffordable Care Act FAQs
Note: This material is not intended to serve as legal advice and only constitutes Delta Dental s opinion on the subject matter contained herein based on its own review of available guidance. Delta Dental
More informationHealth Savings Accounts & High Deductible Health Plans
Health Savings Accounts & High Deductible Health Plans Definitions Consumer Driven Health Plan ( CDHP ) A health insurance plan designed to give you more control over your health care spending. CDHPs incorporate
More informationwww.thinkhr.com AFFORDABLE CARE ACT SMALL EMPLOYER HEALTH REFORM CHECKLIST
www.thinkhr.com AFFORDABLE CARE ACT SMALL EMPLOYER HEALTH REFORM CHECKLIST Employers that provide health coverage to employees are responsible for complying with many of the provisions of the Affordable
More informationAFFORABLE CARE ACT (OBAMACARE)
AFFORABLE CARE ACT (OBAMACARE) The Affordable Care Act (ACA) Large Employer Mandate requires employers to offer full time employees a compliant health care plan effective January 1, 2015. Full Steam Staffing
More informationMarch 21, 2006 INTRODUCTION
EXPANDING COVERAGE FOR THE ILLINOIS UNINSURED: A PROPOSAL BY THE ILLINOIS HOSPITAL ASSOCIATION EXPANDING COVERAGE FOR THE ILLINOIS UNINSURED: A PROPOSAL BY THE ILLINOIS HOSPITAL ASSOCIATION March 21, 2006
More informationHEALTH INSURANCE COVERAGE OF WORKING-AGE ADULTS
HEALTH INSURANCE COVERAGE OF WORKING-AGE ADULTS One-Third of Working-Age Adults Were Currently Uninsured or Had a Recent Gap* Currently Uninsured 19% Recent Gap* 13% Continuously Insured 68% 164 million
More informationCovered California FACT SHEET. Affordable insurance is a national priority. Getting California covered
Covered California FACT SHEET Affordable insurance is a national priority In 2010, the federal government enacted the Patient Protection and Affordable Care Act, which aims to increase the number of Americans
More informationEmpowering the Consumer: The Ultimate Health Care Stakeholder
Empowering the Consumer: The Ultimate Health Care Stakeholder Rebecca Burkholder Alliance for Health Reform Briefing July 24, 2015 REBECCA BURKHOLDER @ncl_tweets 1 Estimated Source of Insurance Coverage,
More informationHEALTH CARE REFORM DOCUMENT FROM THE WEBSITE OF BLUE CROSS BLUE SHIELD OF NORTH DAKOTA
HEALTH CARE REFORM DOCUMENT FROM THE WEBSITE OF BLUE CROSS BLUE SHIELD OF NORTH DAKOTA Frequently Asked Questions I ve heard the federal government launched a new website called Healthcare.gov. How can
More informationPrescribed Side Effects of the Patient Protection and Affordable Care Act (PPACA): Healthcare Reform Update
August 14, 2013 Presented by: Jay Hutto, CPA Prescribed Side Effects of the Patient Protection and Affordable Care Act (PPACA): Healthcare Reform Update Click HERE to listen to webinar. August 14, 2013
More informationThe national debate over health reform in recent years. Employment-based health benefits in small and large private establishments.
U.S. BUREAU OF LABOR STATISTICS APRIL 2013 VOLUME 2 / NUMBER 8 Employment-based health benefits in small and large private establishments Author: William J. Wiatrowski The national debate over health reform
More informationUNDERSTANDING INDIVIDUAL HEALTH INSURANCE
UNDERSTANDING INDIVIDUAL HEALTH INSURANCE Continuing Education Provider #S10725 Imperial Training Services, Inc. Post Office Box 8 Garner, North Carolina 27529 Instructor: Cliff Davis MBA, CLU Phone: (919)
More informationYour guide to finding the best health insurance plan.
