100% graduate early from our program 96% customer retention rate 100% partnership with our clients

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2 Roundleaf is a wealth restoration company. We help people RESET, REBUILD, and REFOCUS their wealth. RESET Reset your debt Eliminate your 2 nd mortgage REBUILD Rebuild your credit and wealth Recover your home REFOCUS Refocus your capital Improve your life OUR SUCCESS 1% graduate early from our program 96% customer retention rate 1% partnership with our clients

3 What We CAN DO For You As a wealth restoration company, we partner with our clients for long-term success. We understand that every client has unique financial challenges and goals. Roundleaf is committed to providing our clients with customized, creative solutions to speed their economic recovery and create a road map to restore their wealth. Together, we can create a winning strategy that meets our clients specific needs. This enables them to RESET their unsecured debt and home value, REBUILD their credit and REFOCUS their capital to restore their wealth. Debt Settlement 2nd Mortgage Settlement Credit Restoration Capital Preservation Wealth Restoration

4 Debt Settlement and LONG TERM Financial Health RESET Your Debt We pride ourselves on working closely with our clients to get them out of debt. Through this process of partnership, we are able to help our clients reach their goals by preserving their capital, reducing/eliminating their debt and restoring their wealth. OUR SERVICES INCLUDE: Management Plan: Flexible payment plan based on your ability to pay off the debt settlement. Preferred Plan: Lump sum payment of the debt settlement. REBUILD Your Credit & Wealth HOW DOES IT WORK? The following chart compares what you could potentially pay and how long it could take you to become free of your debt, depending on the plan you choose. Roundleaf can help you eliminate your debt in less time, with more savings. REFOCUS Your Capital A family with $5K Debt 15% Interest Your Savings with Roundleaf: Regular Monthly Payment: You save $61, Consolidation Plan: You save $31, Roundleaf can provide guidance to non-serviceable accounts such as student loans.

5 2nd MORTGAGE Settlement Roundleaf s current mortgage recovery solution helps clients eliminate their underwater second mortgage when the value of their home is less than the first mortgage. By eliminating their second mortgage, they are able to keep their home, maintain a lower mortgage payment and have a positive outlook for the future equity position of their home. IS YOUR HOME UNDERWATER? RESET Eliminate Your 2 nd Mortgage More than 11 million families, a quarter of all familes with a mortgage, are in negative equity, meaning they owe more than their home is worth. 4% of homes with 2 nd mortgages are underwater -- Wall Street Journal Half of US Mortgages are effectively underwater -- CNBC Roundleaf can help eliminate your 2 nd mortgage for pennies on the dollar without bankruptcy with options to: REBUILD Your Home Stay in your home Rebuild equity faster Restore your credit HOW DOES IT WORK? Your Underwater Mortgage 1 st mortgage: $5K 2 nd mortgage: $1K Market Value: $5K Underwater: -$1K BEFORE: Underwater property Two mortgage payments Uncertain of the future REFOCUS Your Wealth & Capital Your Mortgage after Roundleaf 1 st mortgage: $5K 2 nd mortgage: $1K Market Value: $5K Underwater: $ AFTER: 2 nd mortgage is eliminated One mortgage payment Keep your home, faster recovery

6 Credit RESTORATION Roundleaf s credit restoration program helps clients quickly restore their credit rating. This enables clients to obtain lower financing costs for future purchases such as investments, car and mortgage. The road to restoring your credit rating can take up to seven years. We can accelerate your recovery time and help you reach your goals more quickly. Our credit restoration services include two programs designed to restore your credit rating. GRADUAL PROGRAM 9-16 month program to remove late(s), paid collection accounts, judgements, paid tax liens. Clean up to 9% on most cases. Low cost pricing. RAPID PROGRAM (9-DAY MONEY BACK GUARANTEE) 9-day program to remove late(s), paid collection accounts, judgements, tax liens, short sale, foreclosure. For clients who need quick credit repair. Premium pricing. REMOVE: Credit Card Lates Mortgage Lates Collections Judgements Bankruptcy Tax Lien

7 Capital PRESERVATION Capital Preservation is one key element to a successful recovery. In a financially distressed environment, it can be challenging to preserve your working capital. At Roundleaf, we understand your situation. We are committed to helping limit your financial losses and maximize your recovery time. Wealth RESTORATION We understand that every client has unique financial challenges and goals. Roundleaf is committed to providing our clients with customized, creative solutions. We partner with our clients to develop a strategy that is tailored to their unique situation. Through this process, we are able to Reset, Rebuild and Refocus their capital and create a road map to restoring their wealth.

