Case JKC-13 Doc 1 Filed 10/16/05 EOD 10/16/05 16:10:59 Pg 1 of 25 (Official Form 1) (12/03) FORM B1

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1 }bk1{form 1. Voluntary Petition}bk{ Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 1 of 25 (Official Form 1) (12/03) FORM B1 United States Bankruptcy Court Southern istrict of Indiana ame of ebtor (if individual, enter Last, First, Middle): Upchurch, Roger Wayne ame of Joint ebtor (Spouse) (Last, First, Middle): Voluntary Petition All Other ames used by the ebtor in the last 6 years (include married, maiden, and trade names): All Other ames used by the Joint ebtor in the last 6 years (include married, maiden, and trade names): Last four digits of Soc. Sec. o. / Complete I or other ax I.. o. (if more than one, state all): xxx xx 6756 Street Address of ebtor (o. & Street, City, State & Zip Code): Cedar Point rive Carmel, I Last four digits of Soc. Sec. o. / Complete I or other ax I.. o. (if more than one, state all): Street Address of Joint ebtor (o. & Street, City, State & Zip Code): County of Residence or of the Principal Place of Business: Hamilton Mailing Address of ebtor (if different from street address): County of Residence or of the Principal Place of Business: Mailing Address of Joint ebtor (if different from street address): Location of Principal Assets of Business ebtor (if different from street address above): Information Regarding the ebtor (Check the Applicable Boxes) Venue (Check any applicable box) ebtor has been domiciled or has had a residence, principal place of business, or principal assets in this istrict for 180 days immediately preceding the date of this petition or for a longer part of such 180 days than in any other istrict. here is a bankruptcy case concerning debtor's affiliate, general partner, or partnership pending in this istrict. ype of ebtor (Check all boxes that apply) Individual(s) Railroad Corporation Stockbroker Partnership Commodity Broker Other Clearing Bank ature of ebts (Check one box) Consumer/on Business Business Chapter 11 Small Business (Check all boxes that apply) ebtor is a small business as defined in 11 U.S.C. 101 ebtor is and elects to be considered a small business under 11 U.S.C. 1121(e) (Optional) Statistical/Administrative Information (stimates only) ebtor estimates that funds will be available for distribution to unsecured creditors. ebtor estimates that, after any exempt property is excluded and administrative expenses paid, there will be no funds available for distribution to unsecured creditors. stimated umber of Creditors over Chapter or Section of Bankruptcy Code Under Which the Petition is Filed (Check one box) Chapter 7 Chapter 11 Chapter 13 Chapter 9 Chapter 12 Sec. 304 Case ancillary to foreign proceeding Filing Fee (Check one box) Full Filing Fee attached Filing Fee to be paid in installments (Applicable to individuals only.) Must attach signed application for the court's consideration certifying that the debtor is unable to pay fee except in installments. Rule 1006(b). See Official Form o. 3. HIS SPACIS FOR COUR USOLY stimated Assets $0 to $50,001 to $100,001 to $500,001 to $1,000,001 to $10,000,001 to $50,000,001 to More than $50,000 $100,000 $500,000 $1 million $10 million $50 million $100 million $100 million stimated ebts $0 to $50,001 to $100,001 to $500,001 to $1,000,001 to $10,000,001 to $50,000,001 to More than $50,000 $100,000 $500,000 $1 million $10 million $50 million $100 million $100 million

2 Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 2 of 25 Voluntary Petition (his page must be completed and filed in every case) Upchurch, Roger Wayne (Official Form 1) (12/03) ame of ebtor(s): FORM B1, Page 2 Prior Bankruptcy Case Filed Within Last 6 Years (If more than one, attach additional sheet) Location Case umber: ate Filed: Where Filed: Southern istrict of Indiana Pending Bankruptcy Case Filed by any Spouse, Partner, or Affiliate of this ebtor (If more than one, attach additional sheet) ame of ebtor: Case umber: ate Filed: one istrict: Relationship: Judge: Signature(s) of ebtor(s) (Individual/Joint) I declare under penalty of perjury that the information provided in this petition is true and correct. [If petitioner is an individual whose debts are primarily consumer debts and has chosen to file under chapter 7] I am aware that I may proceed under chapter 7, 11, 12, or 13 of title 11, United States Code, understand the relief available under each such chapter, and choose to proceed under chapter 7. I request relief in accordance with the chapter of title 11, United States Code, specified in this petition. /s/ Signature of ebtor Signature of Joint ebtor elephone umber (If not represented by attorney) October 16, 2005 ate Signature of Attorney /s/ John. McManus Signature of Attorney for ebtor(s) John. McManus Printed ame of Attorney for ebtor(s) Cheesebourough, McManus & Associates Firm ame 543 ast Market Street #1 Indianapolis, I Address mail: jmcmanus@bankruptcysolutions.biz 317/ Fax: 317/ elephone umber October 16, 2005 ate Signature of ebtor (Corporation/Partnership) I declare under penalty of perjury that the information provided in this petition is true and correct, and that I have been authorized to file this petition on behalf of the debtor. he debtor requests relief in accordance with the chapter of title 11, United States Code, specified in this petition. Signature of Authorized Individual Signatures xhibit A (o be completed if debtor is required to file periodic reports (e.g., forms 10K and 10Q) with the Securities and xchange Commission pursuant to Section 13 or 15(d) of the Securities xchange Act of 1934 and is requesting relief under chapter 11) xhibit A is attached and made a part of this petition. xhibit B (o be completed if debtor is an individual whose debts are primarily consumer debts) I, the attorney for the petitioner named in the foregoing petition, declare that I have informed the petitioner that [he or she] may proceed under chapter 7, 11, 12, or 13 of title 11, United States Code, and have explained the relief available under each such chapter. /s/ John. McManus October 16, 2005 Signature of Attorney for ebtor(s) ate John. McManus xhibit C oes the debtor own or have possession of any property that poses a threat of imminent and identifiable harm to public health or safety? Yes, and xhibit C is attached and made a part of this petition. o Signature of on Attorney Petition Preparer I certify that I am a bankruptcy petition preparer as defined in 11 U.S.C. 110, that I prepared this document for compensation, and that I have provided the debtor with a copy of this document. Printed ame of Bankruptcy Petition Preparer Social Security umber (Required by 11 U.S.C. 110(c).) Address ames and Social Security numbers of all other individuals who prepared or assisted in preparing this document: If more than one person prepared this document, attach additional sheets conforming to the appropriate official form for each person. Signature of Bankruptcy Petition Preparer Printed ame of Authorized Individual itle of Authorized Individual ate ate A bankruptcy petition preparer's failure to comply with the provisions of title 11 and the Federal Rules of Bankruptcy Procedure may result in fines or imprisonment or both. 11 U.S.C. 110; 18 U.S.C. 156.

