AACRAO Boston, MA 3/1/07

Size: px
Start display at page:

Download "AACRAO Boston, MA 3/1/07"

Transcription

1 AACRAO Boston, MA 3/1/07

2

3

4

5

6

7 TODAY S PROBLEMS CREDENTIAL SERVICES DEGREE MILLS ACADEMIC RECORDS STORAGE ENTITIES CREDENTIAL EVALUATION ENTITIES GRADUATE VERIFICATION ENTITIES ACCREDITATION MILLS COUNTERFEIT DEGREE & TRANSCRIPT COMPANIES

8 WE HAVE AS MANY FLAVORS OF ACCREDITATION MILLS AS

9 ACCREDITATION DEFINED: TO GIVE OFFICIAL AUTHORIZATION TO, OR APPROVAL OF; TO PROVIDE WITH CREDENTIALS; TO RECOGNIZE OR VOUCH FOR AS CONFORMING TO A STANDARD;

10 TO RECOGNIZE (AS AN EDUCATIONAL INSTITUTION) AS MAINTAINING STANDARDS THAT QUALIFY THE GRADUATES FOR ADMISSION TO HIGHER, OR MORE SPECIALIZED INSTITUTIONS FOR PROFESSIONAL PRACTICE; TO CONSIDER OR RECOGNIZE AS OUTSTANDING

11 THE ACT OF GRANTING CREDIT OR RECOGNITION, ESPECIALLY TO AN EDUCATIONAL INSTITUTION THAT MAINTAINS SUITABLE STANDARDS.

12 BENEFITS OF LEGITIMATE ACCREDITATION ASSURES QUALITY OF INSTITUTION ASSISTS IN THE IMPROVEMENT OF INSTITUTIONAL PROGRAMS ACCREDITATION MAKES THE DEGREES PORTABLE

13 ACCREDITATION MILL DEFINED: AN ORGANIZATION NOT RECOGNIZED BY THE U.S. DEPT. OF EDUCATION,NOR BY THE COUNCIL FOR HIGHER EDUCATION ACCREDITATION WHICH GRANTS ACCREDITATION WITHOUT REQUIRING THE PURPORTED COLLEGE OR UNIVERSITY TO MEET GENERALLY ACCEPTED STANDARDS FOR SUCH ACCREDITATION.

14 IT EITHER RECEIVES FEES FROM ITS SO- CALLED ACCREDITED INSTITUTION ON THE BASIS OF FRAUDULENT MISREPRESENTATIONS, OR IT MAKES IT POSSIBLE FOR THE PURPORTED COLLEGE OR UNIVERSITY RECEIVING SUCH ACCREDITATION (OR ITS GRADUATES ) TO PERPETRATE A FRAUD ON THE PUBLIC.

15 ACCREDITATION MILL ODDITIES SINCE IT HAS NO OFFICIAL RECOGNITION, IT CAN NOT IMPART WHAT IT DOES NOT HAVE ON OTHERS OFFERS FAST ACCREDITATION OFFERS PERMANENT OR LIFETIME ACCREDITATION HAS FEW,IF ANY,STANDARDS PUBLISHED FOR ITS ACCREDITATION

16 HAS NO RIGID STANDARDS RELATING TO ACADEMICS OR STAFF NO PROCEDURES IN PLACE TO MEASURE LEVEL OF COMPLIANCE OR ENFORCEMENT PROCEDURES SOMETIMES ACCREDITS SCHOOLS WITHOUT THEIR KNOWLEDGE DOES NOT PERFORM ON SITE INSPECTIONS PRIOR TO GRANTING ACCREDITATION ONLY COMMUNICATES BY MAIL AND TELEPHONE

17 DOES NOT OPERATE AT ARMS LENGTH WITH THE INSTITUTIONS IT ACCREDITS FREQUENTLY MAKES FALSE STATEMENTS REGARDING ITS ADDRESS, OWNERSHIP, STAFF, LENGTH OF TIME IN BUSINESS, SCHOOLS IT ACCREDITS, ETC. SELLS ITS ACCREDITATION FOR A FLAT UP-FRONT FEE SOMETIMES USES ADDRESSES IN WASHINGTON,D.C.,TO IMPLY A GOVERNMENT AFFILIATION,OR NATIONAL IMAGE

18 MAY USE A NAME SIMILAR TO LEGITIMATE ENTITY (DETC VS.IDETC; COPA VS.COPRA, ETC.) MAY PRE-APPROVE A SCHOOL FOR ACCREDITATION - FOR A LIMITED TIME ONLY MISLEADS OR DEFRAUDS GRADUATES OF INSTITUTIONS IT ACCREDITS THROUGH ALL THE ABOVE, MAKES IT POSSIBLE FOR GRADUATES OF ITS ACCREDITED INSTITUTIONS TO DEFRAUD THIRD PARTIES WHO RELY ON THESE DOCUMENTS AND PURPORTED ACCREDITATION.

19 ROLE PLAYED BY ACCREDITATION MILL ADDS APPEARANCE OF LEGITIMACY TO DEGREE MILL SUPPORTS THE CREDIBILITY OF THE SCHOOL VERIFIES ACCREDITATION TO POTENTIAL STUDENTS AND OTHER END USERS

20 HARM DONE BY ACCREDITATION MILL CONFUSES STUDENTS AND THOSE WHO RELY ON THIS ACCREDITATION DEVALUES LEGITIMATE ACCREDITED SCHOOLS DEVALUES LEGITIMATE ACCREDITATION DEFRAUDS STUDENTS AND END USERS

21 WHY DO WE HAVE ACCREDITATION MILLS? WHY GROCERY STORE COUPONS? (SO YOU WILL BUY THE PRODUCT-SAME HERE) AM S ARE STRICKLY A SALES TOOL USED TO SELL THE END PRODUCT (D s & T s) JUST ANOTHER PART OF THE DEGREE MILL SUPPORT NETWORK & TRICKERY OCCURS BECAUSE OF THE PUBLIC S MISUNDERSTANDING OF ACCREDITATION IN GENERAL IN PARTICULAR, FOREIGN STUDENTS.

