Business Owner Profile - EVELYN ARPE. Identifying Information. Executive Summary. Legal Filings. ScorexPLUS SM score. Total legal filings: 4
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1 Business Owner Profile - EVELYN ARPE Identifying Information EVELYN ARPE 1419 CENTER DR STEPHENVILLE, TX CN DR STEPHENVILLE, TX ROSEBUD DR STEPHENVILLE, TX SSN: YOB: 1958 Employer: MUNA Updated: 10/2005 SELF COMP Updated: 04/2003 *SOCIALSOFT MOUNTAIN VIEW, CA *Business name and address reflect the inquiry information and have not been verified by Experian. Executive Summary ScorexPLUS SM score ScorexPLUSSM score: 615 Risk Category Score Range Low Low - Medium Medium Medium Negative Score Factors Number Of Accounts With -To-Limit Ratios Available Credit On Open Revolving Accounts Number Of Delinquent Or Derogatory Accounts s On Public Record Information Trade Status Oldest trade opened 04/1989 Paid trades 4 Satisfactory trades 11 Legal Filings Total legal filings: 4 Delinquent Information Past due amount: $0 In dispute: 0 Information payments: $556 loan balance: (4) $17,022 Revolving charge balance: (14) $2,592 Revolving credit percent available: 44% Real Estate loan balance: N/A Inquiries Total number of inquiries: 6 Inquiries previous 6 months: 2 Previously delinquent/derogatory 5 Presently delinquent/derogatory 2 Total trades 18 Delinquency Detail Satisfactory 30 days past due 60 days past due 90+ days past due 1/7
2 Consumer Statement Disputes and Supplemental Data Related to Transactional Information 04& CONSUMER COMMENT TEXT PRESENT Legal Filings Bankruptcies Filed Reference No Court Plaintiff Status 11/21/ DSK US BKPT CT TN MEMPHIS Bankruptcy chapter 7-discharged 03/07/ US BKPT CT TN MEMPHIS Bankruptcy Chapter 13-petition filed 10/13/ US BKPT CT TN MEMPHIS Bankruptcy Chapter 13-petition filed Judgments Filed Reference No Court Plaintiff Status 11/01/ SHELBY CO GEN SESSIONS $3,544 DILLARD NATIONAL BANK Judgment Inquiries Inquiry Details Account Type Inquiry CIT BANK/DFS Unknown - Credit Extension, Review, Or Collection 09/28/2008 HSBC NV Unknown - Credit Extension, Review, Or Collection 09/21/2008 WFNNB/VICTORIAS SECRET Unknown - Credit Extension, Review, Or Collection 05/08/2008 CREDIT ONE BANK Unknown - Credit Extension, Review, Or Collection 02/28/2008 PHILLIPS & COHEN ASSOC Collection Department/Agency/Attorney 06/03/2007 KROLL FACTUAL DATA Real Estate Specific Type Unknown 01/28/2007 Trade Information Trade Experience / CAP ONE Revolving 09/ /15/2005 $1,148 Status: Debt included in or discharged through Bankruptcy Chapter 7, 11, or 12 ACCOUNT CLOSED AT CREDIT GRANTOR'S REQUEST Indicator (current month 03/2005): Collections, charge-off or bankruptcy 24 Month History Click here for legend C C C C C C C C C C C C C C C C C C C C / CAP ONE Revolving 07/ /15/2005 Status: Debt included in or discharged through Bankruptcy Chapter 7, 11, or 12 ACCOUNT CLOSED AT CREDIT GRANTOR'S REQUEST $274 Business Owner Profile - EVELYN ARPE 2/7
3 Indicator (current month 03/2005): Collections, charge-off or bankruptcy 24 Month History Click here for legend C C C C / CHASE BANK USA, NA Revolving 08/ /21/2006 $1,240 Credit Limit: $1,182 Status: Debt included in or discharged through Bankruptcy Chapter 7, 11, or 12 ACCOUNT TRANSFERRED TO ANOTHER LENDER Indicator (current month 11/2006): Collections, charge-off or bankruptcy 24 Month History Click here for legend Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov B B C / CAP ONE Revolving 08/ /08/2008 $1,164 Status: Debt included in or discharged through Bankruptcy Chapter 7, 11, or 12 ACCOUNT CLOSED AT CREDIT GRANTOR'S REQUEST Indicator (current month 05/2008): Collections, charge-off or bankruptcy 24 Month History Click here for legend Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May / CAP ONE Revolving 04/ /08/2008 $326 Status: Debt included in or discharged through Bankruptcy Chapter 7, 11, or 12 ACCOUNT CLOSED AT CREDIT GRANTOR'S REQUEST Indicator (current month 05/2008): Collections, charge-off or bankruptcy 24 Month History Click here for legend Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May / APPLIED BANK Revolving 07/ /07/ /15/2004 Credit Limit: $1,750 Status: Debt included in or discharged through Bankruptcy Chapter 13 Indicator (current month 04/2005): Chapter 13 Bankruptcy (Petitioned, Discharged, Reaffirmation of debt rescinded) Business Owner Profile - EVELYN ARPE 3/7
