2009 Informational Guide. for the State Health Benefit Plan

Size: px
Start display at page:

Download "2009 Informational Guide. for the State Health Benefit Plan"

Transcription

1 2009 Informational Guide for the State Health Benefit Plan

2

3 unitedhealthcareonline.com Review a member's eligibility or benefits Provide inpatient facility notification Check claims status Submit claims Update facility/practice data Print EOBs Lookup your fee schedule Recredential View policies (866) UHC-FAST ( ) To register for Online, ask questions about online capabilities, for information about our EDI Connections or for a list of our clearinghouse options, or receive assistance. unitedhealthcare.com To review the online physician and health care professional directory if you are not a registered user of Online. Dedicated SHBP Provider Line Care Coordination/ Notification Pharmacy Services MEDCO Customer Care, Mental Health, Substance Abuse or Transplant Services Electronic Payments and Statements Laboratory Services call (866) unitedhealthcareonline.com or call customer service number on back of member's ID card myuhc.com/groups/gdch.com (800) Options PPO Choice High Deductible Plan Definity HRA Retiree/MedicareDirect (866) UHC-FAST or [email protected] Online.com Physician Directory To inquire about a member's eligibility or benefits, check claim status, update facility/practice data, check credentialing status or request for participation inquiries, appeal submission process information, claim project submission process information, care notification process information, and privacy practices information. To notify us of the procedures and services outlined in the notification requirements section of the Physician Health Care Professional, Facility and Ancillary Provider Administrative Guide. To view the Prescription Drug List (PDL) for State health benefit plan members When prescribing medications that require notifications Address for all products: P.O. Box Atlanta, GA To sign up for Electronic Payments and Statements Effective January 1, 2007, Quest Diagnostics is no longer a participant in the network. 1

4 MedicareDirect New plan offering for 2009! SHBP is offering a new plan for 2009 called MedicareDirect. MedicareDirect is a Medicare Advantage Private-Fee-For-Service (PFFS) plan offered by Insurance Company. Participation is easy! This plan does not require a contract, referral, authorization or pre-admission approval - you just need to accept the plan's Terms and Conditions. To learn more about this plan and how to become a deemed provider, contact us at (866) , 9:00 A.M. to 8:00 P.M. (Eastern), Monday through Friday. For more information you can also visit us online at > Tools & Resources > Products & Services > Medicare> Private-Fee-For-Service (PFFS) Plans. State Health Benefit Plan (SHBP) Products This table provides some information on the State Health Benefit Plan products. If a member presents and Identification card with a product name with you are not familiar with, please contact customer care. Attributes How do members access physicians and health care professionals? Is a referral from a primary physician* a requirement for coverage of a specialty service? If those requirements exist, they will be noted in our agreement s state regulatory appendix.) Is the treating physician and/or facility required to notify Care Coordination? Choice Members can choose any network physician or health care professional without a referral and without designating a primary physician.* No, a referral is not needed. Yes, on selected procedures. See guidelines in Provider Manual. Options PPO, High Deductible Health Plan, and Health Reimbursement Account** Members can choose any network physician or health care professional without a referral and without designating a primary physician.* No, a referral is not needed. No. Members are responsible for notifying Care Coordination at the phone number on their ID card. Please refer members to Customer Care for questions about their responsibilities. * Primary physician is defined as a physician or other health care professional whom a member has designated as his/her primary care physician. ** See Definity HRA (page 4) *** Physicians and health care professionals must be licensed for the health services provided and covered under the member's benefit contract. 2

5 Definity HRA State Health Benefit Plan Definity HRA is a consumer-driven health plan that offers members a high deductible medical coverage plan linked to a health reimbursement account. The core medical product offered with Definity is PPO. The Definity account is a Health reimbursement account (HRA). Funds in these accounts can be used to cover some out of pocket costs such as deductibles and coinsurance. Billing After covered Definity services are adjudicated on our medical claims system, you and your patient will receive an explanation of benefits (EOB). If there is an outstanding patient balance, in most cases, it will automatically transfer for payment from the health reimbursement account. If there are sufficient funds in the account, you will be paid directly. The EOB which you receive after the claim is processed through the HRA will clearly indicate any remaining patient responsibility. To promote accurate billing, we recommend that you collect applicable deductibles and coinsurance after receiving the EOB. Preventive Care Members enrolled in the Definity HRA plan are encouraged to seek preventive care. In 2009, employees and their spouses will each receive $125 in HRA credits if they get an annual wellness exam and take 's online health assessment. Members are encouraged to work with their doctor's office to ensure that the annual wellness exam is billed appropriately. Members will earn the HRA credits for the following codes: Wellness Exam 99385, 99395, 99386, 99396, 99387, 99397, 99402, 99403, 99404, V70.0, V72.31, V76.2, V76.31, V76.47 Personal Health Record In helping to promote consumerism, is encouraging members to use their online secure Personal Health Record. This tool automatically captures in network dates of provider services and lab values. encourages members to bring a summary report to physicians to provide a more complete picture of a member's health status. Members may also grant online access to healthcare providers. 3

6 Member ID Cards for State Health Benefit Plan 4

7 5

8 Standard Notification Requirements Information gathered about planned member care supports the care coordination process which is vital as we engage physicians, hospitals and other health care professionals. s notification requirements are designed to most effectively gather the pertinent information in a timely manner. Effective December 3, 2007*: Physicians, Health Care Professionals and Ancillary Providers are responsible for Advance Notification for certain planned services. Facilities are responsible for Admission Notification for inpatient admissions described below. Notify us at Online.com for any inpatient admission notification required under this Guide. Alternatively, we will accept daily composite census logs, with complete and relevant information, via fax. For outpatient notifications or if you do not have electronic access, please call Care Coordination at the number on the back of the member ID card. Advance Notification (applies to Physicians, Health Care Professionals and Ancillary Providers only) Notification is required for only those planned services on the Advance Notification List. Notification is required at least five (5) business days prior to the planned service date (unless otherwise specified within the Notification List). Note that notification for home health services is required within forty-eight (48) hours after the physician s order. If services are planned less than five (5) business days prior to the service date, notification is required as soon as the service is scheduled. Rendering physician or healthcare professional name and TIN or NPI ICD-9-CM diagnosis code for primary diagnosis Anticipated date/s of service Type of service (procedure code/s) and volume of service (when applicable) Facility name and TIN or NPI where service will be performed (when applicable) Physicians who have received the UnitedHealth Premium quality and efficiency of care designation are exempt from the Advance Notification requirement for certain services as indicated on the Advance Notification List. Advance Notifications must contain the following information associated with the planned service: Member/enrollee name and member ID Ordering physician or healthcare professional name and TIN or NPI 6

