Bank on Denver Product Survey
|
|
- Carmella Joseph
- 8 years ago
- Views:
Transcription
1 1. Institution Information 1. Institution Information Institution Name: Institution Type: Bank, Credit Union, Other (Please Specify) # of Branches in Denver: Contact Name: Contact Phone: Contact Comments: Page 1
2 2. Checking Account Features Use this section to describe your institution s basic accounts available with the lowest opening deposit and minimum balance requirements. 1. Checking Account Features Product Name: Opening Deposit Requirements $ Minimum Balance Required $ 2. Is there a monthly maintenance fee on the account? 3. If there is a monthly maintenance fee, what is the cost? $ 4. Is there overdraft available for the account? 5. If overdraft is available, for what amount? $ 6. Does the account include Free Online Banking? 7. If the account does NOT include free Online Banking, What is the cost for online banking? $ 8. Does the account include Free Checks? 9. If the account does NOT include free checks, What is the cost for checks? $ Page 2
3 10. Does the account include a free debit card? 11. If the account does NOT include a free debit card, What is the cost for a debit card for the account? $ 12. Does the account include free bill pay? 13. If the account does NOT include free bill pay, What is the cost? $ 14. Does the account include Free Direct Deposit? 15. If the account does NOT include free direct deposit, What is the cost? $ 16. Additional Checking Account Features Insufficient Funds Fee (paid check) $ Insuficient Funds Fee (returned check) $ Other: Comments: Page 3
4 3. ATM Account Charges Use the following three sections to describe your institution's basic accounts available with the lowest opening deposit and minumum balance requirements. 1. Account ATM Charges (please specify an amount) Within network $ Out-of-network (charged by this institution)$ Domestic balance inquiry $ Domestic funds transfer or withdrawal $ Any foreign transaction $ 2. Comments about ATM Account Charges: Page 4
5 4. Savings Account Features Use this section to describe your institution's basic accounts available with the lowest opening deposit and minumum balance requirements. 1. Savings Account Features Product Name: 2. Savings Account Features Opening Deposit Requirements (amount) $ Minimum Balance Required (amount)$ 3. Is there a fee if the minimum balance is not maintained? 4. If there is a fee if the Minimum Balance is not maintained, What is the fee amount? $ 5. What is the Minimum Balance to earn interest? (amount)$ 6. Is there a Certificate of Deposit Opening Deposit Required? (amount) $ 7. Does the savings account include Free Online Banking? 8. If the savings account does NOT include Free Online Banking, What is the cost? $ 9. Does the savings account include Free Direct Deposit? 10. If the savings account does NOT include Free Direct Deposit, What is the cost? $ Page 5
6 11. Comments about Savings Account Features: Page 6
7 5. Identification This section asks about your institution s policies regarding identification requirements 1. Identification-Check All Acceptable Primary Identification Sources Check All Acceptable Primary Identification Sources Colorado Driver's License State-Issued Identification Card Out of State Driver's License Military Identification U.S. Passport Foreign Passport Matricula Card Other: 2. Identification- Check All Secondary Identification Accepted Mexican Matricula Consular ID Guatemalan Consular ID Other Alien registration card Social Security Card Certificate of naturalization Recent utility bill Residential lease or rental agreement Major Credit Card Student ID card Union or trade membership card Employee badge Travel visa Other: 3. Identification-Comments: Page 7
8 6. Chexsystems Policy This section asks questions about your institution's policies regarding ChexSystems history. 1. Account is available for persons with NSF/OD history on ChexSystems, not fraud related if it is over 1 year old? 2. Account is available for persons with NSF/OD history on ChexSystems, not fraud related if it is over 1 year old, Is financial education required? 3. Account is available for persons with NSF/OD history on ChexSystems, not fraud related if it is less than 1 year old? 4. Account is available for persons with NSF/OD history on ChexSystems, not fraud related if it is less than 1 year old, Is financial education required? 5. Other: 6. If financial education is required, after it is complete, Will a ChexSystems "pass" be required? 7. If financial education is required, after it is complete, Will a credit check be required? Page 8
9 8. If financial education is required, after it is complete, Will restitution to your institution be required? 9. If financial education is required, after it is complete, Will proof of restitution to other financial institutions be required? 10. Comments on ChexSystems Policy: Page 9
10 7. Additional Products and Services Available The next questions ask about special products, services and programs available through your institution. 1. Do you provide a Check Cashing service? 2. What is the cost for a Check Cashing service? $ 3. Do you provide Remittance products? 4. What is the cost for Remittance products? $ 5. Does your institution have a domestic wire transfer service? 6. What is the cost for a domestic wire transfer service? $ 7. Does your institution have a foreign wire transfer service? 8. What is the cost for the foreign wire transfer service? $ 9. Does your insitution provide a Cashier's Check service? 10. What is the cost to use the your Cashier's Check service? $ Page 10
