Combined Home and Landlords Insurance Broker Overview

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1 Combined Home and Landlords Insurance Broker Overview Easy. Fast. Flexible. Innovative. Lumley

2 Don t stretch yourself across multiple insurers. Now you won t feel the strain with this great new Home and Landlords combination from Lumley Insurance. Lumley Insurance Home and Landlords Our new Home and Landlords cover provides greater choice, flexibility and value for money for your clients. It saves time when sourcing cover for multiple home and rental properties for the same client allowing you to efficiently meet your client s needs and help you to grow your broker business. How can it help your Brokerage business? Within your brokerage it provides: the ability to place all your personal lines business electronically on the one easy to use system combine up to 20 private or rental properties for a client in the one policy, saving time and effort for broker staff. Lumley Insurance s great new alternative for Home and Landlords cover Our new Home and Landlords cover provides competitive rates and a great new alternative on the Sunrise Exchange platform for brokers seeking to get the best deal for their personal lines clients. Choice Our new offering provides you with the choice of: Defined Events or Accidental Damage Cover for Home and/or Landlords Lumley Insurance or Steadfast wordings. Flexibility Not only can you choose the type and level of cover for each property, Lumley Insurance is one of the only insurers on Sunrise where you can combine all your client s Home and Landlords cover for multiple premises in the one policy. Key Product features and benefits Flood cover up to $10,000 Landlord Tenant Protection optional benefits such as Loss of Rent, Tenant Rent Default and Damage Caused by Tenants Optional extra cover for valuables Cover for contents whilst temporarily removed from the home. Easy access New Home and Landlords cover is available on my.place@lumley which makes it simple and easy to quote, bind and manage the lifecycle of your client s policies. Why choose Home and Landlords cover from Lumley Insurance? As one of Australia s most trusted general insurance companies, Lumley Insurance is focused on delivering excellent service for your clients with a seamless, friendly and empathetic claims experience.

3 Accidental Damage cover Designed for clients seeking the highest level of insurance protection for their Home and Contents. Summary of cover Building Contents Cover for accidental loss or damage Flood cover up to $10,000 Additional benefits Building Contents Removal of debris Architects and other fees Additional home costs Replacement locks Trees and shrubs Mortgagee legal costs Home modifications Exploratory costs Alternative accommodation Purchaser s interests Reinstatement following a partial loss Indexation of sum insured Visitors and domestic workers effects Contents temporarily removed Spoilage of refrigerated food Compensation for fatal injury Alternative temporary accommodation Household pets Taxation audit expenses Personal legal expenses Security firm attendance Newly acquired principal residence Contents in transit to a new site Loss of value following restoration Legal Liability cover Building Contents In connection with you owning or living in your own home Anywhere in Australia Valuables cover Building Contents Cover for accidental loss or damage to valuables Not applicable Optional

4 Defined Events cover Provides comprehensive cover for building and contents against a range of defined events at a lower premium. Summary of cover Defined Event Building Contents Fire, explosion, lighting or thunderbolt Theft or attempted theft Flood cover up to $10,000 Storm Bursting, leaking, discharging or overflowing Impact by aircraft, vehicle, watercraft, tree branch or aerials Accidental glass breakage Vandalism and malicious acts Earthquake Riot or civil commotion Additional benefits Building Contents Removal of debris Architects and other fees Additional home costs Replacement locks Electric motors and compressors Mortgagee legal costs Home modifications Exploratory costs Alternative accommodation Purchaser s interests Reinstatement following a partial loss Indexation of sum insured Contents in the open air Contents temporarily removed Spoilage of refrigerated food Compensation for fatal injury Newly acquired principal residence Legal Liability cover Building Contents In connection with you owning or living in your own home Anywhere in Australia Valuables cover Building Contents Cover for accidental loss or damage to valuables Not applicable Optional

5 Landlords cover Designed for clients who own an investment property that is being rented for residential purposes. Provides cover for damage to their rental property and the client s contents used by their tenants. Summary of cover Defined Event Building Contents Fire, explosion, lighting or thunderbolt Theft or attempted theft Flood cover up to $10,000 Storm Bursting, leaking, discharging or overflowing Impact Accidental glass breakage Vandalism and malicious acts Earthquake Riot or civil commotion Accidental loss or damage Optional Optional Additional benefits Building Contents Removal of debris Architects and other fees Fusion Mortgagee legal costs Fumigation costs Optional benefits Building Contents Damage caused by tenants cover Optional Optional Tenants rent default cover Optional Optional Loss of rent cover Optional Optional Legal Liability cover Building Contents In connection with you owning your building In connection with you owning your own contents How to obtain cover Lumley Insurance s Combined Home and Landlords cover is available on my.place@lumley via the Sunrise Exchange platform, making it easier and faster to quote, bind and manage your client s policies.

6 Now you don t have to stretch yourself across multiple insurers to cover your client s properties. Visit my.place@lumley for a Combined Home and Landlords quote today. Easy. Fast. Flexible. Innovative LUMLEY Lumley Insurance is a trading name of WFI Insurance Limited ABN AFS Licence No The Greater Than symbol is a registered trademark of Lumley Insurance. MKT3375 (0814)