22 MANY PEOPLE BELIEVE ACCREDITATION IS GIVEN BY THE GOVERNMENT SINCE WE HAVE NO FEDERAL MINISTRY OF EDUCATION AS DO OTHER COUNTRIES THIS CONTRIBUTES TO THE CONFUSION OVER ACCREDITATION THIS OVERALL LACK OF KNOWLEDGE REGARDING ACCREDITATION MAKES STUDENTS & PUBLIC VULNERABLE TO ACCREDITATION SCAMS

23 MANY PEOPLE HAVE READ WARNINGS ABOUT DEGREE MILLS, BUT FEW ABOUT ACCREDITATION MILLS ALSO CONTRIBUTING TO THE GENERAL CONFUSION, IS THE PUBLIC S LACK OF KNOWLEDGE REGARDING THE 8 REGIONAL ENTITIES, SET UP GEOGRAPHICALLY TO ACCREDIT COLLEGES AND UNIVERSITIES IN THEIR REGIONS

24 COMPOUNDING THIS, NUMEROUS DEGREE MILLS EVEN EXPLOIT THIS CONFUSION, BY DISCUSSING ACCREDITATION, SOME SAY, ACCREDITATION IS VERY CONFUSING I CERTAINLY DO NOT THINK SO EITHER YOU HAVE IT, OR YOU DO NOT.

25 WEB SITES CONTRIBUTING TO THIS CONFUSTION BLENDING NAMES OF UNRECOGNIZED ACCREDITING ENTITIES, WITH THOSE OF LEGITIMATE ACCREDITING ENTITIES

26

27

28

29

30 Previously Berne University

31 DMs & AMs are like chameleons-they blend in with their surroundings

32

33

34

35

36

37

38 Is your school Listed as a Member?

39

40

41

42 WHO ARE THESE PEOPLE: ASCAOR-JEFF BIEL,PHIL.,PA., JONATHAN RABINOWITZ,N.Y.C., YEHEZKEL ARMON,JERUSALEM COHL-ZEKE ARMON,JERUSALEM LA UNIV-BRAD CONINGHAM,MIAMI,FL., ZEKE ARMON, JERUSALEM (ARMON LINKS TO CHESHIRE U,LAMBERHURST U,STRASSFORD U,& THORNHILL U,ETAL.) NEW ENGLAND STATE UNIV. - UNKNOWN DOMAINS BY PROXY,SCOTTSDALE,AZ.

43

44 THIS IS WHAT THE ACCREDITATION MILLS/ DEGREE MILLS HAVE TO SAY ABOUT ACCREDITATION >>>>>>>>>>>>>>>>>

45

46

47

48

49

50 Mix recognized & unrecognized together

51

52

53

54

55

56 Is your school one of their 100+ listed members?

57

58

59

60

61 WHO ACCREDITS THE ACCREDITOR? THE ACCREDITATION SPECTRUM INCLUDES: FAKE SHAM UNRECOGNIZED NON-TRADITIONAL RECOGNIZED AND LEGITIMATE MANY ASK, WHO ACCREDITS THE ACCREDITOR?

62

63

64

65

66

67 UNRECOGNIZED ACCREDITING ENTITIES SEE HANDOUT FOR NAMES OF 100+ ENTITIES

68 SOME OTHER UNRECOGNIZED ACCREDITING ENTITES AOAA ASSN. FOR ONLINE ACADEMIC ACCREDITATION BOUA-BOARD OF ONLINE UNIVERSITIES ACCREDITATION UCOEA-UNIVERSAL COUNCIL FOR ONLINE EDUCATION ACCREDITATION AAAOU-INTERNATIONAL ACCREDITATION FOR ONLINE UNIVERSITIES WOEAC-WORLD ONLINE EDUCATION ACCREDITING COMMISSION IOAA-INTERNATIONAL ONLINE ACCREDITING ASSOCIATION

69 ADLP-ASSOCIATION OF DISTANCE LEARNING PROGRAMS (A DIVISION OF NAHE NATIONAL ACADEMY OF HIGHER EDUCATION) CDEA-COUNCIL FOR DISTANCE EDUCATION ACCREDITATION A BRIEF LOOK AT SOME VERBAGE ON THESE WEB SITES

70

71

72

73

74

75

76 Mix real and unreal

77

78

79

80

81

82 Again, mixing recognized & unrecognized entities

83

84

85

86

87

88

89

90

91 Again, hiding phony with real accreditors

92

93 SRU

94

95

96

97

98

99

100

101

102 DECEPTION BY DESIGN THE NAMES USED BY THE ACCREDITATION MILLS COUPLED WITH AN OFFICIAL ADDRESS CONNOTE A BROAD IMAGE OF LEGITIMACY ADD PICTURE OF GOV T. BUILDING, OR LIBRARY EQUALS A NATIONAL/INTERNATIONAL IMAGE