9 Admission Notification (applies to Facilities only) Admission Notification is required for the following admission types: All planned/elective admissions for acute care All unplanned admissions for acute care All SNF admissions All admissions following outpatient surgery All admissions converting from observation All newborns admitted to NICU or who remain hospitalized after the mother is discharged Admission Notification must be received within twenty-four (24) clock hours after actual admission In recognition and to assist/enable facilities to support Admission Notification for the period 12/3/2007-6/30/2008: Admission Notification for weekend and holiday admissions will be required by next business day prior to 5:00 P.M. local time (weekend admission is defined as admission to inpatient status between 5:00 P.M. local time on Friday to 11:59 P.M. local time on Sunday, and holiday admission is defined as any admission occurring between 5:00 P.M. local time on the business day preceding a federal holiday to 11:59 P.M. local time on a federal holiday). Admission Notification is required even if Advance Notification was supplied by the physician Admission Notifications must contain the following details regarding the admission: Member name and member ID Facility name and TIN or NPI Admitting/attending physician name and TIN or NPI Description for admitting diagnosis or ICD-9-CM diagnosis code For emergency admissions where a member is unstable and not capable of providing coverage information at the time of admission, the facility should notify as soon as the information is known and communicate the extenuating circumstances. We will flag the case for payment without any notification-related reimbursement adjustments. For weekday admissions after 12/3/2007, and weekend and holiday admissions after 6/30/2008: If admission notification is provided after 24 hours, but within 72 hours after admission, the reimbursement will be 50% of the average daily payment rate for each day preceding notification and 100% thereafter (not applicable to DRG/case rate contracts without outlier provisions). The average daily payment rate will be calculated by dividing the contracted rate for the admission by the admission length of stay. For all admissions: If admission notification is provided after 72 hours or not at all, the reimbursement will be 50% of the contracted rate for the entire admission (applicable to all contracts, regardless of payment methodology). will suspend any reimbursement adjustments associated with the Admission Notification Protocol for facilities that have signed the electronic interface agreement until the earliest of the following dates of service: July 1, 2008 (extended from April 1, 2008); or The date the facility discontinues its efforts to create the electronic interface. *For a list showing each state s status, please refer to Online.com and click on Tools and Resources, then on Policies and Protocols and to Advance and Admission Notification. If additional states are added, you will be sent a written notice if you participate in that state. This protocol was previously communicated to providers, so the effective date of this protocol supersedes the overall effective date of this Guide. Please refer to Online.com for state-specific variations of this protocol. Actual admission date 7

10 Advance Notification List Notification Requirements for Physician Services* Procedures and Services Explanation Congenital Heart Disease Congenital Heart Disease related services, including the following codes: For services listed in this ICD-9-CM section call Optum Health through directly at (888) CPT or the notification number on , , , , , the back of the member , , and ID card, rather than For additional details and code descriptions, see Protocols section of Care Coordination Online.com. Initiation of Cancer Treatment other than surgery. Call Cancer Resource Services (CRS)* at (866) Orthopaedic and Spine Surgeries Pregnancy, Healthy Pregnancy Notification + Initiation of Cancer Treatment for a diagnosis other than skin cancer or cervical cancer. This notification program is voluntary. The program will assist in identifying customers for outbound calls to explain benefits and other programs (for example, Employee Assistance Programs). Inpatient admissions for spinal surgeries, total knee replacements and total hip replacements. Upon confirmation of pregnancy, a notification is required by physicians or other health care professionals who provide obstetrical care to a pregnant member for: ICD-9-CM V72.42 or any other diagnosis code related to pregnancy. Notification is required only once per pregnancy. Notification is not required for ancillary services such as ultrasound and labwork. If, after you have notified us of a pregnancy, you obtain information that would cause you to conclude that your member is no longer appropriate for a Healthy Pregnancy Program, e.g., termination of pregnancy, we ask that you notify us of that fact. ***The notification requirements with this indicator are not applicable to physicians who have received the UnitedHealth Premium quality and efficiency of care designation, in recognition of their demonstration of adherence to nationally recognized evidence-based quality and efficiency of care standards. Additional information regarding the UnitedHealth Premium Designation Program is available at Online.com or by calling (866) This notification list may change from time to time. If there is such a change, we will provide you with information about the change before it takes effect. This list does not signify coverage for benefits. Coverage is determined by the member s benefit plan. If you have questions about a member's coverage, visit Online.com or call the United Voice Portal- UVP (formerly known as VETSS) at (877)

11 Reconstructive/Potentially Cosmetic Procedures Cosmetic Procedures are procedures or services that change or improve physical appearance, without significantly improving or restoring physiological function, as determined by us. Reconstructive Procedures are procedures or services that either treat a medical condition or improve or restore physiologic function. To confirm coverage, we require notification for such services, including but not limited to: Blepharoplasty, upper lid reconstructive procedures including repair of brow ptosis Breast Reconstruction reconstruction of the breast other than following mastectomy Breast Reduction removal of breast tissue in men or women other than mastectomy for cancer Ligation, Vein Stripping removal of varicose veins Sclerotherapy an alternative method for removing varicose veins and other vein abnormalities (including, but not limited to, CPT codes and 36471) In addition to the examples listed above, some self-funded members may have requirements for other reconstructive/potentially cosmetic procedures. Therefore, it is important that you contact us to determine if notification is required for any reconstructive/potentially cosmetic procedure. Referral for Non-Network Services *For commercial customers only. A referral from a network physician or health care professional to a facility, physician, or other health care professional who does not participate in, where a member's benefit plan permits out-of-network services. Please note that your agreement with us states that you will refer members only to other network physicians, facilities and professionals, except as permitted under a member's benefit plan or as otherwise authorized by us or the payer. ***The notification requirements with this indicator are not applicable to physicians who have received the UnitedHealth Premium quality and efficiency of care designation, in recognition of their demonstration of adherence to nationally recognized evidence-based quality and efficiency of care standards. Additional information regarding the UnitedHealth Premium Designation Program is available at Online.com or by calling (866) This notification list may change from time to time. If there is such a change, we will provide you with information about the change before it takes effect. This list does not signify coverage for benefits. Coverage is determined by the member's benefit plan. If you have questions about a member's coverage, visit Online.com or call the United Voice Portal- UVP (formerly known as VETSS) at (877)

