Essential Business Checking

Transcription

1 Essential Business Checking Account number: March 1, March 31, 2013 Page 1 of 4 Questions? ASSOCIATION OF LEGAL ADMINISTRATORS JACKSONVILLE CHAPTER 14 E BAY ST JACKSONVILLE FL Available by phone 24 hours a day, 7 days a week: CALL-WELLS ( ) TTY: En español: Online: wellsfargo.com/biz Write: Wells Fargo Bank, N.A. (287) P.O. Box 6995 Portland, OR Your Business and Wells Fargo Start the year with a new outlook on your business finances. It's a great time to talk with a banker about financial options tailored to your current priorities. To find out how we can help, stop by any Wells Fargo location or call us at the number at the top of your statement. Account options A check mark in the box indicates you have these convenient services with your account. Go to wellsfargo.com/biz or call the number above if you have questions or if you would like to add new services. Business Online Banking Online Statements Business Bill Pay Business Spending Report Overdraft Protection Activity summary Beginning balance on 3/1 $61, Deposits/Credits 2, Withdrawals/Debits Ending balance on 3/31 $63, Average ledger balance this period $62, Account number: ASSOCIATION OF LEGAL ADMINISTRATORS JACKSONVILLE CHAPTER Florida account terms and conditions apply For Direct Deposit and Automatic Payments use Routing Number (RTN): For Wire Transfers use Routing Number (RTN): Overdraft Protection This account is not currently covered by Overdraft Protection. If you would like more information regarding Overdraft Protection and eligibility requirements please call the number listed on your statement or visit your Wells Fargo store. (287) Sheet Seq = Sheet of 00002

2 Account number: March 1, March 31, 2013 Page 2 of 4 Transaction history Check Deposits/ Withdrawals/ Ending daily Date Number Description Credits Debits balance 3/5 Deposit , / Check , /13 Deposit 2, , / Check , / Check , / Check , Ending balance on 3/31 63, Totals $2, $ The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed. Summary of checks written (checks listed are also displayed in the preceding Transaction history) Number Date Amount Number Date Amount Number Date Amount / * 3/ * 3/ * 3/ * Gap in check sequence. Monthly service fee summary For a complete list of fees and detailed account information, please see the Wells Fargo Fee and Information Schedule and Account Agreement applicable to your account or talk to a banker. Go to wellsfargo.com/feefaq to find answers to common questions about the monthly service fee on your account. Fee period 03/01/ /31/2013 Standard monthly service fee $0.00 You paid $0.00 WQ/WQ Account transaction fees summary Units Excess Service charge per Total service Service charge description Units used included units excess units ($) charge ($) Paid and Deposited Items Total service charges $0.00 IMPORTANT ACCOUNT INFORMATION We want to let you know of important upcoming changes to your Wells Fargo business checking account. These changes will be effective starting March 2, Your account includes, at no charge, up to 150 transactions per month. The fee for transactions over 150 per month will change to $0.50 each. The definition of "transactions" will change to include each deposit transaction in addition to any combination of paid items and deposited items, including paper and electronic. "Transactions" do not include purchases and payments made using a Wells Fargo Business Debit Card or Wells Fargo ATM Card.

3 Sheet Seq = Sheet of Account number: March 1, March 31, 2013 Page 3 of 4 Your account also includes, at no charge, up to $5,000 of cash deposited per month. "Cash deposited" will change to include cash deposits made in ATMs and branch locations. The fee for cash deposited over $5,000 per month will change to $0.30 per $100 deposited. If you exceed the number of monthly transactions or amount of cash deposited included at no charge, the fees will appear on your account statement on or after April 1, Fee changes effective April 1, Collection Fee - Domestic Incoming and Outgoing - $25 per item - Legal Process Fee (includes levy, writ, garnishment and any other legal document that requires funds to be attached) - $125 each - Credit Inquiry Fee (deposit and/or credit account information provided to third party at your request) - $10 each If you have questions about these changes, or would like a complimentary financial review to ensure that you have the right accounts to meet your financial goals, please contact your local banker or call the phone number listed at the top of your statement. Effective June 18, 2013, American Express Travelers Cheques, Cheques for Two, and Gift Cheques will no longer be available through Wells Fargo. Please note the Terms & Conditions for Wells Fargo Business Debit Cards, Business ATM Cards, and Business Deposit Cards, the section titled "Making purchases with a business debit card", and Business Account Agreement section titled "Card Transactions" are changing to clarify that the Bank may limit the number of authorizations it allows during a period of time and reserves the right to deny certain transactions for any reason (e.g., suspected fraudulent or unlawful activity, indication of increased risk related to the transaction). For more details, refer to the Business Account Agreement Addenda at wellsfargo.com/biz/products/accounts/fee_information or contact your local banker.