103

104

105

106 MOST INSIDIOUS OF ALL DMs & AMs ST. REGIS UNIVERSITY NATIONAL BOARD OF EDUCATION, INC., (NBOE) 80 BROAD STREET, MONROVIA, LIBERIA NBOE IS RECOGNIZED BY THE EDUCATION MINISTRY OF THE REPUBLIC OF LIBERIA NBOE HAS THE FULL AUTHORITY TO ESTABLISH AND OPERATE ON LINE SCHOOLS AND OTHER EDUCATIONAL ORGANIZATIONS NBOE DESIGNED ITS OWN SEAL OF ACCREDITATION WHICH IT USED AS A BADGE OF HONOR ON VARIOUS WEB SITES SOLD ACCREDITATION FOR $50,000 ($20,000 RENEWAL)

107

108

109 [Robertstown University]

110

111

112

113

114 RECENT EVENTS SUIT BY REGIS UNIVERSITY UNDER COVER OPERATION GOLD SEAL SEARCH WARRANTS EXECUTED INDICTMENTS ISSUED BY FGJ POSITION TAKEN BY LIBERIAN GOV T ALL SCHOOLS, SRU,NBOE, ETC. CLOSED THREE ST. REGIS UNIVERSITY OFFICERS (PROVOST, CHIEF ACADEMIC OFFICER,WEB MASTER) PLEAD GUILTY OCTOBER, 2007 TRIAL - SPOKANE

115 WHAT CAN WE DO ABOUT ACCREDITATION MILLS INCREASE PUBLIC AWARENESS ABOUT ACCREDITATION MILLS EXPOSE EACH NEW MILL TO THE BRIGHT SUNLIGHT NOTIFY AACRAO; CHRONICLE OF HIGHER EDUCATION, LOCAL EDUCATION REPORTER, INTERESTED INVESTIGATIVE REPORTER (TV & PRINT)-THEY MAY WANT TO BUY A DEGREE, ETC. DEMAND SELLERS & USERS BE PROSECUTED SUPPORT H.R.773-DIPLOMA INTEGRITY PROTECTION ACT OF 2007 (FORMERLY H.R IN 2006)

116 CAUGHT USING FALSE CREDENTIALS

GUIDANCE ON DIPLOMA MILLS

GUIDANCE ON DIPLOMA MILLS GUIDANCE ON DIPLOMA MILLS (From: http://www2.ed.gov/students/prep/college/diplomamills/index.html and other cited sources.) What is a diploma mill? The Higher Education Opportunity Act defines a diploma

More information

How to Obtain Authentic International Academic Credentials

How to Obtain Authentic International Academic Credentials How to Obtain Authentic International Academic Credentials The single most important step in credential evaluation and international student admissions is ensuring the authenticity of educational credentials.

More information

The Anatomy of a Diploma Mill

The Anatomy of a Diploma Mill The Anatomy of a Diploma Mill Jennie Duggan Brown University * * The views herein are that of the author s, not that of her employers The Pitch Source: confidendaldegree.com Diploma Mills Degrees obtained

More information

CONSUMER ALERT: What Should You Do If You Learn that a Forged and/or Fraudulent Deed Has Been Recorded Against Your Real Property?

CONSUMER ALERT: What Should You Do If You Learn that a Forged and/or Fraudulent Deed Has Been Recorded Against Your Real Property? CONSUMER ALERT: What Should You Do If You Learn that a Forged and/or Fraudulent Deed Has Been Recorded Against Your Real Property? By Wayne S. Bell (Chief Counsel) and Summer B. Bakotich (Special Investigator)

More information

CONTACT. information. All consumer complaints must be made in writing. Please call or write for a complaint form. Write to:

CONTACT. information. All consumer complaints must be made in writing. Please call or write for a complaint form. Write to: GREG ABBOTT Attorney General of Texas CONTACT information For more information or to obtain copies of brochures, call the Attorney General s Consumer Protection Hotline at (800) 621-0508, or contact your

More information

MANAGEMENT SYSTEM CERTIFICATION CONDITIONS & USE OF THE CERTIFICATION MARK

MANAGEMENT SYSTEM CERTIFICATION CONDITIONS & USE OF THE CERTIFICATION MARK MANAGEMENT SYSTEM CERTIFICATION CONDITIONS & USE OF THE CERTIFICATION MARK Vehicle Certification Agency 1, The Eastgate Centre Eastgate Road Bristol BS5 6XX Telephone: 0300 330 5797 e-mail: [email protected]

More information

Online Programs Offering Illegitimate Credentials using

Online Programs Offering Illegitimate Credentials using I thought I earned my GED certificate online, but instead I was denied a job. Online Programs Offering Illegitimate Credentials using the GED Brand Contact: CT Turner Associate Director, Marketing and

More information

Birmingham Trading Standards. Halal Fraud Investigations

Birmingham Trading Standards. Halal Fraud Investigations Birmingham Trading Standards Halal Fraud Investigations Background Many premises claim Halal Restaurants, Take Aways, Butchers, Wholesalers Advertisements, Posters, leaflets, Websites Claim to be accredited

More information

The U.S. Trustee Program s Civil Enforcement Activity Targets Mortgage Fraud and Mortgage Rescue Schemes

The U.S. Trustee Program s Civil Enforcement Activity Targets Mortgage Fraud and Mortgage Rescue Schemes The U.S. Trustee Program s Civil Enforcement Activity Targets Mortgage Fraud and Mortgage Rescue Schemes by Sandra Taliani Rasnak, Assistant United States Trustee, Chicago Co-Chair, Foreclosure Rescue