12 Transplant Services: Request for transplant or transplant related services prior to pre-treatment For services listed in this or evaluation including the following CPT Procedure Codes for section call Optum Health Specifically Requested Transplantations: directly at (888) HEART / LUNG or the notification number Donor cardiectomy-pneumonectomy, with preparation on the back of the member and maintenance of allograft ID card, rather than Heart-lung transplant with recipient cardiectomy-pneumonectomy Care Coordination. HEART Donor cardiectomy, with preparation and maintenance of allograft Heart transplant, with or without recipient cardiectomy 0051T Implantation of a total replacement heart system (artificial heart) with recipient cardiectomy 0052T Replacement or repair of thoracic unit of a total replace ment heart system (artificial heart) 0053T Replacement or repair of implantable component or components of total replacement heart system (artificial heart), excluding thoracic unit LUNG Donor pneumonectomy(ies) with preparation and maintenance of allograft (cadaver) Lung transplant, single; without cardiopulmonary bypass with cardiopulmonary bypass Lung transplant, double (bilateral sequential or en bloc); without cardiopulmonary bypass with cardiopulmonary bypass KIDNEY Donor nephrectomy, with preparation and maintenance of allograft, from cadaver donor, unilateral or bilateral Donor nephrectomy, open from living donor (excluding preparation and maintenance of allograft) Recipient nephrectomy Renal allotransplantation, implantation of graft; excluding donor and recipient nephrectomy with recipient nephrectomy Removal of transplanted renal allograft Renal autotransplantation, reimplantation of kidney Laparoscopic donor nephrectomy from living donor (excluding preparation and maintenance of allograft) PANCREAS Pancreatectomy, total or subtotal, with autologous transplantation of pancreas or pancreatic islet cells Donor pancreatectomy, with preparation and maintenance of allograft from cadaver donor, with or without duodenal segment for transplantation Transplantation of pancreatic allograft Removal of transplanted pancreatic allograft ***The notification requirements with this indicator are not applicable to physicians who have received the UnitedHealth Premium quality and efficiency of care designation, in recognition of their demonstration of adherence to nationally recognized evidence-based quality and efficiency of care standards. Additional information regarding the UnitedHealth Premium Designation Program is available at Online.com or by calling (866) This notification list may change from time to time. If there is such a change, we will provide you with information about the change before it takes effect. This list does not signify coverage for benefits. Coverage is determined by the member's benefit plan. If you have questions about a member's coverage, visit Online.com or call the United Voice Portal- UVP (formerly known as VETSS) at (877)

13 LIVER Liver allotransplantation; orthotopic, partial or whole, from cadaver or living donor, any age heterotopic, partial or whole, from cadaver or living donor, any age INTESTINE Donor enterectomy, open, with preparation and maintenance of allograft; from cadaver donor partial, from living donor Intestinal allotransplantation; from cadaver donor from living donor Ancillary Provider and Other Health Care Professional Notification Requirements Accidental Dental Services Ambulance Transportation (Non-Urgent) Durable Medical Equipment (DME) Greater than $1,000 Dental services that meet the following criteria may be eligible for medical coverage depending on the member's benefit contract: Date of initial contact for dental evaluation is within plan limits following the accident. Initiation of definitive treatment services within guidelines. Estimated completion date of treatment services is known. Certification that the injured tooth was a sound natural tooth. Non-urgent ambulance transportation between specified locations for members who cannot travel by other forms of transportation. In general, we require notification for DME with a retail purchase cost or a cumulative retail rental cost over $1,000. Prosthetics are not DME. Some payer groups may have different DME notification requirements imposed upon the member through their benefit plan. For further information please call Customer Care. See the Medicare section of this Guide for additional requirements for Medicare members. ***The notification requirements with this indicator are not applicable to physicians who have received the UnitedHealth Premium quality and efficiency of care designation, in recognition of their demonstration of adherence to nationally recognized evidence-based quality and efficiency of care standards. Additional information regarding the UnitedHealth Premium Designation Program is available at Online.com or by calling (866) This notification list may change from time to time. If there is such a change, we will provide you with information about the change before it takes effect. This list does not signify coverage for benefits. Coverage is determined by the member's benefit plan. If you have questions about a member's coverage, visit Online.com or call the United Voice Portal- UVP (formerly known as VETSS) at (877)

14 End Stage Renal Disease Services Note: No notification is required for end stage renal disease when a Medicare member travels outside of the service area. Outpatient dialysis services (as defined by, but not limited to, the revenue and CPT codes below) require notification. We also require notification for all end stage renal dialysis (ESRD) services. Dialysis ESRD hemodialysis peritoneal peritoneal patient training, completed course patient training, per session unlisted dialysis procedure, inpatient or outpatient Revenue Codes: 0800 Renal Dialysis Hemo/op or home Peritoneal/op or home Capd/op or home Ccpd/op or home Dialysis / misc In an effort to maximize member benefit coverage, we ask that you refer to contracted dialysis facilities whenever possible. For the most current listing of contracted dialysis facilities, please refer to our online provider directory at Online.com or call us at (877) Home Health Care Services All services which are based in the home including, but not limited to: Home Infusion Therapy, Home Health Aid (HHA), Occupational Therapy (OT), Physical Therapy (PT), Private Duty Nursing, Respiratory Therapy (RT), Skilled Nursing (SNV), Social Worker (MSW) and Speech Therapy (ST). Hospice Inpatient Hospice services. Other Notification Requirements Specific Medications as Indicated on the PDL Behavioral Health Services Call (877) when prescribing medications that require notification. These medications are so designated on the Prescription Drug List (PDL). To view the Prescription Drug List (PDL), visit Many of our benefit plans only provide coverage for behavioral health services through a designated behavioral health network. Therefore, it is important for you to call the number on the member ID card when referring for any mental health or substance abuse services. ***The notification requirements with this indicator are not applicable to physicians who have received the UnitedHealth Premium quality and efficiency of care designation, in recognition of their demonstration of adherence to nationally recognized evidence-based quality and efficiency of care standards. Additional information regarding the UnitedHealth Premium Designation Program is available at Online.com or by calling (866) The notification requirements with this indicator are not applicable to Erickson Advantage members. This notification list may change from time to time. If there is such a change, we will provide you with information about the change before it takes effect. This list does not signify coverage for benefits. Coverage is determined by the member's benefit plan. If you have questions about a member's coverage, visit Online.com or call the United Voice Portal- UVP (formerly known as VETSS) at (877)

15 Coordination of Benefits (COB) has two different types of COB guidelines for medical claims and one COB type for pharmacy claims. The PPO/IND/Definity HRA are on the Come Out Whole COB concept, and the Choice HMO/HDHP are on the Non-Duplication COB plan. The pharmacy COB uses the Non-Duplication COB concept, but with a variance. Come Out Whole Concept Under COB, the primary plan pays its normal plan benefits without regard to existence of other coverage. The secondary plan pays the difference between the primary allowable benefit and the amount paid by the primary plan, provided this difference does not exceed the normal plan benefits which would have been payable had no other coverage existed. Non-Duplication COB Concept The intent of this type of COB plan is to maintain the member s same benefit level regardless of the existence of two carriers. The secondary plan pays only the difference between the plan s normal benefit and any amount payable by the primary plan. The member is responsible for any remaining balance. The Non-Duplication method has become the standard and is designed to provide a certain level of cost sharing by leaving some member liability. Medco/Pharmacy COB uses the Non-Duplication COB Concept The intent of the Non-Duplication COB concept is to maintain the member s same benefit level regardless of the existence of two carriers. The secondary plan pays only the difference between the primary amount paid and the Medco allowable amount payable, less the SHBP copayment if was primary.

