Pay and get paid globally.

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2 Why Skrill? Simply being global isn t enough in today s payment universe. It plays a big part, but no matter where in the world the customer comes from, an abandoned basket is still an abandoned basket. One size no longer fits all, even if it covers the whole world. Usability, flexibility, security and localisation are all essential components for any payment system. Giving your customers the payment options that they want will allow you to take your business much, much further. So the next question is, where is it you want to take your business? Or maybe, what sort of business are you? New to online or established and keen to appeal to a certain area, sector or demographic you ve (or your marketing department) identified? Starts to get complicated, right? Wrong. Skrill is the brightest star in the payment universe. Not just for your customers, but also for your business. It s built upon ease of use, security and global coverage, all through a single integration and central settlement. In this 24/7 world, do you really have time to consider anything else? You can be sure your customers won t. So give them what they want and give yourself the edge above your competitors. Simple Global Secure One contract One integration One interface Fast merchant account activation 200 countries and territories 100 localised payment options 40 settlement currencies Multi-acquirer card processing for maximum conversion PCI Level 1 certified 256-bit SSL encryption Sophisticated anti-fraud checks and risk management Full chargeback protection available

3 The digital ecosystem for the payments universe. payment options, 40 currencies, 12 languages, 200 countries & territories. Global payment options Local payment options Skrill Digital Wallet Skrill Quick Checkout Quick Checkout Enterprise Skrill Prepaid MasterCard Skrill Digital Wallet offers the best of all worlds. For customers, it s the easy to use password only payment method of choice. For merchants, it s the simple way to convert browsers into buyers, along with marketing access to our millions of account holders worldwide. Supporting over 100 payment types and 40 account currencies removes the need for local bank accounts in each area you operate, along with the costs. As an emoney licensed operator, we enable you to accept payments globally and receive settlements instantly. This central reconciliation means, no matter where, how, or the number of payments you ve received, they all get paid into your nominated local currency account. Providing the kind of payout functionality you ve previously only dreamed of, whether incoming or outgoing revenue streams. Skrill Digital Wallet offers you the crucial ability to both receive income from customers and advertisers and pay suppliers and affiliates instantly, worldwide. Enables you to be up and running within 48 hours, offering over 100 local payment options through a single integration and contract. This customisable and flexible PCI-compliant gateway allows direct payment processing at its smoothest. Seamless integration into your site via hosted payment pages (iframe or pop-up) allows recurring billing and chargeback protection on all payments. This plug in and play solution is recommended for established businesses who require integrated payment that offers the recognised and reassuring face of Skrill or their own branding. Skrill Quick Checkout is the most assured way to operate globally, easily. This is our white-label payment processing solution for global businesses that need multiple local acquiring card solutions. processing currencies and a highly detailed reporting backend provide the ability to accept online and Mail Order Telephone Order (MOTO) payments for optimised conversion rates. Offering over 100 local payment options, you choose the regional solutions that best suit your needs. Adaptable nationally, Quick Checkout Enterprise is the solution for global businesses that need to offer their own international branded solution with highly customisable interfaces, while remaining in complete control of all payments locally. The Skrill Prepaid MasterCard offers the ultimate real time access to your Skrill account balance so you can enjoy your funds, where, when and how you want. EU residents can use the card worldwide at any online or high street retailer that accepts MasterCard. 1.9 million ATMs allow instant cash access to your account funds, whether receiving payments, earnings or winnings. This is your bridge to linking traditional and digital payments. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. The Card is issued by Wirecard Card Solutions Ltd ( WDCS ) pursuant to licence by MasterCard International Inc. WDCS is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: ).

4 Pay and get paid globally. Which product is right for you? Where can you find us? Some of our Awards accepted payment provider Skrill Digital Wallet Full chargeback protection Skrill Quick Checkout Quick Checkout Enterprise Optional Coming Soon Optional Not Required PCI-1 Compliance Customer Registration W Unlimited Up to 1,000 Unlimited Settlement Currencies Processing currencies Highest Higher Lower Low Medium High Transaction limit Authorise & Capture Recurring billing Virtual terminal (MOTO) Retention Customisation Potential Full XML integration Multi-device compatibility INNE R Marketing to millions of customers Finalist 2011 THE CARD ARD & PAYMENTS PAYMENT AWARDS AW BEST PAYMENT SYSTEM 2011

5 We have never been a company to stand still. Because you have never been a company to stand still. Skrill understands that all commercial needs are unique and one size does not fit all, so offers more than just a portfolio of products. Whether by a simple integration or a fully tailored solution, local payment options or choice of currencies, Skrill allows you to decide what is best for you. The only standard part of Skrill is that all options are supplied with full technical support, proven anti-fraud measures and reliable customer service. What Skrill offers is how payments should be. More choice, easy to use, better relevance. However you choose to use it, Skrill delivers. Get in touch with our team: contact_sales@skrill.com Skrill Ltd. Part of the Skrill Group. Welken House, Charterhouse Square, London, EC1M 6EH Registered in England and Wales. Company No Authorised by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011 for the issuing of electronic money, Register No