Who We Are. / 2015 Southwest Funding, LP, All rights reserved

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2 Who We Are Established in 1993 Based in Dallas, Texas Mortgage branching since 1999 Privately held Mortgage banker offering FHA, VA, USDA, HECM, Non-QM, Conventional, Jumbo INC Magazine fastest growing private companies The industry leader in mortgage branch opportunities

3 Company Overview HUD approved since 1996 Direct Endorsement lender Delegated underwriting for FHA, VA, USDA, Conventional Multiple warehouse lines with capacity to triple current production Three funding channels: Southwest Funding Banking Mini correspondent Multiple wholesale lenders

4 How We Fund Loans Funding Channels Southwest Funding Banking Mini Correspondent Wholesale Lenders

5 Southwest Funding Banking In-House paperless underwriting to AUS findings Online product and pricing engine FNMA, FHLMC, FHA, VA, USDA, Jumbo, Non QM hour turn times Aggressive rates and first class service Speak directly to underwriters Up to 400bps branch margin Multiple Appraisal Management Companies

6 Mini Correspondent Mortgage Banking with investor underwriting loan file Well known industry investors No SRP/premium disclosure Up to 400bps branch margin

7 Wholesale Lenders 275bps lender paid compensation (less $350 and 25bps fee) Expansive list of well known wholesale lenders Available for exception products (Manufactured housing, Non warrantable condos, etc.)

8 Our Mortgage Products FHA including >560 FICO & 203(k) VA USDA Rural Refinance Pilot Program Conventional - FNMA/FHLMC Reverse/HECM Jumbo Non QM DPA Programs Condos including limited review Texas Cash-Out 50(a)(6)

9 How We Support You Mortgage Banking Marketing/ Advertising Training Department Compliance/ Licensing BRANCH OFFICE Information Technology Human Resources Payroll/ Accounting

10 Hear What our Branch Managers Have to Say About 98% of my business is purchase loans, referred by Real Estate Agents. I ve never been as confident and certain at my ability to close loans efficiently. We are consistently getting our CTC notifications 3-5 days prior to closing and are getting a closing package out 2-3 days early when we have a 30 day contract period. We just closed both a conventional loan and an FHA loan in only 2.5 weeks! Brian Heckman, Branch Manager #1058

11 Marketing Programs Complimentary industry leading CRM Advertising and flyer library Facebook business page Multi page website with secure 1003 Dedicated marketing team

12 Licensed in 14 States Alabama Arkansas Colorado Florida Indiana Kentucky Louisiana Michigan Mississippi New Mexico Oklahoma Ohio Tennessee Texas

13 How We Are Better Direct phone access to all underwriters Expansive product offerings Unmatched and aggressive rates Industry leading marketing programs to close more loans Staff, contract, in-house or self processing 24/7 online access to your branch operating account Our customer is the Loan Originator Scenario help desk Proven track record in mortgage branching for over 14 years

14 What Our People Say I have experienced a world class difference in service and support from the operations team then anywhere I have been in the last 20 years!" John Landry, Branch Manager #1062 I have been with Southwest Funding since During this time I have seen continual growth, product expansion, improved processes and excellent support! Wendy Davis, Branch Manager #584 Our excellent resources and corporate team help me be more successful and I cannot imagine being in this industry and not working for Southwest Funding! The entire organization is TOPS and I ve been here since 2003! Mickey Smith, Branch Manager #621 Since 2007 Southwest Funding has allowed us to give dreams to people who were either turned down or not given a chance at the dream of owning a home. They truly are a blessing! Paul Guerrero, Branch Manager #790

15 Contact Us Today Toll Free: Local: Fax: Southwest Funding, LP Coit Road #100 Dallas, Texas 75240

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