4 24 Month History Click here for legend Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr C C C C C C C C C C C C C C C C C C / HSBC BANK Revolving 11/ /08/2004 $521 Credit Limit: $521 Status: Debt included in or discharged through Bankruptcy Chapter 13 ACCOUNT TRANSFERRED TO ANOTHER LENDER Indicator (current month 10/2004): Chapter 13 Bankruptcy (Petitioned, Discharged, Reaffirmation of debt rescinded) 24 Month History Click here for legend Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct C C C C C C C C C C / WM FINANCE 08/ /28/2006 Original Loan : $2,268 Trade Category: Personal Loan Companies Status: Account transferred to another office ACCOUNT CLOSED DUE TO TRANSFER OR REFINANCE Indicator (current month 09/2006): Account condition change, payment code not applicable 24 Month History Click here for legend Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep / WM FINANCE 08/ /28/2003 Original Loan : $2,268 Trade Category: Personal Loan Companies Status: Account transferred to another office Indicator (current month 03/2003): Account condition change, payment code not applicable 24 Month History Click here for legend / COLONY SHOP Revolving 11/ /20/2004 Credit Limit: $482 Trade Category: Department And Variety Stores -- Non-Specific Status: This is an account in good standing ACCOUNT CLOSED AT CONSUMER'S REQUEST Indicator (current month 07/2004): Account condition change, payment code not applicable 04/26/1996 Business Owner Profile - EVELYN ARPE 4/7
5 24 Month History Click here for legend Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul / CAPITAL ONE AUTO FINAN 06/2007 Original Loan : $7,923 Trade Category: Automobile Financing Company Status: Account/paid satisfactorily Indicator (current month 10/2008): 10/28/2008 Account condition change, payment code not applicable 10/08/ Month History Click here for legend Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct C C C C C C C C - - C C C C C C AMERICREDIT 09/2008 Open Original Loan : $17,186 Trade Category: Automobile Financing Company Status: This is an account in good standing Indicator (current month 02/2009): / $17,022 02/01/2009 $442 01/09/ Month History Click here for legend Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb C C C C TNB - TARGET Revolving 03/2008 Open Credit Limit: $500 Trade Category: Variety Stores Status: This is an account in good standing Indicator (current month 01/2009): / $395 01/25/2009 $485 $40 01/23/ Month History Click here for legend Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan C C C C C C C C C C CREDIT ONE BANK Revolving 03/2008 Open Credit Limit: $450 Status: This is an account in good standing Indicator (current month 01/2009): / $409 01/10/2009 $450 $20 01/06/2009 Business Owner Profile - EVELYN ARPE 5/7
6 24 Month History Click here for legend Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan C C C C C C C C C C CIT BANK/DFS Revolving 09/2008 Open Credit Limit: $1,500 Trade Category: Sales Financing Company Status: This is an account in good standing Indicator (current month 12/2008): / $1,296 12/28/2008 $1,434 $39 12/14/ Month History Click here for legend Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec C C 0 HSBC BANK Revolving 09/2008 Open Credit Limit: $500 Status: This is an account in good standing Indicator (current month 12/2008): / $492 12/28/2008 $547 $15 11/20/ Month History Click here for legend Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec Nov Oct Sep Aug Jul Jun May Apr Mar Feb Jan Dec C C / WFNNB/LERNER Revolving 04/1989 Open 03/19/ /22/1993 Credit Limit: $900 Trade Category: Specialty Clothing Store Status: This is an account in good standing Indicator (current month 03/1999): account/zero balance - no update received 24 Month History Click here for legend N N N N N N N N N N N N N N N N N N N N N N / HAVERTYS FURNITURE CO Revolving 05/1996 Open $821 09/01/ /01/1999 Trade Category: Retail, Not Elsewhere Classified Status: This is an account in good standing Indicator (current month 03/1999): account/zero balance - no update received Business Owner Profile - EVELYN ARPE 6/7
7 24 Month History Click here for legend N N N N N N N N N - N N N N - N N N - N N N N N 1 30 days past the due date 2 60 days past the due date 3 90 days past the due date days past the due date days past the due date days past the due date 7 Chapter 13 Bankruptcy (Petitioned, discharged, Reaffirmation of debt rescinded) B Account condition change, payment code not applicable N account/zero balance - no update received 8 Foreclosure, voluntary surrender or repossession 9 Collections, charge-off or bankruptcy C 0 with zero balance - update received - No history reported for that month No history maintained; see payment status comment Experian prides itself on the depth and accuracy of the data maintained on our databases. Reporting your customer's payment behavior to Experian will further strengthen and enhance the power of the information available for making sound credit decisions. Give credit where credit is due. Call , option #4 for more information. End of report 1 of 1 report The information herein is furnished in confidence for your exclusive use for legitimate business purposes and shall not be reproduced. Neither Experian Information Solutions, Inc., nor their sources or distributors warrant such information nor shall they be liable for your use or reliance upon it. Experian All rights reserved. Experian and the Experian marks herein are service marks or registered trademarks of Experian. Business Owner Profile - EVELYN ARPE 7/7
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