REGULATION FOR Bonds: Switch & Win 2012 PROMOTION. Terms and Conditions

Transcription

1 REGULATION FOR Bonds: Switch & Win 2012 PROMOTION Terms and Conditions 1. PERIOD OF APPLICATION a) This promotion shall be in force for a limited time period between 07 February and 30 April ELEGIBILITY a) The promotion is open to all Banco Best customers over the age of 18 who comply with this regulation and all of the eligibility criteria listed below; b) They must apply for the promotion and accept the regulation within the above referred to period; c) New Banco Best customers, i.e. when having opened and activated their first account (first data entry in Banco Best, opening of account, providing all of the documentation and a first deposit for a minimum amount of EUR 500) during the campaign s application period may not apply for another promotion in force for new customers; d) They must, up until the promotion s closing date, transfer one or more of the issues set out in Annex A of this regulation to Banco Best. The bond issues available for trading on the online Bonds For All service, at the promotion s start date are listed in Annex A: e) Taking the contents of the above sub-paragraph into account, for this promotion, the amount of the bond transfer, by kind (issue) shall have a minimum nominal value of EUR 25,000 or equivalent amount in another currency; f) As an alternative to the eligibility conditions referred to in sub-paragraph d) and e) of this item 2, customers are eligible to participate in this promotion, if, during the period of the campaign they transfer additional resources to BEST under the terms of sub-paragraphs g) and h); g) Additional resources are understood to be resources deposited with and maintained with the bank after 06 February 2012, comprising cheques, cash or interbank transfers and therefore exclude credit from: the crediting of any type of interest: increases in the value of or capital gains made on any type

2 of asset; internal transfers from other current accounts; capital, interest and capital gains on the maturity of any kind of investment (either in the name of customers or any other accounts to which customers are a party); capital, interest and capital gains on additional resources which have, in the meantime, been invested in any other product. h) Under this promotion, the minimum amount of additional resources deposited shall be EUR 25,000 or its equivalent in another currency. 3. APPLICATION a) The promotion should be applied for during the campaign s period of application, by signing this document which may be obtained from: or its customer Helpdesk on (open ). The application assumes that customers are aware of and accept these conditions and is made by signing this regulation, declaring that they expressly accept its respective terms and conditions. 4. OFERTA Opção 1 a) Banco Best will make the following gifts subject to compliance with the criteria set out in this document and based on a customer s option: Reembolso Source: Bond Transfer Reimbursement up to EUR 100 of any charges made by other credit institutions; Exemption from securities custodian fees until 01 April 2013; Free Fnac gift voucher for EUR 100 Source: Additional Resources n/a Opção 2 Voucher Opções A EUR 300 voucher for the reimbursement of commissions associated with the operations performed on the Bonds for All service up to 30 April b) As regards option 1 (reimbursement), the reimbursement of the charges made by the credit institution of origin should be certified by providing Banco Best with a copy of the debit entry relating to the originating operation. c) As regards option 2 (voucher, commissions), any commissions shall be reimbursed in the first fortnight of May 2012, up to a maximum amount of EUR 300. The commissions shall therefore be reimbursed in the period following the settlement date of the originating operations.

3 e) This gift cannot be accumulated with other campaigns or promotions in force for new customers who open and activate their first account with Banco Best between 07 February and 30 April TRATAMENTO DE DADOS PESSOAIS a) Banco Best is the body responsible for collecting and processing the personal data of customers interested in applying for the Bonds: Switch & Win 2012 promotion and guarantees the security and confidentiality of the processing of such personal data. The supply of data is both necessary and compulsory for participating in this promotion. Customers are lawfully entitled to view such data and request any rectification and elimination at any time. b) Banco Best s site has security/safety mechanisms to protect the data supplied to it. However, owing to the fact that the data is collected over an open network, if you do not have the necessary protection such as anti-virus programmes, firewalls, anti-spyware software etc, in place, when navigating on the internet your personal data may be seen and used by unauthorised third parties. 6. OBSERVAÇÕES a) If there are any anomalies in awarding the promotional gift, owing to technical difficulties, calculation errors or for any other reason, the bank shall endeavour to ascertain the facts and respective responsibility, as a necessary and indispensable procedure for remedying the situation which may or not be considered imputable to the bank on the basis of an analysis of the facts. b) Investment in bonds involves risks which must be considered, with no guarantee on capital invested owing to credit risk on the issuer. The main risks associated with bonds include, inter alia; General risk Investment in bonds may lead to full or part loss of the capital invested. Under no circumstances may Banco Best be held liable in the event of the materialisation of any of the risks listed below. Credit risk, issuer and/or guarantor risk and country risk All payments of income and return on capital invested are subject (in addition to the intrinsic characteristics of the specific bond issue) to the issuer s and/or guarantor s capacity in terms of having the funds necessary to meet their credit liabilities, which are not guaranteed in the event of a credit event with the issuer and/or guarantor. Interest rate risk Debt securities, as interest rate instruments, are subject to changes in the relevant interest rates which may have a positive or negative effect on the value of the bonds in a secondary market at a given time.