More information

MASSACHUSETTS IDENTITY THEFT RANKING BY STATE: Rank 23, 66.5 Complaints Per 100,000 Population, 4292 Complaints (2006) Updated January 17, 2009

MASSACHUSETTS IDENTITY THEFT RANKING BY STATE: Rank 23, 66.5 Complaints Per 100,000 Population, 4292 Complaints (2006) Updated January 17, 2009 MASSACHUSETTS IDENTITY THEFT RANKING BY STATE: Rank 23, 66.5 Complaints Per 100,000 Population, 4292 Complaints (2006) Updated January 17, 2009 Current Laws: Identity Crime: A person is guilty of identity

More information

Fraud, Bribery and Money Laundering Offences Definitive Guideline DEFINITIVE GUIDELINE

Fraud, Bribery and Money Laundering Offences Definitive Guideline DEFINITIVE GUIDELINE Fraud, Bribery and Money Laundering Offences Definitive Guideline DEFINITIVE GUIDELINE Fraud, Bribery and Money Laundering Offences Definitive Guideline 1 Contents Applicability of guideline 4 Fraud 5

More information

ADOPTED REGULATION OF THE BOARD OF OCCUPATIONAL THERAPY. LCB File No. R017-14. Effective October 24, 2014

ADOPTED REGULATION OF THE BOARD OF OCCUPATIONAL THERAPY. LCB File No. R017-14. Effective October 24, 2014 ADOPTED REGULATION OF THE BOARD OF OCCUPATIONAL THERAPY LCB File No. R017-14 Effective October 24, 2014 EXPLANATION Matter in italics is new; matter in brackets [omitted material] is material to be omitted.

More information

UNITED STATES DISTRICT COURT DISTRICT OF ARIZONA

UNITED STATES DISTRICT COURT DISTRICT OF ARIZONA Case :-cv-00-spl Document Filed 0/0/ Page of 0 JONATHAN E. NUECHTERLEIN General Counsel GREGORY A. ASHE VA Bar No. KATHARINE ROLLER IL Bar No. 0 Federal Trade Commission 00 Pennsylvania Avenue NW Washington,

More information

Lexington Insurance Company Administrative Offices 100 Summer Street Boston, Massachusetts 02110

Lexington Insurance Company Administrative Offices 100 Summer Street Boston, Massachusetts 02110 Lexington Insurance Company Administrative Offices 100 Summer Street Boston, Massachusetts 02110 HOME INSPECTORS PROFESSIONAL LIABILITY INSURANCE APPLICATION THIS INSURANCE, IF ISSUED, WILL BE ON A CLAIMS-MADE

More information

Public Advisory: Special Report on COUNTERFEIT CHECKS AND MONEY ORDERS

Public Advisory: Special Report on COUNTERFEIT CHECKS AND MONEY ORDERS Public Advisory: Special Report on COUNTERFEIT CHECKS AND MONEY ORDERS Summary In recent years, law enforcement and regulatory authorities in Canada and the United States have seen a substantial increase

More information

Title 20-A: EDUCATION

Title 20-A: EDUCATION Title 20-A: EDUCATION Chapter 410: FALSE ACADEMIC DEGREES OR CERTIFICATES HEADING: PL 2005, c. 429, 1 (new) Table of Contents Part 5. POST-SECONDARY EDUCATION... Section 10801. DEFINITIONS... 3 Section

More information

STILL FIGHTING FRAUD DIPLOMA MILLS, ACCREDITATION MILLS, COUNTERFEITERS, & CREDENTIAL EVALUATORS

STILL FIGHTING FRAUD DIPLOMA MILLS, ACCREDITATION MILLS, COUNTERFEITERS, & CREDENTIAL EVALUATORS STILL FIGHTING FRAUD DIPLOMA MILLS, ACCREDITATION MILLS, COUNTERFEITERS, & CREDENTIAL EVALUATORS TODAY S OUTLINE [GOOD NEWS] FOUNDING FATHERS,EARLY DM S NEW BOOKS, NEW LEGISLATION INTRODUCED, DM PRISONERS,

More information

Property/Casualty Insurance Renewal Survey Multi-State

Property/Casualty Insurance Renewal Survey Multi-State Property/Casualty Insurance Renewal Survey Multi-State P.O. Box 5670 Cortland, New York 13045 Phone (800) 822-3747 Fax: (607) 758-9028 Email: applications@ mcneilandcompany.com GENERAL INFORMATION Date

More information

Lexington Insurance Company Administrative Offices 100 Summer Street Boston, Massachusetts 02110

Lexington Insurance Company Administrative Offices 100 Summer Street Boston, Massachusetts 02110 Lexington Insurance Company Administrative Offices 100 Summer Street Boston, Massachusetts 02110 HOME INSPECTORS PROFESSIONAL LIABILITY INSURANCE APPLICATION THIS INSURANCE, IF ISSUED, WILL BE ON A CLAIMS-MADE

More information

Electronic Transactions Law

Electronic Transactions Law Electronic Transactions Law Royal Decree No. )M/18( 8 Rabi' I- 1428H 26 March 2007 Chapter One General Provisions Definitions Article (1): The following words and phrases, wherever mentioned in this Law,

More information

Case 0:14-cv-62116-JIC *SEALED* Document 1 Entered on FLSD Docket 09/16/2014 Page 1 of 12. UNITED STATES DISTRICT COURT SOUTHERN DISTRICf OF FLORIDA