3 }bk1{schedule A. Real Property}bk{ Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 3 of 25 In re ebtor, Case o. SCHUL A. RAL PROPRY xcept as directed below, list all real property in which the debtor has any legal, equitable, or future interest, including all property owned as a cotenant, community property, or in which the debtor has a life estate. Include any property in which the debtor holds rights and powers exercisable for the debtor's own benefit. If the debtor is married, state whether husband, wife, or both own the property by placing an "H," "W," "J," or "C" in the column labeled "Husband, Wife, Joint, or Community." If the debtor holds no interest in real property, write "one" under "escription and Location of Property." o not include interests in executory contracts and unexpired leases on this schedule. List them in Schedule G xecutory Contracts and Unexpired Leases. If an entity claims to have a lien or hold a secured interest in any property, state the amount of the secured claim. (See Schedule.) If no entity claims to hold a secured interest in the property, write "one" in the column labeled "Amount of Secured Claim." If the debtor is an individual or if a joint petition is filed, state the amount of any exemption claimed in the property only in Schedule C Property Claimed as xempt. escription and Location of Property ature of ebtor's Interest in Property Husband, Wife, Joint, or Community Current Market Value of ebtor's Interest in Property, without educting any Secured Claim or xemption Amount of Secured Claim 123 Wildwood, ewcastle Fee simple 70, , Sub otal > 70, (otal of this page) 0 continuation sheets attached to the Schedule of Real Property otal > 70, (Report also on Summary of Schedules) Copyright (c) Best Case Solutions, Inc. vanston, IL (800)

4 }bk1{schedule B. Personal Property}bk{ Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 4 of 25 In re ebtor, Case o. xcept as directed below, list all personal property of the debtor of whatever kind. If the debtor has no property in one or more of the categories, place an "x" in the appropriate position in the column labeled "one." If additional space is needed in any category, attach a separate sheet properly identified with the case name, case number, and the number of the category. If the debtor is married, state whether husband, wife, or both own the property by placing an "H," "W," "J," or "C" in the column labeled "Husband, Wife, Joint, or Community." If the debtor is an individual or a joint petition is filed, state the amount of any exemptions claimed only in Schedule C Property Claimed as xempt. o not list interests in executory contracts and unexpired leases on this schedule. List them in Schedule G xecutory Contracts and Unexpired Leases. If the property is being held for the debtor by someone else, state that person's name and address under "escription and Location of Property." ype of Property SCHUL B. PRSOAL PROPRY O escription and Location of Property Husband, Wife, Joint, or Community Current Market Value of ebtor's Interest in Property, without educting any Secured Claim or xemption 1. Cash on hand Cash Checking, savings or other financial accounts, certificates of deposit, or shares in banks, savings and loan, thrift, building and loan, and homestead associations, or credit unions, brokerage houses, or cooperatives. 3. Security deposits with public utilities, telephone companies, landlords, and others. 4. Household goods and furnishings, including audio, video, and computer equipment. 2 Couches, 2 coffee tables, end tables, 6 chairs, pots/pans, washer/dryer, 3 bedroom sets, Vs, VCR, V, lawn equipment, patio table w/4 chairs, dining table w/6 chairs, kitchen table w/4 chairs, lamps, refrigerator, dish washer,entertainment center, computer, desk w/chair, ping pong table J 1, Books, pictures and other art objects, antiques, stamp, coin, record, tape, compact disc, and other collections or collectibles. Pictures, Vs, tapes Wearing apparel. Clothing Furs and jewelry. Watch, wedding ring Firearms and sports, photographic, and other hobby equipment. Sub otal > (otal of this page) 1, continuation sheets attached to the Schedule of Personal Property Copyright (c) Best Case Solutions, Inc. vanston, IL (800)