4 Foreign exchange risk If the currency of the security involved in the operation is different from the account currency or the investor s relevant currency, the latter will incur foreign exchange risk on income periodically received (payment of coupons, if applicable, under the terms and conditions of the security) and the issue s redemption. Owing to foreign exchange risk the final proceeds from the investment may increase or decrease on the basis of changes in the security s currency vis-à-vis the currency of the account or the investor s relevant currency. Secondary market risk Although most bonds may be traded in a secondary market, there is no guarantee, at any time, of the possibility of trading or price. Sales of debt securities in a secondary market may imply a loss of the amount invested by the customer. In the case of OTC transactions and owing to the nonexistence of a clearing house and settlements exchange, there is a risk of delay in settlements of operations.

5 DECLARATION NAME USER CURRENT ACCOUNT I declare that I am aware of and expressly agree with this regulation and wish to apply for the Bonds: Switch & Win 2012 promotion with the following option: Please mark your option with a cross (X). Transfer of bonds from another credit Additional resources institution Option 1 n.a. Reimbursement Option 2 Voucher commissions As regards option 2 (voucher, commissions), any commissions shall be reimbursed in the first fortnight of May 2012, up to a maximum amount of EUR 300. The commissions shall therefore be reimbursed in the period following the settlement date of the originating operations. Date / / Signature of 1st account holder Signature of 2nd account holder Signature of 3rd account holder Signature of 4th account holder

6 Annex A Information on the issues eligible for the Bonds: Switch & Win 2012 campaign is set out in the following table: Portuguese issuers ISIN Issuer Issue reference Emissão Maturity date PTBCLQOM0010 BANCO COMERCIAL PORTUGUES SA BCPPL /23/ PTBCP7OM0061 BANCO COMERCIAL PORTUGUES SA BCPPL FRN 02/28/ PTBCPUOM0010 BANCO COMERCIAL PORTUGUES SA BCPPL FRN 03/28/ PTBCT3OM0000 BANCO COMERCIAL PORTUGUES SA BCPPL FRN 05/09/ PTBLMGOM0002 BANCO ESPIRITO SANTO SA BESPL /05/ PTBLMXOM0019 BANCO ESPIRITO SANTO SA BESPL /21/ PTBLMWOM0002 BANCO ESPIRITO SANTO SA BESPL FRN 02/25/ PTBERLOM0017 BANCO ESPIRITO SANTO SA BESPL FRN 05/08/ PTBSSAOM0005 BRISA CONCESSAO RODOVIARIA SA BRIPL /26/ PTCG16OM0004 CAIXA GERAL DE DEPOSITOS SA CXGD /13/ PTCG1LOM0007 CAIXA GERAL DE DEPOSITOS SA CXGD /19/ PTCG32OM0004 CAIXA GERAL DE DEPOSITOS SA CXGD /28/ XS EDP FINANCE BV ELEPOR /02/ XS EDP FINANCE BV ELEPOR /18/ XS EDP FINANCE BV ELEPOR /16/ XS EDP FINANCE BV ELEPOR /22/ XS EDP FINANCE BV ELEPOR /26/ XS EDP FINANCE BV ELEPOR /02/ XS EDP FINANCE BV ELEPOR /29/ XS PORTUGAL TELECOM INT FIN BV PORTEL /26/ XS PORTUGAL TELECOM INT FIN BV PORTEL /30/ XS PORTUGAL TELECOM INT FIN BV PORTEL /08/ XS PORTUGAL TELECOM INT FIN BV PORTEL /24/ XS PORTUGAL TELECOM INT FIN BV PORTEL /04/ XS PORTUGAL TELECOM INT FIN BV PORTEL /16/ PTOTEKOE0003 REPUBLICA PORTUGUESA PGB /15/ PTOTEGOE0009 REPUBLICA PORTUGUESA PGB /23/ PTOTE1OE0019 REPUBLICA PORTUGUESA PGB /16/ PTOTEOOE0017 REPUBLICA PORTUGUESA PGB /15/ PTOTE3OE0017 REPUBLICA PORTUGUESA PGB /15/ PTOTEPOE0016 REPUBLICA PORTUGUESA PGB /15/ PTOTE6OE0006 REPUBLICA PORTUGUESA PGB /15/ PTOTELOE0010 REPUBLICA PORTUGUESA PGB /16/ PTOTENOE0018 REPUBLICA PORTUGUESA PGB /15/ PTOTEMOE0027 REPUBLICA PORTUGUESA PGB /14/ PTOTECOE0029 REPUBLICA PORTUGUESA PGB /15/ PTOTEYOE0007 REPUBLICA PORTUGUESA PGB /15/ PTOTEAOE0021 REPUBLICA PORTUGUESA PGB /25/ PTOTE5OE0007 REPUBLICA PORTUGUESA PGB /15/ Foreign issuers ISIN Issuer Issue reference Emissão Maturity date XS ABENGOA SA Abengoa 9,625% 25/02/ XS ABENGOA SA Abengoa 8,50% 31/03/ XS ARCELORMITTAL SA MTNA /03/ XS ARCELORMITTAL SA MTNA /03/ XS BANQUE PSA FINANCE SA PEUGOT /18/ (Continua)

