A-NOV15. Let s keep it simple. Non-medical insurance solutions for your hard-to-insure clients
|
|
- Lorin Lindsey
- 8 years ago
- Views:
Transcription
1 A-NOV15 Let s keep it simple Non-medical insurance solutions for your hard-to-insure clients
2 Because You like Simple! SIMPLE PRODUCTS When it comes to buying a financial product such as life insurance, your clients will want to buy something they understand. With guaranteed premiums, guaranteed benefits and guaranteed cash values*, our non-medical products are easy to explain and to obtain. *Refer to the product details to see which products offer cash values. SIMPLE QUESTIONS Our eligibility questions are straightforward. Plus, many of our products feature the same questions, making your work simpler. You have direct access to our in-house underwriting team should you wish to discuss a particular file: underwriting@assumption.ca. SIMPLE PROCESS Whether you work on a desktop, laptop or tablet, you can complete illustrations and applications with our electronic sales platform, Lia (Life Insurance Anywhere). Its easy step-by-step approach ensures the applications you send are complete and processed within hours*! *For our simplified products.
3 Product Checklist InstaTerm InstaTerm Deferred Golden Protection Golden Protection Deferred Total Protection Issue Ages Coverage $50,000 - $150,000 $50,000 - $100,000 $1,000 - $1,000 - $100,000 $50,000 $1,000 - $50,000 $5,000 - $50,000 Term Insurance (10 or 20 years) Permanent Life Insurance 20-pay Option 2-Year Waiting Period Renewable Conversion Option Guaranteed Cash Values Reduced Paid-Up Option Accidental Death Benefit Accidental Death and Dismemberment Coverage Transportation Benefit Living Benefit (50%, Terminal Illness) RIDERS* Accidental Death Child Insurance Benefit Accidental Fracture Plus *Life insurance riders are also available on these products. Please consult our product guides for more details.
4 WHICH PRODUCT works Best for YOUR CLIENT? Start Is your client looking for Term Insurance? Is your client under 40 years of age and high risk? Has your client been declined for insurance in the past 2 years by a company other than Assumption Life? No No No InstaTerm Deferred may be a Has your client been declined for insurance in the past 2 years by a company other than Assumption Life? No Total Protection may be a Golden Protection Deferred may be a good fit for your client. Golden Protection may be a InstaTerm may be a
5 Product Features Term life insurance with level sum insured. Immediate coverage. No medical exam, no blood tests, no APS. Terminal illness benefit. Guaranteed level premiums for the term selected. Underwritten at time of application. Available as an individual policy or as a rider. Has your client been declined for insurance in the past 2 years? Try InstaTerm Deferred. Permanent life insurance with guaranteed amount payable upon death. Issued with very limited proof of insurability. No medical exam, no blood tests, no APS. Terminal illness benefit. Guaranteed level premiums payable for life. Premiums will never increase. Underwritten at time of application. Available as an individual policy or as a rider. Only 3 medical questions. Don t forget the option of combining Golden Protection and InstaTerm to maximize your client s coverage. Permanent life insurance. Immediate coverage. Level and guaranteed insurance amount payable upon death. Limited proof of insurability. No medical exam, no blood tests, no APS. Terminal illness benefit. Guaranteed level premiums payable over a 20-year period or until insured s attained age 100. Premiums will never increase. Underwritten at time of application. Available as an individual policy or as a rider. Has your client been declined for insurance in the past 2 years? Try Golden Protection Deferred. Marketing support Visit producerscorner.ca to access marketing tools such as: Prospecting letters to start a conversation with your clients. Information handouts that can be customized with your contact info. Useful and fun videos that you can send to your target clients. All products are subject to limits, reductions or exclusions (see contract for further details).