16 This Guide is for informational purposes only and is subject to change. Visit our website at M39708A 12/ United HealthCare Services, Inc.

guide Physician, Health Care Professional, Facility and Ancillary Provider Administrative Guide 2007/2008

guide Physician, Health Care Professional, Facility and Ancillary Provider Administrative Guide 2007/2008 guide Physician, Health Care Professional, Facility and Ancillary Provider Administrative Guide 2007/2008 Part 1 how to contact us.......................... 1 our claims process.........................

More information

Physician, Health Care Professional, Facility and Ancillary Provider Administrative Guide for American Medical Security Life Insurance Company

Physician, Health Care Professional, Facility and Ancillary Provider Administrative Guide for American Medical Security Life Insurance Company Physician, Health Care Professional, Facility and Ancillary Provider Administrative Guide for American Medical Security Life Insurance Company Insureds 2009 Contents How to contact us... 2 Our claims process...

More information

UnitedHealthcare Choice Plus. United HealthCare Insurance Company. Certificate of Coverage

UnitedHealthcare Choice Plus. United HealthCare Insurance Company. Certificate of Coverage UnitedHealthcare Choice Plus United HealthCare Insurance Company Certificate of Coverage For Westminster College Enrolling Group Number: 715916 Effective Date: January 1, 2009 Offered and Underwritten

More information

UnitedHealthcare Choice Plus. UnitedHealthcare Insurance Company. Certificate of Coverage

UnitedHealthcare Choice Plus. UnitedHealthcare Insurance Company. Certificate of Coverage UnitedHealthcare Choice Plus UnitedHealthcare Insurance Company Certificate of Coverage For the Health Savings Account (HSA) Plan 7PD of Educators Benefit Services, Inc. Enrolling Group Number: 717578

More information

UnitedHealthcare Choice Plus. UnitedHealthcare Insurance Company. Certificate of Coverage

UnitedHealthcare Choice Plus. UnitedHealthcare Insurance Company. Certificate of Coverage UnitedHealthcare Choice Plus UnitedHealthcare Insurance Company Certificate of Coverage For the Plan 7EG of Educators Benefit Services, Inc. Enrolling Group Number: 717578 Effective Date: January 1, 2012

More information

The Federal Employees Health Benefits Program and Medicare

The Federal Employees Health Benefits Program and Medicare The Federal Employees Health Benefits Program and Medicare This booklet answers questions about how the Federal Employees Health Benefits (FEHB) Program and Medicare work together to provide health benefits

More information

UnitedHealthcare Medicare Solutions Notification/Prior Authorization Requirements Effective Jan. 1, 2016

UnitedHealthcare Medicare Solutions Notification/Prior Authorization Requirements Effective Jan. 1, 2016 This list represents our advance notification/prior authorization review requirements as referenced in the UnitedHealthcare Physician, Health Care Professional, Facility and Ancillary Provider 2016 Administrative

More information

PREVENTIVE CARE See the REHP Benefits Handbook for a list of preventive benefits* MATERNITY SERVICES Office visits Covered in full including first

PREVENTIVE CARE See the REHP Benefits Handbook for a list of preventive benefits* MATERNITY SERVICES Office visits Covered in full including first Network Providers Non Network Providers** DEDUCTIBLE (Per Calendar Year) None $250 per person $500 per family OUT-OF-POCKET MAXIMUM (When the out-of-pocket maximum is reached, benefits are paid at 100%

More information

Medical Benefits. Stryker s Medical Options. How the UnitedHealthcare PPOs Work

Medical Benefits. Stryker s Medical Options. How the UnitedHealthcare PPOs Work Stryker s medical benefits are designed to provide comprehensive coverage and freedom of choice while also controlling costs for you and for Stryker. You may use any licensed healthcare provider and receive

More information

DRAKE UNIVERSITY HEALTH PLAN

DRAKE UNIVERSITY HEALTH PLAN DRAKE UNIVERSITY HEALTH PLAN Effective Date: 1/1/2015 This is a general description of coverage. It is not a statement of contract. Actual coverage is subject to terms and the conditions specified in the

More information

UnitedHealthcare Choice Plus. UnitedHealthcare Insurance Company. Certificate of Coverage

UnitedHealthcare Choice Plus. UnitedHealthcare Insurance Company. Certificate of Coverage UnitedHealthcare Choice Plus UnitedHealthcare Insurance Company Certificate of Coverage For the Health Savings Account (HSA) Plan 4X8 of Southern State Community College Enrolling Group Number: 755032

More information

Supplemental Medical Plan Your Kaiser Foundation Health Plan (KFHP) or Kaiser Employee Medical Health Plan (KEMHP) provides

Supplemental Medical Plan Your Kaiser Foundation Health Plan (KFHP) or Kaiser Employee Medical Health Plan (KEMHP) provides Supplemental Medical Plan Your Kaiser Foundation Health Plan (KFHP) or Kaiser Employee Medical Health Plan (KEMHP) provides basic medical coverage. The Supplemental Medical Plan covers certain medical

More information

New York Small Group Indemnity Aetna Life Insurance Company Plan Effective Date: 10/01/2010. PLAN DESIGN AND BENEFITS - NY Indemnity 1-10/10*

New York Small Group Indemnity Aetna Life Insurance Company Plan Effective Date: 10/01/2010. PLAN DESIGN AND BENEFITS - NY Indemnity 1-10/10* PLAN FEATURES Deductible (per calendar year) $2,500 Individual $7,500 Family Unless otherwise indicated, the Deductible must be met prior to benefits being payable. Member cost sharing for certain services,

More information

New York. UnitedHealthcare Community Plan Claims System Migration Provider Quick Reference Guide. Complete Claims. Our Claims Process

New York. UnitedHealthcare Community Plan Claims System Migration Provider Quick Reference Guide. Complete Claims. Our Claims Process Our Claims Process Here are a few steps to ensure you receive prompt payment: 1 Review and copy both sides of the member s ID card. members receive an ID card containing information that helps you process

More information

Medicare + GEHA. Protect yourself from unexpected health care expenses

Medicare + GEHA. Protect yourself from unexpected health care expenses Medicare + GEHA Protect yourself from unexpected health care expenses Table of contents Facts about Medicare 5 Medicare Part A 6 Medicare Part B 6 Medicare Part C 7 Medicare Part D 8 GEHA + Medicare 10

More information

OFFICE OF GROUP BENEFITS 2014 OFFICE OF GROUP BENEFITS CDHP PLAN FOR STATE OF LOUISIANA EMPLOYEES AND RETIREES PLAN AMENDMENT

OFFICE OF GROUP BENEFITS 2014 OFFICE OF GROUP BENEFITS CDHP PLAN FOR STATE OF LOUISIANA EMPLOYEES AND RETIREES PLAN AMENDMENT OFFICE OF GROUP BENEFITS 2014 OFFICE OF GROUP BENEFITS CDHP PLAN FOR STATE OF LOUISIANA EMPLOYEES AND RETIREES PLAN AMENDMENT This Amendment is issued by the Plan Administrator for the Plan documents listed

