Fee-based programs and support. Choose the design that works best for you and your clients. Page 1 of 8

Transcription

1 Fee-based programs and support Choose the design that works best for you and your clients. Page 1 of 8

2 Welcome to Questar Asset Management Questar Asset Management offers a variety of fee-based programs designed to meet the growing needs of your business. We deliver personal support and service that place you and your business first. Investment advisory programs After registering as an investment advisor representative of Questar Asset Management, you ll have access to multiple investment advisory products and services including: Portfolio Designs allows you to build customized accounts for your clients. Third-party money managers offers professionally managed portfolios based on your clients investment objectives and goals. Fee-based financial planning create comprehensive financial plans using state-of-the-art financial planning software. For a full description of products and services offered by Questar Asset Management, including fees, review the Form ADV Part II A and WRAP fee program brochure. Individual support and industry-leading tools Whether you re a veteran in the fee-based world or just getting started, Questar Asset Management offers a variety of tools and resources to help take your business to a higher level. Albridge Wealth Reporting consolidate client information from multiple custodians and financial providers, provide on-demand reports for asset allocations, holdings, cost basis, and more. Researched lists of mutual funds and ETF/ETNs covering more than 15 sub-asset classes, this comprehensive list provides a shortlist of mutual funds and ETF/ETNs for your consideration. Monthly investment advisory conference call stay abreast of industry news, receive compliance and operations updates, and have an opportunity to interact with third-party money managers and the Questar Asset Management team. Sales directors you have access to the individual support of experienced sales personnel within Questar Asset Management. Financial planning software we offer a variety of financial planning software options to help you create comprehensive financial plans for your clients. Page 2 of 8

3 Questar Portfolio Designs Questar Portfolio Designs is an investment advisory platform that gives advisors and clients a flexible account to build customizable portfolios. Eligible assets include no-load and load-waived mutual funds, ETF/ETNs, stocks, bonds, and options. 1 With a minimum account size of $30,000, it s an ideal account for clients who want to have some control over their investments and advisors who want to be a part of the portfolio development process. Simple Charge clients a flat fee or a declining fee schedule. Assets are held at Pershing. Make up to 25 trades per year with no additional transaction fees. There are no inactivity charges or annual maintenance fees. Flexible Create customized investment solutions for each individual client. Choose from a broad selection of eligible assets including no-load and load-waived mutual funds, individual equities, exchangetraded funds and notes (ETF/ETNs), and investment-grade bonds. Securities are traded and held at Pershing, the same custodian you use for your commission-based business, with the same convenience of a Pershing brokerage account. The platform can offer an ideal solution for clients who have existing portfolios but don t want to liquidate them completely, or who want to play an active role in the portfolio design process. Easy to sell Standard and no-cost optional features make selling a snap: On-demand performance reporting Consolidated household reporting and billing Automatic prospectus delivery Electronic delivery of statements, confirms, tax documents, and prospectuses Automatic cost-basis tracking Direct order entry through NetX360 Client access to account through NetXClient View Low account minimum just $30,000 to open an account 1 Requires appropriate FINRA registrations. 1 Page 3 of 8

4 Third-party money managers 2 Questar Asset Management has partnered with a variety of third-party money managers, each bringing unique philosophies and capabilities to the advisory platform. By utilizing the services of a professional money manager, you can eliminate the responsibility of portfolio development, ongoing portfolio management, and portfolio rebalancing. You serve as a relationship manager, managing the relationship between your client and the money manager. A sampling of these managers includes: Argentus (Coral Gables, FL) Over the years, the firm has developed strategic alliances, some directly and some through its unaffiliated business partner, Argentus Investment Group, with many of the world s most prestigious financial institutions and insurance companies. The strength of these collaborations allows Argentus to continuously be on the forefront of financial planning and introduce innovative investment solutions to its clientele. Its mission is to earn and retain the trust and confidence of our clients by effectively helping them manage, preserve, and maximize their wealth. Argentus is committed to providing worldclass services, cutting-edge products, and comprehensive asset management portfolios. Aris Wealth Services, Inc (State College, PA) Aris offers traditional, strategic investment portfolios as well as tactical, income-oriented, and personal values-based asset allocation strategies. As an independent firm, Aris does not offer proprietary products and conducts in-house due diligence on a universe of investment options, allowing for a diversified financial strategy. AssetMark (Pleasant Hill, CA) AssetMark, Inc. is a leading strategic provider of innovative investment and consulting solutions serving independent financial advisors. It provides investment, relationship, and practice management solutions that advisors utilize in helping clients achieve their investment objectives and life goals. The firm has approximately $20 billion in assets and a history of innovation spanning nearly 20 years. AssetMark works in collaboration with independent advisors who make a difference in the lives of their clients. For more information, visit Brinker Capital Management (Berwyn, PA) Brinker invests in strategies that are agnostic to active or passive investing. Offering mutual fund management programs, unified managed accounts, and a core asset manager program, you can help your client design a diversified portfolio based on their risk tolerance and objectives. BTS Asset Management (Boston, MA) Founded in 1979, BTS is one of the nation s oldest third-party money managers, providing risk management solutions for all investors. BTS was founded on the belief that every investor should have the opportunity to receive a level of investment advice that is traditionally only available to the largest of institutions. BTS believes that many investors are looking for an alternative to traditional buy and hold strategies. BTS takes a capital preservation approach seeking to deliver consistent, steady returns over the long haul, while mitigating downside risk to the extent possible. BTS gives you the flexibility to choose an investment approach that matches your personal goals and preferences. Page 4 of 8