6 Have you met Lia? Assumption Life s electronic sales platform, Lia, will simplify the way you do business. It works with any device, online as well as offline. This broker-tested and approved tool lets you: Quote and submit life insurance applications with a single tool. Add a life rider on an existing policy, e.g., an InstaTerm on an existing Golden Protection! Store your applications on cloud technology and access them from any device on which Lia is installed, e.g., start an application on your laptop and complete it on your tablet. Gain direct access to our Producer s Corner. Best of all, the system is error proof for faster processing and faster pay! Download Now! Here s your team! Pamela Kwiatkowski National Sales Manager pamela@assumption.ca John K. Coughlan Regional Sales Manager Atlantic Provinces john.coughlan@assumption.ca Daniel Rouillard Regional Sales Manager Quebec daniel.rouillard@assumption.ca Jennifer Koshul Regional Sales Manager Ontario jennifer@assumption.ca Shawn Redford Regional Sales Manager Ontario shawn@assumption.ca Yvonne Winkler Regional Sales Manager Western Canada yvonne@assumption.ca Michael Ricketts Regional Sales Manager British Columbia michael@assumption.ca
Simply the smart way to do business!
Simply the smart way to do business! INDIVIDUAL LIFE BROCHURE 4600-00A-NOV15 Great reasons why doing business with us is easy! Great Personal Service Our relationship with you is our priority. Great customer
More informationNon-medical life insurance doesn t get easier than this
Non-medical life insurance doesn t get easier than this FROM THE EXPERTS IN NON-MEDICAL LIFE INSURANCE As Canada s experts in non-medical life insurance, Canada Protection Plan helps you provide your current
More informationPurposes of life insurance include providing financial security, funding business continuation and satisfying estate tax requirements among others.
Life Insurance Frequently Asked Questions What is life insurance? Life insurance is a contract between an insurance company and the insurance policy owner(s). The insurance company pays a cash amount or
More informationASSUMPTION LIFE PARPLUS. Participating Whole Life Insurance
ASSUMPTION LIFE PARPLUS Participating Whole Life Insurance Features Issue ages Premium payment period Minimum sum insured Maximum sum insured Banding Annual fees Guaranteed cash values Riders Dividend
More informationLIFE INSURANCE TERMS
LIFE INSURANCE TERMS Insured The insured is the covered individual on any life insurance policy. The insurance policy covers the life of the insured. Insurability Insurability refers to an individual's
More information4794-00A-MAR15. Product Brochure
4794-00A-MAR15 Product Brochure ParPlus & ParPlus Junior Assumption Life, one of the few remaining mutual life insurance companies in Canada, is proud to offer its latest participating life insurance products
More information10-, 20-, 25- and 30-year guaranteed level term life insurance. Face Amounts. Certificate Fees. Modal Factors. Underwriting Classes.
Lifefirst Level Term Life Insurance 0-, 0-, 5- and 0-year guaranteed level term life insurance. Convertability Built-in Benefits Level (reduced by loan or Critical Illness Rider benefits paid) Prior to
More informationParticipating life insurance
Participating life insurance Wealth Achiever Estate Achiever Canada Life offers two participating life insurance products from which to choose: Wealth Achiever and Estate Achiever. Both combine the strength
More informationSimplified Issue Products
Life Insurance Made Easy Simplified Issue Products Almost ½ of Canadian households admit to being underinsured 45 % an individual policy 20 % of households have no insurance at all! Only23 % of all households
More informationTen Year Term Life Insurance Renewable Term
Ten Year Term Life Insurance Renewable Term Premiums are Guaranteed for the Life of the Contract Convertible Non-Participating Western Life Assurance Company P.O. Box 3300 Winnipeg, Manitoba R3C 5S2 A
More informationSage NLUL. No Lapse Universal Life Insurance CONSUMER BROCHURE
Sage NLUL No Lapse Universal Life Insurance CONSUMER BROCHURE The best lives are built on the strongest foundations. Sage NLUL Consumer Brochure Wise Financial Thinking for Life Sagicor Life Insurance
More informationTerm Life Insurance. Permanent Life Insurance PRODUCT GUIDE 4987-02A-JUL14. LifePhases is marketed through PPI Solutions.