5 Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 5 of 25 In re ebtor, Case o. ype of Property 9. Interests in insurance policies. ame insurance company of each policy and itemize surrender or refund value of each. 10. Annuities. Itemize and name each issuer. 11. Interests in IRA, RISA, Keogh, or other pension or profit sharing plans. Itemize. 12. Stock and interests in incorporated and unincorporated businesses. Itemize. 13. Interests in partnerships or joint ventures. Itemize. 14. Government and corporate bonds and other negotiable and nonnegotiable instruments. SCHUL B. PRSOAL PROPRY (Continuation Sheet) O escription and Location of Property Husband, Wife, Joint, or Community Current Market Value of ebtor's Interest in Property, without educting any Secured Claim or xemption IRA H 1, % owner of Construction Services Inc. H Accounts receivable. 16. Alimony, maintenance, support, and property settlements to which the debtor is or may be entitled. Give particulars. 17. Other liquidated debts owing debtor including tax refunds. Give particulars. 18. quitable or future interests, life estates, and rights or powers exercisable for the benefit of the debtor other than those listed in Schedule of Real Property. 19. Contingent and noncontingent interests in estate of a decedent, death benefit plan, life insurance policy, or trust. Sub otal > (otal of this page) 1, Sheet 1 of 2 continuation sheets attached to the Schedule of Personal Property Copyright (c) Best Case Solutions, Inc. vanston, IL (800)

6 Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 6 of 25 In re ebtor, Case o. ype of Property 20. Other contingent and unliquidated claims of every nature, including tax refunds, counterclaims of the debtor, and rights to setoff claims. Give estimated value of each. 21. Patents, copyrights, and other intellectual property. Give particulars. 22. Licenses, franchises, and other general intangibles. Give particulars. 23. Automobiles, trucks, trailers, and other vehicles and accessories. SCHUL B. PRSOAL PROPRY (Continuation Sheet) O escription and Location of Property Husband, Wife, Joint, or Community Current Market Value of ebtor's Interest in Property, without educting any Secured Claim or xemption 1976 Mercedes 450SL J 5, Honda Shadow Motorcycle H 2, Boats, motors, and accessories. 25. Aircraft and accessories. 26. Office equipment, furnishings, and supplies. 27. Machinery, fixtures, equipment, and supplies used in business. 28. Inventory. 29. Animals. 30. Crops growing or harvested. Give particulars. 31. Farming equipment and implements. 32. Farm supplies, chemicals, and feed. 33. Other personal property of any kind not already listed. Sheet 2 of 2 continuation sheets attached to the Schedule of Personal Property Copyright (c) Best Case Solutions, Inc. vanston, IL (800) Sub otal > 7, (otal of this page) otal > 10, (Report also on Summary of Schedules)

7 }bk1{schedule C. Property Claimed as xempt}bk{ Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 7 of 25 In re ebtor, Case o. ebtor elects the exemptions to which debtor is entitled under: [Check one box] 11 U.S.C. 522(b)(1): xemptions provided in 11 U.S.C. 522(d). ote: hese exemptions are available only in certain states. 11 U.S.C. 522(b)(2): xemptions available under applicable nonbankruptcy federal laws, state or local law where the debtor's domicile has been located for the 180 days immediately preceding the filing of the petition, or for a longer portion of the 180 day period than in any other place, and the debtor's interest as a tenant by the entirety or joint tenant to the extent the interest is exempt from process under applicable nonbankruptcy law. escription of Property SCHUL C. PROPRY CLAIM AS MP Specify Law Providing ach xemption Value of Claimed xemption Current Market Value of Property Without educting xemption Cash on Hand Cash Ind. Code (b)(3) Household Goods and Furnishings 2 Couches, 2 coffee tables, end tables, 6 chairs, pots/pans, washer/dryer, 3 bedroom sets, Vs, VCR, V, lawn equipment, patio table w/4 chairs, dining table w/6 chairs, kitchen table w/4 chairs, lamps, refrigerator, dish washer,entertainment center, computer, desk w/chair, ping pong table Ind. Code (b)(2) 1, , Books, Pictures and Other Art Objects; Collectibles Pictures, Vs, tapes Ind. Code (b)(2) Wearing Apparel Clothing Ind. Code (b)(2) Furs and Jewelry Watch, wedding ring Ind. Code (b)(2) Interests in IRA, RISA, Keogh, or Other Pension or Profit Sharing Plans IRA Ind. Code (b)(6) 1, , Automobiles, rucks, railers, and Other Vehicles 1976 Mercedes 450SL Ind. Code (b)(2) 5, , Honda Shadow Motorcycle Ind. Code (c)(2) 1, , continuation sheets attached to Schedule of Property Claimed as xempt Copyright (c) Best Case Solutions, Inc. vanston, IL (800)

8 }bk1{schedule. Creditors Holding Secured Claims}bk{ Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 8 of 25 Form B6 (12/03) In re ebtor, Case o. State the name, mailing address, including zip code and last four digits of any account number of all entities holding claims secured by property of the debtor as of the date of filing of the petition. he complete account number of any account the debtor has with the creditor is useful to the trustee and the creditor and may be provided if the debtor chooses to do so. List creditors holding all types of secured interests such as judgment liens, garnishments, statutory liens, mortgages, deeds of trust, and other security interests. List creditors in alphabetical order to the extent practicable. If all secured creditors will not fit on this page, use the continuation sheet provided. If any entity other than a spouse in a joint case may be jointly liable on a claim, place an "" in the column labeled "Codebtor", include the entity on the appropriate schedule of creditors, and complete Schedule H Codebtors. If a joint petition is filed, state whether husband, wife, both of them, or the marital community may be liable on each claim by placing an "H", "W", "J", or "C" in the column labeled "Husband, Wife, Joint, or Community." If the claim is contingent, place an "" in the column labeled "Contingent". If the claim is unliquidated, place an "" in the column labeled "Unliquidated". If the claim is disputed, place an "" in the column labeled "isputed". (You may need to place an "" in more than one of these three columns.) Report the total of all claims listed on this schedule in the box labeled "otal" on the last sheet of the completed schedule. Report this total also on the Summary of Schedules. Check this box if debtor has no creditors holding secured claims to report on this Schedule. CRIOR'S AM, A MAILIG ARSS ICLUIG ZIP CO, A ACCOU UMBR (See instructions above.) C O B O R Husband, Wife, Joint, or Community Account o First Mortgage Fairbanks Capital PO Box Louisville, KY SCHUL. CRIORS HOLIG SCUR CLAIMS H W J C A CLAIM WAS ICURR, AUR OF LI, A SCRIPIO A MARK VALU OF PROPRY SUBJC O LI 123 Wildwood, ewcastle C O I G U L I Q U I A I S P U AMOU OF CLAIM WIHOU UCIG VALU OF COLLARAL USCUR PORIO IF AY Account o. Value $ 70, , Value $ Account o. Value $ Account o. Value $ 0 continuation sheets attached Subtotal (otal of this page) 54, otal (Report on Summary of Schedules) 54, Copyright (c) Best Case Solutions, Inc. vanston, IL (800)