More information

Medicare. Medicare Overview. Medicare Part D Prescription Plans. Medicare

Medicare. Medicare Overview. Medicare Part D Prescription Plans. Medicare 58 requires enrollment as soon as a retiree, spouse or dependent of a retiree is eligible for. Parts A & B MUST be elected. Overview There are three parts to : Hospital Insurance (also called Part A. Your

More information

SUMMARY OF BENEFITS. Cigna Health and Life Insurance Co. Laramie County School District 2 Open Access Plus Base - Effective 7/1/2015

SUMMARY OF BENEFITS. Cigna Health and Life Insurance Co. Laramie County School District 2 Open Access Plus Base - Effective 7/1/2015 SUMMARY OF BENEFITS Cigna Health and Life Insurance Co. Laramie County School District 2 Open Access Plus Base - Effective General Services In-Network Out-of-Network Physician office visit Urgent care

More information

Medical Plan - Healthfund

Medical Plan - Healthfund 18 Medical Plan - Healthfund Oklahoma City Community College Effective Date: 07-01-2010 Aetna HealthFund Open Choice (PPO) - Oklahoma PLAN DESIGN AND BENEFITS PROVIDED BY AETNA LIFE INSURANCE COMPANY -

More information

Prior Authorization Requirements for Florida Effective March 1, 2015

Prior Authorization Requirements for Florida Effective March 1, 2015 for Florida Effective March 1, 215 General Information The following list represents our prior authorization requirements for UnitedHealthcare in Florida. All services rendered by a non-contracted physician,

More information

SUMMARY OF BADGERCARE PLUS BENEFITS

SUMMARY OF BADGERCARE PLUS BENEFITS SUMMARY OF BADGERCARE PLUS BENEFITS Medical, mental health and substance abuse services Dental emergency NOT Pharmacy, chiropractic and dental services NOT 13 Ambulatory surgery centers Coverage of certain

More information

August 2014. SutterSelect Administrative Manual

August 2014. SutterSelect Administrative Manual August 2014 SutterSelect Administrative Manual Introduction This SutterSelect Administrative Manual has been prepared as a resource for providers who are caring for members of SutterSelect health plans.

More information

PLAN DESIGN AND BENEFITS POS Open Access Plan 1944

PLAN DESIGN AND BENEFITS POS Open Access Plan 1944 PLAN FEATURES PARTICIPATING Deductible (per calendar year) $3,000 Individual $9,000 Family $4,000 Individual $12,000 Family Unless otherwise indicated, the Deductible must be met prior to benefits being

More information

Answer: A description of the Medicare parts includes the following:

Answer: A description of the Medicare parts includes the following: Question: Who is covered by Medicare? Answer: All people age 65 and older, regardless of their income or medical history are eligible for Medicare. In 1972 the Medicare program was expanded to include

More information

ANNUAL NOTICE OF CHANGES FOR 2016

ANNUAL NOTICE OF CHANGES FOR 2016 Cigna-HealthSpring Preferred (HMO) offered by Cigna-HealthSpring ANNUAL NOTICE OF CHANGES FOR 2016 You are currently enrolled as a member of Cigna-HealthSpring Preferred (HMO). Next year, there will be

More information

Benefit Highlights for UNC Greensboro students

Benefit Highlights for UNC Greensboro students bcbsnc.com/uncg Benefit Highlights for UNC Greensboro students Effective 08/01/2016 StdGrp, 4/16 U9096a, 5/16 Table of Contents This brochure is a general summary of the insurance plan offered by Blue

More information

2015 Summary of Benefits

2015 Summary of Benefits 2015 Summary of Benefits Effective January 1, 2015, through December 31, 2015 H3909 Y0041_H3909_PC_15_18889 Accepted 09/01/2014 Section I: Introduction to Summary of Benefits You have choices about how

More information

Employee + 2 Dependents

Employee + 2 Dependents FUND FEATURES HealthFund Amount $500 Individual $1,000 Employee + 1 Dependent $1,000 Employee + 2 Dependents $1,000 Family Amount contributed to the Fund by the employer Fund Coinsurance Percentage at

More information

Terms Defined. Participating/Non-Participating Provider. Benefits Coverage Charts. Prescription Drug Purchases. Pre-Authorization

Terms Defined. Participating/Non-Participating Provider. Benefits Coverage Charts. Prescription Drug Purchases. Pre-Authorization Medical Coverage Terms Defined Participating/Non-Participating Provider Benefits Coverage Charts Prescription Drug Purchases Section Two MEDICAL COVERAGE Pre-Authorization Coordination of Benefits Questions

More information

University of Southern Indiana: Buy-Up Plan Blue Access (PPO) Coverage Period: 01/01/2015-12/31/2015

University of Southern Indiana: Buy-Up Plan Blue Access (PPO) Coverage Period: 01/01/2015-12/31/2015 University of Southern Indiana: Buy-Up Plan Blue Access (PPO) Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 01/01/2015-12/31/2015 Coverage for: Individual/Family

More information

PDS Tech, Inc Proposed Effective Date: 01-01-2012 Aetna HealthFund Aetna Choice POS ll - ASC

PDS Tech, Inc Proposed Effective Date: 01-01-2012 Aetna HealthFund Aetna Choice POS ll - ASC FUND FEATURES HealthFund Amount $500 Individual $1,000 Employee + 1 Dependent $1,000 Employee + 2 Dependents $1,000 Family Amount contributed to the Fund by the employer Fund Coinsurance 100% Percentage

More information

SCHEDULE OF BENEFITS

SCHEDULE OF BENEFITS SCHEDULE OF BENEFITS Premier HealthOne Bronze 5500 Health Maintenance Organization (HMO) Individual Certificate of Coverage This schedule of benefits (SOB) is part of your Certificate of Coverage (COC)

More information

APWU Health Plan s Blueprint to. Understanding your health insurance coverage

APWU Health Plan s Blueprint to. Understanding your health insurance coverage APWU Health Plan s Blueprint to Understanding your health insurance coverage This guide is designed to help you understand how APWU Health Plan works with Medicare. Dealing with one health insurance company

More information

Baltimore City Public Schools Health Plan Comparison Chart Benefits Effective January 1, 2015

Baltimore City Public Schools Health Plan Comparison Chart Benefits Effective January 1, 2015 Baltimore City Public Schools Health Plan Comparison Chart Benefits Effective January 1, 2015 About this chart: This chart is to be used as a guide only and does not contain all details or exclusions.