7 (Continue) Foreign Issuers ISIN ISIN ISIN ISIN XS BMW FINANCE NV BMW /19/ XS BMW US CAPITAL LLC BMW /23/ XS BRITISH TELECOMMUNICATIONS PLC BRITEL /22/ ES CAIXABANK SA CABSKM /20/ XS CITIGROUP INC C /27/ XS DEUTSCHE TELEKOM INTERNATIONAL DT /29/ XS GE CAPITAL EUROPEAN FUNDING GE /06/ XS GENERAL ELECTRIC CAPITAL CORP GE /10/ XS GLAXOSMITHKLINE CAPITAL PLC GSK /18/ XS GOLDMAN SACHS GROUP INC GS /04/ DE000A0TKUU3 HEIDELBERGCEMENT FINANCE B.V. HEIGR /04/ XS HEILDELBERGCEMENT AG HEIGR 8,00% 31/01/ XS LAFARGE SA LGFP /13/ XS LAFARGE SA LGFP /16/ XS METROPOLITAN LIFE GLOBAL MET /09/ XS RABOBANK NEDERLAND NV RABOBK /04/ XS RABOBANK NEDERLAND NV RABOBK /25/ XS RABOBANK NEDERLAND NV RABOBK /22/ XS RABOBANK NEDERLAND NV RABOBK /22/ XS RABOBANK NEDERLAND NV RABOBK /05/ XS RCI BANQUE RENAUL /23/ FR RENAULT SA RENAUL /13/ FI REPUBLICA FINLANDIA RFGB /15/ FI REPUBLICA FINLANDIA RFGB /04/ FI REPUBLICA FINLANDIA RFGB /15/ FI REPUBLICA FINLANDIA RFGB /04/ FI REPUBLICA FINLANDIA RFGB /15/ FI REPUBLICA FINLANDIA RFGB /15/ FI REPUBLICA FINLANDIA RFGB /15/ XS SANTANDER INTERNATIONAL DEBT SA SANTAN /14/ XS SANTANDER INTERNATIONAL DEBT SA SANTAN /07/ XS TELEFONICA EMISIONES SAU TELEFO /03/ XS TELEFONICA EMISIONES SAU TELEFO /07/ XS TELEFONICA EMISIONES SAU TELEFO /01/ XS UNILEVER PLC UNANA /19/ XS VODAFONE GROUP PLC VOD /08/ XS VOLKSWAGEN FINANCIAL SERVICES VW /28/ XS VOLKSWAGEN INTERNATIONAL VW /09/ XS VOLVO TREASURY AB VLVY /27/