3/17/13 Credit Report

Transcription

1 Print Report Sarah Palin 1-Bureau Credit Report Personal Information Personal information including your name, address, and place of employment is used to identify you. Previous addresses and places of employment might also be included. It's not uncommon to have variations or misspellings of your name. Most credit reporting agencies leave these variations to maintain the link between your identity and the credit information. Having different variations of your name and old addresses won't hurt your credit score as long as it's actually your information. Make sure personal information is identifying you and not someone else. Personal Information ME SARAH H PALIN DATE OF BIRTH 2/1964 PHONE NUMBER Alias Information AliasPALIN,SARAH,HEATH AliasSARAH HEATH Address Information ADDRESS E WESTPOINT WASILLA AK ADDRESS W PARKS WASILLA AK Credit Summary The credit summary section of your credit report summarizes information about the different types of accounts you have. This section lists the total number, balance, number current, and number of delinquent accounts. Total Accounts 21 Open Accounts 4 Closed Accounts 17 Total Balances $ Total Monthly Payments$1495 Unsatisfactory Accounts0 Derogatory Accounts 1 Inquires in Last 2 Years 3 Public Records 0 Summary Revolving Credit Accounts UNT 17 file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 1/31

2 BALANCE $13423 PAYMENT $213 OPEN 3 CLOSED 14 DEFERRED/UNKNOWN 0 Real Estate Credit Accounts UNT 1 BALANCE $ PAYMENT $1282 OPEN 1 CLOSED 0 DEFERRED/UNKNOWN 0 Open Accounts UNT 1 BALANCE $0 PAYMENT $0 OPEN 0 CLOSED 1 DEFERRED/UNKNOWN 0 Other Accounts UNT 2 BALANCE $0 PAYMENT $0 OPEN 0 CLOSED 2 DEFERRED/UNKNOWN 0 Credit Inquiries Credit inquiries list all parties who have accessed your credit report within the past two years. While your version of the credit report lists several credit inquiries, not all of these appear on the lenders' and creditors' versions. Only "hard" inquiries are shown to lenders. These are inquiries made when a lender checks your credit report to approve your credit application. Your version will also include "soft" inquiries consisting of inquiries made by lenders for promotional purposes. Inquiry 1-12/2012 INQUIRY DATE 12/2012 INQUIRER BK OF AMER file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 2/31

3 INQUIRY TYPE I ADDRESS - PHONE - Inquiry 2-10/2012 INQUIRY DATE 10/2012 INQUIRER TNB-TARGET INQUIRY TYPE I ADDRESS - PHONE - Inquiry 3-04/2012 INQUIRY DATE 04/2012 INQUIRER GECRB/STEINM INQUIRY TYPE I ADDRESS - PHONE - Revolving Credit Accounts The account history section of your credit report contains the bulk of the information. This section includes each of your credit accounts and details about how you've paid. Your account history will be very detailed, but it's important that you read through to make sure the information is being reported correctly. Account 1 KOHLS/CAPONE NUMBER **** TYPE Charge account NDITION Closed DATE OPEN 05/09/2012 HIGH BALANCE $ 278 BALANCE $ 278 LAST REPORTED 12/31/2012 CREDIT LIMIT $ 1400 AMOUNT PAST DUE $ 255 RESPONSIBILITY Individual file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 3/31

4 Days 0 Days 0 Days 0 Days Late Days Late Days Late Account 2 BK OF AMER NUMBER **** TYPE Flexible spending credit card NDITION Open DATE OPEN 06/04/1991 HIGH BALANCE $ 432 TRANSUNION file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 4/31

5 MONTHLY PAYMENT $ 188 BALANCE $ LAST REPORTED 03/04/2013 CREDIT LIMIT $ 0 RESPONSIBILITY Days 0 Days 0 Days 0 Days Late Days Late Days Late Joint TRANSUNION file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 5/31

6 Account 3 GECRB/GAPDC NUMBER **** TYPE Credit Card NDITION Closed DATE OPEN 11/12/2009 HIGH BALANCE $ 153 BALANCE $ 0 LAST REPORTED 02/28/2013 CREDIT LIMIT $ 124 RESPONSIBILITY Individual Days 0 Days 0 Days 0 Days Late Days Late Days Late TRANSUNION file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 6/31

7 Account 4 GECRB/OLDV NUMBER **** TYPE Charge account Closed NDITION DATE OPEN 02/18/2007 HIGH BALANCE $ 222 BALANCE $ 0 LAST REPORTED 02/22/2013 CREDIT LIMIT $ 124 RESPONSIBILITY Days 0 Days 0 Days 0 Days Late Individual TRANSUNION file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 7/31