9 }bk1{schedule. Creditors Holding Unsecured Priority Claims}bk{ Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 9 of 25 Form B6 (04/05) In re ebtor, Case o. SCHUL. CRIORS HOLIG USCUR PRIORIY CLAIMS A complete list of claims entitled to priority, listed separately by type of priority, is to be set forth on the sheets provided. Only holders of unsecured claims entitled to priority should be listed in this schedule. In the boxes provided on the attached sheets, state the name, mailing address, including zip code, and last four digits of the account number, if any, of all entities holding priority claims against the debtor or the property of the debtor, as of the date of the filing of the petition. he complete account number of any account the debtor has with the creditor is useful to the trustee and the creditor and may be provided if the debtor chooses to do so. If any entity other than a spouse in a joint case may be jointly liable on a claim, place an "" in the column labeled "Codebtor", include the entity on the appropriate schedule of creditors, and complete Schedule H Codebtors. If a joint petition is filed, state whether husband, wife, both of them or the marital community may be liable on each claim by placing an "H", "W", "J", or "C" in the column labeled "Husband, Wife, Joint, or Community". If the claim is contingent, place an "" in the column labeled "Contingent". If the claim is unliquidated, place an "" in the column labeled "Unliquidated". If the claim is disputed, place an "" in the column labeled "isputed". (You may need to place an "" in more than one of these three columns.) Report the total of claims listed on each sheet in the box labeled "Subtotal" on each sheet. Report the total of all claims listed on this Schedule in the box labeled "otal" on the last sheet of the completed schedule. Repeat this total also on the Summary of Schedules. Check this box if debtor has no creditors holding unsecured priority claims to report on this Schedule. YPS OF PRIORIY CLAIMS (Check the appropriate box(es) below if claims in that category are listed on the attached sheets.) xtensions of credit in an involuntary case Claims arising in the ordinary course of the debtor's business or financial affairs after the commencement of the case but before the earlier of the appointment of a trustee or the order for relief. 11 U.S.C. 507(a)(2). Wages, salaries, and commissions Wages, salaries, and commissions, including vacation, severance, and sick leave pay owing to employees and commissions owing to qualifying independent sales representatives up to $10,000* per person earned within 180 days immediately preceding the filing of the original petition, or the cessation of business, which ever occurred first, to the extent provided in 11 U.S.C. 507 (a)(3), as amended by 1401 of Pub L Contributions to employee benefit plans Money owed to employee benefit plans for services rendered within 180 days immediately preceding the filing of the original petition, or the cessation of business, whichever occurred first, to the extent provided in 11 U.S.C. 507(a)(4). Certain farmers and fishermen Claims of certain farmers and fishermen, up to $4,925* per farmer or fisherman, against the debtor, as provided in 11 U.S.C. 507(a)(5). eposits by individuals Claims of individuals up to $2,225* for deposits for the purchase, lease, or rental of property or services for personal, family, or household use, that were not delivered or provided. 11 U.S.C. 507(a)(6). Alimony, Maintenance, or Support Claims of a spouse, former spouse, or child of the debtor for alimony, maintenance, or support, to the extent provided in 11 U.S.C. 507(a)(7). axes and Certain Other ebts Owed to Governmental Units axes, customs duties, and penalties owing to federal, state, and local governmental units as set forth in 11 U.S.C 507(a)(8). Commitments to Maintain the Capital of an Insured epository Institution Claims based on commitments to the FIC, RC, irector of the Office of hrift Supervision, Comptroller of the Currency, or Board of Governors of the Federal Reserve System, or their predecessors or successors, to maintain the capital of an insured depository institution. 11 U.S.C. 507(a)(9). *Amounts are subject to adjustment on April 1, 2007, and every three years thereafter with respect to cases commenced on or after the date of adjustment. 0 continuation sheets attached Copyright (c) Best Case Solutions, Inc. vanston, IL (800)