8 Our ENTERPRISE Program We can help you support your best asset, your employees. Roundleaf s Employee Assistance Workshop can help employees in public and private sectors to reduce their financial obligations and improve their financial well-being. HOW DOES IT WORK? Roundleaf will come to your company and provide free informational workshops detailing our services. Our workshops address the benefits for both you and your employees. We believe that financially stable employees will be more productive and efficient in their jobs. Your employees are your most important investment; Roundleaf can help ensure that you get the most from that investment. INCREASE EMPLOYEE FINANCIAL LITERACY LOWER EMPLOYEE FINANCIAL STRESS IMPROVE FINANCIAL WELL-BEING INCREASE EFFECTIVENESS INCREASE PRODUCTIVITY INCREASE EMPLOYEE ROI RESET Eliminate your unsecured debt Eliminate your underwater mortgage Eliminate past deficiencies REBUILD Rebuild your credit Rebuild your home equity Rebuild your capital REFOCUS Refocus your capital Refocus your wealth Refocus your future

9 Our PROFESSIONAL PARTNERSHIP Program Our professional partnership program is designed to support and serve our partner s business needs and provide a realistic solution for their customers. Roundleaf can empower professionals to use a holistic approach in assisting clients with their financial recovery. This encourages professionals to become knowledgeable advisors, enhancing their competitive advantage in their respective industries and their ability to support a larger group of people. Roundleaf s Financial Recovery Education Program also enables professionals to help their clients make informed financial decisions and create a road map to rebuilding their wealth.

10 Our EDUCATIONAL Programs Roundleaf believes agility is the key to success for any business. With that in mind, Roundleaf developed an educational program designed to support clients facing the challenges of financial recovery. The program encourages clients to become knowledgeable about financial recovery and enables them to make informed decisions in order to create a road map for rebuilding their wealth. Roundleaf provides FREE educational workshops and online webinars, offering clients solutions to address their financial and mortgage challenges. Topics: FINANCIAL RECOVERY Business Line of Credit Credit Cards Collections Judgements Liens Bankruptcy MORTGAGE RECOVERY Reduce/Settle Underwater 2 nd Mortgages and Keep Your Home Resolve Past Foreclosure Deficiencies RECOVERY EDUCATION Clients and Professionals Best practices Visit Roundleafinc.com to sign up for educational programs Online Webinar Live Workshops

11 Our CLIENTS TERESA D. - Registered Nurse My husband and I had an income drop. To maintain our living expenses, we slowly racked up our credit cards and they ballooned up to $18K. Our balances remained the same no matter how much we paid because of our high interest rates. We explored the bankruptcy option; however, with our income we did not qualify. We shared our financial challenges with our financial advisor and he introduced to us Roundleaf. When I entered Roundleaf financial recovery program, they immediately helped me mitigate the harassing collector calls. This allowed me to focus on my job. To help me succeed and recover quickly, Roundleaf took a proactive approach to understanding my family finances and help create a plan to eliminate my debt. My biggest take away from Roundleaf financial recovery program was the credit education provided. Roundleaf gave me a better understanding on how to leverage credit and manage it without getting into debt. Today, the $18K debt that was hanging on our shoulders is now gone. With the financial education received, we have a better understanding on how to manage our finances. Instead of depending on credit cards for emergency needs, we created an emergency savings account for rainy days. Not only did Roundleaf help eliminate our debt, they also provided education and guidance for us to never get back into the endless cycle again. RAMIN G. - Pharmacist I had three properties that were underwater, one primary and two rental investment. I tried all possible options to rescue my properties and was about to lose all three. I contacted the banks and asked if they could help me out. They said NO. I went to an attorney that specialized in real estate recovery; they took my money and their business was shut down. Then, I received a postcard from Roundleaf with their service offering to rescue underwater second mortgages. I was a bit skeptical that such a solution existed in the market. I called Roundleaf and scheduled an appointment to evaluate my situation. When I enrolled into Roundleaf Mortgage Recovery, their specialist helped me understand the program, explained the process clearly and how long it would take. Within six months, they settled and eliminated the second mortgages of my two rental properties. A total of $132K from the two mortgages was settled for $4K. Roundleaf not only rescued my properties, but preserved my wealth. Today, my financial Visit Roundleafinc.com to see more client success stories stress level has significantly lowered. I can now focus on my job to build future wealth with a positive future outlook.

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