11 11. Does your institution provide a Savings Club? 12. Does your institution provide Financial Education Training? 13. Other Products and Services Available? Page 11
12 8. Incentive Programs 1. Incentive Programs- Are there any incentives (financial or otherwise) for Opening an account; Incentive: Making deposits in savings account; Incentive: Using online banking; Incentive: Using online bill pay; Incentive: Completing financial education; Incentive: Referrals; Incentive: Other; Incentive: Comments: Page 12
13 9. Financial Education 1. Is financial education offered? 2. At the Finacial Institution? 3. Do you refer to another organization? 4. Referral to: Page 13
14 10. Financial Education-Curriculum/Programs used 1. Does the program use your own curriculum? 2. Does the program use MoneySmart curriculum? 3. Does the program use the JumpStart curriculum? 4. Does the program use the AmericaSaves curriculum? 5. Does the program use the NEFE curriculum? 6. Does the program use the FoolProof curriculum? 7. Does the program use another curriculum? Please describe. 8. Financial Education-Special Curriculum for Youth Page 14
15 9. Financial Education- Business education offered At the financial institution (y/n) Referred to another organization (y/n) Referral to: 10. Financial Education-Other languages classes are taught in (check all that apply) Spanish Russian Vietnamese French Chinese Japanese Other: Comments: Page 15
16 11. Small Business Account Features 1. Product Name: 2. Minimum Balance Required? (amount) $ 3. Is there a Monthly Maintenance Fee for the account? 4. If there is a Monthly Maintenance Fee, What is the cost? $ 5. Is there Overdraft available for the account? 6. If there is Overdraft available, for what amount? $ 7. Does the account include Free Online Banking? 8. If the account does NOT include Free Online Banking, What is the cost for online banking? $ 9. Does the account include a Free Debit Card? 10. If the account does NOT include a Free Debit Card, What is the cost? $ 11. Does the account include Free Bill Pay? Page 16
17 12. If the account does NOT include Free Bill Pay, What is the cost? $ 13. Small Business Account Features Insufficient Funds Fee (paid check) $ Insufficient Funds Fee (returned check) $ 14. What is the number of Free Transactions monthly? 15. Other: 16. Comments on Small Business Account Features: Page 17
18 12. Microlending 1. Minumum Loan Amount $ 2. Is there an application fee? 3. If there is an application fee, What is the fee amount? $ 4. Is a Credit Report required? 5. Is rate based on Credit Score? 6. Is there a Minimum Credit Score to qualify? 7. What are the repayment terms? 8. Is there a repayment penalty? 9. If there is a repayment penalty, What is the penalty amount? $ 10. Is Collateral required? Page 18
19 11. Are there Late fees? 12. If there are Late Fees, What is the fee amount? $ 13. The fee is assessed after how many days? Page 19
20 13. Partnerships This section asks about partnerships that your institution maintains. Does your institution currently have partnerships with any of the following types of entities? If so, please list the entity name and briefly describe the goals of the partnership. 1. Community Based Organizations 2. Public and/or private schools 3. Colleges and Universities 4. Local Government 5. Employers 6. Financial Education Providers Page 20
21 7. Tax Preparation Assistance Programs 8. Other: 9. Comments: Page 21
Alternative IDs Accepted: As primary identification. Secondary identification may be requested.
Product Name: Bank on In checking account Opening Deposit Requirements: $0 Minimum Balance: $0 Checks Debit Card ATM Card Bill pay Monthly Fee: 0 Overdraft/Insufficient Funds: 1 st occurrence $32 per item
More informationChexSystems Policy: Accounts available for persons with NSF/OD history on ChexSystems. (not fraud related) Over 1 year old Less than 1 year old
Institution Name: Product Name: Amegy Bank of Texas Amegy Essential Checking Opening Deposit Requirements: $50.00 opening deposit Minimum Balance: Average Monthly $500 Checks Debit Card Bill Pay Overdraft/Insufficient
More informationYour Guide to Opening a Bank Account
Take It to the Bank Your Guide to Opening a Bank Account All banks and credit unions participating in BANK ON DALLAS are offering accounts featuring: No-cost or low-cost checking accounts No minimum-balance
More informationBanking in the United States of America
Banking in the United States of America U.S. Banking System Overview Banking is regulated by Federal and State governments. Privacy Disclosure Fraud protection Protection against dishonest lending Lending
More informationFinancial Products & Services Catalog. Office of the City Controller ALAN BUTKOVITZ
Financial Products & Services Catalog Office of the City Controller ALAN BUTKOVITZ Products Financial Institution and Services Provided Philadelphia Federal Credit Union United Bank of Philadelphia PNC
More informationBank on San Jose Participating Institutions Directory
Bank on San Jose Participating Institutions Directory A Program of San Jose is one of the cities selected for Governor Schwarzenegger's Bank on California Initiative, a non-traditional approach to ensure
More informationBank Account Opening
Bank Account Opening 1. What information do banks and credit unions use to make account opening decisions? Financial institutions generally rely on three basic types of information: an individual s history
More informationDate Here. Welcome to DePaul University s New International Students 2015!