Case 0:14-cv-62116-JIC *SEALED* Document 1 Entered on FLSD Docket 09/16/2014 Page 1 of 12. UNITED STATES DISTRICT COURT SOUTHERN DISTRICf OF FLORIDA Case 0:14-cv-62116-JIC *SEALED* Document 1 Entered on FLSD Docket 09/16/2014 Page 1 of 12 UNITED STATES DISTRICT COURT SOUTHERN DISTRICf OF FLORIDA Case No. Civ. ------------------ FEDERAL TRADE COMMISSION,

More information

OKLAHOMA LAWS RELATING TO IDENTITY THEFT

OKLAHOMA LAWS RELATING TO IDENTITY THEFT OKLAHOMA LAWS RELATING TO IDENTITY THEFT Prepared for VICARS by Legal Aid Services of Oklahoma Introduction: OKLAHOMA LAWS RELATING TO IDENTITY THEFT Identity theft takes place when someone uses your personal

More information

Case 1:16-cv-10624 Document 1 Filed 03/31/16 Page 1 of 7

Case 1:16-cv-10624 Document 1 Filed 03/31/16 Page 1 of 7 Case 1:16-cv-10624 Document 1 Filed 03/31/16 Page 1 of 7 UNITED STATES DISTRICT COURT DISTRICT OF MASSACHUSETTS SECURITIES AND EXCHANGE COMMISSION, Plaintiff, Case No. NATHANIAL D. PONN, Defendant, COMPLAINT

More information

I know what is identity theft but how do I know if mine has been stolen?

I know what is identity theft but how do I know if mine has been stolen? What is identity theft? You might hear stories on the news about stolen identities, but what is identity theft? When someone uses the personal information that identifies you, like your name, credit card

More information

Putting Telephone Scams... On Hold

Putting Telephone Scams... On Hold Putting Telephone Scams... On Hold Federal Trade Commission Toll-free 1-877-FTC-HELP Federal Trade Commission Toll-free 1-877-FTC-HELP www.ftc.gov For the Consumer www.ftc.gov For the Consumer Telemarketing

More information

[CHARGE IF A VIOLATION OF N.J.S.A. 2C:21-17a(1) IS ALLEGED]

[CHARGE IF A VIOLATION OF N.J.S.A. 2C:21-17a(1) IS ALLEGED] Revised 4/6/09 of identity. IMPERSONATION; THEFT OF IDENTITY Count of the indictment charges defendant with impersonation or theft [READ COUNT OF INDICTMENT] The pertinent part of the statute on which

More information

Bubble, Bubble...minimum toil...big trouble: The threat of Boiler Room Fraud Investigation Challenges

Bubble, Bubble...minimum toil...big trouble: The threat of Boiler Room Fraud Investigation Challenges Bubble, Bubble...minimum toil...big trouble: The threat of Boiler Room Fraud Investigation Challenges Presented at: Australian Public Sector Anti Corruption Conference 17 19 November 2015 Presented by:

More information

TITLE 874 PRIVATE INVESTIGATOR AND SECURITY GUARD LICENSING BOARD

TITLE 874 PRIVATE INVESTIGATOR AND SECURITY GUARD LICENSING BOARD TITLE 874 PRIVATE INVESTIGATOR AND SECURITY GUARD LICENSING BOARD ARTICLE 1. PRIVATE INVESTIGATOR FIRMS AND SECURITY GUARD AGENCIES Rule 1. General Provisions 874 IAC 1-1-1 Definitions Affected: IC 25-30-1;

More information

DON T BE FOOLED BY EMAIL SPAM FREE GUIDE. Provided by: Don t Be Fooled by Spam E-Mail FREE GUIDE. December 2014 Oliver James Enterprise

DON T BE FOOLED BY EMAIL SPAM FREE GUIDE. Provided by: Don t Be Fooled by Spam E-Mail FREE GUIDE. December 2014 Oliver James Enterprise Provided by: December 2014 Oliver James Enterprise DON T BE FOOLED BY EMAIL SPAM FREE GUIDE 1 This guide will teach you: How to spot fraudulent and spam e-mails How spammers obtain your email address How

More information

TILTING AT DIPLOMA MILLS: A DISCUSSION OF SPURIOUS DEGREES AND THEIR IMPLICATIONS. J. Clark Gardner. The George Washington University.

TILTING AT DIPLOMA MILLS: A DISCUSSION OF SPURIOUS DEGREES AND THEIR IMPLICATIONS. J. Clark Gardner. The George Washington University. TILTING AT DIPLOMA MILLS 1 TILTING AT DIPLOMA MILLS: A DISCUSSION OF SPURIOUS DEGREES AND THEIR IMPLICATIONS J. Clark Gardner The George Washington University 22 June 2010 TILTING AT DIPLOMA MILLS 2 No

More information

Life insurance protection after group coverage ends

Life insurance protection after group coverage ends Group Life Insurance Portability Kit Life insurance protection after group coverage ends LDM-6249 1/14 Don t leave your group life insurance behind. You know how important it is to own life insurance.

More information

Web Presence Security

Web Presence Security Web Presence Security Web Presence Security 2 Getting your business online is about reaching out and connecting with millions of potential customers, buyers, and partners. Building a website is the most

More information

Triple Lindy Press Conference Hon. Paul J. Fishman, U.S. Attorney April 5, 2016

Triple Lindy Press Conference Hon. Paul J. Fishman, U.S. Attorney April 5, 2016 Triple Lindy Press Conference Hon. Paul J. Fishman, U.S. Attorney April 5, 2016 Good morning. I m Paul Fishman, the United States Attorney for the District of New Jersey. With me are Sarah Saldana, the

More information

Product Liability Application All questions must be answered in full. Application must be signed and dated by the applicant.

