High Interest Savings Account (HISA) Business High Interest Savings Account (HISA)

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1 High Interest Savings Account (HISA) Business High Interest Savings Account (HISA) Effective May, 200 B2B Bank HISA TM B2B Bank Business HISA TM Interest rates Visit b2bbank.com for current interest rates. Interest calculation Monthly account fee Interest calculated daily on the closing balance and paid monthly. None Transfers (between B2B Bank accounts or accounts at other financial institutions in Canada) Pre-authorized deposits ABM 2 access Pre-authorized debits Service fees Internet or IVR 4 access Non-sufficient funds (NSF) transaction $50 Early closure fee (less than 90 days) $25 For more information, call or visit b2bbank.com. Interest rates are subject to change at any time without prior notice. 2 ABM: Automated Banking Machine. 3 Laurentian Bank of Canada authorized user of the mark. 4 IVR: Interactive Voice Response (Telebanking). B2B Bank is a wholly-owned subsidiary of Laurentian Bank of Canada. B2B Bank does not provide investment advice to individuals or advisors. B2B Bank does not endorse nor promote any investment programs or strategies. All fees are subject to applicable federal and provincial taxes when applicable and may change without prior notice. TM B2B Bank HISA and B2B Bank Business HISA are trademarks of B2B Bank. B2B BANK is a registered trademark of B2B Bank E (07/07/202)

2 Chequing Account Effective May, 200 Interest rates See b2bbank.com for current interest rates. Monthly account fee $7.95 Transfers between B2B Bank accounts or accounts at other financial institutions in Canada Pre-authorized deposits Laurentian Bank ABM 2 access ABM access Pre-authorized debits Starter kit of three cheques and one reorder form provided. Interac 3 network (within Canada) per item $.50. PLUS 3 network (outside Canada) per item $3.00. Service fees Internet or IVR 4 access Non-sufficient funds (NSF) transaction $50 Early closure fee (before 90 days) $25 Dormant account reactivation $25 For more information, call or visit b2bbank.com. The Chequing Account product is maintained by B2B Bank but no longer offered for sale. Interest rates are subject to change at any time without prior notice. 2 ABM: Automated Banking Machine. 3 Laurentian Bank of Canada authorized user of the mark. 4 IVR: Interactive Voice Response (Telebanking). B2B Bank is a wholly-owned subsidiary of Laurentian Bank of Canada. B2B Bank acts solely in the capacity of lender and deposit account administrator and does not provide investment advice to individuals or advisors. B2B Bank does not endorse nor promote any investment programs or strategies. All fees are subject to applicable federal and provincial taxes when applicable and may change without prior notice. B2B BANK is a registered trademark of B2B Bank E (07/07/202)

3 Unsecured Line of Credit Effective May, 200 Credit limit $5,000 to $50,000 Interest rate See b2bbank.com for current interest rates. 2 Minimum monthly payment 3% of the outstanding balance or $25; whichever is greater. Administration fee Transactions Laurentian Bank ABM 4 access Other financial institution ABM withdrawals Not applicable unlimited transactions First order of 50 cheques: free. Cost of additional cheques will depend on style and quantity ordered. Interac 3 network (within Canada) per item $.50. PLUS 3 network (outside Canada) per item $3.00. Internet or IVR 5 Service fees Internet or IVR access Transfers between B2B Bank accounts or accounts at other financial institutions in Canada Non-Sufficient Funds (NSF) transaction $50 For more information, call or visit b2bbank.com. Subject to B2B Bank lending conditions and approval. 2 Interest rates are subject to change at any time without prior notice. 3 Laurentian Bank of Canada authorized user of the mark. 4 ABM: Automated Banking Machine. 5 IVR: Interactive Voice Response (Telebanking). B2B Bank is a wholly-owned subsidiary of Laurentian Bank of Canada. B2B Bank acts solely in the capacity of lender and deposit account administrator and does not provide investment advice to individuals or advisors. B2B Bank does not endorse nor promote any investment programs or strategies. All fees are subject to applicable federal and provincial taxes when applicable and may change without prior notice. B2B BANK is a registered trademark of B2B Bank E (07/07/202)

4 Mortgages Effective July 7, 202 Mortgage and Home Equity Line of Credit Services Contract change services Renewal $85 Refinancing $25 $75 Rest of Canada BC AB, QC Early renewal or conversion $50 Creditline re-advance $50 Discharge, transfer or early payout $350 $25 $75 Full - Rest of Canada Partial - Rest of Canada BC AB,QC Port $350 Assumption or release of co-borrower from mortgage $350 Includes statement Bridge loan $500 Cancellation fee for construction mortgage % of mortgage Transactions, payment and withdrawal services Mortgage Home Equity Line of Credit Transactions transactions First order of 50 cheques* *Cost of additional cheques based on style and quantity ordered. Interac direct payment Interbank debit Internet and Telebanking access Payment on a loan or debit Transfers between B2B Bank accounts or accounts at other financial institutions Withdrawal, pre-authorized debit, invoice payment or transfer (at a Laurentian Bank ABM 2 or via LBCDirect) Other financial institution ABM withdrawal Withdrawal at the counter (including withdrawal for invoice payment) or transfer at the counter Returned item Non-sufficient funds (NSF) transaction $.50 $3.00 Interac (within Canada) PLUS (outside Canada) $.25 $5 $50 Skip-a-payment or hold-a-payment $75 Payment frequency change or date change $75 Manual debit or payment by cheque $75 Mid-term change or re-amortization $75

5 Mortgage and Home Equity Line of Credit Services Mortgages Administrative services Property tax account inquiry Mortgage Home Equity Line of Credit Copies of documents from file $35 Per item Amortization schedule (other than initial schedule) $35 Currency conversion $35 + spread Mid-year statement or information statement Annual statement (over two years old) $35 $00 Wire or cheque fee for funds $35 Per request Off-site file retrieval $75 Hourly research $00 Duplicate documents for inactive account (includes offsite retrieval fee) $00 Per item Property insurance renewal $25 Duplicate monthly statement $35 Readvancement of a Home Equity Line of Credit in a Homeowner s Kit $00-3 times per year 4 th or more times per year For more information please visit b2bbank.com or contact us at Laurentian Bank of Canada is the authorized user of mark. 2 ABM: Automated Banking Machine. All mortgages are funded by, registered in the name of, administered and serviced by B2B Bank. All fees are subject to applicable federal and provincial taxes when applicable and may change without prior notice. B2B Bank is a wholly-owned subsidiary of Laurentian Bank of Canada. B2B BANK is a registered trademark of B2B Bank E (07/07/202) Page 2 of 2