Date Here Welcome to DePaul University s New International Students 2015! U.S. Banking System Overview Banking is regulated by federal and state governments Privacy Disclosure Fraud protection Protection
More informationFINANCIAL PARTNERS & FINANCIAL PRODUCTS AND SERVICES CATALOG
FINANCIAL PARTNERS & FINANCIAL PRODUCTS AND SERVICES CATALOG BANK ON PHILADELPHIA Financial Partners & Philadelphia Federal Credit Union Citibank Wachovia United Bank of Philadelphia American Heritage
More informationReady to Go Checking. Simply Stated Product Guide
For us, it s important that you understand exactly how your Ready to Go Checking account works. Below is an explanation of the key terms and fees of your personal account. For additional details of terms
More informationHow To Get A Checking Account In The United States
Date Here Welcome University of Michigan International Students U.S. Banking System Overview Banking is regulated by federal and state governments Privacy Disclosure Fraud protection Protection against
More informationPERSONAL ACCOUNT SPECIFICATIONS AND FEE LISTING
PERSONAL ACCOUNT SPECIFICATIONS AND FEE LISTING Account Opening and Usage Sterling Eagle & Club Sterling TM Eagle Checking Minimum balance to open account: $500 Monthly average balance to avoid fee: $500
More informationBanking Basics. Banking 101
Banking Basics Banking 101 What will you learn today An introduction to common terms and concepts you will come across Basic accounts with common features What to think about when picking an account or
More informationRepackaging Non- Interest Bearing Savings and Checking Products
Repackaging Non- Interest Bearing Savings and Checking Products 8/26/2013 Anna Peña Coopera Client Relations Manager Preview Steps to repackage a SAFE Account/ Checking account Best practice samples Coopera/
More informationRetail Banking. General Tariff of Charges
Retail General Tariff of Charges Retail General Tariff of Charges BANKING SERVICE CHARGES Account Charges Savings Accounts Monthly minimum balance (monthly average) 20.000 or equivalent amount in foreign
More informationConsumer and Business FEE SCHEDULE
Consumer and Business FEE SCHEDULE Effective October 1, 2015 Important document Please keep for your records 3333 Clares Street Capitola, CA 95010 831.479.6000 www.bayfed.com 888.4BAYFED General Open Membership...
More informationA financial empowerment toolkit for community volunteers
YOUR MONEY, YOUR GOALS A financial empowerment toolkit for community volunteers Modules 8: Money services, cards, accounts, and loans Consumer Financial Protection Bureau April 2015 Table of contents MODULE
More informationBank on Seattle-King County Bank on Seattle King County: Helping people keep more of what they earn and start on a pathway to financial success.
Bank on Seattle King County: Helping people keep more of what they earn and start on a pathway to financial success. 1 What is the Bank on Seattle-KC? An initiative to: Connect people with affordable checking,
More informationStandard Gap Analysis Report Sample Retail Deposit Fees and Features
Standard Gap Analysis Report Sample Retail Deposit Fees and Features Informa s Standard Gap Analysis Report includes: In-depth analysis of your institution s deposit product offerings and select miscellaneous
More informationTruth-In-Savings Disclosure
Truth-In-Savings Disclosure EFFECTIVE JULY 1, 2008 SHARE/SAVINGS ACCOUNT Rate Information: The dividend rate and annual percentage yield may change every quarter. We Dividend period - For this account
More informationPersonal Banking. Visit any of our convenient locations or visit us online at www.fsbank.com for more information.
Personal Banking We are committed to making your move to First Security quick and simple. Just follow the steps below, print the forms you need, and you re ready to realize all the benefits of Banking
More informationSERVICE FEE SCHEDULE All fees subject to change.