Term Life Insurance Permanent Life Insurance PRODUCT GUIDE 4987-02A-JUL14 LifePhases is marketed through PPI Solutions. This document is a summary of the various features of the LifePhases and LifePhases
More informationA whole family of products to discover
A whole family of products to discover Life insurance products For all term and permanent coverage insurance products, with the exception of the Children s Life Insurance rider, the following benefit is
More informationRockford Public Schools District 205 Benefits Enrollment Presentation. Underwritten by: United of Omaha Life Insurance Company
Rockford Public Schools District 205 Benefits Enrollment Presentation Underwritten by: United of Omaha Life Insurance Company 15184 Topics Benefits and features How to enroll for coverage Questions What
More informationprosperity TERM RIDER Renewable and Convertible 10 Year Term
ADDITIONAL COVERAGE RIDER forming a part of Policy JZPRT4006 issued by Transamerica Life Canada Life Insured: DIEKDIKK WOODS Rider Issue Date: FEBRUARY 24, 2014 Definitions For the purposes of this Rider:
More informationLife Insurance for Accountants: A Whitepaper Comparison on AICPA Term Rates vs. Market Rates BROOKFIELD
Life Insurance for Accountants: A Whitepaper Comparison on AICPA Term Rates vs. Market Rates BROOKFIELD INSURANCE PARTNERS The Trusted Partner to Insurance and Financial Professionals As financial professionals,
More informationSage NLUL. No Lapse Universal Life Insurance CONSUMER BROCHURE
Sage NLUL No Lapse Universal Life Insurance CONSUMER BROCHURE The best lives are built on the strongest foundations. Sage NLUL Consumer Brochure Wise Financial Thinking for Life Sagicor Life Insurance
More informationWealth Achiever participating life insurance illustration Max 20
Wealth Achiever participating life insurance illustration Max 20 Canada Life's permanent participating life insurance gives you a foundation of basic cash value that is guaranteed, tax-advantaged growth,
More informationParticipating Whole Life Insurance PRODUCT GUIDE 4789-00A-FEB16
Participating Whole Life Insurance PRODUCT GUIDE 4789-00A-FEB16 ASSUMPTION LIFE PARPLUS This document is a summary of the various features of Assumption Life's products. It is neither a contract nor an
More informationWhat is Secure Joint Life Plan?
Jubilee Life s Secure Joint Life Plan gives you and your family total financial security and peace of mind while providing life insurance coverage to two lives simultaneously. It provides you a solution
More informationTerm life insurance. from Great-West Life. Cost-effective, flexible and convertible coverage
Term life insurance from Great-West Life Cost-effective, flexible and convertible coverage It s about your needs Convert to a longer term If you elect a term 10 life insurance policy, you can convert to
More informationGROUP INSURANCE BENEFITS ELIGIBILITY
GROUP INSURANCE BENEFITS ELIGIBILITY You must be a member of RTO/ERO, permanently residing in Canada and covered by your Government Health Insurance Plan (GHIP), to be eligible to participate in our insurance
More informationESTATEMAX PRODUCT GUIDE
ESTATEMAX PRODUCT GUIDE Permanent Participating Life Insurance Planning Your Future FOR ADVISOR USE ONLY HIGHLIGHTS Premium Options EstateMax 100 EstateMax 20 Pay Coverage Options Single Life Joint First
More informationLife Insurance for Accountants: A Whitepaper Comparison on AICPA Term Rates vs. Market Rates BROOKFIELD
Life Insurance for Accountants: A Whitepaper Comparison on AICPA Term Rates vs. Market Rates BROOKFIELD INSURANCE PARTNERS The Trusted Partner to Insurance and Financial Professionals As financial professionals,
More informationAGENTS GUIDE TO SELLING THIS PRODUCT
Term Life Insurance AGENTS GUIDE TO SELLING THIS PRODUCT Taking Care of Your Financial Security Now www.unitedhomelife.com 800-428-3001 Term Life Insurance Our term life insurance portfolio offers a variety
More informationLa Capitale Rent Insurance Review
Rent Insurance Life insurance to protect your capacity to pay your rent Rent Insurance A fixed monthly income to preserve your quality of life Everybody knows that homeowners can take out insurance to