10 }bk1{schedule F. Creditors Holding Unsecured onpriority Claims}bk{ Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 10 of 25 Form B6F (12/03) In re ebtor, Case o. SCHUL F. CRIORS HOLIG USCUR OPRIORIY CLAIMS State the name, mailing address, including zip code, and last four digits of any account number, of all entities holding unsecured claims without priority against the debtor or the property of the debtor, as of the date of filing of the petition. he complete account number of any account the debtor has with the creditor is useful to the trustee and the creditor and may be provided if the debtor chooses to do so. o not include claims listed in Schedules and. If all creditors will not fit on this page, use the continuation sheet provided. If any entity other than a spouse in a joint case may be jointly liable on a claim, place an "" in the column labeled "Codebtor", include the entity on the appropriate schedule of creditors, and complete Schedule H Codebtors. If a joint petition is filed, state whether husband, wife, both of them, or the marital community maybe liable on each claim by placing an "H", "W", "J", or "C" in the column labeled "Husband, Wife, Joint, or Community". If the claim is contingent, place an "" in the column labeled "Contingent". If the claim is unliquidated, place an "" in the column labeled "Unliquidated". If the claim is disputed, place an "" in the column labeled "isputed". (You may need to place an "" in more than one of these three columns.) Report the total of all claims listed on this schedule in the box labeled "otal" on the last sheet of the completed schedule. Report this total also on the Summary of Schedules. Check this box if debtor has no creditors holding unsecured claims to report on this Schedule F. CRIOR'S AM, A MAILIG ARSS ICLUIG ZIP CO, A ACCOU UMBR (See instructions above.) Account o ote iane Umbaugh Alabama Street Indianapolis, I C O B O R Husband, Wife, Joint, or Community H W J C A CLAIM WAS ICURR A COSIRAIO FOR CLAIM. IF CLAIM IS SUBJC O SOFF, SO SA. C O I G U L I Q U I A I S P U AMOU OF CLAIM 11, Account o. Rafael Arredondo 0.00 Account o. Sergio Arredondo Olio Road oblesville, I /02 Law Suit Unknown Account o ote Seymour Lichter 650 Laurel Street, Apt #201 Highland Park, IL continuation sheets attached Subtotal (otal of this page) 70, , Copyright (c) Best Case Solutions, Inc. vanston, IL (800) S/:

11 Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 11 of 25 Form B6F Cont. (12/03) In re ebtor, Case o. SCHUL F. CRIORS HOLIG USCUR OPRIORIY CLAIMS (Continuation Sheet) CRIOR'S AM, A MAILIG ARSS ICLUIG ZIP CO, A ACCOU UMBR (See instructions.) Account o ote C O B O R Husband, Wife, Joint, or Community H W J C A CLAIM WAS ICURR A COSIRAIO FOR CLAIM. IF CLAIM IS SUBJC O SOFF, SO SA. C O I G U L I Q U I A I S P U AMOU OF CLAIM Sharon Clark/Jay Mann c/o Attorney James Roberts PO Box 26 ashville, I Account o. 35, Account o. Account o. Account o. Sheet no. 1 of 1 sheets attached to Schedule of Creditors Holding Unsecured onpriority Claims Subtotal (otal of this page) otal (Report on Summary of Schedules) 35, , Copyright (c) Best Case Solutions, Inc. vanston, IL (800)

12 }bk1{schedule G. xecutory Contracts and Unexpired Leases}bk{ Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 12 of 25 In re ebtor, Case o. SCHUL G. CUORY CORACS A UPIR LASS escribe all executory contracts of any nature and all unexpired leases of real or personal property. Include any timeshare interests. State nature of debtor's interest in contract, i.e., "Purchaser," "Agent," etc. State whether debtor is the lessor or lessee of a lease. Provide the names and complete mailing addresses of all other parties to each lease or contract described. O: A party listed on this schedule will not receive notice of the filing of this case unless the party is also scheduled in the appropriate schedule of creditors. Check this box if debtor has no executory contracts or unexpired leases. ame and Mailing Address, Including Zip Code, of Other Parties to Lease or Contract escription of Contract or Lease and ature of ebtor's Interest. State whether lease is for nonresidential real property. State contract number of any government contract. Kevin Mendall 1 year lease on house 0 continuation sheets attached to Schedule of xecutory Contracts and Unexpired Leases Copyright (c) Best Case Solutions, Inc. vanston, IL (800)

13 }bk1{schedule H. Codebtors}bk{ Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 13 of 25 In re ebtor, Case o. Provide the information requested concerning any person or entity, other than a spouse in a joint case, that is also liable on any debts listed by debtor in the schedules of creditors. Include all guarantors and co signers. In community property states, a married debtor not filing a joint case should report the name and address of the nondebtor spouse on this schedule. Include all names used by the nondebtor spouse during the six years immediately preceding the commencement of this case. Check this box if debtor has no codebtors. SCHUL H. COBORS AM A ARSS OF COBOR Peggy Upchurch AM A ARSS OF CRIOR Sergio Arredondo Olio Road oblesville, I continuation sheets attached to Schedule of Codebtors Copyright (c) Best Case Solutions, Inc. vanston, IL (800)

14 Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 14 of 25 Form B6I (12/03) In re Case o. ebtor(s) SCHUL I. CURR ICOM OF IIVIUAL BOR(S) he column labeled "Spouse" must be completed in all cases filed by joint debtors and by a married debtor in a chapter 12 or 13 case whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed. ebtor's Marital Status: PS OF BOR A SPOUS Married RLAIOSHIP aughter AG 19 MPLOYM BOR SPOUS Occupation Loan processor Regional Manager ame of mployer Shelby Financial Village Managment How long employed 3 years 7 years Address of mployer Cedar Point rive Carmel, I Gilford Ave. Indianapolis, I ICOM: (stimate of average monthly income) BOR SPOUS Current monthly gross wages, salary, and commissions (pro rate if not paid monthly) $ 2, $ 2, stimated monthly overtime $ 0.00 $ 0.00 SUBOAL $ 2, $ 2, LSS PAYROLL UCIOS a. Payroll taxes and social security $ $ b. Insurance $ 0.00 $ c. Union dues $ 0.00 $ 0.00 d. Other (Specify) $ 0.00 $ 0.00 $ 0.00 $ 0.00 SUBOAL OF PAYROLL UCIOS $ $ OAL MOHLY AK HOM PAY $ 1, $ 2, Regular income from operation of business or profession or farm (attach detailed statement) $ 0.00 $ 0.00 Income from real property $ 1, $ 0.00 Interest and dividends $ 0.00 $ 0.00 Alimony, maintenance or support payments payable to the debtor for the debtor's use or that of dependents listed above $ 0.00 $ 0.00 Social security or other government assistance (Specify) $ 0.00 $ 0.00 $ 0.00 $ 0.00 Pension or retirement income $ 0.00 $ 0.00 Other monthly income (Specify) $ 0.00 $ 0.00 $ 0.00 $ 0.00 OAL MOHLY ICOM $ 2, $ 2, OAL COMBI MOHLY ICOM $ 4, (Report also on Summary of Schedules) escribe any increase or decrease of more than 10% in any of the above categories anticipated to occur within the year following the filing of this document:

15 Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 15 of 25 In re Case o. ebtor(s) SCHUL J. CURR PIURS OF IIVIUAL BOR(S) Complete this schedule by estimating the average monthly expenses of the debtor and the debtor's family. Pro rate any payments made bi weekly, quarterly, semi annually, or annually to show monthly rate. o Check this box if a joint petition is filed and debtor's spouse maintains a separate household. Complete a separate schedule of expenditures labeled "Spouse." Rent or home mortgage payment (include lot rented for mobile home) $ 2, Are real estate taxes included? Yes o Is property insurance included? Yes o Utilities: lectricity and heating fuel $ Water and sewer $ elephone $ Other See etailed xpense Attachment $ Home maintenance (repairs and upkeep) $ Food $ Clothing $ Laundry and dry cleaning $ Medical and dental expenses $ ransportation (not including car payments) $ Recreation, clubs and entertainment, newspapers, magazines, etc. $ Charitable contributions $ 0.00 Insurance (not deducted from wages or included in home mortgage payments) Homeowner's or renter's $ Life $ 0.00 Health $ Auto $ Other $ 0.00 axes (not deducted from wages or included in home mortgage payments) (Specify) Property $ Installment payments: (In chapter 12 and 13 cases, do not list payments to be included in the plan.) Auto $ 0.00 Other Student Loans $ Other $ 0.00 Other $ 0.00 Alimony, maintenance, and support paid to others $ 0.00 Payments for support of additional dependents not living at your home $ 0.00 Regular expenses from operation of business, profession, or farm (attach detailed statement) $ 0.00 Other Real state axes Primary Residence $ Other Home Owners $ OAL MOHLY PSS (Report also on Summary of Schedules) $ 4, [FOR CHAPR 12 A 13 BORS OLY] Provide the information requested below, including whether plan payments are to be made bi weekly, monthly, annually, or at some other regular interval. A. otal projected monthly income $ 4, B. otal projected monthly expenses $ 4, C. xcess income (A minus B) $ otal amount to be paid into plan each Monthly $ (interval)

16 Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 16 of 25 In re Case o. ebtor(s) Other Utility xpenditures: SCHUL J. CURR PIURS OF IIVIUAL BOR(S) etailed xpense Attachment cable, internet $ trash $ otal Other Utility xpenditures $

17 Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 17 of 25 United States Bankruptcy Court Southern istrict of Indiana In re Case o. ebtor(s) Chapter 13 CLARAIO COCRIG BOR'S SCHULS CLARAIO UR PALY OF PRJURY BY IIVIUAL BOR I declare under penalty of perjury that I have read the foregoing summary and schedules, consisting of 15 sheets [total shown on summary page plus 1], and that they are true and correct to the best of my knowledge, information, and belief. ate October 16, 2005 Signature /s/ ebtor Penalty for making a false statement or concealing property: Fine of up to $500,000 or imprisonment for up to 5 years or both. 18 U.S.C. 152 and Software Copyright (c) Best Case Solutions, Inc. vanston, IL (800)

18 Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 18 of 25 United States Bankruptcy Court Southern istrict of Indiana In re Case o. ebtor(s) Chapter 13 ISCLOSUR OF COMPSAIO OF AORY FOR BOR(S) 1. Pursuant to 11 U.S.C. 329(a) and Bankruptcy Rule 2016(b), I certify that I am the attorney for the above named debtor and that compensation paid to me within one year before the filing of the petition in bankruptcy, or agreed to be paid to me, for services rendered or to be rendered on behalf of the debtor(s) in contemplation of or in connection with the bankruptcy case is as follows: For legal services, I have agreed to accept $ 2, Prior to the filing of this statement I have received $ 0.00 Balance ue $ 2, he source of the compensation paid to me was: ebtor o Other (specify): 3. he source of compensation to be paid to me is: ebtor o Other (specify): 4. I have not agreed to share the above disclosed compensation with any other person unless they are members and associates of my law firm. o I have agreed to share the above disclosed compensation with a person or persons who are not members or associates of my law firm. A copy of the agreement, together with a list of the names of the people sharing in the compensation is attached. 5. In return for the above disclosed fee, I have agreed to render legal service for all aspects of the bankruptcy case, including: a. Analysis of the debtor's financial situation, and rendering advice to the debtor in determining whether to file a petition in bankruptcy; b. Preparation and filing of any petition, schedules, statement of affairs and plan which may be required; c. Representation of the debtor at the meeting of creditors and confirmation hearing, and any adjourned hearings thereof; d. [Other provisions as needed] egotiations with secured creditors to reduce to market value; exemption planning; preparation and filing of reaffirmation agreements and applications as needed; preparation and filing of motions pursuant to 11 USC 522(f)(2)(A) for avoidance of liens on household goods. If a Chapter 13 the services provided shall be consistent with the Rights and Responsibility filed in this matter. 6. By agreement with the debtor(s), the above disclosed fee does not include the following service: Representation of the debtors in any dischargeability actions, judicial lien avoidances, relief from stay actions or any other adversary proceeding. If this is a Chapter 13 then the foregoing shall be included in the fee except representation in a dischargeability action. CRIFICAIO I certify that the foregoing is a complete statement of any agreement or arrangement for payment to me for representation of the debtor(s) in this bankruptcy proceeding. ated: October 16, 2005 /s/ John. McManus John. McManus Cheesebourough, McManus & Associates 543 ast Market Street #1 Indianapolis, I / Fax: 317/ jmcmanus@bankruptcysolutions.biz Software Copyright (c) Best Case Solutions, Inc. vanston, IL (800)