SERVICE FEE SCHEDULE effective November 1, 2015 MEMBERSHIP Establish Justice FCU Membership Share Savings Account, minimum deposit $5.00 CHECKING ACCOUNT Monthly Service Charges Justice National Account,
More informationWelcome to EFCU Serving only union members and their families since 1953
Overview of Services EFCU is a full-service credit union that is proud to offer the following services: Share (Savings) Accounts FREE Share Draft (Checking) Accounts Christmas Club Accounts Auto & Signature
More informationAccount Type Personal Advance Premier Seniors Chequing Personal Chequing monthly maintenance fee (BMD, USD) $8/month No charge No charge No charge*
Personal Banking, HSBC Advance and HSBC Premier Customers 2013 Fee Schedule Effective 1 July 2013 Chequing Personal Chequing monthly maintenance fee (BMD, USD) $8/month No charge No charge No charge* Cheque
More informationProgram Overview. Preferred Premier Platinum
Program Overview Picatinny Relationship Rewards is everything you would expect from a financial rewards program and more. The program is designed to reward members for achieving their goals through a full
More informationFINANCIAL/BANKING LITERACY ASSISTANCE FOR LATINO AMERICANS
FINANCIAL/BANKING LITERACY ASSISTANCE FOR LATINO AMERICANS REASONS WHY YOU SHOULD OPEN A BANK ACCOUNT Safety Carrying cash on payday or keeping large amounts of money at home or in your wallet can make
More informationModule #4: Opening of a Checking Account
Module #4: Opening of a Checking Account Objectives: Participants will learn about the application process for opening a checking account. Participants will practice endorsing a check. Participants will
More informationBasic Financial Services
Basic Financial Services There are a number of reasons why it is in your best interest to open an account at a bank, credit union, or savings and loan. These financial institutions will provide you with
More informationAccount Disclosures Optimum Savings Account Rates and information effective October 1, 2015
Optimum Savings Account Optimum Savings 2.00 2.00 to 0.24 1.98 to Up to $5,000 $5,000.01 and greater to Avoid $0.00 Other restrictions apply $100.00 Account Maintenance Requirements. To open this product,
More informationSwitch Kit. Account. STEP 1. Open your new Apple Bank account. STEP 2. Stop using your old checking account.
Switching your account to Apple Bank is fast and easy. Use the convenient forms in this package to get started. To begin, follow the three easy steps below. STEP 1. Open your new Apple Bank account. Please
More informationChecking Account Options January 1st, 2013 (rates are subject to change)
Checking Account Options Earn with Eco-Checking. Good for you. Good for us all. Point West Credit Union is rooted in the cooperative nature of credit unions - we are all about people helping people. And
More informationParticipant Guide Building: Knowledge, Security, Confidence FDIC Financial Education Curriculum
Bank On It Building: Knowledge, Security, Confidence FDIC Financial Education Curriculum TABLE OF CONTENTS Page Banking Basics 1 Opening and Maintaining a Bank Account 2 Choosing a Bank Checklist 3 Practice
More informationBank Accounts with No Guarantees - Special Features
Bank On Product Overview *Please contact the financial institution or see complete product profiles for more information on other features, terms, and fees which may be associated with the products. in
More informationAccount Disclosures Optimum Savings Account Rates and information effective December 4, 2014
Optimum Savings Account Rates and information effective December 4, 2014 to to Avoid Optimum Savings 2.00 1.98 Up to $5,000 $0.00 $100.00 2.00 to 0.34 0.25 $5,000.01 and greater Other restrictions apply
More informationAdults Version. Instructor guide. 2003, 2012 Wells Fargo Bank, N.A. All rights reserved. Member FDIC. ECG-714394
Adults Version Instructor guide 2003, 2012 Wells Fargo Bank, N.A. All rights reserved. Member FDIC. ECG-714394 Welcome to Wells Fargo s Hands on Banking program! This fun, interactive, and engaging financial
More informationChecking Account Options September 1st, 2013 (rates are subject to change)
Checking Account Options Earn with Eco-Checking. Good for you. Good for us all. Point West Credit Union is rooted in the cooperative nature of credit unions - we are all about people helping people. And
More informationAccount Disclosure 1st Premier Checking Account Rates and information effective October 1, 2015
Account Disclosure 1st Premier Account Rates and information effective October 1, 2015 1st Premier to Up to $2,499.99 $2,500 - $4,999.99 $5,000 - $9,999.99 $10,000 - $49,999.99 $50,000 - $99,999.99 $100,000
More informationInstructor Guide Building: Knowledge, Security, Confidence FDIC Financial Education Curriculum
Check It Out Building: Knowledge, Security, Confidence FDIC Financial Education Curriculum TABLE OF CONTENTS Page Module Overview 1 Purpose 1 Objectives 1 Time 1 Materials and Equipment Needed to Present
More informationHow To Understand How To Get A Bank Account
Opening a Bank Account Section Objectives A basic component in establishing financial independence is Opening a Bank Account. Banking services are essential tools for managing personal finances and building
More informationTruth in Savings Disclosure
First Community Credit Union Truth in Savings Disclosure Effective Date: 1702 Park Avenue Beloit, WI 53511 608-362-9077 6079 E. Riverside Blvd. Rockford, IL 61114 815-316-3052 2701 N. Pontiac Drive Janesville,
More informationUS Bank Campus Card FAQ
US Bank Campus Card FAQ Is there a limit to a cash advance? You may receive a cash advance up to the balance on your card, however Financial Institutions may impose a limit on how much money you can receive.