Product Liability Application All questions must be answered in full. Application must be signed and dated by the applicant. Agency Name: Address: Contact Name: Phone: Fax: Email: Product Liability Application All questions must be answered in full. Application must be signed and dated by the applicant. Applicant s Name Agent

More information

ARCH CANOPY POLICY FOR NONPROFIT ORGANIZATIONS SM APPLICATION

ARCH CANOPY POLICY FOR NONPROFIT ORGANIZATIONS SM APPLICATION ARCH CANOPY POLICY FOR NONPROFIT ORGANIZATIONS SM APPLICATION NOTICE: THE LIABILITY COVERAGE PARTS OF THIS POLICY PROVIDE CLAIMS MADE COVERAGE. EXCEPT AS OTHERWISE PROVIDED, SUCH COVERAGE APPLIES ONLY

More information

INVESTMENT COMPANY BOND APPLICATION

INVESTMENT COMPANY BOND APPLICATION INVESTMENT COMPANY BOND APPLICATION A. GENERAL INFORMATION 1. (a) First Named Insured: (b) Principal Address of First Named Insured 2. Name(s) of Investment Companies Date Created Total Assets # of Officers

More information

Glossary of Vehicle Insurance Fraud Terms

Glossary of Vehicle Insurance Fraud Terms Glossary of Vehicle Insurance Fraud Terms Agent:A person or business that is empowered to act on behalf of others. Anti-Fraud Bureaus: Government operated agencies dedicated to detecting, investigating

More information

Do s & Don ts Reference website. www.farmersidentityshield.com

Do s & Don ts Reference website. www.farmersidentityshield.com What is identity theft? How do thieves steal an identity? What do thieves do with a stolen identity? How can you find out if your identity was stolen? How long can the effects of identity theft last? What

More information

STATEMENT WALDEMAR RODRIGUEZ

STATEMENT WALDEMAR RODRIGUEZ STATEMENT OF WALDEMAR RODRIGUEZ DEPUTY ASSISTANT DIRECTOR TRANSNATIONAL CRIME AND PUBLIC SAFETY DIVISION HOMELAND SECURITY INVESTIGATIONS U.S. IMMIGRATION AND CUSTOMS ENFORCEMENT U.S. DEPARTMENT OF HOMELAND

More information

Plaintiff, the Federal Trade Commission ( FTC ), for its Complaint alleges:

Plaintiff, the Federal Trade Commission ( FTC ), for its Complaint alleges: Case :-cv-000-djh Document Filed 0/0/ Page of 0 JONATHAN E. NUECHTERLEIN General Counsel GREGORY A. ASHE VA Bar No. KATHARINE ROLLER IL Bar No. 0 Federal Trade Commission 00 Pennsylvania Avenue NW Washington,

More information

UNDERSTANDING MONEY LAUNDERING

UNDERSTANDING MONEY LAUNDERING UNDERSTANDING MONEY LAUNDERING Preface In light of the international concerns growing on money laundering and the financing of terrorist activities, many countries have taken rigorous measures to curb

More information

CNNIC Implementing Rules of Domain Name Registration

CNNIC Implementing Rules of Domain Name Registration CNNIC Implementing Rules of Domain Name Registration Chapter 1 General Article 1 These Rules are formulated in accordance with the provisions of the China Internet Domain Name Regulations (hereinafter

More information

How To Stop A Diploma Mill

How To Stop A Diploma Mill HANDOUT Diploma The 17th Annual EAIE Conference 2005, Cracow, Poland ACE Session 2.03: Diploma mills, fake universities, and bogus credentials Friday 16 September 2005 Compiled by Erik Johansson, Swedish

More information

APPRAISAL MANAGEMENT COMPANY RENEWAL APPLICATION

APPRAISAL MANAGEMENT COMPANY RENEWAL APPLICATION Complete, sign, and submit this form along with the items listed below to the Division. Entity Name: Email: Business Address: City: State: Zip: Ph: Fax: Registered Agent: Email: City: State: Zip: Ph: Fax:

More information

Diploma Mills. Inside: Article... pg. 3 Important Websites... pg. 5. www.wes.org

Diploma Mills. Inside: Article... pg. 3 Important Websites... pg. 5. www.wes.org Diploma Mills Inside: Article... pg. 3 Important Websites... pg. 5 www.wes.org Diploma Mills What is a Diploma Mill? A diploma or degree mill is an entity that sells postsecondary credentials without

More information

Sections 136A.61 to 136A.71 may be cited as the "Minnesota Private and Out-of-State Public Postsecondary Education Act."