8 Days Late Days Late Account 5 KOHLS/CAPONE NUMBER **** TYPE NDITION Open DATE OPEN 12/10/2012 HIGH BALANCE $ 219 MONTHLY PAYMENT $ 25 BALANCE $ 219 LAST REPORTED 02/15/2013 CREDIT LIMIT $ 1000 Charge account RESPONSIBILITY Individual Days 0 Days 0 TRANSUNION file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 8/31

9 Days 0 Days Late Days Late Days Late Account 6 GECRB/GAP NUMBER **** TYPE Charge account Closed NDITION DATE OPEN 06/10/2004 HIGH BALANCE $ 56 BALANCE $ 0 LAST REPORTED 02/10/2013 file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 9/31

10 CREDIT LIMIT $ 0 RESPONSIBILITY Days 0 Days 0 Days 0 Days Late Days Late Days Late Account 7 Individual TRANSUNION TARGET N.B. 6**** file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 10/31

11 NUMBER TYPE Credit Card NDITION Open DATE OPEN 10/12/2012 HIGH BALANCE $ 224 BALANCE $ 0 LAST REPORTED 02/10/2013 CREDIT LIMIT $ 00 RESPONSIBILITY Individual Days 0 Days 0 Days 0 Days Late Days Late Days Late TRANSUNION file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 11/31

12 Account 8 BK OF AMER NUMBER **** TYPE Flexible spending credit card NDITION Closed DATE OPEN 06/04/1991 HIGH BALANCE $ 432 BALANCE $ 0 LAST REPORTED 12/28/2012 CREDIT LIMIT $ 0 RESPONSIBILITY Days 0 Days 0 Days 0 Days Late Joint TRANSUNION file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 12/31

13 Days Late Days Late Account 9 BK OF AMER NUMBER **** TYPE Flexible spending credit card NDITION Closed DATE OPEN 06/04/1991 HIGH BALANCE $ BALANCE $ 0 LAST REPORTED 12/08/2010 CREDIT LIMIT $ 0 RESPONSIBILITY Days 0 Days 0 Days 0 Joint TRANSUNION file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 13/31

14 Days Late Days Late Days Late Account 10 TARGET N.B. NUMBER **** TYPE Credit Card Closed NDITION DATE OPEN 09/02/2005 HIGH BALANCE $ 226 BALANCE $ 0 LAST REPORTED 03/15/2010 CREDIT LIMIT $ 1000 RESPONSIBILITY Individual file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 14/31

15 Days 0 Days 0 Days 0 Days Late Days Late Days Late Account 11 TARGET N.B. NUMBER 2**** TYPE Charge account NDITION Closed DATE OPEN 08/01/2004 TRANSUNION file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 15/31

16 HIGH BALANCE $ 312 BALANCE $ 0 LAST REPORTED 01/18/2010 CREDIT LIMIT $ 700 RESPONSIBILITY Days 0 Days 0 Days 0 Days Late Days Late Days Late Individual TRANSUNION file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 16/31

17 Account 12 CHASE NUMBER **** TYPE Credit Card NDITION Closed DATE OPEN 05/29/2003 HIGH BALANCE $ 0 BALANCE $ 0 LAST REPORTED 03/03/2009 CREDIT LIMIT $ 2500 RESPONSIBILITY Individual Days 0 Days 0 Days 0 Days Late Days Late TRANSUNION file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 17/31

18 Days Late Account 13 BK OF AMER NUMBER **** TYPE Flexible spending credit card NDITION Closed DATE OPEN 10/23/2006 HIGH BALANCE $ 75 BALANCE $ 0 LAST REPORTED 01/04/2007 CREDIT LIMIT $ 0 RESPONSIBILITY Days 0 Days 0 Days 0 Days Late Individual TRANSUNION file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 18/31

19 Days Late Days Late Account 14 DISVER FIN NUMBER **** TYPE Credit Card NDITION Closed DATE OPEN 06/08/2005 HIGH BALANCE $ 7529 BALANCE $ 0 LAST REPORTED 12/17/2006 CREDIT LIMIT $ RESPONSIBILITY Authorized User Days 0 Days 0 TRANSUNION file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 19/31

20 Days 0 Days Late Days Late Days Late Account 15 GECRB/JCP NUMBER **** TYPE Charge account Closed NDITION DATE OPEN 06/29/2003 HIGH BALANCE $ 164 BALANCE $ 0 LAST REPORTED 03/31/2006 file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 20/31

21 CREDIT LIMIT $ 500 RESPONSIBILITY Days 0 Days 0 Days 0 Days Late Days Late Days Late Account 16 Individual TRANSUNION BK OF AMER **** file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 21/31

22 NUMBER TYPE Credit Card NDITION Closed DATE OPEN 07/08/2003 HIGH BALANCE $ 137 BALANCE $ 0 LAST REPORTED 11/07/2005 CREDIT LIMIT $ RESPONSIBILITY Individual Days 0 Days 0 Days 0 Days Late Days Late Days Late TRANSUNION file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 22/31