More informationMortgage Insurance Solutions. Advisor Guide
Mortgage Insurance Solutions Advisor Guide Table of Contents The Opportunity 2 The Solution 3 Case Study 4 Mortgage Critical Illness Insurance and your money back! 5 The Results 6 Preparing a Quote 7 The
More informationState Employees and Teachers
State Employees and Teachers Supplemental Life Insurance Program Offered by F0272 0414 Not Affiliated with the Government Needs Analysis Survivor s Income Life Insurance How well will you live when you
More informationAdvisor Sales Guide. insurenow insurenow Plus. Fast. Flexible. Forward thinking. FOR ADVISOR USE ONLY
Advisor Sales Guide insurenow insurenow Plus Fast. Flexible. Forward thinking. FOR ADVISOR USE ONLY TABLE OF CONTENTS Introduction...1 Target market...2 It s Fast...2 It s Flexible...2 It s Forward Thinking...4
More informationStraightforward, assured life insurance that keeps pace with your life. assuresm. life WASHINGTON NATIONAL LA-BR
Straightforward, assured life insurance that keeps pace with your life life WASHINGTON NATIONAL assuresm LA-BR Life insurance to age 98 without lifelong premiums Washington National Life Assure SM offers
More informationLIFE INSURANCE DISCLOSURE FORM
Page 1 of 6 LIFE INSURANCE DISCLOSURE FORM If you are replacing a current insurance policy, you should be given this form before you fill out an application for the new insurance. The form outlines some
More informationNautical Term. Just add life. CLIENT GUIDE CL 5.1387 (06/09)
Nautical Term RENEWABLE AND CONVERTIBLE TERM LIFE CLIENT GUIDE CL 5.1387 (06/09) Just add life. Create a customized solution for building a solid financial foundation. Benefits of Nautical Term Life Insurance
More informationTerm insurance from Transamerica Life Canada. Every life has a story. CLIENT GUIDE
Term insurance from Transamerica Life Canada Every life has a story. CLIENT GUIDE Do I need term life insurance? Owning adequate life insurance will help protect your family. In the event of your death,
More informationPacific Prime sm Term
Pacific Prime sm Term Life Insurance Available in 10-, 15-, 20-, and 30-Year Level Premium Periods Product Guide for Life Insurance Producers Highlights $250,000 for $10 a Month Sample of Pacific PRIME
More information20.10 Protection - What is It?
Life insurance 20.10 Protection 20-Year Term, 10-Year Option Term life insurance 20.10 Protection Coverage that gives you double the benefits! A unique product, 20.10 Protection is term life insurance
More informationAG ROP Select-a-Term Level-Premium Endowment Term Insurance FINANCIAL PROFESSIONAL GUIDE
AG ROP Select-a-Term Level-Premium Endowment Term Insurance FINANCIAL PROFESSIONAL GUIDE Policies issued by: American General Life Insurance Company FOR FINANCIAL PROFESSIONAL USE ONLY-NOT FOR PUBLIC DISTRIBUTION
More informationONE YEAR TERM INSURANCE RIDER WITH TARGET FACE AMOUNT
ONE YEAR TERM INSURANCE RIDER WITH TARGET FACE AMOUNT While this rider is in force, any dividend credited to this policy will be used to purchase a combination of one year term insurance (OYT) and Dividend
More informationWe understand you want to enhance your protection while enjoying yearly cashback
SAVE We understand you want to enhance your protection while enjoying yearly cashback PRUflexicash protection plus Step closer to achieving your savings goals with our PRUflexicash protection plus endowment
More informationLife Insurance Endorsements - Basic Benefit and Disability
A-301 1 st Edition, 2008 (Updated: December 2012) Chapter 3 General Clauses of a Contract 107 3.4. Benefits and endorsements 3.4.1. Basic benefit In simple terms, the basic benefit means the insured risk.
More informationTerm Life Insurance for Individuals. LifeEssentials Valuable Protection for You and Your Family
Term Life Insurance for Individuals LifeEssentials Valuable Protection for You and Your Family Sound, Flexible Coverage from the Company You Know and Trust. Smart, customized plans you can count on. At
More information... ... Guide to Group 10-Year Level Term Life Insurance N S P E ...