More informationHow To Get A Free Credit Card From A Bank Account
Basic : There are no minimum balance requirements for this account. Refer to the Service Fees Disclosure for a complete listing of fees and charges. Super : You must deposit $50.00 to open this account.
More informationSwitching to your Talbot Bank checking account has never been easier with Talbot Bank s Switch Kit. (Switch Kit check list)
Switching to your Talbot Bank checking account has never been easier with Talbot Bank s Switch Kit. (Switch Kit check list) 1. Open your new Talbot Bank checking account. You can open an account by visiting
More informationSwitching to your CNB checking account has never been easier with CNB s Switch Kit. (Switch Kit check list)
Switching to your CNB checking account has never been easier with CNB s Switch Kit. (Switch Kit check list) 1. Open your new CNB checking account. You can open an account by visiting any of our convenient
More informationEconomy Checking Basic Checking Basic Checking Coastal Checking Fredom Checking Free Checking Basic Checking Free www.suntrust.com FCB Free Checking
Name of Account Opening Deposit Requirements Bank of America CNL Bank EverBank My Access and E- Banking FineMark National Bank & Trust Florida Gulf Bank IberiaBank IronStone Bank Stonegate Bank SunTrust
More informationHIGH YIELD CHECKING. EXPLANATION OF SOME OF OUR KEY SERVICES AND CHARGES Here are details about High Yield Checking services.
EXPLANATION OF SOME OF OUR KEY SERVICES AND CHARGES Here are details about High Yield Checking services. KEY ACCOUNT TERMS AND CHARGES: Monthly Service Charge: No monthly service charge. Includes free
More informationHSBC Advance Account Opening Application
HSBC Advance Account Opening Application To The Manager,... Office The Hongkong and Shanghai Banking Corporation Limited Sri Lanka FOR BANK USE ONLY D D M M Y Y Y Y Note : 1. Please complete in Block Letters
More informationHow To Change Banks Without Hassle
Switch Kit Freedom to Change Banks without the hassle! Falls City Lincoln Madison Norfolk Omaha Pender Stella You ve thought about changing banks before for many different reasons. You ve moved, changed
More informationTake Charge of Your Own Checking Account ASSESSMENT ONE: Assessment #1
Assessment #1 ASSESSMENT ONE: Knowledge ο T / F You can only deposit checks into a checking account. ο T / F When using a debit card to make a purchase, the money will immediately be be withdrawn from
More informationBanking the Unbanked. The Wells Fargo Approach. Susan Rico Senior Vice President Global Correspondent Banking Wells Fargo Bank, N.A.
Banking the Unbanked The Wells Fargo Approach Susan Rico Senior Vice President Global Correspondent Banking Wells Fargo Bank, N.A. March 18, 2009 The Unbanked Market Overview According to Federal Reserve
More informationConsumer Loan & VISA Rates October 1, 2015 (rates are subject to change)
Consumer Loan & VISA Rates Loan Type Terms & Special Features Interest Rate (APR) 1 New and Used Auto Finance up to 120% of purchase price on new autos (not including tax, title, licensing and cancelable
More informationTable of Contents. Money Smart for Adults Curriculum Page 2 of 21
Table of Contents Checking In... 3 Pre-Test... 4 Introduction to Banks... 6 Types of Financial Institutions... 6 Opening and Maintaining a Bank Account... 7 Choosing a Bank and a Bank Account Checklist...