LIFE HAS OPPORTUNITIES Your guide to finding the best health insurance plan. Start saving today with the help of Excellus BlueCross BlueShield. National strength. Local focus. Individual care. SM Contents
More informationHow To Get A New Bronwell Drug Plan
Questions and Answers New Brunswick Drug Plan December 10, 2013 1) What is the New Brunswick Drug Plan? The New Brunswick Drug Plan is a prescription drug insurance plan that provides drug coverage for
More informationCapital Matters: Managing Labor s Capital
Capital Matters: Managing Labor s Capital Harvard Law School-Labor and Worklife Program April 2 6 28, 2006 What is the Current Status and Future of Retiree Health Benefits? The Teamster National Retiree
More informationResearch. brief CALIFORNIA HEALTHCARE: FIRM SPENDING AND WORKER COVERAGE
Research brief CALIFORNIA HEALTHCARE: FIRM SPENDING AND WORKER COVERAGE Dave Graham-Squire, Ken Jacobs and Arindrajit Dube UC Berkeley Center for Labor Research and Education March 13, 2007 Each of the
More informationHow To Comply With The Health Care Act
AFFORDABLE CARE ACT Employers that provide health coverage to employees are responsible for complying with many of the provisions of the Affordable Care Act (ACA). Provisions take effect on staggered dates
More informationNorth Carolina Institute for Early Childhood Professional Development HEALTH INSURANCE: INFORMATION AND TIPS FOR CHILD CARE EMPLOYEES AND EMPLOYERS
North Carolina Institute for Early Childhood Professional Development HEALTH INSURANCE: INFORMATION AND TIPS FOR CHILD CARE EMPLOYEES AND EMPLOYERS Often times in the early care and education field we
More informationAffordable Care Act 101: What The Health Care Law Means for Small Businesses
Affordable Care Act 101: What The Health Care Law Means for Small Businesses December 2013 These materials are provided for informational purposes only and are not intended as legal or tax advice. Readers
More informationCover Missouri Project: Report 9. Increasing Health Insurance Coverage in Missouri Through Subsidies
MISSOURI FOUNDATION FOR HEALTH Cover Missouri Project: Report 9 Increasing Health Insurance Coverage in Missouri Through Subsidies MISSOURI FOUNDATION FOR HEALTH About MFH Established in 2000, the Missouri
More informationHEALTH CARE REFORM CHECKLIST
HEALTH CARE REFORM CHECKLIST As a small employer, you need to be aware of the new regulations tied to the Affordable Care Act. Refer to this checklist to ensure you understand each one and that you re
More informationPresented by South Dakota Community Action Partnership
Presented by South Dakota Community Action Partnership The project described was supported by Funding Opportunity Number CA-NAV-13-001 from the U.S Department of Health and Human Services, Centers for
More informationSOMETHING OLD, SOMETHING NEW: TEXAS TWO HIGH-RISK POOLS
July 19, 2010 Contact: Stacey Pogue, pogue@cppp.org SOMETHING OLD, SOMETHING NEW: TEXAS TWO HIGH-RISK POOLS Thanks to national health reform, Texas now has two separate high-risk pools that offer health
More informationACA Implementation Timeline
ACA Implementation Timeline Published: March 5, 2013 Updated: July 5, 2013 Producer: Sophie Novack Director: Jessica Guzik National Journal Presentation Credits Most ACA Reforms Implemented 2013-2014 Jan.
More informationHow the Affordable Care Act Affects Your Health Insurance Costs
How the Affordable Care Act Affects Your Health Insurance Costs How the Affordable Care Act Affects Your Health Insurance Costs American Institute for Economic Research 250 Division Street Great Barrington,
More informationAMERICAN HEALTH BENEFIT EXCHANGES
AMERICAN HEALTH BENEFIT EXCHANGES As we have previously reported, beginning January 1, 2014, the GHLIT will stop offering AVMA members medical insurance. However, members and small employers will be able
More informationDecade of Decline: A Survey of Employer Health Insurance Coverage in New York State. November 2010
Decade of Decline: A Survey of Employer Health Insurance Coverage in New York State November 2010 Prepared by Jon Gabel Heidi Whitmore Jeremy Pickreign NORC at the University of Chicago Contents Executive
More informationThe Healthcare Law April 19, 2010
The Healthcare Law April 19, 2010 This healthcare bill, recently made law, is a comprehensive overhaul that increases coverage to 94% of Americans and makes sweeping changes to our current healthcare system.
More informationHealth Insurance Marketplace. vhealth insurance exchanges. What to expect in 2014. What to expect in 2014
vhealth insurance exchanges Health Insurance Marketplace What to expect in 2014 What to expect in 2014 The basics of exchanges As part of the Affordable Care Act (ACA or health care reform law), starting
More informationThe Uninsured and Underinsured in Minnesota 1
The Uninsured and Underinsured in Minnesota 1 A Summary of Data to Support Outreach and Enrollment Efforts INTRODUCTION The Affordable Care Act (ACA) requires states to provide free, impartial enrollment
More informationLower Taxes, Lower Premiums
Lower Taxes, Lower Premiums The New Health Insurance Tax Credit in Idaho Families USA : The New Health Insurance Tax Credit in Idaho September 2010 by Families USA Acknowledgments This report was written
More informationEncouraging Employer-Sponsored Health Insurance
Encouraging Employer-Sponsored Health Insurance Christina Wessel Minnesota Budget Project Deputy Director 651-757-3065 cwessel@mnbudgetproject.org Minnesota Council of Nonprofits 2314 University Avenue
More informationListed below and on the following pages are brief descriptions of each activity to help you choose those you wish to use.
Activities contains 21 current activities that let your students do so much more than just read and answer questions. They ll use their math skills, thinking skills, writing skills and creative skills
More information