Guide to Group 10-Year Level Term Life Insurance Answers to Your Questions About Group 10-Year Level Term Life Insurance What exactly do you mean by 10-Year Level Term? When you buy Level Term life insurance,
More informationA CLOSER LOOK AT LIFE INSURANCE
Equitable Life offers term plans, a participating whole life plan, a non-participating whole life plan and two universal life plans. This chart takes a closer look at and highlights some of the key differences
More informationForesters Lifefirst Non-Medical Term Insurance
Special offer extended by popular demand Foresters Lifefirst Non-Medical Term Insurance Now available up to $350,000 Available through to age 55 No exams, no fluids, no APS, no routine PHIs No cost annualization
More informationQUICK NOTES SUPPLEMENTAL STUDY GUIDE NEW JERSEY
QUICK NOTES SUPPLEMENTAL STUDY GUIDE NEW JERSEY A REVIEW SUPPLEMENT FOR THE NEW JERSEY LIFE, ACCIDENT & HEALTH STATE LICENSING EXAM (April 2016 Edition) What is Insurance Schools Quick Notes Supplemental
More informationYour guide to Canada Life s participating life insurance. Estate Achiever Wealth Achiever
Your guide to Canada Life s participating life insurance Estate Achiever Wealth Achiever This guide provides an overview of key features of participating life insurance products offered by Canada Life.
More informationYou may elect coverage under each benefit separately or elect coverage under a combination of benefits.
All college retirees 1 Academic, Support and Administrative are covered under this plan. These benefits may be changed from time to time by the College Compensation and Appointments Council (Council).
More informationHidden Gems & Quick Issue Term (QIT) Pete Roch CFP, RHU Director, Individual Insurance - Western Ontario 1
Hidden Gems & Quick Issue Term (QIT) Pete Roch CFP, RHU Director, Individual Insurance - Western Ontario 1 Important information We've provided written material with this oral presentation to make it easier
More informationthe importance of Planning Ahead TRENDSETTER TERM LIFE INSURANCE
the importance of Planning Ahead TRENDSETTER TERM LIFE INSURANCE Studies show that a staggering 7 out of 10 families with children under 18 would have trouble paying the bills if the household breadwinner
More informationHorizon Universal Life Insurance
Horizon Universal Life Insurance Discover More In Life 63992 MK3227(0209) TC46323(0209) Experience Life Now you can protect your home, family, business and future all in one policy. If your need is death
More informationA member must be insured under this plan or under G-3900 or G-29500 or be uninsurable in order to insure a spouse.
Q: 1) Who can get OMA Flex-Term Life*? Members of the Ontario Medical Association, Doctors Nova Scotia, New Brunswick Medical Society, Medical Society of Prince Edward Island or Newfoundland and Labrador
More informationIndividual life, critical illness and disability insurance. Questionnaire for people new to Canada
Individual life, critical illness and disability insurance Questionnaire for people new to Canada Use this checklist and questionnaire together with our underwriting guidelines to help determine the eligibility
More informationNWL ACCUMULATOR. A Word to Our Customer. Product Highlights: Payroll Deduction Universal Life Insurance For At Work Employees and their Families
Payroll Deduction Universal Life Insurance For At Work Employees and their Families NWL ACCUMULATOR Policy Form 01-1120-00 and State Variations A Word to Our Customer Product Highlights: Affordable Protection
More informationNew Vantage Whole Life Insurance
New Vantage Whole Life Insurance Agent Training For Producer Use Only This presentation is intended for producer use only and should not be disclosed to the public. The information contained in this presentation
More informationLAFRA LONG TERM CARE FREQUENTLY ASKED QUESTIONS (FAQs)
LAFRA LONG TERM CARE FREQUENTLY ASKED QUESTIONS (FAQs) WHO IS ELIGIBILE? Active Members participating in the PPO plan (Core plan is paid for by LAFRA) Retirees participating in the PPO plan (receive $9.15
More informationQuestions) National)Life)Group) Fidelity)Life) Sagicor)
Featured Carriers Questions) National)Life)Group) Fidelity)Life) Sagicor) Is)a)Medical) Exam)Required?) NoMedicalExamis required. NoMedicalExamisrequired. NoMedicalExamis required. How)long)will) the)application)
More informationWe understand you want to provide lifelong protection for you and your family
PROTECT We understand you want to provide lifelong protection for you and your family PRUlife Be prepared for the unexpected You have plans and you work hard to shape your future, be it getting married,
More informationLIFE INSURANCE KEY FACTS
GENERAL INSURANCE CONCEPTS LIFE INSURANCE KEY FACTS A condition that could result in a loss is known as an EXPOSURE. An insurer is responsible for all acts of their agents as long as the agent operates
More informationHow To Get A 50+ Group Life Insurance Plan From Usa.Org
USBA 50+ Group Whole Life Insurance Plan If you re age 50 or older and want permanent lifetime coverage with cash value and guarantees, Fifty Plus Group Whole Life is recommended for you. You can buy it
More informationAssurity Life s Critical Illness Insurance, NonMed Term 350, and Simplified Whole Life Insurance Products. USBI# 948566 062414 A219-1013 (Rev.
