There Is a Big Difference between Selecting Just Any Bankruptcy Lawyer and Finding a Legal Professional that Has Many Years of Experience

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Marian Ramsey
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1 REASONS TO CHOOSE AN EXPERIENCED BANKRUPTCY LAWYER IN PHILADELPHIA There Is a Big Difference between Selecting Just Any Bankruptcy Lawyer and Finding a Legal Professional that Has Many Years of Experience DAVID M. OFFEN PHILADELPHIA BANKRUPTCY ATTORNEY

While there is no law stating that you have to hire an attorney to walk you through the process,

2 If the time comes to file for bankruptcy, there are many steps you need to take to ensure that every last detail is accounted for. While there is no law stating that you have to hire an attorney to walk you through the process, this is something that most people do. There are many benefits of hiring a bankruptcy lawyer, including the fact that this person knows the ins and outs of the law. 3

3 Note: if you decide to file on your own and make a mistake along the way, the court has the right to throw out your case. As a result, you will find yourself in a worse position. There is as big difference between selecting just any bankruptcy lawyer and finding a legal professional that has many years of experience. If you want to make the most of this process, it is important that you find an experienced lawyer in your local area. Somebody who has helped others in your position in the past will be able to do the same for you in the future. Here are five reasons why you should choose an experienced bankruptcy lawyer to represent you: 1. An explanation of your many options. For example, individuals filing for bankruptcy must decide between Chapter 7 and Chapter 13. There are pros and cons of both. Also, there are eligibility requirements associated with each type of filing. Your bankruptcy lawyer can explain the details, helping you decide which type is best for you based on your financial situation. 2. An overview of how the process will unwind. Like most people, you are probably filing bankruptcy for the first time. For this reason, you likely don t know much about the process. The good thing is this: your bankruptcy lawyer has gone through this many times in the past with others, meaning that he or she knows what to expect along the way. Once 4

4 you know what the process entails, you will feel much better about moving forward. 3. How to address potential risks. As you know, there are pros and cons of filing for bankruptcy. Let your legal professional explain the good and the bad in greater depth. There are potential risks that you face along the way, however, an experienced lawyer will help you avoid any downfall that could cause you a problem. 4. Answers to your many questions. No matter how much research you do on your own, there is no denying the fact that you are going to have questions regarding the bankruptcy process. Some of these include: How long does it take to file for bankruptcy? How much will this cost me? What are the pros and cons? How can I decide if bankruptcy is best for me? What can you do for me that I will not be able to do on my own? No matter what is on your mind, you can be rest assured that your lawyer is in a position to provide you with all the answers you have been looking for. This is not a time for you to be shy. It is a time for you to open up, asking anything that is on your mind. 5. Provide you with guidance from beginning to end. From the day that you decide to file for bankruptcy to the day when the process is complete, you are going to need somebody on your side showing you the way and supporting you. A qualified lawyer will know what you are going 5

5 through, how to help you understand the situation, and what you need to do to make the most of your filing. WHAT NOW? Now that you have a clear understanding of the advantage of choosing an experienced bankruptcy lawyer, the next step is simple: find somebody in your local area who has the experience and knowledge necessary to provide you with the assistance you need. As you compare attorneys, here are several questions to answer: Does the person have experience working in my state? How many bankruptcy cases has the lawyer worked on in the past? Do they have the time to take on my case and work it from beginning to end? If you have any questions regarding the bankruptcy process, from what to expect to how to get started, we are more than happy to provide you with targeted advice. Contact us for a consultation and to learn more about how we can help. 6

6 About the Author David M. Offen A native to the Philadelphia area, Mr. Offen attended Temple University College and Law School. Mr. Offen is licensed to practice in the States of Pennsylvania and New Jersey. He is a member of the Eastern District of Pennsylvania Bankruptcy Conference and the National Association of Consumer Bankruptcy Attorneys. David M. Offen has over 20 years of experience and has helped over 8,500 individuals and families go through the Bankruptcy process. These filings have included stopping foreclosure on a home, stopping repossession of a car or vehicle, stopping IRS tax levies and frozen bank accounts and putting a stop to; lawsuits, credit card bills, personal loan, bills, utility shutoffs and other types of debt. With Mr. Offen s help, these families have saved countless millions of dollars of debt. David enjoys getting to know his clients and will be happy to answer any and all questions you may have. You are treated as a person and not a number. Remember there is no such thing as a silly question. Don t be afraid to ask any questions you may have. David M. Offen has found that people looking to file Bankruptcy are not trying to avoid their responsibilities but rather to make a difficult situation easier. David enjoys getting people to stop worrying and making their financial lives much better and stop feeling overwhelmed. In some cases, Bankruptcy is not the best move and he can review your situation with you and tell you the right move for you to make. Get a completely free evaluation of your situation. For the past 20 years, the Law Offices of David M. Offen has been among the top filers of bankruptcy in the Eastern District of Pennsylvania. The Law Offices of David M. Offen The Curtis Center 601 Walnut Street, Suite 160 West 1st Floor Philadelphia, PA (215)

DAVID M. OFFEN PHILADELPHIA BANKRUPTCY ATTORNEY

DAVID M. OFFEN PHILADELPHIA BANKRUPTCY ATTORNEY FIVE KEY CONSIDERATIONS BEFORE FILING BANKRUPTCY IN PHILADELPHIA Examine These Five Details and Discuss Your Situation with an Attorney to Ensure that You are Comfortable Moving Forward and Confident that