By the Open API Team

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1 By the Open API Team

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3 MasterCard Developer Zone is making MasterCard the technology partner of choice for developers worldwide. The Mission Our mission is to provide the tools and environment developers need to create the next big breakthrough in today s app- and mobile devicedriven world. This mission gave birth to the MasterCard Developer Zone and the Open API Team. Now, developers whether at a global enterprise or a start-up have reliable and secure access to the renowned products and services within the MasterCard portfolio. The unmatched depth and reach of MasterCard products, services and data insights are now easily, reliably and securely available to every developer whether working in a lab for a global organization or in a garage for an exciting new start-up. Ed McLaughlin, Chief Emerging Payment Officer

4 The Goal The MasterCard Developer Zone will: Be the preferred destination for developers around the world building the next generation of commerce apps. Offer top-of-the-line tools for developers. Create an ecosystem that fosters innovation. MasterCard and API "MasterCard Developer Zone is the access point to the incredible data resources, cutting edge products and services and unrivaled security of the world s largest and only truly global payments network. Max Chion, Group Executive, Products, Global Products and Solutions MasterCard became one of the world s leading payments and financial services company because, above all else, it is a technology-driven company. And because we know that today s breakthrough is tomorrow s commodity, we know how essential it is to foster creativity and continuous improvement. That s why MasterCard is making most of its APIs open and available. The goal is to create, support and continuously expand a first-class developer platform that encourages innovation and provides an easy, transparent environment in which to constantly communicate and improve.

5 Commitment to Devel opers MasterCard Developer Zone will make its subject matter experts, platform, products, services and relationships available to developers to ensure mutual success and growth.

6 Commitment to Developers With a global presence and offices in Silicon Valley and New York City, we are attracting the brightest and most dynamic developers into the world s largest and most advanced network for the first time, with an emphasis on speed, ease, simplicity and transparency every step of the way. Sebastien Taveau, Chief Developer Evangelist, Open API To become the preferred partner of developers around the world, MasterCard is committed to putting the needs of developers first. Key steps we are taking to achieve that goal include: Simplifying the onboarding process for developers and partners. Providing a seamless user experience. Offering prompt, comprehensive support. Implementing transparent terms-of-use and clear pricing. Increasing communication with developers through forums, social media, websites and events. Listening carefully to feedback from partners and customers, incorporating that feedback into our internal enhancement discussions and making appropriate service, platform, engagement or other modifications.

7 Commitment to Techn ology When a developer requests a technology feature or reports a problem, the Open API Team won t just listen. We ll act.

8 Commitment to Technology We think that a great way to encourage new products in the financial industry is to actively support the app developer and start-up communities. At MasterCard, we make it easy for developers to effortlessly add payments and commerce components to their ideas, and for start-ups to grow their businesses. Everything starts with an idea, but without constant nurturing and a practical path forward, less ideas make it into the market. MasterCard s Developer Zone, StartPath programs and regular Hackathon events help provide that road forward. Garry Lyons, Chief Innovation Officer, MasterCard / MasterCard Labs As a company whose success has been driven by technology, MasterCard recognizes the importance of continuously developing innovative and large scale technology platforms and standards. Our API commitment to technology is to leverage the depth and scope of our technological resources, such as MasterCard Labs, to make new API technologies available to all MasterCard developers. Ease of use is our highest priority. We will achieve this by collaborating closely with developer communities to provide perspective and ideas for creating new tools, enhancing existing ones and continuously evolving our platform as technology evolves and advances. Developers can expect: Fresh and relevant tools reliable, robust and proven technology Straightforward integration of API services rigorous analytics tools

9 Commitment to MasterCard Developer Zone is open for business! ecosy stem

10 Commitment to ecosystem We re bringing together developers and entrepreneurs using MasterCard APIs to create new applications to drive a new generation of commerce through our products, solutions and services. Ajay Banga, CEO, MasterCard MasterCard's APIs provides many opportunities for developers to create new applications. By opening its APIs, MasterCard intends to create an ecosystem that fosters technological advances and innovation. To achieve this, MasterCard is committed to: Enabling developers to connect with via API services a variety of stakeholders, including consumers, issuers, merchants and other large and small enterprises. Serving as the bridge between developers, 40 million merchants and 22,000 banks. This gives developers the ability to tap into the industry s most powerful analytical engine, which will help with better business decisions about what the marketplace needs and wants now, and what it expects next. Sharing the experiences, successes and challenges that MasterCard has accumulated over its 50-year history and allowed MasterCard to be one of the most sophisticated technology companies in the world. Inspiring the growth and diversity of the developer community by hosting and sponsoring hackathons and other relevant events, programs and organizations.

11 We are proud to work with great partners like you, and are excited to provide you with the next generation of tools for global commerce. Better Together Every step of your development journey, MasterCard is here to support you. At every level, MasterCard is committed to providing the best developer experience in the industry. The Open API Team has a clear mandate to listen to the developer community, understand developer needs and act upon them. Every day, the Open API Team will work hard to earn your trust, to deliver tools that you need and to make API services available that will help you grow your business and ignite your ideas. About Developer Zone MasterCard's Developer Zone provides services to developers seeking to add MasterCard capabilities to their own application(s). Our focus is on providing useful services to the global developer community and supporting anyone seeking to build applications that provide innovative solutions for the most significant challenges and opportunities in the field of commerce. Acknowledgements The Open API Team would like to thank developers and Masters of Code attendees who provided feedback on this document.

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