4 Account number: March 1, March 31, 2013 Page 4 of 4 General statement policies for Wells Fargo Bank Notice: Wells Fargo Bank, N.A. may furnish information about accounts belonging to individuals, including sole proprietorships, to consumer reporting agencies. If this applies to you, you have the right to dispute the accuracy of information that we have reported by writing to us at: Overdraft Collections and Recovery, P.O. Box 5058, Portland, OR You must describe the specific information that is inaccurate or in dispute and the basis for any dispute with supporting documentation. In the case of information that relates to an identity theft, you will need to provide us with an identity theft report. Account Balance Calculation Worksheet Number Items Outstanding Amount 1. Use the following worksheet to calculate your overall account balance. 2. Go through your register and mark each check, withdrawal, ATM transaction, payment, deposit or other credit listed on your statement. Be sure that your register shows any interest paid into your account and any service charges, automatic payments or ATM transactions withdrawn from your account during this statement period. 3. Use the chart to the right to list any deposits, transfers to your account, outstanding checks, ATM withdrawals, ATM payments or any other withdrawals (including any from previous months) which are listed in your register but not shown on your statement. ENTER A. The ending balance shown on your statement $ ADD B. Any deposits listed in your $ register or transfers into $ your account which are not $ shown on your statement. + $ TOTAL $ CALCULATE THE SUBTOTAL (Add Parts A and B) TOTAL $ SUBTRACT C. The total outstanding checks and withdrawals from the chart above $ CALCULATE THE ENDING BALANCE (Part A + Part B - Part C) This amount should be the same as the current balance shown in your check register $ Total amount $ 2010 Wells Fargo Bank, N.A. All rights reserved. Member FDIC. NMLSR ID

5 March 2013 Wells Fargo ALA - JAX Page 1 4/25/2013 Reconciliation Summary BANK STATEMENT -- CLEARED TRANSACTIONS: Previous Balance: 61, Checks and Payments 4 Items Deposits and Other Credits 3 Items 2, Service Charge 0 Items 0.00 Interest Earned 0 Items 0.00 Ending Balance of Bank Statement: 63, YOUR RECORDS -- UNCLEARED TRANSACTIONS: Cleared Balance: 63, Checks and Payments 2 Items Deposits and Other Credits 0 Items 0.00 Register Balance as of 3/31/2013: 62, Checks and Payments 10 Items -33, Deposits and Other Credits 2 Items 1, Register Ending Balance: 30,838.86

6 March 2013 Wells Fargo ALA - JAX Page 2 4/25/2013 Cleared Transaction Detail Date Num Payee Memo Category Clr Amount Cleared Checks and Payments 2/8/ ManaSyst, Inc. Invoice Salary Survey Expense R /26/ Elizabeth A. Locke President's Appreciation... Awards, Gifts & Flower... R /12/ Missy Winstead 2-$25 Amazon Gift Card... Awards, Gifts & Flower... R /13/ Francesca Famularo Website Updates - Nov.... Website Development... R Total Cleared Checks and Payments 4 Items Cleared Deposits and Other Credits 3/5/2013 DEP Milam Howard Nicandri De... Erin A. Juzapavicus Membership Dues R /13/2013 DEP Employment Resources &... ER&S Check #3376 Business Partnership... R 2, /3/ **VOID**Elizabeth A. Locke March Star Chapter; FAL... Website Development... R 0.00 Total Cleared Deposits and Other Credits 3 Items 2, Total Cleared Transactions 7 Items 1,522.35

7 March 2013 Wells Fargo ALA - JAX Page 3 4/25/2013 Uncleared Transaction Detail up to 3/31/2013 Date Num Payee Memo Category Clr Amount Uncleared Checks and Payments 3/4/ ManaSyst, Inc. Invoice Salary Survey Expense /12/ Elizabeth A. Locke French Pantry Cake for I... Monthly Luncheon Rei Total Uncleared Checks and Payments 2 Items Uncleared Deposits and Other Credits Total Uncleared Deposits and Other Credits 0 Items 0.00 Total Uncleared Transactions 2 Items

8 March 2013 Wells Fargo ALA - JAX Page 4 4/25/2013 Uncleared Transaction Detail after 3/31/2013 Date Num Payee Memo Category Clr Amount Uncleared Checks and Payments 4/3/ Akerman Senterfitt March Monthly Meeting... Monthly Luncheon Rei /24/ Elizabeth A. Locke March Star Chapter; FAL... Website Development /24/ The River Club Business Partner Breakf... Business Partner Event /24/ ManaSyst, Inc. Invoice Salary Survey Expense /24/ Fowler Whiite Boggs P.A. K. Guttormson 2013 Part... Membership Dues /24/ Michelle Winstead National Conf. Airfare &... National Conference E /24/ Jean L. Pimental 2-$25 AMC Gift Cards -... Awards, Gifts & Flower /24/ Foley & Lardner, LLP April Monthly Meeting Lu... Monthly Luncheon Rei /24/ Michelle Winstead National Conf. Airfare &... National Conference E... -1, /24/ Association Of Legal Admi... New Account Transfer -30, Total Uncleared Checks and Payments 10 Items -33, Uncleared Deposits and Other Credits 4/12/2013 DEP Fowler Whiite Boggs P.A. Check # K.Guttor... Membership Dues /12/2013 DEP Discovery Litigation Servic... DLS Check #1162 Business Partnership... 1, Total Uncleared Deposits and Other Credits 2 Items 1, Total Uncleared Transactions 12 Items -32,131.12

9 Transaction - Last month 3/1/2013 through 3/31/2013 4/24/2013 Page 1 Date Account Num Description Memo Category Tag Clr Amount BALANCE 2/28/ , /4/2013 ALA - JAX ManaSyst, Inc. Invoice Salary Surve /5/2013 ALA - JAX DEP Milam Howar...Erin A. Juz... Membership... R /12/2013 ALA - JAX 1648 Missy Winst... 2-$25 Ama... Awards, Gift... R /12/2013 ALA - JAX Elizabeth A.... French Pan... Monthly Lun /13/2013 ALA - JAX Francesca F... Website Up...Website Dev... R /13/2013 ALA - JAX DEP Employment...ER&S Che... Business Pa... R 2, /1/2013-3/31/2013 1, BALANCE 3/31/ , TOTAL INFLOWS 2, TOTAL OUTFLOWS NET TOTAL 1,570.00