Citi at work. Bringing the bank to work.

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1 Citi at work Bringing the bank to work.

2 Introducing Citi and Citi At Work With over 200 years experience, Citi is one of the world s largest retail banks with over 100 million clients in 40 countries. This makes us the ideal choice for the internationally mobile and those looking to move themselves and their finances to the UK. We know that moving to a new country and balancing your day-to-day banking alongside your work and family commitments can be difficult. That s why Citi At Work have a highly experienced, UK based team on hand to help get you and your finances off to the right start. Citi offer a range of financial products, international banking solutions and Wealth Management services, all of which can be accessed through the Citi At Work account opening service, even if you re not living in the UK yet. With a Citi account, you ll benefit from our international expertise and enjoy features that complement your global lifestyle. Opening a UK bank account with Citi At Work is quick and easy we re here to help. You can contact a member of the Citi At Work Team on +44 (0) or +44 (0) or [email protected] or find all the application details at

3 Citigold Your relationship starts with our Citigold Current Account, which offers personal banking for customers looking for an extra level of individual attention and a range of exclusive benefits. Transaction fee-free instant Citi Global Transfers to other Citi accounts worldwide (currency conversion rates may apply) Up to 8 Transaction fee-free SWIFT payments per month (currency conversion rates may apply) Transaction fee-free CHAPS payments Transaction fee-free SEPA payments Foreign currency accounts linked to just one card Contactless Citi Debit Card make contactless payments of up to 30 (from September 2015) wherever you see the contactless ripple symbol Daily ATM limit 1,000 Dedicated Citigold Relationship Manager Access to multi-currency investments Access to offshore wealth management from Citi International Personal Bank 24/7 access to your accounts via CitiPhone or Citi Online Citi Alerts keeping you updated with real time alerts of activity on your accounts Worldwide Annual Holiday Travel Insurance for you and your family, including winter sports coverage. Eligibility criteria apply Partnerships Programme (Exclusive privileges from prestigious brands) Your Relationship Manager Your Citigold Relationship Manager is your key to getting the most out of Citigold and your primary source of wealth management advice. You ll be given their direct telephone number, so you can get straight through to them for all your day-to-day banking requirements and for guidance on your investment strategy. An important part of your Citigold Relationship Manager s role is to help you manage your wealth. As a qualified investment expert, they can work with you to create a bespoke portfolio strategy that s tailored to your financial objectives, available capital, attitude to risk, investing time-frames and lifestyle goals. Eligibility and charges Citigold is available free of charge if you have an average monthly balance of 75,000 (or currency equivalent) across all your Citi accounts, including investments, or you hold an account with Citi International Personal Bank in London or Jersey. If you don t meet either of these criteria, a monthly fee of 25 will apply.

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5 Account opening process and next steps Complete an application today and if you are relocating to the UK for at least 12 months, we can open an account for you up to 6 weeks before you arrive so you can have a bank account number to get set up on your company payroll and make regular payment arrangements for bills etc. Our Citi At Work team will be on hand to support you every step of the way, so you can start enjoying our current account features that complement your lifestyle, wherever you are in the world. To start your relationship today, contact a member of the Citi At Work Team on +44 (0) or +44 (0) or [email protected] You can find all the application details at

6 Citi International Personal Bank (IPB) Citi IPB provides an offshore wealth management service to clients who might benefit from a broader range of products and, where possible, tax benefits*. Citi IPB offers a truly global investment service and a single location in which to place your wealth, plus the expertise and experience to meet complex financial planning needs. Investments are managed through Jersey, an internationally recognised financial centre which is tightly regulated by the Jersey Financial Services Commission (JFSC). To find out more, please visit ipb.citi.com *Please note Citibank does not provide tax advice and investors should seek advice from a tax adviser. Citibank N.A., London Branch is authorised and regulated by the Office of the Comptroller of the Currency (USA) and authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request. Our firm reference number with our UK regulators is Citibank Europe plc is authorised by the Central Bank of Ireland and by the Prudential Regulation Authority. It is subject to supervision by the Central Bank of Ireland, and subject to limited regulation by the Financial Conduct Authority and the Prudential Regulation Authority. Details about the extent of our authorisation and regulation by the Prudential Regulation Authority, and regulation by the Financial Conduct Authority are available from us on request. Citibank N.A., London Branch is registered as a branch in the UK at Citigroup Centre, Canada Square, Canary Wharf, London E14 5LB. Registered number BR Citibank Europe plc, UK Branch is registered as a branch (registration number FC032763) in the register of companies for England and Wales. The registered address in the UK is Citigroup Centre, Canada Square, Canary Wharf, London E14 5LB. Citibank Europe plc is registered in Ireland with number , with its registered office at 1 North Wall Quay, Dublin 1. Citibank Europe plc is regulated by the Central Bank of Ireland. Ultimately owned by Citigroup Inc., New York, USA. Citibank N.A., Jersey Branch is regulated by the Jersey Financial Services Commission. Citi International Personal Bank is registered in Jersey as a business name of Citibank N.A. The address of Citibank N.A., Jersey Branch is P.O. Box 104, 38 Esplanade, St Helier, Jersey JE4 8QB. Citibank N.A. is incorporated with limited liability in the USA. Head office: 399 Park Avenue, New York, NY 10043, USA. Citibank N.A., Jersey Branch is a participant in the Jersey Bank Depositor Compensation Scheme (the DCS ), which offers protection for eligible deposits of up to 50,000 but only applies in respect of eligible depositors, which includes individual natural persons, but does not, for example, include corporate clients or trustees. The DCS only applies in respect of eligible deposits which means cash deposits held with a bank in Jersey, such as Citibank N.A., Jersey Branch, but will not, for example, include any deposits held in banks outside Jersey or any investments held in Jersey or elsewhere. The maximum total amount of compensation is capped at 100,000,000 in any 5 year period. Full details of the DCS are available on the States of Jersey website or on request. Citibank N.A CITI, CITI and Arc Design are registered service marks of Citigroup Inc. Calls may be monitored or recorded for training and service quality purposes A 0116