More informationWebster Opportunity Checking. $16.95 (or $11.95 with Direct Deposit 2 )
Fee Schedule for Consumer Accounts A Guide to Your Account At, we re committed to helping you find the right account to meet your needs. We ve prepared the following Account Guide to make sure you understand
More informationDCU Membership Application Checklist
To speed up the processing of your application, please follow these steps: 1. Fill out the application completely and sign it. Incomplete or unsigned applications will be returned. 2. Include originals
More informationWebster Opportunity Checking. $16.95 (or $11.95 with Direct Deposit 2 )
Fee Schedule for Consumer Accounts A Guide to Your Account At, we re committed to helping you find the right account to meet your needs. We ve prepared the following Account Guide to make sure you understand
More informationEco: Personal Finance
Name Project Date: Eco: Personal Finance 1. Go to one of the following sites, or choose your own bank and answer the questions below. Be sure the bank you choose has local branches. www.bankofamerica.com
More informationDividends paid quarterly FREE ATM or Visa Check Card available FREE Internet account access and online bill pay
Switch Kit for the Dividend Checking Account USF FCU Dividend Checking No monthly service charge No minimum balance requirement Unlimited check writing Overdraft protection available from share savings
More informationAccount Rates and Terms 1st Business Checking Rates and information effective October 13, 2015
1st 1st to Earn APY to Avoid 0.00 0.00 NA $1,000 $100** Account Limitations. Transaction Limitations.* 250 transactions, plus 30 deposits (up to 300 checks deposited free). We reserve the right to require
More informationHow To Avoid A Monthly Maintenance Service Charge On A Bank Account
Account Disclosure 1st Premier Account Rates and information effective September 1, 2014 1st Premier to Up to $2,499.99 $2,500 - $4,999.99 $5,000 - $9,999.99 $10,000 - $49,999.99 $50,000 - $99,999.99 $100,000
More informationAccount Disclosure 1st Premier Checking Account Rates and information effective October 1, 2015
Account Disclosure 1st Premier Account Rates and information effective October 1, 2015 1st Premier to Up to $2,499.99 $2,500 - $4,999.99 $5,000 - $9,999.99 $10,000 - $49,999.99 $50,000 - $99,999.99 $100,000
More informationHang Seng Bank Limited. PPL871 X-Card CUP Important Note (01/2016) (LT) PDF
Hang Seng Hang Seng Platinum Card / Credit Card / 1. Applicant(s) must be Hong Kong residents and be at least 18 years of age with minimum annual income of HK$150,000 or above (except Full-time student).
More informationLoan & VISA Rates. December 1, 2014 (rates are subject to change)
Loan & VISA Rates Loan Type Terms & Special Features Interest Rate (APR) New and Used Auto Finance up to 115% of purchase price on new autos. Finance up to 115% Kelly Blue Book, applies to vehicles 7 years
More informationInstructor Guide Building: Knowledge, Security, Confidence FDIC Financial Education Curriculum
Bank On It Building: Knowledge, Security, Confidence FDIC Financial Education Curriculum TABLE OF CONTENTS Page Module Overview 1 Purpose 1 Objectives 1 Time 1 Materials and Equipment Needed to Present
More informationSUPPLEMENTARY SCHEDULE OF FEES ACCOUNTS AND ACCESS FACILITIES
Credit Union Australia Limited (ABN 44 087 650 959) SUPPLEMENTARY SCHEDULE OF FEES ACCOUNTS AND ACCESS FACILITIES Prepared 7 January 2016 At CUA, we regularly review our fees to ensure we remain competitive
More informationAccount Disclosures Optimum Savings Account Rates and information effective April 1, 2016
Optimum Savings Account April 1, 2016 Optimum Savings 2.00 2.00 to 0.24 1.98 to Up to $5,000 $5,000.01 and greater to Avoid $0.00 Other restrictions apply $100.00 Account Maintenance Requirements. To open
More informationTax-Free Savings account
Tax-Free Savings account What is a Tax-Free Savings account? In an effort to encourage South Africans to save, and promote growth in the economy, the South African Government have introduced Tax-Free Savings
More informationIt s Easy as 1-2-3 To Move Your Checking Account Online Switch Kit. Now You ll Find It Easy to to Do Do Your Banking From Anywhere, Anytime
It s Easy as 1-2-3 To Move Your Checking Account Online Switch Kit Three Easy Steps If you re looking for flexibility, convenience, and and great great service, service, then then you ve you ve made made
More informationFee Schedule: Personal Products & Services
Fee Schedule: Personal Products & Services New York October 1, 2015 For use with Account Agreement and Disclosures Fee Schedule: Personal Products & Services Please see page 11-12 for explanation of all
More informationfrugalicious Private Student Loans
frugalicious Private Student Loans Private Student Loans What Are Private Student Loans? Private Student Loans help students pay for college when federal loans, scholarships and other financial aid are
More informationCheck List. SAC FCU 402 292 8000 www.sacfcu.com
Check List Welcome to SAC Federal Credit Union ( SAC FCU ). SAC FCU is the largest locally owned financial institution in Sarpy County. SAC FCU offers Savings, Checking, Certificate Accounts, Auto Loans,
More informationFUNDS AVAILABILITY POLICY. This Disclosure describes your ability to withdraw funds at Westerra Credit Union.