Assurity Life s Critical Illness Insurance, NonMed Term 350, and Simplified Whole Life Insurance Products USBI# 948566 062414 A219-1013 (Rev. 12/13) Critical Illness Why Critical Illness Insurance What
More informationPROTECTION. COMMITMENT. STABILITY.
ACS GROUP 10-YEAR LEVEL TERM LIFE Underwritten by New York Life Insurance Company PROTECTION. COMMITMENT. STABILITY. Did you know that half of American households lack adequate life insurance coverage?
More informationLiving Benefits Insurance Sales Increasing your Batting Average!
Living Benefits Insurance Sales Increasing your Batting Average! The elephant, symbol of our 100 years of strength and longevity Ken Godfray Director of Sales, Alberta 1 A partner you can trust Who s on
More informationFOUNDATIONAL LIFE FOUNDATIONAL LIFE. Representative Guide
FOUNDATIONAL LIFE FOUNDATIONAL LIFE Representative Guide Contents What is Foundational Life insurance?............................. 3 Why is it Unique?...................................................
More informationGROUP TERM LIFE INSURANCE
EXCLUSIVE MEMBER BENEFIT! GROUP TERM LIFE INSURANCE for Pennsylvania Bar Association Members, their Families and their Employees Nothing can replace the loss of a loved one, but carefully chosen life insurance
More informationPROTECTION. COMMITMENT. STABILITY.
ACS GROUP 20-YEAR LEVEL TERM LIFE Underwritten by New York Life Insurance Company PROTECTION. COMMITMENT. STABILITY. Did you know that 2/3 of Americans believe that life insurance gives people peace of
More informationUSBA Wise Choice Generation 3 SM Group Blended Life Insurance Plan
USBA Wise Choice Generation 3 SM Group Blended Life Insurance Plan USBA Wise Choice Generation 3 SM Group Blended a whole new way to look at life insurance. First there was term life insurance, then came
More informationrenewable term Your Guide to Wawanesa Life s LifeStyle Term Plan
renewable term Your Guide to Wawanesa Life s LifeStyle Term Plan LIFESTYLE TERM What is Wawanesa Life s LifeStyle Term plan? The LifeStyle Term plan consists of 10, 20 or 30-year renewable and convertible
More informationLife Insurance Portfolio AT A GLANCE SUN LIFE FINANCIAL
ADVISOR USE ONLY Life Insurance Portfolio AT A GLANCE SUN LIFE FINANCIAL SunTerm Sun Limited Pay Life SunUniversalLife and SunUniversalLife Max Sun Par Protector Sun Par Accumulator You can meet your clients
More informationSECTION IV LIFE INSURANCE. A. Life Insurance Benefits Full-Time Employees B. Life Insurance Benefits Part-Time Employees
SECTION IV LIFE INSURANCE A. Life Insurance Benefits Full-Time Employees B. Life Insurance Benefits Part-Time Employees 47 Where To Call Member Services Department (646) 473-9200 Call Member Services:
More informationUSBA Life-Time Value Group Whole Life Insurance Plan
USBA Life-Time Value Group Whole Life Insurance Plan If you want permanent lifetime coverage with guaranteed rates, guaranteed benefits, and a guaranteed schedule of cash value, USBA Life-Time Value Group
More informationSection. Group Universal Life Insurance
Section C Group Universal Life Insurance Section Background...C. 1 page Eligibility...C. 1 Effective Date of Coverage...C. 1 Coverage Options for the Member...C. 2 Coverage Increase Opportunity for the
More informationFor advisor use only Insurance Advisor Guide
For advisor use only Insurance Advisor Guide Term 10 and Term 20 2 RBC Insurance Many people day work hard at leading a healthy lifestyle. RBC Insurance recognizes that fact and offers insurance products
More informationTERM INSURANCE. term FOR ADVISOR USE ONLY
TERM INSURANCE FOR ADVISOR USE ONLY ABOUT EQUITABLE LIFE OF CANADA Equitable Life is one of Canada s largest mutual life insurance companies. For generations we ve provided policyholders with sound financial
More informationVantagePoint SM. Genworth Life and Annuity Insurance Company Genworth Life Insurance Company. with Return of Premium. Underwritten by: Lynchburg, VA
VantagePoint SM Term Life Insurance with Return of Premium Underwritten by: Genworth Life and Annuity Insurance Company Genworth Life Insurance Company Lynchburg, VA 44453 10/27/08 Why you need life insurance?