Sections 136A.61 to 136A.71 may be cited as the Minnesota Private and Out-of-State Public Postsecondary Education Act. MINNESOTA PRIVATE AND OUT-OF-STATE PUBLIC POSTSECONDARY EDUCATION ACT 136A.61 POLICY. The legislature has found and hereby declares that the availability of legitimate courses and programs leading to academic

More information

UNITED STATES DISTRICT COURT MIDDLE DISTRICT OF FLORIDA TAMPA DIVISION. v. CASE NO. 8:15-CR-244-T-23AEP PLEA AGREEMENT

UNITED STATES DISTRICT COURT MIDDLE DISTRICT OF FLORIDA TAMPA DIVISION. v. CASE NO. 8:15-CR-244-T-23AEP PLEA AGREEMENT Case 8:15-cr-00244-SDM-AEP Document 3 Filed 07/08/15 Page 1 of 15 PageID 6 UNITED STATES DISTRICT COURT MIDDLE DISTRICT OF FLORIDA TAMPA DIVISION UNITED STATES OF AMERICA v. CASE NO. 8:15-CR-244-T-23AEP

More information

Application For ACE EXPRESS Non Profit Organization Management Indemnity Package

Application For ACE EXPRESS Non Profit Organization Management Indemnity Package Application For ACE EXPRESS n Profit Organization Management Indemnity Package NOTICE: THE POLICY FOR WHICH APPLICATION IS MADE, SUBJECT TO ITS TERMS, APPLIES ONLY TO ANY CLAIM MADE AGAINST ANY OF THE

More information

UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA SAN FRANCISCO DIVISION. No. ) ) ) ) ) ) ) ) ) ) ) ) ) ) I N D I C T M E N T

UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA SAN FRANCISCO DIVISION. No. ) ) ) ) ) ) ) ) ) ) ) ) ) ) I N D I C T M E N T DAVID W. SHAPIRO (NYSB 0 United States Attorney UNITED STATES DISTRICT COURT NORTHERN DISTRICT OF CALIFORNIA SAN FRANCISCO DIVISION UNITED STATES OF AMERICA, Plaintiff, v. TIMOTHY J. GANLEY, Defendant.

More information

Market Intelligence Cell. Fighting Financial Crime

Market Intelligence Cell. Fighting Financial Crime Market Intelligence Cell Fighting Financial Crime 1 Market Intelligence Cell Our objective To investigate and suppress illegal, dishonorable and improper practices, market abuse and any potential breach

More information

GREAT AMERICAN ASSURANCE COMPANY Real Estate Professional Liability Insurance Application

GREAT AMERICAN ASSURANCE COMPANY Real Estate Professional Liability Insurance Application GREAT AMERICAN ASSURANCE COMPANY Real Estate Professional Liability Insurance Application NOTICE: This is an application for a Claims-Made policy. Coverage for prior acts and claims made after termination

More information

FARM EQUIPMENT MANUFACTURERS ASSOCIATION - FEMA APPLICATION FOR PRODUCT LIABILITY INSURANCE

FARM EQUIPMENT MANUFACTURERS ASSOCIATION - FEMA APPLICATION FOR PRODUCT LIABILITY INSURANCE Proposed Effective Date FARM EQUIPMENT MANUFACTURERS ASSOCIATION - FEMA APPLICATION FOR PRODUCT LIABILITY INSURANCE Please answer all questions. If not applicable, please indicate N/A. I. Applicant information

More information

Pump and Dump: Where would you turn? How far would you go? How hard will you fall?

Pump and Dump: Where would you turn? How far would you go? How hard will you fall? Pump and Dump: Where would you turn? How far would you go? How hard will you fall? I had a very strong work ethic. The problem was my ethics in work. These are the words of Seth Davis (Giovanni Ribisi)

More information

30 Day Limited Permits for Professional Engineers and Land Surveyors

30 Day Limited Permits for Professional Engineers and Land Surveyors THE STATE EDUCATION DEPARTMENT / THE UNIVERSITY OF THE STATE OF NEW YORK / ALBANY, NY 12234 Office of the Professions, State Board for Engineering and Land Surveying PHONE: 518-474-3817 ext. 140 FAX: 518-473-6282

More information

The Northwestern Theological Seminary Accreditation Booklet

The Northwestern Theological Seminary Accreditation Booklet DEPARTMENT OF ADMISSIONS The Northwestern Theological Seminary Accreditation Booklet NORTHWESTERN THEOLOGICAL SEMINARY The NTS Accreditation Introduction Concerning seminary accreditation; the value of

More information

Unauthorized Practice of Law

Unauthorized Practice of Law Unauthorized Practice of Law Maryland, Virginia and the District of Columbia - Laws, Regulations and Procedures for how to file a complaint against a Notario Publico Overview Notary v. Notario Publico

More information

Electronic Transactions Law

Electronic Transactions Law Kingdom of Saudi Arabia Bureau of Experts at the Council of Ministers Official Translation Department Electronic Transactions Law Royal Decree No. M/18, 8 Rabi I - 1428H 26 March 2007 Translation of Saudi

More information

A. GENERAL INFORMATION

A. GENERAL INFORMATION Chubb Group of Insurance Companies 15 Mountain View Road, Warren, New Jersey 07059 RENEWAL APPLICATION FINANCIAL INSTITUTION BOND INSURANCE COMPANIES UNDERWRITTEN IN FEDERAL INSURANCE COMPANY OR VIGILANT

More information

Chapter 673 1999 EDITION. Accountants; Tax Consultants and Preparers

Chapter 673 1999 EDITION. Accountants; Tax Consultants and Preparers Chapter 673 1999 EDITION Accountants; Tax Consultants and Preparers ACCOUNTANTS (Generally) 673.010 Definitions for ORS 673.010 to 673.457 673.015 Statement of public interest in regulating practice of

More information

Crimes Amendment (Fraud, Identity and Forgery Offences) Act 2009 No 99

Crimes Amendment (Fraud, Identity and Forgery Offences) Act 2009 No 99 New South Wales Crimes Amendment (Fraud, Identity and Forgery Offences) Act 2009 No 99 Contents Page 1 Name of Act 2 2 Commencement 2 Schedule 1 Principal amendments to Crimes Act 1900 No 40 3 Schedule