19 Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 19 of 25 RIGHS A RSPOSIBILIIS OF CHAPR 13 BORS A HIR AORYS It is important for debtors who file a bankruptcy case under Chapter 13 to understand their rights and responsibilities. It is also important that the debtors know what their attorney's responsibilities are, and understand the importance of communicating with their attorney to make the case successful. ebtors should also know that they may expect certain services to be performed by their attorney. In order to assure that debtors and their attorney understand their rights and responsibilities in the bankruptcy process, the following guidelines provided by the court are hereby agreed to by the debtors and their attorneys. BFOR H CAS IS FIL he debtor agrees to: 1. Provide the attorney with accurate financial information. 2. iscuss with the attorney the debtor's objectives in filing the case. he attorney agrees to: 1. Meet with the debtor to review the debtor's debts, assets, liabilities, income and expenses. 2. Counsel the debtor regarding the advisability of filing either a Chapter 7 or Chapter 13 case, discuss both procedures with the debtor and answer the debtor's questions. 3. xplain what payments will be made directly by the debtor and what payments will be made through the debtor's Chapter 13 plan, with particular attention to mortgage and vehicle loan payments, as well as any other claims which accrue interest. 4. xplain to the debtor how, when, and where to make the Chapter 13 plan payments, and of the necessity to include debtor's case number, name and current address on each payment item. 5. xplain to the debtor how the attorney's fees and trustee's fees are paid and provide an executed copy of this document to the debtor. 6. xplain to the debtor that the first plan payment must be made to the rustee within 30 days of the date the plan is filed. 7. Advise the debtor of the requirement to attend the 341 Meeting of Creditors and instruct the debtor as to the date, time and place of the meeting, and of the necessity to bring both a picture identification and proof of the debtor's social security number to the meeting. 8. Advise the debtor of the necessity of maintaining liability, collision and comprehensive insurance on vehicles securing loans or leases, including the obligation to bring copies of the insurance declaration pages documenting such insurance to the meeting of creditors. 9. Advise debtors engaged in business of the necessity to maintain liability insurance, workers compensation insurance (if required) and any other coverage that is required by state law. 10. imely prepare and file the debtor's petition, plan, statements and schedules. Software Copyright (c) Best Case Solutions, Inc. vanston, IL (800) Page 1 of 4

20 Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 20 of 25 AFR H CAS IS FIL he debtor agrees to: 1. imely make all required plan payments to the Chapter 13 trustee (due within 30 days after the filing of the plan). Also, if required, timely turn over any tax refunds, personal injury settlement proceeds or other property as requested by the trustee. 2. imely make all post petition payments to mortgage company and any other creditor(s) that you've agreed to pay directly. 3. Cooperate with the attorney in the preparation of all pleadings and attend all hearings as required. 4. Keep the trustee and attorney informed of the debtor's address and telephone number. 5. Prepare and file all delinquent federal, state and local tax returns within 30 days post petition. 6. Inform the attorney of any wage garnishments or attachments of assets which occur or continue after the filing of the case. 7. Contact the attorney promptly with any information regarding changes in employment, increases or decreases in income or any other financial problems or changes. 8. Contact the attorney promptly if the debtor acquires any property after the petition is filed. Such property might include personal injury proceeds, inheritances, lottery winnings, etc. 9. Let the attorney know if the debtor is sued during the case. 10. Inform the attorney if any tax refunds the debtor is entitled to are seized or not returned to the debtor by the IRS or the Indiana epartment of Revenue. 11. Contact the attorney before buying, refinancing, or selling real property or before entering into any long term loan agreements to find out what approvals are required. 12. Pay any filing fees and court costs directly to the attorney. 13. imely produce any financial documents requested by the trustee. he attorney agrees to provide the following legal services: 1. Appear at the 341 Meeting of Creditors with the debtor. 2. Respond to objections to plan confirmation and, where necessary, prepare an amended plan. 3. imely submit to the Chapter 13 trustee properly documented profit and loss statements, tax returns or proof of income when requested by the trustee. 4. Prepare, file, and serve necessary modifications to the plan, which may include suspending, lowering, or increasing plan payments. 5. Prepare, file, and serve necessary amended statements and schedules, in accordance with information provided by the debtor. 6. Prepare, file, and serve necessary motions to buy, sell, or refinance real property when appropriate. 7. Object to improper or invalid claims, if necessary, based upon documentation provided by the debtor or the trustee. Software Copyright (c) Best Case Solutions, Inc. vanston, IL (800) Page 2 of 4