23 Account 17 CHASE NUMBER **** TYPE Credit Card NDITION Closed DATE OPEN 09/19/2003 HIGH BALANCE $ 67 BALANCE $ 0 LAST REPORTED 10/19/2004 CREDIT LIMIT $ 8100 RESPONSIBILITY Days 0 Days 0 Days 0 Days Late Individual TRANSUNION file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 23/31

24 Days Late Days Late Line of Credit Accounts No Line of Credit Accounts found. Real Estate Credit Accounts The account history section of your credit report contains the bulk of the information. This section includes each of your credit accounts and details about how you've paid. Your account history will be very detailed, but it's important that you read through to make sure the information is being reported correctly. Account 1 WFHM NUMBER **** TYPE Conventional real estate mortgage Open NDITION DATE OPEN 01/02/2003 HIGH BALANCE $ MONTHLY PAYMENT $ 1282 BALANCE $ LAST REPORTED 02/07/2013 CREDIT LIMIT $ 0 RESPONSIBILITY Joint file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 24/31

25 Days 0 Days 0 Days 0 TRANSUNION Days Late Days Late Days Late Installment Credit Accounts No Installment Credit Accounts found. Open Accounts The account history section of your credit report contains the bulk of the information. This section includes each of your credit accounts and details about how you've paid. Your account history will be very detailed, but it's important that you read through to make sure the information is being reported correctly. Account 1 CHASE file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 25/31

26 NUMBER **** TYPE Credit Card NDITION Closed DATE OPEN 10/06/2003 HIGH BALANCE $ 64 BALANCE $ 0 LAST REPORTED 02/17/2005 CREDIT LIMIT $ 0 RESPONSIBILITY Individual Days 0 Days 0 Days 0 Days Late Days Late Days Late TRANSUNION file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 26/31

27 Collection Accounts No Collection Accounts found. Other Accounts The account history section of your credit report contains the bulk of the information. This section includes each of your credit accounts and details about how you've paid. Your account history will be very detailed, but it's important that you read through to make sure the information is being reported correctly. Account 1 WSLFRG NV NUMBER **** TYPE Line of credit NDITION Closed DATE OPEN 03/15/2002 HIGH BALANCE $ BALANCE $ 0 LAST REPORTED 09//2010 CREDIT LIMIT $ RESPONSIBILITY Joint Days 0 TRANSUNION-- -- Days Days 0 file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 27/31

28 Days Late Days Late Days Late Account 2 WFHE NUMBER **** TYPE Home equity Closed NDITION DATE OPEN 05/02/2003 HIGH BALANCE $ BALANCE $ 0 LAST REPORTED 06/12/2005 CREDIT LIMIT $ RESPONSIBILITY Joint file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 28/31

29 Days 0 Days 0 Days 0 Days Late Days Late Days Late Derogatory Information Account 1 CREDITOR KOHLS/CAPONE DATE REPORTED12/31/2012 STAS Closed SOURCE Creditor Contact Information TRANSUNION file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 29/31

30 Name KOHLS/CAPONE AddressPO BOX 3115 MILWAUKEE WI Phone Name BK OF AMER AddressPO BOX EL PASO TX Phone Name GECRB/GAPDC AddressPO BOX ORLANDO FL Phone Name GECRB/OLDV AddressPO BOX ORLANDO FL Phone Name GECRB/GAP AddressPO BOX ORLANDO FL Phone Name TARGET N.B. AddressPO BOX 673 MINNEAPOLIS MN Phone Name WFHM Address7255 BAYMEADOWS WA PO BOX DES MOINES IA 506 Phone Name WSLFRG NV AddressCBDRU - PCM PO BOX 3117 WINSTON SALEM NC Phone Name TARGET N.B. AddressPO BOX 673 MINNEAPOLIS MN Phone Name CHASE AddressP.O. BOX WILMINGTON DE Phone Name BK OF AMER AddressPO BOX EL PASO TX Phone Name DISVER FIN file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm /31

31 AddressPOB WILMINGTON DE Phone Name GECRB/JCP AddressPO BOX ORLANDO FL Phone Name WFHE AddressP O BOX HEQ C.B. DISPUTES BILLINGS MT Phone Name CHASE Address2500 WESTFIELD DR ELGIN IL 124 Phone Contact Information Experian Equifax Name LLC Experian Equifax Information Svcs P.O. Box P.O. Box 2002 P.O. Box Address Fullerton, CA Allen, TX Atlanta, GA 374 Telephone file:///c:/users/owner/appdata/local/temp/7zo3748.tmp/getcreditreport.htm 31/31