More information

SUMMARY OF BENEFITS. Cigna Health and Life Insurance Co. Grand County Open Access Plus Effective 1/1/2015

SUMMARY OF BENEFITS. Cigna Health and Life Insurance Co. Grand County Open Access Plus Effective 1/1/2015 SUMMARY OF BENEFITS Cigna Health and Life Insurance Co. Grand County Open Access Plus Effective General Services In-Network Out-of-Network Primary care physician You pay $25 copay per visit Physician office

More information

KNOW YOUR COVERAGE YMCA EMPLOYEE BENEFITS

KNOW YOUR COVERAGE YMCA EMPLOYEE BENEFITS KNOW YOUR COVERAGE YMCA EMPLOYEE BENEFITS SUMMARY PLAN DESCRIPTION CHOICE PLUS 80/60 Effective: January 1, 2014 Group Number: 202970 SET 33 Administered by UnitedHealthcare Insurance Company TABLE OF CONTENTS

More information

SMALL GROUP PLAN DESIGN AND BENEFITS OPEN CHOICE OUT-OF-STATE PPO PLAN - $1,000

SMALL GROUP PLAN DESIGN AND BENEFITS OPEN CHOICE OUT-OF-STATE PPO PLAN - $1,000 PLAN FEATURES PREFERRED CARE NON-PREFERRED CARE Deductible (per calendar year; applies to all covered services) $1,000 Individual $3,000 Family $2,000 Individual $6,000 Family Plan Coinsurance ** 80% 60%

More information

GLANCE GATEWAY. Providers AT A. for Medicare Assured SM. Gateway Health Medicare Assured SM 444 Liberty Avenue, Suite 2100 Pittsburgh, PA 15222-1222

GLANCE GATEWAY. Providers AT A. for Medicare Assured SM. Gateway Health Medicare Assured SM 444 Liberty Avenue, Suite 2100 Pittsburgh, PA 15222-1222 GATEWAY AT A GLANCE for Medicare Assured SM Providers Gateway Health Medicare Assured SM 444 Liberty Avenue, Suite 2100 Pittsburgh, PA 15222-1222 YOUR PROVIDER NUMBERS: Group Provider Number : Individual

More information

Important Questions Answers Why this Matters:

Important Questions Answers Why this Matters: This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or plan document at www.alaskacare.gov or by calling 1-800-821-2251. Important

More information

Effective January 1, 2014 through December 31, 2014

Effective January 1, 2014 through December 31, 2014 Summary of Benefits Effective January 1, 2014 through December 31, 2014 The benefit information provided is a brief summary, not a complete description of benefits. For more information contact the plan.

More information

Summary Plan Description New York University Choice Plus Value Plan

Summary Plan Description New York University Choice Plus Value Plan Summary Plan Description New York University Choice Plus Value Plan Effective: January 1, 2015 Group Number: 175396 013 TABLE OF CONTENTS SECTION 1 - WELCOME... 1 SECTION 2 - INTRODUCTION... 3 Eligibility...

More information

UnitedHealthcare Choice. UnitedHealthcare Insurance Company. Certificate of Coverage

UnitedHealthcare Choice. UnitedHealthcare Insurance Company. Certificate of Coverage UnitedHealthcare Choice UnitedHealthcare Insurance Company Certificate of Coverage For the Plan 9DF of District of Columbia Government Enrolling Group Number: 712971 Effective Date: January 1, 2013 Offered

More information

2014 Tennessee Healthcare Financial Management Conference

2014 Tennessee Healthcare Financial Management Conference 2014 Tennessee Healthcare Financial Management Conference Agenda UnitedHealthcare and UnitedHealthcare of the River Valley (Commercial) UnitedHealthcare Community Plan and Dual Complete Preferred Medicare

More information

United HealthCare Choice Plus. Plan 7EH. United HealthCare Insurance Company. Certificate of Coverage

United HealthCare Choice Plus. Plan 7EH. United HealthCare Insurance Company. Certificate of Coverage United HealthCare Choice Plus Plan 7EH United HealthCare Insurance Company Certificate of Coverage For SCSVEBA (Southern California Schools VEBA) Enrolling Group Number: 714846 Effective Date: January

More information

COMPREHENSIVE PRIOR AUTHORIZATION LISTS NJ FAMILYCARE/MEDICAID & DUAL COMPLETE HMO SNP PRODUCTS EFFECTIVE 7/1/13

COMPREHENSIVE PRIOR AUTHORIZATION LISTS NJ FAMILYCARE/MEDICAID & DUAL COMPLETE HMO SNP PRODUCTS EFFECTIVE 7/1/13 TO ALL HEALTHCARE PROFESSIONALS: COMPREHENSIVE PRIOR AUTHORIZATION LISTS NJ FAMILYCARE/MEDICAID & DUAL COMPLETE HMO SNP PRODUCTS EFFECTIVE 7/1/13 BEFORE SEEKING PRIOR AUTHORIZATION, PLEASE VERIFY MEMBER

More information

BadgerCare Plus and Wisconsin Medicaid Covered Services Comparison Chart

BadgerCare Plus and Wisconsin Medicaid Covered Services Comparison Chart and Wisconsin Covered Services Comparison Chart The covered services information in the following chart is provided as general information. Providers should refer to their service-specific publications

More information

Iowa Wellness Plan Benefits Coverage List

Iowa Wellness Plan Benefits Coverage List Iowa Wellness Plan Benefits Coverage List Service Category Covered Duration, Scope, exclusions, and Limitations Excluded Coding 1. Ambulatory Services Primary Care Illness/injury Physician Services Should

More information

I want a health care plan with all the options.

I want a health care plan with all the options. I want a health care plan with all the options. PERSONAL BLUEPLANS SE These are my plans. Personal BluePlans SM SE PLAN FEATURES Personal Blue BluePlans SE let you build the plan that works for you. The

More information

FREQUENTLY ASKED QUESTIONS ID CARDS / ELIGIBILITY / ENROLLMENT

FREQUENTLY ASKED QUESTIONS ID CARDS / ELIGIBILITY / ENROLLMENT FREQUENTLY ASKED QUESTIONS ID CARDS / ELIGIBILITY / ENROLLMENT BENEFIT INFORMATION CLAIMS STATUS/INFORMATION GENERAL INFORMATION PROVIDERS THE SIGNATURE 90 ACCOUNT PLAN THE SIGNATURE 80 PLAN USING YOUR

More information

What is the overall deductible? Are there other deductibles for specific services?