21 Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 21 of Represent the debtor in motions for relief from stay and motions to dismiss, or convert. 9. Where appropriate, prepare, file, and serve necessary motions to avoid liens on real or personal property. 10. Be available to respond to debtor's questions throughout the life of the plan. 11. Provide such other legal services as are necessary for the administration of the present case before the Bankruptcy Court. he total fee charged in this case is $ 2, If this fee later proves to be insufficient to compensate the attorney for the legal services rendered in the case, the attorney has the right to apply to the court for any additional attorney fees. Fees shall be paid through the plan unless otherwise ordered. he attorney may not receive additional fees directly from the debtor other than the initial retainer. If an attorney has elected to be compensated pursuant to these guidelines but the case is dismissed or converted prior to confirmation of a plan, absent contrary order, the trustee shall pay to the attorney, to the extent funds are available, an administrative claim equal to 50% of the unpaid fee balance if a properly documented fee claim (for the entire fee balance) has been filed by the attorney and served upon the trustee. Software Copyright (c) Best Case Solutions, Inc. vanston, IL (800) Page 3 of 4

22 Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 22 of 25 If the debtor disputes the legal services provided or the fees charged by the attorney, an objection may be filed with the court and the matter set for hearing. ated: October 16, 2005 /s/ ebtor ated: October 16, 2005 /s/ John. McManus John. McManus Attorney for ebtor(s) Software Copyright (c) Best Case Solutions, Inc. vanston, IL (800) Page 4 of 4

23 B 201 (11/03) Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 23 of 25 UI SAS BAKRUPCY COUR SOUHR ISRIC OF IIAA OIC O IIVIUAL COSUMR BOR he purpose of this notice is to acquaint you with the four chapters of the federal Bankruptcy Code under which you may file a bankruptcy petition. he bankruptcy law is complicated and not easily described. herefore, you should seek the advice of an attorney to learn of your rights and responsibilities under the law should you decide to file a petition with the court. Court employees are prohibited from giving you legal advice. Chapter 7: Liquidation ($155 filing fee plus $39 administrative fee plus $15 trustee surcharge) 1. Chapter 7 is designed for debtors in financial difficulty who do not have the ability to pay their existing debts. 2. Under chapter 7 a trustee takes possession of all your property. You may claim certain of your property as exempt under governing law. he trustee then liquidates the property and uses the proceeds to pay your creditors according to priorities of the Bankruptcy Code. 3. he purpose of filing a chapter 7 case is to obtain a discharge of your existing debts. If, however, you are found to have committed certain kinds of improper conduct described in the Bankruptcy Code, your discharge may be denied by the court, and the purpose for which you filed the bankruptcy petition will be defeated. 4. ven if you receive a discharge, there are some debts that are not discharged under the law. herefore, you may still be responsible for such debts as certain taxes and student loans, alimony and support payments, criminal restitution, and debts for death or personal injury caused by driving while intoxicated from alcohol or drugs. 5. Under certain circumstances you may keep property that you have purchased subject to valid security interest. Your attorney can explain the options that are available to you. Chapter 13: Repayment of All or Part of the ebts of an Individual with Regular Income ($155 filing fee plus $39 administrative fee) 1. Chapter 13 is designed for individuals with regular income who are temporarily unable to pay their debts but would like to pay them in installments over a period of time. You are only eligible for chapter 13 if your debts do not exceed certain dollar amounts set forth in the Bankruptcy Code. 2. Under chapter 13 you must file a plan with the court to repay your creditors all or part of the money that you owe them, using your future earnings. Usually, the period allowed by the court to repay your debts is three years, but no more than five years. Your plan must be approved by the court before it can take effect. 3. Under chapter 13, unlike chapter 7, you may keep all your property, both exempt and non exempt, as long as you continue to make payments under the plan. 4. After completion of payments under your plan, your debts are discharged except alimony and support payments, student loans, certain debts including criminal fines and restitution and debts for death or personal injury caused by driving while intoxicated from alcohol or drugs, and long term secured obligations. Chapter 11: Reorganization ($800 filing fee plus $39 administrative fee) Chapter 11 is designed for the reorganization of a business but is also available to consumer debtors. Its provisions are quite complicated, and any decision by an individual to file a Chapter 11 petition should be reviewed with an attorney. Chapter 12: Family Farmer ($200 filing fee plus $39 administrative fee) Chapter 12 is designed to permit family farmers to repay their debts over a period of time from future earnings and is in many ways similar to chapter 13. he eligibility requirements are restrictive, limiting its use to those whose income arises primarily from a family owned farm. I, the debtor, affirm that I have read this notice. /s/ October 16, 2005 ebtor's Signature ate Case umber Software Copyright (c) Best Case Solutions, Inc. vanston, IL (800)

24 Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 24 of 25 United States Bankruptcy Court Southern istrict of Indiana In re Case o. ebtor(s) Chapter 13 VRIFICAIO OF CRIOR MARI he above named ebtor hereby verifies that the attached list of creditors is true and correct to the best of his/her knowledge. ate: October 16, 2005 /s/ Signature of ebtor Software Copyright (c) Best Case Solutions, Inc. vanston, IL (800)

25 }bk1{creditor Adres Matrix}bk{ Case JKC-13 oc 1 Filed 10/16/05 O 10/16/05 16:10:59 Pg 25 of 25 IA UMBAUGH ALABAMA SR IIAAPOLIS, I FAIRBAKS CAPIAL PO BO LOUISVILL, KY RAFAL ARROO SRGIO ARROO OLIO ROA OBLSVILL, I SYMOUR LICHR 650 LAURL SR, AP #201 HIGHLA PARK, IL SHARO CLARK/JAY MA C/O AORY JAMS ROBRS PO BO 26 ASHVILL, I 47448