FUNDS AVAILABILITY POLICY This Disclosure describes your ability to withdraw funds at Westerra Credit Union. 1. General Policy. Our policy is to make funds from your cash and check deposits available to
More informationLOUCHEM FEDERAL CREDIT UNION
Main Office 4415 Cane Run Road Phone: 502.447.6300 Fax: 502.992.0448 LOUCHEM FEDERAL CREDIT UNION www.louchemfcu.org Courier-Journal/WHAS Office Courier-Journal Building Phone: 502.582.4530 Fax: 502.582.4585
More informationNew Account Application - Fill out the account application and bring it with your Driver s License to Grand Bank s office at 204 Westover Drive.
At Grand Bank, we re making it simple for you to switch all your accounts and use us as your primary hometown financial institution. Print and complete these forms. Bring your Driver s License and completed
More informationConsumer Fee Schedule - Colorado ATM/Debit Card Fees
ATM Fee (FirstBank ATM) ATM Fee (Non-FirstBank ATM) FirstBank ATM/Visa Debit Card (Per Cardholder) Consumer Fee Schedule - Colorado ATM/Debit Card Fees Overdraft Information & Fees Non-Sufficient Funds
More informationMonthly Service Charge: $8.95 Includes free Debit Cards, usage of Capital One Bank image-enabled ATMs, and access to our extensive Branch Network.
EXPLANATION OF VARIOUS KEY SERVICES AND CHARGES Here are some details about Regular Checking services. KEY ACCOUNT TERMS AND CHARGES: Monthly Service $8.95 Includes free Debit Cards, usage of Capital One
More informationRATE SCHEDULE. Minimum Opening Deposit. Dividend Period. Monthly Monthly Monthly (Calendar) $5.00 $5.00
Dividend ACCOUNT TYPE Rate/Annual Percentage Yield (APY) Share/Savings 0.15 / 0.15 0.30 / 0.30 Looney Tunes 0.15/0.15 0.30/0.30 Christmas Club 0.75 / 0.75 1.00 / 1.00 Compounded DIVIDENDS Credited Dividend
More informationNovember 2015. ENTREPRENEURSHIP WORKSHOP (Banking and Financial Session)
\ 4 November 2015 ENTREPRENEURSHIP WORKSHOP (Banking and Financial Session) 1 0AGENDA Getting to Start Business with Local Banks in Thailand Getting to Know Thannachart Bank Getting to Setup Office in
More informationWelcome. to Citizens Community Bank. Switching has never been easier! Just follow these five simple steps:
Welcome to Citizens Community Bank We re so glad you have chosen to become a part of our family, and we will do all we can to make your transition a smooth one. Simply follow the five steps below, and
More informationA GUIDE TO YOUR ACCOUNT
Checking Accounts A GUIDE TO YOUR ACCOUNT It is important that you understand exactly how your Heartland Checking account works! We have created this Guide to explain key fees and terms of your personal
More informationCreditor. Address. Telephone Website. Credit type. Total credit amount Maximum credit amount available according to the credit agreement
Standard Information on European Consumer Crediting Credit Card VISA Universala for Resident Individuals 1. Creditor s and mediator s title and contact information Creditor Address Telephone Website AS
More informationRIVERHILLS SIMPLY SWITCH KIT
New Account Information RIVERHILLS KIT Be The One That Got Away. Come On Over To Member FDIC 2008 RiverHills Bank. All rights reserved. Be A Big FishṢM www.riverhillsbank.com Welcome Aboard! At RiverHills
More informationApplication Checklist
Application Checklist Please review carefully. Your Business Account WILL NOT be opened without a completed application along with the required documentation. If you are a Sole Proprietor You may apply
More informationWebster Opportunity Checking. $16.95 (or $11.95 with Direct Deposit 2 )
Fee Schedule for Consumer Accounts A Guide to Your Account At, we re committed to helping you find the right account to meet your needs. We ve prepared the following Account Guide to make sure you understand
More informationRate and Fee Disclosures
Rate and Fee Disclosures 40 West Century Road Paramus, NJ 07652 PH: 201-599-5500 FX: 201-599-5505 TF: 888-554-2328 www.greateralliance.org This Rate and Fee Disclosure sets forth current conditions, rates,
More informationVectra Bank Colorado Personal Electronic External Transfer Enrollment Form
Vectra Bank Colorado Personal Electronic External Transfer Enrollment Form By completing this form, you will be able to electronically transfer funds from your personal checking or savings account at Vectra
More informationTRUTH IN SAVINGS DISCLOSURE
TRUTH IN SAVINGS DISCLOSURE These are the accounts you have opened or inquired about. Further details about these accounts are included with this information. E-CONOMY CHECKING Activity fee: ELECTRONIC
More informationSierra Lending Group LLC Document Check List
Sierra Lending Group LLC Document Check List The following documents will be needed for full credit approval: Application 1. Fully completed and signed initial 1003. Please make sure to provide all assets
More informationPlus! Pricing Guide CARDS. Plus! Visa Credit Card/ NTUC Plus! Visa Credit Card. Annual Fee (limited to 1 main card and deposit account per person)
CARDS Plus! Visa Credit Card/ NTUC Plus! Visa Credit Card Annual Fee (limited to 1 main card and deposit account per person) Plus! Visa Credit Card: Free annual w aiver for first year. S$80 (including
More informationDEPOSIT ACCOUNT AGREEMENT AND REGULATORY DISCLOSURE Contents Branch Locations... 3 Customer Identification Program... 3 Important Information about
DEPOSIT ACCOUNT AGREEMENT AND REGULATORY DISCLOSURE Contents Branch Locations... 3 Customer Identification Program... 3 Important Information about Procedures for Opening a New Account... 3 Customer Information...