What is the overall deductible? Are there other deductibles for specific services? Small Group Agility MS200 Coverage Period: Beginning on or after 01/01/2015 This is only a summary. If you want more detail about your coverage and costs, you can get the complete terms in the policy or

More information

The Empire Plan: for Groups in Non-Grandfathered Plans Coverage Period: 01/01/2015 12/31/2015

The Empire Plan: for Groups in Non-Grandfathered Plans Coverage Period: 01/01/2015 12/31/2015 The Empire Plan: for Groups in Non-Grandfathered Plans Coverage Period: 01/01/2015 12/31/2015 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Important Questions Coverage for: Individual

More information

ANNUAL NOTICE OF CHANGES FOR 2016

ANNUAL NOTICE OF CHANGES FOR 2016 Cigna-HealthSpring Preferred (HMO) offered by Cigna-HealthSpring ANNUAL NOTICE OF CHANGES FOR 2016 You are currently enrolled as a member of Cigna-HealthSpring Preferred (HMO). Next year, there will be

More information

Independence Blue Cross Plan Summary PPO Core Medical Plan

Independence Blue Cross Plan Summary PPO Core Medical Plan TO: FROM: SUBJECT: MLH Medical Plan Participants MLH Human Resources Benefits Team Independence Blue Cross Plan Summary PPO Core Medical Plan Attached you will find the Independence Blue Cross (IBC) Plan

More information

Covered Services. Health and Development History. Nutritional assessment. visit per year from 2 to 20 years of age

Covered Services. Health and Development History. Nutritional assessment. visit per year from 2 to 20 years of age You may receive covered services that are performed, prescribed or directed by a participating provider. As an Enrollee, you must receive your healthcare services from a participating PCP or medical provider.

More information

Essentials Choice Rx 25 (HMO-POS) offered by PacificSource Medicare

Essentials Choice Rx 25 (HMO-POS) offered by PacificSource Medicare Essentials Choice Rx 25 (HMO-POS) offered by PacificSource Medicare Annual Notice of Changes for 2016 You are currently enrolled as a member of Essentials Choice Rx 25 (HMO-POS). Next year, there will

More information

Summary of Benefits January 1, 2016 December 31, 2016. FirstMedicare Direct PPO Plus (PPO)

Summary of Benefits January 1, 2016 December 31, 2016. FirstMedicare Direct PPO Plus (PPO) Summary of Benefits January 1, 2016 December 31, 2016 FIRSTCAROLINACARE INSURANCE COMPANY FirstMedicare Direct PPO Plus (PPO) Chatham, Hoke, Lee, Montgomery, Moore, Richmond, Scotland Counties This booklet

More information

California Small Group MC Aetna Life Insurance Company

California Small Group MC Aetna Life Insurance Company PLAN FEATURES Deductible (per calendar year) $1,000 per member $1,000 per member Unless otherwise indicated, the Deductible must be met prior to benefits being payable. All covered expenses accumulate

More information

Your Plan: Anthem Silver HMO 1500/30%/6550 Your Network: California Care HMO

Your Plan: Anthem Silver HMO 1500/30%/6550 Your Network: California Care HMO Your Plan: Anthem Silver HMO 1500/30%/6550 Your Network: California Care HMO This summary of benefits is a brief outline of coverage, designed to help you with the selection process. This summary does

More information

Health Insurance Overview

Health Insurance Overview Spotsylvania County Open Enrollment August 10 to 28, 2015 Plan Year: October 1, 2015 to September 30, 2016 Health Insurance Overview All Full Time employees are eligible to participate in the County Health

More information

UnitedHealthcare Insurance Company of the River Valley Attachment D - Schedule of Benefits

UnitedHealthcare Insurance Company of the River Valley Attachment D - Schedule of Benefits UnitedHealthcare Insurance Company of the River Valley Attachment D - Schedule of Benefits Please refer to your Provider Directory for listings of Participating Physicians, Hospitals, and other Providers.

More information

Independent Health s Medicare Passport Advantage (PPO)

Independent Health s Medicare Passport Advantage (PPO) Independent Health s Medicare Passport Advantage (PPO) (a Medicare Advantage Preferred Provider Organization Option (PPO) offered by INDEPENDENT HEALTH BENEFITS CORPORATION with a Medicare contract) Summary

More information

Anthem Blue Cross Blue Shield St. Charles School District Blue Access & Blue Access Choice PPO Base Plan Coverage Period: 01/01/2015-12/31/2015

Anthem Blue Cross Blue Shield St. Charles School District Blue Access & Blue Access Choice PPO Base Plan Coverage Period: 01/01/2015-12/31/2015 Anthem Blue Cross Blue Shield St. Charles School District Blue Access & Blue Access Choice PPO Base Plan Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Period: 01/01/2015-12/31/2015

More information

Schedule of Benefits for the MoDOT/MSHP Medical Plan Medicare ASO PPO 20088 Effective 1/1/2016

Schedule of Benefits for the MoDOT/MSHP Medical Plan Medicare ASO PPO 20088 Effective 1/1/2016 Schedule of Benefits for the MoDOT/MSHP Medical Plan Medicare ASO PPO 20088 Effective 1/1/2016 This Schedule of Benefits summarizes your obligation towards the cost of certain covered services. Refer to

More information

HUMANA HEALTH PLAN, INC./HUMANA INSURANCE COMPANY: IN LG NPOS 11 Summary of Benefits and Coverage: What this Plan Covers & What it Costs

HUMANA HEALTH PLAN, INC./HUMANA INSURANCE COMPANY: IN LG NPOS 11 Summary of Benefits and Coverage: What this Plan Covers & What it Costs SBC0041W082720130944 HUMANA HEALTH PLAN, INC./HUMANA INSURANCE COMPANY: IN LG NPOS 11 Summary of Benefits and Coverage: What this Plan Covers & What it Costs Coverage Date: Beginning on or after 01/01/2015

More information

SUMMARY OF MARYLAND STATE EMPLOYEES & RETIREES BEHAVIORAL HEALTH PLAN

SUMMARY OF MARYLAND STATE EMPLOYEES & RETIREES BEHAVIORAL HEALTH PLAN SUMMARY OF MARYLAND STATE EMPLOYEES & RETIREES BEHAVIORAL HEALTH PLAN January 1, 2014-December 31, 2014 Call APS Healthcare Toll-Free: 1-877-239-1458 Customer Service for Hearing Impaired TTY: 1-877-334-0489

More information

Piedmont WellStar Medicare Choice (HMO) offered by Piedmont WellStar HealthPlans, Inc.

Piedmont WellStar Medicare Choice (HMO) offered by Piedmont WellStar HealthPlans, Inc. Piedmont WellStar Medicare Choice (HMO) offered by Piedmont WellStar HealthPlans, Inc. Annual Notice of Changes for 2015 You are currently enrolled as a member of Piedmont WellStar Medicare Choice HMO.