More informationTHE EMPIRE LIFE INSURANCE COMPANY TRILOGY. Policy Summary
Policy Summary This Policy Summary is dated June 1, 2012. When you make a change to your Contract, we will issue a new version of these pages. The Policy Summary with the most recent date replaces any
More informationMetLife Term Life Insurance Plan
MetLife Term Life Insurance Plan Basic Employee Life & AD&D Insurance Optional Employee Life & AD&D Insurance Basic Employee Life & AD&D Insurance This insurance is payable for death from any cause to
More informationTERM LIFE ANSWERS Providing answers for life s needs. Term Life Answers. 30 Year Term Life Insurance Policy
UNITED of OMAHA LIFE INSURANCE COMPANY TERM LIFE ANSWERS Providing answers for life s needs. Term Life Answers 3 Year Term Life Insurance Policy Premium Quote Prepared for: Presented by: Laddering Term
More informationGROUP 10-YEAR LEVEL TERM LIFE INSURANCE
GROUP 10-YEAR LEVEL TERM LIFE INSURANCE Why purchase 10-Year Level Term Life Insurance through Real Estate Appraisers Group Insurance Trust (REAGIT)? With REAGIT Group 10-Year Level Term Life Insurance,
More informationBENEFIT & RIDER ADDITIONAL SUMMARY
ADDITIONAL BENEFIT & RIDER SUMMARY Benefits Discussed AD&D Child CI Rider Child Life Rider Guaranteed Insurability Payor Death & Disability Waiver of Planned Premium Waiver of Premium Summary Of Additional
More informationWest Coast Life Focus SM Term Life Insurance
West Coast Life Focus SM Term Life Insurance Product Guide WCLLC.1068 (06.09) Why is life insurance important? How Do You Compare to Other Americans? All facts are from LIMRA International s Facts About
More informationHome Certainty Policy Specs
Home Certainty Home Certainty Policy Specs Simplified issue / Non-Med Term Life Insurance 15, 20, 25 & 30 year term periods to choose from Premiums are guaranteed for the full term period Available with
More informationyour ground crew. take care of Canada Board Insurance Products Exclusively for ALPA Members Plan Year 2016 ALPA Canada s Optional Life Insurance Plans
Canada Board Air Line Pilots Association, Int l take care of your ground crew. Insurance Products Exclusively for ALPA Members Plan Year 2016 ALPA Canada s Optional Life Insurance Plans Underwritten by
More informationDiscover What s Possible
Discover What s Possible Whole Life SM Flexible Choice SM Flexible Choice Whole Life for Individuals and Families Life is filled with possibilities As the path of life unfolds, life insurance may be the
More informationCREDIT CARD BALANCE INSURANCE PAYMENT OPTIONS
CREDIT CARD BALANCE INSURANCE PAYMENT OPTIONS About Financial Consumer Agency of Canada (FCAC) With educational materials and interactive tools, the Financial Consumer Agency of Canada (FCAC) provides
More informationGROUP TERM LIFE INSURANCE
Quality Group Life Insurance protection for members of the American Academy of Pediatrics $1,000,000 maximum members and spouses Non-smoker rates Waiver of premium Optional AD&D benefit Accelerated Death
More information10-YEAR AND 20-YEAR LEVEL TERM LIFE INSURANCE PLANS. Underwritten by New York Life Insurance Company. Designed by Veterinarians for Veterinarians
10-YEAR AND 20-YEAR LEVEL TERM LIFE INSURANCE PLANS Designed by Veterinarians for Veterinarians Valuable Benefits. Remarkable Service. Underwritten by New York Life Insurance Company WE VE GOT YOU COVERED
More informationPRODUCT FEATURES AND ATTRIBUTES