More informationPersonal Account Conversion Charts
Personal Account Conversion Charts 33 Simple Checking Columbia Checking Free Check Safekeeping 2 or estatements 7. Gold Checking, VIP Checking or Platinum Checking and the primary account holder is at
More informationAttention: AT&T Theft of Identity Fax No: 866-761-0538 Or. P.O. Box 2767 Houston, TX 77252-2767
Re: ATT Account Number: Balance Due Dear Thank you for contacting Southwest Credit regarding the above telephone account. Like you, we want to resolve your dispute regarding the account as soon as possible.
More informationChecking Solutions Comparison Chart. Active Duty Checking For the military. Yes. Up to $20 per statement period. None. None;
SWITCHKIT Highlights Free Visa Check Card Over 1 million ATMs worldwide Checking Protection options 24-hour account access ATM fee rebates 1-888-842-6328 For toll-free numbers when overseas, visit navyfederal.org
More informationRate and Fee Disclosures
Rate and Fee Disclosures 40 West Century Road Paramus, NJ 07652 PH: 201-599-5500 FX: 201-599-5505 TF: 888-554-2328 www.greateralliance.org This Rate and Fee Disclosure sets forth current conditions, rates,
More informationMinimum Balance to Obtain APY Interest Rate Annual Percentage Yield (APY) Not Applicable Not Applicable Not Applicable. Not Applicable.
It s important that you understand exactly how your Basic Banking checking account works. We ve created this summary to explain the fees and some key terms of your account. ELIGIBILITY The Basic Banking
More informationTRUTH IN SAVINGS DISCLOSURE
TRUTH IN SAVINGS DISCLOSURE TABLE OF CONTENTS TERMS AND CONDITIONS TRUTH IN SAVINGS DISCLOSURE...... 2 BALANCE COMPUTATION METHODS. 2 DAILY BALANCE METHOD. 2 AVERAGE DAILY BALANCE METHOD. 2 AVAILABLE BALANCE..
More informationSwitch Kit. An easy way to switch to a new checking account! Discover what simple, no-hassle checking is all about!
Financially... Right where you belong since 1948 Switch Kit An easy way to switch to a new checking account! Discover what simple, no-hassle checking is all about! Haynes Community FEDERAL CREDIT UNION
More informationFee Schedule: Personal Products & Services
Fee Schedule: Personal Products & Services California Georgia Tennessee October 1, 2014 For use with Account Agreement and Disclosures An Important Message Effective October 1, 2015, we will make changes
More informationChecking Account. Check writing ability. ATM/Debit Card. Direct Deposit capabilities. Online Banking & Bill Pay
Banking 101 Banking 101 Contents Checking Accounts Savings Accounts Balancing Checkbook Clearing Transactions Overdrawn Accounts ATM/Debit Card Direct Deposit Online Banking 2 Checking Account Check writing
More informationWelcome to SchoolsFirst Federal Credit Union
Welcome to SchoolsFirst Federal Credit Union This guide will help you understand how your All Valley FCU accounts will be transitioning over to SchoolsFirst FCU. In the coming weeks, look for a guide on
More information1.0 Registration on EBankig 8. 0.0. Registration on EBankig 7
1 Contents: 1.0. Registration on EBankig 5 1.0. Registration on EBankig 6 0.0. Registration on EBankig 7 1.0 Registration on EBankig 8 1.0. Login on Ebanking.9 2.0. Login on Ebanking......10 2.0. Login
More information