More information

Arizona State Retirement System Plan Benefit Information for Medicare Eligible Members

Arizona State Retirement System Plan Benefit Information for Medicare Eligible Members Arizona State Retirement System Plan Benefit Information for Medicare Eligible Members Benefits Effective January 1, 2012 UHAZ12HM3349753_000 H0303_110818_013543 Summary of the UnitedHealthcare plans

More information

FIRSTCAROLINACARE INSURANCE COMPANY 2015 Summary of Benefits. FirstMedicare Direct PPO Plus (PPO)

FIRSTCAROLINACARE INSURANCE COMPANY 2015 Summary of Benefits. FirstMedicare Direct PPO Plus (PPO) FIRSTCAROLINACARE INSURANCE COMPANY 2015 Summary of Benefits FirstMedicare Direct PPO Plus (PPO) Chatham, Hoke, Lee, Montgomery, Moore, Richmond, Scotland Counties 1 P age SECTION I - INTRODUCTION TO SUMMARY

More information

National PPO 1000. PPO Schedule of Payments (Maryland Small Group)

National PPO 1000. PPO Schedule of Payments (Maryland Small Group) PPO Schedule of Payments (Maryland Small Group) National PPO 1000 The benefits outlined in this Schedule are in addition to the benefits offered under Coventry Health & Life Insurance Company Small Employer

More information

Cost Sharing Definitions

Cost Sharing Definitions SU Pro ( and ) Annual Deductible 1 Coinsurance Cost Sharing Definitions $200 per individual with a maximum of $400 for a family 5% of allowable amount for inpatient hospitalization - or - 50% of allowable

More information

!"#$%$&!"'()*+,-".-,/ &01*+("12"31+4156"$,+0"!*7("819".5(<(/4*<("&,5( :(()";(,-40"&,5( !"#$%$&!",/)"'()*+,5(

!#$%$&!'()*+,-.-,/ &01*+(1231+4156$,+0!*7(819.5(<(/4*<(&,5( :(();(,-40&,5( !#$%$&!,/)'()*+,5( submitted anytime during the year to your institution HR/Benefits Office, and the tobacco premium will be waived beginning the first of the month following submission of the form. Important: A member is

More information

NYU HOSPITALS CENTER. Retirement Plan. Your Health & Welfare Plan Benefits

NYU HOSPITALS CENTER. Retirement Plan. Your Health & Welfare Plan Benefits NYU HOSPITALS CENTER Retirement Plan Your Health & Welfare Plan Benefits 1 What s Inside Welcome to the NYU Hospitals Center Retiree Health & Welfare Program Retiree Health & Welfare Benefits At-A-Glance...

More information

Your worldwide partner in health

Your worldwide partner in health Your worldwide partner in health M o b i l e h e a lt h c a r e p l a n Aetna Global Benefits 46.02.343.1-LA (2/11) Global health insurance that travels with Plan Highlights Worldwide coverage US$2,000,000

More information

PREFERRED PROVIDER ORGANIZATION (PPO) HEALTH CARE PLAN $2,600/$5,200 DEDUCTIBLE HDHP PLAN

PREFERRED PROVIDER ORGANIZATION (PPO) HEALTH CARE PLAN $2,600/$5,200 DEDUCTIBLE HDHP PLAN PREFERRED PROVIDER ORGANIZATION (PPO) HEALTH CARE PLAN $2,600/$5,200 DEDUCTIBLE HDHP PLAN For Faculty and Staff of: (herein called the Plan Administrator or the Employer) 2015, Blue Cross and Blue Shield

More information

Michigan Electrical Employees Health Plan Benefits & Eligibility-at-a Glance Supplement to Medicare - Medicare Enrollees

Michigan Electrical Employees Health Plan Benefits & Eligibility-at-a Glance Supplement to Medicare - Medicare Enrollees Medicare Coverage BCBSM Supp Coverage Preventive Services 12 months, if age 50 and older Colonoscopy - one per calendar year 1 0 years (if at high risk every 24 months) approved amount**, once per flu

More information

Essentials Choice Rx 24 (HMO-POS) offered by PacificSource Medicare

Essentials Choice Rx 24 (HMO-POS) offered by PacificSource Medicare Essentials Choice Rx 24 (HMO-POS) offered by PacificSource Medicare Annual Notice of Changes for 2016 You are currently enrolled as a member of Essentials Choice Rx 24 (HMO-POS). Next year, there will

More information

PLAN DESIGN AND BENEFITS AETNA LIFE INSURANCE COMPANY - Insured

PLAN DESIGN AND BENEFITS AETNA LIFE INSURANCE COMPANY - Insured PLAN FEATURES Deductible (per calendar year) Individual $750 Individual $1,500 Family $2,250 Family $4,500 All covered expenses accumulate simultaneously toward both the preferred and non-preferred Deductible.

More information

Dickinson Wright, PLLC 03956-006

Dickinson Wright, PLLC 03956-006 Dickinson Wright, PLLC 03956-006 Flexible Blue SM Plan 3 Medical Coverage with Preventive Care and Mammography Benefits Benefits-at-a-Glance This is intended as an easy-to-read summary and provides only

More information

2015 Summary of Benefits

2015 Summary of Benefits 2015 Summary of Benefits Effective January 1, 2015, through December 31, 2015 H3952 Y0041_H3952_KS_15_18734 Accepted 09/01/2014 Section I: Introduction to Summary of Benefits You have choices about how

More information

Summary of PNM Resources Health Care Benefits Active Employees 2011

Summary of PNM Resources Health Care Benefits Active Employees 2011 of PNM Resources Health Care Benefits Active Employees 2011 The following charts show deductibles, limits, benefit levels and amounts for the PNM Resources medical, dental and vision programs. For more

More information

CLAIM FORM REQUIREMENTS

CLAIM FORM REQUIREMENTS CLAIM FORM REQUIREMENTS When billing for services, please pay attention to the following points: Submit claims on a current CMS 1500 or UB04 form. Please include the following information: 1. Patient s

More information

100% Percentage at which the Fund will reimburse Fund Administration

100% Percentage at which the Fund will reimburse Fund Administration FUND FEATURES HealthFund Amount $500 Employee $1,000 Employee + 1 Dependent $1,000 Employee + 2 Dependents $1,000 Family Amount contributed to the Fund by the employer Fund amount reflected is on a per

More information

PLAN DESIGN AND BENEFITS - Tx OAMC Basic 2500-10 PREFERRED CARE

PLAN DESIGN AND BENEFITS - Tx OAMC Basic 2500-10 PREFERRED CARE PLAN FEATURES Deductible (per calendar year) $2,500 Individual $4,000 Individual $7,500 Family $12,000 Family 3 Individuals per Family 3 Individuals per Family Unless otherwise indicated, the Deductible

More information

January 1, 2015 December 31, 2015

January 1, 2015 December 31, 2015 BLUESHIELD FOREVER BLUE MEDICARE PPO VALUE AND BLUESHIELD MEDICARE PPO 750 (PPO) (a Medicare Advantage Preferred Provider Organization (PPO) offered by HEALTHNOW NEW YORK INC. with a Medicare contract)

More information

NATIONWIDE INSURANCE $20-40 / 250A NATIONAL MANAGED CARE SCHEDULE OF BENEFITS

NATIONWIDE INSURANCE $20-40 / 250A NATIONAL MANAGED CARE SCHEDULE OF BENEFITS WASHINGTON NATIONWIDE INSURANCE $20-40 / 250A NATIONAL MANAGED CARE SCHEDULE OF BENEFITS General Features Calendar Year Deductible Lifetime Benefit Maximum (Does not apply to Chemical Dependency) ($5,000.00

More information