More information

Important Information About MetLife s Portability Option

Important Information About MetLife s Portability Option Election of Portable Coverage Form For Group Life Insurance Coverage Metropolitan Life Insurance Company Important Information About MetLife s Portability Option You re in a time of transition, and MetLife

More information

1. Name of Applicant: Street: City: State: Zip:

1. Name of Applicant: Street: City: State: Zip: POLICE PROFESSIONAL LIABILITY INSURANCE RENEWAL APPLICATION Darwin National Assurance Company Allied World Surplus Lines Insurance Company THIS IS AN APPLICATION FOR A CLAIMS-MADE OR OCCURRENCE POLICY,

More information

OFFICE OF KANSAS ATTORNEY GENERAL DEREK SCHMIDT

OFFICE OF KANSAS ATTORNEY GENERAL DEREK SCHMIDT OFFICE OF KANSAS ATTORNEY GENERAL DEREK SCHMIDT Attorney General Derek Schmidt BEING A SMART CONSUMER Jackie Williams, Assistant Attorney General Consumer Protection Division Duties of the Attorney General:

More information

FRAUD BOGUS DOCUMENTS AND INSTITUTIONS

FRAUD BOGUS DOCUMENTS AND INSTITUTIONS UNICA Recognition Workshop, Lausanne, 31 March - 1 April, 2006 FRAUD BOGUS DOCUMENTS AND INSTITUTIONS Presenter: Contents: Ms. Ann M. Koenig Southwest Regional Director, Credential Evaluation Services

More information

SUPREME COURT OF WISCONSIN

SUPREME COURT OF WISCONSIN SUPREME COURT OF WISCONSIN 2012 WI 123 CASE NO.: COMPLETE TITLE: In the Matter of Disciplinary Proceedings Against Thomas E. Bielinski, Attorney at Law: Office of Lawyer Regulation, Complainant, v. Thomas

More information

ACFE Toronto Chapter 1

ACFE Toronto Chapter 1 ACFE Toronto Chapter 1 Mortgage Fraud William Vasiliou CFE ACFE Toronto Chapter 2 Equifax report February 2012 Uncovered $400 million in mortgage fraud in Canada a fraction of the cheating in the R/E market

More information

WORKERS COMPENSATION FRAUD

WORKERS COMPENSATION FRAUD WORKERS COMPENSATION FRAUD September 10, 2015 Dave Senott Special Investigations Unit Zurich Insurance Why Pursue a Fraudulent W/C Claim Financial savings for insurance company Estimated that 20% of W/C

More information

Section 96.1 Definitions. The following definitions shall apply to this Subchapter unless the context otherwise requires:

Section 96.1 Definitions. The following definitions shall apply to this Subchapter unless the context otherwise requires: Section 96.1 Definitions. The following definitions shall apply to this Subchapter unless the context otherwise requires: (a) Board means the Board of Examiners of Nursing Home Administrators as provided

More information

MARYLAND IDENTITY THEFT RANKING BY STATE: Rank 10, 85.8 Complaints Per 100,000 Population, 4821 Complaints (2007) Updated January 29, 2009

MARYLAND IDENTITY THEFT RANKING BY STATE: Rank 10, 85.8 Complaints Per 100,000 Population, 4821 Complaints (2007) Updated January 29, 2009 MARYLAND IDENTITY THEFT RANKING BY STATE: Rank 10, 85.8 Complaints Per 100,000 Population, 4821 Complaints (2007) Updated January 29, 2009 Current Laws: A person may not knowingly, willfully, and with

More information

CATCH ME IF YOU CAN: THE IRS IMPERSONATION SCAM AND WHAT IS BEING DONE ABOUT IT

CATCH ME IF YOU CAN: THE IRS IMPERSONATION SCAM AND WHAT IS BEING DONE ABOUT IT STATEMENT OF ALYSA D. ERICHS SPECIAL AGENT IN CHARGE HOMELAND SECURITY INVESTIGATIONS MIAMI U.S. IMMIGRATION AND CUSTOMS ENFORCEMENT REGARDING A HEARING ON CATCH ME IF YOU CAN: THE IRS IMPERSONATION SCAM

More information

INTERNET SECURITY SEMINAR

INTERNET SECURITY SEMINAR INTERNET SECURITY SEMINAR Paper : An inquiry into the nature and causes of the wealth of internet miscreants By Jason Franklin &Vern Paxson presented by Matimbila Lyuba at University of Birmingham 28/01/2013

More information

HOME IMPROVEMENT EXAMINATION GUIDE

HOME IMPROVEMENT EXAMINATION GUIDE Page 1 of 10 DEPARTMENT OF CONSUMER AFFAIRS (DCA) LICENSING CENTER 42 Broadway New York, NY 10004 Monday-Friday: 9:00 a.m.-5:00 p.m. Wednesday: 8:30 a.m.-5:00 p.m. Telephone: 311 (212-NEW-YORK outside

More information

United States Attorney Southern District of New York

United States Attorney Southern District of New York United States Attorney Southern District of New York FOR IMMEDIATE RELEASE CONTACT: U.S. ATTORNEY'S OFFICE February 14, 2006 HERBERT HADAD, MEGAN GAE'FNEY HEATHER TASKER, BRIDGET KELLY PUBLIC INFORMATION

More information

How To Get Insurance Coverage

How To Get Insurance Coverage RLP- Renter's Liability Protection SLI - Supplemental Liability Insurance APPLICANT'S SECTION: 1. Business name (s) of applicant (list full entity name, dba's, etc., and state of incorporation, if applicable)

More information