5 CLS Investments (Omaha, NE) CLS is an ETF strategist working with more than 2,500 financial advisors and 1,300 qualified plan sponsors to manage more than 35,000 client portfolios. Since many financial advisors find their strengths lie in cultivating relationships and creating an overall financial strategy for their clients, they often choose to outsource the portfolio management function of their role to CLS. CLS s partnership business model is deliberate and strategic. It gives advisors time to create meaningful relationships with their clients and learn important details about their total financial standing, investing time horizon, and specific investment objectives. When the advisor passes this information on to CLS, we can accordingly make timely active asset allocation decisions within the client s portfolio. Through this mutually beneficial connection, CLS can enhance an advisor s service to investors. With several billion dollars in assets under management and as a part of NorthStar Financial Services Group, LLC, CLS has the investment experience to help advisors and individual investors achieve financial success. Flexible Plan Investments (Bloomfield Hills, MI) Flexible Plan Investments is a leading provider of investment risk management services. As a founding member of the National Association of Active Investment Managers (NAAIM), it is one of the trade association s largest and oldest active money managers. It strives to provide investors with competitive returns while working to reduce risk through the use of diversified investment products, cuttingedge technology, and support services. Today, Flexible Plan Investments employs a full staff of researchers, portfolio managers, traders, and support personnel dedicated to providing tools and services to help financial advisors earn and keep their clients trust. FTJ Fund Choice (Hebron, KY) FTJFC provides access to over 2,000 no-load and load-waived mutual funds encompassing in excess of 250 fund families. Investors experience the ease of designing and managing a diversified investment plan while simultaneously taking advantage of some of the leading institutional managers in the country. QAM serves as investment advisor through a triparty agreement. Hanlon Investment Management (Egg Harbor Township, NJ) Hanlon utilizes a tactical and strategic asset allocation approach to making investment decisions. The tactical component is based on a proprietary combination of technical, quantitative, and volume analysis, and helps determine exposure to the equity and bond markets. The strategic component is then administered, in which all available fund styles are analyzed to determine which are performing best from a risk-adjusted return basis. Portfolios are composed with the fund styles that are providing the best return in the current environment and attempt to reduce risk. 3 Page 5 of 8

6 Lindner Capital Advisors (Atlanta, GA) Lindner Capital Advisors is a world-class leader in applying the proven principles of the Nobel Prize-winning Modern Portfolio Theory to asset management. To help clients achieve superior results, Lindner scientifically designs their portfolios to be consistent with key parameters, including risk tolerance, investment objectives, and time horizons. Its proprietary methodology calls for investing with selected low-cost, asset class, institutional portfolio managers including Dimensional Fund Advisors (DFA) and Goldman Sachs. In this way, Lindner provides the highest-quality investment options available. Lockwood (King of Prussia, PA) Lockwood Capital Management and Lockwood Advisors provide access to a host of investment solutions for your clients. These solutions range from separate account management to unified managed accounts. Regardless of the type of account chosen, Lockwood focuses on building diversified portfolios designed to meet your clients long-term objectives. Lockwood also manages AdvisorFlex, a hybrid account in which the advisor and Lockwood work together to create and maintain a managed account that is just right for your clients. Loring Ward (San Jose, CA) Since 1990, Loring Ward has employed Asset Class Investing as the foundation of their comprehensive approach to help independent advisors become the most trusted professional in their clients lives. They passionately believe that advisors and their clients can benefit from the sophistication, truer asset class returns, and lower costs that can come from adopting a strategic Asset Class Investing approach. Loring Ward s approach to portfolio management means advisors have the opportunity to switch to a passive investing strategy instead of spending all their time focused on trying to outguess the market or pick the right managers. They can address what clients really want a deeper, more meaningful relationship focused on their most important long-term financial goals. Not only can it be the right thing for clients, it is a smarter way to run a practice, providing a framework from which trust can be both earned AND kept for the long term. 4 Page 6 of 8

7 Manning & Napier (Rochester, NY) Manning & Napier s investment philosophy is rooted in a consistent, repeatable process that uses an active, forward-looking approach to identify investment opportunities. With an investment style that is centered around the long-term investment and risk management goals of the clients, Manning & Napier offers equity, fixed income, and balanced portfolios, among other investment products and services. SEI Investments (Oaks, PA) The SEI Advisor Network enables nearly 5,700 advisors to get back to the aspects of their business they most enjoy. SEI offers comprehensive outsourcing services, including turnkey investment and wealth management, leading-edge administration support and technology, and extensive practice management solutions. SEI is a fee-simple approach to investment solutions with no program fees, no platform fees, and no account minimums. Its end-to-end platform helps advisors save time, increase revenues, and differentiate themselves in the market. Tactical Allocation Group (TAG) (Birmingham, MI) TAG s ETF Portfolios have set a new standard for investment management service. TAG ended the debate between passive indexing versus active management by combining the best of both: active management of passive indexes, an optimum blend of science and cost. The founders of Tactical Allocation Group, LLC began their Proactive Investment Management style for fixed income investments in Changing interest rate, credit and economic environments can materially affect the principal value of fixed income securities. A traditional fixed income buy and hold strategy fails to capture the capital gain opportunities (or avoid the capital losses) over and above the interest income. TAG s total return approach sought to capture the value added from fixed income principal changes. Page 7 of 8

8 Let Questar Asset Management help you take your fee-based business to the next level. Call today to learn more: questarcapital.com Questar Asset Management, a subsidiary of Allianz Life Insurance Company of North America 5701 Golden Hills Drive Minneapolis, MN Member FINRA, SIPC QST-042 (R-8/2015) For broker/dealer use only not for use with the public. Page 8 of 8