Attributes Standard Preferred Death Benefit Structure Level Amount Level Amount Level Amount Premiums Payable all, increasing at 10 yr. renewals Premiums Payable all, increasing at 10 yr. renewals Level
More informationmy Aviva flex and my Aviva products
and my Aviva products For more detailed comparison information on the products available, follow these links GN20704 (05/2015) Life insurance Life insurance through my Aviva flex Life insurance through
More informationPSE Whole Life Illustration
A Life Insurance Policy Illustration PSE Whole Life Illustration Participating Whole Life Insurance Policy Form PSE-WL-01 Initial Face Amount: $ 100,000 Prepared For: Valued Client STATE PLAN VERSION:
More informationForesters Advantage Plus Producer Guide
Foresters Advantage Plus Producer Guide Whole Life Insurance This guide is for information purposes only and is intended to answer your questions and provide ideas to help you sell Foresters Advantage
More informationSECTION C Life Plans
SECTION C Life Plans WL PLAN OR RIDER Premium Information... C - 2 Heritage (WL-05-100)... C - 3 Contender - (WL-05-95)... C - 4 Patriot - (WL-05-75)... C - 5 Sentinel -(WL-05-65)... C - 6 Liberty -(SPWL-05)...
More informationGROUP BENEFIT PROGRAM HIGHLIGHTS
Group Disability GROUP BENEFIT PROGRAM HIGHLIGHTS When the death of a family provider occurs, families find themselves facing not only the loss of a loved one but also the loss of their financial security.
More informationAccidental Death & Dismemberment Conversion Package
Accidental Death & Dismemberment Conversion Package Accidental Death & Dismemberment Conversion Package Converting your Accidental Death & Dismemberment Coverage from the Group Policy to an Individual
More informationPath Protector Whole Life Insurance
Path Protector Whole Life Insurance PARTICIPATING WHOLE LIFE INSURANCE TO AGE 121 ESPECIALLY DESIGNED FOR: 4/20/2015 PRESENTED BY: Lake Worth, Florida 33467 561-329-3344 wcorley@1db.com Underwritten by:
More informationTrendsetter LB (Living Benefits)
Trendsetter LB (Living Benefits) Frequently Asked Questions TABLE OF CONTENTS Why do I need Living Benefits?...1 What are Living Benefits on a Life Insurance Policy and Accelerated Death Benefits?... How
More informationNew York Life Insurance Company Review
ONLY YOU KNOW WHAT MATTERS MOST We re here to help. GROUP 10-YEAR LEVEL TERM LIFE INSURANCE PLAN UNDERWRITTEN BY: New York Life Insurance Company We re committed to providing you with quality protection
More informationPortability and Conversion Side by Side. A Simple Way to Compare Your Options.
EMPLOYEE GUIDE Group Life and Conversion and Conversion Side by Side. A Simple Way to Compare Your Options. Your group life insurance from The Hartford 1 is valuable financial protection for you and your
More informationYour guide to participating life insurance SUN PAR PROTECTOR SUN PAR ACCUMULATOR
Your guide to participating life insurance SUN PAR PROTECTOR SUN PAR ACCUMULATOR Participate in your brighter future with Sun Life Financial. Participating life insurance is a powerful tool that protects
More informationUnited of Omaha Life Insurance Company A Mutual of Omaha Company. voluntary term life insurance. work. for you UGC8914_0409
United of Omaha Life Insurance Company A Mutual of Omaha Company voluntary term life insurance Benefits work that for you UGC8914_0409 Eligibility All full-time employees, who are citizens or permanent
More information